0001104659-20-069287.txt : 20200603 0001104659-20-069287.hdr.sgml : 20200603 20200603121204 ACCESSION NUMBER: 0001104659-20-069287 CONFORMED SUBMISSION TYPE: ABS-15G PUBLIC DOCUMENT COUNT: 9 CONFORMED PERIOD OF REPORT: 20200603 ITEM INFORMATION: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer FILED AS OF DATE: 20200603 DATE AS OF CHANGE: 20200603 ABS RULE: RULE-15GA2 REGISTERED ENTITY: N ABS ASSET CLASS: Residential mortgages - Prime Wells Fargo Mortgage Backed Securities 2020-2 Trust FILER: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO ASSET SECURITIES CORP CENTRAL INDEX KEY: 0001011663 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 521972128 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00453 FILM NUMBER: 20939395 BUSINESS ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 BUSINESS PHONE: 3018468881 MAIL ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST ASSET SECURITIES CORP DATE OF NAME CHANGE: 19960717 DEPOSITOR: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO ASSET SECURITIES CORP CENTRAL INDEX KEY: 0001011663 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 521972128 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act BUSINESS ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 BUSINESS PHONE: 3018468881 MAIL ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST ASSET SECURITIES CORP DATE OF NAME CHANGE: 19960717 SECURITIZER: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO ASSET SECURITIES CORP CENTRAL INDEX KEY: 0001011663 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 521972128 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00453 BUSINESS ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 BUSINESS PHONE: 3018468881 MAIL ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST ASSET SECURITIES CORP DATE OF NAME CHANGE: 19960717 ABS-15G 1 tm2013512-1_abs15g.htm ABS-15G

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM ABS-15G

 

ASSET-BACKED SECURITIZER

REPORT PURSUANT TO SECTION 15G OF

THE SECURITIES EXCHANGE ACT OF 1934

 

WELLS FARGO ASSET SECURITIES CORPORATIoN

 

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

 

¨Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

 

Date of Report (Date of earliest event reported) __________________

 

Commission File Number of securitizer: __________________

 

Central Index Key Number of securitizer:__________________

 

Name and telephone number, including area code, of the person to contact in connection with this filing

 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ¨

 

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ¨

 

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii)  ¨

 

xRule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

 

Central Index Key Number of depositor: 1011663

 

Wells Fargo Mortgage Backed Securities 2020-2 Trust

(Exact name of issuing entity as specified in its charter)

 

Central Index Key Number of issuing entity (if applicable): _______________

 

Central Index Key Number of underwriter (if applicable): ________________

 

Diane Wold -- 952-242-2302 

Name and telephone number, including area code, of the person to contact in connection with this filing

 

 

 

 

 

PART I: REPRESENTATION AND WARRANTY INFORMATION

 

Item 1.01Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

 

Not Applicable

 

Item 1.02Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

 

Not Applicable

 

Item 1.03Notice of Termination of Duty to File Reports under Rule l5Ga-1

 

Not Applicable

 

 

 

 

PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

 

Item 2.01Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

 

 

 

 

EXHIBIT INDEX

 

99.1 Clayton Services LLC (“Clayton”) Due Diligence Narrative Report
99.2 Clayton Loan Level Tape Compare
99.3 Clayton Rating Agency ATR QM Data Fields
99.4 Clayton Valuations Summary
99.5 Clayton Conditions Report

 

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Wells fargo asset securities corporation
   
  (Depositor)
   
Date: June 3, 2020 /s/ Peter R. Diliberti
  Name: Peter R. Diliberti
  Title: President (senior officer in charge of securitization)

 

 

 

EX-99.1 2 tm2013512d1_ex99-1.htm CLAYTON SERVICES LLC DUE DILIGENCE NARRATIVE REPORT

 

Exhibit 99.1 

 

 

 

 

 

April 24, 2020

Due Diligence Narrative Report

 

 

 

 

 

 

 

Table of Contents

 

Clayton Contact Information 2
Overview 2
Originators 2
Clayton’s Third Party Review (“TPR”) Scope of Work 2
Sampling 3
Sponsor Acquisition Criteria 3
Loan Grading 3
TPR Component Review Scope 4
Credit Review 4
Property Valuation Review 4
Regulatory Compliance Review 5
Data Integrity 6
Data Capture 6
Data Compare Results 6
Clayton Due Diligence Results 7
Clayton Third Party Reports Delivered 9
Appendix A: Credit Review Scope 10
Appendix B: Origination Appraisal Assessment 13
Appendix C: Regulatory Compliance Review Scope 16

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 1

April 24, 2020

   

 

 

 

Clayton Contact Information

 

Client Service Management:

 

*Stephany Wright Client Service Manager
    Phone: (813) 371-0269/E-mail: swright@clayton.com

 

*Joe Ozment Director of Securitization
    Phone: (813) 261-0733/E-mail: jozment@clayton.com

 

Overview

 

On behalf of Wells Fargo Home Mortgage, Clayton conducted an independent third-party pre-securitization due diligence review of residential loans selected for the Wells Fargo securitization (WFMBS 2020-2). The loans referenced in this narrative report were reviewed from 08-2019 to 1-2020 at Clayton’s centralized underwriting facilities in Tampa, FL. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton’s review.

 

Originators

 

Origination channels for the loans in this review:

 

Origination Channel Loan Count Percentage
Correspondent Flow
without delegated
underwriting
42 7.19%
Correspondent Flow
with delegated
underwriting
156 26.71
Retail 386 66.10%
Total 584 100.00%

 

Clayton’s Third Party Review (“TPR”) Scope of Work

 

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency1 loan level review standards in place as of the date of the review. This is referred to as a “Full Review”.

 

 

1 Standard and Poor’s, Moody’s, Fitch, Kroll, DBRS, and Morningstar

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 2

April 24, 2020

   

 

 

 

Sampling

 

For all originators in this transaction, 100% of the loans received a Full Review as described below.

 

Review Type Loan Counts

Review Type

Loan Count

Reviewed by Clayton

Scope Applied
Full Review 584 Clayton performed a Full Review based on the scope described below in the section titled “TPR Component Review Scope”.
Total Loan Population 584  

 

Sponsor Acquisition Criteria

 

The loans were originated to Guidelines and Clayton reviewed the loans to Wells Fargo Non-Agency Underwriting Guidelines; Retail_6.19_NC, Correspondent _08.19_NC and Correspondent_11.19 NC., Retail_8.19_NC and Retail_11.19_NC. Clayton was supplied with all of the changes to the guidelines with advance notice.

 

 

Loan Grading

 

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an “initial” and a “final” grade. The “initial” grade was assigned during the initial loan review. The “final” grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton’s loan grading is solely based on Clayton’s independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton’s loan grading complied with rating agency grading definitions published by Moody’s, Standard and Poor’s, Fitch, Kroll, Morningstar and DBRS.

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 3

April 24, 2020

   

 

 

 

TPR Component Review Scope

 

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

 

Credit Review

 

Clayton’s Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

 

§Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition Criteria cited above;
§Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;
§Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor Acquisition Criteria;
§Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;
§Evaluated evidence of borrower’s willingness and ability to repay the obligation;
§Examined Data Verify/Fraudgaurd/Interthinx or similar risk evaluation report, which was ordered by the Seller or Clayton and received by Clayton for Nationwide Mortgage Licensing System and Registry (“NMLS”) and occupancy status alerts. Clayton researched alert information against loan documentation and assigned loan conditions accordingly.

 

Property Valuation Review

 

Clayton’s Property Valuation scope of review conducted on this transaction included the following elements:

 

§Original Appraisal Assessment
   -Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.
   -For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B and to the guidelines cited above.

 

§Value Supported Analysis
  Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product. A Desk Review or a 2nd full origination appraisal was used to reconcile the original appraisal within a 10% variance. If a loan fell outside of a 10% variance then a Field Review was ordered to reconcile within a 10% variance.

 

   -584 loans had Desktop Reviews
   -9 loans required Field Reviews (including 1 loan that had two Field Reviews)

 

    Clayton did have independent access to the Desktop Reviews and or Field Reviews for all loans in this population.

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 4

April 24, 2020

   

 

 

 

Regulatory Compliance Review

Clayton’s Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to Appendix C and to the guidelines cited above.)

 

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

 

The scope of the compliance review performed is summarized below:

§Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;
§Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty provisions;
§Truth-in-lending/regulation Z (TILA) testing included the following:
-Notice of Right to Cancel (Right of Rescission) adherence if applicable;
-TIL Disclosure Timing (3/7/3) and disclosure content;
-TIL APR and Finance charge tolerances;
-Timeliness of ARM Disclosures (if applicable);
-Section 32 APR and Points and Fees Thresholds and prohibited practices;
-Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;
-Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;
-Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after 1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower’s ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q.  Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with either their guidelines or the Sponsor Acquisition Criteria;
oThe ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation depending on the loan’s undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender’s exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a 0.2% rate reduction threshold per discount point.

-Prepayment Penalty restrictions.
-TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.
§Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:
-GFE initial disclosure timing and content;
-Confirmed the file contains the final HUD1 Settlement Statement; 
-GFE to HUD1 evaluation for 0% and 10% fee tolerances;
-Homeownership Counseling Notice;
-Affiliated Business Disclosure if applicable.

 

OF NOTE:  As of October 3, 2015 (“TRID Effective Date”), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel’s interpretations of the published regulations as of the TRID Effective Date.  Clayton’s scope was commercially reasonable as it relates to a Third Party Review (“TPR”) firms role as TPR conducting an independent third-party pre-securitization due diligence review (“Initial TRID Scope”).  The Initial TRID Scope was created with guidance from outside counsel. 

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 5

April 24, 2020

   

 

 

 

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope © documentation, developed under the leadership of members from Third Party Review (“TPR”) firms across the industry and SFIG’s RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act (“TILA) – Real Estate Settlement Procedures Act (“RESPA”) Integrated Disclosure (“TRID”) Rule (78 FR 79730, as amended).  RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

 

Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all loans in this transaction.

 

Data Integrity

 

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

§Tape data received from lender/client is stored in eCLAS;
§Loan Reviewer collects validated loan data in eCLAS;
§Each received data point is compared to its counterpart collected data point;
§Discrepancies found during comparison are stored

 

Data Capture

Clayton collected data fields required to create American Securitization Forum (“ASF”) and Standard and Poor’s LEVELS 7.4. data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

 

Data Compare Results

 

Clayton provided Wells Fargo Home Mortgage, with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the seller versus the data captured by Clayton during the loan review.

 

Summary of data compare results:

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 6

April 24, 2020

   

 

 

 

Field Name # of Loan Accuracy
Combined Loan to Value 15 97.43%
Debt to Income (Back) 19 96.75%
Cash Reserves 35 0.00%
Original LTV 11 98.12%
First Time Home Buyer 4 99.32%
Original Appraised Value 30 94.86%
Property Type 6 98.97%
Representative Score for Grading 11 98.12%
Sales Price 6 98.97%
Securitization Total Cash Out 13 97.77%
Self-Employment Flag 6 98.97%
Years in Home 16 97.26%

 

*Note: For Cash Reserves, Clayton randomly selected 35 Retail loans from the population. Those differences are disclosed on the Loan Level Tape Compare Upload.

 

Clayton Due Diligence Results

 

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

 

Initial and Final Overall Loan Grade Results

 

  Overall Grade Migration
  Initial
Final   A B C D Total
A 397   44 35 476
B   66 30 11 107
C     1   1
D         0
Total 397 66 75 46 584

 

*The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 7

April 24, 2020

   

 

 

 

Initial and Final Credit Component Grade Results

 

  Credit Grade Migration
  Initial
Final   A B C D Total
A 495 7 6 22 530
B   46 4 4 54
C         0
D         0
Total 495 53 10 26 584

 

Initial and Final Property Valuation Grade Results

 

  Property Valuation Grade Migration
  Initial
Final   A B C D Total
A 574   7 2 583
B         0
C     1   1
D         0
Total 574 0 8 2 584

 

Initial and Final Regulatory Compliance Grade Results

 

  Compliance Grade Migration
  Initial
Final   A B C D Total
A 454   41 30 525
B   35 21 3 59
C         0
D         0
Total 454 35 62 33 584

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 8

April 24, 2020

   

 

 

 

Clayton Third Party Reports Delivered

Clayton furnished the following reports on this transaction:

1.        Narrative Report

 

2.        Conditions Report

 

3.        Loan Level Tape Compare Upload

 

4.        Valuations Summary Reports

 

5.        ATR/QM Data Fields Report

 

6.       Waived Conditions Summary

 

8.       ASF Upload

 

9.      Attestation Forms

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 9

April 24, 2020

   

 

 

 

Appendix A: Credit Review Scope

 

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

 

A.Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

oDTI

oLTV/TLTV/HLTV

oCredit score

oIncome and employment

oAssets and reserves

 oProperty type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

oBorrower eligibility, including:

-    Citizenship status

-    Non- occupant co-borrower

oTransaction eligibility, including:

-    Maximum loan amount 

-    Loan purpose 

-    Occupancy

oNoted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

 

B.As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:
oUniform Residential Loan Application reviewed to determine:

-Initial loan application was in the loan file and was signed by all borrowers

-Final loan application was in the loan file and was complete

-Information and debts disclosed on loan application aligned with related documentation in the loan file

oEmployment analyzed and verified through use of various documents, including:

-Income documentation

-Verbal and/or written verifications of employments (VVOE, VOE)

-CPA letter

-Business licenses

-Tax transcripts (IRS Form 4506-T)

-Other documentation in loan file

oIncome review included:

-Required income documentation for all borrowers was present and within required time period

-Documents did not appear to have been altered or inconsistent

-IRS Form 4506-T

 §Signed by all borrowers and processed by the originator

§Compared IRS tax transcripts to income documentation and noted any inconsistencies

-Income was recalculated and was documented with applicable documentation, including:

§Tax returns

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 10

April 24, 2020

   

 

 

 

§Financial statements
§Paystubs
§W-2s
§1099
§IRS documents
§Bank statements
§Lease agreements
§Award letters
§Other documentation in loan file

o    Asset review included:

-Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

§Verification of deposits (VOD)
§Depository account statements
§Stock or security account statements
§Gift funds
§Settlements statements
§Other evidence of conveyance and transfer of funds, if a sale of assets was involved
§Other documentation in loan file

-Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

o    Credit Report review included:

-Complete copy of report was in loan file
-Report was dated within required timeframe
-All borrowers were included in the report
-Checked any fraud alerts against related loan file documentation
-Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation
-Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation
-Captured and utilized appropriate credit score for guideline review

o    Title policy review included:

-Title interest – determined if

§Fee simple

§Leasehold estate

-Appropriate vestee(s) were listed on title policy
-Amount of coverage was greater than or equal to the original principal amount of the mortgage
-Applicable title endorsements were present
-Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction
-Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)
-Captured monthly tax payments in debt ratio calculation

o    HUD1 (Settlement Statement) review included:

-Funds to close identified and analyzed against borrower’s assets
-Seller contributions did not exceed maximum allowed
-Subject property, seller and borrower aligned with other loan documentation
-Disbursements and pay-offs included in debt ratio calculations

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 11

April 24, 2020

   

 

 

 

-Loan purpose confirmed

oHazard/Flood insurance review included:

-Verified presence of required hazard insurance and flood insurance (if required)

-Confirmed that any required insurance was for the:

§Correct borrower

§Correct property

§Correct lender

§Correct loan number

§Life of loan, if flood insurance required

-Confirmed that any required insurance minimum coverage amount and policy period

-Reviewed for evidence that any required insurance policy premium was paid

-Confirmed that the mortgagee clause listed the lender’s name and “it’s successors and assigns”

-Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

oMortgage Insurance review included:

-Determined if mortgage insurance is required

-Captured mortgage insurance name, certificate # and percentage guarantee (when required)

 

C.For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped “true and certified copy” by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

 

D.For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan file to identify and address any potential misrepresentations including:

oBorrower identity

-Social Security inconsistencies

-Borrower name variations

oOccupancy

-Borrower address history

-Subject property ownership history

oEmployment

oLicensing – reviewed NMLS data for:

-Mortgage lender/originator

-Loan officer

oOFAC

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 12

April 24, 2020

  

 

Appendix B: Origination Appraisal Assessment

 

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

 

A.Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:
   

oAppraisal report used standard GSE forms, appropriate to the property type:

-FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

-FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

-FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

-FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

-FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

-FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

oAppraisal report was reasonably complete and included:

-Appraisal report form, certification, statement of limiting conditions and scope of work

-Accurate identification of the subject property

-Accurate identification of the subject loan transaction

-Accurate identification of the property type, in both land and improvements

-All required attachments including:

§Subject front, rear and street photos and valued features

§Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

§Photos of all comparable sales and listings

§Location map

§Exterior sketch of property with dimensions

§1004MC Market Conditions Report

-Evidence that appraisal report was made “As Is” or provided satisfactory evidence of completion for all material conditions

-Appraisal date met supplied Sponsor Acquisition Criteria

-If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

 

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 13

April 24, 2020

  

 

B.Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

oTitle XI of FIRREA:

-If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

-Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser’s license included in the appraisal.

-Reviewed for the presence of any “red flags” related to the mortgaged property that may have posed a risk to the property or occupants

oUSPAP

-Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

 

C.Reviewed and graded the appraisal valuation to the following criteria:

oAppraised value was reasonably supported. Utilized the following review in making value supported determination:

-Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

-Comps used were reasonably recent in transaction date and if not the reason was furnished

-Comps used were reasonably similar to the subject property and if not an explanation was supplied

-Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

-Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

oProperty was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

oAppraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

-Appraisal was made on an “As Is” basis or provides satisfactory evidence of completion of all material conditions

-Property usage was reviewed for zoning compliance

-Property utilization was reviewed to determine it was “highest and best use”

-Neighborhood values were reviewed to determine if declining

-Market conditions were reviewed to determine indication of possible marketability issues:

§Location

§% built up

§Growth rate

§Demand/supply

§Marketing time

§Predominant occupancy

-Physical condition of the property was reviewed to determine that the property condition was average or better

-Style of property was reviewed to determine if unique property

-Any health and safety issues were noted and/or remediated

-Locational and/or environmental concerns adequately addressed if present

 

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 14

April 24, 2020

  

 

D.Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the client supplied eligibility requirements. Examples of ineligible property types may include:
o3 to 4 unit owner occupied properties
o2 to 4 unit second homes
oUnwarrantable or limited review condominiums
oManufactured or mobile homes
oCondotel units
oUnique properties
oWorking farms, ranches or orchards
oMixed-use properties
oProperties subject to existing oil or gas leases
oProperties located in Hawaii Lava Zones 1 and 2
oProperties exceeding Sponsor Acquisition Criteria requirements for excess acreage

 

E.Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

 

oIf the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F.Disclaimer

oThe individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute “appraisal reviews” for purposes of USPAP or Federal or State law.

o Clayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness
oClayton is not an ‘AMC’ (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property
oClayton is not a ‘creditor’ within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.
oClayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

 

G.Desk Review definitions

oClear Capital “CDA” means a written retrospective analysis of an appraisal of residential real property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date of the appraisal provided.  The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear Capital by Customer. 
oProTeck’s Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file completed by a licensed appraiser. The ARR validates  subject and comparable data and characteristics, confirms the original appraiser’s methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.
oRedBell "Valuation Risk Review" or ("VRR") means Supplier's alternative valuation product which consists of a review of a third-party valuation product (appraisal or BPO) by a licensed real estate appraiser.  The review is conducted to confirm the value provided in the third-party valuation product or provide a new reconciled, independent value.

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 15

April 24, 2020

  

 

Appendix C: Regulatory Compliance Review Scope

 

This appendix provides an overview of Clayton’s proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton’s state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton’s proprietary due diligence platform, eCLAS. Not all compliance requirements the engine may test are applicable for the subject pool.

 

Federal Law

 

A.RESPA and Regulation X: Loan level analysis on the following, on loans where applicable.
oAffiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower
oHomeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

 

B.Truth in Lending Act and Regulation Z - Loan level analysis on the following, on loans where applicable.
oTIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.
oMortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)
oARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file
oRight of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)
oHigh Cost mortgage thresholds for points and fees (Section 32)
oHigh Cost Prohibited Acts and Practices upon request (Section 33)
oHigher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)
oProhibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 16

April 24, 2020

  

 

oATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)
oTILA/RESPA Integrated Disclosure Rule: “The Initial TRID Scope”
§Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate (“LE”) and Closing Disclosure (“CD”)
§Pre-application Requirement Testing:
·Pre-application forms cannot look similar to the LE
·Pre-application forms must contain the required disclaimer (“Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan”).

 

§Timing Requirements:

·The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.
·The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.
·That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

§Fee Tolerances:

·Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

·If a credit or refund is made, that it is sufficient to cover Clayton’s calculated under-disclosure.

§Payment Schedule Accuracy:

·The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton’s calculated payment schedule.

·Interest-only periods and final balloon payments are accurately completed.

·The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

·When applicable, that the AIR and AP tables are consistent with Clayton’s calculations.

§Accuracy of the Loan Calculations

·Amount Financed

·Finance Charge

·Total of Payments

·Total interest percentage

§Technical Requirements

·Compliance with the TRID rounding rules.

·Compliance with specified formatting requirements.

·Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

·Alphabetization of fees.

·Title fees preceded by “Title –.”

·Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 17

April 24, 2020

  

 

§Consistency within and across forms

·Once a fee is disclosed it must remain substantially the same name across disclosures.

·Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

·Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

·Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

§Completion of the LE and CD

·All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

·For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

·That there is either a signature or a Loan Acceptance statement on the form.

§Waivers

·Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

§Corrected CD requiring a new waiting period

·Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

·Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

·Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

§Post-Close CD’s

·Corrected CD’s provided with a post-close refund.

·Post-close CD’s to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

·Post-close CD’s to correct non-numerical clerical errors required within 60 days of consummation.

§Related Documentation

·Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

·Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

·Affiliated Business Disclosure (can impact fee tolerances)

§Outside of Clayton’s default TRID scope:

·Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

·Whether the Liability after Foreclosure selection is correct for the property state.

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 18

April 24, 2020

  

 

·Accuracy of the Aggregate Adjustment amount.

 

·Presence and accuracy of the Seller’s Transaction columns of the Summaries of Transactions section.

 

·Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

 

C.FACTA - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures.

 

D.HMDA – Whether the loans is Rate Spread threshold reportable, on applicable loans.

 

STATE, COUNTY and MUNICIPAL LAW

 

A.Higher-Priced

 

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

 

Higher-Priced
California Maryland New York
Connecticut Massachusetts (subprime ARMS to first time homebuyers) North Carolina
Maine Minnesota  

 

B.State/Local High Cost

 

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

 

State/Local High Cost
Arkansas Maine Pennsylvania
California Maryland Rhode Island, including the Providence ordinance
Colorado Massachusetts South Carolina
Connecticut Nevada Tennessee
District of Columbia New Jersey Texas
Florida New Mexico Utah
Georgia New York Vermont (High Rate, High Point law)
Illinois, including the Cook County and Chicago ordinances North Carolina Wisconsin
Indiana Ohio, including Cleveland Heights ordinance  
Kentucky Oklahoma  

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 19

April 24, 2020

  

 

C.Anti-Predatory

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

·Minnesota (Mortgage Originator and Service Licensing Act)
·Puerto Rico (Office Regulation 5722)
·Texas (Texas Finance Code)
·West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

 

D.Borrower’s Interest

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower’s interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

 

Borrower’s Interest
Maine Ohio South Carolina
Massachusetts Rhode Island  

 

E.Consumer Protection

Several states have laws that neither create a separate class of high cost or higher-priced mortgagee loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

 

Consumer Protection
Alabama (the “Mini-code”) Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act)
Hawaii (Financial Services Loan Company Act) Nevada (AB 440
Idaho (Residential Mortgage Practices Act) Ohio (Consumer Sales Practices Act; whether the loan is in Summit County)
Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) Texas (Article XVI, Section 50(a)(6) of the Texas Constitution)
Iowa (Consumer Credit Code) Utah (Consumer Credit Code)
Kansas (Consumer Credit Code) Virginia (Mortgage Lender and Broker Act)
Kentucky (HB 552) Washington (Consumer Loan Act and Responsible Mortgage Lending Act)
Maryland (DLLR Regulations, Commercial Law) West Virginia (Consumer Credit Protection Act)
Massachusetts (Attorney General regulations) Wyoming (Residential Mortgage Practices Act)
Michigan (Consumer Mortgage Protection Act)  

 

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 20

April 24, 2020

  

 

F.Texas Equity

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

 

GSE Testing

Clayton can review loans to determine whether they comply with Fannie Mae’s and Freddie Mac’s Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

 

Disclaimer

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton’s review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton’s review is not designed to fully test a lender’s compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

 

 

 

 

 

 

© 2019 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

 

WFMBS 2020-2 Due Diligence Narrative Report

Page | 21

April 24, 2020

 

EX-99.2 3 tm2013512d1_ex99-2.htm CLAYTON LOAN LEVEL TAPE COMPARE

 

Exhibit 99.2

Deal Loan Count: 584  
     
         
Loan Level Tape Compare Upload    
         
     
Alt Loan Number Borrower Last Name Field Name Tape Data Reviewer Data
0874264434 XXXXXX Cash Reserves 420138.52 385248.52
0874264434 XXXXXX Original Appraised Value XXXXXX XXXXXX
0655793227 XXXXXX Cash Reserves 565113.76 515772.49
0971346852 XXXXXX Cash Reserves 79315.37 81975.14
0740366376 XXXXXX Cash Reserves 112827.97 113338.40
0740366376 XXXXXX Original Appraised Value XXXXXX XXXXXX
0508893554 XXXXXX Cash Reserves 740418.53 749922.46
0146623882 XXXXXX Cash Reserves 86830.89 114932.51
0634884110 XXXXXX Cash Reserves 96169.99 115026.92
0295901565 XXXXXX Cash Reserves 691920.40 664539.85
0046552185 XXXXXX Cash Reserves 502098.96 495340.19
0083917578 XXXXXX Cash Reserves 340001.33 378952.07
0083917578 XXXXXX Combined LTV 65.00 59.58
0083917578 XXXXXX Original Appraised Value XXXXXX XXXXXX
0083917578 XXXXXX Original LTV 65.00 59.58
0593829226 XXXXXX Cash Reserves 68374.80 93554.06
0833674778 XXXXXX Cash Reserves 159096.32 189876.17
0160724347 XXXXXX Cash Reserves 591195.01 568247.39
0160724347 XXXXXX Sales Price XXXXXX XXXXXX
0714100774 XXXXXX Cash Reserves 194138.83 204867.26
0845241945 XXXXXX Cash Reserves 684127.80 658742.62
0468241167 XXXXXX Cash Reserves 344421.72 386548.09
0224967066 XXXXXX Cash Reserves 1015638.80 1030673.84
0884493495 XXXXXX Cash Reserves 3936784.08 3937419.51
0603758634 XXXXXX Cash Reserves 536736.96 602888.25
0410064059 XXXXXX Cash Reserves 448657.50 450098.46
0628088672 XXXXXX Cash Reserves 970447.70 1035191.06
0628088672 XXXXXX Debt to Income Ratio (Back) 19.2900 23.0262
0628088672 XXXXXX First Time Home Buyer No Yes
0100985056 XXXXXX Cash Reserves 713664.65 711297.96
0980952397 XXXXXX Cash Reserves 88402.93 81791.84
0826699658 XXXXXX Cash Reserves 1060703.57 1061588.00
0198698646 XXXXXX Cash Reserves 440208.76 358763.79
0351358758 XXXXXX Cash Reserves 275841.77 397875.21
0503764081 XXXXXX Cash Reserves 221089.66 214520.94
0666840166 XXXXXX Cash Reserves 102855.64 107977.57
0666840166 XXXXXX Self Employed Flag Yes No
0669737689 XXXXXX Cash Reserves 141004.13 153691.68
0010533153 XXXXXX Cash Reserves 836486.46 838853.20
0382730242 XXXXXX Cash Reserves 326046.78 475824.56
0605380941 XXXXXX Cash Reserves 640130.66 662115.61
0572034281 XXXXXX Cash Reserves 248759.33 249289.76
0364012147 XXXXXX Cash Reserves 332361.14 384826.57
0364012147 XXXXXX Sales Price XXXXXX XXXXXX
0782961994 XXXXXX Cash Reserves 503986.08 507362.07
0782961994 XXXXXX Representative Credit Score for Grading 804 782
0042889937 XXXXXX Combined LTV 60.72 53.57
0042889937 XXXXXX Original Appraised Value XXXXXX XXXXXX
0042889937 XXXXXX Original LTV 60.72 53.57
0042889937 XXXXXX Years in Home 0.42 0.92
0770701466 XXXXXX Years in Home 3.83 4.25
0993721368 XXXXXX Securitization Total Cash Out 145055.89 145056.69
0902304409 XXXXXX Representative Credit Score for Grading 733 740
0563987393 XXXXXX Combined LTV 79.06 78.01
0563987393 XXXXXX Original Appraised Value XXXXXX XXXXXX
0563987393 XXXXXX Original LTV 79.06 78.01
0710732992 XXXXXX Securitization Total Cash Out 298374.56 298306.08
0785535238 XXXXXX Securitization Total Cash Out 296753.69 272702.89
0151786499 XXXXXX Original Appraised Value XXXXXX XXXXXX
0365758782 XXXXXX Original Appraised Value XXXXXX XXXXXX
0337568653 XXXXXX Original Appraised Value XXXXXX XXXXXX
0886145358 XXXXXX Years in Home 3.67 4.50
0899466323 XXXXXX Combined LTV 72.16 59.47
0899466323 XXXXXX Original Appraised Value XXXXXX XXXXXX
0899466323 XXXXXX Original LTV 72.16 59.47
0899466323 XXXXXX Years in Home 0.75 1.00
0521254034 XXXXXX Years in Home 0.83 1.17
0816092323 XXXXXX Original Appraised Value XXXXXX XXXXXX
0816092323 XXXXXX Years in Home 16.83 17.08
0415612415 XXXXXX Years in Home 3.75 4.92
0917139318 XXXXXX Years in Home 0.67 1.00
0156876551 XXXXXX Combined LTV 75.20 70.37
0156876551 XXXXXX Debt to Income Ratio (Back) 32.1100 28.7736
0156876551 XXXXXX Years in Home 0.83 1.17
0511162958 XXXXXX Securitization Total Cash Out 103122.48 101809.80
0061624823 XXXXXX Securitization Total Cash Out 246463.08 250000.00
0518759130 XXXXXX Securitization Total Cash Out 296470.48 296470.50
0984185839 XXXXXX Self Employed Flag No Yes
0281483266 XXXXXX Securitization Total Cash Out 284198.50 284230.20
0533246836 XXXXXX Securitization Total Cash Out 28434.50 28331.52
0572381003 XXXXXX Combined LTV 64.68 52.49
0082791792 XXXXXX Original Appraised Value XXXXXX XXXXXX
0966544125 XXXXXX Debt to Income Ratio (Back) 29.0400 18.5310
0942128995 XXXXXX Combined LTV 67.34 75.09
0942128995 XXXXXX Original LTV 67.34 75.09
0129589759 XXXXXX Combined LTV 64.74 50.31
0926205199 XXXXXX Original Appraised Value XXXXXX XXXXXX
0581297547 XXXXXX Combined LTV 65.69 80.00
0581297547 XXXXXX Original LTV 65.69 80.00
0289392663 XXXXXX Representative Credit Score for Grading 739 747
0569995019 XXXXXX Years in Home 5.83 6.08
0800656283 XXXXXX Debt to Income Ratio (Back) 29.5100 32.0389
0519785422 XXXXXX Securitization Total Cash Out 528000.37 530000.00
0193185172 XXXXXX Original Appraised Value XXXXXX XXXXXX
0527793964 XXXXXX Years in Home 0.92 1.08
0257424185 XXXXXX Property Type Low Rise Condo (1-4) Site Condo
0745627701 XXXXXX Years in Home 0.92 1.17
0328703547 XXXXXX Original Appraised Value XXXXXX XXXXXX
0254916112 XXXXXX Debt to Income Ratio (Back) 39.8700 37.4731
0558789619 XXXXXX Securitization Total Cash Out 40006.01 36559.29
0614776708 XXXXXX Self Employed Flag Yes No
0881227705 XXXXXX Debt to Income Ratio (Back) 39.1200 36.8369
0985919442 XXXXXX Original Appraised Value XXXXXX XXXXXX
0721034174 XXXXXX Combined LTV 70.00 65.16
0086922470 XXXXXX Securitization Total Cash Out 97497.81 97484.81
0649229235 XXXXXX Original Appraised Value XXXXXX XXXXXX
0166750930 XXXXXX Years in Home 0.92 1.08
0191709590 XXXXXX Debt to Income Ratio (Back) 33.0100 30.7549
0191709590 XXXXXX Original Appraised Value XXXXXX XXXXXX
0634334593 XXXXXX Debt to Income Ratio (Back) 17.4500 28.7288
0848381448 XXXXXX Original Appraised Value XXXXXX XXXXXX
0663663919 XXXXXX Debt to Income Ratio (Back) 33.2200 29.9897
0663663919 XXXXXX Original Appraised Value XXXXXX XXXXXX
0663663919 XXXXXX Years in Home 0.83 1.00
0194157748 XXXXXX Combined LTV 59.11 58.03
0194157748 XXXXXX Original LTV 59.11 58.03
0194157748 XXXXXX Sales Price XXXXXX XXXXXX
0037865525 XXXXXX Original Appraised Value XXXXXX XXXXXX
0389215607 XXXXXX Original Appraised Value XXXXXX XXXXXX
0012361670 XXXXXX Securitization Total Cash Out 295395.85 291352.48
0148112476 XXXXXX Representative Credit Score for Grading 111 728
0148112476 XXXXXX Years in Home 0.83 1.08
0365773081 XXXXXX Original Appraised Value XXXXXX XXXXXX
0711947910 XXXXXX Debt to Income Ratio (Back) 18.7900 32.1459
0711947910 XXXXXX Representative Credit Score for Grading 797 798
0071315609 XXXXXX Securitization Total Cash Out 604969.07 604989.07
0208857959 XXXXXX Representative Credit Score for Grading 679 717
0958095313 XXXXXX Sales Price XXXXXX XXXXXX
0986070720 XXXXXX Combined LTV 79.85 77.40
0986070720 XXXXXX Original LTV 79.85 77.40
0986070720 XXXXXX Sales Price XXXXXX XXXXXX
0277751122 XXXXXX Property Type SFR-Attached SFR
0821363247 XXXXXX Years in Home 7.92 8.00
0976782492 XXXXXX Combined LTV 80.00 77.68
0976782492 XXXXXX Original LTV 80.00 77.68
0976782492 XXXXXX Sales Price XXXXXX XXXXXX
0234547373 XXXXXX Representative Credit Score for Grading 780 782
0485705017 XXXXXX Combined LTV 65.66 62.76
0485705017 XXXXXX Original LTV 65.66 62.76
0618189265 XXXXXX Self Employed Flag No Yes
0880979505 XXXXXX Property Type Low Rise Condo (1-4) Site Condo
0965487541 XXXXXX Property Type Low Rise Condo (1-4) High Rise Condo (9+)
0438036478 XXXXXX Original Appraised Value XXXXXX XXXXXX
0422987993 XXXXXX Combined LTV 78.13 70.42
0422987993 XXXXXX Original Appraised Value XXXXXX XXXXXX
0422987993 XXXXXX Original LTV 78.13 70.42
0878012448 XXXXXX Original Appraised Value XXXXXX XXXXXX
0240082252 XXXXXX Representative Credit Score for Grading 809 767
0876755308 XXXXXX Self Employed Flag No Yes
0932506863 XXXXXX Original Appraised Value XXXXXX XXXXXX
0699749187 XXXXXX Property Type SFR-Attached SFR
0890273348 XXXXXX Debt to Income Ratio (Back) 34.9600 30.0864
0441337763 XXXXXX Debt to Income Ratio (Back) 29.6700 26.7810
0719452152 XXXXXX Debt to Income Ratio (Back) 33.8600 36.3688
0761782952 XXXXXX Original Appraised Value XXXXXX XXXXXX
0690898587 XXXXXX Original Appraised Value XXXXXX XXXXXX
0626855629 XXXXXX Debt to Income Ratio (Back) 38.8400 36.1902
0928765202 XXXXXX Property Type Low Rise Condo (1-4) Site Condo
0718779227 XXXXXX First Time Home Buyer Yes No
0324560397 XXXXXX Representative Credit Score for Grading 804 789
0619683032 XXXXXX Debt to Income Ratio (Back) 37.9300 34.3281
0606028194 XXXXXX First Time Home Buyer Yes No
0940802390 XXXXXX Representative Credit Score for Grading 797 800
0731355143 XXXXXX Debt to Income Ratio (Back) 37.5500 34.8861
0290190209 XXXXXX First Time Home Buyer Yes No
0479215471 XXXXXX Debt to Income Ratio (Back) 33.6600 38.4733
0291891921 XXXXXX Original Appraised Value XXXXXX XXXXXX
0593038273 XXXXXX Debt to Income Ratio (Back) 20.3500 35.4977
0646340304 XXXXXX Self Employed Flag Yes No
0085472386 XXXXXX Debt to Income Ratio (Back) 41.6400 38.7318
0298522684 XXXXXX Original Appraised Value XXXXXX XXXXXX
0777908292 XXXXXX Representative Credit Score for Grading 788 780

 

©2020 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

 

 

 

EX-99.3 4 tm2013512d1_ex99-3.htm CLAYTON RATING AGENCY ATR QM DATA FIELDS

 

Exhibit 99.3

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-2
Start - End Dates: 11/2018 TO 2/2020
Deal Loan Count: 584
   
         
Rating Agency ATR QM Data Fields
         
Loans in Report:  584

 

Alt Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date
0874264434 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0655793227 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5415.08 XXXXXX
0971346852 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5479.82 XXXXXX
0740366376 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3496 XXXXXX
0508893554 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0146623882 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0634884110 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 513.33 XXXXXX
0295901565 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0046552185 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 578 XXXXXX
0083917578 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0593829226 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0833674778 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0160724347 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0714100774 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0845241945 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1230 XXXXXX
0468241167 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0224967066 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1150 XXXXXX
0884493495 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0603758634 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1355 XXXXXX
0410064059 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0628088672 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0100985056 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2118.45 XXXXXX
0980952397 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0826699658 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1824 XXXXXX
0198698646 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0351358758 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0503764081 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0666840166 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4126.5 XXXXXX
0669737689 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0010533153 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0382730242 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0605380941 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2318 XXXXXX
0572034281 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2512 XXXXXX
0364012147 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0782961994 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0946928088 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 121.3 XXXXXX
0818158072 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 367.5 XXXXXX
0748266519 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 713.6 XXXXXX
0042889937 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 17.5 XXXXXX
0872937814 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1065 XXXXXX
0993908312 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0058466192 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 970 XXXXXX
0558278558 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2840 XXXXXX
0836687425 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0379185347 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0770701466 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0993721368 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0312609376 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0056458537 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0902304409 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2422.5 XXXXXX
0950745959 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 8.43 XXXXXX
0563987393 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0821759494 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1305 XXXXXX
0710732992 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1355 XXXXXX
0495523954 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1477.1 XXXXXX
0785535238 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0151786499 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0309268957 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 8646 XXXXXX
0957830087 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1405 XXXXXX
0726326333 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0139538054 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0680682524 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0023327504 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0870525869 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0365758782 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1679.5 XXXXXX
0183539719 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0632260032 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0337568653 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 117.5 XXXXXX
0522939699 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 190.25 XXXXXX
0244390166 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0658567299 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0595964109 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0512766603 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1405 XXXXXX
0886145358 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 29 XXXXXX
0039065727 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0089634107 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0899466323 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0920697723 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0363552090 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0521254034 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0263183483 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0816092323 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 879 XXXXXX
0647959900 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0773662001 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2042.5 XXXXXX
0415612415 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5 XXXXXX
0669355009 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0415184437 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0917139318 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0124132366 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 425 XXXXXX
0860564300 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0284367868 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0091862916 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0198048155 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0901686227 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0230421721 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1956.76 XXXXXX
0449297471 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1230 XXXXXX
0780213503 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3510 XXXXXX
0156876551 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0565535970 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0619671192 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0537260535 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0311589547 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0363550151 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0161967285 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0902022757 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0511162958 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0061624823 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0518759130 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0258635314 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0518890745 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0601160700 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0290107440 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1279 XXXXXX
0984185839 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0793815866 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 814 XXXXXX
0623459196 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0281483266 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0614571207 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0693069447 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0243797782 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1130 XXXXXX
0533246836 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0484769264 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0991182989 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0388028859 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 181.87 XXXXXX
0520606070 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0053884599 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0572381003 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 860.49 XXXXXX
0419737042 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0600586085 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0674570489 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1155 XXXXXX
0082791792 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2858 XXXXXX
0966544125 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0870408547 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0365356107 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0942128995 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 905 XXXXXX
0593595395 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0526016709 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0847339322 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0129589759 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0718645568 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1130 XXXXXX
0926205199 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3193.8 XXXXXX
0491490608 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0642615404 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0950079417 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0176132344 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1330 XXXXXX
0611537100 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 599.45 XXXXXX
0493099874 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0581297547 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 500 XXXXXX
0879758129 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1230 XXXXXX
0301562552 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0613744471 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0351267887 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0945263059 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0991338984 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0182340071 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0289392663 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1790 XXXXXX
0983076152 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1910 XXXXXX
0333824635 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1910 XXXXXX
0569995019 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1780 XXXXXX
0051569573 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0963415685 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1908 XXXXXX
0955937264 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1491.6 XXXXXX
0139336740 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0577229284 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0819971454 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 620 XXXXXX
0430386864 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0788976212 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5280 XXXXXX
0401899722 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0868343203 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0636846092 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0768816663 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 735 XXXXXX
0633708857 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 818.75 XXXXXX
0706585544 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1890.63 XXXXXX
0032856897 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1630 XXXXXX
0469036000 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 16740 XXXXXX
0259195322 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1350 XXXXXX
0233588768 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0778524050 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 475 XXXXXX
0374708686 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0800656283 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2135 XXXXXX
0519785422 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4825 XXXXXX
0297778582 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2160 XXXXXX
0894481671 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4762.55 XXXXXX
0275718333 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0215380832 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0788742852 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0193185172 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0527793964 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0257424185 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0751464326 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1205 XXXXXX
0782363688 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0052092561 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1274.5 XXXXXX
0745627701 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0014372153 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0096545912 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1200.43 XXXXXX
0281298553 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 15.43 XXXXXX
0534307291 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 105 XXXXXX
0328703547 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0873015295 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1175 XXXXXX
0687131751 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0887639066 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0679400505 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0254916112 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2219.49 XXXXXX
0558789619 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1350 XXXXXX
0520708701 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0375159285 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0736987985 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0846437790 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2270 XXXXXX
0687283342 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2855 XXXXXX
0072327923 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0336238831 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 965 XXXXXX
0817778950 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0614776708 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0140076705 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0114604669 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0188143053 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0802038592 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0927704998 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 242.5 XXXXXX
0404270748 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0957692929 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1330 XXXXXX
0355970426 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0365542606 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0881227705 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1350 XXXXXX
0985919442 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1230 XXXXXX
0792875623 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0721034174 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 417.5 XXXXXX
0086922470 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1305 XXXXXX
0725036319 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0080148108 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1294.43 XXXXXX
0476723649 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0649229235 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1205 XXXXXX
0781688259 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0799564818 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1279 XXXXXX
0429170657 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0506243601 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 245.2 XXXXXX
0166750930 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0191709590 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0099898847 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0581355890 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0229267316 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0331184310 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1075 XXXXXX
0708102241 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0634334593 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0783415233 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 202 XXXXXX
0848381448 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0062289887 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0647136633 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2150 XXXXXX
0984705645 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2223.75 XXXXXX
0650983906 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 380 XXXXXX
0751257036 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0663663919 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0944311195 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 500 XXXXXX
0151408430 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 280 XXXXXX
0370543033 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0859810000 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 600 XXXXXX
0210676456 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 7342.5 XXXXXX
0194157748 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0007875351 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0615230024 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0037865525 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0535134091 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1700 XXXXXX
0909085827 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1405 XXXXXX
0289698118 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0390984890 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0753794045 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3883 XXXXXX
0735770180 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0175910260 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0789509725 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0389215607 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0044776384 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0012361670 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1350 XXXXXX
0550109460 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0147457889 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0527333393 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 635 XXXXXX
0642708852 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0148112476 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 345 XXXXXX
0365773081 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0831552619 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0657552809 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 260 XXXXXX
0056133568 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0036470894 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0488401510 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0711947910 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0195766046 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1820 XXXXXX
0690994517 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 152 XXXXXX
0375423366 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0293853808 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0084786391 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0144766168 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0706657938 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0967664174 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0071315609 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 139.46 XXXXXX
0816109365 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0343074163 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0185928927 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0815902205 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0315940642 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0626584268 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0099579706 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2204.7 XXXXXX
0868859047 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2370 XXXXXX
0508790275 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 7628.13 XXXXXX
0344060624 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0001208260 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0541268474 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 679.57 XXXXXX
0026750669 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 275 XXXXXX
0928657686 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0899544017 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1580 XXXXXX
0985560599 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0719944689 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 6592.5 XXXXXX
0147657870 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0421702906 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1505 XXXXXX
0930880228 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1455 XXXXXX
0058152232 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0452894588 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0765906942 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 767.52 XXXXXX
0996703003 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0504867538 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3780 XXXXXX
0353664729 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1430 XXXXXX
0022165426 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1365 XXXXXX
0476603849 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0904068300 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0157661859 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 418.55 XXXXXX
0901127013 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0268204072 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 525 XXXXXX
0607938872 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0251366063 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0111309815 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 425 XXXXXX
0909385115 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0230876099 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 530 XXXXXX
0815122729 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 163.33 XXXXXX
0234935183 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0364070754 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1005.6 XXXXXX
0208857959 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0556108109 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 640 XXXXXX
0958095313 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 195.49 XXXXXX
0968138324 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 330 XXXXXX
0083631836 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0187804075 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2055 XXXXXX
0319689882 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0984830018 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 690 XXXXXX
0018303136 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0662886586 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1330 XXXXXX
0986070720 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4260.98 XXXXXX
0671024568 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0763148211 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0773753551 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1505 XXXXXX
0140445664 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0797371696 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0093686180 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 785 XXXXXX
0856387850 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0055159590 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0959870484 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0022492955 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0466758776 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1970 XXXXXX
0374366226 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 695 XXXXXX
0876142093 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0377624368 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 980 XXXXXX
0851791024 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0255608843 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0005133636 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 80 XXXXXX
0964238483 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1108 XXXXXX
0671407785 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0122510339 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0175566725 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0018527973 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0613793483 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 155 XXXXXX
0010875977 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0023372168 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0277751122 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0821363247 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1450 XXXXXX
0006912855 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1489.5 XXXXXX
0521327965 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0093579564 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5814.38 XXXXXX
0965850801 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0976782492 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0234547373 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1450 XXXXXX
0524683555 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0914204211 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0712759027 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1530 XXXXXX
0401476490 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1455 XXXXXX
0095833943 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2220 XXXXXX
0816774845 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0258295534 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 480 XXXXXX
0010099466 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 11106.56 XXXXXX
0485705017 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0685437658 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 150 XXXXXX
0444657526 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0507360747 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4311.5 XXXXXX
0618189265 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 12657.96 XXXXXX
0880979505 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2290 XXXXXX
0965487541 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0403916254 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 884.75 XXXXXX
0438036478 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1260 XXXXXX
0727718994 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2252.5 XXXXXX
0810101652 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1790 XXXXXX
0440498012 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1695 XXXXXX
0341142506 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1255 XXXXXX
0195032226 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 6774.56 XXXXXX
0422987993 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1125 XXXXXX
0740805450 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 495 XXXXXX
0467552849 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1513.75 XXXXXX
0473788700 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1295 XXXXXX
0525586982 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0535637755 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0078585915 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1057 XXXXXX
0858806510 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 6335 XXXXXX
0878012448 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2275 XXXXXX
0590079733 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0651609645 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0240082252 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1195 XXXXXX
0701039260 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0680996247 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1140.9 XXXXXX
0677771726 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1173 XXXXXX
0876755308 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 18749 XXXXXX
0932506863 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 10000 XXXXXX
0169960444 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 8630 XXXXXX
0625251146 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 154.08 XXXXXX
0521318659 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0803838618 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 425 XXXXXX
0358141789 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2070 XXXXXX
0757119637 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4227.5 XXXXXX
0974061124 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 95 XXXXXX
0699749187 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1151 XXXXXX
0203951540 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1295 XXXXXX
0449841787 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1659 XXXXXX
0890273348 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 10337.31 XXXXXX
0597352845 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1359 XXXXXX
0198039643 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1150 XXXXXX
0164039335 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 7798 XXXXXX
0806651973 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1715 XXXXXX
0970744433 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2035.91 XXXXXX
0441337763 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1810 XXXXXX
0764437650 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3890 XXXXXX
0275391095 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2713 XXXXXX
0754517462 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 9672.03 XXXXXX
0063801178 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0323743636 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1450 XXXXXX
0554485894 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 7067.63 XXXXXX
0562351227 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0863428446 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1490 XXXXXX
0971466510 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 12546.35 XXXXXX
0027459270 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 12567 XXXXXX
0171713300 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 995 XXXXXX
0556411328 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1135.9 XXXXXX
0820670342 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1199 XXXXXX
0098308885 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0081978157 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0843711947 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1240 XXXXXX
0512318878 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1770 XXXXXX
0719452152 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 11769.4 XXXXXX
0032470149 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0761782952 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1359 XXXXXX
0646803606 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1490 XXXXXX
0912257341 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3315 XXXXXX
0990557435 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1935 XXXXXX
0594766390 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0723888838 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0986735726 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0690898587 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1595 XXXXXX
0394145910 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0222794979 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1199 XXXXXX
0251132442 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1284.75 XXXXXX
0534552028 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1249 XXXXXX
0082093234 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0044212683 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 10307.75 XXXXXX
0959709394 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5325.8 XXXXXX
0626855629 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2169.72 XXXXXX
0341506483 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1841.5 XXXXXX
0695519720 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1827 XXXXXX
0251533995 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3223.12 XXXXXX
0237319903 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1419 XXXXXX
0643750103 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0287631238 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0607663044 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1025 XXXXXX
0928765202 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1594 XXXXXX
0667541972 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1284.75 XXXXXX
0301184777 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 14631 XXXXXX
0563323943 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0382714497 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0277332355 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1595 XXXXXX
0962527166 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1594 XXXXXX
0673980487 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0266515179 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5156.25 XXXXXX
0971358115 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1940 XXXXXX
0697509000 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1130 XXXXXX
0674897472 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4173 XXXXXX
0718779227 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 20593.36 XXXXXX
0324560397 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1595 XXXXXX
0180291554 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0619683032 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0377191041 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3726 XXXXXX
0418881151 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2010 XXXXXX
0379583377 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0768638937 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1295 XXXXXX
0879865295 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 756 XXXXXX
0267698799 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2550.99 XXXXXX
0399338078 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1820.25 XXXXXX
0624329693 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0425294685 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1628 XXXXXX
0606028194 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0389755835 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1821.98 XXXXXX
0826952032 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2137 XXXXXX
0686174159 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 124 XXXXXX
0182091561 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1365 XXXXXX
0714903998 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 6145 XXXXXX
0788717197 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1910 XXXXXX
0122255129 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1199 XXXXXX
0187609707 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1050 XXXXXX
0718534155 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4510.31 XXXXXX
0882737066 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5129.95 XXXXXX
0915882780 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 900 XXXXXX
0877548086 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2 XXXXXX
0746741449 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 9193.5 XXXXXX
0818477693 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1345 XXXXXX
0904867182 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2881 XXXXXX
0312903772 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1195 XXXXXX
0599919253 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1271.5 XXXXXX
0552280674 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1199 XXXXXX
0940550226 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2745 XXXXXX
0391992663 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4744 XXXXXX
0282510922 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3885 XXXXXX
0801051701 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1429 XXXXXX
0481341063 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1249 XXXXXX
0985710633 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 795 XXXXXX
0940802390 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0469133639 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0832258379 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0731355143 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 930 XXXXXX
0200266742 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0167864087 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0290190209 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 40 XXXXXX
0439150390 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 7270.88 XXXXXX
0141371111 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1384 XXXXXX
0896609983 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 600 XXXXXX
0971482414 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1394 XXXXXX
0104214693 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1595 XXXXXX
0383323003 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1325 XXXXXX
0753332998 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 6776.2 XXXXXX
0095035871 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4873.63 XXXXXX
0329977612 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1249 XXXXXX
0359256513 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5235.46 XXXXXX
0030018549 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1989.8 XXXXXX
0806792266 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 16.95 XXXXXX
0479215471 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2026.47 XXXXXX
0291891921 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0593038273 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2345 XXXXXX
0793398114 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 16545 XXXXXX
0913096778 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1645 XXXXXX
0432425021 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0646340304 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1419 XXXXXX
0107362383 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 10247.5 XXXXXX
0250596078 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 14718.75 XXXXXX
0291992517 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0085472386 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 8851.4 XXXXXX
0389451731 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1195 XXXXXX
0398030215 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 10245.17 XXXXXX
0353124190 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4207 XXXXXX
0039178981 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1419 XXXXXX
0023279116 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2346 XXXXXX
0298522684 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0539716991 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0665162323 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 6140.19 XXXXXX
0193474187 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1645 XXXXXX
0013897029 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 4460.5 XXXXXX
0095553373 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1089 XXXXXX
0079875983 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 10495 XXXXXX
0777908292 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 3804.01 XXXXXX
0394154944 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 12321.63 XXXXXX
0713503984 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0846244857 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 237.19 XXXXXX
0381027075 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1340 XXXXXX
0257126042 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1099 XXXXXX
0768832501 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 5082 XXXXXX
0650881741 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1375 XXXXXX
0087095125 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 11106.4 XXXXXX
0925912563 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1778.95 XXXXXX
0010161112 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 0 XXXXXX
0632717809 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2208.75 XXXXXX
0784661645 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1290 XXXXXX
0312750052 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1600 XXXXXX
0625035775 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 995 XXXXXX
0248933078 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1195 XXXXXX
0046114585 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1245 XXXXXX
0107577209 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 1345 XXXXXX
0407287199 QM: Safe Harbor No Yes XXXXXX Not Applicable No Yes 2033 XXXXXX

 

