0001104659-20-010525.txt : 20200204 0001104659-20-010525.hdr.sgml : 20200204 20200204145540 ACCESSION NUMBER: 0001104659-20-010525 CONFORMED SUBMISSION TYPE: ABS-15G PUBLIC DOCUMENT COUNT: 11 CONFORMED PERIOD OF REPORT: 20200204 ITEM INFORMATION: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer FILED AS OF DATE: 20200204 DATE AS OF CHANGE: 20200204 ABS RULE: RULE-15GA2 REGISTERED ENTITY: N ABS ASSET CLASS: Residential mortgages - Prime Wells Fargo Mortgage Backed Securities 2020-1 Trust FILER: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO ASSET SECURITIES CORP CENTRAL INDEX KEY: 0001011663 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 521972128 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00453 FILM NUMBER: 20573091 BUSINESS ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 BUSINESS PHONE: 3018468881 MAIL ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST ASSET SECURITIES CORP DATE OF NAME CHANGE: 19960717 DEPOSITOR: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO ASSET SECURITIES CORP CENTRAL INDEX KEY: 0001011663 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 521972128 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act BUSINESS ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 BUSINESS PHONE: 3018468881 MAIL ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST ASSET SECURITIES CORP DATE OF NAME CHANGE: 19960717 SECURITIZER: COMPANY DATA: COMPANY CONFORMED NAME: WELLS FARGO ASSET SECURITIES CORP CENTRAL INDEX KEY: 0001011663 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 521972128 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: ABS-15G SEC ACT: Dodd Frank Act SEC FILE NUMBER: 025-00453 BUSINESS ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 BUSINESS PHONE: 3018468881 MAIL ADDRESS: STREET 1: 8480 STAGECOACH CIRCLE CITY: FREDERICK STATE: MD ZIP: 21701 FORMER COMPANY: FORMER CONFORMED NAME: NORWEST ASSET SECURITIES CORP DATE OF NAME CHANGE: 19960717 ABS-15G 1 tm205695d1_abs15g.htm ABS-15G

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

 

FORM ABS-15G

 

ASSET-BACKED SECURITIZER
REPORT PURSUANT TO SECTION 15G OF
THE SECURITIES EXCHANGE ACT OF 1934

 

WELLS FARGO ASSET SECURITIES CORPORATIoN

 

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

 

____Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

 

Date of Report (Date of earliest event reported) __________________

 

Commission File Number of securitizer: __________________

 

Central Index Key Number of securitizer:__________________

 

 

Name and telephone number, including area code, of the person to contact in
connection with this filing

 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) [ ]

 

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) [ ]

 

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) [ ]

 

   X   Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

 

Central Index Key Number of depositor: 1011663

 

Wells Fargo Mortgage Backed Securities 2020-1 Trust
(Exact name of issuing entity as specified in its charter)

 

Central Index Key Number of issuing entity (if applicable): _______________

 

Central Index Key Number of underwriter (if applicable): ________________

 

Diane Wold -- 952-242-2302

Name and telephone number, including area code, of the person to contact in
connection with this filing

 

 

 

 

PART I: REPRESENTATION AND WARRANTY INFORMATION

 

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

 

Not Applicable

 

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

 

Not Applicable

 

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

 

Not Applicable

 

 

 

PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS

 

Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer

 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

 

 

 

 

EXHIBIT INDEX

 

99.1Clayton Services LLC (“Clayton”) Due Diligence Narrative Report
99.2Clayton Loan Level Tape Compare
99.3Clayton Rating Agency ATR QM Data Fields
99.4Clayton Valuations Summary
99.5Clayton Conditions Report
99.6Clayton Waived Exception Summary

 

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Wells fargo asset securities corporation
   
  (Depositor)
   
   
Date: February 4, 2020 /s/ Peter R. Diliberti
  Name: Peter R. Diliberti
  Title: President (senior officer in charge of securitization)

 

 

 

EX-99.1 2 tm205695d1_ex99-1.htm CLAYTON SERVICES LLC (CLAYTON) DUE DILIGENCE NARRATIVE REPORT

Exhibit 99.1

 

 

 

 

 

 

 

 

 

December 30, 2019
Due Diligence Narrative Report

 

 

   

 

Table of Contents

 

Clayton Contact Information 2
   
Overview 2
   
Originators 2
   
Clayton’s Third Party Review (“TPR”) Scope of Work 2
   
Sampling 3
   
Sponsor Acquisition Criteria 3
   
Loan Grading 3
   
TPR Component Review Scope 4
Credit Review 4
Property Valuation Review 4
Regulatory Compliance Review 5
   
Data Integrity 6
   
Data Capture 6
   
Data Compare Results 6
   
Clayton Due Diligence Results 7
   
Clayton Third Party Reports Delivered 8
   
Appendix A: Credit Review Scope 9
   
Appendix B: Origination Appraisal Assessment 12
   
Appendix C: Regulatory Compliance Review Scope 15

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 1

December 30, 2019

   

 

Clayton Contact Information

 

Client Service Management:

 

  Stephany Wright Client Service Manager
  Phone: (813) 371-0269/E-mail: swright@clayton.com
   
  Joe Ozment Director of Securitization
  Phone: (813) 261-0733/E-mail: jozment@clayton.com

 

Overview

 

On behalf of Wells Fargo Home Mortgage, Clayton conducted an independent third-party pre-securitization due diligence review of residential loans selected for the Wells Fargo securitization (WFMBS 2020-1). The loans referenced in this narrative report were reviewed from 04-2017 to 11-2019 at Clayton’s centralized underwriting facilities in Tampa, FL. This narrative report provides information about the original lenders, the scope of work performed by Clayton, and the results of Clayton’s review.

 

Originators

 

Origination channels for the loans in this review:

 

Origination Channel Loan Count Percentage
Correspondent Flow with delegated underwriting 213 27.52%
Correspondent Flow without delegated underwriting 55 7.11
Retail 506 65.37%
Total 774 100.00%

 

Clayton’s Third Party Review (“TPR”) Scope of Work

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency1 loan level review standards in place as of the date of the review. This is referred to as a “Full Review”.

 

 

1 Standard and Poor’s, Moody’s, Fitch, Kroll, DBRS, and Morningstar

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 2

December 30, 2019

   

 

Sampling

 

For all originators in this transaction, 100% of the loans received a Full Review as described below.

 

Review Type Loan Counts

Review Type

Loan Count

Reviewed by Clayton

Scope Applied
Full Review 774 Clayton performed a Full Review based on the scope described below in the section titled “TPR Component Review Scope”.
Total Loan Population 774  

 

Sponsor Acquisition Criteria

 

The loans were originated to Guidelines and Clayton reviewed the loans to the, Wells Fargo Combined Guidelines 4.20.17; Wells Fargo Non-Conforming Seller Guide 6.2018 part 1 and 2. (Correspondent), Wells Fargo Non-Conforming Seller Guide 11.2018 (Correspondent), Wells Fargo Non-Agency Underwriting Guidelines 6.2018 (Retail), Wells Fargo Non-Agency Underwriting Guidelines 12.2018 (Retail), Wells Fargo Non-Agency Underwriting Guidelines 2.2019 (Retail), 08.19_NC and Retail_08.19_NC, Correspondent_06.19_NC and Retail_06.19_NC, Retail_02.17_NC. Clayton was supplied with all of the changes to the guidelines with advance notice.

 

Loan Grading

 

The Sponsor Acquisition Criteria referenced above served as the benchmark for grading loans from a credit underwriting, property valuation and regulatory compliance perspective, as applicable. Each loan received an “initial” and a “final” grade. The “initial” grade was assigned during the initial loan review. The “final” grade takes into account additional information and supporting documentation that may have been provided by the originators to clear outstanding conditions. Clayton’s loan grading is solely based on Clayton’s independent assessment of all guideline exceptions and compensating factors for each of the component reviews. Clayton is providing a comprehensive loan-level analysis as part of this pre-securitization reporting package that includes initial grades, final grades and detailed commentary on the rationale for any changes in grades, and sets forth compensating factors and waivers.

Clayton’s loan grading complied with rating agency grading definitions published by Moody’s, Standard and Poor’s, Fitch, Kroll, Morningstar and DBRS.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 3

December 30, 2019

   

 

TPR Component Review Scope

 

Clayton examined the selected loan files with respect to the presence or absence of relevant documents, enforceability of mortgage loan documents, and accuracy and completeness of data fields. Clayton relied on the accuracy of information contained in loan documentation provided to Clayton.

 

Credit Review

 

Clayton’s Credit scope of review conducted on this transaction included the following elements (for more detail, please refer to Appendix A and to the guidelines cited above):

§Assessed whether the characteristics of the mortgage loans and the borrowers conformed to the Sponsor Acquisition Criteria cited above;
§Re-calculated LTV, CLTV, income, liabilities, and debt-to-income ratios (DTI) and compared these against the Sponsor Acquisition Criteria;
§Analyzed asset statements in order to determine whether funds to close and reserves were within Sponsor Acquisition Criteria;
§Confirmed that credit scores (FICO) and credit histories were within Sponsor Acquisition Criteria;
§Evaluated evidence of borrower’s willingness and ability to repay the obligation;
§Examined Data Verify/Fraudgaurd/Interthinx or similar risk evaluation report, which was ordered by the Seller or Clayton and received by Clayton for Nationwide Mortgage Licensing System and Registry (“NMLS”) and occupancy status alerts. Clayton researched alert information against loan documentation and assigned loan conditions accordingly.

 

 

Property Valuation Review

 

Clayton’s Property Valuation scope of review conducted on this transaction included the following elements:

 

§Original Appraisal Assessment
-Clayton reviewed the original appraisal provided to determine whether the original appraisal was complete, thorough and the original appraised value was reasonably supported.
-For more detail on the original appraisal review scope and desk review definitions, please refer to Appendix B and to the guidelines cited above.

 

§Value Supported Analysis

Clayton applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product. A Desk Review or a 2nd full origination appraisal was used to reconcile the original appraisal within a 10% variance. If a loan fell outside of a 10% variance then a Field Review was ordered to reconcile within a 10% variance.

 

-745 loans had Desktop Reviews
-29 loans had a CU Score of 2.5 or less
-38 loans required a Field Review

 

Clayton did have independent access to the Desktop Reviews and or Field Reviews for all loans in this population.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 4

December 30, 2019

   

 

Regulatory Compliance Review

 

Clayton’s Regulatory Compliance scope of review conducted on this transaction included the elements summarized below. (For more detail, please refer to Appendix C and to the guidelines cited above.)

 

Clayton utilized its proprietary eCLAS engine for regulatory compliance testing.

 

The scope of the compliance review performed is summarized below:

§Tested for certain applicable federal, state and local high cost and/or anti-predatory laws;
§Assessed compliance with state specific consumer protection laws by testing late charge and prepayment penalty provisions;
§Truth-in-lending/regulation Z (TILA) testing included the following:
-Notice of Right to Cancel (Right of Rescission) adherence if applicable;
-TIL Disclosure Timing (3/7/3) and disclosure content;
-TIL APR and Finance charge tolerances;
-Timeliness of ARM Disclosures (if applicable);
-Section 32 APR and Points and Fees Thresholds and prohibited practices;
-Section 35 Higher Priced Mortgage Loans thresholds and applicable escrow and appraisal requirements;
-Prohibited Acts or Practices including Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling;
-Reviewed ATR/QM Ability to Repay (a/k/a Minimum Standards for Transactions): for applications on or after 1/10/2014. Clayton confirmed the loan files contain documentation to evidence the lender considered and verified the borrower’s ability to Repay. This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q.  Non-QM loans were reviewed to ensure the lender documented that they considered and verified the eight (8) underwriting factors required for ATR compliance in accordance with either their guidelines or the Sponsor Acquisition Criteria;
oThe ATR/QM Rules allow the lender to exclude up to two discount points from the 3% points and fees evaluation depending on the loan’s undiscounted interest rate in relation to the APOR index rate. The ATR/QM Rule does not set the required rate reduction per discount point.

Clayton evaluated the lender’s exclusion of discount points from the 3% points and fees calculation for all loans in this transaction using a 0.2% rate reduction threshold per discount point.

-Prepayment Penalty restrictions.
-TRID: on applicable loans, test compliance with the Integrated Mortgage Disclosure rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau.
§Real Estate Settlement Procedures Act (RESPA) laws and regulations testing included:
-GFE initial disclosure timing and content;
-Confirmed the file contains the final HUD1 Settlement Statement; 
-GFE to HUD1 evaluation for 0% and 10% fee tolerances;
-Homeownership Counseling Notice;
-Affiliated Business Disclosure if applicable.

 

OF NOTE:  As of October 3, 2015 (“TRID Effective Date”), Clayton commenced testing applicable loans subject to the TRID Effective date against a TRID scope of review that was based on outside counsel’s interpretations of the published regulations as of the TRID Effective Date.  Clayton’s scope was commercially reasonable as it relates to a Third Party Review (“TPR”) firms role as TPR conducting an independent third-party pre-securitization due diligence review (“Initial TRID Scope”).  The Initial TRID Scope was created with guidance from outside counsel. 

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 5

December 30, 2019

   

 

On, June 15th, 2016 SFIG published its RMBS 3.0 TRID Compliance Review Scope © documentation, developed under the leadership of members from Third Party Review (“TPR”) firms across the industry and SFIG’s RMBS 3.0 Due Diligence, Data and Disclosure Working Group. The RMBS 3.0 TRID Compliance Review Scope was created with an aim to facilitate a uniform testing and risk identification standard as it would apply to an assignee, as a result of a consistent Truth-In-Lending Act liability interpretation according to the understanding of prevailing legal precedent and informal written guidance and webinars offered by the CFPB, as it applies to the Know Before You Owe / Truth In Lending Act (“TILA) – Real Estate Settlement Procedures Act (“RESPA”) Integrated Disclosure (“TRID”) Rule (78 FR 79730, as amended).  RMBS 3.0 TRID Compliance Review Scope may be formally amended by the SFIG RMBS 3.0 Due Diligence, Data and Disclosure Working Group as clarifying regulations may be promulgated on a go forward basis, as well as any binding judicial interpretations of the underlying law.

 

Clayton applied the enhanced RMBS 3.0 TRID Compliance Review Scope to all loans in this transaction.

 

 

Data Integrity

 

Clayton utilized its proprietary eCLAS tool to determine tape to file accuracy of each reviewed loan, by completing the following steps:

§Tape data received from lender/client is stored in eCLAS;
§Loan Reviewer collects validated loan data in eCLAS;
§Each received data point is compared to its counterpart collected data point;
§Discrepancies found during comparison are stored

 

Data Capture

 

Clayton collected data fields required to create American Securitization Forum (“ASF”) and Standard and Poor’s LEVELS 7.4. data disclosure requirements. Both of these file formats are provided as part of the pre-securitization reporting package. Additionally, Clayton captured rating agency required data points relating to ATR/QM determination, which is provided in the reporting package.

 

Data Compare Results

 

Clayton provided Wells Fargo Home Mortgage, with a copy of the Loan Level Tape Compare Upload which shows the differences between the data received by the seller versus the data captured by Clayton during the loan review.

 

Summary of data compare results:

 

Field Name # of Loan Accuracy
Amortized Term 1 99.87%
Borrower 1 First Time Home Buyer 8 98.97%
Borrower 1 Self-Employed Flag 16 97.93%
Cash Reserves 35 00.00%
Combined LTV 15 98.06%
Debt to Income Ratios (Back) 31 95.99%
First Payment Date 1 99.87%
Maturity Date 1 99.87%
Original Appraised Value 50 93.54%
Original LTV 11 98.58%
Property Type 4 99.48%
Representative Credit Score for Grading 11 98.58%
Sales Price 1 99.87%
Securitization Total Cash Out 30 96.12%

 

*Note: For Cash Reserves, Clayton randomly selected 35 Retail loans from the population. Those differences are disclosed on the Loan Level Tape Compare Upload.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 6

December 30, 2019

   

 

Clayton Due Diligence Results

 

Below are the initial and final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

 

Initial and Final Overall Loan Grade Results

 

  Overall Grade Migration
  Initial
Final   A B C D Total
A 368 4 31 42 445
B   182 83 64 329
C         0
D         0
Total 368 186 114 106 774

 

*The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

 

Initial and Final Credit Component Grade Results

 

  Credit Grade Migration
  Initial
Final   A B C D Total
A 611 13 12 44 680
B   80 7 7 94
C         0
D         0
Total 611 93 19 51 774

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 7

December 30, 2019

   

 

Initial and Final Property Valuation Grade Results

 

  Property Valuation Grade Migration
  Initial
Final   A B C D Total
A 722 2 40 8 772
B   2     2
C         0
D         0
Total 722 4 40 8 774

 

Initial and Final Regulatory Compliance Grade Results

 

  Compliance Grade Migration
  Initial
Final   A B C D Total
A 441 3 23 37 504
B   177 61 32 270
C         0
D         0
Total 441 180 84 69 774

 

Clayton Third Party Reports Delivered

 

Clayton furnished the following reports on this transaction:

 

1.Narrative Report

 

2.Conditions Report

 

3.Loan Level Tape Compare Upload

 

4.Valuations Summary Reports

 

5.ATR/QM Data Fields Report

 

6.Waived Conditions Summary

 

8.ASF Upload

 

9.Attestation Forms

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 8

December 30, 2019

   

 

Appendix A: Credit Review Scope

 

For each mortgage loan, Clayton performed a guideline review utilizing specific guidelines furnished at the time of the review.

 

A.Verified that the characteristics of the mortgage loan and borrower conformed to the Sponsor Acquisition Criteria requirements including:

oDTI

oLTV/TLTV/HLTV

oCredit score

oIncome and employment

oAssets and reserves

oProperty type and use eligibility; and if the property type was a condominium or cooperative, assessed project adherence

oBorrower eligibility, including:

-Citizenship status

-Non- occupant co-borrower

oTransaction eligibility, including:

-Maximum loan amount

-Loan purpose

-Occupancy

oNoted any approved exceptions or waivers by the originator and/or aggregator to guidelines; verified that approved exceptions included required, documented compensating factors

 

B.As part of the guideline review, Clayton performed a credit analysis during which various documents were examined, including:
oUniform Residential Loan Application reviewed to determine:

-Initial loan application was in the loan file and was signed by all borrowers

-Final loan application was in the loan file and was complete

-Information and debts disclosed on loan application aligned with related documentation in the loan file

oEmployment analyzed and verified through use of various documents, including:

-Income documentation

-Verbal and/or written verifications of employments (VVOE, VOE)

-CPA letter

-Business licenses

-Tax transcripts (IRS Form 4506-T)

-Other documentation in loan file

oIncome review included:

-Required income documentation for all borrowers was present and within required time period

-Documents did not appear to have been altered or inconsistent

-IRS Form 4506-T

§Signed by all borrowers and processed by the originator

§Compared IRS tax transcripts to income documentation and noted any inconsistencies

-Income was recalculated and was documented with applicable documentation, including:

§Tax returns

§Financial statements

§Paystubs

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 9

December 30, 2019

   

 

§W-2s

§1099

§IRS documents

§Bank statements

§Lease agreements

§Award letters

§Other documentation in loan file

oAsset review included:
-Asset documentation required to verify down payment, closing costs, prepaid items and reserves was present and within required timeframe, including:

§Verification of deposits (VOD)

§Depository account statements

§Stock or security account statements

§Gift funds

§Settlements statements

§Other evidence of conveyance and transfer of funds, if a sale of assets was involved

§Other documentation in loan file

-Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

oCredit Report review included:
-Complete copy of report was in loan file

-Report was dated within required timeframe

-All borrowers were included in the report

-Checked any fraud alerts against related loan file documentation

-Verified all disclosed mortgage debt on credit report against the loan application (under the schedule of real estate owned) for accurate debt ratio calculation

-Compared liabilities listed on the credit report against the loan application for accurate debt ratio calculation

-Captured and utilized appropriate credit score for guideline review

oTitle policy review included:
-Title interest – determined if

§Fee simple

§Leasehold estate

-Appropriate vestee(s) were listed on title policy

-Amount of coverage was greater than or equal to the original principal amount of the mortgage

-Applicable title endorsements were present

-Checked for any encumbrances, encroachments and other title exceptions affecting the lien identified through the title search; verified that each issues was addressed in the transaction

-Reviewed the chain of title and duration of ownership by seller or borrower (whichever was applicable)

-Captured monthly tax payments in debt ratio calculation

oHUD1 (Settlement Statement) review included:
-Funds to close identified and analyzed against borrower’s assets

-Seller contributions did not exceed maximum allowed

-Subject property, seller and borrower aligned with other loan documentation

-Disbursements and pay-offs included in debt ratio calculations

-Loan purpose confirmed

oHazard/Flood insurance review included:
-Verified presence of required hazard insurance and flood insurance (if required)

-Confirmed that any required insurance was for the:

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 10

December 30, 2019

   

 

§Correct borrower

§Correct property

§Correct lender

§Correct loan number

§Life of loan, if flood insurance required

-Confirmed that any required insurance minimum coverage amount and policy period

-Reviewed for evidence that any required insurance policy premium was paid

-Confirmed that the mortgagee clause listed the lender’s name and “it’s successors and assigns”

-Confirmed that the payment amount on any required insurance was included in the debt ratio calculation

oMortgage Insurance review included:
-Determined if mortgage insurance is required

-Captured mortgage insurance name, certificate # and percentage guarantee (when required)

 

C.For each mortgage loan, Clayton examined the mortgage or deed of trust for evidence of recordation. In lieu of a copy of the mortgage or deed of trust with recording information, a copy of the mortgage or deed of trust that is stamped “true and certified copy” by the escrow/settlement agent plus recording directions on closing instruction documentation was utilized as evidence for recording.

 

D.For each mortgage loan, Clayton utilized the results from an independent, third-party fraud tool along with information in the loan file to identify and address any potential misrepresentations including:
oBorrower identity
-Social Security inconsistencies

-Borrower name variations

oOccupancy
-Borrower address history

-Subject property ownership history

oEmployment
oLicensing – reviewed NMLS data for:
-Mortgage lender/originator

-Loan officer

oOFAC

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 11

December 30, 2019

  

 

Appendix B: Origination Appraisal Assessment

 

For each Mortgage Loan, Clayton performed the following origination appraisal analysis:

 

A.Verified that the mortgage loan file contained an appraisal report and that it met the following criteria:

oAppraisal report used standard GSE forms, appropriate to the property type:

-FNMA 1004/FHLMC 70 – Uniform Residential Appraisal Report. Used for 1-unit properties, units in planned unit developments (detached PUDs) and condominium projects that consist solely of detached dwelling (site condominium)

-FNMA 1073/FHLMC 465 – Individual Condominium Report. Used to appraise a unit in a condominium project or a condominium unit in a PUD (attached PUD)

-FNMA 1025/FHLMC 72 – Small Residential Income Property Appraisal Report. Used for all two-to-four unit residential income properties, including two-to-four unit properties in a PUD

-FNMA 2090 – Individual Cooperative Appraisal Report. Used for individual cooperative units

-FNMA 2000/FHLMC 1032 – One Unit Residential Appraisal Field Review

-FNMA 2000a/FHLMC 1072 – Two to Four Unit Residential Appraisal Field Review

oAppraisal report was reasonably complete and included:

-Appraisal report form, certification, statement of limiting conditions and scope of work

-Accurate identification of the subject property

-Accurate identification of the subject loan transaction

-Accurate identification of the property type, in both land and improvements

-All required attachments including:

§Subject front, rear and street photos and valued features

§Subject interior photos – kitchen, all baths, main living area, updates/upgrades, deferred maintenance

§Photos of all comparable sales and listings

§Location map

§Exterior sketch of property with dimensions

§1004MC Market Conditions Report

-Evidence that appraisal report was made “As Is” or provided satisfactory evidence of completion for all material conditions

-Appraisal date met supplied Sponsor Acquisition Criteria

-If applicable to Sponsor Acquisition Criteria requirements, a second full appraisal was furnished and met Sponsor Acquisition Criteria

 

B.Performed a general credibility assessment of the results of the appraisal per Title XI of FIRREA and USPAP based on the following criteria:

oTitle XI of FIRREA:

-If the appraisal was completed by a trainee or licensed appraiser unqualified to independently sign the report, an appropriately licensed appraiser co-signed as a supervisory appraiser and inspected the property

-Determined that either the appraiser or supervisory appraiser was appropriately licensed by verifying the appraiser’s license included in the appraisal.

-Reviewed for the presence of any “red flags” related to the mortgaged property that may have posed a risk to the property or occupants

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 12

December 30, 2019

  

 

oUSPAP

-Confirmed that the appraiser developed and communicated their analysis, opinion, and conclusion to intended users of their services in a manner that is meaningful and not misleading and that the appraisal is signed.

 

C.Reviewed and graded the appraisal valuation to the following criteria:

oAppraised value was reasonably supported. Utilized the following review in making value supported determination:

-Comps used were located reasonably close to the subject property and if not the reason was satisfactorily explained

-Comps used were reasonably recent in transaction date and if not the reason was furnished

-Comps used were reasonably similar to the subject property and if not an explanation was supplied

-Appraised value of the subject was bracketed by the sales prices of the comps and if not the reason was furnished

-Adjustments were reviewed and appeared reasonable utilizing the 15% net/25% gross guideline.

oProperty was complete. However, if the property was not 100% complete, then any unfinished portion had no material impact to the value, safety, soundness, structural integrity, habitability or marketability of the subject property

oAppraisal was reviewed for any indication of property or marketability issues. Utilized the following key points in making determination:

-Appraisal was made on an “As Is” basis or provides satisfactory evidence of completion of all material conditions

-Property usage was reviewed for zoning compliance

-Property utilization was reviewed to determine it was “highest and best use”

-Neighborhood values were reviewed to determine if declining

-Market conditions were reviewed to determine indication of possible marketability issues:

§Location

§% built up

§Growth rate

§Demand/supply

§Marketing time

§Predominant occupancy

-Physical condition of the property was reviewed to determine that the property condition was average or better

-Style of property was reviewed to determine if unique property

-Any health and safety issues were noted and/or remediated

-Locational and/or environmental concerns adequately addressed if present

 

D.Property Eligibility Criteria – Clayton reviewed the property to determine that the property met the client supplied eligibility requirements. Examples of ineligible property types may include:
o3 to 4 unit owner occupied properties
o2 to 4 unit second homes
oUnwarrantable or limited review condominiums
oManufactured or mobile homes
oCondotel units
oUnique properties
oWorking farms, ranches or orchards
oMixed-use properties
oProperties subject to existing oil or gas leases
oProperties located in Hawaii Lava Zones 1 and 2
oProperties exceeding Sponsor Acquisition Criteria requirements for excess acreage

 

E.Properties Affected by Disasters Criteria – Clayton reviewed the appraisal date against any FEMA Declared Disaster Areas that were designated for Individual and/or Public Assistance due to a federal government disaster declaration.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 13

December 30, 2019

  

 

oIf the appraisal date is before the FEMA Effective Date for any of the disasters listed, Clayton will specify whether or not there has been a property inspection since the date listed, the latest inspection date, whether or not new damage has been indicated, and the amount of said damage.

F.Disclaimer

oThe individuals performing the aforementioned original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice (“USPAP”) or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute “appraisal reviews” for purposes of USPAP or Federal or State law.

 

oClayton makes no representation or warranty as to the value of any mortgaged property, notwithstanding that Clayton may have reviewed valuation information for reasonableness
oClayton is not an ‘AMC’ (appraisal management company) and therefore Clayton does not opine on the actual value of the underlying property
oClayton is not a ‘creditor’ within the meaning of ECOA or other lending laws and regulations, and therefore Clayton will not have any communication with or responsibility to any individual consumer concerning property valuation.
oClayton does not check to see if the appraiser is on the Freddie Mac exclusionary list

 

G.Desk Review definitions

oClear Capital “CDA” means a written retrospective analysis of an appraisal of residential real property relating to completeness, reasonableness, and relevance. The relevant appraisal shall be provided to Clear Capital by Customer. The CDA will offer an alternative value, if deemed appropriate, based on the analysis of the competitive market as of the effective date of the appraisal provided.  The CDA will also provide an analysis of the appraisal provided, including supporting narrative and data to fully support the CDA value and outline deficiencies within the appraisal. The CDA will also contain a Risk Score and Risk Indicators based upon the findings of the analysis for the appraisal provided to Clear Capital by Customer. 
oProTeck’s Appraisal Risk Review (ARR) is an enhanced desk review of the original appraisal in the file completed by a licensed appraiser. The ARR validates  subject and comparable data and characteristics, confirms the original appraiser’s methodologies, credentials, and commentary to insure compliance with regulatory requirements and industry accepted best practices, and flags all risk factors while also providing a final value reconciliation used to grade the loan.

oRedBell "Valuation Risk Review" or ("VRR") means Supplier's alternative valuation product which consists of a review of a third-party valuation product (appraisal or BPO) by a licensed real estate appraiser.  The review is conducted to confirm the value provided in the third-party valuation product or provide a new reconciled, independent value.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 14

December 30, 2019

  

 

Appendix C: Regulatory Compliance Review Scope

 

This appendix provides an overview of Clayton’s proprietary compliance system for 1-4 family residential mortgage loans in the due diligence process to determine, to the extent possible and subject to the caveats below, whether the loans comply with federal, state and local laws. The Disclaimer section explains limitations that you should be aware of. Additional details on the items listed below as well as Clayton’s state, county and municipal testing can be provided upon request. The compliance engine is fully integrated into Clayton’s proprietary due diligence platform, eCLAS. Not all compliance requirements the engine may test are applicable for the subject pool.

 

Federal Law

 

A.RESPA and Regulation X: Loan level analysis on the following, on loans where applicable.
oAffiliated Business Disclosure: if the loan file indicates the lender or broker referred the borrower to a known affiliate, confirm the disclosure was provided to the borrower
oHomeownership Counseling Notice: for loan applications on or after 1/10/2014, confirm the notice was provided to the borrower within 3 days of application

 

B.Truth in Lending Act and Regulation Z - Loan level analysis on the following, on loans where applicable.
oTIL Disclosure: Content of Disclosures – perform an independent recalculation of the finance charges and APR to determine whether the amounts disclosed on the final TIL were within allowable tolerances. Payment schedule accuracy, including under the Mortgage Disclosure Improvement Act for loans applications on or after January 30, 2010. Additional disclosure content with a focus on the consistency of the prepayment penalty disclosure and assumption policy with the note and security instrument.
oMortgage Disclosure Improvement Act, (3/7/3 rule): Confirm the timing of the initial TIL disclosure within 3 days of application, 7 days prior to consummation, and corrected TIL disclosures provided at least 3 days prior to consummation for applications received on or after July 30, 2009 (Section 19)
oARM Disclosure: confirm these disclosures are in the file within 3 days of application, or 3 days of the borrower discussing ARM programs identified within the loan file
oRight of Rescission – Review the disclosure form type, disclosure timing, disclosed dates, other material disclosures, and the loan disbursement (Section 23)
oHigh Cost mortgage thresholds for points and fees (Section 32)
oHigh Cost Prohibited Acts and Practices upon request (Section 33)
oHigher Priced Mortgage Loan thresholds for APR in relation to the APOR. Including Escrow and appraisal requirements (Section 35)
oProhibited Acts or Practices including testing the Loan Originator compensation rules, NMLSR ID on documents, financing Credit Insurance, mandatory arbitration clauses, and NegAm Counseling (Section 36)
oATR/QM Ability to Repay, aka Minimum Standards for Transactions: for applications on or after 1/10/2014, confirm the loan file contains documentation to evidence the lender considered and verified the borrower has the ability to repay in accordance with the ATR requirements This included identifying whether QM loans met agency exemptions or were underwritten in accordance with Appendix Q. Non QM loans will be reviewed to ensure the lender documented that they considered and verified the 8 underwriting factors as required for ATR compliance. This review also includes evaluating loans against the new TILA prepayment penalty restrictions (Section 43)
oTILA/RESPA Integrated Disclosure Rule: “The Initial TRID Scope”
§Test whether or not the loan is subject to disclosure on TRID documents, the Loan Estimate (“LE”) and Closing Disclosure (“CD”)
§Pre-application Requirement Testing:
·Pre-application forms cannot look similar to the LE

·Pre-application forms must contain the required disclaimer (“Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan”).

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 15

December 30, 2019

  

 

§Timing Requirements:

·The LE was delivered or placed in the mail within 3 business days of the broker or lender receiving an application.

·The loan does not consummate (Clayton looks to the later of the note date or notary date) until the later of seven business days after the LE is delivered or placed in the mail and three business days after the CD (or Corrected CD when a new three-day waiting period is triggered) is received.

·That a revised LE or CD is provided within three business days of the lender having knowledge of the information that led to the change.

§Fee Tolerances:

·Zero and ten percent tolerance fees are only reset with a valid and timely change of circumstance.

·If a credit or refund is made, that it is sufficient to cover Clayton’s calculated under-disclosure.

§Payment Schedule Accuracy:

·The number of columns and timing of changes to payments as well as the mortgage insurance drop-off match Clayton’s calculated payment schedule.

·Interest-only periods and final balloon payments are accurately completed.

·The total of the principal and interest payment, mortgage insurance and escrow amounts add up correctly.

·When applicable, that the AIR and AP tables are consistent with Clayton’s calculations.

§Accuracy of the Loan Calculations

·Amount Financed

·Finance Charge

·Total of Payments

·Total interest percentage

§Technical Requirements

·Compliance with the TRID rounding rules.

·Compliance with specified formatting requirements.

·Compliance with date entry requirements (such as when a field, if not applicable, must be present and left blank).

·Alphabetization of fees.

·Title fees preceded by “Title –.”

·Column or similar limits such as four columns for Projected Payments and a maximum of thirteen Origination Charges on the LE.

§Consistency within and across forms

·Once a fee is disclosed it must remain substantially the same name across disclosures.

·Consistency between the Costs at Closing and Calculating Cash to Close tables, for which there is a version for transactions with a seller and an optional, but not required, version for transactions without a seller. They should be consistent within and across disclosures.

·Where amounts in a table reference that they are derived from another section of the form, that the amounts match the amount in the section referenced.

·Escrow amounts disclosed in the Projected Payments section tie out to the escrow amounts detailed in the Loan Disclosures section.

§Completion of the LE and CD

·All required fields not specifically listed herein are completed or left blank in accordance with TRID rules; creditor information, contact information, rate lock information, etc.

·For areas where multiple options are provided, such as Assumption, Negative Amortization and Liability after Foreclosure, only one option is indicated.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 16

December 30, 2019

  

 

·That there is either a signature or a Loan Acceptance statement on the form.

§Waivers

·Clayton will capture if the borrower waived their waiting period and the sufficiency of the waiver under TRID. However, based on past experience with clients, Clayton will also issue an exception for the loan closing early.

§Corrected CD requiring a new waiting period

·Whether the APR increased or decreased outside of tolerance requiring a new waiting period and whether that waiting period was provided. For APR decreases Clayton will look to whether the APR decreased due to a reduced finance charge, which will be considered to be within tolerance.

·Whether the product or a product feature changed which requires a new waiting period and whether that waiting period was provided.

