ABS-15G

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM ABS-15G

ASSET-BACKED SECURITIZER
REPORT PURSUANT TO SECTION 15G OF
THE SECURITIES EXCHANGE ACT OF 1934

WELLS FARGO ASSET SECURITIES CORPORATIoN

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

____ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) [ ]

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

X Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 1011663

Wells Fargo Mortgage Backed Securities 2021-INV2 Trust
(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Diane Wold -- 952-242-2302

Name and telephone number, including area code, of the person to contact in connection with this filing

PART I: REPRESENTATION AND WARRANTY INFORMATION

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.1	Clayton Services LLC (“Clayton”) Due Diligence Narrative Report
99.2	Clayton Loan Level Tape Compare
99.3	Clayton Rating Agency ATR QM Data Fields
99.4	Clayton Valuations Summary
99.5	Clayton Conditions Report
99.6	Clayton Waived Conditions Summary

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Wells fargo asset securities corporation
	(Depositor)
Date: October 29, 2021	/s/ Peter Diliberti
	Name: Peter Diliberti
	Title: President (senior officer in charge of  securitization)

EX-99.1

Exhibit 99.1

 

 

 

Table of Contents

Clayton Contact Information	2
Overview	2
Originators	2
Clayton’s Third Party Review (“TPR”) Scope of Work	2
Sampling	3
Sponsor Acquisition Criteria	3
Loan Grading	3
TPR Component Review Scope	3
Credit Review	4
Property Valuation Review	4
Regulatory Compliance Review	4
Data Integrity	7
Data Capture	7
Data Compare Results	7
Clayton Due Diligence Results	8
Clayton Third Party Reports Delivered	9
Appendix A: Credit Review Scope	10
Appendix B: Origination Appraisal Assessment	13
Appendix C: Regulatory Compliance Review Scope	16

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Clayton Contact Information

Client Service Management:

	Stephany Wright	Client Service Manager
		Phone: (813) 371-0269/E-mail: swright@clayton.com

	Joe Ozment	Director of Securitization
		Phone: (813) 261-0733/E-mail: jozment@clayton.com

Overview

On behalf of Wells Fargo Home Mortgage, Clayton conducted an independent third-party pre-securitization due diligence review of residential loans selected for the Wells Fargo securitization (WFMBS 2021-INV2). The loans referenced in this narrative report were reviewed from 08-2021 to 09-2021 at Clayton’s centralized underwriting facilities in Tampa, FL. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton’s review.

Originators

Origination channels for the loans in this review:

Origination Channel	Loan Count	Percentage
Correspondent Flow with delegated underwriting	197	57.94%
Correspondent Flow without delegated underwriting	4	1.18%
Retail	139	40.88%
Total	340	100.00%

Clayton’s Third Party Review (“TPR”) Scope of Work

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency¹ loan level review standards in place as of the date of the review. This is referred to as a “Full Review”.

¹ Standard and Poor’s, Moody’s, Fitch, Kroll, DBRS, and Morningstar

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Sampling

For all originators in this transaction, 100% of the loans received a Full Review as described below.

Review Type Loan Counts

Review Type	Loan Count Reviewed by Clayton	Scope Applied
Full Review	340	Clayton performed a Full Review based on the scope described below in the section titled “TPR Component Review Scope”.
Total Loan Population	340

Sponsor Acquisition Criteria

The loans were originated to Agency Conforming Guidelines-Allregs.

Loan Grading

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an “initial” and a “final” grade. The “initial” grade was assigned during the initial loan review. The “final” grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton’s loan grading is solely based on Clayton’s independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton’s loan grading complied with rating agency grading definitions published by Moody’s, Standard and Poor’s, Fitch, Kroll, Morningstar and DBRS.

TPR Component Review Scope

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Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

Credit Review

Clayton’s Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

§ Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition Criteria cited above;

§ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;

§ Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor Acquisition Criteria;

§ Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

§ Evaluated evidence of borrower’s willingness and ability to repay the obligation;

§ Examined Data Verify/Fraudguard/Interthinx or similar risk evaluation report, which was ordered by the Seller or Clayton and received by Clayton for Nationwide Mortgage Licensing System and Registry (“NMLS”) and occupancy status alerts. Clayton researched alert information against loan documentation and assigned loan conditions accordingly.

Property Valuation Review

Clayton’s Property Valuation scope of review conducted on this transaction included the following elements:

§ Original Appraisal Assessment

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B and to the guidelines cited above.

§ Value Supported Analysis

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

-156 loans had Desktop Reviews

-183 loans had CU Scores of 2.5 or less

Clayton did have independent access to all products for loans in this population.

Regulatory Compliance Review

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Clayton’s Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to Appendix C and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

§ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

§ Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty provisions;

§ Truth-in-lending/regulation Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

- Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after 1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower’s ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q.  Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with either their guidelines or the Sponsor Acquisition Criteria;

o The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation depending on the loan’s undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point. Clayton evaluated the lender’s exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a 0.2% rate reduction threshold per discount point.

- Prepayment Penalty restrictions.

- TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

§ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

- GFE initial disclosure timing and content;

- Confirmed the file contains the final HUD1 Settlement Statement; 

- GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice;

- Affiliated Business Disclosure if applicable.

OF NOTE:  As of October 3, 2015 (“TRID Effective Date”), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel’s interpretations of the published regulations as of the TRID Effective Date.  Clayton’s scope was commercially reasonable as it relates to a Third Party Review (“TPR”) firms role as TPR conducting an independent third-party pre-securitization due diligence review (“Initial TRID Scope”).  The Initial TRID Scope was created with guidance from outside counsel. 

On, June 15th, 2016 SFA published its RMBS 3.0 TRID Compliance Review Scope © documentation, developed under the leadership of members from Third Party Review (“TPR”) firms across the industry and SFA’s RMBS 3.0 Due Diligence, Data

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and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act (“TILA) – Real Estate Settlement Procedures Act (“RESPA”) Integrated Disclosure (“TRID”) Rule (78 FR 79730, as amended).  RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFA RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Compliance Review (Business Purpose, Non-Owner Occupied)

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence.  For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower’s (or in the case of rescission a title holder’s) principal residence.   Most other consumer protection laws extend to a borrower’s secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered). Note that for this transaction, all INV cash out loans were tested for personal use of funds (full compliance), unless evidence of business use of funds were confirmed in the file.

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

· Cook County High Cost Ordinance

· Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property. While the state of Illinois has similar language, Clayton’s audit law firm determined that only principal residences should be tested for IL high cost. 

Anti-predatory lending laws

· Virginia Lender and Broker Act after 6/1/2008

· Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

· Sufficiency of coverage

· Escrow of insurance payments

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Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

§ Tape data received from lender/client is stored in eCLAS;

§ Loan Reviewer collects validated loan data in eCLAS;

§ Each received data point is compared to its counterpart collected data point;

§ Discrepancies found during comparison are stored

Data Capture

Clayton collected data fields required to create American Securitization Forum (“ASF”) and Standard and Poor’s LEVELS 7.4. data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

Data Compare Results

Clayton provided Wells Fargo Home Mortgage, with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the seller versus the data captured by Clayton during the loan review.

Summary of data compare results:

Field Name	# of Loan	Accuracy
Combined Loan to Value	2	99.41%
Debt to Income (Back)	36	89.41%
First Time Home Buyer	2	99.41%
Original Appraised Value	1	99.71%
Original Loan to Value	1	99.71%
Property Type	3	99.12%
Self-Employment Flag	5	98.53%

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Clayton Due Diligence Results

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

Initial and Final Overall Loan Grade Results

	Overall Grade Migration
	Initial
Final		A	B	C	D	Total
	A	231	1	25	51	308
	B		6	13	9	28
	C					0
	D				4	4
	Total	231	7	38	64	340

*The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

Initial and Final Credit Component Grade Results

	Credit Grade Migration
	Initial
Final		A	B	C	D	Total
	A	244	1	21	48	314
	B		12	2	9	23
	C					0
	D				3	3
	Total	244	13	23	60	340

Initial and Final Property Valuation Grade Results

	Property Valuation Grade Migration
	Initial
Final		A	B	C	D	Total
	A	329	1	6	1	337
	B		1	1		2
	C					0
	D				1	1
	Total	329	2	7	2	340

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Initial and Final Regulatory Compliance Grade Results

	Compliance Grade Migration
	Initial
Final		A	B	C	D	Total
	A	321		9	5	335
	B		1	4		5
	C					0
	D					0
	Total	321	1	13	5	340

Clayton Third Party Reports Delivered

Clayton furnished the following reports on this transaction:

1.    Narrative Report

2.Conditions Report

3.Loan Level Tape Compare Upload

4.Valuations Summary Reports

5.ATR/QM Data Fields Report

6.Waived Conditions Summary

8.     ASF Upload

9.     Attestation Forms

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Appendix A: Credit Review Scope

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

o DTI

o LTV/TLTV/HLTV

o Credit score

o Income and employment

o Assets and reserves

o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

o Borrower eligibility, including:

-Citizenship status

-Non- occupant co-borrower

o Transaction eligibility, including:

-Maximum loan amount

-Loan purpose

-Occupancy

o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

o Uniform Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

o Employment analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

o Income review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

§ Signed by all borrowers and processed by the originator

§ Compared IRS tax transcripts to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

§ Tax returns

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§ Financial statements

§ Paystubs

§ W-2s

§ 1099

§ IRS documents

§ Bank statements

§ Lease agreements

§ Award letters

§ Other documentation in loan file

o Asset review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

§ Verification of deposits (VOD)

§ Depository account statements

§ Stock or security account statements

§ Gift funds

§ Settlements statements

§ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

§ Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

o Credit Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

- Captured and utilized appropriate credit score for guideline review

o Title policy review included:

- Title interest – determined if

§ Fee simple

§ Leasehold estate

- Appropriate vestee(s) were listed on title policy

- Amount of coverage was greater than or equal to the original principal amount of the mortgage

- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

o HUD1 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower’s assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

- Disbursements and pay-offs included in debt ratio calculations

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- Loan purpose confirmed

o Hazard/Flood insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

§ Correct borrower

§ Correct property

§ Correct lender

§ Correct loan number

§ Life of loan, if flood insurance required

- Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender’s name and “it’s successors and assigns”

- Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

o Mortgage Insurance review included:

- Determined if mortgage insurance is required

- Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped “true and certified copy” by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan file to identify and address any potential misrepresentations including:

o Borrower identity

- Social Security inconsistencies

- Borrower name variations

o Occupancy

- Borrower address history

- Subject property ownership history

o Employment

o Licensing – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

o OFAC

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Appendix B: Origination Appraisal Assessment

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

o Appraisal report used standard GSE forms, appropriate to the property type:

- FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

- FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

- FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

- FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

- FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

- FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

o Appraisal report was reasonably complete and included:

- Appraisal report form, certification, statement of limiting conditions and scope of work

- Accurate identification of the subject property

- Accurate identification of the subject loan transaction

- Accurate identification of the property type, in both land and improvements

- All required attachments including:

§   Subject front, rear and street photos and valued features

§   Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

§   Photos of all comparable sales and listings

§   Location map

§   Exterior sketch of property with dimensions

§   1004MC Market Conditions Report

- Evidence that appraisal report was made “As Is” or provided satisfactory evidence of completion for all material conditions

- Appraisal date met supplied Sponsor Acquisition Criteria

- If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

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o Title XI of FIRREA:

- If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

- Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser’s license included in the appraisal.

- Reviewed for the presence of any “red flags” related to the mortgaged property that may have posed a risk to the property or occupants

o USPAP

- Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

- Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

- Comps used were reasonably recent in transaction date and if not the reason was furnished

- Comps used were reasonably similar to the subject property and if not an explanation was supplied

- Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

- Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

o Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

- Appraisal was made on an “As Is” basis or provides satisfactory evidence of completion of all material conditions

- Property usage was reviewed for zoning compliance

- Property utilization was reviewed to determine it was “highest and best use”

- Neighborhood values were reviewed to determine if declining

- Market conditions were reviewed to determine indication of possible marketability issues:

§   Location

§   % built up

§   Growth rate

§   Demand/supply

§   Marketing time

§   Predominant occupancy

- Physical condition of the property was reviewed to determine that the property condition was average or better

- Style of property was reviewed to determine if unique property

- Any health and safety issues were noted and/or remediated

- Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the client supplied eligibility requirements. Examples of ineligible property types may include:

o 3 to 4 unit owner occupied properties

o 2 to 4 unit second homes

o Unwarrantable or limited review condominiums

o Manufactured or mobile homes

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o Condotel units

o Unique properties

o Working farms, ranches or orchards

o Mixed-use properties

o Properties subject to existing oil or gas leases

o Properties located in Hawaii Lava Zones 1 and 2

o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

o If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

o The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute “appraisal reviews” for purposes of USPAP or Federal or State law.

o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

o Clayton is not an ‘AMC’ (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

o Clayton is not a ‘creditor’ within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

o Clear Capital “CDA” means a written retrospective analysis of an appraisal of residential real property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date of the appraisal provided.  The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear Capital by Customer. 

o ProTeck’s Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file completed by a licensed appraiser. The ARR validates  subject and comparable data and characteristics, confirms the original appraiser’s methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

o RedBell "Valuation Risk Review" or ("VRR") means Supplier's alternative valuation product which consists of a review of a third-party valuation product (appraisal or BPO) by a licensed real estate appraiser.  The review is conducted to confirm the value provided in the third-party valuation product or provide a new reconciled, independent value.

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 15 October 19, 2021

 

Appendix C: Regulatory Compliance Review Scope

This appendix provides an overview of Clayton’s proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton’s state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton’s proprietary due diligence platform, eCLAS. Not all compliance requirements the engine may test are applicable for the subject pool.

Federal Law

A. RESPA and Regulation X: Loan level analysis on the following, on loans where applicable.

o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

B. Truth in Lending Act and Regulation Z - Loan level analysis on the following, on loans where applicable.

o TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

o Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

o High Cost mortgage thresholds for points and fees (Section 32)

o High Cost Prohibited Acts and Practices upon request (Section 33)

o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

o ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

o TILA/RESPA Integrated Disclosure Rule: “The Initial TRID Scope”

§ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate (“LE”) and Closing Disclosure (“CD”)

§ Pre-application Requirement Testing:

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 16 October 19, 2021

 

· Pre-application forms cannot look similar to the LE

· Pre-application forms must contain the required disclaimer (“Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan”).

§ Timing Requirements:

· The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

· The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

· That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

§ Fee Tolerances:

· Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

· If a credit or refund is made, that it is sufficient to cover Clayton’s calculated under-disclosure.

§ Payment Schedule Accuracy:

· The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton’s calculated payment schedule.

· Interest-only periods and final balloon payments are accurately completed.

· The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

· When applicable, that the AIR and AP tables are consistent with Clayton’s calculations.

§ Accuracy of the Loan Calculations

· Amount Financed

· Finance Charge

· Total of Payments

· Total interest percentage

§ Technical Requirements

· Compliance with the TRID rounding rules.

· Compliance with specified formatting requirements.

· Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

· Alphabetization of fees.

· Title fees preceded by “Title –.”

· Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

§ Consistency within and across forms

· Once a fee is disclosed it must remain substantially the same name across disclosures.

· Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

· Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 17 October 19, 2021

 

· Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

§ Completion of the LE and CD

· All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

· For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

· That there is either a signature or a Loan Acceptance statement on the form.

§ Waivers

· Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

§ Corrected CD requiring a new waiting period

· Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

· Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

· Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

§ Post-Close CD’s

· Corrected CD’s provided with a post-close refund.

· Post-close CD’s to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

· Post-close CD’s to correct non-numerical clerical errors required within 60 days of consummation.

§ Related Documentation

· Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

· Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

· Affiliated Business Disclosure (can impact fee tolerances)

§ Outside of Clayton’s default TRID scope:

· Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

· Whether the Liability after Foreclosure selection is correct for the property state.

· Accuracy of the Aggregate Adjustment amount.

· Presence and accuracy of the Seller’s Transaction columns of the Summaries of Transactions section.

· Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

C. FACTA - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures.

D. HMDA – Whether the loans is Rate Spread threshold reportable, on applicable loans.

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 18 October 19, 2021

 

STATE, COUNTY and MUNICIPAL LAW

A. Higher-Priced

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

Higher-Priced
California	Maryland	New York
Connecticut	Massachusetts (subprime ARMS to first time homebuyers)	North Carolina
Maine	Minnesota

B. State/Local High Cost

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

State/Local High Cost
Arkansas	Maine	Pennsylvania
California	Maryland	Rhode Island, including the Providence ordinance
Colorado	Massachusetts	South Carolina
Connecticut	Nevada	Tennessee
District of Columbia	New Jersey	Texas
Florida	New Mexico	Utah
Georgia	New York	Vermont (High Rate, High Point law)
Illinois, including the Cook County and Chicago ordinances	North Carolina	Wisconsin
Indiana	Ohio, including Cleveland Heights ordinance
Kentucky	Oklahoma

C. Anti-Predatory

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

· Minnesota (Mortgage Originator and Service Licensing Act)

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 19 October 19, 2021

 

· Puerto Rico (Office Regulation 5722)

· Texas (Texas Finance Code)

· West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

D. Borrower’s Interest

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower’s interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

Borrower’s Interest
Maine	Ohio	South Carolina
Massachusetts	Rhode Island

E. Consumer Protection

Several states have laws that neither create a separate class of high cost or higher-priced mortgagee loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

Consumer Protection
Alabama (the “Mini-code”)	Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act)
Hawaii (Financial Services Loan Company Act)	Nevada (AB 440
Idaho (Residential Mortgage Practices Act)	Ohio (Consumer Sales Practices Act; whether the loan is in Summit County)
Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act)	Texas (Article XVI, Section 50(a)(6) of the Texas Constitution)
Iowa (Consumer Credit Code)	Utah (Consumer Credit Code)
Kansas (Consumer Credit Code)	Virginia (Mortgage Lender and Broker Act)
Kentucky (HB 552)	Washington (Consumer Loan Act and Responsible Mortgage Lending Act)
Maryland (DLLR Regulations, Commercial Law)	West Virginia (Consumer Credit Protection Act)
Massachusetts (Attorney General regulations)	Wyoming (Residential Mortgage Practices Act)
Michigan (Consumer Mortgage Protection Act)

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 20 October 19, 2021

 

F. Texas Equity

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

GSE Testing

Clayton can review loans to determine whether they comply with Fannie Mae’s and Freddie Mac’s Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

Disclaimer

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton’s review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton’s review is not designed to fully test a lender’s compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

© 2021 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

WFMBS 2021-INV2 Due Diligence Narrative Report Page | 21 October 19, 2021

EX-99.2

Exhibit 99.2

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021-INV2
Start - End Dates:	8/2021 TO 9/2021
Deal Loan Count:	340
Loan Level Tape Compare Upload
Loans in Report	340

Alt Loan Number	Borrower Last Name	Field Name	Tape Data	Reviewer Data
0111416902	XXXXXX	First Time Home Buyer	No	Yes
0263625354	XXXXXX	Debt to Income Ratio (Back)	22.8600	26.6692
0731285047	XXXXXX	Combined LTV	54	40
0731285047	XXXXXX	Debt to Income Ratio (Back)	42.1900	35.9849
0804490225	XXXXXX	Debt to Income Ratio (Back)	44.0500	38.8858
0598717205	XXXXXX	Debt to Income Ratio (Back)	44.4100	40.5070
0190912455	XXXXXX	Debt to Income Ratio (Back)	20.4800	38.3725
0454805117	XXXXXX	Debt to Income Ratio (Back)	39.1300	26.3878
0740663708	XXXXXX	Debt to Income Ratio (Back)	24.4700	18.3001
0593641659	XXXXXX	Debt to Income Ratio (Back)	40.9000	37.0981
0887769067	XXXXXX	Debt to Income Ratio (Back)	30.2200	26.0467
0850246060	XXXXXX	Debt to Income Ratio (Back)	38.6500	35.3648
0782940818	XXXXXX	Debt to Income Ratio (Back)	40.5000	34.2509
0252265972	XXXXXX	Debt to Income Ratio (Back)	9.6100	14.2033
0099141090	XXXXXX	Debt to Income Ratio (Back)	39.1100	19.9117
0536216694	XXXXXX	Debt to Income Ratio (Back)	38.8900	42.5659
0722401525	XXXXXX	Property Type	Rowhouse	Detached PUD
0714594806	XXXXXX	Debt to Income Ratio (Back)	22.3000	25.6112
0631690717	XXXXXX	Debt to Income Ratio (Back)	44.6300	41.3285
0165937711	XXXXXX	Debt to Income Ratio (Back)	47.3600	33.3502
0331419327	XXXXXX	Property Type	Rowhouse	Detached PUD
0579350222	XXXXXX	Self Employed Flag	No	Yes
0977237756	XXXXXX	Combined LTV	69	73
0977237756	XXXXXX	Original Appraised Value	XXXX	XXXX
0977237756	XXXXXX	Original LTV	69	73
0113632945	XXXXXX	Debt to Income Ratio (Back)	49.1900	45.6943
0869242567	XXXXXX	Debt to Income Ratio (Back)	33.2600	29.3973
0970352551	XXXXXX	Debt to Income Ratio (Back)	42.9900	39.9784
0873273267	XXXXXX	Self Employed Flag	No	Yes
0911184798	XXXXXX	Debt to Income Ratio (Back)	25.4600	20.4835
0332377647	XXXXXX	Debt to Income Ratio (Back)	49.6500	45.8865
0956860125	XXXXXX	Debt to Income Ratio (Back)	27.5200	33.8302
0391734470	XXXXXX	Self Employed Flag	No	Yes
0005434030	XXXXXX	Debt to Income Ratio (Back)	47.0200	43.8215
0747830674	XXXXXX	Debt to Income Ratio (Back)	17.0000	12.6648
0667181460	XXXXXX	Debt to Income Ratio (Back)	49.8500	45.4609
0368214884	XXXXXX	Debt to Income Ratio (Back)	34.7600	23.6155
0592760446	XXXXXX	Self Employed Flag	Yes	No
0778071623	XXXXXX	Property Type	Rowhouse	Detached PUD
0797904419	XXXXXX	Debt to Income Ratio (Back)	36.1100	31.6639
0366948700	XXXXXX	Debt to Income Ratio (Back)	37.4900	30.1041
0865023007	XXXXXX	Self Employed Flag	No	Yes
0559713482	XXXXXX	Debt to Income Ratio (Back)	33.2200	30.2150
0171465740	XXXXXX	Debt to Income Ratio (Back)	43.3100	39.6666
0033005673	XXXXXX	Debt to Income Ratio (Back)	37.4400	33.3895
0002659962	XXXXXX	Debt to Income Ratio (Back)	47.4300	43.6790
0660457934	XXXXXX	Debt to Income Ratio (Back)	49.1600	42.6468
0006819615	XXXXXX	First Time Home Buyer	No	Yes
0692716534	XXXXXX	Debt to Income Ratio (Back)	26.7900	23.5532
0314643107	XXXXXX	Debt to Income Ratio (Back)	45.5400	42.0479

©2021 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. 

EX-99.3

Exhibit 99.3

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021 - INV2
Start - End Dates:	8/2021 - 9/2021
Deal Loan Count:	340
Rating Agency ATR QM Data Fields
Loans in Report:	340

Alt Loan Number	Loan Level ATR/QM Status	Application Date Prior to 1/10/2014	TRID Indicator	Lender Application Date	Broker Application Date	GSE Eligible	QRM Flag	ATR/QM Total Points and Fees	Rate Lock Date
0090570610	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0111416902	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	2080	XXXXXX
0326938952	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0198795962	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1	XXXXXX
0354252495	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1	XXXXXX
0263625354	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	No	No	0	XXXXXX
0406423611	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0052744998	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0483887878	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0600230115	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0366420250	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0042521134	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0521693781	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1	XXXXXX
0731285047	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0784631425	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0640668909	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1	XXXXXX
0135373985	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0429926546	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0213805948	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0244228318	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0541604955	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0570060151	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0158798906	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0018702195	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0804490225	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0598717205	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0888411332	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0544623565	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0181816382	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	7427	XXXXXX
0637781400	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0190912455	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0454805117	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0431135766	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0307981430	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0963590966	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0256079725	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0443910558	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0283834747	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0595757249	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0308932588	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0208686306	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0384630136	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0027283127	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	5558.25	XXXXXX
0098217783	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0740663708	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0306346877	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0076850839	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0593641659	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0924536002	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0887769067	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0067811885	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0936657218	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0418716417	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0198365105	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0916999001	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0767909062	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0859964583	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0250473830	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	80	XXXXXX
0474511960	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0590662007	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0732290015	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0542528792	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0412994742	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	990	XXXXXX
0212161939	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0733691724	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1155	XXXXXX
0834242851	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0356892844	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0146658522	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1511.25	XXXXXX
0647498843	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0522942820	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0167655668	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0015823967	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0379495569	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0261063498	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0982182205	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0850246060	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0646830356	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	10055	XXXXXX
0235852811	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0781531328	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1305	XXXXXX
0886542331	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0802984957	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0351079717	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1989.38	XXXXXX
0536311140	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	3132.66	XXXXXX
0446737626	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1071.25	XXXXXX
0114114563	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0782940818	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0973084326	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0954580323	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0790512233	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0379326732	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0252265972	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0099141090	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0805451713	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0473415854	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0865552320	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0438957019	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0404178057	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0966870238	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0536216694	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	No	No	0	XXXXXX
0348529216	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0499384939	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0338730735	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0961281094	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0404126831	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0989117651	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	2467.5	XXXXXX
0508010142	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	2543.75	XXXXXX
0570535625	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0022745153	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1932.5	XXXXXX
0657991125	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0886024075	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0989061429	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0320590138	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0961694411	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0404830039	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0943142367	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0722401525	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0225893183	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1205	XXXXXX
0040480637	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0748263060	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0248515424	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0192428317	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0688066147	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0219710557	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0850650860	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	4302.75	XXXXXX
0707523301	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0826189179	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0787866001	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0714594806	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	No	No	0	XXXXXX
0657817246	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	3689.3	XXXXXX
0642684806	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0462260696	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0531730257	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0138047464	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0153842669	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0979340945	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0744698026	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0885071190	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0342584239	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0460734672	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0950897651	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0045919783	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0975893261	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0984211013	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	718.5	XXXXXX
0160589695	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0491594528	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0033070342	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	9215	XXXXXX
0405025309	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0631690717	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0171094551	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1295	XXXXXX
0236056075	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0889909471	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0534271913	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	895	XXXXXX
0092714690	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	4310	XXXXXX
0165937711	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1046.5	XXXXXX
0381417936	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0888720246	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0643655138	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	2395	XXXXXX
0265426380	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0331419327	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1295	XXXXXX
0905173338	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0440335145	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0852476520	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0939819457	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0579350222	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0106493417	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0374749442	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0988452626	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1950	XXXXXX
0982705673	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0654326752	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0945869035	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0299545281	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0202069100	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1195	XXXXXX
0114580005	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0186855683	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0194533398	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0475193200	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0787489951	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0798625400	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0530287582	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0977237756	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0819926639	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0189799701	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0117933471	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0113632945	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	5051.56	XXXXXX
0067181772	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0422948313	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0238307311	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0565209047	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	250	XXXXXX
0674961255	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0799801478	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0992837519	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	5668	XXXXXX
0576762838	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0557223988	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0405925461	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	2782.44	XXXXXX
0955006260	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	0	XXXXXX
0680219285	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0466156961	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0573084488	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0416255455	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0137176671	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0558799412	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0499831343	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0869242567	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0134138263	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0859886683	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0230724937	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0055218725	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0921572945	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	995	XXXXXX
0824444449	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0587166330	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0796352800	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0970352551	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0936268765	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0737719833	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0161185687	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0914290684	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0674566291	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0507696113	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0873273267	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0437091814	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0006258084	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0155759848	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0873448245	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0635857956	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0911184798	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0702045722	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	4652.88	XXXXXX
0056922951	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0332377647	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0203732000	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	1135	XXXXXX
0885654672	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0956860125	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0266192636	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0611980558	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0347368580	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0463173830	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	5212.69	XXXXXX
0406337412	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0098695705	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0175620492	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0192802209	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0061902486	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	3208.94	XXXXXX
0772311570	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1145	XXXXXX
0698118984	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0208475089	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0137397391	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0391734470	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	940	XXXXXX
0350568653	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	5283.75	XXXXXX
0482969315	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0200795326	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0174038264	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0363304193	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0400352752	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0728696215	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0648313148	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0005434030	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0117233983	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0305907650	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	5068	XXXXXX
0841373667	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0859318106	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0083346487	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0587100900	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0747830674	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	7073.5	XXXXXX
0749785798	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	10176.03	XXXXXX
0834053990	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0585587833	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0596250288	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0627419143	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0485411795	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0506452010	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0188550470	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0518113800	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0742621432	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0581437774	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	5668.2	XXXXXX
0444054236	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0462849756	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0479284672	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0108047056	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	0	XXXXXX
0197503588	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0667181460	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	4894	XXXXXX
0368214884	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0349595846	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0576765949	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0044924411	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	3811.95	XXXXXX
0592760446	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0661255085	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0788422790	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0278127836	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0191227959	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0238744725	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0729280049	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0783247231	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1475	XXXXXX
0776064691	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0663505778	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	5440.75	XXXXXX
0495190885	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	6626.64	XXXXXX
0778071623	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0024301827	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0594938368	QM: GSE Temporary - QM/SH	No	Yes	XXXXXX	XXXXXX	Yes	Yes	5287.5	XXXXXX
0585470028	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1165	XXXXXX
0672610007	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0841267808	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0778852975	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0797904419	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0298325649	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0366948700	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0811559036	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0865023007	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	4635	XXXXXX
0792430342	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0161517508	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0111564438	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0559713482	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0591301013	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0171465740	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0516307928	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0099845842	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0824147792	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0407622630	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0033005673	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0621028850	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0827326212	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0002659962	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0945883105	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0293301895	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0660457934	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0363141237	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0404912251	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0801565368	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0946752597	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0568253058	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0917006464	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0793090461	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0833965924	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0147041167	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0596847591	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0006819615	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0000576743	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0553703336	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0802785573	QM: GSE Temporary - QM/RP	No	Yes	XXXXXX	XXXXXX	Yes	Yes	1060.8	XXXXXX
0557633860	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0027767641	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0692716534	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	0	XXXXXX
0314643107	ATR/QM: Exempt	No	Yes	XXXXXX	XXXXXX	Yes	No	2655	XXXXXX