Alt Loan Number APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Residual Income Analysis in File ATR/QM Residual Income
0874264434 3.2401 Employed (No Data) U.S. Citizen (No Data) No 0
0655793227 3.5177 Employed (No Data) U.S. Citizen (No Data) No 0
0971346852 3.6941 Employed Employed U.S. Citizen U.S. Citizen No 0
0740366376 3.3534 Employed (No Data) U.S. Citizen (No Data) No 0
0508893554 3.3763 Employed Employed U.S. Citizen U.S. Citizen No 0
0146623882 3.6314 Employed Employed U.S. Citizen U.S. Citizen No 0
0634884110 3.7685 Employed (No Data) U.S. Citizen (No Data) No 0
0295901565 3.2458 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0046552185 3.1247 Employed (No Data) Permanent Resident Alien (No Data) No 0
0083917578 4.25 Employed Employed U.S. Citizen U.S. Citizen No 0
0593829226 3.6262 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0833674778 3.2764 Employed (No Data) U.S. Citizen (No Data) No 0
0160724347 3.4997 Employed Employed U.S. Citizen U.S. Citizen No 0
0714100774 3.2302 Employed (No Data) U.S. Citizen (No Data) No 0
0845241945 3.1426 Employed Employed U.S. Citizen U.S. Citizen No 0
0468241167 3.2499 Employed (No Data) Permanent Resident Alien (No Data) No 0
0224967066 3.2787 Employed Employed U.S. Citizen U.S. Citizen No 0
0884493495 3.1101 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0603758634 3.6511 Employed Employed U.S. Citizen U.S. Citizen No 0
0410064059 3.4998 Employed Employed U.S. Citizen U.S. Citizen No 0
0628088672 3.3557 Employed (No Data) U.S. Citizen (No Data) No 0
0100985056 3.5386 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0980952397 3.3614 Employed (No Data) U.S. Citizen (No Data) No 0
0826699658 3.5267 Employed Employed U.S. Citizen U.S. Citizen No 0
0198698646 3.3836 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0351358758 3.126 Employed Employed U.S. Citizen U.S. Citizen No 0
0503764081 3.6304 Employed (No Data) U.S. Citizen (No Data) No 0
0666840166 3.3077 Employed (No Data) U.S. Citizen (No Data) No 0
0669737689 3.4997 Employed (No Data) Permanent Resident Alien (No Data) No 0
0010533153 3.1248 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0382730242 3.7661 Employed Unemployed U.S. Citizen (No Data) No 0
0605380941 3.2948 Employed (No Data) U.S. Citizen (No Data) No 0
0572034281 3.4066 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
0364012147 3.1073 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien No 0
0782961994 3.884 Employed Employed U.S. Citizen U.S. Citizen No 0
0946928088 3.5173 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0818158072 3.007 Employed Employed U.S. Citizen U.S. Citizen No 0
0748266519 3.4093 Employed Employed U.S. Citizen U.S. Citizen No 0
0042889937 4.0077 Employed Employed U.S. Citizen U.S. Citizen No 0
0872937814 3.5098 Employed (No Data) U.S. Citizen (No Data) No 0
0993908312 3.1262 Employed Employed U.S. Citizen U.S. Citizen No 0
0058466192 3.5303 Employed Employed U.S. Citizen U.S. Citizen No 0
0558278558 3.4239 Employed (No Data) U.S. Citizen (No Data) No 0
0836687425 3.388 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0379185347 3.4997 Employed Employed U.S. Citizen U.S. Citizen No 0
0770701466 3.6247 Employed Employed U.S. Citizen U.S. Citizen No 0
0993721368 3.8655 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0312609376 3.2437 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0056458537 3.7458 Employed Employed U.S. Citizen U.S. Citizen No 0
0902304409 3.4216 Employed Employed U.S. Citizen U.S. Citizen No 0
0950745959 3.7502 Employed (No Data) U.S. Citizen (No Data) No 0
0563987393 3.9998 Employed Employed U.S. Citizen U.S. Citizen No 0
0821759494 3.394 Employed Employed U.S. Citizen U.S. Citizen No 0
0710732992 3.8972 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0495523954 3.0346 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0785535238 4.3586 Employed (No Data) U.S. Citizen (No Data) No 0
0151786499 3.7499 Employed Employed U.S. Citizen U.S. Citizen No 0
0309268957 3.4251 Employed Employed U.S. Citizen U.S. Citizen No 0
0957830087 3.6486 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0726326333 3.4998 Employed Employed U.S. Citizen U.S. Citizen No 0
0139538054 3.2903 Employed (No Data) U.S. Citizen (No Data) No 0
0680682524 3.7505 Employed (No Data) U.S. Citizen (No Data) No 0
0023327504 3.0168 Employed Employed U.S. Citizen U.S. Citizen No 0
0870525869 3.6249 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0365758782 3.7735 Employed (No Data) U.S. Citizen (No Data) No 0
0183539719 3.752 Employed (No Data) U.S. Citizen (No Data) No 0
0632260032 2.9998 Employed Employed U.S. Citizen U.S. Citizen No 0
0337568653 3.8907 Employed (No Data) U.S. Citizen (No Data) No 0
0522939699 3.2521 Employed Employed U.S. Citizen U.S. Citizen No 0
0244390166 3.6247 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien No 0
0658567299 3.3747 Employed Employed U.S. Citizen U.S. Citizen No 0
0595964109 3.512 Employed Employed U.S. Citizen U.S. Citizen No 0
0512766603 3.6359 Employed (No Data) U.S. Citizen (No Data) No 0
0886145358 3.5006 Employed (No Data) U.S. Citizen (No Data) No 0
0039065727 3.7545 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0089634107 3.2499 Employed (No Data) U.S. Citizen (No Data) No 0
0899466323 4.25 Employed (No Data) U.S. Citizen (No Data) No 0
0920697723 3.7499 Retired Employed U.S. Citizen U.S. Citizen No 0
0363552090 3.7703 Employed Employed U.S. Citizen U.S. Citizen No 0
0521254034 3.9946 Employed Employed Non-Permanent Resident Alien U.S. Citizen No 0
0263183483 2.8852 Employed (No Data) U.S. Citizen (No Data) No 0
0816092323 3.6408 Employed Employed U.S. Citizen U.S. Citizen No 0
0647959900 3.7823 Employed Employed U.S. Citizen U.S. Citizen No 0
0773662001 3.6657 Employed Employed U.S. Citizen U.S. Citizen No 0
0415612415 4.0076 Employed Employed U.S. Citizen U.S. Citizen No 0
0669355009 3.4829 Employed Employed U.S. Citizen U.S. Citizen No 0
0415184437 3.6259 Employed Employed U.S. Citizen U.S. Citizen No 0
0917139318 3.4876 Employed Employed U.S. Citizen U.S. Citizen No 0
0124132366 3.3803 Employed Employed U.S. Citizen U.S. Citizen No 0
0860564300 3.8714 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0284367868 4 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0091862916 3.2498 Employed Employed U.S. Citizen U.S. Citizen No 0
0198048155 3.2899 Employed Employed U.S. Citizen U.S. Citizen No 0
0901686227 3.7633 Employed Employed U.S. Citizen U.S. Citizen No 0
0230421721 3.6709 Employed Employed U.S. Citizen U.S. Citizen No 0
0449297471 3.9002 Retired Retired U.S. Citizen U.S. Citizen No 0
0780213503 3.8076 Employed (No Data) U.S. Citizen (No Data) No 0
0156876551 3.5021 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0565535970 3.7699 Employed Employed U.S. Citizen U.S. Citizen No 0
0619671192 3.8748 Employed Employed U.S. Citizen U.S. Citizen No 0
0537260535 3.8747 Employed (No Data) Permanent Resident Alien (No Data) No 0
0311589547 3.3748 Employed (No Data) U.S. Citizen (No Data) No 0
0363550151 3.8749 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0161967285 3.7514 Employed Employed U.S. Citizen U.S. Citizen No 0
0902022757 3.6201 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0511162958 3.9972 Employed (No Data) U.S. Citizen (No Data) No 0
0061624823 3.9999 Employed (No Data) U.S. Citizen (No Data) No 0
0518759130 3.7498 Employed Employed U.S. Citizen U.S. Citizen No 0
0258635314 3.8681 Employed Employed U.S. Citizen U.S. Citizen No 0
0518890745 3.3749 Employed (No Data) U.S. Citizen (No Data) No 0
0601160700 3.75 Employed (No Data) U.S. Citizen (No Data) No 0
0290107440 3.6539 Employed Employed U.S. Citizen U.S. Citizen No 0
0984185839 3.8803 Employed Employed U.S. Citizen U.S. Citizen No 0
0793815866 3.3964 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0623459196 3.9945 Employed Employed U.S. Citizen U.S. Citizen No 0
0281483266 4.2499 Employed Employed U.S. Citizen U.S. Citizen No 0
0614571207 3.5024 Employed (No Data) U.S. Citizen (No Data) No 0
0693069447 3.6249 Employed Employed U.S. Citizen U.S. Citizen No 0
0243797782 3.3958 Employed (No Data) U.S. Citizen (No Data) No 0
0533246836 3.875 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0484769264 3.1472 Employed (No Data) U.S. Citizen (No Data) No 0
0991182989 3.6185 Employed Employed U.S. Citizen U.S. Citizen No 0
0388028859 4.2545 Employed Employed U.S. Citizen U.S. Citizen No 0
0520606070 3.5051 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0053884599 3.7563 Employed (No Data) U.S. Citizen (No Data) No 0
0572381003 3.7541 Employed Employed U.S. Citizen U.S. Citizen No 0
0419737042 3.8784 Employed Employed U.S. Citizen U.S. Citizen No 0
0600586085 3.996 Employed Employed U.S. Citizen U.S. Citizen No 0
0674570489 3.7623 Employed (No Data) U.S. Citizen (No Data) No 0
0082791792 3.7898 Employed Employed U.S. Citizen U.S. Citizen No 0
0966544125 3.5514 Employed Employed U.S. Citizen U.S. Citizen No 0
0870408547 3.1398 Employed (No Data) U.S. Citizen (No Data) No 0
0365356107 3.4 Employed Employed U.S. Citizen U.S. Citizen No 0
0942128995 3.6286 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0593595395 3.7719 Employed Employed U.S. Citizen U.S. Citizen No 0
0526016709 3.8748 Employed Employed U.S. Citizen U.S. Citizen No 0
0847339322 3.7708 Employed Employed U.S. Citizen U.S. Citizen No 0
0129589759 3.7566 Employed Employed U.S. Citizen U.S. Citizen No 0
0718645568 3.6344 Employed (No Data) U.S. Citizen (No Data) No 0
0926205199 3.415 Employed Employed U.S. Citizen U.S. Citizen No 0
0491490608 3.5215 Employed (No Data) U.S. Citizen (No Data) No 0
0642615404 3.3986 Employed (No Data) U.S. Citizen (No Data) No 0
0950079417 3.2501 Employed Employed U.S. Citizen U.S. Citizen No 0
0176132344 3.6436 Employed Employed U.S. Citizen U.S. Citizen No 0
0611537100 3.2689 Employed Employed U.S. Citizen U.S. Citizen No 0
0493099874 3.8749 Employed Employed U.S. Citizen U.S. Citizen No 0
0581297547 3.6305 Employed Employed U.S. Citizen U.S. Citizen No 0
0879758129 3.1455 Employed Employed U.S. Citizen U.S. Citizen No 0
0301562552 3.8944 Employed Employed U.S. Citizen U.S. Citizen No 0
0613744471 3.3868 Employed Employed U.S. Citizen U.S. Citizen No 0
0351267887 3.3645 Employed (No Data) U.S. Citizen (No Data) No 0
0945263059 3.7288 Employed Employed U.S. Citizen U.S. Citizen No 0
0991338984 3.3749 Employed Employed U.S. Citizen U.S. Citizen No 0
0182340071 3.4998 Employed (No Data) U.S. Citizen (No Data) No 0
0289392663 3.7741 Employed Employed U.S. Citizen U.S. Citizen No 0
0983076152 3.5106 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0333824635 3.5114 Employed (No Data) U.S. Citizen (No Data) No 0
0569995019 3.9023 Employed Employed U.S. Citizen U.S. Citizen No 0
0051569573 3.2518 Employed (No Data) U.S. Citizen (No Data) No 0
0963415685 3.3925 Employed Employed U.S. Citizen U.S. Citizen No 0
0955937264 3.3896 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0139336740 3.8804 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0577229284 3.5138 Employed Employed U.S. Citizen U.S. Citizen No 0
0819971454 4.5042 Employed Employed U.S. Citizen U.S. Citizen No 0
0430386864 3.3977 Employed Employed U.S. Citizen U.S. Citizen No 0
0788976212 3.9213 Employed (No Data) U.S. Citizen (No Data) No 0
0401899722 4.2244 Employed Retired U.S. Citizen U.S. Citizen No 0
0868343203 3.7494 Employed Employed U.S. Citizen U.S. Citizen No 0
0636846092 3.3542 Employed Employed U.S. Citizen U.S. Citizen No 0
0768816663 3.6328 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0633708857 3.6464 Employed Unemployed U.S. Citizen (No Data) No 0
0706585544 3.9086 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0032856897 3.5228 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0469036000 3.5107 Employed (No Data) U.S. Citizen (No Data) No 0
0259195322 3.5261 Employed Unemployed U.S. Citizen (No Data) No 0
0233588768 3.5371 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0778524050 3.2499 Employed Employed U.S. Citizen U.S. Citizen No 0
0374708686 3.3534 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0800656283 3.2783 Employed Employed U.S. Citizen U.S. Citizen No 0
0519785422 3.9415 Retired Employed U.S. Citizen U.S. Citizen No 0
0297778582 3.4201 Employed Employed U.S. Citizen U.S. Citizen No 0
0894481671 3.9332 Employed (No Data) U.S. Citizen (No Data) No 0
0275718333 3.4914 Employed (No Data) U.S. Citizen (No Data) No 0
0215380832 3.25 Employed Employed U.S. Citizen U.S. Citizen No 0
0788742852 3.4767 Employed Employed U.S. Citizen Non-Permanent Resident Alien No 0
0193185172 3.7503 Retired Retired U.S. Citizen U.S. Citizen No 0
0527793964 3.8749 Employed Employed U.S. Citizen U.S. Citizen No 0
0257424185 3.662 Employed Employed U.S. Citizen U.S. Citizen No 0
0751464326 3.2707 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0782363688 3.7409 Employed Employed U.S. Citizen U.S. Citizen No 0
0052092561 3.6248 Employed Employed U.S. Citizen U.S. Citizen No 0
0745627701 3.4998 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0014372153 3.875 Employed Employed U.S. Citizen U.S. Citizen No 0
0096545912 3.7655 Employed (No Data) U.S. Citizen (No Data) No 0
0281298553 3.3748 Employed (No Data) U.S. Citizen (No Data) No 0
0534307291 3.7584 Employed (No Data) U.S. Citizen (No Data) No 0
0328703547 3.7498 Employed Employed U.S. Citizen U.S. Citizen No 0
0873015295 4.0079 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0687131751 4.2307 Employed (No Data) U.S. Citizen (No Data) No 0
0887639066 3.2701 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0679400505 3.2645 Employed Employed U.S. Citizen U.S. Citizen No 0
0254916112 3.2628 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0558789619 3.9034 Employed (No Data) U.S. Citizen (No Data) No 0
0520708701 4.0037 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0375159285 3.3743 Employed Employed U.S. Citizen U.S. Citizen No 0
0736987985 3.1627 Employed Employed U.S. Citizen U.S. Citizen No 0
0846437790 3.6549 Employed Unemployed U.S. Citizen (No Data) No 0
0687283342 3.6678 Employed Employed U.S. Citizen U.S. Citizen No 0
0072327923 3.7506 Employed Employed U.S. Citizen U.S. Citizen No 0
0336238831 3.6348 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0817778950 3.7499 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0614776708 3.8714 Employed Employed U.S. Citizen U.S. Citizen No 0
0140076705 3.7391 Employed Unemployed Permanent Resident Alien Permanent Resident Alien No 0
0114604669 3.4961 Employed Employed U.S. Citizen U.S. Citizen No 0
0188143053 3.7481 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0802038592 3.7499 Employed Employed Non-Resident Alien Non-Resident Alien No 0
0927704998 3.881 Employed Employed U.S. Citizen U.S. Citizen No 0
0404270748 3.7466 Employed (No Data) U.S. Citizen (No Data) No 0
0957692929 3.278 Employed (No Data) U.S. Citizen (No Data) No 0
0355970426 3.7482 Employed (No Data) U.S. Citizen (No Data) No 0
0365542606 3.8776 Employed Employed U.S. Citizen U.S. Citizen No 0
0881227705 3.8938 Employed Retired U.S. Citizen U.S. Citizen No 0
0985919442 3.2644 Employed (No Data) U.S. Citizen (No Data) No 0
0792875623 3.1477 Employed (No Data) U.S. Citizen (No Data) No 0
0721034174 3.6346 Employed Employed U.S. Citizen U.S. Citizen No 0
0086922470 3.8975 Employed Employed U.S. Citizen U.S. Citizen No 0
0725036319 3.7499 Employed Employed U.S. Citizen U.S. Citizen No 0
0080148108 3.6365 Employed Employed U.S. Citizen U.S. Citizen No 0
0476723649 3.7466 Employed Unemployed Permanent Resident Alien Non-Resident Alien No 0
0649229235 3.5253 Employed Employed U.S. Citizen U.S. Citizen No 0
0781688259 3.2753 Employed (No Data) U.S. Citizen (No Data) No 0
0799564818 3.7619 Employed Employed U.S. Citizen U.S. Citizen No 0
0429170657 3.1248 Employed Employed U.S. Citizen U.S. Citizen No 0
0506243601 3.5168 Employed Employed U.S. Citizen U.S. Citizen No 0
0166750930 3.2471 Employed Unemployed Permanent Resident Alien Permanent Resident Alien No 0
0191709590 3.8714 Employed Employed Permanent Resident Alien U.S. Citizen No 0
0099898847 3.7475 Employed Employed U.S. Citizen U.S. Citizen No 0
0581355890 3.2831 Employed Unemployed U.S. Citizen (No Data) No 0
0229267316 3.7498 Employed Employed Permanent Resident Alien U.S. Citizen No 0
0331184310 3.7643 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0708102241 3.8726 Employed Employed U.S. Citizen U.S. Citizen No 0
0634334593 3.3804 Employed Employed U.S. Citizen U.S. Citizen No 0
0783415233 3.5016 Employed (No Data) U.S. Citizen (No Data) No 0
0848381448 3.7466 Employed Employed U.S. Citizen U.S. Citizen No 0
0062289887 3.75 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien No 0
0647136633 3.6752 Employed Employed U.S. Citizen U.S. Citizen No 0
0984705645 3.9068 Employed Employed U.S. Citizen U.S. Citizen No 0
0650983906 3.7653 Employed Employed U.S. Citizen U.S. Citizen No 0
0751257036 3.6271 Employed (No Data) U.S. Citizen (No Data) No 0
0663663919 3.615 Employed Employed U.S. Citizen U.S. Citizen No 0
0944311195 3.3815 Employed Employed U.S. Citizen U.S. Citizen No 0
0151408430 3.5213 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0370543033 3.3527 Employed (No Data) Permanent Resident Alien (No Data) No 0
0859810000 3.8785 Employed Employed U.S. Citizen U.S. Citizen No 0
0210676456 3.1916 Employed Employed U.S. Citizen U.S. Citizen No 0
0194157748 3.4852 Employed Employed U.S. Citizen U.S. Citizen No 0
0007875351 3.4837 Employed Unemployed U.S. Citizen Permanent Resident Alien No 0
0615230024 3.6248 Employed (No Data) U.S. Citizen (No Data) No 0
0037865525 4.1133 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0535134091 3.3901 Employed Employed U.S. Citizen U.S. Citizen No 0
0909085827 3.6561 Employed (No Data) U.S. Citizen (No Data) No 0
0289698118 3.875 Employed (No Data) U.S. Citizen (No Data) No 0
0390984890 3.2524 Employed Employed U.S. Citizen U.S. Citizen No 0
0753794045 3.9296 Retired Employed U.S. Citizen U.S. Citizen No 0
0735770180 3.7387 Employed (No Data) U.S. Citizen (No Data) No 0
0175910260 3.3748 Employed (No Data) Permanent Resident Alien (No Data) No 0
0789509725 3.2472 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0389215607 3.1247 Employed Employed U.S. Citizen U.S. Citizen No 0
0044776384 3.514 Retired Retired U.S. Citizen U.S. Citizen No 0
0012361670 3.8896 Employed Employed U.S. Citizen U.S. Citizen No 0
0550109460 3.6248 Employed Employed U.S. Citizen U.S. Citizen No 0
0147457889 3.4989 Employed Employed U.S. Citizen U.S. Citizen No 0
0527333393 3.6247 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0642708852 3.3749 Employed Employed U.S. Citizen U.S. Citizen No 0
0148112476 3.8825 Employed (No Data) U.S. Citizen (No Data) No 0
0365773081 3.8714 Employed Employed U.S. Citizen U.S. Citizen No 0
0831552619 3.7501 Employed Employed U.S. Citizen U.S. Citizen No 0
0657552809 3.7584 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0056133568 3.4997 Employed Employed U.S. Citizen U.S. Citizen No 0
0036470894 3.4998 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0488401510 3.9983 Employed (No Data) U.S. Citizen (No Data) No 0
0711947910 3.1248 Employed Employed U.S. Citizen U.S. Citizen No 0
0195766046 3.7554 Employed Employed U.S. Citizen U.S. Citizen No 0
0690994517 3.7641 Employed Employed U.S. Citizen U.S. Citizen No 0
0375423366 3.3747 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0293853808 3.5 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0084786391 3.6248 Employed Employed U.S. Citizen U.S. Citizen No 0
0144766168 3.6227 Employed (No Data) U.S. Citizen (No Data) No 0
0706657938 3.2499 Employed (No Data) Permanent Resident Alien (No Data) No 0
0967664174 3.6385 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0071315609 3.8808 Employed (No Data) U.S. Citizen (No Data) No 0
0816109365 3.5052 Employed (No Data) Non-Resident Alien (No Data) No 0
0343074163 3.8748 Employed (No Data) U.S. Citizen (No Data) No 0
0185928927 3.2666 Employed Employed Permanent Resident Alien U.S. Citizen No 0
0815902205 3.9962 Employed Unemployed Permanent Resident Alien Permanent Resident Alien No 0
0315940642 3.3929 Employed (No Data) U.S. Citizen (No Data) No 0
0626584268 3 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0099579706 3.2906 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0868859047 3.531 Employed (No Data) U.S. Citizen (No Data) No 0
0508790275 3.8156 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0344060624 3.7433 Employed Employed Permanent Resident Alien U.S. Citizen No 0
0001208260 3.2598 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0541268474 3.4998 Employed (No Data) U.S. Citizen (No Data) No 0
0026750669 3.3934 Employed Employed U.S. Citizen U.S. Citizen No 0
0928657686 3.2534 Employed Employed U.S. Citizen U.S. Citizen No 0
0899544017 3.5368 Employed Employed U.S. Citizen U.S. Citizen No 0
0985560599 3.3797 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0719944689 3.4406 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0147657870 3.25 Employed Employed U.S. Citizen U.S. Citizen No 0
0421702906 3.6476 Employed Employed U.S. Citizen U.S. Citizen No 0
0930880228 3.2649 Employed Retired U.S. Citizen U.S. Citizen No 0
0058152232 3.4998 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0452894588 3.1248 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0765906942 3.6512 Employed Employed U.S. Citizen U.S. Citizen No 0
0996703003 3.2501 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0504867538 3.3032 Employed (No Data) Permanent Resident Alien (No Data) No 0
0353664729 3.1575 Employed (No Data) U.S. Citizen (No Data) No 0
0022165426 3.2722 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0476603849 3.3748 Employed Employed U.S. Citizen U.S. Citizen No 0
0904068300 3.8742 Employed Employed U.S. Citizen U.S. Citizen No 0
0157661859 3.5175 Employed (No Data) U.S. Citizen (No Data) No 0
0901127013 3.2499 Employed Employed U.S. Citizen U.S. Citizen No 0
0268204072 3.6249 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0607938872 3.5131 Employed (No Data) U.S. Citizen (No Data) No 0
0251366063 3.4997 Employed (No Data) U.S. Citizen (No Data) No 0
0111309815 4.0133 Employed (No Data) U.S. Citizen (No Data) No 0
0909385115 3.6023 Employed (No Data) U.S. Citizen (No Data) No 0
0230876099 3.7497 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0815122729 3.3834 Employed (No Data) U.S. Citizen (No Data) No 0
0234935183 3.8977 Employed (No Data) U.S. Citizen (No Data) No 0
0364070754 3.5069 Employed Employed U.S. Citizen U.S. Citizen No 0
0208857959 3.7255 Employed Employed U.S. Citizen U.S. Citizen No 0
0556108109 3.5228 Employed (No Data) U.S. Citizen (No Data) No 0
0958095313 3.3527 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien No 0
0968138324 3.3802 Employed (No Data) U.S. Citizen (No Data) No 0
0083631836 3.3749 Employed Employed U.S. Citizen U.S. Citizen No 0
0187804075 3.3869 Employed Employed U.S. Citizen U.S. Citizen No 0
0319689882 3.3608 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0984830018 3.2498 Employed Employed U.S. Citizen U.S. Citizen No 0
0018303136 3.3604 Employed Employed U.S. Citizen U.S. Citizen No 0
0662886586 3.6459 Employed Employed U.S. Citizen U.S. Citizen No 0
0986070720 3.4968 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0671024568 3.25 Employed (No Data) U.S. Citizen (No Data) No 0
0763148211 3.4997 Employed Employed U.S. Citizen U.S. Citizen No 0
0773753551 3.537 Employed Employed U.S. Citizen U.S. Citizen No 0
0140445664 3.2659 Employed (No Data) U.S. Citizen (No Data) No 0
0797371696 3.2499 Employed Employed U.S. Citizen U.S. Citizen No 0
0093686180 3.2872 Employed (No Data) U.S. Citizen (No Data) No 0
0856387850 3.2499 Employed (No Data) U.S. Citizen (No Data) No 0
0055159590 3.3986 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0959870484 3.4044 Employed Employed U.S. Citizen U.S. Citizen No 0
0022492955 3.3904 Employed Employed U.S. Citizen U.S. Citizen No 0
0466758776 3.1385 Employed Employed U.S. Citizen U.S. Citizen No 0
0374366226 3.5238 Employed (No Data) U.S. Citizen (No Data) No 0
0876142093 3.4996 Employed (No Data) Permanent Resident Alien (No Data) No 0
0377624368 3.5275 Employed Employed U.S. Citizen U.S. Citizen No 0
0851791024 3.3904 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0255608843 2.9897 Employed Employed U.S. Citizen U.S. Citizen No 0
0005133636 3.2739 Employed Employed U.S. Citizen U.S. Citizen No 0
0964238483 3.4998 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0671407785 3.4852 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0122510339 3.2819 Employed Employed U.S. Citizen Non-Permanent Resident Alien No 0
0175566725 3.7331 Employed Employed U.S. Citizen U.S. Citizen No 0
0018527973 3.2496 Employed (No Data) Permanent Resident Alien (No Data) No 0
0613793483 3.0228 Employed Employed U.S. Citizen U.S. Citizen No 0
0010875977 3.7746 Employed Unemployed Permanent Resident Alien Permanent Resident Alien No 0
0023372168 3.6241 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0277751122 3.2394 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0821363247 3.8995 Retired Employed U.S. Citizen U.S. Citizen No 0
0006912855 3.4179 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0521327965 3.147 Employed (No Data) U.S. Citizen (No Data) No 0
0093579564 3.0292 Employed Employed U.S. Citizen U.S. Citizen No 0
0965850801 3.3557 Employed Employed U.S. Citizen U.S. Citizen No 0
0976782492 3.2366 Employed Employed U.S. Citizen U.S. Citizen No 0
0234547373 3.2656 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0524683555 3.0091 Employed Employed U.S. Citizen U.S. Citizen No 0
0914204211 3.5213 Employed Employed U.S. Citizen U.S. Citizen No 0
0712759027 3.2401 Employed Employed U.S. Citizen U.S. Citizen No 0
0401476490 3.6464 Employed (No Data) U.S. Citizen (No Data) No 0
0095833943 3.132 Employed Employed U.S. Citizen U.S. Citizen No 0
0816774845 3.4072 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
0258295534 3.0258 Retired Retired U.S. Citizen U.S. Citizen No 0
0010099466 3.2507 Employed (No Data) U.S. Citizen (No Data) No 0
0485705017 3.5009 Employed Employed U.S. Citizen U.S. Citizen No 0
0685437658 3.1199 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0444657526 3.4906 Employed (No Data) U.S. Citizen (No Data) No 0
0507360747 3.5733 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0618189265 3.8918 Employed (No Data) U.S. Citizen (No Data) No 0
0880979505 4.0201 Employed (No Data) Permanent Resident Alien (No Data) No 0
0965487541 3.6505 Employed Employed U.S. Citizen U.S. Citizen No 0
0403916254 3.5158 Employed (No Data) U.S. Citizen (No Data) No 0
0438036478 3.7657 Employed Employed U.S. Citizen U.S. Citizen No 0
0727718994 3.9192 Employed Employed U.S. Citizen U.S. Citizen No 0
0810101652 3.9237 Employed Employed U.S. Citizen U.S. Citizen No 0
0440498012 4.3936 Employed Employed U.S. Citizen U.S. Citizen No 0
0341142506 4.0138 Employed (No Data) U.S. Citizen (No Data) No 0
0195032226 3.8452 Employed Employed U.S. Citizen U.S. Citizen No 0
0422987993 4.0222 Employed (No Data) U.S. Citizen (No Data) No 0
0740805450 3.7584 Employed Employed U.S. Citizen U.S. Citizen No 0
0467552849 3.899 Employed Employed U.S. Citizen U.S. Citizen No 0
0473788700 3.9212 Employed Employed U.S. Citizen U.S. Citizen No 0
0525586982 3.999 Employed Employed U.S. Citizen U.S. Citizen No 0
0535637755 3.8802 Employed (No Data) U.S. Citizen (No Data) No 0
0078585915 3.7695 Employed Employed U.S. Citizen U.S. Citizen No 0
0858806510 3.8179 Employed Employed U.S. Citizen U.S. Citizen No 0
0878012448 3.7766 Employed Employed U.S. Citizen U.S. Citizen No 0
0590079733 3.8863 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0651609645 3.3594 Employed Employed U.S. Citizen U.S. Citizen No 0
0240082252 3.8933 Employed Employed U.S. Citizen U.S. Citizen No 0
0701039260 3.9978 Employed Unemployed Permanent Resident Alien U.S. Citizen No 0
0680996247 3.768 Employed (No Data) U.S. Citizen (No Data) No 0
0677771726 3.8902 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0876755308 4.2922 Employed Employed U.S. Citizen U.S. Citizen No 0
0932506863 3.7677 Employed Employed U.S. Citizen U.S. Citizen No 0
0169960444 3.8651 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0625251146 3.7509 Employed Employed Permanent Resident Alien U.S. Citizen No 0
0521318659 3.3929 Employed Employed U.S. Citizen U.S. Citizen No 0
0803838618 3.8732 Employed (No Data) U.S. Citizen (No Data) No 0
0358141789 3.5467 Employed (No Data) U.S. Citizen (No Data) No 0
0757119637 3.5581 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0974061124 3.5161 Employed Employed U.S. Citizen U.S. Citizen No 0
0699749187 3.5199 Employed (No Data) U.S. Citizen (No Data) No 0
0203951540 3.6737 Employed Employed U.S. Citizen U.S. Citizen No 0
0449841787 3.5226 Employed (No Data) Permanent Resident Alien (No Data) No 0
0890273348 3.7055 Employed Employed U.S. Citizen U.S. Citizen No 0
0597352845 3.6447 Employed (No Data) U.S. Citizen (No Data) No 0
0198039643 3.6427 Employed (No Data) U.S. Citizen (No Data) No 0
0164039335 3.4629 Employed (No Data) U.S. Citizen (No Data) No 0
0806651973 3.5069 Employed (No Data) U.S. Citizen (No Data) No 0
0970744433 3.9059 Employed Employed U.S. Citizen U.S. Citizen No 0
0441337763 3.7783 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0764437650 3.9428 Employed (No Data) U.S. Citizen (No Data) No 0
0275391095 3.7992 Employed (No Data) U.S. Citizen (No Data) No 0
0754517462 4.6422 Employed (No Data) Permanent Resident Alien (No Data) No 0
0063801178 3.6431 Employed (No Data) U.S. Citizen (No Data) No 0
0323743636 3.8891 Employed Employed U.S. Citizen U.S. Citizen No 0
0554485894 3.9745 Employed Employed U.S. Citizen U.S. Citizen No 0
0562351227 3.6164 Employed Employed U.S. Citizen U.S. Citizen No 0
0863428446 3.8925 Employed Employed U.S. Citizen U.S. Citizen No 0
0971466510 3.4512 Employed Employed U.S. Citizen U.S. Citizen No 0
0027459270 3.8872 Employed (No Data) U.S. Citizen (No Data) No 0
0171713300 3.7615 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0556411328 3.6411 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0820670342 3.6459 Employed Employed U.S. Citizen U.S. Citizen No 0
0098308885 4.0293 Employed (No Data) U.S. Citizen (No Data) No 0
0081978157 3.8635 Employed Employed U.S. Citizen U.S. Citizen No 0
0843711947 3.8956 Employed Employed U.S. Citizen U.S. Citizen No 0
0512318878 3.5517 Employed (No Data) U.S. Citizen (No Data) No 0
0719452152 3.6346 Employed (No Data) U.S. Citizen (No Data) No 0
0032470149 3.366 Employed Employed U.S. Citizen U.S. Citizen No 0
0761782952 3.9 Employed Employed U.S. Citizen U.S. Citizen No 0
0646803606 3.6371 Employed (No Data) U.S. Citizen (No Data) No 0
0912257341 3.8074 Employed (No Data) U.S. Citizen (No Data) No 0
0990557435 3.9021 Employed Employed U.S. Citizen U.S. Citizen No 0
0594766390 3.7674 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0723888838 3.7997 Employed Employed U.S. Citizen U.S. Citizen No 0
0986735726 3.7675 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0690898587 4.2691 Employed Employed U.S. Citizen U.S. Citizen No 0
0394145910 3.9355 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
0222794979 3.769 Employed Employed U.S. Citizen U.S. Citizen No 0
0251132442 3.7759 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0534552028 3.7816 Employed Employed U.S. Citizen U.S. Citizen No 0
0082093234 3.6422 Employed Employed U.S. Citizen U.S. Citizen No 0
0044212683 3.2801 Employed (No Data) U.S. Citizen (No Data) No 0
0959709394 3.6661 Employed Employed U.S. Citizen U.S. Citizen No 0
0626855629 3.7761 Employed (No Data) U.S. Citizen (No Data) No 0
0341506483 3.9135 Employed Employed U.S. Citizen U.S. Citizen No 0
0695519720 3.6796 Retired Retired U.S. Citizen U.S. Citizen No 0
0251533995 4.2982 Employed (No Data) U.S. Citizen (No Data) No 0
0237319903 3.9142 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0643750103 3.7758 Employed (No Data) U.S. Citizen (No Data) No 0
0287631238 3.9004 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0607663044 3.6546 Employed (No Data) U.S. Citizen (No Data) No 0
0928765202 3.9094 Employed Employed U.S. Citizen U.S. Citizen No 0
0667541972 3.7786 Employed Employed U.S. Citizen U.S. Citizen No 0
0301184777 3.9397 Employed (No Data) U.S. Citizen (No Data) No 0
0563323943 3.9189 Employed Employed U.S. Citizen U.S. Citizen No 0
0382714497 3.616 Employed Employed U.S. Citizen U.S. Citizen No 0
0277332355 3.9009 Employed Employed U.S. Citizen U.S. Citizen No 0
0962527166 3.7971 Employed (No Data) U.S. Citizen (No Data) No 0
0673980487 4.1385 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0266515179 3.7046 Employed Employed U.S. Citizen U.S. Citizen No 0
0971358115 3.6769 Employed (No Data) U.S. Citizen (No Data) No 0
0697509000 3.7635 Employed (No Data) U.S. Citizen (No Data) No 0
0674897472 3.6658 Employed Employed U.S. Citizen U.S. Citizen No 0
0718779227 3.7722 Employed Employed U.S. Citizen U.S. Citizen No 0
0324560397 3.9058 Employed (No Data) U.S. Citizen (No Data) No 0
0180291554 3.6429 Employed Employed U.S. Citizen U.S. Citizen No 0
0619683032 3.4867 Employed Employed U.S. Citizen U.S. Citizen No 0
0377191041 3.9155 Retired Employed U.S. Citizen U.S. Citizen No 0
0418881151 3.6826 Employed Employed U.S. Citizen Permanent Resident Alien No 0
0379583377 3.6521 Employed Employed U.S. Citizen U.S. Citizen No 0
0768638937 3.649 Employed (No Data) U.S. Citizen (No Data) No 0
0879865295 3.8878 Employed Employed U.S. Citizen U.S. Citizen No 0
0267698799 3.784 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0399338078 3.6397 Employed (No Data) U.S. Citizen (No Data) No 0
0624329693 3.9038 Employed Unemployed U.S. Citizen (No Data) No 0
0425294685 3.5381 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
0606028194 3.7844 Employed Employed U.S. Citizen U.S. Citizen No 0
0389755835 3.7758 Employed Employed U.S. Citizen U.S. Citizen No 0
0826952032 4.05 Employed (No Data) U.S. Citizen (No Data) No 0
0686174159 3.6283 Employed (No Data) U.S. Citizen (No Data) No 0
0182091561 3.7891 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0714903998 3.7915 Employed (No Data) U.S. Citizen (No Data) No 0
0788717197 3.7823 Employed Employed U.S. Citizen U.S. Citizen No 0
0122255129 3.6683 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0187609707 3.8868 Employed Employed U.S. Citizen U.S. Citizen No 0
0718534155 3.5683 Employed (No Data) U.S. Citizen (No Data) No 0
0882737066 3.9095 Employed Employed U.S. Citizen U.S. Citizen No 0
0915882780 3.6417 Unemployed Employed U.S. Citizen U.S. Citizen No 0
0877548086 3.7559 Employed Employed U.S. Citizen U.S. Citizen No 0
0746741449 3.7454 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0818477693 3.898 Employed Employed U.S. Citizen U.S. Citizen No 0
0904867182 3.6651 Employed Employed U.S. Citizen U.S. Citizen No 0
0312903772 3.6385 Employed Employed U.S. Citizen U.S. Citizen No 0
0599919253 3.7689 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0552280674 3.888 Employed Employed U.S. Citizen U.S. Citizen No 0
0940550226 3.7895 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0391992663 3.61 Employed (No Data) U.S. Citizen (No Data) No 0
0282510922 3.8021 Retired (No Data) U.S. Citizen (No Data) No 0
0801051701 4.0212 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0481341063 4.0251 Employed Retired U.S. Citizen U.S. Citizen No 0
0985710633 3.5257 Employed Employed U.S. Citizen U.S. Citizen No 0
0940802390 3.6152 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0469133639 3.2366 Employed Employed U.S. Citizen U.S. Citizen No 0
0832258379 3.6497 Employed (No Data) U.S. Citizen (No Data) No 0
0731355143 4.0296 Employed (No Data) U.S. Citizen (No Data) No 0
0200266742 3.6559 Employed Employed U.S. Citizen U.S. Citizen No 0
0167864087 3.9093 Employed Employed U.S. Citizen U.S. Citizen No 0
0290190209 3.6552 Employed Employed U.S. Citizen U.S. Citizen No 0
0439150390 3.9209 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0141371111 3.9079 Employed (No Data) U.S. Citizen (No Data) No 0
0896609983 4.1438 Employed Employed U.S. Citizen U.S. Citizen No 0
0971482414 3.6693 Employed Employed U.S. Citizen U.S. Citizen No 0
0104214693 3.9057 Employed Employed U.S. Citizen U.S. Citizen No 0
0383323003 3.8894 Employed Employed U.S. Citizen U.S. Citizen No 0
0753332998 3.3591 Employed Employed U.S. Citizen U.S. Citizen No 0
0095035871 3.9507 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0329977612 3.655 Employed (No Data) U.S. Citizen (No Data) No 0
0359256513 3.9313 Employed Employed U.S. Citizen U.S. Citizen No 0
0030018549 3.909 Employed Employed U.S. Citizen U.S. Citizen No 0
0806792266 3.8861 Employed (No Data) U.S. Citizen (No Data) No 0
0479215471 3.6333 Employed (No Data) U.S. Citizen (No Data) No 0
0291891921 3.6414 Employed Employed U.S. Citizen U.S. Citizen No 0
0593038273 4.0176 Employed (No Data) U.S. Citizen (No Data) No 0
0793398114 3.3964 Employed Employed U.S. Citizen U.S. Citizen No 0
0913096778 3.9071 Employed Employed U.S. Citizen U.S. Citizen No 0
0432425021 3.6031 Employed Employed U.S. Citizen U.S. Citizen No 0
0646340304 4.0291 Retired Retired U.S. Citizen U.S. Citizen No 0
0107362383 3.806 Employed Employed U.S. Citizen U.S. Citizen No 0
0250596078 3.763 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0291992517 3.625 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0085472386 3.5472 Employed (No Data) U.S. Citizen (No Data) No 0
0389451731 3.8955 Employed (No Data) U.S. Citizen (No Data) No 0
0398030215 3.4411 Employed Employed U.S. Citizen U.S. Citizen No 0
0353124190 3.9513 Employed (No Data) U.S. Citizen (No Data) No 0
0039178981 3.64 Employed (No Data) U.S. Citizen (No Data) No 0
0023279116 3.5492 Employed Employed U.S. Citizen U.S. Citizen No 0
0298522684 3.4875 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0539716991 3.9014 Employed (No Data) U.S. Citizen (No Data) No 0
0665162323 3.948 Employed Employed U.S. Citizen U.S. Citizen No 0
0193474187 4.2695 Employed (No Data) U.S. Citizen (No Data) No 0
0013897029 3.8947 Retired Retired U.S. Citizen U.S. Citizen No 0
0095553373 3.7636 Employed (No Data) U.S. Citizen (No Data) No 0
0079875983 3.6928 Employed Unemployed Permanent Resident Alien U.S. Citizen No 0
0777908292 4.1631 Employed (No Data) U.S. Citizen (No Data) No 0
0394154944 3.9736 Employed Employed U.S. Citizen U.S. Citizen No 0
0713503984 3.8994 Employed Employed U.S. Citizen U.S. Citizen No 0
0846244857 3.4987 Employed Employed U.S. Citizen U.S. Citizen No 0
0381027075 3.6782 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
0257126042 3.8025 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0768832501 3.9291 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0650881741 3.6513 Employed Employed U.S. Citizen U.S. Citizen No 0
0087095125 4.5135 Employed Employed U.S. Citizen U.S. Citizen No 0
0925912563 3.4264 Employed (No Data) U.S. Citizen (No Data) No 0
0010161112 3.6039 Employed (No Data) U.S. Citizen (No Data) No 0
0632717809 3.6635 Employed Employed U.S. Citizen U.S. Citizen No 0
0784661645 3.6352 Employed Employed U.S. Citizen U.S. Citizen No 0
0312750052 3.6496 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0625035775 3.8913 Employed Employed U.S. Citizen U.S. Citizen No 0
0248933078 3.7807 Employed (No Data) U.S. Citizen (No Data) No 0
0046114585 3.7782 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0107577209 3.7805 Employed Unemployed U.S. Citizen U.S. Citizen No 0
0407287199 3.4323 Employed (No Data) Permanent Resident Alien (No Data) No 0


©2020 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

 

 

 

 

EX-99.4 5 tm2013512d1_ex99-4.htm CLAYTON VALUATIONS SUMMARY

 

Exhibit 99.4

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-2
Start - End Dates: 11/2018 TO 2/2020
Deal Loan Count: 584
   
         
Valuations Summary      

 

Loans in Report: 584   Origination Values
Seller Loan Number Original Balance Sales Price Value for LTV Appraised Date Appraised Value Appraisal Form AVM Vendor Name Confidence Score Review Date Review Value Review Type
0874264434 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0655793227 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0971346852 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0740366376 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0508893554 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0146623882 XXXXXX XXXXXX XXXXXX 09/11/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0634884110 XXXXXX XXXXXX XXXXXX 11/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0295901565 XXXXXX XXXXXX XXXXXX 10/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0046552185 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0083917578 XXXXXX XXXXXX XXXXXX 09/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0593829226 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0833674778 XXXXXX XXXXXX XXXXXX 11/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0160724347 XXXXXX XXXXXX XXXXXX 11/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0714100774 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0845241945 XXXXXX XXXXXX XXXXXX 10/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0468241167 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0224967066 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0884493495 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0603758634 XXXXXX XXXXXX XXXXXX 11/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0410064059 XXXXXX XXXXXX XXXXXX 02/23/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0628088672 XXXXXX XXXXXX XXXXXX 10/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0100985056 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0980952397 XXXXXX XXXXXX XXXXXX 10/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0826699658 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0198698646 XXXXXX XXXXXX XXXXXX 09/10/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0351358758 XXXXXX XXXXXX XXXXXX 11/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0503764081 XXXXXX XXXXXX XXXXXX 11/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0666840166 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0669737689 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0010533153 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0382730242 XXXXXX XXXXXX XXXXXX 04/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0605380941 XXXXXX XXXXXX XXXXXX 08/26/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0572034281 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0364012147 XXXXXX XXXXXX XXXXXX 09/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0782961994 XXXXXX XXXXXX XXXXXX 06/11/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0946928088 XXXXXX XXXXXX XXXXXX 11/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0818158072 XXXXXX XXXXXX XXXXXX 10/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0748266519 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0042889937 XXXXXX XXXXXX XXXXXX 06/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0872937814 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0993908312 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0058466192 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0558278558 XXXXXX XXXXXX XXXXXX 11/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0836687425 XXXXXX XXXXXX XXXXXX 09/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0379185347 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0770701466 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 2090 Cooperative (Mar 05)       $0.00  
0993721368 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0312609376 XXXXXX XXXXXX XXXXXX 12/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0056458537 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0902304409 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0950745959 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0563987393 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0821759494 XXXXXX XXXXXX XXXXXX 11/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0710732992 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0495523954 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0785535238 XXXXXX XXXXXX XXXXXX 09/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0151786499 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0309268957 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0957830087 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0726326333 XXXXXX XXXXXX XXXXXX 12/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0139538054 XXXXXX XXXXXX XXXXXX 11/16/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0680682524 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0023327504 XXXXXX XXXXXX XXXXXX 09/10/2019 XXXXXXX 2090 Cooperative (Mar 05)       $0.00  
0870525869 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0365758782 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0183539719 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0632260032 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0337568653 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0522939699 XXXXXX XXXXXX XXXXXX 09/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0244390166 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0658567299 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0595964109 XXXXXX XXXXXX XXXXXX 10/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0512766603 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0886145358 XXXXXX XXXXXX XXXXXX 08/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0039065727 XXXXXX XXXXXX XXXXXX 08/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0089634107 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0899466323 XXXXXX XXXXXX XXXXXX 11/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0920697723 XXXXXX XXXXXX XXXXXX 08/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0363552090 XXXXXX XXXXXX XXXXXX 11/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0521254034 XXXXXX XXXXXX XXXXXX 09/10/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0263183483 XXXXXX XXXXXX XXXXXX 09/18/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0816092323 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0647959900 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0773662001 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0415612415 XXXXXX XXXXXX XXXXXX 08/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0669355009 XXXXXX XXXXXX XXXXXX 08/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0415184437 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0917139318 XXXXXX XXXXXX XXXXXX 09/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0124132366 XXXXXX XXXXXX XXXXXX 09/27/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0860564300 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0284367868 XXXXXX XXXXXX XXXXXX 09/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0091862916 XXXXXX XXXXXX XXXXXX 10/10/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0198048155 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0901686227 XXXXXX XXXXXX XXXXXX 08/25/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0230421721 XXXXXX XXXXXX XXXXXX 10/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0449297471 XXXXXX XXXXXX XXXXXX 08/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0780213503 XXXXXX XXXXXX XXXXXX 09/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0156876551 XXXXXX XXXXXX XXXXXX 09/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0565535970 XXXXXX XXXXXX XXXXXX 10/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0619671192 XXXXXX XXXXXX XXXXXX 10/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0537260535 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0311589547 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0363550151 XXXXXX XXXXXX XXXXXX 10/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0161967285 XXXXXX XXXXXX XXXXXX 09/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0902022757 XXXXXX XXXXXX XXXXXX 09/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0511162958 XXXXXX XXXXXX XXXXXX 09/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0061624823 XXXXXX XXXXXX XXXXXX 09/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0518759130 XXXXXX XXXXXX XXXXXX 09/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0258635314 XXXXXX XXXXXX XXXXXX 09/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0518890745 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0601160700 XXXXXX XXXXXX XXXXXX 08/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0290107440 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0984185839 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0793815866 XXXXXX XXXXXX XXXXXX 11/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0623459196 XXXXXX XXXXXX XXXXXX 09/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0281483266 XXXXXX XXXXXX XXXXXX 09/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0614571207 XXXXXX XXXXXX XXXXXX 09/23/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0693069447 XXXXXX XXXXXX XXXXXX 09/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0243797782 XXXXXX XXXXXX XXXXXX 10/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0533246836 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0484769264 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0991182989 XXXXXX XXXXXX XXXXXX 09/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0388028859 XXXXXX XXXXXX XXXXXX 09/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0520606070 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0053884599 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0572381003 XXXXXX XXXXXX XXXXXX 09/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0419737042 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0600586085 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0674570489 XXXXXX XXXXXX XXXXXX 10/10/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0082791792 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0966544125 XXXXXX XXXXXX XXXXXX 09/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0870408547 XXXXXX XXXXXX XXXXXX 10/10/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0365356107 XXXXXX XXXXXX XXXXXX 11/25/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0942128995 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0593595395 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0526016709 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0847339322 XXXXXX XXXXXX XXXXXX 09/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0129589759 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0718645568 XXXXXX XXXXXX XXXXXX 09/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0926205199 XXXXXX XXXXXX XXXXXX 08/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0491490608 XXXXXX XXXXXX XXXXXX 12/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0642615404 XXXXXX XXXXXX XXXXXX 09/17/2019 XXXXXXX 2090 Cooperative (Mar 05)       $0.00  
0950079417 XXXXXX XXXXXX XXXXXX 11/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0176132344 XXXXXX XXXXXX XXXXXX 09/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0611537100 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0493099874 XXXXXX XXXXXX XXXXXX 09/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0581297547 XXXXXX XXXXXX XXXXXX 09/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0879758129 XXXXXX XXXXXX XXXXXX 09/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0301562552 XXXXXX XXXXXX XXXXXX 09/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0613744471 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0351267887 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0945263059 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0991338984 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0182340071 XXXXXX XXXXXX XXXXXX 10/09/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0289392663 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0983076152 XXXXXX XXXXXX XXXXXX 10/04/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0333824635 XXXXXX XXXXXX XXXXXX 10/04/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0569995019 XXXXXX XXXXXX XXXXXX 09/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0051569573 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0963415685 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0955937264 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0139336740 XXXXXX XXXXXX XXXXXX 10/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0577229284 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0819971454 XXXXXX XXXXXX XXXXXX 09/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0430386864 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0788976212 XXXXXX XXXXXX XXXXXX 09/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0401899722 XXXXXX XXXXXX XXXXXX 10/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0868343203 XXXXXX XXXXXX XXXXXX 10/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0636846092 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0768816663 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0633708857 XXXXXX XXXXXX XXXXXX 04/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0706585544 XXXXXX XXXXXX XXXXXX 10/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0032856897 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0469036000 XXXXXX XXXXXX XXXXXX 02/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0259195322 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0233588768 XXXXXX XXXXXX XXXXXX 10/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0778524050 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0374708686 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0800656283 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0519785422 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0297778582 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0894481671 XXXXXX XXXXXX XXXXXX 06/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0275718333 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0215380832 XXXXXX XXXXXX XXXXXX 09/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0788742852 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0193185172 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0527793964 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0257424185 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0751464326 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0782363688 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0052092561 XXXXXX XXXXXX XXXXXX 12/04/2018 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0745627701 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0014372153 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0096545912 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0281298553 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0534307291 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0328703547 XXXXXX XXXXXX XXXXXX 10/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0873015295 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0687131751 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0887639066 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0679400505 XXXXXX XXXXXX XXXXXX 10/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0254916112 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0558789619 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0520708701 XXXXXX XXXXXX XXXXXX 10/10/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0375159285 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0736987985 XXXXXX XXXXXX XXXXXX 10/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0846437790 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0687283342 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0072327923 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0336238831 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0817778950 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0614776708 XXXXXX XXXXXX XXXXXX 10/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0140076705 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0114604669 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0188143053 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0802038592 XXXXXX XXXXXX XXXXXX 10/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0927704998 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0404270748 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0957692929 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0355970426 XXXXXX XXXXXX XXXXXX 10/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0365542606 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0881227705 XXXXXX XXXXXX XXXXXX 08/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0985919442 XXXXXX XXXXXX XXXXXX 10/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0792875623 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0721034174 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0086922470 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0725036319 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0080148108 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0476723649 XXXXXX XXXXXX XXXXXX 07/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0649229235 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0781688259 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0799564818 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0429170657 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 2090 Cooperative (Mar 05)       $0.00  
0506243601 XXXXXX XXXXXX XXXXXX 11/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0166750930 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0191709590 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0099898847 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0581355890 XXXXXX XXXXXX XXXXXX 10/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0229267316 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0331184310 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0708102241 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0634334593 XXXXXX XXXXXX XXXXXX 11/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0783415233 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0848381448 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0062289887 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0647136633 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0984705645 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0650983906 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0751257036 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0663663919 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0944311195 XXXXXX XXXXXX XXXXXX 11/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0151408430 XXXXXX XXXXXX XXXXXX 11/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0370543033 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0859810000 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0210676456 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0194157748 XXXXXX XXXXXX XXXXXX 11/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0007875351 XXXXXX XXXXXX XXXXXX 09/16/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0615230024 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0037865525 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0535134091 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0909085827 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0289698118 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0390984890 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0753794045 XXXXXX XXXXXX XXXXXX 10/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0735770180 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0175910260 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0789509725 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0389215607 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0044776384 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0012361670 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0550109460 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0147457889 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0527333393 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0642708852 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0148112476 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0365773081 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0831552619 XXXXXX XXXXXX XXXXXX 10/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0657552809 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0056133568 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0036470894 XXXXXX XXXXXX XXXXXX 11/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0488401510 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0711947910 XXXXXX XXXXXX XXXXXX 11/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0195766046 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0690994517 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0375423366 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0293853808 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0084786391 XXXXXX XXXXXX XXXXXX 11/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0144766168 XXXXXX XXXXXX XXXXXX 11/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0706657938 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0967664174 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0071315609 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0816109365 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0343074163 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0185928927 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0815902205 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0315940642 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0626584268 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0099579706 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0868859047 XXXXXX XXXXXX XXXXXX 11/10/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0508790275 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0344060624 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0001208260 XXXXXX XXXXXX XXXXXX 11/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0541268474 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0026750669 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0928657686 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0899544017 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0985560599 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0719944689 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0147657870 XXXXXX XXXXXX XXXXXX 11/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0421702906 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0930880228 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0058152232 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0452894588 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0765906942 XXXXXX XXXXXX XXXXXX 11/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0996703003 XXXXXX XXXXXX XXXXXX 11/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0504867538 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0353664729 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0022165426 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0476603849 XXXXXX XXXXXX XXXXXX 11/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0904068300 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0157661859 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0901127013 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0268204072 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0607938872 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0251366063 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0111309815 XXXXXX XXXXXX XXXXXX 11/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0909385115 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0230876099 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0815122729 XXXXXX XXXXXX XXXXXX 11/09/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0234935183 XXXXXX XXXXXX XXXXXX 11/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0364070754 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0208857959 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0556108109 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0958095313 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0968138324 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0083631836 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0187804075 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0319689882 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0984830018 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0018303136 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0662886586 XXXXXX XXXXXX XXXXXX 12/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0986070720 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0671024568 XXXXXX XXXXXX XXXXXX 11/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0763148211 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0773753551 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0140445664 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0797371696 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0093686180 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0856387850 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0055159590 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0959870484 XXXXXX XXXXXX XXXXXX 11/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0022492955 XXXXXX XXXXXX XXXXXX 11/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0466758776 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0374366226 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0876142093 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0377624368 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0851791024 XXXXXX XXXXXX XXXXXX 12/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0255608843 XXXXXX XXXXXX XXXXXX 11/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0005133636 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0964238483 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0671407785 XXXXXX XXXXXX XXXXXX 12/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0122510339 XXXXXX XXXXXX XXXXXX 12/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0175566725 XXXXXX XXXXXX XXXXXX 11/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0018527973 XXXXXX XXXXXX XXXXXX 11/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0613793483 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0010875977 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0023372168 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0277751122 XXXXXX XXXXXX XXXXXX 11/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0821363247 XXXXXX XXXXXX XXXXXX 11/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0006912855 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0521327965 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0093579564 XXXXXX XXXXXX XXXXXX 11/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0965850801 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0976782492 XXXXXX XXXXXX XXXXXX 11/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0234547373 XXXXXX XXXXXX XXXXXX 11/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0524683555 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0914204211 XXXXXX XXXXXX XXXXXX 11/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0712759027 XXXXXX XXXXXX XXXXXX 11/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0401476490 XXXXXX XXXXXX XXXXXX 11/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0095833943 XXXXXX XXXXXX XXXXXX 12/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0816774845 XXXXXX XXXXXX XXXXXX 11/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0258295534 XXXXXX XXXXXX XXXXXX 11/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0010099466 XXXXXX XXXXXX XXXXXX 11/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0485705017 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0685437658 XXXXXX XXXXXX XXXXXX 11/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0444657526 XXXXXX XXXXXX XXXXXX 11/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0507360747 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0618189265 XXXXXX XXXXXX XXXXXX 09/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0880979505 XXXXXX XXXXXX XXXXXX 02/13/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0965487541 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0403916254 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0438036478 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0727718994 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0810101652 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0440498012 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0341142506 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0195032226 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0422987993 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0740805450 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0467552849 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0473788700 XXXXXX XXXXXX XXXXXX 05/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0525586982 XXXXXX XXXXXX XXXXXX 08/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0535637755 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0078585915 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0858806510 XXXXXX XXXXXX XXXXXX 08/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0878012448 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0590079733 XXXXXX XXXXXX XXXXXX 03/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0651609645 XXXXXX XXXXXX XXXXXX 08/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0240082252 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0701039260 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0680996247 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0677771726 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0876755308 XXXXXX XXXXXX XXXXXX 08/29/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0932506863 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0169960444 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0625251146 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0521318659 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0803838618 XXXXXX XXXXXX XXXXXX 10/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0358141789 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0757119637 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0974061124 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0699749187 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0203951540 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0449841787 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0890273348 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0597352845 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0198039643 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0164039335 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0806651973 XXXXXX XXXXXX XXXXXX 10/10/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0970744433 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0441337763 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0764437650 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0275391095 XXXXXX XXXXXX XXXXXX 10/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0754517462 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0063801178 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0323743636 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0554485894 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0562351227 XXXXXX XXXXXX XXXXXX 10/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0863428446 XXXXXX XXXXXX XXXXXX 10/27/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0971466510 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0027459270 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0171713300 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0556411328 XXXXXX XXXXXX XXXXXX 09/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0820670342 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0098308885 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0081978157 XXXXXX XXXXXX XXXXXX 08/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0843711947 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0512318878 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0719452152 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0032470149 XXXXXX XXXXXX XXXXXX 11/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0761782952 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0646803606 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0912257341 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0990557435 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0594766390 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0723888838 XXXXXX XXXXXX XXXXXX 10/12/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0986735726 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0690898587 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0394145910 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0222794979 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0251132442 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0534552028 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0082093234 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0044212683 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0959709394 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0626855629 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0341506483 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0695519720 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0251533995 XXXXXX XXXXXX XXXXXX 10/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0237319903 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0643750103 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0287631238 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0607663044 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0928765202 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0667541972 XXXXXX XXXXXX XXXXXX 10/02/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0301184777 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0563323943 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0382714497 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0277332355 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0962527166 XXXXXX XXXXXX XXXXXX 10/14/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0673980487 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0266515179 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0971358115 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0697509000 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0674897472 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0718779227 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0324560397 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0180291554 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0619683032 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0377191041 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0418881151 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0379583377 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0768638937 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0879865295 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0267698799 XXXXXX XXXXXX XXXXXX 11/15/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0399338078 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0624329693 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0425294685 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0606028194 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0389755835 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0826952032 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0686174159 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0182091561 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0714903998 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0788717197 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0122255129 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0187609707 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0718534155 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0882737066 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0915882780 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0877548086 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0746741449 XXXXXX XXXXXX XXXXXX 10/15/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0818477693 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0904867182 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0312903772 XXXXXX XXXXXX XXXXXX 09/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0599919253 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0552280674 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0940550226 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0391992663 XXXXXX XXXXXX XXXXXX 10/17/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0282510922 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0801051701 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0481341063 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0985710633 XXXXXX XXXXXX XXXXXX 10/09/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0940802390 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0469133639 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0832258379 XXXXXX XXXXXX XXXXXX 11/05/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0731355143 XXXXXX XXXXXX XXXXXX 10/16/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0200266742 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0167864087 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1025 Multi-Fam (Mar 05)       $0.00  
0290190209 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0439150390 XXXXXX XXXXXX XXXXXX 10/10/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0141371111 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0896609983 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0971482414 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0104214693 XXXXXX XXXXXX XXXXXX 10/22/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  
0383323003 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0753332998 XXXXXX XXXXXX XXXXXX 11/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0095035871 XXXXXX XXXXXX XXXXXX 11/03/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0329977612 XXXXXX XXXXXX XXXXXX 11/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0359256513 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0030018549 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0806792266 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0479215471 XXXXXX XXXXXX XXXXXX 10/23/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0291891921 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0593038273 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0793398114 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0913096778 XXXXXX XXXXXX XXXXXX 10/24/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0432425021 XXXXXX XXXXXX XXXXXX 11/08/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0646340304 XXXXXX XXXXXX XXXXXX 10/14/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0107362383 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0250596078 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0291992517 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0085472386 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0389451731 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0398030215 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0353124190 XXXXXX XXXXXX XXXXXX 10/21/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0039178981 XXXXXX XXXXXX XXXXXX 10/25/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0023279116 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0298522684 XXXXXX XXXXXX XXXXXX 10/20/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0539716991 XXXXXX XXXXXX XXXXXX 10/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0665162323 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0193474187 XXXXXX XXXXXX XXXXXX 11/06/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0013897029 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0095553373 XXXXXX XXXXXX XXXXXX 10/31/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0079875983 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0777908292 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0394154944 XXXXXX XXXXXX XXXXXX 10/19/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0713503984 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0846244857 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0381027075 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0257126042 XXXXXX XXXXXX XXXXXX 10/11/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0768832501 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0650881741 XXXXXX XXXXXX XXXXXX 11/04/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0087095125 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0925912563 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0010161112 XXXXXX XXXXXX XXXXXX 11/13/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0632717809 XXXXXX XXXXXX XXXXXX 10/29/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0784661645 XXXXXX XXXXXX XXXXXX 11/07/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0312750052 XXXXXX XXXXXX XXXXXX 10/30/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0625035775 XXXXXX XXXXXX XXXXXX 10/26/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0248933078 XXXXXX XXXXXX XXXXXX 11/01/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0046114585 XXXXXX XXXXXX XXXXXX 10/18/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0107577209 XXXXXX XXXXXX XXXXXX 10/28/2019 XXXXXXX 1004 SFR (Mar 05)       $0.00  
0407287199 XXXXXX XXXXXX XXXXXX 11/03/2019 XXXXXXX 1073 Condo (Mar 05)       $0.00  

 