·Whether a prepayment penalty was added requiring a new waiting period and whether that waiting period was provided.

§Post-Close CD’s

·Corrected CD’s provided with a post-close refund.

·Post-close CD’s to correct numerical errors based on events (such as recording) occurring within 30 days of consummation.

·Post-close CD’s to correct non-numerical clerical errors required within 60 days of consummation.

§Related Documentation

·Provision and timing of Your Home Loan Toolkit (first lien, purchase-money loans)

·Written List of Providers, when there are items in in the Services You Can Shop For category (can impact fee tolerances)

·Affiliated Business Disclosure (can impact fee tolerances)

§Outside of Clayton’s default TRID scope:

·Accuracy of the LE in terms of whether fees are within the correct category and loan terms where we would need a Note to verify. More detailed testing will occur by comparing the final CD to the Note terms.

·Whether the Liability after Foreclosure selection is correct for the property state.

·Accuracy of the Aggregate Adjustment amount.

·Presence and accuracy of the Seller’s Transaction columns of the Summaries of Transactions section.

·Accuracy of the Contact Information for the lender, broker and settlement agent. Clayton will look for discrepancies across forms, but is not independently verifying the information.

 

C.FACTA - the Credit Score, Key Factors, and Notice to Home Loan Applicant disclosures.

 

D.HMDA – Whether the loans is Rate Spread threshold reportable, on applicable loans.

 

STATE, COUNTY and MUNICIPAL LAW

 

A.Higher-Priced

Clayton test whether a loan meets the thresholds for a higher-priced, rate spread, subprime or nonprime mortgage loan, and whether such loan meets regulatory requirements, in the following states:

 

Higher-Priced
California Maryland New York
Connecticut Massachusetts (subprime ARMS to first time homebuyers) North Carolina
Maine Minnesota  

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 17

December 30, 2019

  

 

B.State/Local High Cost

Clayton test whether a loan meets the thresholds for a high cost or covered loan in the following states, counties and municipalities, and also tests for compliance with provisions in such laws that apply to all loans subject to high cost testing:

 

State/Local High Cost
Arkansas Maine Pennsylvania
California Maryland Rhode Island, including the Providence ordinance
Colorado Massachusetts South Carolina
Connecticut Nevada Tennessee
District of Columbia New Jersey Texas
Florida New Mexico Utah
Georgia New York

Vermont

(High Rate, High Point law)

Illinois, including the Cook County and Chicago ordinances North Carolina Wisconsin
Indiana

Ohio, including

Cleveland Heights ordinance

 
Kentucky Oklahoma  

 

C.Anti-Predatory

Several states have laws that do not create a separate class of high cost or higher-priced mortgage loans, but set APR or finance charge ceilings and may also set forth similar anti-predatory lending restrictions as found in high cost laws. Clayton tests for compliance with such laws in the following states:

·Minnesota (Mortgage Originator and Service Licensing Act)
·Puerto Rico (Office Regulation 5722)
·Texas (Texas Finance Code)
·West Virginia (Residential Mortgage Lender, Broker and Servicer Act).

 

D.Borrower’s Interest

Clayton uses a module that reports to the client the factors that the client can weigh to determine whether or not the loan is in the borrower’s interest, and also makes a mathematical determination as to whether or not there is at least one benefit. This module is only used in the following states, where the laws or releases by the regulators provide an indication of some standards that can be applied.

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 18

December 30, 2019

  

 

Borrower’s Interest
Maine Ohio South Carolina
Massachusetts Rhode Island  

 

E.Consumer Protection

Several states have laws that neither create a separate class of high cost or higher-priced mortgagee loan, nor impose a ceiling on the overall fees or APR, but nonetheless contain requirements and restrictions on mortgage loans that may impact the assignee or the lien. Clayton tests for compliance with such laws, including late charge and prepayment penalty provisions, in the following states and municipalities:

 

Consumer Protection
Alabama (the “Mini-code”) Nebraska (Mortgage Bankers Registration and Licensing Act and the Installment Loan Act)
Hawaii (Financial Services Loan Company Act) Nevada (AB 440
Idaho (Residential Mortgage Practices Act) Ohio (Consumer Sales Practices Act; whether the loan is in Summit County)
Illinois (both versions of the Cook County Predatory Lending Database; Illinois Residential Mortgage Licensing Act) Texas (Article XVI, Section 50(a)(6) of the Texas Constitution)
Iowa (Consumer Credit Code) Utah (Consumer Credit Code)
Kansas (Consumer Credit Code) Virginia (Mortgage Lender and Broker Act)
Kentucky (HB 552) Washington (Consumer Loan Act and Responsible Mortgage Lending Act)
Maryland (DLLR Regulations, Commercial Law) West Virginia (Consumer Credit Protection Act)
Massachusetts (Attorney General regulations) Wyoming (Residential Mortgage Practices Act)
Michigan (Consumer Mortgage Protection Act)  

 

See attached Exhibit A - Consumer Protection Laws for additional details on the specific components of the aforementioned Consumer Protection laws that are evaluated as part of the Clayton Compliance Review Scope:

 

F.Texas Equity

In addition to identifying whether Texas refinances are cash out transactions subject to the Texas Constitution Article 16 Section 50(a)(6) requirements, Clayton reviews the title report to confirm prior loans being refinanced are continuous purchase money and not (a)(6) loans. In the event a loan is determined to be a Texas Home Equity loan, the underwriter reviews the loan images to confirm the loan meets the Texas requirements including maximum LTV/CLTV, 3% fee cap, product restrictions and the required disclosures were provided to the borrower in accordance with required timelines.

 

GSE Testing

Clayton can review loans to determine whether they comply with Fannie Mae’s and Freddie Mac’s Points and Fees threshold tests. These fee limitations of 5% for all loans with application dates prior to 1/10/2014 were reduced to 3% on Primary and Second Homes for applications on or after 1/10/2014. If requested, loans can be reviewed to determine whether the loan is a residential mortgage transaction ineligible for delivery due to its APR or fees exceeding the HOEPA thresholds. Clayton offers Lender Letter and non-traditional mortgage testing for Fannie Mae. (Note: Fannie Mae requires a non-disclosure agreement between the client and Fannie Mae for Clayton to report these results.)

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 19

December 30, 2019

  

 

Disclaimer

Please be advised that Clayton has not determined whether the Loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clayton’s review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clayton’s review is not designed to fully test a lender’s compliance with all applicable disclosure and licensing requirements. Furthermore, the findings reached by Clayton are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clayton and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clayton do not constitute legal advice or opinions.

 

 

 

 

 

 

© 2019 Clayton Services LLC. All rights reserved.

This material is confidential and may not be copied, used, or distributed without the written permission of Clayton Services LLC

 

WFMBS 2020-1 Due Diligence Narrative Report

Page | 20

December 30, 2019

 

EX-99.2 3 tm205695d1_ex99-2.htm CLAYTON LOAN LEVEL TAPE COMPARE

 

Exhibit 99.2

  

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-1
Start - End Dates: 4/2017 TO 11/2019
Deal Loan Count: 774
   
         
Loan Level Tape Compare Upload    
     
Loans in Report 774

 

Alt Loan Number Borrower Last Name Field Name Tape Data Reviewer Data
0382971828 XXXXXX Cash Reserves 240152.44 256347.44
0565244694 XXXXXX Property Type SFR Detached PUD
0341767454 XXXXXX Debt to Income Ratio (Back) 32.7600 35.2022
0358838319 XXXXXX Cash Reserves 1145716.17 1039209.67
0150253066 XXXXXX Cash Reserves 246246.81 540621.21
0674568374 XXXXXX Cash Reserves 269939.17 270634.09
0266729783 XXXXXX Cash Reserves 87516.38 93303.08
0147367951 XXXXXX Cash Reserves 236634.95 162920.56
0139596402 XXXXXX Cash Reserves 94284.63 106764.79
0472589055 XXXXXX Cash Reserves 520894.67 473349.67
0481798625 XXXXXX Cash Reserves 470658.33 497138.59
0456647549 XXXXXX Cash Reserves 90999.62 83416.27
0845270927 XXXXXX Cash Reserves 164586.03 199317.69
0992638343 XXXXXX Cash Reserves 159274.97 161496.48
0429588755 XXXXXX Cash Reserves 161115.68 162331.27
0333527850 XXXXXX Cash Reserves 1319187.51 1344080.41
0272610749 XXXXXX Cash Reserves 178972.62 179488.67
0801703406 XXXXXX Cash Reserves 416195.42 419235.03
0664130661 XXXXXX Cash Reserves 121580.38 180205.83
0581487575 XXXXXX Cash Reserves 294375.04 330337.65
0724566263 XXXXXX Cash Reserves 1376552.88 1356250.12
0297259559 XXXXXX Cash Reserves 794788.17 777417.16
0075030315 XXXXXX Cash Reserves 903716.67 946075.89
0045205025 XXXXXX Cash Reserves 141917.99 200207.06
0045205025 XXXXXX Original Appraised Value XXXXXX XXXXXX
0505896842 XXXXXX Cash Reserves 47334.45 48632.45
0261504484 XXXXXX Cash Reserves 115464.22 116202.82
0571077777 XXXXXX Cash Reserves 81311.73 246447.37
0008671125 XXXXXX Cash Reserves 191273.62 126024.83
0364913435 XXXXXX Cash Reserves 610939.12 605950.89
0173258455 XXXXXX Securitization Total Cash Out 307091.57 306677.19
0618824991 XXXXXX Cash Reserves 173090.08 173245.43
0105176753 XXXXXX Cash Reserves 116976.95 116977.01
0105176753 XXXXXX Securitization Total Cash Out 295961.92 296041.22
0178130835 XXXXXX Cash Reserves 455550.82 299451.43
0405695243 XXXXXX Cash Reserves 628786.66 431717.37
0156325952 XXXXXX Cash Reserves 2068310.03 2112263.08
0476891574 XXXXXX Borrower 1 Self Employed Flag Yes No
0221313800 XXXXXX Original Appraised Value XXXXXX XXXXXX
0071262477 XXXXXX Securitization Total Cash Out 131903.34 131823.34
0162078344 XXXXXX Securitization Total Cash Out 685966.26 685920.26
0059959522 XXXXXX Securitization Total Cash Out 149786.30 149195.12
0722881352 XXXXXX Debt to Income Ratio (Back) 22.3400 25.2366
0994282546 XXXXXX Borrower 1 Self Employed Flag Yes No
0994282546 XXXXXX Original Appraised Value XXXXXX XXXXXX
0534901397 XXXXXX Original Appraised Value XXXXXX XXXXXX
0439323181 XXXXXX Debt to Income Ratio (Back) 27.3700 30.4877
0439323181 XXXXXX Original Appraised Value XXXXXX XXXXXX
0884161558 XXXXXX Original Appraised Value XXXXXX XXXXXX
0482991055 XXXXXX Original Appraised Value XXXXXX XXXXXX
0254712207 XXXXXX Debt to Income Ratio (Back) 42.7600 40.7304
0548292610 XXXXXX Property Type Detached PUD SFR
0693219018 XXXXXX Securitization Total Cash Out 102780.73 102650.87
0482357560 XXXXXX Representative Credit Score for Grading 781 757
0684300729 XXXXXX Combined LTV 69 64
0684300729 XXXXXX Original Appraised Value XXXXXX XXXXXX
0684300729 XXXXXX Original LTV 69 64
0769055263 XXXXXX Combined LTV 75 74
0769055263 XXXXXX Original Appraised Value XXXXXX XXXXXX
0769055263 XXXXXX Original LTV 75 74
0395810069 XXXXXX Securitization Total Cash Out 666309.37 666489.36
0834014439 XXXXXX Debt to Income Ratio (Back) 20.4600 25.9578
0169196833 XXXXXX Debt to Income Ratio (Back) 29.1100 37.3924
0319629488 XXXXXX Combined LTV 70 64
0319629488 XXXXXX Original Appraised Value XXXXXX XXXXXX
0319629488 XXXXXX Original LTV 70 64
0459558876 XXXXXX Securitization Total Cash Out 193124.21 192538.21
0483785448 XXXXXX Original Appraised Value XXXXXX XXXXXX
0614099149 XXXXXX Securitization Total Cash Out 258702.76 258644.88
0220842727 XXXXXX Debt to Income Ratio (Back) 41.2200 29.6761
0907860886 XXXXXX Original Appraised Value XXXXXX XXXXXX
0789719995 XXXXXX Securitization Total Cash Out 242877.13 92777.84
0502870573 XXXXXX Combined LTV 67 66
0502870573 XXXXXX Original Appraised Value XXXXXX XXXXXX
0502870573 XXXXXX Original LTV 67 66
0479451157 XXXXXX Original Appraised Value XXXXXX XXXXXX
0024112176 XXXXXX Securitization Total Cash Out 139518.77 139209.77
0956908343 XXXXXX Original Appraised Value XXXXXX XXXXXX
0233218701 XXXXXX Borrower 1 Self Employed Flag Yes No
0233822446 XXXXXX Debt to Income Ratio (Back) 37.4800 40.5674
0574484075 XXXXXX Securitization Total Cash Out 267093.94 266982.32
0913710605 XXXXXX Original Appraised Value XXXXXX XXXXXX
0633790347 XXXXXX Original Appraised Value XXXXXX XXXXXX
0329218002 XXXXXX Securitization Total Cash Out 169309.02 44137.45
0591216080 XXXXXX Securitization Total Cash Out 167847.01 165060.05
0383523597 XXXXXX Debt to Income Ratio (Back) 33.8900 37.4655
0876992864 XXXXXX Original Appraised Value XXXXXX XXXXXX
0430681257 XXXXXX Combined LTV 50 48
0430681257 XXXXXX Securitization Total Cash Out 152388.60 152425.76
0853911424 XXXXXX Securitization Total Cash Out 135996.36 135944.94
0082133928 XXXXXX Combined LTV 79 55
0082133928 XXXXXX Debt to Income Ratio (Back) 35.6400 26.9177
0452839519 XXXXXX Securitization Total Cash Out 79840.61 77206.95
0535433932 XXXXXX Original Appraised Value XXXXXX XXXXXX
0185452511 XXXXXX Combined LTV 76 75
0185452511 XXXXXX Original Appraised Value XXXXXX XXXXXX
0185452511 XXXXXX Original LTV 76 75
0030331974 XXXXXX Debt to Income Ratio (Back) 39.1300 34.8752
0676391792 XXXXXX Original Appraised Value XXXXXX XXXXXX
0605528544 XXXXXX Amortized Term 350 348
0138538462 XXXXXX Securitization Total Cash Out 215997.01 215669.99
0450684084 XXXXXX Debt to Income Ratio (Back) 29.9400 35.8664
0647829695 XXXXXX Borrower 1 First Time Home Buyer Yes No
0673263882 XXXXXX Original Appraised Value XXXXXX XXXXXX
0852454828 XXXXXX Securitization Total Cash Out 415179.38 415179.36
0979327008 XXXXXX Securitization Total Cash Out 233974.99 232780.87
0148161143 XXXXXX Representative Credit Score for Grading 786 791
0185300450 XXXXXX Securitization Total Cash Out 622783.74 621636.90
0511198184 XXXXXX Original Appraised Value XXXXXX XXXXXX
0516013623 XXXXXX Securitization Total Cash Out 49698.31 49700.07
0251921920 XXXXXX First Payment Date XXXXXX XXXXXX
0251921920 XXXXXX Maturity Date XXXXXX XXXXXX
0827155724 XXXXXX Original Appraised Value XXXXXX XXXXXX
0174417730 XXXXXX Combined LTV 72 80
0174417730 XXXXXX Original LTV 72 80
0054560815 XXXXXX Original Appraised Value XXXXXX XXXXXX
0991018861 XXXXXX Securitization Total Cash Out 149664.12 24164.12
0348558779 XXXXXX Borrower 1 First Time Home Buyer Yes No
0815233366 XXXXXX Original Appraised Value XXXXXX XXXXXX
0343971549 XXXXXX Original Appraised Value XXXXXX XXXXXX
0348808404 XXXXXX Securitization Total Cash Out 72190.34 71813.34
0363009473 XXXXXX Original Appraised Value XXXXXX XXXXXX
0987013849 XXXXXX Original Appraised Value XXXXXX XXXXXX
0658673537 XXXXXX Original Appraised Value XXXXXX XXXXXX
0559123366 XXXXXX Securitization Total Cash Out 36045.75 36097.77
0929097951 XXXXXX Securitization Total Cash Out 516085.42 516248.55
0005946861 XXXXXX Debt to Income Ratio (Back) 29.0700 33.7636
0748140628 XXXXXX Borrower 1 First Time Home Buyer No Yes
0461336910 XXXXXX Combined LTV 70 79
0461336910 XXXXXX Original Appraised Value XXXXXX XXXXXX
0461336910 XXXXXX Original LTV 70 79
0368544392 XXXXXX Debt to Income Ratio (Back) 40.5800 42.5964
0450314188 XXXXXX Borrower 1 Self Employed Flag Yes No
0228539971 XXXXXX Securitization Total Cash Out 172289.27 172380.15
0878441269 XXXXXX Debt to Income Ratio (Back) 39.3200 42.7859
0285118405 XXXXXX Original Appraised Value XXXXXX XXXXXX
0417657074 XXXXXX Borrower 1 First Time Home Buyer Yes No
0638163540 XXXXXX Sales Price XXXXXX XXXXXX
0085172168 XXXXXX Combined LTV 70 62
0085172168 XXXXXX Original Appraised Value XXXXXX XXXXXX
0085172168 XXXXXX Original LTV 70 62
0569125414 XXXXXX Debt to Income Ratio (Back) 36.8700 34.0736
0050428591 XXXXXX Debt to Income Ratio (Back) 41.4000 38.5290
0709123626 XXXXXX Debt to Income Ratio (Back) 6.2800 12.7332
0571258252 XXXXXX Debt to Income Ratio (Back) 18.1800 10.7380
0370623369 XXXXXX Debt to Income Ratio (Back) 39.8700 33.6536
0067494556 XXXXXX Original Appraised Value XXXXXX XXXXXX
0798386743 XXXXXX Original Appraised Value XXXXXX XXXXXX
0105739364 XXXXXX Debt to Income Ratio (Back) 33.4900 30.9987
0761443407 XXXXXX Original Appraised Value XXXXXX XXXXXX
0286168964 XXXXXX Combined LTV 80 77
0286168964 XXXXXX Original Appraised Value XXXXXX XXXXXX
0286168964 XXXXXX Original LTV 80 77
0285615306 XXXXXX Combined LTV 57 37
0285615306 XXXXXX Debt to Income Ratio (Back) 33.3000 37.5852
0043162450 XXXXXX Original Appraised Value XXXXXX XXXXXX
0815669967 XXXXXX Borrower 1 Self Employed Flag No Yes
0174766372 XXXXXX Original Appraised Value XXXXXX XXXXXX
0358765290 XXXXXX Borrower 1 Self Employed Flag Yes No
0615990881 XXXXXX Borrower 1 Self Employed Flag Yes No
0111204589 XXXXXX Representative Credit Score for Grading 819 811
0142824618 XXXXXX Borrower 1 Self Employed Flag Yes No
0403270653 XXXXXX Debt to Income Ratio (Back) 45.7300 40.0093
0947506582 XXXXXX Borrower 1 Self Employed Flag No Yes
0962221206 XXXXXX Combined LTV 67 79
0962221206 XXXXXX Original LTV 67 79
0429625001 XXXXXX Representative Credit Score for Grading 793 791
0402900661 XXXXXX Borrower 1 Self Employed Flag Yes No
0527728219 XXXXXX Original Appraised Value XXXXXX XXXXXX
0728067872 XXXXXX Borrower 1 First Time Home Buyer Yes No
0419966622 XXXXXX Original Appraised Value XXXXXX XXXXXX
0483770623 XXXXXX Property Type SFR Detached PUD
0208558685 XXXXXX Debt to Income Ratio (Back) 18.4500 29.0849
0266121101 XXXXXX Debt to Income Ratio (Back) 33.3900 23.3258
0248810002 XXXXXX Borrower 1 First Time Home Buyer Yes No
0774543169 XXXXXX Debt to Income Ratio (Back) 26.5800 24.5189
0072902570 XXXXXX Original Appraised Value XXXXXX XXXXXX
0430046740 XXXXXX Debt to Income Ratio (Back) 22.9300 28.2170
0950433117 XXXXXX Original Appraised Value XXXXXX XXXXXX
0802898928 XXXXXX Original Appraised Value XXXXXX XXXXXX
0299932416 XXXXXX Representative Credit Score for Grading 804 806
0994882663 XXXXXX Representative Credit Score for Grading 790 798
0890085007 XXXXXX Original Appraised Value XXXXXX XXXXXX
0823895186 XXXXXX Original Appraised Value XXXXXX XXXXXX
0823895186 XXXXXX Representative Credit Score for Grading 788 784
0838578084 XXXXXX Original Appraised Value XXXXXX XXXXXX
0167084932 XXXXXX Borrower 1 Self Employed Flag No Yes
0270479248 XXXXXX Representative Credit Score for Grading 800 806
0998964097 XXXXXX Representative Credit Score for Grading 726 739
0620235596 XXXXXX Borrower 1 Self Employed Flag Yes No
0620235596 XXXXXX Original Appraised Value XXXXXX XXXXXX
0065782230 XXXXXX Original Appraised Value XXXXXX XXXXXX
0578679899 XXXXXX Original Appraised Value XXXXXX XXXXXX
0658019909 XXXXXX Borrower 1 Self Employed Flag No Yes
0326915946 XXXXXX Borrower 1 First Time Home Buyer No Yes
0205523287 XXXXXX Cash Reserves 105960.73 107848.12
0950960328 XXXXXX Borrower 1 Self Employed Flag No Yes
0950960328 XXXXXX Cash Reserves 745630.90 739270.64
0950960328 XXXXXX Debt to Income Ratio (Back) 26.7400 24.2731
0950960328 XXXXXX Representative Credit Score for Grading 787 811
0950960328 XXXXXX Securitization Total Cash Out 110740.97 107456.84
0471534994 XXXXXX Cash Reserves 94577.23 95212.66
0146420773 XXXXXX Securitization Total Cash Out 623460.64 122820.43
0377860308 XXXXXX Combined LTV 58 51
0910077691 XXXXXX Securitization Total Cash Out 545254.05 543681.60
0095187237 XXXXXX Representative Credit Score for Grading 797 803
0514479420 XXXXXX Debt to Income Ratio (Back) 37.1200 30.5626
0003036332 XXXXXX Property Type SFR Detached PUD
0202316746 XXXXXX Debt to Income Ratio (Back) 40.9600 25.2963
0040345397 XXXXXX Borrower 1 First Time Home Buyer No Yes
0575214242 XXXXXX Debt to Income Ratio (Back) 26.3100 34.6019
0891572002 XXXXXX Borrower 1 Self Employed Flag Yes No
0233178340 XXXXXX Borrower 1 Self Employed Flag No Yes
0102590144 XXXXXX Combined LTV 78 80
0102590144 XXXXXX Original LTV 78 80

 

 

 

 

EX-99.3 4 tm205695d1_ex99-3.htm CLAYTON RATING AGENCY ATR QM DATA FIELDS

 

Exhibit 99.3

 

Client Project Name: WFMBS 2020-1
Start - End Dates: 4/2017 TO 11/2019
Deal Loan Count: 774
   
         
Rating Agency ATR QM Data Fields
         
Loans in Report:  774

 

Alt Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag
0006517460 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0341767454 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0202316746 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0383846676 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0040345397 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0116767244 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0358838319 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0150253066 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0674568374 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0266729783 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0147367951 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0139596402 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0472589055 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0481798625 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0456647549 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0845270927 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0992638343 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0429588755 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0333527850 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0205523287 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0272610749 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0801703406 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0664130661 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0581487575 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0724566263 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0297259559 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0075030315 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0045205025 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0505896842 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0261504484 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0950960328 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0387334025 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0571077777 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0008671125 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0471534994 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0364913435 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0382971828 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0173258455 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0618824991 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0105176753 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0178130835 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0405695243 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0156325952 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0693876395 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0539559419 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0619372342 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0056426686 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0853473788 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0264613981 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0012755871 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0959037065 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0899950095 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0978704359 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0165643183 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0234425350 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0290865967 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0007757332 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0543356680 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0665780893 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0573827905 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0151358458 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0953099672 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0959224335 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0176262832 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0476891574 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0221313800 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0431796750 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0691394054 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0071262477 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0110350222 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0739035660 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0797533971 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0454117574 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0523631811 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0162078344 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0738751529 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0287394405 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0059959522 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0469795303 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0722881352 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0447948689 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0240773943 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0994282546 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0450111789 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0738751998 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0801911478 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0445889277 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0534901397 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0649491557 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0856597958 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0971405771 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0818656327 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0033094432 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0966537496 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0109097096 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0439323181 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0547233818 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0277342139 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0785944687 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0529974161 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0818534913 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0396044267 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0393007995 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0651488070 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0681505090 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0884161558 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0866094565 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0759442403 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0210315793 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0176895631 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0482991055 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0992186908 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0864742651 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0374819111 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0254712207 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0740709871 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0165358241 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0570706188 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0855795086 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0901186077 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0484162893 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0881230204 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0111716305 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0180198359 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0548292610 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0758588660 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0093685072 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0561741347 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0805997312 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0065689804 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0534929270 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0761807473 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0434548455 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0313767379 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0113487582 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0146420773 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0416039270 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0477820139 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0377860308 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0123690402 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0208993418 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0619983866 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0092425942 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0589606208 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0748098878 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0460131319 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0885100171 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0957404772 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0693219018 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0673079686 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0025009775 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0040911184 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0049713590 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0902041934 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0910077691 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0087251802 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0030545131 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0557068335 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0482357560 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0211115825 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0528754051 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0684300729 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0545020575 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0537245193 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0218216475 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0695616431 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0328062898 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0469228172 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0872358177 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0628385199 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0448935326 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0437941245 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0771416658 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0410137569 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0889500457 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0241241661 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0769055263 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0612137501 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0045896915 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0767549980 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0395810069 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0426745014 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0534134356 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0358389238 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0834014439 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0169196833 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0668825657 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0945933919 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0788926585 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0319629488 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0459558876 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0483785448 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0614099149 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0220842727 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0996851919 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0411981173 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0907860886 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0268571312 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0131509466 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0789719995 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0448357147 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0154476545 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0333110236 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0502870573 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0242922975 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0704430298 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0293349258 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0753438314 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0518812589 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0479451157 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0695848476 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0255857598 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0921230977 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0990961460 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0837163424 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0413045481 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0357742313 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0249058010 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0504213001 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0024112176 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0469009579 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0985122626 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0551454535 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0343080476 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0857853833 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0603474090 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0833616950 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0913746485 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0592698430 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0447092559 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0236859825 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0956908343 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0727653265 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0377146801 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0897446006 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0233218701 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0083234793 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0736310891 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0582751569 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0233822446 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0574484075 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0913710605 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0989346356 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0222261430 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0105000183 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0742273621 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0633790347 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0346478645 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0239010531 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0004813093 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0655846994 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0572312507 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0872921017 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0800729836 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0329218002 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0768518539 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0020711757 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0424921218 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0271484761 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0591216080 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0383523597 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0462397789 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0876992864 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0851940873 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0480581078 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0430681257 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0642968656 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0512374142 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0774557386 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0853911424 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0174212298 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0108924747 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0802098995 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0082133928 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0331140057 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0458131049 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0066758099 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0452839519 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0096679178 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0535433932 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0771181856 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0914730624 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0185452511 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0792755232 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0223345104 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0891196571 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0030331974 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0965258645 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0468439216 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0601416698 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0227642138 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0676391792 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0247602552 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0409817201 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0639725659 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0605528544 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0357711141 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0540008415 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0913441801 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0732777282 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0079001480 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0138538462 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0450684084 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0518238617 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0647829695 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0137791742 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0664724250 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0324469478 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0673263882 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0428801404 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0732750716 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0235005164 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0200125785 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0852454828 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0979327008 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0148161143 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0884195120 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0185300450 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0511198184 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0516013623 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0804631799 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0981279744 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0352126192 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0655222125 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0936662329 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0251921920 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0265929300 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0858008011 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0473146404 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0909708504 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0905988027 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0871747660 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0873180790 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0790160349 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0288408362 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0827155724 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0174417730 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0977126934 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0809305505 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0528121599 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0187177660 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0108999178 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0762897253 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0557704116 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0054560815 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0991018861 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0348558779 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0278732335 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0030152268 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0490475747 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0394721745 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0906130194 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0643466866 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0815233366 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0545452748 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0356264243 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0262463661 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0911910527 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0343971549 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0983024631 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0348808404 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0994080729 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0060253979 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0381749246 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0490345753 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0363009473 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0570041000 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0181908345 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0339323924 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0806564492 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0515526582 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0098498113 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0224989429 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0806365489 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0688513927 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0575214242 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0403017803 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0739863972 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0026230257 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0771991792 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0164292800 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0578274131 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0418874743 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0203189833 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0513185002 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0403237908 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0832863710 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0085489615 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0617527171 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0220301104 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0748218171 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0836500270 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0798388821 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0323442423 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0651090211 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0842029750 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0606787460 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0823034212 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0382231246 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0961912347 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0403095077 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0661945317 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0858971497 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0481652047 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0233656945 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0179387385 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0839064159 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0015347546 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0412621249 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0658000401 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0263424903 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0414050264 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0463513232 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0627182415 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0543285889 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0401326294 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0126549291 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0987013849 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0409683974 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0231640252 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0217486437 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0934579628 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0658673537 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0288509466 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0193580383 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0340414930 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0156277199 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0798258660 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0764191095 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0825808694 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0485036238 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0402792183 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0380103708 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0669271321 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0836046513 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0184037190 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0314707543 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0933177101 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0043194283 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0559123366 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0773622262 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0929097951 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0960187775 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0257346695 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0600063450 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0178729652 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0177808872 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0005946861 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0264309824 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0924288161 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0585522709 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0217643371 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0643941226 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0344505776 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0285994377 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0767132907 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0546657480 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0343452035 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0507723206 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0636678553 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0185218012 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0881276678 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0575475793 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0005379455 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0030792198 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0210799933 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0980158567 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0748140628 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0749898001 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0106823548 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0461336910 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0956228366 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0604838565 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0368544392 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0543115885 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0970249646 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0690558334 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0615654988 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0137678076 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0999316635 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0328772657 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0109106637 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0335760505 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0450314188 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0252465530 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0074258272 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0839310128 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0703948602 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0228539971 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0485555889 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0095187237 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0878441269 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0132641540 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0142178518 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0233273594 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0285118405 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0318198641 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0417657074 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0356674032 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0842094154 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0889418723 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0856328941 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0565244694 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0638163540 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0272015193 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0098345633 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0314545745 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0869134432 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0782718547 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0417775551 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0309617642 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0665291294 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0691068559 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0033848664 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0266640735 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0763940335 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0553987014 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0195042923 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0327972846 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0555338898 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0141913656 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0395721352 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0452501319 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0150008502 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0426646304 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0790318097 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0514479420 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0003036332 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0489609430 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0050940249 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0627498019 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0248096481 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0255609981 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0692333307 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0433394158 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0183774772 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0791954456 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0932331897 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0085172168 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0040137336 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0158715011 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0647011401 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0435815023 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0271022468 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0569125414 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0891572002 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0268177542 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0050428591 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0513879888 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0877418585 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0561620049 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0730485311 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0095062638 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0279997198 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0709123626 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0367967599 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0878635373 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0571258252 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0082830060 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0797750884 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0644599838 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0074751918 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0370623369 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0363675986 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0698399169 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0652023319 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0067494556 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0798386743 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0105739364 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0993702931 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0449352432 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0761443407 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0286168964 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0572812841 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0466852260 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0143821940 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0285615306 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0043162450 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0924158245 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0815669967 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0769832568 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0248389210 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0174766372 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0358765290 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0943102166 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0615990881 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0350800837 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0413265211 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0872425710 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0010036216 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0859691583 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0878883818 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0702876219 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0407438492 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0131972934 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0435281148 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0669908299 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0135306128 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0702440293 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0319402532 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0654402858 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0363735141 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0111204589 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0570729473 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0142824618 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0197653463 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0086624949 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0403270653 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0020858268 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0077924983 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0947506582 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0109595607 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0003896058 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0901157069 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0402106884 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0753829353 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0062185231 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0962221206 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0496372571 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0125833119 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0599189918 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0817892492 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0314326933 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0429625001 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0402900661 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0138408369 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0283829864 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0234810302 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0527728219 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0324720556 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0989069859 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0100113411 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0785083112 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0728067872 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0263212665 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0719443797 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0600668634 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0419966622 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0483770623 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0787688745 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0563487087 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0838328149 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0782357006 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0126272066 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0954324961 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0531188809 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0732863075 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0208558685 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0821628310 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0793531213 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0648405015 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0649228308 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0844311325 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0193840779 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0932609444 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0617800604 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0266121101 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0248810002 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0171247299 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0333048993 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0774543169 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0935737728 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0514097762 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0912504326 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0468007075 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0072902570 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0430046740 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0460985066 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0864213100 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0685440570 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0709464789 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0510768500 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0955529789 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0955289989 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0210267752 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0722996304 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0470797894 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0375663788 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0688991198 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0828604670 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0241114850 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0481395816 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0115677134 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0154555951 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0579380247 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0209687209 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0308032974 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0583021961 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0950433117 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0802898928 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0719963369 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0299932416 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0676739682 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0441117938 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0048538646 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0954590124 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0563965786 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0750798042 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0994882663 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0890085007 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0823895186 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0001382239 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0947333819 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0838578084 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0655407141 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0278124019 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0978489796 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0970134623 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0054655376 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0476989913 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0167084932 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0910920248 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0053043127 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0374663516 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0661145521 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0748476916 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0421542533 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0111062061 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0270479248 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0619208392 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0505750655 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0845022739 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0800863165 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0698605297 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0395608541 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0976850260 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0809829976 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0998964097 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0400467008 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0620235596 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0923474783 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0065782230 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0438583898 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0109572065 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0303529083 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0755808742 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0576323235 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0574923883 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0737313305 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0539303757 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0204193352 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0923873749 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0851253563 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0578679899 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0658019909 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0886455184 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0377459122 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0639044091 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0650920831 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0913093993 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0570172768 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0876609816 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0925424344 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0258032250 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0218385397 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0506254267 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0530157094 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0521165275 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0979966414 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0683553828 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0233178340 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0877138300 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0058775269 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0652992493 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0694557846 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0102590144 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0462872105 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0263471795 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0958937936 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0247206818 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0344126057 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0708367514 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes
0211658683 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes
0326915946 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes

 

