ABS-15G

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM ABS-15G

ASSET-BACKED SECURITIZER
REPORT PURSUANT TO SECTION 15G OF
THE SECURITIES EXCHANGE ACT OF 1934

WELLS FARGO ASSET SECURITIES CORPORATIoN

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

¨ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ¨

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ¨

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ¨

x Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 1011663

Wells Fargo Mortgage Backed Securities 2020-4 Trust
(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Diane Wold -- 952-242-2302

Name and telephone number, including area code, of the person to contact in connection with this filing

PART I: REPRESENTATION AND WARRANTY INFORMATION

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.1 Clayton Services LLC (“Clayton”) Due Diligence Narrative Report

99.2 Clayton Loan Level Tape Compare

99.3 Clayton Rating Agency ATR QM Data Fields

99.4 Clayton Valuations Summary

99.5 Clayton Conditions Report

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Wells fargo asset securities corporation
	(Depositor)
Date:  July 31, 2020	/s/ Peter R. Diliberti
	Name: Peter R. Diliberti
	Title: President (senior officer in charge of securitization)

EX-99.1

Exhibit 99.1

 

Table of Contents

Clayton Contact Information	2
Overview	2
Originators	2
Clayton’s Third Party Review (“TPR”) Scope of Work	2
Sampling	3
Sponsor Acquisition Criteria	3
Loan Grading	3
TPR Component Review Scope	4
Credit Review	4
Property Valuation Review	4
Regulatory Compliance Review	5
Data Integrity	6
Data Capture	6
Data Compare Results	7
Clayton Due Diligence Results	7
Clayton Third Party Reports Delivered	9
Appendix A: Credit Review Scope	10
Appendix B: Origination Appraisal Assessment	13
Appendix C: Regulatory Compliance Review Scope	16

WFMBS 2020-4 Due Diligence Narrative Report Page | 1 June 19, 2020

Clayton Contact Information

Client Service Management:

	Stephany Wright	Client Service Manager
		Phone: (813) 371-0269/E-mail: swright@clayton.com

	Joe Ozment	Director of Securitization
		Phone: (813) 261-0733/E-mail: jozment@clayton.com

Overview

On behalf of Wells Fargo Home Mortgage, Clayton conducted an independent third-party pre-securitization due diligence review of residential loans selected for the Wells Fargo securitization (WFMBS 2020-4). The loans referenced in this narrative report were reviewed from 3-2019 to 5-2020 at Clayton’s centralized underwriting facilities in Tampa, FL. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton’s review.

Originators

Origination channels for the loans in this review:

Origination Channel	Loan Count	Percentage
Correspondent Flow with delegated underwriting	32	7.32%
Correspondent Flow without delegated underwriting	13	2.98%
Retail	392	89.70%
Total	437	100.00%

Clayton’s Third Party Review (“TPR”) Scope of Work

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency¹ loan level review standards in place as of the date of the review. This is referred to as a “Full Review”.

¹ Standard and Poor’s, Moody’s, Fitch, Kroll, DBRS, and Morningstar

WFMBS 2020-4 Due Diligence Narrative Report Page | 2 June 19, 2020

 

Sampling

For all originators in this transaction, 100% of the loans received a Full Review as described below.

Review Type Loan Counts

Review Type	Loan Count Reviewed by Clayton	Scope Applied
Full Review	437	Clayton performed a Full Review based on the scope described below in the section titled “TPR Component Review Scope”.
Total Loan Population	437

Sponsor Acquisition Criteria

The loans were originated to Guidelines and Clayton reviewed the loans to Wells Fargo Non-Agency Underwriting Guidelines. The loans were originated to Guidelines and Clayton reviewed the loans to Wells Fargo Non-Agency Underwriting Guidelines. Correspondent Versions: _2.19_NC, _06.19_NC, _08.19_NC,_11.19_NC. Retail Versions: _02.19_NC, _11.19_NC and _01.20_NC. Clayton was supplied with all of the changes to the guidelines with advance notice. Clayton was supplied with all of the changes to the guidelines with advance notice.

Loan Grading

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an “initial” and a “final” grade. The “initial” grade was assigned during the initial loan review. The “final” grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton’s loan grading is solely based on Clayton’s independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton’s loan grading complied with rating agency grading definitions published by Moody’s, Standard and Poor’s, Fitch, Kroll, Morningstar and DBRS.

WFMBS 2020-4 Due Diligence Narrative Report Page | 3 June 19, 2020

 

TPR Component Review Scope

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

Credit Review

Clayton’s Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

§ Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition Criteria cited above;

§ Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;

§ Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor Acquisition Criteria;

§ Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;

§ Evaluated evidence of borrower’s willingness and ability to repay the obligation;

§ Examined Data Verify/Fraudgaurd/Interthinx or similar risk evaluation report, which was ordered by the Seller or Clayton and received by Clayton for Nationwide Mortgage Licensing System and Registry (“NMLS”) and occupancy status alerts. Clayton researched alert information against loan documentation and assigned loan conditions accordingly.

Property Valuation Review

Clayton’s Property Valuation scope of review conducted on this transaction included the following elements:

§ Original Appraisal Assessment

- Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.

- For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B and to the guidelines cited above.

§ Value Supported Analysis

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product. A Desk Review or a 2^nd full origination appraisal was used to reconcile the original appraisal within a 10% variance. If a loan fell outside of a 10% variance then a Field Review and or Reconciliation, was ordered to reconcile within a 10% variance.

- 437 loans had Desktop Reviews

- 18 loans required Field Reviews

- 1 loan had a Reconciliation of value

Clayton did have independent access to the Desktop Reviews, Field Reviews and or Reconciliations for all loans in this population.

WFMBS 2020-4 Due Diligence Narrative Report Page | 4 June 19, 2020

 

 Regulatory Compliance Review

Clayton’s Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to Appendix C and to the guidelines cited above.)

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

The scope of the compliance review performed is summarized below:

§ Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;

§ Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty provisions;

§ Truth-in-lending/regulation Z (TILA) testing included the following:

- Notice of Right to Cancel (Right of Rescission) adherence if applicable;

- TIL Disclosure Timing (3/7/3) and disclosure content;

- TIL APR and Finance charge tolerances;

- Timeliness of ARM Disclosures (if applicable);

- Section 32 APR and Points and Fees Thresholds and prohibited practices;

- Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;

- Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;

- Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after 1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower’s ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q.  Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with either their guidelines or the Sponsor Acquisition Criteria;

o	The ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation depending on the loan’s undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.
	Clayton evaluated the lender’s exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a 0.2% rate reduction threshold per discount point.

- Prepayment Penalty restrictions.

- TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.

§ Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:

- GFE initial disclosure timing and content;

- Confirmed the file contains the final HUD1 Settlement Statement; 

- GFE to HUD1 evaluation for 0% and 10% fee tolerances;

- Homeownership Counseling Notice;

- Affiliated Business Disclosure if applicable.

OF NOTE:  As of October 3, 2015 (“TRID Effective Date”), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel’s interpretations of the published regulations as of the TRID Effective Date.  Clayton’s scope was commercially reasonable as it relates to a Third Party Review (“TPR”) firms role as TPR conducting an independent third-party pre-securitization due diligence review (“Initial TRID Scope”).  The Initial TRID Scope was created with guidance from outside counsel.

WFMBS 2020-4 Due Diligence Narrative Report Page | 5 June 19, 2020

 

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope © documentation, developed under the leadership of members from Third Party Review (“TPR”) firms across the industry and SFIG’s RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act (“TILA) – Real Estate Settlement Procedures Act (“RESPA”) Integrated Disclosure (“TRID”) Rule (78 FR 79730, as amended).  RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

Compliance Review (Business Purpose, Non-Owner Occupied)

Non-Owner Occupied Scope: Most consumer protection laws are designed to afford protection to borrowers who are entering into a loan that will be secured by their residence.  For most high cost and higher-priced laws, as well as rescission, the only loans covered by the law are loans secured by the borrower’s (or in the case of rescission a title holder’s) principal residence.   Most other consumer protection laws extend to a borrower’s secondary residence, which under TILA and RESPA is a residence that they occupy at least 2 weeks during the year. Further, if the loan is for a business purpose it is often excluded from consumer protection laws regardless of occupancy, including TILA (whereas if it is secured by non-owner occupied but for a personal, family or household purpose it is more likely to be covered). 

Therefore, the list of laws that Clayton tests that apply to a loan secured by non-owner occupied property for a business purpose is limited. Regulatory Compliance testing of Business Purpose Loans consists of the following:

State and Federal High Cost and Higher-Priced:

· Cook County High Cost Ordinance

· Chicago High Cost Ordinance

Clayton currently tests the Chicago and Cook County ordinances due to vague language around loans for a business purpose not related to the property.  While the state of Illinois has similar language, Clayton’s audit law firm determined that only principal residences should be tested for IL high cost. 

Anti-predatory lending laws

· Virginia Lender and Broker Act after 6/1/2008

· Minnesota §58 on or after 8/1/2008

Prepayment Penalties and Late Charges in certain states

National Flood Insurance Program for 1-4 unit residential properties (Transaction Date on or after 1/1/2016 for regulated lenders)

· Sufficiency of coverage

· Escrow of insurance payments

WFMBS 2020-4 Due Diligence Narrative Report Page | 6 June 19, 2020

 

Data Integrity

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

§ Tape data received from lender/client is stored in eCLAS;

§ Loan Reviewer collects validated loan data in eCLAS;

§ Each received data point is compared to its counterpart collected data point;

§ Discrepancies found during comparison are stored

Data Capture

Clayton collected data fields required to create American Securitization Forum (“ASF”) and Standard and Poor’s LEVELS 7.4. data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

Data Compare Results

Clayton provided Wells Fargo Home Mortgage, with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the seller versus the data captured by Clayton during the loan review.

Summary of data compare results:

Field Name	# of Loan	Accuracy
Cash Reserves	35	0.00%
Combined Loan to Value	9	97.94%
Debt to Income Ratio (Back)	6	98.63%
Original Loan to Value	5	98.86%
First Time Home Buyer	3	99.31%
Borrower 1 Self-Employment Flag	5	98.86%
Original Appraised Value	11	97.48%
Years in Home	27	93.82%
Property Type	1	99.77%
Representative Score for Grading	3	99.31%
Sales Price	3	99.31%
Securitization Total Cash Out	7	98.40%

*Note: For Cash Reserves, Clayton randomly selected 35 Retail loans from the population. Those differences are disclosed on the Loan Level Tape Compare Upload.

WFMBS 2020-4 Due Diligence Narrative Report Page | 7 June 19, 2020

 

Clayton Due Diligence Results

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

Initial and Final Overall Loan Grade Results

	Overall Grade Migration
	Initial
Final		A	B	C	D	Total
	A	293		41	27	361
	B		42	27	6	75
	C				1	1
	D					0
	Total	293	42	68	34	437

*The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

Initial and Final Credit Component Grade Results

	Credit Grade Migration
	Initial
Final		A	B	C	D	Total
	A	363	2	3	23	391
	B		43		3	46
	C					0
	D					0
	Total	363	45	3	26	437

Initial and Final Property Valuation Grade Results

	Property Valuation Grade Migration
	Initial
Final		A	B	C	D	Total
	A	414		18	2	434
	B		2			2
	C			1		1
	D					0
	Total	414	2	19	2	437

WFMBS 2020-4 Due Diligence Narrative Report Page | 8 June 19, 2020

 

Initial and Final Regulatory Compliance Grade Results

	Compliance Grade Migration
	Initial
Final		A	B	C	D	Total
	A	353		29	25	407
	B		8	20	2	30
	C					0
	D					0
	Total	353	8	49	27	437

Clayton Third Party Reports Delivered

Clayton furnished the following reports on this transaction:

1.Narrative Report

2.Conditions Report

3.Loan Level Tape Compare Upload

4.Valuations Summary Reports

5.ATR/QM Data Fields Report

6. Waived Conditions Summary

8. ASF Upload

9. Attestation Forms

WFMBS 2020-4 Due Diligence Narrative Report Page | 9 June 19, 2020

 

Appendix A: Credit Review Scope

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

A. Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

o DTI

o LTV/TLTV/HLTV

o Credit score

o Income and employment

o Assets and reserves

o Property type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

o Borrower eligibility, including:

- Citizenship status

- Non- occupant co-borrower

o Transaction eligibility, including:

- Maximum loan amount

- Loan purpose

- Occupancy

o Noted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

B. As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:

o Uniform Residential Loan Application reviewed to determine:

- Initial loan application was in the loan file and was signed by all borrowers

- Final loan application was in the loan file and was complete

- Information and debts disclosed on loan application aligned with related documentation in the loan file

o Employment analyzed and verified through use of various documents, including:

- Income documentation

- Verbal and/or written verifications of employments (VVOE, VOE)

- CPA letter

- Business licenses

- Tax transcripts (IRS Form 4506-T)

- Other documentation in loan file

o Income review included:

- Required income documentation for all borrowers was present and within required time period

- Documents did not appear to have been altered or inconsistent

- IRS Form 4506-T

§ Signed by all borrowers and processed by the originator

§ Compared IRS tax transcripts to income documentation and noted any inconsistencies

- Income was recalculated and was documented with applicable documentation, including:

§ Tax returns

WFMBS 2020-4 Due Diligence Narrative Report Page | 10 June 19, 2020

 

§ Financial statements

§ Paystubs

§ W-2s

§ 1099

§ IRS documents

§ Bank statements

§ Lease agreements

§ Award letters

§ Other documentation in loan file

o Asset review included:

- Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

§ Verification of deposits (VOD)

§ Depository account statements

§ Stock or security account statements

§ Gift funds

§ Settlements statements

§ Other evidence of conveyance and transfer of funds, if a sale of assets was involved

§ Other documentation in loan file

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

o Credit Report review included:

- Complete copy of report was in loan file

- Report was dated within required timeframe

- All borrowers were included in the report

- Checked any fraud alerts against related loan file documentation

- Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

- Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

- Captured and utilized appropriate credit score for guideline review

o Title policy review included:

- Title interest – determined if

§ Fee simple

§ Leasehold estate

- Appropriate vestee(s) were listed on title policy

- Amount of coverage was greater than or equal to the original principal amount of the mortgage

- Applicable title endorsements were present

- Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

- Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

- Captured monthly tax payments in debt ratio calculation

o HUD1 (Settlement Statement) review included:

- Funds to close identified and analyzed against borrower’s assets

- Seller contributions did not exceed maximum allowed

- Subject property, seller and borrower aligned with other loan documentation

- Disbursements and pay-offs included in debt ratio calculations

WFMBS 2020-4 Due Diligence Narrative Report Page | 11 June 19, 2020

 

- Loan purpose confirmed

o Hazard/Flood insurance review included:

- Verified presence of required hazard insurance and flood insurance (if required)

- Confirmed that any required insurance was for the:

§ Correct borrower

§ Correct property

§ Correct lender

§ Correct loan number

§ Life of loan, if flood insurance required

- Confirmed that any required insurance minimum coverage amount and policy period

- Reviewed for evidence that any required insurance policy premium was paid

- Confirmed that the mortgagee clause listed the lender’s name and “it’s successors and assigns”

- Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

o Mortgage Insurance review included:

- Determined if mortgage insurance is required

- Captured mortgage insurance name, certificate # and percentage guarantee (when required)

C. For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped “true and certified copy” by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

D. For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan file to identify and address any potential misrepresentations including:

o Borrower identity

- Social Security inconsistencies

- Borrower name variations

o Occupancy

- Borrower address history

- Subject property ownership history

o Employment

o Licensing – reviewed NMLS data for:

- Mortgage lender/originator

- Loan officer

o OFAC

WFMBS 2020-4 Due Diligence Narrative Report Page | 12 June 19, 2020

 

Appendix B: Origination Appraisal Assessment

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

A. Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

o Appraisal report used standard GSE forms, appropriate to the property type:

- FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

- FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

- FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

- FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

- FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

- FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

o Appraisal report was reasonably complete and included:

- Appraisal report form, certification, statement of limiting conditions and scope of work

- Accurate identification of the subject property

- Accurate identification of the subject loan transaction

- Accurate identification of the property type, in both land and improvements

- All required attachments including:

§ Subject front, rear and street photos and valued features

§ Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

§ Photos of all comparable sales and listings

§ Location map

§ Exterior sketch of property with dimensions

§ 1004MC Market Conditions Report

- Evidence that appraisal report was made “As Is” or provided satisfactory evidence of completion for all material conditions

- Appraisal date met supplied Sponsor Acquisition Criteria

- If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

B. Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

WFMBS 2020-4 Due Diligence Narrative Report Page | 13 June 19, 2020

 

o Title XI of FIRREA:

- If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

- Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser’s license included in the appraisal.

- Reviewed for the presence of any “red flags” related to the mortgaged property that may have posed a risk to the property or occupants

o USPAP

- Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

C. Reviewed and graded the appraisal valuation to the following criteria:

o Appraised value was reasonably supported. Utilized the following review in making value supported determination:

- Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

- Comps used were reasonably recent in transaction date and if not the reason was furnished

- Comps used were reasonably similar to the subject property and if not an explanation was supplied

- Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

- Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

o Property was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

o Appraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

- Appraisal was made on an “As Is” basis or provides satisfactory evidence of completion of all material conditions

- Property usage was reviewed for zoning compliance

- Property utilization was reviewed to determine it was “highest and best use”

- Neighborhood values were reviewed to determine if declining

- Market conditions were reviewed to determine indication of possible marketability issues:

§ Location

§ % built up

§ Growth rate

§ Demand/supply

§ Marketing time

§ Predominant occupancy

- Physical condition of the property was reviewed to determine that the property condition was average or better

- Style of property was reviewed to determine if unique property

- Any health and safety issues were noted and/or remediated

- Locational and/or environmental concerns adequately addressed if present

D. Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the client supplied eligibility requirements. Examples of ineligible property types may include:

o 3 to 4 unit owner occupied properties

o 2 to 4 unit second homes

o Unwarrantable or limited review condominiums

o Manufactured or mobile homes

WFMBS 2020-4 Due Diligence Narrative Report Page | 14 June 19, 2020

 

o Condotel units

o Unique properties

o Working farms, ranches or orchards

o Mixed-use properties

o Properties subject to existing oil or gas leases

o Properties located in Hawaii Lava Zones 1 and 2

o Properties exceeding Sponsor Acquisition Criteria requirements for excess acreage

E. Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

o If the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F. Disclaimer

o The individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute “appraisal reviews” for purposes of USPAP or Federal or State law.

o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness

o Clayton is not an ‘AMC’ (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property

o Clayton is not a ‘creditor’ within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.

o Clayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

G. Desk Review definitions

o Clear Capital “CDA” means a written retrospective analysis of an appraisal of residential real property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date of the appraisal provided.  The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear Capital by Customer. 

o ProTeck’s Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file completed by a licensed appraiser. The ARR validates  subject and comparable data and characteristics, confirms the original appraiser’s methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

o RedBell "Valuation Risk Review" or ("VRR") means Supplier's alternative valuation product which consists of a review of a third-party valuation product (appraisal or BPO) by a licensed real estate appraiser.  The review is conducted to confirm the value provided in the third-party valuation product or provide a new reconciled, independent value.

WFMBS 2020-4 Due Diligence Narrative Report Page | 15 June 19, 2020

 

Appendix C: Regulatory Compliance Review Scope

This appendix provides an overview of Clayton’s proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton’s state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton’s proprietary due diligence platform, eCLAS. Not all compliance requirements the engine may test are applicable for the subject pool.

Federal Law

A. RESPA and Regulation X: Loan level analysis on the following, on loans where applicable.

o Affiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower

o Homeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

B. Truth in Lending Act and Regulation Z - Loan level analysis on the following, on loans where applicable.

o TIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.

o Mortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)

o ARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file

o Right of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)

o High Cost mortgage thresholds for points and fees (Section 32)

o High Cost Prohibited Acts and Practices upon request (Section 33)

o Higher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)

o Prohibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

WFMBS 2020-4 Due Diligence Narrative Report Page | 16 June 19, 2020

 

o ATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)

o TILA/RESPA Integrated Disclosure Rule: “The Initial TRID Scope”

§ Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate (“LE”) and Closing Disclosure (“CD”)

§ Pre-application Requirement Testing:

· Pre-application forms cannot look similar to the LE

· Pre-application forms must contain the required disclaimer (“Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan”).

§ Timing Requirements:

· The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

· The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

· That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

§ Fee Tolerances:

· Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

· If a credit or refund is made, that it is sufficient to cover Clayton’s calculated under-disclosure.

§ Payment Schedule Accuracy:

· The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton’s calculated payment schedule.

· Interest-only periods and final balloon payments are accurately completed.

· The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

· When applicable, that the AIR and AP tables are consistent with Clayton’s calculations.

§ Accuracy of the Loan Calculations

· Amount Financed

· Finance Charge

· Total of Payments

· Total interest percentage

§ Technical Requirements

· Compliance with the TRID rounding rules.

· Compliance with specified formatting requirements.

· Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

· Alphabetization of fees.

· Title fees preceded by “Title –.”

WFMBS 2020-4 Due Diligence Narrative Report Page | 17 June 19, 2020

 

· Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

§ Consistency within and across forms

· Once a fee is disclosed it must remain substantially the same name across disclosures.

· Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

· Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

· Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

§ Completion of the LE and CD

· All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

· For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

· That there is either a signature or a Loan Acceptance statement on the form.

§ Waivers

· Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

§ Corrected CD requiring a new waiting period

· Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

· Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

· Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

§ Post-Close CD’s

· Corrected CD’s provided with a post-close refund.

· Post-close CD’s to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

· Post-close CD’s to correct non-numerical clerical errors required within 60 days of consummation.

§ Related Documentation

· Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

· Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

· Affiliated Business Disclosure (can impact fee tolerances)

§ Outside of Clayton’s default TRID scope:

· Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

· Whether the Liability after Foreclosure selection is correct for the property state.

WFMBS 2020-4 Due Diligence Narrative Report Page | 18 June 19, 2020

 

· Accuracy of the Aggregate Adjustment amount.

· Presence and accuracy of the Seller’s Transaction columns of the Summaries of Transactions section.

· Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

C. FACTA - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures.

D. HMDA – Whether the loans is Rate Spread threshold reportable, on applicable loans.

STATE, COUNTY and MUNICIPAL LAW

A. Higher-Priced

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

Higher-Priced
California	Maryland	New York
Connecticut	Massachusetts (subprime ARMS to first time homebuyers)	North Carolina
Maine	Minnesota

B. State/Local High Cost

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

State/Local High Cost
Arkansas	Maine	Pennsylvania
California	Maryland	Rhode Island, including the Providence ordinance
Colorado	Massachusetts	South Carolina
Connecticut	Nevada	Tennessee
District of Columbia	New Jersey	Texas
Florida	New Mexico	Utah
Georgia	New York	Vermont (High Rate, High Point law)
Illinois, including the Cook County and Chicago ordinances	North Carolina	Wisconsin
Indiana	Ohio, including Cleveland Heights ordinance
Kentucky	Oklahoma

WFMBS 2020-4 Due Diligence Narrative Report Page | 19 June 19, 2020

 

C. Anti-Predatory

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

· Minnesota (Mortgage Originator and Service Licensing Act)

· Puerto Rico (Office Regulation 5722)

· Texas (Texas Finance Code)

· West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

D. Borrower’s Interest

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower’s interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

Borrower’s Interest
Maine	Ohio	South Carolina
Massachusetts	Rhode Island

E. Consumer Protection

Several states have laws that neither create a separate class of high cost or higher-priced mortgagee loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

Consumer Protection
Alabama (the “Mini-code”)	Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act)
Hawaii (Financial Services Loan Company Act)	Nevada (AB 440
Idaho (Residential Mortgage Practices Act)	Ohio (Consumer Sales Practices Act; whether the loan is in Summit County)
Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act)	Texas (Article XVI, Section 50(a)(6) of the Texas Constitution)
Iowa (Consumer Credit Code)	Utah (Consumer Credit Code)
Kansas (Consumer Credit Code)	Virginia (Mortgage Lender and Broker Act)
Kentucky (HB 552)	Washington (Consumer Loan Act and Responsible Mortgage Lending Act)
Maryland (DLLR Regulations, Commercial Law)	West Virginia (Consumer Credit Protection Act)
Massachusetts (Attorney General regulations)	Wyoming (Residential Mortgage Practices Act)
Michigan (Consumer Mortgage Protection Act)

WFMBS 2020-4 Due Diligence Narrative Report Page | 20 June 19, 2020

 

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

F. Texas Equity

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

GSE Testing

Clayton can review loans to determine whether they comply with Fannie Mae’s and Freddie Mac’s Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

Disclaimer

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton’s review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton’s review is not designed to fully test a lender’s compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

© 2019 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

WFMBS 2020-4 Due Diligence Narrative Report Page | 21 June 19, 2020

EX-99.2

Exhibit 99.2

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2020-4
Start - End Dates:	3.2019 - 5.2020
Deal Loan Count:	437
Loan Level Tape Compare Upload
Loans in Report	96

Alt Loan Number	Borrower Last Name	Field Name	Tape Data	Reviewer Data
0003670349	XXXXXX	Cash Reserves	282164.52	279713.89
0285539794	XXXXXX	Cash Reserves	216188.81	210066.38
0309804883	XXXXXX	Cash Reserves	63738.36	61750.75
0262503050	XXXXXX	Cash Reserves	283179.51	277956.54
0577150183	XXXXXX	Cash Reserves	211352.36	223314.46
0924920933	XXXXXX	Cash Reserves	159087.84	198793.60
0194708648	XXXXXX	Cash Reserves	133385.78	133916.21
0778181529	XXXXXX	Cash Reserves	191177.54	191772.85
0478171770	XXXXXX	Cash Reserves	158544.00	199306.75
0830042526	XXXXXX	Cash Reserves	384833.28	555136.11
0134635729	XXXXXX	Cash Reserves	173106.52	170663.03
0469493971	XXXXXX	Cash Reserves	215396.73	221011.16
0575885451	XXXXXX	Cash Reserves	221931.95	226664.69
0585150939	XXXXXX	Cash Reserves	96943.82	81039.25
0632305095	XXXXXX	Cash Reserves	505773.11	505067.34
0313024903	XXXXXX	Cash Reserves	136770.04	138110.12
0496002353	XXXXXX	Cash Reserves	168692.60	171504.03
0638357345	XXXXXX	Cash Reserves	354740.87	355489.30
0950743074	XXXXXX	Cash Reserves	302223.26	304630.69
0681952991	XXXXXX	Cash Reserves	253298.18	253915.13
0213532889	XXXXXX	Cash Reserves	109436.05	109606.04
0310680781	XXXXXX	Cash Reserves	407223.63	406900.96
0719884322	XXXXXX	Cash Reserves	307308.29	283789.92
0560997728	XXXXXX	Cash Reserves	281924.22	280115.17
0873471492	XXXXXX	Cash Reserves	647898.77	656755.14
0515836260	XXXXXX	Cash Reserves	257975.71	258610.74
0738734921	XXXXXX	Cash Reserves	275592.87	215410.87
0738734921	XXXXXX	Property Type	SFR-Attached	SFR
0264380033	XXXXXX	Years in Home	3.42	4.00
0274558538	XXXXXX	Cash Reserves	423835.29	433987.57
0726915723	XXXXXX	Cash Reserves	370171.94	388394.88
0726915723	XXXXXX	Securitization Total Cash Out	274189.94	273997.92
0726915723	XXXXXX	Years in Home	16.42	17.00
0547639390	XXXXXX	Cash Reserves	182383.63	184197.20
0868182168	XXXXXX	Cash Reserves	555926.86	550593.27
0710523842	XXXXXX	Cash Reserves	240944.21	235819.21
0100579591	XXXXXX	Cash Reserves	997507.10	990256.96
0892886478	XXXXXX	Cash Reserves	111998.69	113891.00
0488459085	XXXXXX	Cash Reserves	802928.27	996557.76
0876012976	XXXXXX	Securitization Total Cash Out	174384.77	174467.76
0896066809	XXXXXX	Combined LTV	80.00	73.13
0458328218	XXXXXX	Debt to Income Ratio (Back)	34.2700	31.5484
0296430077	XXXXXX	Years in Home	0.58	1.00
0452102767	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0452102767	XXXXXX	Years in Home	1.83	2.17
0175763987	XXXXXX	First Time Home Buyer	No	Yes
0308645448	XXXXXX	Combined LTV	79.26	76.98
0308645448	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0308645448	XXXXXX	Original LTV	79.26	76.98
0157671308	XXXXXX	Securitization Total Cash Out	254688.73	254562.36
0315626419	XXXXXX	Years in Home	3.75	4.00
0283550568	XXXXXX	Years in Home	27.58	28.00
0869077954	XXXXXX	Years in Home	2.67	3.00
0021117011	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0021117011	XXXXXX	Years in Home	0.92	1.08
0892800732	XXXXXX	Years in Home	11.83	12.17
0890622713	XXXXXX	Years in Home	0.33	1.08
0036026735	XXXXXX	Combined LTV	73.35	70.30
0107594028	XXXXXX	Combined LTV	76.33	79.29
0107594028	XXXXXX	Original LTV	76.33	79.29
0107594028	XXXXXX	Years in Home	0.83	1.33
0588230898	XXXXXX	Years in Home	18.75	19.00
0148870536	XXXXXX	Combined LTV	77.51	72.81
0765788807	XXXXXX	Years in Home	11.75	12.25
0595636445	XXXXXX	Debt to Income Ratio (Back)	26.8900	32.0064
0282900216	XXXXXX	Years in Home	0.92	1.00
0468551440	XXXXXX	Years in Home	0.67	1.08
0393954678	XXXXXX	First Time Home Buyer	No	Yes
0057939220	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0057939220	XXXXXX	Years in Home	0.83	1.08
0966331849	XXXXXX	Representative Credit Score for Grading	791	807
0966331849	XXXXXX	Years in Home	0.83	1.00
0819096335	XXXXXX	Years in Home	0.83	1.00
0155650275	XXXXXX	Securitization Total Cash Out	322028.39	322022.39
0155650275	XXXXXX	Years in Home	25.92	26.17
0234030486	XXXXXX	Years in Home	1.83	2.00
0388593763	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0390369462	XXXXXX	Debt to Income Ratio (Back)	21.7300	35.1042
0926696847	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0926696847	XXXXXX	Years in Home	0.75	1.00
0502919607	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0730105889	XXXXXX	Combined LTV	65.68	49.40
0730105889	XXXXXX	Original LTV	65.68	49.40
0730105889	XXXXXX	Self Employed Flag	Yes	No
0392072139	XXXXXX	Years in Home	0.92	1.08
0096583941	XXXXXX	Combined LTV	75.00	77.08
0096583941	XXXXXX	Original LTV	75.00	77.08
0016713119	XXXXXX	First Time Home Buyer	Yes	No
0997009504	XXXXXX	Sales Price	XXXXXX	XXXXXX
0481363336	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0481363336	XXXXXX	Years in Home	0.83	1.00
0896966328	XXXXXX	Debt to Income Ratio (Back)	12.5100	21.0944
0264047614	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0792530609	XXXXXX	Securitization Total Cash Out	49813.51	49575.07
0319039165	XXXXXX	Self Employed Flag	Yes	No
0206388625	XXXXXX	Combined LTV	71.65	60.94
0751552840	XXXXXX	Self Employed Flag	Yes	No
0620961648	XXXXXX	Years in Home	37.92	38.17
0183543689	XXXXXX	Sales Price	XXXXXX	XXXXXX
0053251889	XXXXXX	Combined LTV	70.00	68.23
0053251889	XXXXXX	Original LTV	70.00	68.23
0053251889	XXXXXX	Sales Price	XXXXXX	XXXXXX
0492652738	XXXXXX	Self Employed Flag	Yes	No
0692773000	XXXXXX	Years in Home	11.92	12.25
0362626001	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX
0085198096	XXXXXX	Securitization Total Cash Out	191883.87	189363.93
0647319489	XXXXXX	Years in Home	3.92	4.00
0202982432	XXXXXX	Securitization Total Cash Out	452181.57	209532.27
0339391627	XXXXXX	Years in Home	0.83	2.42
0102152006	XXXXXX	Self Employed Flag	No	Yes
0035312129	XXXXXX	Debt to Income Ratio (Back)	25.3700	38.2136
0599885927	XXXXXX	Debt to Income Ratio (Back)	29.2100	27.1628
0190929716	XXXXXX	Representative Credit Score for Grading	801	807
0076688211	XXXXXX	Representative Credit Score for Grading	801	814
0188431569	XXXXXX	Original Appraised Value	XXXXXX	XXXXXX

©2020 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

EX-99.3

Exhibit 99.3

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2020-4
Start - End Dates:	3.2019 - 5.2020
Deal Loan Count:	437
Rating Agency ATR QM Data Fields
Loans in Report:	437

Alt Loan Number	Loan Level ATR/QM Status	Application Date Prior to 1/10/2014	TRID Indicator	Lender Application Date	Broker Application Date	GSE Eligible	QRM Flag
0003670349	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0285539794	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0309804883	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0262503050	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0577150183	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0924920933	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0194708648	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0778181529	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0478171770	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0830042526	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0134635729	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0469493971	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0575885451	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0585150939	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0632305095	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0313024903	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0496002353	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0638357345	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0950743074	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0681952991	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0213532889	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0310680781	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0719884322	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0560997728	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0873471492	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0515836260	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0738734921	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0264380033	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0274558538	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0726915723	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0547639390	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0868182168	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0710523842	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0100579591	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0892886478	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0488459085	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0201856529	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0026296271	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0876012976	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0134438841	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0117509298	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0896066809	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0458328218	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0296430077	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0381835991	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0452102767	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0384348284	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0175763987	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0472569212	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0308645448	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0530430642	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0157671308	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0303516593	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0449241165	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0971205275	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0544115085	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0716237478	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0965508731	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0603960750	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0091927151	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0144756586	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0210963666	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0175650585	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0315626419	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0283550568	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0869077954	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0850029965	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0021117011	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0579524202	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0892800732	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0307436896	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0803580659	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0693684871	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0714434543	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0890622713	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0104019170	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0043075862	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0307356584	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0832146854	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0147640962	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0882245723	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0780620507	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0485123351	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0036026735	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0447186327	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0107594028	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0636595989	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0877642423	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0662200787	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0364145109	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0721995641	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0588230898	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0148870536	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0315578750	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0944043515	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0138515920	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0577767613	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0424094210	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0765788807	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0625511789	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0553142127	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0811744703	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0599675312	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0456562768	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0968649669	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0841328924	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0300400252	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0783318062	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0715221704	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0614208441	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0594516315	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0353633693	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0903552424	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0329024338	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0410923842	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0595636445	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0850741065	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0736536523	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0762171754	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0685596303	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0980625995	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0390982632	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0634884001	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0663605322	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0160837165	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0326035117	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0690154814	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0004262487	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0250915177	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0764246775	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0933058457	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0282900216	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0064007027	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0468551440	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0318445258	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0393954678	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0704541167	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0057939220	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0178977394	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0966331849	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0667673418	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0819096335	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0757038018	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0155650275	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0916573116	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0492153347	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0982782301	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0693190533	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0204627764	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0334576917	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0901088887	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0150296391	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0146028007	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0787707992	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0504223139	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0444079059	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0404124695	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0964895891	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0234030486	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0790335942	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0367977862	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0388593763	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0582234381	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0283257311	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0390369462	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0877273215	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0926696847	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0307183224	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0716419381	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0229106085	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0868196334	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0746452773	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0421831148	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0217082581	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0713050359	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0624686684	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0485746484	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0186340477	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0502919607	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0555117016	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0455426764	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0810660232	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0288199052	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0154269768	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0517734635	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0320294755	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0641081879	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0801361737	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0730105889	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0358040502	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0383641657	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0800619847	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0592142339	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0425436044	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0072906455	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0707161986	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0778667570	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0488591987	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0083924278	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0283112956	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0508768230	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0535080314	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0428472369	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0538396769	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0793786264	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0666943526	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0678822113	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0203177217	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0850652242	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0163349101	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0288822477	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0784873416	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0692421794	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0544189595	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0752183771	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0392072139	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0489684066	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0612051797	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0251412794	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0028968132	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0295809621	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0096583941	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0374908059	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0864730657	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0557065956	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0679220138	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0283791182	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0689109916	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0432681350	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0898177252	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0016713119	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0080713606	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0919610424	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0749553138	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0205447510	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0441808946	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0164367068	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0802521389	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0875138889	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0777437201	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0741330561	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0430664388	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0854895176	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0109338238	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0997009504	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0116368247	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0481363336	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0103758196	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0896966328	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0394061841	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0264047614	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0340916483	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0778217687	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0366444122	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0296410844	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0869528318	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0751740112	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0792530609	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0319039165	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0249835216	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0073336179	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0105800705	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0899324716	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0958707418	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0224053991	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0216268238	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0560169735	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0794423874	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0261695741	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0015133521	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0206388625	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0818665885	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0486417517	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0751552840	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0082826879	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0620961648	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0183543689	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0436787524	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0916210276	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0968849254	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0655919282	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0053251889	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0893248516	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0620139747	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0546107176	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0696972764	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0896146481	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0631084263	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0001469223	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0295231822	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0213007870	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0908256797	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0573625389	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0492652738	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0445572625	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0396902804	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0177273864	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0043164872	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0692773000	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0846365236	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0439147108	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0913530754	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0492114111	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0434799711	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0633398557	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0177362402	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0586781304	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0454944224	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0603064469	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0808886449	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0353787004	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0362626001	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0650394276	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0741283617	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0202872915	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0744840124	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0730469940	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0451211486	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0064115527	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0772108074	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0882018387	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0931129596	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0044332709	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0248489010	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0862958928	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0375617730	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0466621432	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0204676895	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0327087875	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0833740113	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0802609664	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0772625855	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0024266614	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0729560550	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0640500866	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0169042038	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0165677415	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0838889453	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0206764557	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0826953332	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0634079877	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0229350942	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0883863389	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0978036700	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0684355939	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0776802271	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0085198096	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0547827681	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0873436235	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0911629433	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0639263330	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0967425385	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0308708627	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0603815433	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0134183020	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0761806052	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0947850363	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0523332584	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0557571321	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0882933564	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0111414152	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0008293269	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0172247822	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0045563575	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0058147582	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0647319489	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0944348762	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0047023711	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0085685458	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0481257401	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0622350069	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0241712071	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0255228757	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0982984316	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0289232561	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0293630010	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0833445229	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0486797041	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0142551728	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0661854930	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0814310335	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0825481380	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0393361773	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0213971086	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0757945566	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0195583016	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0202982432	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0901285225	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0121018656	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0849326852	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0850137530	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0339391627	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0065859787	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0683858793	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0882924642	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0269673134	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0240044355	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0102250603	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0102152006	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0789320570	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0946954837	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0357012313	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0977077998	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0685266747	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0978546835	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0894204679	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0148380799	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0035312129	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0199110542	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0236571098	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0646210677	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0948228566	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0706229586	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0125194573	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0791423816	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0088182486	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0296915642	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0489791026	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0656665462	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0587755412	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0664162914	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0712507330	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0979222955	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0599885927	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0340894411	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0190929716	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0076688211	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0078882758	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0059592592	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0361085631	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0445829253	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0575091343	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0741920461	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0823108175	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0188431569	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0669761526	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes
0111863427	QM: Safe Harbor	No	Yes	XXXXXX	Not Applicable	No	Yes

Alt Loan Number	ATR/QM Total Points and Fees	Rate Lock Date	APR	Bwr 1 Employment Indicator	Bwr 2 Employment Indicator
0003670349	2250	XXXXXX	3.2675	Employed	Employed
0285539794	7685	XXXXXX	3.8736	Employed	(No Data)
0309804883	1110	XXXXXX	3.636	Employed	(No Data)
0262503050	0	XXXXXX	3.1236	Employed	Employed
0577150183	2900.48	XXXXXX	3.6654	Employed	(No Data)
0924920933	1575	XXXXXX	3.6564	Employed	Employed
0194708648	798.75	XXXXXX	3.5377	Employed	Employed
0778181529	1075	XXXXXX	3.2658	Employed	(No Data)
0478171770	594	XXXXXX	3.4106	Employed	Employed
0830042526	1025	XXXXXX	3.6538	Employed	Unemployed
0134635729	1275	XXXXXX	3.3908	Employed	Employed
0469493971	0	XXXXXX	3.3747	Employed	Employed
0575885451	80	XXXXXX	3.3795	Employed	Employed
0585150939	1982.44	XXXXXX	3.9007	Employed	(No Data)
0632305095	0	XXXXXX	3.25	Employed	Employed
0313024903	2191	XXXXXX	3.3896	Employed	(No Data)
0496002353	0	XXXXXX	3.2501	Employed	Employed
0638357345	0	XXXXXX	3.2403	Employed	(No Data)
0950743074	1275	XXXXXX	3.5285	Employed	Unemployed
0681952991	219.06	XXXXXX	3.7558	Employed	Employed
0213532889	1105	XXXXXX	3.6391	Employed	Employed
0310680781	4100	XXXXXX	3.4227	Employed	Employed
0719884322	2551.25	XXXXXX	3.1517	Employed	Employed
0560997728	1480	XXXXXX	3.5399	Employed	(No Data)
0873471492	1530	XXXXXX	3.0209	Employed	Employed
0515836260	0	XXXXXX	2.9999	Employed	(No Data)
0738734921	3965	XXXXXX	3.7955	Employed	(No Data)
0264380033	0	XXXXXX	4.2499	Employed	Employed
0274558538	1230	XXXXXX	3.14	Employed	Unemployed
0726915723	1430	XXXXXX	4.0251	Employed	Unemployed
0547639390	0	XXXXXX	3.4906	Employed	(No Data)
0868182168	632	XXXXXX	3.5363	Employed	Employed
0710523842	0	XXXXXX	3.979	Employed	Unemployed
0100579591	1127.92	XXXXXX	3.41	Employed	Employed
0892886478	1405	XXXXXX	3.399	Employed	Employed
0488459085	1275	XXXXXX	3.5193	Employed	(No Data)
0201856529	1075	XXXXXX	3.4063	Employed	Employed
0026296271	1430	XXXXXX	3.4998	Employed	Employed
0876012976	1355	XXXXXX	4.0236	Employed	Employed
0134438841	80	XXXXXX	3.7737	Employed	Employed
0117509298	1005	XXXXXX	3.3991	Employed	Employed
0896066809	798.75	XXXXXX	3.7677	Employed	Employed
0458328218	1305	XXXXXX	3.7689	Retired	(No Data)
0296430077	1130	XXXXXX	3.7715	Employed	Unemployed
0381835991	3825	XXXXXX	3.3218	Employed	Employed
0452102767	317.07	XXXXXX	3.7623	Employed	(No Data)
0384348284	0	XXXXXX	3.1247	Employed	Employed
0175763987	0	XXXXXX	3.375	Employed	Unemployed
0472569212	0	XXXXXX	3.9947	Employed	Employed
0308645448	0	XXXXXX	3.8788	Employed	(No Data)
0530430642	0	XXXXXX	3.989	Employed	(No Data)
0157671308	0	XXXXXX	3.755	Employed	Unemployed
0303516593	16.25	XXXXXX	3.6404	Employed	(No Data)
0449241165	1305	XXXXXX	3.5147	Employed	Employed
0971205275	625.5	XXXXXX	3.7635	Employed	Employed
0544115085	735	XXXXXX	3.5309	Employed	Employed
0716237478	1530	XXXXXX	3.0524	Employed	(No Data)
0965508731	314.24	XXXXXX	3.3789	Employed	(No Data)
0603960750	1075	XXXXXX	4.0341	Employed	(No Data)
0091927151	646.5	XXXXXX	3.6353	Employed	Employed
0144756586	0	XXXXXX	4.1135	Employed	(No Data)
0210963666	1485.5	XXXXXX	3.9978	Employed	Unemployed
0175650585	0	XXXXXX	3.7498	Employed	Employed
0315626419	336.25	XXXXXX	3.8825	Employed	(No Data)
0283550568	7255	XXXXXX	3.6804	Employed	Employed
0869077954	0	XXXXXX	3.7499	Employed	Employed
0850029965	0	XXXXXX	3.3961	Employed	(No Data)
0021117011	0	XXXXXX	3.3829	Employed	(No Data)
0579524202	1275	XXXXXX	3.1403	Employed	Employed
0892800732	0	XXXXXX	3.7403	Employed	(No Data)
0307436896	2876	XXXXXX	3.4798	Employed	(No Data)
0803580659	0	XXXXXX	3.7499	Unemployed	Employed
0693684871	1430	XXXXXX	3.7753	Employed	Employed
0714434543	0	XXXXXX	4.2499	Employed	Employed
0890622713	150	XXXXXX	3.7615	Employed	Employed
0104019170	1430	XXXXXX	4.0311	Employed	(No Data)
0043075862	1075	XXXXXX	3.6469	Employed	Unemployed
0307356584	0	XXXXXX	3.8694	Employed	(No Data)
0832146854	535.86	XXXXXX	3.3751	Employed	Employed
0147640962	1205	XXXXXX	3.3975	Employed	(No Data)
0882245723	0	XXXXXX	3.757	Employed	Unemployed
0780620507	250	XXXXXX	3.2578	Employed	Employed
0485123351	2120	XXXXXX	3.7588	Employed	(No Data)
0036026735	1075	XXXXXX	3.6504	Employed	(No Data)
0447186327	0	XXXXXX	3.7457	Employed	Employed
0107594028	0	XXXXXX	3.875	Employed	Employed
0636595989	2461.88	XXXXXX	3.4258	Unemployed	Employed
0877642423	0	XXXXXX	3.7762	Unemployed	Employed
0662200787	1430	XXXXXX	3.3993	Employed	Employed
0364145109	375	XXXXXX	3.8943	Employed	Employed
0721995641	0	XXXXXX	3.1499	Employed	Employed
0588230898	0	XXXXXX	3.8753	Employed	Unemployed
0148870536	1430	XXXXXX	3.7674	Employed	Employed
0315578750	0	XXXXXX	3.0006	Employed	(No Data)
0944043515	0	XXXXXX	3.8679	Employed	Employed
0138515920	11456.25	XXXXXX	3.1461	Employed	(No Data)
0577767613	0	XXXXXX	3.8761	Employed	(No Data)
0424094210	0	XXXXXX	3.6249	Employed	(No Data)
0765788807	679.57	XXXXXX	3.6217	Employed	(No Data)
0625511789	679.57	XXXXXX	3.8748	Employed	Employed
0553142127	0	XXXXXX	2.9998	Employed	Employed
0811744703	0	XXXXXX	4.1249	Employed	Employed
0599675312	475	XXXXXX	3.5	Employed	Employed
0456562768	55	XXXXXX	3.7634	Retired	Retired
0968649669	1405	XXXXXX	3.6185	Employed	Unemployed
0841328924	1355	XXXXXX	3.5408	Employed	(No Data)
0300400252	0	XXXXXX	3.8644	Employed	Employed
0783318062	0	XXXXXX	3.875	Employed	Employed
0715221704	1505	XXXXXX	3.4137	Employed	Employed
0614208441	0	XXXXXX	3.8748	Employed	Employed
0594516315	1275	XXXXXX	3.41	Employed	(No Data)
0353633693	0	XXXXXX	3.7631	Employed	Employed
0903552424	0	XXXXXX	3.8983	Employed	Employed
0329024338	0	XXXXXX	3.4937	Employed	Unemployed
0410923842	13123.75	XXXXXX	3.3292	Employed	Employed
0595636445	0	XXXXXX	3.7506	Employed	Employed
0850741065	66.5	XXXXXX	3.8907	Employed	Employed
0736536523	0	XXXXXX	3.7664	Employed	Employed
0762171754	0	XXXXXX	3.5121	Employed	Unemployed
0685596303	0	XXXXXX	3.6282	Employed	Employed
0980625995	0	XXXXXX	3.738	Employed	(No Data)
0390982632	2185	XXXXXX	3.6384	Employed	Employed
0634884001	0	XXXXXX	3.145	Employed	(No Data)
0663605322	1355	XXXXXX	3.9023	Employed	Employed
0160837165	1305	XXXXXX	3.7826	Employed	(No Data)
0326035117	0	XXXXXX	3.8809	Employed	Employed
0690154814	0	XXXXXX	3.4999	Employed	(No Data)
0004262487	1045	XXXXXX	3.6249	Employed	Employed
0250915177	0	XXXXXX	3.7305	Employed	(No Data)
0764246775	1115	XXXXXX	3.0399	Employed	(No Data)
0933058457	3355.63	XXXXXX	3.8037	Employed	Employed
0282900216	0	XXXXXX	3.7466	Employed	Employed
0064007027	0	XXXXXX	3.75	Employed	Employed
0468551440	1305	XXXXXX	3.7702	Employed	Employed
0318445258	1279	XXXXXX	4.0326	Employed	Employed
0393954678	0	XXXXXX	3.3928	Employed	(No Data)
0704541167	1430	XXXXXX	3.8997	Employed	Retired
0057939220	1755	XXXXXX	3.9043	Unemployed	Employed
0178977394	655	XXXXXX	3.7594	Employed	(No Data)
0966331849	0	XXXXXX	3.8749	Employed	Employed
0667673418	930	XXXXXX	3.3834	Employed	Employed
0819096335	0	XXXXXX	3.8706	Employed	Employed
0757038018	0	XXXXXX	2.8748	Employed	Employed
0155650275	3413.21	XXXXXX	3.8104	Employed	(No Data)
0916573116	428.44	XXXXXX	3.8847	Employed	Employed
0492153347	1430	XXXXXX	3.6537	Employed	(No Data)
0982782301	0	XXXXXX	3.8697	Employed	Employed
0693190533	537.5	XXXXXX	3.6411	Employed	(No Data)
0204627764	1911	XXXXXX	3.277	Employed	(No Data)
0334576917	0	XXXXXX	3.4875	Employed	Employed
0901088887	1955.25	XXXXXX	3.7874	Employed	Employed
0150296391	0	XXXXXX	3.4999	Employed	(No Data)
0146028007	3455	XXXXXX	3.6716	Employed	Employed
0787707992	1279	XXXXXX	3.7882	Employed	Employed
0504223139	0	XXXXXX	3.8741	Employed	Employed
0444079059	0	XXXXXX	3.3748	Employed	(No Data)
0404124695	1275	XXXXXX	3.2721	Employed	Employed
0964895891	0	XXXXXX	4.1231	Employed	Employed
0234030486	0	XXXXXX	3.7528	Employed	Unemployed
0790335942	30	XXXXXX	3.5539	Employed	(No Data)
0367977862	0	XXXXXX	3.3749	Employed	(No Data)
0388593763	679.57	XXXXXX	3.6261	Employed	Unemployed
0582234381	1155	XXXXXX	4.4178	Employed	Employed
0283257311	0	XXXXXX	3.8747	Employed	Employed
0390369462	2580	XXXXXX	3.9162	Employed	Employed
0877273215	1374.7	XXXXXX	3.4069	Employed	Employed
0926696847	1330	XXXXXX	3.7882	Employed	Employed
0307183224	1245	XXXXXX	3.5507	Employed	Employed
0716419381	0	XXXXXX	3.5	Employed	Employed
0229106085	0	XXXXXX	3.756	Employed	Employed
0868196334	1275	XXXXXX	3.2735	Employed	(No Data)
0746452773	0	XXXXXX	3.8705	Employed	(No Data)
0421831148	455	XXXXXX	4.014	Employed	(No Data)
0217082581	2869	XXXXXX	3.5601	Employed	Employed
0713050359	0	XXXXXX	3.7423	Employed	Employed
0624686684	0	XXXXXX	3.0063	Employed	(No Data)
0485746484	1240	XXXXXX	3.2718	Employed	(No Data)
0186340477	725	XXXXXX	3.5426	Employed	Employed
0502919607	1300	XXXXXX	3.8969	Employed	(No Data)
0555117016	596.25	XXXXXX	3.2761	Employed	Employed
0455426764	3822.6	XXXXXX	3.2816	Employed	Employed
0810660232	1477.4	XXXXXX	3.5351	Retired	(No Data)
0288199052	0	XXXXXX	3.5192	Employed	(No Data)
0154269768	0	XXXXXX	3.39	Employed	(No Data)
0517734635	572.5	XXXXXX	3.8861	Employed	Employed
0320294755	0	XXXXXX	3.2366	Employed	Employed
0641081879	2220	XXXXXX	3.2659	Employed	Employed
0801361737	175	XXXXXX	3.3948	Employed	(No Data)
0730105889	679.57	XXXXXX	3.6182	Employed	Employed
0358040502	679.57	XXXXXX	3.4999	Employed	(No Data)
0383641657	1380	XXXXXX	3.5099	Employed	Employed
0800619847	4597.5	XXXXXX	3.7839	Employed	Employed
0592142339	0	XXXXXX	3.8749	Employed	(No Data)
0425436044	0	XXXXXX	3.5209	Employed	Employed
0072906455	1405	XXXXXX	3.6547	Employed	Employed
0707161986	508	XXXXXX	3.5	Employed	Employed
0778667570	0	XXXXXX	3.5126	Employed	Employed
0488591987	0	XXXXXX	3.2494	Employed	Employed
0083924278	6217.5	XXXXXX	3.5935	Employed	Employed
0283112956	1530	XXXXXX	3.5352	Employed	Employed
0508768230	596.25	XXXXXX	3.7618	Employed	(No Data)
0535080314	1405	XXXXXX	3.4042	Employed	(No Data)
0428472369	1362	XXXXXX	3.6396	Employed	Employed
0538396769	0	XXXXXX	3.8723	Employed	Employed
0793786264	1455	XXXXXX	3.7621	Employed	(No Data)
0666943526	0	XXXXXX	3.8736	Employed	Employed
0678822113	0	XXXXXX	4.1196	Employed	(No Data)
0203177217	1530	XXXXXX	3.9026	Employed	(No Data)
0850652242	1430.7	XXXXXX	3.8987	Unemployed	Employed
0163349101	0	XXXXXX	3.3749	Employed	Employed
0288822477	1275	XXXXXX	3.1684	Employed	(No Data)
0784873416	1610	XXXXXX	3.5188	Employed	Employed
0692421794	0	XXXXXX	3.6248	Employed	(No Data)
0544189595	430	XXXXXX	4.0157	Employed	(No Data)
0752183771	1450	XXXXXX	3.0218	Employed	Employed
0392072139	131	XXXXXX	3.6373	Employed	Employed
0489684066	0	XXXXXX	3.0032	Employed	Unemployed
0612051797	0	XXXXXX	3.3748	Employed	Employed
0251412794	0	XXXXXX	3.2499	Employed	(No Data)
0028968132	1330	XXXXXX	3.656	Employed	Employed
0295809621	0	XXXXXX	3.6247	Employed	Employed
0096583941	1463.24	XXXXXX	4.1349	Employed	Employed
0374908059	638.75	XXXXXX	3.9009	Employed	Employed
0864730657	1530	XXXXXX	3.5164	Employed	(No Data)
0557065956	0	XXXXXX	3.9981	Employed	Employed
0679220138	30	XXXXXX	3.7577	Unemployed	Employed
0283791182	3282.06	XXXXXX	3.6479	Employed	Employed
0689109916	1530	XXXXXX	3.8991	Unemployed	Employed
0432681350	2005	XXXXXX	3.0341	Employed	Employed
0898177252	1530	XXXXXX	3.776	Employed	(No Data)
0016713119	1350	XXXXXX	3.5161	Employed	(No Data)
0080713606	99	XXXXXX	3.493	Employed	Employed
0919610424	0	XXXXXX	2.9968	Employed	(No Data)
0749553138	1530	XXXXXX	3.5345	Employed	Employed
0205447510	810	XXXXXX	3.1675	Employed	Employed
0441808946	0	XXXXXX	3.8698	Employed	(No Data)
0164367068	0	XXXXXX	3.2501	Employed	Employed
0802521389	1430	XXXXXX	3.9073	Employed	Employed
0875138889	515	XXXXXX	3.5039	Employed	(No Data)
0777437201	1405	XXXXXX	3.5359	Employed	Employed
0741330561	0	XXXXXX	3.7498	Employed	Unemployed
0430664388	317.5	XXXXXX	4.0109	Employed	Employed
0854895176	0	XXXXXX	3.5044	Employed	(No Data)
0109338238	1430	XXXXXX	4.0268	Employed	(No Data)
0997009504	0	XXXXXX	3.6233	Employed	Employed
0116368247	1530	XXXXXX	3.782	Employed	(No Data)
0481363336	1865	XXXXXX	3.7729	Employed	Employed
0103758196	1530	XXXXXX	3.5147	Unemployed	Employed
0896966328	1275	XXXXXX	3.5257	Employed	Employed
0394061841	1330	XXXXXX	3.6465	Employed	Employed
0264047614	1530	XXXXXX	3.8972	Employed	Employed
0340916483	2658.61	XXXXXX	3.7845	Employed	(No Data)
0778217687	305	XXXXXX	3.3799	Employed	Employed
0366444122	0	XXXXXX	3.3749	Employed	Employed
0296410844	757.5	XXXXXX	3.6518	Employed	(No Data)
0869528318	679.57	XXXXXX	3.6152	Employed	Employed
0751740112	0	XXXXXX	3.3769	Employed	(No Data)
0792530609	0	XXXXXX	3.9972	Employed	Employed
0319039165	0	XXXXXX	3.6325	Employed	Retired
0249835216	0	XXXXXX	3.9998	Employed	Employed
0073336179	0	XXXXXX	3.6345	Employed	Employed
0105800705	0	XXXXXX	3.1215	Employed	(No Data)
0899324716	3230.75	XXXXXX	3.9211	Employed	Employed
0958707418	0	XXXXXX	3.1475	Employed	Employed
0224053991	0	XXXXXX	3.3653	Employed	(No Data)
0216268238	1305	XXXXXX	3.8986	Employed	(No Data)
0560169735	679.57	XXXXXX	3.8749	Employed	(No Data)
0794423874	0	XXXXXX	3.3735	Employed	Employed
0261695741	745	XXXXXX	3.3965	Employed	Unemployed
0015133521	0	XXXXXX	3.4999	Employed	Employed
0206388625	455.1	XXXXXX	3.6391	Employed	Employed
0818665885	750	XXXXXX	3.6046	Employed	(No Data)
0486417517	3187.5	XXXXXX	3.9261	Employed	Employed
0751552840	1505	XXXXXX	3.2709	Employed	Employed
0082826879	0	XXXXXX	3.5	Employed	Unemployed
0620961648	0	XXXXXX	3.7457	Retired	Employed
0183543689	230	XXXXXX	3.3893	Employed	(No Data)
0436787524	1430	XXXXXX	3.642	Employed	Employed
0916210276	0	XXXXXX	3.8714	Employed	Employed
0968849254	0	XXXXXX	3.3749	Employed	Employed
0655919282	1830	XXXXXX	3.5231	Employed	(No Data)
0053251889	0	XXXXXX	3.233	Employed	Employed
0893248516	0	XXXXXX	3.1215	Employed	Employed
0620139747	679.57	XXXXXX	4.1249	Employed	(No Data)
0546107176	1530	XXXXXX	3.1429	Employed	Employed
0696972764	0	XXXXXX	3.2589	Employed	Employed
0896146481	0	XXXXXX	3.2501	Employed	Employed
0631084263	0	XXXXXX	3.0125	Employed	Employed
0001469223	0	XXXXXX	3.612	Employed	(No Data)
0295231822	780	XXXXXX	3.5358	Employed	Unemployed
0213007870	3135	XXXXXX	3.6767	Unemployed	Employed
0908256797	2321.25	XXXXXX	3.7765	Employed	Unemployed
0573625389	0	XXXXXX	3.5083	Employed	Employed
0492652738	0	XXXXXX	3.8751	Employed	Unemployed
0445572625	4030	XXXXXX	3.535	Employed	Employed
0396902804	1455	XXXXXX	3.5172	Employed	Employed
0177273864	0	XXXXXX	3.1236	Employed	(No Data)
0043164872	9780	XXXXXX	3.269	Employed	Employed
0692773000	2887.5	XXXXXX	3.6734	Employed	Employed
0846365236	1530	XXXXXX	3.908	Employed	Retired
0439147108	0	XXXXXX	3.0023	Employed	Employed
0913530754	246	XXXXXX	3.5145	Employed	(No Data)
0492114111	0	XXXXXX	3.2501	Employed	(No Data)
0434799711	1530	XXXXXX	3.2891	Employed	Employed
0633398557	2025	XXXXXX	3.2807	Employed	Employed
0177362402	0	XXXXXX	3.875	Employed	Unemployed
0586781304	1510	XXXXXX	3.4352	Unemployed	Employed
0454944224	0	XXXXXX	3.8748	Employed	Employed
0603064469	2143.75	XXXXXX	3.6565	Employed	(No Data)
0808886449	1430	XXXXXX	3.3823	Employed	Employed
0353787004	0	XXXXXX	3.5303	Employed	Employed
0362626001	1530	XXXXXX	3.3937	Employed	Employed
0650394276	2728.25	XXXXXX	3.3765	Employed	Unemployed
0741283617	67.5	XXXXXX	3.5066	Employed	Employed
0202872915	0	XXXXXX	3.5	Employed	(No Data)
0744840124	80	XXXXXX	3.3914	Employed	Unemployed
0730469940	935	XXXXXX	3.2614	Employed	Employed
0451211486	0	XXXXXX	3.5049	Employed	Employed
0064115527	0	XXXXXX	3.3768	Employed	Employed
0772108074	1530	XXXXXX	3.6598	Employed	(No Data)
0882018387	0	XXXXXX	3.6526	Employed	Employed
0931129596	2038	XXXXXX	3.405	Employed	Employed
0044332709	0	XXXXXX	3.6217	Employed	Employed
0248489010	0	XXXXXX	3.619	Employed	Unemployed
0862958928	4055	XXXXXX	3.6981	Employed	(No Data)
0375617730	500	XXXXXX	3.6375	Employed	Employed
0466621432	0	XXXXXX	3.1263	Employed	Employed
0204676895	0	XXXXXX	3.7514	Employed	(No Data)
0327087875	0	XXXXXX	3.2498	Employed	Employed
0833740113	1275	XXXXXX	3.4121	Employed	(No Data)
0802609664	1530	XXXXXX	3.2707	Employed	Employed
0772625855	1455	XXXXXX	3.8932	Employed	Employed
0024266614	0	XXXXXX	3.4998	Employed	Unemployed
0729560550	1530	XXXXXX	3.1502	Employed	(No Data)
0640500866	0	XXXXXX	3.8715	Employed	(No Data)
0169042038	1530	XXXXXX	3.6718	Employed	(No Data)
0165677415	0	XXXXXX	3.6383	Employed	(No Data)
0838889453	0	XXXXXX	3.6027	Employed	(No Data)
0206764557	0	XXXXXX	3.2498	Employed	Employed
0826953332	0	XXXXXX	3.3748	Employed	Employed
0634079877	0	XXXXXX	3.75	Employed	(No Data)
0229350942	0	XXXXXX	3.6088	Employed	Employed
0883863389	0	XXXXXX	3.3809	Employed	Employed
0978036700	0	XXXXXX	3.5075	Employed	Employed
0684355939	0	XXXXXX	3.7499	Employed	Employed
0776802271	0	XXXXXX	3.6188	Employed	Employed
0085198096	1530	XXXXXX	3.7797	Employed	Employed
0547827681	508	XXXXXX	3.3727	Employed	(No Data)
0873436235	1500.43	XXXXXX	3.6342	Employed	Unemployed
0911629433	1530	XXXXXX	3.3904	Employed	Employed
0639263330	0	XXXXXX	3.7499	Employed	(No Data)
0967425385	0	XXXXXX	3.8741	Employed	Employed
0308708627	1577	XXXXXX	3.631	Employed	Employed
0603815433	850.49	XXXXXX	3.4961	Employed	Employed
0134183020	0	XXXXXX	3.6249	Employed	Employed
0761806052	0	XXXXXX	3.1249	Employed	(No Data)
0947850363	583.75	XXXXXX	3.3881	Employed	Unemployed
0523332584	0	XXXXXX	3.4998	Employed	Unemployed
0557571321	2120	XXXXXX	3.3924	Employed	(No Data)
0882933564	0	XXXXXX	3.7499	Employed	(No Data)
0111414152	0	XXXXXX	3.633	Employed	Employed
0008293269	60	XXXXXX	3.5084	Employed	Employed
0172247822	0	XXXXXX	3.7466	Employed	Employed
0045563575	0	XXXXXX	3.3705	Employed	Unemployed
0058147582	0	XXXXXX	3.3773	Employed	Employed
0647319489	525	XXXXXX	3.7539	Employed	(No Data)
0944348762	0	XXXXXX	3.3735	Employed	Employed
0047023711	0	XXXXXX	3.8748	Employed	Employed
0085685458	0	XXXXXX	3.1436	Employed	Employed
0481257401	0	XXXXXX	3.8556	Employed	Employed
0622350069	0	XXXXXX	3.875	Employed	(No Data)
0241712071	0	XXXXXX	3.8732	Employed	(No Data)
0255228757	0	XXXXXX	3.3748	Employed	Employed
0982984316	0	XXXXXX	3.5073	Employed	(No Data)
0289232561	0	XXXXXX	3.5008	Employed	Employed
0293630010	0	XXXXXX	3.6233	Employed	(No Data)
0833445229	2530	XXXXXX	3.4297	Employed	Employed
0486797041	2210	XXXXXX	3.6597	Employed	(No Data)
0142551728	1305	XXXXXX	3.4005	Employed	(No Data)
0661854930	1080	XXXXXX	3.5213	Employed	Unemployed
0814310335	1530	XXXXXX	3.4067	Employed	(No Data)
0825481380	1455	XXXXXX	3.279	Employed	(No Data)
0393361773	0	XXXXXX	3.3782	Employed	Employed
0213971086	1450	XXXXXX	3.6249	Employed	(No Data)
0757945566	1530	XXXXXX	3.2872	Employed	Employed
0195583016	0	XXXXXX	3.728	Employed	Employed
0202982432	145.73	XXXXXX	3.7466	Employed	Unemployed
0901285225	3255	XXXXXX	3.2817	Employed	(No Data)
0121018656	0	XXXXXX	3.743	Employed	(No Data)
0849326852	0	XXXXXX	3.4953	Employed	(No Data)
0850137530	114.37	XXXXXX	3.403	Employed	(No Data)
0339391627	4530.3	XXXXXX	3.6667	Employed	(No Data)
0065859787	0	XXXXXX	4.125	Employed	Employed
0683858793	1983	XXXXXX	4.0335	Employed	Employed
0882924642	2063	XXXXXX	4.4032	Employed	Employed
0269673134	9559.24	XXXXXX	4.2622	Employed	(No Data)
0240044355	1419	XXXXXX	4.5347	Employed	Unemployed
0102250603	1245	XXXXXX	4.2639	Employed	Employed
0102152006	1380	XXXXXX	3.7707	Employed	(No Data)
0789320570	1205	XXXXXX	4.0161	Employed	Unemployed
0946954837	1950	XXXXXX	3.895	Employed	Employed
0357012313	1765	XXXXXX	3.8868	Employed	Employed
0977077998	2995.13	XXXXXX	3.6144	Employed	Unemployed
0685266747	1199	XXXXXX	3.7588	Employed	Employed
0978546835	1290	XXXXXX	3.7693	Employed	Unemployed
0894204679	0	XXXXXX	2.9994	Employed	Employed
0148380799	1175	XXXXXX	3.6714	Employed	Employed
0035312129	1290	XXXXXX	3.768	Retired	Employed
0199110542	1249	XXXXXX	3.6419	Employed	(No Data)
0236571098	1375	XXXXXX	3.7596	Employed	Employed
0646210677	7139.47	XXXXXX	3.6782	Employed	Employed
0948228566	5650	XXXXXX	3.4759	Employed	(No Data)
0706229586	3645	XXXXXX	3.6839	Employed	(No Data)
0125194573	4195	XXXXXX	3.6874	Employed	Retired
0791423816	1327.72	XXXXXX	3.6497	Employed	Employed
0088182486	1945	XXXXXX	3.8934	Employed	(No Data)
0296915642	5036.49	XXXXXX	3.8288	Employed	Employed
0489791026	0	XXXXXX	4	Employed	(No Data)
0656665462	1540	XXXXXX	3.6545	Employed	(No Data)
0587755412	7354	XXXXXX	3.6577	Employed	Employed
0664162914	1295	XXXXXX	3.7959	Employed	Unemployed
0712507330	5830	XXXXXX	3.9125	Employed	Employed
0979222955	1160	XXXXXX	3.6495	Employed	(No Data)
0599885927	2530	XXXXXX	3.7657	Employed	Unemployed
0340894411	175.95	XXXXXX	3.8738	Employed	Employed
0190929716	11123.86	XXXXXX	3.8779	Employed	Unemployed
0076688211	1915	XXXXXX	3.6594	Employed	Employed
0078882758	3605	XXXXXX	3.8057	Employed	(No Data)
0059592592	1290	XXXXXX	3.6663	Employed	Employed
0361085631	1151	XXXXXX	3.6465	Employed	Employed
0445829253	0	XXXXXX	4.1202	Employed	(No Data)
0575091343	0	XXXXXX	3.4798	Employed	(No Data)
0741920461	1295	XXXXXX	3.7654	Employed	Unemployed
0823108175	1340	XXXXXX	3.5175	Employed	Employed
0188431569	2840	XXXXXX	3.7855	Employed	(No Data)
0669761526	1901.95	XXXXXX	3.8952	Employed	Employed
0111863427	2807.5	XXXXXX	3.5485	Employed	Employed