  Automated Valuation Model Desk Review
Seller Loan Number Report Date Value Variance Amount Variance (%) AVM Vendor Name Confidence Score Report Date Value Variance Amount Variance (%)
0874264434   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0655793227   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0971346852   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0740366376   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -2.78%
0508893554   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0146623882   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0634884110   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0295901565   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0046552185   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 1.69%
0083917578   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0593829226   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0833674778   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0160724347   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.00%
0714100774   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0845241945   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0468241167   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0224967066   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.00%
0884493495   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0603758634   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX -0.92%
0410064059   $0.00 $0.00 0.00%     08/21/2019 XXXXXXX XXXXXXX 0.00%
0628088672   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0100985056   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -0.66%
0980952397   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0826699658   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -1.01%
0198698646   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0351358758   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 1.85%
0503764081   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0666840166   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.83%
0669737689   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0010533153   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0382730242   $0.00 $0.00 0.00%     12/04/2019 XXXXXXX XXXXXXX 0.00%
0605380941   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0572034281   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0364012147   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -0.37%
0782961994   $0.00 $0.00 0.00%     12/18/2019 XXXXXXX XXXXXXX 0.00%
0946928088   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0818158072   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0748266519   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX -9.62%
0042889937   $0.00 $0.00 0.00%     10/13/2019 XXXXXXX XXXXXXX -18.37%
0872937814   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0993908312   $0.00 $0.00 0.00%     09/23/2019 XXXXXXX XXXXXXX 0.00%
0058466192   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0558278558   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0836687425   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0379185347   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX -0.81%
0770701466   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0993721368   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0312609376   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0056458537   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -9.55%
0902304409   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0950745959   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.46%
0563987393   $0.00 $0.00 0.00%     01/09/2019 XXXXXXX XXXXXXX 0.00%
0821759494   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0710732992   $0.00 $0.00 0.00%     09/15/2019 XXXXXXX XXXXXXX 0.00%
0495523954   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0785535238   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX -3.19%
0151786499   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0309268957   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -0.57%
0957830087   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0726326333   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0139538054   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX -2.04%
0680682524   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0023327504   $0.00 $0.00 0.00%     01/17/2020 XXXXXXX XXXXXXX 0.00%
0870525869   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0365758782   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX -3.13%
0183539719   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX -6.25%
0632260032   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0337568653   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0522939699   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX -3.13%
0244390166   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0658567299   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0595964109   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0512766603   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0886145358   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0039065727   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0089634107   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX -0.16%
0899466323   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -6.54%
0920697723   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0363552090   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0521254034   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0263183483   $0.00 $0.00 0.00%     02/27/2019 XXXXXXX XXXXXXX 0.00%
0816092323   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX -11.11%
0647959900   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0773662001   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0415612415   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX -2.41%
0669355009   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -2.75%
0415184437   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX -3.33%
0917139318   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX -0.70%
0124132366   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -0.80%
0860564300   $0.00 $0.00 0.00%     12/15/2019 XXXXXXX XXXXXXX -23.95%
0284367868   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 1.33%
0091862916   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 2.05%
0198048155   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0901686227   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0230421721   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.30%
0449297471   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 2.33%
0780213503   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -4.31%
0156876551   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0565535970   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0619671192   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0537260535   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -4.37%
0311589547   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0363550151   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0161967285   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0902022757   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX -8.33%
0511162958   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0061624823   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.60%
0518759130   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 1.85%
0258635314   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0518890745   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0601160700   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0290107440   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -0.26%
0984185839   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0793815866   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0623459196   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0281483266   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0614571207   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0693069447   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0243797782   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0533246836   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -27.97%
0484769264   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0991182989   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0388028859   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0520606070   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.65%
0053884599   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX -3.28%
0572381003   $0.00 $0.00 0.00%     01/02/2019 XXXXXXX XXXXXXX -0.49%
0419737042   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX -10.00%
0600586085   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0674570489   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 2.03%
0082791792   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0966544125   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.00%
0870408547   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0365356107   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0942128995   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0593595395   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX -5.59%
0526016709   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0847339322   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX -8.21%
0129589759   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0718645568   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 3.45%
0926205199   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0491490608   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX -5.58%
0642615404   $0.00 $0.00 0.00%     01/14/2020 XXXXXXX XXXXXXX 0.00%
0950079417   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -1.89%
0176132344   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -1.77%
0611537100   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.35%
0493099874   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.69%
0581297547   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0879758129   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -1.75%
0301562552   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0613744471   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0351267887   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0945263059   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -6.98%
0991338984   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0182340071   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0289392663   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0983076152   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0333824635   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0569995019   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0051569573   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0963415685   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -2.71%
0955937264   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0139336740   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0577229284   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 3.33%
0819971454   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0430386864   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0788976212   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.67%
0401899722   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 4.88%
0868343203   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0636846092   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX -3.57%
0768816663   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 5.26%
0633708857   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0706585544   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0032856897   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 5.26%
0469036000   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0259195322   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0233588768   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0778524050   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -0.60%
0374708686   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0800656283   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0519785422   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 1.21%
0297778582   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0894481671   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0275718333   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0215380832   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -4.88%
0788742852   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -0.41%
0193185172   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0527793964   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX -0.44%
0257424185   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0751464326   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0782363688   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0052092561   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0745627701   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0014372153   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.24%
0096545912   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX -10.00%
0281298553   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX -2.29%
0534307291   $0.00 $0.00 0.00%     12/15/2019 XXXXXXX XXXXXXX 0.00%
0328703547   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX -1.32%
0873015295   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX -13.85%
0687131751   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0887639066   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0679400505   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.00%
0254916112   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -0.99%
0558789619   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0520708701   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX -3.43%
0375159285   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0736987985   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX -2.44%
0846437790   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX -3.03%
0687283342   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -0.91%
0072327923   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 1.24%
0336238831   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0817778950   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0614776708   $0.00 $0.00 0.00%     12/11/2019 XXXXXXX XXXXXXX 0.00%
0140076705   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0114604669   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0188143053   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0802038592   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0927704998   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0404270748   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -0.21%
0957692929   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.58%
0355970426   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0365542606   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0881227705   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0985919442   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0792875623   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0721034174   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 3.39%
0086922470   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -2.67%
0725036319   $0.00 $0.00 0.00%     12/18/2019 XXXXXXX XXXXXXX 0.00%
0080148108   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0476723649   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -13.16%
0649229235   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0781688259   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0799564818   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0429170657   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0506243601   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0166750930   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0191709590   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX -0.38%
0099898847   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0581355890   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0229267316   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0331184310   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0708102241   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0634334593   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0783415233   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX -3.28%
0848381448   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX -1.49%
0062289887   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -0.85%
0647136633   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 1.16%
0984705645   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.29%
0650983906   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 9.09%
0751257036   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0663663919   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0944311195   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX -2.13%
0151408430   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0370543033   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.00%
0859810000   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX -1.05%
0210676456   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 0.00%
0194157748   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX -1.46%
0007875351   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0615230024   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0037865525   $0.00 $0.00 0.00%     10/22/2019 XXXXXXX XXXXXXX 0.00%
0535134091   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0909085827   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0289698118   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0390984890   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0753794045   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -0.41%
0735770180   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0175910260   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0789509725   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0389215607   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0044776384   $0.00 $0.00 0.00%     01/04/2020 XXXXXXX XXXXXXX 0.00%
0012361670   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0550109460   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0147457889   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -0.91%
0527333393   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0642708852   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0148112476   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0365773081   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX -3.85%
0831552619   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 3.90%
0657552809   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0056133568   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 0.00%
0036470894   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 1.32%
0488401510   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0711947910   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.22%
0195766046   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0690994517   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0375423366   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -1.16%
0293853808   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0084786391   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0144766168   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX -11.33%
0706657938   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0967664174   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0071315609   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -0.93%
0816109365   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0343074163   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0185928927   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0815902205   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.36%
0315940642   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0626584268   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX -1.87%
0099579706   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0868859047   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0508790275   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 1.25%
0344060624   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX -2.14%
0001208260   $0.00 $0.00 0.00%     01/04/2020 XXXXXXX XXXXXXX 0.00%
0541268474   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0026750669   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0928657686   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 2.80%
0899544017   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 2.42%
0985560599   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0719944689   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX -0.54%
0147657870   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%
0421702906   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -0.07%
0930880228   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0058152232   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0452894588   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0765906942   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0996703003   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0504867538   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0353664729   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -0.70%
0022165426   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -5.95%
0476603849   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0904068300   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0157661859   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0901127013   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0268204072   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 1.28%
0607938872   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0251366063   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0111309815   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0909385115   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -0.53%
0230876099   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX -3.35%
0815122729   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 0.00%
0234935183   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX -1.09%
0364070754   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0208857959   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0556108109   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX -0.88%
0958095313   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 1.90%
0968138324   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -0.74%
0083631836   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0187804075   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 2.05%
0319689882   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0984830018   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0018303136   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0662886586   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0986070720   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.61%
0671024568   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0763148211   $0.00 $0.00 0.00%     01/02/2019 XXXXXXX XXXXXXX -0.19%
0773753551   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 1.21%
0140445664   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX -4.34%
0797371696   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0093686180   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 0.00%
0856387850   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0055159590   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0959870484   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0022492955   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0466758776   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0374366226   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0876142093   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0377624368   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0851791024   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX -2.86%
0255608843   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0005133636   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0964238483   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX -0.78%
0671407785   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -6.99%
0122510339   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0175566725   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0018527973   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0613793483   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0010875977   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0023372168   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0277751122   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0821363247   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0006912855   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0521327965   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0093579564   $0.00 $0.00 0.00%     01/04/2020 XXXXXXX XXXXXXX 0.00%
0965850801   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0976782492   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.82%
0234547373   $0.00 $0.00 0.00%     12/21/2019 XXXXXXX XXXXXXX 0.00%
0524683555   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0914204211   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0712759027   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0401476490   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 0.00%
0095833943   $0.00 $0.00 0.00%     01/13/2020 XXXXXXX XXXXXXX 0.00%
0816774845   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0258295534   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0010099466   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX -0.26%
0485705017   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 5.88%
0685437658   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0444657526   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0507360747   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0618189265   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0880979505   $0.00 $0.00 0.00%     12/02/2019 XXXXXXX XXXXXXX 0.00%
0965487541   $0.00 $0.00 0.00%     10/14/2019 XXXXXXX XXXXXXX 0.85%
0403916254   $0.00 $0.00 0.00%     11/20/2019 XXXXXXX XXXXXXX 0.00%
0438036478   $0.00 $0.00 0.00%     10/10/2019 XXXXXXX XXXXXXX 0.00%
0727718994   $0.00 $0.00 0.00%     10/10/2019 XXXXXXX XXXXXXX -4.35%
0810101652   $0.00 $0.00 0.00%     11/07/2019 XXXXXXX XXXXXXX 0.00%
0440498012   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0341142506   $0.00 $0.00 0.00%     11/23/2019 XXXXXXX XXXXXXX 0.00%
0195032226   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0422987993   $0.00 $0.00 0.00%     11/18/2019 XXXXXXX XXXXXXX 0.00%
0740805450   $0.00 $0.00 0.00%     11/22/2019 XXXXXXX XXXXXXX 0.00%
0467552849   $0.00 $0.00 0.00%     11/04/2019 XXXXXXX XXXXXXX 0.00%
0473788700   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX -26.17%
0525586982   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0535637755   $0.00 $0.00 0.00%     12/02/2019 XXXXXXX XXXXXXX 0.00%
0078585915   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.62%
0858806510   $0.00 $0.00 0.00%     12/11/2019 XXXXXXX XXXXXXX 0.00%
0878012448   $0.00 $0.00 0.00%     11/21/2019 XXXXXXX XXXXXXX 0.00%
0590079733   $0.00 $0.00 0.00%     10/30/2019 XXXXXXX XXXXXXX -1.89%
0651609645   $0.00 $0.00 0.00%     11/26/2019 XXXXXXX XXXXXXX -2.44%
0240082252   $0.00 $0.00 0.00%     11/26/2019 XXXXXXX XXXXXXX -0.62%
0701039260   $0.00 $0.00 0.00%     11/04/2019 XXXXXXX XXXXXXX 0.00%
0680996247   $0.00 $0.00 0.00%     11/22/2019 XXXXXXX XXXXXXX 0.00%
0677771726   $0.00 $0.00 0.00%     10/10/2019 XXXXXXX XXXXXXX -7.46%
0876755308   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0932506863   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0169960444   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0625251146   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0521318659   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -1.90%
0803838618   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -1.33%
0358141789   $0.00 $0.00 0.00%     12/18/2019 XXXXXXX XXXXXXX -1.77%
0757119637   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0974061124   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 1.75%
0699749187   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0203951540   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX -8.00%
0449841787   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -2.56%
0890273348   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0597352845   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0198039643   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 1.22%
0164039335   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0806651973   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0970744433   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 4.96%
0441337763   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0764437650   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0275391095   $0.00 $0.00 0.00%     12/11/2019 XXXXXXX XXXXXXX 0.00%
0754517462   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0063801178   $0.00 $0.00 0.00%     12/24/2019 XXXXXXX XXXXXXX 3.16%
0323743636   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 5.56%
0554485894   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX -1.92%
0562351227   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 1.33%
0863428446   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX 0.00%
0971466510   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -0.28%
0027459270   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.28%
0171713300   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0556411328   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0820670342   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0098308885   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0081978157   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0843711947   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0512318878   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0719452152   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0032470149   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX -2.04%
0761782952   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -2.07%
0646803606   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.28%
0912257341   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0990557435   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -4.58%
0594766390   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0723888838   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX 0.00%
0986735726   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -1.89%
0690898587   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0394145910   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0222794979   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0251132442   $0.00 $0.00 0.00%     12/08/2019 XXXXXXX XXXXXXX -1.64%
0534552028   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0082093234   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0044212683   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0959709394   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0626855629   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0341506483   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX -0.78%
0695519720   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0251533995   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0237319903   $0.00 $0.00 0.00%     12/11/2019 XXXXXXX XXXXXXX 0.00%
0643750103   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0287631238   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0607663044   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 3.13%
0928765202   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0667541972   $0.00 $0.00 0.00%     12/02/2019 XXXXXXX XXXXXXX -2.99%
0301184777   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX -4.41%
0563323943   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0382714497   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0277332355   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0962527166   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0673980487   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -8.82%
0266515179   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.11%
0971358115   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -11.39%
0697509000   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.38%
0674897472   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0718779227   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX -0.83%
0324560397   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0180291554   $0.00 $0.00 0.00%     12/05/2019 XXXXXXX XXXXXXX 0.00%
0619683032   $0.00 $0.00 0.00%     12/18/2019 XXXXXXX XXXXXXX 0.00%
0377191041   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX 0.00%
0418881151   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 1.61%
0379583377   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0768638937   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0879865295   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -2.78%
0267698799   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.80%
0399338078   $0.00 $0.00 0.00%     12/07/2019 XXXXXXX XXXXXXX 0.00%
0624329693   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0425294685   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0606028194   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0389755835   $0.00 $0.00 0.00%     12/20/2019 XXXXXXX XXXXXXX 0.00%
0826952032   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 0.00%
0686174159   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0182091561   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0714903998   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0788717197   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0122255129   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0187609707   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -2.03%
0718534155   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0882737066   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0915882780   $0.00 $0.00 0.00%     12/16/2019 XXXXXXX XXXXXXX -1.48%
0877548086   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0746741449   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0818477693   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 3.19%
0904867182   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0312903772   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX -1.80%
0599919253   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 2.50%
0552280674   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0940550226   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0391992663   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0282510922   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 2.00%
0801051701   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX -1.71%
0481341063   $0.00 $0.00 0.00%     12/07/2019 XXXXXXX XXXXXXX 0.00%
0985710633   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0940802390   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0469133639   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX -1.10%
0832258379   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0731355143   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0200266742   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0167864087   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0290190209   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0439150390   $0.00 $0.00 0.00%     12/26/2019 XXXXXXX XXXXXXX -1.05%
0141371111   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0896609983   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX -1.52%
0971482414   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0104214693   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0383323003   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX -0.52%
0753332998   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0095035871   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0329977612   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 1.71%
0359256513   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.71%
0030018549   $0.00 $0.00 0.00%     12/06/2019 XXXXXXX XXXXXXX 0.00%
0806792266   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0479215471   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0291891921   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0593038273   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX -3.11%
0793398114   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0913096778   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0432425021   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0646340304   $0.00 $0.00 0.00%     12/10/2019 XXXXXXX XXXXXXX 0.00%
0107362383   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0250596078   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0291992517   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0085472386   $0.00 $0.00 0.00%     12/27/2019 XXXXXXX XXXXXXX 0.00%
0389451731   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0398030215   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 3.14%
0353124190   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0039178981   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0023279116   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -8.33%
0298522684   $0.00 $0.00 0.00%     01/09/2020 XXXXXXX XXXXXXX 0.00%
0539716991   $0.00 $0.00 0.00%     12/31/2019 XXXXXXX XXXXXXX 0.00%
0665162323   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0193474187   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -1.79%
0013897029   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX -5.00%
0095553373   $0.00 $0.00 0.00%     12/17/2019 XXXXXXX XXXXXXX -1.36%
0079875983   $0.00 $0.00 0.00%     01/03/2020 XXXXXXX XXXXXXX 0.00%
0777908292   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 0.00%
0394154944   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX -1.20%
0713503984   $0.00 $0.00 0.00%     12/13/2019 XXXXXXX XXXXXXX 0.00%
0846244857   $0.00 $0.00 0.00%     01/06/2020 XXXXXXX XXXXXXX 1.44%
0381027075   $0.00 $0.00 0.00%     12/23/2019 XXXXXXX XXXXXXX 0.00%
0257126042   $0.00 $0.00 0.00%     12/19/2019 XXXXXXX XXXXXXX 0.00%
0768832501   $0.00 $0.00 0.00%     12/12/2019 XXXXXXX XXXXXXX 0.00%
0650881741   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0087095125   $0.00 $0.00 0.00%     12/30/2019 XXXXXXX XXXXXXX 0.00%
0925912563   $0.00 $0.00 0.00%     01/04/2020 XXXXXXX XXXXXXX 0.00%
0010161112   $0.00 $0.00 0.00%     01/07/2020 XXXXXXX XXXXXXX 0.00%
0632717809   $0.00 $0.00 0.00%     12/09/2019 XXXXXXX XXXXXXX 0.00%
0784661645   $0.00 $0.00 0.00%     01/04/2020 XXXXXXX XXXXXXX 0.00%
0312750052   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 0.00%
0625035775   $0.00 $0.00 0.00%     12/28/2019 XXXXXXX XXXXXXX 0.00%
0248933078   $0.00 $0.00 0.00%     01/10/2020 XXXXXXX XXXXXXX 0.00%
0046114585   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 6.29%
0107577209   $0.00 $0.00 0.00%     01/08/2020 XXXXXXX XXXXXXX 1.77%
0407287199   $0.00 $0.00 0.00%     01/02/2020 XXXXXXX XXXXXXX 0.00%

 

  Second Desk Review Field Review Second Field Review
Seller Loan Number Report Date Value Variance Amount Variance (%) Report Date Value Variance Amount Variance (%) Report Date Value Variance Amount Variance (%)
0874264434   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655793227   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971346852   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0740366376   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0508893554   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0146623882   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0634884110   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0295901565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0046552185   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0083917578   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0593829226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0833674778   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0160724347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0714100774   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845241945   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468241167   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0224967066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884493495   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0603758634   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0410064059   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0628088672   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0100985056   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0980952397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0826699658   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0198698646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0351358758   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0503764081   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0666840166   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669737689   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010533153   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382730242   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0605380941   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572034281   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0364012147   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782961994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0946928088   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818158072   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748266519   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0042889937   $0.00 $0.00 0.00% 11/21/2019 XXXXXXX XXXXXXX -16.33% 01/10/2020 XXXXXXX XXXXXXX 0.00%
0872937814   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0993908312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0058466192   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0558278558   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836687425   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0379185347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0770701466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0993721368   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0312609376   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0056458537   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0902304409   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950745959   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563987393   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0821759494   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0710732992   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0495523954   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785535238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0151786499   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0309268957   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0957830087   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0726326333   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0139538054   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0680682524   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0023327504   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0870525869   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0365758782   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0183539719   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0632260032   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0337568653   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0522939699   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0244390166   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658567299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0595964109   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0512766603   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0886145358   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0039065727   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0089634107   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0899466323   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0920697723   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363552090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0521254034   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263183483   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0816092323   $0.00 $0.00 0.00% 01/26/2020 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0647959900   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0773662001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0415612415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669355009   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0415184437   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0917139318   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0124132366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0860564300   $0.00 $0.00 0.00% 01/10/2020 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0284367868   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0091862916   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0198048155   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901686227   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0230421721   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0449297471   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0780213503   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156876551   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0565535970   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619671192   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0537260535   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0311589547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363550151   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0161967285   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0902022757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0511162958   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0061624823   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518759130   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0258635314   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518890745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0601160700   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0290107440   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0984185839   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0793815866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0623459196   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0281483266   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0614571207   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693069447   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0243797782   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0533246836   $0.00 $0.00 0.00% 12/30/2019 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0484769264   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0991182989   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0388028859   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0520606070   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0053884599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572381003   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0419737042   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600586085   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0674570489   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082791792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0966544125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0870408547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0365356107   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0942128995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0593595395   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0526016709   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0847339322   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0129589759   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0718645568   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0926205199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0491490608   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0642615404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950079417   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176132344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0611537100   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0493099874   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0581297547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0879758129   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0301562552   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0613744471   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0351267887   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0945263059   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0991338984   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0182340071   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0289392663   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0983076152   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333824635   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0569995019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0051569573   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0963415685   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955937264   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0139336740   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0577229284   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0819971454   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430386864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0788976212   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0401899722   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0868343203   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0636846092   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0768816663   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0633708857   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0706585544   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0032856897   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469036000   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0259195322   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233588768   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0778524050   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374708686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800656283   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0519785422   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0297778582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0894481671   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0275718333   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0215380832   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0788742852   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193185172   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0527793964   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0257424185   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0751464326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782363688   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0052092561   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0745627701   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0014372153   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0096545912   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0281298553   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534307291   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328703547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0873015295   $0.00 $0.00 0.00% 01/21/2020 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0687131751   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0887639066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0679400505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0254916112   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0558789619   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0520708701   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0375159285   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0736987985   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0846437790   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0687283342   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0072327923   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0336238831   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0817778950   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0614776708   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0140076705   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0114604669   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0188143053   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802038592   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0927704998   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0404270748   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0957692929   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0355970426   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0365542606   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0881227705   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0985919442   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0792875623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0721034174   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0086922470   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0725036319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0080148108   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476723649   $0.00 $0.00 0.00% 12/23/2019 XXXXXXX XXXXXXX -16.84%   $0.00 $0.00 0.00%
0649229235   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0781688259   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0799564818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429170657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0506243601   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0166750930   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0191709590   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0099898847   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0581355890   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0229267316   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0331184310   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0708102241   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0634334593   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0783415233   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0848381448   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0062289887   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647136633   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0984705645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0650983906   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0751257036   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0663663919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0944311195   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0151408430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0370543033   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0859810000   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210676456   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0194157748   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0007875351   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615230024   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0037865525   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0535134091   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0909085827   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0289698118   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0390984890   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753794045   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0735770180   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0175910260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0789509725   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0389215607   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0044776384   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0012361670   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0550109460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0147457889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0527333393   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0642708852   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0148112476   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0365773081   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0831552619   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0657552809   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0056133568   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0036470894   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0488401510   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0711947910   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0195766046   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0690994517   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0375423366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0293853808   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0084786391   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0144766168   $0.00 $0.00 0.00% 01/09/2020 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0706657938   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0967664174   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0071315609   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0816109365   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343074163   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185928927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815902205   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0315940642   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0626584268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0099579706   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0868859047   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0508790275   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344060624   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0001208260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0541268474   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0026750669   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0928657686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0899544017   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0985560599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719944689   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0147657870   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0421702906   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0930880228   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0058152232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452894588   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0765906942   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0996703003   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0504867538   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0353664729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0022165426   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476603849   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0904068300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0157661859   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901127013   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268204072   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0607938872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0251366063   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111309815   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0909385115   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0230876099   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815122729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234935183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0364070754   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208857959   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0556108109   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0958095313   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0968138324   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0083631836   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0187804075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319689882   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0984830018   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0018303136   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0662886586   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0986070720   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0671024568   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0763148211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0773753551   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0140445664   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0797371696   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0093686180   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0856387850   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0055159590   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959870484   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0022492955   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0466758776   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374366226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876142093   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377624368   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851791024   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0255608843   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005133636   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0964238483   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0671407785   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0122510339   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0175566725   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0018527973   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0613793483   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010875977   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0023372168   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0277751122   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0821363247   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0006912855   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0521327965   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0093579564   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0965850801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0976782492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234547373   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0524683555   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0914204211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0712759027   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0401476490   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095833943   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0816774845   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0258295534   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010099466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485705017   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0685437658   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0444657526   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0507360747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0618189265   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0880979505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0965487541   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403916254   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0438036478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0727718994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0810101652   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0440498012   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0341142506   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0195032226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0422987993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0740805450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0467552849   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0473788700   $0.00 $0.00 0.00% 01/13/2020 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0525586982   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0535637755   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0078585915   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858806510   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878012448   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0590079733   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0651609645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0240082252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0701039260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0680996247   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0677771726   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876755308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932506863   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0169960444   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0625251146   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0521318659   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0803838618   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358141789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0757119637   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0974061124   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0699749187   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0203951540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0449841787   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0890273348   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0597352845   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0198039643   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0164039335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806651973   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970744433   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0441337763   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0764437650   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0275391095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0754517462   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0063801178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0323743636   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0554485894   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0562351227   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0863428446   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971466510   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0027459270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0171713300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0556411328   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0820670342   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098308885   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0081978157   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0843711947   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0512318878   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719452152   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0032470149   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761782952   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0646803606   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0912257341   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0990557435   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0594766390   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0723888838   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0986735726   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0690898587   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0394145910   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0222794979   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0251132442   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534552028   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082093234   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0044212683   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959709394   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0626855629   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0341506483   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695519720   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0251533995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0237319903   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643750103   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0287631238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0607663044   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0928765202   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0667541972   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0301184777   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563323943   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382714497   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0277332355   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0962527166   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673980487   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266515179   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971358115   $0.00 $0.00 0.00% 12/23/2019 XXXXXXX XXXXXXX 0.00%   $0.00 $0.00 0.00%
0697509000   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0674897472   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0718779227   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324560397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0180291554   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619683032   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377191041   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0418881151   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0379583377   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0768638937   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0879865295   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0267698799   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0399338078   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0624329693   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0425294685   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0606028194   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0389755835   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0826952032   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0686174159   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0182091561   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0714903998   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0788717197   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0122255129   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0187609707   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0718534155   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0882737066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0915882780   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877548086   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0746741449   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818477693   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0904867182   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0312903772   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0599919253   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0552280674   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0940550226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0391992663   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0282510922   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0801051701   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481341063   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0985710633   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0940802390   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469133639   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0832258379   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0731355143   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0200266742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0167864087   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0290190209   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0439150390   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0141371111   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0896609983   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971482414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0104214693   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383323003   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753332998   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095035871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0329977612   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0359256513   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030018549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806792266   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0479215471   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0291891921   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0593038273   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0793398114   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913096778   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0432425021   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0646340304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0107362383   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0250596078   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0291992517   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085472386   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0389451731   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0398030215   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0353124190   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0039178981   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0023279116   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0298522684   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539716991   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665162323   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193474187   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0013897029   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095553373   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0079875983   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0777908292   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0394154944   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0713503984   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0846244857   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0381027075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0257126042   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0768832501   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0650881741   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0087095125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0925912563   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010161112   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0632717809   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0784661645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0312750052   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0625035775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248933078   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0046114585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0107577209   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0407287199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%

 

  1004 SFR (Mar 05) 2055 Ext Only (Mar 05) BPO (Broker Price Opinion)
Seller Loan Number Report Date Value Variance Amount Variance (%) Report Date Report Value Variance Amount Variance (%) Report Date Value Variance Amount Variance (%)
0874264434   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0655793227   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0971346852   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0740366376   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0508893554   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0146623882   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0634884110   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0295901565   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0046552185   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0083917578   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0593829226   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0833674778   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0160724347   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0714100774   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0845241945   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0468241167   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0224967066   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0884493495   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0603758634   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0410064059   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0628088672   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0100985056   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0980952397   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0826699658   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0198698646   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0351358758   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0503764081   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0666840166   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0669737689   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0010533153   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0382730242   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0605380941   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0572034281   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0364012147   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0782961994   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0946928088   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0818158072   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0748266519   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0042889937   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0872937814   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0993908312   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0058466192   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0558278558   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0836687425   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0379185347   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0770701466   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0993721368   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0312609376   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0056458537   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0902304409   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0950745959   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0563987393   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0821759494   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0710732992   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0495523954   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0785535238   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0151786499   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0309268957   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0957830087   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0726326333   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0139538054   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0680682524   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0023327504   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0870525869   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0365758782   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0183539719   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0632260032   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0337568653   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0522939699   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0244390166   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0658567299   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0595964109   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0512766603   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0886145358   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0039065727   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0089634107   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0899466323   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0920697723   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0363552090   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0521254034   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0263183483   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0816092323   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0647959900   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0773662001   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0415612415   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0669355009   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0415184437   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0917139318   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0124132366   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0860564300   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0284367868   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0091862916   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0198048155   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0901686227   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0230421721   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0449297471   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0780213503   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0156876551   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0565535970   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0619671192   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0537260535   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0311589547   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0363550151   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0161967285   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0902022757   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0511162958   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0061624823   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0518759130   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0258635314   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0518890745   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0601160700   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0290107440   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0984185839   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0793815866   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0623459196   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0281483266   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0614571207   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0693069447   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0243797782   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0533246836   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0484769264   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0991182989   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0388028859   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0520606070   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0053884599   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0572381003   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0419737042   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0600586085   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0674570489   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0082791792   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0966544125   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0870408547   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0365356107   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0942128995   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0593595395   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0526016709   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0847339322   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0129589759   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0718645568   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0926205199   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0491490608   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0642615404   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0950079417   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0176132344   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0611537100   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0493099874   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0581297547   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0879758129   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0301562552   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0613744471   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0351267887   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0945263059   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0991338984   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0182340071   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0289392663   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0983076152   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0333824635   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0569995019   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0051569573   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0963415685   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0955937264   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0139336740   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0577229284   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0819971454   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0430386864   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0788976212   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0401899722   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0868343203   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0636846092   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0768816663   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0633708857   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0706585544   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0032856897   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0469036000   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0259195322   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0233588768   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0778524050   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0374708686   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0800656283   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0519785422   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0297778582   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0894481671   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0275718333   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0215380832   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0788742852   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0193185172   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0527793964   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0257424185   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0751464326   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0782363688   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0052092561   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0745627701   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0014372153   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0096545912   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0281298553   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0534307291   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0328703547   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0873015295   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0687131751   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0887639066   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0679400505   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0254916112   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0558789619   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0520708701   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0375159285   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0736987985   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0846437790   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0687283342   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0072327923   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0336238831   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0817778950   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0614776708   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0140076705   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0114604669   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0188143053   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0802038592   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0927704998   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0404270748   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0957692929   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0355970426   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0365542606   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0881227705   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0985919442   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0792875623   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0721034174   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0086922470   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0725036319   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0080148108   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0476723649   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0649229235   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0781688259   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0799564818   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0429170657   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0506243601   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0166750930   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0191709590   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0099898847   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0581355890   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0229267316   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0331184310   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0708102241   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0634334593   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0783415233   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0848381448   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0062289887   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0647136633   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0984705645   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0650983906   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0751257036   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0663663919   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0944311195   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0151408430   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0370543033   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0859810000   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0210676456   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0194157748   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0007875351   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0615230024   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0037865525   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0535134091   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0909085827   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0289698118   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0390984890   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0753794045   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0735770180   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0175910260   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0789509725   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0389215607   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0044776384   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0012361670   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0550109460   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0147457889   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0527333393   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0642708852   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0148112476   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0365773081   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0831552619   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0657552809   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0056133568   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0036470894   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0488401510   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0711947910   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0195766046   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0690994517   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0375423366   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0293853808   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0084786391   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0144766168   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0706657938   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0967664174   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0071315609   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0816109365   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0343074163   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0185928927   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0815902205   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0315940642   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0626584268   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0099579706   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0868859047   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0508790275   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0344060624   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0001208260   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0541268474   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0026750669   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0928657686   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0899544017   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0985560599   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0719944689   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0147657870   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0421702906   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0930880228   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0058152232   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0452894588   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0765906942   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0996703003   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0504867538   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0353664729   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0022165426   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0476603849   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0904068300   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0157661859   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0901127013   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0268204072   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0607938872   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0251366063   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0111309815   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0909385115   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0230876099   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0815122729   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0234935183   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0364070754   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0208857959   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0556108109   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0958095313   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0968138324   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0083631836   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0187804075   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0319689882   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0984830018   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0018303136   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0662886586   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0986070720   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0671024568   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0763148211   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0773753551   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0140445664   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0797371696   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0093686180   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0856387850   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0055159590   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0959870484   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0022492955   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0466758776   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0374366226   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0876142093   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0377624368   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0851791024   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0255608843   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0005133636   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0964238483   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0671407785   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0122510339   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0175566725   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0018527973   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0613793483   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0010875977   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0023372168   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0277751122   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0821363247   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0006912855   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0521327965   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0093579564   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0965850801   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0976782492   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0234547373   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0524683555   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0914204211   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0712759027   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0401476490   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0095833943   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0816774845   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0258295534   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0010099466   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0485705017   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0685437658   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0444657526   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0507360747   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0618189265   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0880979505   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0965487541   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0403916254   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0438036478   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0727718994   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0810101652   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0440498012   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0341142506   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0195032226   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0422987993   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0740805450   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0467552849   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0473788700   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0525586982   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0535637755   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0078585915   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0858806510   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0878012448   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0590079733   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0651609645   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0240082252   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0701039260   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0680996247   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0677771726   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0876755308   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0932506863   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0169960444   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0625251146   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0521318659   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0803838618   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0358141789   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0757119637   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0974061124   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0699749187   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0203951540   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0449841787   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0890273348   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0597352845   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0198039643   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0164039335   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0806651973   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0970744433   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0441337763   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0764437650   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0275391095   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0754517462   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0063801178   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0323743636   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0554485894   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0562351227   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0863428446   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0971466510   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0027459270   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0171713300   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0556411328   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0820670342   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0098308885   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0081978157   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0843711947   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0512318878   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0719452152   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0032470149   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0761782952   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0646803606   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0912257341   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0990557435   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0594766390   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0723888838   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0986735726   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0690898587   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0394145910   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0222794979   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0251132442   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0534552028   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0082093234   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0044212683   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0959709394   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0626855629   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0341506483   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0695519720   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0251533995   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0237319903   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0643750103   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0287631238   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0607663044   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0928765202   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0667541972   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0301184777   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0563323943   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0382714497   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0277332355   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0962527166   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0673980487   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0266515179   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0971358115   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0697509000   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0674897472   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0718779227   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0324560397   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0180291554   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0619683032   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0377191041   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0418881151   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0379583377   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0768638937   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0879865295   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0267698799   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0399338078   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0624329693   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0425294685   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0606028194   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0389755835   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0826952032   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0686174159   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0182091561   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0714903998   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0788717197   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0122255129   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0187609707   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0718534155   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0882737066   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0915882780   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0877548086   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0746741449   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0818477693   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0904867182   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0312903772   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0599919253   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0552280674   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0940550226   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0391992663   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0282510922   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0801051701   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0481341063   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0985710633   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0940802390   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0469133639   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0832258379   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0731355143   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0200266742   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0167864087   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0290190209   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0439150390   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0141371111   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0896609983   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0971482414   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0104214693   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0383323003   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0753332998   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0095035871   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0329977612   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0359256513   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0030018549   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0806792266   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0479215471   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0291891921   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0593038273   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0793398114   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0913096778   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0432425021   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0646340304   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0107362383   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0250596078   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0291992517   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0085472386   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0389451731   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0398030215   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0353124190   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0039178981   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0023279116   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0298522684   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0539716991   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0665162323   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0193474187   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0013897029   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0095553373   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0079875983   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0777908292   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0394154944   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0713503984   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0846244857   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0381027075   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0257126042   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0768832501   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0650881741   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0087095125   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0925912563   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0010161112   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0632717809   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0784661645   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0312750052   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0625035775   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0248933078   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0046114585   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0107577209   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%
0407287199   $0.00 $0.00 0.00%   $0.00 0 0.00%   $0.00 $0.00 0.00%

 

  Other AUS Information
Seller Loan Number Other - Valuation Type Report Date Value Variance Amount Variance (%) CU Score
0874264434     $0.00 $0.00 0.00%  
0655793227     $0.00 $0.00 0.00%  
0971346852     $0.00 $0.00 0.00%  
0740366376     $0.00 $0.00 0.00%  
0508893554     $0.00 $0.00 0.00%  
0146623882     $0.00 $0.00 0.00%  
0634884110     $0.00 $0.00 0.00%  
0295901565     $0.00 $0.00 0.00%  
0046552185     $0.00 $0.00 0.00%  
0083917578     $0.00 $0.00 0.00%  
0593829226     $0.00 $0.00 0.00%  
0833674778     $0.00 $0.00 0.00%  
0160724347     $0.00 $0.00 0.00%  
0714100774     $0.00 $0.00 0.00%  
0845241945     $0.00 $0.00 0.00%  
0468241167     $0.00 $0.00 0.00%  
0224967066     $0.00 $0.00 0.00%  
0884493495     $0.00 $0.00 0.00%  
0603758634     $0.00 $0.00 0.00%  
0410064059     $0.00 $0.00 0.00%  
0628088672     $0.00 $0.00 0.00%  
0100985056     $0.00 $0.00 0.00%  
0980952397     $0.00 $0.00 0.00%  
0826699658     $0.00 $0.00 0.00%  
0198698646     $0.00 $0.00 0.00%  
0351358758     $0.00 $0.00 0.00%  
0503764081     $0.00 $0.00 0.00%  
0666840166     $0.00 $0.00 0.00%  
0669737689     $0.00 $0.00 0.00%  
0010533153     $0.00 $0.00 0.00%  
0382730242     $0.00 $0.00 0.00%  
0605380941     $0.00 $0.00 0.00%  
0572034281     $0.00 $0.00 0.00%  
0364012147     $0.00 $0.00 0.00%  
0782961994     $0.00 $0.00 0.00%  
0946928088     $0.00 $0.00 0.00%  
0818158072     $0.00 $0.00 0.00%  
0748266519     $0.00 $0.00 0.00%  
0042889937     $0.00 $0.00 0.00%  
0872937814     $0.00 $0.00 0.00%  
0993908312     $0.00 $0.00 0.00%  
0058466192     $0.00 $0.00 0.00%  
0558278558     $0.00 $0.00 0.00%  
0836687425     $0.00 $0.00 0.00%  
0379185347     $0.00 $0.00 0.00%  
0770701466     $0.00 $0.00 0.00%  
0993721368     $0.00 $0.00 0.00%  
0312609376     $0.00 $0.00 0.00%  
0056458537     $0.00 $0.00 0.00%  
0902304409     $0.00 $0.00 0.00%  
0950745959     $0.00 $0.00 0.00%  
0563987393     $0.00 $0.00 0.00%  
0821759494     $0.00 $0.00 0.00%  
0710732992     $0.00 $0.00 0.00%  
0495523954     $0.00 $0.00 0.00%  
0785535238     $0.00 $0.00 0.00%  
0151786499     $0.00 $0.00 0.00%  
0309268957     $0.00 $0.00 0.00%  
0957830087     $0.00 $0.00 0.00%  
0726326333     $0.00 $0.00 0.00%  
0139538054     $0.00 $0.00 0.00%  
0680682524     $0.00 $0.00 0.00%  
0023327504     $0.00 $0.00 0.00%  
0870525869     $0.00 $0.00 0.00%  
0365758782     $0.00 $0.00 0.00%  
0183539719     $0.00 $0.00 0.00%  
0632260032     $0.00 $0.00 0.00%  
0337568653     $0.00 $0.00 0.00%  
0522939699     $0.00 $0.00 0.00%  
0244390166     $0.00 $0.00 0.00%  
0658567299     $0.00 $0.00 0.00%  
0595964109     $0.00 $0.00 0.00%  
0512766603     $0.00 $0.00 0.00%  
0886145358     $0.00 $0.00 0.00%  
0039065727     $0.00 $0.00 0.00%  
0089634107     $0.00 $0.00 0.00%  
0899466323     $0.00 $0.00 0.00%  
0920697723     $0.00 $0.00 0.00%  
0363552090     $0.00 $0.00 0.00%  
0521254034     $0.00 $0.00 0.00%  
0263183483     $0.00 $0.00 0.00%  
0816092323     $0.00 $0.00 0.00%  
0647959900     $0.00 $0.00 0.00%  
0773662001     $0.00 $0.00 0.00%  
0415612415     $0.00 $0.00 0.00%  
0669355009     $0.00 $0.00 0.00%  
0415184437     $0.00 $0.00 0.00%  
0917139318     $0.00 $0.00 0.00%  
0124132366     $0.00 $0.00 0.00%  
0860564300     $0.00 $0.00 0.00%  
0284367868     $0.00 $0.00 0.00%  
0091862916     $0.00 $0.00 0.00%  
0198048155     $0.00 $0.00 0.00%  
0901686227     $0.00 $0.00 0.00%  
0230421721     $0.00 $0.00 0.00%  
0449297471     $0.00 $0.00 0.00%  
0780213503     $0.00 $0.00 0.00%  
0156876551     $0.00 $0.00 0.00%  
0565535970     $0.00 $0.00 0.00%  
0619671192     $0.00 $0.00 0.00%  
0537260535     $0.00 $0.00 0.00%  
0311589547     $0.00 $0.00 0.00%  
0363550151     $0.00 $0.00 0.00%  
0161967285     $0.00 $0.00 0.00%  
0902022757     $0.00 $0.00 0.00%  
0511162958     $0.00 $0.00 0.00%  
0061624823     $0.00 $0.00 0.00%  
0518759130     $0.00 $0.00 0.00%  
0258635314     $0.00 $0.00 0.00%  
0518890745     $0.00 $0.00 0.00%  
0601160700     $0.00 $0.00 0.00%  
0290107440     $0.00 $0.00 0.00%  
0984185839     $0.00 $0.00 0.00%  
0793815866     $0.00 $0.00 0.00%  
0623459196     $0.00 $0.00 0.00%  
0281483266     $0.00 $0.00 0.00%  
0614571207     $0.00 $0.00 0.00%  
0693069447     $0.00 $0.00 0.00%  
0243797782     $0.00 $0.00 0.00%  
0533246836     $0.00 $0.00 0.00%  
0484769264     $0.00 $0.00 0.00%  
0991182989     $0.00 $0.00 0.00%  
0388028859     $0.00 $0.00 0.00%  
0520606070     $0.00 $0.00 0.00%  
0053884599     $0.00 $0.00 0.00%  
0572381003     $0.00 $0.00 0.00%  
0419737042     $0.00 $0.00 0.00%  
0600586085     $0.00 $0.00 0.00%  
0674570489     $0.00 $0.00 0.00%  
0082791792     $0.00 $0.00 0.00%  
0966544125     $0.00 $0.00 0.00%  
0870408547     $0.00 $0.00 0.00%  
0365356107     $0.00 $0.00 0.00%  
0942128995     $0.00 $0.00 0.00%  
0593595395     $0.00 $0.00 0.00%  
0526016709     $0.00 $0.00 0.00%  
0847339322     $0.00 $0.00 0.00%  
0129589759     $0.00 $0.00 0.00%  
0718645568     $0.00 $0.00 0.00%  
0926205199     $0.00 $0.00 0.00%  
0491490608     $0.00 $0.00 0.00%  
0642615404     $0.00 $0.00 0.00%  
0950079417     $0.00 $0.00 0.00%  
0176132344     $0.00 $0.00 0.00%  
0611537100     $0.00 $0.00 0.00%  
0493099874     $0.00 $0.00 0.00%  
0581297547     $0.00 $0.00 0.00%  
0879758129     $0.00 $0.00 0.00%  
0301562552     $0.00 $0.00 0.00%  
0613744471     $0.00 $0.00 0.00%  
0351267887     $0.00 $0.00 0.00%  
0945263059     $0.00 $0.00 0.00%  
0991338984     $0.00 $0.00 0.00%  
0182340071     $0.00 $0.00 0.00%  
0289392663     $0.00 $0.00 0.00%  
0983076152     $0.00 $0.00 0.00%  
0333824635     $0.00 $0.00 0.00%  
0569995019     $0.00 $0.00 0.00%  
0051569573     $0.00 $0.00 0.00%  
0963415685     $0.00 $0.00 0.00%  
0955937264     $0.00 $0.00 0.00%  
0139336740     $0.00 $0.00 0.00%  
0577229284     $0.00 $0.00 0.00%  
0819971454     $0.00 $0.00 0.00%  
0430386864     $0.00 $0.00 0.00%  
0788976212     $0.00 $0.00 0.00%  
0401899722     $0.00 $0.00 0.00%  
0868343203     $0.00 $0.00 0.00%  
0636846092     $0.00 $0.00 0.00%  
0768816663     $0.00 $0.00 0.00%  
0633708857     $0.00 $0.00 0.00%  
0706585544     $0.00 $0.00 0.00%  
0032856897     $0.00 $0.00 0.00%  
0469036000     $0.00 $0.00 0.00%  
0259195322     $0.00 $0.00 0.00%  
0233588768     $0.00 $0.00 0.00%  
0778524050     $0.00 $0.00 0.00%  
0374708686     $0.00 $0.00 0.00%  
0800656283     $0.00 $0.00 0.00%  
0519785422     $0.00 $0.00 0.00%  
0297778582     $0.00 $0.00 0.00%  
0894481671     $0.00 $0.00 0.00%  
0275718333     $0.00 $0.00 0.00%  
0215380832     $0.00 $0.00 0.00%  
0788742852     $0.00 $0.00 0.00%  
0193185172     $0.00 $0.00 0.00%  
0527793964     $0.00 $0.00 0.00%  
0257424185     $0.00 $0.00 0.00%  
0751464326     $0.00 $0.00 0.00%  
0782363688     $0.00 $0.00 0.00%  
0052092561     $0.00 $0.00 0.00%  
0745627701     $0.00 $0.00 0.00%  
0014372153     $0.00 $0.00 0.00%  
0096545912     $0.00 $0.00 0.00%  
0281298553     $0.00 $0.00 0.00%  
0534307291     $0.00 $0.00 0.00%  
0328703547     $0.00 $0.00 0.00%  
0873015295     $0.00 $0.00 0.00%  
0687131751     $0.00 $0.00 0.00%  
0887639066     $0.00 $0.00 0.00%  
0679400505     $0.00 $0.00 0.00%  
0254916112     $0.00 $0.00 0.00%  
0558789619     $0.00 $0.00 0.00%  
0520708701     $0.00 $0.00 0.00%  
0375159285     $0.00 $0.00 0.00%  
0736987985     $0.00 $0.00 0.00%  
0846437790     $0.00 $0.00 0.00%  
0687283342     $0.00 $0.00 0.00%  
0072327923     $0.00 $0.00 0.00%  
0336238831     $0.00 $0.00 0.00%  
0817778950     $0.00 $0.00 0.00%  
0614776708     $0.00 $0.00 0.00%  
0140076705     $0.00 $0.00 0.00%  
0114604669     $0.00 $0.00 0.00%  
0188143053     $0.00 $0.00 0.00%  
0802038592     $0.00 $0.00 0.00%  
0927704998     $0.00 $0.00 0.00%  
0404270748     $0.00 $0.00 0.00%  
0957692929     $0.00 $0.00 0.00%  
0355970426     $0.00 $0.00 0.00%  
0365542606     $0.00 $0.00 0.00%  
0881227705     $0.00 $0.00 0.00%  
0985919442     $0.00 $0.00 0.00%  
0792875623     $0.00 $0.00 0.00%  
0721034174     $0.00 $0.00 0.00%  
0086922470     $0.00 $0.00 0.00%  
0725036319     $0.00 $0.00 0.00%  
0080148108     $0.00 $0.00 0.00%  
0476723649     $0.00 $0.00 0.00%  
0649229235     $0.00 $0.00 0.00%  
0781688259     $0.00 $0.00 0.00%  
0799564818     $0.00 $0.00 0.00%  
0429170657     $0.00 $0.00 0.00%  
0506243601     $0.00 $0.00 0.00%  
0166750930     $0.00 $0.00 0.00%  
0191709590     $0.00 $0.00 0.00%  
0099898847     $0.00 $0.00 0.00%  
0581355890     $0.00 $0.00 0.00%  
0229267316     $0.00 $0.00 0.00%  
0331184310     $0.00 $0.00 0.00%  
0708102241     $0.00 $0.00 0.00%  
0634334593     $0.00 $0.00 0.00%  
0783415233     $0.00 $0.00 0.00%  
0848381448     $0.00 $0.00 0.00%  
0062289887     $0.00 $0.00 0.00%  
0647136633     $0.00 $0.00 0.00%  
0984705645     $0.00 $0.00 0.00%  
0650983906     $0.00 $0.00 0.00%  
0751257036     $0.00 $0.00 0.00%  
0663663919     $0.00 $0.00 0.00%  
0944311195     $0.00 $0.00 0.00%  
0151408430     $0.00 $0.00 0.00%  
0370543033     $0.00 $0.00 0.00%  
0859810000     $0.00 $0.00 0.00%  
0210676456     $0.00 $0.00 0.00%  
0194157748     $0.00 $0.00 0.00%  
0007875351     $0.00 $0.00 0.00%  
0615230024     $0.00 $0.00 0.00%  
0037865525     $0.00 $0.00 0.00%  
0535134091     $0.00 $0.00 0.00%  
0909085827     $0.00 $0.00 0.00%  
0289698118     $0.00 $0.00 0.00%  
0390984890     $0.00 $0.00 0.00%  
0753794045     $0.00 $0.00 0.00%  
0735770180     $0.00 $0.00 0.00%  
0175910260     $0.00 $0.00 0.00%  
0789509725     $0.00 $0.00 0.00%  
0389215607     $0.00 $0.00 0.00%  
0044776384     $0.00 $0.00 0.00%  
0012361670     $0.00 $0.00 0.00%  
0550109460     $0.00 $0.00 0.00%  
0147457889     $0.00 $0.00 0.00%  
0527333393     $0.00 $0.00 0.00%  
0642708852     $0.00 $0.00 0.00%  
0148112476     $0.00 $0.00 0.00%  
0365773081     $0.00 $0.00 0.00%  
0831552619     $0.00 $0.00 0.00%  
0657552809     $0.00 $0.00 0.00%  
0056133568     $0.00 $0.00 0.00%  
0036470894     $0.00 $0.00 0.00%  
0488401510     $0.00 $0.00 0.00%  
0711947910     $0.00 $0.00 0.00%  
0195766046     $0.00 $0.00 0.00%  
0690994517     $0.00 $0.00 0.00%  
0375423366     $0.00 $0.00 0.00%  
0293853808     $0.00 $0.00 0.00%  
0084786391     $0.00 $0.00 0.00%  
0144766168     $0.00 $0.00 0.00%  
0706657938     $0.00 $0.00 0.00%  
0967664174     $0.00 $0.00 0.00%  
0071315609     $0.00 $0.00 0.00%  
0816109365     $0.00 $0.00 0.00%  
0343074163     $0.00 $0.00 0.00%  
0185928927     $0.00 $0.00 0.00%  
0815902205     $0.00 $0.00 0.00%  
0315940642     $0.00 $0.00 0.00%  
0626584268     $0.00 $0.00 0.00%  
0099579706     $0.00 $0.00 0.00%  
0868859047     $0.00 $0.00 0.00%  
0508790275     $0.00 $0.00 0.00%  
0344060624     $0.00 $0.00 0.00%  
0001208260     $0.00 $0.00 0.00%  
0541268474     $0.00 $0.00 0.00%  
0026750669     $0.00 $0.00 0.00%  
0928657686     $0.00 $0.00 0.00%  
0899544017     $0.00 $0.00 0.00%  
0985560599     $0.00 $0.00 0.00%  
0719944689     $0.00 $0.00 0.00%  
0147657870     $0.00 $0.00 0.00%  
0421702906     $0.00 $0.00 0.00%  
0930880228     $0.00 $0.00 0.00%  
0058152232     $0.00 $0.00 0.00%  
0452894588     $0.00 $0.00 0.00%  
0765906942     $0.00 $0.00 0.00%  
0996703003     $0.00 $0.00 0.00%  
0504867538     $0.00 $0.00 0.00%  
0353664729     $0.00 $0.00 0.00%  
0022165426     $0.00 $0.00 0.00%  
0476603849     $0.00 $0.00 0.00%  
0904068300     $0.00 $0.00 0.00%  
0157661859     $0.00 $0.00 0.00%  
0901127013     $0.00 $0.00 0.00%  
0268204072     $0.00 $0.00 0.00%  
0607938872     $0.00 $0.00 0.00%  
0251366063     $0.00 $0.00 0.00%  
0111309815     $0.00 $0.00 0.00%  
0909385115     $0.00 $0.00 0.00%  
0230876099     $0.00 $0.00 0.00%  
0815122729     $0.00 $0.00 0.00%  
0234935183     $0.00 $0.00 0.00%  
0364070754     $0.00 $0.00 0.00%  
0208857959     $0.00 $0.00 0.00%  
0556108109     $0.00 $0.00 0.00%  
0958095313     $0.00 $0.00 0.00%  
0968138324     $0.00 $0.00 0.00%  
0083631836     $0.00 $0.00 0.00%  
0187804075     $0.00 $0.00 0.00%  
0319689882     $0.00 $0.00 0.00%  
0984830018     $0.00 $0.00 0.00%  
0018303136     $0.00 $0.00 0.00%  
0662886586     $0.00 $0.00 0.00%  
0986070720     $0.00 $0.00 0.00%  
0671024568     $0.00 $0.00 0.00%  
0763148211     $0.00 $0.00 0.00%  
0773753551     $0.00 $0.00 0.00%  
0140445664     $0.00 $0.00 0.00%  
0797371696     $0.00 $0.00 0.00%  
0093686180     $0.00 $0.00 0.00%  
0856387850     $0.00 $0.00 0.00%  
0055159590     $0.00 $0.00 0.00%  
0959870484     $0.00 $0.00 0.00%  
0022492955     $0.00 $0.00 0.00%  
0466758776     $0.00 $0.00 0.00%  
0374366226     $0.00 $0.00 0.00%  
0876142093     $0.00 $0.00 0.00%  
0377624368     $0.00 $0.00 0.00%  
0851791024     $0.00 $0.00 0.00%  
0255608843     $0.00 $0.00 0.00%  
0005133636     $0.00 $0.00 0.00%  
0964238483     $0.00 $0.00 0.00%  
0671407785     $0.00 $0.00 0.00%  
0122510339     $0.00 $0.00 0.00%  
0175566725     $0.00 $0.00 0.00%  
0018527973     $0.00 $0.00 0.00%  
0613793483     $0.00 $0.00 0.00%  
0010875977     $0.00 $0.00 0.00%  
0023372168     $0.00 $0.00 0.00%  
0277751122     $0.00 $0.00 0.00%  
0821363247     $0.00 $0.00 0.00%  
0006912855     $0.00 $0.00 0.00%  
0521327965     $0.00 $0.00 0.00%  
0093579564     $0.00 $0.00 0.00%  
0965850801     $0.00 $0.00 0.00%  
0976782492     $0.00 $0.00 0.00%  
0234547373     $0.00 $0.00 0.00%  
0524683555     $0.00 $0.00 0.00%  
0914204211     $0.00 $0.00 0.00%  
0712759027     $0.00 $0.00 0.00%  
0401476490     $0.00 $0.00 0.00%  
0095833943     $0.00 $0.00 0.00%  
0816774845     $0.00 $0.00 0.00%  
0258295534     $0.00 $0.00 0.00%  
0010099466     $0.00 $0.00 0.00%  
0485705017     $0.00 $0.00 0.00%  
0685437658     $0.00 $0.00 0.00%  
0444657526     $0.00 $0.00 0.00%  
0507360747     $0.00 $0.00 0.00%  
0618189265     $0.00 $0.00 0.00%  
0880979505     $0.00 $0.00 0.00%  
0965487541     $0.00 $0.00 0.00%  
0403916254     $0.00 $0.00 0.00%  
0438036478     $0.00 $0.00 0.00%  
0727718994     $0.00 $0.00 0.00%  
0810101652     $0.00 $0.00 0.00%  
0440498012     $0.00 $0.00 0.00%  
0341142506     $0.00 $0.00 0.00%  
0195032226     $0.00 $0.00 0.00%  
0422987993     $0.00 $0.00 0.00%  
0740805450     $0.00 $0.00 0.00%  
0467552849     $0.00 $0.00 0.00%  
0473788700     $0.00 $0.00 0.00%  
0525586982     $0.00 $0.00 0.00%  
0535637755     $0.00 $0.00 0.00%  
0078585915     $0.00 $0.00 0.00%  
0858806510     $0.00 $0.00 0.00%  
0878012448     $0.00 $0.00 0.00%  
0590079733     $0.00 $0.00 0.00%  
0651609645     $0.00 $0.00 0.00%  
0240082252     $0.00 $0.00 0.00%  
0701039260     $0.00 $0.00 0.00%  
0680996247     $0.00 $0.00 0.00%  
0677771726     $0.00 $0.00 0.00%  
0876755308     $0.00 $0.00 0.00%  
0932506863     $0.00 $0.00 0.00%  
0169960444     $0.00 $0.00 0.00%  
0625251146     $0.00 $0.00 0.00%  
0521318659     $0.00 $0.00 0.00%  
0803838618     $0.00 $0.00 0.00%  
0358141789     $0.00 $0.00 0.00%  
0757119637     $0.00 $0.00 0.00%  
0974061124     $0.00 $0.00 0.00%  
0699749187     $0.00 $0.00 0.00%  
0203951540     $0.00 $0.00 0.00%  
0449841787     $0.00 $0.00 0.00%  
0890273348     $0.00 $0.00 0.00%  
0597352845     $0.00 $0.00 0.00%  
0198039643     $0.00 $0.00 0.00%  
0164039335     $0.00 $0.00 0.00%  
0806651973     $0.00 $0.00 0.00%  
0970744433     $0.00 $0.00 0.00%  
0441337763     $0.00 $0.00 0.00%  
0764437650     $0.00 $0.00 0.00%  
0275391095     $0.00 $0.00 0.00%  
0754517462     $0.00 $0.00 0.00%  
0063801178     $0.00 $0.00 0.00%  
0323743636     $0.00 $0.00 0.00%  
0554485894     $0.00 $0.00 0.00%  
0562351227     $0.00 $0.00 0.00%  
0863428446     $0.00 $0.00 0.00%  
0971466510     $0.00 $0.00 0.00%  
0027459270     $0.00 $0.00 0.00%  
0171713300     $0.00 $0.00 0.00%  
0556411328     $0.00 $0.00 0.00%  
0820670342     $0.00 $0.00 0.00%  
0098308885     $0.00 $0.00 0.00%  
0081978157     $0.00 $0.00 0.00%  
0843711947     $0.00 $0.00 0.00%  
0512318878     $0.00 $0.00 0.00%  
0719452152     $0.00 $0.00 0.00%  
0032470149     $0.00 $0.00 0.00%  
0761782952     $0.00 $0.00 0.00%  
0646803606     $0.00 $0.00 0.00%  
0912257341     $0.00 $0.00 0.00%  
0990557435     $0.00 $0.00 0.00%  
0594766390     $0.00 $0.00 0.00%  
0723888838     $0.00 $0.00 0.00%  
0986735726     $0.00 $0.00 0.00%  
0690898587     $0.00 $0.00 0.00%  
0394145910     $0.00 $0.00 0.00%  
0222794979     $0.00 $0.00 0.00%  
0251132442     $0.00 $0.00 0.00%  
0534552028     $0.00 $0.00 0.00%  
0082093234     $0.00 $0.00 0.00%  
0044212683     $0.00 $0.00 0.00%  
0959709394     $0.00 $0.00 0.00%  
0626855629     $0.00 $0.00 0.00%  
0341506483     $0.00 $0.00 0.00%  
0695519720     $0.00 $0.00 0.00%  
0251533995     $0.00 $0.00 0.00%  
0237319903     $0.00 $0.00 0.00%  
0643750103     $0.00 $0.00 0.00%  
0287631238     $0.00 $0.00 0.00%  
0607663044     $0.00 $0.00 0.00%  
0928765202     $0.00 $0.00 0.00%  
0667541972     $0.00 $0.00 0.00%  
0301184777     $0.00 $0.00 0.00%  
0563323943     $0.00 $0.00 0.00%  
0382714497     $0.00 $0.00 0.00%  
0277332355     $0.00 $0.00 0.00%  
0962527166     $0.00 $0.00 0.00%  
0673980487     $0.00 $0.00 0.00%  
0266515179     $0.00 $0.00 0.00%  
0971358115     $0.00 $0.00 0.00%  
0697509000     $0.00 $0.00 0.00%  
0674897472     $0.00 $0.00 0.00%  
0718779227     $0.00 $0.00 0.00%  
0324560397     $0.00 $0.00 0.00%  
0180291554     $0.00 $0.00 0.00%  
0619683032     $0.00 $0.00 0.00%  
0377191041     $0.00 $0.00 0.00%  
0418881151     $0.00 $0.00 0.00%  
0379583377     $0.00 $0.00 0.00%  
0768638937     $0.00 $0.00 0.00%  
0879865295     $0.00 $0.00 0.00%  
0267698799     $0.00 $0.00 0.00%  
0399338078     $0.00 $0.00 0.00%  
0624329693     $0.00 $0.00 0.00%  
0425294685     $0.00 $0.00 0.00%  
0606028194     $0.00 $0.00 0.00%  
0389755835     $0.00 $0.00 0.00%  
0826952032     $0.00 $0.00 0.00%  
0686174159     $0.00 $0.00 0.00%  
0182091561     $0.00 $0.00 0.00%  
0714903998     $0.00 $0.00 0.00%  
0788717197     $0.00 $0.00 0.00%  
0122255129     $0.00 $0.00 0.00%  
0187609707     $0.00 $0.00 0.00%  
0718534155     $0.00 $0.00 0.00%  
0882737066     $0.00 $0.00 0.00%  
0915882780     $0.00 $0.00 0.00%  
0877548086     $0.00 $0.00 0.00%  
0746741449     $0.00 $0.00 0.00%  
0818477693     $0.00 $0.00 0.00%  
0904867182     $0.00 $0.00 0.00%  
0312903772     $0.00 $0.00 0.00%  
0599919253     $0.00 $0.00 0.00%  
0552280674     $0.00 $0.00 0.00%  
0940550226     $0.00 $0.00 0.00%  
0391992663     $0.00 $0.00 0.00%  
0282510922     $0.00 $0.00 0.00%  
0801051701     $0.00 $0.00 0.00%  
0481341063     $0.00 $0.00 0.00%  
0985710633     $0.00 $0.00 0.00%  
0940802390     $0.00 $0.00 0.00%  
0469133639     $0.00 $0.00 0.00%  
0832258379     $0.00 $0.00 0.00%  
0731355143     $0.00 $0.00 0.00%  
0200266742     $0.00 $0.00 0.00%  
0167864087     $0.00 $0.00 0.00%  
0290190209     $0.00 $0.00 0.00%  
0439150390     $0.00 $0.00 0.00%  
0141371111     $0.00 $0.00 0.00%  
0896609983     $0.00 $0.00 0.00%  
0971482414     $0.00 $0.00 0.00%  
0104214693     $0.00 $0.00 0.00%  
0383323003     $0.00 $0.00 0.00%  
0753332998     $0.00 $0.00 0.00%  
0095035871     $0.00 $0.00 0.00%  
0329977612     $0.00 $0.00 0.00%  
0359256513     $0.00 $0.00 0.00%  
0030018549     $0.00 $0.00 0.00%  
0806792266     $0.00 $0.00 0.00%  
0479215471     $0.00 $0.00 0.00%  
0291891921     $0.00 $0.00 0.00%  
0593038273     $0.00 $0.00 0.00%  
0793398114     $0.00 $0.00 0.00%  
0913096778     $0.00 $0.00 0.00%  
0432425021     $0.00 $0.00 0.00%  
0646340304     $0.00 $0.00 0.00%  
0107362383     $0.00 $0.00 0.00%  
0250596078     $0.00 $0.00 0.00%  
0291992517     $0.00 $0.00 0.00%  
0085472386     $0.00 $0.00 0.00%  
0389451731     $0.00 $0.00 0.00%  
0398030215     $0.00 $0.00 0.00%  
0353124190     $0.00 $0.00 0.00%  
0039178981     $0.00 $0.00 0.00%  
0023279116     $0.00 $0.00 0.00%  
0298522684     $0.00 $0.00 0.00%  
0539716991     $0.00 $0.00 0.00%  
0665162323     $0.00 $0.00 0.00%  
0193474187     $0.00 $0.00 0.00%  
0013897029     $0.00 $0.00 0.00%  
0095553373     $0.00 $0.00 0.00%  
0079875983     $0.00 $0.00 0.00%  
0777908292     $0.00 $0.00 0.00%  
0394154944     $0.00 $0.00 0.00%  
0713503984     $0.00 $0.00 0.00%  
0846244857     $0.00 $0.00 0.00%  
0381027075     $0.00 $0.00 0.00%  
0257126042     $0.00 $0.00 0.00%  
0768832501     $0.00 $0.00 0.00%  
0650881741     $0.00 $0.00 0.00%  
0087095125     $0.00 $0.00 0.00%  
0925912563     $0.00 $0.00 0.00%  
0010161112     $0.00 $0.00 0.00%  
0632717809     $0.00 $0.00 0.00%  
0784661645     $0.00 $0.00 0.00%  
0312750052     $0.00 $0.00 0.00%  
0625035775     $0.00 $0.00 0.00%  
0248933078     $0.00 $0.00 0.00%  
0046114585     $0.00 $0.00 0.00%  
0107577209     $0.00 $0.00 0.00%  
0407287199     $0.00 $0.00 0.00%  

 

 

 

EX-99.5 6 tm2013512d1_ex99-5.htm CLAYTON CONDITIONS REPORT

 

Exhibit 99.5

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-2
Start - End Dates: 11/2018 TO 2/2020
Deal Loan Count: 584
   
               
Conditions Report 2.0        
               
Loans in Report: 584        
Loans with Conditions: 294        

 

116 - Total Active Conditions
  1 - Material Conditions
      1 - Property Valuations Review Scope
          1 - Category: Value
  115 - Non-Material Conditions
      57 - Credit Review Scope
          8 - Category: Assets
          20 - Category: Credit/Mtg History
          5 - Category: Income/Employment
          5 - Category: LTV/CLTV
          18 - Category: Terms/Guidelines
          1 - Category: Title
      58 - Compliance Review Scope
          12 - Category: RESPA
          15 - Category: Right of Rescission 
          2 - Category: Texas Home Equity
          29 - Category: TILA/RESPA Integrated Disclosure
339 - Total Satisfied Conditions
             
      47 - Credit Review Scope
          4 - Category: Assets
          2 - Category: Credit/Mtg History
          10 - Category: DTI
          7 - Category: Income/Employment
          4 - Category: Insurance
          20 - Category: Legal Documents
      10 - Property Valuations Review Scope
          3 - Category: Appraisal
          7 - Category: Value
      282 - Compliance Review Scope
          24 - Category: Ability to Repay/Qualified Mortgage
          1 - Category: Borrower's Interest
          1 - Category: Documentation
          1 - Category: Federal Consumer Protection
          12 - Category: Finance Charge Tolerance
          2 - Category: RESPA
          16 - Category: Right of Rescission 
          1 - Category: Texas Home Equity
          224 - Category: TILA/RESPA Integrated Disclosure
0 - Total Waived Conditions

 

©2020 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

 

 

 

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-2
Start - End Dates: 11/2018 TO 2/2020
Deal Loan Count: 584
   
                                                 
Conditions Report 2.0                                              
                                                 
Loans in Report: 584                                              
Loans with Conditions: 294                                              

 