Alt Loan Number	APR	Bwr 1 Employment Indicator	Bwr 2 Employment Indicator	Bwr 1 Foreign National Indicator	Bwr 2 Foreign National Indicator	Residual Income Analysis in File	ATR/QM Residual Income
0090570610	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0111416902	3.8222	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0326938952	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0198795962	3.2501	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0354252495	3.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0263625354	3.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0406423611	3.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0052744998	3	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0483887878	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0600230115	3.2501	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0366420250	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0042521134	3.375	Employed	Employed	Permanent Resident Alien	U.S. Citizen	(No Data)	0
0521693781	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0731285047	3.2501	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0784631425	3.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0640668909	4	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0135373985	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0429926546	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0213805948	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0244228318	3.2501	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0541604955	3.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0570060151	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0158798906	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0018702195	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0804490225	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0598717205	3.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0888411332	3.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0544623565	3.75	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0181816382	3.9095	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0637781400	3.75	Unemployed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0190912455	3	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0454805117	4	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0431135766	3.2501	Unemployed	Employed	U.S. Citizen	Permanent Resident Alien	(No Data)	0
0307981430	4.25	Retired	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0963590966	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0256079725	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0443910558	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0283834747	3.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0595757249	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0308932588	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0208686306	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0384630136	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0027283127	4.1433	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0098217783	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0740663708	3.2501	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0306346877	3.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0076850839	3.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0593641659	4.25	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0924536002	4.125	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0887769067	4.25	Employed	Employed	U.S. Citizen	Permanent Resident Alien	(No Data)	0
0067811885	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0936657218	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0418716417	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0198365105	3.2501	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0916999001	4.125	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0767909062	3.75	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0859964583	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0250473830	4.1247	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0474511960	3.75	Unemployed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0590662007	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0732290015	4	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0542528792	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0412994742	4.0348	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0212161939	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0733691724	3.9521	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0834242851	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0356892844	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0146658522	3.8304	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0647498843	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0522942820	4	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0167655668	3.625	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0015823967	3.625	Employed	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0379495569	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0261063498	4.375	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0982182205	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0850246060	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0646830356	4.4301	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0235852811	4.625	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0781531328	4.3883	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0886542331	4	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0802984957	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0351079717	4.5421	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0536311140	4.4001	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0446737626	4.5533	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0114114563	4.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0782940818	3.875	Employed	Employed	Permanent Resident Alien	Permanent Resident Alien	(No Data)	0
0973084326	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0954580323	4.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0790512233	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0379326732	3.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0252265972	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0099141090	3.875	Employed	Employed	U.S. Citizen	Permanent Resident Alien	(No Data)	0
0805451713	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0473415854	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0865552320	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0438957019	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0404178057	4.2063	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0966870238	3.875	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0536216694	4.125	Employed	Employed	U.S. Citizen	Permanent Resident Alien	(No Data)	0
0348529216	4.125	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0499384939	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0338730735	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0961281094	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0404126831	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0989117651	4.7194	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0508010142	4.2937	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0570535625	4.625	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0022745153	4.231	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0657991125	3.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0886024075	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0989061429	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0320590138	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0961694411	3.2501	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0404830039	5.125	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0943142367	4.25	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0722401525	3.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0225893183	4.2773	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0040480637	5.25	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0748263060	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0248515424	3.875	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0192428317	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0688066147	3.875	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0219710557	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0850650860	4.3561	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0707523301	4.1154	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0826189179	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0787866001	4.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0714594806	0	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0657817246	4.2496	Retired	Retired	U.S. Citizen	U.S. Citizen	No	0
0642684806	4.5	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0462260696	4.25	Employed	Employed	Permanent Resident Alien	Permanent Resident Alien	(No Data)	0
0531730257	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0138047464	4.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0153842669	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0979340945	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0744698026	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0885071190	3.875	Unemployed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0342584239	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0460734672	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0950897651	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0045919783	3.625	Unemployed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0975893261	3.625	Employed	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0984211013	3.9944	Retired	(No Data)	U.S. Citizen	(No Data)	No	0
0160589695	4.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0491594528	3.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0033070342	4.1627	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0405025309	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0631690717	4.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0171094551	4.682	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0236056075	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0889909471	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0534271913	4.9287	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0092714690	4.6778	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0165937711	4.3882	Employed	Unemployed	U.S. Citizen	U.S. Citizen	No	0
0381417936	3.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0888720246	4.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0643655138	4.2728	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0265426380	4.375	Retired	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0331419327	4.0739	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0905173338	4.5	Employed	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0440335145	4.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0852476520	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0939819457	3.625	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0579350222	4.875	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0106493417	4.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0374749442	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0988452626	4.9639	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0982705673	4.375	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0654326752	3.625	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0945869035	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0299545281	4.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0202069100	4.5344	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0114580005	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0186855683	4.25	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0194533398	4.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0475193200	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0787489951	3.875	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0798625400	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0530287582	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0977237756	3.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0819926639	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0189799701	4.875	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0117933471	4.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0113632945	3.9736	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0067181772	3.625	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0422948313	4.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0238307311	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0565209047	3.0109	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0674961255	4.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0799801478	4.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0992837519	3.7431	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0576762838	4.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0557223988	3.625	Employed	Retired	U.S. Citizen	Permanent Resident Alien	(No Data)	0
0405925461	4.2848	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0955006260	4.1968	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0680219285	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0466156961	4.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0573084488	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0416255455	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0137176671	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0558799412	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0499831343	4.375	Employed	Unemployed	U.S. Citizen	(No Data)	(No Data)	0
0869242567	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0134138263	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0859886683	3.625	Unemployed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0230724937	4	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0055218725	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0921572945	3.8285	Unemployed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0824444449	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0587166330	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0796352800	3.2501	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0970352551	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0936268765	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0737719833	3	Unemployed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0161185687	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0914290684	4.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0674566291	4.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0507696113	4.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0873273267	4.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0437091814	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0006258084	3.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0155759848	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0873448245	4.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0635857956	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0911184798	4.625	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0702045722	4.6072	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0056922951	3.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0332377647	4.5	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0203732000	4.144	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0885654672	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0956860125	3.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0266192636	4.125	Employed	Employed	U.S. Citizen	Permanent Resident Alien	(No Data)	0
0611980558	4.625	Unemployed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0347368580	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0463173830	4.1606	Unemployed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0406337412	4.125	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0098695705	4.5	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0175620492	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0192802209	4.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0061902486	5.022	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0772311570	4.7122	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0698118984	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0208475089	4.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0137397391	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0391734470	4.5284	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0350568653	4.1429	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0482969315	3.5	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0200795326	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0174038264	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0363304193	4.875	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0400352752	3.5	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0728696215	3.75	Retired	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0648313148	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0005434030	3.625	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0117233983	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0305907650	3.5127	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0841373667	3.5	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0859318106	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0083346487	4.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0587100900	3.625	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0747830674	3.5109	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0749785798	5.4285	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0834053990	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0585587833	3.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0596250288	4.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0627419143	4.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0485411795	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0506452010	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0188550470	3.6553	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0518113800	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0742621432	3.625	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0581437774	4.7332	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0444054236	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0462849756	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0479284672	4.125	Retired	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0108047056	3.5716	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0197503588	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0667181460	3.971	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0368214884	4.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0349595846	4.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0576765949	4.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0044924411	3.9066	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0592760446	4	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0661255085	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0788422790	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0278127836	4.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0191227959	3.6758	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0238744725	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0729280049	3.375	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0783247231	3.8307	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0776064691	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0663505778	5.1291	Employed	Retired	U.S. Citizen	U.S. Citizen	No	0
0495190885	3.7878	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0778071623	4.375	Employed	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0024301827	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0594938368	4.2358	Employed	(No Data)	U.S. Citizen	(No Data)	No	0
0585470028	4.966	Employed	Employed	U.S. Citizen	U.S. Citizen	No	0
0672610007	3.2501	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0841267808	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0778852975	4.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0797904419	4.5	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0298325649	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0366948700	5.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0811559036	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0865023007	3.6539	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0792430342	3.5	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0161517508	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0111564438	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0559713482	3.99	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0591301013	3.375	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0171465740	4.875	Unemployed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0516307928	5	Unemployed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0099845842	3.875	Retired	Retired	U.S. Citizen	U.S. Citizen	(No Data)	0
0824147792	4.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0407622630	3.5	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0033005673	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0621028850	3.75	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0827326212	3.625	Employed	(No Data)	Permanent Resident Alien	(No Data)	(No Data)	0
0002659962	4.375	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0945883105	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0293301895	3.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0660457934	3.625	Retired	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0363141237	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0404912251	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0801565368	4.125	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0946752597	3.5	Employed	Unemployed	Permanent Resident Alien	Permanent Resident Alien	(No Data)	0
0568253058	3.75	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0917006464	4	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0793090461	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0833965924	3.375	Employed	Unemployed	U.S. Citizen	U.S. Citizen	(No Data)	0
0147041167	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0596847591	4.875	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0006819615	4	Employed	(No Data)	Non-Permanent Resident Alien	(No Data)	(No Data)	0
0000576743	3.625	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0553703336	3.75	Employed	Employed	Permanent Resident Alien	Permanent Resident Alien	(No Data)	0
0802785573	4.9118	Employed	Unemployed	U.S. Citizen	U.S. Citizen	No	0
0557633860	3.99	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0
0027767641	4.125	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0692716534	3.875	Employed	Employed	U.S. Citizen	U.S. Citizen	(No Data)	0
0314643107	4.5953	Employed	(No Data)	U.S. Citizen	(No Data)	(No Data)	0

EX-99.4

Exhibit 99.4

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021 - INV2
Start - End Dates:	8/2021 - 9/2021
Deal Loan Count:	340
Valuations Summary
Loans in Report:	340

Origination Values

Alt Loan Number

Seller Loan Number

Original Balance

Sales Price

Value for LTV

Appraised Date

Appraised Value

Appraisal Form

AVM Vendor Name

Confidence Score

Review Date

Review Value

Variance Amount

Variance (%)

Review Type

0090570610

XXXXXX

XXXXXX

XXXXXX

XXXXXX

10/21/2020

XXXX

1004 SFR (Mar 05)

$0.00

0111416902

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/25/2021

XXXX

Desk Review

$0.00

0326938952

XXXXXX

XXXXXX

XXXXXX

XXXXXX

10/20/2020

XXXX

1004 SFR (Mar 05)

$0.00

0198795962

XXXXXX

XXXXXX

XXXXXX

XXXXXX

10/30/2020

XXXX

1004 SFR (Mar 05)

$0.00

0354252495

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0263625354

XXXXXX

XXXXXX

XXXXXX

XXXXXX

12/07/2020

XXXX

1073 Condo (Mar 05)

$0.00

0406423611

XXXXXX

XXXXXX

XXXXXX

XXXXXX

12/19/2020

XXXX

Desk Review

$0.00

0052744998

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/23/2021

XXXX

1073 Condo (Mar 05)

$0.00

0483887878

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0600230115

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/27/2021

XXXX

1073 Condo (Mar 05)

$0.00

0366420250

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/15/2021

XXXX

1004 SFR (Mar 05)

$0.00

0042521134

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0521693781

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0731285047

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/12/2021

XXXX

1073 Condo (Mar 05)

$0.00

0784631425

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/23/2021

XXXX

1004 SFR (Mar 05)

$0.00

0640668909

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

Desk Review

$0.00

0135373985

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/30/2021

XXXX

1073 Condo (Mar 05)

$0.00

0429926546

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

Desk Review

$0.00

0213805948

XXXXXX

XXXXXX

XXXXXX

XXXXXX

11/11/2020

XXXX

1073 Condo (Mar 05)

$0.00

0244228318

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/05/2021

XXXX

Desk Review

$0.00

0541604955

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0570060151

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/16/2021

XXXX

1004 SFR (Mar 05)

$0.00

0158798906

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/27/2021

XXXX

1004 SFR (Mar 05)

$0.00

0018702195

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/30/2021

XXXX

Desk Review

$0.00

0804490225

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/08/2021

XXXX

Desk Review

$0.00

0598717205

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/12/2021

XXXX

1073 Condo (Mar 05)

$0.00

0888411332

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0544623565

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0181816382

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/19/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0637781400

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/10/2021

XXXX

1004 SFR (Mar 05)

$0.00

0190912455

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/01/2021

XXXX

1073 Condo (Mar 05)

$0.00

0454805117

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/14/2021

XXXX

1073 Condo (Mar 05)

$0.00

0431135766

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/26/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0307981430

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/25/2021

XXXX

Desk Review

$0.00

0963590966

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0256079725

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/26/2021

XXXX

1073 Condo (Mar 05)

$0.00

0443910558

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0283834747

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0595757249

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/03/2021

XXXX

1073 Condo (Mar 05)

$0.00

0308932588

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0208686306

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/10/2021

XXXX

1073 Condo (Mar 05)

$0.00

0384630136

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0027283127

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/05/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0098217783

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0740663708

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/09/2021

XXXX

1004 SFR (Mar 05)

$0.00

0306346877

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/05/2021

XXXX

Desk Review

$0.00

0076850839

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0593641659

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/18/2021

XXXX

Desk Review

$0.00

0924536002

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/25/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0887769067

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/24/2021

XXXX

Desk Review

$0.00

0067811885

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0936657218

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0418716417

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0198365105

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/15/2021

XXXX

Desk Review

$0.00

0916999001

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0767909062

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0859964583

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/28/2021

XXXX

1073 Condo (Mar 05)

$0.00

0250473830

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0474511960

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/15/2021

XXXX

1004 SFR (Mar 05)

$0.00

0590662007

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0732290015

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/12/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0542528792

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/29/2021

XXXX

Desk Review

$0.00

0412994742

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0212161939

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0733691724

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0834242851

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/27/2021

XXXX

1004 SFR (Mar 05)

$0.00

0356892844

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0146658522

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0647498843

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/15/2021

XXXX

1073 Condo (Mar 05)

$0.00

0522942820

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0167655668

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/27/2021

XXXX

1073 Condo (Mar 05)

$0.00

0015823967

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/19/2021

XXXX

1004 SFR (Mar 05)

$0.00

0379495569

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/03/2021

XXXX

Desk Review

$0.00

0261063498

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/14/2021

XXXX

Desk Review

$0.00

0982182205

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/12/2021

XXXX

1004 SFR (Mar 05)

$0.00

0850246060

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0646830356

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0235852811

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/13/2021

XXXX

Desk Review

$0.00

0781531328

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/19/2021

XXXX

1004 SFR (Mar 05)

$0.00

0886542331

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0802984957

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/05/2021

XXXX

Desk Review

$0.00

0351079717

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1073 Condo (Mar 05)

$0.00

0536311140

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0446737626

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0114114563

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0782940818

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

Desk Review

$0.00

0973084326

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/27/2021

XXXX

1073 Condo (Mar 05)

$0.00

0954580323

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/28/2021

XXXX

1004 SFR (Mar 05)

$0.00

0790512233

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/27/2021

XXXX

1004 SFR (Mar 05)

$0.00

0379326732

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0252265972

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0099141090

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/12/2021

XXXX

1004 SFR (Mar 05)

$0.00

0805451713

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/14/2021

XXXX

Desk Review

$0.00

0473415854

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0865552320

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0438957019

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

Desk Review

$0.00

0404178057

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0966870238

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/21/2021

XXXX

Desk Review

$0.00

0536216694

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

Desk Review

$0.00

0348529216

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/08/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0499384939

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0338730735

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1004 SFR (Mar 05)

$0.00

0961281094

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/29/2021

XXXX

Desk Review

$0.00

0404126831

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1073 Condo (Mar 05)

$0.00

0989117651

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0508010142

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/24/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0570535625

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/11/2021

XXXX

Desk Review

$0.00

0022745153

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/27/2021

XXXX

1004 SFR (Mar 05)

$0.00

0657991125

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/09/2021

XXXX

Desk Review

$0.00

0886024075

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/19/2021

XXXX

Desk Review

$0.00

0989061429

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0320590138

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/20/2021

XXXX

Desk Review

$0.00

0961694411

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

Desk Review

$0.00

0404830039

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0943142367

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/12/2021

XXXX

1004 SFR (Mar 05)

$0.00

0722401525

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1004 SFR (Mar 05)

$0.00

0225893183

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0040480637

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1073 Condo (Mar 05)

$0.00

0748263060

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/20/2021

XXXX

1073 Condo (Mar 05)

$0.00

0248515424

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

Desk Review

$0.00

0192428317

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0688066147

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0219710557

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/25/2021

XXXX

1004 SFR (Mar 05)

$0.00

0850650860

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/04/2021

XXXX

1073 Condo (Mar 05)

$0.00

0707523301

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/07/2021

XXXX

Desk Review

$0.00

0826189179

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/14/2021

XXXX

Desk Review

$0.00

0787866001

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0714594806

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/25/2021

XXXX

1073 Condo (Mar 05)

$0.00

0657817246

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0642684806

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/17/2021

XXXX

Desk Review

$0.00

0462260696

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0531730257

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/25/2021

XXXX

1004 SFR (Mar 05)

$0.00

0138047464

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0153842669

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/22/2021

XXXX

1073 Condo (Mar 05)

$0.00

0979340945

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/27/2021

XXXX

Desk Review

$0.00

0744698026

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/14/2021

XXXX

Desk Review

$0.00

0885071190

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0342584239

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/21/2021

XXXX

1004 SFR (Mar 05)

$0.00

0460734672

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/16/2021

XXXX

1073 Condo (Mar 05)

$0.00

0950897651

XXXXXX

XXXXXX

XXXXXX

XXXXXX

09/08/2020

XXXX

1073 Condo (Mar 05)

$0.00

0045919783

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/02/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0975893261

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0984211013

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0160589695

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0491594528

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0033070342

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/25/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0405025309

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0631690717

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0171094551

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0236056075

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/11/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0889909471

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/14/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0534271913

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0092714690

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/22/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0165937711

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/05/2021

XXXX

1073 Condo (Mar 05)

$0.00

0381417936

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0888720246

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0643655138

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/09/2021

XXXX

1004 SFR (Mar 05)

$0.00

0265426380

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0331419327

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0905173338

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/19/2021

XXXX

1004 SFR (Mar 05)

$0.00

0440335145

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/27/2021

XXXX

1004 SFR (Mar 05)

$0.00

0852476520

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0939819457

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/17/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0579350222

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1004 SFR (Mar 05)

$0.00

0106493417

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/15/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0374749442

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0988452626

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1073 Condo (Mar 05)

$0.00

0982705673

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0654326752

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0945869035

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/23/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0299545281

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0202069100

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0114580005

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/05/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0186855683

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0194533398

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1004 SFR (Mar 05)

$0.00

0475193200

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0787489951

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/05/2021

XXXX

1004 SFR (Mar 05)

$0.00

0798625400

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0530287582

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/16/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0977237756

XXXXXX

XXXXXX

XXXXXX

XXXXXX

02/12/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0819926639

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0189799701

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/28/2021

XXXX

1004 SFR (Mar 05)

$0.00

0117933471

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/05/2021

XXXX

1004 SFR (Mar 05)

$0.00

0113632945

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0067181772

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0422948313

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1004 SFR (Mar 05)

$0.00

0238307311

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0565209047

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0674961255

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1004 SFR (Mar 05)

$0.00

0799801478

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0992837519

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/12/2021

XXXX

1004 SFR (Mar 05)

$0.00

0576762838

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0557223988

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0405925461

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0955006260

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0680219285

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/20/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0466156961

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0573084488

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/21/2021

XXXX

1004 SFR (Mar 05)

$0.00

0416255455

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0137176671

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0558799412

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/06/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0499831343

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0869242567

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/25/2021

XXXX

1004 SFR (Mar 05)

$0.00

0134138263

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/09/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0859886683

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/11/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0230724937

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/27/2021

XXXX

1004 SFR (Mar 05)

$0.00

0055218725

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/05/2021

XXXX

1073 Condo (Mar 05)

$0.00

0921572945

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/31/2021

XXXX

1004 SFR (Mar 05)

$0.00

0824444449

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0587166330

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/19/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0796352800

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/04/2021

XXXX

1073 Condo (Mar 05)

$0.00

0970352551

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1004 SFR (Mar 05)

$0.00

0936268765

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/24/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0737719833

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0161185687

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0914290684

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/21/2021

XXXX

1004 SFR (Mar 05)

$0.00

0674566291

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/29/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0507696113

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/06/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0873273267

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/15/2021

XXXX

1004 SFR (Mar 05)

$0.00

0437091814

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0006258084

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0155759848

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1004 SFR (Mar 05)

$0.00

0873448245

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0635857956

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/24/2021

XXXX

1004 SFR (Mar 05)

$0.00

0911184798

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0702045722

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/08/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0056922951

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/16/2021

XXXX

1004 SFR (Mar 05)

$0.00

0332377647

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0203732000

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0885654672

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0956860125

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0266192636

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0611980558

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0347368580

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0463173830

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/25/2021

XXXX

1004 SFR (Mar 05)

$0.00

0406337412

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0098695705

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/10/2021

XXXX

1004 SFR (Mar 05)

$0.00

0175620492

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0192802209

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0061902486

XXXXXX

XXXXXX

XXXXXX

XXXXXX

12/16/2020

XXXX

1004 SFR (Mar 05)

$0.00

0772311570

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/03/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0698118984

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0208475089

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/20/2021

XXXX

1073 Condo (Mar 05)

$0.00

0137397391

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0391734470

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0350568653

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0482969315

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/23/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0200795326

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/15/2021

XXXX

1004 SFR (Mar 05)

$0.00

0174038264

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/28/2021

XXXX

1004 SFR (Mar 05)

$0.00

0363304193

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0400352752

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0728696215

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/19/2021

XXXX

1004 SFR (Mar 05)

$0.00

0648313148

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0005434030

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0117233983

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0305907650

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/28/2021

XXXX

1004 SFR (Mar 05)

$0.00

0841373667

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

1073 Condo (Mar 05)

$0.00

0859318106

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0083346487

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0587100900

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/21/2021

XXXX

1004 SFR (Mar 05)

$0.00

0747830674

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0749785798

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/24/2021

XXXX

1004 SFR (Mar 05)

$0.00

0834053990

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/20/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0585587833

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/21/2021

XXXX

1073 Condo (Mar 05)

$0.00

0596250288

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0627419143

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/04/2021

XXXX

1004 SFR (Mar 05)

$0.00

0485411795

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/25/2021

XXXX

1004 SFR (Mar 05)

$0.00

0506452010

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0188550470

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/23/2021

XXXX

1004 SFR (Mar 05)

$0.00

0518113800

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/21/2021

XXXX

1004 SFR (Mar 05)

$0.00

0742621432

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/09/2021

XXXX

1004 SFR (Mar 05)

$0.00

0581437774

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0444054236

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0462849756

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0479284672

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/23/2021

XXXX

1073 Condo (Mar 05)

$0.00

0108047056

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/31/2021

XXXX

1004 SFR (Mar 05)

$0.00

0197503588

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0667181460

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0368214884

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0349595846

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0576765949

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/01/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0044924411

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/07/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0592760446

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/01/2021

XXXX

1004 SFR (Mar 05)

$0.00

0661255085

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1004 SFR (Mar 05)

$0.00

0788422790

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/08/2021

XXXX

1004 SFR (Mar 05)

$0.00

0278127836

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/09/2021

XXXX

1004 SFR (Mar 05)

$0.00

0191227959

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0238744725

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0729280049

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/29/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0783247231

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/31/2021

XXXX

1073 Condo (Mar 05)

$0.00

0776064691

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/22/2021

XXXX

1004 SFR (Mar 05)

$0.00

0663505778

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/19/2021

XXXX

1004 SFR (Mar 05)

$0.00

0495190885

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/28/2021

XXXX

1073 Condo (Mar 05)

$0.00

0778071623

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0024301827

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/26/2021

XXXX

1004 SFR (Mar 05)

$0.00

0594938368

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/19/2021

XXXX

1004 SFR (Mar 05)

$0.00

0585470028

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0672610007

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/14/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0841267808

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0778852975

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/10/2021

XXXX

1004 SFR (Mar 05)

$0.00

0797904419

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0298325649

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0366948700

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/22/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0811559036

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/03/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0865023007

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/17/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0792430342

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/03/2021

XXXX

1073 Condo (Mar 05)

$0.00

0161517508

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/30/2021

XXXX

1004 SFR (Mar 05)

$0.00

0111564438

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/17/2021

XXXX

1004 SFR (Mar 05)

$0.00

0559713482

XXXXXX

XXXXXX

XXXXXX

XXXXXX

12/15/2020

XXXX

1004 SFR (Mar 05)

$0.00

0591301013

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0171465740

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0516307928

XXXXXX

XXXXXX

XXXXXX

XXXXXX

03/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0099845842

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0824147792

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0407622630

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/12/2021

XXXX

1004 SFR (Mar 05)

$0.00

0033005673

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/13/2021

XXXX

1073 Condo (Mar 05)

$0.00

0621028850

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/07/2021

XXXX

1004 SFR (Mar 05)

$0.00

0827326212

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0002659962

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0945883105

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/02/2021

XXXX

1004 SFR (Mar 05)

$0.00

0293301895

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/04/2021

XXXX

1073 Condo (Mar 05)

$0.00

0660457934

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/01/2021

XXXX

1073 Condo (Mar 05)

$0.00

0363141237

XXXXXX

XXXXXX

XXXXXX

XXXXXX

01/31/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0404912251

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/11/2021

XXXX

1004 SFR (Mar 05)

$0.00

0801565368

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/24/2021

XXXX

1004 SFR (Mar 05)

$0.00

0946752597

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/06/2021

XXXX

1004 SFR (Mar 05)

$0.00

0568253058

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/07/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0917006464

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/15/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0793090461

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0833965924

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0147041167

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/18/2021

XXXX

1073 Condo (Mar 05)

$0.00

0596847591

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/16/2021

XXXX

1004 SFR (Mar 05)

$0.00

0006819615

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/20/2021

XXXX

1004 SFR (Mar 05)

$0.00

0000576743

XXXXXX

XXXXXX

XXXXXX

XXXXXX

06/14/2021

XXXX

1073 Condo (Mar 05)

$0.00

0553703336

XXXXXX

XXXXXX

XXXXXX

XXXXXX

04/14/2021

XXXX

1004 SFR (Mar 05)

$0.00

0802785573

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/03/2021

XXXX

1004 SFR (Mar 05)

$0.00

0557633860

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/18/2021

XXXX

1004 SFR (Mar 05)

$0.00

0027767641

XXXXXX

XXXXXX

XXXXXX

XXXXXX

11/13/2020

XXXX

1025 Multi-Fam (Mar 05)

$0.00

0692716534

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/28/2021

XXXX

1004 SFR (Mar 05)

$0.00

0314643107

XXXXXX

XXXXXX

XXXXXX

XXXXXX

05/27/2021

XXXX

1025 Multi-Fam (Mar 05)

$0.00

	Automated Valuation Model							Desk Review				Second Desk Review
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	AVM Vendor Name	AVM FSD	Confidence Score	Report Date	Value	Variance Amount	Variance (%)	Report Date	Value	Variance Amount	Variance (%)
0090570610		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0111416902		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0326938952		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0198795962		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0354252495		$0.00	$0.00	0.00%		0.000		09/04/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0263625354		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0406423611		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0052744998		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0483887878		$0.00	$0.00	0.00%		0.000		09/07/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0600230115		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0366420250		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0042521134		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0521693781		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0731285047		$0.00	$0.00	0.00%		0.000		09/07/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0784631425		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0640668909		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0135373985		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0429926546		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0213805948		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0244228318		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0541604955		$0.00	$0.00	0.00%		0.000		10/04/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0570060151		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0158798906		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0018702195		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0804490225		$0.00	$0.00	0.00%		0.000		09/02/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0598717205		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0888411332		$0.00	$0.00	0.00%		0.000		09/02/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0544623565		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0181816382		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0637781400		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0190912455		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0454805117		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0431135766		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0307981430		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0963590966		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0256079725		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0443910558		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0283834747		$0.00	$0.00	0.00%		0.000		08/21/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0595757249		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0308932588		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0208686306		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0384630136		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0027283127		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0098217783		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0740663708		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0306346877		$0.00	$0.00	0.00%		0.000		08/30/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0076850839		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0593641659		$0.00	$0.00	0.00%		0.000		08/27/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0924536002		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	XXXX	-0.74%		$0.00	$0.00	0.00%
0887769067		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0067811885		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0936657218		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0418716417		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0198365105		$0.00	$0.00	0.00%		0.000		08/26/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0916999001		$0.00	$0.00	0.00%		0.000		08/27/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0767909062		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0859964583		$0.00	$0.00	0.00%		0.000		08/21/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0250473830		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0474511960		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0590662007		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0732290015		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0542528792		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	XXXX	-2.07%		$0.00	$0.00	0.00%
0412994742		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0212161939		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0733691724		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0834242851		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0356892844		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0146658522		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0647498843		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0522942820		$0.00	$0.00	0.00%		0.000		08/26/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0167655668		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0015823967		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0379495569		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0261063498		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0982182205		$0.00	$0.00	0.00%		0.000		08/27/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850246060		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0646830356		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0235852811		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0781531328		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0886542331		$0.00	$0.00	0.00%		0.000		08/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0802984957		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0351079717		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0536311140		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0446737626		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0114114563		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0782940818		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0973084326		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0954580323		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0790512233		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0379326732		$0.00	$0.00	0.00%		0.000		08/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0252265972		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0099141090		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0805451713		$0.00	$0.00	0.00%		0.000		09/11/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0473415854		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0865552320		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0438957019		$0.00	$0.00	0.00%		0.000		09/01/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0404178057		$0.00	$0.00	0.00%		0.000		08/31/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0966870238		$0.00	$0.00	0.00%		0.000		08/30/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0536216694		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0348529216		$0.00	$0.00	0.00%		0.000		10/12/2021	XXXX	XXXX	-0.09%		$0.00	$0.00	0.00%
0499384939		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0338730735		$0.00	$0.00	0.00%		0.000		09/01/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0961281094		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0404126831		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0989117651		$0.00	$0.00	0.00%		0.000		08/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0508010142		$0.00	$0.00	0.00%		0.000		08/26/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0570535625		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0022745153		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0657991125		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0886024075		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0989061429		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0320590138		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0961694411		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0404830039		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0943142367		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0722401525		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0225893183		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0040480637		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0748263060		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0248515424		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0192428317		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0688066147		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0219710557		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0850650860		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0707523301		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0826189179		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0787866001		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0714594806		$0.00	$0.00	0.00%		0.000		10/12/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0657817246		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0642684806		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0462260696		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0531730257		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0138047464		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0153842669		$0.00	$0.00	0.00%		0.000		10/13/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0979340945		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0744698026		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0885071190		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0342584239		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0460734672		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0950897651		$0.00	$0.00	0.00%		0.000		09/02/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0045919783		$0.00	$0.00	0.00%		0.000		08/31/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0975893261		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0984211013		$0.00	$0.00	0.00%		0.000		09/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0160589695		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0491594528		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0033070342		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0405025309		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0631690717		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0171094551		$0.00	$0.00	0.00%		0.000		10/04/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0236056075		$0.00	$0.00	0.00%		0.000		09/12/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0889909471		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0534271913		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0092714690		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0165937711		$0.00	$0.00	0.00%		0.000		09/09/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0381417936		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0888720246		$0.00	$0.00	0.00%		0.000		09/07/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0643655138		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0265426380		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0331419327		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0905173338		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0440335145		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0852476520		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0939819457		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0579350222		$0.00	$0.00	0.00%		0.000		09/08/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0106493417		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0374749442		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0988452626		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0982705673		$0.00	$0.00	0.00%		0.000		09/16/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0654326752		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0945869035		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0299545281		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0202069100		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0114580005		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0186855683		$0.00	$0.00	0.00%		0.000		08/28/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0194533398		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0475193200		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0787489951		$0.00	$0.00	0.00%		0.000		09/10/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0798625400		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0530287582		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0977237756		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0819926639		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0189799701		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0117933471		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0113632945		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0067181772		$0.00	$0.00	0.00%		0.000		10/04/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0422948313		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0238307311		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0565209047		$0.00	$0.00	0.00%		0.000		09/27/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0674961255		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0799801478		$0.00	$0.00	0.00%		0.000		08/21/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0992837519		$0.00	$0.00	0.00%		0.000		10/04/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0576762838		$0.00	$0.00	0.00%		0.000		09/15/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0557223988		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0405925461		$0.00	$0.00	0.00%		0.000		10/05/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0955006260		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0680219285		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0466156961		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0573084488		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0416255455		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0137176671		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0558799412		$0.00	$0.00	0.00%		0.000		09/15/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0499831343		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0869242567		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0134138263		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0859886683		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0230724937		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0055218725		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0921572945		$0.00	$0.00	0.00%		0.000		09/06/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0824444449		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0587166330		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0796352800		$0.00	$0.00	0.00%		0.000		08/27/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0970352551		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0936268765		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	XXXX	-1.52%		$0.00	$0.00	0.00%
0737719833		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0161185687		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0914290684		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0674566291		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0507696113		$0.00	$0.00	0.00%		0.000		08/21/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0873273267		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0437091814		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0006258084		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0155759848		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0873448245		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0635857956		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0911184798		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0702045722		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0056922951		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0332377647		$0.00	$0.00	0.00%		0.000		08/23/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0203732000		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0885654672		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0956860125		$0.00	$0.00	0.00%		0.000		09/05/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0266192636		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0611980558		$0.00	$0.00	0.00%		0.000		09/05/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0347368580		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0463173830		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0406337412		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0098695705		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0175620492		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0192802209		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0061902486		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0772311570		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0698118984		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0208475089		$0.00	$0.00	0.00%		0.000		08/21/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0137397391		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0391734470		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0350568653		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0482969315		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0200795326		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0174038264		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0363304193		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0400352752		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0728696215		$0.00	$0.00	0.00%		0.000		09/01/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0648313148		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0005434030		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0117233983		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0305907650		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0841373667		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0859318106		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0083346487		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0587100900		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0747830674		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0749785798		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0834053990		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0585587833		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0596250288		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0627419143		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0485411795		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0506452010		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0188550470		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0518113800		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0742621432		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0581437774		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0444054236		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0462849756		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0479284672		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0108047056		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0197503588		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0667181460		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0368214884		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0349595846		$0.00	$0.00	0.00%		0.000		09/03/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0576765949		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0044924411		$0.00	$0.00	0.00%		0.000		09/06/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0592760446		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0661255085		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0788422790		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0278127836		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0191227959		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0238744725		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0729280049		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0783247231		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0776064691		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0663505778		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0495190885		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0778071623		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0024301827		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0594938368		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0585470028		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0672610007		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0841267808		$0.00	$0.00	0.00%		0.000		09/26/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0778852975		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0797904419		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0298325649		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0366948700		$0.00	$0.00	0.00%		0.000		08/25/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0811559036		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0865023007		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0792430342		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0161517508		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0111564438		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0559713482		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0591301013		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0171465740		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0516307928		$0.00	$0.00	0.00%		0.000		09/07/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0099845842		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0824147792		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0407622630		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0033005673		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0621028850		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0827326212		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0002659962		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0945883105		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0293301895		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0660457934		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0363141237		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0404912251		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0801565368		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0946752597		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0568253058		$0.00	$0.00	0.00%		0.000		09/13/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0917006464		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0793090461		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0833965924		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0147041167		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0596847591		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0006819615		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0000576743		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0553703336		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0802785573		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0557633860		$0.00	$0.00	0.00%		0.000		09/22/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0027767641		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0692716534		$0.00	$0.00	0.00%		0.000			$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0314643107		$0.00	$0.00	0.00%		0.000		08/24/2021	XXXX	$0.00	0.00%		$0.00	$0.00	0.00%