Alt Loan Number	Bwr 1 Foreign National Indicator	Bwr 2 Foreign National Indicator	Borrowers Qualified Through a Non-Resident Alien Program	Residual Income Analysis in File	ATR/QM Residual Income
0003670349	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0285539794	U.S. Citizen	(No Data)	(No Data)	No	0
0309804883	U.S. Citizen	(No Data)	(No Data)	No	0
0262503050	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0577150183	U.S. Citizen	(No Data)	(No Data)	No	0
0924920933	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0194708648	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0778181529	U.S. Citizen	(No Data)	(No Data)	No	0
0478171770	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0830042526	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0134635729	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0469493971	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0575885451	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0585150939	Permanent Resident Alien	(No Data)	(No Data)	No	0
0632305095	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0313024903	U.S. Citizen	(No Data)	(No Data)	No	0
0496002353	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0638357345	U.S. Citizen	(No Data)	(No Data)	No	0
0950743074	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0681952991	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0213532889	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0310680781	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0719884322	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0560997728	U.S. Citizen	(No Data)	(No Data)	No	0
0873471492	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0515836260	U.S. Citizen	(No Data)	(No Data)	No	0
0738734921	U.S. Citizen	(No Data)	(No Data)	No	0
0264380033	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0274558538	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0726915723	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0547639390	U.S. Citizen	(No Data)	(No Data)	No	0
0868182168	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0710523842	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0100579591	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0892886478	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0488459085	U.S. Citizen	(No Data)	(No Data)	No	0
0201856529	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0026296271	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0876012976	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0134438841	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0117509298	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0896066809	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0458328218	U.S. Citizen	(No Data)	(No Data)	No	0
0296430077	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0381835991	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0452102767	U.S. Citizen	(No Data)	(No Data)	No	0
0384348284	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0175763987	U.S. Citizen	(No Data)	(No Data)	No	0
0472569212	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0308645448	Permanent Resident Alien	(No Data)	(No Data)	No	0
0530430642	U.S. Citizen	(No Data)	(No Data)	No	0
0157671308	U.S. Citizen	(No Data)	(No Data)	No	0
0303516593	U.S. Citizen	(No Data)	(No Data)	No	0
0449241165	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0971205275	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0544115085	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0716237478	U.S. Citizen	(No Data)	(No Data)	No	0
0965508731	U.S. Citizen	(No Data)	(No Data)	No	0
0603960750	U.S. Citizen	(No Data)	(No Data)	No	0
0091927151	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0144756586	Non-Permanent Resident Alien	(No Data)	(No Data)	No	0
0210963666	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0175650585	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0315626419	U.S. Citizen	(No Data)	(No Data)	No	0
0283550568	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0869077954	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0850029965	U.S. Citizen	(No Data)	(No Data)	No	0
0021117011	U.S. Citizen	(No Data)	(No Data)	No	0
0579524202	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0892800732	U.S. Citizen	(No Data)	(No Data)	No	0
0307436896	U.S. Citizen	(No Data)	(No Data)	No	0
0803580659	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0693684871	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0714434543	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0890622713	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0104019170	U.S. Citizen	(No Data)	(No Data)	No	0
0043075862	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0307356584	U.S. Citizen	(No Data)	(No Data)	No	0
0832146854	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0147640962	U.S. Citizen	(No Data)	(No Data)	No	0
0882245723	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0780620507	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0485123351	U.S. Citizen	(No Data)	(No Data)	No	0
0036026735	U.S. Citizen	(No Data)	(No Data)	No	0
0447186327	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0107594028	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0636595989	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0877642423	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0662200787	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0364145109	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0721995641	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0588230898	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0148870536	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0315578750	U.S. Citizen	(No Data)	(No Data)	No	0
0944043515	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0138515920	U.S. Citizen	(No Data)	(No Data)	No	0
0577767613	U.S. Citizen	(No Data)	(No Data)	No	0
0424094210	U.S. Citizen	(No Data)	(No Data)	No	0
0765788807	U.S. Citizen	(No Data)	(No Data)	No	0
0625511789	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0553142127	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0811744703	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0599675312	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0456562768	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0968649669	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0841328924	U.S. Citizen	(No Data)	(No Data)	No	0
0300400252	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0783318062	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0715221704	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0614208441	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0594516315	U.S. Citizen	(No Data)	(No Data)	No	0
0353633693	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0903552424	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0329024338	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0410923842	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0595636445	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0850741065	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0736536523	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0762171754	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0685596303	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0980625995	Permanent Resident Alien	(No Data)	(No Data)	No	0
0390982632	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0634884001	U.S. Citizen	(No Data)	(No Data)	No	0
0663605322	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0160837165	U.S. Citizen	(No Data)	(No Data)	No	0
0326035117	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0690154814	U.S. Citizen	(No Data)	(No Data)	No	0
0004262487	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0250915177	U.S. Citizen	(No Data)	(No Data)	No	0
0764246775	U.S. Citizen	(No Data)	(No Data)	No	0
0933058457	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0282900216	Non-Permanent Resident Alien	Non-Permanent Resident Alien	(No Data)	No	0
0064007027	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0468551440	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0318445258	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0393954678	U.S. Citizen	(No Data)	(No Data)	No	0
0704541167	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0057939220	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0178977394	U.S. Citizen	(No Data)	(No Data)	No	0
0966331849	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0667673418	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0819096335	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0757038018	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0155650275	U.S. Citizen	(No Data)	(No Data)	No	0
0916573116	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0492153347	U.S. Citizen	(No Data)	(No Data)	No	0
0982782301	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0693190533	U.S. Citizen	(No Data)	(No Data)	No	0
0204627764	U.S. Citizen	(No Data)	(No Data)	No	0
0334576917	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0901088887	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0150296391	U.S. Citizen	(No Data)	(No Data)	No	0
0146028007	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0787707992	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0504223139	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0444079059	U.S. Citizen	(No Data)	(No Data)	No	0
0404124695	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0964895891	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0234030486	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0790335942	U.S. Citizen	(No Data)	(No Data)	No	0
0367977862	U.S. Citizen	(No Data)	(No Data)	No	0
0388593763	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0582234381	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0283257311	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0390369462	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0877273215	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0926696847	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0307183224	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0716419381	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0229106085	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0868196334	U.S. Citizen	(No Data)	(No Data)	No	0
0746452773	U.S. Citizen	(No Data)	(No Data)	No	0
0421831148	U.S. Citizen	(No Data)	(No Data)	No	0
0217082581	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0713050359	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0624686684	U.S. Citizen	(No Data)	(No Data)	No	0
0485746484	U.S. Citizen	(No Data)	(No Data)	No	0
0186340477	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0502919607	U.S. Citizen	(No Data)	(No Data)	No	0
0555117016	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0455426764	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0810660232	U.S. Citizen	(No Data)	(No Data)	No	0
0288199052	U.S. Citizen	(No Data)	(No Data)	No	0
0154269768	U.S. Citizen	(No Data)	(No Data)	No	0
0517734635	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0320294755	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0641081879	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0801361737	U.S. Citizen	(No Data)	(No Data)	No	0
0730105889	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0358040502	U.S. Citizen	(No Data)	(No Data)	No	0
0383641657	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0800619847	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0592142339	U.S. Citizen	(No Data)	(No Data)	No	0
0425436044	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0072906455	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0707161986	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0778667570	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0488591987	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0083924278	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0283112956	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0508768230	U.S. Citizen	(No Data)	(No Data)	No	0
0535080314	Permanent Resident Alien	(No Data)	(No Data)	No	0
0428472369	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0538396769	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0793786264	U.S. Citizen	(No Data)	(No Data)	No	0
0666943526	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0678822113	Non-Permanent Resident Alien	(No Data)	(No Data)	No	0
0203177217	U.S. Citizen	(No Data)	(No Data)	No	0
0850652242	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0163349101	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0288822477	Non-Permanent Resident Alien	(No Data)	(No Data)	No	0
0784873416	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0692421794	U.S. Citizen	(No Data)	(No Data)	No	0
0544189595	U.S. Citizen	(No Data)	(No Data)	No	0
0752183771	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0392072139	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0489684066	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0612051797	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0251412794	U.S. Citizen	(No Data)	(No Data)	No	0
0028968132	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0295809621	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0096583941	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0374908059	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0864730657	U.S. Citizen	(No Data)	(No Data)	No	0
0557065956	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0679220138	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0283791182	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0689109916	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0432681350	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0898177252	U.S. Citizen	(No Data)	(No Data)	No	0
0016713119	U.S. Citizen	(No Data)	(No Data)	No	0
0080713606	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0919610424	Permanent Resident Alien	(No Data)	(No Data)	No	0
0749553138	Non-Resident Alien	U.S. Citizen	(No Data)	No	0
0205447510	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0441808946	U.S. Citizen	(No Data)	(No Data)	No	0
0164367068	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0802521389	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0875138889	U.S. Citizen	(No Data)	(No Data)	No	0
0777437201	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0741330561	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0430664388	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0854895176	U.S. Citizen	(No Data)	(No Data)	No	0
0109338238	U.S. Citizen	(No Data)	(No Data)	No	0
0997009504	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0116368247	U.S. Citizen	(No Data)	(No Data)	No	0
0481363336	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0103758196	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0896966328	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0394061841	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0264047614	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0340916483	U.S. Citizen	(No Data)	(No Data)	No	0
0778217687	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0366444122	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0296410844	U.S. Citizen	(No Data)	(No Data)	No	0
0869528318	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0751740112	U.S. Citizen	(No Data)	(No Data)	No	0
0792530609	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0319039165	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0249835216	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0073336179	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0105800705	U.S. Citizen	(No Data)	(No Data)	No	0
0899324716	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0958707418	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0224053991	Permanent Resident Alien	(No Data)	(No Data)	No	0
0216268238	U.S. Citizen	(No Data)	(No Data)	No	0
0560169735	U.S. Citizen	(No Data)	(No Data)	No	0
0794423874	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0261695741	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0015133521	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0206388625	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0818665885	U.S. Citizen	(No Data)	(No Data)	No	0
0486417517	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0751552840	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0082826879	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0620961648	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0183543689	Permanent Resident Alien	(No Data)	(No Data)	No	0
0436787524	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0916210276	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0968849254	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0655919282	U.S. Citizen	(No Data)	(No Data)	No	0
0053251889	Non-Resident Alien	Non-Permanent Resident Alien	(No Data)	No	0
0893248516	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0620139747	U.S. Citizen	(No Data)	(No Data)	No	0
0546107176	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0696972764	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0896146481	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0631084263	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0001469223	Permanent Resident Alien	(No Data)	(No Data)	No	0
0295231822	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0213007870	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0908256797	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0573625389	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0492652738	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0445572625	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0396902804	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0177273864	U.S. Citizen	(No Data)	(No Data)	No	0
0043164872	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0692773000	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0846365236	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0439147108	Non-Permanent Resident Alien	Non-Permanent Resident Alien	(No Data)	No	0
0913530754	U.S. Citizen	(No Data)	(No Data)	No	0
0492114111	U.S. Citizen	(No Data)	(No Data)	No	0
0434799711	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0633398557	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0177362402	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0586781304	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0454944224	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0603064469	U.S. Citizen	(No Data)	(No Data)	No	0
0808886449	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0353787004	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0362626001	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0650394276	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0741283617	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0202872915	U.S. Citizen	(No Data)	(No Data)	No	0
0744840124	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0730469940	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0451211486	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0064115527	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0772108074	U.S. Citizen	(No Data)	(No Data)	No	0
0882018387	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0931129596	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0044332709	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0248489010	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0862958928	U.S. Citizen	(No Data)	(No Data)	No	0
0375617730	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0466621432	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0204676895	U.S. Citizen	(No Data)	(No Data)	No	0
0327087875	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0833740113	U.S. Citizen	(No Data)	(No Data)	No	0
0802609664	Non-Permanent Resident Alien	Non-Permanent Resident Alien	(No Data)	No	0
0772625855	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0024266614	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0729560550	U.S. Citizen	(No Data)	(No Data)	No	0
0640500866	Non-Permanent Resident Alien	(No Data)	(No Data)	No	0
0169042038	U.S. Citizen	(No Data)	(No Data)	No	0
0165677415	U.S. Citizen	(No Data)	(No Data)	No	0
0838889453	U.S. Citizen	(No Data)	(No Data)	No	0
0206764557	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0826953332	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0634079877	Permanent Resident Alien	(No Data)	(No Data)	No	0
0229350942	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0883863389	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0978036700	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0684355939	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0776802271	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0085198096	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0547827681	Non-Permanent Resident Alien	(No Data)	(No Data)	No	0
0873436235	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0911629433	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0639263330	U.S. Citizen	(No Data)	(No Data)	No	0
0967425385	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0308708627	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0603815433	Permanent Resident Alien	Permanent Resident Alien	(No Data)	No	0
0134183020	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0761806052	U.S. Citizen	(No Data)	(No Data)	No	0
0947850363	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0523332584	Permanent Resident Alien	U.S. Citizen	(No Data)	No	0
0557571321	U.S. Citizen	(No Data)	(No Data)	No	0
0882933564	U.S. Citizen	(No Data)	(No Data)	No	0
0111414152	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0008293269	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0172247822	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0045563575	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0058147582	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0647319489	U.S. Citizen	(No Data)	(No Data)	No	0
0944348762	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0047023711	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0085685458	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0481257401	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0622350069	U.S. Citizen	(No Data)	(No Data)	No	0
0241712071	U.S. Citizen	(No Data)	(No Data)	No	0
0255228757	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0982984316	U.S. Citizen	(No Data)	(No Data)	No	0
0289232561	U.S. Citizen	Non-Permanent Resident Alien	(No Data)	No	0
0293630010	U.S. Citizen	(No Data)	(No Data)	No	0
0833445229	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0486797041	U.S. Citizen	(No Data)	(No Data)	No	0
0142551728	U.S. Citizen	(No Data)	(No Data)	No	0
0661854930	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0814310335	U.S. Citizen	(No Data)	(No Data)	No	0
0825481380	U.S. Citizen	(No Data)	(No Data)	No	0
0393361773	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0213971086	U.S. Citizen	(No Data)	(No Data)	No	0
0757945566	U.S. Citizen	Permanent Resident Alien	(No Data)	No	0
0195583016	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0202982432	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0901285225	Permanent Resident Alien	(No Data)	(No Data)	No	0
0121018656	Non-Permanent Resident Alien	(No Data)	(No Data)	No	0
0849326852	U.S. Citizen	(No Data)	(No Data)	No	0
0850137530	U.S. Citizen	(No Data)	(No Data)	No	0
0339391627	U.S. Citizen	(No Data)	(No Data)	No	0
0065859787	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0683858793	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0882924642	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0269673134	U.S. Citizen	(No Data)	(No Data)	No	0
0240044355	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0102250603	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0102152006	U.S. Citizen	(No Data)	(No Data)	No	0
0789320570	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0946954837	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0357012313	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0977077998	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0685266747	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0978546835	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0894204679	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0148380799	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0035312129	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0199110542	U.S. Citizen	(No Data)	(No Data)	No	0
0236571098	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0646210677	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0948228566	U.S. Citizen	(No Data)	(No Data)	No	0
0706229586	U.S. Citizen	(No Data)	(No Data)	No	0
0125194573	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0791423816	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0088182486	U.S. Citizen	(No Data)	(No Data)	No	0
0296915642	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0489791026	U.S. Citizen	(No Data)	(No Data)	No	0
0656665462	U.S. Citizen	(No Data)	(No Data)	No	0
0587755412	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0664162914	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0712507330	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0979222955	U.S. Citizen	(No Data)	(No Data)	No	0
0599885927	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0340894411	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0190929716	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0076688211	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0078882758	U.S. Citizen	(No Data)	(No Data)	No	0
0059592592	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0361085631	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0445829253	U.S. Citizen	(No Data)	(No Data)	No	0
0575091343	U.S. Citizen	(No Data)	(No Data)	No	0
0741920461	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0823108175	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0188431569	U.S. Citizen	(No Data)	(No Data)	No	0
0669761526	U.S. Citizen	U.S. Citizen	(No Data)	No	0
0111863427	U.S. Citizen	U.S. Citizen	(No Data)	No	0

©2020 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

EX-99.4

Exhibit 99.4

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2020-4
Start - End Dates:	3.2019 - 5.2020
Deal Loan Count:	437
Valuations Summary
Loans in Report:	437

Alt Loan Number	Original Balance	Sales Price	Value For LTV
0003670349	XXXXXX	XXXXXX	XXXXXX
0285539794	XXXXXX	XXXXXX	XXXXXX
0309804883	XXXXXX	XXXXXX	XXXXXX
0262503050	XXXXXX	XXXXXX	XXXXXX
0577150183	XXXXXX	XXXXXX	XXXXXX
0924920933	XXXXXX	XXXXXX	XXXXXX
0194708648	XXXXXX	XXXXXX	XXXXXX
0778181529	XXXXXX	XXXXXX	XXXXXX
0478171770	XXXXXX	XXXXXX	XXXXXX
0830042526	XXXXXX	XXXXXX	XXXXXX
0134635729	XXXXXX	XXXXXX	XXXXXX
0469493971	XXXXXX	XXXXXX	XXXXXX
0575885451	XXXXXX	XXXXXX	XXXXXX
0585150939	XXXXXX	XXXXXX	XXXXXX
0632305095	XXXXXX	XXXXXX	XXXXXX
0313024903	XXXXXX	XXXXXX	XXXXXX
0496002353	XXXXXX	XXXXXX	XXXXXX
0638357345	XXXXXX	XXXXXX	XXXXXX
0950743074	XXXXXX	XXXXXX	XXXXXX
0681952991	XXXXXX	XXXXXX	XXXXXX
0213532889	XXXXXX	XXXXXX	XXXXXX
0310680781	XXXXXX	XXXXXX	XXXXXX
0719884322	XXXXXX	XXXXXX	XXXXXX
0560997728	XXXXXX	XXXXXX	XXXXXX
0873471492	XXXXXX	XXXXXX	XXXXXX
0515836260	XXXXXX	XXXXXX	XXXXXX
0738734921	XXXXXX	XXXXXX	XXXXXX
0264380033	XXXXXX	XXXXXX	XXXXXX
0274558538	XXXXXX	XXXXXX	XXXXXX
0726915723	XXXXXX	XXXXXX	XXXXXX
0547639390	XXXXXX	XXXXXX	XXXXXX
0868182168	XXXXXX	XXXXXX	XXXXXX
0710523842	XXXXXX	XXXXXX	XXXXXX
0100579591	XXXXXX	XXXXXX	XXXXXX
0892886478	XXXXXX	XXXXXX	XXXXXX
0488459085	XXXXXX	XXXXXX	XXXXXX
0201856529	XXXXXX	XXXXXX	XXXXXX
0026296271	XXXXXX	XXXXXX	XXXXXX
0876012976	XXXXXX	XXXXXX	XXXXXX
0134438841	XXXXXX	XXXXXX	XXXXXX
0117509298	XXXXXX	XXXXXX	XXXXXX
0896066809	XXXXXX	XXXXXX	XXXXXX
0458328218	XXXXXX	XXXXXX	XXXXXX
0296430077	XXXXXX	XXXXXX	XXXXXX
0381835991	XXXXXX	XXXXXX	XXXXXX
0452102767	XXXXXX	XXXXXX	XXXXXX
0384348284	XXXXXX	XXXXXX	XXXXXX
0175763987	XXXXXX	XXXXXX	XXXXXX
0472569212	XXXXXX	XXXXXX	XXXXXX
0308645448	XXXXXX	XXXXXX	XXXXXX
0530430642	XXXXXX	XXXXXX	XXXXXX
0157671308	XXXXXX	XXXXXX	XXXXXX
0303516593	XXXXXX	XXXXXX	XXXXXX
0449241165	XXXXXX	XXXXXX	XXXXXX
0971205275	XXXXXX	XXXXXX	XXXXXX
0544115085	XXXXXX	XXXXXX	XXXXXX
0716237478	XXXXXX	XXXXXX	XXXXXX
0965508731	XXXXXX	XXXXXX	XXXXXX
0603960750	XXXXXX	XXXXXX	XXXXXX
0091927151	XXXXXX	XXXXXX	XXXXXX
0144756586	XXXXXX	XXXXXX	XXXXXX
0210963666	XXXXXX	XXXXXX	XXXXXX
0175650585	XXXXXX	XXXXXX	XXXXXX
0315626419	XXXXXX	XXXXXX	XXXXXX
0283550568	XXXXXX	XXXXXX	XXXXXX
0869077954	XXXXXX	XXXXXX	XXXXXX
0850029965	XXXXXX	XXXXXX	XXXXXX
0021117011	XXXXXX	XXXXXX	XXXXXX
0579524202	XXXXXX	XXXXXX	XXXXXX
0892800732	XXXXXX	XXXXXX	XXXXXX
0307436896	XXXXXX	XXXXXX	XXXXXX
0803580659	XXXXXX	XXXXXX	XXXXXX
0693684871	XXXXXX	XXXXXX	XXXXXX
0714434543	XXXXXX	XXXXXX	XXXXXX
0890622713	XXXXXX	XXXXXX	XXXXXX
0104019170	XXXXXX	XXXXXX	XXXXXX
0043075862	XXXXXX	XXXXXX	XXXXXX
0307356584	XXXXXX	XXXXXX	XXXXXX
0832146854	XXXXXX	XXXXXX	XXXXXX
0147640962	XXXXXX	XXXXXX	XXXXXX
0882245723	XXXXXX	XXXXXX	XXXXXX
0780620507	XXXXXX	XXXXXX	XXXXXX
0485123351	XXXXXX	XXXXXX	XXXXXX
0036026735	XXXXXX	XXXXXX	XXXXXX
0447186327	XXXXXX	XXXXXX	XXXXXX
0107594028	XXXXXX	XXXXXX	XXXXXX
0636595989	XXXXXX	XXXXXX	XXXXXX
0877642423	XXXXXX	XXXXXX	XXXXXX
0662200787	XXXXXX	XXXXXX	XXXXXX
0364145109	XXXXXX	XXXXXX	XXXXXX
0721995641	XXXXXX	XXXXXX	XXXXXX
0588230898	XXXXXX	XXXXXX	XXXXXX
0148870536	XXXXXX	XXXXXX	XXXXXX
0315578750	XXXXXX	XXXXXX	XXXXXX
0944043515	XXXXXX	XXXXXX	XXXXXX
0138515920	XXXXXX	XXXXXX	XXXXXX
0577767613	XXXXXX	XXXXXX	XXXXXX
0424094210	XXXXXX	XXXXXX	XXXXXX
0765788807	XXXXXX	XXXXXX	XXXXXX
0625511789	XXXXXX	XXXXXX	XXXXXX
0553142127	XXXXXX	XXXXXX	XXXXXX
0811744703	XXXXXX	XXXXXX	XXXXXX
0599675312	XXXXXX	XXXXXX	XXXXXX
0456562768	XXXXXX	XXXXXX	XXXXXX
0968649669	XXXXXX	XXXXXX	XXXXXX
0841328924	XXXXXX	XXXXXX	XXXXXX
0300400252	XXXXXX	XXXXXX	XXXXXX
0783318062	XXXXXX	XXXXXX	XXXXXX
0715221704	XXXXXX	XXXXXX	XXXXXX
0614208441	XXXXXX	XXXXXX	XXXXXX
0594516315	XXXXXX	XXXXXX	XXXXXX
0353633693	XXXXXX	XXXXXX	XXXXXX
0903552424	XXXXXX	XXXXXX	XXXXXX
0329024338	XXXXXX	XXXXXX	XXXXXX
0410923842	XXXXXX	XXXXXX	XXXXXX
0595636445	XXXXXX	XXXXXX	XXXXXX
0850741065	XXXXXX	XXXXXX	XXXXXX
0736536523	XXXXXX	XXXXXX	XXXXXX
0762171754	XXXXXX	XXXXXX	XXXXXX
0685596303	XXXXXX	XXXXXX	XXXXXX
0980625995	XXXXXX	XXXXXX	XXXXXX
0390982632	XXXXXX	XXXXXX	XXXXXX
0634884001	XXXXXX	XXXXXX	XXXXXX
0663605322	XXXXXX	XXXXXX	XXXXXX
0160837165	XXXXXX	XXXXXX	XXXXXX
0326035117	XXXXXX	XXXXXX	XXXXXX
0690154814	XXXXXX	XXXXXX	XXXXXX
0004262487	XXXXXX	XXXXXX	XXXXXX
0250915177	XXXXXX	XXXXXX	XXXXXX
0764246775	XXXXXX	XXXXXX	XXXXXX
0933058457	XXXXXX	XXXXXX	XXXXXX
0282900216	XXXXXX	XXXXXX	XXXXXX
0064007027	XXXXXX	XXXXXX	XXXXXX
0468551440	XXXXXX	XXXXXX	XXXXXX
0318445258	XXXXXX	XXXXXX	XXXXXX
0393954678	XXXXXX	XXXXXX	XXXXXX
0704541167	XXXXXX	XXXXXX	XXXXXX
0057939220	XXXXXX	XXXXXX	XXXXXX
0178977394	XXXXXX	XXXXXX	XXXXXX
0966331849	XXXXXX	XXXXXX	XXXXXX
0667673418	XXXXXX	XXXXXX	XXXXXX
0819096335	XXXXXX	XXXXXX	XXXXXX
0757038018	XXXXXX	XXXXXX	XXXXXX
0155650275	XXXXXX	XXXXXX	XXXXXX
0916573116	XXXXXX	XXXXXX	XXXXXX
0492153347	XXXXXX	XXXXXX	XXXXXX
0982782301	XXXXXX	XXXXXX	XXXXXX
0693190533	XXXXXX	XXXXXX	XXXXXX
0204627764	XXXXXX	XXXXXX	XXXXXX
0334576917	XXXXXX	XXXXXX	XXXXXX
0901088887	XXXXXX	XXXXXX	XXXXXX
0150296391	XXXXXX	XXXXXX	XXXXXX
0146028007	XXXXXX	XXXXXX	XXXXXX
0787707992	XXXXXX	XXXXXX	XXXXXX
0504223139	XXXXXX	XXXXXX	XXXXXX
0444079059	XXXXXX	XXXXXX	XXXXXX
0404124695	XXXXXX	XXXXXX	XXXXXX
0964895891	XXXXXX	XXXXXX	XXXXXX
0234030486	XXXXXX	XXXXXX	XXXXXX
0790335942	XXXXXX	XXXXXX	XXXXXX
0367977862	XXXXXX	XXXXXX	XXXXXX
0388593763	XXXXXX	XXXXXX	XXXXXX
0582234381	XXXXXX	XXXXXX	XXXXXX
0283257311	XXXXXX	XXXXXX	XXXXXX
0390369462	XXXXXX	XXXXXX	XXXXXX
0877273215	XXXXXX	XXXXXX	XXXXXX
0926696847	XXXXXX	XXXXXX	XXXXXX
0307183224	XXXXXX	XXXXXX	XXXXXX
0716419381	XXXXXX	XXXXXX	XXXXXX
0229106085	XXXXXX	XXXXXX	XXXXXX
0868196334	XXXXXX	XXXXXX	XXXXXX
0746452773	XXXXXX	XXXXXX	XXXXXX
0421831148	XXXXXX	XXXXXX	XXXXXX
0217082581	XXXXXX	XXXXXX	XXXXXX
0713050359	XXXXXX	XXXXXX	XXXXXX
0624686684	XXXXXX	XXXXXX	XXXXXX
0485746484	XXXXXX	XXXXXX	XXXXXX
0186340477	XXXXXX	XXXXXX	XXXXXX
0502919607	XXXXXX	XXXXXX	XXXXXX
0555117016	XXXXXX	XXXXXX	XXXXXX
0455426764	XXXXXX	XXXXXX	XXXXXX
0810660232	XXXXXX	XXXXXX	XXXXXX
0288199052	XXXXXX	XXXXXX	XXXXXX
0154269768	XXXXXX	XXXXXX	XXXXXX
0517734635	XXXXXX	XXXXXX	XXXXXX
0320294755	XXXXXX	XXXXXX	XXXXXX
0641081879	XXXXXX	XXXXXX	XXXXXX
0801361737	XXXXXX	XXXXXX	XXXXXX
0730105889	XXXXXX	XXXXXX	XXXXXX
0358040502	XXXXXX	XXXXXX	XXXXXX
0383641657	XXXXXX	XXXXXX	XXXXXX
0800619847	XXXXXX	XXXXXX	XXXXXX
0592142339	XXXXXX	XXXXXX	XXXXXX
0425436044	XXXXXX	XXXXXX	XXXXXX
0072906455	XXXXXX	XXXXXX	XXXXXX
0707161986	XXXXXX	XXXXXX	XXXXXX
0778667570	XXXXXX	XXXXXX	XXXXXX
0488591987	XXXXXX	XXXXXX	XXXXXX
0083924278	XXXXXX	XXXXXX	XXXXXX
0283112956	XXXXXX	XXXXXX	XXXXXX
0508768230	XXXXXX	XXXXXX	XXXXXX
0535080314	XXXXXX	XXXXXX	XXXXXX
0428472369	XXXXXX	XXXXXX	XXXXXX
0538396769	XXXXXX	XXXXXX	XXXXXX
0793786264	XXXXXX	XXXXXX	XXXXXX
0666943526	XXXXXX	XXXXXX	XXXXXX
0678822113	XXXXXX	XXXXXX	XXXXXX
0203177217	XXXXXX	XXXXXX	XXXXXX
0850652242	XXXXXX	XXXXXX	XXXXXX
0163349101	XXXXXX	XXXXXX	XXXXXX
0288822477	XXXXXX	XXXXXX	XXXXXX
0784873416	XXXXXX	XXXXXX	XXXXXX
0692421794	XXXXXX	XXXXXX	XXXXXX
0544189595	XXXXXX	XXXXXX	XXXXXX
0752183771	XXXXXX	XXXXXX	XXXXXX
0392072139	XXXXXX	XXXXXX	XXXXXX
0489684066	XXXXXX	XXXXXX	XXXXXX
0612051797	XXXXXX	XXXXXX	XXXXXX
0251412794	XXXXXX	XXXXXX	XXXXXX
0028968132	XXXXXX	XXXXXX	XXXXXX
0295809621	XXXXXX	XXXXXX	XXXXXX
0096583941	XXXXXX	XXXXXX	XXXXXX
0374908059	XXXXXX	XXXXXX	XXXXXX
0864730657	XXXXXX	XXXXXX	XXXXXX
0557065956	XXXXXX	XXXXXX	XXXXXX
0679220138	XXXXXX	XXXXXX	XXXXXX
0283791182	XXXXXX	XXXXXX	XXXXXX
0689109916	XXXXXX	XXXXXX	XXXXXX
0432681350	XXXXXX	XXXXXX	XXXXXX
0898177252	XXXXXX	XXXXXX	XXXXXX
0016713119	XXXXXX	XXXXXX	XXXXXX
0080713606	XXXXXX	XXXXXX	XXXXXX
0919610424	XXXXXX	XXXXXX	XXXXXX
0749553138	XXXXXX	XXXXXX	XXXXXX
0205447510	XXXXXX	XXXXXX	XXXXXX
0441808946	XXXXXX	XXXXXX	XXXXXX
0164367068	XXXXXX	XXXXXX	XXXXXX
0802521389	XXXXXX	XXXXXX	XXXXXX
0875138889	XXXXXX	XXXXXX	XXXXXX
0777437201	XXXXXX	XXXXXX	XXXXXX
0741330561	XXXXXX	XXXXXX	XXXXXX
0430664388	XXXXXX	XXXXXX	XXXXXX
0854895176	XXXXXX	XXXXXX	XXXXXX
0109338238	XXXXXX	XXXXXX	XXXXXX
0997009504	XXXXXX	XXXXXX	XXXXXX
0116368247	XXXXXX	XXXXXX	XXXXXX
0481363336	XXXXXX	XXXXXX	XXXXXX
0103758196	XXXXXX	XXXXXX	XXXXXX
0896966328	XXXXXX	XXXXXX	XXXXXX
0394061841	XXXXXX	XXXXXX	XXXXXX
0264047614	XXXXXX	XXXXXX	XXXXXX
0340916483	XXXXXX	XXXXXX	XXXXXX
0778217687	XXXXXX	XXXXXX	XXXXXX
0366444122	XXXXXX	XXXXXX	XXXXXX
0296410844	XXXXXX	XXXXXX	XXXXXX
0869528318	XXXXXX	XXXXXX	XXXXXX
0751740112	XXXXXX	XXXXXX	XXXXXX
0792530609	XXXXXX	XXXXXX	XXXXXX
0319039165	XXXXXX	XXXXXX	XXXXXX
0249835216	XXXXXX	XXXXXX	XXXXXX
0073336179	XXXXXX	XXXXXX	XXXXXX
0105800705	XXXXXX	XXXXXX	XXXXXX
0899324716	XXXXXX	XXXXXX	XXXXXX
0958707418	XXXXXX	XXXXXX	XXXXXX
0224053991	XXXXXX	XXXXXX	XXXXXX
0216268238	XXXXXX	XXXXXX	XXXXXX
0560169735	XXXXXX	XXXXXX	XXXXXX
0794423874	XXXXXX	XXXXXX	XXXXXX
0261695741	XXXXXX	XXXXXX	XXXXXX
0015133521	XXXXXX	XXXXXX	XXXXXX
0206388625	XXXXXX	XXXXXX	XXXXXX
0818665885	XXXXXX	XXXXXX	XXXXXX
0486417517	XXXXXX	XXXXXX	XXXXXX
0751552840	XXXXXX	XXXXXX	XXXXXX
0082826879	XXXXXX	XXXXXX	XXXXXX
0620961648	XXXXXX	XXXXXX	XXXXXX
0183543689	XXXXXX	XXXXXX	XXXXXX
0436787524	XXXXXX	XXXXXX	XXXXXX
0916210276	XXXXXX	XXXXXX	XXXXXX
0968849254	XXXXXX	XXXXXX	XXXXXX
0655919282	XXXXXX	XXXXXX	XXXXXX
0053251889	XXXXXX	XXXXXX	XXXXXX
0893248516	XXXXXX	XXXXXX	XXXXXX
0620139747	XXXXXX	XXXXXX	XXXXXX
0546107176	XXXXXX	XXXXXX	XXXXXX
0696972764	XXXXXX	XXXXXX	XXXXXX
0896146481	XXXXXX	XXXXXX	XXXXXX
0631084263	XXXXXX	XXXXXX	XXXXXX
0001469223	XXXXXX	XXXXXX	XXXXXX
0295231822	XXXXXX	XXXXXX	XXXXXX
0213007870	XXXXXX	XXXXXX	XXXXXX
0908256797	XXXXXX	XXXXXX	XXXXXX
0573625389	XXXXXX	XXXXXX	XXXXXX
0492652738	XXXXXX	XXXXXX	XXXXXX
0445572625	XXXXXX	XXXXXX	XXXXXX
0396902804	XXXXXX	XXXXXX	XXXXXX
0177273864	XXXXXX	XXXXXX	XXXXXX
0043164872	XXXXXX	XXXXXX	XXXXXX
0692773000	XXXXXX	XXXXXX	XXXXXX
0846365236	XXXXXX	XXXXXX	XXXXXX
0439147108	XXXXXX	XXXXXX	XXXXXX
0913530754	XXXXXX	XXXXXX	XXXXXX
0492114111	XXXXXX	XXXXXX	XXXXXX
0434799711	XXXXXX	XXXXXX	XXXXXX
0633398557	XXXXXX	XXXXXX	XXXXXX
0177362402	XXXXXX	XXXXXX	XXXXXX
0586781304	XXXXXX	XXXXXX	XXXXXX
0454944224	XXXXXX	XXXXXX	XXXXXX
0603064469	XXXXXX	XXXXXX	XXXXXX
0808886449	XXXXXX	XXXXXX	XXXXXX
0353787004	XXXXXX	XXXXXX	XXXXXX
0362626001	XXXXXX	XXXXXX	XXXXXX
0650394276	XXXXXX	XXXXXX	XXXXXX
0741283617	XXXXXX	XXXXXX	XXXXXX
0202872915	XXXXXX	XXXXXX	XXXXXX
0744840124	XXXXXX	XXXXXX	XXXXXX
0730469940	XXXXXX	XXXXXX	XXXXXX
0451211486	XXXXXX	XXXXXX	XXXXXX
0064115527	XXXXXX	XXXXXX	XXXXXX
0772108074	XXXXXX	XXXXXX	XXXXXX
0882018387	XXXXXX	XXXXXX	XXXXXX
0931129596	XXXXXX	XXXXXX	XXXXXX
0044332709	XXXXXX	XXXXXX	XXXXXX
0248489010	XXXXXX	XXXXXX	XXXXXX
0862958928	XXXXXX	XXXXXX	XXXXXX
0375617730	XXXXXX	XXXXXX	XXXXXX
0466621432	XXXXXX	XXXXXX	XXXXXX
0204676895	XXXXXX	XXXXXX	XXXXXX
0327087875	XXXXXX	XXXXXX	XXXXXX
0833740113	XXXXXX	XXXXXX	XXXXXX
0802609664	XXXXXX	XXXXXX	XXXXXX
0772625855	XXXXXX	XXXXXX	XXXXXX
0024266614	XXXXXX	XXXXXX	XXXXXX
0729560550	XXXXXX	XXXXXX	XXXXXX
0640500866	XXXXXX	XXXXXX	XXXXXX
0169042038	XXXXXX	XXXXXX	XXXXXX
0165677415	XXXXXX	XXXXXX	XXXXXX
0838889453	XXXXXX	XXXXXX	XXXXXX
0206764557	XXXXXX	XXXXXX	XXXXXX
0826953332	XXXXXX	XXXXXX	XXXXXX
0634079877	XXXXXX	XXXXXX	XXXXXX
0229350942	XXXXXX	XXXXXX	XXXXXX
0883863389	XXXXXX	XXXXXX	XXXXXX
0978036700	XXXXXX	XXXXXX	XXXXXX
0684355939	XXXXXX	XXXXXX	XXXXXX
0776802271	XXXXXX	XXXXXX	XXXXXX
0085198096	XXXXXX	XXXXXX	XXXXXX
0547827681	XXXXXX	XXXXXX	XXXXXX
0873436235	XXXXXX	XXXXXX	XXXXXX
0911629433	XXXXXX	XXXXXX	XXXXXX
0639263330	XXXXXX	XXXXXX	XXXXXX
0967425385	XXXXXX	XXXXXX	XXXXXX
0308708627	XXXXXX	XXXXXX	XXXXXX
0603815433	XXXXXX	XXXXXX	XXXXXX
0134183020	XXXXXX	XXXXXX	XXXXXX
0761806052	XXXXXX	XXXXXX	XXXXXX
0947850363	XXXXXX	XXXXXX	XXXXXX
0523332584	XXXXXX	XXXXXX	XXXXXX
0557571321	XXXXXX	XXXXXX	XXXXXX
0882933564	XXXXXX	XXXXXX	XXXXXX
0111414152	XXXXXX	XXXXXX	XXXXXX
0008293269	XXXXXX	XXXXXX	XXXXXX
0172247822	XXXXXX	XXXXXX	XXXXXX
0045563575	XXXXXX	XXXXXX	XXXXXX
0058147582	XXXXXX	XXXXXX	XXXXXX
0647319489	XXXXXX	XXXXXX	XXXXXX
0944348762	XXXXXX	XXXXXX	XXXXXX
0047023711	XXXXXX	XXXXXX	XXXXXX
0085685458	XXXXXX	XXXXXX	XXXXXX
0481257401	XXXXXX	XXXXXX	XXXXXX
0622350069	XXXXXX	XXXXXX	XXXXXX
0241712071	XXXXXX	XXXXXX	XXXXXX
0255228757	XXXXXX	XXXXXX	XXXXXX
0982984316	XXXXXX	XXXXXX	XXXXXX
0289232561	XXXXXX	XXXXXX	XXXXXX
0293630010	XXXXXX	XXXXXX	XXXXXX
0833445229	XXXXXX	XXXXXX	XXXXXX
0486797041	XXXXXX	XXXXXX	XXXXXX
0142551728	XXXXXX	XXXXXX	XXXXXX
0661854930	XXXXXX	XXXXXX	XXXXXX
0814310335	XXXXXX	XXXXXX	XXXXXX
0825481380	XXXXXX	XXXXXX	XXXXXX
0393361773	XXXXXX	XXXXXX	XXXXXX
0213971086	XXXXXX	XXXXXX	XXXXXX
0757945566	XXXXXX	XXXXXX	XXXXXX
0195583016	XXXXXX	XXXXXX	XXXXXX
0202982432	XXXXXX	XXXXXX	XXXXXX
0901285225	XXXXXX	XXXXXX	XXXXXX
0121018656	XXXXXX	XXXXXX	XXXXXX
0849326852	XXXXXX	XXXXXX	XXXXXX
0850137530	XXXXXX	XXXXXX	XXXXXX
0339391627	XXXXXX	XXXXXX	XXXXXX
0065859787	XXXXXX	XXXXXX	XXXXXX
0683858793	XXXXXX	XXXXXX	XXXXXX
0882924642	XXXXXX	XXXXXX	XXXXXX
0269673134	XXXXXX	XXXXXX	XXXXXX
0240044355	XXXXXX	XXXXXX	XXXXXX
0102250603	XXXXXX	XXXXXX	XXXXXX
0102152006	XXXXXX	XXXXXX	XXXXXX
0789320570	XXXXXX	XXXXXX	XXXXXX
0946954837	XXXXXX	XXXXXX	XXXXXX
0357012313	XXXXXX	XXXXXX	XXXXXX
0977077998	XXXXXX	XXXXXX	XXXXXX
0685266747	XXXXXX	XXXXXX	XXXXXX
0978546835	XXXXXX	XXXXXX	XXXXXX
0894204679	XXXXXX	XXXXXX	XXXXXX
0148380799	XXXXXX	XXXXXX	XXXXXX
0035312129	XXXXXX	XXXXXX	XXXXXX
0199110542	XXXXXX	XXXXXX	XXXXXX
0236571098	XXXXXX	XXXXXX	XXXXXX
0646210677	XXXXXX	XXXXXX	XXXXXX
0948228566	XXXXXX	XXXXXX	XXXXXX
0706229586	XXXXXX	XXXXXX	XXXXXX
0125194573	XXXXXX	XXXXXX	XXXXXX
0791423816	XXXXXX	XXXXXX	XXXXXX
0088182486	XXXXXX	XXXXXX	XXXXXX
0296915642	XXXXXX	XXXXXX	XXXXXX
0489791026	XXXXXX	XXXXXX	XXXXXX
0656665462	XXXXXX	XXXXXX	XXXXXX
0587755412	XXXXXX	XXXXXX	XXXXXX
0664162914	XXXXXX	XXXXXX	XXXXXX
0712507330	XXXXXX	XXXXXX	XXXXXX
0979222955	XXXXXX	XXXXXX	XXXXXX
0599885927	XXXXXX	XXXXXX	XXXXXX
0340894411	XXXXXX	XXXXXX	XXXXXX
0190929716	XXXXXX	XXXXXX	XXXXXX
0076688211	XXXXXX	XXXXXX	XXXXXX
0078882758	XXXXXX	XXXXXX	XXXXXX
0059592592	XXXXXX	XXXXXX	XXXXXX
0361085631	XXXXXX	XXXXXX	XXXXXX
0445829253	XXXXXX	XXXXXX	XXXXXX
0575091343	XXXXXX	XXXXXX	XXXXXX
0741920461	XXXXXX	XXXXXX	XXXXXX
0823108175	XXXXXX	XXXXXX	XXXXXX
0188431569	XXXXXX	XXXXXX	XXXXXX
0669761526	XXXXXX	XXXXXX	XXXXXX
0111863427	XXXXXX	XXXXXX	XXXXXX

	Origination Values
Alt Loan Number	Appraised Date	Appraised Value	Appraisal Form	AVM Vendor Name	Confidence Score	Review Date	Review Value	Review Type
0003670349	10/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0285539794	12/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0309804883	11/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0262503050	02/07/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0577150183	11/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0924920933	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0194708648	11/20/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0778181529	10/17/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0478171770	01/12/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0830042526	01/14/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0134635729	12/05/2019	XXXXXX	1025 Multi-Fam (Mar 05)				$0.00
0469493971	09/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0575885451	12/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0585150939	12/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0632305095	10/30/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0313024903	01/13/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0496002353	02/17/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0638357345	12/26/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0950743074	12/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0681952991	11/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0213532889	12/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0310680781	01/07/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0719884322	07/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0560997728	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0873471492	01/20/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0515836260	12/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0738734921	08/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0264380033	08/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0274558538	10/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0726915723	11/22/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0547639390	10/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0868182168	01/30/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0710523842	07/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0100579591	07/08/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0892886478	01/30/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0488459085	12/13/2019	XXXXXX	1073 Condo (Mar 05)			12/13/2019	XXXX	Full Appraisal
0201856529	10/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0026296271	01/08/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0876012976	08/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0134438841	09/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0117509298	12/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0896066809	11/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0458328218	08/19/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0296430077	12/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0381835991	09/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0452102767	09/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0384348284	11/12/2019	XXXXXX	1025 Multi-Fam (Mar 05)				$0.00
0175763987	01/02/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0472569212	08/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0308645448	08/30/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0530430642	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0157671308	09/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0303516593	09/07/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0449241165	08/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0971205275	08/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0544115085	12/05/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0716237478	12/03/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0965508731	12/19/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0603960750	10/17/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0091927151	12/17/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0144756586	11/12/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0210963666	10/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0175650585	10/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0315626419	09/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0283550568	08/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0869077954	10/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0850029965	10/10/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0021117011	10/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0579524202	12/04/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0892800732	11/13/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0307436896	11/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0803580659	01/06/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0693684871	09/11/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0714434543	09/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0890622713	09/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0104019170	11/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0043075862	11/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0307356584	10/03/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0832146854	09/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0147640962	09/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0882245723	09/18/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0780620507	02/02/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0485123351	09/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0036026735	10/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0447186327	10/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0107594028	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0636595989	11/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0877642423	09/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0662200787	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0364145109	10/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0721995641	11/01/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0588230898	10/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0148870536	10/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0315578750	11/07/2019	XXXXXX	1025 Multi-Fam (Mar 05)				$0.00
0944043515	10/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0138515920	11/14/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0577767613	10/22/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0424094210	10/09/2019	XXXXXX	1025 Multi-Fam (Mar 05)				$0.00
0765788807	11/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0625511789	09/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0553142127	10/16/2019	XXXXXX	1025 Multi-Fam (Mar 05)				$0.00
0811744703	11/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0599675312	10/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0456562768	10/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0968649669	01/17/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0841328924	11/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0300400252	10/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0783318062	12/19/2018	XXXXXX	1004 SFR (Mar 05)				$0.00
0715221704	11/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0614208441	10/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0594516315	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0353633693	11/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0903552424	10/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0329024338	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0410923842	11/01/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0595636445	11/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0850741065	11/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0736536523	10/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0762171754	11/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0685596303	11/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0980625995	10/19/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0390982632	11/01/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0634884001	11/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0663605322	10/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0160837165	10/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0326035117	10/19/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0690154814	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0004262487	10/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0250915177	10/23/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0764246775	11/11/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0933058457	10/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0282900216	11/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0064007027	10/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0468551440	02/03/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0318445258	10/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0393954678	10/16/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0704541167	10/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0057939220	11/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0178977394	10/31/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0966331849	11/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0667673418	11/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0819096335	10/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0757038018	10/31/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0155650275	11/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0916573116	11/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0492153347	01/18/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0982782301	10/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0693190533	11/19/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0204627764	01/14/2020	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0334576917	10/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0901088887	10/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0150296391	11/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0146028007	10/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0787707992	11/22/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0504223139	10/25/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0444079059	10/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0404124695	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0964895891	02/06/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0234030486	10/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0790335942	10/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0367977862	01/12/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0388593763	01/06/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0582234381	11/12/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0283257311	11/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0390369462	11/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0877273215	11/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0926696847	11/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0307183224	10/30/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0716419381	12/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0229106085	10/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0868196334	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0746452773	11/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0421831148	11/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0217082581	11/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0713050359	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0624686684	11/27/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0485746484	10/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0186340477	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0502919607	11/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0555117016	11/12/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0455426764	01/08/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0810660232	11/01/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0288199052	12/02/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0154269768	11/14/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0517734635	12/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0320294755	11/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0641081879	01/14/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0801361737	11/25/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0730105889	12/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0358040502	11/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0383641657	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0800619847	12/03/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0592142339	11/05/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0425436044	11/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0072906455	10/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0707161986	11/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0778667570	11/02/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0488591987	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0083924278	11/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0283112956	11/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0508768230	11/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0535080314	11/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0428472369	12/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0538396769	11/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0793786264	01/02/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0666943526	11/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0678822113	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0203177217	11/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0850652242	11/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0163349101	12/03/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0288822477	12/03/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0784873416	12/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0692421794	12/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0544189595	11/22/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0752183771	02/07/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0392072139	11/22/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0489684066	12/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0612051797	01/28/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0251412794	01/02/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0028968132	11/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0295809621	11/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0096583941	11/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0374908059	11/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0864730657	12/13/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0557065956	11/19/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0679220138	11/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0283791182	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0689109916	11/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0432681350	01/14/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0898177252	12/26/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0016713119	12/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0080713606	11/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0919610424	12/19/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0749553138	02/12/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0205447510	11/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0441808946	11/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0164367068	12/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0802521389	11/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0875138889	02/07/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0777437201	12/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0741330561	12/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0430664388	11/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0854895176	11/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0109338238	11/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0997009504	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0116368247	11/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0481363336	11/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0103758196	11/25/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0896966328	12/20/2019	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0394061841	12/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0264047614	12/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0340916483	12/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0778217687	12/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0366444122	12/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0296410844	12/03/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0869528318	12/03/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0751740112	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0792530609	11/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0319039165	01/28/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0249835216	12/13/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0073336179	10/31/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0105800705	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0899324716	11/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0958707418	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0224053991	11/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0216268238	09/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0560169735	08/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0794423874	01/30/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0261695741	01/10/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0015133521	12/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0206388625	12/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0818665885	01/24/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0486417517	12/13/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0751552840	12/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0082826879	01/02/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0620961648	12/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0183543689	12/26/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0436787524	12/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0916210276	01/31/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0968849254	01/28/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0655919282	12/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0053251889	12/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0893248516	12/06/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0620139747	01/24/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0546107176	12/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0696972764	12/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0896146481	01/31/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0631084263	02/12/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0001469223	01/07/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0295231822	12/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0213007870	01/16/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0908256797	12/19/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0573625389	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0492652738	12/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0445572625	12/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0396902804	01/18/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0177273864	12/14/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0043164872	01/15/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0692773000	12/16/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0846365236	12/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0439147108	12/09/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0913530754	12/05/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0492114111	01/06/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0434799711	12/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0633398557	12/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0177362402	01/02/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0586781304	01/04/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0454944224	01/12/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0603064469	01/10/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0808886449	12/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0353787004	12/27/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0362626001	01/17/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0650394276	02/04/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0741283617	01/08/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0202872915	01/06/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0744840124	02/14/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0730469940	01/09/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0451211486	12/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0064115527	01/22/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0772108074	01/11/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0882018387	01/30/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0931129596	01/08/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0044332709	09/15/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0248489010	01/10/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0862958928	12/21/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0375617730	01/11/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0466621432	01/10/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0204676895	02/14/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0327087875	01/31/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0833740113	01/30/2020	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0802609664	02/04/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0772625855	01/11/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0024266614	01/22/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0729560550	01/10/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0640500866	03/12/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0169042038	01/28/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0165677415	01/29/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0838889453	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0206764557	01/31/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0826953332	01/16/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0634079877	01/18/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0229350942	01/17/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0883863389	02/05/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0978036700	01/13/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0684355939	01/09/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0776802271	01/17/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0085198096	02/04/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0547827681	01/21/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0873436235	01/17/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0911629433	01/11/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0639263330	01/21/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0967425385	01/08/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0308708627	02/04/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0603815433	01/28/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0134183020	01/23/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0761806052	01/22/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0947850363	01/18/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0523332584	01/14/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0557571321	01/30/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0882933564	01/27/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0111414152	01/24/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0008293269	01/31/2020	XXXXXX	2090 Cooperative (Mar 05)				$0.00
0172247822	01/19/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0045563575	02/03/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0058147582	02/03/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0647319489	02/07/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0944348762	01/29/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0047023711	01/26/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0085685458	01/29/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0481257401	02/12/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0622350069	02/06/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0241712071	01/28/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0255228757	02/09/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0982984316	01/25/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0289232561	02/10/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0293630010	02/01/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0833445229	01/31/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0486797041	01/28/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0142551728	02/08/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0661854930	01/24/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0814310335	01/31/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0825481380	02/12/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0393361773	02/03/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0213971086	02/04/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0757945566	02/04/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0195583016	02/14/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0202982432	02/10/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0901285225	02/06/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0121018656	04/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0849326852	02/05/2020	XXXXXX	1004 SFR (Mar 05)				$0.00
0850137530	02/19/2020	XXXXXX	1073 Condo (Mar 05)				$0.00
0339391627	04/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0065859787	12/11/2018	XXXXXX	1004 SFR (Mar 05)				$0.00
0683858793	01/21/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0882924642	03/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0269673134	05/02/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0240044355	05/01/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0102250603	04/16/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0102152006	07/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0789320570	07/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0946954837	08/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0357012313	06/20/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0977077998	09/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0685266747	10/22/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0978546835	11/07/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0894204679	10/10/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0148380799	10/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0035312129	10/18/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0199110542	10/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0236571098	10/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0646210677	10/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0948228566	10/17/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0706229586	10/26/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0125194573	10/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0791423816	10/16/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0088182486	11/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0296915642	10/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0489791026	11/04/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0656665462	10/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0587755412	10/24/2019	XXXXXX	1073 Condo (Mar 05)				$0.00
0664162914	10/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0712507330	10/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0979222955	11/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0599885927	10/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0340894411	11/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0190929716	11/14/2019	XXXXXX	1025 Multi-Fam (Mar 05)				$0.00
0076688211	10/31/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0078882758	10/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0059592592	10/28/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0361085631	09/24/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0445829253	10/23/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0575091343	11/05/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0741920461	10/29/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0823108175	11/08/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0188431569	11/11/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0669761526	11/13/2019	XXXXXX	1004 SFR (Mar 05)				$0.00
0111863427	10/30/2019	XXXXXX	1004 SFR (Mar 05)				$0.00