Alt Loan Number ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator
0006517460 0 XXXXXX 3.6331 Employed Employed U.S. Citizen
0341767454 832 XXXXXX 4.0257 Employed (No Data) U.S. Citizen
0202316746 3627.5 XXXXXX 3.9472 Employed Employed U.S. Citizen
0383846676 0 XXXXXX 4.2499 Employed (No Data) U.S. Citizen
0040345397 0 XXXXXX 4.0154 Employed (No Data) U.S. Citizen
0116767244 0 XXXXXX 4.4968 Retired Unemployed U.S. Citizen
0358838319 2573.75 XXXXXX 3.4156 Employed Employed Permanent Resident Alien
0150253066 8437.5 XXXXXX 3.7118 Employed Employed U.S. Citizen
0674568374 0 XXXXXX 3.4997 Employed Employed U.S. Citizen
0266729783 445 XXXXXX 3.7656 Employed (No Data) U.S. Citizen
0147367951 3050 XXXXXX 3.7244 Employed Employed U.S. Citizen
0139596402 0 XXXXXX 3.8748 Employed (No Data) U.S. Citizen
0472589055 814.5 XXXXXX 3.0099 Employed (No Data) U.S. Citizen
0481798625 0 XXXXXX 3.6249 Employed Employed U.S. Citizen
0456647549 1213.6 XXXXXX 3.5321 Employed Employed U.S. Citizen
0845270927 0 XXXXXX 3.1247 Employed Employed U.S. Citizen
0992638343 764.75 XXXXXX 3.5119 Employed (No Data) U.S. Citizen
0429588755 0 XXXXXX 3.5074 Employed Employed U.S. Citizen
0333527850 0 XXXXXX 3.4998 Employed (No Data) U.S. Citizen
0205523287 1075 XXXXXX 3.6546 Employed Employed Permanent Resident Alien
0272610749 1075 XXXXXX 3.662 Employed Employed U.S. Citizen
0801703406 3325 XXXXXX 3.5403 Employed Employed U.S. Citizen
0664130661 3031.25 XXXXXX 3.537 Employed (No Data) Permanent Resident Alien
0581487575 7363.31 XXXXXX 3.585 Employed Employed U.S. Citizen
0724566263 0 XXXXXX 3.8748 Employed Employed U.S. Citizen
0297259559 1838 XXXXXX 3.1401 Employed (No Data) U.S. Citizen
0075030315 0 XXXXXX 3.9908 Employed Unemployed U.S. Citizen
0045205025 0 XXXXXX 3.7364 Employed Employed U.S. Citizen
0505896842 1497 XXXXXX 3.6624 Employed Employed U.S. Citizen
0261504484 879 XXXXXX 3.7706 Unemployed Employed U.S. Citizen
0950960328 0 XXXXXX 3.3748 Employed Employed U.S. Citizen
0387334025 0 XXXXXX 4.1116 Employed Employed U.S. Citizen
0571077777 0 XXXXXX 3.8698 Employed Employed U.S. Citizen
0008671125 0 XXXXXX 3.9853 Employed (No Data) U.S. Citizen
0471534994 0 XXXXXX 3.9921 Employed Employed U.S. Citizen
0364913435 225 XXXXXX 3.3876 Employed Employed U.S. Citizen
0382971828 80 XXXXXX 3.4969 Employed (No Data) U.S. Citizen
0173258455 679.57 XXXXXX 3.9999 Employed (No Data) U.S. Citizen
0618824991 1075 XXXXXX 3.3966 Employed Unemployed U.S. Citizen
0105176753 1907.81 XXXXXX 3.9226 Employed Employed U.S. Citizen
0178130835 80 XXXXXX 3.6367 Employed (No Data) U.S. Citizen
0405695243 7127.5 XXXXXX 3.2494 Employed Employed U.S. Citizen
0156325952 5623.75 XXXXXX 3.35 Employed (No Data) U.S. Citizen
0693876395 1445 XXXXXX 3.5356 Employed Unemployed U.S. Citizen
0539559419 0 XXXXXX 4.123 Employed Unemployed Permanent Resident Alien
0619372342 0 XXXXXX 3.375 Employed Employed U.S. Citizen
0056426686 0 XXXXXX 3.6241 Employed (No Data) U.S. Citizen
0853473788 315 XXXXXX 3.5051 Employed Employed U.S. Citizen
0264613981 0 XXXXXX 3.6244 Employed Employed U.S. Citizen
0012755871 0 XXXXXX 3.4999 Employed (No Data) U.S. Citizen
0959037065 1430 XXXXXX 3.9082 Employed Employed U.S. Citizen
0899950095 1075 XXXXXX 3.5269 Employed (No Data) Permanent Resident Alien
0978704359 0 XXXXXX 3.6243 Employed (No Data) U.S. Citizen
0165643183 55 XXXXXX 3.5115 Employed Employed U.S. Citizen
0234425350 0 XXXXXX 3.878 Employed (No Data) U.S. Citizen
0290865967 1075 XXXXXX 3.4067 Employed Employed U.S. Citizen
0007757332 975 XXXXXX 4.4051 Employed Employed U.S. Citizen
0543356680 1443 XXXXXX 3.3801 Employed Employed U.S. Citizen
0665780893 1075 XXXXXX 3.5231 Employed Employed U.S. Citizen
0573827905 0 XXXXXX 3.3749 Employed Employed U.S. Citizen
0151358458 0 XXXXXX 3.4999 Employed Employed U.S. Citizen
0953099672 1430 XXXXXX 3.6718 Employed Employed U.S. Citizen
0959224335 0 XXXXXX 4.2529 Employed (No Data) U.S. Citizen
0176262832 0 XXXXXX 4.6345 Employed Employed U.S. Citizen
0476891574 679.57 XXXXXX 3.3981 Employed Employed Permanent Resident Alien
0221313800 0 XXXXXX 3.9969 Employed Retired U.S. Citizen
0431796750 1540 XXXXXX 3.9094 Retired (No Data) U.S. Citizen
0691394054 0 XXXXXX 3.9998 Employed (No Data) U.S. Citizen
0071262477 0 XXXXXX 4.1249 Employed (No Data) U.S. Citizen
0110350222 0 XXXXXX 3.6444 Employed Employed U.S. Citizen
0739035660 80 XXXXXX 3.621 Employed (No Data) U.S. Citizen
0797533971 0 XXXXXX 3.7499 Employed Employed U.S. Citizen
0454117574 1430 XXXXXX 3.5135 Employed Employed U.S. Citizen
0523631811 0 XXXXXX 3.7498 Employed (No Data) U.S. Citizen
0162078344 2648.13 XXXXXX 3.9027 Employed (No Data) U.S. Citizen
0738751529 0 XXXXXX 3.8783 Employed Employed U.S. Citizen
0287394405 82.5 XXXXXX 3.758 Employed Employed U.S. Citizen
0059959522 1430 XXXXXX 3.9046 Employed Employed U.S. Citizen
0469795303 1220 XXXXXX 3.6434 Employed Employed U.S. Citizen
0722881352 0 XXXXXX 3.7498 Employed Retired U.S. Citizen
0447948689 187.5 XXXXXX 3.6405 Employed Employed U.S. Citizen
0240773943 636.25 XXXXXX 3.764 Employed Employed U.S. Citizen
0994282546 0 XXXXXX 3.8741 Employed (No Data) U.S. Citizen
0450111789 6521.59 XXXXXX 3.9185 Employed Employed U.S. Citizen
0738751998 0 XXXXXX 3.9998 Employed Employed U.S. Citizen
0801911478 0 XXXXXX 3.6176 Employed Employed U.S. Citizen
0445889277 1430 XXXXXX 3.5151 Employed (No Data) Permanent Resident Alien
0534901397 0 XXXXXX 3.8748 Employed (No Data) U.S. Citizen
0649491557 0 XXXXXX 3.7815 Employed Employed U.S. Citizen
0856597958 275 XXXXXX 3.5184 Employed Employed U.S. Citizen
0971405771 0 XXXXXX 3.9935 Employed Employed U.S. Citizen
0818656327 2790 XXXXXX 3.9221 Employed Employed U.S. Citizen
0033094432 0 XXXXXX 3.9899 Employed Employed U.S. Citizen
0966537496 1430 XXXXXX 3.5395 Employed Employed U.S. Citizen
0109097096 2875 XXXXXX 3.5321 Employed Employed U.S. Citizen
0439323181 0 XXXXXX 3.4985 Employed Employed U.S. Citizen
0547233818 0 XXXXXX 3.8749 Employed Employed U.S. Citizen
0277342139 0 XXXXXX 3.9998 Employed Employed U.S. Citizen
0785944687 449.5 XXXXXX 3.1259 Employed (No Data) U.S. Citizen
0529974161 0 XXXXXX 3.5016 Employed (No Data) U.S. Citizen
0818534913 0 XXXXXX 3.7654 Employed Employed U.S. Citizen
0396044267 0 XXXXXX 4.0014 Employed Employed U.S. Citizen
0393007995 2356.25 XXXXXX 3.9098 Employed Employed U.S. Citizen
0651488070 1430 XXXXXX 3.9058 Employed Employed U.S. Citizen
0681505090 0 XXXXXX 3.8798 Employed Employed U.S. Citizen
0884161558 0 XXXXXX 4.247 Employed Employed U.S. Citizen
0866094565 305 XXXXXX 3.7597 Unemployed Employed U.S. Citizen
0759442403 0 XXXXXX 4.247 Employed (No Data) U.S. Citizen
0210315793 0 XXXXXX 3.9899 Employed Employed U.S. Citizen
0176895631 1430 XXXXXX 3.5359 Employed (No Data) U.S. Citizen
0482991055 0 XXXXXX 3.7499 Employed Unemployed U.S. Citizen
0992186908 1430 XXXXXX 3.3121 Employed Unemployed U.S. Citizen
0864742651 0 XXXXXX 3.3795 Employed Employed U.S. Citizen
0374819111 0 XXXXXX 3.7498 Retired Retired U.S. Citizen
0254712207 0 XXXXXX 3.3733 Employed Employed U.S. Citizen
0740709871 130 XXXXXX 3.6276 Employed Unemployed U.S. Citizen
0165358241 0 XXXXXX 3.5019 Employed Employed Non-Permanent Resident Alien
0570706188 1430 XXXXXX 3.387 Employed (No Data) Permanent Resident Alien
0855795086 4330 XXXXXX 3.5505 Employed (No Data) U.S. Citizen
0901186077 0 XXXXXX 3.3805 Employed Employed U.S. Citizen
0484162893 0 XXXXXX 3.1141 Employed (No Data) U.S. Citizen
0881230204 7538.68 XXXXXX 3.8603 Employed Employed U.S. Citizen
0111716305 1159 XXXXXX 3.4906 Employed Employed U.S. Citizen
0180198359 0 XXXXXX 3.8749 Employed Employed U.S. Citizen
0548292610 2348.75 XXXXXX 3.3037 Employed Employed U.S. Citizen
0758588660 5039.25 XXXXXX 3.6758 Employed (No Data) Permanent Resident Alien
0093685072 0 XXXXXX 3.7511 Employed Unemployed U.S. Citizen
0561741347 0 XXXXXX 3.9999 Employed Employed U.S. Citizen
0805997312 975 XXXXXX 4.4061 Employed Employed U.S. Citizen
0065689804 80 XXXXXX 3.4949 Employed Unemployed U.S. Citizen
0534929270 1255.01 XXXXXX 3.769 Employed Employed U.S. Citizen
0761807473 0 XXXXXX 3.8749 Employed Employed U.S. Citizen
0434548455 990 XXXXXX 3.506 Unemployed Employed U.S. Citizen
0313767379 1075 XXXXXX 3.392 Employed (No Data) U.S. Citizen
0113487582 0 XXXXXX 3.5064 Employed Employed U.S. Citizen
0146420773 0 XXXXXX 4.1247 Retired Retired U.S. Citizen
0416039270 783.13 XXXXXX 3.8851 Employed (No Data) U.S. Citizen
0477820139 6310 XXXXXX 3.5769 Employed Unemployed U.S. Citizen
0377860308 0 XXXXXX 3.7387 Employed Unemployed U.S. Citizen
0123690402 0 XXXXXX 3.8681 Employed (No Data) U.S. Citizen
0208993418 3195 XXXXXX 3.8116 Employed Employed U.S. Citizen
0619983866 0 XXXXXX 3.2873 Employed (No Data) U.S. Citizen
0092425942 0 XXXXXX 4.1088 Employed Employed U.S. Citizen
0589606208 0 XXXXXX 3.8635 Employed Employed Permanent Resident Alien
0748098878 0 XXXXXX 3.7499 Employed Unemployed U.S. Citizen
0460131319 0 XXXXXX 3.6397 Employed Unemployed U.S. Citizen
0885100171 0 XXXXXX 3.9981 Employed Employed U.S. Citizen
0957404772 0 XXXXXX 3.5207 Employed (No Data) U.S. Citizen
0693219018 0 XXXXXX 3.7564 Employed Employed U.S. Citizen
0673079686 0 XXXXXX 3.2487 Employed Employed U.S. Citizen
0025009775 0 XXXXXX 3.2504 Employed Employed U.S. Citizen
0040911184 0 XXXXXX 3.7498 Employed Employed U.S. Citizen
0049713590 1075 XXXXXX 3.6654 Employed (No Data) U.S. Citizen
0902041934 679.57 XXXXXX 3.5008 Employed Employed U.S. Citizen
0910077691 679.57 XXXXXX 4.1199 Employed Employed U.S. Citizen
0087251802 0 XXXXXX 3.7504 Employed (No Data) U.S. Citizen
0030545131 1075 XXXXXX 3.7849 Employed Employed U.S. Citizen
0557068335 475 XXXXXX 3.1249 Employed Employed U.S. Citizen
0482357560 0 XXXXXX 3.4999 Employed Employed U.S. Citizen
0211115825 0 XXXXXX 3.3896 Employed (No Data) U.S. Citizen
0528754051 0 XXXXXX 3.3748 Employed Employed U.S. Citizen
0684300729 0 XXXXXX 4.1248 Employed Employed U.S. Citizen
0545020575 730 XXXXXX 3.5355 Employed Employed U.S. Citizen
0537245193 61 XXXXXX 3.9994 Employed Employed U.S. Citizen
0218216475 2492.5 XXXXXX 3.1693 Employed (No Data) U.S. Citizen
0695616431 0 XXXXXX 4.2411 Employed (No Data) Non-Permanent Resident Alien
0328062898 0 XXXXXX 3.3749 Employed Employed U.S. Citizen
0469228172 0 XXXXXX 3.3852 Employed (No Data) U.S. Citizen
0872358177 1430 XXXXXX 3.5558 Employed (No Data) Non-Permanent Resident Alien
0628385199 0 XXXXXX 3.6394 Employed Employed U.S. Citizen
0448935326 0 XXXXXX 3.6249 Employed Employed U.S. Citizen
0437941245 5395 XXXXXX 3.8472 Employed Employed U.S. Citizen
0771416658 1075 XXXXXX 3.6631 Employed Unemployed U.S. Citizen
0410137569 606 XXXXXX 3.4998 Employed Unemployed U.S. Citizen
0889500457 1430 XXXXXX 3.6501 Employed (No Data) U.S. Citizen
0241241661 80 XXXXXX 3.2551 Employed Unemployed U.S. Citizen
0769055263 0 XXXXXX 3.6312 Employed Employed U.S. Citizen
0612137501 0 XXXXXX 3.5169 Employed Employed U.S. Citizen
0045896915 1075 XXXXXX 3.6475 Employed Employed U.S. Citizen
0767549980 0 XXXXXX 3.5001 Employed (No Data) U.S. Citizen
0395810069 1430 XXXXXX 3.7657 Employed (No Data) U.S. Citizen
0426745014 1430 XXXXXX 3.4081 Employed Employed U.S. Citizen
0534134356 2244.5 XXXXXX 3.804 Employed Employed U.S. Citizen
0358389238 1075 XXXXXX 3.6613 Employed (No Data) U.S. Citizen
0834014439 0 XXXXXX 4.244 Employed Employed Non-Permanent Resident Alien
0169196833 735 XXXXXX 3.6357 Employed (No Data) Non-Permanent Resident Alien
0668825657 0 XXXXXX 3.739 Employed Employed U.S. Citizen
0945933919 2120 XXXXXX 3.2674 Employed (No Data) U.S. Citizen
0788926585 0 XXXXXX 3.8735 Employed Employed U.S. Citizen
0319629488 0 XXXXXX 3.6176 Employed Employed U.S. Citizen
0459558876 280 XXXXXX 3.7557 Employed (No Data) U.S. Citizen
0483785448 0 XXXXXX 3.7532 Employed Employed U.S. Citizen
0614099149 1430 XXXXXX 3.646 Employed (No Data) U.S. Citizen
0220842727 223.54 XXXXXX 3.6217 Employed Employed U.S. Citizen
0996851919 1075 XXXXXX 3.5152 Employed (No Data) U.S. Citizen
0411981173 899 XXXXXX 3.51 Employed (No Data) U.S. Citizen
0907860886 0 XXXXXX 3.4969 Employed Employed Non-Permanent Resident Alien
0268571312 0 XXXXXX 4.0031 Employed Employed U.S. Citizen
0131509466 1279.25 XXXXXX 3.6363 Employed (No Data) U.S. Citizen
0789719995 0 XXXXXX 3.9998 Employed Employed U.S. Citizen
0448357147 0 XXXXXX 3.9962 Employed Employed U.S. Citizen
0154476545 1755 XXXXXX 3.9231 Employed (No Data) U.S. Citizen
0333110236 0 XXXXXX 3.6301 Employed Employed U.S. Citizen
0502870573 0 XXXXXX 3.8748 Employed (No Data) U.S. Citizen
0242922975 1075 XXXXXX 3.0449 Employed Employed U.S. Citizen
0704430298 276.25 XXXXXX 3.6362 Employed (No Data) U.S. Citizen
0293349258 1075 XXXXXX 3.5306 Employed Employed U.S. Citizen
0753438314 1910 XXXXXX 3.0091 Employed (No Data) U.S. Citizen
0518812589 0 XXXXXX 3.3749 Employed (No Data) U.S. Citizen
0479451157 0 XXXXXX 3.8747 Employed Unemployed U.S. Citizen
0695848476 622.53 XXXXXX 3.8904 Retired Employed U.S. Citizen
0255857598 975 XXXXXX 4.4099 Employed Employed U.S. Citizen
0921230977 0 XXXXXX 3.4911 Employed Employed U.S. Citizen
0990961460 1155 XXXXXX 3.5191 Employed (No Data) U.S. Citizen
0837163424 0 XXXXXX 3.6424 Employed Employed U.S. Citizen
0413045481 1194.7 XXXXXX 3.535 Employed Employed U.S. Citizen
0357742313 679.57 XXXXXX 4.1098 Employed Unemployed U.S. Citizen
0249058010 1718.7 XXXXXX 3.6741 Employed Employed U.S. Citizen
0504213001 0 XXXXXX 3.8748 Employed Employed U.S. Citizen
0024112176 0 XXXXXX 3.7498 Employed Employed U.S. Citizen
0469009579 0 XXXXXX 4.2224 Employed Employed U.S. Citizen
0985122626 0 XXXXXX 4.3668 Employed Employed U.S. Citizen
0551454535 1075 XXXXXX 3.2674 Employed (No Data) U.S. Citizen
0343080476 0 XXXXXX 3.8748 Employed Employed U.S. Citizen
0857853833 0 XXXXXX 3.7459 Employed Unemployed U.S. Citizen
0603474090 0 XXXXXX 3.6535 Employed Employed U.S. Citizen
0833616950 0 XXXXXX 3.3748 Employed Employed U.S. Citizen
0913746485 218.75 XXXXXX 3.7633 Employed Unemployed U.S. Citizen
0592698430 0 XXXXXX 3.4953 Employed Employed U.S. Citizen
0447092559 0 XXXXXX 4.1248 Unemployed (No Data) U.S. Citizen
0236859825 0 XXXXXX 3.7474 Employed Unemployed U.S. Citizen
0956908343 0 XXXXXX 3.6225 Unemployed Employed U.S. Citizen
0727653265 0 XXXXXX 3.7576 Employed Employed Non-Permanent Resident Alien
0377146801 0 XXXXXX 3.375 Employed Unemployed U.S. Citizen
0897446006 0 XXXXXX 3.7484 Employed Employed U.S. Citizen
0233218701 0 XXXXXX 4.1164 Employed Employed U.S. Citizen
0083234793 0 XXXXXX 4.1246 Employed Employed U.S. Citizen
0736310891 0 XXXXXX 3.8748 Employed Employed U.S. Citizen
0582751569 0 XXXXXX 3.6245 Employed (No Data) U.S. Citizen
0233822446 1075 XXXXXX 3.5178 Retired Employed U.S. Citizen
0574484075 664.38 XXXXXX 3.89 Employed (No Data) U.S. Citizen
0913710605 0 XXXXXX 3.8749 Employed Employed U.S. Citizen
0989346356 77 XXXXXX 3.8848 Employed (No Data) U.S. Citizen
0222261430 0 XXXXXX 3.7415 Employed Employed U.S. Citizen
0105000183 1075 XXXXXX 3.2777 Employed (No Data) U.S. Citizen
0742273621 379.57 XXXXXX 4.123 Employed (No Data) U.S. Citizen
0633790347 0 XXXXXX 3.7498 Employed (No Data) U.S. Citizen
0346478645 1355 XXXXXX 3.2914 Employed Unemployed U.S. Citizen
0239010531 2150 XXXXXX 4.0387 Employed (No Data) U.S. Citizen
0004813093 0 XXXXXX 3.7545 Employed Employed U.S. Citizen
0655846994 152.5 XXXXXX 3.8871 Employed Employed U.S. Citizen
0572312507 823.75 XXXXXX 3.6797 Employed Unemployed U.S. Citizen
0872921017 1430 XXXXXX 3.7732 Employed (No Data) U.S. Citizen
0800729836 0 XXXXXX 3.9999 Employed (No Data) U.S. Citizen
0329218002 0 XXXXXX 4.1251 Employed Employed U.S. Citizen
0768518539 0 XXXXXX 4.3657 Employed Employed U.S. Citizen
0020711757 1430 XXXXXX 3.5399 Employed Employed U.S. Citizen
0424921218 679.57 XXXXXX 3.375 Employed Employed U.S. Citizen
0271484761 1430 XXXXXX 3.637 Employed Unemployed U.S. Citizen
0591216080 1312.5 XXXXXX 4.1763 Employed (No Data) U.S. Citizen
0383523597 306.56 XXXXXX 3.8834 Employed Unemployed U.S. Citizen
0462397789 1075 XXXXXX 3.785 Employed Employed U.S. Citizen
0876992864 0 XXXXXX 3.625 Employed Unemployed Permanent Resident Alien
0851940873 0 XXXXXX 3.612 Employed (No Data) U.S. Citizen
0480581078 0 XXXXXX 3.8748 Employed Employed U.S. Citizen
0430681257 542.5 XXXXXX 3.8865 Employed Employed U.S. Citizen
0642968656 1075 XXXXXX 3.7833 Employed Employed U.S. Citizen
0512374142 1405 XXXXXX 3.8958 Employed (No Data) U.S. Citizen
0774557386 1305 XXXXXX 4.0283 Employed Employed U.S. Citizen
0853911424 5643.07 XXXXXX 3.9775 Employed Employed U.S. Citizen
0174212298 1075 XXXXXX 3.2683 Employed Employed U.S. Citizen
0108924747 1350 XXXXXX 3.1625 Employed (No Data) U.S. Citizen
0802098995 1430 XXXXXX 3.5239 Employed Employed U.S. Citizen
0082133928 545 XXXXXX 3.6397 Employed (No Data) U.S. Citizen
0331140057 0 XXXXXX 3.5 Employed (No Data) U.S. Citizen
0458131049 0 XXXXXX 3.9908 Employed Employed U.S. Citizen
0066758099 0 XXXXXX 3.6226 Employed Unemployed U.S. Citizen
0452839519 0 XXXXXX 3.867 Employed Employed U.S. Citizen
0096679178 1075 XXXXXX 3.5294 Employed Unemployed U.S. Citizen
0535433932 0 XXXXXX 3.8905 Employed Employed U.S. Citizen
0771181856 0 XXXXXX 3.9916 Employed Employed U.S. Citizen
0914730624 2013.5 XXXXXX 3.257 Employed Employed Non-Resident Alien
0185452511 1075 XXXXXX 3.5234 Employed (No Data) U.S. Citizen
0792755232 0 XXXXXX 3.9963 Employed Employed U.S. Citizen
0223345104 679.57 XXXXXX 4.1248 Employed (No Data) U.S. Citizen
0891196571 80 XXXXXX 4.0257 Employed Employed U.S. Citizen
0030331974 0 XXXXXX 3.7457 Employed Employed U.S. Citizen
0965258645 0 XXXXXX 3.9998 Employed (No Data) Non-Permanent Resident Alien
0468439216 0 XXXXXX 4.4997 Employed Employed U.S. Citizen
0601416698 80 XXXXXX 3.4999 Employed Employed U.S. Citizen
0227642138 1841.5 XXXXXX 3.6531 Employed Employed U.S. Citizen
0676391792 592.5 XXXXXX 3.3929 Employed Unemployed Permanent Resident Alien
0247602552 1519 XXXXXX 3.77 Unemployed Employed U.S. Citizen
0409817201 1075 XXXXXX 3.5287 Employed (No Data) Permanent Resident Alien
0639725659 1230 XXXXXX 3.9089 Employed (No Data) U.S. Citizen
0605528544 0 XXXXXX 3.8609 Employed Employed U.S. Citizen
0357711141 1430 XXXXXX 3.7839 Employed (No Data) U.S. Citizen
0540008415 0 XXXXXX 3.9998 Employed (No Data) Permanent Resident Alien
0913441801 0 XXXXXX 3.5007 Employed Employed U.S. Citizen
0732777282 1655 XXXXXX 4.5431 Employed Employed U.S. Citizen
0079001480 0 XXXXXX 3.8748 Employed Employed U.S. Citizen
0138538462 5280 XXXXXX 3.9378 Employed Employed U.S. Citizen
0450684084 0 XXXXXX 3.9935 Retired Unemployed U.S. Citizen
0518238617 1075 XXXXXX 3.787 Retired Retired U.S. Citizen
0647829695 0 XXXXXX 3.4898 Employed (No Data) U.S. Citizen
0137791742 0 XXXXXX 3.8726 Employed Employed U.S. Citizen
0664724250 0 XXXXXX 3.8661 Employed (No Data) U.S. Citizen
0324469478 43.75 XXXXXX 3.5132 Employed Employed U.S. Citizen
0673263882 0 XXXXXX 3.9981 Employed Employed U.S. Citizen
0428801404 0 XXXXXX 3.8661 Employed Unemployed U.S. Citizen
0732750716 600 XXXXXX 3.6249 Employed (No Data) U.S. Citizen
0235005164 1075 XXXXXX 3.6382 Employed Employed U.S. Citizen
0200125785 0 XXXXXX 3.7603 Employed Unemployed U.S. Citizen
0852454828 0 XXXXXX 3.8749 Unemployed Employed U.S. Citizen
0979327008 2475 XXXXXX 3.9132 Employed Unemployed U.S. Citizen
0148161143 0 XXXXXX 3.2501 Employed Employed U.S. Citizen
0884195120 3372.5 XXXXXX 4.039 Employed Employed U.S. Citizen
0185300450 679.57 XXXXXX 4.1248 Employed Employed U.S. Citizen
0511198184 546.72 XXXXXX 3.8842 Employed Employed U.S. Citizen
0516013623 0 XXXXXX 3.7533 Employed Employed U.S. Citizen
0804631799 0 XXXXXX 3.8749 Employed Unemployed U.S. Citizen
0981279744 0 XXXXXX 3.5181 Employed (No Data) U.S. Citizen
0352126192 0 XXXXXX 3.8786 Employed Employed U.S. Citizen
0655222125 0 XXXXXX 3.7364 Employed Employed U.S. Citizen
0936662329 1679.5 XXXXXX 3.2846 Employed Employed U.S. Citizen
0251921920 0 XXXXXX 3.8644 Employed (No Data) U.S. Citizen
0265929300 3135.48 XXXXXX 3.2802 Employed Employed U.S. Citizen
0858008011 1305 XXXXXX 3.6609 Employed Employed U.S. Citizen
0473146404 1075 XXXXXX 3.6608 Employed (No Data) U.S. Citizen
0909708504 0 XXXXXX 4.1192 Employed (No Data) Permanent Resident Alien
0905988027 0 XXXXXX 3.6236 Employed Employed U.S. Citizen
0871747660 1230 XXXXXX 3.9075 Employed (No Data) U.S. Citizen
0873180790 0 XXXXXX 3.7583 Employed Employed U.S. Citizen
0790160349 2325 XXXXXX 3.8921 Employed Employed U.S. Citizen
0288408362 1430 XXXXXX 3.6401 Employed Employed U.S. Citizen
0827155724 0 XXXXXX 4.123 Employed (No Data) Permanent Resident Alien
0174417730 2854.74 XXXXXX 3.8924 Employed Employed U.S. Citizen
0977126934 0 XXXXXX 3.4949 Employed Unemployed Non-Permanent Resident Alien
0809305505 2232.5 XXXXXX 3.6603 Employed Unemployed U.S. Citizen
0528121599 142.5 XXXXXX 3.6343 Employed (No Data) Non-Permanent Resident Alien
0187177660 0 XXXXXX 3.619 Employed Employed U.S. Citizen
0108999178 1404 XXXXXX 3.775 Employed (No Data) U.S. Citizen
0762897253 0 XXXXXX 3.8653 Employed Employed U.S. Citizen
0557704116 2822.38 XXXXXX 3.5222 Employed (No Data) U.S. Citizen
0054560815 1075 XXXXXX 3.384 Employed Unemployed U.S. Citizen
0991018861 1430 XXXXXX 3.9077 Employed (No Data) U.S. Citizen
0348558779 0 XXXXXX 3.8761 Employed Employed Permanent Resident Alien
0278732335 1660 XXXXXX 3.661 Employed Employed U.S. Citizen
0030152268 0 XXXXXX 3.8769 Employed (No Data) U.S. Citizen
0490475747 530 XXXXXX 3.6357 Employed Employed U.S. Citizen
0394721745 1075 XXXXXX 3.3915 Employed Employed U.S. Citizen
0906130194 655 XXXXXX 3.4999 Employed Employed U.S. Citizen
0643466866 0 XXXXXX 3.636 Employed Employed U.S. Citizen
0815233366 22.84 XXXXXX 3.7576 Employed Employed Permanent Resident Alien
0545452748 935 XXXXXX 3.7676 Employed Employed U.S. Citizen
0356264243 1230 XXXXXX 3.7687 Unemployed Employed U.S. Citizen
0262463661 21.23 XXXXXX 3.51 Employed Employed U.S. Citizen
0911910527 10711.25 XXXXXX 3.3073 Retired Retired U.S. Citizen
0343971549 0 XXXXXX 3.8747 Employed Employed U.S. Citizen
0983024631 125 XXXXXX 3.4997 Employed Employed U.S. Citizen
0348808404 1430 XXXXXX 3.9011 Employed Employed U.S. Citizen
0994080729 0 XXXXXX 3.875 Employed (No Data) U.S. Citizen
0060253979 0 XXXXXX 4.1132 Employed (No Data) Non-Resident Alien
0381749246 0 XXXXXX 3.9963 Employed (No Data) U.S. Citizen
0490345753 760 XXXXXX 3.8749 Employed Employed U.S. Citizen
0363009473 117.5 XXXXXX 3.7545 Employed Unemployed U.S. Citizen
0570041000 0 XXXXXX 3.6249 Employed (No Data) U.S. Citizen
0181908345 0 XXXXXX 3.7499 Employed Employed U.S. Citizen
0339323924 130.19 XXXXXX 3.7569 Employed (No Data) U.S. Citizen
0806564492 0 XXXXXX 3.7625 Employed (No Data) U.S. Citizen
0515526582 1030 XXXXXX 3.7686 Employed Employed U.S. Citizen
0098498113 1330 XXXXXX 3.6542 Employed Unemployed U.S. Citizen
0224989429 0 XXXXXX 4 Employed Employed U.S. Citizen
0806365489 685 XXXXXX 4.0167 Employed (No Data) U.S. Citizen
0688513927 0 XXXXXX 3.7498 Unemployed Employed U.S. Citizen
0575214242 1055 XXXXXX 5.1457 Employed Employed U.S. Citizen
0403017803 6263.5 XXXXXX 3.712 Employed Employed Permanent Resident Alien
0739863972 0 XXXXXX 3.3748 Employed (No Data) U.S. Citizen
0026230257 0 XXXXXX 3.8776 Employed (No Data) U.S. Citizen
0771991792 1430 XXXXXX 3.758 Employed (No Data) Non-Permanent Resident Alien
0164292800 0 XXXXXX 3.6217 Employed Employed U.S. Citizen
0578274131 578 XXXXXX 3.5132 Employed Employed U.S. Citizen
0418874743 580 XXXXXX 3.3749 Employed (No Data) U.S. Citizen
0203189833 1075 XXXXXX 3.5341 Employed Employed U.S. Citizen
0513185002 0 XXXXXX 3.4999 Employed Employed U.S. Citizen
0403237908 122.2 XXXXXX 3.6335 Employed (No Data) U.S. Citizen
0832863710 0 XXXXXX 3.8747 Employed (No Data) U.S. Citizen
0085489615 1330 XXXXXX 3.774 Employed Employed U.S. Citizen
0617527171 1460 XXXXXX 3.7656 Employed (No Data) U.S. Citizen
0220301104 0 XXXXXX 3.8714 Employed Employed Permanent Resident Alien
0748218171 2185 XXXXXX 3.268 Employed Employed U.S. Citizen
