EX-99.2 3 tv509072_ex99-2.htm CLAYTON LOAN LEVEL TAPE COMPARE

 

Exhibit 99.2

 

Client Name: Wells Fargo Bank, N.A.
Client Project Name: WFMBS 2019-1
Start - End Dates: 7/12/18 TO 9/21/18
Deal Loan Count: 1,030
Report Run Date: 11/7/2018 14:24
   
Loan Level Tape Compare Upload
   
Loans in Report 1,030

Loan Number Borrower Last Name Field Name Tape Data Reviewer Data
8152003 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
10986960 XXXXX Borrower 1 First Time Home Buyer Yes No
10986960 XXXXX Property Type SFR-Attached Attached PUD
21056348 XXXXX Cash Reserves 93204.27 93709.70
35239899 XXXXX Debt to Income Ratio (Back) 42.7000 37.1281
38665471 XXXXX Borrower 1 First Time Home Buyer Yes No
44191174 XXXXX Total Cash Out 307450.81 308145.81
45116907 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
52233364 XXXXX Debt to Income Ratio (Back) 18.0600 15.9107
64324623 XXXXX Total Cash Out 323643.35 321358.27
71228505 XXXXX Borrower 2 First Time Home Buyer Yes No
71618558 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
83139506 XXXXX Representative Credit Score for Grading 800 812
83610438 XXXXX Borrower 2 First Time Home Buyer Yes No
90525176 XXXXX Cash Reserves 217291.48 228048.97
90525176 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
91281745 XXXXX Cash Reserves 113474.40 114139.49
93280417 XXXXX Debt to Income Ratio (Back) 36.0100 40.6885
101939809 XXXXX Property Type SFR-Attached Attached PUD
107878708 XXXXX Debt to Income Ratio (Back) 26.3000 23.2059
108909842 XXXXX Borrower 1 First Time Home Buyer Yes No
110833760 XXXXX Loan Purpose Rate and Term Refi Cashout Refi
111957265 XXXXX Debt to Income Ratio (Back) 38.8700 33.3133
111957265 XXXXX Total Cash Out 495675.89 496249.68
112554815 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
116986907 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
120722895 XXXXX Total Cash Out 119502.00 120024.43
121431033 XXXXX Cash Reserves 534949.06 535938.07
121431033 XXXXX Property Type SFR-Attached Attached PUD
123912332 XXXXX Total Cash Out 163897.45 164419.88
124292839 XXXXX Original Appraised Value XXXXX XXXXX
140249386 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
141520251 XXXXX Cash Reserves 178166.47 190742.49
141520251 XXXXX Property Type SFR-Attached Attached PUD
142891226 XXXXX Number of Units 1 2
142891226 XXXXX Property Type SFR 2 Family
147808644 XXXXX Cash Reserves 95388.46 97159.95
148928706 XXXXX Debt to Income Ratio (Back) 21.7300 15.0262
164030071 XXXXX Borrower 1 First Time Home Buyer Yes No
165629269 XXXXX Property Type SFR-Attached Attached PUD
181700581 XXXXX Original Appraised Value XXXXX XXXXX
181700581 XXXXX Total Cash Out 592255.61 592950.61
181967666 XXXXX Total Cash Out 494255.77 496301.41
187347410 XXXXX Property Type Detached PUD Attached PUD
191927482 XXXXX Borrower 1 First Time Home Buyer Yes No
196540102 XXXXX Debt to Income Ratio (Back) 29.4400 23.6137
197222538 XXXXX Sales Price XXXXX XXXXX
207280745 XXXXX Borrower 1 Self Employed Flag No Yes
208635607 XXXXX Loan Purpose Rate and Term Refi Cashout Refi
211138295 XXXXX Total Cash Out 270241.99 270877.42
220579384 XXXXX Debt to Income Ratio (Back) 29.2000 31.3739
221285703 XXXXX Total Cash Out 375957.69 376494.91
221506177 XXXXX Total Cash Out 82732.64 82994.87
228158610 XXXXX Loan Purpose Rate and Term Refi Cashout Refi
228436959 XXXXX Total Cash Out 88650.21 89180.64
228614070 XXXXX Cash Reserves 436795.33 436207.42
228614070 XXXXX Debt to Income Ratio (Back) 34.4100 28.1999
228614070 XXXXX Total Cash Out 533422.00 533794.43
235009627 XXXXX Debt to Income Ratio (Back) 36.7000 33.9660
239693695 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
239888391 XXXXX Property Type SFR-Attached Attached PUD