	Automated Valuation Model
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	AVM Vendor Name	Confidence Score
0003670349		$0.00	$0.00	0.00%
0285539794		$0.00	$0.00	0.00%
0309804883		$0.00	$0.00	0.00%
0262503050		$0.00	$0.00	0.00%
0577150183		$0.00	$0.00	0.00%
0924920933		$0.00	$0.00	0.00%
0194708648		$0.00	$0.00	0.00%
0778181529		$0.00	$0.00	0.00%
0478171770		$0.00	$0.00	0.00%
0830042526		$0.00	$0.00	0.00%
0134635729		$0.00	$0.00	0.00%
0469493971		$0.00	$0.00	0.00%
0575885451		$0.00	$0.00	0.00%
0585150939		$0.00	$0.00	0.00%
0632305095		$0.00	$0.00	0.00%
0313024903		$0.00	$0.00	0.00%
0496002353		$0.00	$0.00	0.00%
0638357345		$0.00	$0.00	0.00%
0950743074		$0.00	$0.00	0.00%
0681952991		$0.00	$0.00	0.00%
0213532889		$0.00	$0.00	0.00%
0310680781		$0.00	$0.00	0.00%
0719884322		$0.00	$0.00	0.00%
0560997728		$0.00	$0.00	0.00%
0873471492		$0.00	$0.00	0.00%
0515836260		$0.00	$0.00	0.00%
0738734921		$0.00	$0.00	0.00%
0264380033		$0.00	$0.00	0.00%
0274558538		$0.00	$0.00	0.00%
0726915723		$0.00	$0.00	0.00%
0547639390		$0.00	$0.00	0.00%
0868182168		$0.00	$0.00	0.00%
0710523842		$0.00	$0.00	0.00%
0100579591		$0.00	$0.00	0.00%
0892886478		$0.00	$0.00	0.00%
0488459085		$0.00	$0.00	0.00%
0201856529		$0.00	$0.00	0.00%
0026296271		$0.00	$0.00	0.00%
0876012976		$0.00	$0.00	0.00%
0134438841		$0.00	$0.00	0.00%
0117509298		$0.00	$0.00	0.00%
0896066809		$0.00	$0.00	0.00%
0458328218		$0.00	$0.00	0.00%
0296430077		$0.00	$0.00	0.00%
0381835991		$0.00	$0.00	0.00%
0452102767		$0.00	$0.00	0.00%
0384348284		$0.00	$0.00	0.00%
0175763987		$0.00	$0.00	0.00%
0472569212		$0.00	$0.00	0.00%
0308645448		$0.00	$0.00	0.00%
0530430642		$0.00	$0.00	0.00%
0157671308		$0.00	$0.00	0.00%
0303516593		$0.00	$0.00	0.00%
0449241165		$0.00	$0.00	0.00%
0971205275		$0.00	$0.00	0.00%
0544115085		$0.00	$0.00	0.00%
0716237478		$0.00	$0.00	0.00%
0965508731		$0.00	$0.00	0.00%
0603960750		$0.00	$0.00	0.00%
0091927151		$0.00	$0.00	0.00%
0144756586		$0.00	$0.00	0.00%
0210963666		$0.00	$0.00	0.00%
0175650585		$0.00	$0.00	0.00%
0315626419		$0.00	$0.00	0.00%
0283550568		$0.00	$0.00	0.00%
0869077954		$0.00	$0.00	0.00%
0850029965		$0.00	$0.00	0.00%
0021117011		$0.00	$0.00	0.00%
0579524202		$0.00	$0.00	0.00%
0892800732		$0.00	$0.00	0.00%
0307436896		$0.00	$0.00	0.00%
0803580659		$0.00	$0.00	0.00%
0693684871		$0.00	$0.00	0.00%
0714434543		$0.00	$0.00	0.00%
0890622713		$0.00	$0.00	0.00%
0104019170		$0.00	$0.00	0.00%
0043075862		$0.00	$0.00	0.00%
0307356584		$0.00	$0.00	0.00%
0832146854		$0.00	$0.00	0.00%
0147640962		$0.00	$0.00	0.00%
0882245723		$0.00	$0.00	0.00%
0780620507		$0.00	$0.00	0.00%
0485123351		$0.00	$0.00	0.00%
0036026735		$0.00	$0.00	0.00%
0447186327		$0.00	$0.00	0.00%
0107594028		$0.00	$0.00	0.00%
0636595989		$0.00	$0.00	0.00%
0877642423		$0.00	$0.00	0.00%
0662200787		$0.00	$0.00	0.00%
0364145109		$0.00	$0.00	0.00%
0721995641		$0.00	$0.00	0.00%
0588230898		$0.00	$0.00	0.00%
0148870536		$0.00	$0.00	0.00%
0315578750		$0.00	$0.00	0.00%
0944043515		$0.00	$0.00	0.00%
0138515920		$0.00	$0.00	0.00%
0577767613		$0.00	$0.00	0.00%
0424094210		$0.00	$0.00	0.00%
0765788807		$0.00	$0.00	0.00%
0625511789		$0.00	$0.00	0.00%
0553142127		$0.00	$0.00	0.00%
0811744703		$0.00	$0.00	0.00%
0599675312		$0.00	$0.00	0.00%
0456562768		$0.00	$0.00	0.00%
0968649669		$0.00	$0.00	0.00%
0841328924		$0.00	$0.00	0.00%
0300400252		$0.00	$0.00	0.00%
0783318062		$0.00	$0.00	0.00%
0715221704		$0.00	$0.00	0.00%
0614208441		$0.00	$0.00	0.00%
0594516315		$0.00	$0.00	0.00%
0353633693		$0.00	$0.00	0.00%
0903552424		$0.00	$0.00	0.00%
0329024338		$0.00	$0.00	0.00%
0410923842		$0.00	$0.00	0.00%
0595636445		$0.00	$0.00	0.00%
0850741065		$0.00	$0.00	0.00%
0736536523		$0.00	$0.00	0.00%
0762171754		$0.00	$0.00	0.00%
0685596303		$0.00	$0.00	0.00%
0980625995		$0.00	$0.00	0.00%
0390982632		$0.00	$0.00	0.00%
0634884001		$0.00	$0.00	0.00%
0663605322		$0.00	$0.00	0.00%
0160837165		$0.00	$0.00	0.00%
0326035117		$0.00	$0.00	0.00%
0690154814		$0.00	$0.00	0.00%
0004262487		$0.00	$0.00	0.00%
0250915177		$0.00	$0.00	0.00%
0764246775		$0.00	$0.00	0.00%
0933058457		$0.00	$0.00	0.00%
0282900216		$0.00	$0.00	0.00%
0064007027		$0.00	$0.00	0.00%
0468551440		$0.00	$0.00	0.00%
0318445258		$0.00	$0.00	0.00%
0393954678		$0.00	$0.00	0.00%
0704541167		$0.00	$0.00	0.00%
0057939220		$0.00	$0.00	0.00%
0178977394		$0.00	$0.00	0.00%
0966331849		$0.00	$0.00	0.00%
0667673418		$0.00	$0.00	0.00%
0819096335		$0.00	$0.00	0.00%
0757038018		$0.00	$0.00	0.00%
0155650275		$0.00	$0.00	0.00%
0916573116		$0.00	$0.00	0.00%
0492153347		$0.00	$0.00	0.00%
0982782301		$0.00	$0.00	0.00%
0693190533		$0.00	$0.00	0.00%
0204627764		$0.00	$0.00	0.00%
0334576917		$0.00	$0.00	0.00%
0901088887		$0.00	$0.00	0.00%
0150296391		$0.00	$0.00	0.00%
0146028007		$0.00	$0.00	0.00%
0787707992		$0.00	$0.00	0.00%
0504223139		$0.00	$0.00	0.00%
0444079059		$0.00	$0.00	0.00%
0404124695		$0.00	$0.00	0.00%
0964895891		$0.00	$0.00	0.00%
0234030486		$0.00	$0.00	0.00%
0790335942		$0.00	$0.00	0.00%
0367977862		$0.00	$0.00	0.00%
0388593763		$0.00	$0.00	0.00%
0582234381		$0.00	$0.00	0.00%
0283257311		$0.00	$0.00	0.00%
0390369462		$0.00	$0.00	0.00%
0877273215		$0.00	$0.00	0.00%
0926696847		$0.00	$0.00	0.00%
0307183224		$0.00	$0.00	0.00%
0716419381		$0.00	$0.00	0.00%
0229106085		$0.00	$0.00	0.00%
0868196334		$0.00	$0.00	0.00%
0746452773		$0.00	$0.00	0.00%
0421831148		$0.00	$0.00	0.00%
0217082581		$0.00	$0.00	0.00%
0713050359		$0.00	$0.00	0.00%
0624686684		$0.00	$0.00	0.00%
0485746484		$0.00	$0.00	0.00%
0186340477		$0.00	$0.00	0.00%
0502919607		$0.00	$0.00	0.00%
0555117016		$0.00	$0.00	0.00%
0455426764		$0.00	$0.00	0.00%
0810660232		$0.00	$0.00	0.00%
0288199052		$0.00	$0.00	0.00%
0154269768		$0.00	$0.00	0.00%
0517734635		$0.00	$0.00	0.00%
0320294755		$0.00	$0.00	0.00%
0641081879		$0.00	$0.00	0.00%
0801361737		$0.00	$0.00	0.00%
0730105889		$0.00	$0.00	0.00%
0358040502		$0.00	$0.00	0.00%
0383641657		$0.00	$0.00	0.00%
0800619847		$0.00	$0.00	0.00%
0592142339		$0.00	$0.00	0.00%
0425436044		$0.00	$0.00	0.00%
0072906455		$0.00	$0.00	0.00%
0707161986		$0.00	$0.00	0.00%
0778667570		$0.00	$0.00	0.00%
0488591987		$0.00	$0.00	0.00%
0083924278		$0.00	$0.00	0.00%
0283112956		$0.00	$0.00	0.00%
0508768230		$0.00	$0.00	0.00%
0535080314		$0.00	$0.00	0.00%
0428472369		$0.00	$0.00	0.00%
0538396769		$0.00	$0.00	0.00%
0793786264		$0.00	$0.00	0.00%
0666943526		$0.00	$0.00	0.00%
0678822113		$0.00	$0.00	0.00%
0203177217		$0.00	$0.00	0.00%
0850652242		$0.00	$0.00	0.00%
0163349101		$0.00	$0.00	0.00%
0288822477		$0.00	$0.00	0.00%
0784873416		$0.00	$0.00	0.00%
0692421794		$0.00	$0.00	0.00%
0544189595		$0.00	$0.00	0.00%
0752183771		$0.00	$0.00	0.00%
0392072139		$0.00	$0.00	0.00%
0489684066		$0.00	$0.00	0.00%
0612051797		$0.00	$0.00	0.00%
0251412794		$0.00	$0.00	0.00%
0028968132		$0.00	$0.00	0.00%
0295809621		$0.00	$0.00	0.00%
0096583941		$0.00	$0.00	0.00%
0374908059		$0.00	$0.00	0.00%
0864730657		$0.00	$0.00	0.00%
0557065956		$0.00	$0.00	0.00%
0679220138		$0.00	$0.00	0.00%
0283791182		$0.00	$0.00	0.00%
0689109916		$0.00	$0.00	0.00%
0432681350		$0.00	$0.00	0.00%
0898177252		$0.00	$0.00	0.00%
0016713119		$0.00	$0.00	0.00%
0080713606		$0.00	$0.00	0.00%
0919610424		$0.00	$0.00	0.00%
0749553138		$0.00	$0.00	0.00%
0205447510		$0.00	$0.00	0.00%
0441808946		$0.00	$0.00	0.00%
0164367068		$0.00	$0.00	0.00%
0802521389		$0.00	$0.00	0.00%
0875138889		$0.00	$0.00	0.00%
0777437201		$0.00	$0.00	0.00%
0741330561		$0.00	$0.00	0.00%
0430664388		$0.00	$0.00	0.00%
0854895176		$0.00	$0.00	0.00%
0109338238		$0.00	$0.00	0.00%
0997009504		$0.00	$0.00	0.00%
0116368247		$0.00	$0.00	0.00%
0481363336		$0.00	$0.00	0.00%
0103758196		$0.00	$0.00	0.00%
0896966328		$0.00	$0.00	0.00%
0394061841		$0.00	$0.00	0.00%
0264047614		$0.00	$0.00	0.00%
0340916483		$0.00	$0.00	0.00%
0778217687		$0.00	$0.00	0.00%
0366444122		$0.00	$0.00	0.00%
0296410844		$0.00	$0.00	0.00%
0869528318		$0.00	$0.00	0.00%
0751740112		$0.00	$0.00	0.00%
0792530609		$0.00	$0.00	0.00%
0319039165		$0.00	$0.00	0.00%
0249835216		$0.00	$0.00	0.00%
0073336179		$0.00	$0.00	0.00%
0105800705		$0.00	$0.00	0.00%
0899324716		$0.00	$0.00	0.00%
0958707418		$0.00	$0.00	0.00%
0224053991		$0.00	$0.00	0.00%
0216268238		$0.00	$0.00	0.00%
0560169735		$0.00	$0.00	0.00%
0794423874		$0.00	$0.00	0.00%
0261695741		$0.00	$0.00	0.00%
0015133521		$0.00	$0.00	0.00%
0206388625		$0.00	$0.00	0.00%
0818665885		$0.00	$0.00	0.00%
0486417517		$0.00	$0.00	0.00%
0751552840		$0.00	$0.00	0.00%
0082826879		$0.00	$0.00	0.00%
0620961648		$0.00	$0.00	0.00%
0183543689		$0.00	$0.00	0.00%
0436787524		$0.00	$0.00	0.00%
0916210276		$0.00	$0.00	0.00%
0968849254		$0.00	$0.00	0.00%
0655919282		$0.00	$0.00	0.00%
0053251889		$0.00	$0.00	0.00%
0893248516		$0.00	$0.00	0.00%
0620139747		$0.00	$0.00	0.00%
0546107176		$0.00	$0.00	0.00%
0696972764		$0.00	$0.00	0.00%
0896146481		$0.00	$0.00	0.00%
0631084263		$0.00	$0.00	0.00%
0001469223		$0.00	$0.00	0.00%
0295231822		$0.00	$0.00	0.00%
0213007870		$0.00	$0.00	0.00%
0908256797		$0.00	$0.00	0.00%
0573625389		$0.00	$0.00	0.00%
0492652738		$0.00	$0.00	0.00%
0445572625		$0.00	$0.00	0.00%
0396902804		$0.00	$0.00	0.00%
0177273864		$0.00	$0.00	0.00%
0043164872		$0.00	$0.00	0.00%
0692773000		$0.00	$0.00	0.00%
0846365236		$0.00	$0.00	0.00%
0439147108		$0.00	$0.00	0.00%
0913530754		$0.00	$0.00	0.00%
0492114111		$0.00	$0.00	0.00%
0434799711		$0.00	$0.00	0.00%
0633398557		$0.00	$0.00	0.00%
0177362402		$0.00	$0.00	0.00%
0586781304		$0.00	$0.00	0.00%
0454944224		$0.00	$0.00	0.00%
0603064469		$0.00	$0.00	0.00%
0808886449		$0.00	$0.00	0.00%
0353787004		$0.00	$0.00	0.00%
0362626001		$0.00	$0.00	0.00%
0650394276		$0.00	$0.00	0.00%
0741283617		$0.00	$0.00	0.00%
0202872915		$0.00	$0.00	0.00%
0744840124		$0.00	$0.00	0.00%
0730469940		$0.00	$0.00	0.00%
0451211486		$0.00	$0.00	0.00%
0064115527		$0.00	$0.00	0.00%
0772108074		$0.00	$0.00	0.00%
0882018387		$0.00	$0.00	0.00%
0931129596		$0.00	$0.00	0.00%
0044332709		$0.00	$0.00	0.00%
0248489010		$0.00	$0.00	0.00%
0862958928		$0.00	$0.00	0.00%
0375617730		$0.00	$0.00	0.00%
0466621432		$0.00	$0.00	0.00%
0204676895		$0.00	$0.00	0.00%
0327087875		$0.00	$0.00	0.00%
0833740113		$0.00	$0.00	0.00%
0802609664		$0.00	$0.00	0.00%
0772625855		$0.00	$0.00	0.00%
0024266614		$0.00	$0.00	0.00%
0729560550		$0.00	$0.00	0.00%
0640500866		$0.00	$0.00	0.00%
0169042038		$0.00	$0.00	0.00%
0165677415		$0.00	$0.00	0.00%
0838889453		$0.00	$0.00	0.00%
0206764557		$0.00	$0.00	0.00%
0826953332		$0.00	$0.00	0.00%
0634079877		$0.00	$0.00	0.00%
0229350942		$0.00	$0.00	0.00%
0883863389		$0.00	$0.00	0.00%
0978036700		$0.00	$0.00	0.00%
0684355939		$0.00	$0.00	0.00%
0776802271		$0.00	$0.00	0.00%
0085198096		$0.00	$0.00	0.00%
0547827681		$0.00	$0.00	0.00%
0873436235		$0.00	$0.00	0.00%
0911629433		$0.00	$0.00	0.00%
0639263330		$0.00	$0.00	0.00%
0967425385		$0.00	$0.00	0.00%
0308708627		$0.00	$0.00	0.00%
0603815433		$0.00	$0.00	0.00%
0134183020		$0.00	$0.00	0.00%
0761806052		$0.00	$0.00	0.00%
0947850363		$0.00	$0.00	0.00%
0523332584		$0.00	$0.00	0.00%
0557571321		$0.00	$0.00	0.00%
0882933564		$0.00	$0.00	0.00%
0111414152		$0.00	$0.00	0.00%
0008293269		$0.00	$0.00	0.00%
0172247822		$0.00	$0.00	0.00%
0045563575		$0.00	$0.00	0.00%
0058147582		$0.00	$0.00	0.00%
0647319489		$0.00	$0.00	0.00%
0944348762		$0.00	$0.00	0.00%
0047023711		$0.00	$0.00	0.00%
0085685458		$0.00	$0.00	0.00%
0481257401		$0.00	$0.00	0.00%
0622350069		$0.00	$0.00	0.00%
0241712071		$0.00	$0.00	0.00%
0255228757		$0.00	$0.00	0.00%
0982984316		$0.00	$0.00	0.00%
0289232561		$0.00	$0.00	0.00%
0293630010		$0.00	$0.00	0.00%
0833445229		$0.00	$0.00	0.00%
0486797041		$0.00	$0.00	0.00%
0142551728		$0.00	$0.00	0.00%
0661854930		$0.00	$0.00	0.00%
0814310335		$0.00	$0.00	0.00%
0825481380		$0.00	$0.00	0.00%
0393361773		$0.00	$0.00	0.00%
0213971086		$0.00	$0.00	0.00%
0757945566		$0.00	$0.00	0.00%
0195583016		$0.00	$0.00	0.00%
0202982432		$0.00	$0.00	0.00%
0901285225		$0.00	$0.00	0.00%
0121018656		$0.00	$0.00	0.00%
0849326852		$0.00	$0.00	0.00%
0850137530		$0.00	$0.00	0.00%
0339391627		$0.00	$0.00	0.00%
0065859787		$0.00	$0.00	0.00%
0683858793		$0.00	$0.00	0.00%
0882924642		$0.00	$0.00	0.00%
0269673134		$0.00	$0.00	0.00%
0240044355		$0.00	$0.00	0.00%
0102250603		$0.00	$0.00	0.00%
0102152006		$0.00	$0.00	0.00%
0789320570		$0.00	$0.00	0.00%
0946954837		$0.00	$0.00	0.00%
0357012313		$0.00	$0.00	0.00%
0977077998		$0.00	$0.00	0.00%
0685266747		$0.00	$0.00	0.00%
0978546835		$0.00	$0.00	0.00%
0894204679		$0.00	$0.00	0.00%
0148380799		$0.00	$0.00	0.00%
0035312129		$0.00	$0.00	0.00%
0199110542		$0.00	$0.00	0.00%
0236571098		$0.00	$0.00	0.00%
0646210677		$0.00	$0.00	0.00%
0948228566		$0.00	$0.00	0.00%
0706229586		$0.00	$0.00	0.00%
0125194573		$0.00	$0.00	0.00%
0791423816		$0.00	$0.00	0.00%
0088182486		$0.00	$0.00	0.00%
0296915642		$0.00	$0.00	0.00%
0489791026		$0.00	$0.00	0.00%
0656665462		$0.00	$0.00	0.00%
0587755412		$0.00	$0.00	0.00%
0664162914		$0.00	$0.00	0.00%
0712507330		$0.00	$0.00	0.00%
0979222955		$0.00	$0.00	0.00%
0599885927		$0.00	$0.00	0.00%
0340894411		$0.00	$0.00	0.00%
0190929716		$0.00	$0.00	0.00%
0076688211		$0.00	$0.00	0.00%
0078882758		$0.00	$0.00	0.00%
0059592592		$0.00	$0.00	0.00%
0361085631		$0.00	$0.00	0.00%
0445829253		$0.00	$0.00	0.00%
0575091343		$0.00	$0.00	0.00%
0741920461		$0.00	$0.00	0.00%
0823108175		$0.00	$0.00	0.00%
0188431569		$0.00	$0.00	0.00%
0669761526		$0.00	$0.00	0.00%
0111863427		$0.00	$0.00	0.00%

	Desk Review				Second Desk Review
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	Report Date	Value	Variance Amount	Variance %
0003670349	01/21/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0285539794	01/27/2020	XXXXXX	XXXX	-2.78%		$0.00	$0.00	0.00%
0309804883	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0262503050	03/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0577150183	01/08/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0924920933	02/05/2020	XXXXXX	XXXX	2.10%		$0.00	$0.00	0.00%
0194708648	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0778181529	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0478171770	02/18/2020	XXXXXX	XXXX	-0.73%		$0.00	$0.00	0.00%
0830042526	03/12/2019	XXXXXX	XXXX	-8.33%		$0.00	$0.00	0.00%
0134635729	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0469493971	12/24/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0575885451	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0585150939	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0632305095	01/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0313024903	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0496002353	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0638357345	03/25/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0950743074	02/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0681952991	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0213532889	01/23/2020	XXXXXX	XXXX	-1.56%		$0.00	$0.00	0.00%
0310680781	02/12/2020	XXXXXX	XXXX	-13.29%		$0.00	$0.00	0.00%
0719884322	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0560997728	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0873471492	03/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0515836260	01/30/2020	XXXXXX	XXXX	-2.41%		$0.00	$0.00	0.00%
0738734921	01/30/2020	XXXXXX	XXXX	-15.34%		$0.00	$0.00	0.00%
0264380033	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0274558538	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0726915723	01/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0547639390	01/30/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0868182168	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0710523842	01/28/2020	XXXXXX	XXXX	-9.60%		$0.00	$0.00	0.00%
0100579591	01/09/2020	XXXXXX	XXXX	1.29%		$0.00	$0.00	0.00%
0892886478	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0488459085	03/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0201856529	12/23/2019	XXXXXX	XXXX	-7.10%		$0.00	$0.00	0.00%
0026296271	02/24/2020	XXXXXX	XXXX	0.06%		$0.00	$0.00	0.00%
0876012976	02/21/2020	XXXXXX	XXXX	2.50%		$0.00	$0.00	0.00%
0134438841	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0117509298	02/23/2020	XXXXXX	XXXX	-1.45%		$0.00	$0.00	0.00%
0896066809	02/07/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0458328218	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0296430077	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0381835991	01/02/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0452102767	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0384348284	01/30/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0175763987	02/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0472569212	08/16/2019	XXXXXX	XXXX	-12.86%		$0.00	$0.00	0.00%
0308645448	12/27/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0530430642	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0157671308	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0303516593	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0449241165	03/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0971205275	12/23/2019	XXXXXX	XXXX	1.07%		$0.00	$0.00	0.00%
0544115085	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0716237478	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0965508731	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0603960750	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0091927151	02/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0144756586	01/04/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0210963666	12/24/2019	XXXXXX	XXXX	-0.94%		$0.00	$0.00	0.00%
0175650585	01/02/2020	XXXXXX	XXXX	-6.25%		$0.00	$0.00	0.00%
0315626419	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283550568	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0869077954	01/28/2020	XXXXXX	XXXX	-6.94%		$0.00	$0.00	0.00%
0850029965	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0021117011	12/12/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0579524202	03/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0892800732	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0307436896	12/23/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0803580659	02/11/2020	XXXXXX	XXXX	-1.44%		$0.00	$0.00	0.00%
0693684871	01/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0714434543	12/09/2019	XXXXXX	XXXX	-11.11%		$0.00	$0.00	0.00%
0890622713	01/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0104019170	01/13/2020	XXXXXX	XXXX	-15.09%		$0.00	$0.00	0.00%
0043075862	01/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0307356584	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0832146854	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0147640962	01/06/2020	XXXXXX	XXXX	-8.42%		$0.00	$0.00	0.00%
0882245723	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0780620507	03/05/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0485123351	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0036026735	12/17/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0447186327	01/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0107594028	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0636595989	12/23/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0877642423	04/08/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0662200787	01/28/2020	XXXXXX	XXXX	-3.89%		$0.00	$0.00	0.00%
0364145109	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0721995641	12/16/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0588230898	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0148870536	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0315578750	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0944043515	12/26/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0138515920	11/15/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0577767613	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0424094210	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0765788807	03/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0625511789	01/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0553142127	02/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0811744703	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0599675312	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0456562768	12/27/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0968649669	04/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0841328924	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0300400252	01/06/2020	XXXXXX	XXXX	-4.43%		$0.00	$0.00	0.00%
0783318062	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0715221704	12/19/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0614208441	01/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0594516315	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0353633693	01/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0903552424	12/28/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0329024338	01/22/2020	XXXXXX	XXXX	-1.11%		$0.00	$0.00	0.00%
0410923842	01/21/2020	XXXXXX	XXXX	-10.00%		$0.00	$0.00	0.00%
0595636445	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850741065	03/30/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0736536523	01/22/2020	XXXXXX	XXXX	0.32%		$0.00	$0.00	0.00%
0762171754	02/05/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0685596303	03/11/2020	XXXXXX	XXXX	-15.13%		$0.00	$0.00	0.00%
0980625995	12/30/2019	XXXXXX	XXXX	-28.57%		$0.00	$0.00	0.00%
0390982632	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0634884001	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0663605322	01/30/2020	XXXXXX	XXXX	2.15%		$0.00	$0.00	0.00%
0160837165	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0326035117	12/31/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0690154814	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0004262487	02/19/2020	XXXXXX	XXXX	2.20%		$0.00	$0.00	0.00%
0250915177	12/31/2019	XXXXXX	XXXX	-3.77%		$0.00	$0.00	0.00%
0764246775	02/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0933058457	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0282900216	12/12/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0064007027	12/12/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0468551440	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0318445258	01/15/2020	XXXXXX	XXXX	-0.94%		$0.00	$0.00	0.00%
0393954678	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0704541167	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0057939220	01/31/2020	XXXXXX	XXXX	0.92%		$0.00	$0.00	0.00%
0178977394	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0966331849	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0667673418	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0819096335	01/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0757038018	12/13/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0155650275	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0916573116	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0492153347	04/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0982782301	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0693190533	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0204627764	04/21/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0334576917	12/31/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0901088887	02/07/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0150296391	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0146028007	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0787707992	01/14/2020	XXXXXX	XXXX	1.34%		$0.00	$0.00	0.00%
0504223139	02/12/2020	XXXXXX	XXXX	-9.09%		$0.00	$0.00	0.00%
0444079059	01/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0404124695	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0964895891	02/07/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0234030486	02/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0790335942	12/19/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0367977862	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0388593763	02/12/2020	XXXXXX	XXXX	-7.14%		$0.00	$0.00	0.00%
0582234381	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283257311	02/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0390369462	01/29/2020	XXXXXX	XXXX	-0.61%		$0.00	$0.00	0.00%
0877273215	01/13/2020	XXXXXX	XXXX	-12.08%		$0.00	$0.00	0.00%
0926696847	02/13/2020	XXXXXX	XXXX	-3.55%		$0.00	$0.00	0.00%
0307183224	12/13/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0716419381	03/05/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0229106085	12/31/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0868196334	02/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0746452773	01/16/2020	XXXXXX	XXXX	-3.52%		$0.00	$0.00	0.00%
0421831148	01/22/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0217082581	01/10/2020	XXXXXX	XXXX	1.13%		$0.00	$0.00	0.00%
0713050359	01/14/2020	XXXXXX	XXXX	-5.13%		$0.00	$0.00	0.00%
0624686684	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0485746484	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0186340477	01/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0502919607	01/14/2020	XXXXXX	XXXX	-2.29%		$0.00	$0.00	0.00%
0555117016	02/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0455426764	05/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0810660232	12/24/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0288199052	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0154269768	01/07/2020	XXXXXX	XXXX	-7.56%		$0.00	$0.00	0.00%
0517734635	01/17/2020	XXXXXX	XXXX	-5.83%		$0.00	$0.00	0.00%
0320294755	12/31/2019	XXXXXX	XXXX	-1.54%		$0.00	$0.00	0.00%
0641081879	02/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0801361737	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0730105889	02/13/2020	XXXXXX	XXXX	1.75%		$0.00	$0.00	0.00%
0358040502	01/21/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0383641657	01/17/2020	XXXXXX	XXXX	3.45%		$0.00	$0.00	0.00%
0800619847	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0592142339	01/28/2020	XXXXXX	XXXX	-3.03%		$0.00	$0.00	0.00%
0425436044	01/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0072906455	02/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0707161986	12/24/2019	XXXXXX	XXXX	-1.95%		$0.00	$0.00	0.00%
0778667570	12/09/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0488591987	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0083924278	01/14/2020	XXXXXX	XXXX	2.73%		$0.00	$0.00	0.00%
0283112956	02/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0508768230	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0535080314	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0428472369	02/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0538396769	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0793786264	02/14/2020	XXXXXX	XXXX	-8.33%		$0.00	$0.00	0.00%
0666943526	02/26/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0678822113	01/31/2020	XXXXXX	XXXX	-1.56%		$0.00	$0.00	0.00%
0203177217	02/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850652242	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0163349101	02/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0288822477	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0784873416	01/29/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0692421794	03/02/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0544189595	01/22/2020	XXXXXX	XXXX	-1.29%		$0.00	$0.00	0.00%
0752183771	03/05/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0392072139	01/23/2020	XXXXXX	XXXX	-2.99%		$0.00	$0.00	0.00%
0489684066	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0612051797	04/08/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0251412794	03/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0028968132	12/28/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0295809621	01/20/2020	XXXXXX	XXXX	1.40%		$0.00	$0.00	0.00%
0096583941	02/21/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0374908059	03/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0864730657	02/12/2020	XXXXXX	XXXX	-17.18%		$0.00	$0.00	0.00%
0557065956	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0679220138	02/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283791182	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0689109916	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0432681350	03/04/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0898177252	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0016713119	02/26/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0080713606	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0919610424	02/05/2020	XXXXXX	XXXX	-4.88%		$0.00	$0.00	0.00%
0749553138	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0205447510	01/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0441808946	01/30/2020	XXXXXX	XXXX	-8.54%		$0.00	$0.00	0.00%
0164367068	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0802521389	02/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0875138889	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0777437201	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0741330561	02/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0430664388	01/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0854895176	03/10/2020	XXXXXX	XXXX	-0.90%		$0.00	$0.00	0.00%
0109338238	02/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0997009504	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0116368247	02/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0481363336	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0103758196	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0896966328	03/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0394061841	01/29/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0264047614	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0340916483	02/11/2020	XXXXXX	XXXX	-8.89%		$0.00	$0.00	0.00%
0778217687	01/27/2020	XXXXXX	XXXX	-6.59%		$0.00	$0.00	0.00%
0366444122	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0296410844	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0869528318	01/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0751740112	01/29/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0792530609	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0319039165	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0249835216	03/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0073336179	12/31/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0105800705	01/29/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0899324716	02/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0958707418	02/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0224053991	01/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0216268238	02/19/2020	XXXXXX	XXXX	-9.55%		$0.00	$0.00	0.00%
0560169735	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0794423874	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0261695741	04/09/2020	XXXXXX	XXXX	-2.94%		$0.00	$0.00	0.00%
0015133521	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0206388625	04/02/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0818665885	02/26/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0486417517	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0751552840	02/13/2020	XXXXXX	XXXX	-0.85%		$0.00	$0.00	0.00%
0082826879	02/12/2020	XXXXXX	XXXX	-7.12%		$0.00	$0.00	0.00%
0620961648	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0183543689	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0436787524	02/20/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0916210276	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0968849254	04/01/2020	XXXXXX	XXXX	2.29%		$0.00	$0.00	0.00%
0655919282	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0053251889	01/30/2020	XXXXXX	XXXX	1.40%		$0.00	$0.00	0.00%
0893248516	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0620139747	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0546107176	01/31/2020	XXXXXX	XXXX	2.13%		$0.00	$0.00	0.00%
0696972764	02/12/2020	XXXXXX	XXXX	-1.33%		$0.00	$0.00	0.00%
0896146481	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0631084263	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0001469223	03/24/2020	XXXXXX	XXXX	-4.55%		$0.00	$0.00	0.00%
0295231822	02/05/2020	XXXXXX	XXXX	-11.11%		$0.00	$0.00	0.00%
0213007870	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0908256797	02/13/2020	XXXXXX	XXXX	6.92%		$0.00	$0.00	0.00%
0573625389	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0492652738	03/21/2020	XXXXXX	XXXX	1.07%		$0.00	$0.00	0.00%
0445572625	01/31/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0396902804	04/14/2020	XXXXXX	XXXX	5.50%		$0.00	$0.00	0.00%
0177273864	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0043164872	02/21/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0692773000	03/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0846365236	03/02/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0439147108	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0913530754	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0492114111	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0434799711	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0633398557	03/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0177362402	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0586781304	01/04/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0454944224	02/24/2020	XXXXXX	XXXX	-3.41%		$0.00	$0.00	0.00%
0603064469	03/16/2020	XXXXXX	XXXX	5.00%		$0.00	$0.00	0.00%
0808886449	02/26/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0353787004	03/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0362626001	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0650394276	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0741283617	03/02/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0202872915	01/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0744840124	03/04/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0730469940	02/20/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0451211486	02/10/2020	XXXXXX	XXXX	-1.85%		$0.00	$0.00	0.00%
0064115527	03/17/2020	XXXXXX	XXXX	-6.51%		$0.00	$0.00	0.00%
0772108074	02/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0882018387	03/18/2020	XXXXXX	XXXX	-2.25%		$0.00	$0.00	0.00%
0931129596	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0044332709	03/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0248489010	02/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0862958928	03/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0375617730	02/18/2020	XXXXXX	XXXX	-1.39%		$0.00	$0.00	0.00%
0466621432	02/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0204676895	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0327087875	05/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0833740113	05/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0802609664	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0772625855	03/11/2020	XXXXXX	XXXX	3.29%		$0.00	$0.00	0.00%
0024266614	03/17/2020	XXXXXX	XXXX	-0.25%		$0.00	$0.00	0.00%
0729560550	02/12/2020	XXXXXX	XXXX	-11.11%		$0.00	$0.00	0.00%
0640500866	04/20/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0169042038	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0165677415	03/05/2020	XXXXXX	XXXX	-10.31%		$0.00	$0.00	0.00%
0838889453	03/18/2020	XXXXXX	XXXX	-4.84%		$0.00	$0.00	0.00%
0206764557	03/11/2020	XXXXXX	XXXX	-12.73%		$0.00	$0.00	0.00%
0826953332	02/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0634079877	03/16/2020	XXXXXX	XXXX	6.21%		$0.00	$0.00	0.00%
0229350942	03/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0883863389	03/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0978036700	02/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0684355939	03/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0776802271	03/18/2020	XXXXXX	XXXX	-4.59%		$0.00	$0.00	0.00%
0085198096	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0547827681	03/12/2020	XXXXXX	XXXX	-0.93%		$0.00	$0.00	0.00%
0873436235	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0911629433	02/04/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0639263330	03/03/2020	XXXXXX	XXXX	6.45%		$0.00	$0.00	0.00%
0967425385	02/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0308708627	03/30/2020	XXXXXX	XXXX	-1.94%		$0.00	$0.00	0.00%
0603815433	03/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0134183020	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0761806052	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0947850363	03/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0523332584	03/18/2020	XXXXXX	XXXX	-0.98%		$0.00	$0.00	0.00%
0557571321	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0882933564	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0111414152	03/17/2020	XXXXXX	XXXX	0.23%		$0.00	$0.00	0.00%
0008293269	03/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0172247822	03/04/2020	XXXXXX	XXXX	-5.23%		$0.00	$0.00	0.00%
0045563575	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0058147582	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0647319489	03/16/2020	XXXXXX	XXXX	-0.69%		$0.00	$0.00	0.00%
0944348762	03/05/2020	XXXXXX	XXXX	-8.95%		$0.00	$0.00	0.00%
0047023711	03/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0085685458	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0481257401	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0622350069	03/13/2020	XXXXXX	XXXX	-3.33%		$0.00	$0.00	0.00%
0241712071	03/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0255228757	04/20/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0982984316	03/17/2020	XXXXXX	XXXX	-6.52%		$0.00	$0.00	0.00%
0289232561	05/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0293630010	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0833445229	03/20/2020	XXXXXX	XXXX	-2.58%		$0.00	$0.00	0.00%
0486797041	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0142551728	03/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0661854930	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0814310335	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0825481380	03/12/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0393361773	03/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0213971086	03/15/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0757945566	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0195583016	03/18/2020	XXXXXX	XXXX	-3.30%		$0.00	$0.00	0.00%
0202982432	03/09/2020	XXXXXX	XXXX	0.08%		$0.00	$0.00	0.00%
0901285225	03/25/2020	XXXXXX	XXXX	4.35%		$0.00	$0.00	0.00%
0121018656	03/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0849326852	03/03/2020	XXXXXX	XXXX	-3.02%		$0.00	$0.00	0.00%
0850137530	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0339391627	01/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0065859787	04/02/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0683858793	03/20/2019	XXXXXX	XXXX	-8.73%		$0.00	$0.00	0.00%
0882924642	07/05/2019	XXXXXX	XXXX	-12.74%		$0.00	$0.00	0.00%
0269673134	07/01/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0240044355	07/24/2019	XXXXXX	XXXX	-0.73%		$0.00	$0.00	0.00%
0102250603	07/17/2019	XXXXXX	XXXX	-3.23%		$0.00	$0.00	0.00%
0102152006	10/17/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0789320570	12/12/2019	XXXXXX	XXXX	-2.96%		$0.00	$0.00	0.00%
0946954837	10/28/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0357012313	11/04/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0977077998	01/06/2020	XXXXXX	XXXX	-29.35%		$0.00	$0.00	0.00%
0685266747	02/11/2020	XXXXXX	XXXX	-0.79%		$0.00	$0.00	0.00%
0978546835	01/15/2020	XXXXXX	XXXX	-5.06%		$0.00	$0.00	0.00%
0894204679	01/13/2020	XXXXXX	XXXX	-16.67%		$0.00	$0.00	0.00%
0148380799	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0035312129	01/15/2020	XXXXXX	XXXX	-8.33%		$0.00	$0.00	0.00%
0199110542	01/24/2020	XXXXXX	XXXX	-1.26%		$0.00	$0.00	0.00%
0236571098	01/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0646210677	01/28/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0948228566	01/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0706229586	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0125194573	02/04/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0791423816	01/09/2020	XXXXXX	XXXX	-5.46%		$0.00	$0.00	0.00%
0088182486	01/31/2020	XXXXXX	XXXX	-17.65%		$0.00	$0.00	0.00%
0296915642	12/19/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0489791026	11/04/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0656665462	01/10/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0587755412	01/09/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0664162914	01/08/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0712507330	01/31/2020	XXXXXX	XXXX	-11.93%		$0.00	$0.00	0.00%
0979222955	01/15/2020	XXXXXX	XXXX	1.26%		$0.00	$0.00	0.00%
0599885927	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0340894411	01/22/2020	XXXXXX	XXXX	-1.80%		$0.00	$0.00	0.00%
0190929716	01/16/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0076688211	01/16/2020	XXXXXX	XXXX	1.22%		$0.00	$0.00	0.00%
0078882758	01/13/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0059592592	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0361085631	01/21/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0445829253	01/24/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0575091343	01/07/2020	XXXXXX	XXXX	-14.59%		$0.00	$0.00	0.00%
0741920461	01/30/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0823108175	02/06/2020	XXXXXX	XXXX	1.97%		$0.00	$0.00	0.00%
0188431569	01/07/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0669761526	01/23/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0111863427	01/29/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%

	Field Review				Second Field Review
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	Report Date	Value	Variance Amount	Variance (%)
0003670349		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0285539794		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0309804883		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0262503050		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0577150183		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0924920933		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0194708648		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0778181529		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0478171770		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0830042526		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0134635729		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0469493971		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0575885451		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0585150939		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0632305095		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0313024903		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0496002353		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0638357345		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0950743074		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0681952991		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0213532889		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0310680781	03/03/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0719884322		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0560997728		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0873471492		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0515836260		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0738734921		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0264380033		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0274558538		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0726915723		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0547639390		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0868182168		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0710523842		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0100579591		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0892886478		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0488459085		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0201856529		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0026296271		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0876012976		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0134438841		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0117509298		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0896066809		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0458328218		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0296430077		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0381835991		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0452102767		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0384348284		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0175763987		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0472569212	02/14/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0308645448		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0530430642		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0157671308		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0303516593		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0449241165		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0971205275		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0544115085		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0716237478		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0965508731		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0603960750		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0091927151		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0144756586		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0210963666		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0175650585		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0315626419		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283550568		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0869077954		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850029965		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0021117011		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0579524202		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0892800732		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0307436896		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0803580659		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0693684871		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0714434543	12/29/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0890622713		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0104019170	02/05/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0043075862		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0307356584		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0832146854		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0147640962		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0882245723		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0780620507		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0485123351		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0036026735		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0447186327		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0107594028		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0636595989		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0877642423		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0662200787		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0364145109		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0721995641		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0588230898		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0148870536		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0315578750		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0944043515		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0138515920		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0577767613		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0424094210		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0765788807		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0625511789		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0553142127		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0811744703		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0599675312		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0456562768		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0968649669		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0841328924		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0300400252		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0783318062		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0715221704		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0614208441		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0594516315		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0353633693		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0903552424		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0329024338		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0410923842		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0595636445		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850741065		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0736536523		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0762171754		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0685596303	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0980625995	01/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0390982632		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0634884001		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0663605322		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0160837165		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0326035117		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0690154814		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0004262487		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0250915177		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0764246775		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0933058457		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0282900216		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0064007027		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0468551440		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0318445258		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0393954678		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0704541167		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0057939220		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0178977394		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0966331849		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0667673418		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0819096335		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0757038018		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0155650275		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0916573116		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0492153347		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0982782301		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0693190533		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0204627764		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0334576917		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0901088887		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0150296391		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0146028007		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0787707992		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0504223139		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0444079059		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0404124695		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0964895891		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0234030486		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0790335942		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0367977862		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0388593763		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0582234381		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283257311		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0390369462		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0877273215	02/11/2020	XXXXXX	XXXX	-7.17%		$0.00	$0.00	0.00%
0926696847		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0307183224		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0716419381		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0229106085		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0868196334		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0746452773		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0421831148		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0217082581		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0713050359		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0624686684		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0485746484		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0186340477		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0502919607		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0555117016		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0455426764		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0810660232		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0288199052		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0154269768		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0517734635		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0320294755		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0641081879		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0801361737		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0730105889		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0358040502		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0383641657		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0800619847		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0592142339		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0425436044		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0072906455		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0707161986		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0778667570		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0488591987		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0083924278		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283112956		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0508768230		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0535080314		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0428472369		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0538396769		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0793786264		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0666943526		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0678822113		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0203177217		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850652242		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0163349101		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0288822477		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0784873416		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0692421794		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0544189595		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0752183771		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0392072139		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0489684066		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0612051797		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0251412794		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0028968132		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0295809621		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0096583941		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0374908059		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0864730657	03/17/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0557065956		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0679220138		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0283791182		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0689109916		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0432681350		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0898177252		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0016713119		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0080713606		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0919610424		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0749553138		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0205447510		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0441808946		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0164367068		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0802521389		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0875138889		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0777437201		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0741330561		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0430664388		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0854895176		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0109338238		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0997009504		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0116368247		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0481363336		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0103758196		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0896966328		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0394061841		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0264047614		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0340916483		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0778217687		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0366444122		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0296410844		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0869528318		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0751740112		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0792530609		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0319039165		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0249835216		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0073336179		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0105800705		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0899324716		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0958707418		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0224053991		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0216268238		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0560169735		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0794423874		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0261695741		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0015133521		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0206388625		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0818665885		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0486417517		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0751552840		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0082826879		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0620961648		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0183543689		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0436787524		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0916210276		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0968849254		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0655919282		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0053251889		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0893248516		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0620139747		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0546107176		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0696972764		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0896146481		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0631084263		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0001469223		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0295231822	03/11/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0213007870		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0908256797		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0573625389		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0492652738		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0445572625		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0396902804		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0177273864		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0043164872		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0692773000		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0846365236		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0439147108		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0913530754		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0492114111		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0434799711		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0633398557		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0177362402		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0586781304		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0454944224		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0603064469		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0808886449		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0353787004		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0362626001		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0650394276		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0741283617		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0202872915		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0744840124		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0730469940		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0451211486		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0064115527		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0772108074		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0882018387		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0931129596		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0044332709		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0248489010		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0862958928		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0375617730		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0466621432		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0204676895		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0327087875		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0833740113		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0802609664		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0772625855		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0024266614		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0729560550	03/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0640500866		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0169042038		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0165677415	03/19/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0838889453		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0206764557	03/18/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0826953332		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0634079877		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0229350942		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0883863389		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0978036700		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0684355939		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0776802271		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0085198096		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0547827681		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0873436235		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0911629433		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0639263330		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0967425385		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0308708627		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0603815433		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0134183020		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0761806052		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0947850363		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0523332584		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0557571321		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0882933564		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0111414152		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0008293269		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0172247822		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0045563575		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0058147582		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0647319489		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0944348762		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0047023711		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0085685458		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0481257401		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0622350069		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0241712071		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0255228757		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0982984316		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0289232561		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0293630010		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0833445229		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0486797041		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0142551728		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0661854930		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0814310335		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0825481380		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0393361773		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0213971086		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0757945566		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0195583016		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0202982432		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0901285225		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0121018656		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0849326852		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0850137530		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0339391627		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0065859787		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0683858793		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0882924642	07/23/2019	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0269673134		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0240044355		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0102250603		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0102152006		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0789320570		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0946954837		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0357012313		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0977077998	01/27/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0685266747		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0978546835		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0894204679	02/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0148380799		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0035312129		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0199110542		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0236571098		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0646210677		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0948228566		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0706229586		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0125194573		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0791423816		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0088182486	03/17/2020	XXXXXX	XXXX	-14.71%		$0.00	$0.00	0.00%
0296915642		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0489791026		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0656665462		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0587755412		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0664162914		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0712507330	03/06/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0979222955		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0599885927		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0340894411		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0190929716		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0076688211		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0078882758		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0059592592		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0361085631		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0445829253		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0575091343	02/07/2020	XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0741920461		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0823108175		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0188431569		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0669761526		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%
0111863427		XXXXXX	$0.00	0.00%		$0.00	$0.00	0.00%

	1004 SFR (Mar 05)				2055 Ext Only (Mar 05)
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	Report Date	Report Value	Variance Amount	Variance (%)
0003670349		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0285539794		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0309804883		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0262503050		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0577150183		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0924920933		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0194708648		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0778181529		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0478171770		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0830042526		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0134635729		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0469493971		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0575885451		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0585150939		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0632305095		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0313024903		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0496002353		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0638357345		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0950743074		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0681952991		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0213532889		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0310680781		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0719884322		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0560997728		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0873471492		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0515836260		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0738734921		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0264380033		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0274558538		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0726915723		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0547639390		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0868182168		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0710523842		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0100579591		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0892886478		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0488459085		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0201856529		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0026296271		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0876012976		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0134438841		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0117509298		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0896066809		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0458328218		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0296430077		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0381835991		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0452102767		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0384348284		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0175763987		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0472569212		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0308645448		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0530430642		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0157671308		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0303516593		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0449241165		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0971205275		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0544115085		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0716237478		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0965508731		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0603960750		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0091927151		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0144756586		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0210963666		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0175650585		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0315626419		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0283550568		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0869077954		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0850029965		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0021117011		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0579524202		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0892800732		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0307436896		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0803580659		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0693684871		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0714434543		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0890622713		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0104019170		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0043075862		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0307356584		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0832146854		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0147640962		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0882245723		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0780620507		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0485123351		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0036026735		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0447186327		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0107594028		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0636595989		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0877642423		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0662200787		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0364145109		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0721995641		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0588230898		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0148870536		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0315578750		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0944043515		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0138515920		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0577767613		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0424094210		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0765788807		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0625511789		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0553142127		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0811744703		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0599675312		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0456562768		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0968649669		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0841328924		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0300400252		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0783318062		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0715221704		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0614208441		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0594516315		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0353633693		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0903552424		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0329024338		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0410923842		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0595636445		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0850741065		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0736536523		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0762171754		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0685596303		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0980625995		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0390982632		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0634884001		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0663605322		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0160837165		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0326035117		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0690154814		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0004262487		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0250915177		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0764246775		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0933058457		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0282900216		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0064007027		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0468551440		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0318445258		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0393954678		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0704541167		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0057939220		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0178977394		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0966331849		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0667673418		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0819096335		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0757038018		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0155650275		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0916573116		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0492153347		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0982782301		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0693190533		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0204627764		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0334576917		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0901088887		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0150296391		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0146028007		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0787707992		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0504223139		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0444079059		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0404124695		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0964895891		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0234030486		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0790335942		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0367977862		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0388593763		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0582234381		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0283257311		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0390369462		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0877273215		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0926696847		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0307183224		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0716419381		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0229106085		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0868196334		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0746452773		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0421831148		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0217082581		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0713050359		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0624686684		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0485746484		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0186340477		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0502919607		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0555117016		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0455426764		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0810660232		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0288199052		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0154269768		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0517734635		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0320294755		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0641081879		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0801361737		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0730105889		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0358040502		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0383641657		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0800619847		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0592142339		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0425436044		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0072906455		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0707161986		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0778667570		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0488591987		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0083924278		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0283112956		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0508768230		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0535080314		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0428472369		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0538396769		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0793786264		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0666943526		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0678822113		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0203177217		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0850652242		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0163349101		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0288822477		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0784873416		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0692421794		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0544189595		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0752183771		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0392072139		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0489684066		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0612051797		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0251412794		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0028968132		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0295809621		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0096583941		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0374908059		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0864730657		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0557065956		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0679220138		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0283791182		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0689109916		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0432681350		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0898177252		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0016713119		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0080713606		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0919610424		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0749553138		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0205447510		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0441808946		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0164367068		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0802521389		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0875138889		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0777437201		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0741330561		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0430664388		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0854895176		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0109338238		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0997009504		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0116368247		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0481363336		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0103758196		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0896966328		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0394061841		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0264047614		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0340916483		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0778217687		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0366444122		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0296410844		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0869528318		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0751740112		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0792530609		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0319039165		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0249835216		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0073336179		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0105800705		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0899324716		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0958707418		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0224053991		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0216268238		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0560169735		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0794423874		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0261695741		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0015133521		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0206388625		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0818665885		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0486417517		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0751552840		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0082826879		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0620961648		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0183543689		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0436787524		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0916210276		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0968849254		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0655919282		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0053251889		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0893248516		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0620139747		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0546107176		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0696972764		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0896146481		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0631084263		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0001469223		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0295231822		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0213007870		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0908256797		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0573625389		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0492652738		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0445572625		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0396902804		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0177273864		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0043164872		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0692773000		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0846365236		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0439147108		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0913530754		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0492114111		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0434799711		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0633398557		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0177362402		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0586781304		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0454944224		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0603064469		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0808886449		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0353787004		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0362626001		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0650394276		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0741283617		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0202872915		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0744840124		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0730469940		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0451211486		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0064115527		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0772108074		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0882018387		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0931129596		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0044332709		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0248489010		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0862958928		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0375617730		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0466621432		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0204676895		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0327087875		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0833740113		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0802609664		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0772625855		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0024266614		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0729560550		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0640500866		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0169042038		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0165677415		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0838889453		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0206764557		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0826953332		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0634079877		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0229350942		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0883863389		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0978036700		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0684355939		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0776802271		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0085198096		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0547827681		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0873436235		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0911629433		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0639263330		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0967425385		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0308708627		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0603815433		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0134183020		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0761806052		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0947850363		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0523332584		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0557571321		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0882933564		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0111414152		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0008293269		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0172247822		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0045563575		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0058147582		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0647319489		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0944348762		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0047023711		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0085685458		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0481257401		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0622350069		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0241712071		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0255228757		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0982984316		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0289232561		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0293630010		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0833445229		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0486797041		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0142551728		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0661854930		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0814310335		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0825481380		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0393361773		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0213971086		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0757945566		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0195583016		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0202982432		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0901285225		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0121018656		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0849326852		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0850137530		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0339391627		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0065859787		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0683858793		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0882924642		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0269673134		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0240044355		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0102250603		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0102152006		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0789320570		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0946954837		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0357012313		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0977077998		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0685266747		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0978546835		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0894204679		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0148380799		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0035312129		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0199110542		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0236571098		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0646210677		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0948228566		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0706229586		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0125194573		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0791423816		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0088182486		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0296915642		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0489791026		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0656665462		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0587755412		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0664162914		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0712507330		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0979222955		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0599885927		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0340894411		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0190929716		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0076688211		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0078882758		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0059592592		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0361085631		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0445829253		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0575091343		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0741920461		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0823108175		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0188431569		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0669761526		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%
0111863427		$0.00	$0.00	0.00%		$0.00	$0.00	0.00%

	BPO (Broker Price Opinion)				Other					AUS Information
Alt Loan Number	Report Date	Value	Variance Amount	Variance (%)	Other - Valuation Type	Report Date	Value	Variance Amount	Variance (%)	CU Score
0003670349		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0285539794		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0309804883		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0262503050		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0577150183		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0924920933		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0194708648		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0778181529		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0478171770		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0830042526		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0134635729		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0469493971		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0575885451		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0585150939		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0632305095		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0313024903		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0496002353		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0638357345		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0950743074		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0681952991		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0213532889		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0310680781		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0719884322		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0560997728		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0873471492		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0515836260		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0738734921		$0.00	$0.00	0.00%	Reconciliation	04/14/2020	XXXXXX	$0.00	0.00%
0264380033		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0274558538		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0726915723		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0547639390		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0868182168		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0710523842		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0100579591		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0892886478		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0488459085		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0201856529		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0026296271		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0876012976		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0134438841		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0117509298		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0896066809		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0458328218		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0296430077		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0381835991		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0452102767		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0384348284		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0175763987		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0472569212		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0308645448		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0530430642		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0157671308		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0303516593		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0449241165		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0971205275		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0544115085		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0716237478		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0965508731		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0603960750		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0091927151		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0144756586		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0210963666		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0175650585		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0315626419		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0283550568		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0869077954		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0850029965		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0021117011		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0579524202		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0892800732		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0307436896		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0803580659		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0693684871		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0714434543		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0890622713		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0104019170		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0043075862		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0307356584		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0832146854		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0147640962		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0882245723		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0780620507		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0485123351		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0036026735		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0447186327		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0107594028		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0636595989		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0877642423		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0662200787		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0364145109		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0721995641		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0588230898		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0148870536		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0315578750		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0944043515		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0138515920		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0577767613		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0424094210		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0765788807		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0625511789		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0553142127		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0811744703		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0599675312		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0456562768		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0968649669		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0841328924		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0300400252		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0783318062		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0715221704		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0614208441		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0594516315		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0353633693		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0903552424		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0329024338		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0410923842		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0595636445		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0850741065		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0736536523		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0762171754		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0685596303		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0980625995		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0390982632		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0634884001		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0663605322		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0160837165		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0326035117		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0690154814		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0004262487		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0250915177		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0764246775		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0933058457		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0282900216		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0064007027		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0468551440		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0318445258		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0393954678		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0704541167		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0057939220		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0178977394		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0966331849		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0667673418		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0819096335		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0757038018		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0155650275		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0916573116		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0492153347		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0982782301		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0693190533		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0204627764		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0334576917		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0901088887		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0150296391		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0146028007		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0787707992		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0504223139		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0444079059		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0404124695		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0964895891		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0234030486		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0790335942		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0367977862		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0388593763		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0582234381		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0283257311		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0390369462		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0877273215		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0926696847		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0307183224		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0716419381		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0229106085		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0868196334		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0746452773		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0421831148		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0217082581		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0713050359		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0624686684		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0485746484		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0186340477		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0502919607		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0555117016		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0455426764		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0810660232		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0288199052		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0154269768		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0517734635		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0320294755		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0641081879		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0801361737		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0730105889		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0358040502		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0383641657		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0800619847		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0592142339		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0425436044		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0072906455		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0707161986		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0778667570		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0488591987		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0083924278		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0283112956		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0508768230		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0535080314		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0428472369		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0538396769		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0793786264		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0666943526		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0678822113		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0203177217		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0850652242		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0163349101		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0288822477		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0784873416		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0692421794		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0544189595		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0752183771		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0392072139		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0489684066		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0612051797		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0251412794		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0028968132		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0295809621		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0096583941		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0374908059		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0864730657		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0557065956		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0679220138		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0283791182		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0689109916		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0432681350		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0898177252		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0016713119		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0080713606		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0919610424		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0749553138		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0205447510		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0441808946		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0164367068		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0802521389		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0875138889		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0777437201		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0741330561		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0430664388		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0854895176		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0109338238		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0997009504		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0116368247		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0481363336		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0103758196		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0896966328		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0394061841		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0264047614		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0340916483		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0778217687		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0366444122		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0296410844		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0869528318		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0751740112		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0792530609		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0319039165		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0249835216		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0073336179		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0105800705		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0899324716		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0958707418		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0224053991		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0216268238		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0560169735		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0794423874		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0261695741		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0015133521		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0206388625		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0818665885		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0486417517		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0751552840		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0082826879		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0620961648		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0183543689		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0436787524		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0916210276		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0968849254		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0655919282		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0053251889		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0893248516		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0620139747		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0546107176		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0696972764		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0896146481		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0631084263		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0001469223		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0295231822		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0213007870		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0908256797		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0573625389		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0492652738		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0445572625		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0396902804		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0177273864		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0043164872		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0692773000		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0846365236		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0439147108		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0913530754		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0492114111		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0434799711		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0633398557		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0177362402		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0586781304		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0454944224		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0603064469		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0808886449		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0353787004		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0362626001		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0650394276		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0741283617		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0202872915		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0744840124		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0730469940		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0451211486		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0064115527		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0772108074		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0882018387		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0931129596		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0044332709		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0248489010		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0862958928		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0375617730		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0466621432		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0204676895		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0327087875		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0833740113		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0802609664		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0772625855		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0024266614		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0729560550		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0640500866		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0169042038		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0165677415		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0838889453		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0206764557		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0826953332		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0634079877		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0229350942		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0883863389		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0978036700		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0684355939		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0776802271		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0085198096		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0547827681		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0873436235		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0911629433		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0639263330		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0967425385		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0308708627		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0603815433		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0134183020		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0761806052		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0947850363		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0523332584		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0557571321		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0882933564		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0111414152		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0008293269		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0172247822		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0045563575		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0058147582		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0647319489		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0944348762		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0047023711		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0085685458		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0481257401		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0622350069		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0241712071		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0255228757		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0982984316		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0289232561		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0293630010		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0833445229		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0486797041		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0142551728		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0661854930		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0814310335		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0825481380		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0393361773		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0213971086		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0757945566		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0195583016		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0202982432		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0901285225		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0121018656		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0849326852		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0850137530		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0339391627		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0065859787		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0683858793		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0882924642		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0269673134		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0240044355		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0102250603		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0102152006		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0789320570		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0946954837		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0357012313		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0977077998		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0685266747		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0978546835		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0894204679		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0148380799		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0035312129		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0199110542		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0236571098		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0646210677		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0948228566		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0706229586		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0125194573		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0791423816		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0088182486		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0296915642		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0489791026		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0656665462		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0587755412		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0664162914		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0712507330		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0979222955		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0599885927		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0340894411		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0190929716		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0076688211		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0078882758		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0059592592		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0361085631		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0445829253		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0575091343		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0741920461		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0823108175		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0188431569		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0669761526		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%
0111863427		$0.00	$0.00	0.00%			XXXXXX	$0.00	0.00%

EX-99.5

Exhibit 99.5

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2020-4
Start - End Dates:	3.2019 - 5.2020
Deal Loan Count:	437
Conditions Report 2.0
Loans in Report:	437
Loans with Conditions:	224

67 - Total Active Conditions
	1 - Material Conditions
		1 - Property Valuations Review Scope
			1 - Category: Value
	66 - Non-Material Conditions
		50 - Credit Review Scope
			9 - Category: Assets
			13 - Category: Credit/Mtg History
			4 - Category: DTI
			1 - Category: Legal Documents
			5 - Category: LTV/CLTV
			18 - Category: Terms/Guidelines
		2 - Property Valuations Review Scope
			1 - Category: FEMA
			1 - Category: Property
		14 - Compliance Review Scope
			1 - Category: Borrower's Interest
			1 - Category: RESPA
			8 - Category: Right of Rescission
			4 - Category: TILA/RESPA Integrated Disclosure
264 - Total Satisfied Conditions
		33 - Credit Review Scope
			1 - Category: Application
			1 - Category: Assets
			3 - Category: DTI
			1 - Category: Insurance
			26 - Category: Legal Documents
			1 - Category: Terms/Guidelines
		20 - Property Valuations Review Scope
			2 - Category: Appraisal
			18 - Category: Value
		211 - Compliance Review Scope
			23 - Category: Ability to Repay/Qualified Mortgage
			1 - Category: Borrower's Interest
			2 - Category: Documentation
			1 - Category: Federal Consumer Protection
			10 - Category: Finance Charge Tolerance
			17 - Category: Right of Rescission
			1 - Category: State Consumer Protection
			156 - Category: TILA/RESPA Integrated Disclosure
0 - Total Waived Conditions

©2020 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2020-04
Start - End Dates:	3.2019 - 5.2020
Deal Loan Count:	437
Conditions Report 2.0
Loans in Report:	437
Loans with Conditions:	224

