Consolidated Statements of Income and Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenues
Net premiums earned	$ 300,185	$ 259,456	$ 868,613	$ 770,221
Net investment income	24,459	16,459	58,830	40,508
Net investment gains (losses) (includes reclassifications for net unrealized investment gains (losses) on available-for-sale securities of $(1,680) and $(5,473) in 2024 and $(79) and $(771) in 2023; previously included in accumulated other comprehensive income (loss))	(1,680)	(1,960)	(4,111)	(2,581)
Other income (loss)	0	0	(3,200)	0
Total revenues	322,964	273,955	920,132	808,148
Benefits, Losses and Expenses
Losses and loss settlement expenses	187,148	172,798	568,119	598,125
Amortization of deferred policy acquisition costs	71,425	62,709	204,504	181,700
Other underwriting expenses (includes reclassifications for employee benefit costs of $0 and $0 in 2024 and $51 and $155 in 2023; previously included in accumulated other comprehensive income (loss))	36,454	29,096	103,532	88,231
Interest expense	2,481	797	4,800	2,391
Other non-underwriting expenses	481	179	1,688	1,553
Total benefits, losses and expenses	297,989	265,579	882,643	872,000
Income (loss) before income taxes	24,975	8,376	37,489	(63,852)
Federal income tax expense (benefit) (includes reclassifications of $352 and $1,149 in 2024 and $28 and $195 in 2023; previously included in accumulated other comprehensive income (loss))	5,227	1,996	6,974	(14,544)
Net Income (loss)	19,748	6,380	30,515	(49,308)
Other comprehensive income (loss)
Change in net unrealized gain (loss) on investments	51,745	(43,245)	33,995	(44,857)
Change in liability for underfunded employee benefit plans	(724)	(820)	(2,172)	(2,460)
Foreign currency translation adjustment	853	0	865	0
Other comprehensive income (loss), before tax and reclassification adjustments	51,874	(44,065)	32,688	(47,317)
Income tax effect	(10,714)	9,253	(6,683)	9,937
Other comprehensive income (loss), after tax, before reclassification adjustments	41,160	(34,812)	26,005	(37,380)
Reclassification adjustment for net investment losses included in income	1,680	79	5,473	771
Reclassification adjustment for employee benefit costs included in expense	0	51	0	155
Total reclassification adjustments, before tax	1,680	130	5,473	926
Income tax effect	(352)	(28)	(1,149)	(195)
Total reclassification adjustments, after tax	1,328	102	4,324	731
Comprehensive income (loss)	$ 62,236	$ (28,330)	$ 60,844	$ (85,957)
Diluted weighted average common shares outstanding (in shares)	25,912,313	25,579,334	25,884,623	25,244,502
Earnings per common share:
Basic (in dollars per share)	$ 0.78	$ 0.25	$ 1.21	$ (1.95)
Diluted (in dollars per share)	$ 0.76	$ 0.25	$ 1.18	$ (1.95)