242035415 XXXXX Borrower 1 First Time Home Buyer Yes No
242035415 XXXXX Debt to Income Ratio (Back) 22.6400 31.8266
242268581 XXXXX Total Cash Out 239065.69 239760.69
251476784 XXXXX Property Type SFR-Attached Attached PUD
256240448 XXXXX Cash Reserves 312909.92 310446.66
256828822 XXXXX Property Type Low Rise Condo (1-4) High Rise Condo (9+)
258476374 XXXXX Debt to Income Ratio (Back) 26.5800 10.8095
263321717 XXXXX Debt to Income Ratio (Back) 29.8200 35.3329
268610599 XXXXX Total Cash Out 456306.85 457001.85
269354136 XXXXX Debt to Income Ratio (Back) 21.3900 24.1257
269354136 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
269643387 XXXXX Cash Reserves 235118.60 231191.10
269643387 XXXXX Property Type SFR-Attached Attached PUD
274614979 XXXXX Total Cash Out 495113.31 495808.31
275686962 XXXXX Original Appraised Value XXXXX XXXXX
275686962 XXXXX Total Cash Out 755323.50 755959.50
280298830 XXXXX Cash Reserves 449413.67 450795.45
286681919 XXXXX Property Type SFR-Attached Attached PUD
291123340 XXXXX Total Cash Out 524438.63 524729.34
295340277 XXXXX Total Cash Out 124970.45 125555.88
296310550 XXXXX Debt to Income Ratio (Back) 41.5600 14.9683
303767598 XXXXX Cash Reserves 344586.74 339438.43
304031245 XXXXX Borrower 1 First Time Home Buyer Yes No
304099588 XXXXX Debt to Income Ratio (Back) 28.5000 24.5337
306488506 XXXXX Cash Reserves 1163479.60 1176899.22
312469838 XXXXX Total Cash Out 498444.67 499075.10
313736465 XXXXX Total Cash Out 497096.69 497672.19
324760773 XXXXX Borrower 1 First Time Home Buyer Yes No
325467878 XXXXX Cash Reserves 76869.42 78790.12
333137496 XXXXX Debt to Income Ratio (Back) 38.6400 34.1755
334150332 XXXXX Cash Reserves 221309.39 221814.29
336530573 XXXXX Debt to Income Ratio (Back) 34.9400 29.3089
336530573 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
343868694 XXXXX Sales Price XXXXX XXXXX
345305171 XXXXX Total Cash Out 85577.42 86087.85
345430447 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
346268595 XXXXX Cash Reserves 159639.09 161535.73
359455693 XXXXX Cash Reserves 2888066.17 2905269.96
359603213 XXXXX Debt to Income Ratio (Back) 25.9600 29.8169
361100646 XXXXX Borrower 1 First Time Home Buyer Yes No
361100646 XXXXX Cash Reserves 199349.19 197296.01
364125587 XXXXX Property Type SFR-Attached Attached PUD
367424726 XXXXX Total Cash Out 138245.23 138771.66
373277495 XXXXX Total Cash Out 78110.99 78615.42
382131248 XXXXX Borrower 1 Self Employed Flag Yes No
382809856 XXXXX Borrower 1 Self Employed Flag Yes No
382809856 XXXXX Debt to Income Ratio (Back) 42.2200 39.4839
382809856 XXXXX Original Appraised Value XXXXX XXXXX
383092811 XXXXX Debt to Income Ratio (Back) 36.4000 32.3344
384899216 XXXXX Property Type SFR-Attached Attached PUD
386496006 XXXXX Loan Purpose Rate and Term Refi Cashout Refi
394744907 XXXXX Representative Credit Score for Grading 790 767
398169158 XXXXX Cash Reserves 104428.08 106561.58
401981444 XXXXX Debt to Income Ratio (Back) 39.5400 34.5808
401981444 XXXXX Representative Credit Score for Grading 769 772
413937573 XXXXX Borrower 2 First Time Home Buyer Yes No
415330987 XXXXX Debt to Income Ratio (Back) 27.3700 30.2854
415508042 XXXXX Total Cash Out 160801.07 161374.79
415869528 XXXXX Debt to Income Ratio (Back) 29.1500 31.3235
422177136 XXXXX Debt to Income Ratio (Back) 40.2300 29.2751
424472077 XXXXX Property Type SFR-Attached Attached PUD
425736098 XXXXX Cash Reserves 151583.33 152649.50
427743697 XXXXX Total Cash Out 756745.10 757440.10
432139645 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
434878811 XXXXX Debt to Income Ratio (Back) 26.3800 18.4548
439289410 XXXXX Total Cash Out 90553.68 91064.11