	Field Review				Second Field Review				1004 SFR (Mar 05)				2055 Ext Only (Mar 05)
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	Report Date	Value	Variance Amount	Variance (%)	Report Date	Value	Variance Amount	Variance (%)	Report Date	Report Value	Variance Amount	Variance (%)
0090570610		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0111416902		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0326938952		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0198795962		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0354252495		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0263625354		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0406423611		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0052744998		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0483887878		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0600230115		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0366420250		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0042521134		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0521693781		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0731285047		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0784631425		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0640668909		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0135373985		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0429926546		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0213805948		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0244228318		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0541604955		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0570060151		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0158798906		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0018702195		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0804490225		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0598717205		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0888411332		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0544623565		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0181816382		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0637781400		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0190912455		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0454805117		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0431135766		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0307981430		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0963590966		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0256079725		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0443910558		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0283834747		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0595757249		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0308932588		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0208686306		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0384630136		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0027283127		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0098217783		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0740663708		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0306346877		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0076850839		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0593641659		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0924536002		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0887769067		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0067811885		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0936657218		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0418716417		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0198365105		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0916999001		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0767909062		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0859964583		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0250473830		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0474511960		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0590662007		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0732290015		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0542528792		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0412994742		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0212161939		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0733691724		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0834242851		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0356892844		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0146658522		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0647498843		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0522942820		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0167655668		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0015823967		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0379495569		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0261063498		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0982182205		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0850246060		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0646830356		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0235852811		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0781531328		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0886542331		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0802984957		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0351079717		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0536311140		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0446737626		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0114114563		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0782940818		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0973084326		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0954580323		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0790512233		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0379326732		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0252265972		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
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0917006464		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0793090461		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0833965924		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0147041167		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0596847591		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0006819615		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0000576743		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0553703336		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0802785573		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0557633860		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0027767641		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0692716534		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%
0314643107		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%		$0.00	0	0.00%

	BPO (Broker Price Opinion)				Other					AUS Information
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	Other - Valuation Type	Report Date	Value	Variance Amount	Variance (%)	CU Score	Valuation Comments
0090570610		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0111416902		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0326938952		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0198795962		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0354252495		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0263625354		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0406423611		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0052744998		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0483887878		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0600230115		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0366420250		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0042521134		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0521693781		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0731285047		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0784631425		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.5	XXXXXX
0640668909		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0135373985		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0429926546		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0213805948		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0244228318		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0541604955		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0570060151		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0158798906		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0018702195		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0804490225		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0598717205		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0888411332		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0544623565		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0181816382		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0637781400		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.5	XXXXXX
0190912455		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0454805117		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0431135766		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0307981430		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0963590966		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0256079725		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0443910558		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.2	XXXXXX
0283834747		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	3.1	XXXXXX
0595757249		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0308932588		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0208686306		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0384630136		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0027283127		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0098217783		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0740663708		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0306346877		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0076850839		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0593641659		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	5.0	XXXXXX
0924536002		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0887769067		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0067811885		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0936657218		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.6	XXXXXX
0418716417		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0198365105		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0916999001		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0767909062		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0859964583		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0250473830		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0474511960		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0590662007		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.2	XXXXXX
0732290015		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0542528792		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	3.1	XXXXXX
0412994742		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0212161939		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	4.3	XXXXXX
0733691724		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0834242851		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0356892844		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0146658522		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0647498843		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.8	XXXXXX
0522942820		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	4.4	XXXXXX
0167655668		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0015823967		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0379495569		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0261063498		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0982182205		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0850246060		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0646830356		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0235852811		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0781531328		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.9	XXXXXX
0886542331		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0802984957		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	3.5	XXXXXX
0351079717		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0536311140		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0446737626		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0114114563		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0782940818		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0973084326		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0954580323		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0790512233		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0379326732		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0252265972		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0099141090		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0805451713		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0473415854		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0865552320		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	4.4	XXXXXX
0438957019		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0404178057		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0966870238		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0536216694		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0348529216		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0499384939		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0338730735		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0961281094		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0404126831		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0989117651		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0508010142		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0570535625		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0022745153		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0657991125		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0886024075		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0989061429		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0320590138		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0961694411		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0404830039		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.5	XXXXXX
0943142367		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0722401525		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0225893183		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0040480637		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0748263060		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0248515424		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.6	XXXXXX
0192428317		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0688066147		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0219710557		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0850650860		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0707523301		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0826189179		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0787866001		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.5	XXXXXX
0714594806		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0657817246		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0642684806		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0462260696		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0531730257		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0138047464		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0153842669		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0979340945		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0744698026		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0885071190		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0342584239		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.6	XXXXXX
0460734672		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0950897651		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0045919783		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0975893261		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0984211013		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0160589695		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0491594528		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0033070342		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0405025309		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0631690717		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0171094551		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0236056075		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0889909471		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0534271913		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0092714690		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0165937711		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0381417936		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0888720246		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0643655138		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0265426380		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0331419327		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0905173338		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0440335145		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0852476520		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0939819457		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0579350222		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0106493417		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0374749442		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0988452626		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0982705673		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0654326752		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.8	XXXXXX
0945869035		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0299545281		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0202069100		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0114580005		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0186855683		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0194533398		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.2	XXXXXX
0475193200		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0787489951		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0798625400		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0530287582		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0977237756		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0819926639		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0189799701		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0117933471		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0113632945		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0067181772		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0422948313		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0238307311		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0565209047		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0674961255		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0799801478		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0992837519		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0576762838		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0557223988		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0405925461		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0955006260		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0680219285		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0466156961		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	4.5	XXXXXX
0573084488		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0416255455		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0137176671		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0558799412		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0499831343		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.6	XXXXXX
0869242567		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0134138263		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0859886683		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0230724937		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0055218725		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0921572945		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0824444449		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0587166330		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0796352800		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0970352551		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0936268765		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0737719833		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0161185687		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0914290684		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.2	XXXXXX
0674566291		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0507696113		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0873273267		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0437091814		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0006258084		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0155759848		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0873448245		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0635857956		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0911184798		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0702045722		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0056922951		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0332377647		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0203732000		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0885654672		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0956860125		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0266192636		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0611980558		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0347368580		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0463173830		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0406337412		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0098695705		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0175620492		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0192802209		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0061902486		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0772311570		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0698118984		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0208475089		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0137397391		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.3	XXXXXX
0391734470		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	4.7	XXXXXX
0350568653		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0482969315		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0200795326		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0174038264		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0363304193		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0400352752		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0728696215		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0648313148		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0005434030		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0117233983		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0305907650		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0841373667		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.2	XXXXXX
0859318106		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0083346487		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0587100900		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0747830674		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0749785798		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0834053990		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0585587833		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0596250288		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0627419143		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0485411795		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0506452010		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.9	XXXXXX
0188550470		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0518113800		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0742621432		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0581437774		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0444054236		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0462849756		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0479284672		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.2	XXXXXX
0108047056		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0197503588		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0667181460		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0368214884		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0349595846		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0576765949		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0044924411		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0592760446		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0661255085		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.8	XXXXXX
0788422790		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0278127836		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0191227959		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0238744725		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0729280049		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0783247231		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0776064691		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0663505778		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0495190885		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0778071623		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0024301827		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0594938368		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0585470028		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0672610007		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0841267808		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0778852975		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0797904419		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0298325649		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0366948700		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0811559036		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0865023007		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0792430342		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.6	XXXXXX
0161517508		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0111564438		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0559713482		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0591301013		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0171465740		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.5	XXXXXX
0516307928		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0099845842		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.8	XXXXXX
0824147792		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0407622630		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0033005673		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0621028850		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0827326212		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.3	XXXXXX
0002659962		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.4	XXXXXX
0945883105		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.5	XXXXXX
0293301895		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0660457934		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.2	XXXXXX
0363141237		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0404912251		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.4	XXXXXX
0801565368		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	4.0	XXXXXX
0946752597		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.0	XXXXXX
0568253058		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0917006464		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0793090461		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.8	XXXXXX
0833965924		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.1	XXXXXX
0147041167		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.9	XXXXXX
0596847591		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0006819615		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.7	XXXXXX
0000576743		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0553703336		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0802785573		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	1.1	XXXXXX
0557633860		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0027767641		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX
0692716534		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	2.0	XXXXXX
0314643107		$0.00	$0.00	0.00%			$0.00	$0.00	0.00%	(No Data)	XXXXXX

EX-99.5

Exhibit 99.5

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021 - INV2
Start - End Dates:	8/2021 - 9/2021
Deal Loan Count:	340
Conditions Report 2.0
Loans in Report:	340
Loans with Conditions:	109

34 - Total Active Conditions
	4 - Material Conditions
		3 - Credit Review Scope
			1 - Category: Legal Documents
			2 - Category: Terms/Guidelines
		1 - Property Valuations Review Scope
			1 - Category: Appraisal
	30 - Non-Material Conditions
		26 - Credit Review Scope
			9 - Category: Ability to Repay/Qualified Mortgage
			3 - Category: Credit/Mtg History
			3 - Category: DTI
			7 - Category: Income/Employment
			1 - Category: Insurance
			1 - Category: Legal Documents
			2 - Category: Terms/Guidelines
		2 - Property Valuations Review Scope
			1 - Category: Appraisal
			1 - Category: Property
		2 - Compliance Review Scope
			2 - Category: RESPA
140 - Total Satisfied Conditions
		108 - Credit Review Scope
			8 - Category: Application
			9 - Category: Assets
			2 - Category: Credit/Mtg History
			26 - Category: DTI
			28 - Category: Income/Employment
			14 - Category: Insurance
			5 - Category: Legal Documents
			4 - Category: LTV/CLTV
			11 - Category: Terms/Guidelines
			1 - Category: Title
		9 - Property Valuations Review Scope
			2 - Category: Appraisal
			4 - Category: FEMA
			1 - Category: Potential Misrepresentation
			2 - Category: Property
		23 - Compliance Review Scope
			11 - Category: Ability to Repay/Qualified Mortgage
			4 - Category: Documentation
			2 - Category: Finance Charge Tolerance
			6 - Category: TILA/RESPA Integrated Disclosure
0 - Total Waived Conditions

 
©2021 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. 

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021 - INV2
Start - End Dates:	8/2021 - 9/2021
Deal Loan Count:	340
Conditions Report 2.0
Loans in Report:	340
Loans with Conditions:	109

Alt Loan Number

Original Principal Balance

State

Initial Lender ATR/QM Status

Loan Level ATR/QM Status

Initial Securitization Overall Loan Grade

Final Securitization Overall Loan Grade

Initial Securitization Credit Loan Grade

Final Securitization Credit Loan Grade

Initial Securitization Property Valuations Loan Grade

Final Securitization Property Valuations Loan Grade

Initial Securitization Compliance Loan Grade

Final Securitization Compliance Loan Grade

0090570610

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0111416902

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0326938952

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0198795962

XXXXXX

CA

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0354252495

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0263625354

XXXXXX

CO

(No Data)

ATR/QM: Exempt

D

D

D

D

A

A

A

A

0263625354

XXXXXX

CO

(No Data)

ATR/QM: Exempt

D

D

D

D

A

A

A

A

0406423611

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0052744998

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0483887878

XXXXXX

DE

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0600230115

XXXXXX

TX

(No Data)

ATR/QM: Exempt

D

A

D

A

C

A

A

A

0600230115

XXXXXX

TX

(No Data)

ATR/QM: Exempt

D

A

D

A

C

A

A

A

0366420250

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0042521134

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0521693781

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0731285047

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

D

D

D

A

A

A

A

0784631425

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0640668909

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0135373985

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0429926546

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0213805948

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0244228318

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0541604955

XXXXXX

OR

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0541604955

XXXXXX

OR

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0570060151

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0158798906

XXXXXX

SC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0018702195

XXXXXX

AK

(No Data)

ATR/QM: Exempt

D

D

A

A

D

D

A

A

0804490225

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0598717205

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0888411332

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0544623565

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0181816382

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0181816382

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0637781400

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0190912455

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0454805117

XXXXXX

MA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0431135766

XXXXXX

TX

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0307981430

XXXXXX

NC

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0963590966

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0256079725

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0256079725

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0443910558

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0283834747

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0595757249

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0308932588

XXXXXX

VA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0308932588

XXXXXX

VA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0308932588

XXXXXX

VA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0208686306

XXXXXX

HI

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0384630136

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0027283127

XXXXXX

CA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0098217783

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0740663708

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0306346877

XXXXXX

IL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0076850839

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0593641659

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0593641659

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0593641659

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0924536002

XXXXXX

WI

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0887769067

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0067811885

XXXXXX

NV

(No Data)

ATR/QM: Exempt

C

A

A

A

C

A

A

A

0936657218

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0418716417

XXXXXX

LA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0198365105

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0916999001

XXXXXX

MD

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0767909062

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0859964583

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0250473830

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0474511960

XXXXXX

NC

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0590662007

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0732290015

XXXXXX

MA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0542528792

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0412994742

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0212161939

XXXXXX

NC

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0733691724

XXXXXX

OH

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0834242851

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0356892844

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0146658522

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0647498843

XXXXXX

CA

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0522942820

XXXXXX

CO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0167655668

XXXXXX

HI

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0015823967

XXXXXX

GA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0379495569

XXXXXX

CA

(No Data)

ATR/QM: Exempt

C

B

C

A

C

B

A

A

0379495569

XXXXXX

CA

(No Data)

ATR/QM: Exempt

C

B

C

A

C

B

A

A

0261063498

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0982182205

XXXXXX

CO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0850246060

XXXXXX

UT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0646830356

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

D

B

D

B

A

A

A

A

0646830356

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

D

B

D

B

A

A

A

A

0235852811

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0781531328

XXXXXX

VA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

A

A

A

A

A

C

A

0781531328

XXXXXX

VA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

A

A

A

A

A

C

A

0886542331

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0802984957

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0351079717

XXXXXX

CA

QM: Safe Harbor

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0536311140

XXXXXX

TX

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

A

A

A

A

A

C

A

0446737626

XXXXXX

HI

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0114114563

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0782940818

XXXXXX

SC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0973084326

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0954580323

XXXXXX

GA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0790512233

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0379326732

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0252265972

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0099141090

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0805451713

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0473415854

XXXXXX

UT

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0865552320

XXXXXX

IL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0438957019

XXXXXX

SC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0404178057

XXXXXX

OR

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0966870238

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0536216694

XXXXXX

MN

(No Data)

ATR/QM: Exempt

D

D

D

D

A

A

A

A

0536216694

XXXXXX

MN

(No Data)

ATR/QM: Exempt

D

D

D

D

A

A

A

A

0348529216

XXXXXX

NM

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0499384939

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0338730735

XXXXXX

OR

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0961281094

XXXXXX

OK

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0404126831

XXXXXX

MD

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0989117651

XXXXXX

CA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

D

A

0989117651

XXXXXX

CA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

D

A

0989117651

XXXXXX

CA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

D

A

0989117651

XXXXXX

CA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

D

A

0508010142

XXXXXX

NY

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

B

A

A

C

A

B

B

0508010142

XXXXXX

NY

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

B

A

A

C

A

B

B

0570535625

XXXXXX

TX

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0022745153

XXXXXX

ID

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

A

A

A

A

A

C

A

0657991125

XXXXXX

OR

(No Data)

ATR/QM: Exempt

B

B

B

B

A

A

A

A

0886024075

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0886024075

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0989061429

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0320590138

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0961694411

XXXXXX

CT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0404830039

XXXXXX

OH

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0943142367

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0943142367

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0722401525

XXXXXX

UT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0225893183

XXXXXX

VA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

D

A

D

A

A

A

A

A

0040480637

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0748263060

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0248515424

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0192428317

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0688066147

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0219710557

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0850650860

XXXXXX

CA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0707523301

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0826189179

XXXXXX

PA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0787866001

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0714594806

XXXXXX

MT

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0714594806

XXXXXX

MT

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0714594806

XXXXXX

MT

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0657817246

XXXXXX

CA

QM: Safe Harbor

QM: GSE Temporary - QM/SH

D

B

D

B

A

A

A

A

0657817246

XXXXXX

CA

QM: Safe Harbor

QM: GSE Temporary - QM/SH

D

B

D

B

A

A

A

A

0642684806

XXXXXX

NC

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0462260696

XXXXXX

MS

(No Data)

ATR/QM: Exempt

C

A

A

A

C

A

A

A

0531730257

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0138047464

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0153842669

XXXXXX

MT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0979340945

XXXXXX

NV

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0744698026

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0885071190

XXXXXX

NM

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0342584239

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0460734672

XXXXXX

PA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0950897651

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0045919783

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0975893261

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0984211013

XXXXXX

NE

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

B

A

A

A

A

C

B

0984211013

XXXXXX

NE

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

B

A

A

A

A

C

B

0160589695

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0491594528

XXXXXX

HI

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0033070342

XXXXXX

NY

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

C

B

A

A

A

A

C

B

0405025309

XXXXXX

MN

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0631690717

XXXXXX

TN

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0171094551

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

C

A

C

A

0171094551

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

C

A

C

A

0171094551

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

C

A

C

A

0236056075

XXXXXX

CA

(No Data)

ATR/QM: Exempt

B

B

A

A

B

B

A

A

0889909471

XXXXXX

NC

(No Data)

ATR/QM: Exempt

C

B

C

B

A

A

A

A

0889909471

XXXXXX

NC

(No Data)

ATR/QM: Exempt

C

B

C

B

A

A

A

A

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0534271913

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

D

B

D

B

A

A

C

B

0092714690

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0165937711

XXXXXX

AR

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

D

A

D

A

A

A

A

A

0165937711

XXXXXX

AR

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

D

A

D

A

A

A

A

A

0381417936

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0888720246

XXXXXX

MD

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0643655138

XXXXXX

ID

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0265426380

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0331419327

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0905173338

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0440335145

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0852476520

XXXXXX

WA

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0939819457

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0939819457

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0579350222

XXXXXX

CO

(No Data)

ATR/QM: Exempt

B

B

B

B

A

A

A

A

0106493417

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0374749442

XXXXXX

MN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0988452626

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0988452626

XXXXXX

MA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0982705673

XXXXXX

PA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0654326752

XXXXXX

TX

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0945869035

XXXXXX

MA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0299545281

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0202069100

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0114580005

XXXXXX

CT

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0114580005

XXXXXX

CT

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0186855683

XXXXXX

NV

(No Data)

ATR/QM: Exempt

B

B

B

B

A

A

A

A

0194533398

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0475193200

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0787489951

XXXXXX

AR

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0787489951

XXXXXX

AR

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0798625400

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0530287582

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0977237756

XXXXXX

IL

(No Data)

ATR/QM: Exempt

B

A

B

A

A

A

A

A

0819926639

XXXXXX

CO

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0189799701

XXXXXX

OK

(No Data)

ATR/QM: Exempt

D

A

C

A

A

A

D

A

0189799701

XXXXXX

OK

(No Data)

ATR/QM: Exempt

D

A

C

A

A

A

D

A

0189799701

XXXXXX

OK

(No Data)

ATR/QM: Exempt

D

A

C

A

A

A

D

A

0117933471

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0113632945

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0067181772

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0422948313

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0238307311

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0565209047

XXXXXX

HI

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0674961255

XXXXXX

MN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0799801478

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0992837519

XXXXXX

OR

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0576762838

XXXXXX

OH

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0557223988

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0405925461

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

B

A

C

B

0405925461

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

B

A

C

B

0405925461

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

B

A

C

B

0405925461

XXXXXX

TN

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

B

A

C

B

0955006260

XXXXXX

WA

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0680219285

XXXXXX

MD

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0466156961

XXXXXX

WV

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

D

A

0466156961

XXXXXX

WV

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

D

A

0573084488

XXXXXX

CO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0416255455

XXXXXX

GA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0137176671

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0558799412

XXXXXX

OH

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0499831343

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0869242567

XXXXXX

NY

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0134138263

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0859886683

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0230724937

XXXXXX

MT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0055218725

XXXXXX

MA

(No Data)

ATR/QM: Exempt

B

B

B

B

A

A

A

A

0921572945

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0824444449

XXXXXX

MO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0587166330

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0796352800

XXXXXX

DC

(No Data)

ATR/QM: Exempt

D

A

A

A

A

A

D

A

0970352551

XXXXXX

OK

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0936268765

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0737719833

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0161185687

XXXXXX

CO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0914290684

XXXXXX

FL

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0674566291

XXXXXX

IL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0507696113

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0507696113

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0873273267

XXXXXX

NV

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0873273267

XXXXXX

NV

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0873273267

XXXXXX

NV

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0437091814

XXXXXX

AL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0006258084

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0155759848

XXXXXX

PA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0873448245

XXXXXX

GA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0873448245

XXXXXX

GA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0635857956

XXXXXX

MS

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0911184798

XXXXXX

PA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0702045722

XXXXXX

UT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0056922951

XXXXXX

ID

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0332377647

XXXXXX

NC

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0332377647

XXXXXX

NC

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0203732000

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0885654672

XXXXXX

FL

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0956860125

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0266192636

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0611980558

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0347368580

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0463173830

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0406337412

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0098695705

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0175620492

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0192802209

XXXXXX

WA

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0061902486

XXXXXX

GA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0772311570

XXXXXX

ID

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0772311570

XXXXXX

ID

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0698118984

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

D

A

A

A

0698118984

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

D

A

A

A

0698118984

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

D

A

A

A

0208475089

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0137397391

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0391734470

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0350568653

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0482969315

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0200795326

XXXXXX

KS

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0174038264

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0363304193

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0400352752

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0728696215

XXXXXX

OR

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0648313148

XXXXXX

AR

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0005434030

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0117233983

XXXXXX

OH

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0305907650

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0841373667

XXXXXX

VA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0859318106

XXXXXX

TX

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0083346487

XXXXXX

TX

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0587100900

XXXXXX

NV

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0747830674

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0749785798

XXXXXX

UT

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0834053990

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0585587833

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0596250288

XXXXXX

AL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0627419143

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0485411795

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0506452010

XXXXXX

CA

(No Data)

ATR/QM: Exempt

B

B

B

B

A

A

A

A

0188550470

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0518113800

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0518113800

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0518113800

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0518113800

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0742621432

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0581437774

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0444054236

XXXXXX

VA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0462849756

XXXXXX

OH

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0479284672

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0108047056

XXXXXX

TX

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0197503588

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0197503588

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0667181460

XXXXXX

NJ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0368214884

XXXXXX

MI

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0349595846

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0576765949

XXXXXX

ID

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0044924411

XXXXXX

NY

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0592760446

XXXXXX

MN

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0592760446

XXXXXX

MN

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0592760446

XXXXXX

MN

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0661255085

XXXXXX

MD

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0788422790

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0278127836

XXXXXX

VA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0191227959

XXXXXX

OR

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0238744725

XXXXXX

OR

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0729280049

XXXXXX

NY

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0783247231

XXXXXX

CO

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0776064691

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0663505778

XXXXXX

TX

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0663505778

XXXXXX

TX

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0495190885

XXXXXX

CA

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0778071623

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0024301827

XXXXXX

OR

(No Data)

ATR/QM: Exempt

C

A

A

A

C

A

A

A

0594938368

XXXXXX

NJ

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/SH

A

A

A

A

A

A

A

A

0585470028

XXXXXX

MO

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0585470028

XXXXXX

MO

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0672610007

XXXXXX

WI

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0841267808

XXXXXX

MN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0778852975

XXXXXX

MO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0797904419

XXXXXX

CT

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0298325649

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0366948700

XXXXXX

MA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0811559036

XXXXXX

PA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0865023007

XXXXXX

MO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0792430342

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0161517508

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0161517508

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0161517508

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0161517508

XXXXXX

FL

(No Data)

ATR/QM: Exempt

D

B

D

B

A

A

A

A

0111564438

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0559713482

XXXXXX

CO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0591301013

XXXXXX

SC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0171465740

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0516307928

XXXXXX

CA

(No Data)

ATR/QM: Exempt

C

A

C

A

A

A

A

A

0099845842

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0824147792

XXXXXX

CO

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0407622630

XXXXXX

TX

(No Data)

ATR/QM: Exempt

D

A

A

A

A

A

D

A

0033005673

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0621028850

XXXXXX

NV

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0827326212

XXXXXX

TX

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0002659962

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0945883105

XXXXXX

VA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0293301895

XXXXXX

AZ

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0660457934

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0363141237

XXXXXX

NY

(No Data)

ATR/QM: Exempt

C

B

C

B

A

A

A

A

0363141237

XXXXXX

NY

(No Data)

ATR/QM: Exempt

C

B

C

B

A

A

A

A

0404912251

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0801565368

XXXXXX

TN

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0946752597

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0568253058

XXXXXX

MO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0917006464

XXXXXX

MO

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0793090461

XXXXXX

MO

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0793090461

XXXXXX

MO

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0833965924

XXXXXX

WA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0147041167

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0596847591

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0006819615

XXXXXX

FL

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0000576743

XXXXXX

CA

(No Data)

ATR/QM: Exempt

D

A

D

A

A

A

A

A

0553703336

XXXXXX

NC

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0802785573

XXXXXX

FL

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0802785573

XXXXXX

FL

QM: GSE Temporary - QM/SH

QM: GSE Temporary - QM/RP

C

B

B

B

A

A

C

A

0557633860

XXXXXX

WI

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0027767641

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0692716534

XXXXXX

TX

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

0314643107

XXXXXX

CA

(No Data)