Alt Loan Number	Original Principal Balance	State	Initial Lender ATR/QM Status	Loan Level ATR/QM Status	Initial Securitization Overall Loan Grade	Final Securitization Overall Loan Grade	Initial Securitization Credit Loan Grade	Final Securitization Credit Loan Grade
0003670349	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0285539794	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0285539794	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0309804883	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0262503050	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0262503050	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0577150183	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0924920933	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0194708648	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0778181529	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	A	A
0778181529	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	A	A
0478171770	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0830042526	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0134635729	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0469493971	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0575885451	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0585150939	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0632305095	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0313024903	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0496002353	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0638357345	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0950743074	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0950743074	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0681952991	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0213532889	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0310680781	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0310680781	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0719884322	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0560997728	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0873471492	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0515836260	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0515836260	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0738734921	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0738734921	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0738734921	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0264380033	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0274558538	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0726915723	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0726915723	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0726915723	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0547639390	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	C	A
0868182168	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0710523842	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0100579591	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0892886478	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0892886478	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0488459085	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0201856529	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0026296271	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0876012976	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0876012976	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0134438841	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0117509298	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0896066809	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0896066809	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0896066809	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0458328218	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0458328218	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0458328218	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0458328218	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0296430077	XXXXXX	KS	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0381835991	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0452102767	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0384348284	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0175763987	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0472569212	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0472569212	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0308645448	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0530430642	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0157671308	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0303516593	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0449241165	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0971205275	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	D	A	B	A
0971205275	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	D	A	B	A
0544115085	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0716237478	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0965508731	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0603960750	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0091927151	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0144756586	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0210963666	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0175650585	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	B	A
0175650585	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	B	A
0175650585	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	B	A
0315626419	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0315626419	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0283550568	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0869077954	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0850029965	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0021117011	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0021117011	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0021117011	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0021117011	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0579524202	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0579524202	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0892800732	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0307436896	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	C	A
0803580659	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0693684871	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0714434543	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0714434543	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0890622713	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0104019170	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0104019170	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0043075862	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0307356584	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0832146854	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0147640962	XXXXXX	CT	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0882245723	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0780620507	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0485123351	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0036026735	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0447186327	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0107594028	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0636595989	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0877642423	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0877642423	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0662200787	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0364145109	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0364145109	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0721995641	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0588230898	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0148870536	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0315578750	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0944043515	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0138515920	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0577767613	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0424094210	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0765788807	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0765788807	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0765788807	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0625511789	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0625511789	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0625511789	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0553142127	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0553142127	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0811744703	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0811744703	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0599675312	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0456562768	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0968649669	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0841328924	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0300400252	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0783318062	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	D	A	A	A
0715221704	XXXXXX	NC	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0614208441	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	A
0614208441	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	A
0614208441	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	A
0594516315	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0353633693	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0903552424	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0329024338	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0410923842	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0595636445	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0850741065	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0850741065	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0850741065	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0736536523	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0736536523	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0762171754	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0685596303	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0685596303	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0685596303	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0685596303	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0980625995	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0390982632	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0634884001	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0663605322	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0160837165	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0160837165	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0160837165	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0160837165	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0160837165	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0160837165	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	D	B	D	B
0326035117	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	C	A
0690154814	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0690154814	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0004262487	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0004262487	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0250915177	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0764246775	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0933058457	XXXXXX	SC	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0282900216	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0064007027	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0468551440	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0318445258	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0393954678	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0704541167	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0057939220	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0178977394	XXXXXX	OH	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0966331849	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0667673418	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0819096335	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0757038018	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0155650275	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0916573116	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0492153347	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0982782301	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0693190533	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0204627764	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0334576917	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0901088887	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0150296391	XXXXXX	TN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0146028007	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0787707992	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0504223139	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0444079059	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0404124695	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0964895891	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0234030486	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0790335942	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0367977862	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0367977862	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0388593763	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0582234381	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0582234381	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0283257311	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0390369462	XXXXXX	UT	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0877273215	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0926696847	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0307183224	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0307183224	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0307183224	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0716419381	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0229106085	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0868196334	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0746452773	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0421831148	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0421831148	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0217082581	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0713050359	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0624686684	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0485746484	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0186340477	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0502919607	XXXXXX	SC	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0555117016	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0455426764	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0810660232	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0810660232	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0288199052	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	B	B
0288199052	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	B	B
0288199052	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	B	B
0288199052	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	B	B
0154269768	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0517734635	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0320294755	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0641081879	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0641081879	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0801361737	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0730105889	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0358040502	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0383641657	XXXXXX	IA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0800619847	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0592142339	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0592142339	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0425436044	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0072906455	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0707161986	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0778667570	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0488591987	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0083924278	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0283112956	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0283112956	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0508768230	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0535080314	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0535080314	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0428472369	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0428472369	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0538396769	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0793786264	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0666943526	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0678822113	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0203177217	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0850652242	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0163349101	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0288822477	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0784873416	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0692421794	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0544189595	XXXXXX	NV	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0752183771	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0392072139	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0489684066	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0612051797	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0251412794	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0028968132	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0295809621	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0096583941	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0374908059	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0864730657	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0557065956	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0679220138	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0283791182	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0689109916	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0432681350	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0898177252	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0016713119	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0080713606	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0919610424	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0749553138	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0205447510	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0441808946	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0164367068	XXXXXX	CT	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0802521389	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0875138889	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0777437201	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0777437201	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0777437201	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0741330561	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0430664388	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0854895176	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0109338238	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0997009504	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0116368247	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0481363336	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0103758196	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0896966328	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0394061841	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0394061841	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0264047614	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0340916483	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0778217687	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0366444122	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0366444122	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0296410844	XXXXXX	NC	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0869528318	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0751740112	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0792530609	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0319039165	XXXXXX	NE	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0249835216	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0073336179	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0105800705	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0899324716	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0958707418	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0224053991	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0216268238	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0560169735	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0794423874	XXXXXX	TN	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0261695741	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0015133521	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0206388625	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0818665885	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0486417517	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0486417517	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0751552840	XXXXXX	NC	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0082826879	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0620961648	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0183543689	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0183543689	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0436787524	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0916210276	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0968849254	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0655919282	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0053251889	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0893248516	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0620139747	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0546107176	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0696972764	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0896146481	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	A	A
0631084263	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0001469223	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0295231822	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0295231822	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0295231822	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0213007870	XXXXXX	MT	QM: Safe Harbor	QM: Safe Harbor	D	A	A	A
0908256797	XXXXXX	MO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0573625389	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0492652738	XXXXXX	UT	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0445572625	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0396902804	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0177273864	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0043164872	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0692773000	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0846365236	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0439147108	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0913530754	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0492114111	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0434799711	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0633398557	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0177362402	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0586781304	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0454944224	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0603064469	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0808886449	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0353787004	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0362626001	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0650394276	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0741283617	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0741283617	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0202872915	XXXXXX	UT	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0202872915	XXXXXX	UT	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0202872915	XXXXXX	UT	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0744840124	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0730469940	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0451211486	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0064115527	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0772108074	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0882018387	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0931129596	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0044332709	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0248489010	XXXXXX	NC	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0862958928	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0375617730	XXXXXX	OR	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0466621432	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0466621432	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0466621432	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0204676895	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0327087875	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0833740113	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0802609664	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0772625855	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0024266614	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0729560550	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0729560550	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0640500866	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0169042038	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0165677415	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0165677415	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0838889453	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0206764557	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0826953332	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0634079877	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0229350942	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0883863389	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0978036700	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0684355939	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0684355939	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0776802271	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0085198096	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	A
0085198096	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	A
0085198096	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	B	D	A
0547827681	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0873436235	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0911629433	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0639263330	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0967425385	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0308708627	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0603815433	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0134183020	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0761806052	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0947850363	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0947850363	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0523332584	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0557571321	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0882933564	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0111414152	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0008293269	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0008293269	XXXXXX	NY	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0172247822	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0045563575	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0045563575	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0045563575	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0058147582	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0647319489	XXXXXX	NC	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0944348762	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0944348762	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0047023711	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0047023711	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0085685458	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0481257401	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0622350069	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0241712071	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0255228757	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0982984316	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0289232561	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0293630010	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0833445229	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0833445229	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0486797041	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0142551728	XXXXXX	MN	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0661854930	XXXXXX	MI	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0814310335	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0825481380	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0393361773	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0393361773	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0213971086	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0213971086	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	B	B
0757945566	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0757945566	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0195583016	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0202982432	XXXXXX	NC	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0901285225	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0121018656	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0849326852	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0850137530	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0339391627	XXXXXX	SC	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0065859787	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0683858793	XXXXXX	HI	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0882924642	XXXXXX	OH	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0269673134	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0269673134	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	B	B	B	B
0240044355	XXXXXX	WA	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0102250603	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0102152006	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0102152006	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0102152006	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0789320570	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	D	A	D	A
0946954837	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0946954837	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0946954837	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0946954837	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0357012313	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0977077998	XXXXXX	NV	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0977077998	XXXXXX	NV	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0685266747	XXXXXX	MD	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0978546835	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0894204679	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0148380799	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0035312129	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	B	B	A	A
0199110542	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0236571098	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0646210677	XXXXXX	VA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0948228566	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0706229586	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0706229586	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0125194573	XXXXXX	FL	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0791423816	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0791423816	XXXXXX	NJ	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0088182486	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	C	D	A
0088182486	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	C	D	A
0088182486	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	C	D	A
0296915642	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0489791026	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0656665462	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0587755412	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	D	A	A	A
0664162914	XXXXXX	IL	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0712507330	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0979222955	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0599885927	XXXXXX	MI	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0340894411	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0190929716	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0076688211	XXXXXX	DE	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0078882758	XXXXXX	GA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0059592592	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0361085631	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0361085631	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0445829253	XXXXXX	AZ	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0575091343	XXXXXX	NV	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0575091343	XXXXXX	NV	QM: Safe Harbor	QM: Safe Harbor	C	A	A	A
0741920461	XXXXXX	TX	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0823108175	XXXXXX	MA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0188431569	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0188431569	XXXXXX	CO	QM: Safe Harbor	QM: Safe Harbor	C	B	A	A
0669761526	XXXXXX	CA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A
0111863427	XXXXXX	PA	QM: Safe Harbor	QM: Safe Harbor	A	A	A	A

Alt Loan Number	Initial Securitization Property Valuations Loan Grade	Final Securitization Property Valuations Loan Grade	Initial Securitization Compliance Loan Grade	Final Securitization Compliance Loan Grade	Initial S&P Overall Loan Grade	Final S&P Overall Loan Grade	Initial S&P Credit Loan Grade
0003670349	A	A	A	A	A	A	A
0285539794	A	A	C	B	C	B	A
0285539794	A	A	C	B	C	B	A
0309804883	A	A	A	A	A	A	A
0262503050	A	A	A	A	B	B	B
0262503050	A	A	A	A	B	B	B
0577150183	A	A	A	A	A	A	A
0924920933	A	A	A	A	A	A	A
0194708648	A	A	A	A	A	A	A
0778181529	A	A	D	A	D	A	A
0778181529	A	A	D	A	D	A	A
0478171770	A	A	A	A	A	A	A
0830042526	A	A	A	A	A	A	A
0134635729	A	A	A	A	A	A	A
0469493971	A	A	A	A	A	A	A
0575885451	A	A	A	A	A	A	A
0585150939	A	A	A	A	A	A	A
0632305095	A	A	A	A	A	A	A
0313024903	A	A	A	A	A	A	A
0496002353	A	A	A	A	A	A	A
0638357345	A	A	A	A	A	A	A
0950743074	A	A	D	A	D	A	D
0950743074	A	A	D	A	D	A	D
0681952991	A	A	A	A	A	A	A
0213532889	A	A	A	A	A	A	A
0310680781	C	A	A	A	C	A	A
0310680781	C	A	A	A	C	A	A
0719884322	A	A	A	A	A	A	A
0560997728	A	A	A	A	A	A	A
0873471492	A	A	A	A	A	A	A
0515836260	A	A	C	A	C	A	A
0515836260	A	A	C	A	C	A	A
0738734921	C	A	A	A	C	B	B
0738734921	C	A	A	A	C	B	B
0738734921	C	A	A	A	C	B	B
0264380033	A	A	A	A	D	A	D
0274558538	A	A	A	A	A	A	A
0726915723	D	A	D	A	D	A	D
0726915723	D	A	D	A	D	A	D
0726915723	D	A	D	A	D	A	D
0547639390	A	A	A	A	C	A	C
0868182168	A	A	A	A	D	A	D
0710523842	A	A	A	A	A	A	A
0100579591	A	A	A	A	A	A	A
0892886478	A	A	A	A	A	A	A
0892886478	A	A	A	A	A	A	A
0488459085	A	A	A	A	A	A	A
0201856529	A	A	A	A	A	A	A
0026296271	A	A	A	A	A	A	A
0876012976	A	A	C	B	C	B	B
0876012976	A	A	C	B	C	B	B
0134438841	A	A	A	A	A	A	A
0117509298	A	A	A	A	A	A	A
0896066809	A	A	D	A	D	A	D
0896066809	A	A	D	A	D	A	D
0896066809	A	A	D	A	D	A	D
0458328218	A	A	D	A	D	A	D
0458328218	A	A	D	A	D	A	D
0458328218	A	A	D	A	D	A	D
0458328218	A	A	D	A	D	A	D
0296430077	A	A	A	A	A	A	A
0381835991	A	A	A	A	A	A	A
0452102767	A	A	A	A	A	A	A
0384348284	A	A	A	A	B	B	B
0175763987	A	A	A	A	B	B	B
0472569212	C	A	A	A	C	B	B
0472569212	C	A	A	A	C	B	B
0308645448	A	A	C	A	C	A	A
0530430642	A	A	A	A	A	A	A
0157671308	A	A	A	A	A	A	A
0303516593	A	A	A	A	A	A	A
0449241165	A	A	A	A	A	A	A
0971205275	A	A	D	A	D	A	B
0971205275	A	A	D	A	D	A	B
0544115085	A	A	A	A	A	A	A
0716237478	A	A	A	A	A	A	A
0965508731	A	A	A	A	A	A	A
0603960750	A	A	A	A	B	B	B
0091927151	A	A	A	A	A	A	A
0144756586	A	A	A	A	A	A	A
0210963666	A	A	A	A	D	A	D
0175650585	A	A	D	A	D	A	B
0175650585	A	A	D	A	D	A	B
0175650585	A	A	D	A	D	A	B
0315626419	A	A	D	A	D	A	D
0315626419	A	A	D	A	D	A	D
0283550568	A	A	A	A	A	A	A
0869077954	A	A	A	A	B	B	B
0850029965	A	A	A	A	A	A	A
0021117011	A	A	C	B	C	B	A
0021117011	A	A	C	B	C	B	A
0021117011	A	A	C	B	C	B	A
0021117011	A	A	C	B	C	B	A
0579524202	A	A	A	A	B	B	B
0579524202	A	A	A	A	B	B	B
0892800732	A	A	A	A	A	A	A
0307436896	A	A	A	A	C	A	C
0803580659	A	A	A	A	A	A	A
0693684871	A	A	B	B	B	B	A
0714434543	C	A	B	B	C	B	A
0714434543	C	A	B	B	C	B	A
0890622713	A	A	A	A	A	A	A
0104019170	C	A	A	A	C	B	B
0104019170	C	A	A	A	C	B	B
0043075862	A	A	A	A	B	B	B
0307356584	A	A	A	A	A	A	A
0832146854	A	A	C	A	C	A	A
0147640962	A	A	A	A	A	A	A
0882245723	A	A	A	A	A	A	A
0780620507	A	A	C	A	C	A	A
0485123351	A	A	A	A	B	B	B
0036026735	A	A	C	A	C	A	A
0447186327	A	A	C	B	C	B	A
0107594028	A	A	A	A	A	A	A
0636595989	A	A	A	A	B	B	B
0877642423	A	A	D	A	D	A	D
0877642423	A	A	D	A	D	A	D
0662200787	A	A	A	A	A	A	A
0364145109	A	A	D	A	D	A	D
0364145109	A	A	D	A	D	A	D
0721995641	A	A	A	A	A	A	A
0588230898	A	A	A	A	A	A	A
0148870536	A	A	C	B	C	B	A
0315578750	A	A	A	A	B	B	B
0944043515	A	A	A	A	A	A	A
0138515920	A	A	A	A	A	A	A
0577767613	A	A	A	A	A	A	A
0424094210	A	A	A	A	A	A	A
0765788807	A	A	D	A	D	B	D
0765788807	A	A	D	A	D	B	D
0765788807	A	A	D	A	D	B	D
0625511789	A	A	D	A	D	A	D
0625511789	A	A	D	A	D	A	D
0625511789	A	A	D	A	D	A	D
0553142127	A	A	A	A	B	B	B
0553142127	A	A	A	A	B	B	B
0811744703	A	A	A	A	B	B	B
0811744703	A	A	A	A	B	B	B
0599675312	A	A	C	B	C	B	A
0456562768	A	A	A	A	A	A	A
0968649669	A	A	A	A	A	A	A
0841328924	A	A	A	A	A	A	A
0300400252	A	A	A	A	A	A	A
0783318062	A	A	D	A	D	A	A
0715221704	A	A	A	A	A	A	A
0614208441	A	A	D	B	D	B	D
0614208441	A	A	D	B	D	B	D
0614208441	A	A	D	B	D	B	D
0594516315	A	A	A	A	A	A	A
0353633693	A	A	A	A	A	A	A
0903552424	A	A	A	A	A	A	A
0329024338	A	A	A	A	A	A	A
0410923842	A	A	A	A	A	A	A
0595636445	A	A	A	A	B	B	B
0850741065	A	A	D	A	D	B	D
0850741065	A	A	D	A	D	B	D
0850741065	A	A	D	A	D	B	D
0736536523	A	A	C	A	D	A	D
0736536523	A	A	C	A	D	A	D
0762171754	A	A	A	A	A	A	A
0685596303	C	A	D	A	D	A	D
0685596303	C	A	D	A	D	A	D
0685596303	C	A	D	A	D	A	D
0685596303	C	A	D	A	D	A	D
0980625995	C	A	A	A	C	A	A
0390982632	A	A	A	A	A	A	A
0634884001	A	A	A	A	A	A	A
0663605322	A	A	C	A	C	A	A
0160837165	A	A	D	A	D	B	D
0160837165	A	A	D	A	D	B	D
0160837165	A	A	D	A	D	B	D
0160837165	A	A	D	A	D	B	D
0160837165	A	A	D	A	D	B	D
0160837165	A	A	D	A	D	B	D
0326035117	A	A	A	A	C	A	C
0690154814	A	A	C	A	C	A	A
0690154814	A	A	C	A	C	A	A
0004262487	A	A	A	A	A	A	A
0004262487	A	A	A	A	A	A	A
0250915177	A	A	A	A	A	A	A
0764246775	A	A	A	A	A	A	A
0933058457	A	A	A	A	A	A	A
0282900216	A	A	A	A	A	A	A
0064007027	A	A	C	A	C	A	A
0468551440	A	A	A	A	A	A	A
0318445258	A	A	A	A	A	A	A
0393954678	A	A	A	A	A	A	A
0704541167	A	A	A	A	A	A	A
0057939220	A	A	A	A	A	A	A
0178977394	A	A	A	A	A	A	A
0966331849	A	A	A	A	A	A	A
0667673418	A	A	A	A	A	A	A
0819096335	A	A	A	A	A	A	A
0757038018	A	A	A	A	A	A	A
0155650275	A	A	A	A	A	A	A
0916573116	A	A	A	A	B	B	B
0492153347	A	A	A	A	A	A	A
0982782301	A	A	A	A	A	A	A
0693190533	A	A	A	A	A	A	A
0204627764	A	A	A	A	A	A	A
0334576917	A	A	A	A	A	A	A
0901088887	A	A	C	A	C	A	A
0150296391	A	A	A	A	A	A	A
0146028007	A	A	B	B	B	B	A
0787707992	A	A	A	A	A	A	A
0504223139	A	A	A	A	A	A	A
0444079059	A	A	A	A	A	A	A
0404124695	A	A	A	A	A	A	A
0964895891	A	A	A	A	A	A	A
0234030486	A	A	A	A	A	A	A
0790335942	A	A	A	A	A	A	A
0367977862	A	A	A	A	A	A	A
0367977862	A	A	A	A	A	A	A
0388593763	A	A	A	A	A	A	A
0582234381	A	A	A	A	B	B	B
0582234381	A	A	A	A	B	B	B
0283257311	A	A	A	A	A	A	A
0390369462	A	A	A	A	B	B	B
0877273215	C	A	A	A	C	A	A
0926696847	A	A	B	B	B	B	A
0307183224	A	A	A	A	B	B	B
0307183224	A	A	A	A	B	B	B
0307183224	A	A	A	A	B	B	B
0716419381	A	A	A	A	A	A	A
0229106085	A	A	A	A	A	A	A
0868196334	A	A	A	A	A	A	A
0746452773	A	A	A	A	A	A	A
0421831148	A	A	D	A	D	A	D
0421831148	A	A	D	A	D	A	D
0217082581	A	A	A	A	A	A	A
0713050359	A	A	A	A	A	A	A
0624686684	A	A	A	A	A	A	A
0485746484	A	A	C	A	C	A	A
0186340477	A	A	A	A	A	A	A
0502919607	A	A	A	A	A	A	A
0555117016	A	A	A	A	A	A	A
0455426764	A	A	A	A	A	A	A
0810660232	A	A	D	A	D	A	D
0810660232	A	A	D	A	D	A	D
0288199052	B	B	D	A	D	B	B
0288199052	B	B	D	A	D	B	B
0288199052	B	B	D	A	D	B	B
0288199052	B	B	D	A	D	B	B
0154269768	A	A	C	B	C	B	A
0517734635	A	A	A	A	A	A	A
0320294755	A	A	A	A	A	A	A
0641081879	A	A	C	A	C	A	A
0641081879	A	A	C	A	C	A	A
0801361737	A	A	A	A	A	A	A
0730105889	A	A	A	A	A	A	A
0358040502	A	A	A	A	A	A	A
0383641657	A	A	A	A	A	A	A
0800619847	A	A	A	A	B	B	B
0592142339	A	A	D	A	D	A	D
0592142339	A	A	D	A	D	A	D
0425436044	A	A	A	A	A	A	A
0072906455	A	A	A	A	A	A	A
0707161986	A	A	A	A	A	A	A
0778667570	A	A	C	B	C	B	A
0488591987	A	A	A	A	A	A	A
0083924278	A	A	A	A	A	A	A
0283112956	A	A	A	A	A	A	A
0283112956	A	A	A	A	A	A	A
0508768230	A	A	A	A	A	A	A
0535080314	A	A	A	A	A	A	A
0535080314	A	A	A	A	A	A	A
0428472369	A	A	A	A	A	A	A
0428472369	A	A	A	A	A	A	A
0538396769	A	A	A	A	A	A	A
0793786264	A	A	A	A	A	A	A
0666943526	A	A	A	A	A	A	A
0678822113	A	A	C	B	C	B	A
0203177217	A	A	A	A	A	A	A
0850652242	A	A	A	A	A	A	A
0163349101	A	A	A	A	A	A	A
0288822477	A	A	A	A	A	A	A
0784873416	A	A	A	A	A	A	A
0692421794	A	A	A	A	A	A	A
0544189595	A	A	A	A	A	A	A
0752183771	A	A	A	A	A	A	A
0392072139	A	A	A	A	A	A	A
0489684066	A	A	A	A	A	A	A
0612051797	A	A	A	A	A	A	A
0251412794	A	A	C	A	C	A	A
0028968132	A	A	A	A	A	A	A
0295809621	A	A	A	A	A	A	A
0096583941	A	A	A	A	B	B	B
0374908059	A	A	A	A	A	A	A
0864730657	C	A	A	A	C	A	A
0557065956	A	A	A	A	B	B	B
0679220138	A	A	A	A	A	A	A
0283791182	A	A	A	A	A	A	A
0689109916	A	A	A	A	B	B	B
0432681350	A	A	A	A	A	A	A
0898177252	A	A	A	A	A	A	A
0016713119	A	A	A	A	A	A	A
0080713606	A	A	A	A	A	A	A
0919610424	A	A	A	A	A	A	A
0749553138	A	A	A	A	A	A	A
0205447510	A	A	A	A	A	A	A
0441808946	A	A	C	A	C	A	A
0164367068	A	A	A	A	A	A	A
0802521389	A	A	A	A	A	A	A
0875138889	A	A	A	A	A	A	A
0777437201	A	A	C	B	C	B	A
0777437201	A	A	C	B	C	B	A
0777437201	A	A	C	B	C	B	A
0741330561	A	A	C	A	C	A	A
0430664388	A	A	A	A	A	A	A
0854895176	A	A	A	A	A	A	A
0109338238	A	A	A	A	A	A	A
0997009504	A	A	A	A	A	A	A
0116368247	A	A	C	A	C	A	A
0481363336	A	A	A	A	A	A	A
0103758196	A	A	C	A	C	A	A
0896966328	A	A	A	A	A	A	A
0394061841	A	A	A	A	A	A	A
0394061841	A	A	A	A	A	A	A
0264047614	A	A	A	A	A	A	A
0340916483	A	A	A	A	A	A	A
0778217687	A	A	A	A	A	A	A
0366444122	A	A	A	A	B	B	B
0366444122	A	A	A	A	B	B	B
0296410844	A	A	A	A	A	A	A
0869528318	A	A	A	A	A	A	A
0751740112	A	A	A	A	B	B	B
0792530609	A	A	A	A	A	A	A
0319039165	A	A	A	A	A	A	A
0249835216	A	A	A	A	A	A	A
0073336179	A	A	A	A	A	A	A
0105800705	A	A	A	A	A	A	A
0899324716	A	A	A	A	A	A	A
0958707418	A	A	A	A	A	A	A
0224053991	A	A	A	A	A	A	A
0216268238	A	A	A	A	A	A	A
0560169735	A	A	A	A	A	A	A
0794423874	A	A	A	A	A	A	A
0261695741	A	A	A	A	A	A	A
0015133521	A	A	A	A	A	A	A
0206388625	A	A	A	A	A	A	A
0818665885	A	A	A	A	A	A	A
0486417517	A	A	A	A	B	B	B
0486417517	A	A	A	A	B	B	B
0751552840	A	A	A	A	A	A	A
0082826879	A	A	A	A	A	A	A
0620961648	A	A	A	A	A	A	A
0183543689	A	A	C	A	C	A	A
0183543689	A	A	C	A	C	A	A
0436787524	A	A	A	A	A	A	A
0916210276	A	A	A	A	A	A	A
0968849254	A	A	A	A	A	A	A
0655919282	A	A	A	A	A	A	A
0053251889	A	A	A	A	A	A	A
0893248516	A	A	A	A	A	A	A
0620139747	A	A	A	A	A	A	A
0546107176	A	A	A	A	A	A	A
0696972764	A	A	A	A	A	A	A
0896146481	A	A	D	A	D	A	A
0631084263	A	A	A	A	A	A	A
0001469223	A	A	A	A	A	A	A
0295231822	C	A	A	A	C	A	A
0295231822	C	A	A	A	C	A	A
0295231822	C	A	A	A	C	A	A
0213007870	D	A	A	A	D	A	A
0908256797	A	A	A	A	A	A	A
0573625389	A	A	A	A	A	A	A
0492652738	A	A	A	A	A	A	A
0445572625	A	A	A	A	A	A	A
0396902804	A	A	A	A	A	A	A
0177273864	A	A	A	A	A	A	A
0043164872	A	A	A	A	A	A	A
0692773000	A	A	A	A	A	A	A
0846365236	A	A	A	A	A	A	A
0439147108	A	A	A	A	A	A	A
0913530754	A	A	A	A	A	A	A
0492114111	A	A	A	A	A	A	A
0434799711	A	A	A	A	B	B	B
0633398557	A	A	A	A	A	A	A
0177362402	A	A	A	A	B	B	B
0586781304	A	A	A	A	A	A	A
0454944224	A	A	A	A	B	B	B
0603064469	A	A	A	A	A	A	A
0808886449	A	A	A	A	A	A	A
0353787004	A	A	A	A	A	A	A
0362626001	A	A	A	A	A	A	A
0650394276	A	A	A	A	A	A	A
0741283617	A	A	A	A	A	A	A
0741283617	A	A	A	A	A	A	A
0202872915	A	A	A	A	B	B	B
0202872915	A	A	A	A	B	B	B
0202872915	A	A	A	A	B	B	B
0744840124	A	A	A	A	A	A	A
0730469940	A	A	A	A	A	A	A
0451211486	A	A	A	A	A	A	A
0064115527	A	A	A	A	A	A	A
0772108074	A	A	A	A	A	A	A
0882018387	A	A	A	A	A	A	A
0931129596	A	A	A	A	A	A	A
0044332709	A	A	C	B	C	B	A
0248489010	A	A	A	A	A	A	A
0862958928	A	A	A	A	A	A	A
0375617730	A	A	A	A	A	A	A
0466621432	A	A	C	A	C	B	B
0466621432	A	A	C	A	C	B	B
0466621432	A	A	C	A	C	B	B
0204676895	A	A	A	A	A	A	A
0327087875	A	A	A	A	A	A	A
0833740113	A	A	A	A	A	A	A
0802609664	A	A	A	A	A	A	A
0772625855	A	A	A	A	A	A	A
0024266614	A	A	A	A	A	A	A
0729560550	C	A	A	A	C	A	A
0729560550	C	A	A	A	C	A	A
0640500866	A	A	A	A	B	B	B
0169042038	A	A	A	A	A	A	A
0165677415	C	A	A	A	C	A	A
0165677415	C	A	A	A	C	A	A
0838889453	A	A	A	A	A	A	A
0206764557	C	A	A	A	C	A	A
0826953332	A	A	A	A	A	A	A
0634079877	A	A	A	A	A	A	A
0229350942	A	A	A	A	A	A	A
0883863389	A	A	A	A	A	A	A
0978036700	A	A	C	A	C	A	A
0684355939	A	A	D	A	D	A	D
0684355939	A	A	D	A	D	A	D
0776802271	A	A	A	A	A	A	A
0085198096	A	A	D	B	D	B	D
0085198096	A	A	D	B	D	B	D
0085198096	A	A	D	B	D	B	D
0547827681	A	A	A	A	A	A	A
0873436235	A	A	A	A	A	A	A
0911629433	A	A	A	A	A	A	A
0639263330	A	A	C	B	C	B	A
0967425385	A	A	A	A	A	A	A
0308708627	A	A	C	A	C	A	A
0603815433	A	A	A	A	A	A	A
0134183020	A	A	A	A	A	A	A
0761806052	A	A	A	A	A	A	A
0947850363	A	A	C	B	C	B	A
0947850363	A	A	C	B	C	B	A
0523332584	A	A	A	A	A	A	A
0557571321	A	A	A	A	A	A	A
0882933564	A	A	A	A	A	A	A
0111414152	A	A	A	A	A	A	A
0008293269	A	A	C	A	C	B	B
0008293269	A	A	C	A	C	B	B
0172247822	A	A	A	A	A	A	A
0045563575	A	A	C	B	C	B	A
0045563575	A	A	C	B	C	B	A
0045563575	A	A	C	B	C	B	A
0058147582	A	A	A	A	A	A	A
0647319489	A	A	C	A	C	A	A
0944348762	A	A	A	A	B	B	B
0944348762	A	A	A	A	B	B	B
0047023711	A	A	D	A	D	A	D
0047023711	A	A	D	A	D	A	D
0085685458	A	A	A	A	A	A	A
0481257401	A	A	A	A	A	A	A
0622350069	A	A	A	A	A	A	A
0241712071	A	A	A	A	A	A	A
0255228757	A	A	A	A	A	A	A
0982984316	A	A	A	A	A	A	A
0289232561	A	A	A	A	A	A	A
0293630010	A	A	A	A	A	A	A
0833445229	A	A	A	A	B	B	B
0833445229	A	A	A	A	B	B	B
0486797041	A	A	A	A	A	A	A
0142551728	A	A	C	A	C	A	A
0661854930	A	A	A	A	A	A	A
0814310335	A	A	A	A	A	A	A
0825481380	A	A	A	A	A	A	A
0393361773	A	A	A	A	B	B	B
0393361773	A	A	A	A	B	B	B
0213971086	A	A	C	A	C	B	B
0213971086	A	A	C	A	C	B	B
0757945566	A	A	A	A	B	B	B
0757945566	A	A	A	A	B	B	B
0195583016	A	A	C	B	C	B	A
0202982432	A	A	A	A	D	A	D
0901285225	A	A	A	A	A	A	A
0121018656	A	A	A	A	A	A	A
0849326852	A	A	A	A	A	A	A
0850137530	A	A	A	A	A	A	A
0339391627	B	B	A	A	B	B	A
0065859787	A	A	A	A	B	B	B
0683858793	A	A	C	B	C	B	A
0882924642	C	A	A	A	C	B	A
0269673134	A	A	B	B	B	B	B
0269673134	A	A	B	B	B	B	B
0240044355	A	A	B	B	B	B	A
0102250603	A	A	A	A	A	A	A
0102152006	A	A	C	B	C	B	A
0102152006	A	A	C	B	C	B	A
0102152006	A	A	C	B	C	B	A
0789320570	A	A	A	A	D	A	D
0946954837	A	A	C	B	C	B	A
0946954837	A	A	C	B	C	B	A
0946954837	A	A	C	B	C	B	A
0946954837	A	A	C	B	C	B	A
0357012313	A	A	A	A	A	A	A
0977077998	C	A	A	A	C	A	A
0977077998	C	A	A	A	C	A	A
0685266747	A	A	A	A	A	A	A
0978546835	A	A	B	B	B	B	A
0894204679	C	A	A	A	C	A	A
0148380799	A	A	A	A	A	A	A
0035312129	A	A	B	B	B	B	A
0199110542	A	A	A	A	A	A	A
0236571098	A	A	A	A	A	A	A
0646210677	A	A	A	A	A	A	A
0948228566	A	A	A	A	A	A	A
0706229586	A	A	C	A	C	A	A
0706229586	A	A	C	A	C	A	A
0125194573	A	A	A	A	A	A	A
0791423816	A	A	C	A	C	A	A
0791423816	A	A	C	A	C	A	A
0088182486	C	C	D	A	D	C	D
0088182486	C	C	D	A	D	C	D
0088182486	C	C	D	A	D	C	D
0296915642	A	A	A	A	A	A	A
0489791026	A	A	A	A	A	A	A
0656665462	A	A	C	B	C	B	A
0587755412	A	A	D	A	D	A	A
0664162914	A	A	C	A	C	A	A
0712507330	C	A	A	A	C	A	A
0979222955	A	A	C	A	C	A	A
0599885927	A	A	A	A	A	A	A
0340894411	A	A	A	A	A	A	A
0190929716	A	A	A	A	A	A	A
0076688211	A	A	A	A	A	A	A
0078882758	A	A	A	A	A	A	A
0059592592	A	A	A	A	A	A	A
0361085631	A	A	A	A	A	A	A
0361085631	A	A	A	A	A	A	A
0445829253	A	A	A	A	A	A	A
0575091343	C	A	A	A	C	A	A
0575091343	C	A	A	A	C	A	A
0741920461	A	A	A	A	A	A	A
0823108175	A	A	A	A	A	A	A
0188431569	A	A	C	B	C	B	A
0188431569	A	A	C	B	C	B	A
0669761526	A	A	A	A	A	A	A
0111863427	A	A	A	A	A	A	A

Alt Loan Number	Final S&P Credit Loan Grade	Initial S&P Property Valuations Loan Grade	Final S&P Property Valuations Loan Grade	Initial S&P Compliance Loan Grade	Final S&P Compliance Loan Grade	Condition Category	Condition Sub Category
0003670349	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0285539794	A	A	A	C	B	Compliance	RESPA
0285539794	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0309804883	A	A	A	A	A
0262503050	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0262503050	B	A	A	A	A	Credit	Terms/Guidelines
0577150183	A	A	A	A	A
0924920933	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0194708648	A	A	A	A	A
0778181529	A	A	A	D	A	Compliance	Documentation
0778181529	A	A	A	D	A	Compliance	TILA/RESPA Integrated Disclosure
0478171770	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0830042526	A	A	A	A	A
0134635729	A	A	A	A	A
0469493971	A	A	A	A	A
0575885451	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0585150939	A	A	A	A	A
0632305095	A	A	A	A	A
0313024903	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0496002353	A	A	A	A	A
0638357345	A	A	A	A	A
0950743074	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0950743074	A	A	A	D	A	Credit	Legal Documents
0681952991	A	A	A	A	A
0213532889	A	A	A	A	A
0310680781	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0310680781	A	C	A	A	A	Property Valuations	Value
0719884322	A	A	A	A	A
0560997728	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0873471492	A	A	A	A	A
0515836260	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0515836260	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0738734921	B	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0738734921	B	C	A	A	A	Credit	Terms/Guidelines
0738734921	B	C	A	A	A	Property Valuations	Value
0264380033	A	A	A	A	A	Credit	Legal Documents
0274558538	A	A	A	A	A
0726915723	A	D	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0726915723	A	D	A	D	A	Credit	Legal Documents
0726915723	A	D	A	D	A	Property Valuations	Appraisal
0547639390	A	A	A	A	A	Credit	Assets
0868182168	A	A	A	A	A	Credit	Legal Documents
0710523842	A	A	A	A	A
0100579591	A	A	A	A	A
0892886478	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0892886478	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0488459085	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0201856529	A	A	A	A	A
0026296271	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0876012976	B	A	A	C	B	Compliance	Right of Rescission
0876012976	B	A	A	C	B	Credit	Credit/Mtg History
0134438841	A	A	A	A	A
0117509298	A	A	A	A	A
0896066809	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0896066809	A	A	A	D	A	Credit	DTI
0896066809	A	A	A	D	A	Credit	Legal Documents
0458328218	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0458328218	A	A	A	D	A	Compliance	TILA/RESPA Integrated Disclosure
0458328218	A	A	A	D	A	Credit	Legal Documents
0458328218	A	A	A	D	A	Credit	Legal Documents
0296430077	A	A	A	A	A
0381835991	A	A	A	A	A
0452102767	A	A	A	A	A
0384348284	B	A	A	A	A	Credit	LTV/CLTV
0175763987	B	A	A	A	A	Credit	Terms/Guidelines
0472569212	B	C	A	A	A	Credit	Credit/Mtg History
0472569212	B	C	A	A	A	Property Valuations	Value
0308645448	A	A	A	C	A	Compliance	Finance Charge Tolerance
0530430642	A	A	A	A	A
0157671308	A	A	A	A	A
0303516593	A	A	A	A	A
0449241165	A	A	A	A	A
0971205275	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0971205275	A	A	A	D	A	Credit	Legal Documents
0544115085	A	A	A	A	A
0716237478	A	A	A	A	A
0965508731	A	A	A	A	A
0603960750	B	A	A	A	A	Credit	LTV/CLTV
0091927151	A	A	A	A	A
0144756586	A	A	A	A	A
0210963666	A	A	A	A	A	Credit	Application
0175650585	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0175650585	A	A	A	D	A	Compliance	TILA/RESPA Integrated Disclosure
0175650585	A	A	A	D	A	Credit	Legal Documents
0315626419	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0315626419	A	A	A	D	A	Credit	Legal Documents
0283550568	A	A	A	A	A
0869077954	B	A	A	A	A	Credit	Terms/Guidelines
0850029965	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0021117011	A	A	A	C	B	Compliance	Finance Charge Tolerance
0021117011	A	A	A	C	B	Compliance	Finance Charge Tolerance
0021117011	A	A	A	C	B	Compliance	Right of Rescission
0021117011	A	A	A	C	B	Compliance	Right of Rescission
0579524202	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0579524202	B	A	A	A	A	Credit	Credit/Mtg History
0892800732	A	A	A	A	A
0307436896	A	A	A	A	A	Credit	Terms/Guidelines
0803580659	A	A	A	A	A
0693684871	A	A	A	B	B	Compliance	Right of Rescission
0714434543	A	C	A	B	B	Compliance	TILA/RESPA Integrated Disclosure
0714434543	A	C	A	B	B	Property Valuations	Value
0890622713	A	A	A	A	A
0104019170	B	C	A	A	A	Credit	DTI
0104019170	B	C	A	A	A	Property Valuations	Value
0043075862	B	A	A	A	A	Credit	Terms/Guidelines
0307356584	A	A	A	A	A
0832146854	A	A	A	C	A	Compliance	Right of Rescission
0147640962	A	A	A	A	A
0882245723	A	A	A	A	A
0780620507	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0485123351	B	A	A	A	A	Credit	Credit/Mtg History
0036026735	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0447186327	A	A	A	C	B	Compliance	Right of Rescission
0107594028	A	A	A	A	A
0636595989	B	A	A	A	A	Credit	Terms/Guidelines
0877642423	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0877642423	A	A	A	D	A	Credit	Legal Documents
0662200787	A	A	A	A	A
0364145109	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0364145109	A	A	A	D	A	Credit	Legal Documents
0721995641	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0588230898	A	A	A	A	A
0148870536	A	A	A	C	B	Compliance	Right of Rescission
0315578750	B	A	A	A	A	Credit	Credit/Mtg History
0944043515	A	A	A	A	A
0138515920	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0577767613	A	A	A	A	A
0424094210	A	A	A	A	A
0765788807	B	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0765788807	B	A	A	D	A	Credit	Assets
0765788807	B	A	A	D	A	Credit	DTI
0625511789	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0625511789	A	A	A	D	A	Compliance	Right of Rescission
0625511789	A	A	A	D	A	Credit	Legal Documents
0553142127	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0553142127	B	A	A	A	A	Credit	LTV/CLTV
0811744703	B	A	A	A	A	Credit	Credit/Mtg History
0811744703	B	A	A	A	A	Credit	Terms/Guidelines
0599675312	A	A	A	C	B	Compliance	Right of Rescission
0456562768	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0968649669	A	A	A	A	A
0841328924	A	A	A	A	A
0300400252	A	A	A	A	A
0783318062	A	A	A	D	A	Compliance	State Consumer Protection
0715221704	A	A	A	A	A
0614208441	A	A	A	D	B	Compliance	Ability to Repay/Qualified Mortgage
0614208441	A	A	A	D	B	Compliance	Right of Rescission
0614208441	A	A	A	D	B	Credit	Legal Documents
0594516315	A	A	A	A	A
0353633693	A	A	A	A	A
0903552424	A	A	A	A	A
0329024338	A	A	A	A	A
0410923842	A	A	A	A	A
0595636445	B	A	A	A	A	Credit	Credit/Mtg History
0850741065	B	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0850741065	B	A	A	D	A	Credit	Legal Documents
0850741065	B	A	A	D	A	Credit	Terms/Guidelines
0736536523	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0736536523	A	A	A	C	A	Credit	Legal Documents
0762171754	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0685596303	A	C	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0685596303	A	C	A	D	A	Compliance	TILA/RESPA Integrated Disclosure
0685596303	A	C	A	D	A	Credit	Legal Documents
0685596303	A	C	A	D	A	Property Valuations	Value
0980625995	A	C	A	A	A	Property Valuations	Value
0390982632	A	A	A	A	A
0634884001	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0663605322	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0160837165	B	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0160837165	B	A	A	D	A	Compliance	Documentation
0160837165	B	A	A	D	A	Compliance	TILA/RESPA Integrated Disclosure
0160837165	B	A	A	D	A	Credit	Assets
0160837165	B	A	A	D	A	Credit	Legal Documents
0160837165	B	A	A	D	A	Credit	Terms/Guidelines
0326035117	A	A	A	A	A	Credit	Insurance
0690154814	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0690154814	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0004262487	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0004262487	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0250915177	A	A	A	A	A
0764246775	A	A	A	A	A
0933058457	A	A	A	A	A
0282900216	A	A	A	A	A
0064007027	A	A	A	C	A	Compliance	Finance Charge Tolerance
0468551440	A	A	A	A	A
0318445258	A	A	A	A	A
0393954678	A	A	A	A	A
0704541167	A	A	A	A	A
0057939220	A	A	A	A	A
0178977394	A	A	A	A	A
0966331849	A	A	A	A	A
0667673418	A	A	A	A	A
0819096335	A	A	A	A	A
0757038018	A	A	A	A	A
0155650275	A	A	A	A	A
0916573116	B	A	A	A	A	Credit	LTV/CLTV
0492153347	A	A	A	A	A
0982782301	A	A	A	A	A
0693190533	A	A	A	A	A
0204627764	A	A	A	A	A
0334576917	A	A	A	A	A
0901088887	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0150296391	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0146028007	A	A	A	B	B	Compliance	Right of Rescission
0787707992	A	A	A	A	A
0504223139	A	A	A	A	A
0444079059	A	A	A	A	A
0404124695	A	A	A	A	A
0964895891	A	A	A	A	A
0234030486	A	A	A	A	A
0790335942	A	A	A	A	A
0367977862	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0367977862	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0388593763	A	A	A	A	A
0582234381	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0582234381	B	A	A	A	A	Credit	Terms/Guidelines
0283257311	A	A	A	A	A
0390369462	B	A	A	A	A	Credit	Credit/Mtg History
0877273215	A	C	A	A	A	Property Valuations	Value
0926696847	A	A	A	B	B	Compliance	Borrower's Interest
0307183224	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0307183224	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0307183224	B	A	A	A	A	Credit	Terms/Guidelines
0716419381	A	A	A	A	A
0229106085	A	A	A	A	A
0868196334	A	A	A	A	A
0746452773	A	A	A	A	A
0421831148	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0421831148	A	A	A	D	A	Credit	Legal Documents
0217082581	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0713050359	A	A	A	A	A
0624686684	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0485746484	A	A	A	C	A	Compliance	Finance Charge Tolerance
0186340477	A	A	A	A	A
0502919607	A	A	A	A	A
0555117016	A	A	A	A	A
0455426764	A	A	A	A	A
0810660232	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0810660232	A	A	A	D	A	Credit	DTI
0288199052	B	B	B	D	A	Compliance	TILA/RESPA Integrated Disclosure
0288199052	B	B	B	D	A	Compliance	TILA/RESPA Integrated Disclosure
0288199052	B	B	B	D	A	Credit	Terms/Guidelines
0288199052	B	B	B	D	A	Property Valuations	Property
0154269768	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0517734635	A	A	A	A	A
0320294755	A	A	A	A	A
0641081879	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0641081879	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0801361737	A	A	A	A	A
0730105889	A	A	A	A	A
0358040502	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0383641657	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0800619847	B	A	A	A	A	Credit	Assets
0592142339	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0592142339	A	A	A	D	A	Credit	Legal Documents
0425436044	A	A	A	A	A
0072906455	A	A	A	A	A
0707161986	A	A	A	A	A
0778667570	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0488591987	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0083924278	A	A	A	A	A
0283112956	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0283112956	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0508768230	A	A	A	A	A
0535080314	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0535080314	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0428472369	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0428472369	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0538396769	A	A	A	A	A
0793786264	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0666943526	A	A	A	A	A
0678822113	A	A	A	C	B	Compliance	Right of Rescission
0203177217	A	A	A	A	A
0850652242	A	A	A	A	A
0163349101	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0288822477	A	A	A	A	A
0784873416	A	A	A	A	A
0692421794	A	A	A	A	A
0544189595	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0752183771	A	A	A	A	A
0392072139	A	A	A	A	A
0489684066	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0612051797	A	A	A	A	A
0251412794	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0028968132	A	A	A	A	A
0295809621	A	A	A	A	A
0096583941	B	A	A	A	A	Credit	LTV/CLTV
0374908059	A	A	A	A	A
0864730657	A	C	A	A	A	Property Valuations	Value
0557065956	B	A	A	A	A	Credit	Credit/Mtg History
0679220138	A	A	A	A	A
0283791182	A	A	A	A	A
0689109916	B	A	A	A	A	Credit	DTI
0432681350	A	A	A	A	A
0898177252	A	A	A	A	A
0016713119	A	A	A	A	A
0080713606	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0919610424	A	A	A	A	A
0749553138	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0205447510	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0441808946	A	A	A	C	A	Compliance	Right of Rescission
0164367068	A	A	A	A	A
0802521389	A	A	A	A	A
0875138889	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0777437201	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0777437201	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0777437201	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0741330561	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0430664388	A	A	A	A	A
0854895176	A	A	A	A	A
0109338238	A	A	A	A	A
0997009504	A	A	A	A	A
0116368247	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0481363336	A	A	A	A	A
0103758196	A	A	A	C	A	Compliance	Right of Rescission
0896966328	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0394061841	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0394061841	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0264047614	A	A	A	A	A
0340916483	A	A	A	A	A
0778217687	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0366444122	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0366444122	B	A	A	A	A	Credit	Terms/Guidelines
0296410844	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0869528318	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0751740112	B	A	A	A	A	Credit	Assets
0792530609	A	A	A	A	A
0319039165	A	A	A	A	A
0249835216	A	A	A	A	A
0073336179	A	A	A	A	A
0105800705	A	A	A	A	A
0899324716	A	A	A	A	A
0958707418	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0224053991	A	A	A	A	A
0216268238	A	A	A	A	A
0560169735	A	A	A	A	A
0794423874	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0261695741	A	A	A	A	A
0015133521	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0206388625	A	A	A	A	A
0818665885	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0486417517	B	A	A	A	A	Credit	Assets
0486417517	B	A	A	A	A	Credit	Credit/Mtg History
0751552840	A	A	A	A	A
0082826879	A	A	A	A	A
0620961648	A	A	A	A	A
0183543689	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0183543689	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0436787524	A	A	A	A	A
0916210276	A	A	A	A	A
0968849254	A	A	A	A	A
0655919282	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0053251889	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0893248516	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0620139747	A	A	A	A	A
0546107176	A	A	A	A	A
0696972764	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0896146481	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0631084263	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0001469223	A	A	A	A	A
0295231822	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0295231822	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0295231822	A	C	A	A	A	Property Valuations	Value
0213007870	A	D	A	A	A	Property Valuations	Appraisal
0908256797	A	A	A	A	A
0573625389	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0492652738	A	A	A	A	A
0445572625	A	A	A	A	A
0396902804	A	A	A	A	A
0177273864	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0043164872	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0692773000	A	A	A	A	A
0846365236	A	A	A	A	A
0439147108	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0913530754	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0492114111	A	A	A	A	A
0434799711	B	A	A	A	A	Credit	Legal Documents
0633398557	A	A	A	A	A
0177362402	B	A	A	A	A	Credit	Assets
0586781304	A	A	A	A	A
0454944224	B	A	A	A	A	Credit	Assets
0603064469	A	A	A	A	A
0808886449	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0353787004	A	A	A	A	A
0362626001	A	A	A	A	A
0650394276	A	A	A	A	A
0741283617	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0741283617	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0202872915	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0202872915	B	A	A	A	A	Credit	Credit/Mtg History
0202872915	B	A	A	A	A	Credit	Terms/Guidelines
0744840124	A	A	A	A	A
0730469940	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0451211486	A	A	A	A	A
0064115527	A	A	A	A	A
0772108074	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0882018387	A	A	A	A	A
0931129596	A	A	A	A	A
0044332709	A	A	A	C	B	Compliance	Right of Rescission
0248489010	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0862958928	A	A	A	A	A
0375617730	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0466621432	B	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0466621432	B	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0466621432	B	A	A	C	A	Credit	Terms/Guidelines
0204676895	A	A	A	A	A
0327087875	A	A	A	A	A
0833740113	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0802609664	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0772625855	A	A	A	A	A
0024266614	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0729560550	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0729560550	A	C	A	A	A	Property Valuations	Value
0640500866	B	A	A	A	A	Credit	Terms/Guidelines
0169042038	A	A	A	A	A
0165677415	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0165677415	A	C	A	A	A	Property Valuations	Value
0838889453	A	A	A	A	A
0206764557	A	C	A	A	A	Property Valuations	Value
0826953332	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0634079877	A	A	A	A	A
0229350942	A	A	A	A	A
0883863389	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0978036700	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0684355939	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0684355939	A	A	A	D	A	Credit	Legal Documents
0776802271	A	A	A	A	A
0085198096	A	A	A	D	B	Compliance	Ability to Repay/Qualified Mortgage
0085198096	A	A	A	D	B	Compliance	Right of Rescission
0085198096	A	A	A	D	B	Credit	Legal Documents
0547827681	A	A	A	A	A
0873436235	A	A	A	A	A
0911629433	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0639263330	A	A	A	C	B	Compliance	Right of Rescission
0967425385	A	A	A	A	A
0308708627	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0603815433	A	A	A	A	A
0134183020	A	A	A	A	A
0761806052	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0947850363	A	A	A	C	B	Compliance	Right of Rescission
0947850363	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0523332584	A	A	A	A	A
0557571321	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0882933564	A	A	A	A	A
0111414152	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0008293269	B	A	A	C	A	Compliance	Right of Rescission
0008293269	B	A	A	C	A	Credit	Terms/Guidelines
0172247822	A	A	A	A	A
0045563575	A	A	A	C	B	Compliance	Federal Consumer Protection
0045563575	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0045563575	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0058147582	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0647319489	A	A	A	C	A	Compliance	Borrower's Interest
0944348762	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0944348762	B	A	A	A	A	Credit	DTI
0047023711	A	A	A	D	A	Compliance	Ability to Repay/Qualified Mortgage
0047023711	A	A	A	D	A	Credit	Legal Documents
0085685458	A	A	A	A	A
0481257401	A	A	A	A	A
0622350069	A	A	A	A	A
0241712071	A	A	A	A	A
0255228757	A	A	A	A	A
0982984316	A	A	A	A	A
0289232561	A	A	A	A	A
0293630010	A	A	A	A	A
0833445229	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0833445229	B	A	A	A	A	Credit	Assets
0486797041	A	A	A	A	A
0142551728	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0661854930	A	A	A	A	A
0814310335	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0825481380	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0393361773	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0393361773	B	A	A	A	A	Credit	Terms/Guidelines
0213971086	B	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0213971086	B	A	A	C	A	Credit	Credit/Mtg History
0757945566	B	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0757945566	B	A	A	A	A	Credit	Credit/Mtg History
0195583016	A	A	A	C	B	Compliance	Right of Rescission
0202982432	A	A	A	A	A	Credit	Legal Documents
0901285225	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0121018656	A	A	A	A	A
0849326852	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0850137530	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0339391627	A	B	B	A	A	Property Valuations	FEMA
0065859787	B	A	A	A	A	Credit	Assets
0683858793	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0882924642	A	C	B	A	A	Property Valuations	Value
0269673134	B	A	A	B	B	Compliance	TILA/RESPA Integrated Disclosure
0269673134	B	A	A	B	B	Credit	DTI
0240044355	A	A	A	B	B	Compliance	TILA/RESPA Integrated Disclosure
0102250603	A	A	A	A	A
0102152006	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0102152006	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0102152006	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0789320570	A	A	A	A	A	Credit	Legal Documents
0946954837	A	A	A	C	B	Compliance	Finance Charge Tolerance
0946954837	A	A	A	C	B	Compliance	Finance Charge Tolerance
0946954837	A	A	A	C	B	Compliance	Right of Rescission
0946954837	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0357012313	A	A	A	A	A
0977077998	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0977077998	A	C	A	A	A	Property Valuations	Value
0685266747	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0978546835	A	A	A	B	B	Compliance	Right of Rescission
0894204679	A	C	A	A	A	Property Valuations	Value
0148380799	A	A	A	A	A
0035312129	A	A	A	B	B	Compliance	Right of Rescission
0199110542	A	A	A	A	A
0236571098	A	A	A	A	A
0646210677	A	A	A	A	A
0948228566	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0706229586	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0706229586	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0125194573	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0791423816	A	A	A	C	A	Compliance	Finance Charge Tolerance
0791423816	A	A	A	C	A	Compliance	Finance Charge Tolerance
0088182486	A	C	C	D	A	Compliance	Ability to Repay/Qualified Mortgage
0088182486	A	C	C	D	A	Credit	Legal Documents
0088182486	A	C	C	D	A	Property Valuations	Value
0296915642	A	A	A	A	A
0489791026	A	A	A	A	A
0656665462	A	A	A	C	B	Compliance	Right of Rescission
0587755412	A	A	A	D	A	Compliance	TILA/RESPA Integrated Disclosure
0664162914	A	A	A	C	A	Compliance	Finance Charge Tolerance
0712507330	A	C	A	A	A	Property Valuations	Value
0979222955	A	A	A	C	A	Compliance	TILA/RESPA Integrated Disclosure
0599885927	A	A	A	A	A
0340894411	A	A	A	A	A
0190929716	A	A	A	A	A
0076688211	A	A	A	A	A
0078882758	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0059592592	A	A	A	A	A
0361085631	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0361085631	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0445829253	A	A	A	A	A
0575091343	A	C	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0575091343	A	C	A	A	A	Property Valuations	Value
0741920461	A	A	A	A	A	Compliance	TILA/RESPA Integrated Disclosure
0823108175	A	A	A	A	A
0188431569	A	A	A	C	B	Compliance	Right of Rescission
0188431569	A	A	A	C	B	Compliance	TILA/RESPA Integrated Disclosure
0669761526	A	A	A	A	A
0111863427	A	A	A	A	A