439383560 XXXXX Debt to Income Ratio (Back) 24.8600 27.1190
440659073 XXXXX Cash Reserves 132895.99 131724.22
442157521 XXXXX Sales Price XXXXX XXXXX
455502093 XXXXX Borrower 1 First Time Home Buyer No Yes
468476932 XXXXX Total Cash Out 248863.22 245963.81
473340582 XXXXX Cash Reserves 189171.71 191369.84
476259843 XXXXX Combined LTV 79.99 78.79
476259843 XXXXX Original LTV 79.99 78.79
476259843 XXXXX Sales Price XXXXX XXXXX
479293542 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
479929855 XXXXX Debt to Income Ratio (Back) 40.9700 37.1482
481090220 XXXXX Property Type SFR-Attached Detached PUD
486142676 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
488204299 XXXXX Total Cash Out 454854.34 455376.77
499464974 XXXXX Total Cash Out 87394.60 87925.03
501253857 XXXXX Debt to Income Ratio (Back) 34.9200 38.1348
502684606 XXXXX Total Cash Out 294657.32 295292.75
505516651 XXXXX Original Appraised Value XXXXX XXXXX
505516651 XXXXX Total Cash Out 457308.86 457219.43
509120301 XXXXX Borrower 1 First Time Home Buyer Yes No
510823449 XXXXX Total Cash Out 242862.99 243498.42
514931933 XXXXX Borrower 1 First Time Home Buyer Yes No
514931933 XXXXX Debt to Income Ratio (Back) 40.5500 36.8053
543134906 XXXXX Property Type SFR-Attached Attached PUD
543789604 XXXXX Borrower 1 First Time Home Buyer Yes No
550144923 XXXXX Borrower 1 First Time Home Buyer Yes No
564013465 XXXXX Debt to Income Ratio (Back) 29.8300 27.1522
586843564 XXXXX Debt to Income Ratio (Back) 26.1400 34.9028
588281509 XXXXX Property Type Low Rise Condo (1-4) Mid Rise Condo  (5-8)
593161858 XXXXX Borrower 1 First Time Home Buyer Yes No
595966090 XXXXX Borrower 1 First Time Home Buyer Yes No
602994947 XXXXX Borrower 2 First Time Home Buyer Yes No
607734121 XXXXX Borrower 1 First Time Home Buyer Yes No
611157774 XXXXX Cash Reserves 258107.18 258316.92
613003181 XXXXX Total Cash Out 155548.04 156056.65
613325006 XXXXX Debt to Income Ratio (Back) 39.4700 37.0669
613325006 XXXXX Representative Credit Score for Grading 789 792
613346654 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
614757952 XXXXX Debt to Income Ratio (Back) 35.4700 22.9397
617239089 XXXXX Cash Reserves 255973.53 256670.53
625605036 XXXXX Property Type SFR-Attached Attached PUD
625605036 XXXXX Total Cash Out 253378.11 253893.54
626546741 XXXXX Cash Reserves 152558.25 152499.78
628959913 XXXXX Total Cash Out 199228.28 199470.57
630109554 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
639811343 XXXXX Representative Credit Score for Grading 791 772
640206922 XXXXX Debt to Income Ratio (Back) 35.4400 28.1785
648913917 XXXXX Debt to Income Ratio (Back) 29.8200 33.5676
662363872 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
673450928 XXXXX Cash Reserves 225635.09 240758.44
674565489 XXXXX Cash Reserves 252295.15 250647.08
676919554 XXXXX Total Cash Out 52910.39 53242.83
678587374 XXXXX Original Appraised Value XXXXX XXXXX
678587374 XXXXX Property City XXXXX XXXXX
679252018 XXXXX Borrower 1 First Time Home Buyer Yes No
681965876 XXXXX Total Cash Out 419377.40 420072.40
686824466 XXXXX Property Type Rowhouse Mid Rise Condo  (5-8)
689186852 XXXXX Debt to Income Ratio (Back) 38.7200 31.0641
695290357 XXXXX Combined LTV 68.94 67.91
695290357 XXXXX Debt to Income Ratio (Back) 23.7000 27.0241
695290357 XXXXX Original LTV 68.94 67.91
695290357 XXXXX Sales Price XXXXX XXXXX
697259713 XXXXX Total Cash Out 35038.44 35673.87
697834920 XXXXX Cash Reserves 564997.65 576546.49
703908889 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
708578741 XXXXX Debt to Income Ratio (Back) 30.0000 39.6654
709421346 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
711007464 XXXXX Debt to Income Ratio (Back) 30.5600 23.0662
