Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Fixed maturities
Available-for-sale, at fair value (amortized cost $1,794,325 in 2023 and $1,662,680 in 2022)	$ 1,638,512	$ 1,551,336
Equity securities at fair value (cost $29,238 in 2023 and $75,292 in 2022)	51,217	169,106
Mortgage loans	45,589	37,947
Less: allowance for mortgage loan losses	55	49
Mortgage loans, net	45,534	37,898
Other long-term investments	93,836	86,276
Short-term investments	0	275
Total investments	1,829,099	1,844,891
Cash and cash equivalents	69,150	96,650
Accrued investment income	17,269	14,480
Premiums receivable (net of allowance for doubtful accounts of $1,768 in 2023 and $1,575 in 2022)	475,632	365,729
Deferred policy acquisition costs	125,292	104,225
Property and equipment (primarily land and buildings, at cost, less accumulated depreciation of $66,257 in 2023 and $59,566 in 2022)	133,887	133,113
Reinsurance receivables and recoverables (net of allowance for credit losses of $130 in 2023 and $82 in 2022)	211,645	170,953
Prepaid reinsurance premiums	21,425	11,300
Intangible assets	4,793	5,324
Deferred tax asset	36,591	15,531
Income taxes receivable	36,469	31,418
Other assets	90,527	88,672
TOTAL ASSETS	3,051,779	2,882,286
Liabilities
Losses and loss settlement expenses	1,636,918	1,497,274
Unearned premiums	560,663	474,388
Accrued expenses and other liabilities	159,261	120,510
Long term debt	50,000	50,000
TOTAL LIABILITIES	2,406,842	2,142,172
Stockholders’ Equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,263,742 and 25,210,541 shares issued and outstanding in 2023 and 2022, respectively	25	25
Additional paid-in capital	209,931	207,030
Retained earnings	559,126	620,555
Accumulated other comprehensive income, net of tax	(124,145)	(87,496)
TOTAL STOCKHOLDERS’ EQUITY	644,937	740,114
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 3,051,779	$ 2,882,286