Alt Loan Number	Condition Status	Initial Securitization Condition Grade	Final Securitization Condition Grade	Initial S&P Condition Grade	Final S&P Condition Grade	Condition Code
0003670349	Satisfied	A	A	A	A	CMPTRID5215
0285539794	Active	B	B	B	B	CMPRESPA2700
0285539794	Satisfied	C	A	C	A	CMPTRID3626
0309804883
0262503050	Satisfied	A	A	A	A	CMPTRID3716
0262503050	Active	B	B	B	B	CRDTER3122
0577150183
0924920933	Satisfied	A	A	A	A	CMPTRID3716
0194708648
0778181529	Satisfied	D	A	D	A	CMPDOC806
0778181529	Satisfied	C	A	C	A	CMPTRID3676
0478171770	Satisfied	A	A	A	A	CMPTRID3716
0830042526
0134635729
0469493971
0575885451	Satisfied	A	A	A	A	CMPTRID3716
0585150939
0632305095
0313024903	Satisfied	A	A	A	A	CMPTRID3716
0496002353
0638357345
0950743074	Satisfied	D	A	D	A	CMPATRQM3220
0950743074	Satisfied	D	A	D	A	CRDLGL2550
0681952991
0213532889
0310680781	Satisfied	A	A	A	A	CMPTRID3716
0310680781	Satisfied	C	A	C	A	PRVAVALU5249
0719884322
0560997728	Satisfied	A	A	A	A	CMPTRID3716
0873471492
0515836260	Satisfied	A	A	A	A	CMPTRID3716
0515836260	Satisfied	C	A	C	A	CMPTRID3626
0738734921	Satisfied	A	A	A	A	CMPTRID3716
0738734921	Active	B	B	B	B	CRDTER3262
0738734921	Satisfied	C	A	C	A	PRVAVALU5249
0264380033	Satisfied	D	A	D	A	CRDLGL2642
0274558538
0726915723	Satisfied	D	A	D	A	CMPATRQM3220
0726915723	Satisfied	D	A	D	A	CRDLGL2642
0726915723	Satisfied	D	A	D	A	PRVAAPPR237
0547639390	Satisfied	C	A	C	A	CRDAST3078
0868182168	Satisfied	D	A	D	A	CRDLGL2642
0710523842
0100579591
0892886478	Satisfied	A	A	A	A	CMPTRID3716
0892886478	Satisfied	A	A	A	A	CMPTRID5215
0488459085	Satisfied	A	A	A	A	CMPTRID3716
0201856529
0026296271	Satisfied	A	A	A	A	CMPTRID3716
0876012976	Satisfied	C	B	C	B	CMPROR2330
0876012976	Active	B	B	B	B	CRDCRMH104
0134438841
0117509298
0896066809	Satisfied	D	A	D	A	CMPATRQM3220
0896066809	Satisfied	D	A	D	A	CRDDTI2540
0896066809	Satisfied	D	A	D	A	CRDLGL140
0458328218	Satisfied	D	A	D	A	CMPATRQM3220
0458328218	Satisfied	C	A	C	A	CMPTRID3626
0458328218	Satisfied	D	A	D	A	CRDLGL137
0458328218	Satisfied	D	A	D	A	CRDLGL2642
0296430077
0381835991
0452102767
0384348284	Active	B	B	B	B	CRDLTV3026
0175763987	Active	B	B	B	B	CRDTER3122
0472569212	Active	B	B	B	B	CRDCRMH104
0472569212	Satisfied	C	A	C	A	PRVAVALU5249
0308645448	Satisfied	C	A	C	A	CMPFINT4372
0530430642
0157671308
0303516593
0449241165
0971205275	Satisfied	D	A	D	A	CMPATRQM3220
0971205275	Satisfied	B	A	B	A	CRDLGL2642
0544115085
0716237478
0965508731
0603960750	Active	B	B	B	B	CRDLTV3024
0091927151
0144756586
0210963666	Satisfied	D	A	D	A	CRDAPP3822
0175650585	Satisfied	D	A	D	A	CMPATRQM3220
0175650585	Satisfied	C	A	C	A	CMPTRID5251
0175650585	Satisfied	B	A	B	A	CRDLGL2642
0315626419	Satisfied	D	A	D	A	CMPATRQM3220
0315626419	Satisfied	D	A	D	A	CRDLGL2642
0283550568
0869077954	Active	B	B	B	B	CRDTER109
0850029965	Satisfied	A	A	A	A	CMPTRID3716
0021117011	Satisfied	C	B	C	B	CMPFINT106
0021117011	Satisfied	C	B	C	B	CMPFINT4372
0021117011	Satisfied	B	B	B	B	CMPROR118
0021117011	Satisfied	C	B	C	B	CMPROR2330
0579524202	Satisfied	A	A	A	A	CMPTRID3716
0579524202	Active	B	B	B	B	CRDCRMH3000
0892800732
0307436896	Satisfied	C	A	C	A	CRDTER3122
0803580659
0693684871	Active	B	B	B	B	CMPROR118
0714434543	Active	B	B	B	B	CMPTRID4320
0714434543	Satisfied	C	A	C	A	PRVAVALU5249
0890622713
0104019170	Active	B	B	B	B	CRDDTI105
0104019170	Satisfied	C	A	C	A	PRVAVALU5249
0043075862	Active	B	B	B	B	CRDTER109
0307356584
0832146854	Satisfied	C	A	C	A	CMPROR2330
0147640962
0882245723
0780620507	Satisfied	C	A	C	A	CMPTRID3626
0485123351	Active	B	B	B	B	CRDCRMH118
0036026735	Satisfied	C	A	C	A	CMPTRID3670
0447186327	Satisfied	C	B	C	B	CMPROR2330
0107594028
0636595989	Active	B	B	B	B	CRDTER3122
0877642423	Satisfied	D	A	D	A	CMPATRQM3220
0877642423	Satisfied	D	A	D	A	CRDLGL2642
0662200787
0364145109	Satisfied	D	A	D	A	CMPATRQM3220
0364145109	Satisfied	D	A	D	A	CRDLGL2642
0721995641	Satisfied	A	A	A	A	CMPTRID3716
0588230898
0148870536	Satisfied	C	B	C	B	CMPROR2330
0315578750	Active	B	B	B	B	CRDCRMH193
0944043515
0138515920	Satisfied	A	A	A	A	CMPTRID3716
0577767613
0424094210
0765788807	Satisfied	D	A	D	A	CMPATRQM3220
0765788807	Active	B	B	B	B	CRDAST3078
0765788807	Satisfied	D	A	D	A	CRDDTI2540
0625511789	Satisfied	D	A	D	A	CMPATRQM3220
0625511789	Satisfied	C	A	C	A	CMPROR1911
0625511789	Satisfied	D	A	D	A	CRDLGL2642
0553142127	Satisfied	A	A	A	A	CMPTRID3716
0553142127	Active	B	B	B	B	CRDLTV3026
0811744703	Active	B	B	B	B	CRDCRMH118
0811744703	Active	B	B	B	B	CRDTER3122
0599675312	Satisfied	C	B	C	B	CMPROR2330
0456562768	Satisfied	A	A	A	A	CMPTRID5215
0968649669
0841328924
0300400252
0783318062	Satisfied	D	A	D	A	CMPSTCP2057
0715221704
0614208441	Satisfied	D	A	D	A	CMPATRQM3220
0614208441	Active	B	B	B	B	CMPROR118
0614208441	Satisfied	D	A	D	A	CRDLGL2642
0594516315
0353633693
0903552424
0329024338
0410923842
0595636445	Active	B	B	B	B	CRDCRMH2662
0850741065	Satisfied	D	A	D	A	CMPATRQM3220
0850741065	Satisfied	D	A	D	A	CRDLGL2642
0850741065	Active	B	B	B	B	CRDTER109
0736536523	Satisfied	C	A	C	A	CMPTRID3626
0736536523	Satisfied	D	A	D	A	CRDLGL2642
0762171754	Satisfied	A	A	A	A	CMPTRID3716
0685596303	Satisfied	D	A	D	A	CMPATRQM3220
0685596303	Satisfied	C	A	C	A	CMPTRID3626
0685596303	Satisfied	D	A	D	A	CRDLGL2642
0685596303	Satisfied	C	A	C	A	PRVAVALU5249
0980625995	Satisfied	C	A	C	A	PRVAVALU5249
0390982632
0634884001	Satisfied	A	A	A	A	CMPTRID3716
0663605322	Satisfied	C	A	C	A	CMPTRID3640
0160837165	Satisfied	D	A	D	A	CMPATRQM3220
0160837165	Satisfied	D	A	D	A	CMPDOC869
0160837165	Satisfied	C	A	C	A	CMPTRID3626
0160837165	Active	B	B	B	B	CRDAST3078
0160837165	Satisfied	D	A	D	A	CRDLGL2642
0160837165	Active	B	B	B	B	CRDTER3122
0326035117	Satisfied	C	A	C	A	CRDINSR289
0690154814	Satisfied	A	A	A	A	CMPTRID3716
0690154814	Satisfied	C	A	C	A	CMPTRID3626
0004262487	Satisfied	A	A	A	A	CMPTRID3716
0004262487	Satisfied	A	A	A	A	CMPTRID5215
0250915177
0764246775
0933058457
0282900216
0064007027	Satisfied	C	A	C	A	CMPFINT4372
0468551440
0318445258
0393954678
0704541167
0057939220
0178977394
0966331849
0667673418
0819096335
0757038018
0155650275
0916573116	Active	B	B	B	B	CRDLTV3026
0492153347
0982782301
0693190533
0204627764
0334576917
0901088887	Satisfied	C	A	C	A	CMPTRID3950
0150296391	Satisfied	A	A	A	A	CMPTRID3716
0146028007	Active	B	B	B	B	CMPROR1909
0787707992
0504223139
0444079059
0404124695
0964895891
0234030486
0790335942
0367977862	Satisfied	A	A	A	A	CMPTRID3716
0367977862	Satisfied	A	A	A	A	CMPTRID5215
0388593763
0582234381	Satisfied	A	A	A	A	CMPTRID3716
0582234381	Active	B	B	B	B	CRDTER113
0283257311
0390369462	Active	B	B	B	B	CRDCRMH104
0877273215	Satisfied	C	A	C	A	PRVAVALU5249
0926696847	Active	B	B	B	B	CMPBI1623
0307183224	Satisfied	A	A	A	A	CMPTRID3716
0307183224	Satisfied	A	A	A	A	CMPTRID5215
0307183224	Active	B	B	B	B	CRDTER3122
0716419381
0229106085
0868196334
0746452773
0421831148	Satisfied	D	A	D	A	CMPATRQM3220
0421831148	Satisfied	D	A	D	A	CRDLGL2642
0217082581	Satisfied	A	A	A	A	CMPTRID3716
0713050359
0624686684	Satisfied	A	A	A	A	CMPTRID3716
0485746484	Satisfied	C	A	C	A	CMPFINT106
0186340477
0502919607
0555117016
0455426764
0810660232	Satisfied	D	A	D	A	CMPATRQM3220
0810660232	Satisfied	D	A	D	A	CRDDTI2540
0288199052	Satisfied	A	A	A	A	CMPTRID5215
0288199052	Satisfied	D	A	D	A	CMPTRID5107
0288199052	Active	B	B	B	B	CRDTER3262
0288199052	Active	B	B	B	B	PRVAPROP245
0154269768	Satisfied	C	B	C	B	CMPTRID3676
0517734635
0320294755
0641081879	Satisfied	A	A	A	A	CMPTRID3716
0641081879	Satisfied	C	A	C	A	CMPTRID3626
0801361737
0730105889
0358040502	Satisfied	A	A	A	A	CMPTRID3716
0383641657	Satisfied	A	A	A	A	CMPTRID3716
0800619847	Active	B	B	B	B	CRDAST3078
0592142339	Satisfied	D	A	D	A	CMPATRQM3220
0592142339	Satisfied	D	A	D	A	CRDLGL2642
0425436044
0072906455
0707161986
0778667570	Satisfied	C	B	C	B	CMPTRID3646
0488591987	Satisfied	A	A	A	A	CMPTRID3706
0083924278
0283112956	Satisfied	A	A	A	A	CMPTRID3716
0283112956	Satisfied	A	A	A	A	CMPTRID5215
0508768230
0535080314	Satisfied	A	A	A	A	CMPTRID3716
0535080314	Satisfied	A	A	A	A	CMPTRID5215
0428472369	Satisfied	A	A	A	A	CMPTRID3716
0428472369	Satisfied	A	A	A	A	CMPTRID5215
0538396769
0793786264	Satisfied	A	A	A	A	CMPTRID3716
0666943526
0678822113	Satisfied	C	B	C	B	CMPROR2330
0203177217
0850652242
0163349101	Satisfied	A	A	A	A	CMPTRID3716
0288822477
0784873416
0692421794
0544189595	Satisfied	A	A	A	A	CMPTRID3716
0752183771
0392072139
0489684066	Satisfied	A	A	A	A	CMPTRID3716
0612051797
0251412794	Satisfied	C	A	C	A	CMPTRID3626
0028968132
0295809621
0096583941	Active	B	B	B	B	CRDLTV3024
0374908059
0864730657	Satisfied	C	A	C	A	PRVAVALU5249
0557065956	Active	B	B	B	B	CRDCRMH2662
0679220138
0283791182
0689109916	Active	B	B	B	B	CRDDTI105
0432681350
0898177252
0016713119
0080713606	Satisfied	A	A	A	A	CMPTRID3716
0919610424
0749553138	Satisfied	A	A	A	A	CMPTRID3716
0205447510	Satisfied	A	A	A	A	CMPTRID5215
0441808946	Satisfied	C	A	C	A	CMPROR2330
0164367068
0802521389
0875138889	Satisfied	A	A	A	A	CMPTRID3716
0777437201	Satisfied	A	A	A	A	CMPTRID3716
0777437201	Satisfied	A	A	A	A	CMPTRID5215
0777437201	Satisfied	C	B	C	B	CMPTRID3646
0741330561	Satisfied	C	A	C	A	CMPTRID3957
0430664388
0854895176
0109338238
0997009504
0116368247	Satisfied	C	A	C	A	CMPTRID3626
0481363336
0103758196	Satisfied	C	A	C	A	CMPROR2330
0896966328	Satisfied	A	A	A	A	CMPTRID3716
0394061841	Satisfied	A	A	A	A	CMPTRID3716
0394061841	Satisfied	A	A	A	A	CMPTRID5215
0264047614
0340916483
0778217687	Satisfied	A	A	A	A	CMPTRID3716
0366444122	Satisfied	A	A	A	A	CMPTRID3716
0366444122	Active	B	B	B	B	CRDTER3122
0296410844	Satisfied	A	A	A	A	CMPTRID3716
0869528318	Satisfied	A	A	A	A	CMPTRID3716
0751740112	Active	B	B	B	B	CRDAST3078
0792530609
0319039165
0249835216
0073336179
0105800705
0899324716
0958707418	Satisfied	A	A	A	A	CMPTRID3716
0224053991
0216268238
0560169735
0794423874	Satisfied	A	A	A	A	CMPTRID3716
0261695741
0015133521	Satisfied	A	A	A	A	CMPTRID3716
0206388625
0818665885	Satisfied	A	A	A	A	CMPTRID3716
0486417517	Active	B	B	B	B	CRDAST3078
0486417517	Active	B	B	B	B	CRDCRMH120
0751552840
0082826879
0620961648
0183543689	Satisfied	A	A	A	A	CMPTRID3716
0183543689	Satisfied	C	A	C	A	CMPTRID3626
0436787524
0916210276
0968849254
0655919282	Satisfied	A	A	A	A	CMPTRID3716
0053251889	Satisfied	A	A	A	A	CMPTRID3716
0893248516	Satisfied	A	A	A	A	CMPTRID3716
0620139747
0546107176
0696972764	Satisfied	A	A	A	A	CMPTRID3716
0896146481	Satisfied	D	A	D	A	CMPATRQM3220
0631084263	Satisfied	A	A	A	A	CMPTRID3716
0001469223
0295231822	Satisfied	A	A	A	A	CMPTRID3716
0295231822	Satisfied	A	A	A	A	CMPTRID5215
0295231822	Satisfied	C	A	C	A	PRVAVALU5249
0213007870	Satisfied	D	A	D	A	PRVAAPPR275
0908256797
0573625389	Satisfied	A	A	A	A	CMPTRID3716
0492652738
0445572625
0396902804
0177273864	Satisfied	A	A	A	A	CMPTRID3716
0043164872	Satisfied	A	A	A	A	CMPTRID3716
0692773000
0846365236
0439147108	Satisfied	A	A	A	A	CMPTRID3716
0913530754	Satisfied	A	A	A	A	CMPTRID3716
0492114111
0434799711	Active	B	B	B	B	CRDLGL988
0633398557
0177362402	Active	B	B	B	B	CRDAST3078
0586781304
0454944224	Active	B	B	B	B	CRDAST2354
0603064469
0808886449	Satisfied	A	A	A	A	CMPTRID3716
0353787004
0362626001
0650394276
0741283617	Satisfied	A	A	A	A	CMPTRID3716
0741283617	Satisfied	A	A	A	A	CMPTRID5215
0202872915	Satisfied	A	A	A	A	CMPTRID3716
0202872915	Active	B	B	B	B	CRDCRMH2662
0202872915	Active	B	B	B	B	CRDTER3122
0744840124
0730469940	Satisfied	A	A	A	A	CMPTRID3716
0451211486
0064115527
0772108074	Satisfied	A	A	A	A	CMPTRID3716
0882018387
0931129596
0044332709	Satisfied	C	B	C	B	CMPROR2330
0248489010	Satisfied	A	A	A	A	CMPTRID3716
0862958928
0375617730	Satisfied	A	A	A	A	CMPTRID3716
0466621432	Satisfied	A	A	A	A	CMPTRID3716
0466621432	Satisfied	C	A	C	A	CMPTRID3646
0466621432	Active	B	B	B	B	CRDTER3262
0204676895
0327087875
0833740113	Satisfied	A	A	A	A	CMPTRID5215
0802609664	Satisfied	A	A	A	A	CMPTRID3716
0772625855
0024266614	Satisfied	A	A	A	A	CMPTRID3716
0729560550	Satisfied	A	A	A	A	CMPTRID3716
0729560550	Satisfied	C	A	C	A	PRVAVALU5249
0640500866	Active	B	B	B	B	CRDTER3262
0169042038
0165677415	Satisfied	A	A	A	A	CMPTRID3716
0165677415	Satisfied	C	A	C	A	PRVAVALU5249
0838889453
0206764557	Satisfied	C	A	C	A	PRVAVALU5249
0826953332	Satisfied	A	A	A	A	CMPTRID3716
0634079877
0229350942
0883863389	Satisfied	A	A	A	A	CMPTRID3716
0978036700	Satisfied	C	A	C	A	CMPTRID3646
0684355939	Satisfied	D	A	D	A	CMPATRQM3220
0684355939	Satisfied	D	A	D	A	CRDLGL2642
0776802271
0085198096	Satisfied	D	A	D	A	CMPATRQM3220
0085198096	Satisfied	C	B	C	B	CMPROR2330
0085198096	Satisfied	D	A	D	A	CRDLGL2642
0547827681
0873436235
0911629433	Satisfied	A	A	A	A	CMPTRID3716
0639263330	Satisfied	C	B	C	B	CMPROR2330
0967425385
0308708627	Satisfied	C	A	C	A	CMPTRID3626
0603815433
0134183020
0761806052	Satisfied	A	A	A	A	CMPTRID3716
0947850363	Active	B	B	B	B	CMPROR1909
0947850363	Satisfied	C	A	C	A	CMPTRID3626
0523332584
0557571321	Satisfied	A	A	A	A	CMPTRID3716
0882933564
0111414152	Satisfied	A	A	A	A	CMPTRID3716
0008293269	Satisfied	C	A	C	A	CMPROR1911
0008293269	Active	B	B	B	B	CRDTER3122
0172247822
0045563575	Satisfied	B	B	B	B	CMPFDCP4395
0045563575	Satisfied	A	A	A	A	CMPTRID3716
0045563575	Satisfied	C	B	C	B	CMPTRID5251
0058147582	Satisfied	A	A	A	A	CMPTRID3716
0647319489	Satisfied	C	A	C	A	CMPBI1381
0944348762	Satisfied	A	A	A	A	CMPTRID3716
0944348762	Active	B	B	B	B	CRDDTI134
0047023711	Satisfied	D	A	D	A	CMPATRQM3220
0047023711	Satisfied	D	A	D	A	CRDLGL2642
0085685458
0481257401
0622350069
0241712071
0255228757
0982984316
0289232561
0293630010
0833445229	Satisfied	A	A	A	A	CMPTRID3716
0833445229	Active	B	B	B	B	CRDAST115
0486797041
0142551728	Satisfied	C	A	C	A	CMPTRID3626
0661854930
0814310335	Satisfied	A	A	A	A	CMPTRID3716
0825481380	Satisfied	A	A	A	A	CMPTRID3716
0393361773	Satisfied	A	A	A	A	CMPTRID3716
0393361773	Active	B	B	B	B	CRDTER3122
0213971086	Satisfied	C	A	C	A	CMPTRID3626
0213971086	Active	B	B	B	B	CRDCRMH3000
0757945566	Satisfied	A	A	A	A	CMPTRID3716
0757945566	Active	B	B	B	B	CRDCRMH3000
0195583016	Satisfied	C	B	C	B	CMPROR2330
0202982432	Satisfied	D	A	D	A	CRDLGL2642
0901285225	Satisfied	A	A	A	A	CMPTRID3716
0121018656
0849326852	Satisfied	A	A	A	A	CMPTRID3716
0850137530	Satisfied	A	A	A	A	CMPTRID3716
0339391627	Active	B	B	B	B	PRVAFEMA856
0065859787	Active	B	B	B	B	CRDAST2670
0683858793	Satisfied	C	B	C	B	CMPTRID3670
0882924642	Satisfied	C	A	C	B	PRVAVALU153
0269673134	Satisfied	B	B	B	B	CMPTRID4352
0269673134	Active	B	B	B	B	CRDDTI105
0240044355	Active	B	B	B	B	CMPTRID4583
0102250603
0102152006	Active	B	B	B	B	CMPTRID4282
0102152006	Active	B	B	B	B	CMPTRID4309
0102152006	Satisfied	C	B	C	B	CMPTRID3670
0789320570	Satisfied	D	A	D	A	CRDLGL2642
0946954837	Satisfied	C	A	C	A	CMPFINT109
0946954837	Satisfied	C	A	C	A	CMPFINT4372
0946954837	Active	B	B	B	B	CMPROR1909
0946954837	Satisfied	B	B	B	B	CMPTRID3966
0357012313
0977077998	Satisfied	A	A	A	A	CMPTRID3716
0977077998	Satisfied	C	A	C	A	PRVAVALU5249
0685266747	Satisfied	A	A	A	A	CMPTRID3716
0978546835	Active	B	B	B	B	CMPROR1909
0894204679	Satisfied	C	A	C	A	PRVAVALU5249
0148380799
0035312129	Active	B	B	B	B	CMPROR1909
0199110542
0236571098
0646210677
0948228566	Satisfied	A	A	A	A	CMPTRID3716
0706229586	Satisfied	C	A	C	A	CMPTRID3626
0706229586	Satisfied	C	A	C	A	CMPTRID5051
0125194573	Satisfied	A	A	A	A	CMPTRID3716
0791423816	Satisfied	C	A	C	A	CMPFINT106
0791423816	Satisfied	C	A	C	A	CMPFINT4372
0088182486	Satisfied	D	A	D	A	CMPATRQM3220
0088182486	Satisfied	D	A	D	A	CRDLGL2642
0088182486	Active	C	C	C	C	PRVAVALU5249
0296915642
0489791026
0656665462	Satisfied	C	B	C	B	CMPROR2330
0587755412	Satisfied	D	A	D	A	CMPTRID5107
0664162914	Satisfied	C	A	C	A	CMPFINT106
0712507330	Satisfied	C	A	C	A	PRVAVALU5249
0979222955	Satisfied	C	A	C	A	CMPTRID3626
0599885927
0340894411
0190929716
0076688211
0078882758	Satisfied	A	A	A	A	CMPTRID3716
0059592592
0361085631	Satisfied	A	A	A	A	CMPTRID3716
0361085631	Satisfied	A	A	A	A	CMPTRID5215
0445829253
0575091343	Satisfied	A	A	A	A	CMPTRID3716
0575091343	Satisfied	C	A	C	A	PRVAVALU5249
0741920461	Satisfied	A	A	A	A	CMPTRID3716
0823108175
0188431569	Active	B	B	B	B	CMPROR1909
0188431569	Satisfied	C	B	C	B	CMPTRID3966
0669761526
0111863427

Alt Loan Number	Condition Description	Condition Material Indicator	Initial Comments
0003670349	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0285539794	RESPA - List of homeowners counseling organizations not provided w/in 3 days of application	No	List of homeowners counseling organizations not provided w/in 3 of the application date of XXXXXX.
0285539794	TRID - CD: Loan consummated before end of waiting period	No	Missing evidence that CD dated XXX was acknowledged by the borrowers 3 days prior to consummation date of XXX.
0309804883
0262503050	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0262503050	Loan documents do not meet guideline requirements	No	Lender approved exception for Less than 2 years landlord history. Borrowers are purchasing so close to Departure with superior Subject, better schools and updated/ remodeled completely, newer built home though a bit smaller sf with one additional bedroom and .50 less bathroom. XXX deems non-material based on compensating factors of 794 qualifying score. Min required per guidelines is 680, LTV is 75.19%; max allowed per guidelines is 80% and the borrower has been employed for 6 years.
0577150183
0924920933	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0194708648
0778181529	Notary Status is missing	No	Notary Status: Missing
0778181529	TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.	No	The ten % tolerance of $61.59 not documented with a valid COC for increased (attorney, title recording and recording fees).  Requires LOX, PCCD, Refund and Proof of Shipping.
0478171770	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0830042526
0134635729
0469493971
0575885451	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0585150939
0632305095
0313024903	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0496002353
0638357345
0950743074	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing Final/Signed/Dated Closing Disclosure or ALTA Settlement Statement verifying the sale of departure residence XXX NY with net proceeds of $426,421.26. This is a QM issue due to needing to verify liability was paid off for debt to income reasons.
0950743074	Missing HUD-1 from sale of property	No	Missing Final/Signed/Dated Closing Disclosure or ALTA Settlement Statement verifying the sale of departure residence XXX, NY with net proceeds of $426,421.26.
0681952991
0213532889
0310680781	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0310680781	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -13.29% less than the original appraised value of $XXX. A field review has been ordered.
0719884322
0560997728	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0873471492
0515836260	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0515836260	TRID - CD: Loan consummated before end of waiting period	No	Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation date of XXX.
0738734921	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0738734921	Property issues indicated	No	Lender approved exception to accept aged appraisal report.  Clayton considers as non-material based upon compensating factors of; strong reserves (50+ months), stable employment (6.5 years) and low dti (38.8%)
0738734921	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -15.34%% less than the original appraised value of $XXX. A reconciliation review of Original Appraisal and Appraisal Review has been ordered.
0264380033	Missing proof that HELOC has been paid and closed to future draws	No	Missing fully executed authorization to close HELOC to future draws; Form in file has not been signed by all borrowers as is required.
0274558538
0726915723	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws, authorization to close account in file was not signed/dated by borrowers.
0726915723	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws, authorization to close account in file was not signed/dated by borrowers.
0726915723	Appraisal is stale dated without recertification in file	No	Appraisal dated XXX is aged 160 days from Note date XXX.  Missing appraisal recertification of value.
0547639390	Insufficient # of months cash reserves for PITI per guideline requirements	No	Borrower is short PCL $22,471.23.  Required reserves $61,334.64 with $30,667.32 liquid funds required.  Borrower has liquid reserves of $8,196.09.
0868182168	Missing proof that HELOC has been paid and closed to future draws	No	Missing executed evidence that the XXX HELOC has been paid and closed to future draws
0710523842
0100579591
0892886478	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied.
0892886478	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied.
0488459085	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0201856529
0026296271	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0876012976	ROR - Disbursement date is before end of statutory rescission period	No	CD XXX-Executed XXX- Disbursement date XXX. Right to Cancel expires-XXX. Disbursement date is before end of rescission. PCCD required with a disbursement date of XXX. Exception cancelled
0876012976	Credit score below guidelines	No	Approved Lender exception for credit score below guidelines. Per Retail Non Agency Underwriting Guidelines, Primary residence minimum loan score requirements for Cash-out refinance is 720. Clayton considers non-material based on compensating factors of low LTV/CLTV 24.79/41.46%, B2 with 25 years in same profession and residual income of $13,700.92 per month.
0134438841
0117509298
0896066809	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing verification of taxes and insurance for REO on XXX
0896066809	Missing verification of some or all components of non-subject PITI	No	Missing verification of taxes and insurance for REO on XXX.
0896066809	Missing subordination agreement for existing junior lien	No	Missing fully executed subordination agreement with XXX confirming the credit limit of $55,000.
0458328218	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof HELOC with XXX ending in #XXX has been close to future draws.
0458328218	TRID - CD: Loan consummated before end of waiting period	No	Please provide evidence that initial CD XXX was received atleast 3 business days prior to consummation.
0458328218	Missing copy of 2nd lien Note (subject is 1st lien)	No	Missing HELOC agreement for new 2nd in the amount of $XXX
0458328218	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof HELOC with XXX ending in #XXX has been close to future draws
0296430077
0381835991
0452102767
0384348284	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Approved lender exception for LTV exceeding guidelines at 80.00%  Maximum LTV for this program is 75.00%.  Clayton considers non-material based on compensating factors of 32.70% DTI,  792 qualifying FICO, and 82 months reserves vs 12 months required.
0175763987	Loan documents do not meet guideline requirements	No	Approved lender exception for no mortgage/rental payment history covering most recent 12 months. XXX deems non-material based on compensating factors of Credit score for PWE is 783 where 680 is required, DTI of 30.61 and cash reserves of over 501 months.
0472569212	Credit score below guidelines	No	Approved Lender Exception for Credit score below guidelines of 720 for cash out; Borrower representative score is 671.
0472569212	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -12.86% less than the original appraised value of $XXX. A field review has been ordered.
0308645448	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed	No	CD: XXX [Last CD], Section: Loan Calculations, Field: Amount Financed, Value: $XXXField: Original Principal Balance, Value: $XXX. Difference of $XXX
0530430642
0157671308
0303516593
0449241165
0971205275	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	1. Missing proof that HELOC with XXX #XXX has been paid and closed to future draws; authorization to close document in file was not signed by borrowers.2. Missing balance sheet for borrowers schedule C business.
0971205275	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws; authorization to close document in file was not signed by borrowers.  Clayton considers non-material due to compensating factors of low LTV of 57.74%, credit score of 779 and residual income of $8,414.31 monthly.
0544115085
0716237478
0965508731
0603960750	LTV Exceeds Guideline Requirement by less than 5%	No	Lender approved exception for LTV or CLTV (over maximum allowed). OFFSETS: - Primary residence;  - Current mortgage is HFI; - Stable employment history w/ increasing income year over year; - Additional bonus income which was not used to qualify; - Low ratios of 25.104/26.380%; - Substantial residual income of $9,911.10/ mo.; - $89,711 in liquid reserves (26 months of PCL vs 12 month required); - Additional $38,129.31 in XXX retirement assets verified, not using as missing 2 consecutive months of account history; - Paystubs have a deduction towards 401k, total of $46,893.50 since 2017 until YTD, additional 401k assets available which have not been documented, however increasing 401k deductions reflecting on paystubs support borrower's ability to save;   Clayton deems non-material based on compensating factors of  794 qualifying score. Min required per guidelines is 720, DTI is 26.79%, max per guidelines is 43% and  the borrower has been in current profession for 22 years.
0091927151
0144756586
0210963666	Missing or incomplete documentation related to citizenship/residency	No	Missing documentation related to citizenship/residency for b2.
0175650585	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that HELOC with XXX # XXX has been paid and closed to future draws; authorization to close not signed and dated by borrowers.
0175650585	TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures	No	The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures. CD: XXX [Last CD], Section: Projected Payments, Field: Estimated Taxes, Insurance & Assessments, Value: 4369.63 * 12 = 52435.56CD: XXX [Last CD], Section: Loan Disclosures, Field: Estimated Costs Over Year 1, Value: 35315.79Need LOX and re-disclosed CD, adjustment to Borrower's account if required.
0175650585	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws; authorization to close not signed and dated by borrowers.  Clayton considers non-material based on compensating factors of B1 in same profession for 10 years, low LTV of 58.10% and residual income of $24,669.83 monthly.
0315626419	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	The loan file is missing executed evidence that the XXX Heloc is  paid and closed to future draws
0315626419	Missing proof that HELOC has been paid and closed to future draws	No	The loan file is missing executed evidence that the XXX  Heloc is  paid and closed to future draws
0283550568
0869077954	Cash Out Amount Exceeds Guidelines	No	Final CD disbursement date of XXX indicates cash back to borrower in the amount of $15,928.11. Rate/Term Refinance per program guides, maximum of 1%/$11,730.00 permitted.
0850029965	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A
0021117011	Finance charge understated by more than $100 (Pmt Stream)	No	Final CD disclosed finance charges of $1,334,256.16, per Clayton pay stream calculations, finance charges are $1,334,476.11 resulting in understated finance charges of $219.95.
0021117011	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed	No	CD: XXX1 Field: AmountFinanced, Value: $XXX Field: Amount Financed as Calculated, Value: $XXX
0021117011	ROR - Disbursement date is on/before disclosed "midnight of" date	No	Per ROR, expiration date is XXX- per XXX CD, disbursement date is XXX.
0021117011	ROR - Disbursement date is before end of statutory rescission period	No	Per ROR, expiration date is XXX - disbursement date is XXXPCCD required with a disbursement date of XXX
0579524202	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0579524202	# of Tradelines Does Not Meet Guideline Requirements	No	Approved Lender exception for Credit Risk Class Invalid or Insufficient (B1 has no fico score and no open credit. B2 has one open account. no current open credit and no activity in the past 12-months. All of the 10 trade lines reporting on credit have been closed. XXX deems non-material based on compensating factors of Borrowers' willingness to repay the subject mortgage is supported by the fact that all debt has been paid in full without allowing it to go into serious delinquency. Customers do not have much credit activity in the past 2 years as they were living and working in XXX. B1 is continuing to work for the same employer and B2 started employment in the same field.
0892800732
0307436896	Loan documents do not meet guideline requirements	No	Missing signed 4506T at application and at closing as required per lender guidelines. The 4506T's in file are not signed and dated.
0803580659
0693684871	ROR - Disbursement date is on/before disclosed "midnight of" date	No	CD XXX disclosed disbursement date as XXX which is on the same date rescission period ends. Full 3 day rescission period not met. If loan disbursed after, please provide corrected PCCD with correct disbursement date, LOX and copy of shipping. Or re-open rescission and provide new notice of right to cancel to all parties vested, LOX, and copy of shipping.
0714434543	TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.	No	The final CD XXX, calculating cash to close section values does not equate. The difference is due to positive value for paid before closing amount of $695.
0714434543	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -11.11% less than the original appraised value of $XXX A field review has been ordered.
0890622713
0104019170	Debt Ratio Exception 5% or Less	No	Approved lender exception for DTI 40.81% for cash out refinance per guidelines maximum of 40%.  Clayton considers non-material based on compensating factors of low LTV 53.21%, B1 employed at current job for 19 years and residual income of $8,648.69 monthly.
0104019170	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -15.09%  less than the original appraised value of $XXX. A field review has been ordered
0043075862	Cash Out Amount Exceeds Guidelines	No	Cash back to borrower in the amount of $7625.02 exceeds the allowable 1% tolerance per guidelines of the loan amount of $XXX 1% of the loan amount of $XXX is $XXX.  Per Underwriter decision form  it does not appear an exception has been granted
0307356584
0832146854	ROR - Disbursement date is before end of statutory rescission period	No	Final CD disbursement date  is XXX, ROR expiration date per ROR is XXX.
0147640962
0882245723
0780620507	TRID - CD: Loan consummated before end of waiting period	No	Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX.
0485123351	Mortgage/rental lates exceed guidelines	No	Lender approved exception for 1x30 in last 12mos, limited liquidity, XXX loan Offsets max financing, stable employment, low DTI, strong reserves in retirement, not using all assets to qualify, late is isolated. Clayton deems non-material based on compensating factors of  725 qualifying score. Min required per guidelines is 680, DTI is 19.49%, max per guidelines is 43% and LTV is 58.67%/ CLTV 61.44; max allowed per guidelines is 70%.
0036026735	TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation	No	$250.00 zero tolerance due to increase in Subordinate Non XXX Lien fee from $0.00 to $250.00 on 9/24/2019 without a valid CoC. Requires CoC, or corrected PCCD, copy of refund check, LOX and verification of shipping.
0447186327	ROR - Disbursement date is before end of statutory rescission period	No	CD XXX discloses disbursement date of XXX.  ROR expiration date is XXX.  Loan disbursed prior to ROR expiration date.
0107594028
0636595989	Loan documents do not meet guideline requirements	No	Approved lender exception for use of rental income with <2 years property management experience. Clayton considers exception non-material based on compensating factors of 54.86 months reserves vs 12 months required, 13 years with same employer, and 70% LTV vs 80% max per G/L
0877642423	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	The loan file is missing executed evidence that the XXX Heloc is paid and closed to future draws.
0877642423	Missing proof that HELOC has been paid and closed to future draws	No	The loan file is missing executed evidence that the XXX Heloc is paid and closed to future draws.
0662200787
0364145109	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that HELOC with XXXX #XXX has been paid and closed to future draws, authorization to close in file was not signed by borrower.
0364145109	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws, authorization to close in file was not signed by borrower.  Clayton considers non-material based on compensating factors of low DTI 26.43%, low LTV 58.33%, good credit score of 744 and residual income of $12,922.34 monthly.
0721995641	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0588230898
0148870536	ROR - Disbursement date is before end of statutory rescission period	No	CD XXX Disbursement Date: XXX.Expiration date on Right to Cancel XXX.PCCD required with a disbursement date of XXX.
0315578750	Length of mortgage/rental history in file does not meet guideline requirement	No	Approved Lender exception for Unacceptable Property type (subject has accessory unit with multi family dwelling).  Clayton deems non-material based upon compensating factors of LTV 67.92% and DTI 37.98% / 38.95%.
0944043515
0138515920	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0577767613
0424094210
0765788807	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing real estate tax payment, in the amount of $705.17/mo for XXX property.
0765788807	Insufficient # of months cash reserves for PITI per guideline requirements	No	Lender approved exception for minimum reserves less than 36 months when aggregate financing for all properties owned exceeds $3 million. Clayton considers non-material based on compensating factors which include low DTI (23.35%), stable employment (16 years), minimal consumer debt and lowering of the existing payment on the subject.
0765788807	Missing verification of some or all components of non-subject PITI	No	Missing real estate tax payment, in the amount of $705.17/mo for XXX property.
0625511789	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing Fully executed of authorization to close HELOC to future draws; payoff in file is not signed by borrowers.
0625511789	Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor	No	H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form.
0625511789	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC has been paid and closed to future draws; payoff in file is not signed by borrowers.
0553142127	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0553142127	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Approved lender exception for 80% LTV VS 75% per G/L on a purchase for a 2 Unit property. XXX deems non-material based on compensating factors of 801 FICO, 32.89 months PITI reserves, and $25,559.35 in residual income
0811744703	Mortgage/rental lates exceed guidelines	No	Approved lender exception for 1X30 later housing payment.  Clayton deems non-material based on compensating factors of 72.91% LTV, lowing housing payment by $520, stable employment, and $6900 in residual income.
0811744703	Loan documents do not meet guideline requirements	No	Approved lender exception for the use of business assets to fulfil reserve requirements. Clayton deems non-material based on compensating factors of 72.91% LTV, lowing housing payment by $520, stable employment, and $6900 in residual income.
0599675312	ROR - Disbursement date is before end of statutory rescission period	No	According to Final CD dated XXX Disbursement is dated for XXX, the rescission end period is XXX which is disclosed on the Notice of Right to cancel form in file.
0456562768	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0968649669
0841328924
0300400252
0783318062	Illinois Pred Lend Database - No Cert of Compliance or Cert of Exemption in file	No	No Cert of Compliance or Cert of Exemption in file.
0715221704
0614208441	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that HELOC with XXX Bank #XXX has been paid and closed to future draws, authorization in file was not signed/dated by borrowers.
0614208441	ROR - Disbursement date is on/before disclosed "midnight of" date	No	Disbursement date XXX per Cd. ROR expiration date is midnight XXX. Provide a new ROR form with a disbursement date of XXX. Need LOX, CD, proof of delivery, and New NORTCs to all entitled to rescind to re-open rescission.
0614208441	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC with XXX Bank #XXX has been paid and closed to future draws, authorization in file was not signed/dated by borrowers.  Clayton considers non-material based on compensating factors of high credit score of 753, overall good credit history and residual income of $10,754.26 per month.
0594516315
0353633693
0903552424
0329024338
0410923842
0595636445	Number of mortgaged properties exceeds guideline limit	No	Lender approved exception for Multiple Financed Properties is more than 4 XXX deems non-material based on compensating factors of742 qualifying score. Min required per guidelines is 680, DTI is 25.64% max per guidelines is 43% and LTV is 71.88%; max allowed per guidelines is 80%
0850741065	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing completed/fully executed HELOC Closure form as evidence HELOC paid and closed to future draws.  HELOC Closure documents in file not filled out and unsigned.
0850741065	Missing proof that HELOC has been paid and closed to future draws	No	Missing completed/fully executed HELOC Closure form as evidence HELOC paid and closed to future draws.  HELOC Closure documents in file not filled out and unsigned.
0850741065	Cash Out Amount Exceeds Guidelines	No	Per guidelines for rate and term refinances; "Incidental cash to the customer must not exceed 1% of the new mortgage loan amount." Cash out amount per Final CD dated XXX $5,858.50 - POC's of $520.43 = $5338.07 and exceeds the 1% of $4,850 by $488.07. No PCCD in file to see if this was corrected.
0736536523	TRID - CD: Loan consummated before end of waiting period	No	Missing  evidence that CD dated XXX was acknowledged by the borrowers 3 days prior to consummation date of XXX.
0736536523	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC has been paid and closed to future draws
0762171754	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0685596303	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	The loan file is missing executed evidence that the XXX Heloc is paid and closed to future draws.
0685596303	TRID - CD: Loan consummated before end of waiting period	No	Need evidence that borrower acknowledged receipt of CD 3 days prior to consummation.
0685596303	Missing proof that HELOC has been paid and closed to future draws	No	The loan file is missing executed evidence that the XXX Heloc is paid and closed to future draws.
0685596303	Property Value Not Supported	No	A desk Review was received with a reported value of $XXX which is a variance of -15.13% less than the original appraised value of $XXX. A field review has been ordered.
0980625995	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -28.57% less than the original appraised value of $XXX. A field review has been ordered.
0390982632
0634884001	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0663605322	TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided	No	ZERO tolerance of $195.43 was not adequately addressed by the credit on the final CD.  The final CD dated XXX had a credit of $150.00 which was not sufficient.  Required LOX, PCCD, Refund and Proof of shipping.
0160837165	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that XXX HELOC ending in #XXX has been closed to future draws
0160837165	Mortgage not signed	No	Mortgage not signed
0160837165	TRID - CD: Loan consummated before end of waiting period	No	Need evidence that borrower acknowledged receipt of CD 3 days prior to consummation.
0160837165	Insufficient # of months cash reserves for PITI per guideline requirements	No	Lender approved exception for PCL shortage. XXX deems non-material based on compensating factors of savings history, 25.09 months of non liquid reserves, and DTI of 37.78%.
0160837165	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that XXX HELOC ending in #XXX has been closed to future draws
0160837165	Loan documents do not meet guideline requirements	No	Lender approved exception for subject property listed for sale within past 6 months. XXX deems non-material based on compensating factors of savings history, 25.09 months of non liquid reserves, and DTI of 37.78%.
0326035117	Insufficient Insurance Amount to Cover Loan Balance	No	Total coverage is $332,200 + $66,440 = $398,640.  Loan amount is $XXX.  No Replacement Cost estimate from insurance company found. Site value is: $XXX; total appraisal value $XXX -site value $XXX = $XXX and Value of improvements on appraisal is $594,876 and Replacement cost new is $753,008.
0690154814	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0690154814	TRID - CD: Loan consummated before end of waiting period	No	File is missing acknowledgement of receipt of CD dated XXX, 3 days prior to consummation.
0004262487	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0004262487	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0250915177
0764246775
0933058457
0282900216
0064007027	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed	No	CD: XXX: AmountFinanced, Value: $736,075.62Field: Original Principal Balance, Value: $XXX
0468551440
0318445258
0393954678
0704541167
0057939220
0178977394
0966331849
0667673418
0819096335
0757038018
0155650275
0916573116	LTV Exceeds Guideline Requirement by at least 5%, but less than 10%	No	Lender approved exception for LTV of 75% exceed max 70% LTV, The 5% lift results in $42,750 add'l cash in hand. Cash out LTV lift with cash in hand ** Offsets: Long Employment history - B1 XXX 10+ years, B2 12+ years Bonus income is not being considered for qualifying  2019 $14,500 Rental income from investment is not being considered - $1,600 per month Investment owned free and clear after transaction Strong residual income - $14k Low ratios - 20/24% Strong savings profile - $94k liquid, $783k retirement Positive credit Repayment history Minimal credit usage. Clayton deems non-material based on compensating factors of  791 qualifying score. Min required per guidelines is 720, DTI is 24.42% max per guidelines is 43% and the borrower has been employed  for 10 years
0492153347
0982782301
0693190533
0204627764
0334576917
0901088887	TRID - CD: The Additional Product Feature value in the CD Loan Information section and the Negative Amortization disclosure in the CD Loan Disclosures section are not consistent	No	CD XXX: The Additional Product Feature value in the CD Loan Information section and the Negative Amortization disclosure in the CD Loan Disclosures section are not consistent, due to missing page 4 of 5 of the CD.  Requires LOX and PCCD.
0150296391	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0146028007	Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor	No	Same Lender Refinance. H9 Form is required.
0787707992
0504223139
0444079059
0404124695
0964895891
0234030486
0790335942
0367977862	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0367977862	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0388593763
0582234381	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A
0582234381	Loan amount is below guideline minimum	No	Lender approved exception for Non Agency transaction with Agency loan amount.  Clayton deems non-material based on compensating factors of low DTI 34.75, Credit score for PWE is 756 where 680 is required and  cash reserves of over 124 months.
0283257311
0390369462	Credit score below guidelines	No	Lender approved exception for 704 credit score does not meet program requirements of 720 score for a cash out refinance. Offsets, Borrower 1 has been employed with XXX for 15 years and 37.52 months of reserves with only 12 months required.  Compensating factors are the borrower is a current XXX employee, all debts have been paid as agreed, and paying off debts with additional cash in hand.
0877273215	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -12.08% less than the original appraised value of $XXX. A field review has been ordered.
0926696847	MA Borrower Interest; Worksheet missing	No	Missing  MA Borrower Interest worksheet
0307183224	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0307183224	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0307183224	Loan documents do not meet guideline requirements	No	Lender approved exception for subject property being purchased for elderly parents.Clayton considers non-material based on compensating factors of combined LTV of both properties owned at 36%, 12 years with current employer, and 247.17 months reserves, and DTI of 27.08%
0716419381
0229106085
0868196334
0746452773
0421831148	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws, authorization to close in file not signed by borrower.
0421831148	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC with XXX #XXX has been paid and closed to future draws, authorization to close in file not signed by borrower.
0217082581	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0713050359
0624686684	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A
0485746484	Finance charge understated by more than $100 (Pmt Stream)	No	The finance charge is under disclosed by $112.00. Final CD dated XXX disclosed finance charge as $XXX, review calculated finance charge to be $XXX. The following fees were applied towards APR: Commitment $1150.00, Settlement Closing Fee $20.00, Attorney Fee $250.00, Tax Service Fee $80.00, Signing/Service Fee $217.00, CPL Fee $75.00, Courier Charges $35.00, Title Closing Fee $25.00, Recording Services Fee $15.00, Prepaid Interest $311.35, Wire Charge $50.00.  Requires corrected PCCD, copy of refund check, reopen of rescission,  LOX and verification of shipping.
0186340477
0502919607
0555117016
0455426764
0810660232	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	The loan file is missing verification of the HOA fees for the Borrower's departing residence and rental property.  The mortgage statements provided do not indicate the existence of escrows.  (The taxes for the rental property were taken from the Borrower's 2018 1040 return and a tax bill was provided for the departing residence.) Hazard insurance declaration pages were provided for the subject property as well as the departing residence, rental property and 2nd home, but the loan file does not contain a tax bill for the 2nd home located in XXX, CA.
0810660232	Missing verification of some or all components of non-subject PITI	No	The loan file is missing verification of the HOA fees for the Borrower's departing residence and rental property.  The mortgage statements provided do not indicate the existence of escrows.  (The taxes for the rental property were taken from the Borrower's 2018 1040 return and a tax bill was provided for the departing residence.) Hazard insurance declaration pages were provided for the subject property as well as the departing residence, rental property and 2nd home, but the loan file does not contain a tax bill for the 2nd home located in XXX, CA
0288199052	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0288199052	TRID - Seller CD not in file; need in order to complete fee entry	No	Seller CD not in file.
0288199052	Property issues indicated	No	Lender approved exception for property purchased for Occupancy by XXX. Clayton deems non-material based on compensating factors of  816 qualifying score. Min required per guidelines is 680, DTI is 36.16%, max per guidelines is 43% and LTV is 75%; max allowed per guidelines is 80%
0288199052	Escrow for Repairs - Not Released	No	Lender approved exception for Home Escrows  Waiver.Clayton deems non-material based on compensating factors of  816 qualifying score. Min required per guidelines is 680, DTI is 36.16%, max per guidelines is 43% and LTV is 75%; max allowed per guidelines is 80%
0154269768	TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.	No	Ten percent tolerance for $200 for increase in Recording Cost & Settlement Fees. Missing COC or Post Close CD, LOX and evidence of refund check to borrower.LE XXX Recording Fee $145 paid by borrower & Final CD XXX Recording Fee $200 an increase of $45 paid by Borrower.LE XXX Recording Fee $0.00 paid by Seller & Final CD XXX Recording Fee $184.85 an increase of $184.85 paid by Seller.  Requires LOX and PCCD, refund and proof of shipping.
0517734635
0320294755
0641081879	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0641081879	TRID - CD: Loan consummated before end of waiting period	No	Initial CD XXX confirmed receipt on XXX per disclosure data sheet. This makes Earliest Consummation Date XXX. Consummation Date per file was XXX  and no Borrower waiver of 3 day waiting period in file.
0801361737
0730105889
0358040502	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0383641657	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0800619847	Insufficient # of months cash reserves for PITI per guideline requirements	No	Approved lender exception for PCL requirement not being met; 12 months required with only 50% of the PCL requirement allowed to be met by retirement funds ($8143.95*12= $97,727.40 total reserves required)*50%= $48,863.70 can come from retirement funds.  The remaining non-retirement funds verified only equal $42,352.62. Reserves waiver on hfi-hfi loan not permitted due to lack of core support (P/I is increasing) per UDS.  Clayton considers non-material based on compensating factors of 36.14% LTV, $16k/mo. residual income and B2 in the same profession for the past 25 years.
0592142339	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	The loan file is missing executed evidence that the XXX  Heloc is  paid and closed to future draws.
0592142339	Missing proof that HELOC has been paid and closed to future draws	No	The loan file is missing executed evidence that the XXX  Heloc is  paid and closed to future draws.
0425436044
0072906455
0707161986
0778667570	TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided	No	Ten percent tolerance due to increase in Recording fees from $111 to $215 increase is $104 with no COC in file to support the change.The final CD has a credit of $52.90, short $51.10. A Letter of explanation, corrected Closing Disclosure, refund, proof of delivery is required within 60 days of consummation.
0488591987	TRID - Curable Issue #1 related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0083924278
0283112956	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0283112956	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0508768230
0535080314	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0535080314	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions (S) reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0428472369	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0428472369	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0538396769
0793786264	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0666943526
0678822113	ROR - Disbursement date is before end of statutory rescission period	No	ROR Expiration date of XXX; disbursement date per file XXX.  Borrower did not receive full mandatory rescission period prior to disbursement of funds. PCCD required with a disbursement date of XXX.
0203177217
0850652242
0163349101	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0288822477
0784873416
0692421794
0544189595	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0752183771
0392072139
0489684066	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0612051797
0251412794	TRID - CD: Loan consummated before end of waiting period	No	Need evidence that borrower acknowledged receipt of CD 6 days prior to consummation.
0028968132
0295809621
0096583941	LTV Exceeds Guideline Requirement by less than 5%	No	Lender approved exception for use of appraised value of $XXX, rather than original purchase price of $XXX to meet maximum LTV/CLTV of 75% per program guidelines. Clayton deems non material based on compensating factors of low DTI 27.22, Credit score for PWE is 746 where 680 is required and cash reserves of over 47 months. LTV with value of $XXX would be 77.08%. Desk review provided supports the $XXX value.
0374908059
0864730657	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX. which is a variance of -17.18% less than the original appraised value of $XXX. A field review has been ordered.
0557065956	Number of mortgaged properties exceeds guideline limit	No	Approved Lender exception for multiple financed properties exceeding 4.  Clayton deems non-material based on compensating factors of excellent credit, excellent mortgage history, significant savings history, and assets after closing of $3,412,054 months of PCLO.
0679220138
0283791182
0689109916	Debt Ratio Exception 5% or Less	No	Lender approved exception for qualifying ratios of 41.88% exceed guidelines of 40%. Loan is a cash out request on their primary residence. Cash out purpose is to consolidate existing first and second, pay off an auto loan and education loan and obtain an additional $216,597 in pocket. Total amount of cash out is $228,502 Assuming the $25k HELOC pay off is not included. Purpose of the cash in pocket is for home improvements like redoing the front of the house, yard, fence and convert the current room in garage to its original status. The amount of cash out is reasonable and overall the borrower will be realizing a net monthly savings with this transaction. Borrowers have a strong demonstrated ability to save and do not need the cash out as a means of living. Good residual income points to ability to repay debt and ability to save has been demonstrated even with higher total monthly cash outlay. Clayton deems non-material based on compensating factors of  788 qualifying score. Min required per guidelines is 720, the co- borrower has been in current profession for 25 years and borrowers have resided at the primary residence for 7 years
0432681350
0898177252
0016713119
0080713606	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0919610424
0749553138	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0205447510	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0441808946	ROR - Disbursement date is before end of statutory rescission period	No	Requires LOX, PCCD and Proof of Delivery with a disbursement date of XXX.
0164367068
0802521389
0875138889	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0777437201	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0777437201	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0777437201	TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided	No	The CD has a $0.40 Tolerance Cure in the CCTC Table. The Recording Fee increased from $396 to $446 from LE to CD with no Valid Reason. $446 - $435.60 = $10.40 Tolerance Violation. The Tolerance Cure On CD is $10 Short. Provide PCCD, Refund of $10, LOE and Proof of Delivery.
0741330561	TRID - CD: The Homeowner's Insurance escrow indicator in the CD Projected Payments section is not consistent with the inclusion of Homeowner's insurance in Escrowed/Non-Escrowed Property Costs over Year 1 in the CD Loan Disclosures section	No	CD: XXX-1 [Last CD], Section: Projected Payments, Field: Homeowners Insurance in escrow?, Value: Yes CD: XXX-1 [Last CD], Section: Loan Disclosures, Message: Escrowed Property Costs don't include Homeowners Insurance.
0430664388
0854895176
0109338238
0997009504
0116368247	TRID - CD: Loan consummated before end of waiting period	No	Need proof initial CD XXX was received by borrower 3 days before consummation date of XXX
0481363336
0103758196	ROR - Disbursement date is before end of statutory rescission period	No	Requires LOX, PCCD and Proof of Delivery with a disbursement date of XXX.
0896966328	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0394061841	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. Fees are showing on Sellers CD and therefore is not material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0394061841	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0264047614
0340916483
0778217687	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0366444122	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0366444122	Loan documents do not meet guideline requirements	No	Lender approved exception for Employment 2nd  balloon note does not meet lender guidelines due to no regular recurring payment or interest accrual and is a 5 year balloon note. Clayton deems non-material based on compensating factors of  796 qualifying score. Min required per guidelines is 680, DTI is 34.26%, max per guidelines is 43% and LTV is 67.63%; max allowed per guidelines is 80%.
0296410844	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0869528318	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0751740112	Insufficient # of months cash reserves for PITI per guideline requirements	No	Lender approved exception for reserve/ PCL requirement. PCL requirement is 12 mos PITI or $43532.04 using PITI of $3627.67. Borrower has 4.32 mos of the 6 month liquid requirement. XXX deems non-material based on compensating factors of 802 qualifying score. Min required per guidelines is 680, DTI is 3206%, max per guidelines is 43% and the borrower has been employed for 6 years.
0792530609
0319039165
0249835216
0073336179
0105800705
0899324716
0958707418	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0224053991
0216268238
0560169735
0794423874	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0261695741
0015133521	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0206388625
0818665885	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0486417517	Insufficient # of months cash reserves for PITI per guideline requirements	No	Lender approved exception for Short PCL. Clayton deems non-material based on compensating factors of  756 qualifying score. Min required per guidelines is 680, DTI is 23.04% max per guidelines is 43% and  LTV is 74.92%; max allowed per guidelines is 80%.
0486417517	Collections, charge offs, liens, etc. exceed guidelines	No	Lender approved exception for Unpaid Charge Off in 2013 greater than 500 dollars and more than two years from application date. Clayton deems non-material based on compensating factors of  756 qualifying score. Min required per guidelines is 680, DTI is 23.04% max per guidelines is 43% and  LTV is 74.92%; max allowed per guidelines is 80%.
0751552840
0082826879
0620961648
0183543689	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0183543689	TRID - CD: Loan consummated before end of waiting period	No	Need proof initial CD XXX was received by borrower 3 days before consummation date of XXX.
0436787524
0916210276
0968849254
0655919282	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0053251889	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0893248516	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0620139747
0546107176
0696972764	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0896146481	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing YTD 2019 Profit & Loss Statement and Balance Sheet for self-employed business showing on Schedule C of the 1040s. Per Appendix Q, both a Balance Sheet and a P&L statement is required; in order for the loan to be classified as a Qualified Mortgage.
0631084263	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0001469223
0295231822	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. Fees are showing on Sellers CD and therefore is not material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0295231822	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0295231822	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of  -11.11% less than the original appraised value of $XXX. A field review has been ordered.
0213007870	Completed "Subject To" w/o Completion Cert in File	No	Provide Completion cert 1004D.
0908256797
0573625389	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0492652738
0445572625
0396902804
0177273864	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0043164872	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0692773000
0846365236
0439147108	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0913530754	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0492114111
0434799711	Loan File is Missing or Contains Insufficient Documentation for Basic Review	No	Approved Lender Exception, Insufficient Credit for B2. Clayton deems non-material based on compensating factors of $30,019.58 Residual Income with conservative income calculation, perfect credit, low LTV, low ratios, minimal debt, conservative credit user, almost five years XXX and Borrowers will have over 128 months in PCL after closing.
0633398557
0177362402	Insufficient # of months cash reserves for PITI per guideline requirements	No	Approved lender exception for PCL shortage. XXX deems non-material based on compensating factors of future receipt of bonus income, residual income of $31,310.91, and low housing ratio of 20.57%
0586781304
0454944224	Asset Verification In File is Incomplete Per Requirements	No	Approved lender exception for post close liquidity penalty free access Non- Agency policy states for borrowers with penalty free access, retirement assets may be used to meet 100% of the transaction PCL requirements; offsets LTV 62.20% and DTI of 38.19%. XXX deems non-material based on compensating factors of 737 qualifying score. Min required per guidelines is 720, DTI is 38.19% max per guidelines is 43% and LTV is 62.20%; max allowed per guidelines is 70%.
0603064469
0808886449	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0353787004
0362626001
0650394276
0741283617	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0741283617	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0202872915	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0202872915	Number of mortgaged properties exceeds guideline limit	No	Lender approved exception for Multiple financed properties is more than 4 - Total # of properties owned: Subject will be 5th Total # of financed properties: 5. # of properties Risks: Second home, closing prior to sale of existing 2nd home in same area, $3,060,815 XXX aggregate and subject is a resort condo. Offsets: excellent long term credit rating with conservative use of revolving credit, long term employment, strong equity in other homes, strong residual income, low DTI, existing second home in area to be sold post closing. Characteristics: Non- Conforming 30 year fixed rate purchase of a 2nd home condo in XXX. o Loan Amount:$XXX. LTV/CLTV: 70%. Max LTV/CLTV: 70% (resort condo). Clayton deems non-material based on compensating factors of 800 qualifying score. Min required per guidelines is 680, DTI is 29.14% max per guidelines is 43% and borrower has been employed for 21 years.
0202872915	Loan documents do not meet guideline requirements	No	Lender approved exception for XXX Aggregate Financing greater than 3 million dollars. XXX Aggregate = $3.06MM at 58% ltv w 1.5MM equity. Allowing based on: -equity in REO - $1.7MM pcl -$1.6MM gross Retirement savings - low ratios strong residual income - $950k UT second home listed for sale PCO write up: Risks: Second home, closing prior to sale of existing 2nd home in same area, $3,060,815 XXX aggregate and subject is a resort condo. Offsets: excellent long term credit rating with conservative use of revolving credit, long term employment, strong equity in other homes, strong residual income, low DTI, existing second home in area to be sold post closing. Characteristics: Non- Conforming 30 year fixed rate purchase of a 2nd home condo in XXX. o Loan Amount:$XXX. LTV/CLTV: 70%. Max LTV/CLTV: 70% (resort condo). Clayton deems non-material based on compensating factors of 800 qualifying score. Min required per guidelines is 680, DTI is 29.14% max per guidelines is 43% and borrower has been employed for 21 years.
0744840124
0730469940	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0451211486
0064115527
0772108074	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A
0882018387
0931129596
0044332709	ROR - Disbursement date is before end of statutory rescission period	No	ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds.
0248489010	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0862958928
0375617730	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0466621432	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0466621432	TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided	No	10% Tolerance Violation of $185.30 Due to Recording Fee increase from $127 on LE's to $325 on CD's. Cure provided on CD of $156.30 is not sufficient. Subtracting the $21 Zero Percent Violation for the Appraisal increase the Total 10% Cure provided on CD is $135.30 which is $50 short of the 10% Violation of $185.30. Total Cure required on CD is $206.30. Provide PCCD, Refund of $50, LOE and proof of delivery.
0466621432	Property issues indicated	No	Lender approved exception for unacceptable property due to lack of similar sales moderate marketability concerns; the subject is an attached home that is not common in the market. XXX deems non-material based on compensating factors of Appraiser provided 2 listings from the subject project-listing Comp#6 is noted on XXX as being under contract and was marketed pre-construction in 7/2017. The risk of the property is mitigated by the low LTV of 49% with a strong customer profile.
0204676895
0327087875
0833740113	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0802609664	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0772625855
0024266614	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0729560550	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0729560550	Property Value Not Supported	No	A Desk review was received on XXX with a reported value of $XXX which is a variance of -of greater than 10% less than the original appraised value of $XXX. A field review has been ordered.
0640500866	Property issues indicated	No	Approved Lender exception for outdated appraisal. Appraisal dated XXX. This is a HFI to HFI rate and term, this is already on the books and no increased exposure. XXX deems non-material based off compensating factors, Customer having $500K on deposit with XXX, borrower 6 years XXX at XXX, Low ratios.
0169042038
0165677415	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0165677415	Property Value Not Supported	No	A Desk review was received with a reported value of $XXXwhich is a variance of -10.3053% less than the original appraised value of $XXX. A field review has been ordered.
0838889453
0206764557	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -12.73% less than the original appraised value of $XXX. A field review has been ordered.
0826953332	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0634079877
0229350942
0883863389	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0978036700	TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided	No	Final CD XXX: Ten percent tolerance fee increased in Section E, Recording fees by $167.00 at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided. The CD discloses a tolerance fee of 111.10 which is not enough to cure. Need LOX, corrected CD, refund and proof of delivery. Difference due for refund is 55.90.
0684355939	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing executed evidence that the XXX HELOC is paid and closed to future draws; unsigned request found on page 736
0684355939	Missing proof that HELOC has been paid and closed to future draws	No	Missing executed evidence that the XXX HELOC is paid and closed to future draws; unsigned request found on page 736.
0776802271
0085198096	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof HELOC with XXX ending in #XXX has been closed to future draws.
0085198096	ROR - Disbursement date is before end of statutory rescission period	No	Allowable ROR Expiration date of XXX; disbursement date per final CD XXX. Loan funds were disbursed prior to mandatory rescission period expiration date. Need LOX, CD, proof of delivery, and New NORTCs to all entitled to rescind to re-open rescission (2 for each recipient).
0085198096	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof HELOC with XXX ending in #XXX has been closed to future draws.
0547827681
0873436235
0911629433	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0639263330	ROR - Disbursement date is before end of statutory rescission period	No	Final CD Disbursement Date is XXX and ROR Rescission Date is XXX. CD Disbursement Date should show as XXX per Consummation Date XXX.
0967425385
0308708627	TRID - CD: Loan consummated before end of waiting period	No	Missing evidence that borrower acknowledged receipt of CD 3 days prior to consummation.
0603815433
0134183020
0761806052	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0947850363	Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor	No	LOX, TIL or CD, proof of delivery, and correct version of NORTCs to all entitled to rescind to re-open rescission (2 for each recipient). Within 60 days of discovery.
0947850363	TRID - CD: Loan consummated before end of waiting period	No	Need evidence that borrower acknowledged receipt of CD 6 days prior to consummation.
0523332584
0557571321	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0882933564
0111414152	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0008293269	Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor	No	H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form.
0008293269	Loan documents do not meet guideline requirements	No	Approved lender exception for C/O on a R/T for a COOP Combo. Clayton deems exception non-material based on compensating factors of a 22.02% DTI vs 43%, 22.77 months PITI reserves vs 12 months required, and residual income of $42,239.96.
0172247822
0045563575	Flood Insurance - Property requires flood insurance; no evidence that the premiums are escrowed.	No	Property requires flood insurance; no evidence that the premiums are escrowed per final CD in file.
0045563575	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0045563575	TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures	No	CD dated XXX, Projected Payments section Estimated Taxes, Insurance and Assessments reflects a monthly amount of $1,327.78. $1,327.78 by 12 months equals $15,933.36. However, Page 4 Non-Escowed Property Coast over Year 1 reflects $15,801.54. Difference of $131.82.
0058147582	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0647319489	NC Home Loan - Refinancing without Benefit to Borrower	No	Net Tangible benefit disclosure missing. Please provide.
0944348762	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0944348762	Debt Ratio Exception =>10%	No	Lender approved exception for exceeding DTI of 35% when the borrower is a first time home buyer and escrws are being waived. Compensating factors include low LTV/CLTV of 65.127%. XXX considers as non-material based upon the compensating factor.
0047023711	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing poof HELOC with XXX ending in #XXX has been closed to future draws
0047023711	Missing proof that HELOC has been paid and closed to future draws	No	Missing poof HELOC with XXX ending in #XXX has been closed to future draws
0085685458
0481257401
0622350069
0241712071
0255228757
0982984316
0289232561
0293630010
0833445229	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0833445229	Cash reserves do not meet guidelines	No	Approved Lender Exception for Reserve requirement liquid assets available for PCL.  Clayton deems non material based on compensating factors of; Though short liquid assets borrowers have saved $243,255 liquid assets prior to close and $152,866 in retirement assets, so assets show the ability to save. Borrowers' income is sufficient as ratios are 20.17/20.77%, strong monthly residual income at $18,634, No Derogatory credit. .
0486797041
0142551728	TRID - CD: Loan consummated before end of waiting period	No	Missing evidence that borrower acknowledged receipt of CD 3 days prior to consummation date of XXX.
0661854930
0814310335	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0825481380	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0393361773	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0393361773	Loan documents do not meet guideline requirements	No	Lender approved exception for First Time Homebuyer Escrow Waiver due to debt ratio greater than 35%. XXX deems non material due to compensating factors to include qualifying credit score of 784, 76k in cash reserves and established credit history.
0213971086	TRID - CD: Loan consummated before end of waiting period	No	Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX
0213971086	# of Tradelines Does Not Meet Guideline Requirements	No	Lender approved exception for # of tradelines does not meet guideline requirements; borrower has only 2 active tradelines, 1 real estate mortgage and 1 revolving account. XXX deems non-material due to compensating factors including LTV of 76.05% with maximum LTV allowed of 80%, 813 qualifying score. Min required per guidelines is 680 and borrower has been in current profession over 12 years.
0757945566	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0757945566	# of Tradelines Does Not Meet Guideline Requirements	No	Lender approved exception for insufficient credit B2. B2 has insufficient credit with only the trade line showing as authorized signer w/ b1 and other 6 trade lines are all in b1's name only. XXX deems non-material based on compensating factors of 812 qualifying score. Min required per guidelines is 680, DTI is 22.83% max per guidelines is 43% and The borrower has been in the current profession for 22 years.
0195583016	ROR - Disbursement date is before end of statutory rescission period	No	ROR disclosures disbursement date is XXX , Final CD Disbursement date is XXX. PCCD required with a disbursement date of XXX with proof of delivery within 60 days of discovery.
0202982432	Missing proof that HELOC has been paid and closed to future draws	No	The loan file is missing executed evidence that the XXX Heloc is paid and closed to future draws.
0901285225	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0121018656
0849326852	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per XXX Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0850137530	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0339391627	Natural Disaster Area, no subsequent inspection (Public)	No	Missing PDI for FEMA disaster of XXX effective XXX; appraisal dated XXX prior to FEMA disaster.
0065859787	Asset documentation is insufficient per guideline requirements	No	Missing November 2018 Bank Statement with all pages attached for XXX  account.
0683858793	TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation	No	Ten percent tolerance fee increased $139.55 for Condo Questioner fee. Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $139.55.
0882924642	Value Not Supported	No	7.8.19 - A Desk review was received with a reported value of $XXXwhich is a variance of -12.74% less than the original appraised value of $XXX. A field review has been ordered.
0269673134	TRID - CD: At least one section contains formatting that does not comply with the Regulation	No	Initial CD XXX and Final CD XXX- Other Cost Section H Home Warranty Fee is missing payee information. Corrected on Post CD XXX, Exception satisfied.
0269673134	Debt Ratio Exception 5% or Less	No	Per Lender Correspondent Guidelines, page 211, Qualifying Ratio Tables, Table II: Standard Qualifying Ratios for Non-Conforming Loans, Maximum Front End Ratio is 36%. Subject housing/front end ratio is 36.56%.  1008 contains notes from the underwriter "Exception for housing ratio over 36% with compensating factors being the over $700k in stock account and a good credit history".  XXX comments supported loan was Recommended for Purchase with no conditions; and cited the "housing over 36% but bwr has near no debt and has a history of devoting a larger portion of income to housing". A formal  exception approval from XXX was not located in the file.
0240044355	TRID - LE sent prior to CD, but either confirmed receipt date or assumed receipt date is on or after the CD receipt date	No	Final Le issued XXX a confirm receipt date of XXX. Initial cd issue date XXX with a confirm receipt of XXX. Please provide evidence that the LE dated XXX was received and acknowledged prior to Cd XXX.
0102250603
0102152006	TRID - CD: The value for Downpayment/Funds From Borrower in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE	No	LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Down Payment/Funds from Borrower, Value: $XXX.CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Down Payment/Funds from Borrower - Loan Estimate, Value: $XXX.  Requires LOX, PCCD.
0102152006	TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE	No	LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $XXX CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: $XXX.  Requires LOX and PCCD.
0102152006	TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation	No	Zero Tolerance fee of $1065 for Rate Lock Extension.  Requires LOX, PCCD, Refund and proof of shipping.
0789320570	Missing proof that HELOC has been paid and closed to future draws	No	The loan file is missing executed evidence that the XXX  Heloc is paid and closed to future draws.
0946954837	Finance charge understated by more than  $35 (Pmt Stream)	No	Difference is the addition of Undisclosed Debt Report (Credit Monitoring Fee) of $62.50.  Requires LOX, Refund, PCCD, Proof of delivery.
0946954837	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed	No	Difference is the addition of Undisclosed Debt Report (Credit Monitoring Fee) of $62.50.  Requires LOX, Refund, PCCD, Proof of delivery.
0946954837	Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor	No	Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue.
0946954837	TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected	No	The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected.  Corrected on PCCD dated XXX.  Exception Satisfied.
0357012313
0977077998	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0977077998	Property Value Not Supported	No	A Desk Review was received with a reported value of $XXX which is a variance of 29.34% less than the original appraised value of $XXX.  A field review has been ordered.
0685266747	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0978546835	Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor	No	Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue.
0894204679	Property Value Not Supported	No	A Desk review was received with a reported value of $XXX which is a variance of -16.67% less than the original appraised value of $XXX. A field review has been ordered.
0148380799
0035312129	Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor	No	Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue.
0199110542
0236571098
0646210677
0948228566	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0706229586	TRID - CD: Loan consummated before end of waiting period	No	CD: XXX [Last CD], Section: General CD Information, Field: Date Delivered on XXX, Confirmed receipt date, Value: XXXInitial CD issued XXX with a closing date of XXX  Loan closed before end of waiting period (3 days not observed).
0706229586	TRID - CD: Inconsistency between the amounts disclosed for the Homeowners' Insurance premium in one or more sections of the CD	No	CD: XXX [Last CD], Section: Other Costs, Message: Field: Prepaids Homeowners Insurance Total Monthly Payment, Value: $206.91CD: XXX [Last CD], Section: Other Costs, Message: Field: Initial Escrow Homeowners Insurance Total Amount Per Month, Value: $190.33Reviewer found inconsistency in the calculation of the HOI. total premium for 12 months $2,483 / 12 $206.916. On the PRE-PAID field shows $190.33
0125194573	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0791423816	Finance charge understated by more than $100 (Pmt Stream)	No	Finance charge understated by 145.77. Cure via refund of the amount of the under disclosure, LOX and proof of delivery.
0791423816	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed	No	TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed.CD: XXX [Last CD], Section: Loan Calculations, Field: Amount Financed, Value: XXX Field: Amount Financed as Calculated, Value: 7XXX Need LOX and proof of delivery.
0088182486	TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.	No	Missing proof that HELOC (XXX)  has been paid and closed to future draws, authorization to close document in file is not signed/dated by borrower.
0088182486	Missing proof that HELOC has been paid and closed to future draws	No	Missing proof that HELOC (XXX)  has been paid and closed to future draws, authorization to close document in file is not signed/dated by borrower.
0088182486	Property Value Not Supported	Yes	A Desk review was received with a reported value of $XXX which is a variance of -17.65% less than the original appraised value of $XXX.  A Field review has been ordered.
0296915642
0489791026
0656665462	ROR - Disbursement date is before end of statutory rescission period	No	ROR Expiration date of XXX disbursement date per CD XXXPCCD required with a disbursement date of XXX with proof of delivery, and New NORTCs to all entitled to rescind to  re-open rescission (2 for each recipient). Within 60 days of discovery.
0587755412	TRID - Seller CD not in file; need in order to complete fee entry	No	Seller CD not in file; need in order to complete fee entry.
0664162914	Finance charge understated by more than $100 (Pmt Stream)	No	The finance charge is under disclosed by $210.00. Final CD dated XXX disclosed finance charge as $XXX, review calculated finance charge to be $XXX. The following fees were applied towards APR: Origination $1295.00, Settlement Closing Fee $2125.00, Closing Protection Letter $50.00, Courier Charges $40.00, Title Closing Fee $250.00, Prepaid Interest $1535.38.  Requires corrected PCCD, copy of refund check, reopen of rescission,  LOX and verification of shipping.
0712507330	Property Value Not Supported	No	A desk review was received with a reported value of $XXX which is a variance of -11.93% less than the original appraised value of $XXX.  A field review has been ordered.
0979222955	TRID - CD: Loan consummated before end of waiting period	No	Disclosure Tracking shows Initial CD sent and received XXX but not provided in file. Please provide Initial CD.
0599885927
0340894411
0190929716
0076688211
0078882758	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0059592592
0361085631	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0361085631	TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.	No	Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.
0445829253
0575091343	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0575091343	Property Value Not Supported	No	A Desk review was received with areported value of $XXX which is a variance of -14.588% less than the original appraised value of $XXX A field review has been ordered
0741920461	TRID - Curable issue related to the Closing Disclosure in file	No	Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.
0823108175
0188431569	Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor	No	Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue.
0188431569	TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected	No	CD XXX, The You declined it and Your lender does not offer one are NOT selected.  Requires LOX and PCCD.
0669761526
0111863427