0836500270 1430 XXXXXX 4.0305 Employed (No Data) Permanent Resident Alien
0798388821 1243 XXXXXX 3.4927 Employed Unemployed U.S. Citizen
0323442423 2898.95 XXXXXX 3.8921 Employed Employed U.S. Citizen
0651090211 1230 XXXXXX 4.028 Employed (No Data) U.S. Citizen
0842029750 0 XXXXXX 3.8653 Employed (No Data) U.S. Citizen
0606787460 623.75 XXXXXX 3.7744 Employed Employed U.S. Citizen
0823034212 2750 XXXXXX 3.5463 Employed Employed U.S. Citizen
0382231246 14.5 XXXXXX 3.6775 Employed (No Data) U.S. Citizen
0961912347 1430 XXXXXX 3.7847 Employed Employed U.S. Citizen
0403095077 0 XXXXXX 3.3945 Employed (No Data) U.S. Citizen
0661945317 679.57 XXXXXX 4.0048 Employed Employed U.S. Citizen
0858971497 0 XXXXXX 3.3751 Employed (No Data) U.S. Citizen
0481652047 0 XXXXXX 3.4969 Employed Employed U.S. Citizen
0233656945 1155 XXXXXX 4.0234 Unemployed Retired U.S. Citizen
0179387385 1330 XXXXXX 4.5373 Employed (No Data) U.S. Citizen
0839064159 0 XXXXXX 3.7582 Unemployed Employed U.S. Citizen
0015347546 0 XXXXXX 3.7449 Employed Unemployed U.S. Citizen
0412621249 0 XXXXXX 3.8659 Employed Unemployed U.S. Citizen
0658000401 0 XXXXXX 3.4987 Employed (No Data) U.S. Citizen
0263424903 2074.09 XXXXXX 3.7672 Unemployed Employed U.S. Citizen
0414050264 0 XXXXXX 3.9899 Employed (No Data) U.S. Citizen
0463513232 0 XXXXXX 3.6249 Employed Employed U.S. Citizen
0627182415 1125 XXXXXX 3.3774 Employed (No Data) U.S. Citizen
0543285889 0 XXXXXX 3.3856 Employed Employed U.S. Citizen
0401326294 1908 XXXXXX 3.3895 Employed Employed Permanent Resident Alien
0126549291 0 XXXXXX 4.0293 Employed Employed U.S. Citizen
0987013849 0 XXXXXX 3.8809 Employed Unemployed U.S. Citizen
0409683974 1405 XXXXXX 3.8999 Retired Employed U.S. Citizen
0231640252 0 XXXXXX 3.8974 Retired (No Data) U.S. Citizen
0217486437 711.25 XXXXXX 4.266 Employed (No Data) U.S. Citizen
0934579628 0 XXXXXX 3.8749 Employed Employed U.S. Citizen
0658673537 1130 XXXXXX 4.0193 Retired Retired U.S. Citizen
0288509466 1075 XXXXXX 3.529 Employed Employed U.S. Citizen
0193580383 1075 XXXXXX 3.7796 Employed Employed U.S. Citizen
0340414930 75 XXXXXX 3.5013 Employed Employed Permanent Resident Alien
0156277199 0 XXXXXX 3.8684 Employed (No Data) U.S. Citizen
0798258660 0 XXXXXX 3.3865 Employed Unemployed U.S. Citizen
0764191095 0 XXXXXX 3.5302 Employed Employed Permanent Resident Alien
0825808694 1430 XXXXXX 3.6645 Employed Employed U.S. Citizen
0485036238 0 XXXXXX 3.6248 Employed Employed Non-Permanent Resident Alien
0402792183 0 XXXXXX 4.4998 Employed (No Data) U.S. Citizen
0380103708 0 XXXXXX 3.4998 Employed Unemployed U.S. Citizen
0669271321 1430 XXXXXX 3.3739 Employed Employed U.S. Citizen
0836046513 0 XXXXXX 3.8749 Employed Unemployed U.S. Citizen
0184037190 0 XXXXXX 3.6176 Employed (No Data) U.S. Citizen
0314707543 80 XXXXXX 3.4867 Employed Employed U.S. Citizen
0933177101 608 XXXXXX 3.7531 Employed Unemployed U.S. Citizen
0043194283 150.82 XXXXXX 3.4197 Employed Unemployed U.S. Citizen
0559123366 2655 XXXXXX 3.9279 Employed Employed U.S. Citizen
0773622262 1555 XXXXXX 3.7938 Employed Employed U.S. Citizen
0929097951 0 XXXXXX 4.1249 Employed (No Data) U.S. Citizen
0960187775 80 XXXXXX 3.3749 Employed Employed U.S. Citizen
0257346695 0 XXXXXX 4.2458 Employed Employed U.S. Citizen
0600063450 0 XXXXXX 3.4914 Employed Employed U.S. Citizen
0178729652 400 XXXXXX 3.8768 Employed Retired U.S. Citizen
0177808872 679.57 XXXXXX 3.3631 Unemployed Employed U.S. Citizen
0005946861 1075 XXXXXX 3.2662 Employed Employed U.S. Citizen
0264309824 0 XXXXXX 3.6168 Retired (No Data) U.S. Citizen
0924288161 1415 XXXXXX 3.7852 Employed (No Data) U.S. Citizen
0585522709 644 XXXXXX 3.5216 Employed (No Data) U.S. Citizen
0217643371 397.25 XXXXXX 3.3749 Employed (No Data) Permanent Resident Alien
0643941226 0 XXXXXX 3.7456 Employed Employed Permanent Resident Alien
0344505776 450 XXXXXX 3.2828 Employed (No Data) U.S. Citizen
0285994377 0 XXXXXX 3.7499 Employed (No Data) U.S. Citizen
0767132907 1680 XXXXXX 3.5461 Employed (No Data) U.S. Citizen
0546657480 1305 XXXXXX 3.5344 Employed Employed U.S. Citizen
0343452035 0 XXXXXX 3.25 Employed Employed U.S. Citizen
0507723206 1180 XXXXXX 3.6546 Employed (No Data) U.S. Citizen
0636678553 125 XXXXXX 3.267 Employed (No Data) Permanent Resident Alien
0185218012 1105 XXXXXX 3.7734 Employed Unemployed U.S. Citizen
0881276678 1305 XXXXXX 3.899 Employed Unemployed U.S. Citizen
0575475793 1997.5 XXXXXX 4.6599 Employed (No Data) U.S. Citizen
0005379455 551.25 XXXXXX 3.407 Employed Unemployed U.S. Citizen
0030792198 0 XXXXXX 4.3719 Employed (No Data) Non-Permanent Resident Alien
0210799933 0 XXXXXX 3.4999 Employed Unemployed U.S. Citizen
0980158567 1430 XXXXXX 3.5122 Employed Employed U.S. Citizen
0748140628 898 XXXXXX 3.6647 Employed Employed U.S. Citizen
0749898001 2375 XXXXXX 3.7809 Employed Unemployed U.S. Citizen
0106823548 0 XXXXXX 3.4998 Employed Unemployed U.S. Citizen
0461336910 110 XXXXXX 3.4999 Employed (No Data) U.S. Citizen
0956228366 0 XXXXXX 3.2596 Employed Employed U.S. Citizen
0604838565 0 XXXXXX 3.4988 Employed Employed Permanent Resident Alien
0368544392 0 XXXXXX 3.1186 Employed Unemployed Permanent Resident Alien
0543115885 555 XXXXXX 3.7667 Employed Unemployed U.S. Citizen
0970249646 1075 XXXXXX 3.273 Employed Employed U.S. Citizen
0690558334 1755 XXXXXX 3.6454 Employed Employed U.S. Citizen
0615654988 1430 XXXXXX 3.2673 Employed (No Data) U.S. Citizen
0137678076 0 XXXXXX 3.6648 Employed Unemployed U.S. Citizen
0999316635 3460 XXXXXX 3.4383 Employed (No Data) U.S. Citizen
0328772657 1294.7 XXXXXX 3.5325 Employed (No Data) Permanent Resident Alien
0109106637 0 XXXXXX 3.4999 Employed (No Data) U.S. Citizen
0335760505 1305 XXXXXX 3.7782 Employed Employed U.S. Citizen
0450314188 0 XXXXXX 3.377 Employed (No Data) U.S. Citizen
0252465530 1189.7 XXXXXX 3.2871 Retired Retired U.S. Citizen
0074258272 742.5 XXXXXX 3.517 Employed (No Data) Permanent Resident Alien
0839310128 2045 XXXXXX 3.6707 Employed Employed U.S. Citizen
0703948602 0 XXXXXX 3.6504 Employed (No Data) U.S. Citizen
0228539971 0 XXXXXX 4.2507 Employed Employed U.S. Citizen
0485555889 1430 XXXXXX 3.5227 Employed Employed U.S. Citizen
0095187237 11304.98 XXXXXX 3.9811 Employed Employed U.S. Citizen
0878441269 390.43 XXXXXX 3.2543 Employed Employed Permanent Resident Alien
0132641540 0 XXXXXX 3.6382 Employed Employed U.S. Citizen
0142178518 1369.7 XXXXXX 3.2749 Employed Employed U.S. Citizen
0233273594 820 XXXXXX 3.6305 Employed Unemployed U.S. Citizen
0285118405 0 XXXXXX 3.4967 Employed (No Data) Permanent Resident Alien
0318198641 0 XXXXXX 3.6248 Employed (No Data) U.S. Citizen
0417657074 0 XXXXXX 3.6249 Employed Employed U.S. Citizen
0356674032 1936.25 XXXXXX 4.662 Employed (No Data) U.S. Citizen
0842094154 0 XXXXXX 3.3631 Employed Employed U.S. Citizen
0889418723 0 XXXXXX 3.5217 Employed Employed U.S. Citizen
0856328941 1430 XXXXXX 3.4999 Employed (No Data) U.S. Citizen
0565244694 5470 XXXXXX 3.3381 Employed Unemployed U.S. Citizen
0638163540 0 XXXXXX 3.4984 Employed Employed Permanent Resident Alien
0272015193 1430 XXXXXX 3.5528 Employed Employed U.S. Citizen
0098345633 0 XXXXXX 4.4998 Employed Employed U.S. Citizen
0314545745 1525.27 XXXXXX 3.5145 Employed Employed U.S. Citizen
0869134432 8561.78 XXXXXX 4.1322 Employed Unemployed U.S. Citizen
0782718547 8736.7 XXXXXX 3.6994 Employed Employed U.S. Citizen
0417775551 12740.75 XXXXXX 4.0335 Employed Employed U.S. Citizen
0309617642 9645 XXXXXX 4.0299 Employed Employed U.S. Citizen
0665291294 5448.95 XXXXXX 3.9823 Employed Employed U.S. Citizen
0691068559 15507.55 XXXXXX 3.7952 Employed Employed U.S. Citizen
0033848664 17445 XXXXXX 3.9467 Employed Employed Permanent Resident Alien
0266640735 2043.02 XXXXXX 3.8839 Employed (No Data) U.S. Citizen
0763940335 1969.07 XXXXXX 3.8865 Employed Employed U.S. Citizen
0553987014 3624.83 XXXXXX 3.6611 Employed Employed U.S. Citizen
0195042923 390.93 XXXXXX 4.3886 Employed Employed U.S. Citizen
0327972846 995 XXXXXX 4.5251 Employed Unemployed U.S. Citizen
0555338898 1590 XXXXXX 4.2699 Employed (No Data) U.S. Citizen
0141913656 1245 XXXXXX 4.28 Employed (No Data) U.S. Citizen
0395721352 2925 XXXXXX 4.0468 Employed Unemployed U.S. Citizen
0452501319 0 XXXXXX 4.1509 Employed Employed U.S. Citizen
0150008502 1745 XXXXXX 4.4106 Employed Employed U.S. Citizen
0426646304 1440 XXXXXX 4.0529 Employed Employed U.S. Citizen
0790318097 1195 XXXXXX 4.2654 Employed Employed Permanent Resident Alien
0514479420 9.75 XXXXXX 4.1412 Employed Employed U.S. Citizen
0003036332 1305 XXXXXX 4.4022 Employed Unemployed U.S. Citizen
0489609430 7938.35 XXXXXX 3.6026 Employed Employed U.S. Citizen
0050940249 1776.95 XXXXXX 4.2837 Retired Retired U.S. Citizen
0627498019 1962.75 XXXXXX 4.2655 Employed (No Data) U.S. Citizen
0248096481 2931.46 XXXXXX 4.3599 Employed (No Data) U.S. Citizen
0255609981 1195 XXXXXX 4.3913 Employed (No Data) U.S. Citizen
0692333307 199 XXXXXX 4.3852 Employed Unemployed U.S. Citizen
0433394158 10220 XXXXXX 4.4016 Employed (No Data) U.S. Citizen
0183774772 1895 XXXXXX 4.244 Employed Employed U.S. Citizen
0791954456 11140 XXXXXX 3.785 Employed Unemployed U.S. Citizen
0932331897 8687.2 XXXXXX 3.8719 Retired Retired U.S. Citizen
0085172168 1290 XXXXXX 3.9026 Employed (No Data) U.S. Citizen
0040137336 0 XXXXXX 3.8682 Employed (No Data) U.S. Citizen
0158715011 3423.39 XXXXXX 4.5646 Employed (No Data) U.S. Citizen
0647011401 1598 XXXXXX 3.9044 Employed Unemployed U.S. Citizen
0435815023 3045.02 XXXXXX 3.9436 Employed Employed U.S. Citizen
0271022468 19970.94 XXXXXX 4.6439 Employed (No Data) U.S. Citizen
0569125414 3388.68 XXXXXX 4.4338 Employed (No Data) U.S. Citizen
0891572002 7940 XXXXXX 5.2493 Employed Employed U.S. Citizen
0268177542 6940 XXXXXX 3.7011 Employed (No Data) U.S. Citizen
0050428591 3021.44 XXXXXX 4.5673 Employed Employed U.S. Citizen
0513879888 1645 XXXXXX 3.7877 Employed Employed U.S. Citizen
0877418585 1370 XXXXXX 4.4037 Retired Employed U.S. Citizen
0561620049 1465 XXXXXX 3.7567 Employed (No Data) Permanent Resident Alien
0730485311 323.81 XXXXXX 3.8884 Employed Unemployed U.S. Citizen
0095062638 3968.23 XXXXXX 3.8118 Employed Employed U.S. Citizen
0279997198 2925 XXXXXX 4.0316 Employed Employed U.S. Citizen
0709123626 1295 XXXXXX 3.8915 Employed (No Data) U.S. Citizen
0367967599 0 XXXXXX 4.1469 Employed Employed U.S. Citizen
0878635373 3613.42 XXXXXX 3.9084 Employed (No Data) U.S. Citizen
0571258252 1840 XXXXXX 3.8928 Employed (No Data) U.S. Citizen
0082830060 1990 XXXXXX 4.0138 Employed Retired U.S. Citizen
0797750884 1675.77 XXXXXX 3.8936 Employed Employed U.S. Citizen
0644599838 0 XXXXXX 4.2522 Employed (No Data) U.S. Citizen
0074751918 4311.42 XXXXXX 3.8169 Employed Employed U.S. Citizen
0370623369 0 XXXXXX 4.2499 Employed Unemployed U.S. Citizen
0363675986 1465 XXXXXX 4.0224 Employed (No Data) U.S. Citizen
0698399169 1290 XXXXXX 4.019 Employed Employed U.S. Citizen
0652023319 333.16 XXXXXX 4.1421 Employed Employed U.S. Citizen
0067494556 1590 XXXXXX 4.0237 Employed (No Data) U.S. Citizen
0798386743 1115 XXXXXX 4.1435 Employed Employed U.S. Citizen
0105739364 1280 XXXXXX 4.0181 Retired Employed U.S. Citizen
0993702931 995 XXXXXX 3.7792 Employed Unemployed U.S. Citizen
0449352432 1095 XXXXXX 3.8888 Employed Employed U.S. Citizen
0761443407 0 XXXXXX 4.2534 Employed Unemployed U.S. Citizen
0286168964 7523.46 XXXXXX 3.7951 Employed (No Data) U.S. Citizen
0572812841 192.49 XXXXXX 3.7618 Employed (No Data) Permanent Resident Alien
0466852260 1935 XXXXXX 3.9035 Employed (No Data) U.S. Citizen
0143821940 1470 XXXXXX 4.0257 Employed Employed U.S. Citizen
0285615306 1050 XXXXXX 3.7658 Employed Employed U.S. Citizen
0043162450 0 XXXXXX 3.8775 Employed Employed U.S. Citizen
0924158245 4531.5 XXXXXX 3.5614 Employed Employed U.S. Citizen
0815669967 1446 XXXXXX 3.7632 Employed Employed U.S. Citizen
0769832568 1565.08 XXXXXX 4.0215 Employed Employed U.S. Citizen
0248389210 1125 XXXXXX 3.769 Employed (No Data) U.S. Citizen
0174766372 1295 XXXXXX 3.9045 Employed (No Data) U.S. Citizen
0358765290 2210 XXXXXX 3.7599 Employed Unemployed U.S. Citizen
0943102166 2210 XXXXXX 3.7734 Employed Employed U.S. Citizen
0615990881 14655 XXXXXX 3.5844 Employed Unemployed U.S. Citizen
0350800837 9461 XXXXXX 3.7603 Employed Employed U.S. Citizen
0413265211 935.55 XXXXXX 4.1459 Employed (No Data) U.S. Citizen
0872425710 1910 XXXXXX 3.8907 Employed (No Data) Permanent Resident Alien
0010036216 1790 XXXXXX 3.7785 Employed Employed U.S. Citizen
0859691583 3060 XXXXXX 4.169 Employed (No Data) U.S. Citizen
0878883818 7488.19 XXXXXX 3.9417 Employed Employed Non-Permanent Resident Alien
0702876219 1935 XXXXXX 3.8952 Employed Employed U.S. Citizen
0407438492 2645 XXXXXX 4.0298 Employed Employed U.S. Citizen
0131972934 1429.5 XXXXXX 3.7665 Employed Employed U.S. Citizen
0435281148 4840.25 XXXXXX 3.7975 Employed Employed U.S. Citizen
0669908299 1195 XXXXXX 4.0209 Employed Employed U.S. Citizen
0135306128 2560.63 XXXXXX 3.9011 Employed (No Data) U.S. Citizen
0702440293 1390 XXXXXX 3.9332 Employed Employed Non-Permanent Resident Alien
0319402532 4617.75 XXXXXX 4.7079 Employed Employed U.S. Citizen
0654402858 1095 XXXXXX 4.3958 Employed Unemployed U.S. Citizen
0363735141 1925 XXXXXX 3.898 Employed (No Data) U.S. Citizen
0111204589 2741.85 XXXXXX 3.8054 Employed Unemployed U.S. Citizen
0570729473 1705 XXXXXX 4.2849 Employed Unemployed U.S. Citizen
0142824618 32098.19 XXXXXX 3.4151 Employed (No Data) U.S. Citizen
0197653463 1290 XXXXXX 3.9019 Employed Unemployed U.S. Citizen
0086624949 1195 XXXXXX 3.9189 Employed Employed U.S. Citizen
0403270653 3461.2 XXXXXX 4.0726 Employed (No Data) U.S. Citizen
0020858268 1195 XXXXXX 3.644 Employed Employed U.S. Citizen
0077924983 0 XXXXXX 3.9795 Employed (No Data) U.S. Citizen
0947506582 8425 XXXXXX 3.8758 Employed Employed U.S. Citizen
0109595607 1935 XXXXXX 3.9026 Employed Unemployed U.S. Citizen
0003896058 1910 XXXXXX 3.8991 Employed Employed U.S. Citizen
0901157069 2280 XXXXXX 3.9257 Employed (No Data) U.S. Citizen
0402106884 1095 XXXXXX 3.895 Employed Employed U.S. Citizen
0753829353 1260 XXXXXX 3.8973 Employed Employed U.S. Citizen
0062185231 1650 XXXXXX 4.1481 Employed Employed U.S. Citizen
0962221206 1359 XXXXXX 4.0229 Employed Employed U.S. Citizen
0496372571 1050 XXXXXX 3.8941 Employed Employed U.S. Citizen
0125833119 1490 XXXXXX 3.9108 Employed Unemployed U.S. Citizen
0599189918 4396.25 XXXXXX 3.8061 Employed (No Data) U.S. Citizen
0817892492 1570 XXXXXX 3.916 Employed Employed Permanent Resident Alien
0314326933 2543.13 XXXXXX 3.7682 Employed Employed U.S. Citizen
0429625001 1778.95 XXXXXX 4.0346 Employed Employed U.S. Citizen
0402900661 1290 XXXXXX 3.7754 Employed Employed U.S. Citizen
0138408369 965 XXXXXX 3.8998 Unemployed Retired U.S. Citizen
0283829864 1290 XXXXXX 3.9156 Employed Employed U.S. Citizen
0234810302 1195 XXXXXX 3.7629 Employed Employed U.S. Citizen
0527728219 1245 XXXXXX 3.901 Employed Unemployed U.S. Citizen
0324720556 6916 XXXXXX 3.9672 Employed Employed U.S. Citizen
0989069859 1206.95 XXXXXX 4.2685 Employed Employed U.S. Citizen
0100113411 1290 XXXXXX 3.9055 Employed Employed U.S. Citizen
0785083112 0 XXXXXX 3.8732 Employed (No Data) U.S. Citizen
0728067872 2770.56 XXXXXX 3.7973 Employed Employed U.S. Citizen
0263212665 1290 XXXXXX 4.0281 Employed (No Data) U.S. Citizen
0719443797 1290 XXXXXX 3.7895 Employed Employed U.S. Citizen
0600668634 4458 XXXXXX 3.7785 Employed Employed U.S. Citizen
0419966622 700 XXXXXX 3.8583 Employed Unemployed U.S. Citizen
0483770623 5725 XXXXXX 3.84 Employed (No Data) U.S. Citizen
0787688745 12216.24 XXXXXX 3.9556 Employed Employed U.S. Citizen
0563487087 3658.43 XXXXXX 3.9342 Employed Employed U.S. Citizen
0838328149 4161 XXXXXX 3.9368 Employed (No Data) U.S. Citizen
0782357006 2408.16 XXXXXX 3.9046 Employed (No Data) U.S. Citizen
0126272066 1199 XXXXXX 3.7709 Employed Employed U.S. Citizen
0954324961 1245 XXXXXX 3.8991 Employed (No Data) U.S. Citizen
0531188809 1846.12 XXXXXX 4.0238 Employed (No Data) U.S. Citizen
0732863075 1701.95 XXXXXX 4.024 Employed (No Data) U.S. Citizen
0208558685 1482 XXXXXX 4.2705 Employed (No Data) U.S. Citizen
0821628310 1910 XXXXXX 4.0316 Employed Employed U.S. Citizen
0793531213 1290 XXXXXX 3.6523 Employed Unemployed U.S. Citizen
0648405015 0 XXXXXX 3.9945 Employed Employed U.S. Citizen
0649228308 6719.2 XXXXXX 4.3549 Employed (No Data) U.S. Citizen
0844311325 2881.87 XXXXXX 3.9242 Employed (No Data) U.S. Citizen
0193840779 1175 XXXXXX 4.1451 Employed Unemployed U.S. Citizen
0932609444 1665 XXXXXX 3.9147 Employed (No Data) U.S. Citizen
0617800604 1320 XXXXXX 4.0186 Employed Employed U.S. Citizen
0266121101 0 XXXXXX 3.88 Employed Unemployed U.S. Citizen
0248810002 0 XXXXXX 3.8705 Employed (No Data) U.S. Citizen
0171247299 1935 XXXXXX 4.0237 Employed Employed U.S. Citizen
0333048993 18551.45 XXXXXX 3.6727 Employed Unemployed Permanent Resident Alien
0774543169 1290 XXXXXX 3.891 Employed Unemployed U.S. Citizen
0935737728 1990 XXXXXX 3.6629 Employed Employed U.S. Citizen
0514097762 1280 XXXXXX 3.9018 Employed Employed U.S. Citizen
0912504326 0 XXXXXX 3.75 Employed Unemployed Permanent Resident Alien
0468007075 4111.25 XXXXXX 3.9148 Employed Employed U.S. Citizen
0072902570 1395 XXXXXX 4.2717 Employed Unemployed U.S. Citizen
0430046740 1595 XXXXXX 3.7824 Employed Unemployed Permanent Resident Alien
0460985066 24595 XXXXXX 3.7252 Employed (No Data) U.S. Citizen
0864213100 0 XXXXXX 4.6497 Employed Employed U.S. Citizen
0685440570 1515 XXXXXX 3.6728 Employed (No Data) U.S. Citizen
0709464789 0 XXXXXX 3.7289 Employed (No Data) U.S. Citizen
0510768500 0 XXXXXX 3.8822 Employed Employed U.S. Citizen
0955529789 2963.86 XXXXXX 3.9032 Employed (No Data) U.S. Citizen
0955289989 1155 XXXXXX 3.8944 Employed Employed U.S. Citizen
0210267752 1444.1 XXXXXX 4.0239 Employed Employed U.S. Citizen
0722996304 2270 XXXXXX 3.7789 Employed Employed U.S. Citizen
0470797894 0 XXXXXX 3.875 Employed Employed U.S. Citizen
0375663788 2290 XXXXXX 4.0359 Employed Employed U.S. Citizen
0688991198 1305 XXXXXX 4.0195 Retired Employed U.S. Citizen
0828604670 0 XXXXXX 3.7534 Employed (No Data) U.S. Citizen
0241114850 833.7 XXXXXX 3.8962 Employed Employed U.S. Citizen
0481395816 900 XXXXXX 3.8907 Employed (No Data) U.S. Citizen
0115677134 1595 XXXXXX 3.8914 Employed Employed U.S. Citizen
0154555951 1290 XXXXXX 4.143 Employed (No Data) U.S. Citizen
0579380247 1940 XXXXXX 3.7772 Employed (No Data) U.S. Citizen
0209687209 3353.69 XXXXXX 3.9359 Employed (No Data) U.S. Citizen
0308032974 1295 XXXXXX 3.7736 Employed (No Data) U.S. Citizen
0583021961 0 XXXXXX 3.9906 Employed Employed U.S. Citizen
0950433117 306.84 XXXXXX 3.8865 Employed (No Data) U.S. Citizen
0802898928 1482 XXXXXX 3.7802 Employed Unemployed U.S. Citizen
0719963369 0 XXXXXX 4.2499 Employed Employed U.S. Citizen
0299932416 1290 XXXXXX 3.7802 Employed Unemployed U.S. Citizen
0676739682 0 XXXXXX 3.7687 Employed Employed Permanent Resident Alien
0441117938 2205.2 XXXXXX 3.6652 Employed Employed U.S. Citizen
0048538646 1223 XXXXXX 4.0216 Employed Employed U.S. Citizen
0954590124 7990 XXXXXX 3.8611 Employed (No Data) U.S. Citizen
0563965786 1425 XXXXXX 4.029 Employed (No Data) U.S. Citizen
0750798042 0 XXXXXX 3.6288 Employed Unemployed U.S. Citizen
0994882663 9112.5 XXXXXX 4.019 Employed Employed U.S. Citizen
0890085007 1910 XXXXXX 3.9009 Retired Retired U.S. Citizen
0823895186 1910 XXXXXX 3.902 Employed Unemployed U.S. Citizen
0001382239 1029.44 XXXXXX 4.1455 Employed Unemployed U.S. Citizen
0947333819 1290 XXXXXX 3.768 Employed Employed U.S. Citizen
0838578084 1956 XXXXXX 3.7788 Employed (No Data) U.S. Citizen
0655407141 1951.5 XXXXXX 3.9112 Employed Unemployed U.S. Citizen
0278124019 0 XXXXXX 3.6253 Employed (No Data) U.S. Citizen
0978489796 7500 XXXXXX 4 Employed Unemployed U.S. Citizen
0970134623 3726.04 XXXXXX 4.023 Employed (No Data) U.S. Citizen
0054655376 4487.2 XXXXXX 3.7922 Employed Employed U.S. Citizen
0476989913 0 XXXXXX 4.0156 Employed Employed U.S. Citizen
0167084932 3803.9 XXXXXX 3.7819 Employed Retired U.S. Citizen
0910920248 1795 XXXXXX 4.0217 Employed (No Data) U.S. Citizen
0053043127 1265 XXXXXX 3.7638 Employed Employed U.S. Citizen
0374663516 3761.69 XXXXXX 3.8001 Employed (No Data) U.S. Citizen
0661145521 1600 XXXXXX 3.5281 Employed Employed U.S. Citizen
0748476916 6640 XXXXXX 3.7058 Employed Employed U.S. Citizen
0421542533 0 XXXXXX 3.6243 Employed Employed U.S. Citizen
0111062061 1394 XXXXXX 3.7694 Employed Unemployed U.S. Citizen
0270479248 1350 XXXXXX 3.9057 Employed Employed U.S. Citizen
0619208392 0 XXXXXX 3.6261 Employed Employed U.S. Citizen
0505750655 1499 XXXXXX 3.7683 Employed Unemployed U.S. Citizen
0845022739 1090 XXXXXX 4.2766 Employed (No Data) U.S. Citizen
0800863165 3160 XXXXXX 3.8073 Retired (No Data) U.S. Citizen
0698605297 900 XXXXXX 3.7608 Employed (No Data) U.S. Citizen
0395608541 1184.4 XXXXXX 3.7665 Employed Employed U.S. Citizen
0976850260 150 XXXXXX 3.7689 Employed Employed U.S. Citizen
0809829976 1180 XXXXXX 3.891 Retired Unemployed U.S. Citizen
0998964097 9916.95 XXXXXX 4.1122 Employed Employed U.S. Citizen
0400467008 2498.39 XXXXXX 3.8997 Employed Employed U.S. Citizen
0620235596 1480 XXXXXX 4.02 Employed Employed U.S. Citizen
0923474783 4160 XXXXXX 3.9198 Employed Employed U.S. Citizen
0065782230 1050 XXXXXX 4.1344 Employed Employed Non-Resident Alien
0438583898 995 XXXXXX 3.5316 Employed Employed U.S. Citizen
0109572065 3541.04 XXXXXX 3.8392 Employed (No Data) U.S. Citizen
0303529083 1047.36 XXXXXX 3.7645 Employed Employed U.S. Citizen
0755808742 2164 XXXXXX 3.5386 Employed (No Data) U.S. Citizen
0576323235 7878.04 XXXXXX 3.9842 Employed Employed U.S. Citizen
0574923883 1195 XXXXXX 3.8861 Employed Employed U.S. Citizen
0737313305 0 XXXXXX 3.7331 Employed Employed U.S. Citizen
0539303757 1290 XXXXXX 3.8949 Employed Employed U.S. Citizen
0204193352 1195 XXXXXX 4.0324 Employed Employed U.S. Citizen
0923873749 1290 XXXXXX 3.633 Employed Employed U.S. Citizen
0851253563 1290 XXXXXX 3.9029 Employed (No Data) U.S. Citizen
0578679899 2001 XXXXXX 3.6495 Employed Employed U.S. Citizen
0658019909 1290 XXXXXX 3.6421 Employed Employed U.S. Citizen
0886455184 1290 XXXXXX 3.77 Employed (No Data) U.S. Citizen
0377459122 4788.45 XXXXXX 3.8018 Employed (No Data) U.S. Citizen
0639044091 1790 XXXXXX 3.8966 Employed Unemployed U.S. Citizen
0650920831 1321.25 XXXXXX 3.7699 Employed (No Data) U.S. Citizen
0913093993 16410 XXXXXX 4.5737 Employed Employed U.S. Citizen
0570172768 1424.07 XXXXXX 4.6743 Employed (No Data) U.S. Citizen
0876609816 4321.55 XXXXXX 4.7158 Employed Employed U.S. Citizen
0925424344 850 XXXXXX 3.9022 Retired (No Data) U.S. Citizen
0258032250 1990 XXXXXX 3.7869 Employed Employed Permanent Resident Alien
0218385397 1855.88 XXXXXX 4.4119 Employed (No Data) U.S. Citizen
0506254267 1055 XXXXXX 4.5219 Employed (No Data) Permanent Resident Alien
0530157094 1640 XXXXXX 4.2768 Employed (No Data) U.S. Citizen
0521165275 4890 XXXXXX 3.6998 Employed (No Data) U.S. Citizen
0979966414 1885 XXXXXX 4.2897 Employed Employed U.S. Citizen
0683553828 1590 XXXXXX 4.6578 Employed Unemployed U.S. Citizen
0233178340 1419 XXXXXX 4.0262 Employed Employed U.S. Citizen
0877138300 1520 XXXXXX 5.019 Employed Employed U.S. Citizen
0058775269 20132 XXXXXX 4.7542 Employed Employed Permanent Resident Alien
0652992493 10340 XXXXXX 4.5058 Employed Employed U.S. Citizen
0694557846 11975 XXXXXX 4.6456 Retired Employed U.S. Citizen
0102590144 0 XXXXXX 4.6364 Employed (No Data) U.S. Citizen
0462872105 3122.5 XXXXXX 3.8609 Employed Employed U.S. Citizen
0263471795 1544 XXXXXX 4.1477 Employed Employed U.S. Citizen
0958937936 1400 XXXXXX 3.8958 Employed Employed U.S. Citizen
0247206818 972.68 XXXXXX 4.1479 Employed (No Data) U.S. Citizen
0344126057 995 XXXXXX 4.1512 Employed Employed U.S. Citizen
0708367514 1350 XXXXXX 3.8955 Employed (No Data) U.S. Citizen
0211658683 1375 XXXXXX 3.8927 Employed Unemployed U.S. Citizen
0326915946 1050 XXXXXX 3.7637 Employed Employed Non-Permanent Resident Alien