ATR/QM: Exempt

A

A

A

A

A

A

A

A

Alt Loan Number	Initial S&P Overall Loan Grade	Final S&P Overall Loan Grade	Initial S&P Credit Loan Grade	Final S&P Credit Loan Grade	Initial S&P Property Valuations Loan Grade	Final S&P Property Valuations Loan Grade	Initial S&P Compliance Loan Grade	Final S&P Compliance Loan Grade	Condition Category	Condition Sub Category	Condition Status
0090570610	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0111416902	A	A	A	A	A	A	A	A
0326938952	A	A	A	A	A	A	A	A
0198795962	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0354252495	A	A	A	A	A	A	A	A
0263625354	D	D	D	D	A	A	A	A	Credit	DTI	Active
0263625354	D	D	D	D	A	A	A	A	Credit	Terms/Guidelines	Active
0406423611	A	A	A	A	A	A	A	A
0052744998	A	A	A	A	A	A	A	A
0483887878	A	A	A	A	A	A	A	A
0600230115	D	A	D	A	C	A	A	A	Credit	Income/Employment	Satisfied
0600230115	D	A	D	A	C	A	A	A	Property Valuations	Property	Satisfied
0366420250	A	A	A	A	A	A	A	A
0042521134	A	A	A	A	A	A	A	A
0521693781	A	A	A	A	A	A	A	A
0731285047	D	D	D	D	A	A	A	A	Credit	Legal Documents	Active
0784631425	A	A	A	A	A	A	A	A
0640668909	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0135373985	A	A	A	A	A	A	A	A
0429926546	A	A	A	A	A	A	A	A
0213805948	A	A	A	A	A	A	A	A
0244228318	D	A	D	A	A	A	A	A	Credit	Legal Documents	Satisfied
0541604955	D	A	D	A	A	A	A	A	Credit	Application	Satisfied
0541604955	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0570060151	A	A	A	A	A	A	A	A
0158798906	A	A	A	A	A	A	A	A
0018702195	D	D	A	A	D	D	A	A	Property Valuations	Appraisal	Active
0804490225	A	A	A	A	A	A	A	A
0598717205	A	A	A	A	A	A	A	A
0888411332	A	A	A	A	A	A	A	A
0544623565	A	A	A	A	A	A	A	A
0181816382	D	B	D	B	A	A	A	A	Credit	Insurance	Satisfied
0181816382	D	B	D	B	A	A	A	A	Credit	Terms/Guidelines	Active
0637781400	A	A	A	A	A	A	A	A
0190912455	A	A	A	A	A	A	A	A
0454805117	A	A	A	A	A	A	A	A
0431135766	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0307981430	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0963590966	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0256079725	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0256079725	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0443910558	A	A	A	A	A	A	A	A
0283834747	A	A	A	A	A	A	A	A
0595757249	A	A	A	A	A	A	A	A
0308932588	D	B	D	B	A	A	A	A	Credit	Application	Satisfied
0308932588	D	B	D	B	A	A	A	A	Credit	Credit/Mtg History	Active
0308932588	D	B	D	B	A	A	A	A	Credit	DTI	Satisfied
0208686306	A	A	A	A	A	A	A	A
0384630136	A	A	A	A	A	A	A	A
0027283127	A	A	A	A	A	A	A	A
0098217783	A	A	A	A	A	A	A	A
0740663708	A	A	A	A	A	A	A	A
0306346877	A	A	A	A	A	A	A	A
0076850839	A	A	A	A	A	A	A	A
0593641659	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0593641659	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0593641659	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0924536002	A	A	A	A	A	A	A	A
0887769067	A	A	A	A	A	A	A	A
0067811885	C	A	A	A	C	A	A	A	Property Valuations	Appraisal	Satisfied
0936657218	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0418716417	A	A	A	A	A	A	A	A
0198365105	A	A	A	A	A	A	A	A
0916999001	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0767909062	A	A	A	A	A	A	A	A
0859964583	A	A	A	A	A	A	A	A
0250473830	A	A	A	A	A	A	A	A
0474511960	C	A	C	A	A	A	A	A	Credit	LTV/CLTV	Satisfied
0590662007	A	A	A	A	A	A	A	A
0732290015	A	A	A	A	A	A	A	A
0542528792	A	A	A	A	A	A	A	A
0412994742	A	A	A	A	A	A	A	A
0212161939	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0733691724	A	A	A	A	A	A	A	A
0834242851	A	A	A	A	A	A	A	A
0356892844	A	A	A	A	A	A	A	A
0146658522	A	A	A	A	A	A	A	A
0647498843	C	A	C	A	A	A	A	A	Credit	DTI	Satisfied
0522942820	A	A	A	A	A	A	A	A
0167655668	A	A	A	A	A	A	A	A
0015823967	A	A	A	A	A	A	A	A
0379495569	C	B	C	A	C	B	A	A	Credit	Income/Employment	Satisfied
0379495569	C	B	C	A	C	B	A	A	Property Valuations	Property	Active
0261063498	A	A	A	A	A	A	A	A
0982182205	A	A	A	A	A	A	A	A
0850246060	A	A	A	A	A	A	A	A
0646830356	D	B	D	B	A	A	A	A	Credit	DTI	Satisfied
0646830356	D	B	D	B	A	A	A	A	Credit	Legal Documents	Active
0235852811	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0781531328	C	A	A	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure	Satisfied
0781531328	C	A	A	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure	Satisfied
0886542331	A	A	A	A	A	A	A	A
0802984957	A	A	A	A	A	A	A	A
0351079717	A	A	A	A	A	A	A	A
0536311140	C	A	A	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure	Satisfied
0446737626	A	A	A	A	A	A	A	A
0114114563	A	A	A	A	A	A	A	A
0782940818	A	A	A	A	A	A	A	A
0973084326	A	A	A	A	A	A	A	A
0954580323	A	A	A	A	A	A	A	A
0790512233	A	A	A	A	A	A	A	A
0379326732	D	A	D	A	A	A	A	A	Credit	Credit/Mtg History	Satisfied
0252265972	A	A	A	A	A	A	A	A
0099141090	A	A	A	A	A	A	A	A
0805451713	A	A	A	A	A	A	A	A
0473415854	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0865552320	A	A	A	A	A	A	A	A
0438957019	A	A	A	A	A	A	A	A
0404178057	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0966870238	A	A	A	A	A	A	A	A
0536216694	D	D	D	D	A	A	A	A	Credit	DTI	Active
0536216694	D	D	D	D	A	A	A	A	Credit	Terms/Guidelines	Active
0348529216	A	A	A	A	A	A	A	A
0499384939	A	A	A	A	A	A	A	A
0338730735	A	A	A	A	A	A	A	A
0961281094	A	A	A	A	A	A	A	A
0404126831	A	A	A	A	A	A	A	A
0989117651	D	B	D	B	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0989117651	D	B	D	B	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0989117651	D	B	D	B	A	A	D	A	Credit	Ability to Repay/Qualified Mortgage	Active
0989117651	D	B	D	B	A	A	D	A	Credit	Insurance	Satisfied
0508010142	C	B	A	A	C	A	B	B	Compliance	RESPA	Active
0508010142	C	B	A	A	C	A	B	B	Property Valuations	FEMA	Satisfied
0570535625	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0022745153	C	A	A	A	A	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0657991125	B	B	B	B	A	A	A	A	Credit	Insurance	Active
0886024075	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0886024075	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0989061429	A	A	A	A	A	A	A	A
0320590138	A	A	A	A	A	A	A	A
0961694411	A	A	A	A	A	A	A	A
0404830039	A	A	A	A	A	A	A	A
0943142367	D	B	D	B	A	A	A	A	Credit	Income/Employment	Active
0943142367	D	B	D	B	A	A	A	A	Credit	Insurance	Satisfied
0722401525	A	A	A	A	A	A	A	A
0225893183	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0040480637	A	A	A	A	A	A	A	A
0748263060	A	A	A	A	A	A	A	A
0248515424	A	A	A	A	A	A	A	A
0192428317	A	A	A	A	A	A	A	A
0688066147	A	A	A	A	A	A	A	A
0219710557	A	A	A	A	A	A	A	A
0850650860	A	A	A	A	A	A	A	A
0707523301	A	A	A	A	A	A	A	A
0826189179	A	A	A	A	A	A	A	A
0787866001	A	A	A	A	A	A	A	A
0714594806	D	B	D	B	A	A	A	A	Credit	DTI	Active
0714594806	D	B	D	B	A	A	A	A	Credit	DTI	Satisfied
0714594806	D	B	D	B	A	A	A	A	Credit	Terms/Guidelines	Active
0657817246	D	B	D	B	A	A	A	A	Credit	Credit/Mtg History	Active
0657817246	D	B	D	B	A	A	A	A	Credit	DTI	Satisfied
0642684806	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0462260696	C	A	A	A	C	A	A	A	Property Valuations	Potential Misrepresentation	Satisfied
0531730257	A	A	A	A	A	A	A	A
0138047464	A	A	A	A	A	A	A	A
0153842669	A	A	A	A	A	A	A	A
0979340945	A	A	A	A	A	A	A	A
0744698026	A	A	A	A	A	A	A	A
0885071190	A	A	A	A	A	A	A	A
0342584239	A	A	A	A	A	A	A	A
0460734672	A	A	A	A	A	A	A	A
0950897651	A	A	A	A	A	A	A	A
0045919783	A	A	A	A	A	A	A	A
0975893261	A	A	A	A	A	A	A	A
0984211013	C	B	A	A	A	A	C	B	Compliance	RESPA	Active
0984211013	C	B	A	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure	Satisfied
0160589695	A	A	A	A	A	A	A	A
0491594528	A	A	A	A	A	A	A	A
0033070342	C	B	A	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure	Satisfied
0405025309	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0631690717	C	A	C	A	A	A	A	A	Credit	LTV/CLTV	Satisfied
0171094551	C	B	B	B	C	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0171094551	C	B	B	B	C	A	C	A	Credit	Ability to Repay/Qualified Mortgage	Active
0171094551	C	B	B	B	C	A	C	A	Property Valuations	FEMA	Satisfied
0236056075	B	B	A	A	B	B	A	A	Property Valuations	Appraisal	Active
0889909471	C	B	C	B	A	A	A	A	Credit	Income/Employment	Active
0889909471	C	B	C	B	A	A	A	A	Credit	Income/Employment	Satisfied
0534271913	D	B	D	B	A	A	C	B	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0534271913	D	B	D	B	A	A	C	B	Compliance	Finance Charge Tolerance	Satisfied
0534271913	D	B	D	B	A	A	C	B	Compliance	Finance Charge Tolerance	Satisfied
0534271913	D	B	D	B	A	A	C	B	Credit	Ability to Repay/Qualified Mortgage	Active
0534271913	D	B	D	B	A	A	C	B	Credit	Application	Satisfied
0534271913	D	B	D	B	A	A	C	B	Credit	Credit/Mtg History	Satisfied
0534271913	D	B	D	B	A	A	C	B	Credit	Legal Documents	Satisfied
0092714690	A	A	A	A	A	A	A	A
0165937711	D	A	D	A	A	A	A	A	Credit	Application	Satisfied
0165937711	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0381417936	A	A	A	A	A	A	A	A
0888720246	A	A	A	A	A	A	A	A
0643655138	A	A	A	A	A	A	A	A
0265426380	A	A	A	A	A	A	A	A
0331419327	A	A	A	A	A	A	A	A
0905173338	A	A	A	A	A	A	A	A
0440335145	A	A	A	A	A	A	A	A
0852476520	C	A	C	A	A	A	A	A	Credit	Assets	Satisfied
0939819457	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0939819457	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0579350222	B	B	B	B	A	A	A	A	Credit	Income/Employment	Active
0106493417	A	A	A	A	A	A	A	A
0374749442	A	A	A	A	A	A	A	A
0988452626	C	B	B	B	A	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0988452626	C	B	B	B	A	A	C	A	Credit	Ability to Repay/Qualified Mortgage	Active
0982705673	A	A	A	A	A	A	A	A
0654326752	C	A	C	A	A	A	A	A	Credit	Insurance	Satisfied
0945869035	A	A	A	A	A	A	A	A
0299545281	A	A	A	A	A	A	A	A
0202069100	A	A	A	A	A	A	A	A
0114580005	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0114580005	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0186855683	B	B	B	B	A	A	A	A	Credit	Income/Employment	Active
0194533398	A	A	A	A	A	A	A	A
0475193200	A	A	A	A	A	A	A	A
0787489951	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0787489951	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0798625400	A	A	A	A	A	A	A	A
0530287582	A	A	A	A	A	A	A	A
0977237756	B	A	B	A	A	A	A	A	Credit	DTI	Satisfied
0819926639	D	A	D	A	A	A	A	A	Credit	Assets	Satisfied
0189799701	D	A	C	A	A	A	D	A	Compliance	Documentation	Satisfied
0189799701	D	A	C	A	A	A	D	A	Credit	Insurance	Satisfied
0189799701	D	A	C	A	A	A	D	A	Credit	LTV/CLTV	Satisfied
0117933471	A	A	A	A	A	A	A	A
0113632945	A	A	A	A	A	A	A	A
0067181772	A	A	A	A	A	A	A	A
0422948313	A	A	A	A	A	A	A	A
0238307311	A	A	A	A	A	A	A	A
0565209047	A	A	A	A	A	A	A	A
0674961255	A	A	A	A	A	A	A	A
0799801478	A	A	A	A	A	A	A	A
0992837519	A	A	A	A	A	A	A	A
0576762838	A	A	A	A	A	A	A	A
0557223988	A	A	A	A	A	A	A	A
0405925461	C	B	B	B	B	A	C	B	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0405925461	C	B	B	B	B	A	C	B	Compliance	TILA/RESPA Integrated Disclosure	Satisfied
0405925461	C	B	B	B	B	A	C	B	Credit	Ability to Repay/Qualified Mortgage	Active
0405925461	C	B	B	B	B	A	C	B	Property Valuations	FEMA	Satisfied
0955006260	A	A	A	A	A	A	A	A
0680219285	A	A	A	A	A	A	A	A
0466156961	D	A	D	A	A	A	D	A	Compliance	Documentation	Satisfied
0466156961	D	A	D	A	A	A	D	A	Credit	Legal Documents	Satisfied
0573084488	A	A	A	A	A	A	A	A
0416255455	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0137176671	A	A	A	A	A	A	A	A
0558799412	A	A	A	A	A	A	A	A
0499831343	A	A	A	A	A	A	A	A
0869242567	C	A	C	A	A	A	A	A	Credit	Assets	Satisfied
0134138263	A	A	A	A	A	A	A	A
0859886683	A	A	A	A	A	A	A	A
0230724937	A	A	A	A	A	A	A	A
0055218725	B	B	B	B	A	A	A	A	Credit	Income/Employment	Active
0921572945	A	A	A	A	A	A	A	A
0824444449	A	A	A	A	A	A	A	A
0587166330	A	A	A	A	A	A	A	A
0796352800	D	A	A	A	A	A	D	A	Compliance	Documentation	Satisfied
0970352551	A	A	A	A	A	A	A	A
0936268765	A	A	A	A	A	A	A	A
0737719833	A	A	A	A	A	A	A	A
0161185687	A	A	A	A	A	A	A	A
0914290684	C	A	C	A	A	A	A	A	Credit	Insurance	Satisfied
0674566291	D	A	D	A	A	A	A	A	Credit	Application	Satisfied
0507696113	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0507696113	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0873273267	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0873273267	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0873273267	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0437091814	A	A	A	A	A	A	A	A
0006258084	A	A	A	A	A	A	A	A
0155759848	A	A	A	A	A	A	A	A
0873448245	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0873448245	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0635857956	A	A	A	A	A	A	A	A
0911184798	A	A	A	A	A	A	A	A
0702045722	A	A	A	A	A	A	A	A
0056922951	A	A	A	A	A	A	A	A
0332377647	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0332377647	C	A	C	A	A	A	A	A	Credit	LTV/CLTV	Satisfied
0203732000	A	A	A	A	A	A	A	A
0885654672	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0956860125	A	A	A	A	A	A	A	A
0266192636	A	A	A	A	A	A	A	A
0611980558	A	A	A	A	A	A	A	A
0347368580	A	A	A	A	A	A	A	A
0463173830	A	A	A	A	A	A	A	A
0406337412	A	A	A	A	A	A	A	A
0098695705	A	A	A	A	A	A	A	A
0175620492	A	A	A	A	A	A	A	A
0192802209	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0061902486	A	A	A	A	A	A	A	A
0772311570	C	B	B	B	A	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0772311570	C	B	B	B	A	A	C	A	Credit	Ability to Repay/Qualified Mortgage	Active
0698118984	D	A	D	A	D	A	A	A	Credit	Income/Employment	Satisfied
0698118984	D	A	D	A	D	A	A	A	Property Valuations	Appraisal	Satisfied
0698118984	D	A	D	A	D	A	A	A	Property Valuations	FEMA	Satisfied
0208475089	A	A	A	A	A	A	A	A
0137397391	A	A	A	A	A	A	A	A
0391734470	A	A	A	A	A	A	A	A
0350568653	A	A	A	A	A	A	A	A
0482969315	A	A	A	A	A	A	A	A
0200795326	A	A	A	A	A	A	A	A
0174038264	A	A	A	A	A	A	A	A
0363304193	A	A	A	A	A	A	A	A
0400352752	A	A	A	A	A	A	A	A
0728696215	A	A	A	A	A	A	A	A
0648313148	A	A	A	A	A	A	A	A
0005434030	A	A	A	A	A	A	A	A
0117233983	A	A	A	A	A	A	A	A
0305907650	A	A	A	A	A	A	A	A
0841373667	D	A	D	A	A	A	A	A	Credit	Application	Satisfied
0859318106	C	A	C	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0083346487	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0587100900	A	A	A	A	A	A	A	A
0747830674	A	A	A	A	A	A	A	A
0749785798	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0834053990	A	A	A	A	A	A	A	A
0585587833	A	A	A	A	A	A	A	A
0596250288	A	A	A	A	A	A	A	A
0627419143	A	A	A	A	A	A	A	A
0485411795	A	A	A	A	A	A	A	A
0506452010	B	B	B	B	A	A	A	A	Credit	Credit/Mtg History	Active
0188550470	A	A	A	A	A	A	A	A
0518113800	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0518113800	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0518113800	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0518113800	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0742621432	A	A	A	A	A	A	A	A
0581437774	A	A	A	A	A	A	A	A
0444054236	D	A	D	A	A	A	A	A	Credit	Assets	Satisfied
0462849756	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0479284672	A	A	A	A	A	A	A	A
0108047056	A	A	A	A	A	A	A	A
0197503588	D	A	D	A	A	A	A	A	Credit	Assets	Satisfied
0197503588	D	A	D	A	A	A	A	A	Credit	Legal Documents	Satisfied
0667181460	A	A	A	A	A	A	A	A
0368214884	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0349595846	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0576765949	D	A	D	A	A	A	A	A	Credit	Assets	Satisfied
0044924411	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0592760446	D	A	D	A	A	A	A	A	Credit	Assets	Satisfied
0592760446	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0592760446	D	A	D	A	A	A	A	A	Credit	Insurance	Satisfied
0661255085	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0788422790	A	A	A	A	A	A	A	A
0278127836	D	A	D	A	A	A	A	A	Credit	DTI	Satisfied
0191227959	A	A	A	A	A	A	A	A
0238744725	A	A	A	A	A	A	A	A
0729280049	A	A	A	A	A	A	A	A
0783247231	A	A	A	A	A	A	A	A
0776064691	A	A	A	A	A	A	A	A
0663505778	C	B	B	B	A	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0663505778	C	B	B	B	A	A	C	A	Credit	Ability to Repay/Qualified Mortgage	Active
0495190885	C	A	C	A	A	A	A	A	Credit	Assets	Satisfied
0778071623	A	A	A	A	A	A	A	A
0024301827	C	A	A	A	C	A	A	A	Property Valuations	Property	Satisfied
0594938368	A	A	A	A	A	A	A	A
0585470028	C	B	B	B	A	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0585470028	C	B	B	B	A	A	C	A	Credit	Ability to Repay/Qualified Mortgage	Active
0672610007	C	A	C	A	A	A	A	A	Credit	Assets	Satisfied
0841267808	A	A	A	A	A	A	A	A
0778852975	A	A	A	A	A	A	A	A
0797904419	A	A	A	A	A	A	A	A
0298325649	A	A	A	A	A	A	A	A
0366948700	A	A	A	A	A	A	A	A
0811559036	A	A	A	A	A	A	A	A
0865023007	A	A	A	A	A	A	A	A
0792430342	A	A	A	A	A	A	A	A
0161517508	D	B	D	B	A	A	A	A	Credit	DTI	Satisfied
0161517508	D	B	D	B	A	A	A	A	Credit	Income/Employment	Active
0161517508	D	B	D	B	A	A	A	A	Credit	Income/Employment	Satisfied
0161517508	D	B	D	B	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0111564438	A	A	A	A	A	A	A	A
0559713482	A	A	A	A	A	A	A	A
0591301013	A	A	A	A	A	A	A	A
0171465740	A	A	A	A	A	A	A	A
0516307928	C	A	C	A	A	A	A	A	Credit	Income/Employment	Satisfied
0099845842	A	A	A	A	A	A	A	A
0824147792	D	A	D	A	A	A	A	A	Credit	Terms/Guidelines	Satisfied
0407622630	D	A	A	A	A	A	D	A	Compliance	Documentation	Satisfied
0033005673	A	A	A	A	A	A	A	A
0621028850	A	A	A	A	A	A	A	A
0827326212	D	A	D	A	A	A	A	A	Credit	Legal Documents	Satisfied
0002659962	A	A	A	A	A	A	A	A
0945883105	A	A	A	A	A	A	A	A
0293301895	A	A	A	A	A	A	A	A
0660457934	A	A	A	A	A	A	A	A
0363141237	C	B	C	B	A	A	A	A	Credit	Income/Employment	Active
0363141237	C	B	C	B	A	A	A	A	Credit	Title	Satisfied
0404912251	A	A	A	A	A	A	A	A
0801565368	A	A	A	A	A	A	A	A
0946752597	A	A	A	A	A	A	A	A
0568253058	A	A	A	A	A	A	A	A
0917006464	A	A	A	A	A	A	A	A
0793090461	D	A	D	A	A	A	A	A	Credit	Application	Satisfied
0793090461	D	A	D	A	A	A	A	A	Credit	Application	Satisfied
0833965924	A	A	A	A	A	A	A	A
0147041167	A	A	A	A	A	A	A	A
0596847591	A	A	A	A	A	A	A	A
0006819615	A	A	A	A	A	A	A	A
0000576743	D	A	D	A	A	A	A	A	Credit	Income/Employment	Satisfied
0553703336	A	A	A	A	A	A	A	A
0802785573	C	B	B	B	A	A	C	A	Compliance	Ability to Repay/Qualified Mortgage	Satisfied
0802785573	C	B	B	B	A	A	C	A	Credit	Ability to Repay/Qualified Mortgage	Active
0557633860	A	A	A	A	A	A	A	A
0027767641	A	A	A	A	A	A	A	A
0692716534	A	A	A	A	A	A	A	A
0314643107	A	A	A	A	A	A	A	A