Alt Loan Number Original Principal Balance State Initial Lender ATR/QM Status Loan Level ATR/QM Status Initial Securitization Overall Loan Grade Final Securitization Overall Loan Grade Initial Securitization Credit Loan Grade Final Securitization Credit Loan Grade
0874264434 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0655793227 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0971346852 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0740366376 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C B
0740366376 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C B
0508893554 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0146623882 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0634884110 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0295901565 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0046552185 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0083917578 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0593829226 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A A
0833674778 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0160724347 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0714100774 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0845241945 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0468241167 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0224967066 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B B
0884493495 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0884493495 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0603758634 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0603758634 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0410064059 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0410064059 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0410064059 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0628088672 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0100985056 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0980952397 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0826699658 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B B
0198698646 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0351358758 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0503764081 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0666840166 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0669737689 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0669737689 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0010533153 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0010533153 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0382730242 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A A
0605380941 XXXXXX AK QM: Safe Harbor QM: Safe Harbor B B B B
0572034281 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0364012147 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0782961994 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0782961994 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0782961994 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0782961994 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0782961994 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0946928088 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0946928088 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0818158072 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0748266519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0748266519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0748266519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0748266519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0042889937 XXXXXX NM QM: Safe Harbor QM: Safe Harbor C A A A
0872937814 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0993908312 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A A
0993908312 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A A
0058466192 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0058466192 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0558278558 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0836687425 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0836687425 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0379185347 XXXXXX CT QM: Safe Harbor QM: Safe Harbor B B B B
0770701466 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0993721368 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0312609376 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0056458537 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0056458537 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0902304409 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0950745959 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0563987393 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0821759494 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0710732992 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0710732992 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0710732992 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0710732992 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0710732992 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0710732992 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0495523954 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0785535238 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0151786499 XXXXXX CT QM: Safe Harbor QM: Safe Harbor A A A A
0309268957 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0957830087 XXXXXX TN QM: Safe Harbor QM: Safe Harbor A A A A
0726326333 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0139538054 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0680682524 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0023327504 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0870525869 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0870525869 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0870525869 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0365758782 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A A
0183539719 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0632260032 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0337568653 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0522939699 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0244390166 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0658567299 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A D A
0658567299 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A D A
0658567299 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A D A
0658567299 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A D A
0595964109 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D A D A
0595964109 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D A D A
0512766603 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D A D A
0512766603 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D A D A
0886145358 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0039065727 XXXXXX CT QM: Safe Harbor QM: Safe Harbor A A A A
0089634107 XXXXXX PA QM: Safe Harbor QM: Safe Harbor C A C A
0899466323 XXXXXX OR QM: Safe Harbor QM: Safe Harbor C A A A
0920697723 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B B
0920697723 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B B
0920697723 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B B
0363552090 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B A
0363552090 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B A
0521254034 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0263183483 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0816092323 XXXXXX MT QM: Safe Harbor QM: Safe Harbor C A A A
0647959900 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0773662001 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A A
0415612415 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0669355009 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0415184437 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A A
0415184437 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A A
0917139318 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0124132366 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0860564300 XXXXXX OR QM: Safe Harbor QM: Safe Harbor C B B B
0860564300 XXXXXX OR QM: Safe Harbor QM: Safe Harbor C B B B
0860564300 XXXXXX OR QM: Safe Harbor QM: Safe Harbor C B B B
0284367868 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D A
0284367868 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D A
0284367868 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D A
0284367868 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D A
0284367868 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D A
0284367868 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D A
0091862916 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A A
0091862916 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A A
0198048155 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0901686227 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0901686227 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0901686227 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0901686227 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0901686227 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D B
0230421721 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0449297471 XXXXXX GA QM: Safe Harbor QM: Safe Harbor B B B B
0780213503 XXXXXX NC QM: Safe Harbor QM: Safe Harbor D A B A
0780213503 XXXXXX NC QM: Safe Harbor QM: Safe Harbor D A B A
0156876551 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0565535970 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0619671192 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0537260535 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A C A
0311589547 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0363550151 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0363550151 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0161967285 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0902022757 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0511162958 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0061624823 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0518759130 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0258635314 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0518890745 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0601160700 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0290107440 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0984185839 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B B B
0984185839 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B B B
0793815866 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0623459196 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0623459196 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0623459196 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0623459196 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0281483266 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0281483266 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0614571207 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0693069447 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0243797782 XXXXXX MO QM: Safe Harbor QM: Safe Harbor B B A A
0533246836 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0484769264 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0991182989 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0388028859 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B B
0520606070 XXXXXX HI QM: Safe Harbor QM: Safe Harbor A A A A
0053884599 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0572381003 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A D A
0419737042 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0600586085 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0600586085 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0674570489 XXXXXX UT QM: Safe Harbor QM: Safe Harbor D A B A
0674570489 XXXXXX UT QM: Safe Harbor QM: Safe Harbor D A B A
0082791792 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A A
0966544125 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0870408547 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0365356107 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0942128995 XXXXXX WY QM: Safe Harbor QM: Safe Harbor C B C B
0942128995 XXXXXX WY QM: Safe Harbor QM: Safe Harbor C B C B
0593595395 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0526016709 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0526016709 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0847339322 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0129589759 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0718645568 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0926205199 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B B
0926205199 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B B
0491490608 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0642615404 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0950079417 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0176132344 XXXXXX NM QM: Safe Harbor QM: Safe Harbor A A A A
0611537100 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A A
0493099874 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0581297547 XXXXXX NC QM: Safe Harbor QM: Safe Harbor D A D A
0879758129 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A A
0301562552 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0613744471 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0351267887 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0945263059 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0991338984 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0182340071 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0289392663 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0983076152 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0333824635 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B B
0333824635 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B B
0333824635 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B B
0569995019 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D A B A
0569995019 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D A B A
0051569573 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0963415685 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B A A
0955937264 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0139336740 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0139336740 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0139336740 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0577229284 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0577229284 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0819971454 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B B B
0819971454 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B B B
0819971454 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B B B
0430386864 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0788976212 XXXXXX GA QM: Safe Harbor QM: Safe Harbor C A A A
0788976212 XXXXXX GA QM: Safe Harbor QM: Safe Harbor C A A A
0401899722 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0868343203 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B A
0868343203 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B A
0868343203 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B A
0636846092 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0768816663 XXXXXX TN QM: Safe Harbor QM: Safe Harbor A A A A
0633708857 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0706585544 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A A
0032856897 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A A
0469036000 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0259195322 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0233588768 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A C A
0233588768 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A C A
0778524050 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0374708686 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0800656283 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A A
0519785422 XXXXXX OR QM: Safe Harbor QM: Safe Harbor B B B B
0297778582 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0894481671 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0275718333 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0215380832 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0788742852 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0193185172 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0527793964 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A A
0257424185 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0751464326 XXXXXX SC QM: Safe Harbor QM: Safe Harbor C A A A
0751464326 XXXXXX SC QM: Safe Harbor QM: Safe Harbor C A A A
0782363688 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0052092561 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A A A
0745627701 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0014372153 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0096545912 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0281298553 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0534307291 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0534307291 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0328703547 XXXXXX MO QM: Safe Harbor QM: Safe Harbor A A A A
0873015295 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B B
0873015295 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B B
0687131751 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0887639066 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0679400505 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0254916112 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A C A
0254916112 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A C A
0558789619 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0520708701 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0375159285 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0736987985 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0846437790 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B A
0846437790 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B A
0687283342 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0072327923 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0336238831 XXXXXX TN QM: Safe Harbor QM: Safe Harbor A A A A
0817778950 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0614776708 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B B
0614776708 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B B
0140076705 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0114604669 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0188143053 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0802038592 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0927704998 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A A
0404270748 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0957692929 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0355970426 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0365542606 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor B B A A
0881227705 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0881227705 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0881227705 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0881227705 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B B
0985919442 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B B
0792875623 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0721034174 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0086922470 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B A A
0725036319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0080148108 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0476723649 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C C A A
0649229235 XXXXXX SC QM: Safe Harbor QM: Safe Harbor A A A A
0781688259 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0799564818 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0429170657 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0506243601 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0166750930 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0191709590 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0099898847 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C A A A
0581355890 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B B
0229267316 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0331184310 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0708102241 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0634334593 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0783415233 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0848381448 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0062289887 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0647136633 XXXXXX OR QM: Safe Harbor QM: Safe Harbor D A A A
0984705645 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B B B
0984705645 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B B B
0650983906 XXXXXX CT QM: Safe Harbor QM: Safe Harbor D A D A
0650983906 XXXXXX CT QM: Safe Harbor QM: Safe Harbor D A D A
0751257036 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0663663919 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0944311195 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0151408430 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0370543033 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0859810000 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A A
0210676456 XXXXXX HI QM: Safe Harbor QM: Safe Harbor A A A A
0194157748 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A A A
0194157748 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A A A
0194157748 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A A A
0007875351 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0615230024 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0037865525 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0535134091 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0909085827 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0289698118 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0289698118 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0390984890 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0753794045 XXXXXX OR QM: Safe Harbor QM: Safe Harbor D B D B
0753794045 XXXXXX OR QM: Safe Harbor QM: Safe Harbor D B D B
0753794045 XXXXXX OR QM: Safe Harbor QM: Safe Harbor D B D B
0735770180 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0175910260 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A A
0789509725 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0789509725 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0389215607 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0044776384 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0012361670 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C B
0012361670 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C B
0550109460 XXXXXX MT QM: Safe Harbor QM: Safe Harbor A A A A
0147457889 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A D A
0147457889 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A D A
0527333393 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0642708852 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0148112476 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0365773081 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B B
0365773081 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B B
0365773081 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B B
0831552619 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0657552809 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0056133568 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0036470894 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0488401510 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0711947910 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0195766046 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B C B
0195766046 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B C B
0690994517 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A A
0375423366 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0293853808 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0084786391 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0144766168 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C A A A
0144766168 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C A A A
0706657938 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A A
0967664174 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0071315609 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D A D A
0816109365 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A C A
0816109365 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A C A
0343074163 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0185928927 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0815902205 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0315940642 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0626584268 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0099579706 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0868859047 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0508790275 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A A
0344060624 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0001208260 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0001208260 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0541268474 XXXXXX MT QM: Safe Harbor QM: Safe Harbor A A A A
0026750669 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0928657686 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0899544017 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0985560599 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0719944689 XXXXXX UT QM: Safe Harbor QM: Safe Harbor A A A A
0147657870 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0421702906 XXXXXX NM QM: Safe Harbor QM: Safe Harbor A A A A
0930880228 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C A A A
0930880228 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C A A A
0058152232 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0452894588 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0765906942 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0996703003 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0504867538 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0353664729 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0022165426 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0476603849 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0904068300 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0157661859 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0157661859 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0901127013 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0268204072 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0607938872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0607938872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0251366063 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0251366063 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0111309815 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0909385115 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0230876099 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0815122729 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0815122729 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0234935183 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0364070754 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0208857959 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0556108109 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0958095313 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0958095313 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0968138324 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0083631836 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0187804075 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D A D A
0187804075 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D A D A
0187804075 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D A D A
0319689882 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B B
0319689882 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B B
0984830018 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0018303136 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0662886586 XXXXXX MI QM: Safe Harbor QM: Safe Harbor C A C A
0986070720 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A A A
0671024568 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0763148211 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0763148211 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0773753551 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0140445664 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0797371696 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0093686180 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0856387850 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0055159590 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0959870484 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0022492955 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0466758776 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0374366226 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0876142093 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0377624368 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0851791024 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0255608843 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0005133636 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0005133636 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0964238483 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0671407785 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B B
0671407785 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B B
0122510339 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0175566725 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A A
0018527973 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0613793483 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0010875977 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0023372168 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0277751122 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0821363247 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0006912855 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0521327965 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0093579564 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0965850801 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0965850801 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0965850801 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0976782492 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0234547373 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0524683555 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0914204211 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0712759027 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0401476490 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A A
0401476490 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A A
0095833943 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0816774845 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0258295534 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0010099466 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0485705017 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0685437658 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0444657526 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0507360747 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0618189265 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0880979505 XXXXXX MI QM: Safe Harbor QM: Safe Harbor D A B A
0880979505 XXXXXX MI QM: Safe Harbor QM: Safe Harbor D A B A
0880979505 XXXXXX MI QM: Safe Harbor QM: Safe Harbor D A B A
0965487541 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A A
0403916254 XXXXXX KS QM: Safe Harbor QM: Safe Harbor A A A A
0438036478 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D A
0438036478 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D A
0438036478 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D A
0727718994 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0727718994 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0810101652 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0810101652 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0440498012 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0341142506 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A A
0195032226 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0195032226 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0422987993 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C A A A
0740805450 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0740805450 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0467552849 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B B
0473788700 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0473788700 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0525586982 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A A
0525586982 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A A
0535637755 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0078585915 XXXXXX MO QM: Safe Harbor QM: Safe Harbor B B A A
0078585915 XXXXXX MO QM: Safe Harbor QM: Safe Harbor B B A A
0858806510 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A A
0878012448 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0878012448 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0878012448 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0590079733 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B A A
0590079733 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B A A
0651609645 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A A
0240082252 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0701039260 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0701039260 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0701039260 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0680996247 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0677771726 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0876755308 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0932506863 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0169960444 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0625251146 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0625251146 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0521318659 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0803838618 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0358141789 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0757119637 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0974061124 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A A
0699749187 XXXXXX DE QM: Safe Harbor QM: Safe Harbor A A A A
0203951540 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0449841787 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0890273348 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0597352845 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0198039643 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D B D A
0198039643 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D B D A
0164039335 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A A
0806651973 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0806651973 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0970744433 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A A
0441337763 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0764437650 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0764437650 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0764437650 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A A
0275391095 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0754517462 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0063801178 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0323743636 XXXXXX DE QM: Safe Harbor QM: Safe Harbor A A A A
0554485894 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0562351227 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0863428446 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0971466510 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A A
0027459270 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D A D A
0171713300 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A A
0556411328 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0820670342 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0098308885 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0081978157 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0843711947 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0512318878 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0719452152 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0032470149 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor D A D A
0032470149 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor D A D A
0761782952 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D A A A
0646803606 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0912257341 XXXXXX SC QM: Safe Harbor QM: Safe Harbor A A A A
0990557435 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0594766390 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0723888838 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0986735726 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0690898587 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0394145910 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0394145910 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A A
0222794979 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A A
0222794979 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A A
0222794979 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A A
0251132442 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A A
0534552028 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0082093234 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0044212683 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B B
0044212683 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B B
0044212683 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B B
0959709394 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0626855629 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B A A
0341506483 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0341506483 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0695519720 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0251533995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0237319903 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0643750103 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0287631238 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0607663044 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0928765202 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0667541972 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A A
0301184777 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0563323943 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0382714497 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0277332355 XXXXXX GA QM: Safe Harbor QM: Safe Harbor B B B B
0277332355 XXXXXX GA QM: Safe Harbor QM: Safe Harbor B B B B
0962527166 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0673980487 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0266515179 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0971358115 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0697509000 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B A A
0674897472 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C A A A
0718779227 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0718779227 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0718779227 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0324560397 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0180291554 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0619683032 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C A A A
0377191041 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0377191041 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0377191041 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0418881151 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A A
0379583377 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0768638937 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0879865295 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0267698799 XXXXXX MO QM: Safe Harbor QM: Safe Harbor A A A A
0399338078 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0624329693 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0425294685 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A A
0606028194 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0389755835 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A A
0826952032 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0826952032 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B B
0686174159 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0182091561 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0714903998 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0788717197 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0122255129 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0122255129 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0187609707 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0718534155 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0882737066 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0915882780 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0877548086 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A A
0746741449 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0818477693 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0904867182 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A A
0312903772 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A A
0599919253 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0552280674 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0940550226 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0391992663 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0282510922 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0801051701 XXXXXX UT QM: Safe Harbor QM: Safe Harbor A A A A
0801051701 XXXXXX UT QM: Safe Harbor QM: Safe Harbor A A A A
0481341063 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A A
0985710633 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0940802390 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0469133639 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0832258379 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B A A
0832258379 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B A A
0731355143 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A A
0200266742 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0167864087 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0290190209 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0290190209 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0290190209 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0290190209 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0439150390 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0439150390 XXXXXX NV QM: Safe Harbor QM: Safe Harbor A A A A
0141371111 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A A
0896609983 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0971482414 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0104214693 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A A
0383323003 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0753332998 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A A
0095035871 XXXXXX SC QM: Safe Harbor QM: Safe Harbor B B A A
0095035871 XXXXXX SC QM: Safe Harbor QM: Safe Harbor B B A A
0095035871 XXXXXX SC QM: Safe Harbor QM: Safe Harbor B B A A
0329977612 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A A
0359256513 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A A
0030018549 XXXXXX ID QM: Safe Harbor QM: Safe Harbor A A A A
0806792266 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0479215471 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0291891921 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0593038273 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0793398114 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0793398114 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0793398114 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0793398114 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0793398114 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D A
0913096778 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0432425021 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0646340304 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0107362383 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A A
0250596078 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0291992517 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0085472386 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0389451731 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A A
0398030215 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0353124190 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0039178981 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0023279116 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0298522684 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A A
0539716991 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0665162323 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0193474187 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0013897029 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0095553373 XXXXXX KS QM: Safe Harbor QM: Safe Harbor A A A A
0079875983 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0079875983 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0777908292 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A A
0394154944 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0713503984 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A A
0846244857 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0381027075 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0257126042 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C A A A
0257126042 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C A A A
0768832501 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0650881741 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0087095125 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A A
0925912563 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0010161112 XXXXXX TN QM: Safe Harbor QM: Safe Harbor A A A A
0632717809 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0784661645 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A A
0312750052 XXXXXX PA QM: Safe Harbor QM: Safe Harbor D A A A
0625035775 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A
0248933078 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A A A
0046114585 XXXXXX DE QM: Safe Harbor QM: Safe Harbor A A A A
0046114585 XXXXXX DE QM: Safe Harbor QM: Safe Harbor A A A A
0107577209 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A A
0407287199 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A A

 

Alt Loan Number Initial Securitization Property Valuations Loan Grade Final Securitization Property Valuations Loan Grade Initial Securitization Compliance Loan Grade Final Securitization Compliance Loan Grade Initial S&P Overall Loan Grade Final S&P Overall Loan Grade Initial S&P Credit Loan Grade Final S&P Credit Loan Grade
0874264434 A A A A A A A A
0655793227 A A A A A A A A
0971346852 A A A A A A A A
0740366376 A A A A C B C B
0740366376 A A A A C B C B
0508893554 A A A A A A A A
0146623882 A A A A B B B B
0634884110 A A A A A A A A
0295901565 A A A A A A A A
0046552185 A A A A A A A A
0083917578 A A A A A A A A
0593829226 A A A A A A A A
0833674778 A A C A C A A A
0160724347 A A A A A A A A
0714100774 A A A A A A A A
0845241945 A A A A A A A A
0468241167 A A A A A A A A
0224967066 A A A A B B B B
0884493495 A A A A A A A A
0884493495 A A A A A A A A
0603758634 A A A A A A A A
0603758634 A A A A A A A A
0410064059 A A A A D B D B
0410064059 A A A A D B D B
0410064059 A A A A D B D B
0628088672 A A A A A A A A
0100985056 A A A A A A A A
0980952397 A A A A A A A A
0826699658 A A A A B B B B
0198698646 A A A A A A A A
0351358758 A A A A A A A A
0503764081 A A A A A A A A
0666840166 A A A A A A A A
0669737689 A A C B C B A A
0669737689 A A C B C B A A
0010533153 A A B B B B A A
0010533153 A A B B B B A A
0382730242 A A B B B B A A
0605380941 A A A A B B B B
0572034281 A A A A A A A A
0364012147 A A A A A A A A
0782961994 A A D A D B D B
0782961994 A A D A D B D B
0782961994 A A D A D B D B
0782961994 A A D A D B D B
0782961994 A A D A D B D B
0946928088 A A A A B B B B
0946928088 A A A A B B B B
0818158072 A A C A C A A A
0748266519 A A C A C B B B
0748266519 A A C A C B B B
0748266519 A A C A C B B B
0748266519 A A C A C B B B
0042889937 C A A A C A A A
0872937814 A A A A A A A A
0993908312 A A C B C B A A
0993908312 A A C B C B A A
0058466192 A A A A D A D A
0058466192 A A A A D A D A
0558278558 A A A A A A A A
0836687425 A A A A B B B B
0836687425 A A A A B B B B
0379185347 A A A A B B B B
0770701466 A A A A B B B B
0993721368 A A A A A A A A
0312609376 A A A A A A A A
0056458537 A A A A B B B B
0056458537 A A A A B B B B
0902304409 A A A A A A A A
0950745959 A A A A A A A A
0563987393 A A A A A A A A
0821759494 A A A A A A A A
0710732992 A A C B C B A A
0710732992 A A C B C B A A
0710732992 A A C B C B A A
0710732992 A A C B C B A A
0710732992 A A C B C B A A
0710732992 A A C B C B A A
0495523954 A A A A A A A A
0785535238 A A A A A A A A
0151786499 A A A A A A A A
0309268957 A A A A A A A A
0957830087 A A A A A A A A
0726326333 A A A A A A A A
0139538054 A A A A A A A A
0680682524 A A A A A A A A
0023327504 A A A A A A A A
0870525869 A A C B C B A A
0870525869 A A C B C B A A
0870525869 A A C B C B A A
0365758782 A A B B B B A A
0183539719 A A A A A A A A
0632260032 A A A A A A A A
0337568653 A A A A A A A A
0522939699 A A A A A A A A
0244390166 A A A A A A A A
0658567299 A A D A D A D A
0658567299 A A D A D A D A
0658567299 A A D A D A D A
0658567299 A A D A D A D A
0595964109 A A D A D A D A
0595964109 A A D A D A D A
0512766603 A A D A D A D A
0512766603 A A D A D A D A
0886145358 A A A A A A A A
0039065727 A A A A A A A A
0089634107 A A A A C A C A
0899466323 A A C A C A A A
0920697723 A A D A D B B B
0920697723 A A D A D B B B
0920697723 A A D A D B B B
0363552090 A A D A D A B A
0363552090 A A D A D A B A
0521254034 A A D A D A A A
0263183483 A A A A A A A A
0816092323 C A A A C A A A
0647959900 A A A A B B B B
0773662001 A A B B B B A A
0415612415 A A A A A A A A
0669355009 A A A A A A A A
0415184437 A A A A A A A A
0415184437 A A A A A A A A
0917139318 A A A A A A A A
0124132366 A A A A A A A A
0860564300 C A C A C B B B
0860564300 C A C A C B B B
0860564300 C A C A C B B B
0284367868 A A D B D B D A
0284367868 A A D B D B D A
0284367868 A A D B D B D A
0284367868 A A D B D B D A
0284367868 A A D B D B D A
0284367868 A A D B D B D A
0091862916 A A C A C A A A
0091862916 A A C A C A A A
0198048155 A A A A A A A A
0901686227 A A D A D B D B
0901686227 A A D A D B D B
0901686227 A A D A D B D B
0901686227 A A D A D B D B
0901686227 A A D A D B D B
0230421721 A A A A A A A A
0449297471 A A A A B B B B
0780213503 A A D A D A B A
0780213503 A A D A D A B A
0156876551 A A A A B B B B
0565535970 A A B B B B A A
0619671192 A A A A A A A A
0537260535 A A A A C A C A
0311589547 A A C A C A A A
0363550151 A A D A D A D A
0363550151 A A D A D A D A
0161967285 A A A A A A A A
0902022757 A A A A A A A A
0511162958 A A A A A A A A
0061624823 A A A A A A A A
0518759130 A A A A A A A A
0258635314 A A A A A A A A
0518890745 A A A A A A A A
0601160700 A A C A C A A A
0290107440 A A A A A A A A
0984185839 A A D A D B B B
0984185839 A A D A D B B B
0793815866 A A A A A A A A
0623459196 A A B B B B A A
0623459196 A A B B B B A A
0623459196 A A B B B B A A
0623459196 A A B B B B A A
0281483266 A A B B B B A A
0281483266 A A B B B B A A
0614571207 A A A A B B B B
0693069447 A A A A A A A A
0243797782 A A B B B B A A
0533246836 A A A A A A A A
0484769264 A A A A B B B B
0991182989 A A A A A A A A
0388028859 A A A A B B B B
0520606070 A A A A A A A A
0053884599 A A A A A A A A
0572381003 A A A A D A D A
0419737042 A A A A A A A A
0600586085 A A B B B B B B
0600586085 A A B B B B B B
0674570489 A A D A D A B A
0674570489 A A D A D A B A
0082791792 A A A A A A A A
0966544125 A A A A A A A A
0870408547 A A A A A A A A
0365356107 A A A A A A A A
0942128995 A A C A C B C B
0942128995 A A C A C B C B
0593595395 A A C A C A A A
0526016709 A A D A D A D A
0526016709 A A D A D A D A
0847339322 A A A A A A A A
0129589759 A A A A D A D A
0718645568 A A A A A A A A
0926205199 D A A A D B B B
0926205199 D A A A D B B B
0491490608 A A A A A A A A
0642615404 A A A A A A A A
0950079417 A A A A A A A A
0176132344 A A A A A A A A
0611537100 A A A A A A A A
0493099874 A A A A A A A A
0581297547 A A A A D A D A
0879758129 A A A A A A A A
0301562552 A A A A A A A A
0613744471 A A A A A A A A
0351267887 A A A A A A A A
0945263059 A A A A A A A A
0991338984 A A A A A A A A
0182340071 A A A A A A A A
0289392663 A A A A A A A A
0983076152 A A A A A A A A
0333824635 A A C A C B B B
0333824635 A A C A C B B B
0333824635 A A C A C B B B
0569995019 A A D A D A B A
0569995019 A A D A D A B A
0051569573 A A A A A A A A
0963415685 A A B B B B A A
0955937264 A A A A A A A A
0139336740 A A C B C B A A
0139336740 A A C B C B A A
0139336740 A A C B C B A A
0577229284 A A C A D A D A
0577229284 A A C A D A D A
0819971454 A A B B B B B B
0819971454 A A B B B B B B
0819971454 A A B B B B B B
0430386864 A A A A A A A A
0788976212 A A C A C A A A
0788976212 A A C A C A A A
0401899722 A A A A A A A A
0868343203 A A D B D B B A
0868343203 A A D B D B B A
0868343203 A A D B D B B A
0636846092 A A A A A A A A
0768816663 A A A A A A A A
0633708857 A A A A A A A A
0706585544 A A A A A A A A
0032856897 A A A A A A A A
0469036000 A A A A A A A A
0259195322 A A A A A A A A
0233588768 A A A A C A C A
0233588768 A A A A C A C A
0778524050 A A A A A A A A
0374708686 A A A A A A A A
0800656283 A A B B B B A A
0519785422 A A A A B B B B
0297778582 A A A A A A A A
0894481671 A A C B C B A A
0275718333 A A A A A A A A
0215380832 A A A A A A A A
0788742852 A A A A A A A A
0193185172 A A A A A A A A
0527793964 A A A A A A A A
0257424185 A A A A A A A A
0751464326 A A C A C A A A
0751464326 A A C A C A A A
0782363688 A A A A A A A A
0052092561 A A C A C A A A
0745627701 A A B B B B A A
0014372153 A A A A A A A A
0096545912 A A A A A A A A
0281298553 A A A A A A A A
0534307291 A A C B C B A A
0534307291 A A C B C B A A
0328703547 A A A A A A A A
0873015295 C A A A C B B B
0873015295 C A A A C B B B
0687131751 A A C A C A A A
0887639066 A A A A A A A A
0679400505 A A C A C A A A
0254916112 A A C A C A C A
0254916112 A A C A C A C A
0558789619 A A A A A A A A
0520708701 A A A A A A A A
0375159285 A A A A A A A A
0736987985 A A A A A A A A
0846437790 A A D A D A B A
0846437790 A A D A D A B A
0687283342 A A A A A A A A
0072327923 A A A A A A A A
0336238831 A A A A A A A A
0817778950 A A B B B B A A
0614776708 A A B B B B B B
0614776708 A A B B B B B B
0140076705 A A A A A A A A
0114604669 A A A A B B B B
0188143053 A A A A A A A A
0802038592 A A A A A A A A
0927704998 A A A A A A A A
0404270748 A A A A A A A A
0957692929 A A A A A A A A
0355970426 A A A A A A A A
0365542606 A A B B B B A A
0881227705 A A C B C B B B
0881227705 A A C B C B B B
0881227705 A A C B C B B B
0881227705 A A C B C B B B
0985919442 A A A A B B B B
0792875623 A A A A A A A A
0721034174 A A A A A A A A
0086922470 A A B B B B A A
0725036319 A A A A A A A A
0080148108 A A A A A A A A
0476723649 C C A A C C A A
0649229235 A A A A A A A A
0781688259 A A A A A A A A
0799564818 A A A A A A A A
0429170657 A A A A A A A A
0506243601 A A A A A A A A
0166750930 A A A A A A A A
0191709590 A A A A A A A A
0099898847 A A C A C A A A
0581355890 A A A A B B B B
0229267316 A A A A A A A A
0331184310 A A A A A A A A
0708102241 A A A A A A A A
0634334593 A A A A A A A A
0783415233 A A A A A A A A
0848381448 A A A A A A A A
0062289887 A A A A A A A A
0647136633 D A A A D A A A
0984705645 A A C A C B B B
0984705645 A A C A C B B B
0650983906 A A C A D A D A
0650983906 A A C A D A D A
0751257036 A A A A A A A A
0663663919 A A A A A A A A
0944311195 A A A A A A A A
0151408430 A A A A A A A A
0370543033 A A A A A A A A
0859810000 A A A A A A A A
0210676456 A A A A A A A A
0194157748 A A C A C A A A
0194157748 A A C A C A A A
0194157748 A A C A C A A A
0007875351 A A A A A A A A
0615230024 A A A A A A A A
0037865525 A A A A A A A A
0535134091 A A A A A A A A
0909085827 A A A A A A A A
0289698118 A A C B C B A A
0289698118 A A C B C B A A
0390984890 A A A A A A A A
0753794045 A A D A D B D B
0753794045 A A D A D B D B
0753794045 A A D A D B D B
0735770180 A A A A A A A A
0175910260 A A A A A A A A
0789509725 A A A A B B B B
0789509725 A A A A B B B B
0389215607 A A A A A A A A
0044776384 A A A A A A A A
0012361670 A A A A C B C B
0012361670 A A A A C B C B
0550109460 A A A A A A A A
0147457889 A A D A D A D A
0147457889 A A D A D A D A
0527333393 A A A A A A A A
0642708852 A A A A A A A A
0148112476 A A A A A A A A
0365773081 A A B B B B B B
0365773081 A A B B B B B B
0365773081 A A B B B B B B
0831552619 A A A A A A A A
0657552809 A A A A A A A A
0056133568 A A A A A A A A
0036470894 A A A A A A A A
0488401510 A A B B B B A A
0711947910 A A A A A A A A
0195766046 A A A A C B C B
0195766046 A A A A C B C B
0690994517 A A C A C A A A
0375423366 A A A A A A A A
0293853808 A A A A A A A A
0084786391 A A A A A A A A
0144766168 C A A A C A A A
0144766168 C A A A C A A A
0706657938 A A A A A A A A
0967664174 A A A A A A A A
0071315609 A A A A D A D A
0816109365 A A A A C A C A
0816109365 A A A A C A C A
0343074163 A A A A A A A A
0185928927 A A A A A A A A
0815902205 A A A A A A A A
0315940642 A A A A A A A A
0626584268 A A A A A A A A
0099579706 A A C B C B A A
0868859047 A A A A B B B B
0508790275 A A A A A A A A
0344060624 A A A A A A A A
0001208260 A A A A B B B B
0001208260 A A A A B B B B
0541268474 A A A A A A A A
0026750669 A A A A A A A A
0928657686 A A A A A A A A
0899544017 A A A A A A A A
0985560599 A A A A A A A A
0719944689 A A A A A A A A
0147657870 A A A A A A A A
0421702906 A A A A A A A A
0930880228 A A C A C A A A
0930880228 A A C A C A A A
0058152232 A A A A A A A A
0452894588 A A A A A A A A
0765906942 A A A A A A A A
0996703003 A A A A A A A A
0504867538 A A A A A A A A
0353664729 A A A A A A A A
0022165426 A A C A C A A A
0476603849 A A A A A A A A
0904068300 A A A A A A A A
0157661859 A A C A C A A A
0157661859 A A C A C A A A
0901127013 A A C A C A A A
0268204072 A A A A A A A A
0607938872 A A C B C B A A
0607938872 A A C B C B A A
0251366063 A A A A B B B B
0251366063 A A A A B B B B
0111309815 A A A A A A A A
0909385115 A A A A A A A A
0230876099 A A A A A A A A
0815122729 A A A A B B B B
0815122729 A A A A B B B B
0234935183 A A A A A A A A
0364070754 A A A A A A A A
0208857959 A A A A A A A A
0556108109 A A A A A A A A
0958095313 A A A A A A A A
0958095313 A A A A A A A A
0968138324 A A A A A A A A
0083631836 A A A A A A A A
0187804075 A A D A D A D A
0187804075 A A D A D A D A
0187804075 A A D A D A D A
0319689882 A A A A B B B B
0319689882 A A A A B B B B
0984830018 A A A A A A A A
0018303136 A A C A C A A A
0662886586 A A A A C A C A
0986070720 A A C A C A A A
0671024568 A A A A A A A A
0763148211 A A A A A A A A
0763148211 A A A A A A A A
0773753551 A A A A A A A A
0140445664 A A A A A A A A
0797371696 A A A A B B B B
0093686180 A A A A A A A A
0856387850 A A A A A A A A
0055159590 A A A A A A A A
0959870484 A A A A A A A A
0022492955 A A A A A A A A
0466758776 A A C A C A A A
0374366226 A A A A A A A A
0876142093 A A A A A A A A
0377624368 A A A A A A A A
0851791024 A A A A A A A A
0255608843 A A A A A A A A
0005133636 A A D A D A D A
0005133636 A A D A D A D A
0964238483 A A A A A A A A
0671407785 A A B B B B B B
0671407785 A A B B B B B B
0122510339 A A A A A A A A
0175566725 A A A A A A A A
0018527973 A A A A B B B B
0613793483 A A A A A A A A
0010875977 A A A A A A A A
0023372168 A A A A A A A A
0277751122 A A A A A A A A
0821363247 A A A A A A A A
0006912855 A A A A A A A A
0521327965 A A A A A A A A
0093579564 A A A A A A A A
0965850801 A A D A D A A A
0965850801 A A D A D A A A
0965850801 A A D A D A A A
0976782492 A A A A A A A A
0234547373 A A A A A A A A
0524683555 A A A A A A A A
0914204211 A A A A A A A A
0712759027 A A A A A A A A
0401476490 A A C A C A A A
0401476490 A A C A C A A A
0095833943 A A A A A A A A
0816774845 A A A A A A A A
0258295534 A A C A C A A A
0010099466 A A A A A A A A
0485705017 A A A A A A A A
0685437658 A A A A A A A A
0444657526 A A A A A A A A
0507360747 A A A A A A A A
0618189265 A A D A D A A A
0880979505 A A D A D A B A
0880979505 A A D A D A B A
0880979505 A A D A D A B A
0965487541 A A C B C B A A
0403916254 A A A A A A A A
0438036478 A A D A D A D A
0438036478 A A D A D A D A
0438036478 A A D A D A D A
0727718994 A A C B C B A A
0727718994 A A C B C B A A
0810101652 A A A A A A A A
0810101652 A A A A A A A A
0440498012 A A A A A A A A
0341142506 A A A A A A A A
0195032226 A A A A A A A A
0195032226 A A A A A A A A
0422987993 A A C A C A A A
0740805450 A A A A A A A A
0740805450 A A A A A A A A
0467552849 A A A A B B B B
0473788700 C A A A C A A A
0473788700 C A A A C A A A
0525586982 A A C B C B A A
0525586982 A A C B C B A A
0535637755 A A A A A A A A
0078585915 A A B B B B A A
0078585915 A A B B B B A A
0858806510 A A B B B B A A
0878012448 A A C B C B A A
0878012448 A A C B C B A A
0878012448 A A C B C B A A
0590079733 A A D B D B A A
0590079733 A A D B D B A A
0651609645 A A B B B B A A
0240082252 A A C B C B A A
0701039260 A A C B C B A A
0701039260 A A C B C B A A
0701039260 A A C B C B A A
0680996247 A A A A A A A A
0677771726 A A C B C B A A
0876755308 A A A A A A A A
0932506863 A A A A A A A A
0169960444 A A A A A A A A
0625251146 A A C B C B A A
0625251146 A A C B C B A A
0521318659 A A A A A A A A
0803838618 A A A A A A A A
0358141789 A A A A A A A A
0757119637 A A A A A A A A
0974061124 A A B B B B A A
0699749187 A A A A A A A A
0203951540 A A A A A A A A
0449841787 A A A A A A A A
0890273348 A A B B B B A A
0597352845 A A A A A A A A
0198039643 A A B B D B D A
0198039643 A A B B D B D A
0164039335 A A A A A A A A
0806651973 A A A A A A A A
0806651973 A A A A A A A A
0970744433 A A A A A A A A
0441337763 A A A A A A A A
0764437650 A A C B C B A A
0764437650 A A C B C B A A
0764437650 A A C B C B A A
0275391095 A A A A A A A A
0754517462 A A A A A A A A
0063801178 A A A A A A A A
0323743636 A A A A A A A A
0554485894 A A A A A A A A
0562351227 A A A A A A A A
0863428446 A A A A A A A A
0971466510 A A A A A A A A
0027459270 A A A A D A D A
0171713300 A A A A A A A A
0556411328 A A A A A A A A
0820670342 A A A A A A A A
0098308885 A A A A A A A A
0081978157 A A B B B B A A
0843711947 A A A A A A A A
0512318878 A A C A C A A A
0719452152 A A A A A A A A
0032470149 A A A A D A D A
0032470149 A A A A D A D A
0761782952 A A D A D A A A
0646803606 A A A A A A A A
0912257341 A A A A A A A A
0990557435 A A A A A A A A
0594766390 A A A A A A A A
0723888838 A A A A A A A A
0986735726 A A A A A A A A
0690898587 A A A A A A A A
0394145910 A A C B C B A A
0394145910 A A C B C B A A
0222794979 A A B B B B A A
0222794979 A A B B B B A A
0222794979 A A B B B B A A
0251132442 A A A A A A A A
0534552028 A A A A A A A A
0082093234 A A A A A A A A
0044212683 A A A A B B B B
0044212683 A A A A B B B B
0044212683 A A A A B B B B
0959709394 A A C A C A A A
0626855629 A A B B B B A A
0341506483 A A A A A A A A
0341506483 A A A A A A A A
0695519720 A A C A C A A A
0251533995 A A A A A A A A
0237319903 A A A A A A A A
0643750103 A A A A A A A A
0287631238 A A A A A A A A
0607663044 A A A A A A A A
0928765202 A A A A A A A A
0667541972 A A A A A A A A
0301184777 A A A A A A A A
0563323943 A A A A A A A A
0382714497 A A A A A A A A
0277332355 A A A A B B B B
0277332355 A A A A B B B B
0962527166 A A A A A A A A
0673980487 A A A A A A A A
0266515179 A A A A A A A A
0971358115 C A A A C A A A
0697509000 A A B B B B A A
0674897472 A A C A C A A A
0718779227 A A A A B B B B
0718779227 A A A A B B B B
0718779227 A A A A B B B B
0324560397 A A A A A A A A
0180291554 A A A A A A A A
0619683032 A A C A C A A A
0377191041 A A D A D A D A
0377191041 A A D A D A D A
0377191041 A A D A D A D A
0418881151 A A B B B B A A
0379583377 A A A A A A A A
0768638937 A A A A A A A A
0879865295 A A A A A A A A
0267698799 A A A A A A A A
0399338078 A A A A A A A A
0624329693 A A A A A A A A
0425294685 A A A A A A A A
0606028194 A A A A A A A A
0389755835 A A A A A A A A
0826952032 A A A A B B B B
0826952032 A A A A B B B B
0686174159 A A A A A A A A
0182091561 A A A A A A A A
0714903998 A A A A A A A A
0788717197 A A A A A A A A
0122255129 A A A A A A A A
0122255129 A A A A A A A A
0187609707 A A A A A A A A
0718534155 A A A A A A A A
0882737066 A A A A A A A A
0915882780 A A A A A A A A
0877548086 A A A A A A A A
0746741449 A A A A A A A A
0818477693 A A A A A A A A
0904867182 A A A A A A A A
0312903772 A A A A A A A A
0599919253 A A A A A A A A
0552280674 A A A A A A A A
0940550226 A A A A A A A A
0391992663 A A A A A A A A
0282510922 A A A A A A A A
0801051701 A A A A A A A A
0801051701 A A A A A A A A
0481341063 A A A A A A A A
0985710633 A A A A A A A A
0940802390 A A A A A A A A
0469133639 A A A A A A A A
0832258379 A A B B B B A A
0832258379 A A B B B B A A
0731355143 A A A A A A A A
0200266742 A A A A A A A A
0167864087 A A A A A A A A
0290190209 A A C A C A A A
0290190209 A A C A C A A A
0290190209 A A C A C A A A
0290190209 A A C A C A A A
0439150390 A A A A A A A A
0439150390 A A A A A A A A
0141371111 A A A A A A A A
0896609983 A A A A A A A A
0971482414 A A A A A A A A
0104214693 A A C A C A A A
0383323003 A A A A A A A A
0753332998 A A A A A A A A
0095035871 A A B B B B A A
0095035871 A A B B B B A A
0095035871 A A B B B B A A
0329977612 A A A A A A A A
0359256513 A A A A A A A A
0030018549 A A A A A A A A
0806792266 A A A A A A A A
0479215471 A A D A D A A A
0291891921 A A A A A A A A
0593038273 A A A A A A A A
0793398114 A A D A D A D A
0793398114 A A D A D A D A
0793398114 A A D A D A D A
0793398114 A A D A D A D A
0793398114 A A D A D A D A
0913096778 A A A A A A A A
0432425021 A A A A A A A A
0646340304 A A A A A A A A
0107362383 A A D A D A A A
0250596078 A A B B B B A A
0291992517 A A A A A A A A
0085472386 A A A A A A A A
0389451731 A A A A A A A A
0398030215 A A A A A A A A
0353124190 A A A A A A A A
0039178981 A A A A A A A A
0023279116 A A A A A A A A
0298522684 A A A A A A A A
0539716991 A A A A A A A A
0665162323 A A A A A A A A
0193474187 A A A A A A A A
0013897029 A A A A A A A A
0095553373 A A A A A A A A
0079875983 A A A A A A A A
0079875983 A A A A A A A A
0777908292 A A B B B B A A
0394154944 A A A A A A A A
0713503984 A A A A A A A A
0846244857 A A A A A A A A
0381027075 A A A A A A A A
0257126042 A A C A C A A A
0257126042 A A C A C A A A
0768832501 A A A A A A A A
0650881741 A A A A A A A A
0087095125 A A A A A A A A
0925912563 A A A A A A A A
0010161112 A A A A A A A A
0632717809 A A A A A A A A
0784661645 A A A A A A A A
0312750052 A A D A D A A A
0625035775 A A A A A A A A
0248933078 A A D A D A A A
0046114585 A A A A A A A A
0046114585 A A A A A A A A
0107577209 A A A A A A A A
0407287199 A A A A A A A A

 

Alt Loan Number Initial S&P Property Valuations Loan Grade Final S&P Property Valuations Loan Grade Initial S&P Compliance Loan Grade Final S&P Compliance Loan Grade Condition Category Condition Sub Category Condition Status Initial Securitization Condition Grade
0874264434 A A A A        
0655793227 A A A A        
0971346852 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0740366376 A A A A Credit Credit/Mtg History Active B
0740366376 A A A A Credit Insurance Satisfied C
0508893554 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0146623882 A A A A Credit Terms/Guidelines Active B
0634884110 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0295901565 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0046552185 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0083917578 A A A A        
0593829226 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0833674778 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0160724347 A A A A        
0714100774 A A A A        
0845241945 A A A A        
0468241167 A A A A        
0224967066 A A A A Credit Credit/Mtg History Active B
0884493495 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0884493495 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0603758634 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0603758634 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0410064059 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0410064059 A A A A Credit Legal Documents Satisfied D
0410064059 A A A A Credit LTV/CLTV Active B
0628088672 A A A A        
0100985056 A A A A        
0980952397 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0826699658 A A A A Credit Terms/Guidelines Active B
0198698646 A A A A        
0351358758 A A A A        
0503764081 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0666840166 A A A A        
0669737689 A A C B Compliance RESPA Active B
0669737689 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0010533153 A A B B Compliance Finance Charge Tolerance Satisfied B
0010533153 A A B B Compliance Finance Charge Tolerance Satisfied B
0382730242 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0605380941 A A A A Credit Terms/Guidelines Active B
0572034281 A A A A        
0364012147 A A A A        
0782961994 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0782961994 A A D A Compliance Right of Rescission  Satisfied C
0782961994 A A D A Credit Credit/Mtg History Active B
0782961994 A A D A Credit Income/Employment Satisfied C
0782961994 A A D A Credit Legal Documents Satisfied D
0946928088 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0946928088 A A A A Credit Credit/Mtg History Active B
0818158072 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0748266519 A A C A Compliance Finance Charge Tolerance Satisfied C
0748266519 A A C A Compliance Finance Charge Tolerance Satisfied C
0748266519 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0748266519 A A C A Credit Credit/Mtg History Active B
0042889937 C A A A Property Valuations Value Satisfied C
0872937814 A A A A        
0993908312 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied A
0993908312 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0058466192 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0058466192 A A A A Credit Assets Satisfied D
0558278558 A A A A        
0836687425 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0836687425 A A A A Credit Income/Employment Active B
0379185347 A A A A Credit Credit/Mtg History Active B
0770701466 A A A A Credit Title Active B
0993721368 A A A A        
0312609376 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0056458537 A A A A Credit Assets Active B
0056458537 A A A A Credit Credit/Mtg History Active B
0902304409 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0950745959 A A A A        
0563987393 A A A A        
0821759494 A A A A        
0710732992 A A C B Compliance Right of Rescission  Satisfied B
0710732992 A A C B Compliance Right of Rescission  Satisfied C
0710732992 A A C B Compliance Right of Rescission  Satisfied C
0710732992 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0710732992 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0710732992 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0495523954 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0785535238 A A A A        
0151786499 A A A A        
0309268957 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0957830087 A A A A        
0726326333 A A A A        
0139538054 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0680682524 A A A A        
0023327504 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0870525869 A A C B Compliance Right of Rescission  Satisfied C
0870525869 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0870525869 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0365758782 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0183539719 A A A A        
0632260032 A A A A        
0337568653 A A A A        
0522939699 A A A A        
0244390166 A A A A        
0658567299 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0658567299 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0658567299 A A D A Credit Credit/Mtg History Satisfied C
0658567299 A A D A Credit DTI Satisfied D
0595964109 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0595964109 A A D A Credit DTI Satisfied D
0512766603 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0512766603 A A D A Credit Income/Employment Satisfied D
0886145358 A A A A        
0039065727 A A A A        
0089634107 A A A A Credit Credit/Mtg History Satisfied C
0899466323 A A C A Compliance Finance Charge Tolerance Satisfied C
0920697723 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0920697723 A A D A Credit Assets Active B
0920697723 A A D A Credit Legal Documents Satisfied B
0363552090 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0363552090 A A D A Credit Legal Documents Satisfied B
0521254034 A A D A Compliance Documentation Satisfied D
0263183483 A A A A        
0816092323 C A A A Property Valuations Value Satisfied C
0647959900 A A A A Credit Terms/Guidelines Active B
0773662001 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0415612415 A A A A        
0669355009 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0415184437 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0415184437 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0917139318 A A A A        
0124132366 A A A A        
0860564300 C A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0860564300 C A C A Credit Assets Active B
0860564300 C A C A Property Valuations Value Satisfied C
0284367868 A A D B Compliance Ability to Repay/Qualified Mortgage Satisfied D
0284367868 A A D B Compliance Texas Home Equity Active B
0284367868 A A D B Compliance Texas Home Equity Active B
0284367868 A A D B Compliance Texas Home Equity Satisfied D
0284367868 A A D B Compliance TILA/RESPA Integrated Disclosure Active B
0284367868 A A D B Credit DTI Satisfied D
0091862916 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0091862916 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0198048155 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0901686227 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0901686227 A A D A Credit Income/Employment Satisfied C
0901686227 A A D A Credit Legal Documents Satisfied D
0901686227 A A D A Credit Legal Documents Satisfied D
0901686227 A A D A Credit Terms/Guidelines Active B
0230421721 A A A A        
0449297471 A A A A Credit Terms/Guidelines Active B
0780213503 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0780213503 A A D A Credit Legal Documents Satisfied B
0156876551 A A A A Credit Terms/Guidelines Active B
0565535970 A A B B Compliance Right of Rescission  Active B
0619671192 A A A A        
0537260535 A A A A Credit Assets Satisfied C
0311589547 A A C A Compliance Right of Rescission  Satisfied C
0363550151 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0363550151 A A D A Credit Income/Employment Satisfied D
0161967285 A A A A        
0902022757 A A A A        
0511162958 A A A A        
0061624823 A A A A        
0518759130 A A A A        
0258635314 A A A A        
0518890745 A A A A        
0601160700 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0290107440 A A A A        
0984185839 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0984185839 A A D A Credit Terms/Guidelines Active B
0793815866 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0623459196 A A B B Compliance Right of Rescission  Active B
0623459196 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0623459196 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0623459196 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0281483266 A A B B Compliance Right of Rescission  Active B
0281483266 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0614571207 A A A A Credit Terms/Guidelines Active B
0693069447 A A A A        
0243797782 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied B
0533246836 A A A A        
0484769264 A A A A Credit Terms/Guidelines Active B
0991182989 A A A A        
0388028859 A A A A Credit Assets Active B
0520606070 A A A A        
0053884599 A A A A        
0572381003 A A A A Credit Legal Documents Satisfied D
0419737042 A A A A        
0600586085 A A B B Compliance Right of Rescission  Active B
0600586085 A A B B Credit Income/Employment Active B
0674570489 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0674570489 A A D A Credit Legal Documents Satisfied B
0082791792 A A A A        
0966544125 A A A A        
0870408547 A A A A        
0365356107 A A A A        
0942128995 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0942128995 A A C A Credit LTV/CLTV Active C
0593595395 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0526016709 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0526016709 A A D A Credit DTI Satisfied D
0847339322 A A A A        
0129589759 A A A A Credit Income/Employment Satisfied D
0718645568 A A A A        
0926205199 D A A A Credit Terms/Guidelines Active B
0926205199 D A A A Property Valuations Appraisal Satisfied D
0491490608 A A A A        
0642615404 A A A A        
0950079417 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0176132344 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0611537100 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0493099874 A A A A        
0581297547 A A A A Credit Legal Documents Satisfied D
0879758129 A A A A        
0301562552 A A A A        
0613744471 A A A A        
0351267887 A A A A        
0945263059 A A A A        
0991338984 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0182340071 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0289392663 A A A A        
0983076152 A A A A        
0333824635 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0333824635 A A C A Credit Credit/Mtg History Active B
0333824635 A A C A Credit Terms/Guidelines Active B
0569995019 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0569995019 A A D A Credit Legal Documents Satisfied B
0051569573 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0963415685 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied B
0955937264 A A A A        
0139336740 A A C B Compliance RESPA Active B
0139336740 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0139336740 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0577229284 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0577229284 A A C A Credit Legal Documents Satisfied D
0819971454 A A B B Compliance RESPA Satisfied B
0819971454 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0819971454 A A B B Credit LTV/CLTV Active B
0430386864 A A A A        
0788976212 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0788976212 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0401899722 A A A A        
0868343203 A A D B Compliance Ability to Repay/Qualified Mortgage Satisfied D
0868343203 A A D B Compliance TILA/RESPA Integrated Disclosure Active B
0868343203 A A D B Credit Legal Documents Satisfied B
0636846092 A A A A        
0768816663 A A A A        
0633708857 A A A A        
0706585544 A A A A        
0032856897 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0469036000 A A A A        
0259195322 A A A A        
0233588768 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0233588768 A A A A Credit Insurance Satisfied C
0778524050 A A A A        
0374708686 A A A A        
0800656283 A A B B Compliance Federal Consumer Protection Satisfied B
0519785422 A A A A Credit Credit/Mtg History Active B
0297778582 A A A A        
0894481671 A A C B Compliance Right of Rescission  Satisfied C
0275718333 A A A A        
0215380832 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0788742852 A A A A        
0193185172 A A A A        
0527793964 A A A A        
0257424185 A A A A        
0751464326 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0751464326 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0782363688 A A A A        
0052092561 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0745627701 A A B B Compliance Right of Rescission  Active B
0014372153 A A A A        
0096545912 A A A A        
0281298553 A A A A        
0534307291 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0534307291 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0328703547 A A A A        
0873015295 C A A A Credit Terms/Guidelines Active B
0873015295 C A A A Property Valuations Value Satisfied C
0687131751 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0887639066 A A A A        
0679400505 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0254916112 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0254916112 A A C A Credit Income/Employment Satisfied C
0558789619 A A A A        
0520708701 A A A A        
0375159285 A A A A        
0736987985 A A A A        
0846437790 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0846437790 A A D A Credit Legal Documents Satisfied B
0687283342 A A A A        
0072327923 A A A A        
0336238831 A A A A        
0817778950 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0614776708 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0614776708 A A B B Credit Income/Employment Active B
0140076705 A A A A        
0114604669 A A A A Credit Income/Employment Active B
0188143053 A A A A        
0802038592 A A A A        
0927704998 A A A A        
0404270748 A A A A        
0957692929 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0355970426 A A A A        
0365542606 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0881227705 A A C B Compliance RESPA Satisfied B
0881227705 A A C B Compliance Right of Rescission  Satisfied C
0881227705 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0881227705 A A C B Credit Assets Active B
0985919442 A A A A Credit Terms/Guidelines Active B
0792875623 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0721034174 A A A A        
0086922470 A A B B Compliance Right of Rescission  Active B
0725036319 A A A A        
0080148108 A A A A        
0476723649 C C A A Property Valuations Value Active C
0649229235 A A A A        
0781688259 A A A A        
0799564818 A A A A        
0429170657 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0506243601 A A A A        
0166750930 A A A A        
0191709590 A A A A        
0099898847 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0581355890 A A A A Credit Terms/Guidelines Active B
0229267316 A A A A        
0331184310 A A A A        
0708102241 A A A A        
0634334593 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0783415233 A A A A        
0848381448 A A A A        
0062289887 A A A A        
0647136633 D A A A Property Valuations Appraisal Satisfied D
0984705645 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0984705645 A A C A Credit Terms/Guidelines Active B
0650983906 A A C A Compliance Right of Rescission  Satisfied C
0650983906 A A C A Credit Legal Documents Satisfied D
0751257036 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0663663919 A A A A        
0944311195 A A A A        
0151408430 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0370543033 A A A A        
0859810000 A A A A        
0210676456 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0194157748 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0194157748 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0194157748 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0007875351 A A A A        
0615230024 A A A A        
0037865525 A A A A        
0535134091 A A A A        
0909085827 A A A A        
0289698118 A A C B Compliance Finance Charge Tolerance Satisfied C
0289698118 A A C B Compliance RESPA Active B
0390984890 A A A A        
0753794045 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0753794045 A A D A Credit Legal Documents Satisfied D
0753794045 A A D A Credit LTV/CLTV Active B
0735770180 A A A A        
0175910260 A A A A        
0789509725 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0789509725 A A A A Credit Credit/Mtg History Active B
0389215607 A A A A        
0044776384 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0012361670 A A A A Credit Assets Satisfied C
0012361670 A A A A Credit Credit/Mtg History Active B
0550109460 A A A A        
0147457889 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0147457889 A A D A Credit DTI Satisfied D
0527333393 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0642708852 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0148112476 A A A A        
0365773081 A A B B Compliance Right of Rescission  Active B
0365773081 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0365773081 A A B B Credit Income/Employment Active B
0831552619 A A A A        
0657552809 A A A A        
0056133568 A A A A        
0036470894 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0488401510 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0711947910 A A A A        
0195766046 A A A A Credit Insurance Satisfied C
0195766046 A A A A Credit LTV/CLTV Active B
0690994517 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0375423366 A A A A        
0293853808 A A A A        
0084786391 A A A A        
0144766168 C A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0144766168 C A A A Property Valuations Value Satisfied C
0706657938 A A A A        
0967664174 A A A A        
0071315609 A A A A Credit Legal Documents Satisfied D
0816109365 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0816109365 A A A A Credit Insurance Satisfied C
0343074163 A A A A        
0185928927 A A A A        
0815902205 A A A A        
0315940642 A A A A        
0626584268 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0099579706 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0868859047 A A A A Credit Credit/Mtg History Active B
0508790275 A A A A        
0344060624 A A A A        
0001208260 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0001208260 A A A A Credit Credit/Mtg History Active B
0541268474 A A A A        
0026750669 A A A A        
0928657686 A A A A        
0899544017 A A A A        
0985560599 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0719944689 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0147657870 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0421702906 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0930880228 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0930880228 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0058152232 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0452894588 A A A A        
0765906942 A A A A        
0996703003 A A A A        
0504867538 A A A A        
0353664729 A A A A        
0022165426 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0476603849 A A A A        
0904068300 A A A A        
0157661859 A A C A Compliance Finance Charge Tolerance Satisfied C
0157661859 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0901127013 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0268204072 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0607938872 A A C B Compliance RESPA Active B
0607938872 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0251366063 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0251366063 A A A A Credit Credit/Mtg History Active B
0111309815 A A A A        
0909385115 A A A A        
0230876099 A A A A        
0815122729 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0815122729 A A A A Credit Credit/Mtg History Active B
0234935183 A A A A        
0364070754 A A A A        
0208857959 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0556108109 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0958095313 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0958095313 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0968138324 A A A A        
0083631836 A A A A        
0187804075 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0187804075 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0187804075 A A D A Credit DTI Satisfied D
0319689882 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0319689882 A A A A Credit Credit/Mtg History Active B
0984830018 A A A A        
0018303136 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0662886586 A A A A Credit Income/Employment Satisfied C
0986070720 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0671024568 A A A A        
0763148211 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0763148211 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0773753551 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0140445664 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0797371696 A A A A Credit Terms/Guidelines Active B
0093686180 A A A A        
0856387850 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0055159590 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0959870484 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0022492955 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0466758776 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0374366226 A A A A        
0876142093 A A A A        
0377624368 A A A A        
0851791024 A A A A        
0255608843 A A A A        
0005133636 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0005133636 A A D A Credit DTI Satisfied D
0964238483 A A A A        
0671407785 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied B
0671407785 A A B B Credit Assets Active B
0122510339 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0175566725 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0018527973 A A A A Credit Credit/Mtg History Active B
0613793483 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0010875977 A A A A        
0023372168 A A A A        
0277751122 A A A A        
0821363247 A A A A        
0006912855 A A A A        
0521327965 A A A A        
0093579564 A A A A        
0965850801 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0965850801 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0965850801 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0976782492 A A A A        
0234547373 A A A A        
0524683555 A A A A        
0914204211 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0712759027 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0401476490 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0401476490 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0095833943 A A A A        
0816774845 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0258295534 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0010099466 A A A A        
0485705017 A A A A        
0685437658 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0444657526 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0507360747 A A A A        
0618189265 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0880979505 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0880979505 A A D A Credit DTI Satisfied B
0880979505 A A D A Property Valuations Appraisal Satisfied A
0965487541 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0403916254 A A A A        
0438036478 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0438036478 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0438036478 A A D A Credit DTI Satisfied D
0727718994 A A C B Compliance Right of Rescission  Active B
0727718994 A A C B Compliance Right of Rescission  Satisfied C
0810101652 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0810101652 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0440498012 A A A A        
0341142506 A A A A        
0195032226 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0195032226 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0422987993 A A C A Compliance Right of Rescission  Satisfied C
0740805450 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0740805450 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0467552849 A A A A Credit Assets Active B
0473788700 C A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0473788700 C A A A Property Valuations Value Satisfied C
0525586982 A A C B Compliance RESPA Active B
0525586982 A A C B Compliance Right of Rescission  Satisfied C
0535637755 A A A A        
0078585915 A A B B Compliance RESPA Active B
0078585915 A A B B Compliance Right of Rescission  Active B
0858806510 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0878012448 A A C B Compliance Finance Charge Tolerance Satisfied C
0878012448 A A C B Compliance Finance Charge Tolerance Satisfied C
0878012448 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0590079733 A A D B Compliance Right of Rescission  Active B
0590079733 A A D B Compliance TILA/RESPA Integrated Disclosure Satisfied D
0651609645 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied B
0240082252 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0701039260 A A C B Compliance Right of Rescission  Active B
0701039260 A A C B Compliance Right of Rescission  Satisfied C
0701039260 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0680996247 A A A A        
0677771726 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0876755308 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0932506863 A A A A        
0169960444 A A A A        
0625251146 A A C B Compliance Right of Rescission  Satisfied C
0625251146 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0521318659 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0803838618 A A A A        
0358141789 A A A A        
0757119637 A A A A        
0974061124 A A B B Compliance RESPA Active B
0699749187 A A A A        
0203951540 A A A A        
0449841787 A A A A        
0890273348 A A B B Compliance Right of Rescission  Active B
0597352845 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0198039643 A A B B Compliance RESPA Active B
0198039643 A A B B Credit Legal Documents Satisfied D
0164039335 A A A A        
0806651973 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0806651973 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0970744433 A A A A        
0441337763 A A A A        
0764437650 A A C B Compliance Right of Rescission  Active B
0764437650 A A C B Compliance Right of Rescission  Satisfied B
0764437650 A A C B Compliance Right of Rescission  Satisfied C
0275391095 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0754517462 A A A A        
0063801178 A A A A        
0323743636 A A A A        
0554485894 A A A A        
0562351227 A A A A        
0863428446 A A A A        
0971466510 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0027459270 A A A A Credit Legal Documents Satisfied D
0171713300 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0556411328 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0820670342 A A A A        
0098308885 A A A A        
0081978157 A A B B Compliance Right of Rescission  Active B
0843711947 A A A A        
0512318878 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0719452152 A A A A        
0032470149 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0032470149 A A A A Credit Assets Satisfied D
0761782952 A A D A Compliance Borrower's Interest Satisfied D
0646803606 A A A A        
0912257341 A A A A        
0990557435 A A A A        
0594766390 A A A A        
0723888838 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0986735726 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0690898587 A A A A        
0394145910 A A C B Compliance TILA/RESPA Integrated Disclosure Active B
0394145910 A A C B Compliance TILA/RESPA Integrated Disclosure Satisfied C
0222794979 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0222794979 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied A
0222794979 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied A
0251132442 A A A A        
0534552028 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0082093234 A A A A        
0044212683 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0044212683 A A A A Credit Credit/Mtg History Active B
0044212683 A A A A Credit Terms/Guidelines Active B
0959709394 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0626855629 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0341506483 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0341506483 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0695519720 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0251533995 A A A A        
0237319903 A A A A        
0643750103 A A A A        
0287631238 A A A A        
0607663044 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0928765202 A A A A        
0667541972 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0301184777 A A A A        
0563323943 A A A A        
0382714497 A A A A        
0277332355 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0277332355 A A A A Credit Credit/Mtg History Active B
0962527166 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0673980487 A A A A        
0266515179 A A A A        
0971358115 C A A A Property Valuations Value Satisfied C
0697509000 A A B B Compliance RESPA Active B
0674897472 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0718779227 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0718779227 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0718779227 A A A A Credit Assets Active B
0324560397 A A A A        
0180291554 A A A A        
0619683032 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0377191041 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0377191041 A A D A Compliance Finance Charge Tolerance Satisfied C
0377191041 A A D A Credit Legal Documents Satisfied D
0418881151 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied B
0379583377 A A A A        
0768638937 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0879865295 A A A A        
0267698799 A A A A        
0399338078 A A A A        
0624329693 A A A A        
0425294685 A A A A        
0606028194 A A A A        
0389755835 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0826952032 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0826952032 A A A A Credit Credit/Mtg History Active B
0686174159 A A A A        
0182091561 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0714903998 A A A A        
0788717197 A A A A        
0122255129 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0122255129 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0187609707 A A A A        
0718534155 A A A A        
0882737066 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0915882780 A A A A        
0877548086 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0746741449 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0818477693 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0904867182 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0312903772 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0599919253 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0552280674 A A A A        
0940550226 A A A A        
0391992663 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0282510922 A A A A        
0801051701 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0801051701 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0481341063 A A A A        
0985710633 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0940802390 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0469133639 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0832258379 A A B B Compliance RESPA Active B
0832258379 A A B B Compliance TILA/RESPA Integrated Disclosure Satisfied A
0731355143 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0200266742 A A A A        
0167864087 A A A A        
0290190209 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0290190209 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied B
0290190209 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0290190209 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0439150390 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0439150390 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0141371111 A A A A        
0896609983 A A A A        
0971482414 A A A A        
0104214693 A A C A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0383323003 A A A A        
0753332998 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0095035871 A A B B Compliance RESPA Active B
0095035871 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0095035871 A A B B Compliance TILA/RESPA Integrated Disclosure Active B
0329977612 A A A A        
0359256513 A A A A        
0030018549 A A A A        
0806792266 A A A A        
0479215471 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0291891921 A A A A        
0593038273 A A A A        
0793398114 A A D A Compliance Ability to Repay/Qualified Mortgage Satisfied D
0793398114 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0793398114 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0793398114 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied C
0793398114 A A D A Credit DTI Satisfied D
0913096778 A A A A        
0432425021 A A A A        
0646340304 A A A A        
0107362383 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0250596078 A A B B Compliance RESPA Active B
0291992517 A A A A        
0085472386 A A A A        
0389451731 A A A A        
0398030215 A A A A        
0353124190 A A A A        
0039178981 A A A A        
0023279116 A A A A        
0298522684 A A A A        
0539716991 A A A A        
0665162323 A A A A        
0193474187 A A A A        
0013897029 A A A A        
0095553373 A A A A        
0079875983 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0079875983 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0777908292 A A B B Compliance Right of Rescission  Active B
0394154944 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0713503984 A A A A        
0846244857 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0381027075 A A A A        
0257126042 A A C A Compliance Finance Charge Tolerance Satisfied C
0257126042 A A C A Compliance Finance Charge Tolerance Satisfied C
0768832501 A A A A        
0650881741 A A A A        
0087095125 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0925912563 A A A A        
0010161112 A A A A        
0632717809 A A A A        
0784661645 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0312750052 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0625035775 A A A A        
0248933078 A A D A Compliance TILA/RESPA Integrated Disclosure Satisfied D
0046114585 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0046114585 A A A A Compliance TILA/RESPA Integrated Disclosure Satisfied A
0107577209 A A A A        
0407287199 A A A A        

 

