Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fixed maturities
Available-for-sale, at fair value (amortized cost $1,662,680 in 2022 and $1,656,797 in 2021; allowance for credit losses $3 in 2022 and $0 in 2021)	$ 1,551,336	$ 1,719,790
Equity securities, at fair value (cost $75,292 in 2022 and $84,605 in 2021)	169,106	213,401
Mortgage loans	37,947	47,201
Less: allowance for mortgage loan losses	49	71
Mortgage loans, net	37,898	47,130
Other long-term investments	86,276	84,090
Short-term investments	275	275
Total Investments	1,844,891	2,064,686
Cash and cash equivalents	96,650	132,104
Accrued investment income	14,480	13,396
Premiums receivable (net of allowance for doubtful accounts of $1,575 in 2022 and $781 in 2021)	365,729	316,771
Deferred policy acquisition costs	104,225	91,446
Property and equipment (primarily land and buildings, at cost, less accumulated depreciation of $59,566 in 2022 and $60,142 in 2021)	133,113	137,702
Reinsurance receivables and recoverables (net of allowance for credit losses of $82 in 2022 and $102 in 2021)	170,953	127,815
Prepaid reinsurance premiums	11,300	9,328
Goodwill and net intangible assets	5,324	6,034
Deferred Tax Asset, net	15,531	0
Income taxes receivable	31,418	32,378
Other assets	88,672	81,061
Total assets	2,882,286	3,012,721
Liabilities
Losses and loss settlement expenses	1,497,274	1,514,265
Unearned premiums	474,388	439,733
Accrued expenses and other liabilities	120,510	102,849
Deferred tax liability, net	0	26,753
Long term debt	50,000	50,000
Total liabilities	2,142,172	2,133,600
Stockholders' equity
Common stock, $0.001 par value; authorized 75,000,000 shares; 25,210,541 and 25,082,104 shares issued and outstanding in 2022 and 2021, respectively	25	25
Additional paid-in capital	207,030	203,375
Retained earnings	620,555	621,384
Accumulated other comprehensive income (loss), net of tax	(87,496)	54,337
Total stockholders' equity	740,114	879,121
Total liabilities and stockholders' equity	$ 2,882,286	$ 3,012,721