711007464 XXXXX Total Cash Out 629511.80 630206.80
715688072 XXXXX Total Cash Out 189633.86 190328.86
717659572 XXXXX Debt to Income Ratio (Back) 42.3600 35.8135
725731995 XXXXX Debt to Income Ratio (Back) 39.2900 34.4654
729558823 XXXXX Debt to Income Ratio (Back) 36.3300 39.7578
738274899 XXXXX Total Cash Out 262853.43 263358.86
742239349 XXXXX Property Type SFR-Attached Attached PUD
745736747 XXXXX Total Cash Out 48336.53 48801.07
757534570 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
760099635 XXXXX Borrower 1 First Time Home Buyer Yes No
760396515 XXXXX Cash Reserves 261809.54 261247.74
764157893 XXXXX Property Type SFR-Attached Attached PUD
773032528 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
776270039 XXXXX Total Cash Out 497424.78 498060.21
776853802 XXXXX Total Cash Out 865329.40 866204.40
785569992 XXXXX Debt to Income Ratio (Back) 15.4200 12.8316
794447566 XXXXX Debt to Income Ratio (Back) 31.4200 36.3927
806512647 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
806512647 XXXXX Sales Price XXXXX XXXXX
810065078 XXXXX Borrower 1 First Time Home Buyer Yes No
818233854 XXXXX Debt to Income Ratio (Back) 35.3500 31.4411
824398569 XXXXX Total Cash Out 297025.00 80774.78
833182988 XXXXX Sales Price XXXXX XXXXX
834483262 XXXXX Cash Reserves 115917.21 113096.36
839645185 XXXXX Cash Reserves 396416.96 392768.97
852693617 XXXXX Borrower 1 First Time Home Buyer No Yes
853252601 XXXXX Debt to Income Ratio (Back) 32.8000 30.3347
863141973 XXXXX Sales Price XXXXX XXXXX
865862600 XXXXX Total Cash Out 95744.20 96439.20
867932150 XXXXX Combined LTV 80.00 78.85
867932150 XXXXX Original Appraised Value XXXXX XXXXX
867932150 XXXXX Original LTV 80.00 78.85
867932150 XXXXX Total Cash Out 692602.99 693159.42
871195932 XXXXX Borrower 2 First Time Home Buyer Yes No
875180264 XXXXX Debt to Income Ratio (Back) 26.1200 23.6624
880760163 XXXXX Combined LTV 48.38 54.98
880760163 XXXXX Original Appraised Value XXXXX XXXXX
880760163 XXXXX Original LTV 48.38 54.98
886100473 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
887287177 XXXXX Total Cash Out 302126.78 302381.94
888004779 XXXXX Borrower 2 First Time Home Buyer Yes No
890817088 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
910662429 XXXXX Debt to Income Ratio (Back) 38.0100 42.5373
912267266 XXXXX Debt to Income Ratio (Back) 30.2000 34.4261
924087800 XXXXX Debt to Income Ratio (Back) 24.9000 21.9776
924087800 XXXXX Total Cash Out 117633.36 117904.39
930512679 XXXXX Debt to Income Ratio (Back) 34.6800 32.2206
943342751 XXXXX Original Appraised Value XXXXX XXXXX
946190906 XXXXX Original Appraised Value XXXXX XXXXX
946819794 XXXXX Borrower 1 First Time Home Buyer Yes No
947169587 XXXXX Total Cash Out 153531.41 154166.84
947295933 XXXXX Original Appraised Value XXXXX XXXXX
965012040 XXXXX Total Cash Out 90307.56 90882.99
965857590 XXXXX Property Type SFR-Attached Attached PUD
966190385 XXXXX Cash Reserves 626166.29 633546.75
967116917 XXXXX Total Cash Out 298785.19 299296.62
969827929 XXXXX Combined LTV 46.15 42.11
969827929 XXXXX Original Appraised Value XXXXX XXXXX
969827929 XXXXX Original LTV 46.15 42.11
969827929 XXXXX Total Cash Out 299584.18 300037.80
977661323 XXXXX Total Cash Out 449759.29 450226.75
982443372 XXXXX Borrower 1 Self Employed Flag Yes No
982443372 XXXXX Debt to Income Ratio (Back) 35.3100 32.8607
984572253 XXXXX Property Type Rowhouse Low Rise Condo (1-4)
986661943 XXXXX Property Type SFR-Attached Detached PUD
988947927 XXXXX Total Cash Out 203801.38 204323.81
991274931 XXXXX Cash Reserves 2432441.19 2399347.91
991274931 XXXXX Sales Price XXXXX XXXXX
998514552 XXXXX Debt to Income Ratio (Back) 21.6500 38.4908

 

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