Alt Loan Number Final Securitization Condition Grade Initial S&P Condition Grade Final S&P Condition Grade Condition Code Condition Description
0874264434          
0655793227          
0971346852 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0740366376 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0740366376 A C A CRDINSR289 Insufficient Insurance Amount to Cover Loan Balance
0508893554 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0146623882 B B B CRDTER3262 Property issues indicated
0634884110 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0295901565 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0046552185 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0083917578          
0593829226 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0833674778 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0160724347          
0714100774          
0845241945          
0468241167          
0224967066 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0884493495 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0884493495 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0603758634 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0603758634 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0410064059 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0410064059 A D A CRDLGL2550 Missing HUD-1 from sale of property
0410064059 B B B CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0628088672          
0100985056          
0980952397 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0826699658 B B B CRDTER3262 Property issues indicated
0198698646          
0351358758          
0503764081 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0666840166          
0669737689 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0669737689 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0010533153 B B B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0010533153 B B B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0382730242 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0605380941 B B B CRDTER3262 Property issues indicated
0572034281          
0364012147          
0782961994 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0782961994 A C A CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0782961994 B B B CRDCRMH2662 Number of mortgaged properties exceeds guideline limit
0782961994 A C A CRDINC150 Income docs do not meet guidelines
0782961994 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0946928088 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0946928088 B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0818158072 A C A CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0748266519 A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0748266519 A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0748266519 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0748266519 B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0042889937 A C A PRVAVALU5249 Property Value Not Supported
0872937814          
0993908312 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0993908312 B C B CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0058466192 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0058466192 A D A CRDAST2670 Asset documentation is insufficient per guideline requirements
0558278558          
0836687425 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0836687425 B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0379185347 B B B CRDCRMH104 Credit score below guidelines
0770701466 B B B CRDTIL100 Potential title issue
0993721368          
0312609376 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0056458537 B B B CRDAST2670 Asset documentation is insufficient per guideline requirements
0056458537 B B B CRDCRMH2662 Number of mortgaged properties exceeds guideline limit
0902304409 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0950745959          
0563987393          
0821759494          
0710732992 B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0710732992 B C B CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0710732992 B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0710732992 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0710732992 B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0710732992 B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0495523954 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0785535238          
0151786499          
0309268957 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0957830087          
0726326333          
0139538054 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0680682524          
0023327504 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0870525869 A C A CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0870525869 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0870525869 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0365758782 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0183539719          
0632260032          
0337568653          
0522939699          
0244390166          
0658567299 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0658567299 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0658567299 A C A CRDCRMH148 Credit report stale dated at closing
0658567299 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0595964109 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0595964109 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0512766603 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0512766603 A D A CRDINC2408 Income verification does not meet guidelines
0886145358          
0039065727          
0089634107 A C A CRDCRMH148 Credit report stale dated at closing
0899466323 A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0920697723 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0920697723 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0920697723 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0363552090 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0363552090 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0521254034 A D A CMPDOC191 Missing Mortgage
0263183483          
0816092323 A C A PRVAVALU5249 Property Value Not Supported
0647959900 B B B CRDTER3122 Loan documents do not meet guideline requirements
0773662001 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0415612415          
0669355009 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0415184437 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0415184437 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0917139318          
0124132366          
0860564300 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0860564300 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0860564300 A C A PRVAVALU5249 Property Value Not Supported
0284367868 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0284367868 B B B CMPTXHE320 TX Equity - Texas Equity : Missing T.42 Title Endorsement
0284367868 B B B CMPTXHE321 TX Equity - Texas Equity : Missing T.42.1 Title Endorsement
0284367868 A D A CMPTXHE308 Voluntary Same-Lender Debt disclosure not provided to borrower
0284367868 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0284367868 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0091862916 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0091862916 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0198048155 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0901686227 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0901686227 A C A CRDINC150 Income docs do not meet guidelines
0901686227 A D A CRDLGL137 Missing copy of 2nd lien Note (subject is 1st lien)
0901686227 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0901686227 B B B CRDTER3122 Loan documents do not meet guideline requirements
0230421721          
0449297471 B B B CRDTER3262 Property issues indicated
0780213503 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0780213503 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0156876551 B B B CRDTER3262 Property issues indicated
0565535970 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0619671192          
0537260535 A C A CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0311589547 A C A CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0363550151 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0363550151 A D A CRDINC3204 Income Documentation Missing
0161967285          
0902022757          
0511162958          
0061624823          
0518759130          
0258635314          
0518890745          
0601160700 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0290107440          
0984185839 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0984185839 B B B CRDTER3122 Loan documents do not meet guideline requirements
0793815866 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0623459196 B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0623459196 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0623459196 B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0623459196 B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0281483266 B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0281483266 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0614571207 B B B CRDTER3262 Property issues indicated
0693069447          
0243797782 B B B CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0533246836          
0484769264 B B B CRDTER3262 Property issues indicated
0991182989          
0388028859 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0520606070          
0053884599          
0572381003 A D A CRDLGL140 Missing subordination agreement for existing junior lien
0419737042          
0600586085 B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0600586085 B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0674570489 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0674570489 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0082791792          
0966544125          
0870408547          
0365356107          
0942128995 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0942128995 B C B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0593595395 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0526016709 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0526016709 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0847339322          
0129589759 A D A CRDINC3204 Income Documentation Missing
0718645568          
0926205199 B B B CRDTER3262 Property issues indicated
0926205199 A D A PRVAAPPR275 Completed "Subject To" w/o Completion Cert in File
0491490608          
0642615404          
0950079417 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0176132344 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0611537100 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0493099874          
0581297547 A D A CRDLGL100 Legal document incorrect or incomplete
0879758129          
0301562552          
0613744471          
0351267887          
0945263059          
0991338984 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0182340071 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0289392663          
0983076152          
0333824635 A C A CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0333824635 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0333824635 B B B CRDTER110 Loan amount exceeds guideline maximum
0569995019 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0569995019 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0051569573 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0963415685 B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0955937264          
0139336740 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0139336740 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0139336740 B C B CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0577229284 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0577229284 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0819971454 A B A CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0819971454 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0819971454 B B B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0430386864          
0788976212 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0788976212 A C A CMPTRID3640 TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0401899722          
0868343203 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0868343203 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0868343203 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0636846092          
0768816663          
0633708857          
0706585544          
0032856897 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0469036000          
0259195322          
0233588768 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0233588768 A C A CRDINSR289 Insufficient Insurance Amount to Cover Loan Balance
0778524050          
0374708686          
0800656283 B B B CMPFDCP4395 Flood Insurance - Property requires flood insurance; no evidence that the premiums are escrowed.
0519785422 B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0297778582          
0894481671 B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0275718333          
0215380832 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0788742852          
0193185172          
0527793964          
0257424185          
0751464326 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0751464326 A C A CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0782363688          
0052092561 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0745627701 B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0014372153          
0096545912          
0281298553          
0534307291 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0534307291 B C B CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0328703547          
0873015295 B B B CRDTER3262 Property issues indicated
0873015295 A C A PRVAVALU5249 Property Value Not Supported
0687131751 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0887639066          
0679400505 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0254916112 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0254916112 A C A CRDINC150 Income docs do not meet guidelines
0558789619          
0520708701          
0375159285          
0736987985          
0846437790 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0846437790 A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0687283342          
0072327923          
0336238831          
0817778950 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0614776708 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0614776708 B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0140076705          
0114604669 B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0188143053          
0802038592          
0927704998          
0404270748          
0957692929 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0355970426          
0365542606 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0881227705 A B A CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0881227705 A C A CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0881227705 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0881227705 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0985919442 B B B CRDTER111 Ownership seasoning does not meet minimum per guidelines
0792875623 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0721034174          
0086922470 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0725036319          
0080148108          
0476723649 C C C PRVAVALU5249 Property Value Not Supported
0649229235          
0781688259          
0799564818          
0429170657 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0506243601          
0166750930          
0191709590          
0099898847 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0581355890 B B B CRDTER3122 Loan documents do not meet guideline requirements
0229267316          
0331184310          
0708102241          
0634334593 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0783415233          
0848381448          
0062289887          
0647136633 A D A PRVAAPPR275 Completed "Subject To" w/o Completion Cert in File
0984705645 A C A CMPTRID5051 TRID - CD: Inconsistency between the amounts disclosed for the Homeowners' Insurance premium in one or more sections of the CD
0984705645 B B B CRDTER3262 Property issues indicated
0650983906 A C A CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0650983906 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0751257036 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0663663919          
0944311195          
0151408430 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0370543033          
0859810000          
0210676456 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0194157748 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0194157748 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0194157748 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0007875351          
0615230024          
0037865525          
0535134091          
0909085827          
0289698118 A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0289698118 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0390984890          
0753794045 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0753794045 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0753794045 B B B CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0735770180          
0175910260          
0789509725 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0789509725 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0389215607          
0044776384 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0012361670 A C A CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0012361670 B B B CRDCRMH124 Collections, Liens, etc. not paid as required by guidelines
0550109460          
0147457889 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0147457889 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0527333393 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0642708852 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0148112476          
0365773081 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0365773081 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0365773081 B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0831552619          
0657552809          
0056133568          
0036470894 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0488401510 B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0711947910          
0195766046 A C A CRDINSR289 Insufficient Insurance Amount to Cover Loan Balance
0195766046 B B B CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0690994517 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0375423366          
0293853808          
0084786391          
0144766168 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0144766168 A C A PRVAVALU5249 Property Value Not Supported
0706657938          
0967664174          
0071315609 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0816109365 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0816109365 A C A CRDINSR289 Insufficient Insurance Amount to Cover Loan Balance
0343074163          
0185928927          
0815902205          
0315940642          
0626584268 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0099579706 B C B CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0868859047 B B B CRDCRMH149 Missing support docs for VOM/VOR (e.g. cancelled checks)
0508790275          
0344060624          
0001208260 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0001208260 B B B CRDCRMH149 Missing support docs for VOM/VOR (e.g. cancelled checks)
0541268474          
0026750669          
0928657686          
0899544017          
0985560599 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0719944689 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0147657870 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0421702906 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0930880228 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0930880228 A C A CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0058152232 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0452894588          
0765906942          
0996703003          
0504867538          
0353664729          
0022165426 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0476603849          
0904068300          
0157661859 A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0157661859 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0901127013 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0268204072 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0607938872 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0607938872 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0251366063 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0251366063 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0111309815          
0909385115          
0230876099          
0815122729 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0815122729 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0234935183          
0364070754          
0208857959 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0556108109 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0958095313 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0958095313 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0968138324          
0083631836          
0187804075 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0187804075 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0187804075 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0319689882 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0319689882 B B B CRDCRMH124 Collections, Liens, etc. not paid as required by guidelines
0984830018          
0018303136 A C A CMPTRID3640 TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0662886586 A C A CRDINC150 Income docs do not meet guidelines
0986070720 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0671024568          
0763148211 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0763148211 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0773753551 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0140445664 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0797371696 B B B CRDTER3262 Property issues indicated
0093686180          
0856387850 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0055159590 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0959870484 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0022492955 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0466758776 A C A CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0374366226          
0876142093          
0377624368          
0851791024          
0255608843          
0005133636 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0005133636 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0964238483          
0671407785 B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0671407785 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0122510339 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0175566725 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0018527973 B B B CRDCRMH149 Missing support docs for VOM/VOR (e.g. cancelled checks)
0613793483 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0010875977          
0023372168          
0277751122          
0821363247          
0006912855          
0521327965          
0093579564          
0965850801 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0965850801 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0965850801 A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0976782492          
0234547373          
0524683555          
0914204211 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0712759027 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0401476490 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0401476490 A C A CMPTRID5051 TRID - CD: Inconsistency between the amounts disclosed for the Homeowners' Insurance premium in one or more sections of the CD
0095833943          
0816774845 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0258295534 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0010099466          
0485705017          
0685437658 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0444657526 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0507360747          
0618189265 A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0880979505 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0880979505 A B A CRDDTI105 Debt Ratio Exception 5% or Less
0880979505 A A A PRVAAPPR3116 Missing updated valuation
0965487541 B C B CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0403916254          
0438036478 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0438036478 A D A CMPTRID5111 TRID - LE delivered only via e-mail but there is no prior e-sign consent in file; by regulation, LE must be treated as not delivered
0438036478 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0727718994 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0727718994 B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0810101652 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0810101652 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0440498012          
0341142506          
0195032226 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0195032226 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0422987993 A C A CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0740805450 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0740805450 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0467552849 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0473788700 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0473788700 A C A PRVAVALU5249 Property Value Not Supported
0525586982 B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0525586982 B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0535637755          
0078585915 B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0078585915 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0858806510 B B B CMPTRID4283 TRID - CD: The value for Deposit in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0878012448 A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0878012448 A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0878012448 B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0590079733 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0590079733 A D A CMPTRID3636 TRID - Revised Closing Disclosure required but not provided
0651609645 B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0240082252 B C B CMPTRID5051 TRID - CD: Inconsistency between the amounts disclosed for the Homeowners' Insurance premium in one or more sections of the CD
0701039260 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0701039260 B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0701039260 B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0680996247          
0677771726 B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0876755308 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0932506863          
0169960444          
0625251146 B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0625251146 B B B CMPTRID4354 TRID - CD: At least one statement or section of the form that is required by the Regulation is not contained on the form
0521318659 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0803838618          
0358141789          
0757119637          
0974061124 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0699749187          
0203951540          
0449841787          
0890273348 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0597352845 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0198039643 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0198039643 A D A CRDLGL2644 Missing proof there were no draws on HELOC in the last 12 months > $2,000
0164039335          
0806651973 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0806651973 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0970744433          
0441337763          
0764437650 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0764437650 B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0764437650 B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0275391095 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0754517462          
0063801178          
0323743636          
0554485894          
0562351227          
0863428446          
0971466510 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0027459270 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0171713300 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0556411328 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0820670342          
0098308885          
0081978157 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0843711947          
0512318878 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0719452152          
0032470149 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0032470149 A D A CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0761782952 A D A CMPBI1179 MD DLLR - NTB Worksheet not in file
0646803606          
0912257341          
0990557435          
0594766390          
0723888838 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0986735726 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0690898587          
0394145910 B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0394145910 B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0222794979 B B B CMPTRID5019 TRID - Closing Disclosure; Optional designation missing from optional insurance product
0222794979 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0222794979 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0251132442          
0534552028 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0082093234          
0044212683 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0044212683 B B B CRDCRMH2662 Number of mortgaged properties exceeds guideline limit
0044212683 B B B CRDTER3122 Loan documents do not meet guideline requirements
0959709394 A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0626855629 B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0341506483 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0341506483 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0695519720 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0251533995          
0237319903          
0643750103          
0287631238          
0607663044 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0928765202          
0667541972 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0301184777          
0563323943          
0382714497          
0277332355 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0277332355 B B B CRDCRMH118 Mortgage/rental lates exceed guidelines
0962527166 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0673980487          
0266515179          
0971358115 A C A PRVAVALU5249 Property Value Not Supported
0697509000 B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0674897472 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0718779227 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0718779227 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0718779227 B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0324560397          
0180291554          
0619683032 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0377191041 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0377191041 A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0377191041 A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0418881151 B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0379583377          
0768638937 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0879865295          
0267698799          
0399338078          
0624329693          
0425294685          
0606028194          
0389755835 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0826952032 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0826952032 B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0686174159          
0182091561 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0714903998          
0788717197          
0122255129 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0122255129 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0187609707          
0718534155          
0882737066 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0915882780          
0877548086 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0746741449 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0818477693 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0904867182 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0312903772 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0599919253 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0552280674          
0940550226          
0391992663 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0282510922          
0801051701 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0801051701 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0481341063          
0985710633 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0940802390 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0469133639 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0832258379 B B B CMPRESPA2704 RESPA - List of homeowners counseling organizations not compliant
0832258379 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0731355143 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0200266742          
0167864087          
0290190209 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0290190209 A B A CMPTRID3476 TRID - Written List of Providers not provided or untimely
0290190209 A C A CMPTRID3552 TRID - Loan Estimate not timely
0290190209 A C A CMPTRID4056 TRID - CD: The Total Payment Amount on the Loan Calculation section of the Final Closing Disclosure is less than the Clayton Calculated Total Payment Amount
0439150390 A A A CMPTRID3604 TRID - Error discovered on Closing Disclosure
0439150390 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0141371111          
0896609983          
0971482414          
0104214693 A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0383323003          
0753332998 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0095035871 B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0095035871 B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0095035871 B B B CMPTRID4362 TRID - CD: At least one section contains a disclosure that is not in accordance with the Regulation
0329977612          
0359256513          
0030018549          
0806792266          
0479215471 A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0291891921          
0593038273          
0793398114 A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0793398114 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0793398114 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0793398114 A C A CMPTRID3706 TRID - Curable Issue #1 related to the Closing Disclosure in file
0793398114 A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0913096778          
0432425021          
0646340304          
0107362383 A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0250596078 B B B CMPRESPA2700 RESPA - List of homeowners counseling organizations not provided w/in 3 days of application
0291992517          
0085472386          
0389451731          
0398030215          
0353124190          
0039178981          
0023279116          
0298522684          
0539716991          
0665162323          
0193474187          
0013897029          
0095553373          
0079875983 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0079875983 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0777908292 B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0394154944 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0713503984          
0846244857 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0381027075          
0257126042 A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0257126042 A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0768832501          
0650881741          
0087095125 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0925912563          
0010161112          
0632717809          
0784661645 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0312750052 A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0625035775          
0248933078 A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0046114585 A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0046114585 A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0107577209          
0407287199          

 