Alt Loan Number	Initial Securitization Condition Grade	Final Securitization Condition Grade	Initial S&P Condition Grade	Final S&P Condition Grade	Condition Code	Condition Description	Condition Material Indicator	Initial Comments	Client/Seller Response Comments
0090570610	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing verification of PITI for REO property located on XXX.	8/31/2021 - Client provided PITI breakdown proof for XXX property.
0111416902
0326938952
0198795962	C	A	C	A	CRDINC2488	Verbal verification of employment missing	No	Missing third party employment verification for B2 Schedule C business within 120 days of Note date XXX.	8/31/2021 - Client response "Per Agency policy, no employment verification was required for B2 Schedule C business. No positive income from this business was used to qualify. Lender included a small Schedule C loss in decisioning."
0354252495
0263625354	B	B	B	B	CRDDTI105	Debt Ratio Exception 5% or Less	No	DTI 26.67% exceeds 3% tolerance to AUS 22.86%.  Lender calculated B2 bonus income $2,559.62 compared to review $1,333.70.	9/2/2021 - Client response 'Agree, lender used a 6.29 month avg on YTD bonus income (for B2) of $16,100 in calculation = $2559.62/mo not supported with history of receipt. 2021 bonus income = $161002020 bonus income = $121242019 bonus income = $121872018 bonus income = $12000
0263625354	D	D	D	D	CRDTER2548	Missing AUS or AUS errors present	Yes	DTI 26.67% exceeds 3% tolerance to AUS 22.86%.  Lender calculated B2 bonus income $2,559.62 compared to review $1,333.70.	9/2/2021 - Client response 'Agree, lender used a 6.29 month avg on YTD bonus income (for B2) of $16,100 in calculation = $2559.62/mo not supported with history of receipt. 2021 bonus income = $161002020 bonus income = $121242019 bonus income = $121872018 bonus income = $12000
0406423611
0052744998
0483887878
0600230115	D	A	D	A	CRDINC3204	Income Documentation Missing	No	Missing the prior year's K1's from XXX confirm income loss and ownership percentage.	8/31/2021 - Client provided rebuttal comment 'Per Agency policy, no prior year's K1's from XXX were required. Lender included the entire loss from both partnerships in decisioning.'
0600230115	C	A	C	A	PRVAPROP177	Property Issues Indicated	No	Subject presented as investment property, occupancy status listed as owner occupied from appraisal.  Provide a corrected occupancy status for appraisal.	8/31/2021 - Client provided LOX showing borrower's daughter lives in subject property and pays the mortgage PITI; borrower does not collect rent at the subject property.
0366420250
0042521134
0521693781
0731285047	D	D	D	D	CRDLGL140	Missing subordination agreement for existing junior lien	Yes	Missing the fully executed subordination agreement from XXX.	(No Data)
0784631425
0640668909	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing verification of PITI for REO located on XXX of $5214 per month.	8/31/2021 - Client provided proof of PITI at XXX; $4,678.67/month.
0135373985
0429926546
0213805948
0244228318	D	A	D	A	CRDLGL2996	Missing Trust Documents	No	Missing Trust documents. Trust cert in file.	9/7/2021 - XXX documents provided by client.
0541604955	D	A	D	A	CRDAPP2658	Missing 3rd-party anti-fraud report	No	Appraiser name missing from Fraud Report.	9/2/2021 - Client response "Appraisal report attached. Appraiser name XXX." Appraisal provided.
0541604955	C	A	C	A	CRDTER3122	Loan documents do not meet guideline requirements	No	Guidelines require the verification of all property obligations.Lender qualified borrowers with a primary housing of $1,778.95 per application and AUS findings.Provide satisfactory evidence that the property located at XXX was refinanced with a new PITI of $1778.95 and the XXX was paid off.	9/2/2021 - Client response, "Evidence XXX was paid off and evidence that the property located at XXX PITIA $1,757.37 = $977.08 + 536.20 + 172.09 + 72 (HOA)" XXX lender platform provided showing 0 balance at XXX.
0570060151
0158798906
0018702195	D	D	D	D	PRVAAPPR3116	Missing updated valuation	Yes	Missing updated valuation to support appraisal value.	09/03/21: Received notification from TPO, unable to complete desk review due to property location in AK. Request sent to TPO for quote to complete field review.9.24.21: 2 vendors unable to complete, both cancelled order, unable to obtain due to location
0804490225
0598717205
0888411332
0544623565
0181816382	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	Please provide a copy of the homeowner's hazard insurance policy for the subject property on XXX.	9/7/2021 - Client provided guidelines for Streamline refinances with no Hazard proof required and PITI showing Hazard monthly payment.
0181816382	B	B	B	B	CRDTER3122	Loan documents do not meet guideline requirements	No	Lender exception for XXX aggregate financed loan exceeds $XXX.  Clayton consider as non-material based on compensating factors of B1 with 24 year job, high reserves of $3MM and residual income of $25,147.32 per month.	(No Data)
0637781400
0190912455
0454805117
0431135766	C	A	C	A	CRDINC150	Income docs do not meet guidelines	No	Provide the appraisal comparable rent schedule confirming gross rental income of $5,510.00.	9/10/2021 - Client provided page 3 from appraisal showing $5,500/month market rent for 4 family property.
0307981430	D	A	D	A	CRDINC2408	Income verification does not meet guidelines	No	Missing documentation to support IRA Distribution in amount of $6,500 monthly and continuance for at least  least 3 years for  B2	9/10/2021 - Client provided 2 months of XXX checking bank statements showing investment deposits monthly. Client also provided a LOE for pension showing $6,500/month income.
0963590966	D	A	D	A	CRDINC3204	Income Documentation Missing	No	Provide Income documentation supporting positive or negative income for XXX listed on application.	9/10/2021 - Client provided proof of 2018 and 2019 K1 loss for XXX.
0256079725	B	A	B	A	CRDDTI105	Debt Ratio Exception 5% or Less	No	DTI 41.15% based on primary residence PITI $2,681.26 + debts $49.91 + subject negative rents $334.19 = $3,065.36 total expenses / B1 income $7,448.35.  Lender DTI 36.67%, listed $0 for subject positive or negative rents.	8/31/2021 - Client provided Underwriter commentary on subject property; used $1,400/month rental income to "wash" PITI payment for subject, not using any additional rental income to qualify. $1,400/month is on the low side for area real income. New DTI using this rental amount would be 37.46% DTI, within tolerance.
0256079725	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	DTI 41.15% based on primary residence PITI $2,681.26 + debts $49.91 + subject negative rents $334.19 = $3,065.36 total expenses / B1 income $7,448.35.  Lender DTI 36.67%, listed $0 for subject positive or negative rents.	8/31/2021 - Client provided Underwriter commentary on subject property; used $1,400/month rental income to "wash" PITI payment for subject, not using any additional rental income to qualify. $1,400/month is on the low side for area real income. New DTI using this rental amount would be 37.46% DTI, within tolerance.
0443910558
0283834747
0595757249
0308932588	D	A	D	A	CRDAPP2658	Missing 3rd-party anti-fraud report	No	Appraiser name is missing from watchlist on fraud report.	9/8/2021 - Client provided response of "Appraisal report attached. Appraiser name XXX." Appraisal was provided.
0308932588	B	B	B	B	CRDCRMH123	No evidence of required debt payoff	No	Provide documentation supporting omission of XXX.	(No Data)
0308932588	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Provide Mortgage documentation supporting new loan with XXX.	9/8/2021 - Client provided a XXX with PITI breakdown for XXX.
0208686306
0384630136
0027283127
0098217783
0740663708
0306346877
0076850839
0593641659	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing verification of HOA for REO on XXX.	9/9/2021 - Client provided a copy of HOA $344/month on property located at XXX.
0593641659	C	A	C	A	CRDINC150	Income docs do not meet guidelines	No	Provide documentation to support borrowers "other income" loss of $391.78 per month.	9/9/2021 - Client provided proof of "other" Alimony income. Alimony statement provided.
0593641659	D	A	D	A	CRDINSR3278	Hazard Insurance documentation in file is incomplete	No	Missing the HOI for the subject condo unit.  File contained the Condo Master Policy only.	9/9/2021 - Client provided a copy of a condo master HOI policy with valid start date of XXX.
0924536002
0887769067
0067811885	C	A	C	A	PRVAAPPR233	Comps or Adjustments Not Appropriate	No	XXX The appraiser has reported a materially different location for comparable #4 in one or more appraisal reports.XXX The condition rating for comparable #4 conflicts with the reported age (condition rating is likely either "C1" or "C2").	9/13/2021 - Client responded ' Property (collateral) was OPUS approved. OPUS & underwriting notes attached.  ' Underwriting Notes explained property benefits such as 3 month market time, built-up over 75% in area, rapid growth area, Suburban location. LTV 51.87%.
0936657218	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing verification of HOA for REO on XXX of $512.35 per month.	9/10/2021 - Client provided verification of monthly HOA for property on XXX.
0418716417
0198365105
0916999001	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	No proof of Hazard insurance in file.	9/3/2021 - Client responded; "Streamline Hazard Insurance review approvedRULE_ID | VALIDATION_STATUS | USER_COMMENTS Hazard Insurance policy must have replacement cost coverage.,PASS,-Vendor Support Specialist UPDATE--- Pulled loan up in ICMP. Previous EOI indicated the policy has 150% RCC. ; XXX Insurance cannot be with a lender placed insurance carrier.,PASS,N/A Policy Expiration Date from OPS should be at least 30 days later than Disbursement Date.,PASS,N/A. Property cannot be in a flood zone,PASS,N/A The hazard insurance policy is paid by the customer and not a HOA master policy,PASS,N/A. Hazard Insurance policy is missing key data.,PASS,N/A
0767909062
0859964583
0250473830
0474511960	C	A	C	A	CRDLTV3026	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Loan meets Fannie Mae eligibility requirements.	9/8/2021 - Client provided UW comments with loan details.
0590662007
0732290015
0542528792
0412994742
0212161939	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	1. Missing verification of taxes and insurance for REO on XXX2. Missing verification of HOA of $136 for REO on XXX.	9/10/2021 - Client provided PITI breakdown and tax assessed value print-out for property on XXX. Client also provided HOA payment history and bank statement for property on XXX
0733691724
0834242851
0356892844
0146658522
0647498843	C	A	C	A	CRDDTI187	Debt Ratio > 50%	No	Total expenses $8,582.73, borrower income $15,699.17.	9/10/2021 - Client provided page 1 of lease for $3,395/month for subject property.
0522942820
0167655668
0015823967
0379495569	C	A	C	A	CRDINC2488	Verbal verification of employment missing	No	Missing verbal verification for B1's XXX business with XXX- within 120 calendar days prior to the note date.	9/10/2021 - Client provided proof of XXX business at XXX.
0379495569	C	B	C	B	PRVAPROP177	Property Issues Indicated	No	Missing Condo Questionnaire for the subject property.	9/10/2021 - Client provided Underwriter notes regarding Condo guidelines. Exception was downgraded to a '2' on XXX.
0261063498
0982182205
0850246060
0646830356	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing documentation for insurance for REO on XXX.	9/13/2021 - Client responded ' No property insurance amount was used in calculation for REO on XXX only real estate taxes. Non-subject property is owned free and clear. '
0646830356	B	B	B	B	CRDLGL100	Legal document incorrect or incomplete	No	Lender approved exception for more than 5 financed properties on a cash out transaction.  Clayton considers as non-material based on compensating factors of B2 employment time of 14 years, primary residence stability of 21 years, excessive reserves of $298,000 and residual income of $5,208.81 per month.	(No Data)
0235852811	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing verification of HOI and HOA (if applicable) for REO on XXX.	9/9/2021 - Client provided verification of HOI and HOA on XXX.
0781531328	C	A	C	A	CMPTRID3618	TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing	No	Initial CD XXX is not signed and there is no documentation in file to determine if it was provided to borrower at least three days prior to closing date of XXX.	9.3.2021 - Disagree: Borrower CD#XXX was eDelivered on XXX.  CD#XXX acknowledged by borrowers on XXX considers in hand delivery and meets timing for XXX closing date.  See attached document tracking.
0781531328	C	A	C	A	CMPTRID3626	TRID - CD: Loan consummated before end of waiting period	No	Initial CD XXX not signed and there is no documentation in file to determine if it was provided to borrower at least three days prior to closing date of XXX.	09.03.2021 -Disagree: Borrower CD#XXX considers in hand delivery and meets timing for XXX closing date.  See attached document tracking.
0886542331
0802984957
0351079717
0536311140	C	A	C	A	CMPTRID3618	TRID - Corrected CD should have been provided; Change of Product or Product Feature not disclosed at least 3 business days prior to closing	No	Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation date of XXX.	09/10/2021: Client provided proof of receipt for CD: XXX.
0446737626
0114114563
0782940818
0973084326
0954580323
0790512233
0379326732	D	A	D	A	CRDCRMH149	Missing support docs for VOM/VOR (e.g. cancelled checks)	No	Missing mortgage payment history for XXX for the property located at XXX as required per AUS Findings.	9/9/2021 - Client provided Underwriter response for property at XXX. This property was transferred from parents to borrowers XXX. March and April 2021 mortgage history provided.
0252265972
0099141090
0805451713
0473415854	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	Missing Hazard Insurance.	9/3/2021 - Client responded; "Streamline Hazard Insurance review approvedRULE_ID | VALIDATION_STATUS | USER_COMMENTS. Insurance cannot be with a lender placed insurance carrier.,PASS,N/APolicy Expiration Date from OPS should be at least 30 days later than Disbursement Date.,PASS,N/A, Property cannot be in a flood zone,PASS,N/A. The hazard insurance policy is paid by the customer and not a HOA master policy,PASS,N/A. Hazard Insurance policy is missing key data.,PASS,N/A, Hazard Insurance policy must have replacement cost coverage.,PASS," --VendorSupport Specialist UPDATE--- Ordered/Followed up on HOI Spoke to :XXX With : XXX
0865552320
0438957019
0404178057	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing documentation to support PITIA for the property located at XXX in the amount of $1,514.02.	9/13/2021 - Client provided PITI breakdown print-out for property at XXX.
0966870238
0536216694	B	B	B	B	CRDDTI105	Debt Ratio Exception 5% or Less	No	AUS approved 38.894%.  Reviewer calculated income for B1 of $11,666.67 + B2 of $21,139 = $32,805.67.  Primary residence PITI of $1,871.71 + Subject property PITI of $2,571.89 + other non subject PITIA of $7,709.15 + other debt of $1,811.28 = $13,964.03 / 32,805.67 = 42.5659% DTI. Variance is due to Lender utilized P&I only for properties XXX.	9/13/2021 - Client responded ' Agree, lender only utilized P&I payment for properties XXX. Unable to provide corrected AUS. '
0536216694	D	D	D	D	CRDTER2548	Missing AUS or AUS errors present	Yes	Missing corrected AUS.  Reviewer calculated income for B1 of $11,666.67 + B2 of $21,139 = $32,805.67.  Primary residence PITI of $1,871.71 + Subject property PITI of $2,571.89 + other non subject PITIA of $7,709.15 + other debt of $1,811.28 = $13,964.03 / 32,805.67 = 42.5659% DTI. Variance is due to Lender utilized P&I only for properties XXX	9/13/2021 - Client responded ' Agree, lender only utilized P&I payment for properties XXX. Unable to provide corrected AUS. '
0348529216
0499384939
0338730735
0961281094
0404126831
0989117651	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Lender QM status declared as temporary safe harbor. Review status finds loan meets rebuttable presumption due to APR exceeding higher price threshold tolerance.	9.24.21: lender agrees with RP status
0989117651	D	A	D	A	CMPATRQM3220	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	File is missing HOI Dec page for subject property	9/13/2021 - Client provided Escrow Analysis showing proof of Hazard payment; Streamline refinance, proof of Hazard insurance was provided.
0989117651	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status	(No Data)
0989117651	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	File is missing HOI Dec page for subject property	9/13/2021 - Client provided Escrow Analysis showing proof of Hazard payment; Streamline refinance, proof of Hazard insurance was provided.
0508010142	B	B	B	B	CMPRESPA863	RESPA: Required Affiliate Business Disclosure missing	No	ABA missing from file.	(No Data)
0508010142	C	A	C	A	PRVAFEMA858	Natural Disaster Area, no subsequent inspection  (Individual & Public)	No	No inspection since the FEMA Disaster XXX.  PDI is required.	(No Data)
0570535625	C	A	C	A	CRDINC2488	Verbal verification of employment missing	No	Provide verbal verification of employment as required by guidelines.	9/9/2021 - Client provided a VVOE dated XXX.
0022745153	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Exception fired in error	09/07/21: QM status verified
0657991125	B	B	B	B	CRDINSR848	Missing Hazard Insurance	No	Missing Master Policy, subject is an attached PUD.  File contains HOI with dwelling coverage of XXX.	(No Data)
0886024075	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing documentation supporting HOA dues and Hazard insurance for XXX.	9/9/2021 - Client provided a PITI print-out for a property at  XXX. Need documentation supporting HOA dues and Hazard insurance for XXX.9/16/2021 - Client responded ' ."Borrower correspondence to support monthly HOA dues of $315 for condominium located at XXX attached. Unable to locate documentation to support hazard insurance if applicable.  ATR adequately supported. Compensating factors 1- Strong residual income  2- Documented savings pattern  3- Excellent credit and mortgage history  4- Conservative use of consumer credit  5- Substantial cash reserves   " HOA dues provided.
0886024075	C	A	C	A	CRDTER3122	Loan documents do not meet guideline requirements	No	Missing documentation supporting the omission of XXX and verification of 12 month payment history for account named "XXX" with a payment of $XXX.	9/9/2021 - Client provided a PITI print-out for a property at XXX. Need documentation for omission of XXX and verification of 12 months of payment history. 9/16/2021 - Client responded ' Proof XXX has been paid in full attached (XXX details page). This loan was refinanced XXX. See XXX details page for new loan #XXX and payment history. ' Verification provided.
0989061429
0320590138
0961694411
0404830039
0943142367	B	B	B	B	CRDINC2496	Verbal verification of employment completed outside the stated requirements and/or after closing/funding	No	Missing Vvoe within 10 calendar days of note date XXX.	(No Data)
0943142367	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	Missing Hazard insurance.	9/3/2021 - client responded; "Streamline Hazard Insurance review approvedRULE_ID | VALIDATION_STATUS | USER_COMMENTSHazard Insurance policy must have replacement cost coverage.,PASS,VendorSupport Specialist UPDATE- Called out to XXX, She verbally verified that the policy has replacement costcoverage with Additional coverage of 50%; XXXInsurance cannot be with a lender placed insurance carrier.,PASS,N/APolicy Expiration Date from OPS should be at least 30 days later than DisbursementDate.,PASS,N/A. Property cannot be in a flood zone,PASS,N/A. The hazard insurance policy is paid by the customer and not a HOA master policy,PASS,N/A. Hazard Insurance policy is missing key data.,PASS,N/A
0722401525
0225893183	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	Most recent hazard insurance document not provided	9/3/2021 - Client responded; 'Streamline Hazard Insurance review approvedRULE_ID | VALIDATION_STATUS | USER_COMMENTSInsurance cannot be with a lender placed insurance carrier.,PASS,N/A, Policy Expiration Date from OPS should be at least 30 days later than Disbursement Date.,PASS,N/A, Property cannot be in a flood zone,PASS,N/A, Hazard Insurance policy must have replacement cost coverage.,PASS,N/A. The hazard insurance policy is paid by the customer and not a HOA master policy,PASS,N/A, Hazard Insurance policy is missing key data.,PASS,N/A
0040480637
0748263060
0248515424
0192428317
0688066147
0219710557
0850650860
0707523301
0826189179
0787866001
0714594806	B	B	B	B	CRDDTI105	Debt Ratio Exception 5% or Less	No	DU approved with DTI of 22.11%.  Reviewer calculated income of $20,833.34.  Primary PITIA of $2,433.02 + net negative rental from subject of $493.83 + net negative rental income for non subject of $770.06 + other debt of $1,638.75 = $5,335.66 / $20,833.34 = 25.6112% DTI.  Variance is due to Lender utilizing rental income for investor non subject property of $2,500, file contain a comparable rent schedule for the property reflect income of $1,650.	9/10/2021 - Client responded "Agree net negative rental income for non subject should have been $770.06 based of Comparable Rent Schedule. Unable to provide an AUS for correct DTI of 25%. However, DTI still salable at 25.36%." No updated AUS available.
0714594806	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing satisfactory documentation to support PITIA for the property located at XXX.	9/9/2021 - Client provided proof of Hazard insurance policy and HOA payment breakdown.
0714594806	D	B	D	B	CRDTER2548	Missing AUS or AUS errors present	No	Missing corrected DU Findings.  DU approved with DTI of 22.11%.  Reviewer calculated income of $20,833.34.  Primary PITIA of $2,433.02 + net negative rental from subject of $493.83 + net negative rental income for non subject of $770.06 + other debt of $1,638.75 = $5,335.66 / $20,833.34 = 25.6112% DTI.  Variance is due to Lender utilizing rental income for investor non subject property of $2,500, file contain a comparable rent schedule for the property reflect income of $1,650.	9/10/2021 - Client responded "Agree net negative rental income for non subject should have been $770.06 based of Comparable Rent Schedule. Unable to provide an AUS for correct DTI of 25%. However, DTI still salable at 25.36%." No updated AUS available.
0657817246	B	B	B	B	CRDCRMH123	No evidence of required debt payoff	No	Missing documentation to support the payoff of XXX	(No Data)
0657817246	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	1.  Missing satisfactory documentation to support PITIA for XXX (recently purchased) in the amount of $XXX. 2.  Missing documentation to support PITIA for XXX	9/13/2021 - Client provided XXX Escrow Analysis print-outs of properties at XXX with PITI breakdown at both properties.
0642684806	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	Missing the final AUS. The 1008 shows loan was AUS approved but no lender AUS or DU or LP found in file.	9/13/2021 - Client provided an LP approval.
0462260696	C	A	C	A	PRVAPMR1807	Potential misrepresentation of property value	No	AUS, lender approval and 442 completion cert showing appraisal value of $XXX; however, the appraisal in file shows a value of $XXX which puts the LTV at 81.86%. Missing appraisal showing $XXX value	9/9/2021 - Client provided a complete subject appraisal dated XXX with a value of $XXX.
0531730257
0138047464
0153842669
0979340945
0744698026
0885071190
0342584239
0460734672
0950897651
0045919783
0975893261
0984211013	B	B	B	B	CMPRESPA2720	RESPA - List of homeowner's counseling organizations; insufficient information to confirm timely delivery.	No	Loan application date XXX and Homeowners Counseling disclosure is not dated. Missing HCO dated within 3 days of XXX.	(No Data)
0984211013	C	B	C	B	CMPTRID3670	TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation	No	Refund of $25 due for increase of Loan points.  Missing COC for increase in loan points or PCCD, LOX, copy of refund check and proof of delivery is required.	09/27/2021: lender provided coc
0160589695
0491594528
0033070342	C	B	C	B	CMPTRID3966	TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected	No	Final CD XXX - Loan disclosure section - Escrow account - "will not have an escrow account" does not have an option chosen.	09/16/2021: Lender provided LOX and pccd dated XXX with "you declined it" checked on page 5.
0405025309	D	A	D	A	CRDTER146	Missing lender's loan approval/underwriting form	No	Missing final 1008.	08/26/2021 - Client provided a final 1008 for the loan.
0631690717	C	A	C	A	CRDLTV3026	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Loan received an approve/eligible decision by DU at current LTV.	9/3/2021 - Client responded; "This loan is agency eligible as evidenced by the attached approved AUS"
0171094551	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Clayton status is rebuttable presumption, lender status is safe harbor	09/07/21: Lender agrees with rebuttable presumption
0171094551	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with rebuttable presumption status.	(No Data)
0171094551	C	A	C	A	PRVAFEMA858	Natural Disaster Area, no subsequent inspection  (Individual & Public)	No	FEMA Disaster with declaration date XXX with no subsequent inspection.  PDI is required.	(No Data)
0236056075	B	B	B	B	PRVAAPPR169	Appraisal includes one or more issue(s)	No	Missing Operating Income Statement.	(No Data)
0889909471	B	B	B	B	CRDINC2496	Verbal verification of employment completed outside the stated requirements and/or after closing/funding	No	Provide verification of B1 annual income: VOE 3/11/21 stated as $90,000; VOE 3/12/21 and WVOE 3/12/21 stated at $81,000.	(No Data)
0889909471	C	A	C	A	CRDINC150	Income docs do not meet guidelines	No	2019 Personal Tax Returns Scheduled E missing for rental income calculation or lease agreement.	9/13/2021 - Client responded "Please see 1065's already imaged in our system for 2019 as the rental properties that the borrower owns are reported on 1065 for XXX 1065 form in file supports rental income.
0534271913	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Loan is rebuttable presumption	9.24.21: lender agrees
0534271913	C	B	C	B	CMPFINT106	Finance charge understated by more than $100 (Pmt Stream)	No	Final CD: XXX disclosed finance charges $241,894.36, with actual calculated finance charges $242,619.25 per payment stream, causing $724.89 finance charge under-disclosure. This amount exceeds the maximum allowed of $100.00.	10/15/21: See attached copy of check, LOX and tracking information. Lender documentation provided
0534271913	C	B	C	B	CMPFINT4372	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed	No	Lender Calculated Amount Financed per Final CD dated XXX hand signed by the borrower XXX, is 264,877.32. Review calculated Amount Financed $264,152.32; difference is $725. The following fees were applied towards APR: Title-attorney fee $725, Processing Fee $895, Flood Cert $14.50.,per diem $213.18; causing $725 finance charge under-disclosure. Requires corrected PCCD, copy of refund check, LOX and verification of shipping.	10/15/21: See attached copy of check, LOX and tracking information. Lender documentation provided
0534271913	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0534271913	C	A	C	A	CRDAPP131	Occupancy status not supported by file documentation	No	Missing documentation to support borrower lives rent free at XXX.  Appraisal and Income documentations reflects borrower resides at XXX.	9/8/21: Lender provided the address history from borrower stating current residence on XXX is rent free.
0534271913	C	A	C	A	CRDCRMH1805	Debts/obligations not disclosed/accounted for at origination	No	Missing documentation to support new Auto loan from XXX with a monthly payment of $553.59.	9/8/21: Lender provided documentation, corrupted file unable to open document.9/8/2021 - Client provided auto loan payment statement from XXX.
0534271913	D	A	D	A	CRDLGL2642	Missing proof that HELOC has been paid and closed to future draws	No	Missing documentation to support HELOC from XXX is closed to future draws.  File contains an unsigned request the HELOC be closed.	08/30/21: Lender provided copy of final title showing lien from subject property only.
0092714690
0165937711	D	A	D	A	CRDAPP130	Application is incomplete	No	1003 is missing number of years in profession for B1.	9/3/2021 - Client responded; "This is not an agency requirement, however, I do believe there is a typo here as per the 1120S the borrower incorporated this business XXX" 1120s provided. Upon further review of 1120S; agree, XXX is corporation date. Number of years in profession is sufficient.
0165937711	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing fully executed lease for XXX. 1003 REO schedule reflects the property is leased at $1,000.	9/7/2021 - Executed lease from XXX provided by client showing $1,000/month.
0381417936
0888720246
0643655138
0265426380
0331419327
0905173338
0440335145
0852476520	C	A	C	A	CRDAST206	Asset Amounts Are Unsupported by Documentation in File	No	Missing documentation to support large deposit of $101,205.37 to the XXX on 1/28/2021.	09/10/21: Lender provided copy of settlement statement showing source of funds for large deposit.
0939819457	C	A	C	A	CRDDTI134	Debt Ratio Exception =>10%	No	DTI 49.75%:  B1 income $11,640.11/ Primary PITI $1,573.57 + subject PITI $1,774.28 + other REO $1,972.28 + debts $471 = $5,791.13.  AUS DTI 43.93% Lender income $12,238.51 / Primary PITI $1,573.57 + subject PITI $1,878.33 + other REO $1,534.35 + debts $391.  DU include positive rental calculation from REO property previously sold.  Tape data DTI 30.96%.	08/30/21: Lender provided copy of REO income worksheet showing rental income. Calculation verifies DTI within tolerance
0939819457	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	DTI 49.75%:  B1 income $11,640.11/ Primary PITI $1,573.57 + subject PITI $1,774.28 + other REO $1,972.28 + debts $471 = $5,791.13.  AUS DTI 43.93% Lender income $12,238.51 / Primary PITI $1,573.57 + subject PITI $1,878.33 + other REO $1,534.35 + debts $391.  DU include positive rental calculation from REO property previously sold.  Tape data DTI 30.96%.	08/30/21: Lender provided copy of REO income worksheet showing rental income. Calculation verifies DTI within tolerance
0579350222	B	B	B	B	CRDINC2496	Verbal verification of employment completed outside the stated requirements and/or after closing/funding	No	Missing third party VVOE for B1 XXX business within 120 calendar days of Note date XXX.  Verification in file dated XXX.	(No Data)
0106493417
0374749442
0988452626	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Loan is Rebuttable presumption	9.24.21: lender agrees
0988452626	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0982705673
0654326752	C	A	C	A	CRDINSR5351	Insurance Effective date is greater than the transaction date	No	Disbursement date XXX. Hazard policy starts XXX.	9/2/2021 - Client responded; "This meets agency policy as XXX not purchase this loan until XXX and insurance was in full force at the time of purchase by XXX"
0945869035
0299545281
0202069100
0114580005	B	A	B	A	CRDDTI106	Debt Ratio Exception >5% and <10%	No	DU DTI at 41.08%.  Qualified DTI at 49.75%.  Current DTI 45.69%- $1,171.00+ tax $593.00 + PITI $4,899.00 + PITI $1,768.00 + liabilities of $1,446.00.	09/08/21: - Client provided final DU AUS dated 6/3/21 with a back-end DTI of 49.75%, Review DTI is 49.67%.
0114580005	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	Missing corrected AUS.  Reviewer calculated Income for the B $23,966.80 + net rental income for the subject of $679.69 = $24,646.49.  Primary Residence PITIA of $1,764.00 + other REO's PITIA of $9,382.96 + other debt of $1,097.00 / $24,646.49 = 49.6783% DTI.  1008 in file reflect DTI of 49.746%; tape value reflect DTI of 49.75%; DU findings provided in file reflect DTI of 41.08%	8/31/2021 - Client provided final DU AUS dated 6/3/21 with a back-end DTI of 49.75%, Review DTI is 49.67%.
0186855683	B	B	B	B	CRDINC2496	Verbal verification of employment completed outside the stated requirements and/or after closing/funding	No	Missing a VOE within 10 days of Note date XXX.	(No Data)
0194533398
0475193200
0787489951	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing verification of PITI for primary residence on XXX.	8/31/2021 - Client provided proof of payment breakdown of PITI at XXX.
0787489951	D	A	D	A	CRDINSR3278	Hazard Insurance documentation in file is incomplete	No	Missing the complete HOI declaration policy with all pages.	09/10/21: Lender provided copy of HOI
0798625400
0530287582
0977237756	B	A	B	A	CRDDTI105	Debt Ratio Exception 5% or Less	No	Reviewer calculated income of $5,583.33 + subject net rental income of $954.25.  Primary residence PITI of $1,580.75 + other non subject net rental income of $903.20 + other debt of $349.35 = $2,833.35 / $6,537.58 = 43.3394%.  Variance is due to net rental income for the subject and other REO's.	9/16/2021 - Client responded ' Using Clayton income figures of $7,440.78 (base income $5,583.22, subject positive rental of $954.25 and other rental income of $903.20) / $2,883 debt for a DTI of 38.75%.  Loan was submitted with a LPA at a DTI of 39.52% which is within tolerance since the calculated DTI is lower. '
0819926639	D	A	D	A	CRDAST2354	Asset Verification In File is Incomplete Per Requirements	No	The loan file is missing the terms of withdrawal for the 401k retirement account with XXX.	9/7/2021 - Client provided terms of 401K retirement account with XXX.
0189799701	D	A	D	A	CMPDOC225	Missing Rider	No	Missing 1-4 Family Rider.	9/7/2021 - Client provided the 1-4 Rider.
0189799701	C	A	C	A	CRDINSR5351	Insurance Effective date is greater than the transaction date	No	Insurance provided is sufficient.	9/8/2021 - Client responded "Insurance was in effect as of the date of the XXX purchase and is agency eligible".
0189799701	C	A	C	A	CRDLTV3026	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Loan received an approve/eligible decision at current LTV.	9/8/2021 - Client responded "Please see DU #XXX which shows an approve/eligible response which validates the LTV is agency eligible" 75% LTV within guideline tolerance.
0117933471
0113632945
0067181772
0422948313
0238307311
0565209047
0674961255
0799801478
0992837519
0576762838
0557223988
0405925461	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Loan is rebuttable presumption	9.24.21: lender agrees
0405925461	C	B	C	B	CMPTRID3966	TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected	No	Final CD XXX, Section Loan Disclosures; Escrow Account; Will not have an escrow account was not disclosed as either You Declined It, or Your Lender Does Not Offer One.	09/08/2021: PCCD issued with "you declined it" chosen.
0405925461	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0405925461	B	A	B	A	PRVAFEMA856	Natural Disaster Area, no subsequent inspection (Public)	No	"Appraisal is dated XXX, no subsequent inspection since the FEMA Disaster #XXX XXXX, XXXX.	(No Data)
0955006260
0680219285
0466156961	D	A	D	A	CMPDOC3274	Mortgage/Deed in file is incomplete	No	Missing page 6 of 9 for the Mortgage/Deed of Trust document.	09/15/21: Lender provided copy of complete mortgage
0466156961	D	A	D	A	CRDLGL2864	Copy of Mortgage/Deed in file is incomplete	No	Missing page 6 of 9 for the Mortgage/Deed of Trust document.	09/15/21: Lender provided copy of completed mortgage
0573084488
0416255455	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Guidelines require verification of all components for PITIA of all properties owned. Lender provided mortgage statement for property located at XXX with PITI of $962.63, a property report indicating property is a condo and a signed application indicating other monthly fees of $250. Provide satisfactory evidence of the HOA fees for XXX at $250 per month.	09/10/21: Lender provided copy of verification of no HOA
0137176671
0558799412
0499831343
0869242567	C	A	C	A	CRDAST3078	Insufficient # of months cash reserves for PITI per guideline requirements	No	AUS required reserves of $12,101.16.  Verified reserves $11,093.51, short by $1,007.65.	09/10/21: Lender provided copy of bank statement to support required reserves
0134138263
0859886683
0230724937
0055218725	B	B	B	B	CRDINC2496	Verbal verification of employment completed outside the stated requirements and/or after closing/funding	No	Provide verification from employer for B2 on pay schedule of 9, 10 or 12 months.	(No Data)
0921572945
0824444449
0587166330
0796352800	D	A	D	A	CMPDOC225	Missing Rider	No	Condo Rider to Mortgage is missing from file.	9/3/2021 - Client provided a copy of the Condo Rider for subject property.
0970352551
0936268765
0737719833
0161185687
0914290684	C	A	C	A	CRDINSR289	Insufficient Hazard Insurance Coverage	No	Missing sufficient Hazard Insurance Coverage in file.	09/10/21: Lender provided copy of email from HOI agent validating GRC
0674566291	D	A	D	A	CRDAPP130	Application is incomplete	No	Co-borrower occupation is missing on application.	9/3/2021 - Client responded; "B2 is a XXX see attached." Client provided proof of occupation for co-borrower.
0507696113	D	A	D	A	CRDINC2408	Income verification does not meet guidelines	No	Missing 2020 W-2 for B1 & B2 to support income.	9/2/2021 - Client responded; "Income was qualified using 2019 returns and supported by 2020/2021 P&L"
0507696113	D	A	D	A	CRDINC3260	Balance Sheet missing for one or more Self Employed borrowers	No	Missing 2020 & 2021 YTD Balance Sheet for 1120S.	9/2/2021 - Client responded; "Balance sheet is not required by agency but client did provide year end 2020 P&L and business bank statements as required under COVID policy. Income was qualified using 2019 and supported by 2020/2021 P&L"
0873273267	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing all components of PITIA for the following properties:1.  XXX	1.  XXX - property is free and clear,see 2019 1040 and see paid XXX mortgage on credit report for $131,250 showing paid 8/2020 2.  XXX  see 2019 1040 property is free and clear 3.  XXX  see 2019 1040 property is free and clear 4.  XXX  see 2019 1040 property is free and clear XXX  see 2019 1040 property is free and clear 6.  XXX  see 2019 1040 property is free and clear 7.  XXX  see 2019 1040 property is free and clear 8.  XXX  see 2019 1040 property is free and clear 9.  XXX  see 2019 1040 property is free and clear 10. XXX  see 2019 1040 property is free and clear 11. XXX  see 2019 1040 property is free and clear  12. XXX  see 2019 1040 property is free and clear 13. XXX  see 2019 1040 property is free and clear  14. XXX purchased by business
0873273267	C	A	C	A	CRDINC888	Income Amount is  Unsupported by Documentation in File	No	Missing 2019 1120S income tax returns.  Upon receipt, additional conditions may apply.	9/16/2021 - Client provided 2019 business returns with 2019 K1 and 1120S.
0873273267	D	A	D	A	CRDINC2408	Income verification does not meet guidelines	No	Missing 2019 1040's with all schedules to support income.  Upon receipt, additional conditions may apply.	09/10/21: Lender provided copies of 2019 1040's
0437091814
0006258084
0155759848
0873448245	D	A	D	A	CRDINC3258	Missing Profit and Loss statement for one or more Self Employed borrowers	No	1.  Missing YTD 2021 P&L for XXX.  File contains YTD P&L covering October through May, missing full date.2.  Missing YTD 2021 P&L for XXX.  File contains YTD P&L covering January through April, missing full date.	9/7/2021 - Client provided required P&L's.
0873448245	D	A	D	A	CRDINC3260	Balance Sheet missing for one or more Self Employed borrowers	No	Missing YTD 2021 Balance Sheet for XXX.  File contains Balance without complete date.	9/7/2021 - Client provided documentation; balance sheet not required.
0635857956
0911184798
0702045722
0056922951
0332377647	C	A	C	A	CRDINC2488	Verbal verification of employment missing	No	Provide verbal verification of employment as required by guidelines.	9/2/2021 - Client responded; "Please see attached LES which is dated within a month of closing and meets agency policy as well as VVOE allowable by policy; LES provided.
0332377647	C	A	C	A	CRDLTV3026	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Loan received an accept/eligible decision by LP at current LTV.	09/02/2021 - Client responded; "Please see attached eligible LPA showing loan is approved at 80% LTV."
0203732000
0885654672	C	A	C	A	CRDINC150	Income docs do not meet guidelines	No	Guidelines require tax returns be signed by the borrower. Lender provided 2020 and 2019 unsigned tax returns. Provide signed tax returns or XXX acceptable alternative for 2020 and 2019.	9/2/2021 - Client provided a written VOE with 24+ months of history. Tax returns not required.
0956860125
0266192636
0611980558
0347368580
0463173830
0406337412
0098695705
0175620492
0192802209	C	A	C	A	CRDINC2488	Verbal verification of employment missing	No	Missing VVOE for 1065 Borrowers 1065 business and 1120S employment.	9/2/2021 - Client responded; "See attached business license. Borrower is less than XXX so this is not required". License provided.
0061902486
0772311570	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Loan is rebuttable presumption	9.24.21: lender agrees
0772311570	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0698118984	D	A	D	A	CRDINC2408	Income verification does not meet guidelines	No	File is missing -Year 2020 Tax return or P&L & Balance Sheet for XXX. - Verification of employment within 120 days of Note Date.	9/3/2021 - Client provided a 2020 P&L sheet and a VVOE (CPA) letter dated XXX.
0698118984	D	A	D	A	PRVAAPPR100	Missing Appraisal	No	Property Appraisal Report 1004 as referenced in the UCDP report is not in file. File include an appraisal report 1004 for a different property owned by the borrower.	09/15/21: Lender provided copy of subject appraisal
0698118984	C	A	C	A	PRVAFEMA858	Natural Disaster Area, no subsequent inspection  (Individual & Public)	No	No subsequent PDI provided since FEMA declaration for XXXX.	09/15/21:  PDI received showing no damage.
0208475089
0137397391
0391734470
0350568653
0482969315
0200795326
0174038264
0363304193
0400352752
0728696215
0648313148
0005434030
0117233983
0305907650
0841373667	D	A	D	A	CRDAPP130	Application is incomplete	No	Missing 2 years complete employment history.  VVOE provided in file reflects borrower has been employed at current listed on 1003 for 1 year 9 months.  !003 reflects no other employment.	9/7/2021 - Client provided application with 2 years of employment history.
0859318106	C	A	C	A	CRDTER3122	Loan documents do not meet guideline requirements	No	Guidelines require verification of all property ownership. Lender provided Drive report dated XXX  reflecting borrowers ownership of XXX recorded by transfer on death deed on XXX. Property was not included on the application and is listed as the borrower's current residence with no monthly obligation.Provide satisfactory evidence that the borrower is no longer on the deed to the property.	9/2/2021 - Client responded; "See attached from our Loan Safe report dated XXX that our borrower has no ownership in XXX." Client provided transfer of XXX property.
0083346487	C	A	C	A	CRDINC150	Income docs do not meet guidelines	No	XXX COVID guidelines for XXX borrowers require an analysis of the borrower's business with a Year to date Profit and Loss statement and 3 months bank statements to support income reported on the Profit and Loss statement.  Lender provided P&L dated XXX and bank statements on XXX that support income reflected on P&L.	9/2/2021 - Client response; "XXX COVID policy allows newer bank statements to support P&Lsee attached." Client provided Income Analysis policy.
0587100900
0747830674
0749785798	C	A	C	A	CRDINC150	Income docs do not meet guidelines	No	Provide documentation to support subject rental amount calculation of $3,533.63 per month	09/10/21: Per the DU in file the subject net NEGATIVE rental used in qualifying is $1108 per the AUS in file
0834053990
0585587833
0596250288
0627419143
0485411795
0506452010	B	B	B	B	CRDCRMH3000	# of Tradelines Does Not Meet Guideline Requirements	No	Per cbr borrower does not have any open tradelines	(No Data)
0188550470
0518113800	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing documentation to support non subject PITI - XXX.	9/9/2021 - Client provided mortgage statements for XXX properties showing PITI breakdown.
0518113800	C	A	C	A	CRDINC2488	Verbal verification of employment missing	No	Missing Verbal verification of employment.	9/9/2021 - Client provided a 2020 and 2021 Profit and Loss from XXX for proof of business.
0518113800	C	A	C	A	CRDINC888	Income Amount is  Unsupported by Documentation in File	No	Per 1003 Borrower XXX. Received 1040 2019. Provide business tax returns including all tax schedules. P&L YTD 2021 net income $38202.95/4=$9550.73, less than qualifying income per DU $15,506.	9/9/2021 - Client provided a 2020 Profit and Loss from XXX showing net income of $136,799/year / 12 = $11,398.25/month. Need 2020 business tax returns with all schedules to complete income analysis.  9/16/2021 - Client provided complete 2020 business tax returns including the 2020 1120S.
0518113800	D	A	D	A	CRDINC3258	Missing Profit and Loss statement for one or more Self Employed borrowers	No	Provide 2020 P&L or 2020 personal and business Tax returns. Received YTD 2021 P&L.	9/9/2021 - Client provided a 2020 Profit and Loss from XXX.
0742621432
0581437774
0444054236	D	A	D	A	CRDAST2354	Asset Verification In File is Incomplete Per Requirements	No	Guidelines require the following when a 1031 exchange is used for cash to close: 1031 exchange agreement, fully executed closing disclosure, title transfer and copy of purchase agreement for relinquished property. Lender provided an unsigned Closing disclosure on XXX. Provide 1031 exchange agreement, fully executed closing disclosure, title transfer and copy of purchase agreement for relinquished property.	9/10/2021 - Client provided email from Title company stating CD not required to be signed. Client also provide the Exchange agreement, Contract for relinquished property and Deed of Title Transfer for relinquished property.
0462849756	D	A	D	A	CRDINC2408	Income verification does not meet guidelines	No	Missing Business returns for most recent year.	9/16/2021 - Client responded ' loan closed XXX which is prior to the IRS filing date for 2020 returns, thus no returns would have been required '
0479284672
0108047056
0197503588	D	A	D	A	CRDAST2670	Asset documentation is insufficient per guideline requirements	No	Missing most recent quarterly XXX.  File contains statement dated XXX	9/7/2021 - Client provided an additional XXX.
0197503588	D	A	D	A	CRDLGL4033	Missing Legal Document(s)	No	Missing documentation to support Child Support in the amount of $1,733.33 per month.	9/7/2021 - Client provided proof of child support, but document file was corrupt and could not be opened. Will request document again. 9/8/2021 - Client provided proof of child support (Divorce Decree), document opened.
0667181460
0368214884	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	Missing HOI for subject property.  File contains HOI policies for XXX.	9/3/2021 - Client provided a XXX page for Hazard coverage on subject property.
0349595846	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	Missing full DU report dated XXX. Report provided starts with number 7 requirement.Provide full DU report dated XXX.	9/3/2021 - Client provided a complete XXXX DU AUS approval.
0576765949	D	A	D	A	CRDAST2670	Asset documentation is insufficient per guideline requirements	No	Documentation showing net proceeds required.	9/2/2021 - Client response: "See attached settlement statement" Seller final closing statement showing proceeds provided by client.
0044924411	D	A	D	A	CRDINSR848	Missing Hazard Insurance	No	Provide Hazard Insurance documentation.	09/10/21: Lender provided copy of HOI coverage
0592760446	D	A	D	A	CRDAST2670	Asset documentation is insufficient per guideline requirements	No	Missing two-months bank statements for XXX.  File contains one-month Statement dated XXX.	9/3/2021 - Client provided XXX XXX statement. 2 months total in file now.
0592760446	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing evidence of monthly hazard insurance for B's primary residence; file does contain evidence of property tax.	9/3/2021 - Client provided an active copy of Hazard policy for primary home.
0592760446	C	A	C	A	CRDINSR5351	Insurance Effective date is greater than the transaction date	No	Insurance effective date XXX; loan disbursement date XXX.	9/3/2021 - Client response; "This is agency eligible as insurance was in effect as of the XXX purchase date"
0661255085	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing documentation to support Taxes and Insurance for the borrowers primary residence are included in the XXX payment of $7,537.	9/7/2021 - Client provided tax cert for primary property at XXX taxes due.
0788422790
0278127836	D	A	D	A	CRDDTI2540	Missing verification of some or all components of non-subject PITI	No	Missing documentation to support HOA fee for primary residence in the amount of $16.67 monthly as reflected on the 1003.	08/26/2021 - Client provided a XXX print out showing property at XXX with a $17/month HOA fee.
0191227959
0238744725
0729280049
0783247231
0776064691
0663505778	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Clayton status is rebuttable presumption	9.24.21: lender agrees
0663505778	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0495190885	C	A	C	A	CRDAST3078	Insufficient # of months cash reserves for PITI per guideline requirements	No	Missing documentation to support reserves of $168,212.27.  Calculated assets of $394,543.99; effective assets of $287,343.59; liquid assets of $199,985.75; cash required $140,695.84; verified reserves of $146,647.75; required reserves $168,212.27 (includes XXX open account)	09/15/21: Lender provided copy of asset statement to meet reserve requirements.
0778071623
0024301827	C	A	C	A	PRVAPROP177	Property Issues Indicated	No	Subject property is Legal nonconforming use, unable to determine is the subject can be rebuilt to the current footprint.	08/30/21: Lender provided commentary to verify subject may be rebuilt w/o rebuild letter
0594938368
0585470028	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Loan is rebuttable presumption	9.24.21: lender agrees
0585470028	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0672610007	C	A	C	A	CRDAST206	Asset Amounts Are Unsupported by Documentation in File	No	Missing documentation to support borrower is joint owner on the XXX accounts.  Bank statements provided in file do not reflect borrowers name.	9/2/2021 - Client response, "Please see attached EM check which shows our borrower and XXX are both listed on this XXX account" Check provided.
0841267808
0778852975
0797904419
0298325649
0366948700
0811559036
0865023007
0792430342
0161517508	B	A	B	A	CRDDTI105	Debt Ratio Exception 5% or Less	No	DTI of 47.46 based on calculated income of $5563.92 is over 3% difference from AUS. XXX allows rental income to offset mortgage only since borrower has less than one year rental management history.	9/8/21: Lender response - Income appears valid as the bi-weekly pay of $2769 could easily equate to the $1970 in bi weekly deposits shown on the asset statements once insurance and taxes are withheld.Upon further review WVOE income annual of $72,000 / 12 = $6,000.  YTD $24,923/4.23= $5,891.96 is supported.  Revised DTI 43.62%.
0161517508	B	B	B	B	CRDINC2496	Verbal verification of employment completed outside the stated requirements and/or after closing/funding	No	VVOE reflects XXX as XXX who jointly owns the Borrower's primary residence.VVOE has issues as information is inaccurate.	(No Data)
0161517508	C	A	C	A	CRDINC888	Income Amount is  Unsupported by Documentation in File	No	Guidelines require that income be supported by documentation in the file. Lender used income of $5,898.93 per month as a YTD average verified by a WVOE completed by XXX as the XXX, 2020 tax returns and 2019 tax transcripts. Reviewer found that WVOE was completed by borrower's tax preparer and that the XXX is the joint owner of Borrower's primary residence and asset documentation of direct deposits do not support income verified. Income calculated at 2020 average at $5,563.92 unless additional documentation can be provided to support higher income.	9/8/21: Lender response - Income appears valid as the bi-weekly pay of $2769 could easily equate to the $1970 in bi weekly deposits shown on the asset statements once insurance and taxes are withheld. Upon further review WVOE income annual of $72,000 / 12 = $6,000.  YTD $24,923/4.23= $5,891.96 is supported.  Revised DTI 43.62%.
0161517508	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	AUS provided reflects income of $5,898.93 plus subject property cash flow of $47.Reviewer calculated income of $5,563.92 based on 2020 average and $0 for subject property cash flow as borrower has less than one year rental management experience.	9/8/21: Lender response - Borrower took title back in 2019 to subject property as reflected on appraisal  and it did reflect as a rental on 2020 tax returns which validates she has documented XXX which meets agency policy to use rental income. Upon further review ownership interest in property for 2 years, revised DTI 43.62%.
0111564438
0559713482
0591301013
0171465740
0516307928	C	A	C	A	CRDINC890	Employment is Unsupported by Documentation in File	No	Borrower provided tax returns with Rental income.	9/8/2021 - Client provided rental income calculation on XXX with debit and credit breakdown.
0099845842
0824147792	D	A	D	A	CRDTER2548	Missing AUS or AUS errors present	No	Missing corrected AUS reflecting property type as single family detached.	9/15/2021 - Client provided corrected DU AUS dated XXX showing SFR detached property.
0407622630	D	A	D	A	CMPDOC191	Missing Mortgage	No	Missing DEED of Trust, one in the file is from a prior loan.	9/8/2021 - Client provided the Mortgage and Riders for subject property.
0033005673
0621028850
0827326212	D	A	D	A	CRDLGL100	Legal document incorrect or incomplete	No	Borrower has an investment property located at XXX per 2019 Schedule E. The application REO section does not show this property and does not appear that the lender used the property in qualifying loan. Review needs proof the property was paid off, sold or LOX explaining why property was not used in calculations.	08/30/21: Lender provided copy of mortgage statement for REO located at XXX showing borrower has no tie to the debt, along with 1008 showing DTI matching review DTI.
0002659962
0945883105
0293301895
0660457934
0363141237	B	B	B	B	CRDINC3258	Missing Profit and Loss statement for one or more Self Employed borrowers	No	Missing YTD 2020 P&L for 1120S.  File contains 2020 YTD P&L ending 11/30/2020.	(No Data)
0363141237	C	A	C	A	CRDTIL100	Potential title issue	No	Final Title Policy provided in file dated XXX reflects Date of Settlement as XXX, Named Insured as XXX and/or the XXX, insured mortgage  dated XXX.  Note provided in file reflects Note Date of XXX.	9/8/2021 - Client provided final Title policy with date of XXX, same as Note date. Title vested name is XXX.
0404912251
0801565368
0946752597
0568253058
0917006464
0793090461	D	A	D	A	CRDAPP157	Application Not Signed by Primary Borrower	No	Missing signed final 1003 for primary borrower.	08/26/2021 - Client provided signed application, borrower signature on page 6 of application.
0793090461	D	A	D	A	CRDAPP227	Application Not Signed by Co-Borrower	No	Missing signed final 1003 for co borrower.	08/26/2021 - Client provided signed application, borrower signature on page 6 of application.
0833965924
0147041167
0596847591
0006819615
0000576743	D	A	D	A	CRDINC3258	Missing Profit and Loss statement for one or more Self Employed borrowers	No	Missing 2020 P&L following businesses: XXX.	9/3/2021 - Client response "2020 P&L's are not required per XXX COVID policysee attached" Guideline attached; 2020 not required.
0553703336
0802785573	C	A	C	A	CMPATRQM2900	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; Clayton's status determination places loan in a riskier status than the Lender's status determination.	No	Loan is rebuttable presumption	9.24.21: lender agrees
0802785573	B	B	B	B	CRDATRQM5170	TILA - ATR/QM: Lender changed their status determination based upon Clayton's review	No	Lender agrees with RP status, post review	(No Data)
0557633860
0027767641
0692716534
0314643107

