Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Investments:
Fixed maturities, available-for-sale, at fair value (amortized cost $1,898,841 in 2024 and $1,771,041 in 2023)	$ 1,852,791	$ 1,686,502
Equity securities at fair value (cost $0 in 2024 and $29,238 in 2023)	0	55,019
Mortgage loans (less allowance for credit loss of $45 in 2024 and $55 in 2023)	41,081	45,366
Other long-term investments	101,480	99,507
Short-term investments	100	100
Total investments	1,995,452	1,886,494
Cash and cash equivalents	197,371	102,046
Accrued investment income	16,069	15,934
Premiums receivable (net of allowance for doubtful accounts of $1,528 in 2024 and $1,794 in 2023)	608,883	464,791
Deferred policy acquisition costs	149,038	126,532
Property and equipment at cost (less accumulated depreciation of $73,565 in 2024 and $68,242 in 2023)	135,383	134,247
Reinsurance receivables (net of allowance for credit losses of $103 in 2024 and $97 in 2023)	250,042	223,269
Prepaid reinsurance premiums	42,013	27,682
Intangible assets	4,084	4,615
Deferred tax asset	14,399	13,621
Income taxes receivable	16,591	21,463
Other assets	116,807	123,496
TOTAL ASSETS	3,546,132	3,144,190
Liabilities
Losses and loss settlement expenses	1,794,941	1,638,755
Unearned premiums	650,039	549,384
Accrued expenses and other liabilities	198,318	172,306
Long term debt	117,011	50,000
TOTAL LIABILITIES	2,760,309	2,410,445
Stockholders' Equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,341,248 and 25,269,842 shares issued and outstanding in 2024 and 2023, respectively	25	25
Additional paid-in capital	213,374	209,986
Retained earnings	593,052	574,691
Accumulated other comprehensive income (loss), net of tax	(20,628)	(50,957)
TOTAL STOCKHOLDERS' EQUITY	785,823	733,745
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 3,546,132	$ 3,144,190