Alt Loan Number Condition Material Indicator Initial Comments Client/Seller Response Comments
0874264434      
0655793227      
0971346852 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0740366376 No Approved lender exception for missing rental/mortgage history. Clayton deems non-material based on compensating factors of  DTI of 35.70%, 32 months cash reserves and residual income of $6,411.60 monthly. (No Data)
0740366376 No Homeowner's insurance coverage with increased coverage $XXXX. Dwelling replacement based on appraisal is $XXXX. 12.26.19 - Client responded. Sufficient insurance. Evidence of insurance provided reflects adequate coverage, policy attached. Losses to the dwelling will be paid on a replacement cost basis.
0508893554 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0146623882 No Lender approved exception for condo pre-sale requirements not met.  Clayton deems non-material  based upon compensating factors of primary residence, B2 has stable employment w/increasing income year over year, low and responsible user of revolving debt, 0x30 housing ratio, B1 has additional income that is not being used to qualify.  Further, the units were first made available for sale in XXXX which puts us at an absorption rate of 1.4 units per month.   To meet pre-sale an additional 2 units must be sold to owner occupant buyers which could be achieved any time with in the next 1-2 months.  Overall, this is a very low risk transaction.  The project showing moderate, if not dramatic, market acceptance and can be expected to reach pre-sale requirements within this quarter.  With the project otherwise meeting XXX guidelines XXX approval. (No Data)
0634884110 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0295901565 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0046552185 No Seller fees listed on Seller CD and on Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0083917578      
0593829226 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0833674778 No Missing evidence that borrower received a CD 6 days prior to closing 1.13.20 - Client responded. Disagree:   CD#XXX was e-Delivered on XXX and opened and acknowledged on XXX considers in hand delivery and meets 3 day timing for XXX consummation.  See attached document tracking.
0160724347      
0714100774      
0845241945      
0468241167      
0224967066 No Missing rental payment history from 6/2019-9/2019 (No Data)
0884493495 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0884493495 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0603758634 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0603758634 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0410064059 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0410064059 No Missing Final CD for XXX departing residence. 11.21.19 - Client responded. See attached settlement statement and evidence zero balance on mortgage
0410064059 No Lender approved exception for LTV exceeding 5% maximum for program.  Clayton deems non-material based on compensating factors of low DTI 16.55, Credit score for XXX is 808 where 680 is required and  cash reserves of over 94 months.  (No Data)
0628088672      
0100985056      
0980952397 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0826699658 No Lender approved exception for condo presale requirements not met. Clayton deems non-material based on compensating factors of  775 qualifying score. Min required per guidelines is 680, DTI is 28.95% max per guidelines is 43% and Borrower has been employed for 20 years. 1.10.20 - Client responded.  Additional support for exception: Building now complete and sales expected to accelerate. Absorption estimated at 1 unit every 2 months. Appraisal notes short marketing time, supply shortage, and stable prices. Project meets XXX guidelines otherwise. 
0198698646      
0351358758      
0503764081 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0666840166      
0669737689 No Missing Affiliate Business Disclosure.  Provide copy of missing document.  (No Data)
0669737689 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX 1.8.20 - Client responded. Disagree. Per XXX internal tracking, CD #XXX was eDelivered XXX and open/acknowledged by customer on XXX. See internal tracking.
0010533153 No corrected on PCCD XXX tested as final, exception satisfied (No Data)
0010533153 No corrected on PCCD XXX tested as final, exception satisfied (No Data)
0382730242 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 20582.08CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 18925.93. Difference is the cash to close of $1656.15.  (No Data)
0605380941 No Approved lender exception for condo not meet rural property guidelines.  Clayton considers non-material based on location of subject near a XXX, borrower with low DTI 12.41%, 14 year employment and reserves of 195 months. (No Data)
0572034281      
0364012147      
0782961994 No 1. Missing proof HELOC with XXX has been closed to future draws. Payoff and close provided on page 3403 it not signed by the borrowers2. Missing signed pages of 2018, 2017, 2016, and 2015 1040s for B2 XXX as required per ATR/QM G/L 12.24.19 - Client responded. "1- Proof HELOC with XXX has been closed to future draws attached, to include Credit Report (see Trade 3, credit line no longer available-in repayment phase) and XXX letter reflecting this account has been frozen.  2- Per lender policy, If 8879 form included indicating that e-signatures are filed, acceptable to consider in underwriting, or If tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting.  
0782961994 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 12.27.19 - Client responded. Mortgage Schedule provided to reflect original lender as XXX
0782961994 No Lender approved exception for >4 financed properties (5) without 50% of loan amount PCL (grandfathered for old policy). Clayton considers non-material based on LTV of 61.92% VS 70% required, 41.16 months in reserves VS 36 months required, and B2 length XXX for 11 years (No Data)
0782961994 No  Missing signed pages of 2018, 2017, 2016, and 2015 1040s for B2 XXX as required per ATR/QM G/L 12.24.19 - Client responded. "Per lender policy, If 8879 form included indicating that e-signatures are filed, acceptable to consider in underwriting, or If tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting.
0782961994 No Missing proof HELOC with XXX has been closed to future draws. Payoff and close provided on page 3403 it not signed by the borrowers 12.24.19 - Client responded. "Proof HELOC with XXX has been paid and closed to future draws attached, to include Closing Disclosure, Credit Report (see Trade 3, credit line no longer available-in repayment phase) and XXX letter reflecting this account has been frozen.
0946928088 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0946928088 No Lender approved exception for co-borrower who has limited credit. Clayton deems non-material based on compensating factors of  738 qualifying score. Min required per guidelines is 680, DTI is 24.26% max per guidelines is 43% and Borrower has been in current profession for 16 years. (No Data)
0818158072 No Ten percent tolerance of $145.40 for increased recording fees with no documentation supporting the increase with a Change of Circumstance. The final CD dated XXX contained a credit of $50.40 which was not sufficient.  The difference is $95.00. Requires LOX, PCCD, Refund and Proof of Shipping.  12.17.19 - Client responded. Disagree:  Recording fee increased $136 to $200.   10% tolerance of $149.60.   $200 Recording fee over tolerance by $50.40.  Block J includes $50.40 credit for increase in closing cost above legal limit.  No additional refund required.
0748266519 No Finance charge understated by $-1,376.07. Missing list of fees included in APR and breakdown of credits when applicable. 12.24.19 - Client responded. Disagree:  see attached CD, Fees List, and XXX calculations.  Finance Charge and  Amount Financed are accurate.
0748266519 No Amount Financed as Calculated after review completed to be $ 597,113.63Final CD XXX, Section: Loan Calculations, Amount Financed total states $ XXX 12.24.19 - Client responded. Disagree:  see attached CD, Fees List, and XXX calculations.  Finance Charge and  Amount Financed are accurate.
0748266519 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0748266519 No Lender approved exception for insufficient credit for borrower one.  Compensating factors include low LTV (58%), low DTI (21%), residual income $750 per month.  Clayton deems non-material based upon compensating factors.   (No Data)
0042889937 No A Desk review was received with a reported value of $XXXX which is a variance of -18.37% less than the original appraised value of $XXXX. A field review has been ordered. 11.22.19 - A Field review was received with a reported value of $XXXX which is a variance of -16.33% less than the original appraised value of $XXXX.12.3.19 - Client responded and provided rebuttal. 12.3.19 - Clayton has sent rebuttal to third party to send to vendor for response. 12.12.19 - Revised field review provided but appraiser did not revise value only answered rebuttal as they felt the XXXX value was correct. 12.13.19 - Client responded. The updated Field Review acknowledges the flaws in the assessment and assertions in regards to market conditions and the lack of viable data that resulted in downward adjustments. The Field Review value of XXXX is only slightly above comparable 2 which clearly is an inferior sale and reflective of the bottom of the adjusted range. The reconciliation, along with the assessment of market conditions is flawed. Comparable Listing 5 has since sold; superior in GLA adjustment which is also offset by the condition adjustment, this comparable home with XXXX has no other major differences and would certainly indicate a higher value. Lets not forget, in this sparsely developed area this comparable is located on the subject's SAME street and calls into question why this listing was not considered, as we know in basic valuation practices active listings set the upper limits of value.  The Field Review has under stated the subject estimated market value based on flawed assumptions and flawed data. 12.13.19 - Clayton will send rebuttal to vender or further comment.1.13.20- A Revised Field Review was received with a reported value of XXXX which supports the original appraised value of XXXX. 
0872937814      
0993908312 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0993908312 No Ten percent tolerance of $431.60, for Recording fees increase. Tolerance cure in the amount of $426.60 reflected on Final CD: XXX, short $5.00, total Lender credit $942.03.  Missing COC for increase to Recording Fees.  10.8.19 - Client Response - Agree. The Recording Fees increased from $244 to $700 on consummation CD issued XXX. There was an Over Tolerance credit of $426.60 disclosed in Section J of the Closing Disclosure. However, the over tolerance refund amount required was $431.60. Requesting remediation.12.17.19 - Client responded. See attached Refund, LOX, and PC CD
0058466192 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0058466192 No Missing proof of liquidation from XXX account in the amount of XXXX and terms of repayment. 1.2.20 - Client responded. Copy of XXXX withdrawal check dated XXXX (attached) for XXXX along with loan agreement reflecting payroll deductions of $255.96.  Payment of $554.58 included in qualifying ratios.
0558278558      
0836687425 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0836687425 No Missing verification that Borrower started work at XXX XXXX. (No Data)
0379185347 No Approved lender exception for minimum credit score Clayton deems non material based on compensating factors of Income trend is positive on stable employment and with $32k residual income ATR is well supported and ability to continue savings pattern is available. minimal use of revolving debt, employment stability with positive income trend and $32k residual income  (No Data)
0770701466 No Approved lender exception for resale restrictions: transfer fee of 25% of the gross profit.  Clayton considers as non-material due to borrowers low DTI of 12.77%, LTV of 68.11% and high residual income of $86,814.18 per month. (No Data)
0993721368      
0312609376 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0056458537 No Lender approved exception for the use of business funds . Clayton deems non-material based on compensating factors of  770 qualifying score. Min required per guidelines is 680, DTI is 35.66% max per guidelines is 43% and Borrower has been in current profession for 13 years. (No Data)
0056458537 No Lender approved exception for Number of mortgaged properties exceeds guideline limit. Clayton deems non-material based on compensating factors of  770 qualifying score. Min required per guidelines is 680, DTI is 35.66% max per guidelines is 43% and Borrower has been in current profession for 13 years. (No Data)
0902304409 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0950745959      
0563987393      
0821759494      
0710732992 No Disbursement date per Final CD XXX and earliest expiration date per ROR Is XXX 10.1.19 - Client Response - Agree: Funds disbursed XXX per system of record after rescission expired on XXX.  CD #XXX discloses incorrect disbursement date and per diem date XXX. Requesting remediation.12.6.19 - Client Responded. 12/5/2019:  see attached PC CD with corrected Disbursement and Per Diem Date
0710732992 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 10.1.19 - Client Response - Disagree: Loan refinanced a XXX originated transaction recorded XXXX. See title page attached.10.1.19 - Reviewed Title and verified. Agree with Client.
0710732992 No Disbursement date per Final CD XXX is XXX and earliest expiration date per ROR Is XXX  10.1.19 - Client Response - Agree: Funds disbursed XXX per system of record after rescission expired on XXX discloses incorrect disbursement date and per diem date XXX. Requesting remediation.12.6.19 - Client Responded. 12/5/2019:  see attached PC CD with corrected Disbursement and Per Diem Date
0710732992 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -9115.76CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 8420.76 (No Data)
0710732992 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data)
0710732992 No Final LE XXXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data)
0495523954 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0785535238      
0151786499      
0309268957 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0957830087      
0726326333      
0139538054 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0680682524      
0023327504 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.  (No Data)
0870525869 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 12.17.19 - Client responded. Disagree:  XXX is original creditor per Title and XXX is current lender.   Model Form H-9 correct model form for refinance with original lender.  See attached.
0870525869 No CD: XXX: Closing Costs Financed - Final, Value: $9687.31 CD: XXX: Clayton Calculation, Value: $8992.31.  Difference is POC fee of $695.00 (No Data)
0870525869 No CD: XXX Confirmed receipt date, Value: no evidence of receipt date by borrowerCD: XXX 12.17.19 - Client responded. Disagree . See attached audit trail.
0365758782 No CD XXX Closing Costs financed (paid from you loan amount) value is $XXX (No Data)
0183539719      
0632260032      
0337568653      
0522939699      
0244390166      
0658567299 No Missing documented proof of Taxes, HOI, and HOA on XXX Using final 1003 figures for qualifying purposes. **Add'l conditions may apply   1.10.20 - Client responded. Borrower sold property XXX (departure residence) for $XXXX to buyer XXX. Document(s) from XXX and buyers 10% down payment check in the amount of $XXXX attached to verify details of the transaction and transfer of the property.
0658567299 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0658567299 No Credit report is dated XXXX and Note is dated XXX. (XXX days) Exceeds 120 days allowed per G/L 1.10.20 - Client responded. Per lender guidelines, up to a 10-day variance is allowed. Underwriter decisioning logic attached.
0658567299 No Missing documented proof of Taxes, HOI, and HOA on XXX; Using final 1003 figures for qualifying purposes.   1.10.20 - Client responded. Borrower sold property XXX (departure residence) for $XXXX to buyer XXX. Document(s) from XXX and buyers 10% down payment check in the amount of $XXXX attached to verify details of the transaction and transfer of the property.
0595964109 No Missing taxes and insurance documentation for XXX. Mortgage stmts provided does not show that escrows are included.  Used figures from final 1003 for qualifying purposes 12.19.19 - Client responded. Verification of all components of non-subject PITI for property XXX attached. Real Estate Property Taxes = $3,993.58, Hazard Insurance = $2,863
0595964109 No Missing taxes and insurance documentation for XXX. Mortgage stmts provided does not show that escrows are included. Used figures from final 1003 for qualifying purposes 12.19.19 - Client responded. Verification of all components of non-subject PITI for property XXX attached. Real Estate Property Taxes = $3,993.58, Hazard Insurance = $2,863
0512766603 No The loan file contains a W2 from the Borrower's first employer in 2017 (XXX) ; however, the Borrower started with the previous (2nd) employer (XXX) in XXXX per the loan application.  The loan file does not contain the 2017 W2 for XXX resulting in less than a full 2 years of income being documented for the Borrower. (The loan file does contain the XXX W2 for 2018.) 1.7.20 - Client responded. A full two-year history of employment was verified. XXX. 2016, 2017 and 2018 W-2's attached to document stable, continuous employment history. Prior to employment at XXX, borrower was employed at XXX VOE from XXX (start date XXXX), attached; VOE from XXX (start date XXXX), attached
0512766603 No The loan file contains a W2 from the Borrower's first employer in 2017 (XXX) ; however, the Borrower started with the previous (2nd) employer (XXX) in XXXX per the loan application.  The loan file does not contain the 2017 W2 for XXX resulting in less than a full 2 years of income being documented for the Borrower. (The loan file does contain the XXX W2 for 2018.) 1.7.20 - Client responded. A full two-year history of employment was verified. XXX. 2016, 2017 and 2018 W-2's attached to document stable, continuous employment history. Prior to employment at XXX, borrower was employed at XXX. VOE from XXX (start date XXXX), attached; VOE from XXX (start date XXXX), attached
0886145358      
0039065727      
0089634107 No Credit report dated XXXX is aged XXX days from Note date XXX.  Credit report acceptable to 120 days. 1.10.20 - Client responded. Per lender guidelines, up to a 10-day variance is allowed. Underwriter decisioning logic attached.
0899466323 No CD: XXX  Loan Calculations, Field: Amount Financed, Value: XXXX;  Original Principal Balance, Value: XXXX difference of $81.51 1.8.20 - Client responded. Disagree:  The amount financed is accurate.   Amount Financed exceeds loan amount by $81.51 which equals the per diem interest credit.   This interest credit is a rebate directly to the borrower and correctly disclosed in the Amount Financed.   There are no other prepaid charges to offset the interest credit.
0920697723 No Missing proof that HELOC has been paid and closed to future draws.  Authorization to close was not executed by borrower.  12.26.19 - Client responded. Proof that XXX has been paid and closed to future draws attached, to include Closing Disclosure, XXX confirmation of closure letter and the Demand Statement to payoff and close executed by borrower.
0920697723 No Approved lender exception for PCL assets.  Total reserves required $76,209.72 with liquid assets required of $38,104.86. Borrower has $18,307.87 in liquid assets.  Clayton considers non-material based on total verified assets of $2,127,434.45 of which $800,000 are penalty free access and compensating factors of low DTI 20.91%, credit score of 803 and residual income of $24,837.03. (No Data)
0920697723 No Missing proof that HELOC has been paid and closed to future draws.  Authorization to close was not executed by borrower.  Clayton considers non-material based on compensating factors of low DTI 20.91%, credit score of 803 and residual income of $24,837.03. 12.26.19 - Client responded. Proof that XXX has been paid and closed to future draws attached, to include Closing Disclosure, XXX confirmation of closure letter and the Demand Statement to payoff and close executed by borrower.
0363552090 No Missing proof that HELOC with XXX #XXX has been paid and closed to future draws; authorization to close has not been signed by borrowers.  1.22.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached, to include Closing Disclosure, executed Payoff Statement (authorization) and Final Title Policy (Title Insurance).
0363552090 No Missing proof that HELOC with XXX #XXX has been paid and closed to future draws; authorization to close has not been signed by borrowers.  Clayton considers non-material based on compensating factors lof low LTV 55.93%, time at current job of 12 years and residual income of $10,166.39 monthly.   1.22.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached, to include Closing Disclosure, executed Payoff Statement (authorization) and Final Title Policy (Title Insurance).
0521254034 No Missing Deed of Trust. 1.29.20 - Client responded. "See attached Security Agreement.
0263183483      
0816092323 No A Desk review was received with a reported value of $XXXX which is a variance of -11.11% less than the original appraised value of $XXXX. A field review has been ordered.  1.28.20- A Field Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0647959900 No Approved Lender Exception for vesting in LLC.   Reviewer approved required tracking for LLC vesting on this second home refinance transaction.  Rate Term second Home:  Paying off a XXX loan, prior transaction also closed in a LLC . Closing in a LLC is approved. Property is closing in a LLC named XXX are members of the LLC and both borrowers are on the loan. Certification and Agreement, Recorded Articles of Organization and Operating Agreement  XXX, both borrowers are 50% owners each. LLC; Clayton considers non-material based on compensating factors of 29.09% DTI, 12 and 15 years in professions, 0x30 for the past 75 months, and $20k/mo. residual income.   (No Data)
0773662001 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -8516.07CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 7821.07.  Difference is POC of $695.00. (No Data)
0415612415      
0669355009 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0415184437 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A (No Data)
0415184437 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0917139318      
0124132366      
0860564300 No Final CD and transaction dated for XXX. The 3 day waiting period was not met. 12.27.19 - Client responded. Agree:  Funds disbursed on XXXX after rescission expiration.  Updated CD to reflect XXX disbursement date and per diem date and LOX to borrower required to remedy. Remediation Requested1.6.20 - Client responded. 1-6-2020:  Disagree:  CD#XXX considers in hand delivery.  Final CD signed XXX and meets 3 day timing requirements.  See attached disclosure tracking for CD#XXX
0860564300 No Approved lender exception for short PCL by 2.56 months.  Total required reserves $56,467.56 of which liquid required $29,366.95.  Clayton considers non-material based on compensating factors of strong vested retirement assets of over $523,000, LTV 74.80%, time at current job of 7 years and residual income of $18,217.06 monthly. (No Data)
0860564300 No Updated valuation of $XXXX did not support the appraised value of $XXXX a -23.95% variance which is greater than the 10% allowed. Clayton to order a new desk review. 1.15.20- A Field Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0284367868 No Taxes and insurance have not been included in DTI for XXX and the file has no evidence these items are escrowed and included in mortgage payment. DTI is currently 39.90% 12.19.19 - Client responded. Taxes and insurance for property XXX (non-subject) are included in the qualifying DTI of 39.90%. Subject PITI $11,443 + $2,005 (non-subject) + $2,166 ($1,666 taxes + $500 insurance for non-subject) + $3,205 other consumer debt = $18,819 total liabilities / $47,163.18 total income = 39.90% DTI. See attachment for current housing expense for non-subject property.
0284367868 No Missing T.42 Title Endorsement.  Provide copy of missing document. (No Data)
0284367868 No Missing T.42.1 Title Endorsement.  Provide copy of missing document. (No Data)
0284367868 No Missing Voluntary Same-Lender Debt disclosure.  Provide copy of missing document.  1.2.20 - Client responded. Disagree. Voluntary Same-Lender Debt disclosure is only required when non-mortgage debts are being paid as a part of the transaction to the originating lender. All non-mortgage debt payoffs on the CD were not debts to XXX
0284367868 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 60759.97CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 60064.97.  Difference is POC of $695.00. (No Data)
0284367868 No Taxes and insurance have not been included in DTI for XXX and the file has no evidence these items are escrowed and included in mortgage payment. DTI is currently 39.90% 12.19.19 - Client responded. Taxes and insurance for property XXX (non-subject) are included in the qualifying DTI of 39.90%. Subject PITI $11,443 + $2,005 (non-subject) + $2,166 ($1,666 taxes + $500 insurance for non-subject) + $3,205 other consumer debt = $18,819 total liabilities / $47,163.18 total income = 39.90% DTI. See attachment for current housing expense for non-subject property.
0091862916 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0091862916 No $90.00 due to decrease in lender credit from $3750.00 to $3660.00 Requires supporting COC for decrease in lender credit, or corrected PCCD, copy of refund check, LOX and copy of shipping. 1.8.20 - Client responded. Disagree. The Lender Credit decreased to $3,660 on the LE issued XXXX (003) with a valid Change Circumstance of the loan amount decreasing from $XXXX to $XXXX on XXXX. The LE was disclosed to the borrower within the 3 day timing requirement. This is not a testing defect so corrective action is not required. Copy of origination system RESPA Changed Circumstance History screenshot attached.
0198048155 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0901686227 No 1.Missing signed pages of 2018 & 2017 1040s and 1065s for XXX as required per QM G/L for XXX borrowers 2. Missing Note/Agreement Terms for new HELOC in the amount $XXXX. Missing proof HELOC ending in #XXX has been closed to future draws 1.13.20 - Client responded. 1- Per policy, If 8879 form included indicating that e-signatures are filed, acceptable to consider in underwriting, or If tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting.  2-   XXX Account Agreement (2nd lien Note) for new XXXX HELOC attached.  3- Proof HELOC ending #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement.
0901686227 No Missing signed pages of 2018 & 2017 1040s and 1065s for XXX 1.13.20 - Client responded. Per policy, If 8879 form included indicating that e-signatures are filed, acceptable to consider in underwriting, or If tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting.
0901686227 No Missing Note/Agreement Terms for new HELOC in the amount XXXX 1.13.20 - Client responded. XXX Account Agreement (2nd lien Note) for new XXXX HELOC attached.
0901686227 No Missing proof HELOC ending in #XXX has been closed to future draws 1.13.20 - Client responded. Proof HELOC ending #XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement.
0901686227 No Approved lender exception for C/O on a XXX/unacceptable property type. Clayton considers exception non-material based on compensating factors of 33.80% DTI, 26.87 months reserves, and LTV of 54.61% 1.13.20 - Client responded. Additional support for exception: LTV 46%/CLTV 55%; property value/marketability well supported; XXX. 
0230421721      
0449297471 No Lender approved exception for Property Listed For Sale Within Past 6 Months. Clayton deems non-material based on compensating factors of  802 qualifying score. Min required per guidelines is 680, DTI is 28.93% max per guidelines is 43% and LTV is 66.70 %; max allowed per guidelines is 80%. 1.10.20 - Client responded.  Additional support for exception: file contained cancellation of the listing and subject is not currently listed for sale per internet sources. Borrowers have occupied the property for 13 years and indicated they intend to remain in that residence.
0780213503 No Missing proof that HELOC with XXX has been paid and closed to future draws, authorization document in file was not signed and dated by borrowers.   1.2.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached to include; Closing Disclosure, executed Demand Statement (authorization).
0780213503 No Missing proof that HELOC with XXX has been paid and closed to future draws, authorization document in file was not signed and dated by borrowers.  Clayton considers as non-material due to compensating factors of low DTI 19.79%, low LTV 55.71% and good residual income of $14,077.68 monthly. 1.2.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached to include; Closing Disclosure, executed Demand Statement (authorization).
0156876551 No Approved Lender exception for unacceptable property type - Revision 11.6.19 OPUS review of subject property requests SLE for agricultural use exceeds policy. Subject property is considered a XXXX. Borrowers have a lease agreement to XXXX from 1/2013 thru 12.31.2019. Borrower does not intend to renew the lease agreement. Property is zoned rural - Residential and is typical for the area, located on approximatelyXX acres. SFR is considered highest and best use. Clayton deems non-material due to qualifying credit score well over the required 680, low DTI of 28.7% and reserves in excess of 900k.  1.22.20 - Client responded. Additional support for exception: LVAM exception for unacceptable property type approved under the EP delegated authority. Subject is not a commercial use property and the market value is primarily a function of its residential use. Agricultural use does exceed 20% of the total acreage of the property but does not add any discernable value. The property use is not primarily agricultural in nature. Nominal income (+/- 5,000/yr less electricity costs) is derived from XXXX. Comparables 1 - 3 sold within 2-7 months are located nearby the subject and within .92 miles. All comparables are on similar sites. Comparables 1 and 3 have XXXXX like the subject indicating these amenities are common within the market. The subject's quality and condition is supported and GLA is bracketed - mostly similar to comparable 1 in size. Comparable 4 is located 4.66 miles away and offers additional support to the subject's quality, condition and GLA. This sale also has XXXX like the subject and comparable 1. The subject's accessory unit is supported by comparables 1, 4 and 5. The unadjusted and adjusted value range is reasonably tight with an acceptable amount of gross adjustments. CRT (Collateral Review Team) has concluded value of $XXXX is supported. Lease agreement was obtained to verify acceptable terms and conditions.
0565535970 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue (No Data)
0619671192      
0537260535 No Required reserves $4,466.96 xx 12 = $53,603.52.  Liquid required $26,801.75.  Reserves include XXX XXX with liquid assets $58,782.35.  Required reserves $53,603.52 with liquid required $26,801.75.  Short liquid reserves $2,305.20. 1.8.20 - Client responded. Cash (liquid) reserves are sufficient. The correct XXX #XXX balance is $45,625.46 (ending balance) vs $39,098.10 (average daily balance). XXX account statement #XXX attached.
0311589547 No ROR Expiration date of XXXX; disbursement date per file XXX.  Borrower did not receive full mandatory rescission period prior to disbursement of funds 1.21.20 - Client responded. Disagree. See attached PC CD with disbursement and per diem date XXX.
0363550151 No Per lender requirements; missing WVOE with correct YTD and/or YTD paystubs.  WVOE dated XXXX is missing correct YTD information per paystub and 2017 / 2018 payroll vouchers.  Base pay per paystub is $333,000 and 9/26/19 YTD is $400,000.  The $ amount is based on XXX currency. 12.11.19 - Client responded. Underwriting notes attached to include the summary of employment income (income analysis) used in decisioning.
0363550151 No Per lender requirements; missing WVOE with correct YTD and/or YTD paystubs.  WVOE dated XXXX is missing correct YTD information per paystub and 2017 / 2018 payroll vouchers.  Base pay per paystub is $333,000 and 9/26/19 YTD is $400,000.  The $ amount is based on XXX currency. 12.11.19 - Client responded. Underwriting notes attached to include the summary of employment income (income analysis) used in decisioning.
0161967285      
0902022757      
0511162958      
0061624823      
0518759130      
0258635314      
0518890745      
0601160700 No Zero percent tolerance fee of $74.75 for Lender Credits and Lender Paid Fees Aggregate  . Missing COC or post close CD and evidence of refund to borrower.   Requires LOX, PCCD, Refund and Proof of Shipping. 12.30.19 - Client responded. Disagree:  Per CoC tracking, price change on XXXX.  Revised loan estimate issued with $XXX lender credits.   Consummation CD disclosed lender credit and lender paid fees of $5637; exceeding lender credits on revised LE (baseline).   Not a testing defect and no remediation required.   See attached CoC tracking.
0290107440      
0984185839 No Missing signed 1040s and 1120s as required per QM G/L for XXX borrowers. Copies of electronic PIN signatures only were provided  12.30.19 - Client responded. Per lender policy, Form 8879 with borrowers e-signatures is acceptable in lieu of signatures on the tax returns.  Additionally, the Preparer Tax Identification Number (PTIN) was provided; this is also an acceptable alternative to signed tax returns.  The electronic PIN signatures referenced in the issue description are acceptable; no additional documentation is required.
0984185839 No Lender approved exception for property being purchased for a direct family member. Clayton considers exception non material based on compensating factors of 223.98 months reserves vs 18 months required, 16 years XXX and DTI of 37.41% (No Data)
0793815866 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.  (No Data)
0623459196 No CD Disbursement date XXX is on disclosed "midnight of" date on ROR XXXX. Closing Date was updated to XXX and ROR Rescission updated to XXXX. Final CD Closing Date should show XXX (No Data)
0623459196 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -12289.86CD:  XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 11654.43 (No Data)
0623459196 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data)
0623459196 No Final LE XXXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data)
0281483266 No Disbursement date XXX on Final CD is on disclosed "midnight of" date XXX on ROR. Closing Date was updated to XXX and Rescission on ROR updated to XXXX. The Final CD Closing Date and Disbursement Date were not updated. CD Closing Date should reflect XXX and Disbursement Date should be XXX.  Requires LOX, PCCD, Proof of Delivery, New NORTC. (No Data)
0281483266 No CD: XXX Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -13926.04CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 13290.61.  Difference is POC of $635.43. (No Data)
0614571207 No Lender approved exception for Condo commercial use over 35%.  Clayton considers non-material based on compensating factors of low DTI 24.81%, CLTV of 53.47% VS 80%, and 16.9 months reserves VS 12 months required.  1.29.20 - Client responded. Additional support for exception: subject is located in XXX where commercial space below living units is common; two recent sales within the subject project sold recently supporting marketability; condo units have a separate entrance and elevators.
0693069447      
0243797782 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0533246836      
0484769264 No Approved Lender exception for Insufficient Presale (43.59% Owner-Occupied presale).  Lender states while  the subject property does not meet presale requirements at this time, it does appear the project is a couple months away from meeting requirements. The subject property was listed on XXXX and went under contract within 90 days. Comps proved the appraiser are from the subject market area bracket the subject for size and room count. Adjustments look to be reasonable and market times are all short, showing that homes of this size and price point are in demand. Reasonable to believe the other units in the building will sell and presale will no longer be a concern. Subject is a 2 bedroom 2 bath XXXX square footage home. List times are all short and appear to be desirable. New construction so interior of home is well appointed and up to date. Clayton deems non-material based on compensating factors of DTI is 31.93% max per guidelines is 43%, 804 qualifying score. Min required per guidelines is 720 and borrower has been in current profession for 11 years.  (No Data)
0991182989      
0388028859 No Approved lender exception for insufficient PCL.  Required reserves $51,435.96 with $25,717.98 in liquid reserves required.  Verified liquid reserves $11,253.01.  Clayton considers non-material based on compensating factors of total verified assets of $425,671.96, B1 with an 8 year job, LTV of 75.36% and residual income of $18,282.80 monthly. (No Data)
0520606070      
0053884599      
0572381003 No Missing fully executed subordination agreement from XXX.  Document in file is an unsigned draft copy. 1.16.20 - Client responded. Providing copy of Subordination Agreement
0419737042      
0600586085 No CD Disbursement date XXX is on disclosed "midnight of" date on ROR XXXX.  Closing Date was updated to XXX and ROR Rescission updated to XXXX. Final CD shows Closing Date XXX. (No Data)
0600586085 No Missing VOE for B2 within 20 business days prior to Note date XXX; VOE for B2 dated XXXX. (No Data)
0674570489 No Missing proof that HELOC with XXX has been paid and closed to future draws.  Authorization to close in file was not signed and dated by borrower. 1.2.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached to include; Closing Disclosure, executed Demand Statement (authorization).
0674570489 No Missing proof that HELOC with XXX has been paid and closed to future draws.  Authorization to close in file was not signed and dated by borrower.  Clayton considers non-material due to compensating factors of low DTI 23.09%, B1 with 15 year job and residual income of $25,635.18 monthly. 1.2.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached to include; Closing Disclosure, executed Demand Statement (authorization).
0082791792      
0966544125      
0870408547      
0365356107      
0942128995 No $110.00 due to addition of appraisal review fee on final LE XXXX. Requires supporting COC for fee addition, or corrected PCCD, copy of refund check, LOX and copy of shipping. 1.23.20 - Client responded. Disagree. An appraisal review in the amount of $110 was added on the LE Date Issued XXXX with a valid Change Circumstance DOK XXXX. The LE was disclosed to the borrower within the 3 day timing requirement. This is not a testing defect so corrective action is not required. Copy of origination system RESPA Changed Circumstance History screenshot attached.
0942128995 No LTV 75.09% exceeds the maximum of 70%.  Rate and term refinance less than one year owned required to use lower of appraised value of purchase price.  Appraised value $XXXX and purchase price $XXX. Comments on XXX do not approve the increase in LTV over guidelines.  1.22.20 - Client responded. See Underwriting Notes attached. Due to history of the property listing and ultimately seller motivation to just sell the subject, the new value of $XXXX was used to determine the LTV vs the original sales price. Desk Appraisal Review (attached) - Per appraiser, while the exact details/motivation of the prior transaction are not known, the increase in current value could be attributed to the prior listing of the subject being ""stale"" and/or seller becoming impatient and accepting an non-preferred and/or ""below market"" price. The value of $XXXX is adequately supported.1.22.20 - Clayton has reviewed and borrower had more than enough reserves to buy loan amount down to under the 70% required guideline. Clayton deems non-material. 
0593595395 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX 01.3.20 - Client responded. Disagree:  CD#XXX.  CD #XXX was opened and acknowledged by borrower on XXX considers as in hand delivery.   See attached Document Tracking for CD#XXX
0526016709 No Missing proof of new P&I from non-subject refi with XXX on XXX ending in loan number #XXX. Settlement stmt provided on page 149 does not show new P&I.  1.22.20 - Client responded. Proof of new P&I ($3345.22) from non-subject refinance with XXX on XXX ending in loan number #XXX attached.
0526016709 No Missing proof of new P&I from non-subject refi with XXX on XXX ending in loan number #XXX. Settlement stmt provided on page 149 does not show new P&I.  1.22.20 - Client responded. Proof of new P&I ($3345.22) from non-subject refinance with XXX on XXX ending in loan number #XXX attached.
0847339322      
0129589759 No Missing B1 and B2 2017/2018 W2s or W2 IRS Tax Transcripts as required per guidelines. 12.24.19 - Client responded. In the delivered pdf on pages 207-210 and pages 212-215 there are VOE's for both borrowers that include the annual income for the last three years. This is as good as W-2's/Transcripts. The new system where WVOE are ordered upfront makes it so we dont need W-2s if it covers the 2 year history of earnings. Per the guidelines, this is sufficient and the W-2's/Transcripts are not required. These documents were originally delivered in the PDF so we will not be resending.
0718645568      
0926205199 No Approved lender exception to accept appraised value $XXXX which is above acquisition cost of $XXXX: lot, construction & pool.  A Review appraisal was provided with additional comps that supports appraised value.  Full sourcing and personal funds for installation of inground pool separate from home construction cost.  Clayton considers non-material based credit score of 764, low DTI 17.89% and residual income of $17,067.64 monthly. (No Data)
0926205199 No Missing appraisal certificate of completion on Form 1004D or Form 442.  1.14.20 - Client responded. See attached review appraisal that was used instead of a final inspection.  Photos show everything complete.
0491490608      
0642615404      
0950079417 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0176132344 No Seller fees listed on Seller CD and Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0611537100 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0493099874      
0581297547 No Documents in file verify total acquisition cost $XXXX.  Provide documentation to support final acquisition cost of $XXXX used for LTV determination. 1.16.20 - Client responded. Documentation to support final acquisition cost of $XXXX used for LTV determination attached.
0879758129      
0301562552      
0613744471      
0351267887      
0945263059      
0991338984 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0182340071 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0289392663      
0983076152      
0333824635 No 10% Tolerance Violation of $399.60 for Recording Fee increases. CD shows a Cure of $205 and is not sufficient to cover Tolerance.  Requires LOX, PCCD, Refund and Proof of Delivery. 1.21.20 - Client responded. Disagree.  Recording fees increased from $244 to $741 on the subsequent LE Date Issued XXXX. See attached CoC XXXX changed to XXX loan. Recording Fees then increased to $788 on the final LE however tolerance credit in  Section J of the Consummation CD in the amount of $205 remediates increase.
0333824635 No Missing 12 months rental payment history (No Data)
0333824635 No Approved lender exception for loan amount greater then $XXX property.  Clayton considers non-material based on compensating factors of 9 years XXX, excellent credit history and $16,461.09 residual income monthly. (No Data)
0569995019 No Missing verification HELOC with XXX has been paid and closed to future draws; authorization to close account in file was not signed by borrowers. 1.23.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed authorization document to close HELOC account.
0569995019 No Missing verification HELOC with XXX has been paid and closed to future draws; authorization to close account in file was not signed by borrowers.  Clayton considers non-material based on compensating factors of low DTI 32.75%, high credit score of 781 and residual income of $16,853.02 monthly. 1.23.20 - Client responded. Proof that HELOC with XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed authorization document to close HELOC account.
0051569573 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0963415685 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0955937264      
0139336740 No Missing Affiliate Business Disclosure.  Provide copy of missing document.  (No Data)
0139336740 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX 1.13.20 - Client responded. Disagree:   CD#XXX e-Delivered on XXX and opened and acknowledged on XXX considers in hand delivery and meets 3 day timing for XXX document tracking.
0139336740 No CD: XXX: Estimated Taxes, Insurance & Assessments, Value: $2345.39 x 12 months = $28,144.68CD: XXX : Estimated Costs Over Year 1, Value: $26,379.03 1.14.20 - Client responded. Agree: ETIA monthly amount of $2345.39 does not calculate to page 4 estimated property cost over one year. Cost of hazard is $3104.99 and annual property taxes are $23,274.04 which total $26,379.03. Page 4 discloses the correct property cost over 1 year. Remediation requested.1.16.20 - Client responded. 1-16-2020 see Updated CD with corrected ETIA to match page 4 escrow table
0577229284 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX 12.30.19 - Client responded. Disagree:  CD #XXX.  CD was opened and acknowledged on XXX.   Meets 3 day timing for consummation date XXX.  See attached document tracking.
0577229284 No Missing signed documents that HELOC is closed to future draws 12.30.19 - Client responded. Per payoff demand statement dated XXXX, the line of credit was frozen to additional draws and would be released upon receipt of the payoff.  Copy of the payoff demand and settlement statement attached showing funds disbursed in the amount of $435,428.06.
0819971454 No Affiliate Business Disclosure missing.  Provide copy of missing document.  12.17.19 - Client responded. See attached XXX Business Affiliates, on page 2 under definitions.
0819971454 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $7768.22 Clayton Calculation, Value: $7132.79. Difference of $635.43 POC value.  (No Data)
0819971454 No Approved Lender Exception for LTV Exceeds Guideline Requirement by at least 5% but less than 10% Lend states customer profile is well supported for the portfolio. The LTV request is approved. Tolerances 30/40 ratios, 75/75 LTV/CLTV, $XXX loan and must continue to meet minimum 6 month liquid requirement.  Clayton deems as non-material based upon the compensating factors. (No Data)
0430386864      
0788976212 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0788976212 No $XXX due to increase in loan points from $XXX and increase in appraisal fee from $567.00 to $920.00 on the final CD XXX. $307.00 accounted for in tolerance cure. Requires supporting COC for fee changes, or corrected PCCD, copy of refund check, LOX and copy of shipping. 12.30.19 - Client responded. Disagree:   per XXX CoC tracking and Loan Estimates; on XXX CoC approved increasing Appraisal fee $567 to $613.   On XXXX, the increased appraisal fee to $920 was not approved.   CD included fee tolerance cure of $307 for different ($920 - $613.)  Per CoC tracking, on XXXX, there was interest rate change to 3.875% at borrowers request and points of $4050 added to transaction.  CD was re-disclosed to reflect price change.   See attached CoC documentation.
0401899722      
0868343203 No Missing verification that the HELOC with XXX has been paid and closed to future draws, authorization to be signed by borrowers. 12.20.19 - Client responded. Final Title provided to reflect was paid off. 
0868343203 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 4777.23CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 4166.80. The difference is due to POC amount of $610.43. (No Data)
0868343203 No Missing verification that the HELOC with XXX has been paid and closed to future draws, authorization to be signed by borrowers.  Clayton considers non-material due to compensating factors of low DTI of 26.96%, low LTV 62.36% and residual income of $15,546.54. 12.20.19 - Client responded. Final Title provided to reflect was paid off. 
0636846092      
0768816663      
0633708857      
0706585544      
0032856897 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.All seller paid fees not listed in Section H. fees not listed include an estimated water bill, $200.00 and title service fee of $120.00 (No Data)
0469036000      
0259195322      
0233588768 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0233588768 No Hazard Insurance in file shows dwelling coverage of $XXXX with increased dwelling coverage of $XXXX for a total of $XXXX. This does not cover the loan amount of $XXX and there is no estimated replacement cost in file to substantiate the difference.  12.26.19 - Client responded. Sufficient insurance. Evidence of insurance provided reflects adequate coverage. Losses to the dwelling will be paid on a replacement cost basis. XXX policy declarations page (A1 - Replacement Cost) and XXX hazard insurance details page attached.
0778524050      
0374708686      
0800656283 No Subject property is a 2 unit condo.  Per the flood cert, flood insurance is required.  Flood insurance to be paid by condo owners directly to the insurance company as no formal HOA exists. No documentation in file to reflect the Flood Insurance.  1.16.20 - Client responded. Documentation of flood insurance attached
0519785422 No Approved Lender Exception for insufficient credit with no recent trades in last 12 months for B1 and B2 and no credit score of B2.  Clayton considers non-material based on compensating factors of past credit history including mortgage liens all paid as agreed, low DTI 25.66%, low LTV 64.85% and residual income of $9,028.18.  (No Data)
0297778582      
0894481671 No The RoR was signed XXXX with a expiration date of XXXX. The Disbursement date on the final CD of XXX is prior to end of rescission period. If the loan disbursed after please provide corrected PCCD, LOX and copy of shipping. Or new notice of right to cancel to all parties vested, LOX, re-open rescission, and copy of shipping.  1.27.20 - Client responded. Disagree.  PC CD completed XXX with actual and acceptable disbursement date XXX.  No remediation required.  See attached PC CD #XXX issued XXX.
0275718333      
0215380832 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0788742852      
0193185172      
0527793964      
0257424185      
0751464326 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0751464326 No Ten percent tolerance of $160.00 Cure of $125.00 on the final CD dated XXX. Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $35.00 for increase in recording fees from $40.00 to $200.00. 1.21.20 - Client responded. Disagree with investor. The CD issued XXX disclosed an increase in the Recording Fees in the amount of $160, with a valid Change Circumstance reason of a Power of Attorney being required and meets 3 day timing. Copy of Changed Circumstance is attached.  This is not a testing defect so no corrective action is required.
0782363688      
0052092561 No CD XXX not signed by borrower, no confirmation of receipt.  1.13.20 - Client responded. Disagree:  Borrower Closing Disclosure #XXX was e-Delivered on XXX and opened and acknowledged by borrower on XXX considers in hand delivery.  CD#XXX meets 3day timing for closing date XXX.   See attached document tracking.
0745627701 No ROR Expiration date of XXXX; disbursement date per file XXX.  Borrower did not receive full mandatory rescission period prior to disbursement of funds (No Data)
0014372153      
0096545912      
0281298553      
0534307291 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 4720.95CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 4025.95.The difference is due to the POC amount of $695 showing as positive number on final Cd XXX. (No Data)
0534307291 No Zero tolerance fee in the amount of 195.45 increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation. Need LOX, corrected CD, refund and proof of delivery.  12.17.19 - Client responded. Disagree with investor. There were no noted fee increases. The initial Loan Estimate issued XXXX was used to compare to the Final Closing Disclosure executed by the consumer XXX. Investor sheet not provided for comparison. No testing defect was found so no corrective action is required.   Processing, Tax Service,  Appraisal Fee, and Credit report fee do not have fee tolerance issues.
0328703547      
0873015295 No Lender approved exception for the subject property being listed for sale at time of application.  Clayton deems non material based on evidence property listing was canceled, credit score of 706, time in subject property over 11 years and PITI reserves exceeding 17 months. (No Data)
0873015295 No A Desk review was received with a reported value of $XXXX which is a variance of -13.85% less than the original appraised value of $XXXX.  A field review is required, Clayton to order. 1.22.20- A Field Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0687131751 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX. 1.13.20 - Client responded. Disagree: Borrower Closing Disclosure #XXX was e-Delivered on XXX and opened and acknowledged by borrowers on XXX.   XXX considers in hand delivery.  CD XXXX meets 3day timing for closing date XXX.  See attached document tracking.
0887639066      
0679400505 No Final CD and transaction dated XXX .The 3 day waiting period was not met. 12.24.19 - Client responded. "Disagree with investor. Initial CD was provided XXX. The CD was confirmed (acknowledged) in XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was not e-signed but the pdf was opened by consumer XXX and, per XXX team testing methodology, this is the same as an in hand delivery.  Copy of origination system Documents and Packages page showing the Confirm date is attached.
0254916112 No Need proof that the initial CD was received by borrower 3 days before consummation date of XXX 01.3.20 - Client responded. Disagree:  CD#XXX eDelivered on XXX  CD#XXX was opened  and acknowledged by borrower on XXX considers in hand delivery.  See attached document tracking.
0254916112 No Tax returns are missing borrowers' signatures; 2018 1040 not signed and no PIN provided; 2017 1040 CPA PIN provided missing form 8879 for e-filing. 1.2.20 - Client responded. 2018 1040 includes Form 8453; U.S. Individual Income Tax Transmittal for an IRS e-file Return (California e-file Return Authorization). 2017 1040 includes a Preparer Tax Identification Number (PTIN), acceptable for underwriting.
0558789619      
0520708701      
0375159285      
0736987985      
0846437790 No Missing proof HELOC with XXX has been closed to future draws. Payoff and close on page 1012 is not signed by borrower.  1.29.20 - Client responded. Proof that XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (HELOC authorization).
0846437790 No Missing proof HELOC with XXX ending in #XXX has been closed to future draws. Payoff and close on page 1012 is not signed by borrower. Clayton considers non-material based on compensating factors of credit score 796, low DTI 31.35% and residual income of $11,145.37 monthly. 1.29.20 - Client responded. Proof that XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (HELOC authorization).
0687283342      
0072327923      
0336238831      
0817778950 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 10316.76CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 9727.33.  Difference is POC of $589.43. (No Data)
0614776708 No CD: XXX [Last CD], Calculating Cash to Close, Closing Costs Financed - Final,$3125.87CD: XXX [Last CD],  Calculating Cash to Close, Clayton Calculation, $2430.87 does not match.  Difference is POC of $695.00. (No Data)
0614776708 No Missing the VVOE for B1 and B2 within 20 business days prior to the Note date XXX. Per lender guidelines, Verbal Verification of Employment (VOE) within 20 business days prior to the note date is required. VVOE in file is dated XXXX and XXXX. (No Data)
0140076705      
0114604669 No Missing VOE for B2 within 20 business days of Note dated XXX; VOE for B2 is dated XXXX. (No Data)
0188143053      
0802038592      
0927704998      
0404270748      
0957692929 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0355970426      
0365542606 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 2613.55CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2073.12. The difference is due to the POC amount for $540.43.  (No Data)
0881227705 No Missing Affiliate Business Disclosure.  Provide copy of missing document.  12.17.19 - Client responded. See attached XXX Business Affiliates, on page 2 under definitions.
0881227705 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 12.17.19 - Client responded. Disagree with Investor:  Title shows XXX as beneficiary on deed of trust dated XXXX.   H9 correct model form for refinance with same creditor.  See attached.
0881227705 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 7547.46CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 6937.03.  Difference is POC of $610.43. (No Data)
0881227705 No Lender approved exception for using PCL-Penalty Free Access on retirement accounts as both B1 and B2 were born in XXXX (so are over 59) and both have penalty free access to their retirement funds.  Total verified retirement funds $254,500.27; using 70% of this $178,150.19 to account for taxes to cover the PCL.  Required reserves is $4582.75 x 12 = $54,992.88.  Clayton deems non-material based on compensating factors of 750 qualifying score. Min required per guidelines is 720. DTI is 36.68%, max per guidelines is 43% and the borrower has been employed for 29.58 years.  (No Data)
0985919442 No Lender approved exception for purchase < 90 days.   Compensating factors include high residual income (exceeds $50,000/month); Bwr earns additional income that is not being used to qualify; low LTV (56%); low DTI (13.83%); and proven ability to save.   Clayton deems non-material based upon compensating factors. (No Data)
0792875623 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0721034174      
0086922470 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level B condition. (No Data)
0725036319      
0080148108      
0476723649 Yes A Desk review was received with a reported value of $XXXX which is a variance of -13.16% less than the original appraised value of $XXXX. A field review has been ordered.  12.31.19 - A Field review was received with a reported value of $XXXX which is a variance of -16.84% less than the original appraised value of $XXXX.1.03.20 - Client responded. We disagree with the Field Review, while the comparables may be more proximate to the subject, they are not deemed superior than those utilized in the origination appraisal report. The comparables are located in competing market areas and more representative of the subject's age, condition and characteristics.  While comparable 1 is noted to be located in a superior location, despite being .52 miles away, the aerial map indicates the home backs to a large industrial business and would likely offset any positive adjustment. furthermore, there is metal scaffolding and walls visible behind the house if you reference the street view of the comparable.  Comparable 3 is supportive of the origination value and has a similar adverse location being across from a school (sold $XXX).  A review of interior photos confirms the characteristics of comparables 1 and 3 are similar to the subject. These sales do offer support to the appraised value of $XXXX and the review appraiser agrees with the use of these sales. The sales used by the review appraisal might be more proximate, but vary significantly in site, gross living area GLA and bath count. The reason for the $XXXX increase in value from the most recent sale is understandably unknown, however, analysis of market conditions at that time would explain a sellers market with minimal homes on the market and higher demand. At the time of the appraisal, four (4) active listings existed between $XXXX and $XXXX, with such limited supply there is upward pressure on prices and values given the demand and evidence that homes typically sell above list price in the market area.  Based on comparables 1 and 3 from the origination appraisal, the appraised value is well supported.1.3.20 - Clayton has forwarded to third party to send to XXX for review. 1.8.20 - Response received from appraiser and appraiser stands by original Field Review value of $XXXX.
0649229235      
0781688259      
0799564818      
0429170657 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0506243601      
0166750930      
0191709590      
0099898847 No $762.50 zero tolerance due to decrease in lender credits from $4,950 to $4,187.50 on final CD XXX without a valid CoC. Requires CoC, or corrected PCCD, copy of refund check, LOX and verification of shipping. 12.24.19 - Client responded. COC provided for decrease. 
0581355890 No Approved Lender Exception for vesting in LLC.   Reviewer approved required tracking for LLC vesting on this second home purchase transaction. The borrower has provided the articles of organization, operating agreement, and XXX cert. and agreement LLC for review. The reviewer has been able to analyze the documents provided and found the LLC to be in keeping with XXX policy requirements. B1 is the only applicant this membership is consistent with policy. B1 is a co-member of XXX with the nonapplicant spouse.  The purpose of the LLC is in keeping with XXX preferences as is the term (indefinite).  The reviewer discovered no red flags in the course of the documents reviewed. The borrower currently owns 2 pieces of real estate. Clayton deems non-material and downgraded to a level 2. (No Data)
0229267316      
0331184310      
0708102241      
0634334593 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0783415233      
0848381448      
0062289887      
0647136633 No The loan file is missing the completion cert, appraiser states is subject to the permits for the basement space having a final sign off from the city. Use of hypothetical condition may affect assignment results. 1.29.20 - Client responded. See attached Permit.  Also city was called and it was verified that the water mark of on the document is proof that all inspections are final and the work is completed and fully permitted.
0984705645 No All CD's: Other Costs Section F disclosed 6 months HOI total as $345.12. $345.12 / 12 months equals $28.76. Which is inconsistent with Section G disclosed HOI escrowed at closing as $150.18 per month. Provide corrected PCCD, LOX and copy of shipping. 12.20.19 - Client responded. Disagree  $345.12 was remaining  balance on current insurance policy.  New premium of $1802.18 and $150.18 correctly disclosed.  See attached Insurance Statement/Invoice.
0984705645 No Approved lender exception for property type. A Manufactured home sits on the property. Accessory Units are common and typical for the area and comp 2 has an ADU. Clayton deems exception non material based on compensating factor of 61.14% LTV vs 70% max per G/L, 20+ years with same employer, and 37.29% DTI (No Data)
0650983906 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 1.13.20 - Client responded. Disagree:   Title Commitment Schedule B #2 list mortgage in favor of XXX XXXX in amount of $XXXX. XXX is original lender and H-9 Model Form was used appropriately.  See attached Title Commitment Schedule B #2.
0650983906 No The loan file is missing executed evidence that the XXX Heloc is  paid and closed to future draws.   1.10.20 - Client responded.  See attached Title Policy showing only new 2nd with XXX but no XXX 2nd.
0751257036 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0663663919      
0944311195      
0151408430 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0370543033      
0859810000      
0210676456 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0194157748 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0194157748 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation date of XXX 1.27.20 - Client responded. Disagree:  CD#XXX and opened and acknowledged on XXX considers in-hand delivery and meets 3 day timing for XXX consummation.  No remediation required.  See attached document tracking for CD#XXX
0194157748 No Need evidence of change of circumstances letter for Zero tolerance,  (fee names) increase, or a copy of a refund check in the amount of $484.14.  Requires LOX, PCCD, Refund and Proof of Shipping. 1.27.20 - Client responded. Disagree:   Consummation CD#XXX includes borrower paid Appraisal $195.43 and Credit Report $15.43.  Remaining fees are Seller Paid.   CD#XXX  also includes lender credit of $1000.   Per XXX testing methodologies there is no Fee Tolerance violation.    Please provide additional information on $484.14 fee tolerance issue.    Consummation CD #XXX attached.
0007875351      
0615230024      
0037865525      
0535134091      
0909085827      
0289698118 No CD: XXX : AmountFinanced, Value: $628,533.36Field: Original Principal Balance, Value: $XXX 1.8.20 - Client responded. Disagree: The amount financed is accurate. Amount Financed exceeds loan amount by $533.36 which equals the per diem interest credit.   This interest credit is a rebate directly to the borrower and correctly disclosed in the Amount Financed. There are no other prepaid charges to offset the interest credit.
0289698118 No Missing Affiliate Business Disclosure  (No Data)
0390984890      
0753794045 No Provide HELOC disclosure document that is fully executed.  HELOC Payoff/Close document in file unsigned. 1.16.20 - Client responded. Executed Demand Statement (authorization) attached to document XXX has been closed to future draws.
0753794045 No Provide HELOC disclosure document that is fully executed.  HELOC Payoff/Close document in file unsigned. 1.16.20 - Client responded. Proof XXX has been paid and closed to future draws attached, to include Closing Disclosure and executed Demand Statement (authorization).
0753794045 No Approved Lender exception for LTV or CLTV (over maximum allowed 70%) Approved LTV 72.789%. Clayton deems non-material based on compensating factors of Qualifying Credit score of 790, strong retirement assets, low DTI of 32%, explanation from borrower how HELOC from 7/19 was spent.  (No Data)
0735770180      
0175910260      
0789509725 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0789509725 No Approved Lender exception for No housing history for a first time home owner.  Lender compensated the exception with the borrowers having additional income not used to qualify with the potential for increased income, low ratios, minimal debt, and post closing liquidity.  (No Data)
0389215607      
0044776384 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0012361670 No Short liquid reserves $10,771.52.  Required reserves $78,233.40 required PCL $39,116.70 and verified liquid assets $28,345.18. 1.22.20 - Client responded. Sufficient cash reserves. Verified liquid assets $39,942.16 vs $28,345.18. Additional liquid assets to include  1- XXX Checking #XXX of $5,794.95 (attached)  and  2- XXX Checking #XXX of $5,802.03 (attached). $5,794.95 (XXX) + $5,802.03 (XXX) = $11,596.98 + $28,345.18 = $39,942.16 total verified liquid assets.
0012361670 No Approved lender exception for charge off greater than $500 not paid and over 24 months.  Clayton considers as non-material based on LOE from borrower this was a fraudulent account, borrower has had excellent credit, long term mortgage history, low LTV 65.87% and residual income of $15,586.65 monthly. (No Data)
0550109460      
0147457889 No Missing proof of PITI on XXX. Only HOA was provided. Using figures from 1003 for qualifying purposes  12.26.19 - Client responded. Proof of PITI for XXX attached. Monthly PITI payment is $1451.17 to include escrow (with XXX) is the same property in the XXX
0147457889 No Missing proof of PITI on XXX. Only HOA was provided. Using figures from 1003 for qualifying purposes  12.26.19 - Client responded. Proof of PITI for XXX attached. Monthly PITI payment is $1451.17 to include escrow (with XXX is the same property in the XXX
0527333393 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0642708852 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0148112476      
0365773081 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0365773081 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3566.47CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2871.47. The difference is due to POC amount of 695 showing as positive number in Calculating cash to close section.  (No Data)
0365773081 No Missing B2 VOE within 20 business days prior to Note dated XXX; VOE provided is dated XXXX. (No Data)
0831552619      
0657552809      
0056133568      
0036470894 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0488401510 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3260.31CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2649.88$610.43 POC fees. (No Data)
0711947910      
0195766046 No Appraised value is $XXXX of which $XXXX is land value, leaving $XXXX as value of improvements; loan amount is $XXXX and total hazard insurance coverage is $XXXX.  No insurance company Replacement Cost Analysis was found. 1.22.20 - Client responded. "See attached screen print showing the borrowers switched to a different insurance company (XXX) with replacement Cost.  It was done recently so no Dec Page received yet just verbally for now."
0195766046 No Lender approved exception for LTV exceeding guidelines; LTV is 67.857% and maximum allowed LTV is 65%.  Clayton deems non-material due to compensating factors including remaining residual income of $22,336.47, DTI of 35.80%, long term employment with B1 having 22 years in the same job, documented additional income not used to qualify, and demonstrated ability of the borrowers to accumulate savings.  Borrowers also have demonstrated good ability to repay debt obligations and have no late pays or derogatory ratings with over 20 years of credit history. (No Data)
0690994517 No Missing Evidence that borrower received a CD 6 days prior to closing.  1.8.20 - Client responded. Disagree:  CD#XXX was sent electronically on XXX.  CD#XXX was opened and acknowledged on XXX considers in-hand delivery.  Meets timing for XXX consummation.  See attached internal document tracking.
0375423366      
0293853808      
0084786391      
0144766168 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0144766168 No A Desk review was received with a reported value of $XXXX which is a variance of -11.33% less than the original appraised value of $XXXX. A field review has been ordered. *** Note...Original appraisal in file reflects value of XXXX but an appraisal review was provided and the value was increased to XXXX of which is not supported by the Desk Review or original appraisal.  1.10.20- A Field Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0706657938      
0967664174      
0071315609 No The loan file is missing executed evidence that the XXX Heloc is paid and closed to future draws.   1.29.20 - Client responded. See attached Title Policy showing that a 2nd lien was not attached to the property after closing.
0816109365 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0816109365 No Homeowners Insurance coverage of $XXXX is insufficient to cover the loan balance.  Appraisal estimated cost new is XXXX.  Missing the Replacement Cost Estimate from Insurance Company. 12.30.19 - Client responded. Per lender policy, hazard insurance policies must pay claims on a replacement cost basis.  Farmers Insurance Evidence of Insurance attached contains Extended Replacement Cost coverage; no additional coverage is required.
0343074163      
0185928927      
0815902205      
0315940642      
0626584268 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A (No Data)
0099579706 No $43.80 Ten percent tolerance due to increase in Recording fees from $132 to $189 without a valid CoC. Requires CoC, or corrected PCCD, copy of refund check, LOX and verification of shipping. 12.17.19 - Client responded. Agree.  The Recording Fees increased from $132 to $189 on CD issued XXX without a valid reason. Recording fee baseline is $132.00 + 10% = $145.20.  The recording fee increased from  $132.00 to $189.00. Over tolerance by $43.80. The consummation CD disclosed in Section J Lender Credits including $37.80 credit for increase in Closing Costs above legal limit. This $37.80 credit is not sufficient to cover the recording fee refund. Refund due to the borrower in the amount of $6.00. Remediation requested.1.6.20 - Client responded. 1/06/2020:  see attached PC CD, LOX, Refund
0868859047 No Approved lender exception for no mortgage/ rental payment history covering less than the most recent 12 months FTHBW/ housing payment. Clayton deems non - material based on compensating factors of ratios in line DTI under 40% and low debt usecoupled with good residual income point to borrower's ability to repay the loan debt. (No Data)
0508790275      
0344060624      
0001208260 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0001208260 No Lender approved exception for No mortgage/rental payment history. Borrowers are 1st time homebuyers. Borrowers have lived at the departure residence since XXXX. They are XXXX and live rent-free. Borrowers have no adverse credit dating back to XXXX, good credit history overall, long term stable employment, DTI 35.69, 30% down payment and Liquid PCL of $109K. Clayton deems non-material based on compensating factors of 798 qualifying score. Min required per guidelines is 680, the borrower has been employed for 31 years  and the borrower has been in current profession for 34 years.  (No Data)
0541268474      
0026750669      
0928657686      
0899544017      
0985560599 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0719944689 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0147657870 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0421702906 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0930880228 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0930880228 No Ten tolerance of $21.10 for increase in recording fees. Need evidence of change of circumstance letter or a copy of a refundable check for ten percent tolerance fees. 1.27.20 - Client responded. Disagree:  Change Circumstance for power of attorney added on XXXX.  CD#XXX sent on XXX and meets timing requirements.   No remediation needed. See attached CoC documentation.
0058152232 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0452894588      
0765906942      
0996703003      
0504867538      
0353664729      
0022165426 No Need proof that the initial CD was received by borrower 3 days before consummation date of XXX 12.30.19 - Client responded. Disagree: CD #XXX.  Opened and acknowledged by borrower on XXX.   Meets 3 day timing for for XXX consummation.  See attached document tracking.
0476603849      
0904068300      
0157661859 No The finance charge is under disclosed by $418.55. Final CD dated XXX disclosed finance charge as $304,194.22, review calculated finance charge to be $304,612.77. The following fees were applied towards APR: Escrow Service Fee $670.00, Prepaid Interest $1409.70, Homeowners Insurance Premium $446.15.  Requires corrected PCCD, copy of refund check, LOX and verification of shipping. 1.3.20 - Client responded. Disagree:  Premiums for Home Owners insurance are non-APR and should be excluded from Finance Charge calculations. XXX provides property insurance on home.  See attached documentation and support for $446.15 charge.    APR and FC are within acceptable tolerance and no additional action required.
0157661859 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied (No Data)
0901127013 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX 1.8.20 - Client responded. Disagree:  CD#XXX was sent electronically on XXX.  CD#XXX was opened and acknowledged by borrowers on XXX considers in hand delivery.  Meets timing for XXX consummation.  See attached internal document tracking.
0268204072 No Seller fees listed on Seller CD and Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0607938872 No Missing Affiliate Business Disclosure.  Provide copy of missing document.  (No Data)
0607938872 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation of XXX 12.20.19 - Client responded. Disagree:  CD #XXX.  The borrower opened and acknowledged the CD on XXX.   Per XXX testing methodologies this considered in hand delivery and meets 3 day timing.   See attached Document Tracking.
0251366063 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0251366063 No Lender approved exception for No Housing History. Clayton deems non-material based on compensating factors of 778 qualifying score. Min required per guidelines is 680. DTI is 26.78%, max per guidelines is 43% and residual income of $12,22.769 (No Data)
0111309815      
0909385115      
0230876099      
0815122729 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0815122729 No Lender approved exception in file for First-time homebuyer without the required 12 months housing history. Clayton deems non-material based on compensating factors of 787 qualifying score. Min required per guidelines is 680. DTI is 25.11%, max per guidelines is 43% and the borrower has been employed for 4.37 years.  (No Data)
0234935183      
0364070754      
0208857959 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0556108109 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0958095313 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0958095313 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0968138324      
0083631836      
0187804075 No 1. Missing verification of Insurance and HOA for REO on XXX 1.14.20 - Client responded. Verification of insurance and HOA for REO on XXX account statements (2 months) reflecting monthly HOA payments of $815; Insurance declaration page, total premium $454.
0187804075 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.  (No Data)
0187804075 No Missing verification of Insurance and HOA for REO on XXX 1.14.20 - Client responded. Verification of insurance and HOA for REO on XXX attached. XXX account statements (2 months) reflecting monthly HOA payments of $815; Insurance declaration page, total premium $454.
0319689882 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied (No Data)
0319689882 No Lender approved exception for Paid or Unpaid Charge Off greater than 500 dollars within two years of application date. Customer has a charge off from XXXX for $613 - 5C's have indicated the charge off occurred due to an address Change and borrower was not aware that there was a balance and payment due. This card was opened XXXX and was paid as agreed prior to XXXX. It is noted that the balance as of XXXX was $9, so customer LOX makes sense. Customer has paid the charge off. This is the only derogatory Credit noted and appears to be isolated in nature based on the borrowers overall credit history. Exception for charge off within 2 years is warranted due to the overall strength of the loan file. Clayton deems non-material based on compensating factors of  796 qualifying score. Min required per guidelines is 680, DTI is 19.62% max per guidelines is 43% and  Post close reserves are $932,316.05 or 141.66 months reserves. Required reserves per guidelines are 12 months. (No Data)
0984830018      
0018303136 No $145.00 due to addition of final appraisal inspection fee on final LE XXXX. Requires supporting COC for addition of fee, or corrected PCCD, copy of refund check, LOX and copy of shipping. 1.23.20 - Client responded. Disagree. The final appraisal inspection fee on the final LE $145.00 was added with a valid Change Circumstance of appraisal service or appraisal product change XXXX. The LE was disclosed to the borrower within the 3 day timing requirement (XXXX).This is not a testing defect so corrective action is not required. Copy of origination system RESPA Changed Circumstance History screenshot attached.
0662886586 No Missing the signed 4506T at closing. Per lender guidelines, All borrowers to execute an IRS form 4506-T at loan closing. If the borrowers filed their tax returns jointly, only one 4506-T is needed 1.14.20 - Client responded. Executed (signed) 4506-T at closing attached.
0986070720 No Both the final CD and transaction dated for XXX. the 3 day waiting period not provided to the borrower. 01.3.20 - Client responded. Disagree:   loan closed XXX.  CD and Note signed/dated by borrowers on XXX.   CD#XXX.  CD#XXX was opened and acknowledged by borrowers on XXX closing date.
0671024568      
0763148211 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0763148211 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0773753551 No Seller fees listed on Seller CD and Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0140445664 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0797371696 No Approved lender exception for condo mortgagee responsible for greater than 6 months HOA dues in event of foreclosure.  Clayton considers non-material based on funds for down payment of $XXXX and liquid reserves of $363k, excellent mortgage history since XXXX, low DTI 35.34%, high credit score 787 and residual income of $23,171.56 monthly. (No Data)
0093686180      
0856387850 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0055159590 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0959870484 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0022492955 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.  (No Data)
0466758776 No Ten percent tolerance for $10.30 for increase in Recording Fees. Missing COC or Post Close CD with refund check to borrower.  Requires LOX, PCCD, Refund and Proof of Delivery. 1.24.20 - Client responded. Disagree:   XXX Lender credits includes over tolerance refunds of $2760.30.   $2750 for transfer taxes and $10.30 for recording fees.   No additional remediation required.
0374366226      
0876142093      
0377624368      
0851791024      
0255608843      
0005133636 No Provide Hazard Insurance/Property Tax verification for Primary residence XXX; XXX loan statement in file dated XXXX reflects principal/interest payment only.  12.30.19 - Client responded. Lender's loan records for mortgage #XXX reflect annual property taxes of $11,566.26 and annual hazard insurance premium of $837.00; figures match primary housing expense reflected on Underwriting Transmittal (1008) used for qualifying.  Copy of lender's online payment records and 1008 attached.
0005133636 No Provide Hazard Insurance/Property Tax verification for Primary residence XXX; XXX loan statement in file dated XXXX reflects principal/interest payment only.  12.30.19 - Client responded. Lender's loan records for mortgage #XXX reflect annual property taxes of $11,566.26 and annual hazard insurance premium of $837.00; figures match primary housing expense reflected on Underwriting Transmittal (1008) used for qualifying.  Copy of lender's online payment records and 1008 attached.
0964238483      
0671407785 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0671407785 No Lender approved exception for Short  required liquid PCL, retaining departure as investment.. Clayton deems non-material based on compensating factors of  796 qualifying score. Min required per guidelines is 680, DTI is 37.77% max per guidelines is 43% and  the borrower has been employed for 12 months.  (No Data)
0122510339 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.  (No Data)
0175566725 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0018527973 No Approved lender exception for use of rental income with borrower having > 12mo landlord experience.  Clayton deems non-material based on compensating factors of credit score 816 and reserves of approx. 21mo. 1.15.20 - Client responded. LVAM exception approved under the PCO delegated authority; borrower has less than 2 years property management experience with use of rental income.
0613793483 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0010875977      
0023372168      
0277751122      
0821363247      
0006912855      
0521327965      
0093579564      
0965850801 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0965850801 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0965850801 No Seller Cd not present in file. Please provide. 1.13.20 - Client responded. See attached Seller CD
0976782492      
0234547373      
0524683555      
0914204211 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0712759027 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0401476490 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A (No Data)
0401476490 No The amounts disclosed for the Homeowners Insurance premium in one or more sections of the CD are not consistent. Homeowner Insurance total disclosed as $1,251.72 @ 12 months which equals $104.31 per month. However, initial escrow payment per month disclosed as  $139.08/month. 1.13.20 - Client responded. Disagree:  Total policy premium is $1669.   $417.28 was a partial payment applied leaving $1251.72 remaining for the current policy year.  $139.08 monthly escrow is correct based on full policy premium of $1669.
0095833943      
0816774845 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A (No Data)
0258295534 No Zero percent tolerance fee of $841.00 for  Lender Credits and Lender Paid Fees Aggregate  . Missing COC or post close CD and evidence of refund to borrower 1.7.20 - Client responded. Disagree: XXXX price change and loan amount change reduced credit from $XXX. Final CD executed on XXX included lender paid fees aggregate of $1159. No fee tolerance violation; lender paid fees exceeds lender baseline credit of $1150. See attached Loan Estimate issued XXXX and CoC documentation.
0010099466      
0485705017      
0685437658 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0444657526 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0507360747      
0618189265 No Seller CD was not provided in the supporting documents in the file.  1.21.20 - Client responded. See attached combined Closing Disclosure.  Per Lender a separate seller CD was not done.  New construction no payoffs for this property.
0880979505 No Debt Ratio Exception 5% or Less: Lender approved at 42.77%. Clayton calculated income for B1 $24,494. Subject PITI $7116.21 and Other debt $3593.96 = $10,710.17 for DTI of 43.73% which is over the allowed 43% for QM.  12.6.19 - Client responded. UW used $24,494 for B1 income, subject PITI of $7116.21 and other debt of $3,361. The difference of $233 appears to be the taxes and insurance amount from the rental property. The underwriter offset the taxes and insurance payment with the rental income and didn't use any income from the property. A 24-month avg of rental income after the expenses for taxes and insurance would have resulted in an avg of $300 per month in income but this was not used.
0880979505 No Lender approved at 42.77%. Clayton calculated income for B1 $24,494. Subject PITI $7116.21 and Other debt $3593.96 = $10,710.17 for DTI of 43.73% which is over the allowed 43% for QM.   12.6.19 - Client responded. UW used $24,494 for B1 income, subject PITI of $7116.21 and other debt of $3,361. The difference of $233 appears to be the taxes and insurance amount from the rental property. The underwriter offset the taxes and insurance payment with the rental income and didn't use any income from the property. A 24-month avg of rental income after the expenses for taxes and insurance would have resulted in an avg of $300 per month in income but this was not used.
0880979505 No Missing updated valuation to support original appraised value. 12.04.19- A Desk Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0965487541 No Ten Percent tolerance of $21 for increase of Recording Fees. Please provide COC or evidence of refund in the amount of $21. 10.28.19 - Client Responded. Agree. The Recording Fees increased from $350 to $406 on consummation CD issued XXX. Requesting remediation.12.17.19 - Client responded. See attached PC CD, Refund, LOX
0403916254      
0438036478 No Provide verification that taxes and insurance are included in the XXX payment of $2,265 listed on credit report for REO on XXX 10.15.2019 - Client responded.  Taxes and Insurance are included into the XXX payment, document was provided.
0438036478 No Missing E consent for LE XXXX 10.21.19 - Client Responded. Agree:  missing eConsent for Co-Applicant.11.25.19 - Client Responded. 11/21/2019:  see attached eConsent
0438036478 No Provide verification that taxes and insurance are included in the XXX payment of $2,265 listed on credit report for REO on XXX 10.15.2019 - Client responded.  Proof of taxes and Insurance are included into the XXX payment, document was provided.
0727718994 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0727718994 No Disbursement date is XXX; end of statutory rescission period is XXX per ROR. Dates changed on ROR.  Requires LOX, PCCD, Proof of delivery and new NORTC. 10.21.19 - Client Responded. Agree:  CD discloses disbursement and per diem date as XXX.  Funds correctly disbursed on XXX after expiration of rescission period. Requesting remediation.12.6.19 - Client Responded. 12/4/2019:  See attached PC CD and LOX with corrected Disbursement Date and Per Diem Date
0810101652 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0810101652 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0440498012      
0341142506      
0195032226 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0195032226 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0422987993 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form.  Requires LOX, PCCD, proof of delivery and correct NORTC. 11.27.19 - Client responded. Model Form H-9 is the correct form as refinance is with the same creditor. Original mortgage being paid off on title has lender listed as XXX  which matches the current lender.
0740805450 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section C and Other Costs Section E and H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0740805450 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0467552849 No Approved lender  exception for short PCL requirements by approximately 3 months. Clayton considers non-material based on compensating factors of 71.21% LTV, 33.23% DTI, and $12,000/month in residual income (No Data)
0473788700 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0473788700 No A Desk review was received with a reported value of $XXXX  which is a variance of -26.1745% less than the original appraised value of $XXXX.  A Field  Review has been ordered.  1.15.20- A Field Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0525586982 No Missing List of homeowners counseling organizations.  Provide copy of missing document.  (No Data)
0525586982 No Expiration date on ROR is XXXX is prior to the date of XXXX.  Requires reopen rescission, updated NORTC with full 3 day rescission period. 12.30.19 - Client responded. Disagree:   rescission was opened on XXXX to resolve rescission defects.  See attached RORs signed XXXX.
0535637755      
0078585915 No List of homeowners counseling organizations missing.  Provide copy of missing document. (No Data)
0078585915 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0858806510 No LE: XXXX [Last LE], Section: Calculating Cash To Close, Field: - Deposit, Value: 0CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Deposit - Loan Estimate, Value: XXXLE: XXXX [Last LE], Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: 345659CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: XXXLE: XXXX [Last LE], Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: 45659CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: XXX (No Data)
0878012448 No Finance Charge Difference  understated by $579.98. Missing Itemization of fees included in APR breakdown of Credit when applicable.  Provide copy of missing document, Refund of the amount of the underdisclosure, LOX, Proof of Delivery. 12.2.19 - Client responded.  The ComplianceEase fee details form itemizes the fees included as APR. The Rate Lock Fee $500 was not included as an APR fee. Per the California Interest Rate Lock Agreement, the Rate Lock Fee is refundable upon the loan closing with the lender or the lender declining the loan. The Rate Lock Fee was paid before closing and the Rate Lock Deposit was refunded on page 3. Since the fee was not ultimately charged as an extension of credit, it is not considered an APR fee. The Finance Charge is overstated by $203.19 and the Amount Financed is understated by $199.99 and both are in compliance. The APR fees included in the calculation are: Processing Fee $795, Underwriting Fee $630, Flood Certificate Fee $5, Tax Service Fee $70, Title - Courier/Exp Mail Fee $50, Title - Recording Service Fee $14, Title - Settlement/Closing Fee $575, and Prepaid Interest $551.71.
0878012448 No CD: XXX [Last CD], Section: Loan Calculations, Field: AmountFinanced, Value: $892109.30Field: Amount Financed as Calculated, Value: $891529.30. Difference of $580.Missing list of fees included in APR and breakdown of credits when applicable.   Provide copy of missing document, LOX, Proof of Delivery. 12.2.19 - Client responded.  The ComplianceEase fee details form itemizes the fees included as APR. The Rate Lock Fee $500 was not included as an APR fee. Per the California Interest Rate Lock Agreement, the Rate Lock Fee is refundable upon the loan closing with the lender or the lender declining the loan. The Rate Lock Fee was paid before closing and the Rate Lock Deposit was refunded on page 3. Since the fee was not ultimately charged as an extension of credit, it is not considered an APR fee. The Finance Charge is overstated by $203.19 and the Amount Financed is understated by $199.99 and both are in compliance. The APR fees included in the calculation are: Processing Fee $795, Underwriting Fee $630, Flood Certificate Fee $5, Tax Service Fee $70, Title - Courier/Exp Mail Fee $50, Title - Recording Service Fee $14, Title - Settlement/Closing Fee $575, and Prepaid Interest $551.71.
0878012448 No CD: XXX, Section: Loan Costs: Recording Fee payee listed as SPL.  Requires LOX, PCCD with updated Payee name. (No Data)
0590079733 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0590079733 No CD XXX [Last CD] disclosed a Closing Date of XXX; however, the Closing Date should be XXX. 11.11.19 - Client Responded. Agree - requesting remediation12.6.19 - Client Responded. 12/4/2019:  see attached PC CD and LOX
0651609645 No CD: XXX [Last CD], Section: Closing Information: Seller Information missing. Corrected on Post CD. Exception satisfied.  (No Data)
0240082252 No CD: XXX Section: Other Costs,  Field: Homeowners Insurance Total Monthly Payment, Value: $570.24 Section: Other Costs, Message: Field: Homeowners Insurance Total Amount Per Month, Value: $579.65 12.6.19 - Client Responded. Disagree.   The borrower's current HOI policy was on a payment plan with 10 months and $5702.44 remaining on the plan.   The lender required the HOI to be paid in full and $5702.44 was included in the prepaids Block G.   Monthly escrow was calculated using the annual premium amount of $6955.85 or $579.65 per month.  Invoices attached.
0701039260 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0701039260 No ROR expiration date of XXXX is prior to end of earliest rescission date allowable of XXXX. 11.15.19 - Client Responded. Disagree:   Note, Closing Disclosure, and Notice of Right to Cancel signed on XXXX.  NoRTC discloses rescission end date XXXX and is compliance with Reg Z requirements.  Closing Disclosure discloses Disbursement date of XXX which is after rescission expiration.  The Security Instrument is notarized on XXXX; this does not trigger open rescission or rescission extension.  Rescission based on consummation date or signing of Note and CD.
0701039260 No Final CD XXX:Section: Loan Disclosures- Escrow Account section.  Neither one of the boxes were selected  11.15.19 - Client Responded. Agree. Escrow section not completed. Remediation requested.11.26.19 - Client Responded. inv: 11/22/2019:  see attached documentation.  PC CD and LOX
0680996247      
0677771726 No CD: XXX [Last CD], Section: Loan Disclosures - Escrow Account will not have an escrow account is missing a selection of either "you declined it" or your lender does not offer one.  10.21.19 - Client Responded. Agree: The closing disclosure dated XXX is missing a checked box for either "you declined it" or "your lender does not offer one" in the Loan Disclosure section. Requesting remediation.11.27.19 - Client responded. See attached PC CD, LOX, and Mailing Label.
0876755308 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0932506863      
0169960444      
0625251146 No Disbursement date of XXX prior to required expiration date XXX, based on transaction date of XXX 12.20.19 - Client responded. Disagree:  Post close CD with updated disbursement date XXX in file; see attached.
0625251146 No All CD's are missing Loan Acceptance section. (No Data)
0521318659 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0803838618      
0358141789      
0757119637      
0974061124 No Required Affiliate Business Disclosure missing and no Facts located in file. (No Data)
0699749187      
0203951540      
0449841787      
0890273348 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0597352845 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0198039643 No Afb Disclosure missing. Please provide.  (No Data)
0198039643 No Missing proof there were no draws on HELOC in the last 12 months >  2% of the new mortgage amount. 1.14.20 - Client responded. Refer to Correspondent guidelines, page 216 of 252, Rate/term refinances. The HELOC was used to purchase the subject property. No further verification required per the guidelines. 
0164039335      
0806651973 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0806651973 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0970744433      
0441337763      
0764437650 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0764437650 No PCCD required with a disbursement date of XXX. The ROR disbursement date on the ROR disclosure is XXX the Final CD disbursement date XXX. 12.17.19 - Client responded. XXX is escrow state and updated PC CD provided to Borrower.  See attached.  PC CD has correct disbursement date and per diem date.  No refund required.  Funds disbursed correctly after rescission expiration.   No new rescission period required. See attached PC CD.
0764437650 No PCCD required with a disbursement date of XXX. The ROR disbursement date on the ROR disclosure is XXX the Final CD disbursement date XXX 12.17.19 - Client responded. Re-open rescission, refund of $56.59, and Post Consummation CD with correct disbursement date and per diem start date needed to remedy.   Rescission ended midnight XXX CD has disbursement date and interest start date XXX. Remediation requested.12.17.19 - Client responded. XXX escrow state and updated PC CD provided to Borrower.  See attached.  PC CD has correct disbursement date and per diem date.  No refund required.  Funds disbursed correctly after rescission expiration.   No new rescission period required. See attached PC CD.
0275391095 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0754517462      
0063801178      
0323743636      
0554485894      
0562351227      
0863428446      
0971466510 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0027459270 No Provide fully executed evidence that the XXX was paid and closed to future draws. 12.18.19 - Client responded. See attached Title Policy showing no 2nd lien attached to the property.
0171713300 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0556411328 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0820670342      
0098308885      
0081978157 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue (No Data)
0843711947      
0512318878 No missing acknowledgement of cd 3 days prior to consumation date.  File contains only 1 CD issued on XXX.  CD was not signed until XXX.   12.17.19 - Client responded. Agree:  CD with issue date of XXX has presumed delivery XXX.  Earliest closing date XXX.  Loan closed on XXX.  Need evidence of CD timing to meet consummation date on XXX. Remediation requested12.17.19 - Client responded. See attached DocuSign for evidence of delivery/receipt of CD on XXX
0719452152      
0032470149 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0032470149 No Please provide clear copies of the XXX Statement accounts ending in xXXX $1286762.17 AND xXXX. Copies in file are illegible.  1.27.20 - Client responded. See attached PDF's which can be enlarged to show more detail.
0761782952 No NTB document missing. Provide copy of missing document. 1.14.20 - Client responded. See attached NTB requirement documents
0646803606      
0912257341      
0990557435      
0594766390      
0723888838 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0986735726 No Seller fees listed on Seller CD and Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0690898587      
0394145910 No CD: XXX, Section: Other Costs Section H: Home Warranty Fee payee name listed as TBD. Provide a corrected PCCD, LOX, and proof of shipping.  (No Data)
0394145910 No CD: XXX [Last CD], Section: Loan Disclosures - Escrow Account -  The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected. Provide a corrected PCCD, LOX, and proof of shipping.  12.17.19 - Client responded. Agree: the closing disclosure dated XXX is missing a checked box for either "you declined it" or "your lender does not offer one" in the Loan Disclosure section. Remediation requested.12.17.19 - Client responded. See attached PC CD, LOX, and Label
0222794979 No CD: XXX [Last CD], Section: Other Fees Section H: Home Warranty fee is missing the optional designation required for borrower paid fee. Provide a corrected PCCD, LOX, and proof of shipping.  (No Data)
0222794979 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0222794979 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0251132442      
0534552028 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0082093234      
0044212683 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0044212683 No Per client guidelines increased authority approval is required when a borrower has more than 5 properties regardless of whether financed or not. File did not include this additional approval. Clayton deems non-material based on only 4 properties financed of 11. File includes the validation of PITI on the 4 properties and Taxes and HOI on the 7 non-financed properties. Low DTI of 26.8%, equity in the non-financed properties and reserves of almost 374k.  (No Data)
0044212683 No The bwrs departing home was retained as a rental property. UW obtained a copy of the lease agreement and proof of the deposit of first months rent and security deposit as required by guidelines however, a full appraisal to verify at least 30% equity was not obtained and is a policy requirement in order to use rental income for the departure residence. Including the full PITI and 2nd mtg, the rental loss increases to <-$6,191> per month and DTI increases 3.84% from 29.85% to 33.69%. Clayton deems non-material based on compensating factors of reserves in excess of 373k, strong credit in regards to payments on all debt with no lates and with low DTI even at newly calculated of 33.69%.  (No Data)
0959709394 No Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $56.80 for zero percent tolerance fees related to Settlement Closing Fees.  Requires LOX, PCCD, Refund and Proof of Shipping. 12.20.19 - Client responded. Disagree: The Settlement Fee was initially disclosed in section C of the LE and moved to section B of the CD which allows for a 10% tolerance. The increase from $1505.00 to $1561.80 remains within the 10% tolerance so no refund would be due to the borrower for this change.
0626855629 No CD: XXX [Last CD], Section: Summaries of Transactions Section K Line 11 HOA Dues are missing pay to/from dates. Provide a corrected PCCD, LOX, and proof of shipping.  (No Data)
0341506483 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0341506483 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0695519720 No Initial CD issued on XXX.  No documentation that borrower received initial CD prior to final CD dated XXX.  Provide proof of receipt. 1.28.20 - Client responded. Agree:  Need evidence of delivery on preliminary CD three days prior to consummation on XXX. Remediation requested.1.29.20 - Client responded. See attached eDelivery tracking document.  Closing Disclosure was opened and viewed on XXX considers in-hand delivery and meets 3 day timing.
0251533995      
0237319903      
0643750103      
0287631238      
0607663044 No Seller fees listed on Seller CD and Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0928765202      
0667541972 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0301184777      
0563323943      
0382714497      
0277332355 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0277332355 No Approved Lender Exception for1 x 30 mortgage late.  Compensating factors include low  DTI of 28.50 % and job stability (Co borrower has been with current employer for 11 years).   Clayton deems as non-material based upon the  compensating factors. (No Data)
0962527166 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0673980487      
0266515179      
0971358115 No A Desk review was received with a reported value of $XXXX which is a variance of -11.39 % less than the original appraised value of $XXXX. A field review has been ordered.  12.24.19- A Field Review was received with a reported value of $XXXX which supports the original appraised value of $XXXX. 
0697509000 No Affiliated Business disclosure missing from loan file.  Provide copy of missing document. (No Data)
0674897472 No CD in file dated XXX is CD provided at closing. No evidence in file that borrower received the CD 3 days prior to consummation. Per mailbox rule earliest closing date isXXX. Loan closed on XXX.  1.21.20 - Client responded. Disagree.  The file contains an initial CD with issue date XXX which was e-signed by the borrowers on XXX.  This e-signed initial CD validates that it was acknowledged by the borrowers 3 days prior to consummation date of XXX
0718779227 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0718779227 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0718779227 No Approved lender exception for short liquid reserves $26,598.90.  Clayton considers non-material based on compensating factors of demonstrated savings in retirement account of $434k, high credit score 801 and residual income of $23,695.88 monthly. (No Data)
0324560397      
0180291554      
0619683032 No Need proof initial CD XXX was received by borrower 3 days before consummation date of XXX. 12.24.19 - Client responded. Disagree with investor.  Initial CD e-signed XXX by borrower and XXX by co-borrower. Consummation CD signed XXX.
0377191041 No Missing signed HELOC payoff and close with XXX 12.26.19 - Client responded. Please see bottom of page 5 of 7 of attached signed escrow instructions validating that the closing agent will pay off and release all liens of record.
0377191041 No The finance charge is under disclosed by $1,907.00. Final CD dated XXX disclosed finance charge as $621,561.13, review calculated finance charge to be $623,468.13. The following fees were applied towards APR: Processing $695.00, Administrative $899.00, Settlement Closing Fee $575.00, Flood Cert $9.50, Courier Charges $75.00, Recording Service Fee $14.00, Prepaid Interest $1041.70, Homeowner's Insurance Premium $2132.00.  Requires corrected PCCD, copy of refund check, reopen of rescission,  LOX and verification of shipping. 1.24.20 - Client responded. Disagree:  TPR appears to have included Home Owners insurance premium to State Farm.  Home Owners Insurance  is non-APR fee and should be removed from APR and Finance Charge calculations.    Loan passed XXX testing.
0377191041 No Missing signed HELOC payoff and close with XXX 12.26.19 - Client responded. Please see bottom of page 5 of 7 of attached signed escrow instructions validating that the closing agent will pay off and release all liens of record.
0418881151 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0379583377      
0768638937 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0879865295      
0267698799      
0399338078      
0624329693      
0425294685      
0606028194      
0389755835 No Cd XXX: Seller fees listed on Seller CD and  Borrower final CD. As the fees are at least reflected there is no material issue. Final Borrower Cd XXX have the Real Estate Commissions free listed and no Real estate broker commission fee. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0826952032 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0826952032 No Provide additional mortgage/rental history to meet the history requirement. Per guidelines a housing payment history (mortgage, rental, or combination of the two) covering a minimum of the most recent 12 months with no late payments must be verified either by the credit bureau or by direct verification.  Missing the November 2018 missing canceled check in file. (No Data)
0686174159      
0182091561 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0714903998      
0788717197      
0122255129 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A.  (No Data)
0122255129 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0187609707      
0718534155      
0882737066 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0915882780      
0877548086 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0746741449 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0818477693 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0904867182 No The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0312903772 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0599919253 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0552280674      
0940550226      
0391992663 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0282510922      
0801051701 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0801051701 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0481341063      
0985710633 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0940802390 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0469133639 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0832258379 No  List of homeowners counseling organizations not compliant. Acknowledgment in file but the list is missing.  (No Data)
0832258379 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0731355143 No Seller fees listed on Seller Cd and Borrower final CD. As the fees are at least reflected there is no material issue. Section H lists additional. Additional Seller fee's are listed in section H for escrow and home warranty. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A.  (No Data)
0200266742      
0167864087      
0290190209 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0290190209 No Initial 1003 dated XXXX Written List of Providers dated XXXX. 1.21.20 - Client responded. Disagree. Lender is not open for business on Saturdays per attached Saturday Business Day list. No timing defect.
0290190209 No Initial 1003 dated XXXX Initial LE dated XXXX. 1.21.20 - Client responded. Disagree. Lender is not open for business on Saturdays per attached Saturday Business Day list. No timing defect.
0290190209 No Final CD reflects Total of Payments as $904,436.15.  Review calculations is $904,636.23.  Requires Refund to borrower in the amount understated of $200.08, LOX, PCCD and Proof of Shipping. 1.21.20 - Client responded. Disagree.  The Total Payment Amount on the Loan Calculation section of the Final Closing Disclosure is within compliance of the calculated Total Payment Amount. Final CD reflects Total of Payments as $904,436.15.  Review calculations is $904,433.15. **Did the TPR include H02. HOA Capital Contribution $200.00 into their TOP amount?  Per XXX testing methodologies, HOA capital contributions are excluded from Finance Charge and TOP calculations.  No remediation required.
0439150390 No Cd XXX: Other costs screen: Section E: Recording Fee's are not itemized. Corrected on Cd XXX. Exception satisfied.  (No Data)
0439150390 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0141371111      
0896609983      
0971482414      
0104214693 No Please provide evidence that borrower acknowledged receipt of CD 3 days prior to consummation XXX 1.8.20 - Client responded. Disagree:  See attached acknowledgments of receipt of CD eSigned by borrowers.
0383323003      
0753332998 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0095035871 No Missing List of homeowners counseling organizations.  (No Data)
0095035871 No Missing Written List of Providers. (No Data)
0095035871 No CD dated XXX - Closing Information section, Zip Code is missing from the property address. (No Data)
0329977612      
0359256513      
0030018549      
0806792266      
0479215471 No Missing Seller CD to validate Seller's fees on borrower's CD. 1.29.20 - Client responded. See attached Seller CD.
0291891921      
0593038273      
0793398114 No Missing verification of HOI for REO on XXX 1.2.20 - Client responded. See attached statement. HOI provided. 
0793398114 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0793398114 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0793398114 No Applies to CD dated XXX and PCCD XXX: Formatting issue in section Loan cost C. Line 04 Title recording fee payee says SPL, should be XXX 1.24.20 - Client responded. Disagree: XXX. is service provider for recording service
0793398114 No Missing verification of HOI for REO on XXX 1.2.20 - Client responded. See attached statement. HOI provided. 
0913096778      
0432425021      
0646340304      
0107362383 No Seller CD was not provided in the supporting documents in the file.  1.29.20 - Client responded. Per XXX(Lender) they don't create a separate seller CD only a combined one.  See attached.
0250596078 No List of homeowners counseling organizations is dated XXXX and was not provided within 3 days of initial application of XXXX (No Data)
0291992517      
0085472386      
0389451731      
0398030215      
0353124190      
0039178981      
0023279116      
0298522684      
0539716991      
0665162323      
0193474187      
0013897029      
0095553373      
0079875983 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0079875983 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0777908292 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data)
0394154944 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0713503984      
0846244857 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0381027075      
0257126042 No Finance charge understated by -198.00, No fee itemization found in file. Requires corrected PCCD, copy of refund check, reopen of rescission, LOX and verification of shipping. 12.30.19 - Client responded. Disagree: XXX calculated FC $347877.19 and disclosed FC of $347877.12.   FC is within tolerance.  See attached documentation.
0257126042 No CD: XXX [Last CD], Section: Loan Calculations, Field: AmountFinanced, Value: 512405.25Field: Amount Financed as Calculated, Value: 512207.25 12.30.19 - Client responded. Disagree:  Amt Financed variance due to TPR calculated FC variance.   XXX calculated FC is within tolerance and amount financed is accurate.   See attached documentation.
0768832501      
0650881741      
0087095125 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0925912563      
0010161112      
0632717809      
0784661645 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0312750052 No Per TRID 2.0 Seller CD is required on Purchase to validate any potential fees paid by seller are not borrower related 1.29.20 - Client responded. See attached combined Closing Disclosure that shows the seller side costs and payoffs (left side).
0625035775      
0248933078 No Per TRID 2.0 Seller CD is required on Purchase to validate any potential fees paid by seller are not borrower related.  Provide copy of missing document. 1.27.20 - Client responded. See attached final combine Settlement Statement that shows the seller side (left side of document) fees paid.
0046114585 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data)
0046114585 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data)
0107577209      
0407287199      

 

 

Alt Loan Number Conclusion Comments TRID Error Type Cure Method Compensating Factors
0874264434       CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower receives over 6000.00 per month in additional income not used to qualify

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 793 exceeds guidelines.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has XXX since 2004
0655793227       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  17.11 % DTI below guideline max of 45%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  809 credit score exceeds guidelines requirement of 740 by 69 points
0971346852 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.77%. Max DTI for this program is 43.00%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower with current employer for 13 years.
0740366376 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.70%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 32 months cash reserves. 12 months required for this program.
0740366376 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.70%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 32 months cash reserves. 12 months required for this program.
0508893554 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 785 is 105 points above the minimum required score of 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1's time at current job of 160 months exceeds the 24-month requirement by 136 months.
0146623882 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  The 747 rep FICO from the primary wage earner exceed guidelines minimum required.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirement at 36.65% with a max DTI of 43%.
0634884110 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 14 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  The borrower has been in current profession for 20years.
0295901565 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 792 is 112 points above the minimum required score of 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrowers time at current job of 401 months exceeds the 24-month requirement by 377 months.
0046552185 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 805 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 18 years experience in profession.
0083917578       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 59.58% is below maximum of 70%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 39%  below guideline requirement 43% by 3%

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 Significant time in profession : 20yrs
0593829226 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 768 exceeds guidelines.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 35.5% is 7.5% below the maximum allowable DTI of 43%.
0833674778 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,876.17 or 32.28 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 14 years
0160724347       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.62%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 73.75%. Max LTV for this program is 80.00%.
0714100774       CFCFS2860: Good credit history
- Clayton Comments:  Borrower has excellent credit history and is not a big user consumer credit.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  2018 w-2 $359544.24-75000=284544.24/12=23712.02  average  for 2 years $22,273.602017 W-2 $325022.22-75000=250022.22/12=20835.19Bonus $300,000.00 /12=$25,000.00+$23,712.02+$20,835.19 =$69,547.21/3=23182.40 assuming no other bonus is received and per letter from borrower this would be the case.   This is $1630.68 more money the borrower would have than originally used to qualify for this loan.

CFCFS1753: Comp factors not applicable - missing document and/or compliance exception(s)
- Clayton Comments:  PDA is in file and reviewed XXXXX date XXXXXX
CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower has shown steadily increase in income year over year.2018 w-2 $359544.24-75000=284544.24/12=23712.02  average  for 2 years $22,273.602017 W-2 $325022.22-75000=250022.22/12=20835.19Bonus $300,000.00 /12=$25,000.00+$23,712.02+$20,835.19 =$69,547.21/3=23182.40 assuming no other bonus is received and per letter from borrower this would be the case.   This is $1630.68 more money the borrower would have than originally used to qualify for this loan.
0845241945       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 5.39 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the same employer for 9.89.
0468241167       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 790; guidelines allow a minimum Credit Score 700.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 57.35%; guidelines allow a maximum LTV 80.00%.
0224967066 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $1,287,458.75 total assets.  Effective assets $1,160,343.15 and liquid assets $969,669.75.  Post close reserves $1,030,673.84.  Reserves required $43,830.24 (12 x $3652.52 ).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.29%; Maximum DTI 43% per guidelines.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in the same profession for 21 years.
0884493495 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  32.84 % DTI below guideline max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with current employer for 6 years
0884493495 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  32.84 % DTI below guideline max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with current employer for 6 years
0603758634 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.07%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 111 months cash reserves. 18 months required for this program.
0603758634 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.07%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 111 months cash reserves. 18 months required for this program.
0410064059 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $450,098.46.  Per program guidelines, 12mo PITI/PL  required or $57,259.32.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 808; Minimum for program is 680.
0410064059 11.21.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $450,098.46.  Per program guidelines, 12mo PITI/PL  required or $57,259.32.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 808; Minimum for program is 680.
0410064059 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $450,098.46.  Per program guidelines, 12mo PITI/PL  required or $57,259.32.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 808; Minimum for program is 680.
0628088672       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job : 11yrs

CFCFS2854: Significant time in profession
- Clayton Comments:  B1; significant time in profession: 12yrs
0100985056       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 793; guidelines allow a minimum Credit Score 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 27.49%; guidelines allow a maximum DTI 43.00%.
0980952397 (No Data) Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 70.00%. Max LTV for this program is 80.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 19 months reserves. 12 months required for this program.
0826699658 1.10.20 - Exception remains.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1's time at current job of 261 months exceeds the 24-month requirement by 237 months.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 775 is 95 points above the minimum required score of 680
0198698646       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 80.00%; guidelines allow a maximum LTV 85.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 770; guidelines allow a minimum Credit Score 740.
0351358758       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 809; Minimum for program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $397,875.21.  Per program guidelines, 12mo PITI/PL  required or $66,201.60.
0503764081 (No Data) (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  The loan file includes evidence of an increase in monthly earnings for the Borrower (see last paystub) ; this increase was not used for qualifying.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit with a qualifying score of 781.
0666840166       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 783 exceeds guidelines.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 70% is 10 points below the maximum required LTV of 80%.
0669737689 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.75%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 21 months reserves. 12 months required for this program.
0669737689 1.8.20 - Exception satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.75%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 21 months reserves. 12 months required for this program.
0010533153 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit 786 score exceeds guidelines 720 by 66pts

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 5 years.
0010533153 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit 786 score exceeds guidelines 720 by 66pts

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 5 years.
0382730242 (No Data) Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 10 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $475,824.56 or 108.38 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 13 years
0605380941 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower is a XXX with 15+ years in this position

CFCFS2860: Good credit history
- Clayton Comments:  No missed payments in 22 years
0572034281       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $249,289.76.  Reserves required $4913.35 x 12 = $58,960.02

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.12%, max allowed per G/L is 43%
0364012147       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 59.82% is below the maximum of 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.00% is below the guideline maximum of 43%
0782961994 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $507,362.07.  Reserves required on a 3-4 Unit $6186.54 x 36 = $222,715.44

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.92%, max allowed on a 3-8 Unit R/T on a primary is 70%
0782961994 12.27.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $507,362.07.  Reserves required on a 3-4 Unit $6186.54 x 36 = $222,715.44

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.92%, max allowed on a 3-8 Unit R/T on a primary is 70%
0782961994 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $507,362.07.  Reserves required on a 3-4 Unit $6186.54 x 36 = $222,715.44

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.92%, max allowed on a 3-8 Unit R/T on a primary is 70%
0782961994 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $507,362.07.  Reserves required on a 3-4 Unit $6186.54 x 36 = $222,715.44

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.92%, max allowed on a 3-8 Unit R/T on a primary is 70%
0782961994 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $507,362.07.  Reserves required on a 3-4 Unit $6186.54 x 36 = $222,715.44

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.92%, max allowed on a 3-8 Unit R/T on a primary is 70%
0946928088 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 738; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.26%; guidelines allow a maximum DTI 43.00%.
0946928088 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 738; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.26%; guidelines allow a maximum DTI 43.00%.
0818158072 12.17.19 - Exception satisfied.  Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.67%, which is 23.33% less than the guideline max of 80.005.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with their current employer since 2012.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.69%, 22.31% less than the guideline max of 43.00%.
0748266519 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score of 729 is 49 points above the minimum required score of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 57.69% is 22.31 points below the maximum required LTV of 80%.
0748266519 12.24.19 - Exception satisfied. Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score of 729 is 49 points above the minimum required score of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 57.69% is 22.31 points below the maximum required LTV of 80%.
0748266519 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score of 729 is 49 points above the minimum required score of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 57.69% is 22.31 points below the maximum required LTV of 80%.
0748266519 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score of 729 is 49 points above the minimum required score of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 57.69% is 22.31 points below the maximum required LTV of 80%.
0042889937 11.22.19  Exception remains. 12.3.19 - Exception remains. 12.12.19 - Exception remains. 12.13.19 - Exception remains. 1.13.20 - Exception satisfied. Not Applicable Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 53.57%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 18.57%; guidelines allow a maximum DTI 43.00%.
0872937814       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 765; minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.69%; guideline max is 43.00%.
0993908312 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.19%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 73 months reserves. 12 months required for this program.
0993908312 10.8.19 - Exception Remains.12.17.19 - Exception satisfied.  Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.19%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 73 months reserves. 12 months required for this program.
0058466192 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 786.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for 15 years.
0058466192 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 786.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for 15 years.
0558278558       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 30 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 792 and required minimum is 720.
0836687425 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.79%; guideline maximum is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative Credit Score is 787; guideline minimum is 680.
0836687425 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.79%; guideline maximum is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative Credit Score is 787; guideline minimum is 680.
0379185347 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  21.90 % below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guideline max of 80%
0770701466 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 12.74 is below the maximum allowable DTI of 43%.

CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Monthly housing expense decreased by $553.86 from $7,950.73 to $7,395.87.
0993721368       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.5%, max allowed per G/L is 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 9 years of significant time in profession
0312609376 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower credit score of 777 exceeds guidelines OF Minimum 680 score

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 9 years of significant time in profession
0056458537 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.66% max per guidelines is 43%
0056458537 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.66% max per guidelines is 43%
0902304409 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 740; minimum score is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  DTI is 31.30%, maximum is 43.00%.
0950745959       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job with 18.3 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines at 772 with a minimum credit score of 680.
0563987393       CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrowers have over 10 Years of paid as agreed mortgage history

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  borrower has  double the amount of reserves required
0821759494       CFCFS2854: Significant time in profession
- Clayton Comments:  Significant time in profession : 10yrs

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 680
0710732992 10.1.19 - Exception Remains.12.6.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.73%, max per guidelines is 43%.
0710732992 10.1.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.73%, max per guidelines is 43%.
0710732992 10.1.19 - Exception Remains.12.6.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.73%, max per guidelines is 43%.
0710732992 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.73%, max per guidelines is 43%.
0710732992 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.73%, max per guidelines is 43%.
0710732992 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.73%, max per guidelines is 43%.
0495523954 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $192,483.30 or 31.33 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 21 years
0785535238       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit 770 exceeds guideline 680 by 90pts

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DT 23.09% below guideline requirement 43% by 19.91pts
0151786499       CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 8.30 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.64%; guideline maximum is 43%.
0309268957 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.44% is below the required DTI 43% by 23.56%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative mid score 767 is 47pts above the 720 mid score requirement
0957830087       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 80.00%; guidelines allow a maximum LTV 90.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 35.58%; guidelines allow a maximum DTI 43.00%.
0726326333       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 797; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 29.21%; guidelines allow a maximum DTI 43.00%.
0139538054 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 16.90.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 66.76%; guideline maximum is 80%.
0680682524       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 58.12%. Max LTV for this program is 80.00%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 40 months of 0x30 mortgage payment history.
0023327504 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 797 exceeds guidelines

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 13yrs
0870525869 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 50.45%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.
0870525869 (No Data) Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 50.45%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.
0870525869 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 50.45%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.
0365758782 (No Data) Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in profession for 20 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0183539719       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 126 months reserves. 12 months required for this program.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 56.25%. Max LTV for this program is 70.00%
0632260032       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score 811; guideline minimum 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.33%; guideline maximum is 43.00%.
0337568653       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 79 months cash reserves. 12 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.28%. Max DTI for this program is 43.00%.
0522939699       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  11.00% DTI is below guideline requirements of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  57.11 % LTV is below guidelines max of 80%
0244390166       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV56% is below the maximum of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 760 exceeds guidelines
0658567299 1.10.20 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $142,694.67.  Reserves required $4656.43 x 12 = $55,877.16

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.89%, max allowed G/L 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in current profession for 10 years.
0658567299 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $142,694.67.  Reserves required $4656.43 x 12 = $55,877.16

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.89%, max allowed G/L 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in current profession for 10 years.
0658567299 1.10.20 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $142,694.67.  Reserves required $4656.43 x 12 = $55,877.16

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.89%, max allowed G/L 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in current profession for 10 years.
0658567299 1.10.20 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $142,694.67.  Reserves required $4656.43 x 12 = $55,877.16

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.89%, max allowed G/L 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in current profession for 10 years.
0595964109 12.19.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $369,498.73.  Reserves required $5613.10 x 12 = $67,357.20

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Credit report shows 39 months history on XXX mortgage with no derogatory history.
0595964109 12.19.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $369,498.73.  Reserves required $5613.10 x 12 = $67,357.20

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Credit report shows 39 months history on XXX mortgage with no derogatory history.
0512766603 1.7.20 - Exception satisfied. (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  The Borrower has good credit with a representative credit score of 798.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  The Borrower's credit report notes 18 months of timely mortgage payments.

CFCFS2854: Significant time in profession
- Clayton Comments:  The Borrower has 10 years of service in their chosen profession.
0512766603 1.7.20 - Exception satisfied. (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  The Borrower has good credit with a representative credit score of 798.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  The Borrower's credit report notes 18 months of timely mortgage payments.