 

Alt Loan Number Bwr 2 Foreign National Indicator Residual Income Analysis in File ATR/QM Residual Income
0006517460 U.S. Citizen No 0
0341767454 (No Data) No 0
0202316746 U.S. Citizen No 0
0383846676 (No Data) No 0
0040345397 (No Data) No 0
0116767244 U.S. Citizen No 0
0358838319 U.S. Citizen No 0
0150253066 U.S. Citizen No 0
0674568374 Permanent Resident Alien No 0
0266729783 (No Data) No 0
0147367951 U.S. Citizen No 0
0139596402 (No Data) No 0
0472589055 (No Data) No 0
0481798625 U.S. Citizen No 0
0456647549 U.S. Citizen No 0
0845270927 U.S. Citizen No 0
0992638343 (No Data) No 0
0429588755 U.S. Citizen No 0
0333527850 (No Data) No 0
0205523287 Permanent Resident Alien No 0
0272610749 U.S. Citizen No 0
0801703406 U.S. Citizen No 0
0664130661 (No Data) No 0
0581487575 U.S. Citizen No 0
0724566263 U.S. Citizen No 0
0297259559 (No Data) No 0
0075030315 (No Data) No 0
0045205025 U.S. Citizen No 0
0505896842 U.S. Citizen No 0
0261504484 U.S. Citizen No 0
0950960328 U.S. Citizen No 0
0387334025 U.S. Citizen No 0
0571077777 U.S. Citizen No 0
0008671125 (No Data) No 0
0471534994 U.S. Citizen No 0
0364913435 U.S. Citizen No 0
0382971828 (No Data) No 0
0173258455 (No Data) No 0
0618824991 U.S. Citizen No 0
0105176753 U.S. Citizen No 0
0178130835 (No Data) No 0
0405695243 U.S. Citizen No 0
0156325952 (No Data) No 0
0693876395 U.S. Citizen No 0
0539559419 Permanent Resident Alien No 0
0619372342 U.S. Citizen No 0
0056426686 (No Data) No 0
0853473788 U.S. Citizen No 0
0264613981 U.S. Citizen No 0
0012755871 (No Data) No 0
0959037065 U.S. Citizen No 0
0899950095 (No Data) No 0
0978704359 (No Data) No 0
0165643183 U.S. Citizen No 0
0234425350 (No Data) No 0
0290865967 U.S. Citizen No 0
0007757332 U.S. Citizen No 0
0543356680 U.S. Citizen No 0
0665780893 U.S. Citizen No 0
0573827905 U.S. Citizen No 0
0151358458 U.S. Citizen No 0
0953099672 U.S. Citizen No 0
0959224335 (No Data) No 0
0176262832 U.S. Citizen No 0
0476891574 Permanent Resident Alien No 0
0221313800 U.S. Citizen No 0
0431796750 (No Data) No 0
0691394054 (No Data) No 0
0071262477 (No Data) No 0
0110350222 U.S. Citizen No 0
0739035660 (No Data) No 0
0797533971 U.S. Citizen No 0
0454117574 U.S. Citizen No 0
0523631811 (No Data) No 0
0162078344 (No Data) No 0
0738751529 U.S. Citizen No 0
0287394405 U.S. Citizen No 0
0059959522 U.S. Citizen No 0
0469795303 U.S. Citizen No 0
0722881352 U.S. Citizen No 0
0447948689 U.S. Citizen No 0
0240773943 U.S. Citizen No 0
0994282546 (No Data) No 0
0450111789 U.S. Citizen No 0
0738751998 U.S. Citizen No 0
0801911478 U.S. Citizen No 0
0445889277 (No Data) No 0
0534901397 (No Data) No 0
0649491557 U.S. Citizen No 0
0856597958 Permanent Resident Alien No 0
0971405771 U.S. Citizen No 0
0818656327 U.S. Citizen No 0
0033094432 U.S. Citizen No 0
0966537496 U.S. Citizen No 0
0109097096 U.S. Citizen No 0
0439323181 U.S. Citizen No 0
0547233818 U.S. Citizen No 0
0277342139 U.S. Citizen No 0
0785944687 (No Data) No 0
0529974161 (No Data) No 0
0818534913 U.S. Citizen No 0
0396044267 U.S. Citizen No 0
0393007995 U.S. Citizen No 0
0651488070 U.S. Citizen No 0
0681505090 U.S. Citizen No 0
0884161558 U.S. Citizen No 0
0866094565 U.S. Citizen No 0
0759442403 (No Data) No 0
0210315793 U.S. Citizen No 0
0176895631 (No Data) No 0
0482991055 U.S. Citizen No 0
0992186908 U.S. Citizen No 0
0864742651 U.S. Citizen No 0
0374819111 U.S. Citizen No 0
0254712207 U.S. Citizen No 0
0740709871 U.S. Citizen No 0
0165358241 U.S. Citizen No 0
0570706188 (No Data) No 0
0855795086 (No Data) No 0
0901186077 U.S. Citizen No 0
0484162893 (No Data) No 0
0881230204 U.S. Citizen No 0
0111716305 U.S. Citizen No 0
0180198359 U.S. Citizen No 0
0548292610 U.S. Citizen No 0
0758588660 (No Data) No 0
0093685072 U.S. Citizen No 0
0561741347 U.S. Citizen No 0
0805997312 U.S. Citizen No 0
0065689804 U.S. Citizen No 0
0534929270 U.S. Citizen No 0
0761807473 U.S. Citizen No 0
0434548455 U.S. Citizen No 0
0313767379 (No Data) No 0
0113487582 U.S. Citizen No 0
0146420773 U.S. Citizen No 0
0416039270 (No Data) No 0
0477820139 U.S. Citizen No 0
0377860308 U.S. Citizen No 0
0123690402 (No Data) No 0
0208993418 U.S. Citizen No 0
0619983866 (No Data) No 0
0092425942 U.S. Citizen No 0
0589606208 Permanent Resident Alien No 0
0748098878 U.S. Citizen No 0
0460131319 U.S. Citizen No 0
0885100171 U.S. Citizen No 0
0957404772 (No Data) No 0
0693219018 U.S. Citizen No 0
0673079686 U.S. Citizen No 0
0025009775 U.S. Citizen No 0
0040911184 U.S. Citizen No 0
0049713590 (No Data) No 0
0902041934 U.S. Citizen No 0
0910077691 U.S. Citizen No 0
0087251802 (No Data) No 0
0030545131 U.S. Citizen No 0
0557068335 U.S. Citizen No 0
0482357560 U.S. Citizen No 0
0211115825 (No Data) No 0
0528754051 U.S. Citizen No 0
0684300729 U.S. Citizen No 0
0545020575 U.S. Citizen No 0
0537245193 U.S. Citizen No 0
0218216475 (No Data) No 0
0695616431 (No Data) No 0
0328062898 U.S. Citizen No 0
0469228172 (No Data) No 0
0872358177 (No Data) No 0
0628385199 U.S. Citizen No 0
0448935326 U.S. Citizen No 0
0437941245 U.S. Citizen No 0
0771416658 U.S. Citizen No 0
0410137569 U.S. Citizen No 0
0889500457 (No Data) No 0
0241241661 Permanent Resident Alien No 0
0769055263 U.S. Citizen No 0
0612137501 U.S. Citizen No 0
0045896915 U.S. Citizen No 0
0767549980 (No Data) No 0
0395810069 (No Data) No 0
0426745014 U.S. Citizen No 0
0534134356 U.S. Citizen No 0
0358389238 (No Data) No 0
0834014439 Non-Permanent Resident Alien No 0
0169196833 (No Data) No 0
0668825657 U.S. Citizen No 0
0945933919 (No Data) No 0
0788926585 U.S. Citizen No 0
0319629488 U.S. Citizen No 0
0459558876 (No Data) No 0
0483785448 U.S. Citizen No 0
0614099149 (No Data) No 0
0220842727 U.S. Citizen No 0
0996851919 (No Data) No 0
0411981173 (No Data) No 0
0907860886 Non-Permanent Resident Alien No 0
0268571312 U.S. Citizen No 0
0131509466 (No Data) No 0
0789719995 U.S. Citizen No 0
0448357147 U.S. Citizen No 0
0154476545 (No Data) No 0
0333110236 U.S. Citizen No 0
0502870573 (No Data) No 0
0242922975 U.S. Citizen No 0
0704430298 (No Data) No 0
0293349258 U.S. Citizen No 0
0753438314 (No Data) No 0
0518812589 (No Data) No 0
0479451157 U.S. Citizen No 0
0695848476 U.S. Citizen No 0
0255857598 U.S. Citizen No 0
0921230977 U.S. Citizen No 0
0990961460 (No Data) No 0
0837163424 U.S. Citizen No 0
0413045481 U.S. Citizen No 0
0357742313 U.S. Citizen No 0
0249058010 U.S. Citizen No 0
0504213001 U.S. Citizen No 0
0024112176 U.S. Citizen No 0
0469009579 U.S. Citizen No 0
0985122626 U.S. Citizen No 0
0551454535 (No Data) No 0
0343080476 U.S. Citizen No 0
0857853833 U.S. Citizen No 0
0603474090 U.S. Citizen No 0
0833616950 U.S. Citizen No 0
0913746485 U.S. Citizen No 0
0592698430 U.S. Citizen No 0
0447092559 (No Data) No 0
0236859825 U.S. Citizen No 0
0956908343 U.S. Citizen No 0
0727653265 Non-Permanent Resident Alien No 0
0377146801 U.S. Citizen No 0
0897446006 U.S. Citizen No 0
0233218701 U.S. Citizen No 0
0083234793 U.S. Citizen No 0
0736310891 U.S. Citizen No 0
0582751569 (No Data) No 0
0233822446 U.S. Citizen No 0
0574484075 (No Data) No 0
0913710605 U.S. Citizen No 0
0989346356 (No Data) No 0
0222261430 U.S. Citizen No 0
0105000183 (No Data) No 0
0742273621 (No Data) No 0
0633790347 (No Data) No 0
0346478645 U.S. Citizen No 0
0239010531 (No Data) No 0
0004813093 Permanent Resident Alien No 0
0655846994 U.S. Citizen No 0
0572312507 U.S. Citizen No 0
0872921017 (No Data) No 0
0800729836 (No Data) No 0
0329218002 U.S. Citizen No 0
0768518539 Permanent Resident Alien No 0
0020711757 U.S. Citizen No 0
0424921218 U.S. Citizen No 0
0271484761 U.S. Citizen No 0
0591216080 (No Data) No 0
0383523597 U.S. Citizen No 0
0462397789 U.S. Citizen No 0
0876992864 Permanent Resident Alien No 0
0851940873 (No Data) No 0
0480581078 U.S. Citizen No 0
0430681257 U.S. Citizen No 0
0642968656 U.S. Citizen No 0
0512374142 (No Data) No 0
0774557386 U.S. Citizen No 0
0853911424 U.S. Citizen No 0
0174212298 U.S. Citizen No 0
0108924747 (No Data) No 0
0802098995 U.S. Citizen No 0
0082133928 (No Data) No 0
0331140057 (No Data) No 0
0458131049 U.S. Citizen No 0
0066758099 U.S. Citizen No 0
0452839519 U.S. Citizen No 0
0096679178 U.S. Citizen No 0
0535433932 U.S. Citizen No 0
0771181856 U.S. Citizen No 0
0914730624 Non-Permanent Resident Alien No 0
0185452511 (No Data) No 0
0792755232 U.S. Citizen No 0
0223345104 (No Data) No 0
0891196571 U.S. Citizen No 0
0030331974 U.S. Citizen No 0
0965258645 (No Data) No 0
0468439216 U.S. Citizen No 0
0601416698 U.S. Citizen No 0
0227642138 U.S. Citizen No 0
0676391792 Permanent Resident Alien No 0
0247602552 U.S. Citizen No 0
0409817201 (No Data) No 0
0639725659 (No Data) No 0
0605528544 U.S. Citizen No 0
0357711141 (No Data) No 0
0540008415 (No Data) No 0
0913441801 U.S. Citizen No 0
0732777282 U.S. Citizen No 0
0079001480 U.S. Citizen No 0
0138538462 U.S. Citizen No 0
0450684084 U.S. Citizen No 0
0518238617 U.S. Citizen No 0
0647829695 (No Data) No 0
0137791742 U.S. Citizen No 0
0664724250 (No Data) No 0
0324469478 U.S. Citizen No 0
0673263882 U.S. Citizen No 0
0428801404 U.S. Citizen No 0
0732750716 (No Data) No 0
0235005164 U.S. Citizen No 0
0200125785 U.S. Citizen No 0
0852454828 U.S. Citizen No 0
0979327008 (No Data) No 0
0148161143 U.S. Citizen No 0
0884195120 U.S. Citizen No 0
0185300450 U.S. Citizen No 0
0511198184 U.S. Citizen No 0
0516013623 U.S. Citizen No 0
0804631799 U.S. Citizen No 0
0981279744 (No Data) No 0
0352126192 U.S. Citizen No 0
0655222125 U.S. Citizen No 0
0936662329 U.S. Citizen No 0
0251921920 (No Data) No 0
0265929300 U.S. Citizen No 0
0858008011 Permanent Resident Alien No 0
0473146404 (No Data) No 0
0909708504 (No Data) No 0
0905988027 U.S. Citizen No 0
0871747660 (No Data) No 0
0873180790 U.S. Citizen No 0
0790160349 U.S. Citizen No 0
0288408362 U.S. Citizen No 0
0827155724 (No Data) No 0
0174417730 U.S. Citizen No 0
0977126934 Non-Permanent Resident Alien No 0
0809305505 (No Data) No 0
0528121599 (No Data) No 0
0187177660 U.S. Citizen No 0
0108999178 (No Data) No 0
0762897253 U.S. Citizen No 0
0557704116 (No Data) No 0
0054560815 U.S. Citizen No 0
0991018861 (No Data) No 0
0348558779 Permanent Resident Alien No 0
0278732335 U.S. Citizen No 0
0030152268 (No Data) No 0
0490475747 U.S. Citizen No 0
0394721745 U.S. Citizen No 0
0906130194 U.S. Citizen No 0
0643466866 U.S. Citizen No 0
0815233366 Permanent Resident Alien No 0
0545452748 U.S. Citizen No 0
0356264243 U.S. Citizen No 0
0262463661 U.S. Citizen No 0
0911910527 U.S. Citizen No 0
0343971549 U.S. Citizen No 0
0983024631 U.S. Citizen No 0
0348808404 U.S. Citizen No 0
0994080729 (No Data) No 0
0060253979 (No Data) No 0
0381749246 (No Data) No 0
0490345753 Non-Resident Alien No 0
0363009473 U.S. Citizen No 0
0570041000 (No Data) No 0
0181908345 U.S. Citizen No 0
0339323924 (No Data) No 0
0806564492 (No Data) No 0
0515526582 U.S. Citizen No 0
0098498113 U.S. Citizen No 0
0224989429 U.S. Citizen No 0
0806365489 (No Data) No 0
0688513927 U.S. Citizen No 0
0575214242 U.S. Citizen No 0
0403017803 U.S. Citizen No 0
0739863972 (No Data) No 0
0026230257 (No Data) No 0
0771991792 (No Data) No 0
0164292800 U.S. Citizen No 0
0578274131 U.S. Citizen No 0
0418874743 (No Data) No 0
0203189833 U.S. Citizen No 0
0513185002 U.S. Citizen No 0
0403237908 (No Data) No 0
0832863710 (No Data) No 0
0085489615 U.S. Citizen No 0
0617527171 (No Data) No 0
0220301104 Permanent Resident Alien No 0
0748218171 U.S. Citizen No 0
0836500270 (No Data) No 0
0798388821 U.S. Citizen No 0
0323442423 U.S. Citizen No 0
0651090211 (No Data) No 0
0842029750 (No Data) No 0
0606787460 U.S. Citizen No 0
0823034212 U.S. Citizen No 0
0382231246 (No Data) No 0
0961912347 U.S. Citizen No 0
0403095077 (No Data) No 0
0661945317 U.S. Citizen No 0
0858971497 (No Data) No 0
0481652047 U.S. Citizen No 0
0233656945 U.S. Citizen No 0
0179387385 (No Data) No 0
0839064159 U.S. Citizen No 0
0015347546 U.S. Citizen No 0
0412621249 U.S. Citizen No 0
0658000401 (No Data) No 0
0263424903 U.S. Citizen No 0
0414050264 (No Data) No 0
0463513232 U.S. Citizen No 0
0627182415 (No Data) No 0
0543285889 U.S. Citizen No 0
0401326294 Permanent Resident Alien No 0
0126549291 U.S. Citizen No 0
0987013849 U.S. Citizen No 0
0409683974 U.S. Citizen No 0
0231640252 (No Data) No 0
0217486437 (No Data) No 0
0934579628 U.S. Citizen No 0
0658673537 U.S. Citizen No 0
0288509466 U.S. Citizen No 0
0193580383 U.S. Citizen No 0
0340414930 U.S. Citizen No 0
0156277199 (No Data) No 0
0798258660 U.S. Citizen No 0
0764191095 Permanent Resident Alien No 0
0825808694 U.S. Citizen No 0
0485036238 Non-Permanent Resident Alien No 0
0402792183 (No Data) No 0
0380103708 U.S. Citizen No 0
0669271321 U.S. Citizen No 0
0836046513 U.S. Citizen No 0
0184037190 (No Data) No 0
0314707543 U.S. Citizen No 0
0933177101 U.S. Citizen No 0
0043194283 U.S. Citizen No 0
0559123366 U.S. Citizen No 0
0773622262 U.S. Citizen No 0
0929097951 (No Data) No 0
0960187775 U.S. Citizen No 0
0257346695 U.S. Citizen No 0
0600063450 U.S. Citizen No 0
0178729652 U.S. Citizen No 0
0177808872 U.S. Citizen No 0
0005946861 U.S. Citizen No 0
0264309824 (No Data) No 0
0924288161 (No Data) No 0
0585522709 (No Data) No 0
0217643371 (No Data) No 0
0643941226 U.S. Citizen No 0
0344505776 (No Data) No 0
0285994377 (No Data) No 0
0767132907 (No Data) No 0
0546657480 U.S. Citizen No 0
0343452035 U.S. Citizen No 0
0507723206 (No Data) No 0
0636678553 (No Data) No 0
0185218012 U.S. Citizen No 0
0881276678 U.S. Citizen No 0
0575475793 (No Data) No 0
0005379455 Permanent Resident Alien No 0
0030792198 (No Data) No 0
0210799933 U.S. Citizen No 0
0980158567 U.S. Citizen No 0
0748140628 U.S. Citizen No 0
0749898001 U.S. Citizen No 0
0106823548 U.S. Citizen No 0
0461336910 (No Data) No 0
0956228366 U.S. Citizen No 0
0604838565 Permanent Resident Alien No 0
0368544392 Permanent Resident Alien No 0
0543115885 U.S. Citizen No 0
0970249646 U.S. Citizen No 0
0690558334 Permanent Resident Alien No 0
0615654988 (No Data) No 0
0137678076 U.S. Citizen No 0
0999316635 (No Data) No 0
0328772657 (No Data) No 0
0109106637 (No Data) No 0
0335760505 U.S. Citizen No 0
0450314188 (No Data) No 0
0252465530 U.S. Citizen No 0
0074258272 (No Data) No 0
0839310128 U.S. Citizen No 0
0703948602 (No Data) No 0
0228539971 U.S. Citizen No 0
0485555889 U.S. Citizen No 0
0095187237 U.S. Citizen No 0
0878441269 Permanent Resident Alien No 0
0132641540 Permanent Resident Alien No 0
0142178518 U.S. Citizen No 0
0233273594 U.S. Citizen No 0
0285118405 (No Data) No 0
0318198641 (No Data) No 0
0417657074 U.S. Citizen No 0
0356674032 (No Data) No 0
0842094154 U.S. Citizen No 0
0889418723 U.S. Citizen No 0
0856328941 (No Data) No 0
0565244694 U.S. Citizen No 0
0638163540 Permanent Resident Alien No 0
0272015193 U.S. Citizen No 0
0098345633 U.S. Citizen No 0
0314545745 U.S. Citizen No 0
0869134432 U.S. Citizen No 0
0782718547 U.S. Citizen No 0
0417775551 U.S. Citizen No 0
0309617642 U.S. Citizen No 0
0665291294 U.S. Citizen No 0
0691068559 U.S. Citizen No 0
0033848664 Permanent Resident Alien No 0
0266640735 (No Data) No 0
0763940335 U.S. Citizen No 0
0553987014 U.S. Citizen No 0
0195042923 U.S. Citizen No 0
0327972846 U.S. Citizen No 0
0555338898 (No Data) No 0
0141913656 (No Data) No 0
0395721352 U.S. Citizen No 0
0452501319 U.S. Citizen No 0
0150008502 U.S. Citizen No 0
0426646304 U.S. Citizen No 0
0790318097 Non-Resident Alien No 0
0514479420 U.S. Citizen No 0
0003036332 U.S. Citizen No 0
0489609430 U.S. Citizen No 0
0050940249 U.S. Citizen No 0
0627498019 (No Data) No 0
0248096481 (No Data) No 0
0255609981 (No Data) No 0
0692333307 U.S. Citizen No 0
0433394158 (No Data) No 0
0183774772 U.S. Citizen No 0
0791954456 U.S. Citizen No 0
0932331897 U.S. Citizen No 0
0085172168 (No Data) No 0
0040137336 (No Data) No 0
0158715011 (No Data) No 0
0647011401 U.S. Citizen No 0
0435815023 U.S. Citizen No 0
0271022468 (No Data) No 0
0569125414 (No Data) No 0
0891572002 U.S. Citizen No 0
0268177542 (No Data) No 0
0050428591 U.S. Citizen No 0
0513879888 U.S. Citizen No 0
0877418585 U.S. Citizen No 0
0561620049 (No Data) No 0
0730485311 U.S. Citizen No 0
0095062638 U.S. Citizen No 0
0279997198 U.S. Citizen No 0
0709123626 (No Data) No 0
0367967599 U.S. Citizen No 0
0878635373 (No Data) No 0
0571258252 (No Data) No 0
0082830060 U.S. Citizen No 0
0797750884 U.S. Citizen No 0
0644599838 (No Data) No 0
0074751918 U.S. Citizen No 0
0370623369 U.S. Citizen No 0
0363675986 (No Data) No 0
0698399169 U.S. Citizen No 0
0652023319 U.S. Citizen No 0
0067494556 (No Data) No 0
0798386743 U.S. Citizen No 0
0105739364 U.S. Citizen No 0
0993702931 U.S. Citizen No 0
0449352432 U.S. Citizen No 0
0761443407 U.S. Citizen No 0
0286168964 (No Data) No 0
0572812841 (No Data) No 0
0466852260 (No Data) No 0
0143821940 U.S. Citizen No 0
0285615306 U.S. Citizen No 0
0043162450 U.S. Citizen No 0
0924158245 U.S. Citizen No 0
0815669967 U.S. Citizen No 0
0769832568 U.S. Citizen No 0
0248389210 (No Data) No 0
0174766372 (No Data) No 0
0358765290 U.S. Citizen No 0
0943102166 U.S. Citizen No 0
0615990881 U.S. Citizen No 0
0350800837 U.S. Citizen No 0
0413265211 (No Data) No 0
0872425710 (No Data) No 0
0010036216 U.S. Citizen No 0
0859691583 (No Data) No 0
0878883818 Non-Permanent Resident Alien No 0
0702876219 U.S. Citizen No 0
0407438492 U.S. Citizen No 0
0131972934 U.S. Citizen No 0
0435281148 U.S. Citizen No 0
0669908299 U.S. Citizen No 0
0135306128 (No Data) No 0
0702440293 Non-Permanent Resident Alien No 0
0319402532 U.S. Citizen No 0
0654402858 U.S. Citizen No 0
0363735141 (No Data) No 0
0111204589 U.S. Citizen No 0
0570729473 U.S. Citizen No 0
0142824618 (No Data) No 0
0197653463 U.S. Citizen No 0
0086624949 U.S. Citizen No 0
0403270653 (No Data) No 0
0020858268 U.S. Citizen No 0
0077924983 (No Data) No 0
0947506582 U.S. Citizen No 0
0109595607 U.S. Citizen No 0
0003896058 U.S. Citizen No 0
0901157069 (No Data) No 0
0402106884 U.S. Citizen No 0
0753829353 U.S. Citizen No 0
0062185231 U.S. Citizen No 0
0962221206 U.S. Citizen No 0
0496372571 U.S. Citizen No 0
0125833119 U.S. Citizen No 0
0599189918 (No Data) No 0
0817892492 Permanent Resident Alien No 0
0314326933 U.S. Citizen No 0
0429625001 U.S. Citizen No 0
0402900661 U.S. Citizen No 0
0138408369 U.S. Citizen No 0
0283829864 U.S. Citizen No 0
0234810302 U.S. Citizen No 0
0527728219 U.S. Citizen No 0
0324720556 U.S. Citizen No 0
0989069859 U.S. Citizen No 0
0100113411 U.S. Citizen No 0
0785083112 (No Data) No 0
0728067872 U.S. Citizen No 0
0263212665 (No Data) No 0
0719443797 U.S. Citizen No 0
0600668634 U.S. Citizen No 0
0419966622 (No Data) No 0
0483770623 (No Data) No 0
0787688745 U.S. Citizen No 0
0563487087 U.S. Citizen No 0
0838328149 (No Data) No 0
0782357006 (No Data) No 0
0126272066 U.S. Citizen No 0
0954324961 (No Data) No 0
0531188809 (No Data) No 0
0732863075 (No Data) No 0
0208558685 (No Data) No 0
0821628310 U.S. Citizen No 0
0793531213 U.S. Citizen No 0
0648405015 U.S. Citizen No 0
0649228308 (No Data) No 0
0844311325 (No Data) No 0
0193840779 U.S. Citizen No 0
0932609444 (No Data) No 0
0617800604 U.S. Citizen No 0
0266121101 U.S. Citizen No 0
0248810002 (No Data) No 0
0171247299 U.S. Citizen No 0
0333048993 Permanent Resident Alien No 0
0774543169 U.S. Citizen No 0
0935737728 Permanent Resident Alien No 0
0514097762 U.S. Citizen No 0
0912504326 U.S. Citizen No 0
0468007075 U.S. Citizen No 0
0072902570 U.S. Citizen No 0
0430046740 Permanent Resident Alien No 0
0460985066 (No Data) No 0
0864213100 U.S. Citizen No 0
0685440570 (No Data) No 0
0709464789 (No Data) No 0
0510768500 U.S. Citizen No 0
0955529789 (No Data) No 0
0955289989 U.S. Citizen No 0
0210267752 U.S. Citizen No 0
0722996304 U.S. Citizen No 0
0470797894 U.S. Citizen No 0
0375663788 U.S. Citizen No 0
0688991198 U.S. Citizen No 0
0828604670 (No Data) No 0
0241114850 U.S. Citizen No 0
0481395816 (No Data) No 0
0115677134 U.S. Citizen No 0
0154555951 (No Data) No 0
0579380247 (No Data) No 0
0209687209 (No Data) No 0
0308032974 (No Data) No 0
0583021961 U.S. Citizen No 0
0950433117 (No Data) No 0
0802898928 U.S. Citizen No 0
0719963369 U.S. Citizen No 0
0299932416 U.S. Citizen No 0
0676739682 Permanent Resident Alien No 0
0441117938 U.S. Citizen No 0
0048538646 U.S. Citizen No 0
0954590124 (No Data) No 0
0563965786 (No Data) No 0
0750798042 U.S. Citizen No 0
0994882663 U.S. Citizen No 0
0890085007 U.S. Citizen No 0
0823895186 U.S. Citizen No 0
0001382239 U.S. Citizen No 0
0947333819 U.S. Citizen No 0
0838578084 (No Data) No 0
0655407141 U.S. Citizen No 0
0278124019 (No Data) No 0
0978489796 U.S. Citizen No 0
0970134623 (No Data) No 0
0054655376 U.S. Citizen No 0
0476989913 U.S. Citizen No 0
0167084932 U.S. Citizen No 0
0910920248 (No Data) No 0
0053043127 U.S. Citizen No 0
0374663516 (No Data) No 0
0661145521 U.S. Citizen No 0
0748476916 U.S. Citizen No 0
0421542533 U.S. Citizen No 0
0111062061 U.S. Citizen No 0
0270479248 U.S. Citizen No 0
0619208392 U.S. Citizen No 0
0505750655 U.S. Citizen No 0
0845022739 (No Data) No 0
0800863165 (No Data) No 0
0698605297 (No Data) No 0
0395608541 U.S. Citizen No 0
0976850260 U.S. Citizen No 0
0809829976 U.S. Citizen No 0
0998964097 Permanent Resident Alien No 0
0400467008 U.S. Citizen No 0
0620235596 U.S. Citizen No 0
0923474783 U.S. Citizen No 0
0065782230 U.S. Citizen No 0
0438583898 U.S. Citizen No 0
0109572065 (No Data) No 0
0303529083 U.S. Citizen No 0
0755808742 (No Data) No 0
0576323235 U.S. Citizen No 0
0574923883 U.S. Citizen No 0
0737313305 U.S. Citizen No 0
0539303757 U.S. Citizen No 0
0204193352 U.S. Citizen No 0
0923873749 U.S. Citizen No 0
0851253563 (No Data) No 0
0578679899 U.S. Citizen No 0
0658019909 U.S. Citizen No 0
0886455184 (No Data) No 0
0377459122 (No Data) No 0
0639044091 U.S. Citizen No 0
0650920831 (No Data) No 0
0913093993 U.S. Citizen No 0
0570172768 (No Data) No 0
0876609816 U.S. Citizen No 0
0925424344 (No Data) No 0
0258032250 U.S. Citizen No 0
0218385397 (No Data) No 0
0506254267 (No Data) No 0
0530157094 (No Data) No 0
0521165275 (No Data) No 0
0979966414 U.S. Citizen No 0
0683553828 U.S. Citizen No 0
0233178340 U.S. Citizen No 0
0877138300 U.S. Citizen No 0
0058775269 U.S. Citizen No 0
0652992493 Permanent Resident Alien No 0
0694557846 U.S. Citizen No 0
0102590144 (No Data) No 0
0462872105 U.S. Citizen No 0
0263471795 U.S. Citizen No 0
0958937936 U.S. Citizen No 0
0247206818 (No Data) No 0
0344126057 Permanent Resident Alien No 0
0708367514 (No Data) No 0
0211658683 U.S. Citizen No 0
0326915946 U.S. Citizen No 0

 

©2019 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. 

 

 

 

 

 

EX-99.4 5 tm205695d1_ex99-4.htm CLAYTON VALUATIONS SUMMARY

 

Exhibit 99.4

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-1
Start - End Dates: 4/2017 TO 11/2019
Deal Loan Count: 774
   
       
Valuations Summary      
       
Loans in Report: 774    

 