Alt Loan Number	Conclusion Comments	TRID Error Type	Cure Method	Compensating Factors
0090570610	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 25 years 8 months. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Required reserves = $48,408.00. Verified reserves = $714,738.50.
0111416902				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 788 exceeds guideline minimum score. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 21 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 48.28%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 32.25%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0326938952				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 5 years, 7 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower time on current job is 42 years 6 months. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 85%. Calculated LTV 42.58%
0198795962	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current job for 31 years, 10 months. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has been in her current profession for 20+ years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower and co-borrower have been at current residence for 10 years, 8 months. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers' credit score of 733 exceeds the guideline of 700, by 33 points. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers demonstrate positive mortgage payment history. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrowers do not have any major mortgage related occurrences during the past two years.
0354252495				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 25 years on current job. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower 2 has 21 years in profession. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $113,985.36 in total assets documented. Effective amount is $113,985.36, with liquid assets of $113,985.36. Cash required to close $87,135.96. Post close reserves are $26,849.40. Reserves required $14,216.75 per DU + XXX $7088 = $21,304.75. Excess Post-closing reserves of $5,544.65. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers have 13 months reported on current mortgage and 71 months on previous with no late payments. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 75% is 10 below the maximum of 85%.
0263625354	9/2/2021 - Exception remains	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified assets of $217,397.02 with $73,295.00 required to close results in reserves of $144,102.02, satisfying reserve requirement of $16,181.54. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 75% is below guideline maximum of 85%
0263625354	9/2/2021 - Exception remains.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified assets of $217,397.02 with $73,295.00 required to close results in reserves of $144,102.02, satisfying reserve requirement of $16,181.54. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 75% is below guideline maximum of 85%
0406423611				CFCFS1736: Significant time at current residence - Clayton Comments:  B1 has owned primary residence for 15 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 13 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 792 exceeds guidelines
0052744998				CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 75%. The loan closed with an LTV of 44.7253%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 9 years 11 months. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative score of 785. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0483887878				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit Score of 771, exceeds the guidelines of 700 by 71 points. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower at current residence for 8+ years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current job for 6+ years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower been at current profession for 26+ years.
0600230115	08/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 769 exceeds the guideline of 700, by 69 points. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has credit cards from the 1970s in good standing and open. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history with open credit cards, mortgages and installment loans in good standing. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has positive mortgage payment history.
0600230115	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 769 exceeds the guideline of 700, by 69 points. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has credit cards from the 1970s in good standing and open. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history with open credit cards, mortgages and installment loans in good standing. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has positive mortgage payment history.
0366420250				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history per CBR. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  737 mid-score per CBR. CFCFS2854: Significant time in profession - Clayton Comments:  17 years as a XXX.
0042521134				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower 2 has been with the same employer for 5yrs. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  There are no late payments in the last 12 months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower 2 had been in the same line of work for 5 years.
0521693781				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $245,886.59 in total assets documented. Effective amount is $245,886.59, with liquid assets of $245,886.59. Cash required to close $0. Cash back $1673.43. Post close reserves are $245,886.59. Reserves required $17,676.44 per DU.Excess Post-closing reserves of $228,210.15. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 34 years in profession. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has owned current home for over 25 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of  32.63% is 42.37 below the maximum of 75%. CFCFS1746: Significant housing expense reduction - Clayton Comments:  Current PI payment is $1039.05; Subject PI is $696.02. Monthly savings of $343.03. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0731285047	(No Data)	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 7 years of significant time at current job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines by 10 points are more .
0784631425				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 21 years significant time at current job. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 21 years of significant time in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0640668909	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 6 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 760 exceeds guidelines CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has owned current primary residence for 12 years.
0135373985				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 16 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 763 exceeds guidelines CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 65.0% below guideline requirements
0429926546				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 21 years 6+ months. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  722 mid score per CBR. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 722 exceeds the guideline of 700 by 22 points.
0213805948				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 29 years of significant time in profession CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 30 years of significant time at current job. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  771 mid-score per CBR
0244228318	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 801 exceeds guidelines. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 36% below guideline allowed 43%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job 40 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower and Co-Borrower  at current residence for 30 years. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0541604955	9/21/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower have lived at current residence for 13 years 1 month. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has had XXX for 16 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  FHLMC Max guideline LTV 85%. Calculated LTV 37.41%
0541604955	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower have lived at current residence for 13 years 1 month. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has had XXX for 16 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  FHLMC Max guideline LTV 85%. Calculated LTV 37.41%
0570060151				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has been at current job for 20 years. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has XXX with positive income not used to qualify. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 800 exceeds guidelines CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0158798906				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same profession for  30 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 6 years 5 months.
0018702195	09/03/21: Exception remains9.24.21: exception remains	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 9 years 1 month living at current residence. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed 20 years on current job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying score of 699 per credit report in file.
0804490225				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have owned current residence for 20 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 778 exceeds guidelines
0598717205				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's credit score of 753 exceeds the guideline of 700, by 53 points. CFCFS1736: Significant time at current residence - Clayton Comments:  5 years and 7 months at current residence. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $13,232.67 excess available assets not required to be verified by DU.
0888411332				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 XXX. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 20 years employment on current job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying score of 760 in file per credit report.
0544623565				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower qualified with a credit score of 772. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 20 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been living at the current address for 10 years.
0181816382	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 758 exceeds the guideline of 700, by 58 points. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at their current job for 24 years, 9+ months. CFCFS2860: Good credit history - Clayton Comments:  Borrower demonstrates good credit history. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 25.53%, is below the guideline requirement of 45%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 49.55% is below guideline requirements.
0181816382	(No Data)	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 758 exceeds the guideline of 700, by 58 points. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at their current job for 24 years, 9+ months. CFCFS2860: Good credit history - Clayton Comments:  Borrower demonstrates good credit history. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 25.53%, is below the guideline requirement of 45%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 49.55% is below guideline requirements.
0637781400				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower receives pension. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower receives pension/social security income. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 38.46 is below maximum of 50%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  credit score of 730 exceeds the minimum required per guideline.
0190912455				CFCFS2854: Significant time in profession - Clayton Comments:  19 years in profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been a XXX for 19 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 75%. Calculated LTV 41%
0454805117				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower2 has 10 Years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers qualified credit score is 719.
0431135766	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per DU DTI is at 22.19% in file. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  788 mid-score per CBR in file. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  90 months 0x30 consumer history. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B2 has additional bonus income $2,678.29 per month average over two years not used to qualify.
0307981430	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 814. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 37.457%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $115,988.62; required reserves $16,473.42.
0963590966	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 75%.Calculated LTV 31% CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 10 years 1 month.
0256079725	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has specific time sat job 37years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score is above minimum 742. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 41.15% is below guideline requirement
0256079725	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has specific time sat job 37years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score is above minimum 742. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 41.15% is below guideline requirement
0443910558				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has owned primary residence 20.92 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  805 FICO CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 26 years in the same profession.
0283834747				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower currently has 85months of PITI which exceeds the guidelines. Assets are confirmed at $194781.02 which equate to 85 months of PITI.  Required assets are $18351.40 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has had 30 years in XXX.
0595757249				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 811. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has zero late payments in the past 12months. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 14%. Program maximum is 43%.
0308932588	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed at current job for 10 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 9 years, 5 months. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Guideline LTV 75%. Calculated LTV 63.38%
0308932588	(No Data)	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed at current job for 10 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 9 years, 5 months. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Guideline LTV 75%. Calculated LTV 63.38%
0308932588	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed at current job for 10 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 9 years, 5 months. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Guideline LTV 75%. Calculated LTV 63.38%
0208686306				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current job for 14 years 7+ months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in current profession as an XXX for 15+ years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 801 exceeds guideline of 700, by 101 points. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrower does not have any major mortgage related occurrences during the past two years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV below guideline requirements; 50LTV. CFCFS2860: Good credit history - Clayton Comments:  Borrower demonstrates good credit history.
0384630136				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at home for 6 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 16 years at current job.
0027283127				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 13 years and 4 months at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 25 years in profession.
0098217783				CFCFS1753: Comp factors not applicable - missing document and/or compliance exception(s) - Clayton Comments:  B2's income is not support by current documents in file CFCFS1736: Significant time at current residence - Clayton Comments:  25.3 years in current residence. CFCFS2854: Significant time in profession - Clayton Comments:  25 years in current profession.
0740663708				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 10.11 years on the job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 808 exceeds guidelines. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  0x30x12 mortgage history.
0306346877				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have been at current residence for 15 years 5 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on current job for 10 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 85%.  Calculated LTV 67.70% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Required reserves are $21,341.80. Available funds are $112,695.60.
0076850839				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 8 years, 5+ months. CFCFS2860: Good credit history - Clayton Comments:  Borrower demonstrates good credit history.
0593641659	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 754 is above  minimum required CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 8years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 37.10% below maximum CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has additional bonus income of $6,041.67 per month on two year average.
0593641659	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 754 is above  minimum required CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 8years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 37.10% below maximum CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has additional bonus income of $6,041.67 per month on two year average.
0593641659	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 754 is above  minimum required CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 8years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 37.10% below maximum CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has additional bonus income of $6,041.67 per month on two year average.
0924536002				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 790 exceeds guidelines CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have owned current residence for 29 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has been at current job for 18 years.
0887769067				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co borrower does not have significant time at job they have job 5months CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 2yrs 6months. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 31.01% is below maximum of 43%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 795 exceeds minimum requirement.
0067811885	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 751 exceeds the guideline of 700, by 51 points. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 41 years, 9+ months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 40+ years.
0936657218	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 6 years business ownership  in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 28 years 7 months living at current residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Score of 726 qualified for loan per credit report in file.
0418716417				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  89 months of 0x30 consumer credit history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 32.11%, < 43%.
0198365105				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have 14 years and 2 months at current residence. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI is 40.2386. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 758 exceeds guidelines
0916999001	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  20 years in profession. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $11,131.84 reserves required to be verified per DU. Excess of $24,721.07 not required to be verified. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 66%, which is less that the required 80%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  718 mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer history.
0767909062				CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 64.37% below guideline requirements. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $235,978.86 exceed required reserves of $16859.14. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 803 exceeds guidelines.
0859964583				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  762 mid-score per CBR CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years in profession. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has 14 credit lines open and has a credit line usage ratio of 1.36%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has one mortgage on the credit report and has been paying for it for 57 months with no late payments.
0250473830				CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has 27 years in the field. CFCFS2860: Good credit history - Clayton Comments:  Qualifying score of 771. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $25,624.06 post close reserves.
0474511960	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has qualifying credit score of 816. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 35%. Program maximum is 43%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero delinquencies.
0590662007				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 5years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying credit score of 778. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero late payments in the past 12 months.
0732290015				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has been at current job for 11 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been XXX at current job for 9 years.
0542528792				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 21 years in profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 4 years and 11 months at current job 2 years is required.
0412994742				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 25 years in current profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 814. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage payment history reviewed for 40 months 0 x 30.
0212161939	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 51.43% is below guideline requirements CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 8.6 years on the job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 732 exceeds guidelines. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  0x12x30 mortgage history.
0733691724				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the WVOE, the borrower was employed with the current employer for 36 years and 11 months with a start date of XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 823. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $239,233.84; required reserves of $11,282.70.
0834242851				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years in profession. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has no derogatory credit and his credit line usage ratio is 1.04%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Total calculated assets - $45,399.66. $28,281.44 in reserves required.
0356892844				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  784 mid score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been on current job for 28 years CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 20 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 75%. Calculated LTV 29%.
0146658522				CFCFS1736: Significant time at current residence - Clayton Comments:  6.4 years in current residence. CFCFS2854: Significant time in profession - Clayton Comments:  35 years in current profession. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has assets of $37,924.10 in which $12,563.75 assets are required and verified; cash required to close of $2,547.49; reserves of $9,321.26 or 2 or 8 months PITIA; per LP findings are required.Excess reserves of $26,055.35
0647498843	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has $13,909,419.38  liquid assets. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Per Credit report borrower credit score is 751
0522942820				CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 60%. which is below 75%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 35.23%, which is below 43%.
0167655668				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $9090.97 reserves required to be verified. $43,748.09 excess assets not required to be verified. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying score of 813. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 34.42%.
0015823967				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  743 qualified score per credit report in file. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 7 years in current profession. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Cash reserves of $4,552,450.19 verified in file.
0379495569	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets: $686,484.98 meets DU requirement of $614,002.86 which includes reserves. CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in the same line of profession for 21 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 42.86%; Max LTV 75%.
0379495569	9/9/2021 - Upon further review; condo questionnaire non-material. Exception downgraded.9/10/2021 - Exception remains.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets: $686,484.98 meets DU requirement of $614,002.86 which includes reserves. CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in the same line of profession for 21 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 42.86%; Max LTV 75%.
0261063498				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job 13 years CFCFS1736: Significant time at current residence - Clayton Comments:  Significant time at current residence 13 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  741 mid-score per CBR
0982182205				CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 75%. Calculated LTV 56.79% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Required reserves are $98,684.64. Verified reserves are $1,235,922.56. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  754 mid-score per CBR CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  754 mid-score per CBR
0850246060				CFCFS1736: Significant time at current residence - Clayton Comments:  Significant time at current residence for 26 yrs CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job for 40 yrs
0646830356	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Available balance for reserves of $371,332.55. Reserves required of $73,282.80 as per aus. = $298,049.75 or 98.59 months for reserves on subject property CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower's have resided at current residence for 21 years
0646830356	(No Data)	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Available balance for reserves of $371,332.55. Reserves required of $73,282.80 as per aus. = $298,049.75 or 98.59 months for reserves on subject property CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower's have resided at current residence for 21 years
0235852811	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have lived in their current home for the past 5 years.
0781531328	9.3.2021 - Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 763 exceeds guidelines. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 66% below guideline requirements 75% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $13775.97 exceed guidelines required reserves of $6246.36.
0781531328	09.03.2021 - Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 763 exceeds guidelines. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 66% below guideline requirements 75% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $13775.97 exceed guidelines required reserves of $6246.36.
0886542331				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 22years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative Credit score of 796
0802984957				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 24.3 years on the job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 781 exceeds guideline.
0351079717				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 777. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 9 years. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Mortgage reviewed for 23 months with 0 x 30.
0536311140	09/10/2021: Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job 16 years CFCFS1739: Postive mortgage payment history - Clayton Comments:  Positive mortgage payment history with no late CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0446737626				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 22 years 1 month living at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years ownership in current profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  747 qualified score per credit report in file.
0114114563				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  716 mid-score qualified per CBR CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 13 years 7 months on the job. CFCFS1736: Significant time at current residence - Clayton Comments:  Co-borrower has 8 years 1 month at current residence. CFCFS2860: Good credit history - Clayton Comments:  Borrower has no derogatory credit and has 3 open credit lines.
0782940818				CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero late payments in the last 12 months. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 11 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 20 years.
0973084326				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 13 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying credit score of 808. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at the current residence for 5 years.
0954580323				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have owned current residence for 11 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has been at current job for 23 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 768 exceeds guidelines CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0790512233				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 800. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 11 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 19 years.
0379326732	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers' Combined FICO of 795 exceeds the guideline of 700, by 95 points. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current job for 10 years, 10+ months. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have been at current residence for 11+ years.
0252265972				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has been at current job for 33+ years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 801 exceeds the guideline of 700; by 101 points. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrower does not have any major mortgage related occurrences during the past two years. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has been in current profession for 33+ years. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Consumer credit history exceeds guidelines. CFCFS2860: Good credit history - Clayton Comments:  Borrowers demonstrate good credit history. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers have a positive mortgage payment history.
0099141090				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower2 has 16 years in profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower1 has 11 years at current job.
0805451713				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 29 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 62.50% is below guideline requirements.
0473415854	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 22.7 years on the job. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 18.6 years at current residence.
0865552320				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 3yrs 8months. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 796 is above the minimum required per guideline. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 22.82% is below the guideline requirement
0438957019				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower DTI is 31.4025. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV is 50.09% CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0404178057	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co- borrower has significant time at job 4years 1 month with a start date of XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 796. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 20 years.
0966870238				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 770 exceeds guideline requirement of 620. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 14.33% is 35.67% less of the required 50%.
0536216694	9/13/2021 - Exception remains.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower1 has 16 years and 1 month at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower1 has 20 years in profession. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Per VVOE for Co borrower has been at current employer for 14 years 4 months with a start date of XXX.
0536216694	9/13/2021 - Exception remains.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower1 has 16 years and 1 month at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower1 has 20 years in profession. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Per VVOE for Co borrower has been at current employer for 14 years 4 months with a start date of XXX.
0348529216				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 790. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $213,021.40; required reserves of $6,800.28. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 38.9903%.
0499384939				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job for 5 years CFCFS1739: Postive mortgage payment history - Clayton Comments:  Postive mortgage payment history with no late CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  747 mid-score per CBR
0338730735				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 7 years 1 month at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years on the job. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower had 8 lines of credit open, no derogatory credit and a credit line usage ratio of 0%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 2 mortgaged properties on the credit report and the oldest one has been reviewed for 88 months.
0961281094				CFCFS2854: Significant time in profession - Clayton Comments:  4 years in profession. CFCFS1736: Significant time at current residence - Clayton Comments:  2.4 years in current residence.
0404126831				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 13.8 years on the jobs. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 27.97% is 22.03% less of the required 50%.
0989117651	9.24.21: Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 743. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current address for 22 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 28 years.
0989117651	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 743. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current address for 22 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 28 years.
0989117651	(No Data)	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 743. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current address for 22 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 28 years.
0989117651	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 743. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current address for 22 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 28 years.
0508010142	(No Data)	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 23 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV 59.84.
0508010142	(No Data)	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 23 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV 59.84.
0570535625	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 803. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 8 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 14 years.
0022745153	09/0721: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying credit score of 751. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 48 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 9 years.
0657991125	(No Data)	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  6.11 years in current residence. CFCFS2854: Significant time in profession - Clayton Comments:  9 years in current profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 793.
0886024075	9/9/2021 - Exception remains. 9/16/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have lived at current residence for 8 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on current job for 7 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Maximum guideline LTV 85%. Calculated LTV 50.33%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  739 mid-score per CBR
0886024075	9/9/2021 - Exception remains. 9/16/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have lived at current residence for 8 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on current job for 7 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Maximum guideline LTV 85%. Calculated LTV 50.33%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  739 mid-score per CBR
0989061429				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 32 years 5 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 795. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 24.9354%.
0320590138				CFCFS1736: Significant time at current residence - Clayton Comments:  7 years and 4 months at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 25 years in profession. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Employed since XXX CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks.
0961694411				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  748 mid-score per CBR CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 8 years on the job. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has 29 open credit lines and has a credit line usage ratio of 1.26%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI is 25.25% which is below guideline requirement of 43%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 2 properties on the credit report with no late payments.
0404830039				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 27.67 below guideline allowed 43%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 772 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $25,790.58 and exceed guideline required reserves of $8947.02. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0943142367	(No Data)	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 16.5 years at current residence. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 7.5 years on the job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 807 exceeds guidelines.
0943142367	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 16.5 years at current residence. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 7.5 years on the job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 807 exceeds guidelines.
0722401525				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has 26 years employment on current job CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying score 756 per  credit report in file. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV at 52.00% below guideline requirement in file. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0225893183	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 22years 8months CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  credit score of 796 is above minimum. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI OF 40.66% does not exceeds maximum of 50%
0040480637				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 772. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has resided at current residence for 6 years 2 months. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $74,316.82; required reserves of $28,936.14.
0748263060				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 2years. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history 792, 796, 809. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceed minimum  796 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV Iis below maximum.
0248515424				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI is 11.10 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower2 has 8 years in
0192428317				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 810 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in profession for 20 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $150,595.85 exceed guidelines required $11,538.78. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history
0688066147				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same line of work for 13 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 9 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 26%. Program maximum is 43%.
0219710557				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have lived in their current home for the past 16 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at her current job for the past 16 years.
0850650860				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower1 has 16 years and 11 months at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower2 has 22 years in profession.
0707523301				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  801 mid-score per CBR CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS2854: Significant time in profession - Clayton Comments:  11 years employed in the XXX.
0826189179				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the borrower was employed with the current employer for 13 years and 2 months with a start date of XXX. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 25.2203%. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has resided at current residence for 16 years 1 month.
0787866001				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 17.30% below guideline allowed 43%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 780 exceeds guidelines. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job for 14years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $76,578.23 exceed guidelines $14180.56 CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0714594806	9/10/2021 - Exception remains a non-material '2' grade due to accurate 25.36% DTI review calculation exceeding 3% variance tolerance; however, loan is still saleable at this DTI.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 782. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 25.6112%.
0714594806	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 782. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 25.6112%.
0714594806	9/10/2021 - Exception down-graded to a non-material '2' grade due to accurate 25.36% DTI review calculation exceeding 3% variance tolerance; however, loan is still saleable at this DTI and no updated AUS available for review.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 782. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 25.6112%.
0657817246	(No Data)	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 11.4 at primary residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 799 exceeds guideline requirement of 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 43%.  The loan closed with a DTI of 36.746%.
0657817246	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 11.4 at primary residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 799 exceeds guideline requirement of 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 43%.  The loan closed with a DTI of 36.746%.
0642684806	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 764. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 33 years. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has zero late payments.
0462260696	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 10 years of XXX in file. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co- Borrower has 11 years employment on current job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  727 qualified score per credit report in file. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  86 months of 0x30 consumer credit history.
0531730257				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 5 years, 9 months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been a XXX for 15  years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV is 85%. Calculated LTV 63%.
0138047464				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  766 mid-score per CBR CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job for 25 yrs CFCFS1739: Postive mortgage payment history - Clayton Comments:  Positive mortgage payment history with no late
0153842669				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the borrower was employed with the current employer for 6 years and 8 months with a start date of XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 732 is above minimum required. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI OF 23.712% is below maximum of 43%.
0979340945				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower DTI is 46,5567. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history per credit report no judgement. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  755 mid-score per CBR
0744698026				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have been at current residence for 5 years, 11+ months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in current profession for 7+ years. CFCFS2860: Good credit history - Clayton Comments:  Borrowers demonstrate good credit history. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrower does not have any major mortgage related occurrences during the past two years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers' Combined FICO of 795 exceeds the guideline of 700, by 95 points. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0885071190				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived in current residence for 20 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying credit score of 787. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 18%. Program maximum at 43%.
0342584239				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at her current residence for the past 19 years and 10 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at her same job for the past 20 years.
0460734672				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  60 months of 0x30 consumer history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 18 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 773 exceeds guidelines CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 6.57% is below guideline requirement
0950897651				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been XXX at same job for 30 years. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has had 0x30 mortgage history for XXX.
0045919783				CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has zero late payments documented. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 757. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 44%. Program maximum is 90%.
0975893261				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has owned current home for 40yrs. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 30yrs. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower qualifying score is 830.
0984211013	(No Data)	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Credit score of 744 exceed guideline minimum score.
0984211013	09/27/2021: satisfied	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Credit score of 744 exceed guideline minimum score.
0160589695				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  771 mid-score per CBR in file. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 40 years in current profession.
0491594528				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 26.086%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 20 years 2 months. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage reviewed for 72 months with 0 x 30
0033070342	09/16/2021 exception satisfied	Non-Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 813 exceeds guidelines CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.15% is below guideline requirement
0405025309	08/26/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 786. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 26.4555%. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the co borrower was employed with the current employer since XXX. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0631690717	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower qualifying score of 739. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has been with current employer for 7 years. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  There are zero late payments.
0171094551	09/07/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 20 years employment on current job. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 18 years living at current residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0171094551	(No Data)	Not Applicable	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 20 years employment on current job. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 18 years living at current residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0171094551	09/22/21: PDI received showing no damage. Exception satisfied	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 20 years employment on current job. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 18 years living at current residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0236056075	09/14/21: File contains copy of subject lease. Exception can be downgraded. Exception remains.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $1,557,247.99; required reserves of $66,504.07. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 34 years and 10 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX.
0889909471	(No Data)	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Significant time at current residence for 5 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines with 793 middle score
0889909471	9/13/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Significant time at current residence for 5 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines with 793 middle score
0534271913	9.21.21: exception satisfied	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0534271913	10/15/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0534271913	10/15/21: Exception satisfied	Numeric	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0534271913	(No Data)	Not Applicable	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0534271913	9/8/21: Exception satisfied.	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0534271913	9/8/21: Exception remains.9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0534271913	08/30/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 66 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves $38,394.94; required reserves of $12,187.46. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  71 months of 0x30 consumer credit history.
0092714690				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 782 exceeds guidelines. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 33.70% is 16.30% less of the required 50%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  0x30x12 mortgage history.
0165937711	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have $43,580.01 reserves; AUS requires reserves of $15,327.75. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  768 FICO
0165937711	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have $43,580.01 reserves; AUS requires reserves of $15,327.75. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  768 FICO
0381417936				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 792 exceeds guidelines CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been XXX 33 years. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0888720246				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has verified effective reserves of $51,039.98 or 26 months PITI; per (guidelines or DU or LP findings) reserves of $19,415.42 or 10 months PITIA reserves required. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Over 12 years with current employer.
0643655138				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 23.38%; Max DTI 50%. CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in the same line of profession for 10 years. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0265426380				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 16 years at current residence. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has 78 months at current job supported by VOE in file. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI is 30.18 which is below the guideline requirement of 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has no derogatory credit and has a credit line usage ratio of 0%.
0331419327				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  764 mid-score per CBR in file. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTT 18.75%primary residence $1,156.75+tax $313.08, below guidelines requirements. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  99 months of 0x30 consumer credit history.
0905173338				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 23 years significant time in profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 23 years significant time at current job.
0440335145				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 11 years and 9 months working at current job. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 13 years 3 months living at current residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  805 qualifying score per CBR in file.
0852476520	09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified assets of $104,782.52 with $4,028.80 required to close results in reserves of $100,753.72, satisfying reserve requirement of $19,140.89. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per VOE borrower has been on job since XXX. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 39% is below guideline maximum of 75%.
0939819457	08/30/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified assets of $308,813.15 with $105,447.14 required to close results in reserves of $203,366.01, satisfying reserve requirement of $44,416.27. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per VOE borrower has been on job since XXX.
0939819457	08/30/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified assets of $308,813.15 with $105,447.14 required to close results in reserves of $203,366.01, satisfying reserve requirement of $44,416.27. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per VOE borrower has been on job since XXX.
0579350222	(No Data)	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max LTV per guideline is 85%. Calculated LTV 80%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Required reserves per AUS = 10,155.78. Verified reserves $50,311.36.
0106493417				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have 15 years and 8 months at current residence. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower2 has 21 years at current job.
0374749442				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified assets of $256,581.61 with $102,418.06 required to close results in reserves of $154,163.55, satisfying required reserves of $10,688.24. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per WVOE borrower has been on job since XXX.
0988452626	9.24.21: exception satisfied	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 23 years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 792 exceeds guideline minimum score. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%. The loan closed with a DTI of 30.4807%.
0988452626	(No Data)	Not Applicable	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 23 years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 792 exceeds guideline minimum score. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%. The loan closed with a DTI of 30.4807%.
0982705673				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying score 720 per credit report in file. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 10 years employment on current job. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  B2 has total assets of $193,647.89. Verified reserves of $18,922.56 satisfied.
0654326752	9/2/2021 - exception satisfied.	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  718 mid-score per CBR CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has live at current residence for 7yrs. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrower has 0 late payments in the last 12 months. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has excess cash reserves.
0945869035				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $153,907.63 required reserves of $46,745.46. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 19.8287%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 777.
0299545281				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  766 mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  80 months of 0x30 consumer history. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Excess available assets not required to be verified by DU of $427,056.41. CFCFS1744: DTI below guideline requirement - Clayton Comments:  39.04%, < 43%. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  No late mortgage payments per credit report. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks.