CFCFS2854: Significant time in profession
- Clayton Comments:  The Borrower has 10 years of service in their chosen profession.
0886145358       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $412,734.75or 72.37 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  The borrower has been in the current profession for 45 years
0039065727       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.57%, max allowed per G/L is 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 66.89%, max allowed per G/L 80%
0089634107 1.10.20 - Exception satisfied. (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in profession for 10 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.19% and maximum allowed is 43%.
0899466323 1.8.20 - Exception satisfied. Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Significant time in profess: 20yrs

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job: XXX incorporated 04/01/2016
0920697723 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 803 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.39%; guideline maximum 40.00%.
0920697723 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 803 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.39%; guideline maximum 40.00%.
0920697723 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 803 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.39%; guideline maximum 40.00%.
0363552090 1.22.20 - Exception satisfied. (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.93%. Max LTV for this program is 80.00%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 12 years.
0363552090 1.22.20 - Exception satisfied. (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.93%. Max LTV for this program is 80.00%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 12 years.
0521254034 1.29.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 747; Minimum for program is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $77,534.02.  Per program guidelines, 12mo PITI/PL  required or $60,915.12.
0263183483       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.90%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 140 months reserves. 12 months required for this program.
0816092323 1.28.20 - Exception satisfied. Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 265 months reserves. 12 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 12.41%. Max DTI for this program is 43.00%.
0647959900 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.09%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.
0773662001 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower being XXX with same company for over 43 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI at 33.44% which is below the max DTI allowed per guidelines.
0415612415       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 67.47%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 796; guidelines allow a minimum Credit Score 700.
0669355009 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $101,400.70 or 21.49 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 employed in same profession 5 years
0415184437 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $628,214.77.  Reserves required $3,679.32 x 6 = $22075.92 + Additional 6 months reserves are required for previous residence - $4,714. X 6=$28,284.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower 1 received bonus income which is not being used to qualify.
0415184437 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $628,214.77.  Reserves required $3,679.32 x 6 = $22075.92 + Additional 6 months reserves are required for previous residence - $4,714. X 6=$28,284.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower 1 received bonus income which is not being used to qualify.
0917139318       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 768; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.47; guideline maximum is 40.00%.
0124132366       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816 and required minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.58% and maximum allowed is 43%.
0860564300 12.27.19 - Exception remains. 1.6.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 7.26 years.
0860564300 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 7.26 years.
0860564300 1.15.20 - Exception satisfied. Not Applicable Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 7.26 years.
0284367868 12.19.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $7,357,321.93. Reserves required $11,443 x 12 = $137,316

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 26.67%, max allowed per G/L is 70%
0284367868 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $7,357,321.93. Reserves required $11,443 x 12 = $137,316

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 26.67%, max allowed per G/L is 70%
0284367868 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $7,357,321.93. Reserves required $11,443 x 12 = $137,316

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 26.67%, max allowed per G/L is 70%
0284367868 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $7,357,321.93. Reserves required $11,443 x 12 = $137,316

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 26.67%, max allowed per G/L is 70%
0284367868 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $7,357,321.93. Reserves required $11,443 x 12 = $137,316

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 26.67%, max allowed per G/L is 70%
0284367868 12.19.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $7,357,321.93. Reserves required $11,443 x 12 = $137,316

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 26.67%, max allowed per G/L is 70%
0091862916 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.45%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 30 months reserves without using all submitted assets to qualify.12 months required for this program,
0091862916 1.8.20 - Exception satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.45%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 30 months reserves without using all submitted assets to qualify.12 months required for this program,
0198048155 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790;  guidelines minimum  680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.48%; guideline max 43.00%.
0901686227 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $176,518.22.  Reserves required $4927.39 x 12 = $59,128.68

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  CLTV is 54.61%, max allowed per G/L is 70%
0901686227 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $176,518.22.  Reserves required $4927.39 x 12 = $59,128.68

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  CLTV is 54.61%, max allowed per G/L is 70%
0901686227 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $176,518.22.  Reserves required $4927.39 x 12 = $59,128.68

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  CLTV is 54.61%, max allowed per G/L is 70%
0901686227 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $176,518.22.  Reserves required $4927.39 x 12 = $59,128.68

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  CLTV is 54.61%, max allowed per G/L is 70%
0901686227 1.13.20 - Exception remains.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $176,518.22.  Reserves required $4927.39 x 12 = $59,128.68

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  CLTV is 54.61%, max allowed per G/L is 70%
0230421721       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time ay current job with 12.5 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has significant time at current job with 13.5 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit scores exceed guidelines at 773 & 794 with a minimum credit score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirement at 19.703% with a max DTI of 43%.
0449297471 1.10.20 - Exception remains.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 802; minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.93%; guideline max is 43.00%.
0780213503 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  19.79 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  55.71 % LTV below guideline max of 70%
0780213503 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  19.79 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  55.71 % LTV below guideline max of 70%
0156876551 1.22.20 - Exception remains.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit scores exceed guidelines at 794 & 794 with a minimum credit score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirement at 28.77% with a max DTI of 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession at 15 years.
0565535970 (No Data) (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has significant time at current job: 20 YRS

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job: 32 YRS
0619671192       CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed as a XXX with the same company for the past 18 + years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  67.05% LTV is under 80%  max LTV guidelines.
0537260535 1.8.20 - Exception satisfied. (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  The Borrower had good credit with a qualifying fico score of 739.

CFCFS2854: Significant time in profession
- Clayton Comments:  The Borrower had 10 years of service in their chosen profession.
0311589547 1.21.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 10 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 778 and minimum required is 680.
0363550151 12.11.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $1,236,718.04 total assets.  Effective assets $1,171,185.24 with liquid assets of $15,954.00.  Post close reserves $1,170,551.61.  Reserves required $149,752 (12 x $ 12,479.27).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.75; Maximum DTI per guidelines is 43%.
0363550151 12.11.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $1,236,718.04 total assets.  Effective assets $1,171,185.24 with liquid assets of $15,954.00.  Post close reserves $1,170,551.61.  Reserves required $149,752 (12 x $ 12,479.27).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.75; Maximum DTI per guidelines is 43%.
0161967285       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 54.31%; guidelines allow a maximum LTV 70.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 35.24%; guidelines allow a maximum DTI 43.00%.
0902022757       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower mid score is 802, exceeding the guideline min score allowed.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 has been XXX for 20 years in the same business.
0511162958       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 27 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0061624823       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 767 and minimum required is 720.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 24 years.
0518759130       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 20 years of significant time in profession
0258635314       CFCFS2854: Significant time in profession
- Clayton Comments:  (1)  Borrower has been in the same line of work for employer for 24 years.(2)  Co-Borrower has been in the same line of work for employer for 19 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative Credit Score is 757; guideline minimum is 720.
0518890745       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.96%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years.
0601160700 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 790; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 34.20%; guidelines allow a maximum DTI 43.00%.
0290107440       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.60%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 42 months cash reserves.
0984185839 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1's time at current job of 194 months exceeds the 24 month requirement by 170 months.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 732 is 52 points above the minimum required score of 720.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post Close reserves are $1.110.266.60. Reserves required 18 months $4053.31 X 18 = $72,959.58
0984185839 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1's time at current job of 194 months exceeds the 24 month requirement by 170 months.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 732 is 52 points above the minimum required score of 720.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post Close reserves are $1.110.266.60. Reserves required 18 months $4053.31 X 18 = $72,959.58
0793815866 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 818 is 138 points above the minimum required score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 27.76% is 15.24 points below the maximum required of 43%.
0623459196 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 74.82%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 774; guidelines allow a minimum Credit Score 680.
0623459196 (No Data) Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 74.82%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 774; guidelines allow a minimum Credit Score 680.
0623459196 (No Data) Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 74.82%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 774; guidelines allow a minimum Credit Score 680.
0623459196 (No Data) Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 74.82%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 774; guidelines allow a minimum Credit Score 680.
0281483266 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $117,335.24 or 28.34 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in the same profession 25 years
0281483266 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $117,335.24 or 28.34 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in the same profession 25 years
0614571207 1.29.20 - Exception remains.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $98,461.88.  Reserves required $6044.70 x 12 = $72,536.40

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 11+ years.
0693069447       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $255,067.18 or 39.71 months PITI, guidelines require 12 months PITIA.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.41% below guideline requirement of 43% by 13.59%
0243797782 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing funds $437,398.65.  Required reserves is $3276.77 x 12 = $39,321.24.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 15 years.
0533246836       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 802; guideline maximum is 40.00%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 12.07 years.
0484769264 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 804; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 31.93%; guidelines allow a maximum DTI 43.00%.
0991182989       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 25% well below allowed 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves in excess of 146k.
0388028859 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 30.763% is below the guideline requirement of 43%: 12.24pts

CFCFS2854: Significant time in profession
- Clayton Comments:  B1: significant time in profession : 16yrs
0520606070       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 807; guideline min 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.07; guideline max is 43.00%.
0053884599       CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Housing expense decreased by 31.08% or $3,233,82 monthly from $10,404.85 to $7,171.03.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 32.156% is far below the maximum allowable LTV.
0572381003 1.16.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 52.48 is below guideline requirements 70%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 774  exceeds guidelines
0419737042       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $213,423.51.  Reserves required $4,694.59  x 12 = $56,335.08

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 53.30%. Max LTV for this program is 90%.
0600586085 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.12%, max per guidelines is 43%.
0600586085 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.12%, max per guidelines is 43%.
0674570489 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score 788  exceeds guidelines 720 by 68pts

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job : 15yrs
0674570489 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score 788  exceeds guidelines 720 by 68pts

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job : 15yrs
0082791792       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 784; Minimum for program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $221,689.48.  12mo reserves or $41,112.12 required.
0966544125       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 776; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.53%; guideline maximum is 43.00%.
0870408547       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 768; Minimum for program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $314,156.21.  12mo reserves or $76,495.92 required.
0365356107       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.44% is below guideline requirement of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 764 exceeds guidelines
0942128995 1.23.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 5.28 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.83%; guideline maximum is 43%.
0942128995 1.22.20 - Exception remains.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 5.28 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.83%; guideline maximum is 43%.
0593595395 01.3.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  19.00 % DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  61.54 % LTV below guideline max of 80%
0526016709 1.22.20 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $273,059.70.  Reserves required $8240.71 x 12 = $98,888.52

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 22 years
0526016709 1.22.20 - Exception satisfied. (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $273,059.70.  Reserves required $8240.71 x 12 = $98,888.52

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 22 years
0847339322       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 779 exceeds guidelines

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Borrower is with the XXX and XXXX since 1996
0129589759 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers Credit Score 791; guidelines allow a minimum Credit Score 760.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV/CLTV 50.31/64.74%; guidelines allow a maximum LTV/CLTV 65/70%.
0718645568       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 710 is 30 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been employed in profession for 20 years.
0926205199 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has 16 years experience in profession.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 764 is 84 points above the minimum required score of 680.
0926205199 1.14.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has 16 years experience in profession.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 764 is 84 points above the minimum required score of 680.
0491490608       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score 788; guideline minimum 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.46%; guideline max is 43.00%.
0642615404       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37 % below guideline requirement 43% by 6 pts

CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  771 qualifying score. Min required per guidelines is 680
0950079417 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $204,615.25.  Reserves required $5887.86 x 12 = $70,654.32

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years
0176132344 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 817 is 137 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Both borrowers have over 20 years experience in professions.
0611537100 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job with 7.6 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has significant time at current job with 14.1 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit scores exceed guidelines at 798 & 807 with a minimum credit score of 680.
0493099874       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $757,250.55 or 216.49 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 18.30% below guideline requirement of 43% by 24.70%
0581297547 1.16.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 767; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 32.81%; guidelines allow a maximum DTI 43.00%.
0879758129       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.24%; guidelines allow a maximum DTI 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 771 exceeds guidelines.
0301562552       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 56.67%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 32.52%; guidelines allow a maximum DTI 43.00%.
0613744471       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $328,430.21.  Reserves required $8597.06 x 12 = $103,164.72

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the same employer for 15 years
0351267887       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $114,169.63.  Per program guidelines, 12mo PITI/PL  required or $49,420.92.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 788; Minimum for program is 680.
0945263059       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $332,969.83.  Reserves required $6057.08 x 12 = $72,684.96

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 44.56%, max  allowed per G/L is 80%
0991338984 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 804 and required minimum is 680.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0182340071 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit with a qualifying fico score of 779.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  The  LTV for the loan transaction was 65.80% which was lower than the maximum LTV allowed of 80%.
0289392663       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  34.07% DTI below guideline max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 25 years
0983076152       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 12.58%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 8 years.
0333824635 1.21.20 - Exception satisfied.  Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Require 24 months PITI $249,117.84- Post closing reserves =$282,544.37

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  XXX for 9 years
0333824635 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Require 24 months PITI $249,117.84- Post closing reserves =$282,544.37

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  XXX for 9 years
0333824635 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Require 24 months PITI $249,117.84- Post closing reserves =$282,544.37

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  XXX for 9 years
0569995019 1.23.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 781 is 101 points above the minimum required score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  32.75% DTI is below the maximum of 43%
0569995019 1.23.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 781 is 101 points above the minimum required score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  32.75% DTI is below the maximum of 43%
0051569573 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines at 816 with a minimum credit score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirement at 30.05% with a max DTI of 43%.
0963415685 (No Data) (No Data) Not Applicable CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrowers have 0x30 mortgage history last 25 months

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 790 exceeds guidelines
0955937264       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  19.17% DTI Below guideline max of 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  113 months reserves exceeds guidelines required 12 months
0139336740 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.23%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $409251.42 or  58.07  months, guidelines require 12 months.
0139336740 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.23%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $409251.42 or  58.07  months, guidelines require 12 months.
0139336740 1.14.20 - Exception remains. 1.16.20 - Exception satisfied.  Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.23%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $409251.42 or  58.07  months, guidelines require 12 months.
0577229284 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.62 % DTI below guideline max f 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  35.33% LTV below guideline max of 80%
0577229284 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.62 % DTI below guideline max f 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  35.33% LTV below guideline max of 80%
0819971454 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 34.24%; guidelines allow a maximum DTI 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 750; guidelines allow a minimum Credit Score 720.
0819971454 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 34.24%; guidelines allow a maximum DTI 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 750; guidelines allow a minimum Credit Score 720.
0819971454 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 34.24%; guidelines allow a maximum DTI 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 750; guidelines allow a minimum Credit Score 720.
0430386864       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers total DTI is 28.60 below required DTI of 43% = 14.40 pts

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified reserves $1,021,830.16 (130.61 mo)   exceeds the 12 months required reserves of $93,885.12
0788976212 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $205,957.69. Reserves $6761.46 x 6 = $81,137.52

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 7 years
0788976212 12.30.19 - Exception satisfied.  Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $205,957.69. Reserves $6761.46 x 6 = $81,137.52

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 7 years
0401899722       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.42%. Max DTI for this program is 43.00%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower in his profession for 34 years.
0868343203 12.20.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.96% DTI below guideline requirements of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  62.36% LTV below guideline requirement of 80 %
0868343203 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.96% DTI below guideline requirements of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  62.36% LTV below guideline requirement of 80 %
0868343203 12.20.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.96% DTI below guideline requirements of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  62.36% LTV below guideline requirement of 80 %
0636846092       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 801 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.15% is below guideline maximum of 43%
0768816663       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.96%. Max DTI for this program is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $283,932.57.  Reserves required $4,262.32 X 12 = $51,147.84
0633708857       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median credit score is 804; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.22%; guideline maximum is 43.00%.
0706585544       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.26%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 69 months cash reserves. 12 months required for this program.
0032856897 (No Data) Numeric Not Applicable CFCFS1742: Consumer credit history exceeds guidelines
- Clayton Comments:  Representative fico score 806 exceeds requirement fico of 720 86pts

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.68% is below the guideline requirement of 43%: 18pts
0469036000       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 721; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 24.20%; guidelines allow a maximum DTI 43.00%.
0259195322       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 36.86%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 773; guidelines allow a minimum Credit Score 680.
0233588768 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $613,340.17 total assets documented.  Effective amount is $481,950.97, with liquid assets of $284,867.17.  Post close reserves are $304,805.53.  Reserves required $3,994.71 x 12 = $47,936.52

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 12 years.
0233588768 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $613,340.17 total assets documented.  Effective amount is $481,950.97, with liquid assets of $284,867.17.  Post close reserves are $304,805.53.  Reserves required $3,994.71 x 12 = $47,936.52

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 12 years.
0778524050       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 797; guidelines allow a minimum Credit Score 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 with employer over 15 years and B2 with employer over 6 years.
0374708686       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 786 is 66 pts above the guideline requirement of 720

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Reserves $1,312,007.61 = 413.96 months meeting the 12 month requirement of =$38,032.56
0800656283 1.16.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has over 11 years of service with current employer.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower's have good credit with a qualifying score of 817.
0519785422 (No Data) (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been in current job for 7 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing funds are $95,403.27.  Required reserves is $3060.88 x 12 = $36,730.56.
0297778582       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 61.36% below guideline requirement of 80%LTV by 18.64 points

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.60% below guideline requirement of 43% by 11.4%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $191,669.78 or 58.69 months PITI
0894481671 1.27.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $129,953.89.  12mo reserves or $38,144.28 required.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 735; Minimum for program is 680.
0275718333       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 23 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 749 and minimum required is 680.
0215380832 (No Data) Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Co Borrower in profession for 29 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.81%. Max DTI for this program is 43.00%.
0788742852       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 34 months cash reserves. 12 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.21%. Max DTI for this program is 43.00%.
0193185172       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,353,225.55.  Reserves required $3527.37 x 18 = $63,492.66
0527793964       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $202,243.15 or 50.35 PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 13 years
0257424185       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 749 exceeds guidelines.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 10 years.
0751464326 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good with a qualifying score of 785.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 23 years of service with current employer.
0751464326 1.21.20 - Exception satisfied.  Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good with a qualifying score of 785.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 23 years of service with current employer.
0782363688       CFCFS2860: Good credit history
- Clayton Comments:  The Borrowers have good credit with a qualifying fico score of 819.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 17 years of service with current employer.
0052092561 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.20%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 62.58%. Max LTV for this program is 80.00%.
0745627701 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 792; minimum score is 682.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.09%; guideline max is 43.00%.
0014372153       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.65% below guideline requirement of 43% by 11.35%

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 employed in same profession 25 years
0096545912       CFCFS2854: Significant time in profession
- Clayton Comments:  20 years in the same profession as a XXX

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves $358,425.31 exceed guidelines  Of Required $50,937.12 guidelines
0281298553       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 680.
0534307291 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $852.569.62.  Reserves required $36,513.48 (12 x $3042.79).

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Minimum credit score for a cash out refinance is 720.  Borrower representative score is 815.
0534307291 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $852.569.62.  Reserves required $36,513.48 (12 x $3042.79).

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Minimum credit score for a cash out refinance is 720.  Borrower representative score is 815.
0328703547       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 803; minimum required for 80% LTV is 720

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.87%, max allowed per G/L is 43%
0873015295 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $174,742.76.  12mo reserves or $119,396.04 required.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Significant time at current residence of 11 years.
0873015295 1.22.20 - Exception satisfied. Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $174,742.76.  12mo reserves or $119,396.04 required.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Significant time at current residence of 11 years.
0687131751 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,418.91.  Reserves required $4204.03 x 12 = $50,448.36.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 76.23%, max allowed per G/L is 805
0887639066       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 742; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.84%; guideline max is 43.00%.
0679400505 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Housing expense reduced by $2,932.56 monthly from $10,296.62 to $7,364.06.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 23.19% is  19.81% below the maximum allowable DTI of 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  Both borrowers have been in their respective industries for 26 years.
0254916112 01.3.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 770 is 90 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 10 years experience in profession.
0254916112 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 770 is 90 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 10 years experience in profession.
0558789619       CFCFS2854: Significant time in profession
- Clayton Comments:  B1: Significant time in profession 19YRS

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1: significant time at current job: 19YRS

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  44.17% LTV is below maximum of 70%
0520708701       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  21.95 % DTI below guideline max 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  74.61% LTV below guideline max of 80%
0375159285       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.29%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 46 months reserves.
0736987985       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 12 years of significant time in profession

CFCFS2860: Good credit history
- Clayton Comments:  Good credit history
0846437790 1.29.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 32.32%, max allowed per G/L is 80%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,420,825.89.  Reserves required $4342.74 x 12 = $52,112.88
0846437790 1.29.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 32.32%, max allowed per G/L is 80%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,420,825.89.  Reserves required $4342.74 x 12 = $52,112.88
0687283342       CFCFS2860: Good credit history
- Clayton Comments:  The borrowers have good credit with a qualifying fico score of 806.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  The LTV for the loan transaction was 56.36% which was lower than the maximum LTV allowed per program guidelines of 80%.
0072327923       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  The primary wage earners FICO score of 790 exceed guidelines minimum of 720.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  63.49% LTV is below guideline max of 80%
0336238831       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 794; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.53%; guideline max is 43.00%.
0817778950 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 13 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.10%, max allowed per G/L is 43%
0614776708 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.84 % DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 qualifying score. Min required per guidelines is 680
0614776708 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.84 % DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 qualifying score. Min required per guidelines is 680
0140076705       CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Borrower is saving $1,263.00 per month with refinance

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower recently lease prior home for 4500.00 month. Lease in file but not used at is requires 3 months of payments per guidelines.
0114604669 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 67.50%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 27.72%; guidelines allow a maximum DTI 45.00%.
0188143053       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 18 years of service with current employer.

CFCFS2860: Good credit history
- Clayton Comments:  The Borrowers have good credit with a qualifying score of 797.
0802038592       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $410,867.65 total assets:  Effective assets $361,996.05 with liquid assets of $288,688.65.  Post close reserves $359,415.00.  Reserves required:  $88,802.16 ($7400.18 x 12)

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 have 7 years and 8 months on current job.
0927704998       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  27.50 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  67.19 % LTV below guideline max of 80%
0404270748       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 800 and minimum required is 680.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0957692929 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.58% below guidelines requirement 43% : 10 pts

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower representative fico score of 803 exceeds guideline requirement 720 : 83 pts
0355970426       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.82%. Max DTI for this program is 43.00%.
0365542606 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  22.21 % DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 680.
0881227705 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 34 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 750 and required minimum is 720.
0881227705 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 34 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 750 and required minimum is 720.
0881227705 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 34 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 750 and required minimum is 720.
0881227705 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 34 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 750 and required minimum is 720.
0985919442 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 13.83%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.55%. Max LTV for this program is 80.00%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower has additional income that is not being used to qualify
0792875623 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 811; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 16.69%; guidelines allow a maximum DTI 43.00%.
0721034174       CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 20 years experience in profession.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  792 qualifying score. Min required per guidelines is 720
0086922470 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 808 exceeds guidelines.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 18 years.
0725036319       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 72.60% below guideline of 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 14.85%; guidelines allow a maximum DTI 43.00%.
0080148108       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  21.23% DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70.71 % LTV below guideline max of 80%
0476723649 12.31.19  Exception remains. 1.3.20 - Exception remains. 1.8.20 - Exception remains.  Not Applicable Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 19 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 772 and minimum required is 680.
0649229235       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 21.65%. Max DTI for this program is 43.00%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower has additional bonus income of $3,139.05 per month not used to qualify
0781688259       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.87%; guideline maximum is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.14% is below the maximum of 80%
0799564818       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.15%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.85%. CLTV 73.55%. Max LTV for this program is 80.00%.
0429170657 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 11.23 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.19%; guideline maximum is 43%.
0506243601       CFCFS3836: Borrower Net Worth
- Clayton Comments:  Cash reserves $398,071

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 789 exceeds guidelines
0166750930       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 773; guideline min is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 54.99%.
0191709590       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 30.75% is 12.25 points below the maximum allowable DTI of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score of 747 is 27 points above the minimum required score of 720 per guidelines
0099898847 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been employed with the current employer for 17.19 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 9.16 years.
0581355890 (No Data) (No Data) Not Applicable CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Borrowers have had 0x30 for 72 months on the mortgage payment history.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 15.88 years.
0229267316       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 qualifying score. Min required per guidelines is 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 11 years of significant time in profession
0331184310       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.34%, maxa llowed per G/L is 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $676,306.32.  Reserves required $7996.59 x 12 = $95,959.08
0708102241       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  The Borrower's LTV of 48.78% was below the maximum LTV allowed of 70%.

CFCFS2860: Good credit history
- Clayton Comments:  The Borrower's had good credit with a qualifying fico score of 803.
0634334593 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 804; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers actual DTI 28.73%; guidelines allow a maximum DTI 43.00%.
0783415233       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 47 months cash reserves. 12 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.10%. Max DTI for this program is 43.00%.
0848381448       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 15 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $715,449.19.  Reserves required $5402.95 x 12 = $64,835.40
0062289887       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.57%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 67.17%. Max LTV for this program is 80.00%.
0647136633 1.29.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit with a qualifying score of 809.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  The co-borrower has XXX income that was not considered.
0984705645 12.20.19 - Exception satisfied.  Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the same employer for 22 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 18 years

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.14%, max allowed per G/L is 70%
0984705645 (No Data) (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the same employer for 22 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 18 years

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.14%, max allowed per G/L is 70%
0650983906 1.13.20 - Exception satisfied.  (No Data) Not Applicable CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  Excellent mortgage history

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.96% max per guidelines is 43%.
0650983906 1.10.20 - Exception satisfied. (No Data) Not Applicable CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  Excellent mortgage history

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.96% max per guidelines is 43%.
0751257036 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 756 and required minimum is 680.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  Borrower has not had any late pays in the past 2 years and has no mortgage related late pays in the past 2 years.
0663663919       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.03%; guideline maximum is 43%.
0944311195       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 10 plus years as a XXX as a XXXX.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  .
0151408430 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 745; minimum score is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 73.80%.
0370543033       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 71.43%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 26.94%; guidelines allow a maximum DTI 43.00%.
0859810000       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV/CLTV 58.16/63.62%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 787; guidelines allow a minimum Credit Score 700.
0210676456 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  18.88 DTI below guidelines max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guidelines max of 80%
0194157748 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 803 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 18 years of significant time in profession
0194157748 1.27.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 803 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 18 years of significant time in profession
0194157748 1.27.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 803 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 18 years of significant time in profession
0007875351       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.92%, max allowed per G/L is 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 798
0615230024       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower  representative credit score of 778 exceeds guidelines
0037865525       CFCFS2854: Significant time in profession
- Clayton Comments:  B1: significant time in the profession :10yrs

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative mid score 753 -33 pts above guideline 720
0535134091       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job: 11YRS

CFCFS2854: Significant time in profession
- Clayton Comments:  Significant time in profession : 10yrs
0909085827       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 788 and minimum required is 720.
0289698118 1.8.20 - Exception satisfied. Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.01 %; max allowed per guidelines is 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  765 qualifying score. Min required per guidelines is 680.
0289698118 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.01 %; max allowed per guidelines is 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  765 qualifying score. Min required per guidelines is 680.
0390984890       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers mid credit score is 800 median score, which is greater than the min  700  score per guidelines.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 40% is below the 80% max LTV guideline
0753794045 1.16.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has significant time in profession : 50 yrs

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative DTI 790 exceeds guidelines 720 by 70pts
0753794045 1.16.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has significant time in profession : 50 yrs

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative DTI 790 exceeds guidelines 720 by 70pts
0753794045 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has significant time in profession : 50 yrs

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative DTI 790 exceeds guidelines 720 by 70pts
0735770180       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.78%; guideline maximum is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 67.17%; guideline maximum is 80%.
0175910260       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 36.88%; guideline maximum is 43%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 70%; guideline minimum is 80%.
0789509725 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.46%.  Max 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  The median credit score is 800.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have post closing reserves of $355,033.30, or 33 months subject PITIA.
0789509725 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.46%.  Max 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  The median credit score is 800.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have post closing reserves of $355,033.30, or 33 months subject PITIA.
0389215607       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 has been in this line of business for 18 years and has XXX

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 153 months of post close reserves
0044776384 (No Data) Numeric Not Applicable CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  excellent mortgage history for over 15 years

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have been a house in XXX for 41 years
0012361670 1.22.20 - Exception satisfied. (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 27.53 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.24%; guideline maximum is 43%.
0012361670 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 27.53 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.24%; guideline maximum is 43%.
0550109460       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 21 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.95% and maximum allowed is 43%.
0147457889 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 772, minimum required is 720

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B2's time at current job of 62 months exceeds the 24 month requirement by 38 months.
0147457889 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 772, minimum required is 720

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B2's time at current job of 62 months exceeds the 24 month requirement by 38 months.
0527333393 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 785; guideline minimum is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer 21 years.
0642708852 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $453,307.36 in total assets documented.  Effective amount is $430,570.02, with liquid assets of $394,949.12.  Post close reserves are $168,830.27.  Reserves required $5699.58 x 12 = $68,394.96

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.81$, max allowed per G/L is 43%
0148112476       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 25 years of significant time in profession

CFCFS2860: Good credit history
- Clayton Comments:  Good credit history
0365773081 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $116,486.99 or 23.44 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.65% below guideline requirement of 43% by 16.35%
0365773081 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $116,486.99 or 23.44 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.65% below guideline requirement of 43% by 16.35%
0365773081 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $116,486.99 or 23.44 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.65% below guideline requirement of 43% by 16.35%
0831552619       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score 781 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.97 below guideline requirement 43% by 16pts
0657552809       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 7 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit scores exceed guidelines at 789 & 789 with a minimum credit score of 680.
0056133568       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.09%, max allowed per G/L is 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $343,411.18.  Reserves required $4,666.42 x 12 = $55,997.047
0036470894 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $708,085.81.  Reserves required $3,409.00 x 12 = $40,908.00

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.51%. Max DTI for this program is 43.00%.
0488401510 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 6 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 720.
0711947910       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 18 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 68.85%. Max LTV for this program is 80.00%.
0195766046 1.22.20 - Exception satisfied. (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 22 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 774 and minimum required is 720.
0195766046 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 22 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 774 and minimum required is 720.
0690994517 1.8.20 - Exception satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.21%, max allowed per G/L is 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $506,187.48.  Reserves required $3011.63 x 18 = $54,209.34
0375423366       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $132,081.56.  Reserves required $5794.05 x 12 = $69,528.60

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 70.91%,max allowed per G/L is 80%
0293853808       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.95% below guideline requirement of 43% by 14.05%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 30.09% below guideline requirement of 80% by 49.91%
0084786391       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 14 years of significant time in profession
0144766168 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 41.51%, max per guidelines is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings.
0144766168 1.10.20 - Exception satisfied. Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 41.51%, max per guidelines is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings.
0706657938       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $462,387.77.  Reserves required $4025.50 x 12 = $48,306

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is61.77%, max allowed per G/L is 80%
0967664174       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 60.09%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 810 exceeds the guidelines minimum.
0071315609 1.29.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current position for 28 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and required minimum is 720.
0816109365 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $169,849.92 or 32.67 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 5 years
0816109365 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $169,849.92 or 32.67 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 5 years
0343074163       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.51%, max allowed per G/L is 70%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $739,518.87.  Reserves required $7114.64 x 12 = $85,375.58
0185928927       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 809, minimum required is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 16.92% is below guideline requirement of 43% by 26pts
0815902205       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 734 and minimum required is 680.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0315940642       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 750; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 28.66%; guidelines allow a maximum DTI 43.00%.
0626584268 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 67.12%; guidelines maximum allowed LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 17.61%; guidelines allow a maximum DTI 45.00%.
0099579706 12.17.19 - Exception remains. 1.6.20 - Exception satisfied.  Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $465,539.34 in total assets documented.  Effective amount is $449,094.31, with liquid assets of $424,426.76.  Post close reserves are $134,591.79.  Reserves required $3923.97 x 12 = $47,087.64

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 10 years
0868859047 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  34.33 % DTI Below guideline requirement of 43%

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has rented previous residence for 19.92 years
0508790275       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 11 years.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower has additional documented bonus income not used for qualifying.
0344060624       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's credit scores exceed guidelines at 806 & 811 with a minimum credit score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirement at 28.542% with a max DTI of 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower has significant time in Profession with 10 years.
0001208260 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $112,442.26 or 35.92 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 31 years
0001208260 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $112,442.26 or 35.92 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 31 years
0541268474       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.33%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 40.87%. Max LTV for this program is 80.00%.
0026750669       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 798; guideline min is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 67.70%, max allowed per G/L is 80%
0928657686       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 290 months reserves. 18 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.78%. Max DTI for this program is 43.00%.
0899544017       CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has significant time at the current job: 13yrs

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at the current job: 34yrs
0985560599 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 17.52 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.51%; guideline maximum is 43%.
0719944689 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  33.55% DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  65.74 % LTV below guideline max of 80%
0147657870 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0421702906 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative fico score 801 exceeds the guideline requirements of 720 :81pts

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has significant time at current job 29 years - on leave returned date 12/18/2019
0930880228 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit with a qualifying score of 812.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  The co-borrower had additional income in the form of a pension that was not used for qualifying.
0930880228 1.27.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit with a qualifying score of 812.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  The co-borrower had additional income in the form of a pension that was not used for qualifying.
0058152232 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 17.12%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $110,165.35.  Reserves required $3,442.96 x 12 = $41,315.52
0452894588       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  796 qualifying score. Min required per guidelines is 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  The borrower has been in current profession for 9 years.
0765906942       CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower is XXXXX, income has been increasing and will continue to increase.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0996703003       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  37.90 % DTI below guideline max of 43%

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned prior residence for 6 years
0504867538       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 9 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 721 and 680 is required minimum.
0353664729       CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower has history of bonus receipt which was not used in qualifying.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 801 and required minimum is 680.
0022165426 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 748; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.64; guideline maximum is 43.00%.
0476603849       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  24.40% DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 FICO score exceeds guideline requirement of 720
0904068300       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 789; guidelines allow a minimum Credit Score 700.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV/CLTV 50.36%/68.55%; guidelines allow a maximum LTV/CLTV 80.00%.
0157661859 1.3.20 - Exception satisfied.  (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Significant time in profession: 12YRS

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score 792  exceeds guidelines 720 by 72 pts
0157661859 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Significant time in profession: 12YRS

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score 792  exceeds guidelines 720 by 72 pts
0901127013 1.8.20 - Exception satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and required minimum is 680.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0268204072 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with employer for 12 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.80%. Max DTI for this program is 43.00%.
0607938872 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 16 months reserves. 6 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.60%. Max DTI for this program is 43.00%.
0607938872 12.20.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 16 months reserves. 6 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.60%. Max DTI for this program is 43.00%.
0251366063 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.77%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $54599.26 or 13.34 months, guidelines require 12 months PITIA .
0251366063 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.77%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $54599.26 or 13.34 months, guidelines require 12 months PITIA .
0111309815       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 22 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $182,643.71.  12mo reserves or $64,148.52 required.
0909385115       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $174,761.23.  Reserves required $8331.42 x 12 = $99,977.04

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 18 years
0230876099       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.97%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years.
0815122729 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  787 qualifying score. Min required per guidelines is  680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.11%, max per guidelines is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $156,437.12 or 45.30 months, guidelines require 12 months PITIA .
0815122729 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  787 qualifying score. Min required per guidelines is  680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.11%, max per guidelines is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $156,437.12 or 45.30 months, guidelines require 12 months PITIA .
0234935183       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves of $1,595,115.29 exceeds guidelines by $1,534,066.49.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower's time at current job of 258 months exceeds the 24-month requirement by 258 months.
0364070754       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 813 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 15 years of significant time in profession
0208857959 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 717 is 37 points above the minimum required score of 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B2's time at current job of 219 months exceeds the 24-month requirement by 195 months.
0556108109 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in same profession for 36 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  27.46% DTI below guideline max of 43%

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has own primary residence for 5.69 years
0958095313 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.77%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 20 years.
0958095313 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.77%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 20 years.
0968138324       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 778 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.85% and maximum allowed is 43%.
0083631836       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 779 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.25% and maximum allowed is 43%.
0187804075 1.14.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 807 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in same profession for 45 years
0187804075 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 807 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in same profession for 45 years
0187804075 1.14.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 807 exceeds guidelines

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in same profession for 45 years
0319689882 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.62% and maximum allowed is 43%.
0319689882 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.62% and maximum allowed is 43%.
0984830018       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 798 max allowed per G/L is 720

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.62% is 7.84 points below the maximum allowable DTI OF 43%
0018303136 1.23.20 - Exception satisfied.  Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $333,179.29. Reserves required $5236.39 x 12 = $62,836.68

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.86%,max allowed per G/L is 43%
0662886586 1.14.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 787 is 107 points above the minimum required score of 680

CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has 30 years experience in profession.
0986070720 01.3.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score  of 764 exceeds guideline

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Postive mortgage payment history: 24 months
0671024568       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 13 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $297,710 or 49.66 months PITI, lender guidelines require 12 months PITIA reserves.
0763148211 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 21.55%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $409,864.31.  Reserves required $5,638.78 x 12 = $67,665.36
0763148211 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 21.55%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $409,864.31.  Reserves required $5,638.78 x 12 = $67,665.36
0773753551 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 802; guidelines allow a  minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.08%; guidelines allow a maximum DTI 43.00%.
0140445664 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $535,809.10 or 53.92 months PITIA

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Credit report dated XXXX shows 60 months reviewed mortgage history zero lates
0797371696 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 787 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.34% is below maximum of 43%
0093686180       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.45% DTI below guidelines max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 7 years
0856387850 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 13 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 82 months reserves. 18 months required for this program.
0055159590 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 775 is 95 points above the minimum required score of 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B2's time at current job of 148 months exceeds the 24-month requirement by 124 months.
0959870484 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 778 and required minimum is 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 11 years.
0022492955 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  37.85 % DTI below guideline max of 45%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 29 years
0466758776 1.24.20 - Exception satisfied. (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2: Has significant time in profession: 15yrs

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 15 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $550,736.52.  Reserves required $10,465.20 x 12 = $125,582.40
0374366226       CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit with a qualifying score of 785.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 15 years of service with current employer.
0876142093       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 774 is 94 points above the minimum required score of 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves of $375,045.97 exceeds guidelines by $306,423.85.
0377624368       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 820; Minimum for program is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $301,435.69.  12mo reserves or $90,613.80 required.
0851791024       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.95 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  60.78 % LTV below guideline max of 80%
0255608843       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 18 years of significant time in profession
0005133636 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.84% below guideline requirement of 43% by 17.16%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 19 years
0005133636 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.84% below guideline requirement of 43% by 17.16%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 19 years
0964238483       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 746 exceeds guidelines
0671407785 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Both borrowers have been with the same employer for 12 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 796, minimum required per G/L is 680.
0671407785 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Both borrowers have been with the same employer for 12 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 796, minimum required per G/L is 680.
0122510339 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $199,037.18.  Reserves required $62,413.92 (12 x $5201.16).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 21.63%.  Maximum DTI per guidelines is 43%.
0175566725 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Require 12 months PITI post closing reserves in the amount of $48,951.96- Post closing reserves =$220,375

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 rep FICO score exceed guideline minimum.
0018527973 1.15.20 - Exception remains.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816; Minimum for program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $152,610.67.  12mo reserves or $86,679.12 required.
0613793483 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job: 22YRS

CFCFS2854: Significant time in profession
- Clayton Comments:  B1: Significant time in profession 22YRS
0010875977       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's credit scores exceed guidelines at 762 & 747 with the minimum required credit score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 6 years.
0023372168       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 804; Minimum for program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $71,877.73.  12mo reserves or $34,743.96 required.
0277751122       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.00%; guideline maximum is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 qualifying score. Min required per guidelines is 700.
0821363247       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; guideline min is 680.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for 21 years.
0006912855       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $433,376.27.  Reserves required $5,519.17 x 12 = $66,230.04

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 20 years.
0521327965       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 775 is 95 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 18 years experience in profession.
0093579564       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit scores exceed guidelines at 798 & 769 with minimum credit score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 10 years.
0965850801 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $82,452.19.  Reserves required $4443.65 x 12 = $53,323.80

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 5 years
0965850801 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $82,452.19.  Reserves required $4443.65 x 12 = $53,323.80

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 5 years
0965850801 1.13.20 - Exception satisfied.  Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $82,452.19.  Reserves required $4443.65 x 12 = $53,323.80

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 5 years
0976782492       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 812 is 132 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 25 years experience in profession.
0234547373       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 10 years of significant time in profession
0524683555       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 69.98%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 788; guidelines allow a minimum Credit Score 740.
0914204211 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 796; guideline minimum 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 39.84%; guideline max is 40.00%.
0712759027 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.82%; guideline maximum is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 58.19%; guideline maximum is 80%.
0401476490 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $77,701.88.  Reserves required $4638.29 x 12 = $55,659.48

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 10 years
0401476490 1.13.20 - Exception satisfied.  Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $77,701.88.  Reserves required $4638.29 x 12 = $55,659.48

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 10 years
0095833943       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score 780; Minimum for program 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $576,494.76.  Per program guidelines, 12mo PITI/PL  required or $142,450.92.
0816774845 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines at 759 with the minimum credit score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirement at 26.24% with a max DTI of 43%.
0258295534 1.7.20 - Exception satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.74% max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 680.
0010099466       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $115,459.47, Reserves $5202.56 x 12 = $62,430.72

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 17 years
0485705017       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  27.32 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  62.76 % LTV below guideline max of 80%
0685437658 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 61.64%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 782; guidelines allow a minimum Credit Score 680.
0444657526 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 777 and required minimum is 680.
0507360747       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 9 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.63%; guideline maximum is 43%.
0618189265 1.21.20 - Exception satisfied.  Not Applicable Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job: 9yrs

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 38.33%, max allowed per G/L is 43%
0880979505 12.6.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 764 and minimum required is 720.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0880979505 12.6.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 764 and minimum required is 720.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0880979505 12.04.19 - Exception satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 764 and minimum required is 720.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0965487541 10.28.19 - Exception Remains.12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.66%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 793. Minimum credit score for this program is 720.
0403916254       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $85,383.37  or 20.60 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.80% below guideline requirement of 43% by 19.20%
0438036478 10.15.2019 - Exception satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 811; guidelines allow a minimum Credit Score 740.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 35.37%; guidelines maximum allowed DTI 43.00%.
0438036478 10.21.19 - Exception Remains.11.25.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 811; guidelines allow a minimum Credit Score 740.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 35.37%; guidelines maximum allowed DTI 43.00%.
0438036478 10.15.2019 - Exception Satisfied (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 811; guidelines allow a minimum Credit Score 740.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 35.37%; guidelines maximum allowed DTI 43.00%.
0727718994 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 52.50%. Max LTV for this program is 80.00%.
0727718994 10.21.19 - Exception Remains.12.6.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 52.50%. Max LTV for this program is 80.00%.
0810101652 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $82,055.13 or 22.44 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.51% below guideline requirement of 43% by 20.49%
0810101652 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $82,055.13 or 22.44 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.51% below guideline requirement of 43% by 20.49%
0440498012       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.54%; Maximum DTI per guidelines is 43%.

CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Consolidation of 1st and 2nd mortgage reduced Principal and Interest on 1st Mortgage from $5797 to $4873 ($924 on 1st and $685 on HELOC totaling $1609 in savings).
0341142506       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 5.4 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.22%; guideline maximum is 43%.
0195032226 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  31.06% DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  66.50% LTV below guideline max of 80%
0195032226 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  31.06% DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  66.50% LTV below guideline max of 80%
0422987993 11.27.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $535,586.68 or 118.37 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.07% below guideline requirement of 43% by 8.93%
0740805450 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $198,685.36.  Reserves required $4531.20 x 12 = $54,374.40

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 5 years

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 58.33%, max allowed per G/L is 80%
0740805450 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $198,685.36.  Reserves required $4531.20 x 12 = $54,374.40

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 5 years

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 58.33%, max allowed per G/L is 80%
0467552849 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.23%, max allowed per G/L is 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 71.21%, max allowed per G/L is 80%
0473788700 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.14%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 8.9 years.
0473788700 1.15.20 - Exception satisfied. Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.14%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 8.9 years.
0525586982 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing funds $321,714.26.  Required reserves is $5759.97 x 12 = $69,119.64.
0525586982 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing funds $321,714.26.  Required reserves is $5759.97 x 12 = $69,119.64.
0535637755       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $187,105.52 or 43.28 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.31% below guideline requirement of 43% by 16.69%
0078585915 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $82,149.90.  Reserves required $4259.23 x 12 = $45,114.60

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.22%, max allowed per G/L is 43%
0078585915 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $82,149.90.  Reserves required $4259.23 x 12 = $45,114.60

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.22%, max allowed per G/L is 43%
0858806510 (No Data) Non-Numeric Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus YTD 10/15/19 $92,500 + 2018  $95500 + 2017 $83125 / 33.5 = $8093.00;

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been on current job for 13 years.
0878012448 12.2.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 65.57%; guidelines allow a maximum LTV 85.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.02%; guidelines allow a maximum DTI 43.00%.
0878012448 12.2.19 - Exception satisfied.  Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 65.57%; guidelines allow a maximum LTV 85.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.02%; guidelines allow a maximum DTI 43.00%.
0878012448 (No Data) Hybrid Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 65.57%; guidelines allow a maximum LTV 85.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.02%; guidelines allow a maximum DTI 43.00%.
0590079733 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 753 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 9 years.
0590079733 11.11.19 - Exception Remains.12.6.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 753 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 9 years.
0651609645 (No Data) Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for over 7 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers mid credit score of 802 exceeds the guideline requirement.
0240082252 12.6.19 - Exception Satisfied. Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $529,871.62 or 90.45 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 18 years
0701039260 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.58%; guideline maximum is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has had 0x30 Credit History for the past 24 months.
0701039260 11.15.19 - Exception Satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.58%; guideline maximum is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has had 0x30 Credit History for the past 24 months.
0701039260 11.15.19 - Exception Remains.11.26.19 - Exception Satisfied. Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.58%; guideline maximum is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has had 0x30 Credit History for the past 24 months.
0680996247       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been XXX with the same business for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 793 and minimum required is 720.
0677771726 10.21.19 - Exception Remains.11.27.19 - Exception satisfied.  Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 30%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 51.94%. Max LTV for this program is 80.00%.
0876755308 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.79%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 102 months reserves. 24 months required for this program.
0932506863       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.45%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 41 months reserves. 24 months required for this program.
0169960444       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 428 months reserves. 12 months required.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.61%. Max DTI for this program is 43.00%.
0625251146 12.20.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  13.19 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  43.70 % LTV below guideline max of 80%
0625251146 (No Data) Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  13.19 % DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  43.70 % LTV below guideline max of 80%
0521318659 (No Data) Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in current profession for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 765 is 85 points above the minimum required score of 680.
0803838618       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35%. Max DTI for this program is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 12 years.
0358141789       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $46,958.42.  Reserves required $3118.35 x 12 = $37,420.20

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  798 credit score exceeds guidelines max of 720
0757119637       CFCFS1736: Significant time at current residence
- Clayton Comments:  Significant time at current residence: 20YRS

CFCFS2854: Significant time in profession
- Clayton Comments:  Significant time in profession:30YRS
0974061124 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.18% below guideline requirement of 43% by 13.82%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $274,328.99 or 43.47 months PITI
0699749187       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guideline  max 80%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 7 years
0203951540       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 55.56%; guidelines allow a maximum LTV 80.00%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 28.53%; guidelines allow a maximum DTI 43.00%.
0449841787       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 8 years 7 months

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 46.15% below guideline requirement of 70% by 23.85%
0890273348 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close funds are $153,692.18; required reserves are $5896.00 x 12 = $70,752.00.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 791 and minimum required is 700.
0597352845 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 72.52%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 804; guidelines allow a minimum Credit Score 700.
0198039643 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  760 qualifying score. Min required per guidelines is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 16 years experience in profession.
0198039643 1.14.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  760 qualifying score. Min required per guidelines is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 16 years experience in profession.
0164039335       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 753 exceeds guideline

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 13.60%; guideline maximum is 43.00%.
0806651973 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 801; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 40.83%; guidelines allow a maximum DTI 43.00%.
0806651973 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 801; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 40.83%; guidelines allow a maximum DTI 43.00%.
0970744433       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job: 32years

CFCFS2854: Significant time in profession
- Clayton Comments:  B1:   significant time in profession : 22yrs
0441337763       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.78%; guideline maximum is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative credit score is 786.
0764437650 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.92% and maximum allowed is 43%.
0764437650 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.92% and maximum allowed is 43%.
0764437650 12.17.19 - Exception remains. 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.92% and maximum allowed is 43%.
0275391095 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $85,547.56 or 16.24 months PITIA

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 12 years
0754517462       CFCFS1745: Significant total monthly debt reduction
- Clayton Comments:  Post close reserves are $239,135.62.  Reserves required $5976.45 x 12 = $71,717.40

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 60%, max allowed per G/L is 70%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $400,397.22.  Reserves required $5976.45 x 12 = $71,717.40
0063801178       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 720.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing funds $597,073.69.  Required reserves is $4042.47 x 12 = $48,509.64.
0323743636       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 11 years.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Both borrowers have history of receipt of bonus income which was not used in qualifying.
0554485894       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 799 exceeds guidelines
0562351227       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in the Same profession for 10 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.2 years.
0863428446       CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower with current employer for 39 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower 1 in profession for 20 years.Borrower 2 in profession for 35 years.
0971466510 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in the profession for 15 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0027459270 12.18.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $387,396.05 or 74.70 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 20 years
0171713300 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  30.90% DTI below guideline max of 45%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with job for 9 years
0556411328 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 700.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.96%; max allowed per guidelines is 80%.
0820670342       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 780; Minimum for program is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $627,433.45.  Per program guidelines, 12mo PITI/PL  required or $52,147.32.
0098308885       CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing funds $74,023.34.  Required reserves is $3533.75 x 12 = $42,405.
0081978157 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $391,740.38.  Reserves required $4998.73 x 12 = $59,984.76

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.96%, max allowed per G/L is 43%
0843711947       CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower have owned previous residence for 25 years

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co - Borrower has been with employer for 25 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 801 exceeds guidelines
0512318878 12.17.19 - Exception remains. 12.17.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned the departing residence for the past 7 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has stable employment as the XXX for the past 7.5 years.
0719452152       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower median credit score is 805; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.86%; guideline maximum is 43.00%.
0032470149 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 19 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 18 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.26%; guideline maximum is 43%.
0032470149 1.27.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 19 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 18 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.26%; guideline maximum is 43%.
0761782952 1.14.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.88%, max allowed per G/L is 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score 813 exceeds guidelines 720 by 93 pts
0646803606       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.89% below maximum of 43%

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit with a qualifying score of 806.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Borrower has financed multiple mortgages with no late payments noted.
0912257341       CFCFS1736: Significant time at current residence
- Clayton Comments:  Significant time at current residence at 9 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant rime at current job with 15.3 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines at 759 with the minimum credit score of 720.
0990557435       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.20%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 791. Minimum credit score for this program is 700.
0594766390       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.31%, max per guidelines is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  24.32 months PITI reserves verified, max per guidelines is 12 months
0723888838 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32% below guideline requirement 43% by 11 pts

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years
0986735726 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790 exceeds guideline

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been with same employer for 8 years.
0690898587       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $593,826.49.  Reserves required $84,213.84 (12 x $7017.82).

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been on current job for 18 years and 1 month. Subject acquired XXXX.
0394145910 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.79 % DTI below guideline max 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on job for 10 years
0394145910 12.17.19 - Exception remains. 12.17.19 - Exception satisfied.  Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.79 % DTI below guideline max 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on job for 10 years
0222794979 (No Data) Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  15.88% DTI below guidelines max of 43%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been with employer for 8 years
0222794979 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  15.88% DTI below guidelines max of 43%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been with employer for 8 years
0222794979 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  15.88% DTI below guidelines max of 43%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been with employer for 8 years
0251132442       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 23 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $200,944.52.  Reserves required $4053.26 x 12 = $48,639.12
0534552028 (No Data) (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been in current job for 11 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 800 and required minimum is 700.
0082093234       CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been in current job for 14 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 804 and minimum required is 700.
0044212683 (No Data) Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 20 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirements at 27.78% with a max DTI of 43%.
0044212683 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 20 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirements at 27.78% with a max DTI of 43%.
0044212683 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 20 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI below guideline requirements at 27.78% with a max DTI of 43%.
0959709394 12.20.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the current Employer for 9.3 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the current Employer for 8.2 years.
0626855629 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $255,718.50.  Reserves required $3931.82 x 12 = $47,181.84

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 14 years
0341506483 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  39.29 % DTI below guideline max of 45%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co - borrower has been employed with current employer for 10 years
0341506483 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  39.29 % DTI below guideline max of 45%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co - borrower has been employed with current employer for 10 years
0695519720 1.28.20 - Exception remains. 1.29.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Sore 817; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 37.48%; guidelines allow a maximum DTI 43.00%.
0251533995       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower median credit score is 762; guideline min 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.54%; guideline max is 43.00%.
0237319903       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 18 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $241,111.87.  Reserves required $6,000.01 x 12 = $72,000.12
0643750103       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 784 and minimum required is 720.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0287631238       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $199,906.66 or 50.29 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 20.10% below guideline requirement of 43% by 22.9%
0607663044 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 29 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 700.
0928765202       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and required minimum is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 9 years.
0667541972 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified reserves $89,804.85 exceeds the required 12 months $37,513.68  requirement

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job : 10yrs
0301184777       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 700

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 50.77%; max allowed per guidelines is 80%.
0563323943       CFCFS2860: Good credit history
- Clayton Comments:  Borrower has over 22 years of excellent pay history

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has over 187 months reserves
0382714497       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 786; minimum score is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.74%; guideline max is 43.00%.
0277332355 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.50 % DTI below guideline max 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  19 months verified cash reserves exceed guideline requirements of 12 months
0277332355 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.50 % DTI below guideline max 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  19 months verified cash reserves exceed guideline requirements of 12 months
0962527166 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.17%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 74.19%. Max LTV for this program is 80.00%.
0673980487       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $184,420.04.  Reserves required $8,706.02 x 12 = $104,472.24

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 employed in same profession 21 years
0266515179       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in Profession with 15 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has significant time at current job with 15.4 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit scores exceed guidelines at 788 & 794 with minimum credit scores of 680.
0971358115 12.24.19 - Exception satisfied. Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.16%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 39 months reserves. 12 months required for this program.
0697509000 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Minimum FICO of 700 is required. Borrower FICO 794

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 61.27%  - Maximum LTV 80%
0674897472 1.21.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 803.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B2 income not used to qualify. 2018  transcripts reflect significant income for b2.
0718779227 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  The Borrowers have good credit with a qualifying representative score of 801.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  The Borrowers have 167 months of positive mortgage history.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  The Co-Borrower has 5 years of service with current employer.
0718779227 (No Data) Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  The Borrowers have good credit with a qualifying representative score of 801.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  The Borrowers have 167 months of positive mortgage history.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  The Co-Borrower has 5 years of service with current employer.
0718779227 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  The Borrowers have good credit with a qualifying representative score of 801.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  The Borrowers have 167 months of positive mortgage history.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  The Co-Borrower has 5 years of service with current employer.
0324560397       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 789; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 18.71%; guidelines allow a maximum DTI 43.00%.
0180291554       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 15 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $372,820.94 or 26.71 months PITI
0619683032 12.24.19 - Exception satisfied. (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 26 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been in current job for 25 years.
0377191041 12.26.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.75%. Max LTV for this program is 70%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.03%. Max DTI for this program is 43%.
0377191041 1.24.20 - Exception satisfied. (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.75%. Max LTV for this program is 70%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.03%. Max DTI for this program is 43%.
0377191041 12.26.19 - Exception Satisfied.  (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.75%. Max LTV for this program is 70%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.03%. Max DTI for this program is 43%.
0418881151 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 19.98%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower has been in the same profession for 5 years.
0379583377       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 800 and 700 is minimum requirement.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $231,302.88; required reserves are $3455.51 x 12 = $41,466.12.
0768638937 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 784; guidelines allow a minimum Credit Score 740.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 35.59%; guidelines allow a maximum DTI 43.00%.
0879865295       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 791 exceeds guidelines

CFCFS2860: Good credit history
- Clayton Comments:  Good credit history
0267698799       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 799; guideline minimum is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.5%; guideline max is 43.00%.
0399338078       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 786, minimum required per G/L is 700

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $297,382.28 in total assets documented.  Effective amount is $234,034.80, with liquid assets of $139,013.57  Post close reserves are $107,264.14.  Reserves required $3227.31 x12 = $38,727.72

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.08%, max allowed per G/L is 43%
0624329693       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.10%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $591,012.43.  Reserves required $4,898.29 x 12 = $58,779.48
0425294685       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 811; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 35.16%; guidelines allow a maximum DTI 43.00%.
0606028194       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 796; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 37.40%; guidelines allow a maximum DTI 43.00%.
0389755835 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  15.75 % DTI below guideline max 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guideline max of 80%
0826952032 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $259,439.78 or 70.03 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 13 years 8 months
0826952032 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $259,439.78 or 70.03 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 13 years 8 months
0686174159       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 43.63%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 30.95%. Max LTV for this program is 43.00%.
0182091561 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.68%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $211,755.85  Reserves required $4716.35 x 12 = $56,596.20
0714903998       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 816 is 136 points above the minimum required score of 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower's time at current job of 144 months exceeds the 24-month requirement by 120 months.
0788717197       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers mid qualifying score 807 exceeds guideline minimum

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on job for 11 years
0122255129 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.05%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 792. Minimum credit score for this program is 700.
0122255129 (No Data) Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.05%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 792. Minimum credit score for this program is 700.
0187609707       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession or 12 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $116,234.56.  Reserves required $5,880.05 x 12 = $70,560.60
0718534155       CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 20 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower  has good credit history with no late pays and no derogatory ratings.
0882737066 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $253,546.38 or 43.95 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.30% below guideline requirement of 43% by 10.7%
0915882780       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $127,609.48 or 21.34 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.84% below guideline requirement of 43% by 15.16%
0877548086 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 747; guideline minimum is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.69%; guideline max is 43.00%.
0746741449 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 791 is 111 points above the minimum required score of 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 5 years experience in profession.
0818477693 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 36 years of significant time in profession
0904867182 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 10 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 801 and minimum required is 720.
0312903772 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 798; guideline minimum 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.89%, guideline max is 43.00%.
0599919253 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has significant time at current job: 13yrs

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 784 exceeds guidelines 720 by 64 pts
0552280674       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 11 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and required minimum is 720.
0940550226       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 18 years.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.
0391992663 (No Data) (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 7 years of significant time in profession
0282510922       CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned previous residence for 24 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 768, minimum required is 720
0801051701 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $52,101.07.  Reserves required $3149.16 x 12 = $37,789.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.42%, max allowed per G/L is 43%
0801051701 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $52,101.07.  Reserves required $3149.16 x 12 = $37,789.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.42%, max allowed per G/L is 43%
0481341063       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 6+ years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $178,900.00.  12mo reserves or $61,869.60 required.
0985710633 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $247,473.38.  12mo reserves or $77,319.24 required.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 798; Minimum for program is 700.
0940802390 (No Data) Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 31 months reserves. 6 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.29%. Max DTI for this program is 43.00%.
0469133639 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 796; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 23.35%; guidelines allow a maximum DTI 43.00%.
0832258379 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 31 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 812 and required minimum is 700.
0832258379 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 31 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 812 and required minimum is 700.
0731355143 (No Data) (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 10 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 764 and minimum required is 700.
0200266742       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.80%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 60.71%. Max LTV for this program is 80.00%.
0167864087       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $399,017.87.  12mo reserves or $67,356.48 required.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 752; Minimum for program is 700.
0290190209 (No Data) Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 10.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.82%; guideline maximum is 43%.
0290190209 1.21.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 10.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.82%; guideline maximum is 43%.
0290190209 1.21.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 10.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.82%; guideline maximum is 43%.
0290190209 1.21.20 - Exception satisfied.  Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 10.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.82%; guideline maximum is 43%.
0439150390 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  30.32 % DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  790 credit score exceed guideline
0439150390 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  30.32 % DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  790 credit score exceed guideline
0141371111       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.17% below guideline requirement of 43% by 16.83%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 7 years 11 months
0896609983       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,562,086.32.  Reserves required $5290.80 x 12 = $63,489.60

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 20 years
0971482414       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  809 median score exceeds min guideline score of 700

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  24.17% DTI < 43% max DTI
0104214693 1.8.20 - Exception satisfied. (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.96% below guideline requirement of 43% by 23.04%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $157,835.13 or 32.97 months PTIA. Guidelines require 12 months PITIA.
0383323003       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 63%.  Maximum LTV per guidelines is 80%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $181,233.05.  Reserves required $82,467.48 (12 x $6872.29).
0753332998 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 73.98%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 804; guidelines allow a minimum Credit Score 700.
0095035871 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  31.67 % DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guideline max of 80%
0095035871 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  31.67 % DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guideline max of 80%
0095035871 (No Data) Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  31.67 % DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guideline max of 80%
0329977612       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $528,792.03.  Per program guidelines, 12mo PITI/PL  required or $34,490.08.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower credit score is 809; Minimum for program is 700.
0359256513       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 775; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 31.35%; guidelines allow a maximum DTI 43.00%.
0030018549       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 34.00%; guidelines allow a maximum DTI 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  812 qualifying score. Min required per guidelines is 700.
0806792266       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 8 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,617,215.91.  Reserves required $10,911.43 x 12 = $130,937.16
0479215471 1.29.20 - Exception satisfied.  Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38.47%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 782. Minimum credit score for this program is 700
0291891921       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.24%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 96 months reserves. 18 months required for this program.
0593038273       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $497,553.51. Reserves required $4,775.09 X 12=$57,301.08

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  5 years with current employer
0793398114 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative fico score 813 above required mid fico score 720 above 93pts

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 significant time in profession: 12years
0793398114 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative fico score 813 above required mid fico score 720 above 93pts

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 significant time in profession: 12years
0793398114 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative fico score 813 above required mid fico score 720 above 93pts

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 significant time in profession: 12years
0793398114 1.24.20 - Exception satisfied. (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative fico score 813 above required mid fico score 720 above 93pts

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 significant time in profession: 12years
0793398114 1.2.20 - Exception satisfied.  (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative fico score 813 above required mid fico score 720 above 93pts

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 significant time in profession: 12years
0913096778       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $659,685.36 or 121.48 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.28% below guideline requirement of 43% by 18.72%
0432425021       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $284,050.36.  Per program guidelines, 12mo PITI/PL  required or $53,522.28.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 795; Minimum for program is 700.
0646340304       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 94 months reserves. 6 months required for this program.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 39%. Max LTV for this program is 43%.
0107362383 1.29.20 - Exception satisfied.  Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 720.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post-closing reserves is $221,730.25; required reserves $6601.97 x 12 = $79,223.64.
0250596078 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 809; guidelines allow a minimum Credit Score 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 70.00%; guidelines allow a maximum LTV 80.00%.
0291992517       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 18.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 14.12%; guideline maximum is 43%.
0085472386       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $253,203.96. Required reserves $8352.81 X 12 = $100,233.72

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FIC is 770, minimum required per G/L is 720
0389451731       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $1,099,531.23.  12mo reserves or $64,258.08 required.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 770; Minimum for program is 700.
0398030215       CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B2 employed at current job 10 years 6 months

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $220,031.55.  Reserves required $7899.57 x 12 = $94,794.84
0353124190       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 30.07%. Max DTI for this program is 43.00%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 77.62%. Max LTV 80.00%.
0039178981       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.11%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 6.2 years.
0023279116       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.34%, max allowed per G/L is 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for more than 6 years
0298522684       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 785; guideline minimum is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 9 years.
0539716991       CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Require $43,502.52- Verified $150,128.02

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.33%- Max LTV 80%
0665162323       CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 17 years of significant time in profession
0193474187       CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guideline max of 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  39.35% DTI below guideline max of 43%
0013897029       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 786 is 106 points above the minimum required score of 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves of $113,187.94 exceeds guidelines by $53,832.94.
0095553373       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.15%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 23 years.
0079875983 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 781; guideline minimum 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been with current employer 12 years.
0079875983 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 781; guideline minimum 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been with current employer 12 years.
0777908292 (No Data) (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $154,545.37 Reserves required $6452.38 x 12= $77,428.56

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 14 years
0394154944 (No Data) Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 773; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 38.78%; guidelines allow a maximum DTI 43.00%.
0713503984       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  17.39% DTI below guideline max of 45%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co- borrower has been on current job for 11 years
0846244857 (No Data) (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  33.45% DTI below guideline max of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 credit score exceed guideline requirement of 680
0381027075       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 15.77%, max allowed per G/L is 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $423,048.81.  Reserves required $4625.64 x 12 = $55,507.68
0257126042 12.30.19 - Exception satisfied.  (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.90%. Max DTI for this program is 43.00%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower earns additional RSU not used to qualify.
0257126042 12.30.19 - Exception satisfied.  Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.90%. Max DTI for this program is 43.00%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower earns additional RSU not used to qualify.
0768832501       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 30.24%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 51.60%. Max LTV for this program is 80.00%.
0650881741       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 qualifying score. Min required per guidelines is 700.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Borrower has 10 years of excellent mortgage payment history
0087095125 (No Data) (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  749 qualifying score. Min required per guidelines is 680

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 12 years of significant time in profession
0925912563       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 median score/ 700 min score

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  72.24% LTV/80% max LTV
0010161112       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  23.45% DTI below guideline max of 45%

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in her work profession for 22 years
0632717809       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.58%, max allowed per G/L is 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $213,158.10.  Reserves required $5750.78 x 12 = $69,009.36
0784661645 (No Data) (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 75.00%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 792; guidelines allow a minimum Credit Score 700.
0312750052 1.29.20 - Exception satisfied.  Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 799; guideline min is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.34; guideline max is 43.00%.
0625035775       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  19.96% DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  76.46 % LTV below guideline max of 80%
0248933078 1.27.20 - Exception satisfied.  Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $166,809.04Reserves required $3014.60 x 12 = $36,175.20

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 6 years
0046114585 (No Data) (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 20 years experience in profession.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  748 qualifying score. Min required per guidelines is 700.
0046114585 (No Data) Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has 20 years experience in profession.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  748 qualifying score. Min required per guidelines is 700.
0107577209       CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score of 776 is 96 points above the minimum required score of 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 23.52% is 19.48 points below the maximum required of 43%.
0407287199       CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.76 is below the maximum of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 qualifying score. Min required per guidelines is 700.