Alt Loan Number	Client/Seller Response Comments	Conclusion Comments
0003670349	(No Data)	(No Data)
0285539794	(No Data)	(No Data)
0285539794	2.20.20 - Client responded. Disagree:  Per XXX system internal tracking, CD #12 issued XXX was eDelivered on XXX and open/acknowledged by customer on XXX  XXX considers in hand delivery.   See internal tracking.	2.20.20 - Exception satisfied.
0309804883
0262503050	(No Data)	(No Data)
0262503050	(No Data)	(No Data)
0577150183
0924920933	(No Data)	(No Data)
0194708648
0778181529	2.6.20 - Client responded. See attached recorded UCC.  UCC gets recorded for NY loans, which doesn't have a borrower signature or a notary information.  Loan Security Agreement, no notary is required.	2.6.20 - Exception satisfied.
0778181529	2.10.20 - Client responded. Disagree. The title fees were disclosed in Block C on the LE issued XXX and remained in Block C on the consummation CD issued XXX.  Borrower was given the option to shop and chose to select their own service provider. 10% tolerance does not apply when borrower selects their own provider. Fees are unlimited tolerance category. This is not a testing defect so no corrective action is required.	2.10.20 - Exception satisfied.
0478171770	(No Data)	(No Data)
0830042526
0134635729
0469493971
0575885451	(No Data)	(No Data)
0585150939
0632305095
0313024903	(No Data)	(No Data)
0496002353
0638357345
0950743074	3.2.20 - Client responded. "See attached Seller CD, that is for the sale of the departure residence for borrower.  Was in file delivered pages 58-59.	3.2.20 - Exception satisfied.
0950743074	3.2.20 - Client responded. "See attached Seller CD, that is for the sale of the departure residence for borrower.  Was in file delivered pages 58-59.	3.2.20 - Exception satisfied.
0681952991
0213532889
0310680781	(No Data)	(No Data)
0310680781	3.6.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.6.20 - Exception satisfied.
0719884322
0560997728	(No Data)	(No Data)
0873471492
0515836260	(No Data)	(No Data)
0515836260	2.24.20 - Client responded. Disagree: see attached eDelivery tracking indicating initial CD receipt on XXX.	2.24.20 - Exception satisfied.
0738734921	(No Data)	(No Data)
0738734921	(No Data)	(No Data)
0738734921	4.15.20- A Dual Review was received for reconciliation of Original Appraisal and Review Appraisal with a reported value of $XXX which supports the original appraised value of $XXX.	4.15.20 - Exception satisfied.
0264380033	2.6.20 - Client responded. See attached Title Policy showing no 2nd lien is attached to the subject property after closing.	2.6.20 - Exception satisfied.
0274558538
0726915723	2.10.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (authorization).	2.10.20 - Exception satisfied.
0726915723	2.10.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (authorization).	2.10.20 - Exception satisfied.
0726915723	2.10.20 - Client responded. See attached appraisal update.  Was in file delivered pages 1633-1637	2.10.20 - Exception satisfied.
0547639390	2.21.20 - Client responded. XXX had a balance of $36,368.51 per policy this is acceptable to meet the $30,667.32 liquid fund requirement (asset statement attached). XXX 401K account with balance of $232,721 covers the $30,667.32 non liquid reserve requirement (asset statement attached).	2.21.20 - Exception satisfied.
0868182168	3.17.20 - Client responded. See attached Title Policy showing no 2nd lien on subject property.	3.17.20 - Exception satisfied.
0710523842
0100579591
0892886478	(No Data)	(No Data)
0892886478	(No Data)	(No Data)
0488459085	(No Data)	(No Data)
0201856529
0026296271	(No Data)	(No Data)
0876012976	3.4.20 - Client responded. Agree: per system of record, funds disbursed correctly after rescission expiration on XXX. PC CD and LOX with correct disbursement date and per diem date required to remedy. Requested remediation. 3.10.20 - Client responded. See attached PC CD.	3.4.20 - Exception remains. 3.10.20 - Exception satisfied.
0876012976	(No Data)	(No Data)
0134438841
0117509298
0896066809	2.25.20 -Client responded. See attached: Schedule E from 2018 Tax Returns confirming insurance and copy of property tax bill for REO XXX  property.	2.25.20 - Exception satisfied.
0896066809	2.25.20 - Client responded. See attached: Schedule E from 2018 Tax Returns confirming insurance and copy of property tax bill for REO XXX property.	2.25.20 - Exception satisfied.
0896066809	2.25.20 - Client responded. Attached is a copy of the signed XXX Subordination Agreement with $XXX lien amount and a copy of the Subordination Modification confirming $XXX credit limit.	2.25.20 - Exception satisfied.
0458328218	3.23.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Final Settlement Statement, Closing Disclosure and executed Demand Statement. This line of credit has been restricted from future advances.	3.23.20 - Exception satisfied.
0458328218	3.20.20 - Client responded. Disagree. Borrower CD #005 was eDelivered on XXX. CD#005 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for closing date XXX. See attached document tracking for CD#005.	3.20.20 - Exception satisfied.
0458328218	3.23.20 - Client responded. XXX Home Equity Account Agreement and Disclosure Statement (2nd lien Note) attached.	3.23.20 - Exception satisfied.
0458328218	3.23.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Final Settlement Statement, Closing Disclosure and executed Demand Statement. This line of credit has been restricted from future advances.	3.23.20 - Exception satisfied.
0296430077
0381835991
0452102767
0384348284	(No Data)	(No Data)
0175763987	(No Data)	(No Data)
0472569212	2.5.20 - Client responded. Additional support for exception per approval notes: Customers have well established credit history with oldest trade line dated 12/1998.  Total 38 trade lines out of which 9 have a current balance.  Credit report shows Credit Const paid collection (attorney fees) from 9/2016 which was for $1,451.  It previously in dispute, now it is resolved, paid and closed.  Credit report also shows XXX credit card reporting 2*30, 2*60 and 2*90 late payments with last delinquency reported on 2/2014.  Account was paid off and closed.  Customers state they have not received their statements.  Delinquencies are over 3 years old and it appears as situation has been resolved.  Perfect housing/mortgage payment history is reporting on credit report with XXX mortgage for past 15 months.  Borrowers' willingness to repay the subject mortgage is supported by the fact that all debt has been paid in full without allowing it to go into serious delinquency.  Additionally, customers verified 12 months of XXX, they have 41% equity position, they have stable employment history and ratios of 30.488/39.978% with substantial residual income of $17,063.74/mo. supports borrowers' ability to repay the subject mortgage.	2.5.20 - Exception remains.
0472569212	2.19.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	2.19.20 - Exception satisfied.
0308645448	1.13.20 - Client responded. Disagree:  The amount finance is accurate.   Amount Financed exceeds loan amount by $XXX which is the amount per diem interest credit exceed prepaid finance charges.   This interest credit is a rebate directly to the borrower and correctly disclosed in the Amount Financed.   There are no other prepaid charges to offset the interest credit.	1.13.20 - Exception satisfied.
0530430642
0157671308
0303516593
0449241165
0971205275	1.10.20 - Client responded.  1- ALTA Settlement Statement, Closing Disclosure and executed XXX authorization attached to document XXX HELOC #XXX has been paid and closed to future draws.  2- A balance sheet was not obtained for XXX (Schedule C - Sole Proprietorship). Per policy, the underwriter has discretion to waive financial statements for a XXX borrower. See P&L attached for notes from borrower regarding no balance sheet.	1.10.20 - Exception satisfied.
0971205275	1.10.20 - Client responded.  ALTA Settlement Statement, Closing Disclosure and executed XXX authorization attached to document XXX #XXX has been paid and closed to future draws.	1.10.20 - Exception satisfied.
0544115085
0716237478
0965508731
0603960750	(No Data)	(No Data)
0091927151
0144756586
0210963666	1.17.20 - Client responded. B2 income was not used to qualify for the loan, thus citizenship/residency proof is not required.	1.17.20 - Exception satisfied.
0175650585	1.22.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed attached, to include Closing Disclosure and executed Demand Statement (authorization).	1.22.20 - Exception satisfied.
0175650585	1.27.20 - Client responded. Agree:  Hazard declarations page discloses $1174.15 annual premium; per system of record and file documentation, annual taxes are $XXX.  ETIA discloses $4369.63 and should be $2951.14.   Page 4 non-escrowed property cost disclosed $XXX and should be $XXX.  Remediation requested2.7.20 - Client responded. 2/7/2020:  see attached PC CD and LOX with updated page 4 escrows.	1.27.20 - Exception remains. 2.7.20 - Exception satisfied.
0175650585	1.22.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed attached, to include Closing Disclosure and executed Demand Statement (authorization).	1.22.20 - Exception satisfied.
0315626419	2.4.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (authorization). This line of credit has been paid and restricted from future advances.	2.4.20 - Exception satisfied.
0315626419	2.4.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (authorization). This line of credit has been paid and restricted from future advances.	2.4.20 - Exception satisfied.
0283550568
0869077954	(No Data)	(No Data)
0850029965	(No Data)	(No Data)
0021117011	12.24.19 - Client responded. Agree:  FC is understated $219.95 and out of tolerance. Recording fees not itemized.2.21.20 - Client responded. 2/21/2020:  Per Settlement Agent, only $142 collected for recording fees.  Security Instrument confirms $142 paid to county recorder.   Finance Charge within acceptable tolerance removing $220 Misc recording fee.   Amount Financed within acceptable removing $220 Misc recording fees.   See attached Page 1 DoT, Final Settlement, and Updated CD.  All reflect $142 recording fee.	12.24.19 - Exception remains. 2.21.20 - Exception satisfied.
0021117011	12.24.19 - Client responded. Agree: Understated $219.95 and out of tolerance. Recording fees not itemized.2.21.20 -Client responded. 2/21/2020:  Per Settlement Agent, only $142 collected for recording fees.  Security Instrument confirms $142 paid to county recorder.   Finance Charge within acceptable tolerance removing $220 Misc recording fee.   Amount Financed within acceptable removing $220 Misc recording fees.   See attached Page 1 DoT, Final Settlement, and Updated CD.  All reflect $142 recording fee.	12.24.19 - Exception remains. 2.21.20 - Exception satisfied.
0021117011	12.20.19 - Client responded. Correct CD provided.	12.20.19 - Exception satisfied.
0021117011	12.20.19 - Client responded. Correct CD provided.	12.20.19 - Exception satisfied.
0579524202	(No Data)	(No Data)
0579524202	(No Data)	(No Data)
0892800732
0307436896	1.8.20 - Client responded. Executed 4506T at application and at closing attached. 4506T at application eSigned 11/07/19. 4506T at closing signed XXX.	1.8.20 - Exception satisfied.
0803580659
0693684871	(No Data)	(No Data)
0714434543	(No Data)	(No Data)
0714434543	12.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	12.30.19 - Exception satisfied.
0890622713
0104019170	(No Data)	(No Data)
0104019170	2.6.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	2.6.20 - Exception satisfied.
0043075862	(No Data)	(No Data)
0307356584
0832146854	2.10.20 - Client responded. Agree.  Disbursement date disclosed on consummation CD XXX was prior to the end of the statutory rescission period.  System of record indicates funds disbursed appropriately after rescission expiration on XXX.2.14.20 - Client responded. inv: **2/13/2020:  Per settlement agent funds disbursed on XXX after expiration of rescission period.  See updated CD with XXX disbursement date and per diem date.	2.10.20 - Exception remains. 2.14.20 - Exception satisfied.
0147640962
0882245723
0780620507	3.11.20 - Client responded. Disagree: Borrower CD#005 was eDelivered on XXX. CD#005 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking.	3.11.20 - Exception satisfied.
0485123351	(No Data)	(No Data)
0036026735	12.24.19 - Client responded. Disagree:  CoC in system of record 9/24/2019 for Subordinate XXX Lien.  LE issued timely.  No remediation required.   See attached system CoC tracking.	12.24.19 - Exception satisfied.
0447186327	1.31.20 - Client responded. Disagree:  See attached  PC CD date issued XXX with correct disbursement date of XXX.	1.31.20 - Exception satisfied.
0107594028
0636595989	(No Data)	(No Data)
0877642423	4.10.20 - Client responded. Proof the XXX heloc #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement. This line of credit has been paid (closed) and restricted from future advances.	4.10.20 - Exception satisfied.
0877642423	4.10.20 - Client responded. Proof the XXX heloc #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement. This line of credit has been paid (closed) and restricted from future advances.	4.10.20 - Exception satisfied.
0662200787
0364145109	2.4.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure and XXX correspondence letter to the borrower that this HELOC has been restricted from future advances.	2.4.20 - Exception satisfied.
0364145109	2.4.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure and XXX correspondence letter to the borrower that this HELOC has been restricted from future advances.	2.4.20 - Exception satisfied.
0721995641	(No Data)	(No Data)
0588230898
0148870536	2.25.20 - Client responded. Disagree:  loan closed on XXX with 3 day rescission.  Earliest disbursement date is XXX.  Rescission expired midnight XXX.  See PC CD with corrected disbursement date and per diem date.	2.25.20 - Exception satisfied.
0315578750	(No Data)	(No Data)
0944043515
0138515920	(No Data)	(No Data)
0577767613
0424094210
0765788807	4.1.20 - Client responded. "2018 and 2019 property tax records (history) for non-subject XXX attached. 2018 = $8462/12 = $705.17/mo 2019 = $8677/12 = $723.08/mo "	4.1.20 - Exception satisfied.
0765788807	(No Data)	(No Data)
0765788807	4.1.20 - Client responded. "2018 and 2019 property tax records (history) for non-subject XXX, XXXX CA attached. 2018 = $8462/12 = $705.17/mo 2019 = $8677/12 = $723.08/mo "	4.1.20 - Exception satisfied.
0625511789	2.3.20 - Client responded. Proof HELOC with XXX  ending #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Settlement Statement and executed Demand Statement (authorization).	2.3.20 - Exception satisfied.
0625511789	2.7.20 - Client responded. Disagree:   XXX  indebtedness of $75,000 listed on Title Commitment Schedule B #7.   H9 is appropriate model form for Refinance with same creditor.    See attached.  No remediation required.	2.7.20 - Exception satisfied.
0625511789	2.3.20 - Client responded. Proof HELOC with XXX ending #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Settlement Statement and executed Demand Statement (authorization).	2.3.20 - Exception satisfied.
0553142127	(No Data)	(No Data)
0553142127	(No Data)	(No Data)
0811744703	(No Data)	(No Data)
0811744703	(No Data)	(No Data)
0599675312	2.21.20 - Client responded. Disagree: see PC CD attached with corrected disbursement date of XXX	2.21.20 - Exception satisfied.
0456562768	(No Data)	(No Data)
0968649669
0841328924
0300400252
0783318062	2.4.20 - Client responded. Disagree.  The Illinois Ani-Predatory Lending Database Program Certificate of Exemption is in the file.  This document is imaged under State And Local Regulatory Compliance	2.4.20 - Exception satisfied.
0715221704
0614208441	2.11.20 - Client responded. Proof that HELOC with XXX Bank #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Final Settlement Statement and Final Title Policy (Title Insurance).	2.11.20 - Exception satisfied.
0614208441	(No Data)	(No Data)
0614208441	2.11.20 - Client responded. Proof that HELOC with XXX Bank #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Final Settlement Statement and Final Title Policy (Title Insurance).	2.11.20 - Exception satisfied.
0594516315
0353633693
0903552424
0329024338
0410923842
0595636445	(No Data)	(No Data)
0850741065	4.2.20 - Client responded. Proof that XXX (XXX) HELOC is paid and closed to future draws attached, to include Closing Disclosure, Borrower's Settlement Statement and Title Insurance Policy. See also Credit Report (Trade 6 - XXX); credit line was no longer available.	4.2.20 - Exception satisfied.
0850741065	4.2.20 - Client responded. Proof that XXX (XXX) HELOC is paid and closed to future draws attached, to include Closing Disclosure, Borrower's Settlement Statement and Title Insurance Policy. See also Credit Report (Trade 6 - XXX); credit line was no longer available.	4.2.20 - Exception satisfied.
0850741065	(No Data)	(No Data)
0736536523	4.1.20 - Client responded. Disagree: CD#006 was eDelivered on XXX. CD #006 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking.	4.1.20 - Exception satisfied.
0736536523	3.31.20 - Client responded. See attached Title Policy that was in the originally delivered file. Title Policy - Schedule B shows that no 2nd lien was attached to the subject property.	3.31.20 - Exception satisfied.
0762171754	(No Data)	(No Data)
0685596303	3.18.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Settlement Statement and XXX confirmation of closure letter. This line of credit has been restricted from future advances.	3.18.20 - Exception satisfied.
0685596303	3.19.20 - Client responded. Disagree. Consummation date is 02/28/2020. Audit trail validates that initial CD#007 with issue date XXX was delivered and received XXX which is 3 days prior to consummation. See attached documents tracking for CD#007.	3.19.20 - Exception satisfied.
0685596303	3.18.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Settlement Statement and XXX confirmation of closure letter. This line of credit has been restricted from future advances.	3.18.20 - Exception satisfied.
0685596303	3.23.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.23.20 - Exception satisfied.
0980625995	1.22.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	1.22.20 - Exception satisfied.
0390982632
0634884001	(No Data)	(No Data)
0663605322	2.24.20 - Client responded. Disagree. Initial LE issued XXX disclosed Appraisal fee amount of $725. Consummation CD issued XXX disclosed total Appraisal fee amount of $875. This includes the amount paid by borrower at closing of $195.43 and the amount paid before closing of $679.57 for a total of $875. The actual amount of the increase for the Appraisal fee is a total of $150. Over tolerance credit of $150 is sufficient to cure increase in the Appraisal fee from $725 to $875. No corrective action required.	2.24.20 - Exception satisfied.
0160837165	3.18.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure, executed Demand Statement and XXX confirmation of closure letter. This line of credit has been restricted from future advances.	3.18.20 - Exception satisfied.
0160837165	3.17.20 - Client responded. See attached signed Mortgage/DOT	3.17.20 - Exception satisfied.
0160837165	3.19.20 - Client responded. Disagree. Consummation date is XXXX CD#006 was eDelivered on XXX. CD#006 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking for CD#006.	3.19.20 - Exception satisfied.
0160837165	(No Data)	(No Data)
0160837165	3.18.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure, executed Demand Statement and XXX confirmation of closure letter. This line of credit has been restricted from future advances.	3.18.20 - Exception satisfied.
0160837165	(No Data)	(No Data)
0326035117	1.22.20 - Client responded. See attached Hazard Insurance Dec page showing it has Dwelling Replacement Cost coverage.	1.22.20 - Exception satisfied.
0690154814	(No Data)	(No Data)
0690154814	2.21.20 - Client responded. Disagree. CD#004 was provided XXX. The CD was confirmed (acknowledged) in YourLoanTracking (electronic delivery) XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was opened by the consumer on XXX and, per XXX testing methodology, this is the same as an in hand delivery. This is not a testing defect so corrective action is not required. Copy of origination system Disclosure Receipt Dates page showing the completed date is attached.	2.21.20 - Exception satisfied.
0004262487	(No Data)	(No Data)
0004262487	(No Data)	(No Data)
0250915177
0764246775
0933058457
0282900216
0064007027	1.24.20 - Client responded. Disagree.  Amount Financed is accurate.   Loan has negative prepaids due to interest credit resulting in Amount Financed higher than loan amount.   Amount financed exceeds loan amount by negative prepaids.	1.24.20 - Exception satisfied.
0468551440
0318445258
0393954678
0704541167
0057939220
0178977394
0966331849
0667673418
0819096335
0757038018
0155650275
0916573116	(No Data)	(No Data)
0492153347
0982782301
0693190533
0204627764
0334576917
0901088887	2.25.20 - Client responded. Disagree:  CD executed on XXX attached.  All 5 pages included.	2.25.20 - Exception satisfied.
0150296391	(No Data)	(No Data)
0146028007	(No Data)	(No Data)
0787707992
0504223139
0444079059
0404124695
0964895891
0234030486
0790335942
0367977862	(No Data)	(No Data)
0367977862	(No Data)	(No Data)
0388593763
0582234381	(No Data)	(No Data)
0582234381	(No Data)	(No Data)
0283257311
0390369462	(No Data)	(No Data)
0877273215	2.12.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	2.12.20 - Exception satisfied.
0926696847	(No Data)	(No Data)
0307183224	(No Data)	(No Data)
0307183224	(No Data)	(No Data)
0307183224	(No Data)	(No Data)
0716419381
0229106085
0868196334
0746452773
0421831148	2.10.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure, executed Authorization and Closure Letter.	2.10.20 - Exception satisfied.
0421831148	2.10.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure, executed Authorization and Closure Letter.	2.10.20 - Exception satisfied.
0217082581	(No Data)	(No Data)
0713050359
0624686684	(No Data)	(No Data)
0485746484	2.14.20 - Client responded. The finance charge is accurate and within tolerance.  Finance charged disclosed $XXX and finance charge calculated $XXX.  APR fees = Commitment $1150.00, Tax Service $80.00, Title - Closing/Escrow $250.00, Title - CPL $75.00, Title - Courier $35.00, Title - E Document Delivery $25.00, Title - Fax/Copies/Postage $25.00, Title - Notice of Settlement $25.00, Title - Recording Service $15.00, Title - Wire $50.00, and Prepaid Interest $311.33.  Investor included Signing/Service Fee $217.00, but this fee is not disclosed on the consummation CD.  The only fee with the $217.00 amount is the Title - Title Search fee, but this fee is not APR sensitive and should be excluded from the test. No remedy required."	2.14.20 - Exception satisfied.
0186340477
0502919607
0555117016
0455426764
0810660232	1.14.20 - Client responded. "Verification of the HOA fees for the borrower's departure residence and rental property attached, to include XXX account statement reflecting monthly payments of $578 (XXX) and $478 (XXX).  XXX (departure) = HOA $578. XXX (rental) = HOA $478; Property tax bill for the 2nd home located in XXX	1.14.20 -Exception satisfied.
0810660232	1.14.20 - Client responded. "Verification of the HOA fees for the borrower's departure residence and rental property attached, to include XXX account statement reflecting monthly payments of $578 XXX (departure) = HOA $578. XXX (rental) = HOA $478; Property tax bill for the 2nd home located in XXX	1.14.20 - Exception satisfied.
0288199052	(No Data)	(No Data)
0288199052	2.12.20 - Client responded. See attached Certified Combined Settlement Statement with seller numbers.	2.12.20 - Exception satisfied.
0288199052	(No Data)	(No Data)
0288199052	(No Data)	(No Data)
0154269768	1.30.20 - Client responded. Disagree. Lender Credit for increase in Closing Costs above legal limit provided on post-consummation CD. The $40.50 refund covers the increase in the 10% tolerance fee section for recording fees. No additional refund needed. See attached  PC CD.	1.30.20 - Exception satisfied.
0517734635
0320294755
0641081879	(No Data)	(No Data)
0641081879	3.3.20 - Client responded. Disagree: CD#005 was eDelivered on XXX. CD#005 was opened and acknowledged by borrower on XXX. Meets timing for close on XXX. See attached document tracking for CD#005.	3.3.20 - Exception satisfied.
0801361737
0730105889
0358040502	(No Data)	(No Data)
0383641657	(No Data)	(No Data)
0800619847	(No Data)	(No Data)
0592142339	2.18.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Final Settlement Statement, Closure Letter and Full Reconveyance (lien release).	2.18.20 - Exception satisfied.
0592142339	2.18.20 - Client responded. Proof that XXX HELOC #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Final Settlement Statement, Closure Letter and Full Reconveyance (lien release).	2.18.20 - Exception satisfied.
0425436044
0072906455
0707161986
0778667570	12.17.19 - Client responded. Agree.  The Recording Fees increased from $111 to $215 on CD issued XXX without a valid reason. Recording fee baseline is $111.00 + 10% = $122.10.  The recording fee increased from  $111.00 to $215.00. Overtolerance by $92.90. The consummation CD disclosed in Section J Lender Credits including $52.90 credit for increase in Closing Costs above legal limit. This $52.90 credit is not sufficient to cover the recording fee refund. Refund due to the borrower in the amount of $40.00. Remediation requested.1.6.20 - Client responded. 1/6/2020:  see attached PC CD, Refund, and LOX	12.17.19 - Exception remains. 1.6.20 - Exception satisfied.
0488591987	(No Data)	(No Data)
0083924278
0283112956	(No Data)	(No Data)
0283112956	(No Data)	(No Data)
0508768230
0535080314	(No Data)	(No Data)
0535080314	(No Data)	(No Data)
0428472369	(No Data)	(No Data)
0428472369	(No Data)	(No Data)
0538396769
0793786264	(No Data)	(No Data)
0666943526
0678822113	2.25.20 - Client responded. Disagree:  Funds disbursed on XXX after rescission expiration.  See attached PC CD.	2.25.20 - Exception satisfied.
0203177217
0850652242
0163349101	(No Data)	(No Data)
0288822477
0784873416
0692421794
0544189595	(No Data)	(No Data)
0752183771
0392072139
0489684066	(No Data)	(No Data)
0612051797
0251412794	3.25.20 - Client responded. Disagree: Borrower CD#003 was eDelivered on XXX. CD#003 was opened and acknowledged by borrower on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking.	3.25.20 - Exception satisfied.
0028968132
0295809621
0096583941	(No Data)	(No Data)
0374908059
0864730657	3.17.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.17.20 - Exception satisfied.
0557065956	(No Data)	(No Data)
0679220138
0283791182
0689109916	(No Data)	(No Data)
0432681350
0898177252
0016713119
0080713606	(No Data)	(No Data)
0919610424
0749553138	(No Data)	(No Data)
0205447510	(No Data)	(No Data)
0441808946	2.25.20 - Client responded. Disagree:  CD executed  by borrowers on XXX discloses Disbursement Date and Per diem Date of XXX.   Rescission expired midnight XXX and funds disbursed correctly on XXX.  See attached CD.	2.25.20 - Exception satisfied.
0164367068
0802521389
0875138889	(No Data)	(No Data)
0777437201	(No Data)	(No Data)
0777437201	(No Data)	(No Data)
0777437201	3.3.20 - Client responded. Agree. The Recording Fees increased from $396 to $446 on CD issued XXX without a valid reason. The consummation CD disclosed in Section J Lender Credits including $0.40 credit for increase in Closing Costs above legal limit. This $0.40 credit is not sufficient to cover the recording fee refund. Refund due to the borrower in the amount of $10.00. 3.19.20 - Client responded. See attached PC CD, LOX, and refund check.	3.3.20 - Exception remains. 3.19.20 - Exception satisfied.
0741330561	3.3.20 - Client responded. Disagree: CD#005 executed by borrowers on XXX discloses Estimated Taxes, Insurance, and Assessment (ETIA) of $1798.80. Property Tax and Homeowners Insurance are marked includes and Yes. Homeowners Association Dues are marked includes and No. See attached CD#005. ETIA is correct.	3.3.20 - Exception satisfied.
0430664388
0854895176
0109338238
0997009504
0116368247	3.2.20 - Client responded. Disagree: Per system of record and document tracking, CD#002 was eDelivered on XXX CD#002 was opened and acknowledged by borrower on XXX. XXX considers in hand delivery and meets timing for XXX consummation. See attached document tracking for CD#002.	3.2.20 - Exception satisfied.
0481363336
0103758196	2.25.20 - Client responded. Disagree:  CD executed by borrowers on XXX disclosed Disbursement Date and Per Diem date XXX.    Rescission expired midnight XXX.   No remediation required.  See attached CD.	2.25.20 - Exception satisfied.
0896966328	(No Data)	(No Data)
0394061841	(No Data)	(No Data)
0394061841	(No Data)	(No Data)
0264047614
0340916483
0778217687	(No Data)	(No Data)
0366444122	(No Data)	(No Data)
0366444122	(No Data)	(No Data)
0296410844	(No Data)	(No Data)
0869528318	(No Data)	(No Data)
0751740112	(No Data)	(No Data)
0792530609
0319039165
0249835216
0073336179
0105800705
0899324716
0958707418	(No Data)	(No Data)
0224053991
0216268238
0560169735
0794423874	(No Data)	(No Data)
0261695741
0015133521	(No Data)	(No Data)
0206388625
0818665885	(No Data)	(No Data)
0486417517	(No Data)	(No Data)
0486417517	(No Data)	(No Data)
0751552840
0082826879
0620961648
0183543689	(No Data)	(No Data)
0183543689	3.17.20 - Client responded. Disagree: Borrower CD #006 was eDelivered on XXX. CD#006 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking for CD#006.	3.17.20 - Exception satisfied.
0436787524
0916210276
0968849254
0655919282	(No Data)	(No Data)
0053251889	(No Data)	(No Data)
0893248516	(No Data)	(No Data)
0620139747
0546107176
0696972764	(No Data)	(No Data)
0896146481	3.18.20 - Client responded. A YTD P&L and Balance Sheet for the business showing on the Schedule C-EZ was not required. No XXX income was used to qualify. Per policy, if self-employment is not used to qualify, the self-employed borrower must provide a copy of the first page of the most recent individual federal tax return to determine whether there was a business loss that negatively impacts the borrower's ability to repay. XXX income not used in qualifying was positive, no additional documentation was required.	3.18.20 - Exception satisfied.
0631084263	(No Data)	(No Data)
0001469223
0295231822	(No Data)	(No Data)
0295231822	(No Data)	(No Data)
0295231822	3.13.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.13.20 - Exception satisfied.
0213007870	3.16.20 - Completion cert 1004D was not required. The appraisal was made subject to an easement being created and recorded providing driveway access to the subject. An executed Mutual Easement agreement (see attached) was recorded.	3.16.20 - Exception satisfied.
0908256797
0573625389	(No Data)	(No Data)
0492652738
0445572625
0396902804
0177273864	(No Data)	(No Data)
0043164872	(No Data)	(No Data)
0692773000
0846365236
0439147108	(No Data)	(No Data)
0913530754	(No Data)	(No Data)
0492114111
0434799711	(No Data)	(No Data)
0633398557
0177362402	(No Data)	(No Data)
0586781304
0454944224	(No Data)	(No Data)
0603064469
0808886449	(No Data)	(No Data)
0353787004
0362626001
0650394276
0741283617	(No Data)	(No Data)
0741283617	(No Data)	(No Data)
0202872915	(No Data)	(No Data)
0202872915	(No Data)	(No Data)
0202872915	(No Data)	(No Data)
0744840124
0730469940	(No Data)	(No Data)
0451211486
0064115527
0772108074	(No Data)	(No Data)
0882018387
0931129596
0044332709	3.25.20 - Client responded. Agree: Per system of record funds disbursed appropriately on XXX after rescission expiration. PC CD with corrected disbursement date and per diem date required to remedy. Open rescission is not required. Remediation requested. 3.27.20 - Client responded. See attached PC CD and LOX	3.25.20 - Exception remains. 3.27.20 - Exception satisfied.
0248489010	(No Data)	(No Data)
0862958928
0375617730	(No Data)	(No Data)
0466621432	(No Data)	(No Data)
0466621432	3.3.20 - Client responded. Disagree. Title company notified XXX of a need for a power of attorney document to be completed on XXX. A title service change is a valid change circumstance for an increase in the recording fees. The increase in the recording fee from $127.00 to $325.00 was disclosed on the initial CD XXX which was within the required 3 business days from the date of knowledge. No refund or remediation is required.	3.3.20 - Exception satisfied.
0466621432	(No Data)	(No Data)
0204676895
0327087875
0833740113	(No Data)	(No Data)
0802609664	(No Data)	(No Data)
0772625855
0024266614	(No Data)	(No Data)
0729560550	(No Data)	(No Data)
0729560550	3.9.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.9.20 - Exception satisfied.
0640500866	(No Data)	(No Data)
0169042038
0165677415	(No Data)	(No Data)
0165677415	3.20.20- A Field Review was received with a reported value of $XXXwhich supports the original appraised value of $XXX.	3.20.20 - Exception satisfied.
0838889453
0206764557	3.24.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.24.20 - Exception satisfied.
0826953332	(No Data)	(No Data)
0634079877
0229350942
0883863389	(No Data)	(No Data)
0978036700	2.26.20 - Client responded. Disagree:  10% tolerance recording fee increased $134 to $250 without a valid CoC.  Calculated refund is $102.60.   Credit for increase in closing cost above legal limit exceeds refund amount.  No additional remediation required.  See XXX calculations attached.	2.26.20 - Exception satisfied.
0684355939	3.16.20 - Client responded. Proof that XXX HELOC #XXX (for property XXX) has been paid and closed to future draws attached, to include Closing Disclosure, Final Borrower's Settlement Statement, XXX Closure Letter and executed HELOC Closure Request Letter.	3.16.20 - Exception satisfied.
0684355939	3.16.20 - Client responded. Proof that XXX HELOC #XXX (for property XXX) has been paid and closed to future draws attached, to include Closing Disclosure, Final Borrower's Settlement Statement, XXX Closure Letter and executed HELOC Closure Request Letter.	3.16.20 - Exception satisfied.
0776802271
0085198096	3.23.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Settlement Statement and XXX confirmation of closure letter. This home equity line of credit has been restricted from future advances.	3.23.20 - Exception satisfied.
0085198096	3.20.20 - Client responded. Disagree. per system of record, funds disbursed on XXX after rescission expiration. See attached PC CD with updated disbursement and per diem date of XXX.	3.20.20 - Exception satisfied.
0085198096	3.23.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure, Settlement Statement and XXX confirmation of closure letter. This home equity line of credit has been restricted from future advances.	3.23.20 - Exception satisfied.
0547827681
0873436235
0911629433	(No Data)	(No Data)
0639263330	3.17.20 - Client responded. Disagree:  Fund disbursed correctly on XXX after rescission expiration date.  See attached CD with correct disbursement and per diem date.	3.17.20 - Exception satisfied.
0967425385
0308708627	4.1.20 - Client responded. Disagree: CD#005 was eDelivered on XXX. CD#005 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking.	4.1.20 - Exception satisfied.
0603815433
0134183020
0761806052	(No Data)	(No Data)
0947850363	(No Data)	(No Data)
0947850363	3.31.20 - Client responded. Disagree: CD#005 was eDelivered on XXX. CD #005 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for XXX closing date. See attached document tracking	3.31.20 - Exception satisfied.
0523332584
0557571321	(No Data)	(No Data)
0882933564
0111414152	(No Data)	(No Data)
0008293269	3.26.20 - Client responded. Disagree: XXX is secured party on UCC1 dated XXX and recorded XXX. H9 is correct model form.	3.26.20 - Exception satisfied.
0008293269	(No Data)	(No Data)
0172247822
0045563575	3.17.20 - Client responded. Disagree: Property is an attached condo and flood policy is a private blanket flood policy. The named insured for the blanket flood policy is the HOA and the premiums are maintained by the named insured. The flood premium would not paid annually or escrowed by the borrower.	3.17.20 - Exception satisfied.
0045563575	(No Data)	(No Data)
0045563575	3.17.20 - Client responded. Agree: ETIA amount of $1327.78 is  correct based on Hazard Dec page, Tax Cert, and HOA dues.  Page 4 non escrowed property cost over Year 1 is incorrect.  Page 4 non escrow cost should be updated to $15933.36.  No refund required. Remediation requested.3.19.20 - Client responded. See PC CD and LOX with updated page 4 non-escrowed property cost.	3.17.20 - Exception remains. 3.19.20 - Exception satisfied.
0058147582	(No Data)	(No Data)
0647319489	3.24.20 - Client responded. Disagree. See attached tangible benefit analysis.  Includes current and proposed loan details.	3.24.20 - Exception satisfied.
0944348762	(No Data)	(No Data)
0944348762	(No Data)	(No Data)
0047023711	3.25.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure and Commitment for Title Insurance.	3.25.20 - Exception satisfied.
0047023711	3.25.20 - Client responded. Proof that HELOC with XXX #XXX has been paid and closed to future draws attached, to include Closing Disclosure and Commitment for Title Insurance.	3.25.20 - Exception satisfied.
0085685458
0481257401
0622350069
0241712071
0255228757
0982984316
0289232561
0293630010
0833445229	(No Data)	(No Data)
0833445229	(No Data)	(No Data)
0486797041
0142551728	3.19.20 - Client responded. Disagree: Borrower CD#003 was eDelivered on XXX. CD#003 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery. CD#003 meets timing for closing date XXX. See attached document tracking for CD #003.	3.19.20 - Exception satisfied.
0661854930
0814310335	(No Data)	(No Data)
0825481380	(No Data)	(No Data)
0393361773	(No Data)	(No Data)
0393361773	(No Data)	(No Data)
0213971086	3.20.20 - Client responded. Disagree. Borrower CD #003 was eDelivered on XXX. CD#003 was opened and acknowledged by borrowers on XXX. XXX considers in hand delivery and meets timing for closing date XXX. See attached document tracking for CD #003.	3.20.20 - Exception satisfied.
0213971086	(No Data)	(No Data)
0757945566	(No Data)	(No Data)
0757945566	(No Data)	(No Data)
0195583016	3.25.20 - Client responded. Disagree. Post-consummation CD issued XXX #009 corrected the disbursement date and prepaid interest date to XXX which is after the end of the statutory rescission date of XXX. The final settlement statement confirms disbursement date of XXX.	3.25.20 - Exception satisfied.
0202982432	3.16.20 - Client responded. Proof that XXX HELOC has been paid and closed to future draws attached, to include Closing Disclosure. Home Equity Line of Credit has been paid and closed.	3.16.20 - Exception satisfied.
0901285225	(No Data)	(No Data)
0121018656
0849326852	(No Data)	(No Data)
0850137530	(No Data)	(No Data)
0339391627	(No Data)	(No Data)
0065859787	(No Data)	(No Data)
0683858793	4.2.19 - Client responded. Agree.  The Condo Questionnaire Fee increased from $295 on initial LE Block B issued XXX to $434.55 on consummation CD Block B dated XXX without a valid reason. There was no Over Tolerance verbiage disclosed in Section J of the Closing Disclosure. This is a 0% tolerance fee due to being in Block B on LE and CD. Refund due to the borrower in the amount of $139.55. Requested remediation.4.10.19 - Client Responded - Client provided PCCD, LOE, Proof of Delivery and Refund Check of $139.55.	4.2.19 - Exception remains. 4.10.19 - Exception Satisfied.
0882924642	7.24.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	7.24.19 - Exception satisfied.
0269673134	(No Data)	(No Data)
0269673134	(No Data)	(No Data)
0240044355	(No Data)	(No Data)
0102250603
0102152006	(No Data)	(No Data)
0102152006	(No Data)	(No Data)
0102152006	10.28.19 - Client Responded. Agree - Zero tolerance fee of $1065 for Rate Lock Extension was added to the Consummation CD Date Issued XXX without a valid Changed Circumstance. Requesting remediation.01.3.20 - Client responded. 1/2/2020: See attached refund, LOX, and PC CD	10.28.19 - Exception Remains.01.3.20 - Exception satisfied.
0789320570	12.19.19 - Client responded. See attached Title Policy showing no 2nd mortgage attached to the property.	12.19.19 - Exception satisfied.
0946954837	11.6.19 - Client Responded. Agree - requesting remediation1.30.20 - Client responded. 1/30/2020:  Disagree:  XXX Legal has determined 'Credit Monitoring Fee' is not APR.   Per 1026.4(c)(7), cost associated with verifying information in the credit report is accurate are not APR.   Amount financed is accurate and no remediation required.	11.6.19 - Exception Remains.1.30.20 - Exception satisfied.
0946954837	11.6.19 - Client Responded. Agree - requesting remediation1.30.20 - Client responded. 1/30/2020:  Disagree:  XXX Legal has determined 'Credit Monitoring Fee' is not APR.   Per 1026.4(c)(7), cost associated with verifying information in the credit report is accurate are not APR.   Amount financed is accurate and no remediation required.	11.6.19 - Exception Remains.1.30.20 - Exception satisfied.
0946954837	(No Data)	(No Data)
0946954837	(No Data)	(No Data)
0357012313
0977077998	(No Data)	(No Data)
0977077998	2.03.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	2.03.20 - Exception satisfied.
0685266747	(No Data)	(No Data)
0978546835	(No Data)	(No Data)
0894204679	2.7.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	2.7.20 - Exception satisfied.
0148380799
0035312129	(No Data)	(No Data)
0199110542
0236571098
0646210677
0948228566	(No Data)	(No Data)
0706229586	2.10.20 - Client responded. Initial CD provided dated XXX and e-signed XXX.	2.10.20 - Exception satisfied.
0706229586	2.10.20 - Client responded. Initial CD provided and HOI Dec Page. Invoice for HOI is $2483 but $199 of that is a one time non-recurring Agency fee for a total HOI of actually $2284/12 = $190.33.	2.10.20 - Exception satisfied.
0125194573	(No Data)	(No Data)
0791423816	1.31.20 - Client responded. Agree:  XXX calculated Finance Charge $473485.23.   FC is understated $443.96 and exceeds $100 allowable tolerance.  Prepaid FCs include:  per diem $1163.20, Application $1040, Rate Lock $500, Closing $650, CPL $75, Wire $10, Courier $70, Flood $5, eDoc $50, Transaction MGMT fee $25, HOA Master Insurance Fee $21.95.    Refund $443.96 to borrower to remedy understated FC requested.  2.4.20 - Client responded. 2/4/2019 update:  Disagree:  Page 3 of consummation CD executed by borrowers on XXX includes a specific credit for rate lock.   'Rate Lock Reimbursement $500'.   Including the reimbursement of the rate lock credit in FC calculations results in acceptable FC tolerance and in compliance.   Amount Financed is also within acceptable tolerance and in compliance.  See attached page 3 for $500 rate lock reimbursement.	1.31.20 - Exception remains. 2.4.20 - Exception satisfied.
0791423816	1.31.20 - Client responded. Agree:  Amount Financed is does not match due to Finance Charge issue.   XXX calculated Finance Charge $XXX.   FC is understated $443.96 and exceeds $100 allowable tolerance.  Prepaid FCs include:  per diem $1163.20, Application $1040, Rate Lock $500, Closing $650, CPL $75, Wire $10, Courier $70, Flood $5, eDoc $50, Transaction MGMT fee $25, HOA Master Insurance Fee $21.95.    Refund $443.96 to borrower to remedy understated FC requested.2.4.20 - Client responded. 2/4/2019 update:  Disagree:  Page 3 of consummation CD executed by borrowers on 11/15/2019 includes a specific credit for rate lock.   'Rate Lock Reimbursement $500'.   Including the reimbursement of the rate lock credit in FC calculations results in acceptable FC tolerance and in compliance.   Amount Financed is also within acceptable tolerance and in compliance.  See attached page 3 for $500 rate lock reimbursement.	1.31.20 - Exception remains. 2.4.20 - Exception satisfied.
0088182486	2.28.20 - Client responded. Signed Authorization to close HELOC provided.	2.28.20 - Exception satisfied.
0088182486	2.28.20 - Client responded. Signed Authorization to close HELOC provided.	2.28.20 - Exception satisfied.
0088182486	3.19.20 - A Field review was received with a reported value of $XXX which is a variance of -14.71% less than the original appraised value of $XXX.3.27.20 - Client responded. Rebuttal provided. 3.27.20 - Clayton has sent to vendor for commentary. 4.1.20 - Vendor has responded with appraiser commentary. Stands by the $XXX value. Commentary on page 7.4.6.20 - Client responded and does not dispute the Field Review.	3.19.20  Exception remains. 3.27.20 - Exception remains. 4.1.20 - Exception remains. 4.6.20 - Exception remains.
0296915642
0489791026
0656665462	2.7.20 - Client responded. Agree: Post Consummation CD with correct disbursement date and per diem start date needed to remedy.   Rescission ended midnight XXX.  Final settlement statement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX Remediation requested2.11.20 - Client responded. 2/10/2020 see PC CD with updated disbursement date and per diem date.  Doc tracking attached.	2.7.20 - Exception remains. 2.11.20 - Exception satisfied.
0587755412	2.13.20 - Client responded. Please check file for Alta Settlement Statement reflecting fees for both borrower and seller. 2.13.20 - Clayton has reviewed and Alta Settlement Statement in file.	2.13.20 - Exception satisfied.
0664162914	1.31.20 - Client responded. Disagree: TPR included a $250.00 Title Closing Fee in their calculations. This fee is not on the Consummation CD.   CD discloses $250 Chain of Title fee, per XXX testing methodologies, Chain of Title fee is non-APR.  No remediation required.	1.31.20 - Exception satisfied.
0712507330	3.9.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	3.9.20 - Exception satisfied.
0979222955	2.7.20 - Client responded. Disagree: see initial CD attached.	2.7.20 - Exception satisfied.
0599885927
0340894411
0190929716
0076688211
0078882758	(No Data)	(No Data)
0059592592
0361085631	(No Data)	(No Data)
0361085631	(No Data)	(No Data)
0445829253
0575091343	(No Data)	(No Data)
0575091343	2.10.20- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.	2.10.20 - Exception satisfied.
0741920461	(No Data)	(No Data)
0823108175
0188431569	(No Data)	(No Data)
0188431569	1.30.20 - Client responded. Disagree:  see attached LOX and PC CD	1.30.20 - Exception satisfied.
0669761526
0111863427