0202069100				CFCFS1736: Significant time at current residence - Clayton Comments:  9 years and 2 months at current residence. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Employed since XXX. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks.
0114580005	09/08/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  740 mid-score qualified  per CBR in file. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 6 years 5 months on current job. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0114580005	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  740 mid-score qualified  per CBR in file. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 6 years 5 months on current job. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0186855683	(No Data)	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 768 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 23 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 15.68% is  34.32% less of the required 50%.
0194533398				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with the same employer for over 10yrs. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same line of work for 11yrs. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 0 late payments in more than 12 months.
0475193200				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 772. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 32.7439%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 85.00%. The loan closed with an LTV of 75.00%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0787489951	8/31/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 762 exceeds guideline minimum score. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 4 years and 8 months in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 75.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 37.49%
0787489951	09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 762 exceeds guideline minimum score. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 4 years and 8 months in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 75.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 37.49%
0798625400				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in same line of work for 27yrs. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has 0x30 on a 12 month history. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post-Closing Reserves of $143,753.22  verified with 100.95 months reserves CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  761 mid-score per CBR
0530287582				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 18 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 798 exceeds guidelines
0977237756	9/16/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 740. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 5 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 5 years. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 42 months with 0x 30.
0819926639	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in current profession for 12 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  The borrower has been employed for 12 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 729 exceeds guidelines
0189799701	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 775. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 26 years. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has been in the same line of work for 20 years.
0189799701	9/8/2021 - Exception satisfied.	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 775. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 26 years. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has been in the same line of work for 20 years.
0189799701	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 775. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 26 years. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has been in the same line of work for 20 years.
0117933471				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower at current residence for 10 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $46,924.98 exceed guideline required reserves of $11510.76. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 801 exceeds guidelines. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 31% below guideline requirement 43%.
0113632945				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  791 mid-score per CBR in file. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 24 years living at current residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0067181772				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 24.5737%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 68.75% is below guidelines.
0422948313				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has  26years 11months  on current job. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 8 years living at current residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualified  at 787 mid-score per CBR in file.
0238307311				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has specific time at job 8yars at job. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has 4months at job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit Score is 779 which is above the minimum. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 42.98% is below the maximum requirement of 50%
0565209047				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has owned subject property for 21 + years; since 2000. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current job for 13+ years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has been at current job for 14+ years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower FICO score of 728 exceeds the guideline of 700, by 28 points. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0674961255				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  769 mid-score per credit report in file. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has 10 years employment on current job. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  81 months 0x30 consumer history.
0799801478				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 11.1 years at current residence. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 6 years on the job.
0992837519				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 16 years of significant time at current residence. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 25 years of significant time at current job CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 25 years of significant time in profession. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  795 qualifying mid-score per CBR
0576762838				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on his same job for the past 15 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived in his current home for the past 9 years.
0557223988				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same line of work for 19 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 8 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower 1 has qualifying credit score of 783. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0405925461	9.24.21: exception satisfied	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 32.08% which is below guideline requirement of 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has one revolving account open and a credit line usage ratio of 0.03%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 34 years in profession.
0405925461	09/08/2021: Exception satisfied.	Non-Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 32.08% which is below guideline requirement of 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has one revolving account open and a credit line usage ratio of 0.03%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 34 years in profession.
0405925461	(No Data)	Not Applicable	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 32.08% which is below guideline requirement of 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has one revolving account open and a credit line usage ratio of 0.03%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 34 years in profession.
0405925461	09/23/21: PDI received showing no damage. Exception satisfied	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 32.08% which is below guideline requirement of 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has one revolving account open and a credit line usage ratio of 0.03%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 34 years in profession.
0955006260				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for  5 years and 10 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been a XXX for 8 years and 9 months.
0680219285				CFCFS2860: Good credit history - Clayton Comments:  No derogatory credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying credit score of 788. CFCFS2854: Significant time in profession - Clayton Comments:  14 years and 11 months in profession. CFCFS1736: Significant time at current residence - Clayton Comments:  5 years and 9 months at current residence.
0466156961	09/15/21: Exception satisfied	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  7 years in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  5.3 years in current residence. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has additional bonus income of $2,967.07 two year average not used to qualify.
0466156961	09/15/21: Exception satisfied	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  7 years in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  5.3 years in current residence. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has additional bonus income of $2,967.07 two year average not used to qualify.
0573084488				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 795. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 31.6816%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX since 2008.
0416255455	09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 46 months reported on subject property mortgage with no late payments. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has good credit history per credit report with no derogatory credit, no public records or judgements. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower qualified credit score per credit report is 791.
0137176671				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 775 exceeds guidelines. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 65.45% is below guidelines. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 29.8816%.
0558799412				CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing, borrower has 99 months of reserves. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on her same job for the past 8 years as an XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  777 mid-score per CBR
0499831343				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 780 exceeds guideline minimum score. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 80.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%. The loan closed with a DTI of 40.12%.
0869242567	9/9/2021 - Upon further review; Clayton deems exception non-material and downgraded to a '2" due to close enough on reserves. 09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 44.60% is below guideline requirements CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been XXX at current job for 7 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 29.40% is below guideline requirement
0134138263				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years 10 months in her  line of work. CFCFS2860: Good credit history - Clayton Comments:  Borrower has a credit usage line ratio of 0.83%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has been paying for her mortgage for 99 months.
0859886683				CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 54.4% is below the max allowable amount. CFCFS2860: Good credit history - Clayton Comments:  Borrowers have several tradelines all with 0x30 pay history.
0230724937				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying 804 score per credit report in file. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has 7 years 8 months as XXX CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  99 months of 0x30 consumer history.
0055218725	(No Data)	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 HAS 19 YEARS ON THE JOB. CFCFS2854: Significant time in profession - Clayton Comments:  B1 HAS 19 YEARS in same profession
0921572945				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower qualifying credit score is 822. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 39%. Program maximum is 43%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero late payments in the last 12months.
0824444449				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 784 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 30 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 32.4253%.
0587166330				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.25% which is below the guideline requirement of 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 529.49 months in cash reserves. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 8 years at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 5 years in profession.
0796352800	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 68% below guideline requirements 75%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $ $36167.08  exceed guidelines $17271.55. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 696 exceeds guidelines.
0970352551				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 10 years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 785 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Calculated assets of $326,495.72; effective assets of $234,278.93; liquid assets of $95,953.74; Cash required $69,837.28; verified reserves of $164,441.65; required reserves of $8,758.46.Excess reserves of $155,683.19.
0936268765				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score is 797. CFCFS2860: Good credit history - Clayton Comments:  Good credit score per credit report. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  77 months of 0x30 consumer credit history.
0737719833				CFCFS1736: Significant time at current residence - Clayton Comments:  Significant time at current residence 8 years CFCFS1739: Postive mortgage payment history - Clayton Comments:  Positive mortgage payment history with no late
0161185687				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI is 37.40%which is below guideline requirement of 43%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 2 mortgaged properties on the credit report with no late payments. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Total calculated assets - $122,115.41. Required Assets $61,927. Borrower has sufficient reserves.
0914290684	9/9/2021 - Exception satisfied	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.81 which is below guideline requirement of 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has no derogatory credit and has a credit line usage ratio of 0.21%.
0674566291	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been a XXX for 20 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 12 years, 8 months. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max guideline LTV 85%. Calculated LTV 60%.
0507696113	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 54 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $145,935.78; required assets of $29,529.76. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX
0507696113	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 54 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $145,935.78; required assets of $29,529.76. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX
0873273267	09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 776. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 9 years 10 months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 15 years.
0873273267	9/16/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 776. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 9 years 10 months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 15 years.
0873273267	09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 776. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 9 years 10 months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 15 years.
0437091814				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 771. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 39.1216%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 84 months with 0 x 30.
0006258084				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 22 years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 773 exceeds guideline minimum score. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 71.57%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 45.22%.
0155759848				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower qualified with a credit score of 764. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has no late payments. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 12 years.
0873448245	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 757. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co borrower has been a licensed XXX. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the  eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 80.00%.
0873448245	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 757. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co borrower has been a licensed XXX. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the  eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 80.00%.
0635857956				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 804. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 21.726%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 20 years.
0911184798				CFCFS2854: Significant time in profession - Clayton Comments:  2 years in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  2.10 years in current residence. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has assets of $112,519.10 in which $111,644.74 assets are required and verified; cash required to close of $99,994.03; reserves of $9,372.64 or 6 months PITI; per DU findings are required.Excess cash reserves $3,152.43. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  Borrower has XXX which started XXX and income in 2020 per K1 of $53,778. Income was not used to qualify.
0702045722				CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 67.55% below guideline requirements 80%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower Significant time in profession of 14years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $88,651.32 exceed guidelines required reserves of $10,403.28.
0056922951				CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 54.38% below guideline allowed 75%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower XXX for 13 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $37042.63 exceed guidelines required $6172.68. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  768 mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0332377647	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 736. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  There are zero late payments.
0332377647	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 736. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  There are zero late payments.
0203732000				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 7 years 3 months in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 66 years 7 months living at current residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  665 qualified score per credit report in file.
0885654672	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets: XXX ending balance $67952.13, required reserves provided of $18.802.73 CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 55.87 is below guideline  requirements of 75%.
0956860125				CFCFS2854: Significant time in profession - Clayton Comments:  B1 has been in current profession for 8+ years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have been at current residence for 22 years, 11+ months. CFCFS2860: Good credit history - Clayton Comments:  Borrowers demonstrate good credit history. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrowers do not have any major mortgage related occurrences during the past two years.
0266192636				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 15 years. CFCFS1736: Significant time at current residence - Clayton Comments:  B1 has been at current residence for 16 years.
0611980558				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have 34 years and 11 months at current residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score is 803.
0347368580				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 17 years at current residence. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 33.46% which is below the guideline requirement of 43%. CFCFS2860: Good credit history - Clayton Comments:  Borrower has no derogatory credit. He has a credit line usage ratio of 0.56%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 142.63 months in reserves.
0463173830				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 33.09% is 16.91% less of the required 50%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  0x30x12 mortgage history.
0406337412				CFCFS1736: Significant time at current residence - Clayton Comments:  23 years owning current residence. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $77,325.83 excess available assets not required to be verified. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0098695705				CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrowers have excellent mortgage history 0x30 since 7/2007 CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 732 exceeds minimum required
0175620492				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 7 years in current profession. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 1x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  717 qualifying mid-score per CBR in file.
0192802209	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $233,426.49; required reserves of $17,940.58 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 747.
0061902486				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 37.9795%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Representative credit score is 760 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the borrower was employed with the current employer for 7 years and 5 months with a start date of XXX.
0772311570	9.24.21: exception satisfied	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 12 years in profession. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has 10 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI is 40.47% which is below the guideline requirement of 43%.
0772311570	(No Data)	Not Applicable	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 12 years in profession. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has 10 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI is 40.47% which is below the guideline requirement of 43%.
0698118984	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  B1 has good credit history and a qualifying score of 787. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Statements in file supported assets and reserves of $136,351.64.  $30,020.18 reserves required.
0698118984	09/15/21: Exception satisfied	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  B1 has good credit history and a qualifying score of 787. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Statements in file supported assets and reserves of $136,351.64.  $30,020.18 reserves required.
0698118984	09/15/21: Exception satisfied	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  B1 has good credit history and a qualifying score of 787. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Statements in file supported assets and reserves of $136,351.64.  $30,020.18 reserves required.
0208475089				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower have significant time at job 4years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit Score is above minimum 801. CFCFS1744: DTI below guideline requirement - Clayton Comments:  The loan closed with a DTI of 46.93
0137397391				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 50 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has at current job for 21 years. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  787 mid-score per CBR
0391734470				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years in current profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per LP DTI at 23% in file. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  762 score qualified for loan per credit report in file.
0350568653				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 36.16, < 43%. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1750: High potential for increased earnings - Clayton Comments:  Borrower's pay increased from $5833.33 bi-monthly in February to $6666.67 bi-monthly in May.
0482969315				CFCFS1744: DTI below guideline requirement - Clayton Comments:  The loan closed with a DTI of 22.4058%. CFCFS2860: Good credit history - Clayton Comments:  Borrowers have good credit history per credit report, no public record or judgment.
0200795326				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 30.58% is 19.42% less of the required 50%. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 5.4 years at residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 15 years in profession.
0174038264				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  780 mid-score per CBR CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 35% which is less than 43%.
0363304193				CFCFS2854: Significant time in profession - Clayton Comments:  B1 HAS 13 YEARS AS A XXX CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines BY 86 POINTS CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0400352752				CFCFS2860: Good credit history - Clayton Comments:  Borrower has several tradelines, all with 0x30 pay history.
0728696215				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 771 exceeds guidelines. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage payment history 54 months exceeds guidelines.
0648313148				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 753 exceeds guideline minimum score. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 7 years 5 months in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 72.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 41.36%.
0005434030				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  763 mid-score per CBR. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  41 months of 0x30 consumer history. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  76 months of reserves in file.
0117233983				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  779 qualified score per credit report in file. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 10 years in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 5 years living at current residence. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0305907650				CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI IS 22.33% which is below guideline requirement OF 43%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has a credit line usage ratio of 0.94%. CFCFS2860: Good credit history - Clayton Comments:  Borrower has no derogatory credit. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  74 months of 0x30 consumer history.
0841373667	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is above minimum required 772. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 43 months with 0 x 30.
0859318106	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 16.44% is 33.56% less of the required 50%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  0x30x12 mortgage history. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 5 years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 755 exceeds guidelines.
0083346487	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has over 6 years in profession. CFCFS2860: Good credit history - Clayton Comments:  Borrower has a good credit history with a mid credit score of 747. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 79.69% is 5.31 below the maximum of 85%.
0587100900				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 5 years 8 months in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 748 exceeds guideline minimum score. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 28.78%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 70.00%. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0747830674				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  79 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  767 qualifying credit history per CBR. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  203 months of PITI reserves.
0749785798	09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 7 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has been at current job for 6 years.
0834053990				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 8.4 years on the job. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 781 exceeds guidelines.
0585587833				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have 5 years 8 months at current residence. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has no derogatory credit and has a credit line usage ratio of 0.58%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers own 3 properties and have 1 appearing on the credit report with no late payments.
0596250288				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has 24 years significant time at current job. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has 16 years significant time in profession. CFCFS1736: Significant time at current residence - Clayton Comments:  Co-borrower has 17 years significant time at current residence.
0627419143				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 752 exceeds guideline minimum score. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 80.00%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the profession for 20 years.
0485411795				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed for 5 years. CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in current profession for 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  758 qualifying score. Min required per guidelines is 620
0506452010	(No Data)	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 10 years at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years and 1 month in profession.
0188550470				CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is lower than the maximum of 90. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  35 months of 0x30 consumer history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B has sufficient time at job CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  B Credit score exceeds guideline
0518113800	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 789 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower in same line of work for 7 years. CFCFS2860: Good credit history - Clayton Comments:  Credit support Good credit history with no late on mortgages and other accounts.
0518113800	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 789 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower in same line of work for 7 years. CFCFS2860: Good credit history - Clayton Comments:  Credit support Good credit history with no late on mortgages and other accounts.
0518113800	9/9/2021 - Exception remains. 9/16/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 789 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower in same line of work for 7 years. CFCFS2860: Good credit history - Clayton Comments:  Credit support Good credit history with no late on mortgages and other accounts.
0518113800	9/9/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 789 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower in same line of work for 7 years. CFCFS2860: Good credit history - Clayton Comments:  Credit support Good credit history with no late on mortgages and other accounts.
0742621432				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at his current job for the past 8 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have lived at their current residence for the past 7 years and 6 months.
0581437774				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  773 qualifying mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  99 months of 0x30 consumer credit history. CFCFS2854: Significant time in profession - Clayton Comments:  B! - 6.3 years as a XXX.
0444054236	9/10/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 19.8 years on the job. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 47.46% is 37.54 below maximum of 85%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 699 exceeds guidelines.
0462849756	9/16/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  0x30x12 mortgage history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 779 exceeds guidelines. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 5.3 years at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 10 years in profession.
0479284672				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has no derogatory credit and has a credit line usage ratio of 0%. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has no late payments and his mortgage with a balance has been reviewed for 78 months. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 45.87 months in reserves. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  99 months of 0x30 consumer history.
0108047056				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 801 exceeds guideline minimum score. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 3 years and 6 months in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 38.78%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 74.99%.
0197503588	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 20.1215%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 4years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 804 exceeds minimum required.
0197503588	9/7/2021 - Exception remains active. 9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 20.1215%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at job 4years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 804 exceeds minimum required.
0667181460				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  706 qualifying mid-score per CBR. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have been at their current residence for 5 years, 11+ months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current XXX for 14 years, 10+ months. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has been at current job for 16+ years. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrower does not have any major mortgage related occurrences during the past two years. CFCFS2860: Good credit history - Clayton Comments:  Borrowers demonstrate good credit history. CFCFS2854: Significant time in profession - Clayton Comments:  Borrowers both have significant time in the current professions. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B2 has additional / stable bonus income not used in qualifying.
0368214884	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 790. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 25 years in profession.
0349595846	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  The borrowers have several tradelines open, all with 0x30 lates reporting. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  Borrower 1 has additional commission and bonus income averaged at more than $10,000 per month in 2020 that was not used to qualify. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower 2 has over 6 years on current job.
0576765949	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current address for 14 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same line of work for 5 years. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero late payments in the preceding 12 months.
0044924411	9/9/2021: Clayton considers non material based on the file containing a paid receipt for HOI and insurance is being escrowed as reflected on the final CD. 09/10/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 779. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same line of work for 5 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 5 years.
0592760446	9/3/2021 - exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 798. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the WVOE, the borrower was employed with the current employer since XXX CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the co borrower was employed with the current employer since XXX
0592760446	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 798. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the WVOE, the borrower was employed with the current employer since XXX CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the co borrower was employed with the current employer since XXX
0592760446	9/3/2021 - Exception satisfied.	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 798. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the WVOE, the borrower was employed with the current employer since XXX CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the co borrower was employed with the current employer since XXX
0661255085	9/7/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current employer for 7 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the XXX eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 37.1534% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 796.
0788422790				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's credit score of 786 exceeds the guideline of 700, by 86 points. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX with the same company for the past 10 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 5 years, 9 months. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for the past 10+ years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the  eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 19.1272%.
0278127836	08/26/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B2 has 21 years 7 months in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 80%. The loan closed with an LTV of 75.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%. The loan closed with a DTI of 26.9719%
0191227959				CFCFS2854: Significant time in profession - Clayton Comments:  6 years in current profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history.
0238744725				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 6  years and 8 months in profession . per 1003 he's working since XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score per credit report is 770.
0729280049				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current place of residence for 5 years CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current place of employment for 5.7 years CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower is 0*30 mortgage payment history in past 24 months
0783247231				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has specific time at job 8years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has specific time at job 7yesars. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is below maximum of 90. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 48.24 is below maximum of 50%
0776064691				CFCFS1736: Significant time at current residence - Clayton Comments:  7 years and 3 months and current residence. CFCFS2854: Significant time in profession - Clayton Comments:  23 years and 10 months in current profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX
0663505778	9.24.21: exception satisfied	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  12 years and 4 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Start date of XXX per VVOE. CFCFS2854: Significant time in profession - Clayton Comments:  B1: 33 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 70%.
0663505778	(No Data)	Not Applicable	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  12 years and 4 months. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Start date of XXX per VVOE. CFCFS2854: Significant time in profession - Clayton Comments:  B1: 33 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 70%.
0495190885	9/9/2021 - Upon further review, Clayton deemed exception non-material and downgraded the exception to a '2' due to being close on reserves. 09/15/21: Exception satisfied	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  728 mid-score per CBR CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the VVOE, the borrower was employed with the current employer since XXX. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 19.3128%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 75.00%.
0778071623				CFCFS2854: Significant time in profession - Clayton Comments:  20 years in the field. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 39.18%, less than 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 70%, less than 75%.
0024301827	08/30/21: Exception satisfied	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  20 years in current profession. CFCFS1736: Significant time at current residence - Clayton Comments:  11 years in current residence. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 20.711%.
0594938368				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is less than 43% CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 66.07%.
0585470028	9.24.21: exception satisfied	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 18 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years in the same line of work. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage reviewed for 82 months with 0 x 30
0585470028	(No Data)	Not Applicable	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 18 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years in the same line of work. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage reviewed for 82 months with 0 x 30
0672610007	9/2/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $97,366.90; required reserves of $8,821.58. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 5 years.
0841267808				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit 764 score exceeds guidelines CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 44.31% is below guideline requirement
0778852975				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 760. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the  eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 13.329%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in the profession 11 years.
0797904419				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have 19 years at current residence. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower1 has 13 years in profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 60.00%.
0298325649				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 761. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for 28 years. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero late payments in the last 12 months.
0366948700				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 30.10% is 19.9 less of the maximum 50%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Calculated assets of $98,294.70; effective assets of $87,218.22; liquid assets of $70,603.51; Cash required $67,090.98; verified reserves of $20,127.24; required reserves of $ 9,940.92.Excess cash reserves $10,186.32.
0811559036				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying score of 804 per CBR. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  No derogatory remarks. CFCFS2854: Significant time in profession - Clayton Comments:  10 years and 4 months in current profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 31.18%, below 43%.
0865023007				CFCFS2854: Significant time in profession - Clayton Comments:  BORROWER HAS BEEN XXX FOR 5 YEARS. CFCFS2860: Good credit history - Clayton Comments:  BORROWER HAS 0 LATES AND BORROWER ONLT HAS 1 REVOLVING MONTHLY DEBIT CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  809 mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  70 months of 0x30 consumer history.
0792430342				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 5 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has been at XXX for over 32 years.
0161517508	9/8/21: Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV of 58.65% is 16.35 below maximum of 75%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 756 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets; Calculated assets of $21,437.43; effective assets of $21,437.43; liquid assets of $21,437.43; cash to borrower $44.61; verified reserves of $21,437.43; required reserves of $6,408.01.Excess reserves $15,029.42.
0161517508	(No Data)	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV of 58.65% is 16.35 below maximum of 75%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 756 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets; Calculated assets of $21,437.43; effective assets of $21,437.43; liquid assets of $21,437.43; cash to borrower $44.61; verified reserves of $21,437.43; required reserves of $6,408.01.Excess reserves $15,029.42.
0161517508	9/8/21: Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV of 58.65% is 16.35 below maximum of 75%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 756 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets; Calculated assets of $21,437.43; effective assets of $21,437.43; liquid assets of $21,437.43; cash to borrower $44.61; verified reserves of $21,437.43; required reserves of $6,408.01.Excess reserves $15,029.42.
0161517508	9/8/21: Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower LTV of 58.65% is 16.35 below maximum of 75%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 756 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Assets; Calculated assets of $21,437.43; effective assets of $21,437.43; liquid assets of $21,437.43; cash to borrower $44.61; verified reserves of $21,437.43; required reserves of $6,408.01.Excess reserves $15,029.42.
0111564438				CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  K1 income from 2019 XXX. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on current job for 15 years 4 months. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 9 years 1 month.
0559713482				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 9 years. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower has zero late payments. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 4 years.
0591301013				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  63 months of 0x30 consumer history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 12 years in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 746 exceeds guideline minimum score. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 35.48% CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 90%. The loan closed with an LTV of 51.59%.
0171465740				CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying score of 722. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has $12,608.86 in cash reserves. No reserves are required.
0516307928	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at the current residence for 20 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 4%. Program maximum is 90%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 21%. Program maximum is 50%.
0099845842				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has lived at current residence for 5 years. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has zero late payments in the last 12months. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower has a qualifying credit score of 818.
0824147792	9/15/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 762. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $157,435.39; required reserves of $12,072.20. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 80.00%.
0407622630	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 811. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $63,959.09; required reserves $11,746.98 CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%.  The loan closed with a DTI of 14.5414%.
0033005673				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  79 months of 0x30 consumer history per CBR. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  756 qualifying mid-score per CBR. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  73 months of PITI reserves in file.
0621028850				CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 10 years in the line of work. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 5 years 9 months at current residence. CFCFS2860: Good credit history - Clayton Comments:  Borrower has no derogatory credit.
0827326212	08/30/21: Exception satisfied	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  Good credit history CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 6 years at current job CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  83 months of 0x30 consumer history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  796 mid score per CBR
0002659962				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in current profession for 11 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed for 11 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  767 qualifying score. Min required per guidelines is 620
0945883105				CFCFS1736: Significant time at current residence - Clayton Comments:  6 years. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 start date of XXX per VVOE. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 start date of XXX per VVOE. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks per credit report. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  744 qualifying mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  67 months of 0x30 consumer credit history.
0293301895				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at current job since XXX per WVOE. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 20.48% which is < 43%. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  743 mid-score per CBR.
0660457934				CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 85%. The loan closed with an LTV of 74.36%. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage payment history reviewed for 62 months with 0x30.
0363141237	(No Data)	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage payment history reviewed for 25 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $46,974.71; required reserves $21,082.32. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX for 6 years 7 months.
0363141237	9/8/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage payment history reviewed for 25 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $46,974.71; required reserves $21,082.32. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX for 6 years 7 months.
0404912251				CFCFS1736: Significant time at current residence - Clayton Comments:  6 years and 10 months. CFCFS2854: Significant time in profession - Clayton Comments:  10 years and 3 months in profession. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Work start date of XXX per VVOE. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 34.20. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  734 mid score per CBR
0801565368				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 10 years employment on current job. CFCFS2860: Good credit history - Clayton Comments:  Borrower has one revolving liability on credit report. No inquires within 120 days on credit report, with prior liabilities paid off. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  800 mid score per CBR in file.
0946752597				CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has verified bonus income on two year average of $3,197.29 per month not used to qualify. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  744 qualifying score. Min required per guidelines is 620 CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in current profession for 16 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $135,374.77. Required reserves per the AUS are $9216.52.
0568253058				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer history per CBR. CFCFS2854: Significant time in profession - Clayton Comments:  11.6 years in XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers' combined FICO of 789 exceeds the guideline of 700, by 89 points.
0917006464				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower credit score of 803 exceeds the guideline CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 11 years, 6 months. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 27.32% is below the guideline requirement CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 75.00 is below the guideline requirement LTV of 90.00, by 15%. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower demonstrates positive mortgage payment history.
0793090461	08/26/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 13 years and 8 months in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 789. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%. The loan closed with a DTI of 28.4412%.
0793090461	08/26/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has 13 years and 8 months in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score is 789. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45%. The loan closed with a DTI of 28.4412%.
0833965924				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualified 762 mid-score per CBR in file. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 31.00% below guideline requirements in file. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has 9 years living at current residence per credit report in file.
0147041167				CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on current job for over 30 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 9 years, 6 months.
0596847591				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 721 exceeds guideline minimum score. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has 6 years in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 50%. The loan closed with a DTI of 35.73%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Per the eligibility matrix, the max LTV was 80%. The loan closed with an LTV of 79.97%.
0006819615				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 754 exceeds guidelines CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 3.28% is below guideline requirement.
0000576743	9/3/2021 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 53.90% below guideline requirements 85%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 810 exceeds guidelines. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower Significant time at current residence for 13 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $240,055.99 exceed guideline required reserves of $53615.73. CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history.
0553703336				CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  84 months of 0x30 consumer credit history. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Employed since XXX. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 26.20, less than 43%. CFCFS2860: Good credit history - Clayton Comments:  No derogatory remarks.
0802785573	9.24.21 - Exception satisfied.	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has specific time at job 6yesars 4months. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co borrower has no income reported CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower DTI of 40.44% id below maximum of 50% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceed guideline 689 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 68.92 is below maximum of 90.
0802785573	(No Data)	Not Applicable	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has specific time at job 6yesars 4months. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co borrower has no income reported CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower DTI of 40.44% id below maximum of 50% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceed guideline 689 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 68.92 is below maximum of 90.
0557633860				CFCFS1744: DTI below guideline requirement - Clayton Comments:  Per the eligibility matrix, the max DTI was 45.00%.  The loan closed with a DTI of 35.7207%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified reserves of $231,602.12; required reserves of $28,962.33. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  743 mid-score per CBR CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  52 months of 0x30 consumer credit history.
0027767641				CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Mortgage history reviewed for 25 months with 0 x 30. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  verified reserves of $31,754.76; required reserves of $5,764.96. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has own current residence for 18 years.
0692716534				CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has been at current job for 7 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 757 exceeds guidelines
0314643107				CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 801 exceeds guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $36711.38 exceed guidelines required reserves of $10143.68. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower at current job for 18 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower at current residence for 8 years.