 

 

 

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-2
Start - End Dates: 11/2018 TO 2/2020
Deal Loan Count: 584
   
                                           
Conditions Report 2.0                                      
                                           
Loans in Report: 584                                      
Loans with Conditions: 294                                      

 

Alt Loan Number TRID Indicator Lender Application Date Broker Application Date Initial Securitization Overall Loan Grade Final Securitization Overall Loan Grade Initial Securitization Credit Loan Grade Final Securitization Credit Loan Grade Initial Securitization Property Valuations Loan Grade
0874264434 Yes XXXXXX XXXXXX A A A A A
0655793227 Yes XXXXXX XXXXXX A A A A A
0971346852 Yes XXXXXX XXXXXX A A A A A
0740366376 Yes XXXXXX XXXXXX C B C B A
0508893554 Yes XXXXXX XXXXXX A A A A A
0146623882 Yes XXXXXX XXXXXX B B B B A
0634884110 Yes XXXXXX XXXXXX A A A A A
0295901565 Yes XXXXXX XXXXXX A A A A A
0046552185 Yes XXXXXX XXXXXX A A A A A
0083917578 Yes XXXXXX XXXXXX A A A A A
0593829226 Yes XXXXXX XXXXXX A A A A A
0833674778 Yes XXXXXX XXXXXX C A A A A
0160724347 Yes XXXXXX XXXXXX A A A A A
0714100774 Yes XXXXXX XXXXXX A A A A A
0845241945 Yes XXXXXX XXXXXX A A A A A
0468241167 Yes XXXXXX XXXXXX A A A A A
0224967066 Yes XXXXXX XXXXXX B B B B A
0884493495 Yes XXXXXX XXXXXX A A A A A
0603758634 Yes XXXXXX XXXXXX A A A A A
0410064059 Yes XXXXXX XXXXXX D B D B A
0628088672 Yes XXXXXX XXXXXX A A A A A
0100985056 Yes XXXXXX XXXXXX A A A A A
0980952397 Yes XXXXXX XXXXXX A A A A A
0826699658 Yes XXXXXX XXXXXX B B B B A
0198698646 Yes XXXXXX XXXXXX A A A A A
0351358758 Yes XXXXXX XXXXXX A A A A A
0503764081 Yes XXXXXX XXXXXX A A A A A
0666840166 Yes XXXXXX XXXXXX A A A A A
0669737689 Yes XXXXXX XXXXXX C B A A A
0010533153 Yes XXXXXX XXXXXX B B A A A
0382730242 Yes XXXXXX XXXXXX B B A A A
0605380941 Yes XXXXXX XXXXXX B B B B A
0572034281 Yes XXXXXX XXXXXX A A A A A
0364012147 Yes XXXXXX XXXXXX A A A A A
0782961994 Yes XXXXXX XXXXXX D B D B A
0946928088 Yes XXXXXX XXXXXX B B B B A
0818158072 Yes XXXXXX XXXXXX C A A A A
0748266519 Yes XXXXXX XXXXXX C B B B A
0042889937 Yes XXXXXX XXXXXX C A A A C
0872937814 Yes XXXXXX XXXXXX A A A A A
0993908312 Yes XXXXXX XXXXXX C B A A A
0058466192 Yes XXXXXX XXXXXX D A D A A
0558278558 Yes XXXXXX XXXXXX A A A A A
0836687425 Yes XXXXXX XXXXXX B B B B A
0379185347 Yes XXXXXX XXXXXX B B B B A
0770701466 Yes XXXXXX XXXXXX B B B B A
0993721368 Yes XXXXXX XXXXXX A A A A A
0312609376 Yes XXXXXX XXXXXX A A A A A
0056458537 Yes XXXXXX XXXXXX B B B B A
0902304409 Yes XXXXXX XXXXXX A A A A A
0950745959 Yes XXXXXX XXXXXX A A A A A
0563987393 Yes XXXXXX XXXXXX A A A A A
0821759494 Yes XXXXXX XXXXXX A A A A A
0710732992 Yes XXXXXX XXXXXX C B A A A
0495523954 Yes XXXXXX XXXXXX A A A A A
0785535238 Yes XXXXXX XXXXXX A A A A A
0151786499 Yes XXXXXX XXXXXX A A A A A
0309268957 Yes XXXXXX XXXXXX A A A A A
0957830087 Yes XXXXXX XXXXXX A A A A A
0726326333 Yes XXXXXX XXXXXX A A A A A
0139538054 Yes XXXXXX XXXXXX A A A A A
0680682524 Yes XXXXXX XXXXXX A A A A A
0023327504 Yes XXXXXX XXXXXX A A A A A
0870525869 Yes XXXXXX XXXXXX C B A A A
0365758782 Yes XXXXXX XXXXXX B B A A A
0183539719 Yes XXXXXX XXXXXX A A A A A
0632260032 Yes XXXXXX XXXXXX A A A A A
0337568653 Yes XXXXXX XXXXXX A A A A A
0522939699 Yes XXXXXX XXXXXX A A A A A
0244390166 Yes XXXXXX XXXXXX A A A A A
0658567299 Yes XXXXXX XXXXXX D A D A A
0595964109 Yes XXXXXX XXXXXX D A D A A
0512766603 Yes XXXXXX XXXXXX D A D A A
0886145358 Yes XXXXXX XXXXXX A A A A A
0039065727 Yes XXXXXX XXXXXX A A A A A
0089634107 Yes XXXXXX XXXXXX C A C A A
0899466323 Yes XXXXXX XXXXXX C A A A A
0920697723 Yes XXXXXX XXXXXX D B B B A
0363552090 Yes XXXXXX XXXXXX D A B A A
0521254034 Yes XXXXXX XXXXXX D A A A A
0263183483 Yes XXXXXX XXXXXX A A A A A
0816092323 Yes XXXXXX XXXXXX C A A A C
0647959900 Yes XXXXXX XXXXXX B B B B A
0773662001 Yes XXXXXX XXXXXX B B A A A
0415612415 Yes XXXXXX XXXXXX A A A A A
0669355009 Yes XXXXXX XXXXXX A A A A A
0415184437 Yes XXXXXX XXXXXX A A A A A
0917139318 Yes XXXXXX XXXXXX A A A A A
0124132366 Yes XXXXXX XXXXXX A A A A A
0860564300 Yes XXXXXX XXXXXX C B B B C
0284367868 Yes XXXXXX XXXXXX D B D A A
0091862916 Yes XXXXXX XXXXXX C A A A A
0198048155 Yes XXXXXX XXXXXX A A A A A
0901686227 Yes XXXXXX XXXXXX D B D B A
0230421721 Yes XXXXXX XXXXXX A A A A A
0449297471 Yes XXXXXX XXXXXX B B B B A
0780213503 Yes XXXXXX XXXXXX D A B A A
0156876551 Yes XXXXXX XXXXXX B B B B A
0565535970 Yes XXXXXX XXXXXX B B A A A
0619671192 Yes XXXXXX XXXXXX A A A A A
0537260535 Yes XXXXXX XXXXXX C A C A A
0311589547 Yes XXXXXX XXXXXX C A A A A
0363550151 Yes XXXXXX XXXXXX D A D A A
0161967285 Yes XXXXXX XXXXXX A A A A A
0902022757 Yes XXXXXX XXXXXX A A A A A
0511162958 Yes XXXXXX XXXXXX A A A A A
0061624823 Yes XXXXXX XXXXXX A A A A A
0518759130 Yes XXXXXX XXXXXX A A A A A
0258635314 Yes XXXXXX XXXXXX A A A A A
0518890745 Yes XXXXXX XXXXXX A A A A A
0601160700 Yes XXXXXX XXXXXX C A A A A
0290107440 Yes XXXXXX XXXXXX A A A A A
0984185839 Yes XXXXXX XXXXXX D B B B A
0793815866 Yes XXXXXX XXXXXX A A A A A
0623459196 Yes XXXXXX XXXXXX B B A A A
0281483266 Yes XXXXXX XXXXXX B B A A A
0614571207 Yes XXXXXX XXXXXX B B B B A
0693069447 Yes XXXXXX XXXXXX A A A A A
0243797782 Yes XXXXXX XXXXXX B B A A A
0533246836 Yes XXXXXX XXXXXX A A A A A
0484769264 Yes XXXXXX XXXXXX B B B B A
0991182989 Yes XXXXXX XXXXXX A A A A A
0388028859 Yes XXXXXX XXXXXX B B B B A
0520606070 Yes XXXXXX XXXXXX A A A A A
0053884599 Yes XXXXXX XXXXXX A A A A A
0572381003 Yes XXXXXX XXXXXX D A D A A
0419737042 Yes XXXXXX XXXXXX A A A A A
0600586085 Yes XXXXXX XXXXXX B B B B A
0674570489 Yes XXXXXX XXXXXX D A B A A
0082791792 Yes XXXXXX XXXXXX A A A A A
0966544125 Yes XXXXXX XXXXXX A A A A A
0870408547 Yes XXXXXX XXXXXX A A A A A
0365356107 Yes XXXXXX XXXXXX A A A A A
0942128995 Yes XXXXXX XXXXXX C B C B A
0593595395 Yes XXXXXX XXXXXX C A A A A
0526016709 Yes XXXXXX XXXXXX D A D A A
0847339322 Yes XXXXXX XXXXXX A A A A A
0129589759 Yes XXXXXX XXXXXX D A D A A
0718645568 Yes XXXXXX XXXXXX A A A A A
0926205199 Yes XXXXXX XXXXXX D B B B D
0491490608 Yes XXXXXX XXXXXX A A A A A
0642615404 Yes XXXXXX XXXXXX A A A A A
0950079417 Yes XXXXXX XXXXXX A A A A A
0176132344 Yes XXXXXX XXXXXX A A A A A
0611537100 Yes XXXXXX XXXXXX A A A A A
0493099874 Yes XXXXXX XXXXXX A A A A A
0581297547 Yes XXXXXX XXXXXX D A D A A
0879758129 Yes XXXXXX XXXXXX A A A A A
0301562552 Yes XXXXXX XXXXXX A A A A A
0613744471 Yes XXXXXX XXXXXX A A A A A
0351267887 Yes XXXXXX XXXXXX A A A A A
0945263059 Yes XXXXXX XXXXXX A A A A A
0991338984 Yes XXXXXX XXXXXX A A A A A
0182340071 Yes XXXXXX XXXXXX A A A A A
0289392663 Yes XXXXXX XXXXXX A A A A A
0983076152 Yes XXXXXX XXXXXX A A A A A
0333824635 Yes XXXXXX XXXXXX C B B B A
0569995019 Yes XXXXXX XXXXXX D A B A A
0051569573 Yes XXXXXX XXXXXX A A A A A
0963415685 Yes XXXXXX XXXXXX B B A A A
0955937264 Yes XXXXXX XXXXXX A A A A A
0139336740 Yes XXXXXX XXXXXX C B A A A
0577229284 Yes XXXXXX XXXXXX D A D A A
0819971454 Yes XXXXXX XXXXXX B B B B A
0430386864 Yes XXXXXX XXXXXX A A A A A
0788976212 Yes XXXXXX XXXXXX C A A A A
0401899722 Yes XXXXXX XXXXXX A A A A A
0868343203 Yes XXXXXX XXXXXX D B B A A
0636846092 Yes XXXXXX XXXXXX A A A A A
0768816663 Yes XXXXXX XXXXXX A A A A A
0633708857 Yes XXXXXX XXXXXX A A A A A
0706585544 Yes XXXXXX XXXXXX A A A A A
0032856897 Yes XXXXXX XXXXXX A A A A A
0469036000 Yes XXXXXX XXXXXX A A A A A
0259195322 Yes XXXXXX XXXXXX A A A A A
0233588768 Yes XXXXXX XXXXXX C A C A A
0778524050 Yes XXXXXX XXXXXX A A A A A
0374708686 Yes XXXXXX XXXXXX A A A A A
0800656283 Yes XXXXXX XXXXXX B B A A A
0519785422 Yes XXXXXX XXXXXX B B B B A
0297778582 Yes XXXXXX XXXXXX A A A A A
0894481671 Yes XXXXXX XXXXXX C B A A A
0275718333 Yes XXXXXX XXXXXX A A A A A
0215380832 Yes XXXXXX XXXXXX A A A A A
0788742852 Yes XXXXXX XXXXXX A A A A A
0193185172 Yes XXXXXX XXXXXX A A A A A
0527793964 Yes XXXXXX XXXXXX A A A A A
0257424185 Yes XXXXXX XXXXXX A A A A A
0751464326 Yes XXXXXX XXXXXX C A A A A
0782363688 Yes XXXXXX XXXXXX A A A A A
0052092561 Yes XXXXXX XXXXXX C A A A A
0745627701 Yes XXXXXX XXXXXX B B A A A
0014372153 Yes XXXXXX XXXXXX A A A A A
0096545912 Yes XXXXXX XXXXXX A A A A A
0281298553 Yes XXXXXX XXXXXX A A A A A
0534307291 Yes XXXXXX XXXXXX C B A A A
0328703547 Yes XXXXXX XXXXXX A A A A A
0873015295 Yes XXXXXX XXXXXX C B B B C
0687131751 Yes XXXXXX XXXXXX C A A A A
0887639066 Yes XXXXXX XXXXXX A A A A A
0679400505 Yes XXXXXX XXXXXX C A A A A
0254916112 Yes XXXXXX XXXXXX C A C A A
0558789619 Yes XXXXXX XXXXXX A A A A A
0520708701 Yes XXXXXX XXXXXX A A A A A
0375159285 Yes XXXXXX XXXXXX A A A A A
0736987985 Yes XXXXXX XXXXXX A A A A A
0846437790 Yes XXXXXX XXXXXX D A B A A
0687283342 Yes XXXXXX XXXXXX A A A A A
0072327923 Yes XXXXXX XXXXXX A A A A A
0336238831 Yes XXXXXX XXXXXX A A A A A
0817778950 Yes XXXXXX XXXXXX B B A A A
0614776708 Yes XXXXXX XXXXXX B B B B A
0140076705 Yes XXXXXX XXXXXX A A A A A
0114604669 Yes XXXXXX XXXXXX B B B B A
0188143053 Yes XXXXXX XXXXXX A A A A A
0802038592 Yes XXXXXX XXXXXX A A A A A
0927704998 Yes XXXXXX XXXXXX A A A A A
0404270748 Yes XXXXXX XXXXXX A A A A A
0957692929 Yes XXXXXX XXXXXX A A A A A
0355970426 Yes XXXXXX XXXXXX A A A A A
0365542606 Yes XXXXXX XXXXXX B B A A A
0881227705 Yes XXXXXX XXXXXX C B B B A
0985919442 Yes XXXXXX XXXXXX B B B B A
0792875623 Yes XXXXXX XXXXXX A A A A A
0721034174 Yes XXXXXX XXXXXX A A A A A
0086922470 Yes XXXXXX XXXXXX B B A A A
0725036319 Yes XXXXXX XXXXXX A A A A A
0080148108 Yes XXXXXX XXXXXX A A A A A
0476723649 Yes XXXXXX XXXXXX C C A A C
0649229235 Yes XXXXXX XXXXXX A A A A A
0781688259 Yes XXXXXX XXXXXX A A A A A
0799564818 Yes XXXXXX XXXXXX A A A A A
0429170657 Yes XXXXXX XXXXXX A A A A A
0506243601 Yes XXXXXX XXXXXX A A A A A
0166750930 Yes XXXXXX XXXXXX A A A A A
0191709590 Yes XXXXXX XXXXXX A A A A A
0099898847 Yes XXXXXX XXXXXX C A A A A
0581355890 Yes XXXXXX XXXXXX B B B B A
0229267316 Yes XXXXXX XXXXXX A A A A A
0331184310 Yes XXXXXX XXXXXX A A A A A
0708102241 Yes XXXXXX XXXXXX A A A A A
0634334593 Yes XXXXXX XXXXXX A A A A A
0783415233 Yes XXXXXX XXXXXX A A A A A
0848381448 Yes XXXXXX XXXXXX A A A A A
0062289887 Yes XXXXXX XXXXXX A A A A A
0647136633 Yes XXXXXX XXXXXX D A A A D
0984705645 Yes XXXXXX XXXXXX C B B B A
0650983906 Yes XXXXXX XXXXXX D A D A A
0751257036 Yes XXXXXX XXXXXX A A A A A
0663663919 Yes XXXXXX XXXXXX A A A A A
0944311195 Yes XXXXXX XXXXXX A A A A A
0151408430 Yes XXXXXX XXXXXX A A A A A
0370543033 Yes XXXXXX XXXXXX A A A A A
0859810000 Yes XXXXXX XXXXXX A A A A A
0210676456 Yes XXXXXX XXXXXX A A A A A
0194157748 Yes XXXXXX XXXXXX C A A A A
0007875351 Yes XXXXXX XXXXXX A A A A A
0615230024 Yes XXXXXX XXXXXX A A A A A
0037865525 Yes XXXXXX XXXXXX A A A A A
0535134091 Yes XXXXXX XXXXXX A A A A A
0909085827 Yes XXXXXX XXXXXX A A A A A
0289698118 Yes XXXXXX XXXXXX C B A A A
0390984890 Yes XXXXXX XXXXXX A A A A A
0753794045 Yes XXXXXX XXXXXX D B D B A
0735770180 Yes XXXXXX XXXXXX A A A A A
0175910260 Yes XXXXXX XXXXXX A A A A A
0789509725 Yes XXXXXX XXXXXX B B B B A
0389215607 Yes XXXXXX XXXXXX A A A A A
0044776384 Yes XXXXXX XXXXXX A A A A A
0012361670 Yes XXXXXX XXXXXX C B C B A
0550109460 Yes XXXXXX XXXXXX A A A A A
0147457889 Yes XXXXXX XXXXXX D A D A A
0527333393 Yes XXXXXX XXXXXX A A A A A
0642708852 Yes XXXXXX XXXXXX A A A A A
0148112476 Yes XXXXXX XXXXXX A A A A A
0365773081 Yes XXXXXX XXXXXX B B B B A
0831552619 Yes XXXXXX XXXXXX A A A A A
0657552809 Yes XXXXXX XXXXXX A A A A A
0056133568 Yes XXXXXX XXXXXX A A A A A
0036470894 Yes XXXXXX XXXXXX A A A A A
0488401510 Yes XXXXXX XXXXXX B B A A A
0711947910 Yes XXXXXX XXXXXX A A A A A
0195766046 Yes XXXXXX XXXXXX C B C B A
0690994517 Yes XXXXXX XXXXXX C A A A A
0375423366 Yes XXXXXX XXXXXX A A A A A
0293853808 Yes XXXXXX XXXXXX A A A A A
0084786391 Yes XXXXXX XXXXXX A A A A A
0144766168 Yes XXXXXX XXXXXX C A A A C
0706657938 Yes XXXXXX XXXXXX A A A A A
0967664174 Yes XXXXXX XXXXXX A A A A A
0071315609 Yes XXXXXX XXXXXX D A D A A
0816109365 Yes XXXXXX XXXXXX C A C A A
0343074163 Yes XXXXXX XXXXXX A A A A A
0185928927 Yes XXXXXX XXXXXX A A A A A
0815902205 Yes XXXXXX XXXXXX A A A A A
0315940642 Yes XXXXXX XXXXXX A A A A A
0626584268 Yes XXXXXX XXXXXX A A A A A
0099579706 Yes XXXXXX XXXXXX C B A A A
0868859047 Yes XXXXXX XXXXXX B B B B A
0508790275 Yes XXXXXX XXXXXX A A A A A
0344060624 Yes XXXXXX XXXXXX A A A A A
0001208260 Yes XXXXXX XXXXXX B B B B A
0541268474 Yes XXXXXX XXXXXX A A A A A
0026750669 Yes XXXXXX XXXXXX A A A A A
0928657686 Yes XXXXXX XXXXXX A A A A A
0899544017 Yes XXXXXX XXXXXX A A A A A
0985560599 Yes XXXXXX XXXXXX A A A A A
0719944689 Yes XXXXXX XXXXXX A A A A A
0147657870 Yes XXXXXX XXXXXX A A A A A
0421702906 Yes XXXXXX XXXXXX A A A A A
0930880228 Yes XXXXXX XXXXXX C A A A A
0058152232 Yes XXXXXX XXXXXX A A A A A
0452894588 Yes XXXXXX XXXXXX A A A A A
0765906942 Yes XXXXXX XXXXXX A A A A A
0996703003 Yes XXXXXX XXXXXX A A A A A
0504867538 Yes XXXXXX XXXXXX A A A A A
0353664729 Yes XXXXXX XXXXXX A A A A A
0022165426 Yes XXXXXX XXXXXX C A A A A
0476603849 Yes XXXXXX XXXXXX A A A A A
0904068300 Yes XXXXXX XXXXXX A A A A A
0157661859 Yes XXXXXX XXXXXX C A A A A
0901127013 Yes XXXXXX XXXXXX C A A A A
0268204072 Yes XXXXXX XXXXXX A A A A A
0607938872 Yes XXXXXX XXXXXX C B A A A
0251366063 Yes XXXXXX XXXXXX B B B B A
0111309815 Yes XXXXXX XXXXXX A A A A A
0909385115 Yes XXXXXX XXXXXX A A A A A
0230876099 Yes XXXXXX XXXXXX A A A A A
0815122729 Yes XXXXXX XXXXXX B B B B A
0234935183 Yes XXXXXX XXXXXX A A A A A
0364070754 Yes XXXXXX XXXXXX A A A A A
0208857959 Yes XXXXXX XXXXXX A A A A A
0556108109 Yes XXXXXX XXXXXX A A A A A
0958095313 Yes XXXXXX XXXXXX A A A A A
0968138324 Yes XXXXXX XXXXXX A A A A A
0083631836 Yes XXXXXX XXXXXX A A A A A
0187804075 Yes XXXXXX XXXXXX D A D A A
0319689882 Yes XXXXXX XXXXXX B B B B A
0984830018 Yes XXXXXX XXXXXX A A A A A
0018303136 Yes XXXXXX XXXXXX C A A A A
0662886586 Yes XXXXXX XXXXXX C A C A A
0986070720 Yes XXXXXX XXXXXX C A A A A
0671024568 Yes XXXXXX XXXXXX A A A A A
0763148211 Yes XXXXXX XXXXXX A A A A A
0773753551 Yes XXXXXX XXXXXX A A A A A
0140445664 Yes XXXXXX XXXXXX A A A A A
0797371696 Yes XXXXXX XXXXXX B B B B A
0093686180 Yes XXXXXX XXXXXX A A A A A
0856387850 Yes XXXXXX XXXXXX A A A A A
0055159590 Yes XXXXXX XXXXXX A A A A A
0959870484 Yes XXXXXX XXXXXX A A A A A
0022492955 Yes XXXXXX XXXXXX A A A A A
0466758776 Yes XXXXXX XXXXXX C A A A A
0374366226 Yes XXXXXX XXXXXX A A A A A
0876142093 Yes XXXXXX XXXXXX A A A A A
0377624368 Yes XXXXXX XXXXXX A A A A A
0851791024 Yes XXXXXX XXXXXX A A A A A
0255608843 Yes XXXXXX XXXXXX A A A A A
0005133636 Yes XXXXXX XXXXXX D A D A A
0964238483 Yes XXXXXX XXXXXX A A A A A
0671407785 Yes XXXXXX XXXXXX B B B B A
0122510339 Yes XXXXXX XXXXXX A A A A A
0175566725 Yes XXXXXX XXXXXX A A A A A
0018527973 Yes XXXXXX XXXXXX B B B B A
0613793483 Yes XXXXXX XXXXXX A A A A A
0010875977 Yes XXXXXX XXXXXX A A A A A
0023372168 Yes XXXXXX XXXXXX A A A A A
0277751122 Yes XXXXXX XXXXXX A A A A A
0821363247 Yes XXXXXX XXXXXX A A A A A
0006912855 Yes XXXXXX XXXXXX A A A A A
0521327965 Yes XXXXXX XXXXXX A A A A A
0093579564 Yes XXXXXX XXXXXX A A A A A
0965850801 Yes XXXXXX XXXXXX D A A A A
0976782492 Yes XXXXXX XXXXXX A A A A A
0234547373 Yes XXXXXX XXXXXX A A A A A
0524683555 Yes XXXXXX XXXXXX A A A A A
0914204211 Yes XXXXXX XXXXXX A A A A A
0712759027 Yes XXXXXX XXXXXX A A A A A
0401476490 Yes XXXXXX XXXXXX C A A A A
0095833943 Yes XXXXXX XXXXXX A A A A A
0816774845 Yes XXXXXX XXXXXX A A A A A
0258295534 Yes XXXXXX XXXXXX C A A A A
0010099466 Yes XXXXXX XXXXXX A A A A A
0485705017 Yes XXXXXX XXXXXX A A A A A
0685437658 Yes XXXXXX XXXXXX A A A A A
0444657526 Yes XXXXXX XXXXXX A A A A A
0507360747 Yes XXXXXX XXXXXX A A A A A
0618189265 Yes XXXXXX XXXXXX D A A A A
0880979505 Yes XXXXXX XXXXXX D A B A A
0965487541 Yes XXXXXX XXXXXX C B A A A
0403916254 Yes XXXXXX XXXXXX A A A A A
0438036478 Yes XXXXXX XXXXXX D A D A A
0727718994 Yes XXXXXX XXXXXX C B A A A
0810101652 Yes XXXXXX XXXXXX A A A A A
0440498012 Yes XXXXXX XXXXXX A A A A A
0341142506 Yes XXXXXX XXXXXX A A A A A
0195032226 Yes XXXXXX XXXXXX A A A A A
0422987993 Yes XXXXXX XXXXXX C A A A A
0740805450 Yes XXXXXX XXXXXX A A A A A
0467552849 Yes XXXXXX XXXXXX B B B B A
0473788700 Yes XXXXXX XXXXXX C A A A C
0525586982 Yes XXXXXX XXXXXX C B A A A
0535637755 Yes XXXXXX XXXXXX A A A A A
0078585915 Yes XXXXXX XXXXXX B B A A A
0858806510 Yes XXXXXX XXXXXX B B A A A
0878012448 Yes XXXXXX XXXXXX C B A A A
0590079733 Yes XXXXXX XXXXXX D B A A A
0651609645 Yes XXXXXX XXXXXX B B A A A
0240082252 Yes XXXXXX XXXXXX C B A A A
0701039260 Yes XXXXXX XXXXXX C B A A A
0680996247 Yes XXXXXX XXXXXX A A A A A
0677771726 Yes XXXXXX XXXXXX C B A A A
0876755308 Yes XXXXXX XXXXXX A A A A A
0932506863 Yes XXXXXX XXXXXX A A A A A
0169960444 Yes XXXXXX XXXXXX A A A A A
0625251146 Yes XXXXXX XXXXXX C B A A A
0521318659 Yes XXXXXX XXXXXX A A A A A
0803838618 Yes XXXXXX XXXXXX A A A A A
0358141789 Yes XXXXXX XXXXXX A A A A A
0757119637 Yes XXXXXX XXXXXX A A A A A
0974061124 Yes XXXXXX XXXXXX B B A A A
0699749187 Yes XXXXXX XXXXXX A A A A A
0203951540 Yes XXXXXX XXXXXX A A A A A
0449841787 Yes XXXXXX XXXXXX A A A A A
0890273348 Yes XXXXXX XXXXXX B B A A A
0597352845 Yes XXXXXX XXXXXX A A A A A
0198039643 Yes XXXXXX XXXXXX D B D A A
0164039335 Yes XXXXXX XXXXXX A A A A A
0806651973 Yes XXXXXX XXXXXX A A A A A
0970744433 Yes XXXXXX XXXXXX A A A A A
0441337763 Yes XXXXXX XXXXXX A A A A A
0764437650 Yes XXXXXX XXXXXX C B A A A
0275391095 Yes XXXXXX XXXXXX A A A A A
0754517462 Yes XXXXXX XXXXXX A A A A A
0063801178 Yes XXXXXX XXXXXX A A A A A
0323743636 Yes XXXXXX XXXXXX A A A A A
0554485894 Yes XXXXXX XXXXXX A A A A A
0562351227 Yes XXXXXX XXXXXX A A A A A
0863428446 Yes XXXXXX XXXXXX A A A A A
0971466510 Yes XXXXXX XXXXXX A A A A A
0027459270 Yes XXXXXX XXXXXX D A D A A
0171713300 Yes XXXXXX XXXXXX A A A A A
0556411328 Yes XXXXXX XXXXXX A A A A A
0820670342 Yes XXXXXX XXXXXX A A A A A
0098308885 Yes XXXXXX XXXXXX A A A A A
0081978157 Yes XXXXXX XXXXXX B B A A A
0843711947 Yes XXXXXX XXXXXX A A A A A
0512318878 Yes XXXXXX XXXXXX C A A A A
0719452152 Yes XXXXXX XXXXXX A A A A A
0032470149 Yes XXXXXX XXXXXX D A D A A
0761782952 Yes XXXXXX XXXXXX D A A A A
0646803606 Yes XXXXXX XXXXXX A A A A A
0912257341 Yes XXXXXX XXXXXX A A A A A
0990557435 Yes XXXXXX XXXXXX A A A A A
0594766390 Yes XXXXXX XXXXXX A A A A A
0723888838 Yes XXXXXX XXXXXX A A A A A
0986735726 Yes XXXXXX XXXXXX A A A A A
0690898587 Yes XXXXXX XXXXXX A A A A A
0394145910 Yes XXXXXX XXXXXX C B A A A
0222794979 Yes XXXXXX XXXXXX B B A A A
0251132442 Yes XXXXXX XXXXXX A A A A A
0534552028 Yes XXXXXX XXXXXX A A A A A
0082093234 Yes XXXXXX XXXXXX A A A A A
0044212683 Yes XXXXXX XXXXXX B B B B A
0959709394 Yes XXXXXX XXXXXX C A A A A
0626855629 Yes XXXXXX XXXXXX B B A A A
0341506483 Yes XXXXXX XXXXXX A A A A A
0695519720 Yes XXXXXX XXXXXX C A A A A
0251533995 Yes XXXXXX XXXXXX A A A A A
0237319903 Yes XXXXXX XXXXXX A A A A A
0643750103 Yes XXXXXX XXXXXX A A A A A
0287631238 Yes XXXXXX XXXXXX A A A A A
0607663044 Yes XXXXXX XXXXXX A A A A A
0928765202 Yes XXXXXX XXXXXX A A A A A
0667541972 Yes XXXXXX XXXXXX A A A A A
0301184777 Yes XXXXXX XXXXXX A A A A A
0563323943 Yes XXXXXX XXXXXX A A A A A
0382714497 Yes XXXXXX XXXXXX A A A A A
0277332355 Yes XXXXXX XXXXXX B B B B A
0962527166 Yes XXXXXX XXXXXX A A A A A
0673980487 Yes XXXXXX XXXXXX A A A A A
0266515179 Yes XXXXXX XXXXXX A A A A A
0971358115 Yes XXXXXX XXXXXX C A A A C
0697509000 Yes XXXXXX XXXXXX B B A A A
0674897472 Yes XXXXXX XXXXXX C A A A A
0718779227 Yes XXXXXX XXXXXX B B B B A
0324560397 Yes XXXXXX XXXXXX A A A A A
0180291554 Yes XXXXXX XXXXXX A A A A A
0619683032 Yes XXXXXX XXXXXX C A A A A
0377191041 Yes XXXXXX XXXXXX D A D A A
0418881151 Yes XXXXXX XXXXXX B B A A A
0379583377 Yes XXXXXX XXXXXX A A A A A
0768638937 Yes XXXXXX XXXXXX A A A A A
0879865295 Yes XXXXXX XXXXXX A A A A A
0267698799 Yes XXXXXX XXXXXX A A A A A
0399338078 Yes XXXXXX XXXXXX A A A A A
0624329693 Yes XXXXXX XXXXXX A A A A A
0425294685 Yes XXXXXX XXXXXX A A A A A
0606028194 Yes XXXXXX XXXXXX A A A A A
0389755835 Yes XXXXXX XXXXXX A A A A A
0826952032 Yes XXXXXX XXXXXX B B B B A
0686174159 Yes XXXXXX XXXXXX A A A A A
0182091561 Yes XXXXXX XXXXXX A A A A A
0714903998 Yes XXXXXX XXXXXX A A A A A
0788717197 Yes XXXXXX XXXXXX A A A A A
0122255129 Yes XXXXXX XXXXXX A A A A A
0187609707 Yes XXXXXX XXXXXX A A A A A
0718534155 Yes XXXXXX XXXXXX A A A A A
0882737066 Yes XXXXXX XXXXXX A A A A A
0915882780 Yes XXXXXX XXXXXX A A A A A
0877548086 Yes XXXXXX XXXXXX A A A A A
0746741449 Yes XXXXXX XXXXXX A A A A A
0818477693 Yes XXXXXX XXXXXX A A A A A
0904867182 Yes XXXXXX XXXXXX A A A A A
0312903772 Yes XXXXXX XXXXXX A A A A A
0599919253 Yes XXXXXX XXXXXX A A A A A
0552280674 Yes XXXXXX XXXXXX A A A A A
0940550226 Yes XXXXXX XXXXXX A A A A A
0391992663 Yes XXXXXX XXXXXX A A A A A
0282510922 Yes XXXXXX XXXXXX A A A A A
0801051701 Yes XXXXXX XXXXXX A A A A A
0481341063 Yes XXXXXX XXXXXX A A A A A
0985710633 Yes XXXXXX XXXXXX A A A A A
0940802390 Yes XXXXXX XXXXXX A A A A A
0469133639 Yes XXXXXX XXXXXX A A A A A
0832258379 Yes XXXXXX XXXXXX B B A A A
0731355143 Yes XXXXXX XXXXXX A A A A A
0200266742 Yes XXXXXX XXXXXX A A A A A
0167864087 Yes XXXXXX XXXXXX A A A A A
0290190209 Yes XXXXXX XXXXXX C A A A A
0439150390 Yes XXXXXX XXXXXX A A A A A
0141371111 Yes XXXXXX XXXXXX A A A A A
0896609983 Yes XXXXXX XXXXXX A A A A A
0971482414 Yes XXXXXX XXXXXX A A A A A
0104214693 Yes XXXXXX XXXXXX C A A A A
0383323003 Yes XXXXXX XXXXXX A A A A A
0753332998 Yes XXXXXX XXXXXX A A A A A
0095035871 Yes XXXXXX XXXXXX B B A A A
0329977612 Yes XXXXXX XXXXXX A A A A A
0359256513 Yes XXXXXX XXXXXX A A A A A
0030018549 Yes XXXXXX XXXXXX A A A A A
0806792266 Yes XXXXXX XXXXXX A A A A A
0479215471 Yes XXXXXX XXXXXX D A A A A
0291891921 Yes XXXXXX XXXXXX A A A A A
0593038273 Yes XXXXXX XXXXXX A A A A A
0793398114 Yes XXXXXX XXXXXX D A D A A
0913096778 Yes XXXXXX XXXXXX A A A A A
0432425021 Yes XXXXXX XXXXXX A A A A A
0646340304 Yes XXXXXX XXXXXX A A A A A
0107362383 Yes XXXXXX XXXXXX D A A A A
0250596078 Yes XXXXXX XXXXXX B B A A A
0291992517 Yes XXXXXX XXXXXX A A A A A
0085472386 Yes XXXXXX XXXXXX A A A A A
0389451731 Yes XXXXXX XXXXXX A A A A A
0398030215 Yes XXXXXX XXXXXX A A A A A
0353124190 Yes XXXXXX XXXXXX A A A A A
0039178981 Yes XXXXXX XXXXXX A A A A A
0023279116 Yes XXXXXX XXXXXX A A A A A
0298522684 Yes XXXXXX XXXXXX A A A A A
0539716991 Yes XXXXXX XXXXXX A A A A A
0665162323 Yes XXXXXX XXXXXX A A A A A
0193474187 Yes XXXXXX XXXXXX A A A A A
0013897029 Yes XXXXXX XXXXXX A A A A A
0095553373 Yes XXXXXX XXXXXX A A A A A
0079875983 Yes XXXXXX XXXXXX A A A A A
0777908292 Yes XXXXXX XXXXXX B B A A A
0394154944 Yes XXXXXX XXXXXX A A A A A
0713503984 Yes XXXXXX XXXXXX A A A A A
0846244857 Yes XXXXXX XXXXXX A A A A A
0381027075 Yes XXXXXX XXXXXX A A A A A
0257126042 Yes XXXXXX XXXXXX C A A A A
0768832501 Yes XXXXXX XXXXXX A A A A A
0650881741 Yes XXXXXX XXXXXX A A A A A
0087095125 Yes XXXXXX XXXXXX A A A A A
0925912563 Yes XXXXXX XXXXXX A A A A A
0010161112 Yes XXXXXX XXXXXX A A A A A
0632717809 Yes XXXXXX XXXXXX A A A A A
0784661645 Yes XXXXXX XXXXXX A A A A A
0312750052 Yes XXXXXX XXXXXX D A A A A
0625035775 Yes XXXXXX XXXXXX A A A A A
0248933078 Yes XXXXXX XXXXXX D A A A A
0046114585 Yes XXXXXX XXXXXX A A A A A
0107577209 Yes XXXXXX XXXXXX A A A A A
0407287199 Yes XXXXXX XXXXXX A A A A A

 

Alt Loan Number Final Securitization Property Valuations Loan Grade Initial Securitization Compliance Loan Grade Final Securitization Compliance Loan Grade Initial S&P Overall Loan Grade Final S&P Overall Loan Grade Initial S&P Credit Loan Grade Final S&P Credit Loan Grade Initial S&P Property Valuations Loan Grade Final S&P Property Valuations Loan Grade Initial S&P Compliance Loan Grade Final S&P Compliance Loan Grade
0874264434 A A A A A A A A A A A
0655793227 A A A A A A A A A A A
0971346852 A A A A A A A A A A A
0740366376 A A A C B C B A A A A
0508893554 A A A A A A A A A A A
0146623882 A A A B B B B A A A A
0634884110 A A A A A A A A A A A
0295901565 A A A A A A A A A A A
0046552185 A A A A A A A A A A A
0083917578 A A A A A A A A A A A
0593829226 A A A A A A A A A A A
0833674778 A C A C A A A A A C A
0160724347 A A A A A A A A A A A
0714100774 A A A A A A A A A A A
0845241945 A A A A A A A A A A A
0468241167 A A A A A A A A A A A
0224967066 A A A B B B B A A A A
0884493495 A A A A A A A A A A A
0603758634 A A A A A A A A A A A
0410064059 A A A D B D B A A A A
0628088672 A A A A A A A A A A A
0100985056 A A A A A A A A A A A
0980952397 A A A A A A A A A A A
0826699658 A A A B B B B A A A A
0198698646 A A A A A A A A A A A
0351358758 A A A A A A A A A A A
0503764081 A A A A A A A A A A A
0666840166 A A A A A A A A A A A
0669737689 A C B C B A A A A C B
0010533153 A B B B B A A A A B B
0382730242 A B B B B A A A A B B
0605380941 A A A B B B B A A A A
0572034281 A A A A A A A A A A A
0364012147 A A A A A A A A A A A
0782961994 A D A D B D B A A D A
0946928088 A A A B B B B A A A A
0818158072 A C A C A A A A A C A
0748266519 A C A C B B B A A C A
0042889937 A A A C A A A C A A A
0872937814 A A A A A A A A A A A
0993908312 A C B C B A A A A C B
0058466192 A A A D A D A A A A A
0558278558 A A A A A A A A A A A
0836687425 A A A B B B B A A A A
0379185347 A A A B B B B A A A A
0770701466 A A A B B B B A A A A
0993721368 A A A A A A A A A A A
0312609376 A A A A A A A A A A A
0056458537 A A A B B B B A A A A
0902304409 A A A A A A A A A A A
0950745959 A A A A A A A A A A A
0563987393 A A A A A A A A A A A
0821759494 A A A A A A A A A A A
0710732992 A C B C B A A A A C B
0495523954 A A A A A A A A A A A
0785535238 A A A A A A A A A A A
0151786499 A A A A A A A A A A A
0309268957 A A A A A A A A A A A
0957830087 A A A A A A A A A A A
0726326333 A A A A A A A A A A A
0139538054 A A A A A A A A A A A
0680682524 A A A A A A A A A A A
0023327504 A A A A A A A A A A A
0870525869 A C B C B A A A A C B
0365758782 A B B B B A A A A B B
0183539719 A A A A A A A A A A A
0632260032 A A A A A A A A A A A
0337568653 A A A A A A A A A A A
0522939699 A A A A A A A A A A A
0244390166 A A A A A A A A A A A
0658567299 A D A D A D A A A D A
0595964109 A D A D A D A A A D A
0512766603 A D A D A D A A A D A
0886145358 A A A A A A A A A A A
0039065727 A A A A A A A A A A A
0089634107 A A A C A C A A A A A
0899466323 A C A C A A A A A C A
0920697723 A D A D B B B A A D A
0363552090 A D A D A B A A A D A
0521254034 A D A D A A A A A D A
0263183483 A A A A A A A A A A A
0816092323 A A A C A A A C A A A
0647959900 A A A B B B B A A A A
0773662001 A B B B B A A A A B B
0415612415 A A A A A A A A A A A
0669355009 A A A A A A A A A A A
0415184437 A A A A A A A A A A A
0917139318 A A A A A A A A A A A
0124132366 A A A A A A A A A A A
0860564300 A C A C B B B C A C A
0284367868 A D B D B D A A A D B
0091862916 A C A C A A A A A C A
0198048155 A A A A A A A A A A A
0901686227 A D A D B D B A A D A
0230421721 A A A A A A A A A A A
0449297471 A A A B B B B A A A A
0780213503 A D A D A B A A A D A
0156876551 A A A B B B B A A A A
0565535970 A B B B B A A A A B B
0619671192 A A A A A A A A A A A
0537260535 A A A C A C A A A A A
0311589547 A C A C A A A A A C A
0363550151 A D A D A D A A A D A
0161967285 A A A A A A A A A A A
0902022757 A A A A A A A A A A A
0511162958 A A A A A A A A A A A
0061624823 A A A A A A A A A A A
0518759130 A A A A A A A A A A A
0258635314 A A A A A A A A A A A
0518890745 A A A A A A A A A A A
0601160700 A C A C A A A A A C A
0290107440 A A A A A A A A A A A
0984185839 A D A D B B B A A D A
0793815866 A A A A A A A A A A A
0623459196 A B B B B A A A A B B
0281483266 A B B B B A A A A B B
0614571207 A A A B B B B A A A A
0693069447 A A A A A A A A A A A
0243797782 A B B B B A A A A B B
0533246836 A A A A A A A A A A A
0484769264 A A A B B B B A A A A
0991182989 A A A A A A A A A A A
0388028859 A A A B B B B A A A A
0520606070 A A A A A A A A A A A
0053884599 A A A A A A A A A A A
0572381003 A A A D A D A A A A A
0419737042 A A A A A A A A A A A
0600586085 A B B B B B B A A B B
0674570489 A D A D A B A A A D A
0082791792 A A A A A A A A A A A
0966544125 A A A A A A A A A A A
0870408547 A A A A A A A A A A A
0365356107 A A A A A A A A A A A
0942128995 A C A C B C B A A C A
0593595395 A C A C A A A A A C A
0526016709 A D A D A D A A A D A
0847339322 A A A A A A A A A A A
0129589759 A A A D A D A A A A A
0718645568 A A A A A A A A A A A
0926205199 A A A D B B B D A A A
0491490608 A A A A A A A A A A A
0642615404 A A A A A A A A A A A
0950079417 A A A A A A A A A A A
0176132344 A A A A A A A A A A A
0611537100 A A A A A A A A A A A
0493099874 A A A A A A A A A A A
0581297547 A A A D A D A A A A A
0879758129 A A A A A A A A A A A
0301562552 A A A A A A A A A A A
0613744471 A A A A A A A A A A A
0351267887 A A A A A A A A A A A
0945263059 A A A A A A A A A A A
0991338984 A A A A A A A A A A A
0182340071 A A A A A A A A A A A
0289392663 A A A A A A A A A A A
0983076152 A A A A A A A A A A A
0333824635 A C A C B B B A A C A
0569995019 A D A D A B A A A D A
0051569573 A A A A A A A A A A A
0963415685 A B B B B A A A A B B
0955937264 A A A A A A A A A A A
0139336740 A C B C B A A A A C B
0577229284 A C A D A D A A A C A
0819971454 A B B B B B B A A B B
0430386864 A A A A A A A A A A A
0788976212 A C A C A A A A A C A
0401899722 A A A A A A A A A A A
0868343203 A D B D B B A A A D B
0636846092 A A A A A A A A A A A
0768816663 A A A A A A A A A A A
0633708857 A A A A A A A A A A A
0706585544 A A A A A A A A A A A
0032856897 A A A A A A A A A A A
0469036000 A A A A A A A A A A A
0259195322 A A A A A A A A A A A
0233588768 A A A C A C A A A A A
0778524050 A A A A A A A A A A A
0374708686 A A A A A A A A A A A
0800656283 A B B B B A A A A B B
0519785422 A A A B B B B A A A A
0297778582 A A A A A A A A A A A
0894481671 A C B C B A A A A C B
0275718333 A A A A A A A A A A A
0215380832 A A A A A A A A A A A
0788742852 A A A A A A A A A A A
0193185172 A A A A A A A A A A A
0527793964 A A A A A A A A A A A
0257424185 A A A A A A A A A A A
0751464326 A C A C A A A A A C A
0782363688 A A A A A A A A A A A
0052092561 A C A C A A A A A C A
0745627701 A B B B B A A A A B B
0014372153 A A A A A A A A A A A
0096545912 A A A A A A A A A A A
0281298553 A A A A A A A A A A A
0534307291 A C B C B A A A A C B
0328703547 A A A A A A A A A A A
0873015295 A A A C B B B C A A A
0687131751 A C A C A A A A A C A
0887639066 A A A A A A A A A A A
0679400505 A C A C A A A A A C A
0254916112 A C A C A C A A A C A
0558789619 A A A A A A A A A A A
0520708701 A A A A A A A A A A A
0375159285 A A A A A A A A A A A
0736987985 A A A A A A A A A A A
0846437790 A D A D A B A A A D A
0687283342 A A A A A A A A A A A
0072327923 A A A A A A A A A A A
0336238831 A A A A A A A A A A A
0817778950 A B B B B A A A A B B
0614776708 A B B B B B B A A B B
0140076705 A A A A A A A A A A A
0114604669 A A A B B B B A A A A
0188143053 A A A A A A A A A A A
0802038592 A A A A A A A A A A A
0927704998 A A A A A A A A A A A
0404270748 A A A A A A A A A A A
0957692929 A A A A A A A A A A A
0355970426 A A A A A A A A A A A
0365542606 A B B B B A A A A B B
0881227705 A C B C B B B A A C B
0985919442 A A A B B B B A A A A
0792875623 A A A A A A A A A A A
0721034174 A A A A A A A A A A A
0086922470 A B B B B A A A A B B
0725036319 A A A A A A A A A A A
0080148108 A A A A A A A A A A A
0476723649 C A A C C A A C C A A
0649229235 A A A A A A A A A A A
0781688259 A A A A A A A A A A A
0799564818 A A A A A A A A A A A
0429170657 A A A A A A A A A A A
0506243601 A A A A A A A A A A A
0166750930 A A A A A A A A A A A
0191709590 A A A A A A A A A A A
0099898847 A C A C A A A A A C A
0581355890 A A A B B B B A A A A
0229267316 A A A A A A A A A A A
0331184310 A A A A A A A A A A A
0708102241 A A A A A A A A A A A
0634334593 A A A A A A A A A A A
0783415233 A A A A A A A A A A A
0848381448 A A A A A A A A A A A
0062289887 A A A A A A A A A A A
0647136633 A A A D A A A D A A A
0984705645 A C A C B B B A A C A
0650983906 A C A D A D A A A C A
0751257036 A A A A A A A A A A A
0663663919 A A A A A A A A A A A
0944311195 A A A A A A A A A A A
0151408430 A A A A A A A A A A A
0370543033 A A A A A A A A A A A
0859810000 A A A A A A A A A A A
0210676456 A A A A A A A A A A A
0194157748 A C A C A A A A A C A
0007875351 A A A A A A A A A A A
0615230024 A A A A A A A A A A A
0037865525 A A A A A A A A A A A
0535134091 A A A A A A A A A A A
0909085827 A A A A A A A A A A A
0289698118 A C B C B A A A A C B
0390984890 A A A A A A A A A A A
0753794045 A D A D B D B A A D A
0735770180 A A A A A A A A A A A
0175910260 A A A A A A A A A A A
0789509725 A A A B B B B A A A A
0389215607 A A A A A A A A A A A
0044776384 A A A A A A A A A A A
0012361670 A A A C B C B A A A A
0550109460 A A A A A A A A A A A
0147457889 A D A D A D A A A D A
0527333393 A A A A A A A A A A A
0642708852 A A A A A A A A A A A
0148112476 A A A A A A A A A A A
0365773081 A B B B B B B A A B B
0831552619 A A A A A A A A A A A
0657552809 A A A A A A A A A A A
0056133568 A A A A A A A A A A A
0036470894 A A A A A A A A A A A
0488401510 A B B B B A A A A B B
0711947910 A A A A A A A A A A A
0195766046 A A A C B C B A A A A
0690994517 A C A C A A A A A C A
0375423366 A A A A A A A A A A A
0293853808 A A A A A A A A A A A
0084786391 A A A A A A A A A A A
0144766168 A A A C A A A C A A A
0706657938 A A A A A A A A A A A
0967664174 A A A A A A A A A A A
0071315609 A A A D A D A A A A A
0816109365 A A A C A C A A A A A
0343074163 A A A A A A A A A A A
0185928927 A A A A A A A A A A A
0815902205 A A A A A A A A A A A
0315940642 A A A A A A A A A A A
0626584268 A A A A A A A A A A A
0099579706 A C B C B A A A A C B
0868859047 A A A B B B B A A A A
0508790275 A A A A A A A A A A A
0344060624 A A A A A A A A A A A
0001208260 A A A B B B B A A A A
0541268474 A A A A A A A A A A A
0026750669 A A A A A A A A A A A
0928657686 A A A A A A A A A A A
0899544017 A A A A A A A A A A A
0985560599 A A A A A A A A A A A
0719944689 A A A A A A A A A A A
0147657870 A A A A A A A A A A A
0421702906 A A A A A A A A A A A
0930880228 A C A C A A A A A C A
0058152232 A A A A A A A A A A A
0452894588 A A A A A A A A A A A
0765906942 A A A A A A A A A A A
0996703003 A A A A A A A A A A A
0504867538 A A A A A A A A A A A
0353664729 A A A A A A A A A A A
0022165426 A C A C A A A A A C A
0476603849 A A A A A A A A A A A
0904068300 A A A A A A A A A A A
0157661859 A C A C A A A A A C A
0901127013 A C A C A A A A A C A
0268204072 A A A A A A A A A A A
0607938872 A C B C B A A A A C B
0251366063 A A A B B B B A A A A
0111309815 A A A A A A A A A A A
0909385115 A A A A A A A A A A A
0230876099 A A A A A A A A A A A
0815122729 A A A B B B B A A A A
0234935183 A A A A A A A A A A A
0364070754 A A A A A A A A A A A
0208857959 A A A A A A A A A A A
0556108109 A A A A A A A A A A A
0958095313 A A A A A A A A A A A
0968138324 A A A A A A A A A A A
0083631836 A A A A A A A A A A A
0187804075 A D A D A D A A A D A
0319689882 A A A B B B B A A A A
0984830018 A A A A A A A A A A A
0018303136 A C A C A A A A A C A
0662886586 A A A C A C A A A A A
0986070720 A C A C A A A A A C A
0671024568 A A A A A A A A A A A
0763148211 A A A A A A A A A A A
0773753551 A A A A A A A A A A A
0140445664 A A A A A A A A A A A
0797371696 A A A B B B B A A A A
0093686180 A A A A A A A A A A A
0856387850 A A A A A A A A A A A
0055159590 A A A A A A A A A A A
0959870484 A A A A A A A A A A A
0022492955 A A A A A A A A A A A
0466758776 A C A C A A A A A C A
0374366226 A A A A A A A A A A A
0876142093 A A A A A A A A A A A
0377624368 A A A A A A A A A A A
0851791024 A A A A A A A A A A A
0255608843 A A A A A A A A A A A
0005133636 A D A D A D A A A D A
0964238483 A A A A A A A A A A A
0671407785 A B B B B B B A A B B
0122510339 A A A A A A A A A A A
0175566725 A A A A A A A A A A A
0018527973 A A A B B B B A A A A
0613793483 A A A A A A A A A A A
0010875977 A A A A A A A A A A A
0023372168 A A A A A A A A A A A
0277751122 A A A A A A A A A A A
0821363247 A A A A A A A A A A A
0006912855 A A A A A A A A A A A
0521327965 A A A A A A A A A A A
0093579564 A A A A A A A A A A A
0965850801 A D A D A A A A A D A
0976782492 A A A A A A A A A A A
0234547373 A A A A A A A A A A A
0524683555 A A A A A A A A A A A
0914204211 A A A A A A A A A A A
0712759027 A A A A A A A A A A A
0401476490 A C A C A A A A A C A
0095833943 A A A A A A A A A A A
0816774845 A A A A A A A A A A A
0258295534 A C A C A A A A A C A
0010099466 A A A A A A A A A A A
0485705017 A A A A A A A A A A A
0685437658 A A A A A A A A A A A
0444657526 A A A A A A A A A A A
0507360747 A A A A A A A A A A A
0618189265 A D A D A A A A A D A
0880979505 A D A D A B A A A D A
0965487541 A C B C B A A A A C B
0403916254 A A A A A A A A A A A
0438036478 A D A D A D A A A D A
0727718994 A C B C B A A A A C B
0810101652 A A A A A A A A A A A
0440498012 A A A A A A A A A A A
0341142506 A A A A A A A A A A A
0195032226 A A A A A A A A A A A
0422987993 A C A C A A A A A C A
0740805450 A A A A A A A A A A A
0467552849 A A A B B B B A A A A
0473788700 A A A C A A A C A A A
0525586982 A C B C B A A A A C B
0535637755 A A A A A A A A A A A
0078585915 A B B B B A A A A B B
0858806510 A B B B B A A A A B B
0878012448 A C B C B A A A A C B
0590079733 A D B D B A A A A D B
0651609645 A B B B B A A A A B B
0240082252 A C B C B A A A A C B
0701039260 A C B C B A A A A C B
0680996247 A A A A A A A A A A A
0677771726 A C B C B A A A A C B
0876755308 A A A A A A A A A A A
0932506863 A A A A A A A A A A A
0169960444 A A A A A A A A A A A
0625251146 A C B C B A A A A C B
0521318659 A A A A A A A A A A A
0803838618 A A A A A A A A A A A
0358141789 A A A A A A A A A A A
0757119637 A A A A A A A A A A A
0974061124 A B B B B A A A A B B
0699749187 A A A A A A A A A A A
0203951540 A A A A A A A A A A A
0449841787 A A A A A A A A A A A
0890273348 A B B B B A A A A B B
0597352845 A A A A A A A A A A A
0198039643 A B B D B D A A A B B
0164039335 A A A A A A A A A A A
0806651973 A A A A A A A A A A A
0970744433 A A A A A A A A A A A
0441337763 A A A A A A A A A A A
0764437650 A C B C B A A A A C B
0275391095 A A A A A A A A A A A
0754517462 A A A A A A A A A A A
0063801178 A A A A A A A A A A A
0323743636 A A A A A A A A A A A
0554485894 A A A A A A A A A A A
0562351227 A A A A A A A A A A A
0863428446 A A A A A A A A A A A
0971466510 A A A A A A A A A A A
0027459270 A A A D A D A A A A A
0171713300 A A A A A A A A A A A
0556411328 A A A A A A A A A A A
0820670342 A A A A A A A A A A A
0098308885 A A A A A A A A A A A
0081978157 A B B B B A A A A B B
0843711947 A A A A A A A A A A A
0512318878 A C A C A A A A A C A
0719452152 A A A A A A A A A A A
0032470149 A A A D A D A A A A A
0761782952 A D A D A A A A A D A
0646803606 A A A A A A A A A A A
0912257341 A A A A A A A A A A A
0990557435 A A A A A A A A A A A
0594766390 A A A A A A A A A A A
0723888838 A A A A A A A A A A A
0986735726 A A A A A A A A A A A
0690898587 A A A A A A A A A A A
0394145910 A C B C B A A A A C B
0222794979 A B B B B A A A A B B
0251132442 A A A A A A A A A A A
0534552028 A A A A A A A A A A A
0082093234 A A A A A A A A A A A
0044212683 A A A B B B B A A A A
0959709394 A C A C A A A A A C A
0626855629 A B B B B A A A A B B
0341506483 A A A A A A A A A A A
0695519720 A C A C A A A A A C A
0251533995 A A A A A A A A A A A
0237319903 A A A A A A A A A A A
0643750103 A A A A A A A A A A A
0287631238 A A A A A A A A A A A
0607663044 A A A A A A A A A A A
0928765202 A A A A A A A A A A A
0667541972 A A A A A A A A A A A
0301184777 A A A A A A A A A A A
0563323943 A A A A A A A A A A A
0382714497 A A A A A A A A A A A
0277332355 A A A B B B B A A A A
0962527166 A A A A A A A A A A A
0673980487 A A A A A A A A A A A
0266515179 A A A A A A A A A A A
0971358115 A A A C A A A C A A A
0697509000 A B B B B A A A A B B
0674897472 A C A C A A A A A C A
0718779227 A A A B B B B A A A A
0324560397 A A A A A A A A A A A
0180291554 A A A A A A A A A A A
0619683032 A C A C A A A A A C A
0377191041 A D A D A D A A A D A
0418881151 A B B B B A A A A B B
0379583377 A A A A A A A A A A A
0768638937 A A A A A A A A A A A
0879865295 A A A A A A A A A A A
0267698799 A A A A A A A A A A A
0399338078 A A A A A A A A A A A
0624329693 A A A A A A A A A A A
0425294685 A A A A A A A A A A A
0606028194 A A A A A A A A A A A
0389755835 A A A A A A A A A A A
0826952032 A A A B B B B A A A A
0686174159 A A A A A A A A A A A
0182091561 A A A A A A A A A A A
0714903998 A A A A A A A A A A A
0788717197 A A A A A A A A A A A
0122255129 A A A A A A A A A A A
0187609707 A A A A A A A A A A A
0718534155 A A A A A A A A A A A
0882737066 A A A A A A A A A A A
0915882780 A A A A A A A A A A A
0877548086 A A A A A A A A A A A
0746741449 A A A A A A A A A A A
0818477693 A A A A A A A A A A A
0904867182 A A A A A A A A A A A
0312903772 A A A A A A A A A A A
0599919253 A A A A A A A A A A A
0552280674 A A A A A A A A A A A
0940550226 A A A A A A A A A A A
0391992663 A A A A A A A A A A A
0282510922 A A A A A A A A A A A
0801051701 A A A A A A A A A A A
0481341063 A A A A A A A A A A A
0985710633 A A A A A A A A A A A
0940802390 A A A A A A A A A A A
0469133639 A A A A A A A A A A A
0832258379 A B B B B A A A A B B
0731355143 A A A A A A A A A A A
0200266742 A A A A A A A A A A A
0167864087 A A A A A A A A A A A
0290190209 A C A C A A A A A C A
0439150390 A A A A A A A A A A A
0141371111 A A A A A A A A A A A
0896609983 A A A A A A A A A A A
0971482414 A A A A A A A A A A A
0104214693 A C A C A A A A A C A
0383323003 A A A A A A A A A A A
0753332998 A A A A A A A A A A A
0095035871 A B B B B A A A A B B
0329977612 A A A A A A A A A A A
0359256513 A A A A A A A A A A A
0030018549 A A A A A A A A A A A
0806792266 A A A A A A A A A A A
0479215471 A D A D A A A A A D A
0291891921 A A A A A A A A A A A
0593038273 A A A A A A A A A A A
0793398114 A D A D A D A A A D A
0913096778 A A A A A A A A A A A
0432425021 A A A A A A A A A A A
0646340304 A A A A A A A A A A A
0107362383 A D A D A A A A A D A
0250596078 A B B B B A A A A B B
0291992517 A A A A A A A A A A A
0085472386 A A A A A A A A A A A
0389451731 A A A A A A A A A A A
0398030215 A A A A A A A A A A A
0353124190 A A A A A A A A A A A
0039178981 A A A A A A A A A A A
0023279116 A A A A A A A A A A A
0298522684 A A A A A A A A A A A
0539716991 A A A A A A A A A A A
0665162323 A A A A A A A A A A A
0193474187 A A A A A A A A A A A
0013897029 A A A A A A A A A A A
0095553373 A A A A A A A A A A A
0079875983 A A A A A A A A A A A
0777908292 A B B B B A A A A B B
0394154944 A A A A A A A A A A A
0713503984 A A A A A A A A A A A
0846244857 A A A A A A A A A A A
0381027075 A A A A A A A A A A A
0257126042 A C A C A A A A A C A
0768832501 A A A A A A A A A A A
0650881741 A A A A A A A A A A A
0087095125 A A A A A A A A A A A
0925912563 A A A A A A A A A A A
0010161112 A A A A A A A A A A A
0632717809 A A A A A A A A A A A
0784661645 A A A A A A A A A A A
0312750052 A D A D A A A A A D A
0625035775 A A A A A A A A A A A
0248933078 A D A D A A A A A D A
0046114585 A A A A A A A A A A A
0107577209 A A A A A A A A A A A
0407287199 A A A A A A A A A A A

 

 

 

GRAPHIC 7 image_001.gif GRAPHIC begin 644 image_001.gif M1TE&.#EA# , '< "'_"TU33T9&24-%.2XP#0 %S4D=" *[.'.D (?\+ M35-/1D9)0T4Y+C 8 #&US3U!-4T]&1DE#13DN, 5O_2$U "'_"TU33T9& M24-%.2XP& QC;5!02D-M<# W,3(" (!/C&XF0 A^00! "P M# , (+ P,#___^9F3-F9C, ! @,! @,! @,#'PBZW/Y*0!6$?*%:E_5> 373 0),$,Z$@ZZ?J@YC1,4 ( .P$! end GRAPHIC 8 tm2013512d1_ex99-1img02.jpg GRAPHIC begin 644 tm2013512d1_ex99-1img02.jpg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tm2013512d1_ex99-1img03.jpg GRAPHIC begin 644 tm2013512d1_ex99-1img03.jpg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end