        Origination Values
Alt Loan Number Original Balance Sales Price Value For LTV Appraised Date Appraised Value Review Date Review Value Review Type
0006517460 XXXXXX XXXXXX XXXXXX 03/07/2017 XXXXXX   $0.00  
0341767454 XXXXXX XXXXXX XXXXXX 03/06/2017 XXXXXX   $0.00  
0202316746 XXXXXX XXXXXX XXXXXX 12/22/2016 XXXXXX   $0.00  
0383846676 XXXXXX XXXXXX XXXXXX 03/17/2017 XXXXXX   $0.00  
0040345397 XXXXXX XXXXXX XXXXXX 03/22/2017 XXXXXX   $0.00  
0116767244 XXXXXX XXXXXX XXXXXX 03/01/2017 XXXXXX   $0.00  
0358838319 XXXXXX XXXXXX XXXXXX 07/28/2019 XXXXXX   $0.00  
0150253066 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0674568374 XXXXXX XXXXXX XXXXXX 07/01/2019 XXXXXX   $0.00  
0266729783 XXXXXX XXXXXX XXXXXX 07/16/2019 XXXXXX   $0.00  
0147367951 XXXXXX XXXXXX XXXXXX 02/04/2019 XXXXXX   $0.00  
0139596402 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXX   $0.00  
0472589055 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0481798625 XXXXXX XXXXXX XXXXXX 05/15/2019 XXXXXX   $0.00  
0456647549 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0845270927 XXXXXX XXXXXX XXXXXX 03/08/2019 XXXXXX   $0.00  
0992638343 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0429588755 XXXXXX XXXXXX XXXXXX 06/06/2019 XXXXXX   $0.00  
0333527850 XXXXXX XXXXXX XXXXXX 03/06/2019 XXXXXX   $0.00  
0205523287 XXXXXX XXXXXX XXXXXX 04/30/2019 XXXXXX   $0.00  
0272610749 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0801703406 XXXXXX XXXXXX XXXXXX 08/10/2019 XXXXXX   $0.00  
0664130661 XXXXXX XXXXXX XXXXXX 07/20/2019 XXXXXX   $0.00  
0581487575 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0724566263 XXXXXX XXXXXX XXXXXX 05/23/2019 XXXXXX   $0.00  
0297259559 XXXXXX XXXXXX XXXXXX 07/20/2019 XXXXXX   $0.00  
0075030315 XXXXXX XXXXXX XXXXXX 11/12/2018 XXXXXX   $0.00  
0045205025 XXXXXX XXXXXX XXXXXX 05/16/2019 XXXXXX   $0.00  
0505896842 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0261504484 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0950960328 XXXXXX XXXXXX XXXXXX 04/03/2019 XXXXXX   $0.00  
0387334025 XXXXXX XXXXXX XXXXXX 04/26/2019 XXXXXX   $0.00  
0571077777 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0008671125 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0471534994 XXXXXX XXXXXX XXXXXX 04/22/2019 XXXXXX   $0.00  
0364913435 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0382971828 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0173258455 XXXXXX XXXXXX XXXXXX 05/21/2019 XXXXXX   $0.00  
0618824991 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0105176753 XXXXXX XXXXXX XXXXXX 05/02/2019 XXXXXX   $0.00  
0178130835 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0405695243 XXXXXX XXXXXX XXXXXX 04/25/2019 XXXXXX   $0.00  
0156325952 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0693876395 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0539559419 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0619372342 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0056426686 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0853473788 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0264613981 XXXXXX XXXXXX XXXXXX 03/29/2019 XXXXXX   $0.00  
0012755871 XXXXXX XXXXXX XXXXXX 05/14/2019 XXXXXX   $0.00  
0959037065 XXXXXX XXXXXX XXXXXX 05/23/2019 XXXXXX   $0.00  
0899950095 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0978704359 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0165643183 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0234425350 XXXXXX XXXXXX XXXXXX 05/02/2019 XXXXXX   $0.00  
0290865967 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0007757332 XXXXXX XXXXXX XXXXXX 05/29/2019 XXXXXX   $0.00  
0543356680 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0665780893 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0573827905 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0151358458 XXXXXX XXXXXX XXXXXX 05/08/2019 XXXXXX   $0.00  
0953099672 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0959224335 XXXXXX XXXXXX XXXXXX 05/02/2019 XXXXXX   $0.00  
0176262832 XXXXXX XXXXXX XXXXXX 05/11/2019 XXXXXX   $0.00  
0476891574 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0221313800 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0431796750 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX 07/24/2019 XXXXXX Desk
0691394054 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0071262477 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0110350222 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0739035660 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0797533971 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0454117574 XXXXXX XXXXXX XXXXXX 06/15/2019 XXXXXX   $0.00  
0523631811 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0162078344 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0738751529 XXXXXX XXXXXX XXXXXX 06/12/2019 XXXXXX   $0.00  
0287394405 XXXXXX XXXXXX XXXXXX 01/10/2019 XXXXXX   $0.00  
0059959522 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0469795303 XXXXXX XXXXXX XXXXXX 05/09/2019 XXXXXX   $0.00  
0722881352 XXXXXX XXXXXX XXXXXX 12/18/2018 XXXXXX   $0.00  
0447948689 XXXXXX XXXXXX XXXXXX 06/06/2019 XXXXXX   $0.00  
0240773943 XXXXXX XXXXXX XXXXXX 05/25/2019 XXXXXX   $0.00  
0994282546 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0450111789 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0738751998 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0801911478 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0445889277 XXXXXX XXXXXX XXXXXX 08/04/2019 XXXXXX   $0.00  
0534901397 XXXXXX XXXXXX XXXXXX 06/06/2019 XXXXXX   $0.00  
0649491557 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0856597958 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0971405771 XXXXXX XXXXXX XXXXXX 05/21/2019 XXXXXX   $0.00  
0818656327 XXXXXX XXXXXX XXXXXX 05/30/2019 XXXXXX   $0.00  
0033094432 XXXXXX XXXXXX XXXXXX 02/14/2019 XXXXXX   $0.00  
0966537496 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0109097096 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0439323181 XXXXXX XXXXXX XXXXXX 04/19/2019 XXXXXX   $0.00  
0547233818 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXX   $0.00  
0277342139 XXXXXX XXXXXX XXXXXX 11/19/2018 XXXXXX   $0.00  
0785944687 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0529974161 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0818534913 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0396044267 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0393007995 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0651488070 XXXXXX XXXXXX XXXXXX 05/31/2019 XXXXXX   $0.00  
0681505090 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0884161558 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0866094565 XXXXXX XXXXXX XXXXXX 06/18/2019 XXXXXX   $0.00  
0759442403 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0210315793 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0176895631 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0482991055 XXXXXX XXXXXX XXXXXX 06/10/2019 XXXXXX   $0.00  
0992186908 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0864742651 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0374819111 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0254712207 XXXXXX XXXXXX XXXXXX 07/16/2019 XXXXXX   $0.00  
0740709871 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0165358241 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0570706188 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0855795086 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0901186077 XXXXXX XXXXXX XXXXXX 05/24/2019 XXXXXX   $0.00  
0484162893 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0881230204 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0111716305 XXXXXX XXXXXX XXXXXX 04/11/2019 XXXXXX   $0.00  
0180198359 XXXXXX XXXXXX XXXXXX 05/27/2019 XXXXXX   $0.00  
0548292610 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0758588660 XXXXXX XXXXXX XXXXXX 06/11/2019 XXXXXX   $0.00  
0093685072 XXXXXX XXXXXX XXXXXX 05/28/2019 XXXXXX   $0.00  
0561741347 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0805997312 XXXXXX XXXXXX XXXXXX 05/20/2019 XXXXXX   $0.00  
0065689804 XXXXXX XXXXXX XXXXXX 04/12/2019 XXXXXX   $0.00  
0534929270 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0761807473 XXXXXX XXXXXX XXXXXX 02/25/2019 XXXXXX   $0.00  
0434548455 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0313767379 XXXXXX XXXXXX XXXXXX 06/04/2019 XXXXXX   $0.00  
0113487582 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0146420773 XXXXXX XXXXXX XXXXXX 03/13/2019 XXXXXX   $0.00  
0416039270 XXXXXX XXXXXX XXXXXX 05/23/2019 XXXXXX   $0.00  
0477820139 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0377860308 XXXXXX XXXXXX XXXXXX 05/19/2019 XXXXXX   $0.00  
0123690402 XXXXXX XXXXXX XXXXXX 02/28/2019 XXXXXX   $0.00  
0208993418 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0619983866 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0092425942 XXXXXX XXXXXX XXXXXX 06/15/2018 XXXXXX   $0.00  
0589606208 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0748098878 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0460131319 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0885100171 XXXXXX XXXXXX XXXXXX 11/26/2018 XXXXXX   $0.00  
0957404772 XXXXXX XXXXXX XXXXXX 06/12/2019 XXXXXX   $0.00  
0693219018 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0673079686 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0025009775 XXXXXX XXXXXX XXXXXX 05/20/2019 XXXXXX   $0.00  
0040911184 XXXXXX XXXXXX XXXXXX 05/29/2019 XXXXXX   $0.00  
0049713590 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0902041934 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0910077691 XXXXXX XXXXXX XXXXXX 05/28/2019 XXXXXX   $0.00  
0087251802 XXXXXX XXXXXX XXXXXX 04/30/2019 XXXXXX   $0.00  
0030545131 XXXXXX XXXXXX XXXXXX 06/04/2019 XXXXXX   $0.00  
0557068335 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0482357560 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0211115825 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0528754051 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0684300729 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0545020575 XXXXXX XXXXXX XXXXXX 07/27/2019 XXXXXX   $0.00  
0537245193 XXXXXX XXXXXX XXXXXX 06/08/2019 XXXXXX   $0.00  
0218216475 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0695616431 XXXXXX XXXXXX XXXXXX 06/22/2019 XXXXXX   $0.00  
0328062898 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0469228172 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0872358177 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX 07/15/2019 XXXXXX Full Appraisal
0628385199 XXXXXX XXXXXX XXXXXX 06/18/2019 XXXXXX   $0.00  
0448935326 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0437941245 XXXXXX XXXXXX XXXXXX 06/03/2019 XXXXXX   $0.00  
0771416658 XXXXXX XXXXXX XXXXXX 06/03/2019 XXXXXX   $0.00  
0410137569 XXXXXX XXXXXX XXXXXX 06/02/2019 XXXXXX   $0.00  
0889500457 XXXXXX XXXXXX XXXXXX 05/17/2019 XXXXXX   $0.00  
0241241661 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0769055263 XXXXXX XXXXXX XXXXXX 05/21/2019 XXXXXX   $0.00  
0612137501 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0045896915 XXXXXX XXXXXX XXXXXX 06/11/2019 XXXXXX   $0.00  
0767549980 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0395810069 XXXXXX XXXXXX XXXXXX 05/31/2019 XXXXXX   $0.00  
0426745014 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0534134356 XXXXXX XXXXXX XXXXXX 06/04/2019 XXXXXX   $0.00  
0358389238 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXX   $0.00  
0834014439 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0169196833 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0668825657 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0945933919 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0788926585 XXXXXX XXXXXX XXXXXX 05/17/2019 XXXXXX   $0.00  
0319629488 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0459558876 XXXXXX XXXXXX XXXXXX 05/22/2019 XXXXXX   $0.00  
0483785448 XXXXXX XXXXXX XXXXXX 05/28/2019 XXXXXX   $0.00  
0614099149 XXXXXX XXXXXX XXXXXX 05/28/2019 XXXXXX   $0.00  
0220842727 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0996851919 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXX   $0.00  
0411981173 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0907860886 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0268571312 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0131509466 XXXXXX XXXXXX XXXXXX 06/10/2019 XXXXXX   $0.00  
0789719995 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0448357147 XXXXXX XXXXXX XXXXXX 03/21/2019 XXXXXX   $0.00  
0154476545 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0333110236 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0502870573 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0242922975 XXXXXX XXXXXX XXXXXX 06/11/2019 XXXXXX   $0.00  
0704430298 XXXXXX XXXXXX XXXXXX 11/01/2018 XXXXXX   $0.00  
0293349258 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0753438314 XXXXXX XXXXXX XXXXXX 06/05/2019 XXXXXX   $0.00  
0518812589 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0479451157 XXXXXX XXXXXX XXXXXX 08/29/2019 XXXXXX   $0.00  
0695848476 XXXXXX XXXXXX XXXXXX 06/10/2019 XXXXXX   $0.00  
0255857598 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0921230977 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0990961460 XXXXXX XXXXXX XXXXXX 06/23/2019 XXXXXX   $0.00  
0837163424 XXXXXX XXXXXX XXXXXX 06/11/2019 XXXXXX   $0.00  
0413045481 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0357742313 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0249058010 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0504213001 XXXXXX XXXXXX XXXXXX 06/23/2019 XXXXXX   $0.00  
0024112176 XXXXXX XXXXXX XXXXXX 06/03/2019 XXXXXX   $0.00  
0469009579 XXXXXX XXXXXX XXXXXX 03/13/2019 XXXXXX   $0.00  
0985122626 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0551454535 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0343080476 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX 06/27/2019 XXXXXX Full Appraisal
0857853833 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0603474090 XXXXXX XXXXXX XXXXXX 06/08/2019 XXXXXX   $0.00  
0833616950 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0913746485 XXXXXX XXXXXX XXXXXX 05/31/2019 XXXXXX   $0.00  
0592698430 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0447092559 XXXXXX XXXXXX XXXXXX 06/05/2019 XXXXXX   $0.00  
0236859825 XXXXXX XXXXXX XXXXXX 07/01/2019 XXXXXX   $0.00  
0956908343 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0727653265 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0377146801 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0897446006 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0233218701 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0083234793 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0736310891 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0582751569 XXXXXX XXXXXX XXXXXX 09/05/2018 XXXXXX   $0.00  
0233822446 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0574484075 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0913710605 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0989346356 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0222261430 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0105000183 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0742273621 XXXXXX XXXXXX XXXXXX 06/18/2019 XXXXXX   $0.00  
0633790347 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0346478645 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0239010531 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0004813093 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0655846994 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0572312507 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0872921017 XXXXXX XXXXXX XXXXXX 06/22/2019 XXXXXX   $0.00  
0800729836 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0329218002 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0768518539 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0020711757 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0424921218 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0271484761 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0591216080 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0383523597 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0462397789 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0876992864 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0851940873 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0480581078 XXXXXX XXXXXX XXXXXX 06/18/2019 XXXXXX   $0.00  
0430681257 XXXXXX XXXXXX XXXXXX 06/14/2019 XXXXXX   $0.00  
0642968656 XXXXXX XXXXXX XXXXXX 07/01/2019 XXXXXX   $0.00  
0512374142 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0774557386 XXXXXX XXXXXX XXXXXX 06/26/2019 XXXXXX   $0.00  
0853911424 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0174212298 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0108924747 XXXXXX XXXXXX XXXXXX 07/06/2019 XXXXXX   $0.00  
0802098995 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0082133928 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0331140057 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0458131049 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX 07/05/2019 XXXXXX Full Appraisal
0066758099 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0452839519 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0096679178 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0535433932 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0771181856 XXXXXX XXXXXX XXXXXX 11/08/2018 XXXXXX   $0.00  
0914730624 XXXXXX XXXXXX XXXXXX 08/04/2019 XXXXXX   $0.00  
0185452511 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0792755232 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0223345104 XXXXXX XXXXXX XXXXXX 07/01/2019 XXXXXX   $0.00  
0891196571 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0030331974 XXXXXX XXXXXX XXXXXX 11/08/2018 XXXXXX   $0.00  
0965258645 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0468439216 XXXXXX XXXXXX XXXXXX 11/30/2018 XXXXXX   $0.00  
0601416698 XXXXXX XXXXXX XXXXXX 06/12/2019 XXXXXX   $0.00  
0227642138 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0676391792 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX 08/08/2019 XXXXXX Desk
0247602552 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0409817201 XXXXXX XXXXXX XXXXXX 06/26/2019 XXXXXX   $0.00  
0639725659 XXXXXX XXXXXX XXXXXX 06/15/2019 XXXXXX   $0.00  
0605528544 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0357711141 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0540008415 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX 08/05/2019 XXXXXX Full Appraisal
0913441801 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0732777282 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0079001480 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0138538462 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0450684084 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXX   $0.00  
0518238617 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0647829695 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0137791742 XXXXXX XXXXXX XXXXXX 06/07/2019 XXXXXX   $0.00  
0664724250 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0324469478 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0673263882 XXXXXX XXXXXX XXXXXX 06/08/2019 XXXXXX   $0.00  
0428801404 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0732750716 XXXXXX XXXXXX XXXXXX 06/22/2019 XXXXXX   $0.00  
0235005164 XXXXXX XXXXXX XXXXXX 06/18/2019 XXXXXX   $0.00  
0200125785 XXXXXX XXXXXX XXXXXX 06/11/2019 XXXXXX   $0.00  
0852454828 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0979327008 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0148161143 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0884195120 XXXXXX XXXXXX XXXXXX 06/13/2019 XXXXXX   $0.00  
0185300450 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0511198184 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0516013623 XXXXXX XXXXXX XXXXXX 06/30/2019 XXXXXX   $0.00  
0804631799 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0981279744 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0352126192 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0655222125 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0936662329 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0251921920 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0265929300 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0858008011 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0473146404 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0909708504 XXXXXX XXXXXX XXXXXX 07/14/2019 XXXXXX   $0.00  
0905988027 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0871747660 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0873180790 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0790160349 XXXXXX XXXXXX XXXXXX 06/29/2019 XXXXXX   $0.00  
0288408362 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0827155724 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0174417730 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0977126934 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0809305505 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0528121599 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0187177660 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0108999178 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0762897253 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0557704116 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0054560815 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0991018861 XXXXXX XXXXXX XXXXXX 06/29/2019 XXXXXX   $0.00  
0348558779 XXXXXX XXXXXX XXXXXX 07/04/2019 XXXXXX   $0.00  
0278732335 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0030152268 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0490475747 XXXXXX XXXXXX XXXXXX 07/05/2019 XXXXXX   $0.00  
0394721745 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0906130194 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0643466866 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0815233366 XXXXXX XXXXXX XXXXXX 07/08/2019 XXXXXX   $0.00  
0545452748 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0356264243 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0262463661 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0911910527 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0343971549 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0983024631 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0348808404 XXXXXX XXXXXX XXXXXX 06/26/2019 XXXXXX   $0.00  
0994080729 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0060253979 XXXXXX XXXXXX XXXXXX 07/01/2019 XXXXXX   $0.00  
0381749246 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0490345753 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0363009473 XXXXXX XXXXXX XXXXXX 06/28/2019 XXXXXX   $0.00  
0570041000 XXXXXX XXXXXX XXXXXX 09/06/2019 XXXXXX   $0.00  
0181908345 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0339323924 XXXXXX XXXXXX XXXXXX 06/24/2019 XXXXXX   $0.00  
0806564492 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0515526582 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0098498113 XXXXXX XXXXXX XXXXXX 06/25/2019 XXXXXX   $0.00  
0224989429 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0806365489 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0688513927 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0575214242 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0403017803 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0739863972 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0026230257 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0771991792 XXXXXX XXXXXX XXXXXX 07/06/2019 XXXXXX   $0.00  
0164292800 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0578274131 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0418874743 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0203189833 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0513185002 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0403237908 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0832863710 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0085489615 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0617527171 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0220301104 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0748218171 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0836500270 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0798388821 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0323442423 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0651090211 XXXXXX XXXXXX XXXXXX 04/25/2019 XXXXXX   $0.00  
0842029750 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0606787460 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0823034212 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0382231246 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0961912347 XXXXXX XXXXXX XXXXXX 07/13/2019 XXXXXX   $0.00  
0403095077 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0661945317 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0858971497 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0481652047 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0233656945 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0179387385 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0839064159 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0015347546 XXXXXX XXXXXX XXXXXX 07/06/2019 XXXXXX   $0.00  
0412621249 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0658000401 XXXXXX XXXXXX XXXXXX 07/06/2019 XXXXXX   $0.00  
0263424903 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0414050264 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0463513232 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0627182415 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0543285889 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0401326294 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0126549291 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX 07/22/2019 XXXXXX Full Appraisal
0987013849 XXXXXX XXXXXX XXXXXX 06/29/2019 XXXXXX   $0.00  
0409683974 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0231640252 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0217486437 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0934579628 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0658673537 XXXXXX XXXXXX XXXXXX 07/09/2019 XXXXXX   $0.00  
0288509466 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0193580383 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0340414930 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0156277199 XXXXXX XXXXXX XXXXXX 07/03/2019 XXXXXX   $0.00  
0798258660 XXXXXX XXXXXX XXXXXX 08/03/2019 XXXXXX   $0.00  
0764191095 XXXXXX XXXXXX XXXXXX 07/16/2019 XXXXXX   $0.00  
0825808694 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0485036238 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0402792183 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0380103708 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0669271321 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0836046513 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0184037190 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0314707543 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0933177101 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0043194283 XXXXXX XXXXXX XXXXXX 07/20/2019 XXXXXX   $0.00  
0559123366 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0773622262 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0929097951 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0960187775 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0257346695 XXXXXX XXXXXX XXXXXX 07/21/2019 XXXXXX   $0.00  
0600063450 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0178729652 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0177808872 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0005946861 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0264309824 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0924288161 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0585522709 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0217643371 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0643941226 XXXXXX XXXXXX XXXXXX 07/21/2019 XXXXXX   $0.00  
0344505776 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0285994377 XXXXXX XXXXXX XXXXXX 07/27/2019 XXXXXX   $0.00  
0767132907 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0546657480 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0343452035 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0507723206 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0636678553 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0185218012 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0881276678 XXXXXX XXXXXX XXXXXX 08/16/2018 XXXXXX   $0.00  
0575475793 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0005379455 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0030792198 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0210799933 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0980158567 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0748140628 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0749898001 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0106823548 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0461336910 XXXXXX XXXXXX XXXXXX 07/10/2019 XXXXXX   $0.00  
0956228366 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0604838565 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0368544392 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0543115885 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0970249646 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0690558334 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0615654988 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0137678076 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0999316635 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0328772657 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0109106637 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0335760505 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0450314188 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0252465530 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0074258272 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0839310128 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0703948602 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0228539971 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0485555889 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0095187237 XXXXXX XXXXXX XXXXXX 05/07/2019 XXXXXX   $0.00  
0878441269 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0132641540 XXXXXX XXXXXX XXXXXX 08/03/2019 XXXXXX 08/03/2019 XXXXXX Full Appraisal
0142178518 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0233273594 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0285118405 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX 08/07/2019 XXXXXX Desk
0318198641 XXXXXX XXXXXX XXXXXX 05/21/2019 XXXXXX   $0.00  
0417657074 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0356674032 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0842094154 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0889418723 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0856328941 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0565244694 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0638163540 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0272015193 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0098345633 XXXXXX XXXXXX XXXXXX 05/29/2019 XXXXXX   $0.00  
0314545745 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0869134432 XXXXXX XXXXXX XXXXXX 05/21/2019 XXXXXX   $0.00  
0782718547 XXXXXX XXXXXX XXXXXX 08/30/2019 XXXXXX   $0.00  
0417775551 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0309617642 XXXXXX XXXXXX XXXXXX 08/10/2019 XXXXXX   $0.00  
0665291294 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0691068559 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0033848664 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0266640735 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0763940335 XXXXXX XXXXXX XXXXXX 05/17/2019 XXXXXX   $0.00  
0553987014 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0195042923 XXXXXX XXXXXX XXXXXX 03/21/2019 XXXXXX   $0.00  
0327972846 XXXXXX XXXXXX XXXXXX 04/15/2019 XXXXXX   $0.00  
0555338898 XXXXXX XXXXXX XXXXXX 05/13/2019 XXXXXX   $0.00  
0141913656 XXXXXX XXXXXX XXXXXX 05/01/2019 XXXXXX   $0.00  
0395721352 XXXXXX XXXXXX XXXXXX 04/19/2019 XXXXXX   $0.00  
0452501319 XXXXXX XXXXXX XXXXXX 05/13/2019 XXXXXX   $0.00  
0150008502 XXXXXX XXXXXX XXXXXX 05/08/2019 XXXXXX   $0.00  
0426646304 XXXXXX XXXXXX XXXXXX 05/04/2019 XXXXXX   $0.00  
0790318097 XXXXXX XXXXXX XXXXXX 05/09/2019 XXXXXX   $0.00  
0514479420 XXXXXX XXXXXX XXXXXX 05/28/2019 XXXXXX   $0.00  
0003036332 XXXXXX XXXXXX XXXXXX 04/25/2019 XXXXXX   $0.00  
0489609430 XXXXXX XXXXXX XXXXXX 09/10/2019 XXXXXX   $0.00  
0050940249 XXXXXX XXXXXX XXXXXX 05/18/2019 XXXXXX   $0.00  
0627498019 XXXXXX XXXXXX XXXXXX 05/10/2019 XXXXXX   $0.00  
0248096481 XXXXXX XXXXXX XXXXXX 05/20/2019 XXXXXX   $0.00  
0255609981 XXXXXX XXXXXX XXXXXX 05/16/2019 XXXXXX   $0.00  
0692333307 XXXXXX XXXXXX XXXXXX 05/15/2019 XXXXXX   $0.00  
0433394158 XXXXXX XXXXXX XXXXXX 05/17/2019 XXXXXX   $0.00  
0183774772 XXXXXX XXXXXX XXXXXX 02/26/2019 XXXXXX   $0.00  
0791954456 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0932331897 XXXXXX XXXXXX XXXXXX 06/20/2019 XXXXXX   $0.00  
0085172168 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0040137336 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0158715011 XXXXXX XXXXXX XXXXXX 06/21/2019 XXXXXX   $0.00  
0647011401 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0435815023 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0271022468 XXXXXX XXXXXX XXXXXX 05/13/2019 XXXXXX   $0.00  
0569125414 XXXXXX XXXXXX XXXXXX 08/24/2019 XXXXXX   $0.00  
0891572002 XXXXXX XXXXXX XXXXXX 05/02/2019 XXXXXX   $0.00  
0268177542 XXXXXX XXXXXX XXXXXX 07/01/2019 XXXXXX   $0.00  
0050428591 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0513879888 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0877418585 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0561620049 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0730485311 XXXXXX XXXXXX XXXXXX 11/27/2018 XXXXXX   $0.00  
0095062638 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0279997198 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0709123626 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0367967599 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0878635373 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0571258252 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0082830060 XXXXXX XXXXXX XXXXXX 07/27/2019 XXXXXX   $0.00  
0797750884 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0644599838 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0074751918 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0370623369 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0363675986 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0698399169 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0652023319 XXXXXX XXXXXX XXXXXX 06/10/2019 XXXXXX   $0.00  
0067494556 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0798386743 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0105739364 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0993702931 XXXXXX XXXXXX XXXXXX 07/20/2019 XXXXXX   $0.00  
0449352432 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0761443407 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0286168964 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0572812841 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0466852260 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0143821940 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0285615306 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXX   $0.00  
0043162450 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0924158245 XXXXXX XXXXXX XXXXXX 07/27/2019 XXXXXX   $0.00  
0815669967 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0769832568 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0248389210 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0174766372 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0358765290 XXXXXX XXXXXX XXXXXX 10/03/2018 XXXXXX   $0.00  
0943102166 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0615990881 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0350800837 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0413265211 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0872425710 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0010036216 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0859691583 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXX   $0.00  
0878883818 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0702876219 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0407438492 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0131972934 XXXXXX XXXXXX XXXXXX 08/03/2019 XXXXXX   $0.00  
0435281148 XXXXXX XXXXXX XXXXXX 07/27/2019 XXXXXX   $0.00  
0669908299 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0135306128 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0702440293 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0319402532 XXXXXX XXXXXX XXXXXX 06/03/2019 XXXXXX   $0.00  
0654402858 XXXXXX XXXXXX XXXXXX 06/19/2019 XXXXXX   $0.00  
0363735141 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0111204589 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0570729473 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0142824618 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0197653463 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0086624949 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0403270653 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0020858268 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0077924983 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0947506582 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0109595607 XXXXXX XXXXXX XXXXXX 09/05/2019 XXXXXX   $0.00  
0003896058 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0901157069 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0402106884 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0753829353 XXXXXX XXXXXX XXXXXX 07/20/2019 XXXXXX   $0.00  
0062185231 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0962221206 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0496372571 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0125833119 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0599189918 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0817892492 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0314326933 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0429625001 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0402900661 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0138408369 XXXXXX XXXXXX XXXXXX 07/24/2019 XXXXXX   $0.00  
0283829864 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0234810302 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0527728219 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0324720556 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0989069859 XXXXXX XXXXXX XXXXXX 08/22/2019 XXXXXX   $0.00  
0100113411 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0785083112 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0728067872 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0263212665 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0719443797 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0600668634 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0419966622 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXX   $0.00  
0483770623 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0787688745 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0563487087 XXXXXX XXXXXX XXXXXX 07/22/2019 XXXXXX   $0.00  
0838328149 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0782357006 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0126272066 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0954324961 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0531188809 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXX   $0.00  
0732863075 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0208558685 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0821628310 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0793531213 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0648405015 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0649228308 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0844311325 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0193840779 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0932609444 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0617800604 XXXXXX XXXXXX XXXXXX 08/15/2019 XXXXXX   $0.00  
0266121101 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0248810002 XXXXXX XXXXXX XXXXXX 08/15/2019 XXXXXX   $0.00  
0171247299 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0333048993 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0774543169 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0935737728 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0514097762 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0912504326 XXXXXX XXXXXX XXXXXX 08/15/2019 XXXXXX   $0.00  
0468007075 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0072902570 XXXXXX XXXXXX XXXXXX 09/06/2019 XXXXXX   $0.00  
0430046740 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0460985066 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX 09/12/2019 XXXXXX Full Appraisal
0864213100 XXXXXX XXXXXX XXXXXX 07/06/2019 XXXXXX   $0.00  
0685440570 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXX   $0.00  
0709464789 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0510768500 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0955529789 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXX   $0.00  
0955289989 XXXXXX XXXXXX XXXXXX 08/21/2019 XXXXXX   $0.00  
0210267752 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXX   $0.00  
0722996304 XXXXXX XXXXXX XXXXXX 08/15/2019 XXXXXX   $0.00  
0470797894 XXXXXX XXXXXX XXXXXX 01/15/2019 XXXXXX   $0.00  
0375663788 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0688991198 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0828604670 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0241114850 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0481395816 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0115677134 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0154555951 XXXXXX XXXXXX XXXXXX 07/17/2019 XXXXXX   $0.00  
0579380247 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0209687209 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0308032974 XXXXXX XXXXXX XXXXXX 09/02/2019 XXXXXX   $0.00  
0583021961 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0950433117 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0802898928 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0719963369 XXXXXX XXXXXX XXXXXX 08/20/2019 XXXXXX   $0.00  
0299932416 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0676739682 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0441117938 XXXXXX XXXXXX XXXXXX 08/06/2019 XXXXXX   $0.00  
0048538646 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0954590124 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0563965786 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0750798042 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0994882663 XXXXXX XXXXXX XXXXXX 07/25/2019 XXXXXX   $0.00  
0890085007 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0823895186 XXXXXX XXXXXX XXXXXX 07/29/2019 XXXXXX   $0.00  
0001382239 XXXXXX XXXXXX XXXXXX 08/30/2019 XXXXXX   $0.00  
0947333819 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0838578084 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0655407141 XXXXXX XXXXXX XXXXXX 08/15/2019 XXXXXX   $0.00  
0278124019 XXXXXX XXXXXX XXXXXX 09/04/2019 XXXXXX   $0.00  
0978489796 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0970134623 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0054655376 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0476989913 XXXXXX XXXXXX XXXXXX 08/05/2019 XXXXXX   $0.00  
0167084932 XXXXXX XXXXXX XXXXXX 09/12/2019 XXXXXX   $0.00  
0910920248 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXX   $0.00  
0053043127 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0374663516 XXXXXX XXXXXX XXXXXX 07/16/2019 XXXXXX   $0.00  
0661145521 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0748476916 XXXXXX XXXXXX XXXXXX 07/18/2019 XXXXXX   $0.00  
0421542533 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXX   $0.00  
0111062061 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0270479248 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0619208392 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0505750655 XXXXXX XXXXXX XXXXXX 08/13/2019 XXXXXX   $0.00  
0845022739 XXXXXX XXXXXX XXXXXX 08/01/2019 XXXXXX   $0.00  
0800863165 XXXXXX XXXXXX XXXXXX 08/10/2019 XXXXXX   $0.00  
0698605297 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0395608541 XXXXXX XXXXXX XXXXXX 08/04/2019 XXXXXX   $0.00  
0976850260 XXXXXX XXXXXX XXXXXX 09/12/2019 XXXXXX   $0.00  
0809829976 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0998964097 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXX   $0.00  
0400467008 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXX   $0.00  
0620235596 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXX   $0.00  
0923474783 XXXXXX XXXXXX XXXXXX 08/07/2019 XXXXXX   $0.00  
0065782230 XXXXXX XXXXXX XXXXXX 08/21/2019 XXXXXX   $0.00  
0438583898 XXXXXX XXXXXX XXXXXX 08/20/2019 XXXXXX   $0.00  
0109572065 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0303529083 XXXXXX XXXXXX XXXXXX 08/09/2019 XXXXXX   $0.00  
0755808742 XXXXXX XXXXXX XXXXXX 08/10/2019 XXXXXX   $0.00  
0576323235 XXXXXX XXXXXX XXXXXX 08/24/2019 XXXXXX   $0.00  
0574923883 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0737313305 XXXXXX XXXXXX XXXXXX 08/27/2019 XXXXXX   $0.00  
0539303757 XXXXXX XXXXXX XXXXXX 05/06/2019 XXXXXX   $0.00  
0204193352 XXXXXX XXXXXX XXXXXX 07/31/2019 XXXXXX   $0.00  
0923873749 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXX   $0.00  
0851253563 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0578679899 XXXXXX XXXXXX XXXXXX 08/12/2019 XXXXXX   $0.00  
0658019909 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0886455184 XXXXXX XXXXXX XXXXXX 08/02/2019 XXXXXX   $0.00  
0377459122 XXXXXX XXXXXX XXXXXX 08/30/2019 XXXXXX   $0.00  
0639044091 XXXXXX XXXXXX XXXXXX 01/09/2019 XXXXXX   $0.00  
0650920831 XXXXXX XXXXXX XXXXXX 08/28/2019 XXXXXX   $0.00  
0913093993 XXXXXX XXXXXX XXXXXX 07/07/2019 XXXXXX   $0.00  
0570172768 XXXXXX XXXXXX XXXXXX 06/27/2019 XXXXXX   $0.00  
0876609816 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0925424344 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0258032250 XXXXXX XXXXXX XXXXXX 08/16/2019 XXXXXX   $0.00  
0218385397 XXXXXX XXXXXX XXXXXX 06/17/2019 XXXXXX   $0.00  
0506254267 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  
0530157094 XXXXXX XXXXXX XXXXXX 05/21/2019 XXXXXX   $0.00  
0521165275 XXXXXX XXXXXX XXXXXX 07/21/2019 XXXXXX   $0.00  
0979966414 XXXXXX XXXXXX XXXXXX 07/12/2019 XXXXXX   $0.00  
0683553828 XXXXXX XXXXXX XXXXXX 07/30/2019 XXXXXX   $0.00  
0233178340 XXXXXX XXXXXX XXXXXX 08/21/2019 XXXXXX   $0.00  
0877138300 XXXXXX XXXXXX XXXXXX 07/11/2019 XXXXXX   $0.00  
0058775269 XXXXXX XXXXXX XXXXXX 07/15/2019 XXXXXX   $0.00  
0652992493 XXXXXX XXXXXX XXXXXX 07/19/2019 XXXXXX   $0.00  
0694557846 XXXXXX XXXXXX XXXXXX 08/08/2019 XXXXXX   $0.00  
0102590144 XXXXXX XXXXXX XXXXXX 07/26/2019 XXXXXX   $0.00  
0462872105 XXXXXX XXXXXX XXXXXX 07/02/2019 XXXXXX   $0.00  
0263471795 XXXXXX XXXXXX XXXXXX 04/08/2019 XXXXXX   $0.00  
0958937936 XXXXXX XXXXXX XXXXXX 08/19/2019 XXXXXX   $0.00  
0247206818 XXXXXX XXXXXX XXXXXX 08/15/2019 XXXXXX   $0.00  
0344126057 XXXXXX XXXXXX XXXXXX 08/14/2019 XXXXXX   $0.00  
0708367514 XXXXXX XXXXXX XXXXXX 08/21/2019 XXXXXX   $0.00  
0211658683 XXXXXX XXXXXX XXXXXX 08/23/2019 XXXXXX   $0.00  
0326915946 XXXXXX XXXXXX XXXXXX 07/23/2019 XXXXXX   $0.00  

 