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021 - INV2
Start - End Dates:	8/2021 - 9/2021
Deal Loan Count:	340
Conditions Report 2.0
Loans in Report:	340
Loans with Conditions:	109

Alt Loan Number	TRID Indicator	Lender Application Date	Broker Application Date	Initial Securitization Overall Loan Grade	Final Securitization Overall Loan Grade	Initial Securitization Credit Loan Grade	Final Securitization Credit Loan Grade	Initial Securitization Property Valuations Loan Grade	Final Securitization Property Valuations Loan Grade	Initial Securitization Compliance Loan Grade	Final Securitization Compliance Loan Grade
0090570610	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0111416902	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0326938952	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0198795962	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0354252495	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0263625354	Yes	XXXXXX	XXXXXX	D	D	D	D	A	A	A	A
0406423611	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0052744998	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0483887878	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0600230115	Yes	XXXXXX	XXXXXX	D	A	D	A	C	A	A	A
0366420250	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0042521134	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0521693781	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0731285047	Yes	XXXXXX	XXXXXX	D	D	D	D	A	A	A	A
0784631425	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0640668909	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0135373985	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0429926546	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0213805948	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0244228318	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0541604955	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0570060151	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0158798906	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0018702195	Yes	XXXXXX	XXXXXX	D	D	A	A	D	D	A	A
0804490225	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0598717205	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0888411332	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0544623565	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0181816382	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0637781400	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0190912455	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0454805117	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0431135766	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0307981430	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0963590966	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0256079725	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0443910558	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0283834747	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0595757249	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0308932588	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0208686306	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0384630136	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0027283127	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0098217783	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0740663708	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0306346877	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0076850839	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0593641659	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0924536002	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0887769067	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0067811885	Yes	XXXXXX	XXXXXX	C	A	A	A	C	A	A	A
0936657218	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0418716417	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0198365105	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0916999001	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0767909062	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0859964583	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0250473830	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0474511960	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0590662007	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0732290015	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0542528792	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0412994742	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0212161939	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0733691724	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0834242851	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0356892844	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0146658522	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0647498843	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0522942820	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0167655668	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0015823967	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0379495569	Yes	XXXXXX	XXXXXX	C	B	C	A	C	B	A	A
0261063498	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0982182205	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0850246060	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0646830356	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0235852811	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0781531328	Yes	XXXXXX	XXXXXX	C	A	A	A	A	A	C	A
0886542331	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0802984957	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0351079717	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0536311140	Yes	XXXXXX	XXXXXX	C	A	A	A	A	A	C	A
0446737626	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0114114563	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0782940818	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0973084326	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0954580323	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0790512233	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0379326732	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0252265972	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0099141090	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0805451713	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0473415854	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0865552320	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0438957019	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0404178057	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0966870238	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0536216694	Yes	XXXXXX	XXXXXX	D	D	D	D	A	A	A	A
0348529216	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0499384939	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0338730735	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0961281094	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0404126831	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0989117651	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	D	A
0508010142	Yes	XXXXXX	XXXXXX	C	B	A	A	C	A	B	B
0570535625	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0022745153	Yes	XXXXXX	XXXXXX	C	A	A	A	A	A	C	A
0657991125	Yes	XXXXXX	XXXXXX	B	B	B	B	A	A	A	A
0886024075	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0989061429	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0320590138	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0961694411	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0404830039	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0943142367	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0722401525	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0225893183	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0040480637	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0748263060	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0248515424	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0192428317	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0688066147	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0219710557	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0850650860	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0707523301	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0826189179	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0787866001	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0714594806	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0657817246	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0642684806	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0462260696	Yes	XXXXXX	XXXXXX	C	A	A	A	C	A	A	A
0531730257	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0138047464	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0153842669	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0979340945	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0744698026	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0885071190	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0342584239	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0460734672	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0950897651	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0045919783	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0975893261	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0984211013	Yes	XXXXXX	XXXXXX	C	B	A	A	A	A	C	B
0160589695	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0491594528	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0033070342	Yes	XXXXXX	XXXXXX	C	B	A	A	A	A	C	B
0405025309	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0631690717	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0171094551	Yes	XXXXXX	XXXXXX	C	B	B	B	C	A	C	A
0236056075	Yes	XXXXXX	XXXXXX	B	B	A	A	B	B	A	A
0889909471	Yes	XXXXXX	XXXXXX	C	B	C	B	A	A	A	A
0534271913	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	C	B
0092714690	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0165937711	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0381417936	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0888720246	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0643655138	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0265426380	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0331419327	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0905173338	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0440335145	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0852476520	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0939819457	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0579350222	Yes	XXXXXX	XXXXXX	B	B	B	B	A	A	A	A
0106493417	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0374749442	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0988452626	Yes	XXXXXX	XXXXXX	C	B	B	B	A	A	C	A
0982705673	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0654326752	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0945869035	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0299545281	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0202069100	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0114580005	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0186855683	Yes	XXXXXX	XXXXXX	B	B	B	B	A	A	A	A
0194533398	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0475193200	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0787489951	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0798625400	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0530287582	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0977237756	Yes	XXXXXX	XXXXXX	B	A	B	A	A	A	A	A
0819926639	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0189799701	Yes	XXXXXX	XXXXXX	D	A	C	A	A	A	D	A
0117933471	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0113632945	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0067181772	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0422948313	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0238307311	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0565209047	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0674961255	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0799801478	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0992837519	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0576762838	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0557223988	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0405925461	Yes	XXXXXX	XXXXXX	C	B	B	B	B	A	C	B
0955006260	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0680219285	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0466156961	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	D	A
0573084488	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0416255455	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0137176671	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0558799412	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0499831343	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0869242567	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0134138263	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0859886683	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0230724937	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0055218725	Yes	XXXXXX	XXXXXX	B	B	B	B	A	A	A	A
0921572945	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0824444449	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0587166330	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0796352800	Yes	XXXXXX	XXXXXX	D	A	A	A	A	A	D	A
0970352551	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0936268765	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0737719833	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0161185687	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0914290684	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0674566291	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0507696113	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0873273267	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0437091814	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0006258084	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0155759848	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0873448245	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0635857956	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0911184798	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0702045722	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0056922951	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0332377647	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0203732000	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0885654672	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0956860125	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0266192636	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0611980558	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0347368580	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0463173830	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0406337412	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0098695705	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0175620492	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0192802209	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0061902486	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0772311570	Yes	XXXXXX	XXXXXX	C	B	B	B	A	A	C	A
0698118984	Yes	XXXXXX	XXXXXX	D	A	D	A	D	A	A	A
0208475089	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0137397391	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0391734470	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0350568653	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0482969315	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0200795326	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0174038264	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0363304193	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0400352752	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0728696215	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0648313148	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0005434030	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0117233983	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0305907650	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0841373667	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0859318106	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0083346487	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0587100900	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0747830674	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0749785798	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0834053990	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0585587833	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0596250288	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0627419143	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0485411795	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0506452010	Yes	XXXXXX	XXXXXX	B	B	B	B	A	A	A	A
0188550470	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0518113800	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0742621432	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0581437774	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0444054236	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0462849756	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0479284672	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0108047056	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0197503588	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0667181460	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0368214884	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0349595846	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0576765949	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0044924411	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0592760446	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0661255085	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0788422790	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0278127836	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0191227959	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0238744725	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0729280049	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0783247231	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0776064691	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0663505778	Yes	XXXXXX	XXXXXX	C	B	B	B	A	A	C	A
0495190885	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0778071623	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0024301827	Yes	XXXXXX	XXXXXX	C	A	A	A	C	A	A	A
0594938368	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0585470028	Yes	XXXXXX	XXXXXX	C	B	B	B	A	A	C	A
0672610007	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0841267808	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0778852975	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0797904419	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0298325649	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0366948700	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0811559036	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0865023007	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0792430342	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0161517508	Yes	XXXXXX	XXXXXX	D	B	D	B	A	A	A	A
0111564438	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0559713482	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0591301013	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0171465740	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0516307928	Yes	XXXXXX	XXXXXX	C	A	C	A	A	A	A	A
0099845842	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0824147792	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0407622630	Yes	XXXXXX	XXXXXX	D	A	A	A	A	A	D	A
0033005673	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0621028850	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0827326212	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0002659962	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0945883105	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0293301895	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0660457934	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0363141237	Yes	XXXXXX	XXXXXX	C	B	C	B	A	A	A	A
0404912251	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0801565368	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0946752597	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0568253058	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0917006464	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0793090461	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0833965924	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0147041167	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0596847591	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0006819615	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0000576743	Yes	XXXXXX	XXXXXX	D	A	D	A	A	A	A	A
0553703336	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0802785573	Yes	XXXXXX	XXXXXX	C	B	B	B	A	A	C	A
0557633860	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0027767641	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0692716534	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A
0314643107	Yes	XXXXXX	XXXXXX	A	A	A	A	A	A	A	A

Alt Loan Number	Initial S&P Overall Loan Grade	Final S&P Overall Loan Grade	Initial S&P Credit Loan Grade	Final S&P Credit Loan Grade	Initial S&P Property Valuations Loan Grade	Final S&P Property Valuations Loan Grade	Initial S&P Compliance Loan Grade	Final S&P Compliance Loan Grade	Did Lender Acknowledge Exception at Origination
0090570610	D	A	D	A	A	A	A	A	Not Applicable
0111416902	A	A	A	A	A	A	A	A	Not Applicable
0326938952	A	A	A	A	A	A	A	A	Not Applicable
0198795962	C	A	C	A	A	A	A	A	Not Applicable
0354252495	A	A	A	A	A	A	A	A	Not Applicable
0263625354	D	D	D	D	A	A	A	A	Not Applicable
0406423611	A	A	A	A	A	A	A	A	Not Applicable
0052744998	A	A	A	A	A	A	A	A	Not Applicable
0483887878	A	A	A	A	A	A	A	A	Not Applicable
0600230115	D	A	D	A	C	A	A	A	Not Applicable
0366420250	A	A	A	A	A	A	A	A	Not Applicable
0042521134	A	A	A	A	A	A	A	A	Not Applicable
0521693781	A	A	A	A	A	A	A	A	Not Applicable
0731285047	D	D	D	D	A	A	A	A	Not Applicable
0784631425	A	A	A	A	A	A	A	A	Not Applicable
0640668909	D	A	D	A	A	A	A	A	Not Applicable
0135373985	A	A	A	A	A	A	A	A	Not Applicable
0429926546	A	A	A	A	A	A	A	A	Not Applicable
0213805948	A	A	A	A	A	A	A	A	Not Applicable
0244228318	D	A	D	A	A	A	A	A	Not Applicable
0541604955	D	A	D	A	A	A	A	A	Not Applicable
0570060151	A	A	A	A	A	A	A	A	Not Applicable
0158798906	A	A	A	A	A	A	A	A	Not Applicable
0018702195	D	D	A	A	D	D	A	A	Not Applicable
0804490225	A	A	A	A	A	A	A	A	Not Applicable
0598717205	A	A	A	A	A	A	A	A	Not Applicable
0888411332	A	A	A	A	A	A	A	A	Not Applicable
0544623565	A	A	A	A	A	A	A	A	Not Applicable
0181816382	D	B	D	B	A	A	A	A	Not Applicable
0637781400	A	A	A	A	A	A	A	A	Not Applicable
0190912455	A	A	A	A	A	A	A	A	Not Applicable
0454805117	A	A	A	A	A	A	A	A	Not Applicable
0431135766	C	A	C	A	A	A	A	A	Not Applicable
0307981430	D	A	D	A	A	A	A	A	Not Applicable
0963590966	D	A	D	A	A	A	A	A	Not Applicable
0256079725	D	A	D	A	A	A	A	A	Not Applicable
0443910558	A	A	A	A	A	A	A	A	Not Applicable
0283834747	A	A	A	A	A	A	A	A	Not Applicable
0595757249	A	A	A	A	A	A	A	A	Not Applicable
0308932588	D	B	D	B	A	A	A	A	Not Applicable
0208686306	A	A	A	A	A	A	A	A	Not Applicable
0384630136	A	A	A	A	A	A	A	A	Not Applicable
0027283127	A	A	A	A	A	A	A	A	Not Applicable
0098217783	A	A	A	A	A	A	A	A	Not Applicable
0740663708	A	A	A	A	A	A	A	A	Not Applicable
0306346877	A	A	A	A	A	A	A	A	Not Applicable
0076850839	A	A	A	A	A	A	A	A	Not Applicable
0593641659	D	A	D	A	A	A	A	A	Not Applicable
0924536002	A	A	A	A	A	A	A	A	Not Applicable
0887769067	A	A	A	A	A	A	A	A	Not Applicable
0067811885	C	A	A	A	C	A	A	A	Not Applicable
0936657218	D	A	D	A	A	A	A	A	Not Applicable
0418716417	A	A	A	A	A	A	A	A	Not Applicable
0198365105	A	A	A	A	A	A	A	A	Not Applicable
0916999001	D	A	D	A	A	A	A	A	Not Applicable
0767909062	A	A	A	A	A	A	A	A	Not Applicable
0859964583	A	A	A	A	A	A	A	A	Not Applicable
0250473830	A	A	A	A	A	A	A	A	Not Applicable
0474511960	C	A	C	A	A	A	A	A	Not Applicable
0590662007	A	A	A	A	A	A	A	A	Not Applicable
0732290015	A	A	A	A	A	A	A	A	Not Applicable
0542528792	A	A	A	A	A	A	A	A	Not Applicable
0412994742	A	A	A	A	A	A	A	A	Not Applicable
0212161939	D	A	D	A	A	A	A	A	Not Applicable
0733691724	A	A	A	A	A	A	A	A	Not Applicable
0834242851	A	A	A	A	A	A	A	A	Not Applicable
0356892844	A	A	A	A	A	A	A	A	Not Applicable
0146658522	A	A	A	A	A	A	A	A	Not Applicable
0647498843	C	A	C	A	A	A	A	A	Not Applicable
0522942820	A	A	A	A	A	A	A	A	Not Applicable
0167655668	A	A	A	A	A	A	A	A	Not Applicable
0015823967	A	A	A	A	A	A	A	A	Not Applicable
0379495569	C	B	C	A	C	B	A	A	Not Applicable
0261063498	A	A	A	A	A	A	A	A	Not Applicable
0982182205	A	A	A	A	A	A	A	A	Not Applicable
0850246060	A	A	A	A	A	A	A	A	Not Applicable
0646830356	D	B	D	B	A	A	A	A	Yes
0235852811	D	A	D	A	A	A	A	A	Not Applicable
0781531328	C	A	A	A	A	A	C	A	Not Applicable
0886542331	A	A	A	A	A	A	A	A	Not Applicable
0802984957	A	A	A	A	A	A	A	A	Not Applicable
0351079717	A	A	A	A	A	A	A	A	Not Applicable
0536311140	C	A	A	A	A	A	C	A	Not Applicable
0446737626	A	A	A	A	A	A	A	A	Not Applicable
0114114563	A	A	A	A	A	A	A	A	Not Applicable
0782940818	A	A	A	A	A	A	A	A	Not Applicable
0973084326	A	A	A	A	A	A	A	A	Not Applicable
0954580323	A	A	A	A	A	A	A	A	Not Applicable
0790512233	A	A	A	A	A	A	A	A	Not Applicable
0379326732	D	A	D	A	A	A	A	A	Not Applicable
0252265972	A	A	A	A	A	A	A	A	Not Applicable
0099141090	A	A	A	A	A	A	A	A	Not Applicable
0805451713	A	A	A	A	A	A	A	A	Not Applicable
0473415854	D	A	D	A	A	A	A	A	Yes
0865552320	A	A	A	A	A	A	A	A	Not Applicable
0438957019	A	A	A	A	A	A	A	A	Not Applicable
0404178057	D	A	D	A	A	A	A	A	Not Applicable
0966870238	A	A	A	A	A	A	A	A	Not Applicable
0536216694	D	D	D	D	A	A	A	A	Not Applicable
0348529216	A	A	A	A	A	A	A	A	Not Applicable
0499384939	A	A	A	A	A	A	A	A	Not Applicable
0338730735	A	A	A	A	A	A	A	A	Not Applicable
0961281094	A	A	A	A	A	A	A	A	Not Applicable
0404126831	A	A	A	A	A	A	A	A	Not Applicable
0989117651	D	B	D	B	A	A	D	A	Not Applicable
0508010142	C	B	A	A	C	A	B	B	Not Applicable
0570535625	C	A	C	A	A	A	A	A	Not Applicable
0022745153	C	A	A	A	A	A	C	A	Not Applicable
0657991125	B	B	B	B	A	A	A	A	Not Applicable
0886024075	D	A	D	A	A	A	A	A	Not Applicable
0989061429	A	A	A	A	A	A	A	A	Not Applicable
0320590138	A	A	A	A	A	A	A	A	Not Applicable
0961694411	A	A	A	A	A	A	A	A	Not Applicable
0404830039	A	A	A	A	A	A	A	A	Not Applicable
0943142367	D	B	D	B	A	A	A	A	Not Applicable
0722401525	A	A	A	A	A	A	A	A	Not Applicable
0225893183	D	A	D	A	A	A	A	A	Not Applicable
0040480637	A	A	A	A	A	A	A	A	Not Applicable
0748263060	A	A	A	A	A	A	A	A	Not Applicable
0248515424	A	A	A	A	A	A	A	A	Not Applicable
0192428317	A	A	A	A	A	A	A	A	Not Applicable
0688066147	A	A	A	A	A	A	A	A	Not Applicable
0219710557	A	A	A	A	A	A	A	A	Not Applicable
0850650860	A	A	A	A	A	A	A	A	Not Applicable
0707523301	A	A	A	A	A	A	A	A	Not Applicable
0826189179	A	A	A	A	A	A	A	A	Not Applicable
0787866001	A	A	A	A	A	A	A	A	Not Applicable
0714594806	D	B	D	B	A	A	A	A	Not Applicable
0657817246	D	B	D	B	A	A	A	A	Not Applicable
0642684806	D	A	D	A	A	A	A	A	Not Applicable
0462260696	C	A	A	A	C	A	A	A	Not Applicable
0531730257	A	A	A	A	A	A	A	A	Not Applicable
0138047464	A	A	A	A	A	A	A	A	Not Applicable
0153842669	A	A	A	A	A	A	A	A	Not Applicable
0979340945	A	A	A	A	A	A	A	A	Not Applicable
0744698026	A	A	A	A	A	A	A	A	Not Applicable
0885071190	A	A	A	A	A	A	A	A	Not Applicable
0342584239	A	A	A	A	A	A	A	A	Not Applicable
0460734672	A	A	A	A	A	A	A	A	Not Applicable
0950897651	A	A	A	A	A	A	A	A	Not Applicable
0045919783	A	A	A	A	A	A	A	A	Not Applicable
0975893261	A	A	A	A	A	A	A	A	Not Applicable
0984211013	C	B	A	A	A	A	C	B	Not Applicable
0160589695	A	A	A	A	A	A	A	A	Not Applicable
0491594528	A	A	A	A	A	A	A	A	Not Applicable
0033070342	C	B	A	A	A	A	C	B	No
0405025309	D	A	D	A	A	A	A	A	Not Applicable
0631690717	C	A	C	A	A	A	A	A	Not Applicable
0171094551	C	B	B	B	C	A	C	A	Not Applicable
0236056075	B	B	A	A	B	B	A	A	Not Applicable
0889909471	C	B	C	B	A	A	A	A	Not Applicable
0534271913	D	B	D	B	A	A	C	B	Not Applicable
0092714690	A	A	A	A	A	A	A	A	Not Applicable
0165937711	D	A	D	A	A	A	A	A	Not Applicable
0381417936	A	A	A	A	A	A	A	A	Not Applicable
0888720246	A	A	A	A	A	A	A	A	Not Applicable
0643655138	A	A	A	A	A	A	A	A	Not Applicable
0265426380	A	A	A	A	A	A	A	A	Not Applicable
0331419327	A	A	A	A	A	A	A	A	Not Applicable
0905173338	A	A	A	A	A	A	A	A	Not Applicable
0440335145	A	A	A	A	A	A	A	A	Not Applicable
0852476520	C	A	C	A	A	A	A	A	Not Applicable
0939819457	D	A	D	A	A	A	A	A	Not Applicable
0579350222	B	B	B	B	A	A	A	A	Not Applicable
0106493417	A	A	A	A	A	A	A	A	Not Applicable
0374749442	A	A	A	A	A	A	A	A	Not Applicable
0988452626	C	B	B	B	A	A	C	A	Not Applicable
0982705673	A	A	A	A	A	A	A	A	Not Applicable
0654326752	C	A	C	A	A	A	A	A	Not Applicable
0945869035	A	A	A	A	A	A	A	A	Not Applicable
0299545281	A	A	A	A	A	A	A	A	Not Applicable
0202069100	A	A	A	A	A	A	A	A	Not Applicable
0114580005	D	A	D	A	A	A	A	A	Not Applicable
0186855683	B	B	B	B	A	A	A	A	Not Applicable
0194533398	A	A	A	A	A	A	A	A	Not Applicable
0475193200	A	A	A	A	A	A	A	A	Not Applicable
0787489951	D	A	D	A	A	A	A	A	Not Applicable
0798625400	A	A	A	A	A	A	A	A	Not Applicable
0530287582	A	A	A	A	A	A	A	A	No
0977237756	B	A	B	A	A	A	A	A	Not Applicable
0819926639	D	A	D	A	A	A	A	A	Not Applicable
0189799701	D	A	C	A	A	A	D	A	Not Applicable
0117933471	A	A	A	A	A	A	A	A	Not Applicable
0113632945	A	A	A	A	A	A	A	A	Not Applicable
0067181772	A	A	A	A	A	A	A	A	Not Applicable
0422948313	A	A	A	A	A	A	A	A	Not Applicable
0238307311	A	A	A	A	A	A	A	A	Not Applicable
0565209047	A	A	A	A	A	A	A	A	Not Applicable
0674961255	A	A	A	A	A	A	A	A	Not Applicable
0799801478	A	A	A	A	A	A	A	A	Not Applicable
0992837519	A	A	A	A	A	A	A	A	Not Applicable
0576762838	A	A	A	A	A	A	A	A	No
0557223988	A	A	A	A	A	A	A	A	Not Applicable
0405925461	C	B	B	B	B	A	C	B	Not Applicable
0955006260	A	A	A	A	A	A	A	A	Not Applicable
0680219285	A	A	A	A	A	A	A	A	Not Applicable
0466156961	D	A	D	A	A	A	D	A	Not Applicable
0573084488	A	A	A	A	A	A	A	A	Not Applicable
0416255455	D	A	D	A	A	A	A	A	No
0137176671	A	A	A	A	A	A	A	A	Not Applicable
0558799412	A	A	A	A	A	A	A	A	Not Applicable
0499831343	A	A	A	A	A	A	A	A	Not Applicable
0869242567	C	A	C	A	A	A	A	A	Not Applicable
0134138263	A	A	A	A	A	A	A	A	Not Applicable
0859886683	A	A	A	A	A	A	A	A	No
0230724937	A	A	A	A	A	A	A	A	Not Applicable
0055218725	B	B	B	B	A	A	A	A	Not Applicable
0921572945	A	A	A	A	A	A	A	A	Not Applicable
0824444449	A	A	A	A	A	A	A	A	Not Applicable
0587166330	A	A	A	A	A	A	A	A	Not Applicable
0796352800	D	A	A	A	A	A	D	A	Not Applicable
0970352551	A	A	A	A	A	A	A	A	Not Applicable
0936268765	A	A	A	A	A	A	A	A	Not Applicable
0737719833	A	A	A	A	A	A	A	A	Not Applicable
0161185687	A	A	A	A	A	A	A	A	Not Applicable
0914290684	C	A	C	A	A	A	A	A	Not Applicable
0674566291	D	A	D	A	A	A	A	A	Not Applicable
0507696113	D	A	D	A	A	A	A	A	Not Applicable
0873273267	D	A	D	A	A	A	A	A	Not Applicable
0437091814	A	A	A	A	A	A	A	A	Not Applicable
0006258084	A	A	A	A	A	A	A	A	Not Applicable
0155759848	A	A	A	A	A	A	A	A	Not Applicable
0873448245	D	A	D	A	A	A	A	A	Not Applicable
0635857956	A	A	A	A	A	A	A	A	Not Applicable
0911184798	A	A	A	A	A	A	A	A	Not Applicable
0702045722	A	A	A	A	A	A	A	A	Not Applicable
0056922951	A	A	A	A	A	A	A	A	Not Applicable
0332377647	C	A	C	A	A	A	A	A	Not Applicable
0203732000	A	A	A	A	A	A	A	A	Not Applicable
0885654672	C	A	C	A	A	A	A	A	Not Applicable
0956860125	A	A	A	A	A	A	A	A	Not Applicable
0266192636	A	A	A	A	A	A	A	A	Not Applicable
0611980558	A	A	A	A	A	A	A	A	Not Applicable
0347368580	A	A	A	A	A	A	A	A	Not Applicable
0463173830	A	A	A	A	A	A	A	A	Not Applicable
0406337412	A	A	A	A	A	A	A	A	Not Applicable
0098695705	A	A	A	A	A	A	A	A	Not Applicable
0175620492	A	A	A	A	A	A	A	A	Not Applicable
0192802209	C	A	C	A	A	A	A	A	Not Applicable
0061902486	A	A	A	A	A	A	A	A	Not Applicable
0772311570	C	B	B	B	A	A	C	A	Not Applicable
0698118984	D	A	D	A	D	A	A	A	Not Applicable
0208475089	A	A	A	A	A	A	A	A	Not Applicable
0137397391	A	A	A	A	A	A	A	A	Not Applicable
0391734470	A	A	A	A	A	A	A	A	Not Applicable
0350568653	A	A	A	A	A	A	A	A	Not Applicable
0482969315	A	A	A	A	A	A	A	A	Not Applicable
0200795326	A	A	A	A	A	A	A	A	Not Applicable
0174038264	A	A	A	A	A	A	A	A	Not Applicable
0363304193	A	A	A	A	A	A	A	A	Not Applicable
0400352752	A	A	A	A	A	A	A	A	Not Applicable
0728696215	A	A	A	A	A	A	A	A	Not Applicable
0648313148	A	A	A	A	A	A	A	A	Not Applicable
0005434030	A	A	A	A	A	A	A	A	Not Applicable
0117233983	A	A	A	A	A	A	A	A	Not Applicable
0305907650	A	A	A	A	A	A	A	A	Not Applicable
0841373667	D	A	D	A	A	A	A	A	Not Applicable
0859318106	C	A	C	A	A	A	A	A	Not Applicable
0083346487	C	A	C	A	A	A	A	A	Not Applicable
0587100900	A	A	A	A	A	A	A	A	Not Applicable
0747830674	A	A	A	A	A	A	A	A	Not Applicable
0749785798	C	A	C	A	A	A	A	A	Not Applicable
0834053990	A	A	A	A	A	A	A	A	Yes
0585587833	A	A	A	A	A	A	A	A	Not Applicable
0596250288	A	A	A	A	A	A	A	A	Not Applicable
0627419143	A	A	A	A	A	A	A	A	Not Applicable
0485411795	A	A	A	A	A	A	A	A	Not Applicable
0506452010	B	B	B	B	A	A	A	A	Not Applicable
0188550470	A	A	A	A	A	A	A	A	Not Applicable
0518113800	D	A	D	A	A	A	A	A	Not Applicable
0742621432	A	A	A	A	A	A	A	A	No
0581437774	A	A	A	A	A	A	A	A	Not Applicable
0444054236	D	A	D	A	A	A	A	A	Not Applicable
0462849756	D	A	D	A	A	A	A	A	Not Applicable
0479284672	A	A	A	A	A	A	A	A	Not Applicable
0108047056	A	A	A	A	A	A	A	A	Not Applicable
0197503588	D	A	D	A	A	A	A	A	Not Applicable
0667181460	A	A	A	A	A	A	A	A	Not Applicable
0368214884	D	A	D	A	A	A	A	A	Not Applicable
0349595846	D	A	D	A	A	A	A	A	Not Applicable
0576765949	D	A	D	A	A	A	A	A	Not Applicable
0044924411	D	A	D	A	A	A	A	A	Not Applicable
0592760446	D	A	D	A	A	A	A	A	Not Applicable
0661255085	D	A	D	A	A	A	A	A	Not Applicable
0788422790	A	A	A	A	A	A	A	A	Not Applicable
0278127836	D	A	D	A	A	A	A	A	Not Applicable
0191227959	A	A	A	A	A	A	A	A	Not Applicable
0238744725	A	A	A	A	A	A	A	A	Not Applicable
0729280049	A	A	A	A	A	A	A	A	No
0783247231	A	A	A	A	A	A	A	A	Not Applicable
0776064691	A	A	A	A	A	A	A	A	Not Applicable
0663505778	C	B	B	B	A	A	C	A	Not Applicable
0495190885	C	A	C	A	A	A	A	A	Not Applicable
0778071623	A	A	A	A	A	A	A	A	Not Applicable
0024301827	C	A	A	A	C	A	A	A	Not Applicable
0594938368	A	A	A	A	A	A	A	A	Not Applicable
0585470028	C	B	B	B	A	A	C	A	Not Applicable
0672610007	C	A	C	A	A	A	A	A	Not Applicable
0841267808	A	A	A	A	A	A	A	A	Not Applicable
0778852975	A	A	A	A	A	A	A	A	Not Applicable
0797904419	A	A	A	A	A	A	A	A	Not Applicable
0298325649	A	A	A	A	A	A	A	A	Not Applicable
0366948700	A	A	A	A	A	A	A	A	Not Applicable
0811559036	A	A	A	A	A	A	A	A	Not Applicable
0865023007	A	A	A	A	A	A	A	A	Not Applicable
0792430342	A	A	A	A	A	A	A	A	Not Applicable
0161517508	D	B	D	B	A	A	A	A	Not Applicable
0111564438	A	A	A	A	A	A	A	A	Not Applicable
0559713482	A	A	A	A	A	A	A	A	Not Applicable
0591301013	A	A	A	A	A	A	A	A	Not Applicable
0171465740	A	A	A	A	A	A	A	A	Not Applicable
0516307928	C	A	C	A	A	A	A	A	Not Applicable
0099845842	A	A	A	A	A	A	A	A	Not Applicable
0824147792	D	A	D	A	A	A	A	A	Not Applicable
0407622630	D	A	A	A	A	A	D	A	Not Applicable
0033005673	A	A	A	A	A	A	A	A	Yes
0621028850	A	A	A	A	A	A	A	A	Not Applicable
0827326212	D	A	D	A	A	A	A	A	Not Applicable
0002659962	A	A	A	A	A	A	A	A	Not Applicable
0945883105	A	A	A	A	A	A	A	A	Not Applicable
0293301895	A	A	A	A	A	A	A	A	Not Applicable
0660457934	A	A	A	A	A	A	A	A	Not Applicable
0363141237	C	B	C	B	A	A	A	A	Not Applicable
0404912251	A	A	A	A	A	A	A	A	Not Applicable
0801565368	A	A	A	A	A	A	A	A	Not Applicable
0946752597	A	A	A	A	A	A	A	A	Not Applicable
0568253058	A	A	A	A	A	A	A	A	Not Applicable
0917006464	A	A	A	A	A	A	A	A	Not Applicable
0793090461	D	A	D	A	A	A	A	A	Not Applicable
0833965924	A	A	A	A	A	A	A	A	Not Applicable
0147041167	A	A	A	A	A	A	A	A	Not Applicable
0596847591	A	A	A	A	A	A	A	A	Not Applicable
0006819615	A	A	A	A	A	A	A	A	Not Applicable
0000576743	D	A	D	A	A	A	A	A	Not Applicable
0553703336	A	A	A	A	A	A	A	A	Not Applicable
0802785573	C	B	B	B	A	A	C	A	Not Applicable
0557633860	A	A	A	A	A	A	A	A	Not Applicable
0027767641	A	A	A	A	A	A	A	A	Not Applicable
0692716534	A	A	A	A	A	A	A	A	Not Applicable
0314643107	A	A	A	A	A	A	A	A	Not Applicable

EX-99.6

Exhibit 99.6

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2021-INV2
Start - End Dates:	8/2021 TO 9/2021
Deal Loan Count:	340
Waived Conditions Summary

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