Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Investments:
Fixed maturities, available-for-sale, at fair value (amortized cost $1,961,531 in 2024 and $1,771,041 in 2023; allowance for credit losses $0 in 2024 and $1 in 2023)	$ 1,868,331	$ 1,686,502
Equity securities, at fair value (cost $0 in 2024 and $29,238 in 2023)	0	55,019
Mortgage loans (less allowance for credit loss of $45 and $55)	40,922	45,366
Other long-term investments	183,741	99,507
Short-term investments	100	100
Total investments	2,093,094	1,886,494
Cash and cash equivalents	200,949	102,046
Accrued investment income	15,795	15,934
Premiums receivable (net of allowance for doubtful accounts of $1,604 in 2024 and $1,794 in 2023)	450,801	464,791
Deferred policy acquisition costs	147,224	126,532
Property and equipment at cost (less accumulated depreciation of $75,866 in 2024 and $68,242 in 2023)	136,021	134,247
Reinsurance receivables and recoverables (net of allowance for credit losses of $103 in 2024 and $97 in 2023)	230,828	223,269
Prepaid reinsurance premiums	44,892	27,682
Goodwill and intangible assets, net	3,906	4,615
Deferred tax asset, net	23,018	13,621
Income taxes receivable	14,181	21,463
Other assets	127,760	123,496
Total assets	3,488,469	3,144,190
Liabilities
Losses and loss settlement expenses	1,796,782	1,638,755
Unearned premiums	621,448	549,384
Accrued expenses and other liabilities	171,649	172,306
Long term debt	117,059	50,000
Total liabilities	2,706,938	2,410,445
Stockholders' equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,378,291 and 25,269,842 shares issued and outstanding in 2024 and 2023, respectively	25	25
Additional paid-in capital	215,851	209,986
Retained earnings	620,436	574,691
Accumulated other comprehensive income (loss), net of tax	(54,781)	(50,957)
Total stockholders' equity	781,531	733,745
Total liabilities and stockholders' equity	$ 3,488,469	$ 3,144,190