  Automated Valuation Model Desk Review
Alt Loan Number Report Date Value Variance Amount Variance (%) Report Date Value Variance Amount Variance (%)
0006517460   $0.00 $0.00 0.00% 04/19/2017 XXXXXX $0.00 0.00%
0341767454   $0.00 $0.00 0.00% 05/22/2017 XXXXXX $0.00 0.00%
0202316746   $0.00 $0.00 0.00% 05/03/2017 XXXXXX $0.00 0.00%
0383846676   $0.00 $0.00 0.00% 04/19/2017 XXXXXX $0.00 0.00%
0040345397   $0.00 $0.00 0.00% 06/29/2017 XXXXXX $0.00 0.00%
0116767244   $0.00 $0.00 0.00% 04/19/2017 XXXXXX $0.00 0.00%
0358838319   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0150253066   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0674568374   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0266729783   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0147367951   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0139596402   $0.00 $0.00 0.00% 08/29/2019 XXXXXX -$18,000.00 XXXX
0472589055   $0.00 $0.00 0.00% 10/22/2019 XXXXXX -$139,500.00 XXXX
0481798625   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $75,000.00 XXXX
0456647549   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0845270927   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0992638343   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0429588755   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0333527850   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0205523287   $0.00 $0.00 0.00% 07/02/2019 XXXXXX -$14,000.00 XXXX
0272610749   $0.00 $0.00 0.00% 09/24/2019 XXXXXX $0.00 0.00%
0801703406   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$92,700.00 XXXX
0664130661   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0581487575   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0724566263   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0297259559   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0075030315   $0.00 $0.00 0.00% 09/04/2019 XXXXXX -$100,000.00 XXXX
0045205025   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0505896842   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0261504484   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $2,000.00 XXXX
0950960328   $0.00 $0.00 0.00% 07/05/2019 XXXXXX $0.00 0.00%
0387334025   $0.00 $0.00 0.00% 07/10/2019 XXXXXX $0.00 0.00%
0571077777   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0008671125   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0471534994   $0.00 $0.00 0.00% 07/01/2019 XXXXXX -$35,000.00 XXXX
0364913435   $0.00 $0.00 0.00% 09/20/2019 XXXXXX $0.00 0.00%
0382971828   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0173258455   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$115,000.00 XXXX
0618824991   $0.00 $0.00 0.00% 10/23/2019 XXXXXX $0.00 0.00%
0105176753   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0178130835   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0405695243   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0156325952   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0693876395   $0.00 $0.00 0.00% 08/29/2019 XXXXXX -$5,000.00 XXXX
0539559419   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0619372342   $0.00 $0.00 0.00% 07/29/2019 XXXXXX $0.00 0.00%
0056426686   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0853473788   $0.00 $0.00 0.00% 09/30/2019 XXXXXX $0.00 0.00%
0264613981   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$180,000.00 XXXX
0012755871   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0959037065   $0.00 $0.00 0.00% 07/01/2019 XXXXXX $0.00 0.00%
0899950095   $0.00 $0.00 0.00% 09/19/2019 XXXXXX $0.00 0.00%
0978704359   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0165643183   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$150,000.00 XXXX
0234425350   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0290865967   $0.00 $0.00 0.00% 09/20/2019 XXXXXX $0.00 0.00%
0007757332   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0543356680   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$70,000.00 XXXX
0665780893   $0.00 $0.00 0.00% 06/07/2019 XXXXXX $0.00 0.00%
0573827905   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0151358458   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $5,000.00 XXXX
0953099672   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0959224335   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0176262832   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0476891574   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0221313800   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$100,000.00 XXXX
0431796750   $0.00 $0.00 0.00% 08/28/2019 XXXXXX -$450,000.00 XXXX
0691394054   $0.00 $0.00 0.00% 09/30/2019 XXXXXX -$100,000.00 XXXX
0071262477   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0110350222   $0.00 $0.00 0.00% 09/14/2019 XXXXXX $0.00 0.00%
0739035660   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0797533971   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0454117574   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0523631811   $0.00 $0.00 0.00% 09/26/2019 XXXXXX $20,000.00 XXXX
0162078344   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $45,000.00 XXXX
0738751529   $0.00 $0.00 0.00% 09/24/2019 XXXXXX $0.00 0.00%
0287394405   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0059959522   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0469795303   $0.00 $0.00 0.00% 07/02/2019 XXXXXX $0.00 0.00%
0722881352   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0447948689   $0.00 $0.00 0.00% 09/14/2019 XXXXXX $0.00 0.00%
0240773943   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0994282546   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0450111789   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$404,000.00 XXXX
0738751998   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$165,000.00 XXXX
0801911478   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0445889277   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0534901397   $0.00 $0.00 0.00% 09/23/2019 XXXXXX $0.00 0.00%
0649491557   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0856597958   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0971405771   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0818656327   $0.00 $0.00 0.00% 09/25/2019 XXXXXX $0.00 0.00%
0033094432   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0966537496   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0109097096   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0439323181   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0547233818   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0277342139   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0785944687   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0529974161   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$20,000.00 XXXX
0818534913   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $13,000.00 XXXX
0396044267   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0393007995   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0651488070   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0681505090   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0884161558   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$6,000.00 XXXX
0866094565   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0759442403   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0210315793   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0176895631   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0482991055   $0.00 $0.00 0.00% 09/17/2019 XXXXXX -$25,000.00 XXXX
0992186908   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0864742651   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0374819111   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0254712207   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0740709871   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0165358241   $0.00 $0.00 0.00% 07/15/2019 XXXXXX $0.00 0.00%
0570706188   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0855795086   $0.00 $0.00 0.00% 09/15/2019 XXXXXX $0.00 0.00%
0901186077   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0484162893   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0881230204   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0111716305   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $100,000.00 XXXX
0180198359   $0.00 $0.00 0.00% 07/22/2019 XXXXXX -$144,910.00 XXXX
0548292610   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0758588660   $0.00 $0.00 0.00% 11/15/2019 XXXXXX $0.00 0.00%
0093685072   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0561741347   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$110,000.00 XXXX
0805997312   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0065689804   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$130,000.00 XXXX
0534929270   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0761807473   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0434548455   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $1,000.00 XXXX
0313767379   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0113487582   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0146420773   $0.00 $0.00 0.00% 07/10/2019 XXXXXX $0.00 0.00%
0416039270   $0.00 $0.00 0.00% 09/27/2019 XXXXXX $0.00 0.00%
0477820139   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0377860308   $0.00 $0.00 0.00% 06/21/2019 XXXXXX $0.00 0.00%
0123690402   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $200,000.00 XXXX
0208993418   $0.00 $0.00 0.00% 09/18/2019 XXXXXX -$20,000.00 XXXX
0619983866   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0092425942   $0.00 $0.00 0.00% 07/09/2019 XXXXXX $0.00 0.00%
0589606208   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0748098878   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0460131319   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0885100171   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0957404772   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0693219018   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0673079686   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$100,000.00 XXXX
0025009775   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0040911184   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0049713590   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0902041934   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$75,000.00 XXXX
0910077691   $0.00 $0.00 0.00% 07/30/2019 XXXXXX -$3,900,000.00 XXXX
0087251802   $0.00 $0.00 0.00% 09/18/2019 XXXXXX -$262,000.00 XXXX
0030545131   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0557068335   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0482357560   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0211115825   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0528754051   $0.00 $0.00 0.00% 09/19/2019 XXXXXX $0.00 0.00%
0684300729   $0.00 $0.00 0.00% 08/28/2019 XXXXXX -$60,000.00 XXXX
0545020575   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0537245193   $0.00 $0.00 0.00% 09/17/2019 XXXXXX -$29,000.00 XXXX
0218216475   $0.00 $0.00 0.00% 09/04/2019 XXXXXX -$70,000.00 XXXX
0695616431   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0328062898   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0469228172   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0872358177   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $112.00 XXXX
0628385199   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0448935326   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0437941245   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $100,000.00 XXXX
0771416658   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0410137569   $0.00 $0.00 0.00% 09/13/2019 XXXXXX -$275,000.00 XXXX
0889500457   $0.00 $0.00 0.00% 07/07/2019 XXXXXX -$175,000.00 XXXX
0241241661   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0769055263   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0612137501   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0045896915   $0.00 $0.00 0.00% 09/11/2019 XXXXXX $0.00 0.00%
0767549980   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0395810069   $0.00 $0.00 0.00% 09/25/2019 XXXXXX $0.00 0.00%
0426745014   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0534134356   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0358389238   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0834014439   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0169196833   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0668825657   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $20,000.00 XXXX
0945933919   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0788926585   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0319629488   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0459558876   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$100,000.00 XXXX
0483785448   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $70,000.00 XXXX
0614099149   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0220842727   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $5,000.00 XXXX
0996851919   $0.00 $0.00 0.00% 09/20/2019 XXXXXX $0.00 0.00%
0411981173   $0.00 $0.00 0.00% 09/15/2019 XXXXXX $0.00 0.00%
0907860886   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$200,000.00 XXXX
0268571312   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0131509466   $0.00 $0.00 0.00% 09/25/2019 XXXXXX -$15,000.00 XXXX
0789719995   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0448357147   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0154476545   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0333110236   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0502870573   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0242922975   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0704430298   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0293349258   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0753438314   $0.00 $0.00 0.00% 10/01/2019 XXXXXX $0.00 0.00%
0518812589   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0479451157   $0.00 $0.00 0.00% 09/20/2019 XXXXXX -$2,000.00 XXXX
0695848476   $0.00 $0.00 0.00% 09/17/2019 XXXXXX -$180,000.00 XXXX
0255857598   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0921230977   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0990961460   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0837163424   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0413045481   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0357742313   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0249058010   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0504213001   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0024112176   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0469009579   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0985122626   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0551454535   $0.00 $0.00 0.00% 10/23/2019 XXXXXX $0.00 0.00%
0343080476   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0857853833   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$50,000.00 XXXX
0603474090   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0833616950   $0.00 $0.00 0.00% 09/23/2019 XXXXXX $0.00 0.00%
0913746485   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0592698430   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0447092559   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $1,375.00 XXXX
0236859825   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0956908343   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$150,000.00 XXXX
0727653265   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0377146801   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0897446006   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0233218701   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$100,000.00 XXXX
0083234793   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0736310891   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0582751569   $0.00 $0.00 0.00% 09/05/2018 XXXXXX $0.00 0.00%
0233822446   $0.00 $0.00 0.00% 09/20/2019 XXXXXX $0.00 0.00%
0574484075   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0913710605   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$15,000.00 XXXX
0989346356   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$10,000.00 XXXX
0222261430   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$60,000.00 XXXX
0105000183   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0742273621   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0633790347   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0346478645   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$125,000.00 XXXX
0239010531   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0004813093   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$185,000.00 XXXX
0655846994   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0572312507   $0.00 $0.00 0.00% 08/28/2019 XXXXXX -$120,000.00 XXXX
0872921017   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0800729836   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$50,000.00 XXXX
0329218002   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0768518539   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0020711757   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $754.00 XXXX
0424921218   $0.00 $0.00 0.00% 09/18/2019 XXXXXX -$82,000.00 XXXX
0271484761   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0591216080   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0383523597   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0462397789   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0876992864   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0851940873   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0480581078   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0430681257   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$100,000.00 XXXX
0642968656   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$10,000.00 XXXX
0512374142   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0774557386   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0853911424   $0.00 $0.00 0.00% 08/28/2019 XXXXXX -$55,000.00 XXXX
0174212298   $0.00 $0.00 0.00% 09/20/2019 XXXXXX $0.00 0.00%
0108924747   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0802098995   $0.00 $0.00 0.00% 09/18/2019 XXXXXX -$130,000.00 XXXX
0082133928   $0.00 $0.00 0.00% 10/14/2019 XXXXXX -$50,000.00 XXXX
0331140057   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0458131049   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0066758099   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0452839519   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0096679178   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0535433932   $0.00 $0.00 0.00% 09/02/2019 XXXXXX $0.00 0.00%
0771181856   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0914730624   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$185,000.00 XXXX
0185452511   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0792755232   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0223345104   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0891196571   $0.00 $0.00 0.00% 08/28/2019 XXXXXX $0.00 0.00%
0030331974   $0.00 $0.00 0.00% 06/20/2019 XXXXXX $0.00 0.00%
0965258645   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0468439216   $0.00 $0.00 0.00% 10/24/2019 XXXXXX -$1,000.00 XXXX
0601416698   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0227642138   $0.00 $0.00 0.00% 09/14/2019 XXXXXX $0.00 0.00%
0676391792   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0247602552   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0409817201   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0639725659   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0605528544   $0.00 $0.00 0.00% 08/28/2019 XXXXXX -$150,000.00 XXXX
0357711141   $0.00 $0.00 0.00% 09/25/2019 XXXXXX $0.00 0.00%
0540008415   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0913441801   $0.00 $0.00 0.00% 09/11/2019 XXXXXX $0.00 0.00%
0732777282   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0079001480   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0138538462   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0450684084   $0.00 $0.00 0.00% 09/30/2019 XXXXXX $0.00 0.00%
0518238617   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0647829695   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$40,000.00 XXXX
0137791742   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0664724250   $0.00 $0.00 0.00% 09/05/2019 XXXXXX -$100,000.00 XXXX
0324469478   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $0.00 0.00%
0673263882   $0.00 $0.00 0.00% 09/12/2019 XXXXXX -$34,000.00 XXXX
0428801404   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0732750716   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0235005164   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0200125785   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0852454828   $0.00 $0.00 0.00% 10/07/2019 XXXXXX -$200,000.00 XXXX
0979327008   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0148161143   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0884195120   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0185300450   $0.00 $0.00 0.00% 09/04/2019 XXXXXX -$160,000.00 XXXX
0511198184   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0516013623   $0.00 $0.00 0.00% 09/04/2019 XXXXXX -$233,000.00 XXXX
0804631799   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0981279744   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0352126192   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0655222125   $0.00 $0.00 0.00% 08/29/2019 XXXXXX -$120,000.00 XXXX
0936662329   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0251921920   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0265929300   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0858008011   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0473146404   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $5,000.00 XXXX
0909708504   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0905988027   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0871747660   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0873180790   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0790160349   $0.00 $0.00 0.00% 08/29/2019 XXXXXX -$100,000.00 XXXX
0288408362   $0.00 $0.00 0.00% 10/06/2019 XXXXXX $0.00 0.00%
0827155724   $0.00 $0.00 0.00% 09/15/2019 XXXXXX -$60,000.00 XXXX
0174417730   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$60,000.00 XXXX
0977126934   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0809305505   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$88,000.00 XXXX
0528121599   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$35,000.00 XXXX
0187177660   $0.00 $0.00 0.00% 09/13/2019 XXXXXX -$120,000.00 XXXX
0108999178   $0.00 $0.00 0.00% 09/17/2019 XXXXXX -$80,000.00 XXXX
0762897253   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0557704116   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0054560815   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0991018861   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0348558779   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0278732335   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0030152268   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0490475747   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0394721745   $0.00 $0.00 0.00% 09/11/2019 XXXXXX $0.00 0.00%
0906130194   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0643466866   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0815233366   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$25,000.00 XXXX
0545452748   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0356264243   $0.00 $0.00 0.00% 07/18/2019 XXXXXX $0.00 0.00%
0262463661   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0911910527   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0343971549   $0.00 $0.00 0.00% 10/22/2019 XXXXXX -$50,000.00 XXXX
0983024631   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0348808404   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0994080729   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0060253979   $0.00 $0.00 0.00% 09/17/2019 XXXXXX -$100,000.00 XXXX
0381749246   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0490345753   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0363009473   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0570041000   $0.00 $0.00 0.00% 10/01/2019 XXXXXX $0.00 0.00%
0181908345   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0339323924   $0.00 $0.00 0.00% 09/30/2019 XXXXXX -$4,900.00 XXXX
0806564492   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0515526582   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$40,000.00 XXXX
0098498113   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$200,000.00 XXXX
0224989429   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$150,000.00 XXXX
0806365489   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0688513927   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0575214242   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0403017803   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0739863972   $0.00 $0.00 0.00% 09/30/2019 XXXXXX $0.00 0.00%
0026230257   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0771991792   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0164292800   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0578274131   $0.00 $0.00 0.00% 09/17/2019 XXXXXX -$150,000.00 XXXX
0418874743   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0203189833   $0.00 $0.00 0.00% 10/01/2019 XXXXXX $0.00 0.00%
0513185002   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0403237908   $0.00 $0.00 0.00% 09/18/2019 XXXXXX -$76,000.00 XXXX
0832863710   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0085489615   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0617527171   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0220301104   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0748218171   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0836500270   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0798388821   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $10,000.00 XXXX
0323442423   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$325,000.00 XXXX
0651090211   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0842029750   $0.00 $0.00 0.00% 09/04/2019 XXXXXX -$100,000.00 XXXX
0606787460   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0823034212   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0382231246   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0961912347   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0403095077   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0661945317   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0858971497   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0481652047   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0233656945   $0.00 $0.00 0.00% 09/02/2019 XXXXXX -$118,000.00 XXXX
0179387385   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0839064159   $0.00 $0.00 0.00% 09/23/2019 XXXXXX $0.00 0.00%
0015347546   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$50,000.00 XXXX
0412621249   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$450,000.00 XXXX
0658000401   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0263424903   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0414050264   $0.00 $0.00 0.00% 09/11/2019 XXXXXX $0.00 0.00%
0463513232   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0627182415   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0543285889   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0401326294   $0.00 $0.00 0.00% 09/09/2019 XXXXXX -$15,000.00 XXXX
0126549291   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $5,000.00 XXXX
0987013849   $0.00 $0.00 0.00% 09/13/2019 XXXXXX -$50,000.00 XXXX
0409683974   $0.00 $0.00 0.00% 09/24/2019 XXXXXX -$80,000.00 XXXX
0231640252   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0217486437   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0934579628   $0.00 $0.00 0.00% 11/05/2019 XXXXXX $0.00 0.00%
0658673537   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0288509466   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0193580383   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0340414930   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $5,000.00 XXXX
0156277199   $0.00 $0.00 0.00% 08/29/2019 XXXXXX -$85,000.00 XXXX
0798258660   $0.00 $0.00 0.00% 09/08/2019 XXXXXX $0.00 0.00%
0764191095   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0825808694   $0.00 $0.00 0.00% 09/11/2019 XXXXXX $0.00 0.00%
0485036238   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0402792183   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0380103708   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $25,000.00 XXXX
0669271321   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0836046513   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$287,000.00 XXXX
0184037190   $0.00 $0.00 0.00% 09/10/2019 XXXXXX $0.00 0.00%
0314707543   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0933177101   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$75,000.00 XXXX
0043194283   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0559123366   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0773622262   $0.00 $0.00 0.00% 09/09/2019 XXXXXX -$15,000.00 XXXX
0929097951   $0.00 $0.00 0.00% 09/19/2019 XXXXXX $0.00 0.00%
0960187775   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0257346695   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0600063450   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0178729652   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $15,000.00 XXXX
0177808872   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0005946861   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0264309824   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0924288161   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0585522709   $0.00 $0.00 0.00% 09/18/2019 XXXXXX -$105,000.00 XXXX
0217643371   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0643941226   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0344505776   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0285994377   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0767132907   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0546657480   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$3,000.00 XXXX
0343452035   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0507723206   $0.00 $0.00 0.00% 09/15/2019 XXXXXX $0.00 0.00%
0636678553   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0185218012   $0.00 $0.00 0.00% 09/09/2019 XXXXXX -$65,500.00 XXXX
0881276678   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0575475793   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0005379455   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0030792198   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0210799933   $0.00 $0.00 0.00% 09/15/2019 XXXXXX $6,000.00 XXXX
0980158567   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0748140628   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0749898001   $0.00 $0.00 0.00% 09/10/2019 XXXXXX -$20,000.00 XXXX
0106823548   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0461336910   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0956228366   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0604838565   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0368544392   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0543115885   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0970249646   $0.00 $0.00 0.00% 09/19/2019 XXXXXX $0.00 0.00%
0690558334   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0615654988   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0137678076   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0999316635   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0328772657   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0109106637   $0.00 $0.00 0.00% 09/01/2019 XXXXXX $0.00 0.00%
0335760505   $0.00 $0.00 0.00% 09/15/2019 XXXXXX $0.00 0.00%
0450314188   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0252465530   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0074258272   $0.00 $0.00 0.00% 09/04/2019 XXXXXX $0.00 0.00%
0839310128   $0.00 $0.00 0.00% 09/06/2019 XXXXXX -$65,000.00 XXXX
0703948602   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0228539971   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0485555889   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0095187237   $0.00 $0.00 0.00% 07/16/2019 XXXXXX $0.00 0.00%
0878441269   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0132641540   $0.00 $0.00 0.00% 09/05/2019 XXXXXX $0.00 0.00%
0142178518   $0.00 $0.00 0.00% 01/01/2019 XXXXXX $0.00 0.00%
0233273594   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0285118405   $0.00 $0.00 0.00% 09/03/2019 XXXXXX $0.00 0.00%
0318198641   $0.00 $0.00 0.00% 09/12/2019 XXXXXX $0.00 0.00%
0417657074   $0.00 $0.00 0.00% 09/19/2019 XXXXXX $0.00 0.00%
0356674032   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0842094154   $0.00 $0.00 0.00% 08/29/2019 XXXXXX $0.00 0.00%
0889418723   $0.00 $0.00 0.00% 09/03/2019 XXXXXX -$135,000.00 XXXX
0856328941   $0.00 $0.00 0.00% 09/06/2019 XXXXXX $0.00 0.00%
0565244694   $0.00 $0.00 0.00% 07/23/2019 XXXXXX $0.00 0.00%
0638163540   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$35,000.00 XXXX
0272015193   $0.00 $0.00 0.00% 09/11/2019 XXXXXX $0.00 0.00%
0098345633   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0314545745   $0.00 $0.00 0.00% 09/09/2019 XXXXXX $0.00 0.00%
0869134432   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0782718547   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0417775551   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0309617642   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0665291294   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0691068559   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0033848664   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$50,000.00 XXXX
0266640735   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $3,342.00 XXXX
0763940335   $0.00 $0.00 0.00% 07/19/2019 XXXXXX $0.00 0.00%
0553987014   $0.00 $0.00 0.00% 11/07/2019 XXXXXX $0.00 0.00%
0195042923   $0.00 $0.00 0.00% 07/22/2019 XXXXXX -$250,000.00 XXXX
0327972846   $0.00 $0.00 0.00% 08/08/2019 XXXXXX -$150,000.00 XXXX
0555338898   $0.00 $0.00 0.00% 09/20/2019 XXXXXX $0.00 0.00%
0141913656   $0.00 $0.00 0.00% 08/27/2019 XXXXXX -$11,000.00 XXXX
0395721352   $0.00 $0.00 0.00% 08/05/2019 XXXXXX $0.00 0.00%
0452501319   $0.00 $0.00 0.00% 07/16/2019 XXXXXX $25,000.00 XXXX
0150008502   $0.00 $0.00 0.00% 07/09/2019 XXXXXX $0.00 0.00%
0426646304   $0.00 $0.00 0.00% 08/27/2019 XXXXXX $0.00 0.00%
0790318097   $0.00 $0.00 0.00% 09/16/2019 XXXXXX $0.00 0.00%
0514479420   $0.00 $0.00 0.00% 07/26/2019 XXXXXX $0.00 0.00%
0003036332   $0.00 $0.00 0.00% 08/21/2019 XXXXXX $0.00 0.00%
0489609430   $0.00 $0.00 0.00% 10/29/2019 XXXXXX $0.00 0.00%
0050940249   $0.00 $0.00 0.00% 08/19/2010 XXXXXX $0.00 0.00%
0627498019   $0.00 $0.00 0.00% 08/22/2019 XXXXXX $0.00 0.00%
0248096481   $0.00 $0.00 0.00% 08/21/2019 XXXXXX $0.00 0.00%
0255609981   $0.00 $0.00 0.00% 07/22/2019 XXXXXX -$500,000.00 XXXX
0692333307   $0.00 $0.00 0.00% 08/19/2019 XXXXXX $0.00 0.00%
0433394158   $0.00 $0.00 0.00% 07/16/2019 XXXXXX $0.00 0.00%
0183774772   $0.00 $0.00 0.00% 07/16/2019 XXXXXX -$225,000.00 XXXX
0791954456   $0.00 $0.00 0.00% 11/07/2019 XXXXXX $0.00 0.00%
0932331897   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0085172168   $0.00 $0.00 0.00% 11/11/2019 XXXXXX $0.00 0.00%
0040137336   $0.00 $0.00 0.00% 11/15/2019 XXXXXX -$6,000.00 XXXX
0158715011   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0647011401   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0435815023   $0.00 $0.00 0.00% 10/10/2019 XXXXXX -$9,000.00 XXXX
0271022468   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0569125414   $0.00 $0.00 0.00% 10/11/2019 XXXXXX -$20,000.00 XXXX
0891572002   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0268177542   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0050428591   $0.00 $0.00 0.00% 10/13/2019 XXXXXX -$40,000.00 XXXX
0513879888   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0877418585   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0561620049   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $15,000.00 XXXX
0730485311   $0.00 $0.00 0.00% 10/08/2019 XXXXXX -$70,000.00 XXXX
0095062638   $0.00 $0.00 0.00% 10/11/2019 XXXXXX -$25,000.00 XXXX
0279997198   $0.00 $0.00 0.00% 10/06/2019 XXXXXX -$35,000.00 XXXX
0709123626   $0.00 $0.00 0.00% 10/14/2019 XXXXXX -$350,000.00 XXXX
0367967599   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0878635373   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0571258252   $0.00 $0.00 0.00% 11/15/2019 XXXXXX $0.00 0.00%
0082830060   $0.00 $0.00 0.00% 10/23/2019 XXXXXX -$170,000.00 XXXX
0797750884   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0644599838   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0074751918   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0370623369   $0.00 $0.00 0.00% 10/05/2019 XXXXXX $0.00 0.00%
0363675986   $0.00 $0.00 0.00% 10/29/2019 XXXXXX -$35,000.00 XXXX
0698399169   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0652023319   $0.00 $0.00 0.00% 11/01/2019 XXXXXX $0.00 0.00%
0067494556   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $0.00 0.00%
0798386743   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0105739364   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $3,000.00 XXXX
0993702931   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0449352432   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0761443407   $0.00 $0.00 0.00% 10/28/2019 XXXXXX -$40,000.00 XXXX
0286168964   $0.00 $0.00 0.00% 11/07/2019 XXXXXX -$30,000.00 XXXX
0572812841   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0466852260   $0.00 $0.00 0.00% 10/28/2019 XXXXXX -$7,000.00 XXXX
0143821940   $0.00 $0.00 0.00% 10/13/2019 XXXXXX -$134,000.00 XXXX
0285615306   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $0.00 0.00%
0043162450   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $0.00 0.00%
0924158245   $0.00 $0.00 0.00% 10/09/2019 XXXXXX -$10,000.00 XXXX
0815669967   $0.00 $0.00 0.00% 11/20/2019 XXXXXX $0.00 0.00%
0769832568   $0.00 $0.00 0.00% 10/06/2019 XXXXXX $0.00 0.00%
0248389210   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0174766372   $0.00 $0.00 0.00% 11/08/2019 XXXXXX $8,000.00 XXXX
0358765290   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0943102166   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0615990881   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0350800837   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $12,000.00 XXXX
0413265211   $0.00 $0.00 0.00% 11/08/2019 XXXXXX -$50,000.00 XXXX
0872425710   $0.00 $0.00 0.00% 11/01/2019 XXXXXX -$15,000.00 XXXX
0010036216   $0.00 $0.00 0.00% 11/04/2019 XXXXXX -$3,000.00 XXXX
0859691583   $0.00 $0.00 0.00% 10/30/2019 XXXXXX $0.00 0.00%
0878883818   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0702876219   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0407438492   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0131972934   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0435281148   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0669908299   $0.00 $0.00 0.00% 10/25/2019 XXXXXX -$10,000.00 XXXX
0135306128   $0.00 $0.00 0.00% 10/25/2019 XXXXXX -$5,000.00 XXXX
0702440293   $0.00 $0.00 0.00% 10/13/2019 XXXXXX $0.00 0.00%
0319402532   $0.00 $0.00 0.00% 11/04/2019 XXXXXX -$27,000.00 XXXX
0654402858   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0363735141   $0.00 $0.00 0.00% 10/14/2019 XXXXXX -$54,000.00 XXXX
0111204589   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0570729473   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $24,000.00 XXXX
0142824618   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0197653463   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0086624949   $0.00 $0.00 0.00% 10/21/2019 XXXXXX -$10,000.00 XXXX
0403270653   $0.00 $0.00 0.00% 10/21/2019 XXXXXX -$20,000.00 XXXX
0020858268   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$10,000.00 XXXX
0077924983   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $67,000.00 XXXX
0947506582   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0109595607   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $30,000.00 XXXX
0003896058   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0901157069   $0.00 $0.00 0.00% 11/07/2019 XXXXXX $0.00 0.00%
0402106884   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0753829353   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0062185231   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0962221206   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0496372571   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$616,000.00 XXXX
0125833119   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0599189918   $0.00 $0.00 0.00% 10/14/2019 XXXXXX -$120,000.00 XXXX
0817892492   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0314326933   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $50,000.00 XXXX
0429625001   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $19,000.00 XXXX
0402900661   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0138408369   $0.00 $0.00 0.00% 10/06/2019 XXXXXX -$110,000.00 XXXX
0283829864   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $0.00 0.00%
0234810302   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0527728219   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$21,000.00 XXXX
0324720556   $0.00 $0.00 0.00% 10/24/2019 XXXXXX -$19,000.00 XXXX
0989069859   $0.00 $0.00 0.00% 10/07/2019 XXXXXX -$65,000.00 XXXX
0100113411   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0785083112   $0.00 $0.00 0.00% 10/31/2019 XXXXXX $0.00 0.00%
0728067872   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$55,000.00 XXXX
0263212665   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0719443797   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0600668634   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0419966622   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0483770623   $0.00 $0.00 0.00% 11/01/2019 XXXXXX -$60,000.00 XXXX
0787688745   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0563487087   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0838328149   $0.00 $0.00 0.00% 11/04/2019 XXXXXX -$85,000.00 XXXX
0782357006   $0.00 $0.00 0.00% 10/09/2019 XXXXXX -$120,000.00 XXXX
0126272066   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0954324961   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0531188809   $0.00 $0.00 0.00% 10/08/2019 XXXXXX -$47,000.00 XXXX
0732863075   $0.00 $0.00 0.00% 10/17/2019 XXXXXX -$46,000.00 XXXX
0208558685   $0.00 $0.00 0.00% 11/08/2019 XXXXXX $0.00 0.00%
0821628310   $0.00 $0.00 0.00% 10/10/2019 XXXXXX -$30,000.00 XXXX
0793531213   $0.00 $0.00 0.00% 10/14/2019 XXXXXX -$85,000.00 XXXX
0648405015   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $0.00 0.00%
0649228308   $0.00 $0.00 0.00% 10/17/2019 XXXXXX $0.00 0.00%
0844311325   $0.00 $0.00 0.00% 10/13/2019 XXXXXX -$80,000.00 XXXX
0193840779   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0932609444   $0.00 $0.00 0.00% 10/24/2018 XXXXXX $0.00 0.00%
0617800604   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0266121101   $0.00 $0.00 0.00% 11/19/2019 XXXXXX $0.00 0.00%
0248810002   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0171247299   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0333048993   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0774543169   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0935737728   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0514097762   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $0.00 0.00%
0912504326   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0468007075   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0072902570   $0.00 $0.00 0.00% 11/08/2019 XXXXXX -$20,000.00 XXXX
0430046740   $0.00 $0.00 0.00% 10/08/2019 XXXXXX -$20,000.00 XXXX
0460985066   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0864213100   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0685440570   $0.00 $0.00 0.00% 10/16/2019 XXXXXX -$20,000.00 XXXX
0709464789   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0510768500   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0955529789   $0.00 $0.00 0.00% 10/16/2019 XXXXXX -$50,000.00 XXXX
0955289989   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0210267752   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0722996304   $0.00 $0.00 0.00% 10/30/2019 XXXXXX $0.00 0.00%
0470797894   $0.00 $0.00 0.00% 11/08/2019 XXXXXX $0.00 0.00%
0375663788   $0.00 $0.00 0.00% 11/13/2019 XXXXXX $9,000.00 XXXX
0688991198   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $51,000.00 XXXX
0828604670   $0.00 $0.00 0.00% 10/17/2019 XXXXXX $0.00 0.00%
0241114850   $0.00 $0.00 0.00% 10/08/2019 XXXXXX -$320,000.00 XXXX
0481395816   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0115677134   $0.00 $0.00 0.00% 11/15/2019 XXXXXX -$10,000.00 XXXX
0154555951   $0.00 $0.00 0.00% 10/08/2019 XXXXXX $0.00 0.00%
0579380247   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0209687209   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0308032974   $0.00 $0.00 0.00% 10/21/2019 XXXXXX -$50,000.00 XXXX
0583021961   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0950433117   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $25,000.00 XXXX
0802898928   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0719963369   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0299932416   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0676739682   $0.00 $0.00 0.00% 10/15/2019 XXXXXX -$10,000.00 XXXX
0441117938   $0.00 $0.00 0.00% 10/11/2019 XXXXXX -$18,000.00 XXXX
0048538646   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $25,000.00 XXXX
0954590124   $0.00 $0.00 0.00% 10/29/2019 XXXXXX $0.00 0.00%
0563965786   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0750798042   $0.00 $0.00 0.00% 11/20/2019 XXXXXX $0.00 0.00%
0994882663   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $30,000.00 XXXX
0890085007   $0.00 $0.00 0.00% 10/11/2019 XXXXXX $0.00 0.00%
0823895186   $0.00 $0.00 0.00% 10/13/2019 XXXXXX -$48,000.00 XXXX
0001382239   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0947333819   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0838578084   $0.00 $0.00 0.00% 11/13/2019 XXXXXX $0.00 0.00%
0655407141   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$6,000.00 XXXX
0278124019   $0.00 $0.00 0.00% 10/15/2019 XXXXXX $0.00 0.00%
0978489796   $0.00 $0.00 0.00% 10/10/2019 XXXXXX -$10,000.00 XXXX
0970134623   $0.00 $0.00 0.00% 10/10/2019 XXXXXX -$125,000.00 XXXX
0054655376   $0.00 $0.00 0.00% 10/16/2019 XXXXXX $0.00 0.00%
0476989913   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0167084932   $0.00 $0.00 0.00% 10/26/2019 XXXXXX $0.00 0.00%
0910920248   $0.00 $0.00 0.00% 10/29/2019 XXXXXX $0.00 0.00%
0053043127   $0.00 $0.00 0.00% 08/22/2019 XXXXXX $0.00 0.00%
0374663516   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$3,000.00 XXXX
0661145521   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0748476916   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$10,000.00 XXXX
0421542533   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $80,000.00 XXXX
0111062061   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0270479248   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0619208392   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0505750655   $0.00 $0.00 0.00% 10/18/2019 XXXXXX $0.00 0.00%
0845022739   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0800863165   $0.00 $0.00 0.00% 10/24/2019 XXXXXX -$20,000.00 XXXX
0698605297   $0.00 $0.00 0.00% 10/30/2019 XXXXXX -$20,000.00 XXXX
0395608541   $0.00 $0.00 0.00% 10/11/2019 XXXXXX -$75,000.00 XXXX
0976850260   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0809829976   $0.00 $0.00 0.00% 11/08/2019 XXXXXX -$105,000.00 XXXX
0998964097   $0.00 $0.00 0.00% 10/24/2019 XXXXXX $0.00 0.00%
0400467008   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0620235596   $0.00 $0.00 0.00% 10/18/2019 XXXXXX -$68,000.00 XXXX
0923474783   $0.00 $0.00 0.00% 10/17/2019 XXXXXX -$425,000.00 XXXX
0065782230   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0438583898   $0.00 $0.00 0.00% 10/15/2019 XXXXXX -$25,000.00 XXXX
0109572065   $0.00 $0.00 0.00% 10/16/2019 XXXXXX $0.00 0.00%
0303529083   $0.00 $0.00 0.00% 10/10/2019 XXXXXX -$100,000.00 XXXX
0755808742   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0576323235   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $20,000.00 XXXX
0574923883   $0.00 $0.00 0.00% 10/08/2019 XXXXXX -$575,000.00 XXXX
0737313305   $0.00 $0.00 0.00% 10/29/2019 XXXXXX $0.00 0.00%
0539303757   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0204193352   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0923873749   $0.00 $0.00 0.00% 10/25/2019 XXXXXX $0.00 0.00%
0851253563   $0.00 $0.00 0.00% 10/14/2019 XXXXXX -$65,000.00 XXXX
0578679899   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0658019909   $0.00 $0.00 0.00% 10/11/2019 XXXXXX -$290,000.00 XXXX
0886455184   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0377459122   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0639044091   $0.00 $0.00 0.00% 10/30/2019 XXXXXX $0.00 0.00%
0650920831   $0.00 $0.00 0.00% 10/28/2019 XXXXXX $0.00 0.00%
0913093993   $0.00 $0.00 0.00% 10/24/2019 XXXXXX -$40,000.00 XXXX
0570172768   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0876609816   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0925424344   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0258032250   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0218385397   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0506254267   $0.00 $0.00 0.00% 10/22/2019 XXXXXX -$113,000.00 XXXX
0530157094   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0521165275   $0.00 $0.00 0.00% 10/11/2019 XXXXXX -$30,000.00 XXXX
0979966414   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0683553828   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0233178340   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0877138300   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0058775269   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0652992493   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0694557846   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0102590144   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0462872105   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0263471795   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0958937936   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0247206818   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0344126057   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0708367514   $0.00 $0.00 0.00%   XXXXXX $0.00 0.00%
0211658683   $0.00 $0.00 0.00% 10/29/2019 XXXXXX $0.00 0.00%
0326915946   $0.00 $0.00 0.00% 10/17/2019 XXXXXX $0.00 0.00%

 