Alt Loan Number	TRID Error Type	Cure Method	Compensating Factors
0003670349	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 801 which exceeds guideline minimum of 700. CFCFS1737: LTV below guideline requirements - Clayton Comments:  74.82% LTV is below max guideline of 80%.
0285539794	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has over 24 months excellent mortgage payment history CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has over 20 years at XXX
0285539794	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Borrower has over 24 months excellent mortgage payment history CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Borrower has over 20 years at XXX
0309804883			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX for 8.41 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 35.23%; guideline maximum is 43%.
0262503050	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 75.18%. Max LTV for this program is 80.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $277,956.54 or 46.63  months, guidelines require 12 months.
0262503050	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 75.18%. Max LTV for this program is 80.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $277,956.54 or 46.63  months, guidelines require 12 months.
0577150183			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  770 median score/ 700 min score CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed as a XXX , Expert with the same company for the past 4 years.
0924920933	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 755 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  27.58% DTI is below max guideline of 43%
0194708648			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 787; guidelines allow a minimum Credit Score 720. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 66.85%; guidelines allow a maximum DTI 80.00%.
0778181529	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 10yrs CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 801 exceeds guidelines
0778181529	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 10yrs CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 801 exceeds guidelines
0478171770	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Primary borrower has a mid-score of 781 CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has more than twice the twice the 12 month reserve requirement
0830042526			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  801/804 credit scores. CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  94 months of PITI payments made as agreed. CFCFS1737: LTV below guideline requirements - Clayton Comments:  55% LTV. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post-Closing Reserves $555,136.11. = 164 months of PITI payments for the subject property.
0134635729			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $170,663.03. Reserves required $6380.18 x 12 = $76,562.16 . CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has been with the same employer for over 7 years
0469493971			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 36.07%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $221,011.16.  Reserves required $4,166.45 x 12 = $49,997.40
0575885451	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job with 7.94 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 794 & 754 with the minimum credit score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrowers have significant time in Professions at 13 and 11 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 36% with max DTI of 43%.
0585150939			CFCFS1744: DTI below guideline requirement - Clayton Comments:  38.70 % DTI below guideline max of 45% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on the job for 5 years
0632305095			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 808 exceeds guidelines 720 by 88pts CFCFS2854: Significant time in profession - Clayton Comments:  B1: Significant time in profession: 20yrs
0313024903	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 786; Minimum for program is 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in profession of 13 years.
0496002353			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on job for 8 years CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $171,504.03 reserves $4216.57 x12 = $50,598.84
0638357345			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's median credit score is 791; guideline minimum 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.05%; guideline maximum is 43.00%.
0950743074	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 788; guidelines allow a minimum Credit Score 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 23.49%; guidelines allow a maximum DTI 43.00%.
0950743074	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 788; guidelines allow a minimum Credit Score 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 23.49%; guidelines allow a maximum DTI 43.00%.
0681952991			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job: 23yrs CFCFS2854: Significant time in profession - Clayton Comments:  B2: Significant time in profession 25 yrs
0213532889			CFCFS1744: DTI below guideline requirement - Clayton Comments:  28.24% DTI below  guideline max of 45% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with employer for 7 years
0310680781	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 793 & 788 with a minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 28.72% with the max DTI of 43%.
0310680781	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 793 & 788 with a minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 28.72% with the max DTI of 43%.
0719884322			CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has been employed with the current employer for 8.31 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 18.27%; guideline maximum is 43%.
0560997728	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in current profession for 33 years. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0873471492			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower's have significant time in Profession with 11 and 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 766 & 766 with a minimum credit score of 680.
0515836260	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 802 which exceeds guideline minimum of 700. CFCFS1737: LTV below guideline requirements - Clayton Comments:  52.81% LTV is below max guideline of 80%.
0515836260	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 802 which exceeds guideline minimum of 700. CFCFS1737: LTV below guideline requirements - Clayton Comments:  52.81% LTV is below max guideline of 80%.
0738734921	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  30.43% DTI is below guideline requirement of 43%
0738734921	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  30.43% DTI is below guideline requirement of 43%
0738734921	Not Applicable	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  30.43% DTI is below guideline requirement of 43%
0264380033	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 706; guideline minimum is 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 16 years.
0274558538			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower is in the same profession for 15 years CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Reserves of $433,987.57 exceeds required reserves of $66,019.32
0726915723	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 724 which exceeds guideline minimum of 700 CFCFS1737: LTV below guideline requirements - Clayton Comments:  64.66% LTV is below max guideline of 80%.
0726915723	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 724 which exceeds guideline minimum of 700 CFCFS1737: LTV below guideline requirements - Clayton Comments:  64.66% LTV is below max guideline of 80%.
0726915723	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 724 which exceeds guideline minimum of 700 CFCFS1737: LTV below guideline requirements - Clayton Comments:  64.66% LTV is below max guideline of 80%.
0547639390	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 35%. Max DTI for this program is 43%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 28 months reserves. 12 months required for this program.
0868182168	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 59.73 below guideline requirements 75 by 15.27pts CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 791 exceeds guidelines 720 BY 71PTS
0710523842			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 21 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has resided at the current residence for 13.89 years.
0100579591			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  796 qualifying score. Min required per guidelines is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 16.10% max per guidelines is 43%.
0892886478	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has over 11 years on the job CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 16 years in his profession
0892886478	Numeric	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has over 11 years on the job CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 16 years in his profession
0488459085	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 753 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  38.40% DTI is below max guideline of 43%
0201856529			CFCFS2854: Significant time in profession - Clayton Comments:  B2: Significant time in profession: 16yrs CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement of 43% by  18pts
0026296271	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been on current job for 6.74 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 783 exceeds guidelines
0876012976	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower's have significant time at current residence with 7.27 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower's have significant time in Professions with 24 and 25 years.
0876012976	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower's have significant time at current residence with 7.27 years. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower's have significant time in Professions with 24 and 25 years.
0134438841			CFCFS1737: LTV below guideline requirements - Clayton Comments:  very low loan to value at 41%  29% lower than program CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrowers both have 20 years at there jobs CFCFS1746: Significant housing expense reduction - Clayton Comments:  Borrowers monthly payment was reduced by 18% from 4160.00 to 3675.06 CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers have never missed been late on there mortgage payment
0117509298			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score 776; guideline minimum 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 35.12; guideline maximum is 43.00%.
0896066809	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 787 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 6 years of significant time in profession
0896066809	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 787 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 6 years of significant time in profession
0896066809	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 787 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 6 years of significant time in profession
0458328218	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 814 exceeds guidelines of 680 CFCFS1739: Postive mortgage payment history - Clayton Comments:  Postive mortgage payment history no last payments on mortgage since account was open
0458328218	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 814 exceeds guidelines of 680 CFCFS1739: Postive mortgage payment history - Clayton Comments:  Postive mortgage payment history no last payments on mortgage since account was open
0458328218	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 814 exceeds guidelines of 680 CFCFS1739: Postive mortgage payment history - Clayton Comments:  Postive mortgage payment history no last payments on mortgage since account was open
0458328218	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 814 exceeds guidelines of 680 CFCFS1739: Postive mortgage payment history - Clayton Comments:  Postive mortgage payment history no last payments on mortgage since account was open
0296430077			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  $305,454.07- HFI to HFI CFCFS2854: Significant time in profession - Clayton Comments:  B1 is in the same profession for 15 years
0381835991			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 61.80%. Max LTV for this program is 80.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 28.75%. Max DTI for this program is 43.00%.
0452102767			CFCFS1744: DTI below guideline requirement - Clayton Comments:  33.45 % DTI below guideline max of 45% CFCFS1737: LTV below guideline requirements - Clayton Comments:  61.40% LTV below guideline max of 80%
0384348284	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 33%. Max DTI for this program is 43%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $380,563.78.  Reserves required $4,641.01 x 12 = $55,692.12
0175763987	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 783; Minimum for program is 680. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $1,400,808.95.  Per program guidelines, 18mo PITI/PL  required or $50,274.90.
0472569212	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower 1 has been in the same profession for 25 years.Borrower 2 has been in the same profession for 12 years. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers have had 0x30 on the Mortgage History for more than 24 months.
0472569212	Not Applicable	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower 1 has been in the same profession for 25 years.Borrower 2 has been in the same profession for 12 years. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers have had 0x30 on the Mortgage History for more than 24 months.
0308645448	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  34.16 % DTI below guideline max of 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  76.98 below guideline max of 80%
0530430642			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 29.13/40.70%- Program MAX 36/45% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  HFI to HFI- Post closing reserves $256,594.05
0157671308			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current Employer for 13.85 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.23%; guideline maximum is 40%.
0303516593			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 60.28%- Program Maximum 80% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Minimum of 720 is required. Borrower FICO 680
0449241165			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 783 which exceeds guideline minimum of 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  26.28% DTI is below max guideline of 43%
0971205275	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Subject LTV 57 5 is below guideline requirements 70% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post reserves $711,138.90 ; 248 months PITIA exceeds the required guideline of 12 month : $34,279.44
0971205275	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Subject LTV 57 5 is below guideline requirements 70% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post reserves $711,138.90 ; 248 months PITIA exceeds the required guideline of 12 month : $34,279.44
0544115085			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 785 which exceeds guideline minimum of 700. CFCFS1736: Significant time at current residence - Clayton Comments:  Customer has lived in residence for over 4 years.
0716237478			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 34.94; guideline maximum is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 41.98%; guideline maximum is 80%.
0965508731			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines at 796 with the minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 32.523% with the max DTI of 43%.
0603960750	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 794 exceeds guidelines 720 by 74pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.38  below guideline requirement 43% BY 16.62PTS
0091927151			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 746 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  35.25% DTI is below max guideline of 43%
0144756586			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.02% is below maximum of 43% CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 61.76% is below the maximum of 70%
0210963666	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 31.5%. Max DTI for this program is 43.00% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 18 months cash reserves. 12 months required for this program.
0175650585	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 5.07 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative Credit Score is 754.
0175650585	Numeric	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 5.07 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative Credit Score is 754.
0175650585	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 5.07 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative Credit Score is 754.
0315626419	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 770; guideline min is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.67%; guideline max is 43.00%.
0315626419	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 770; guideline min is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.67%; guideline max is 43.00%.
0283550568			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 754 which exceeds guideline minimum of 700 CFCFS1737: LTV below guideline requirements - Clayton Comments:  57.67% LTV is below max guideline of 80%.
0869077954	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Required reserves $86,467.08- Post closing reserves $190,930.69 CFCFS2854: Significant time in profession - Clayton Comments:  B1 is in the same profession for 20 years
0850029965	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 25.13 below guideline requirement 43% by 17.87 pts CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 790 exceeds guidelines 720 by 60pts
0021117011	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 784 and minimum required is 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 38.14% and maximum allowed is 43%.
0021117011	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 784 and minimum required is 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 38.14% and maximum allowed is 43%.
0021117011	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 784 and minimum required is 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 38.14% and maximum allowed is 43%.
0021117011	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 784 and minimum required is 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 38.14% and maximum allowed is 43%.
0579524202	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  B1: Significant time in profession 18yrs CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves exceed guidelines; 52.05 month PITIA
0579524202	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  B1: Significant time in profession 18yrs CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves exceed guidelines; 52.05 month PITIA
0892800732			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 817 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  36.75% DTI is below max guideline of 43%.
0307436896	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 800; guidelines allow a minimum Credit Score 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 35.64%; guidelines allow a maximum DTI 43.00%.
0803580659			CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  The co-borrower has been employed with the same company for 14 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  The DTI is 23.71 points below the maximum of 45%.
0693684871	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 70.94%; guidelines allow a maximum LTV 80.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 36.24%; guidelines allow a maximum DTI 43%
0714434543	Numeric	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 59.88%; guidelines allow a maximum LTV 70.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 22.79%; guidelines allow a maximum DTI 40.00%.
0714434543	Not Applicable	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 59.88%; guidelines allow a maximum LTV 70.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 22.79%; guidelines allow a maximum DTI 40.00%.
0890622713			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $41,212.20   - Liquid assets $126,928.27 CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  10 years with same employer
0104019170	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $47,814.84- Post closing reserves = $109,473.08 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower employed for 19 years with same company
0104019170	Not Applicable	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $47,814.84- Post closing reserves = $109,473.08 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower employed for 19 years with same company
0043075862	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 800 exceeds guidelines 680 by 120 points CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 25YRS
0307356584			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Required $39,823.56- Post closing reserves $150,285.25 CFCFS2854: Significant time in profession - Clayton Comments:  Same profession for 15 years
0832146854	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post-closing reserves is $92,736.87; required reserves is none, this is a HFI to HFI refinance. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 788 and minimum required is 680.
0147640962			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's median credit score is 790; guideline minimum 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 28.42%; guideline max 43.00%.
0882245723			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 808  exceeds guidelines 720 BY 88 pts CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 22yrs
0780620507	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 30.36%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 77 months reserves. 12 months required for this program.
0485123351	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 725 which exceeds guideline minimum of 680. CFCFS1737: LTV below guideline requirements - Clayton Comments:  58.67% LTV is below max guideline of 70%.
0036026735	(No Data)	Not Applicable	CFCFS1740: Mortgage payment history exceeds guidelines - Clayton Comments:  Borrower is excellent mortgage history 0x30 for last 50 months CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with his current employer for 15 years
0447186327	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 784 is 104 points above the minimum required score of 680. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 65% is 15 points below the maximum required LTV of 80%.
0107594028			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 798; guidelines allow a minimum Credit Score 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 34.23%; guidelines allow a maximum DTI 43.00%.
0636595989	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B2 employed at current job 13 years CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $245,356.05 or 54.86 months PITIA
0877642423	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  774 qualifying score. Min required per guidelines is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 40.40% max per guidelines is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 64.40%; max allowed per guidelines is 80%.
0877642423	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  774 qualifying score. Min required per guidelines is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 40.40% max per guidelines is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 64.40%; max allowed per guidelines is 80%.
0662200787			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $233,997.98.  Per program guidelines, 12mo PITI/PL  required or $40,050.12.
0364145109	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.43 below guideline requirement 43 by 16.57% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 744  exceeds guidelines 680 by 64%
0364145109	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.43 below guideline requirement 43 by 16.57% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 744  exceeds guidelines 680 by 64%
0721995641	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 48.99%; guidelines allow a maximum LTV 75.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 775; guidelines allow a minimum Credit Score 720.
0588230898			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  XXX credit score is 796; Minimum for program is 680. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $318,611.00.  Per program guidelines, 12mo PITI/PL  required or $55,456.56.
0148870536	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 785 and minimum required is 680.
0315578750	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 38.95%. Max DTI for this program is 43.00%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower with current employer for 16 years.
0944043515			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 26.05%; max allowed per guidelines is 80%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  811 qualifying score. Min required per guidelines is 680
0138515920	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative score 782 exceeds guideline 720 by 62 pts CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession; 10yrs
0577767613			CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower's LTV 29.69%; guidelines allow a maximum LTV 80.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 780; guidelines allow a minimum Credit Score 720.
0424094210			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 809 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 23 years of significant time in profession
0765788807	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI of 23.35% is below the max of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  765 FICO
0765788807	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI of 23.35% is below the max of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  765 FICO
0765788807	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Calculated DTI of 23.35% is below the max of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  765 FICO
0625511789	(No Data)	Not Applicable	CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has 22 years of significant time at current job CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 791 exceeds guidelines
0625511789	(No Data)	Not Applicable	CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has 22 years of significant time at current job CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 791 exceeds guidelines
0625511789	(No Data)	Not Applicable	CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has 22 years of significant time at current job CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 791 exceeds guidelines
0553142127	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 30.29%. Max DTI for this program is 43%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 32.89 months reserves. 18 months required for this program.
0553142127	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 30.29%. Max DTI for this program is 43%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 32.89 months reserves. 18 months required for this program.
0811744703	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job with 25 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has significant time at current job with 22 years.
0811744703	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job with 25 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has significant time at current job with 22 years.
0599675312	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 780 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  36.87% DTI is below max guideline of 43%
0456562768	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 28.20%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $468,614.96.  Reserves required $3,377.46 x 12 = $40,529.52. .
0968649669			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $417,516.39 or 50.22 months PITI CFCFS2854: Significant time in profession - Clayton Comments:  B1 in same profession 20 years
0841328924			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying credit score is 773; minimum required credit score per guidelines is 720. CFCFS2860: Good credit history - Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is at 77.12%; max allowed LTV per guidelines is 80%.
0300400252			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in Profession with 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guideline at 754 & 756 with a minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 22.52% with a max DTI of 43%.
0783318062	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job with 5.2 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying FICO is 780, minimum required is 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 28.79% with a max DTI of 43%.
0715221704			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has significant time at the current job; 12yrs CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  B2 has significant time at the current job: 12yrs
0614208441	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 753 exceeds guidelines. CFCFS2860: Good credit history - Clayton Comments:  Good credit history CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 9yrs
0614208441	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 753 exceeds guidelines. CFCFS2860: Good credit history - Clayton Comments:  Good credit history CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 9yrs
0614208441	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 753 exceeds guidelines. CFCFS2860: Good credit history - Clayton Comments:  Good credit history CFCFS2854: Significant time in profession - Clayton Comments:  Significant time in profession: 9yrs
0594516315			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 803 exceeds guidelines 720 BY 83 pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below 36.55 guideline requirement 43% by 6.45 pts
0353633693			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 773; guidelines allow a minimum Credit Score 680. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 68.62%; guidelines allow a maximum LTV 80.00%.
0903552424			CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower's have owned current residence 17 years CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 57.89% below guideline requirement of 70%
0329024338			CFCFS1744: DTI below guideline requirement - Clayton Comments:  24.47 % DTI below guideline requirements of 45% CFCFS1737: LTV below guideline requirements - Clayton Comments:  53.34%LTV below guideline max of 80%
0410923842			CFCFS2854: Significant time in profession - Clayton Comments:  Borrowers have significant time in Professions with 10 and 11 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 783 & 766 with a minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 25.28% with a max DTI of 43%.
0595636445	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been working with XXX company as a XXX since 2007 CFCFS1739: Postive mortgage payment history - Clayton Comments:  borrower has never had a late on his mortgages dating back  to 1989, 31 years
0850741065	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $769,324.12 or 182.79 months PITI CFCFS2854: Significant time in profession - Clayton Comments:  B1 in same profession 23 years
0850741065	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $769,324.12 or 182.79 months PITI CFCFS2854: Significant time in profession - Clayton Comments:  B1 in same profession 23 years
0850741065	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $769,324.12 or 182.79 months PITI CFCFS2854: Significant time in profession - Clayton Comments:  B1 in same profession 23 years
0736536523	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 787 exceeds guidelines 680 by 107pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 33 %  below guideline requirement 43$  by 10pts
0736536523	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 787 exceeds guidelines 680 by 107pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 33 %  below guideline requirement 43$  by 10pts
0762171754	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 800; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 35.16%; guideline max is 43.00%.
0685596303	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has significant time at current residence with 12.2 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 756 & 770 with a minimum credit score of 680.
0685596303	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has significant time at current residence with 12.2 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 756 & 770 with a minimum credit score of 680.
0685596303	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has significant time at current residence with 12.2 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 756 & 770 with a minimum credit score of 680.
0685596303	Not Applicable	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has significant time at current residence with 12.2 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 756 & 770 with a minimum credit score of 680.
0980625995	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower median credit score is 777; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 30.27%; guideline max is 43.00%.
0390982632			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 23.52% below guideline requirement of 43% by 19.48% CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 64.21% below guideline requirements of 80% by 15.79%
0634884001	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 799; guideline minimum is 680. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 7 years.
0663605322	Numeric	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 45.49% and maximum allowed is 70%. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 9 years.
0160837165	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 783. Minimum credit score for this program is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.78%. Max DTI for this program is 43.00%.
0160837165	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 783. Minimum credit score for this program is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.78%. Max DTI for this program is 43.00%.
0160837165	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 783. Minimum credit score for this program is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.78%. Max DTI for this program is 43.00%.
0160837165	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 783. Minimum credit score for this program is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.78%. Max DTI for this program is 43.00%.
0160837165	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 783. Minimum credit score for this program is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.78%. Max DTI for this program is 43.00%.
0160837165	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 783. Minimum credit score for this program is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.78%. Max DTI for this program is 43.00%.
0326035117	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 15 years. CFCFS2854: Significant time in profession - Clayton Comments:  Co-borrower has been in same profession for 26 years.
0690154814	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 7.71 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 33.61%; guideline maximum is 43%.
0690154814	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 7.71 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 33.61%; guideline maximum is 43%.
0004262487	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 795 exceeds guidelines 720 by 75pts CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves exceed guidelines by:  56.72 months PITIA reserves
0004262487	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 795 exceeds guidelines 720 by 75pts CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves exceed guidelines by:  56.72 months PITIA reserves
0250915177			CFCFS1744: DTI below guideline requirement - Clayton Comments:  30.82 % DTI below guideline max of 43% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 9 years
0764246775			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 49.62% below guideline requirements 80% by 30.38pts CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 790 exceeds guidelines 720 by 70pts
0933058457			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Co-Borrower's mid-credit score of 776 exceeds guideline minimum requirement of 680 CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $352,725.06.  Reserves required $3,537.51 x 12 = $42,450.12.
0282900216			CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 73.36%; guidelines allow a maximum LTV 80.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 31.29%; guidelines allow a maximum DTI 45.00%.
0064007027	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  813 qualifying score. Min required per guidelines is 680. CFCFS2854: Significant time in profession - Clayton Comments:  The borrower has been in current profession for 8 years.
0468551440			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 774 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  41.25% DTI is below max guideline of 43%
0318445258			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 28 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 761 and required minimum is 720.
0393954678			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 806  exceeds guidelines 720 by 86pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 34.85% below guideline requirement 43 by 8.15%
0704541167			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 19.67%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 81 months reserves. 12 months required for this program.
0057939220			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 799 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  39.05% DTI is below max guideline of 43%.
0178977394			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 22.71%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 24 months reserves. 12 months required for this program.
0966331849			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $138,044.63.  Per program guidelines, 12mo PITI/PL  required or $64,662.36. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  PWE credit score is 807; Minimum for program is 680.
0667673418			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  807 qualifying score. Min required per guidelines is 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years of significant time in profession
0819096335			CFCFS1744: DTI below guideline requirement - Clayton Comments:  23.14 % DTI below guideline max of 45% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  796 credit score exceed guideline requirement of 740 by 56 points
0757038018			CFCFS1744: DTI below guideline requirement - Clayton Comments:  12.19% DTI  below guideline max of 45% CFCFS1737: LTV below guideline requirements - Clayton Comments:  50% LTV below guideline requirements max of 80%
0155650275			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 44.63%. Max LTV for this program is 70.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 86 months reserves. 12 months required for this program.
0916573116	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  The borrower has been employed  for 10 years CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  The co-borrower has been employed  for 12 years CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  Bonus income not used towards qualifying income.
0492153347			CFCFS1744: DTI below guideline requirement - Clayton Comments:  Current DTI 29.65% is below the guideline max allowed of 43% CFCFS1737: LTV below guideline requirements - Clayton Comments:  Current LTV 69.54% is below the guideline max of 75% LTV allowed
0982782301			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 773 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 15 years of significant time in profession
0693190533			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in Profession with 18 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines at 798 with a minimum credit score of 680.
0204627764			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying credit score of 790 exceeds required 720. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Reserves required $51,116.84 and borrower has in excess of 614k in reserves not counting retirement funds.
0334576917			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 784 & 779 with a minimum credit score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in Profession  with 20 years.
0901088887	Non-Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 769 and minimum required is 680. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post-closing reserves is $79,827.02; required reserves is $3239.57 x 12 = $48,874.84.
0150296391	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job of 11 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 790; Minimum for program is 680.
0146028007	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 770; guideline minimum 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 17.69%; guideline maximum is 43.00%.
0787707992			CFCFS2860: Good credit history - Clayton Comments:  Borrowers have good credit history with no late pays and  no derogatory ratings. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 26.09% and required maximum is 43%.
0504223139			CFCFS1744: DTI below guideline requirement - Clayton Comments:  20.77 % DTI below guideline max of 45% CFCFS1737: LTV below guideline requirements - Clayton Comments:  78.52 % LTV below guideline max of 80%
0444079059			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require 12 months PITI in the amount of $41,310.24- Post closing reserves =$73,931.69 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower is in the same profession for 30 years
0404124695			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  804 qualifying score. Min required per guidelines is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 20.37% max per guidelines is 43%.
0964895891			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's mid-credit score of 752 exceeds guideline minimum requirement of 680 CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $74,469.50.  Reserves required $3,441.28 x 12 = $41,295.36..
0234030486			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 813; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 33.23; guideline max is 43.00%.
0790335942			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's time at current job of 127 months exceeds the 24 month requirement by 83 months. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 815 is 135 points above the minimum required score of 680.
0367977862	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  747 qualifying score. Min required per guidelines is 680. CFCFS2860: Good credit history - Clayton Comments:  Borrower has excellent credit history 61 months history with never a late.
0367977862	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  747 qualifying score. Min required per guidelines is 680. CFCFS2860: Good credit history - Clayton Comments:  Borrower has excellent credit history 61 months history with never a late.
0388593763			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 19 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 67.84%; guideline maximum is 80%.
0582234381	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  XXX credit score is 756; Minimum for program is 720. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's have significant time at current job:  B1- 14yrs and B2- 34yrs. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $360,111.88.  Per program guidelines, 18mo PITI/PL  required or $51,901.38.
0582234381	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  XXX credit score is 756; Minimum for program is 720. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's have significant time at current job:  B1- 14yrs and B2- 34yrs. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $360,111.88.  Per program guidelines, 18mo PITI/PL  required or $51,901.38.
0283257311			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 817 is 137 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 21 years experience in profession.
0390369462	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  69.94 % LTV is below guideline max of 70% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower 1 has been employed with current employer for 14 years
0877273215	Not Applicable	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 10 years.Co-Borrower has been in the same profession for 7 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers representative Credit Score is 799.
0926696847	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Max DTI 45%, borrower DTI 15.79% CFCFS1737: LTV below guideline requirements - Clayton Comments:  Max LTV 80%, borrower LTV 71.43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Cash reserves $407,739.62 or  127.72 months reserves; 12 months reserves required for program, $3192.46 x 12 = $38,309.52
0307183224	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 27.08%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $830,545.82.  Reserves required $3,255.31 x 12 = $36,063.72
0307183224	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 27.08%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $830,545.82.  Reserves required $3,255.31 x 12 = $36,063.72
0307183224	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 27.08%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $830,545.82.  Reserves required $3,255.31 x 12 = $36,063.72
0716419381			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 796 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  39.09% DTI is below max guideline of 43%.
0229106085			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $120,051.87.  Reserves required $3526.32 x 12 = $42,315.84 CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have occupied subject property for over 9 years
0868196334			CFCFS1744: DTI below guideline requirement - Clayton Comments:  25.28 % DTI below guideline max of 45% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  807 Credit score exceeds guideline requirement of 740 by 64 points
0746452773			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 816; guidelines allow a minimum Credit Score 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 28.76%; guidelines allow a maximum DTI 43.00%.
0421831148	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 804 is 124 points above the minimum required score of 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's time at current job of 228 months exceeds the 24-month requirement by 204 months.
0421831148	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 804 is 124 points above the minimum required score of 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's time at current job of 228 months exceeds the 24-month requirement by 204 months.
0217082581	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  36.15 % DTI below guideline max of 45% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  793 qualifying score. Min required per guidelines is 680.
0713050359			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 819 exceeds guidelines CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has 14 years of  significant time at current job
0624686684	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 799 exceeds guidelines. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in Profession with 11.25 years.
0485746484	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 766 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 40 years of significant time in profession
0186340477			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $221,544.32 or 53.83 months PITI CFCFS2854: Significant time in profession - Clayton Comments:  B1 in same profession 28 years
0502919607			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $281,316.83 or 77.06 months PITI CFCFS1750: High potential for increased earnings - Clayton Comments:  Salaried XXX CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 19.70% below guideline requirement of 43% by 23.3%
0555117016			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 809 which exceeds guideline minimum of 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  14.78% DTI is below max guideline of 43%.
0455426764			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying Credit score of 766 exceeds minimum required. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B2 Income of $2593.32 a month not used in qualifying.
0810660232	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit with a qualifying fico score of 820. CFCFS1739: Postive mortgage payment history - Clayton Comments:  The Borrower currently has 2 open mortgage with no late payments noted.
0810660232	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit with a qualifying fico score of 820. CFCFS1739: Postive mortgage payment history - Clayton Comments:  The Borrower currently has 2 open mortgage with no late payments noted.
0288199052	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 816; guideline minimum is 720 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 36.02%; guideline maximum is 43.00%.
0288199052	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 816; guideline minimum is 720 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 36.02%; guideline maximum is 43.00%.
0288199052	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 816; guideline minimum is 720 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 36.02%; guideline maximum is 43.00%.
0288199052	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 816; guideline minimum is 720 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 36.02%; guideline maximum is 43.00%.
0154269768	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $253,821.96 or 56.40 months PITI CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower employed at current job 16 years
0517734635			CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 68.70%; guidelines allow a maximum LTV 80.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 25.49%; guidelines allow a maximum DTI 43.00%.
0320294755			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job with 10.17 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 772 & 766 with the minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 33.982% with max DTI of 43%.
0641081879	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower2 has over 25 years with employer CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Both borrowers fico scores are over 800 exceeding min requirement of 720 by over 80 points
0641081879	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower2 has over 25 years with employer CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Both borrowers fico scores are over 800 exceeding min requirement of 720 by over 80 points
0801361737			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $287,907.22 or 65.24 months PITI CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 808 exceeds guidelines 680 by 128 points
0730105889			CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has significant time at current job: 19.17yrs CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 807 exceeds guidelines 720 by 87pts
0358040502	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 800; guidelines allow a minimum Credit Score 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 32.22%; guidelines allow a maximum DTI 43.00%.
0383641657	(No Data)	Not Applicable	CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  excellent mortgage payment history CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current job for 10 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 794 exceeds guidelines.
0800619847	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  borrower 2 has over 10 years with a fortune 100 company CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 36.14%
0592142339	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 34 years. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0592142339	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 34 years. CFCFS2860: Good credit history - Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0425436044			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 63.57% and maximum allowed is 80%. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has been in current job for 15 years.
0072906455			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 5.63 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.30%; guideline maximum is 43%.
0707161986			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 17 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 776 and minimum required is 680.
0778667570	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 794 and minimum required is 680. CFCFS2860: Good credit history - Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0488591987	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 24.79% below guideline requirement of 43% by 18.21%
0083924278			CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 69.78%; guidelines allow a maximum LTV 80.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 755; guidelines allow a minimum Credit Score 680.
0283112956	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 804; guidelines allow a minimum Credit Score 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 27.69%; guidelines allow a maximum DTI 43.00%.
0283112956	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 804; guidelines allow a minimum Credit Score 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 27.69%; guidelines allow a maximum DTI 43.00%.
0508768230			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 55.33% below guideline requirement of 80% by 24.67 points CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 30.21% below guideline requirement of 43% by 12.79%
0535080314	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 811 is 131 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 15 years experience in profession.
0535080314	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 811 is 131 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 15 years experience in profession.
0428472369	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 29.07%. Max DTI for this program is 43.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 777. Minimum credit score for this program is 720.
0428472369	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 29.07%. Max DTI for this program is 43.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 777. Minimum credit score for this program is 720.
0538396769			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 801 exceeds guidelines CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 23.46 below guideline requirement 43%
0793786264	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 728 exceeds guidelines minimum of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years of significant time in profession
0666943526			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 799; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 19.64%; guideline minimum is 43.00%.
0678822113	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  74.31% LTV below guideline max of 80% CFCFS1746: Significant housing expense reduction - Clayton Comments:  Refinance transaction reduced borrowers housing expense by $287.34 per month.
0203177217			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 59.69%- Program Maximum 70% CFCFS2854: Significant time in profession - Clayton Comments:  B XXX for 30 years
0850652242			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 63.36%- Program Max 80% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $53,027.52- Post closing reserves $1,392,840.02
0163349101	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 790 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 8 years of significant time in profession
0288822477			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 61.12% and maximum allowed is 80%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 780 and minimum required is 680.
0784873416			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 786 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  21.18% DTI is below max guideline of 43%
0692421794			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 762; guidelines allow a minimum Credit Score 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 28.92%; guidelines allow a maximum DTI 43.00%.
0544189595	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 682; guideline minimum is 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 21 years.
0752183771			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 745 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  29.72% DTI is below max guideline of 43%.
0392072139			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 785; guideline minimum is 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 18 years.
0489684066	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 811; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 25.41%; guideline max is 43.00%.
0612051797			CFCFS1744: DTI below guideline requirement - Clayton Comments:  Current DTI 27.68% below the guideline max of 43% CFCFS2854: Significant time in profession - Clayton Comments:  Borrower having 15 years in profession.
0251412794	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 19.35 below guideline requirement 43  by 23.65pts CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 800 exceeds guidelines 720 by 80pts
0028968132			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 784; minimum 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI  30.38%; guideline max 43.00%.
0295809621			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.73 %. Max DTI for this program is 43.00%. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower with current employer for 11 years.
0096583941	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 27.22% < guideline requirement 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $177,134.37.  Per program guidelines, 12mo PITI/PL  required or $45,180.00.
0374908059			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 22% below guideline requirement 43% by 21pts CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 790 exceeds guidelines of 680
0864730657	Not Applicable	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  HFI to HFI $0.00 reserves required. Post closing $747,246.30 CFCFS2854: Significant time in profession - Clayton Comments:  Employed in the same profession for 14 years
0557065956	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $3,369,228.14 or 1032.82 months of PITIA CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 817; Minimum for program is 680.
0679220138			CFCFS1744: DTI below guideline requirement - Clayton Comments:  39.92 % DTI below guideline max of 45% CFCFS1737: LTV below guideline requirements - Clayton Comments:  46.15 % LTV below guideline max of 80%
0283791182			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  776 qualifying score. Min required per guidelines is 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 13 years.Co-Borrower has been in the same profession for 10 years.
0689109916	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 788 exceeds guidelines of 720 CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has 16 years of  significant time at current job
0432681350			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been employed with the current employer for 5.86 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 28.37%; guideline maximum is 43%.
0898177252			CFCFS1744: DTI below guideline requirement - Clayton Comments:  26.30% DTI is below max guideline of 43%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $215,668.31.  Required reserves are $4,940.51*12 = $59,286.12.
0016713119			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 802 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  40.98% DTI is below max guideline of 43%.
0080713606	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score exceeds guidelines of 680 with a credit score of 774. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 31.303% with a max DTI of 43%.
0919610424			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $318,802.59.  Reserves required $6999.95 x 12 = $83,995.80 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 60% which is well below the GL maximum allowable of 80%.
0749553138	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Both borrowers have excellent credit CFCFS1750: High potential for increased earnings - Clayton Comments:  Both borrowers have excellent jobs and great potential for increased earning as they have had over the last 3 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  774 qualifying score. Min required per guidelines is 680
0205447510	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 782; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 15.61%; guideline minimum is 43.00%.
0441808946	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 722 which exceeds guideline minimum of 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  34.55% DTI is below max guideline of 43%
0164367068			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 791 & 770 with the minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 15.859% with the max DTI of 43%.
0802521389			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 17.50%. Max DTI for this program is 43.00%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 78.12%. Max LTV for this program is 80.00%.
0875138889	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 30.4%, max allowed per G/L is 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $456,63.68. Reserves required $6274.63 x 12= $75,295.56.
0777437201	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 25.37% is below the maximum of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 749 exceeds guidelines
0777437201	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 25.37% is below the maximum of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 749 exceeds guidelines
0777437201	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 25.37% is below the maximum of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 749 exceeds guidelines
0741330561	Non-Numeric	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  76.08 % LTV below guideline max of 80% CFCFS1744: DTI below guideline requirement - Clayton Comments:  36.96 % DTI below guideline max of 45%
0430664388			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  790 qualifying score. Min required per guidelines is 720. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 13 years of significant time in profession
0854895176			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 16 years. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 25.70% and maximum allowed is 80%.
0109338238			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $45,140.64- Post closing reserves $305,469.09 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower is employed in the same profession for 20 years
0997009504			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post Closing reserves $718,263.19; Required Require $40,305.60 CFCFS1739: Postive mortgage payment history - Clayton Comments:  74 month satisfactory payment history 0 x 30
0116368247	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's median credit score is 806; guideline minimum is 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 28 years.
0481363336			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $41,153.88- Post closing reserves $94,420.22 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 employed with XXX for 11 years
0103758196	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Co-Borrower has significant time in Profession with 43 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 793 & 785 with the minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 31.664% with max DTI of 43%.
0896966328	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  21.09% DTI  below income max of 45% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on job for six years
0394061841	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 776 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  32.08% DTI is below max guideline of 43%
0394061841	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 776 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  32.08% DTI is below max guideline of 43%
0264047614			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 737; guidelines allow a minimum Credit score 720. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 68.36%; guidelines allow a maximum LTV 80.00%.
0340916483			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 51.81%- Program Maximum 80% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $41,436.24- Post closing reserves $686,642.68
0778217687	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 79 months reserves. 12 months required for this program. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 71.95%. Max LTV for this program is 80.00%.
0366444122	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  34.26 % DTI below guideline max of 43% CFCFS1737: LTV below guideline requirements - Clayton Comments:  67.63% LTV below guideline max of 80%
0366444122	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  34.26 % DTI below guideline max of 43% CFCFS1737: LTV below guideline requirements - Clayton Comments:  67.63% LTV below guideline max of 80%
0296410844	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 766 and minimum required is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.11% and maximum allowed is 43%.
0869528318	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  800 qualifying score. Min required per guidelines is 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 11 years of significant time in profession
0751740112	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 802 which exceeds guideline minimum of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  32.06% DTI is below max guideline of 43%.
0792530609			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years of significant time in profession CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 749 exceeds guidelines
0319039165			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's credit scores exceed guidelines at 801 & 801 with a minimum credit report of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 27.41% with a max DTI of 43%.
0249835216			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.35%, max allowed per G/L is 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $103,395.74.  Reserves required $3471.57 x 12 = $41,658.84
0073336179			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 743 is 63 points above the minimum required score of 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1's has been employed @ XXX for the past 20.76 years
0105800705			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 791 exceeds guidelines 720 by 71pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 33.3 below guideline requirement 43% by 9.67pts
0899324716			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 777; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 15.64%, guideline maximum is 43.00%.
0958707418	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 788 is 108 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B2 has 20 years experience in profession.
0224053991			CFCFS1750: High potential for increased earnings - Clayton Comments:  Borrower has been employed with the same company since 2011 and recently receive a promotion and increase In pay and bonus not utilized to qualify the borrower. CFCFS2860: Good credit history - Clayton Comments:  Based on borrows income the need for credit is not not required and pays cash for items required.
0216268238			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 790; guidelines allow a minimum Credit Score 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 24.49%; guidelines allow a maximum DTI 43.00%.
0560169735			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 37.52%; guideline maximum is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 44.12%; guideline maximum is 80%.
0794423874	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 10 years CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's mid-score of 812 exceeds guideline by more than 100 points.
0261695741			CFCFS1744: DTI below guideline requirement - Clayton Comments:  Current DTI 29.70% is well below the guideline max allowed of 43% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with same employer for over 14 years.
0015133521	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $769,698.19.  Reserves required $5897.87 x 12 = $70,774.44 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 11.79%, max allowed per G/L is 43%
0206388625			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $874,427.07 or 165.78 months PITI CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have owned the residence 16 years
0818665885	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 802 exceeds guidelines. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's time at current job for 16 years.
0486417517	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 756; guideline minimum is 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 16 years.
0486417517	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 756; guideline minimum is 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer for 16 years.
0751552840			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 793 exceeds guidelines 720 by 73pts CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job 15yrs
0082826879			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 36.89% and maximum allowed is 80%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 798 and minimum required is 680.
0620961648			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying Credit score exceeds guidelines at 797. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV/CLTV at 62.55% and under the 80% Guideline amount.
0183543689	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 802 which exceeds guideline minimum of 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  31.91% DTI is below max guideline of 43%.
0183543689	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 802 which exceeds guideline minimum of 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  31.91% DTI is below max guideline of 43%.
0436787524			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has significant time at current job with 17.4 years. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has significant time at current job with 12.54 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 781 & 799 with a minimum credit score of 680.
0916210276			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 805 exceeds guidelines 720 by 85pts
0968849254			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 16.36% below guideline 43% by 26.64% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $77,864.05 or 23.29 months PITI
0655919282	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 37.17%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 31 months reserves. 18 months required for this program.
0053251889	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 797 exceeds guidelines CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 36.04 below guideline requirement 43%
0893248516	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 803 & 813 with a minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 34.67% with a max DTTI of 43%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrowers have significant time in Professions with 10 and 12 years.
0620139747			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 31.70%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 83 months reserves. 12 months required for this program.
0546107176			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on same job more than 7 years CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years in profession
0696972764	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 778 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  39.72% DTI is below max guideline of 43%.
0896146481	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's credit scores exceed guidelines at 812 & 797 with the minimum credit score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in Profession with 8 years.
0631084263	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score 770; minimum score is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.48%; guideline maximum 43.00%.
0001469223			CFCFS2854: Significant time in profession - Clayton Comments:  13 years in same profession CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $48,997.32- Post closing reserves $111,514.78
0295231822	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 797 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 9 years of significant time in profession
0295231822	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 797 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 9 years of significant time in profession
0295231822	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 797 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 9 years of significant time in profession
0213007870	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on the job for over 4 years CFCFS2854: Significant time in profession - Clayton Comments:  B2 has been in same line of work for over 4 years
0908256797			CFCFS1744: DTI below guideline requirement - Clayton Comments:  12.31 % DTI below guideline max of 45 % CFCFS1737: LTV below guideline requirements - Clayton Comments:  61% LTV below guideline max of 80%
0573625389	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 783 which exceeds guideline minimum of 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  29.93% DTI is below max guideline of 43%.
0492652738			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 employed with same company for 9 years CFCFS2854: Significant time in profession - Clayton Comments:  B1 is in the same profession for 20 years
0445572625			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 761 is 81 points above the minimum required score of 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1s time at current job of 64 months exceeds the 24-month requirement by 40 months.
0396902804			CFCFS1744: DTI below guideline requirement - Clayton Comments:  Current DTI is 27.21% which is below the guideline max allowed of 43% CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrowers owning 4 properties with one being owned free and clear and no lates or credit issues. Payment history is solid.
0177273864	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 801; guidelines allow a minimum Credit Score 720. CFCFS2860: Good credit history - Clayton Comments:  Borrower's has a good credit history with minimal outstanding debt; conservative user of credit.
0043164872	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower's have significant time in current residence with 17 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 789 & 770 with a minimum credit score of 680.
0692773000			CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has been employed with the current employer for 16.70 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 17.30%; guideline maximum is 43%.
0846365236			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 791 exceeds guidelines of 680 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 53.03; max allowed per guidelines is 70%.
0439147108	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 806 is 126 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 12 years experience in profession.
0913530754	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 12 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 783 and minimum required is 680.
0492114111			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been a XXX for 30 years and a XXX for 19+years CFCFS3836: Borrower Net Worth - Clayton Comments:  Borrower has a high net worth with 3 properties paid for free and clear worth 2 million
0434799711	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 64.74%; guidelines allow a maximum LTV 80.00%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 20.52%; guidelines allow a maximum DTI 43.00%.
0633398557			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 34.58 below guideline requirement 43 BY 8.42PTS CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves exceed guidelines 76  month reserves
0177362402	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 780  exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 25 years of significant time in profession
0586781304			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 25.97%; guideline maximum is 43%. CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has been employed with the current employer for 7.94 years.
0454944224	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  62.20 % LTV below guideline max of 70% CFCFS1744: DTI below guideline requirement - Clayton Comments:  38.19 % DTI below guideline max of 43%
0603064469			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 35.92%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 111 months reserves. 12 months required for this program.
0808886449	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 806 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years of significant time in profession
0353787004			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 16 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 803 and minimum required is 680.
0362626001			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 812; guidelines allow a minimum Credit Score 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrowers DTI 17.99%; guidelines allow a maximum DTI 43.00%.
0650394276			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Total Assets       $1,150,134.54- cash to close of $261,761.62 - $888,371.92 for reserves.
0741283617	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $100,729.50.  Reserves required $3892.55 x 12 = $46,710.60 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 19.44%, max allowed per G/L is 43%
0741283617	Numeric	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $100,729.50.  Reserves required $3892.55 x 12 = $46,710.60 CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 19.44%, max allowed per G/L is 43%
0202872915	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 800 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  29.14% DTI is below max guideline of 43%.
0202872915	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 800 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  29.14% DTI is below max guideline of 43%.
0202872915	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 800 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  29.14% DTI is below max guideline of 43%.
0744840124			CFCFS1737: LTV below guideline requirements - Clayton Comments:  75.00% DTI is below max guideline of 80%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  37.51% DTI is below max guideline of 43%.
0730469940	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 749 which exceeds guideline minimum of 680 CFCFS1744: DTI below guideline requirement - Clayton Comments:  37.04% DTI is below max guideline of 43%.
0451211486			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score  of 787 exceeds guidelines of 680 CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-Borrower has  12 years of significant time at current job
0064115527			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 58.40% and maximum allowed is 80%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 19.26% and maximum allowed is 43%.
0772108074	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for the past 20 years. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Credit report reflects at least 36 months of 0 x 30 mortgage payment history.
0882018387			CFCFS1744: DTI below guideline requirement - Clayton Comments:  31.60 % DTI below guideline max of 43% CFCFS1737: LTV below guideline requirements - Clayton Comments:  51.88% LTV below guideline max of 80%
0931129596			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 766 and minimum required is 720. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  Borrower has bonus income verified in file not used to qualify.
0044332709	(No Data)	Not Applicable	CFCFS1739: Postive mortgage payment history - Clayton Comments:  Credit report reflects excellent credit history dating back to 2003 CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrow as been with same company for 13 years
0248489010	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been at the same job for over 30 years CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same line of work for over 30 years
0862958928			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 131 months reserves. 12 months required for this program. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 45.65%. Max LTV for this program is 80.00%
0375617730	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  31.97% DTI below guideline max of 43% CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co -borrower has been on the current job for 8 years
0466621432	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 48.82%; guidelines allow a maximum LTV 80.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 786; guidelines allow a minimum Credit Score 720.
0466621432	Numeric	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 48.82%; guidelines allow a maximum LTV 80.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 786; guidelines allow a minimum Credit Score 720.
0466621432	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 48.82%; guidelines allow a maximum LTV 80.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 786; guidelines allow a minimum Credit Score 720.
0204676895			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 799 exceeds guidelines of 680 CFCFS1739: Postive mortgage payment history - Clayton Comments:  Postive mortgage payment history no last payments
0327087875			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 18.8% well below guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  190k in reserves with other accounts not used.
0833740113	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying Credit score of 797 exceeds guidelines of 720. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Cash Reserves required are 52,715 and borrower has over 268k in reserves.
0802609664	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 777 & 804 with a minimum credit score of 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guidelines at 21.32% with a max DTI of 43%.
0772625855			CFCFS2854: Significant time in profession - Clayton Comments:  B2 has 16 years experience in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 792 is 112 points above the minimum required score of 680.
0024266614	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on the same job for 18 years CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for over 18 years
0729560550	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's back end ratio is well below the max guidelines CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 15+ years. Purchasing new primary residence and proceeds from sale back to XXX is a part of the proceeds used for this transaction.
0729560550	Not Applicable	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's back end ratio is well below the max guidelines CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 15+ years. Purchasing new primary residence and proceeds from sale back to XXX is a part of the proceeds used for this transaction.
0640500866	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  Current DTI 26.22% which well below the guideline max of 40% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower having $483,561.36 in cash reserves post closing.
0169042038			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer over 28 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $170,091.14. PITIA $4,719.15 x 12 = $56,629.80.
0165677415	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 750 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years of significant time in profession
0165677415	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 750 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 20 years of significant time in profession
0838889453			CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 15 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 13.48%; guideline maximum is 43%.
0206764557	Not Applicable	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  67.64% LTV is below max guideline of 80%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 799 which exceeds guideline minimum of 700.
0826953332	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 22 years of significant time in profession CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 799 exceeds guidelines 680
0634079877			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 30.57%; guideline maximum is 43%. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in the same profession for 15 years.
0229350942			CFCFS1736: Significant time at current residence - Clayton Comments:  Significant time at current residence with 40.7 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI below guideline requirement at 26.94% with a max DTI of 43%.
0883863389	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  B1 has been in present line of work for 6 years CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been renting for over 4 years with no DQ
0978036700	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 801; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 32.27%; guideline maximum is 43.00%.
0684355939	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Co borrower has been in same profession for 34 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 811 and minimum required is 720.
0684355939	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Co borrower has been in same profession for 34 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 811 and minimum required is 720.
0776802271			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 796 exceeds guidelines 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 18 years of significant time in profession
0085198096	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.26%. Max DTI for this program is 43.00%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 61.40%. Max LTV for this program is 70.00%.
0085198096	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.26%. Max DTI for this program is 43.00%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 61.40%. Max LTV for this program is 70.00%.
0085198096	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26.26%. Max DTI for this program is 43.00%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 61.40%. Max LTV for this program is 70.00%.
0547827681			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 65.12% and maximum allowed is 80%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.23% and maximum allowed is 43%.
0873436235			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI  25.34 below guideline requirement 43% by 17.66 pts CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score  798 exceeds guidelines 720 by 78pts
0911629433	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  minimum score for this program is 680 borrower has a 794 midscore CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 31.96% < guideline max 43%
0639263330	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 787 is 107 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 15 years experience in profession.
0967425385			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 63%- Program Maximum 80% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  HFI $0.00 reserves required- Post closing reserves $511,980.83 CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 804 is 124 points above the minimum required score of 680.
0308708627	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 14 years experience in profession. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 764 is 84 points above the minimum required score of 680.
0603815433			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying FICO is 747 minimum required is 720 CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $475,043.16.  Reserves required $10,544.64 X 12= $126,535.68
0134183020			CFCFS2854: Significant time in profession - Clayton Comments:  B1 is in the same profession for 14 years CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $42,953.88- Post closing reserves $777,028.82
0761806052	(No Data)	Not Applicable	CFCFS1742: Consumer credit history exceeds guidelines - Clayton Comments:  Representative credit score of 777 is 97 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 9 years experience in profession.
0947850363	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is at 778  which is 98 points above the minimum score of 680 CFCFS1737: LTV below guideline requirements - Clayton Comments:  Loan to value is 70% this is 10% below the program maximum of 80%
0947850363	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is at 778  which is 98 points above the minimum score of 680 CFCFS1737: LTV below guideline requirements - Clayton Comments:  Loan to value is 70% this is 10% below the program maximum of 80%
0523332584			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $65,489.04- Post closing reserves $639,835.68 CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has a documented history of receiving bonus income-
0557571321	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score  782 exceeds guidelines 720 by 62 pts CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 28.60 below guideline requirement 43% by 14 pts
0882933564			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 801 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 25 years of significant time in profession
0111414152	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 799 exceeds guidelines 680 CFCFS2854: Significant time in profession - Clayton Comments:  Co Borrower has 20 years significant time in profession
0008293269	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 22 years experience in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.02%, max allowed per G/L is 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post Close reserves are $165,451.50. Reserves required $7,264.72 * 12 = $84,884.64 CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 749 is 69 points above the minimum required score of 680.
0008293269	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 22 years experience in profession. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.02%, max allowed per G/L is 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post Close reserves are $165,451.50. Reserves required $7,264.72 * 12 = $84,884.64 CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 749 is 69 points above the minimum required score of 680.
0172247822			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 43.72%- Program Maximum LTV 70% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $51,534.48- Post closing reserves $2,036,003.21
0045563575	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 807; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.11; guideline maximum is 43.00%.
0045563575	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 807; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.11; guideline maximum is 43.00%.
0045563575	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 807; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 31.11; guideline maximum is 43.00%.
0058147582	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 791 which exceeds guideline minimum required of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Both borrowers have worked in the same profession for 10 years.
0647319489	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's median credit score is 779; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 26.38; guideline maxim is 43.00%.
0944348762	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $61,192.92- Post closing reserves $108,212.79 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 67.34%- Program Max 80%
0944348762	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $61,192.92- Post closing reserves $108,212.79 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 67.34%- Program Max 80%
0047023711	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 34.38% and maximum allowed is 70%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 17.04% and maximum allowed is 43%.
0047023711	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 34.38% and maximum allowed is 70%. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 17.04% and maximum allowed is 43%.
0085685458			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $300,958.69.  Per program guidelines, 12mo PITI/PL  required or $64,161.36. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  PWE credit score is 807; Minimum for program is 680.
0481257401			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post-closing reserves is $125,876.06; required reserves is none, this is an HFI to HFI refinance CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 797 and minimum required is 680.
0622350069			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 34 months cash reserves. 12 months required for this program. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 38.43%. Max DTI for this program is 43.00%.
0241712071			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 757 and required minimum is 680. CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has had no mortgage lates with 14 month history.
0255228757			CFCFS1744: DTI below guideline requirement - Clayton Comments:  Current DTI at 37%, guideline max allowed is 43% CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Cash reserves are $359,716.01, PCL required is 12 months
0982984316			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 27.06%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 25 months reserves. 12 months required for this program.
0289232561			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI of 22% well below guidelines. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  215k in reserves.
0293630010			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 773 exceeds guidelines of 680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 5 years of significant time in profession
0833445229	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  Borrowers have excellent credit CFCFS1744: DTI below guideline requirement - Clayton Comments:  The DTI is 20% which is well below the GL maximum allowable of 43%.
0833445229	(No Data)	Not Applicable	CFCFS2860: Good credit history - Clayton Comments:  Borrowers have excellent credit CFCFS1744: DTI below guideline requirement - Clayton Comments:  The DTI is 20% which is well below the GL maximum allowable of 43%.
0486797041			CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 14 years. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post-closing reserves is $199,482.65; required reserves is $3984.11 x 12 = $47,809.32.
0142551728	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 71.08%. Max LTV for this program is 80.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 38 months cash reserves. 12 months required for this program.
0661854930			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers credit score is 800 which exceeds guideline minimum of 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  21.33% DTI is below max guideline of 43%.
0814310335	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 31.07% below guideline requirement 43% by 11.93pts CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves exceed guidelines: 53.06 PITI in reserves
0825481380	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 775 is 95 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 24 years experience in profession.
0393361773	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 35.82%. Max DTI for this program is 43.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 784. Minimum credit score for this program is 720.
0393361773	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 35.82%. Max DTI for this program is 43.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 784. Minimum credit score for this program is 720.
0213971086	(No Data)	Not Applicable	CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 29 months paid as agreed on the mortgage being paid off and no late pays. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.27% and maximum allowed is 43%.
0213971086	(No Data)	Not Applicable	CFCFS1739: Postive mortgage payment history - Clayton Comments:  Borrower has 29 months paid as agreed on the mortgage being paid off and no late pays. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.27% and maximum allowed is 43%.
0757945566	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 812; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.92%, guideline maximum is 43.00%.
0757945566	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers median credit score is 812; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 22.92%, guideline maximum is 43.00%.
0195583016	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 802 is 122 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 26 years experience in profession.
0202982432	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $53,834.64- Post closing reserves $156,907.98 CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Minimum 720 required- B1 FICO 796
0901285225	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's median credit score is 736; guideline minimum is 680. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 36.77%; guideline maximum is 43.00%.
0121018656			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 745; guidelines allow a minimum Credit Score 720. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrower's LTV 68.01; guidelines allow a maximum LTV 80.00%.
0849326852	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 788 exceeds guidelines of  680 CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 4 years of significant time in profession
0850137530	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 798 exceeds guidelines CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Verified cash reserves $65,449.75 or 17.66 months reserves
0339391627	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Require $55,665.24- Post Closing reserves $493,669.68 CFCFS2854: Significant time in profession - Clayton Comments:  Same profession for 21 years
0065859787	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has worked 10  years in his profession. CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV of 66.88% is under the guideline maximum. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's mid score of  786 exceeded the guideline maximum.
0683858793	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Per the WVOE, the borrower was employed with the current employer since XXX. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Per the eligibility matrix, the minimum credit score required was 700.  The qualifying credit score for the borrowers was 782.
0882924642	(No Data)	Not Applicable	CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has been at current residence for 9 years CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same profession for 25 years.
0269673134	Hybrid	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Minimum credit score for program is 700 Borrower credit score is 800. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $713,008.84.  12mo PITI/PL  required or $49,360.20.
0269673134	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Minimum credit score for program is 700 Borrower credit score is 800. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $713,008.84.  12mo PITI/PL  required or $49,360.20.
0240044355	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on the same job for the past 18 years. CFCFS1736: Significant time at current residence - Clayton Comments:  Borrowers have resided at the same residence for the  past 13 years. CFCFS2860: Good credit history - Clayton Comments:  Borrowers have good credit history, currently 0 x 30 on all opened trade lines.
0102250603			CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $287,323.82 or 32.37 months PITIA.  Reserves required $8,875.18 x 12 = $106,502.16 CFCFS1744: DTI below guideline requirement - Clayton Comments:  28.97% DTI below maximum guideline requirement of 43%
0102152006	Non-Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 22.67%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 54 months cash reserves. 18 months required for this program.
0102152006	Non-Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 22.67%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 54 months cash reserves. 18 months required for this program.
0102152006	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 22.67%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrower has 54 months cash reserves. 18 months required for this program.
0789320570	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 750; guidelines allow a minimum Credit Score 700. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers reserves 26 months; guidelines allow a minimum reserves of 12 months.
0946954837	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 15 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 787 and minimum required is 700.
0946954837	Numeric	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 15 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 787 and minimum required is 700.
0946954837	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 15 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 787 and minimum required is 700.
0946954837	Non-Numeric	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been in current job for 15 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 787 and minimum required is 700.
0357012313			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 29.44%, max allowed per G/L is 43% CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been an XXX for 4 years
0977077998	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 792 exceeds guidelines. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer 27 years.
0977077998	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 792 exceeds guidelines. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been with current employer 27 years.
0685266747	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 784 is 104 points above the minimum required score of 680. CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years - Clayton Comments:  Borrowers' mortgage payment history is 0*30 in the last 24 months.
0978546835	(No Data)	Not Applicable	CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  B1 has additional documented bonus income a two year average $30,617 per month not used to qualify. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 68.10% is below maximum of 80%
0894204679	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 751 is 71 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 15 years experience in profession.
0148380799			CFCFS1744: DTI below guideline requirement - Clayton Comments:  32.37% DTI below guideline max 45% CFCFS1736: Significant time at current residence - Clayton Comments:  Borrower has owned previous residence for 5 years
0035312129	(No Data)	Not Applicable	CFCFS1735: Co-Borrower has significant time at current job - Clayton Comments:  Co-borrower has been in current job for 30 years. CFCFS1749: Additional documented income not used in qualifying - Clayton Comments:  Borrowers have additional documented income not used in qualifying.
0199110542			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 805; guidelines allow a minimum Credit Score 720. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 35.65%; guidelines allow a maximum DTI 43.00%.
0236571098			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 786 exceeds guidelines 720 by 66pts CFCFS2854: Significant time in profession - Clayton Comments:  B1: Significant time in profession 30YRS
0646210677			CFCFS1744: DTI below guideline requirement - Clayton Comments:  26.27 % DTI is below guideline max of 43% CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  796 credit score exceeds guidelines requirements of 700
0948228566	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $1,764,555.01.  Reserves required $3985.58 x 12 = $47,826.96 CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 69.01%, max allowed per G/L is 80%
0706229586	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 810; guidelines allow a minimum Credit Score 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 20.63%; guidelines allow a maximum DTI 43.00%.
0706229586	Numeric	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrower's Credit Score 810; guidelines allow a minimum Credit Score 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  Borrower's DTI 20.63%; guidelines allow a maximum DTI 43.00%.
0125194573	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post closing reserves $467,413.11.  Per program guidelines, 18mo PITI/PL  required or $66,117.42. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  XXX credit score is 777; Minimum for program is 700.
0791423816	(No Data)	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $201,950.22.  Reserves required $4,947.06 x 12=$59,364.72. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying FICO is 800, minimum required is 700
0791423816	Numeric	Not Applicable	CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Post close reserves are $201,950.22.  Reserves required $4,947.06 x 12=$59,364.72. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Qualifying FICO is 800, minimum required is 700
0088182486	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX for 20 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.85%; guideline maximum is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 56.29%; guideline maximum is 80%.
0088182486	(No Data)	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX for 20 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.85%; guideline maximum is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 56.29%; guideline maximum is 80%.
0088182486	Not Applicable	Not Applicable	CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been XXX for 20 years. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 27.85%; guideline maximum is 43%. CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 56.29%; guideline maximum is 80%.
0296915642			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV is 66.88% and maximum allowed is 80%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 774 and minimum required is 700.
0489791026			CFCFS1744: DTI below guideline requirement - Clayton Comments:  22.92% DTI below guideline max of 45% CFCFS1737: LTV below guideline requirements - Clayton Comments:  77.55 % LTV below guideline max of 80%
0656665462	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 26%. Max DTI for this program is 43%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score 798. Minimum credit score for this program is 700.
0587755412	Not Applicable	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has significant time in Profession with 16 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit scores exceed guidelines at 805 & 791 with the minimum credit score of 740.
0664162914	(No Data)	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  63.81 % LTV below guideline max of 80% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower has been on job for 16 years.
0712507330	Not Applicable	Not Applicable	CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV 55.05% is below maximum of 80% CFCFS1734: Borrower has significant time at current job - Clayton Comments:  B1 has been at current XXX job for 27 years.
0979222955	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 807 and minimum required is 700. CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI is 21.66% and maximum allowed is 43%.
0599885927			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 797 is 117 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 25 years experience in profession.
0340894411			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score 777 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 8 years significant  time in profession
0190929716			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 807 is 127 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 29 years experience in profession.
0076688211			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  814 qualifying score. Min required per guidelines is 700. CFCFS2854: Significant time in profession - Clayton Comments:  B2 has 14 years experience in profession.
0078882758	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score of 814 exceeds guidelines CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 7 years of significant time in profession
0059592592			CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 18%. Max DTI for this program is 43%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 140 months reserves. 12 months required for this program.
0361085631	(No Data)	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 31.95%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 61 months reserves. 12 months required for this program.
0361085631	Numeric	Not Applicable	CFCFS1744: DTI below guideline requirement - Clayton Comments:  DTI 31.95%. Max DTI for this program is 43.00%. CFCFS1731: Verified cash reserves exceed guidelines - Clayton Comments:  Borrowers have 61 months reserves. 12 months required for this program.
0445829253			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 726 is 46 points above the minimum required score of 680. CFCFS1734: Borrower has significant time at current job - Clayton Comments:  Borrower's time at current job of 111 months exceeds the 24-month requirement by 87 months.
0575091343	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 783 is 103 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 13 years experience in profession.
0575091343	Not Applicable	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 783 is 103 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has 13 years experience in profession.
0741920461	(No Data)	Not Applicable	CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 783 is 103 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 10 years experience in profession.
0823108175			CFCFS1737: LTV below guideline requirements - Clayton Comments:  Borrowers LTV 60.00%; guidelines allow a maximum LTV 80.00%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Borrowers Credit Score 788; guidelines allow a minimum Credit Score 720.
0188431569	(No Data)	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same profession for 25 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 814 and required minimum is 720.
0188431569	Non-Numeric	Not Applicable	CFCFS2854: Significant time in profession - Clayton Comments:  Borrower has been in same profession for 25 years. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Credit score is 814 and required minimum is 720.
0669761526			CFCFS1737: LTV below guideline requirements - Clayton Comments:  LTV of 49% is 21 points below the maximum required LTV of 70%. CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 808 is 128 points above the minimum required score of 680.
0111863427			CFCFS1741: Credit score exceeds guidelines - Clayton Comments:  Representative credit score of 793 is 113 points above the minimum required score of 680. CFCFS2854: Significant time in profession - Clayton Comments:  B1 has 10 years experience in profession.

Client Name:	Wells Fargo Home Mortgage, Inc.
Client Project Name:	WFMBS 2020-4
Start - End Dates:	3.2019 - 5.2020
Deal Loan Count:	437
Conditions Report 2.0
Loans in Report:	437
Loans with Conditions:	224

Alt Loan Number	TRID Indicator	Lender Application Date	Broker Application Date	Initial Securitization Overall Loan Grade	Final Securitization Overall Loan Grade	Initial Securitization Credit Loan Grade	Final Securitization Credit Loan Grade
0003670349	Yes	XXXXXX	XXXXXX	A	A	A	A
0285539794	Yes	XXXXXX	XXXXXX	C	B	A	A
0309804883	Yes	XXXXXX	XXXXXX	A	A	A	A
0262503050	Yes	XXXXXX	XXXXXX	B	B	B	B
0577150183	Yes	XXXXXX	XXXXXX	A	A	A	A
0924920933	Yes	XXXXXX	XXXXXX	A	A	A	A
0194708648	Yes	XXXXXX	XXXXXX	A	A	A	A
0778181529	Yes	XXXXXX	XXXXXX	D	A	A	A
0478171770	Yes	XXXXXX	XXXXXX	A	A	A	A
0830042526	Yes	XXXXXX	XXXXXX	A	A	A	A
0134635729	Yes	XXXXXX	XXXXXX	A	A	A	A
0469493971	Yes	XXXXXX	XXXXXX	A	A	A	A
0575885451	Yes	XXXXXX	XXXXXX	A	A	A	A
0585150939	Yes	XXXXXX	XXXXXX	A	A	A	A
0632305095	Yes	XXXXXX	XXXXXX	A	A	A	A
0313024903	Yes	XXXXXX	XXXXXX	A	A	A	A
0496002353	Yes	XXXXXX	XXXXXX	A	A	A	A
0638357345	Yes	XXXXXX	XXXXXX	A	A	A	A
0950743074	Yes	XXXXXX	XXXXXX	D	A	D	A
0681952991	Yes	XXXXXX	XXXXXX	A	A	A	A
0213532889	Yes	XXXXXX	XXXXXX	A	A	A	A
0310680781	Yes	XXXXXX	XXXXXX	C	A	A	A
0719884322	Yes	XXXXXX	XXXXXX	A	A	A	A
0560997728	Yes	XXXXXX	XXXXXX	A	A	A	A
0873471492	Yes	XXXXXX	XXXXXX	A	A	A	A
0515836260	Yes	XXXXXX	XXXXXX	C	A	A	A
0738734921	Yes	XXXXXX	XXXXXX	C	B	B	B
0264380033	Yes	XXXXXX	XXXXXX	D	A	D	A
0274558538	Yes	XXXXXX	XXXXXX	A	A	A	A
0726915723	Yes	XXXXXX	XXXXXX	D	A	D	A
0547639390	Yes	XXXXXX	XXXXXX	C	A	C	A
0868182168	Yes	XXXXXX	XXXXXX	D	A	D	A
0710523842	Yes	XXXXXX	XXXXXX	A	A	A	A
0100579591	Yes	XXXXXX	XXXXXX	A	A	A	A
0892886478	Yes	XXXXXX	XXXXXX	A	A	A	A
0488459085	Yes	XXXXXX	XXXXXX	A	A	A	A
0201856529	Yes	XXXXXX	XXXXXX	A	A	A	A
0026296271	Yes	XXXXXX	XXXXXX	A	A	A	A
0876012976	Yes	XXXXXX	XXXXXX	C	B	B	B
0134438841	Yes	XXXXXX	XXXXXX	A	A	A	A
0117509298	Yes	XXXXXX	XXXXXX	A	A	A	A
0896066809	Yes	XXXXXX	XXXXXX	D	A	D	A
0458328218	Yes	XXXXXX	XXXXXX	D	A	D	A
0296430077	Yes	XXXXXX	XXXXXX	A	A	A	A
0381835991	Yes	XXXXXX	XXXXXX	A	A	A	A
0452102767	Yes	XXXXXX	XXXXXX	A	A	A	A
0384348284	Yes	XXXXXX	XXXXXX	B	B	B	B
0175763987	Yes	XXXXXX	XXXXXX	B	B	B	B
0472569212	Yes	XXXXXX	XXXXXX	C	B	B	B
0308645448	Yes	XXXXXX	XXXXXX	C	A	A	A
0530430642	Yes	XXXXXX	XXXXXX	A	A	A	A
0157671308	Yes	XXXXXX	XXXXXX	A	A	A	A
0303516593	Yes	XXXXXX	XXXXXX	A	A	A	A
0449241165	Yes	XXXXXX	XXXXXX	A	A	A	A
0971205275	Yes	XXXXXX	XXXXXX	D	A	B	A
0544115085	Yes	XXXXXX	XXXXXX	A	A	A	A
0716237478	Yes	XXXXXX	XXXXXX	A	A	A	A
0965508731	Yes	XXXXXX	XXXXXX	A	A	A	A
0603960750	Yes	XXXXXX	XXXXXX	B	B	B	B
0091927151	Yes	XXXXXX	XXXXXX	A	A	A	A
0144756586	Yes	XXXXXX	XXXXXX	A	A	A	A
0210963666	Yes	XXXXXX	XXXXXX	D	A	D	A
0175650585	Yes	XXXXXX	XXXXXX	D	A	B	A
0315626419	Yes	XXXXXX	XXXXXX	D	A	D	A
0283550568	Yes	XXXXXX	XXXXXX	A	A	A	A
0869077954	Yes	XXXXXX	XXXXXX	B	B	B	B
0850029965	Yes	XXXXXX	XXXXXX	A	A	A	A
0021117011	Yes	XXXXXX	XXXXXX	C	B	A	A
0579524202	Yes	XXXXXX	XXXXXX	B	B	B	B
0892800732	Yes	XXXXXX	XXXXXX	A	A	A	A
0307436896	Yes	XXXXXX	XXXXXX	C	A	C	A
0803580659	Yes	XXXXXX	XXXXXX	A	A	A	A
0693684871	Yes	XXXXXX	XXXXXX	B	B	A	A
0714434543	Yes	XXXXXX	XXXXXX	C	B	A	A
0890622713	Yes	XXXXXX	XXXXXX	A	A	A	A
0104019170	Yes	XXXXXX	XXXXXX	C	B	B	B
0043075862	Yes	XXXXXX	XXXXXX	B	B	B	B
0307356584	Yes	XXXXXX	XXXXXX	A	A	A	A
0832146854	Yes	XXXXXX	XXXXXX	C	A	A	A
0147640962	Yes	XXXXXX	XXXXXX	A	A	A	A
0882245723	Yes	XXXXXX	XXXXXX	A	A	A	A
0780620507	Yes	XXXXXX	XXXXXX	C	A	A	A
0485123351	Yes	XXXXXX	XXXXXX	B	B	B	B
0036026735	Yes	XXXXXX	XXXXXX	C	A	A	A
0447186327	Yes	XXXXXX	XXXXXX	C	B	A	A
0107594028	Yes	XXXXXX	XXXXXX	A	A	A	A
0636595989	Yes	XXXXXX	XXXXXX	B	B	B	B
0877642423	Yes	XXXXXX	XXXXXX	D	A	D	A
0662200787	Yes	XXXXXX	XXXXXX	A	A	A	A
0364145109	Yes	XXXXXX	XXXXXX	D	A	D	A
0721995641	Yes	XXXXXX	XXXXXX	A	A	A	A
0588230898	Yes	XXXXXX	XXXXXX	A	A	A	A
0148870536	Yes	XXXXXX	XXXXXX	C	B	A	A
0315578750	Yes	XXXXXX	XXXXXX	B	B	B	B
0944043515	Yes	XXXXXX	XXXXXX	A	A	A	A
0138515920	Yes	XXXXXX	XXXXXX	A	A	A	A
0577767613	Yes	XXXXXX	XXXXXX	A	A	A	A
0424094210	Yes	XXXXXX	XXXXXX	A	A	A	A
0765788807	Yes	XXXXXX	XXXXXX	D	B	D	B
0625511789	Yes	XXXXXX	XXXXXX	D	A	D	A
0553142127	Yes	XXXXXX	XXXXXX	B	B	B	B
0811744703	Yes	XXXXXX	XXXXXX	B	B	B	B
0599675312	Yes	XXXXXX	XXXXXX	C	B	A	A
0456562768	Yes	XXXXXX	XXXXXX	A	A	A	A
0968649669	Yes	XXXXXX	XXXXXX	A	A	A	A
0841328924	Yes	XXXXXX	XXXXXX	A	A	A	A
0300400252	Yes	XXXXXX	XXXXXX	A	A	A	A
0783318062	Yes	XXXXXX	XXXXXX	D	A	A	A
0715221704	Yes	XXXXXX	XXXXXX	A	A	A	A
0614208441	Yes	XXXXXX	XXXXXX	D	B	D	A
0594516315	Yes	XXXXXX	XXXXXX	A	A	A	A
0353633693	Yes	XXXXXX	XXXXXX	A	A	A	A
0903552424	Yes	XXXXXX	XXXXXX	A	A	A	A
0329024338	Yes	XXXXXX	XXXXXX	A	A	A	A
0410923842	Yes	XXXXXX	XXXXXX	A	A	A	A
0595636445	Yes	XXXXXX	XXXXXX	B	B	B	B
0850741065	Yes	XXXXXX	XXXXXX	D	B	D	B
0736536523	Yes	XXXXXX	XXXXXX	D	A	D	A
0762171754	Yes	XXXXXX	XXXXXX	A	A	A	A
0685596303	Yes	XXXXXX	XXXXXX	D	A	D	A
0980625995	Yes	XXXXXX	XXXXXX	C	A	A	A
0390982632	Yes	XXXXXX	XXXXXX	A	A	A	A
0634884001	Yes	XXXXXX	XXXXXX	A	A	A	A
0663605322	Yes	XXXXXX	XXXXXX	C	A	A	A
0160837165	Yes	XXXXXX	XXXXXX	D	B	D	B
0326035117	Yes	XXXXXX	XXXXXX	C	A	C	A
0690154814	Yes	XXXXXX	XXXXXX	C	A	A	A
0004262487	Yes	XXXXXX	XXXXXX	A	A	A	A
0250915177	Yes	XXXXXX	XXXXXX	A	A	A	A
0764246775	Yes	XXXXXX	XXXXXX	A	A	A	A
0933058457	Yes	XXXXXX	XXXXXX	A	A	A	A
0282900216	Yes	XXXXXX	XXXXXX	A	A	A	A
0064007027	Yes	XXXXXX	XXXXXX	C	A	A	A
0468551440	Yes	XXXXXX	XXXXXX	A	A	A	A
0318445258	Yes	XXXXXX	XXXXXX	A	A	A	A
0393954678	Yes	XXXXXX	XXXXXX	A	A	A	A
0704541167	Yes	XXXXXX	XXXXXX	A	A	A	A
0057939220	Yes	XXXXXX	XXXXXX	A	A	A	A
0178977394	Yes	XXXXXX	XXXXXX	A	A	A	A
0966331849	Yes	XXXXXX	XXXXXX	A	A	A	A
0667673418	Yes	XXXXXX	XXXXXX	A	A	A	A
0819096335	Yes	XXXXXX	XXXXXX	A	A	A	A
0757038018	Yes	XXXXXX	XXXXXX	A	A	A	A
0155650275	Yes	XXXXXX	XXXXXX	A	A	A	A
0916573116	Yes	XXXXXX	XXXXXX	B	B	B	B
0492153347	Yes	XXXXXX	XXXXXX	A	A	A	A
0982782301	Yes	XXXXXX	XXXXXX	A	A	A	A
0693190533	Yes	XXXXXX	XXXXXX	A	A	A	A
0204627764	Yes	XXXXXX	XXXXXX	A	A	A	A
0334576917	Yes	XXXXXX	XXXXXX	A	A	A	A
0901088887	Yes	XXXXXX	XXXXXX	C	A	A	A
0150296391	Yes	XXXXXX	XXXXXX	A	A	A	A
0146028007	Yes	XXXXXX	XXXXXX	B	B	A	A
0787707992	Yes	XXXXXX	XXXXXX	A	A	A	A
0504223139	Yes	XXXXXX	XXXXXX	A	A	A	A
0444079059	Yes	XXXXXX	XXXXXX	A	A	A	A
0404124695	Yes	XXXXXX	XXXXXX	A	A	A	A
0964895891	Yes	XXXXXX	XXXXXX	A	A	A	A
0234030486	Yes	XXXXXX	XXXXXX	A	A	A	A
0790335942	Yes	XXXXXX	XXXXXX	A	A	A	A
0367977862	Yes	XXXXXX	XXXXXX	A	A	A	A
0388593763	Yes	XXXXXX	XXXXXX	A	A	A	A
0582234381	Yes	XXXXXX	XXXXXX	B	B	B	B
0283257311	Yes	XXXXXX	XXXXXX	A	A	A	A
0390369462	Yes	XXXXXX	XXXXXX	B	B	B	B
0877273215	Yes	XXXXXX	XXXXXX	C	A	A	A
0926696847	Yes	XXXXXX	XXXXXX	B	B	A	A
0307183224	Yes	XXXXXX	XXXXXX	B	B	B	B
0716419381	Yes	XXXXXX	XXXXXX	A	A	A	A
0229106085	Yes	XXXXXX	XXXXXX	A	A	A	A
0868196334	Yes	XXXXXX	XXXXXX	A	A	A	A
0746452773	Yes	XXXXXX	XXXXXX	A	A	A	A
0421831148	Yes	XXXXXX	XXXXXX	D	A	D	A
0217082581	Yes	XXXXXX	XXXXXX	A	A	A	A
0713050359	Yes	XXXXXX	XXXXXX	A	A	A	A
0624686684	Yes	XXXXXX	XXXXXX	A	A	A	A
0485746484	Yes	XXXXXX	XXXXXX	C	A	A	A
0186340477	Yes	XXXXXX	XXXXXX	A	A	A	A
0502919607	Yes	XXXXXX	XXXXXX	A	A	A	A
0555117016	Yes	XXXXXX	XXXXXX	A	A	A	A
0455426764	Yes	XXXXXX	XXXXXX	A	A	A	A
0810660232	Yes	XXXXXX	XXXXXX	D	A	D	A
0288199052	Yes	XXXXXX	XXXXXX	D	B	B	B
0154269768	Yes	XXXXXX	XXXXXX	C	B	A	A
0517734635	Yes	XXXXXX	XXXXXX	A	A	A	A
0320294755	Yes	XXXXXX	XXXXXX	A	A	A	A
0641081879	Yes	XXXXXX	XXXXXX	C	A	A	A
0801361737	Yes	XXXXXX	XXXXXX	A	A	A	A
0730105889	Yes	XXXXXX	XXXXXX	A	A	A	A
0358040502	Yes	XXXXXX	XXXXXX	A	A	A	A
0383641657	Yes	XXXXXX	XXXXXX	A	A	A	A
0800619847	Yes	XXXXXX	XXXXXX	B	B	B	B
0592142339	Yes	XXXXXX	XXXXXX	D	A	D	A
0425436044	Yes	XXXXXX	XXXXXX	A	A	A	A
0072906455	Yes	XXXXXX	XXXXXX	A	A	A	A
0707161986	Yes	XXXXXX	XXXXXX	A	A	A	A
0778667570	Yes	XXXXXX	XXXXXX	C	B	A	A
0488591987	Yes	XXXXXX	XXXXXX	A	A	A	A
0083924278	Yes	XXXXXX	XXXXXX	A	A	A	A
0283112956	Yes	XXXXXX	XXXXXX	A	A	A	A
0508768230	Yes	XXXXXX	XXXXXX	A	A	A	A
0535080314	Yes	XXXXXX	XXXXXX	A	A	A	A
0428472369	Yes	XXXXXX	XXXXXX	A	A	A	A
0538396769	Yes	XXXXXX	XXXXXX	A	A	A	A
0793786264	Yes	XXXXXX	XXXXXX	A	A	A	A
0666943526	Yes	XXXXXX	XXXXXX	A	A	A	A
0678822113	Yes	XXXXXX	XXXXXX	C	B	A	A
0203177217	Yes	XXXXXX	XXXXXX	A	A	A	A
0850652242	Yes	XXXXXX	XXXXXX	A	A	A	A
0163349101	Yes	XXXXXX	XXXXXX	A	A	A	A
0288822477	Yes	XXXXXX	XXXXXX	A	A	A	A
0784873416	Yes	XXXXXX	XXXXXX	A	A	A	A
0692421794	Yes	XXXXXX	XXXXXX	A	A	A	A
0544189595	Yes	XXXXXX	XXXXXX	A	A	A	A
0752183771	Yes	XXXXXX	XXXXXX	A	A	A	A
0392072139	Yes	XXXXXX	XXXXXX	A	A	A	A
0489684066	Yes	XXXXXX	XXXXXX	A	A	A	A
0612051797	Yes	XXXXXX	XXXXXX	A	A	A	A
0251412794	Yes	XXXXXX	XXXXXX	C	A	A	A
0028968132	Yes	XXXXXX	XXXXXX	A	A	A	A
0295809621	Yes	XXXXXX	XXXXXX	A	A	A	A
0096583941	Yes	XXXXXX	XXXXXX	B	B	B	B
0374908059	Yes	XXXXXX	XXXXXX	A	A	A	A
0864730657	Yes	XXXXXX	XXXXXX	C	A	A	A
0557065956	Yes	XXXXXX	XXXXXX	B	B	B	B
0679220138	Yes	XXXXXX	XXXXXX	A	A	A	A
0283791182	Yes	XXXXXX	XXXXXX	A	A	A	A
0689109916	Yes	XXXXXX	XXXXXX	B	B	B	B
0432681350	Yes	XXXXXX	XXXXXX	A	A	A	A
0898177252	Yes	XXXXXX	XXXXXX	A	A	A	A
0016713119	Yes	XXXXXX	XXXXXX	A	A	A	A
0080713606	Yes	XXXXXX	XXXXXX	A	A	A	A
0919610424	Yes	XXXXXX	XXXXXX	A	A	A	A
0749553138	Yes	XXXXXX	XXXXXX	A	A	A	A
0205447510	Yes	XXXXXX	XXXXXX	A	A	A	A
0441808946	Yes	XXXXXX	XXXXXX	C	A	A	A
0164367068	Yes	XXXXXX	XXXXXX	A	A	A	A
0802521389	Yes	XXXXXX	XXXXXX	A	A	A	A
0875138889	Yes	XXXXXX	XXXXXX	A	A	A	A
0777437201	Yes	XXXXXX	XXXXXX	C	B	A	A
0741330561	Yes	XXXXXX	XXXXXX	C	A	A	A
0430664388	Yes	XXXXXX	XXXXXX	A	A	A	A
0854895176	Yes	XXXXXX	XXXXXX	A	A	A	A
0109338238	Yes	XXXXXX	XXXXXX	A	A	A	A
0997009504	Yes	XXXXXX	XXXXXX	A	A	A	A
0116368247	Yes	XXXXXX	XXXXXX	C	A	A	A
0481363336	Yes	XXXXXX	XXXXXX	A	A	A	A
0103758196	Yes	XXXXXX	XXXXXX	C	A	A	A
0896966328	Yes	XXXXXX	XXXXXX	A	A	A	A
0394061841	Yes	XXXXXX	XXXXXX	A	A	A	A
0264047614	Yes	XXXXXX	XXXXXX	A	A	A	A
0340916483	Yes	XXXXXX	XXXXXX	A	A	A	A
0778217687	Yes	XXXXXX	XXXXXX	A	A	A	A
0366444122	Yes	XXXXXX	XXXXXX	B	B	B	B
0296410844	Yes	XXXXXX	XXXXXX	A	A	A	A
0869528318	Yes	XXXXXX	XXXXXX	A	A	A	A
0751740112	Yes	XXXXXX	XXXXXX	B	B	B	B
0792530609	Yes	XXXXXX	XXXXXX	A	A	A	A
0319039165	Yes	XXXXXX	XXXXXX	A	A	A	A
0249835216	Yes	XXXXXX	XXXXXX	A	A	A	A
0073336179	Yes	XXXXXX	XXXXXX	A	A	A	A
0105800705	Yes	XXXXXX	XXXXXX	A	A	A	A
0899324716	Yes	XXXXXX	XXXXXX	A	A	A	A
0958707418	Yes	XXXXXX	XXXXXX	A	A	A	A
0224053991	Yes	XXXXXX	XXXXXX	A	A	A	A
0216268238	Yes	XXXXXX	XXXXXX	A	A	A	A
0560169735	Yes	XXXXXX	XXXXXX	A	A	A	A
0794423874	Yes	XXXXXX	XXXXXX	A	A	A	A
0261695741	Yes	XXXXXX	XXXXXX	A	A	A	A
0015133521	Yes	XXXXXX	XXXXXX	A	A	A	A
0206388625	Yes	XXXXXX	XXXXXX	A	A	A	A
0818665885	Yes	XXXXXX	XXXXXX	A	A	A	A
0486417517	Yes	XXXXXX	XXXXXX	B	B	B	B
0751552840	Yes	XXXXXX	XXXXXX	A	A	A	A
0082826879	Yes	XXXXXX	XXXXXX	A	A	A	A
0620961648	Yes	XXXXXX	XXXXXX	A	A	A	A
0183543689	Yes	XXXXXX	XXXXXX	C	A	A	A
0436787524	Yes	XXXXXX	XXXXXX	A	A	A	A
0916210276	Yes	XXXXXX	XXXXXX	A	A	A	A
0968849254	Yes	XXXXXX	XXXXXX	A	A	A	A
0655919282	Yes	XXXXXX	XXXXXX	A	A	A	A
0053251889	Yes	XXXXXX	XXXXXX	A	A	A	A
0893248516	Yes	XXXXXX	XXXXXX	A	A	A	A
0620139747	Yes	XXXXXX	XXXXXX	A	A	A	A
0546107176	Yes	XXXXXX	XXXXXX	A	A	A	A
0696972764	Yes	XXXXXX	XXXXXX	A	A	A	A
0896146481	Yes	XXXXXX	XXXXXX	D	A	A	A
0631084263	Yes	XXXXXX	XXXXXX	A	A	A	A
0001469223	Yes	XXXXXX	XXXXXX	A	A	A	A
0295231822	Yes	XXXXXX	XXXXXX	C	A	A	A
0213007870	Yes	XXXXXX	XXXXXX	D	A	A	A
0908256797	Yes	XXXXXX	XXXXXX	A	A	A	A
0573625389	Yes	XXXXXX	XXXXXX	A	A	A	A
0492652738	Yes	XXXXXX	XXXXXX	A	A	A	A
0445572625	Yes	XXXXXX	XXXXXX	A	A	A	A
0396902804	Yes	XXXXXX	XXXXXX	A	A	A	A
0177273864	Yes	XXXXXX	XXXXXX	A	A	A	A
0043164872	Yes	XXXXXX	XXXXXX	A	A	A	A
0692773000	Yes	XXXXXX	XXXXXX	A	A	A	A
0846365236	Yes	XXXXXX	XXXXXX	A	A	A	A
0439147108	Yes	XXXXXX	XXXXXX	A	A	A	A
0913530754	Yes	XXXXXX	XXXXXX	A	A	A	A
0492114111	Yes	XXXXXX	XXXXXX	A	A	A	A
0434799711	Yes	XXXXXX	XXXXXX	B	B	B	B
0633398557	Yes	XXXXXX	XXXXXX	A	A	A	A
0177362402	Yes	XXXXXX	XXXXXX	B	B	B	B
0586781304	Yes	XXXXXX	XXXXXX	A	A	A	A
0454944224	Yes	XXXXXX	XXXXXX	B	B	B	B
0603064469	Yes	XXXXXX	XXXXXX	A	A	A	A
0808886449	Yes	XXXXXX	XXXXXX	A	A	A	A
0353787004	Yes	XXXXXX	XXXXXX	A	A	A	A
0362626001	Yes	XXXXXX	XXXXXX	A	A	A	A
0650394276	Yes	XXXXXX	XXXXXX	A	A	A	A
0741283617	Yes	XXXXXX	XXXXXX	A	A	A	A
0202872915	Yes	XXXXXX	XXXXXX	B	B	B	B
0744840124	Yes	XXXXXX	XXXXXX	A	A	A	A
0730469940	Yes	XXXXXX	XXXXXX	A	A	A	A
0451211486	Yes	XXXXXX	XXXXXX	A	A	A	A
0064115527	Yes	XXXXXX	XXXXXX	A	A	A	A
0772108074	Yes	XXXXXX	XXXXXX	A	A	A	A
0882018387	Yes	XXXXXX	XXXXXX	A	A	A	A
0931129596	Yes	XXXXXX	XXXXXX	A	A	A	A
0044332709	Yes	XXXXXX	XXXXXX	C	B	A	A
0248489010	Yes	XXXXXX	XXXXXX	A	A	A	A
0862958928	Yes	XXXXXX	XXXXXX	A	A	A	A
0375617730	Yes	XXXXXX	XXXXXX	A	A	A	A
0466621432	Yes	XXXXXX	XXXXXX	C	B	B	B
0204676895	Yes	XXXXXX	XXXXXX	A	A	A	A
0327087875	Yes	XXXXXX	XXXXXX	A	A	A	A
0833740113	Yes	XXXXXX	XXXXXX	A	A	A	A
0802609664	Yes	XXXXXX	XXXXXX	A	A	A	A
0772625855	Yes	XXXXXX	XXXXXX	A	A	A	A
0024266614	Yes	XXXXXX	XXXXXX	A	A	A	A
0729560550	Yes	XXXXXX	XXXXXX	C	A	A	A
0640500866	Yes	XXXXXX	XXXXXX	B	B	B	B
0169042038	Yes	XXXXXX	XXXXXX	A	A	A	A
0165677415	Yes	XXXXXX	XXXXXX	C	A	A	A
0838889453	Yes	XXXXXX	XXXXXX	A	A	A	A
0206764557	Yes	XXXXXX	XXXXXX	C	A	A	A
0826953332	Yes	XXXXXX	XXXXXX	A	A	A	A
0634079877	Yes	XXXXXX	XXXXXX	A	A	A	A
0229350942	Yes	XXXXXX	XXXXXX	A	A	A	A
0883863389	Yes	XXXXXX	XXXXXX	A	A	A	A
0978036700	Yes	XXXXXX	XXXXXX	C	A	A	A
0684355939	Yes	XXXXXX	XXXXXX	D	A	D	A
0776802271	Yes	XXXXXX	XXXXXX	A	A	A	A
0085198096	Yes	XXXXXX	XXXXXX	D	B	D	A
0547827681	Yes	XXXXXX	XXXXXX	A	A	A	A
0873436235	Yes	XXXXXX	XXXXXX	A	A	A	A
0911629433	Yes	XXXXXX	XXXXXX	A	A	A	A
0639263330	Yes	XXXXXX	XXXXXX	C	B	A	A
0967425385	Yes	XXXXXX	XXXXXX	A	A	A	A
0308708627	Yes	XXXXXX	XXXXXX	C	A	A	A
0603815433	Yes	XXXXXX	XXXXXX	A	A	A	A
0134183020	Yes	XXXXXX	XXXXXX	A	A	A	A
0761806052	Yes	XXXXXX	XXXXXX	A	A	A	A
0947850363	Yes	XXXXXX	XXXXXX	C	B	A	A
0523332584	Yes	XXXXXX	XXXXXX	A	A	A	A
0557571321	Yes	XXXXXX	XXXXXX	A	A	A	A
0882933564	Yes	XXXXXX	XXXXXX	A	A	A	A
0111414152	Yes	XXXXXX	XXXXXX	A	A	A	A
0008293269	Yes	XXXXXX	XXXXXX	C	B	B	B
0172247822	Yes	XXXXXX	XXXXXX	A	A	A	A
0045563575	Yes	XXXXXX	XXXXXX	C	B	A	A
0058147582	Yes	XXXXXX	XXXXXX	A	A	A	A
0647319489	Yes	XXXXXX	XXXXXX	C	A	A	A
0944348762	Yes	XXXXXX	XXXXXX	B	B	B	B
0047023711	Yes	XXXXXX	XXXXXX	D	A	D	A
0085685458	Yes	XXXXXX	XXXXXX	A	A	A	A
0481257401	Yes	XXXXXX	XXXXXX	A	A	A	A
0622350069	Yes	XXXXXX	XXXXXX	A	A	A	A
0241712071	Yes	XXXXXX	XXXXXX	A	A	A	A
0255228757	Yes	XXXXXX	XXXXXX	A	A	A	A
0982984316	Yes	XXXXXX	XXXXXX	A	A	A	A
0289232561	Yes	XXXXXX	XXXXXX	A	A	A	A
0293630010	Yes	XXXXXX	XXXXXX	A	A	A	A
0833445229	Yes	XXXXXX	XXXXXX	B	B	B	B
0486797041	Yes	XXXXXX	XXXXXX	A	A	A	A
0142551728	Yes	XXXXXX	XXXXXX	C	A	A	A
0661854930	Yes	XXXXXX	XXXXXX	A	A	A	A
0814310335	Yes	XXXXXX	XXXXXX	A	A	A	A
0825481380	Yes	XXXXXX	XXXXXX	A	A	A	A
0393361773	Yes	XXXXXX	XXXXXX	B	B	B	B
0213971086	Yes	XXXXXX	XXXXXX	C	B	B	B
0757945566	Yes	XXXXXX	XXXXXX	B	B	B	B
0195583016	Yes	XXXXXX	XXXXXX	C	B	A	A
0202982432	Yes	XXXXXX	XXXXXX	D	A	D	A
0901285225	Yes	XXXXXX	XXXXXX	A	A	A	A
0121018656	Yes	XXXXXX	XXXXXX	A	A	A	A
0849326852	Yes	XXXXXX	XXXXXX	A	A	A	A
0850137530	Yes	XXXXXX	XXXXXX	A	A	A	A
0339391627	Yes	XXXXXX	XXXXXX	B	B	A	A
0065859787	Yes	XXXXXX	XXXXXX	B	B	B	B
0683858793	Yes	XXXXXX	XXXXXX	C	B	A	A
0882924642	Yes	XXXXXX	XXXXXX	C	A	A	A
0269673134	Yes	XXXXXX	XXXXXX	B	B	B	B
0240044355	Yes	XXXXXX	XXXXXX	B	B	A	A
0102250603	Yes	XXXXXX	XXXXXX	A	A	A	A
0102152006	Yes	XXXXXX	XXXXXX	C	B	A	A
0789320570	Yes	XXXXXX	XXXXXX	D	A	D	A
0946954837	Yes	XXXXXX	XXXXXX	C	B	A	A
0357012313	Yes	XXXXXX	XXXXXX	A	A	A	A
0977077998	Yes	XXXXXX	XXXXXX	C	A	A	A
0685266747	Yes	XXXXXX	XXXXXX	A	A	A	A
0978546835	Yes	XXXXXX	XXXXXX	B	B	A	A
0894204679	Yes	XXXXXX	XXXXXX	C	A	A	A
0148380799	Yes	XXXXXX	XXXXXX	A	A	A	A
0035312129	Yes	XXXXXX	XXXXXX	B	B	A	A
0199110542	Yes	XXXXXX	XXXXXX	A	A	A	A
0236571098	Yes	XXXXXX	XXXXXX	A	A	A	A
0646210677	Yes	XXXXXX	XXXXXX	A	A	A	A
0948228566	Yes	XXXXXX	XXXXXX	A	A	A	A
0706229586	Yes	XXXXXX	XXXXXX	C	A	A	A
0125194573	Yes	XXXXXX	XXXXXX	A	A	A	A
0791423816	Yes	XXXXXX	XXXXXX	C	A	A	A
0088182486	Yes	XXXXXX	XXXXXX	D	C	D	A
0296915642	Yes	XXXXXX	XXXXXX	A	A	A	A
0489791026	Yes	XXXXXX	XXXXXX	A	A	A	A
0656665462	Yes	XXXXXX	XXXXXX	C	B	A	A
0587755412	Yes	XXXXXX	XXXXXX	D	A	A	A
0664162914	Yes	XXXXXX	XXXXXX	C	A	A	A
0712507330	Yes	XXXXXX	XXXXXX	C	A	A	A
0979222955	Yes	XXXXXX	XXXXXX	C	A	A	A
0599885927	Yes	XXXXXX	XXXXXX	A	A	A	A
0340894411	Yes	XXXXXX	XXXXXX	A	A	A	A
0190929716	Yes	XXXXXX	XXXXXX	A	A	A	A
0076688211	Yes	XXXXXX	XXXXXX	A	A	A	A
0078882758	Yes	XXXXXX	XXXXXX	A	A	A	A
0059592592	Yes	XXXXXX	XXXXXX	A	A	A	A
0361085631	Yes	XXXXXX	XXXXXX	A	A	A	A
0445829253	Yes	XXXXXX	XXXXXX	A	A	A	A
0575091343	Yes	XXXXXX	XXXXXX	C	A	A	A
0741920461	Yes	XXXXXX	XXXXXX	A	A	A	A
0823108175	Yes	XXXXXX	XXXXXX	A	A	A	A
0188431569	Yes	XXXXXX	XXXXXX	C	B	A	A
0669761526	Yes	XXXXXX	XXXXXX	A	A	A	A
0111863427	Yes	XXXXXX	XXXXXX	A	A	A	A

Alt Loan Number	Initial Securitization Property Valuations Loan Grade	Final Securitization Property Valuations Loan Grade	Initial Securitization Compliance Loan Grade	Final Securitization Compliance Loan Grade	Initial S&P Overall Loan Grade	Final S&P Overall Loan Grade
0003670349	A	A	A	A	A	A
0285539794	A	A	C	B	C	B
0309804883	A	A	A	A	A	A
0262503050	A	A	A	A	B	B
0577150183	A	A	A	A	A	A
0924920933	A	A	A	A	A	A
0194708648	A	A	A	A	A	A
0778181529	A	A	D	A	D	A
0478171770	A	A	A	A	A	A
0830042526	A	A	A	A	A	A
0134635729	A	A	A	A	A	A
0469493971	A	A	A	A	A	A
0575885451	A	A	A	A	A	A
0585150939	A	A	A	A	A	A
0632305095	A	A	A	A	A	A
0313024903	A	A	A	A	A	A
0496002353	A	A	A	A	A	A
0638357345	A	A	A	A	A	A
0950743074	A	A	D	A	D	A
0681952991	A	A	A	A	A	A
0213532889	A	A	A	A	A	A
0310680781	C	A	A	A	C	A
0719884322	A	A	A	A	A	A
0560997728	A	A	A	A	A	A
0873471492	A	A	A	A	A	A
0515836260	A	A	C	A	C	A
0738734921	C	A	A	A	C	B
0264380033	A	A	A	A	D	A
0274558538	A	A	A	A	A	A
0726915723	D	A	D	A	D	A
0547639390	A	A	A	A	C	A
0868182168	A	A	A	A	D	A
0710523842	A	A	A	A	A	A
0100579591	A	A	A	A	A	A
0892886478	A	A	A	A	A	A
0488459085	A	A	A	A	A	A
0201856529	A	A	A	A	A	A
0026296271	A	A	A	A	A	A
0876012976	A	A	C	B	C	B
0134438841	A	A	A	A	A	A
0117509298	A	A	A	A	A	A
0896066809	A	A	D	A	D	A
0458328218	A	A	D	A	D	A
0296430077	A	A	A	A	A	A
0381835991	A	A	A	A	A	A
0452102767	A	A	A	A	A	A
0384348284	A	A	A	A	B	B
0175763987	A	A	A	A	B	B
0472569212	C	A	A	A	C	B
0308645448	A	A	C	A	C	A
0530430642	A	A	A	A	A	A
0157671308	A	A	A	A	A	A
0303516593	A	A	A	A	A	A
0449241165	A	A	A	A	A	A
0971205275	A	A	D	A	D	A
0544115085	A	A	A	A	A	A
0716237478	A	A	A	A	A	A
0965508731	A	A	A	A	A	A
0603960750	A	A	A	A	B	B
0091927151	A	A	A	A	A	A
0144756586	A	A	A	A	A	A
0210963666	A	A	A	A	D	A
0175650585	A	A	D	A	D	A
0315626419	A	A	D	A	D	A
0283550568	A	A	A	A	A	A
0869077954	A	A	A	A	B	B
0850029965	A	A	A	A	A	A
0021117011	A	A	C	B	C	B
0579524202	A	A	A	A	B	B
0892800732	A	A	A	A	A	A
0307436896	A	A	A	A	C	A
0803580659	A	A	A	A	A	A
0693684871	A	A	B	B	B	B
0714434543	C	A	B	B	C	B
0890622713	A	A	A	A	A	A
0104019170	C	A	A	A	C	B
0043075862	A	A	A	A	B	B
0307356584	A	A	A	A	A	A
0832146854	A	A	C	A	C	A
0147640962	A	A	A	A	A	A
0882245723	A	A	A	A	A	A
0780620507	A	A	C	A	C	A
0485123351	A	A	A	A	B	B
0036026735	A	A	C	A	C	A
0447186327	A	A	C	B	C	B
0107594028	A	A	A	A	A	A
0636595989	A	A	A	A	B	B
0877642423	A	A	D	A	D	A
0662200787	A	A	A	A	A	A
0364145109	A	A	D	A	D	A
0721995641	A	A	A	A	A	A
0588230898	A	A	A	A	A	A
0148870536	A	A	C	B	C	B
0315578750	A	A	A	A	B	B
0944043515	A	A	A	A	A	A
0138515920	A	A	A	A	A	A
0577767613	A	A	A	A	A	A
0424094210	A	A	A	A	A	A
0765788807	A	A	D	A	D	B
0625511789	A	A	D	A	D	A
0553142127	A	A	A	A	B	B
0811744703	A	A	A	A	B	B
0599675312	A	A	C	B	C	B
0456562768	A	A	A	A	A	A
0968649669	A	A	A	A	A	A
0841328924	A	A	A	A	A	A
0300400252	A	A	A	A	A	A
0783318062	A	A	D	A	D	A
0715221704	A	A	A	A	A	A
0614208441	A	A	D	B	D	B
0594516315	A	A	A	A	A	A
0353633693	A	A	A	A	A	A
0903552424	A	A	A	A	A	A
0329024338	A	A	A	A	A	A
0410923842	A	A	A	A	A	A
0595636445	A	A	A	A	B	B
0850741065	A	A	D	A	D	B
0736536523	A	A	C	A	D	A
0762171754	A	A	A	A	A	A
0685596303	C	A	D	A	D	A
0980625995	C	A	A	A	C	A
0390982632	A	A	A	A	A	A
0634884001	A	A	A	A	A	A
0663605322	A	A	C	A	C	A
0160837165	A	A	D	A	D	B
0326035117	A	A	A	A	C	A
0690154814	A	A	C	A	C	A
0004262487	A	A	A	A	A	A
0250915177	A	A	A	A	A	A
0764246775	A	A	A	A	A	A
0933058457	A	A	A	A	A	A
0282900216	A	A	A	A	A	A
0064007027	A	A	C	A	C	A
0468551440	A	A	A	A	A	A
0318445258	A	A	A	A	A	A
0393954678	A	A	A	A	A	A
0704541167	A	A	A	A	A	A
0057939220	A	A	A	A	A	A
0178977394	A	A	A	A	A	A
0966331849	A	A	A	A	A	A
0667673418	A	A	A	A	A	A
0819096335	A	A	A	A	A	A
0757038018	A	A	A	A	A	A
0155650275	A	A	A	A	A	A
0916573116	A	A	A	A	B	B
0492153347	A	A	A	A	A	A
0982782301	A	A	A	A	A	A
0693190533	A	A	A	A	A	A
0204627764	A	A	A	A	A	A
0334576917	A	A	A	A	A	A
0901088887	A	A	C	A	C	A
0150296391	A	A	A	A	A	A
0146028007	A	A	B	B	B	B
0787707992	A	A	A	A	A	A
0504223139	A	A	A	A	A	A
0444079059	A	A	A	A	A	A
0404124695	A	A	A	A	A	A
0964895891	A	A	A	A	A	A
0234030486	A	A	A	A	A	A
0790335942	A	A	A	A	A	A
0367977862	A	A	A	A	A	A
0388593763	A	A	A	A	A	A
0582234381	A	A	A	A	B	B
0283257311	A	A	A	A	A	A
0390369462	A	A	A	A	B	B
0877273215	C	A	A	A	C	A
0926696847	A	A	B	B	B	B
0307183224	A	A	A	A	B	B
0716419381	A	A	A	A	A	A
0229106085	A	A	A	A	A	A
0868196334	A	A	A	A	A	A
0746452773	A	A	A	A	A	A
0421831148	A	A	D	A	D	A
0217082581	A	A	A	A	A	A
0713050359	A	A	A	A	A	A
0624686684	A	A	A	A	A	A
0485746484	A	A	C	A	C	A
0186340477	A	A	A	A	A	A
0502919607	A	A	A	A	A	A
0555117016	A	A	A	A	A	A
0455426764	A	A	A	A	A	A
0810660232	A	A	D	A	D	A
0288199052	B	B	D	A	D	B
0154269768	A	A	C	B	C	B
0517734635	A	A	A	A	A	A
0320294755	A	A	A	A	A	A
0641081879	A	A	C	A	C	A
0801361737	A	A	A	A	A	A
0730105889	A	A	A	A	A	A
0358040502	A	A	A	A	A	A
0383641657	A	A	A	A	A	A
0800619847	A	A	A	A	B	B
0592142339	A	A	D	A	D	A
0425436044	A	A	A	A	A	A
0072906455	A	A	A	A	A	A
0707161986	A	A	A	A	A	A
0778667570	A	A	C	B	C	B
0488591987	A	A	A	A	A	A
0083924278	A	A	A	A	A	A
0283112956	A	A	A	A	A	A
0508768230	A	A	A	A	A	A
0535080314	A	A	A	A	A	A
0428472369	A	A	A	A	A	A
0538396769	A	A	A	A	A	A
0793786264	A	A	A	A	A	A
0666943526	A	A	A	A	A	A
0678822113	A	A	C	B	C	B
0203177217	A	A	A	A	A	A
0850652242	A	A	A	A	A	A
0163349101	A	A	A	A	A	A
0288822477	A	A	A	A	A	A
0784873416	A	A	A	A	A	A
0692421794	A	A	A	A	A	A
0544189595	A	A	A	A	A	A
0752183771	A	A	A	A	A	A
0392072139	A	A	A	A	A	A
0489684066	A	A	A	A	A	A
0612051797	A	A	A	A	A	A
0251412794	A	A	C	A	C	A
0028968132	A	A	A	A	A	A
0295809621	A	A	A	A	A	A
0096583941	A	A	A	A	B	B
0374908059	A	A	A	A	A	A
0864730657	C	A	A	A	C	A
0557065956	A	A	A	A	B	B
0679220138	A	A	A	A	A	A
0283791182	A	A	A	A	A	A
0689109916	A	A	A	A	B	B
0432681350	A	A	A	A	A	A
0898177252	A	A	A	A	A	A
0016713119	A	A	A	A	A	A
0080713606	A	A	A	A	A	A
0919610424	A	A	A	A	A	A
0749553138	A	A	A	A	A	A
0205447510	A	A	A	A	A	A
0441808946	A	A	C	A	C	A
0164367068	A	A	A	A	A	A
0802521389	A	A	A	A	A	A
0875138889	A	A	A	A	A	A
0777437201	A	A	C	B	C	B
0741330561	A	A	C	A	C	A
0430664388	A	A	A	A	A	A
0854895176	A	A	A	A	A	A
0109338238	A	A	A	A	A	A
0997009504	A	A	A	A	A	A
0116368247	A	A	C	A	C	A
0481363336	A	A	A	A	A	A
0103758196	A	A	C	A	C	A
0896966328	A	A	A	A	A	A
0394061841	A	A	A	A	A	A
0264047614	A	A	A	A	A	A
0340916483	A	A	A	A	A	A
0778217687	A	A	A	A	A	A
0366444122	A	A	A	A	B	B
0296410844	A	A	A	A	A	A
0869528318	A	A	A	A	A	A
0751740112	A	A	A	A	B	B
0792530609	A	A	A	A	A	A
0319039165	A	A	A	A	A	A
0249835216	A	A	A	A	A	A
0073336179	A	A	A	A	A	A
0105800705	A	A	A	A	A	A
0899324716	A	A	A	A	A	A
0958707418	A	A	A	A	A	A
0224053991	A	A	A	A	A	A
0216268238	A	A	A	A	A	A
0560169735	A	A	A	A	A	A
0794423874	A	A	A	A	A	A
0261695741	A	A	A	A	A	A
0015133521	A	A	A	A	A	A
0206388625	A	A	A	A	A	A
0818665885	A	A	A	A	A	A
0486417517	A	A	A	A	B	B
0751552840	A	A	A	A	A	A
0082826879	A	A	A	A	A	A
0620961648	A	A	A	A	A	A
0183543689	A	A	C	A	C	A
0436787524	A	A	A	A	A	A
0916210276	A	A	A	A	A	A
0968849254	A	A	A	A	A	A
0655919282	A	A	A	A	A	A
0053251889	A	A	A	A	A	A
0893248516	A	A	A	A	A	A
0620139747	A	A	A	A	A	A
0546107176	A	A	A	A	A	A
0696972764	A	A	A	A	A	A
0896146481	A	A	D	A	D	A
0631084263	A	A	A	A	A	A
0001469223	A	A	A	A	A	A
0295231822	C	A	A	A	C	A
0213007870	D	A	A	A	D	A
0908256797	A	A	A	A	A	A
0573625389	A	A	A	A	A	A
0492652738	A	A	A	A	A	A
0445572625	A	A	A	A	A	A
0396902804	A	A	A	A	A	A
0177273864	A	A	A	A	A	A
0043164872	A	A	A	A	A	A
0692773000	A	A	A	A	A	A
0846365236	A	A	A	A	A	A
0439147108	A	A	A	A	A	A
0913530754	A	A	A	A	A	A
0492114111	A	A	A	A	A	A
0434799711	A	A	A	A	B	B
0633398557	A	A	A	A	A	A
0177362402	A	A	A	A	B	B
0586781304	A	A	A	A	A	A
0454944224	A	A	A	A	B	B
0603064469	A	A	A	A	A	A
0808886449	A	A	A	A	A	A
0353787004	A	A	A	A	A	A
0362626001	A	A	A	A	A	A
0650394276	A	A	A	A	A	A
0741283617	A	A	A	A	A	A
0202872915	A	A	A	A	B	B
0744840124	A	A	A	A	A	A
0730469940	A	A	A	A	A	A
0451211486	A	A	A	A	A	A
0064115527	A	A	A	A	A	A
0772108074	A	A	A	A	A	A
0882018387	A	A	A	A	A	A
0931129596	A	A	A	A	A	A
0044332709	A	A	C	B	C	B
0248489010	A	A	A	A	A	A
0862958928	A	A	A	A	A	A
0375617730	A	A	A	A	A	A
0466621432	A	A	C	A	C	B
0204676895	A	A	A	A	A	A
0327087875	A	A	A	A	A	A
0833740113	A	A	A	A	A	A
0802609664	A	A	A	A	A	A
0772625855	A	A	A	A	A	A
0024266614	A	A	A	A	A	A
0729560550	C	A	A	A	C	A
0640500866	A	A	A	A	B	B
0169042038	A	A	A	A	A	A
0165677415	C	A	A	A	C	A
0838889453	A	A	A	A	A	A
0206764557	C	A	A	A	C	A
0826953332	A	A	A	A	A	A
0634079877	A	A	A	A	A	A
0229350942	A	A	A	A	A	A
0883863389	A	A	A	A	A	A
0978036700	A	A	C	A	C	A
0684355939	A	A	D	A	D	A
0776802271	A	A	A	A	A	A
0085198096	A	A	D	B	D	B
0547827681	A	A	A	A	A	A
0873436235	A	A	A	A	A	A
0911629433	A	A	A	A	A	A
0639263330	A	A	C	B	C	B
0967425385	A	A	A	A	A	A
0308708627	A	A	C	A	C	A
0603815433	A	A	A	A	A	A
0134183020	A	A	A	A	A	A
0761806052	A	A	A	A	A	A
0947850363	A	A	C	B	C	B
0523332584	A	A	A	A	A	A
0557571321	A	A	A	A	A	A
0882933564	A	A	A	A	A	A
0111414152	A	A	A	A	A	A
0008293269	A	A	C	A	C	B
0172247822	A	A	A	A	A	A
0045563575	A	A	C	B	C	B
0058147582	A	A	A	A	A	A
0647319489	A	A	C	A	C	A
0944348762	A	A	A	A	B	B
0047023711	A	A	D	A	D	A
0085685458	A	A	A	A	A	A
0481257401	A	A	A	A	A	A
0622350069	A	A	A	A	A	A
0241712071	A	A	A	A	A	A
0255228757	A	A	A	A	A	A
0982984316	A	A	A	A	A	A
0289232561	A	A	A	A	A	A
0293630010	A	A	A	A	A	A
0833445229	A	A	A	A	B	B
0486797041	A	A	A	A	A	A
0142551728	A	A	C	A	C	A
0661854930	A	A	A	A	A	A
0814310335	A	A	A	A	A	A
0825481380	A	A	A	A	A	A
0393361773	A	A	A	A	B	B
0213971086	A	A	C	A	C	B
0757945566	A	A	A	A	B	B
0195583016	A	A	C	B	C	B
0202982432	A	A	A	A	D	A
0901285225	A	A	A	A	A	A
0121018656	A	A	A	A	A	A
0849326852	A	A	A	A	A	A
0850137530	A	A	A	A	A	A
0339391627	B	B	A	A	B	B
0065859787	A	A	A	A	B	B
0683858793	A	A	C	B	C	B
0882924642	C	A	A	A	C	B
0269673134	A	A	B	B	B	B
0240044355	A	A	B	B	B	B
0102250603	A	A	A	A	A	A
0102152006	A	A	C	B	C	B
0789320570	A	A	A	A	D	A
0946954837	A	A	C	B	C	B
0357012313	A	A	A	A	A	A
0977077998	C	A	A	A	C	A
0685266747	A	A	A	A	A	A
0978546835	A	A	B	B	B	B
0894204679	C	A	A	A	C	A
0148380799	A	A	A	A	A	A
0035312129	A	A	B	B	B	B
0199110542	A	A	A	A	A	A
0236571098	A	A	A	A	A	A
0646210677	A	A	A	A	A	A
0948228566	A	A	A	A	A	A
0706229586	A	A	C	A	C	A
0125194573	A	A	A	A	A	A
0791423816	A	A	C	A	C	A
0088182486	C	C	D	A	D	C
0296915642	A	A	A	A	A	A
0489791026	A	A	A	A	A	A
0656665462	A	A	C	B	C	B
0587755412	A	A	D	A	D	A
0664162914	A	A	C	A	C	A
0712507330	C	A	A	A	C	A
0979222955	A	A	C	A	C	A
0599885927	A	A	A	A	A	A
0340894411	A	A	A	A	A	A
0190929716	A	A	A	A	A	A
0076688211	A	A	A	A	A	A
0078882758	A	A	A	A	A	A
0059592592	A	A	A	A	A	A
0361085631	A	A	A	A	A	A
0445829253	A	A	A	A	A	A
0575091343	C	A	A	A	C	A
0741920461	A	A	A	A	A	A
0823108175	A	A	A	A	A	A
0188431569	A	A	C	B	C	B
0669761526	A	A	A	A	A	A
0111863427	A	A	A	A	A	A

Alt Loan Number	Initial S&P Credit Loan Grade	Final S&P Credit Loan Grade	Initial S&P Property Valuations Loan Grade	Final S&P Property Valuations Loan Grade	Initial S&P Compliance Loan Grade	Final S&P Compliance Loan Grade
0003670349	A	A	A	A	A	A
0285539794	A	A	A	A	C	B
0309804883	A	A	A	A	A	A
0262503050	B	B	A	A	A	A
0577150183	A	A	A	A	A	A
0924920933	A	A	A	A	A	A
0194708648	A	A	A	A	A	A
0778181529	A	A	A	A	D	A
0478171770	A	A	A	A	A	A
0830042526	A	A	A	A	A	A
0134635729	A	A	A	A	A	A
0469493971	A	A	A	A	A	A
0575885451	A	A	A	A	A	A
0585150939	A	A	A	A	A	A
0632305095	A	A	A	A	A	A
0313024903	A	A	A	A	A	A
0496002353	A	A	A	A	A	A
0638357345	A	A	A	A	A	A
0950743074	D	A	A	A	D	A
0681952991	A	A	A	A	A	A
0213532889	A	A	A	A	A	A
0310680781	A	A	C	A	A	A
0719884322	A	A	A	A	A	A
0560997728	A	A	A	A	A	A
0873471492	A	A	A	A	A	A
0515836260	A	A	A	A	C	A
0738734921	B	B	C	A	A	A
0264380033	D	A	A	A	A	A
0274558538	A	A	A	A	A	A
0726915723	D	A	D	A	D	A
0547639390	C	A	A	A	A	A
0868182168	D	A	A	A	A	A
0710523842	A	A	A	A	A	A
0100579591	A	A	A	A	A	A
0892886478	A	A	A	A	A	A
0488459085	A	A	A	A	A	A
0201856529	A	A	A	A	A	A
0026296271	A	A	A	A	A	A
0876012976	B	B	A	A	C	B
0134438841	A	A	A	A	A	A
0117509298	A	A	A	A	A	A
0896066809	D	A	A	A	D	A
0458328218	D	A	A	A	D	A
0296430077	A	A	A	A	A	A
0381835991	A	A	A	A	A	A
0452102767	A	A	A	A	A	A
0384348284	B	B	A	A	A	A
0175763987	B	B	A	A	A	A
0472569212	B	B	C	A	A	A
0308645448	A	A	A	A	C	A
0530430642	A	A	A	A	A	A
0157671308	A	A	A	A	A	A
0303516593	A	A	A	A	A	A
0449241165	A	A	A	A	A	A
0971205275	B	A	A	A	D	A
0544115085	A	A	A	A	A	A
0716237478	A	A	A	A	A	A
0965508731	A	A	A	A	A	A
0603960750	B	B	A	A	A	A
0091927151	A	A	A	A	A	A
0144756586	A	A	A	A	A	A
0210963666	D	A	A	A	A	A
0175650585	B	A	A	A	D	A
0315626419	D	A	A	A	D	A
0283550568	A	A	A	A	A	A
0869077954	B	B	A	A	A	A
0850029965	A	A	A	A	A	A
0021117011	A	A	A	A	C	B
0579524202	B	B	A	A	A	A
0892800732	A	A	A	A	A	A
0307436896	C	A	A	A	A	A
0803580659	A	A	A	A	A	A
0693684871	A	A	A	A	B	B
0714434543	A	A	C	A	B	B
0890622713	A	A	A	A	A	A
0104019170	B	B	C	A	A	A
0043075862	B	B	A	A	A	A
0307356584	A	A	A	A	A	A
0832146854	A	A	A	A	C	A
0147640962	A	A	A	A	A	A
0882245723	A	A	A	A	A	A
0780620507	A	A	A	A	C	A
0485123351	B	B	A	A	A	A
0036026735	A	A	A	A	C	A
0447186327	A	A	A	A	C	B
0107594028	A	A	A	A	A	A
0636595989	B	B	A	A	A	A
0877642423	D	A	A	A	D	A
0662200787	A	A	A	A	A	A
0364145109	D	A	A	A	D	A
0721995641	A	A	A	A	A	A
0588230898	A	A	A	A	A	A
0148870536	A	A	A	A	C	B
0315578750	B	B	A	A	A	A
0944043515	A	A	A	A	A	A
0138515920	A	A	A	A	A	A
0577767613	A	A	A	A	A	A
0424094210	A	A	A	A	A	A
0765788807	D	B	A	A	D	A
0625511789	D	A	A	A	D	A
0553142127	B	B	A	A	A	A
0811744703	B	B	A	A	A	A
0599675312	A	A	A	A	C	B
0456562768	A	A	A	A	A	A
0968649669	A	A	A	A	A	A
0841328924	A	A	A	A	A	A
0300400252	A	A	A	A	A	A
0783318062	A	A	A	A	D	A
0715221704	A	A	A	A	A	A
0614208441	D	A	A	A	D	B
0594516315	A	A	A	A	A	A
0353633693	A	A	A	A	A	A
0903552424	A	A	A	A	A	A
0329024338	A	A	A	A	A	A
0410923842	A	A	A	A	A	A
0595636445	B	B	A	A	A	A
0850741065	D	B	A	A	D	A
0736536523	D	A	A	A	C	A
0762171754	A	A	A	A	A	A
0685596303	D	A	C	A	D	A
0980625995	A	A	C	A	A	A
0390982632	A	A	A	A	A	A
0634884001	A	A	A	A	A	A
0663605322	A	A	A	A	C	A
0160837165	D	B	A	A	D	A
0326035117	C	A	A	A	A	A
0690154814	A	A	A	A	C	A
0004262487	A	A	A	A	A	A
0250915177	A	A	A	A	A	A
0764246775	A	A	A	A	A	A
0933058457	A	A	A	A	A	A
0282900216	A	A	A	A	A	A
0064007027	A	A	A	A	C	A
0468551440	A	A	A	A	A	A
0318445258	A	A	A	A	A	A
0393954678	A	A	A	A	A	A
0704541167	A	A	A	A	A	A
0057939220	A	A	A	A	A	A
0178977394	A	A	A	A	A	A
0966331849	A	A	A	A	A	A
0667673418	A	A	A	A	A	A
0819096335	A	A	A	A	A	A
0757038018	A	A	A	A	A	A
0155650275	A	A	A	A	A	A
0916573116	B	B	A	A	A	A
0492153347	A	A	A	A	A	A
0982782301	A	A	A	A	A	A
0693190533	A	A	A	A	A	A
0204627764	A	A	A	A	A	A
0334576917	A	A	A	A	A	A
0901088887	A	A	A	A	C	A
0150296391	A	A	A	A	A	A
0146028007	A	A	A	A	B	B
0787707992	A	A	A	A	A	A
0504223139	A	A	A	A	A	A
0444079059	A	A	A	A	A	A
0404124695	A	A	A	A	A	A
0964895891	A	A	A	A	A	A
0234030486	A	A	A	A	A	A
0790335942	A	A	A	A	A	A
0367977862	A	A	A	A	A	A
0388593763	A	A	A	A	A	A
0582234381	B	B	A	A	A	A
0283257311	A	A	A	A	A	A
0390369462	B	B	A	A	A	A
0877273215	A	A	C	A	A	A
0926696847	A	A	A	A	B	B
0307183224	B	B	A	A	A	A
0716419381	A	A	A	A	A	A
0229106085	A	A	A	A	A	A
0868196334	A	A	A	A	A	A
0746452773	A	A	A	A	A	A
0421831148	D	A	A	A	D	A
0217082581	A	A	A	A	A	A
0713050359	A	A	A	A	A	A
0624686684	A	A	A	A	A	A
0485746484	A	A	A	A	C	A
0186340477	A	A	A	A	A	A
0502919607	A	A	A	A	A	A
0555117016	A	A	A	A	A	A
0455426764	A	A	A	A	A	A
0810660232	D	A	A	A	D	A
0288199052	B	B	B	B	D	A
0154269768	A	A	A	A	C	B
0517734635	A	A	A	A	A	A
0320294755	A	A	A	A	A	A
0641081879	A	A	A	A	C	A
0801361737	A	A	A	A	A	A
0730105889	A	A	A	A	A	A
0358040502	A	A	A	A	A	A
0383641657	A	A	A	A	A	A
0800619847	B	B	A	A	A	A
0592142339	D	A	A	A	D	A
0425436044	A	A	A	A	A	A
0072906455	A	A	A	A	A	A
0707161986	A	A	A	A	A	A
0778667570	A	A	A	A	C	B
0488591987	A	A	A	A	A	A
0083924278	A	A	A	A	A	A
0283112956	A	A	A	A	A	A
0508768230	A	A	A	A	A	A
0535080314	A	A	A	A	A	A
0428472369	A	A	A	A	A	A
0538396769	A	A	A	A	A	A
0793786264	A	A	A	A	A	A
0666943526	A	A	A	A	A	A
0678822113	A	A	A	A	C	B
0203177217	A	A	A	A	A	A
0850652242	A	A	A	A	A	A
0163349101	A	A	A	A	A	A
0288822477	A	A	A	A	A	A
0784873416	A	A	A	A	A	A
0692421794	A	A	A	A	A	A
0544189595	A	A	A	A	A	A
0752183771	A	A	A	A	A	A
0392072139	A	A	A	A	A	A
0489684066	A	A	A	A	A	A
0612051797	A	A	A	A	A	A
0251412794	A	A	A	A	C	A
0028968132	A	A	A	A	A	A
0295809621	A	A	A	A	A	A
0096583941	B	B	A	A	A	A
0374908059	A	A	A	A	A	A
0864730657	A	A	C	A	A	A
0557065956	B	B	A	A	A	A
0679220138	A	A	A	A	A	A
0283791182	A	A	A	A	A	A
0689109916	B	B	A	A	A	A
0432681350	A	A	A	A	A	A
0898177252	A	A	A	A	A	A
0016713119	A	A	A	A	A	A
0080713606	A	A	A	A	A	A
0919610424	A	A	A	A	A	A
0749553138	A	A	A	A	A	A
0205447510	A	A	A	A	A	A
0441808946	A	A	A	A	C	A
0164367068	A	A	A	A	A	A
0802521389	A	A	A	A	A	A
0875138889	A	A	A	A	A	A
0777437201	A	A	A	A	C	B
0741330561	A	A	A	A	C	A
0430664388	A	A	A	A	A	A
0854895176	A	A	A	A	A	A
0109338238	A	A	A	A	A	A
0997009504	A	A	A	A	A	A
0116368247	A	A	A	A	C	A
0481363336	A	A	A	A	A	A
0103758196	A	A	A	A	C	A
0896966328	A	A	A	A	A	A
0394061841	A	A	A	A	A	A
0264047614	A	A	A	A	A	A
0340916483	A	A	A	A	A	A
0778217687	A	A	A	A	A	A
0366444122	B	B	A	A	A	A
0296410844	A	A	A	A	A	A
0869528318	A	A	A	A	A	A
0751740112	B	B	A	A	A	A
0792530609	A	A	A	A	A	A
0319039165	A	A	A	A	A	A
0249835216	A	A	A	A	A	A
0073336179	A	A	A	A	A	A
0105800705	A	A	A	A	A	A
0899324716	A	A	A	A	A	A
0958707418	A	A	A	A	A	A
0224053991	A	A	A	A	A	A
0216268238	A	A	A	A	A	A
0560169735	A	A	A	A	A	A
0794423874	A	A	A	A	A	A
0261695741	A	A	A	A	A	A
0015133521	A	A	A	A	A	A
0206388625	A	A	A	A	A	A
0818665885	A	A	A	A	A	A
0486417517	B	B	A	A	A	A
0751552840	A	A	A	A	A	A
0082826879	A	A	A	A	A	A
0620961648	A	A	A	A	A	A
0183543689	A	A	A	A	C	A
0436787524	A	A	A	A	A	A
0916210276	A	A	A	A	A	A
0968849254	A	A	A	A	A	A
0655919282	A	A	A	A	A	A
0053251889	A	A	A	A	A	A
0893248516	A	A	A	A	A	A
0620139747	A	A	A	A	A	A
0546107176	A	A	A	A	A	A
0696972764	A	A	A	A	A	A
0896146481	A	A	A	A	D	A
0631084263	A	A	A	A	A	A
0001469223	A	A	A	A	A	A
0295231822	A	A	C	A	A	A
0213007870	A	A	D	A	A	A
0908256797	A	A	A	A	A	A
0573625389	A	A	A	A	A	A
0492652738	A	A	A	A	A	A
0445572625	A	A	A	A	A	A
0396902804	A	A	A	A	A	A
0177273864	A	A	A	A	A	A
0043164872	A	A	A	A	A	A
0692773000	A	A	A	A	A	A
0846365236	A	A	A	A	A	A
0439147108	A	A	A	A	A	A
0913530754	A	A	A	A	A	A
0492114111	A	A	A	A	A	A
0434799711	B	B	A	A	A	A
0633398557	A	A	A	A	A	A
0177362402	B	B	A	A	A	A
0586781304	A	A	A	A	A	A
0454944224	B	B	A	A	A	A
0603064469	A	A	A	A	A	A
0808886449	A	A	A	A	A	A
0353787004	A	A	A	A	A	A
0362626001	A	A	A	A	A	A
0650394276	A	A	A	A	A	A
0741283617	A	A	A	A	A	A
0202872915	B	B	A	A	A	A
0744840124	A	A	A	A	A	A
0730469940	A	A	A	A	A	A
0451211486	A	A	A	A	A	A
0064115527	A	A	A	A	A	A
0772108074	A	A	A	A	A	A
0882018387	A	A	A	A	A	A
0931129596	A	A	A	A	A	A
0044332709	A	A	A	A	C	B
0248489010	A	A	A	A	A	A
0862958928	A	A	A	A	A	A
0375617730	A	A	A	A	A	A
0466621432	B	B	A	A	C	A
0204676895	A	A	A	A	A	A
0327087875	A	A	A	A	A	A
0833740113	A	A	A	A	A	A
0802609664	A	A	A	A	A	A
0772625855	A	A	A	A	A	A
0024266614	A	A	A	A	A	A
0729560550	A	A	C	A	A	A
0640500866	B	B	A	A	A	A
0169042038	A	A	A	A	A	A
0165677415	A	A	C	A	A	A
0838889453	A	A	A	A	A	A
0206764557	A	A	C	A	A	A
0826953332	A	A	A	A	A	A
0634079877	A	A	A	A	A	A
0229350942	A	A	A	A	A	A
0883863389	A	A	A	A	A	A
0978036700	A	A	A	A	C	A
0684355939	D	A	A	A	D	A
0776802271	A	A	A	A	A	A
0085198096	D	A	A	A	D	B
0547827681	A	A	A	A	A	A
0873436235	A	A	A	A	A	A
0911629433	A	A	A	A	A	A
0639263330	A	A	A	A	C	B
0967425385	A	A	A	A	A	A
0308708627	A	A	A	A	C	A
0603815433	A	A	A	A	A	A
0134183020	A	A	A	A	A	A
0761806052	A	A	A	A	A	A
0947850363	A	A	A	A	C	B
0523332584	A	A	A	A	A	A
0557571321	A	A	A	A	A	A
0882933564	A	A	A	A	A	A
0111414152	A	A	A	A	A	A
0008293269	B	B	A	A	C	A
0172247822	A	A	A	A	A	A
0045563575	A	A	A	A	C	B
0058147582	A	A	A	A	A	A
0647319489	A	A	A	A	C	A
0944348762	B	B	A	A	A	A
0047023711	D	A	A	A	D	A
0085685458	A	A	A	A	A	A
0481257401	A	A	A	A	A	A
0622350069	A	A	A	A	A	A
0241712071	A	A	A	A	A	A
0255228757	A	A	A	A	A	A
0982984316	A	A	A	A	A	A
0289232561	A	A	A	A	A	A
0293630010	A	A	A	A	A	A
0833445229	B	B	A	A	A	A
0486797041	A	A	A	A	A	A
0142551728	A	A	A	A	C	A
0661854930	A	A	A	A	A	A
0814310335	A	A	A	A	A	A
0825481380	A	A	A	A	A	A
0393361773	B	B	A	A	A	A
0213971086	B	B	A	A	C	A
0757945566	B	B	A	A	A	A
0195583016	A	A	A	A	C	B
0202982432	D	A	A	A	A	A
0901285225	A	A	A	A	A	A
0121018656	A	A	A	A	A	A
0849326852	A	A	A	A	A	A
0850137530	A	A	A	A	A	A
0339391627	A	A	B	B	A	A
0065859787	B	B	A	A	A	A
0683858793	A	A	A	A	C	B
0882924642	A	A	C	B	A	A
0269673134	B	B	A	A	B	B
0240044355	A	A	A	A	B	B
0102250603	A	A	A	A	A	A
0102152006	A	A	A	A	C	B
0789320570	D	A	A	A	A	A
0946954837	A	A	A	A	C	B
0357012313	A	A	A	A	A	A
0977077998	A	A	C	A	A	A
0685266747	A	A	A	A	A	A
0978546835	A	A	A	A	B	B
0894204679	A	A	C	A	A	A
0148380799	A	A	A	A	A	A
0035312129	A	A	A	A	B	B
0199110542	A	A	A	A	A	A
0236571098	A	A	A	A	A	A
0646210677	A	A	A	A	A	A
0948228566	A	A	A	A	A	A
0706229586	A	A	A	A	C	A
0125194573	A	A	A	A	A	A
0791423816	A	A	A	A	C	A
0088182486	D	A	C	C	D	A
0296915642	A	A	A	A	A	A
0489791026	A	A	A	A	A	A
0656665462	A	A	A	A	C	B
0587755412	A	A	A	A	D	A
0664162914	A	A	A	A	C	A
0712507330	A	A	C	A	A	A
0979222955	A	A	A	A	C	A
0599885927	A	A	A	A	A	A
0340894411	A	A	A	A	A	A
0190929716	A	A	A	A	A	A
0076688211	A	A	A	A	A	A
0078882758	A	A	A	A	A	A
0059592592	A	A	A	A	A	A
0361085631	A	A	A	A	A	A
0445829253	A	A	A	A	A	A
0575091343	A	A	C	A	A	A
0741920461	A	A	A	A	A	A
0823108175	A	A	A	A	A	A
0188431569	A	A	A	A	C	B
0669761526	A	A	A	A	A	A
0111863427	A	A	A	A	A	A