  Second Desk Review Field Review
Alt Loan Number Report Date Value Variance Amount Variance % Report Date Value Variance Amount Variance (%)
0006517460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0341767454   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0202316746   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383846676   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040345397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0116767244   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358838319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0150253066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0674568374   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266729783   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0147367951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0139596402   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0472589055   $0.00 $0.00 0.00% 11/06/2019 XXXXXX $500.00 XXXX
0481798625   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0456647549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845270927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0992638343   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429588755   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333527850   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0205523287   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0272610749   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0801703406   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0664130661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0581487575   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0724566263   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0297259559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0075030315   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0045205025   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0505896842   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0261504484   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950960328   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0387334025   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0571077777   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0008671125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0471534994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0364913435   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382971828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0173258455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0618824991   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105176753   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0178130835   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0405695243   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156325952   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693876395   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539559419   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619372342   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0056426686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0853473788   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0264613981   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0012755871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959037065   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0899950095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0978704359   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0165643183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234425350   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0290865967   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0007757332   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543356680   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665780893   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0573827905   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0151358458   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0953099672   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959224335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176262832   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476891574   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0221313800   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0431796750   $0.00 $0.00 0.00% 09/13/2019 XXXXXX $0.00 0.00%
0691394054   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0071262477   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0110350222   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0739035660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0797533971   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0454117574   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0523631811   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0162078344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0738751529   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0287394405   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0059959522   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469795303   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0722881352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0447948689   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0240773943   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994282546   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450111789   $0.00 $0.00 0.00% 10/03/2019 XXXXXX $0.00 0.00%
0738751998   $0.00 $0.00 0.00% 09/17/2019 XXXXXX $0.00 0.00%
0801911478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0445889277   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534901397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0649491557   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0856597958   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971405771   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818656327   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0033094432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0966537496   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109097096   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0439323181   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0547233818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0277342139   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785944687   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0529974161   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818534913   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0396044267   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0393007995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0651488070   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0681505090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884161558   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0866094565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0759442403   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210315793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176895631   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0482991055   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0992186908   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0864742651   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374819111   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0254712207   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0740709871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0165358241   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570706188   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0855795086   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901186077   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0484162893   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0881230204   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111716305   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0180198359   $0.00 $0.00 0.00% 08/23/2019 XXXXXX $0.00 0.00%
0548292610   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0758588660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0093685072   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0561741347   $0.00 $0.00 0.00% 10/01/2019 XXXXXX -$50,000.00 XXXX
0805997312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0065689804   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534929270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761807473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0434548455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0313767379   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0113487582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0146420773   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0416039270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0477820139   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377860308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0123690402   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208993418   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619983866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0092425942   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0589606208   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748098878   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0460131319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0885100171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0957404772   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693219018   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673079686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0025009775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040911184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0049713590   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0902041934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0910077691   $0.00 $0.00 0.00% 08/24/2019 XXXXXX $0.00 0.00%
0087251802   $0.00 $0.00 0.00% 10/03/2019 XXXXXX $0.00 0.00%
0030545131   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0557068335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0482357560   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0211115825   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0528754051   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0684300729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0545020575   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0537245193   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0218216475   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695616431   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328062898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469228172   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872358177   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0628385199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0448935326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0437941245   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771416658   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0410137569   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0889500457   $0.00 $0.00 0.00% 08/01/2019 XXXXXX $0.00 0.00%
0241241661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0769055263   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0612137501   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0045896915   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0767549980   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395810069   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0426745014   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534134356   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358389238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0834014439   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0169196833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0668825657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0945933919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0788926585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319629488   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0459558876   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0483785448   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0614099149   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0220842727   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0996851919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0411981173   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0907860886   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268571312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0131509466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0789719995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0448357147   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0154476545   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333110236   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0502870573   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0242922975   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0704430298   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0293349258   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753438314   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518812589   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0479451157   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695848476   $0.00 $0.00 0.00% 10/20/2019 XXXXXX $0.00 0.00%
0255857598   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0921230977   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0990961460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0837163424   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0413045481   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0357742313   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0249058010   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0504213001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0024112176   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469009579   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0985122626   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0551454535   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343080476   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0857853833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0603474090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0833616950   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913746485   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0592698430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0447092559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0236859825   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0956908343   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0727653265   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377146801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0897446006   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233218701   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0083234793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0736310891   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0582751569   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233822446   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0574484075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913710605   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0989346356   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0222261430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105000183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0742273621   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0633790347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0346478645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0239010531   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0004813093   $0.00 $0.00 0.00% 09/30/2019 XXXXXX $0.00 0.00%
0655846994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572312507   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872921017   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800729836   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0329218002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0768518539   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0020711757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0424921218   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0271484761   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0591216080   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383523597   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0462397789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876992864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851940873   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0480581078   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430681257   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0642968656   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0512374142   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0774557386   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0853911424   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174212298   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0108924747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802098995   $0.00 $0.00 0.00% 10/07/2019 XXXXXX $0.00 0.00%
0082133928   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0331140057   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0458131049   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0066758099   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452839519   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0096679178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0535433932   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771181856   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0914730624   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185452511   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0792755232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0223345104   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0891196571   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030331974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0965258645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468439216   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0601416698   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0227642138   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0676391792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0247602552   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0409817201   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0639725659   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0605528544   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0357711141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0540008415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913441801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732777282   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0079001480   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0138538462   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450684084   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518238617   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647829695   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0137791742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0664724250   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324469478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673263882   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0428801404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732750716   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0235005164   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0200125785   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0852454828   $0.00 $0.00 0.00% 10/17/2019 XXXXXX $0.00 0.00%
0979327008   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0148161143   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884195120   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185300450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0511198184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0516013623   $0.00 $0.00 0.00% 09/23/2019 XXXXXX -$90,000.00 XXXX
0804631799   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0981279744   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0352126192   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655222125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0936662329   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0251921920   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0265929300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858008011   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0473146404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0909708504   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0905988027   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0871747660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0873180790   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0790160349   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0288408362   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0827155724   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174417730   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0977126934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0809305505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0528121599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0187177660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0108999178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0762897253   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0557704116   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0054560815   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0991018861   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0348558779   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0278732335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030152268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0490475747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0394721745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0906130194   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643466866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815233366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0545452748   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0356264243   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0262463661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0911910527   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343971549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0983024631   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0348808404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994080729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0060253979   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0381749246   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0490345753   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363009473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570041000   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0181908345   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0339323924   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806564492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0515526582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098498113   $0.00 $0.00 0.00% 09/18/2019 XXXXXX $0.00 0.00%
0224989429   $0.00 $0.00 0.00% 10/21/2019 XXXXXX $0.00 0.00%
0806365489   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0688513927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0575214242   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403017803   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0739863972   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0026230257   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771991792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0164292800   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0578274131   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0418874743   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0203189833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0513185002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403237908   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0832863710   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085489615   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0617527171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0220301104   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748218171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836500270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798388821   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0323442423   $0.00 $0.00 0.00% 10/14/2019 XXXXXX $0.00 0.00%
0651090211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0842029750   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0606787460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0823034212   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382231246   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0961912347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403095077   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0661945317   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858971497   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481652047   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233656945   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0179387385   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0839064159   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0015347546   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0412621249   $0.00 $0.00 0.00% 10/09/2019 XXXXXX $0.00 0.00%
0658000401   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263424903   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0414050264   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0463513232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0627182415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543285889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0401326294   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0126549291   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0987013849   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0409683974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0231640252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0217486437   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0934579628   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658673537   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0288509466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193580383   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0340414930   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156277199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798258660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0764191095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0825808694   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485036238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402792183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0380103708   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669271321   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836046513   $0.00 $0.00 0.00% 09/19/2019 XXXXXX $0.00 0.00%
0184037190   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314707543   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0933177101   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0043194283   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0559123366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0773622262   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0929097951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0960187775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0257346695   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600063450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0178729652   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0177808872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005946861   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0264309824   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0924288161   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0585522709   $0.00 $0.00 0.00% 10/10/2019 XXXXXX $0.00 0.00%
0217643371   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643941226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344505776   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285994377   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0767132907   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0546657480   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343452035   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0507723206   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0636678553   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185218012   $0.00 $0.00 0.00% 10/01/2019 XXXXXX -$20,500.00 XXXX
0881276678   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0575475793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005379455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030792198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210799933   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0980158567   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748140628   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0749898001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0106823548   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0461336910   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0956228366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0604838565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0368544392   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543115885   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970249646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0690558334   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615654988   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0137678076   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0999316635   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328772657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109106637   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0335760505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450314188   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0252465530   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0074258272   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0839310128   $0.00 $0.00 0.00% 09/27/2019 XXXXXX -$35,000.00 XXXX
0703948602   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0228539971   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485555889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095187237   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878441269   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0132641540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0142178518   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233273594   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285118405   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0318198641   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0417657074   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0356674032   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0842094154   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0889418723   $0.00 $0.00 0.00% 09/21/2019 XXXXXX $0.00 0.00%
0856328941   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0565244694   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0638163540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0272015193   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098345633   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314545745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0869134432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782718547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0417775551   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0309617642   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665291294   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0691068559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0033848664   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266640735   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0763940335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0553987014   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0195042923   $0.00 $0.00 0.00% 08/26/2019 XXXXXX $10,000.00 XXXX
0327972846   $0.00 $0.00 0.00% 08/28/2019 XXXXXX -$51,000.00 XXXX
0555338898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0141913656   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395721352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452501319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0150008502   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0426646304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0790318097   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0514479420   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0003036332   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0489609430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0050940249   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0627498019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248096481   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0255609981   $0.00 $0.00 0.00% 08/26/2019 XXXXXX -$73,000.00 XXXX
0692333307   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0433394158   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0183774772   $0.00 $0.00 0.00% 09/16/2019 XXXXXX -$90,000.00 XXXX
0791954456   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932331897   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085172168   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040137336   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0158715011   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647011401   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0435815023   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0271022468   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0569125414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0891572002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268177542   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0050428591   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0513879888   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877418585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0561620049   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0730485311   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095062638   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0279997198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0709123626   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0367967599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878635373   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0571258252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082830060   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0797750884   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0644599838   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0074751918   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0370623369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363675986   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0698399169   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0652023319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0067494556   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798386743   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105739364   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0993702931   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0449352432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761443407   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0286168964   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572812841   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0466852260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0143821940   $0.00 $0.00 0.00% 11/07/2019 XXXXXX -$79,000.00 XXXX
0285615306   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0043162450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0924158245   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815669967   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0769832568   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248389210   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174766372   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358765290   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0943102166   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615990881   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0350800837   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0413265211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872425710   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010036216   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0859691583   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878883818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0702876219   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0407438492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0131972934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0435281148   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669908299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0135306128   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0702440293   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319402532   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0654402858   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363735141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111204589   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570729473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0142824618   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0197653463   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0086624949   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403270653   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0020858268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0077924983   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0947506582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109595607   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0003896058   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901157069   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402106884   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753829353   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0062185231   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0962221206   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0496372571   $0.00 $0.00 0.00% 10/30/2019 XXXXXX -$116,000.00 XXXX
0125833119   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0599189918   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0817892492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314326933   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429625001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402900661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0138408369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0283829864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234810302   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0527728219   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324720556   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0989069859   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0100113411   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785083112   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0728067872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263212665   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719443797   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600668634   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0419966622   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0483770623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0787688745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563487087   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0838328149   $0.00 $0.00 0.00% 11/10/2019 XXXXXX $0.00 0.00%
0782357006   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0126272066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0954324961   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0531188809   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732863075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208558685   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0821628310   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0793531213   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0648405015   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0649228308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0844311325   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193840779   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932609444   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0617800604   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266121101   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248810002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0171247299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333048993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0774543169   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0935737728   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0514097762   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0912504326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468007075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0072902570   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430046740   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0460985066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0864213100   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0685440570   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0709464789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0510768500   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955529789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955289989   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210267752   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0722996304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0470797894   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0375663788   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0688991198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0828604670   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0241114850   $0.00 $0.00 0.00% 10/16/2019 XXXXXX $0.00 0.00%
0481395816   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0115677134   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0154555951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0579380247   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0209687209   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0308032974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0583021961   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950433117   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802898928   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719963369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0299932416   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0676739682   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0441117938   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0048538646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0954590124   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563965786   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0750798042   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994882663   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0890085007   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0823895186   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0001382239   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0947333819   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0838578084   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655407141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0278124019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0978489796   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970134623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0054655376   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476989913   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0167084932   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0910920248   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0053043127   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374663516   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0661145521   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748476916   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0421542533   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111062061   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0270479248   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619208392   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0505750655   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845022739   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800863165   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0698605297   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395608541   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0976850260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0809829976   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0998964097   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0400467008   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0620235596   $0.00 $0.00 0.00% 11/05/2019 XXXXXX $0.00 0.00%
0923474783   $0.00 $0.00 0.00% 11/04/2019 XXXXXX $0.00 0.00%
0065782230   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0438583898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109572065   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0303529083   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0755808742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0576323235   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0574923883   $0.00 $0.00 0.00% 10/20/2019 XXXXXX $0.00 0.00%
0737313305   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539303757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0204193352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0923873749   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851253563   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0578679899   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658019909   $0.00 $0.00 0.00% 10/22/2019 XXXXXX $0.00 0.00%
0886455184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377459122   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0639044091   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0650920831   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913093993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570172768   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876609816   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0925424344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0258032250   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0218385397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0506254267   $0.00 $0.00 0.00% 11/20/2019 XXXXXX $0.00 0.00%
0530157094   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0521165275   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0979966414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0683553828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233178340   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877138300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0058775269   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0652992493   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0694557846   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0102590144   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0462872105   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263471795   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0958937936   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0247206818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344126057   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0708367514   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0211658683   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0326915946   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%

 

  Second Field Review 1004 SFR (Mar 05)
Alt Loan Number Report Date Value Variance Amount Variance (%) Report Date Value Variance Amount Variance (%)
0006517460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0341767454   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0202316746   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383846676   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040345397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0116767244   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358838319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0150253066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0674568374   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266729783   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0147367951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0139596402   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0472589055   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481798625   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0456647549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845270927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0992638343   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429588755   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333527850   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0205523287   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0272610749   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0801703406   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0664130661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0581487575   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0724566263   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0297259559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0075030315   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0045205025   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0505896842   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0261504484   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950960328   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0387334025   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0571077777   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0008671125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0471534994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0364913435   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382971828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0173258455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0618824991   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105176753   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0178130835   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0405695243   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156325952   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693876395   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539559419   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619372342   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0056426686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0853473788   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0264613981   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0012755871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959037065   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0899950095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0978704359   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0165643183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234425350   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0290865967   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0007757332   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543356680   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665780893   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0573827905   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0151358458   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0953099672   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959224335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176262832   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476891574   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0221313800   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0431796750   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0691394054   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0071262477   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0110350222   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0739035660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0797533971   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0454117574   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0523631811   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0162078344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0738751529   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0287394405   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0059959522   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469795303   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0722881352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0447948689   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0240773943   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994282546   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450111789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0738751998   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0801911478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0445889277   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534901397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0649491557   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0856597958   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971405771   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818656327   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0033094432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0966537496   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109097096   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0439323181   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0547233818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0277342139   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785944687   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0529974161   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818534913   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0396044267   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0393007995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0651488070   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0681505090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884161558   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0866094565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0759442403   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210315793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176895631   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0482991055   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0992186908   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0864742651   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374819111   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0254712207   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0740709871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0165358241   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570706188   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0855795086   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901186077   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0484162893   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0881230204   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111716305   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0180198359   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0548292610   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0758588660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0093685072   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0561741347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0805997312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0065689804   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534929270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761807473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0434548455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0313767379   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0113487582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0146420773   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0416039270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0477820139   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377860308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0123690402   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208993418   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619983866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0092425942   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0589606208   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748098878   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0460131319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0885100171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0957404772   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693219018   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673079686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0025009775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040911184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0049713590   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0902041934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0910077691   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0087251802   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030545131   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0557068335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0482357560   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0211115825   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0528754051   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0684300729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0545020575   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0537245193   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0218216475   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695616431   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328062898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469228172   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872358177   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0628385199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0448935326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0437941245   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771416658   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0410137569   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0889500457   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0241241661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0769055263   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0612137501   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0045896915   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0767549980   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395810069   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0426745014   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534134356   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358389238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0834014439   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0169196833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0668825657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0945933919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0788926585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319629488   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0459558876   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0483785448   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0614099149   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0220842727   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0996851919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0411981173   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0907860886   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268571312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0131509466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0789719995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0448357147   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0154476545   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333110236   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0502870573   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0242922975   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0704430298   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0293349258   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753438314   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518812589   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0479451157   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695848476   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0255857598   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0921230977   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0990961460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0837163424   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0413045481   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0357742313   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0249058010   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0504213001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0024112176   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469009579   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0985122626   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0551454535   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343080476   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0857853833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0603474090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0833616950   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913746485   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0592698430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0447092559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0236859825   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0956908343   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0727653265   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377146801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0897446006   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233218701   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0083234793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0736310891   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0582751569   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233822446   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0574484075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913710605   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0989346356   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0222261430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105000183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0742273621   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0633790347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0346478645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0239010531   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0004813093   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655846994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572312507   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872921017   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800729836   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0329218002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0768518539   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0020711757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0424921218   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0271484761   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0591216080   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383523597   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0462397789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876992864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851940873   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0480581078   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430681257   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0642968656   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0512374142   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0774557386   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0853911424   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174212298   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0108924747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802098995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082133928   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0331140057   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0458131049   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0066758099   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452839519   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0096679178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0535433932   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771181856   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0914730624   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185452511   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0792755232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0223345104   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0891196571   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030331974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0965258645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468439216   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0601416698   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0227642138   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0676391792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0247602552   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0409817201   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0639725659   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0605528544   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0357711141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0540008415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913441801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732777282   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0079001480   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0138538462   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450684084   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518238617   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647829695   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0137791742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0664724250   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324469478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673263882   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0428801404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732750716   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0235005164   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0200125785   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0852454828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0979327008   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0148161143   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884195120   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185300450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0511198184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0516013623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0804631799   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0981279744   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0352126192   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655222125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0936662329   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0251921920   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0265929300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858008011   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0473146404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0909708504   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0905988027   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0871747660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0873180790   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0790160349   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0288408362   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0827155724   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174417730   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0977126934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0809305505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0528121599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0187177660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0108999178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0762897253   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0557704116   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0054560815   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0991018861   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0348558779   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0278732335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030152268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0490475747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0394721745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0906130194   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643466866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815233366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0545452748   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0356264243   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0262463661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0911910527   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343971549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0983024631   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0348808404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994080729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0060253979   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0381749246   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0490345753   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363009473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570041000   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0181908345   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0339323924   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806564492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0515526582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098498113   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0224989429   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806365489   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0688513927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0575214242   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403017803   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0739863972   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0026230257   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771991792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0164292800   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0578274131   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0418874743   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0203189833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0513185002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403237908   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0832863710   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085489615   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0617527171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0220301104   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748218171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836500270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798388821   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0323442423   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0651090211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0842029750   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0606787460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0823034212   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382231246   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0961912347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403095077   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0661945317   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858971497   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481652047   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233656945   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0179387385   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0839064159   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0015347546   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0412621249   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658000401   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263424903   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0414050264   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0463513232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0627182415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543285889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0401326294   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0126549291   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0987013849   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0409683974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0231640252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0217486437   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0934579628   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658673537   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0288509466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193580383   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0340414930   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156277199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798258660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0764191095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0825808694   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485036238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402792183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0380103708   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669271321   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836046513   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0184037190   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314707543   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0933177101   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0043194283   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0559123366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0773622262   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0929097951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0960187775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0257346695   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600063450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0178729652   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0177808872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005946861   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0264309824   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0924288161   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0585522709   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0217643371   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643941226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344505776   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285994377   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0767132907   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0546657480   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343452035   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0507723206   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0636678553   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185218012   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0881276678   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0575475793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005379455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030792198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210799933   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0980158567   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748140628   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0749898001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0106823548   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0461336910   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0956228366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0604838565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0368544392   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543115885   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970249646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0690558334   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615654988   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0137678076   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0999316635   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328772657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109106637   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0335760505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450314188   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0252465530   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0074258272   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0839310128   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0703948602   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0228539971   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485555889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095187237   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878441269   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0132641540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0142178518   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233273594   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285118405   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0318198641   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0417657074   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0356674032   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0842094154   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0889418723   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0856328941   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0565244694   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0638163540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0272015193   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098345633   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314545745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0869134432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782718547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0417775551   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0309617642   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665291294   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0691068559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0033848664   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266640735   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0763940335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0553987014   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0195042923   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0327972846   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0555338898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0141913656   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395721352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452501319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0150008502   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0426646304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0790318097   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0514479420   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0003036332   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0489609430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0050940249   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0627498019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248096481   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0255609981   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0692333307   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0433394158   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0183774772   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0791954456   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932331897   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085172168   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040137336   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0158715011   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647011401   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0435815023   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0271022468   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0569125414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0891572002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268177542   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0050428591   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0513879888   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877418585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0561620049   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0730485311   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095062638   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0279997198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0709123626   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0367967599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878635373   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0571258252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082830060   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0797750884   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0644599838   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0074751918   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0370623369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363675986   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0698399169   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0652023319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0067494556   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798386743   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105739364   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0993702931   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0449352432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761443407   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0286168964   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572812841   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0466852260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0143821940   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285615306   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0043162450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0924158245   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815669967   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0769832568   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248389210   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174766372   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358765290   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0943102166   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615990881   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0350800837   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0413265211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872425710   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010036216   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0859691583   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878883818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0702876219   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0407438492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0131972934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0435281148   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669908299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0135306128   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0702440293   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319402532   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0654402858   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363735141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111204589   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570729473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0142824618   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0197653463   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0086624949   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403270653   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0020858268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0077924983   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0947506582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109595607   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0003896058   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901157069   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402106884   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753829353   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0062185231   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0962221206   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0496372571   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0125833119   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0599189918   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0817892492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314326933   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429625001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402900661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0138408369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0283829864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234810302   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0527728219   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324720556   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0989069859   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0100113411   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785083112   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0728067872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263212665   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719443797   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600668634   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0419966622   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0483770623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0787688745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563487087   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0838328149   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782357006   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0126272066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0954324961   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0531188809   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732863075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208558685   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0821628310   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0793531213   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0648405015   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0649228308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0844311325   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193840779   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932609444   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0617800604   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266121101   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248810002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0171247299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333048993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0774543169   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0935737728   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0514097762   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0912504326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468007075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0072902570   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430046740   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0460985066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0864213100   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0685440570   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0709464789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0510768500   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955529789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955289989   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210267752   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0722996304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0470797894   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0375663788   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0688991198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0828604670   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0241114850   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481395816   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0115677134   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0154555951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0579380247   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0209687209   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0308032974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0583021961   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950433117   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802898928   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719963369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0299932416   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0676739682   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0441117938   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0048538646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0954590124   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563965786   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0750798042   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994882663   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0890085007   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0823895186   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0001382239   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0947333819   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0838578084   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655407141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0278124019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0978489796   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970134623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0054655376   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476989913   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0167084932   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0910920248   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0053043127   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374663516   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0661145521   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748476916   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0421542533   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111062061   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0270479248   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619208392   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0505750655   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845022739   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800863165   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0698605297   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395608541   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0976850260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0809829976   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0998964097   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0400467008   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0620235596   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0923474783   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0065782230   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0438583898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109572065   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0303529083   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0755808742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0576323235   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0574923883   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0737313305   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539303757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0204193352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0923873749   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851253563   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0578679899   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658019909   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0886455184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377459122   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0639044091   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0650920831   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913093993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570172768   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876609816   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0925424344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0258032250   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0218385397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0506254267   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0530157094   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0521165275   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0979966414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0683553828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233178340   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877138300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0058775269   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0652992493   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0694557846   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0102590144   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0462872105   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263471795   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0958937936   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0247206818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344126057   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0708367514   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0211658683   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0326915946   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%

 

  2055 Ext Only (Mar 05) BPO (Broker Price Opinion)
Alt Loan Number Report Date Report Value Variance Amount Variance (%) Report Date Value Variance Amount Variance (%)
0006517460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0341767454   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0202316746   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383846676   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040345397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0116767244   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358838319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0150253066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0674568374   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266729783   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0147367951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0139596402   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0472589055   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481798625   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0456647549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845270927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0992638343   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429588755   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333527850   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0205523287   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0272610749   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0801703406   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0664130661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0581487575   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0724566263   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0297259559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0075030315   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0045205025   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0505896842   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0261504484   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950960328   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0387334025   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0571077777   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0008671125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0471534994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0364913435   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382971828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0173258455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0618824991   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105176753   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0178130835   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0405695243   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156325952   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693876395   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539559419   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619372342   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0056426686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0853473788   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0264613981   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0012755871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959037065   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0899950095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0978704359   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0165643183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234425350   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0290865967   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0007757332   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543356680   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665780893   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0573827905   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0151358458   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0953099672   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0959224335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176262832   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476891574   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0221313800   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0431796750   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0691394054   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0071262477   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0110350222   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0739035660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0797533971   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0454117574   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0523631811   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0162078344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0738751529   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0287394405   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0059959522   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469795303   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0722881352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0447948689   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0240773943   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994282546   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450111789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0738751998   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0801911478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0445889277   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534901397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0649491557   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0856597958   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0971405771   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818656327   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0033094432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0966537496   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109097096   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0439323181   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0547233818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0277342139   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785944687   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0529974161   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0818534913   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0396044267   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0393007995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0651488070   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0681505090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884161558   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0866094565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0759442403   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210315793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0176895631   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0482991055   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0992186908   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0864742651   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374819111   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0254712207   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0740709871   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0165358241   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570706188   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0855795086   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901186077   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0484162893   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0881230204   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111716305   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0180198359   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0548292610   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0758588660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0093685072   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0561741347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0805997312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0065689804   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534929270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761807473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0434548455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0313767379   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0113487582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0146420773   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0416039270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0477820139   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377860308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0123690402   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208993418   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619983866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0092425942   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0589606208   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748098878   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0460131319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0885100171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0957404772   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0693219018   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673079686   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0025009775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040911184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0049713590   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0902041934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0910077691   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0087251802   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030545131   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0557068335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0482357560   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0211115825   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0528754051   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0684300729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0545020575   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0537245193   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0218216475   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695616431   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328062898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469228172   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872358177   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0628385199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0448935326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0437941245   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771416658   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0410137569   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0889500457   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0241241661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0769055263   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0612137501   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0045896915   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0767549980   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395810069   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0426745014   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0534134356   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358389238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0834014439   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0169196833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0668825657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0945933919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0788926585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319629488   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0459558876   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0483785448   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0614099149   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0220842727   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0996851919   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0411981173   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0907860886   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268571312   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0131509466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0789719995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0448357147   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0154476545   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333110236   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0502870573   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0242922975   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0704430298   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0293349258   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753438314   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518812589   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0479451157   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0695848476   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0255857598   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0921230977   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0990961460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0837163424   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0413045481   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0357742313   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0249058010   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0504213001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0024112176   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0469009579   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0985122626   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0551454535   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343080476   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0857853833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0603474090   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0833616950   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913746485   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0592698430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0447092559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0236859825   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0956908343   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0727653265   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377146801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0897446006   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233218701   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0083234793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0736310891   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0582751569   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233822446   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0574484075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913710605   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0989346356   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0222261430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105000183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0742273621   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0633790347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0346478645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0239010531   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0004813093   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655846994   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572312507   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872921017   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800729836   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0329218002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0768518539   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0020711757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0424921218   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0271484761   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0591216080   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0383523597   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0462397789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876992864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851940873   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0480581078   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430681257   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0642968656   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0512374142   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0774557386   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0853911424   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174212298   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0108924747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802098995   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082133928   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0331140057   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0458131049   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0066758099   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452839519   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0096679178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0535433932   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771181856   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0914730624   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185452511   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0792755232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0223345104   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0891196571   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030331974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0965258645   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468439216   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0601416698   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0227642138   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0676391792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0247602552   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0409817201   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0639725659   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0605528544   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0357711141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0540008415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913441801   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732777282   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0079001480   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0138538462   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450684084   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0518238617   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647829695   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0137791742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0664724250   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324469478   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0673263882   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0428801404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732750716   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0235005164   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0200125785   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0852454828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0979327008   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0148161143   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0884195120   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185300450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0511198184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0516013623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0804631799   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0981279744   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0352126192   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655222125   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0936662329   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0251921920   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0265929300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858008011   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0473146404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0909708504   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0905988027   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0871747660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0873180790   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0790160349   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0288408362   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0827155724   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174417730   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0977126934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0809305505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0528121599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0187177660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0108999178   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0762897253   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0557704116   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0054560815   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0991018861   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0348558779   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0278732335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030152268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0490475747   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0394721745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0906130194   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643466866   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815233366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0545452748   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0356264243   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0262463661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0911910527   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343971549   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0983024631   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0348808404   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994080729   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0060253979   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0381749246   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0490345753   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363009473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570041000   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0181908345   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0339323924   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806564492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0515526582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098498113   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0224989429   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0806365489   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0688513927   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0575214242   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403017803   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0739863972   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0026230257   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0771991792   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0164292800   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0578274131   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0418874743   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0203189833   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0513185002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403237908   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0832863710   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085489615   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0617527171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0220301104   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748218171   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836500270   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798388821   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0323442423   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0651090211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0842029750   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0606787460   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0823034212   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0382231246   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0961912347   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403095077   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0661945317   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0858971497   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481652047   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233656945   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0179387385   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0839064159   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0015347546   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0412621249   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658000401   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263424903   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0414050264   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0463513232   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0627182415   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543285889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0401326294   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0126549291   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0987013849   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0409683974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0231640252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0217486437   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0934579628   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658673537   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0288509466   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193580383   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0340414930   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0156277199   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798258660   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0764191095   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0825808694   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485036238   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402792183   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0380103708   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669271321   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0836046513   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0184037190   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314707543   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0933177101   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0043194283   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0559123366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0773622262   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0929097951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0960187775   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0257346695   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600063450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0178729652   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0177808872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005946861   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0264309824   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0924288161   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0585522709   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0217643371   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0643941226   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344505776   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285994377   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0767132907   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0546657480   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0343452035   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0507723206   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0636678553   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0185218012   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0881276678   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0575475793   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0005379455   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0030792198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210799933   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0980158567   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748140628   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0749898001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0106823548   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0461336910   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0956228366   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0604838565   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0368544392   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0543115885   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970249646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0690558334   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615654988   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0137678076   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0999316635   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0328772657   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109106637   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0335760505   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0450314188   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0252465530   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0074258272   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0839310128   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0703948602   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0228539971   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0485555889   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095187237   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878441269   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0132641540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0142178518   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233273594   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285118405   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0318198641   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0417657074   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0356674032   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0842094154   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0889418723   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0856328941   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0565244694   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0638163540   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0272015193   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0098345633   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314545745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0869134432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782718547   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0417775551   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0309617642   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0665291294   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0691068559   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0033848664   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266640735   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0763940335   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0553987014   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0195042923   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0327972846   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0555338898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0141913656   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395721352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0452501319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0150008502   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0426646304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0790318097   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0514479420   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0003036332   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0489609430   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0050940249   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0627498019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248096481   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0255609981   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0692333307   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0433394158   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0183774772   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0791954456   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932331897   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0085172168   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0040137336   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0158715011   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0647011401   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0435815023   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0271022468   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0569125414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0891572002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0268177542   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0050428591   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0513879888   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877418585   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0561620049   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0730485311   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0095062638   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0279997198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0709123626   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0367967599   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878635373   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0571258252   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0082830060   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0797750884   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0644599838   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0074751918   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0370623369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363675986   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0698399169   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0652023319   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0067494556   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0798386743   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0105739364   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0993702931   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0449352432   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0761443407   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0286168964   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0572812841   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0466852260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0143821940   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0285615306   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0043162450   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0924158245   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0815669967   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0769832568   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248389210   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0174766372   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0358765290   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0943102166   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0615990881   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0350800837   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0413265211   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0872425710   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0010036216   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0859691583   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0878883818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0702876219   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0407438492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0131972934   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0435281148   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0669908299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0135306128   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0702440293   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0319402532   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0654402858   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0363735141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111204589   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570729473   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0142824618   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0197653463   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0086624949   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0403270653   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0020858268   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0077924983   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0947506582   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109595607   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0003896058   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0901157069   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402106884   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0753829353   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0062185231   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0962221206   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0496372571   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0125833119   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0599189918   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0817892492   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0314326933   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0429625001   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0402900661   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0138408369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0283829864   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0234810302   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0527728219   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0324720556   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0989069859   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0100113411   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0785083112   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0728067872   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263212665   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719443797   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0600668634   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0419966622   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0483770623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0787688745   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563487087   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0838328149   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0782357006   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0126272066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0954324961   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0531188809   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0732863075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0208558685   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0821628310   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0793531213   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0648405015   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0649228308   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0844311325   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0193840779   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0932609444   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0617800604   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0266121101   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0248810002   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0171247299   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0333048993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0774543169   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0935737728   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0514097762   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0912504326   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0468007075   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0072902570   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0430046740   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0460985066   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0864213100   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0685440570   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0709464789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0510768500   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955529789   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0955289989   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0210267752   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0722996304   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0470797894   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0375663788   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0688991198   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0828604670   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0241114850   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0481395816   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0115677134   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0154555951   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0579380247   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0209687209   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0308032974   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0583021961   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0950433117   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0802898928   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0719963369   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0299932416   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0676739682   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0441117938   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0048538646   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0954590124   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0563965786   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0750798042   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0994882663   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0890085007   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0823895186   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0001382239   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0947333819   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0838578084   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0655407141   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0278124019   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0978489796   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0970134623   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0054655376   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0476989913   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0167084932   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0910920248   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0053043127   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0374663516   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0661145521   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0748476916   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0421542533   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0111062061   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0270479248   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0619208392   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0505750655   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0845022739   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0800863165   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0698605297   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0395608541   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0976850260   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0809829976   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0998964097   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0400467008   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0620235596   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0923474783   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0065782230   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0438583898   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0109572065   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0303529083   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0755808742   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0576323235   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0574923883   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0737313305   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0539303757   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0204193352   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0923873749   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0851253563   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0578679899   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0658019909   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0886455184   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0377459122   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0639044091   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0650920831   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0913093993   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0570172768   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0876609816   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0925424344   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0258032250   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0218385397   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0506254267   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0530157094   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0521165275   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0979966414   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0683553828   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0233178340   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0877138300   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0058775269   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0652992493   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0694557846   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0102590144   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0462872105   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0263471795   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0958937936   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0247206818   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0344126057   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0708367514   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0211658683   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%
0326915946   $0.00 $0.00 0.00%   $0.00 $0.00 0.00%

 

  Other AUS Information
Alt Loan Number Other - Valuation Type Report Date Value Variance Amount Variance (%) CU Score
0006517460     $0.00 $0.00 0.00%  
0341767454     $0.00 $0.00 0.00%  
0202316746     $0.00 $0.00 0.00%  
0383846676     $0.00 $0.00 0.00%  
0040345397     $0.00 $0.00 0.00%  
0116767244     $0.00 $0.00 0.00%  
0358838319     $0.00 $0.00 0.00%  
0150253066     $0.00 $0.00 0.00%  
0674568374     $0.00 $0.00 0.00%  
0266729783     $0.00 $0.00 0.00%  
0147367951     $0.00 $0.00 0.00%  
0139596402     $0.00 $0.00 0.00%  
0472589055     $0.00 $0.00 0.00%  
0481798625     $0.00 $0.00 0.00%  
0456647549     $0.00 $0.00 0.00%  
0845270927     $0.00 $0.00 0.00%  
0992638343     $0.00 $0.00 0.00%  
0429588755     $0.00 $0.00 0.00%  
0333527850     $0.00 $0.00 0.00%  
0205523287     $0.00 $0.00 0.00%  
0272610749     $0.00 $0.00 0.00%  
0801703406     $0.00 $0.00 0.00%  
0664130661     $0.00 $0.00 0.00%  
0581487575     $0.00 $0.00 0.00%  
0724566263     $0.00 $0.00 0.00%  
0297259559     $0.00 $0.00 0.00%  
0075030315     $0.00 $0.00 0.00%  
0045205025     $0.00 $0.00 0.00%  
0505896842     $0.00 $0.00 0.00%  
0261504484     $0.00 $0.00 0.00%  
0950960328     $0.00 $0.00 0.00%  
0387334025     $0.00 $0.00 0.00%  
0571077777     $0.00 $0.00 0.00%  
0008671125     $0.00 $0.00 0.00%  
0471534994     $0.00 $0.00 0.00%  
0364913435     $0.00 $0.00 0.00%  
0382971828     $0.00 $0.00 0.00%  
0173258455     $0.00 $0.00 0.00%  
0618824991     $0.00 $0.00 0.00%  
0105176753     $0.00 $0.00 0.00%  
0178130835     $0.00 $0.00 0.00%  
0405695243     $0.00 $0.00 0.00%  
0156325952     $0.00 $0.00 0.00%  
0693876395     $0.00 $0.00 0.00%  
0539559419     $0.00 $0.00 0.00%  
0619372342     $0.00 $0.00 0.00%  
0056426686     $0.00 $0.00 0.00%  
0853473788     $0.00 $0.00 0.00%  
0264613981     $0.00 $0.00 0.00%  
0012755871     $0.00 $0.00 0.00%  
0959037065     $0.00 $0.00 0.00%  
0899950095     $0.00 $0.00 0.00%  
0978704359     $0.00 $0.00 0.00%  
0165643183     $0.00 $0.00 0.00%  
0234425350     $0.00 $0.00 0.00%  
0290865967     $0.00 $0.00 0.00%  
0007757332     $0.00 $0.00 0.00% 1.8
0543356680     $0.00 $0.00 0.00%  
0665780893     $0.00 $0.00 0.00%  
0573827905     $0.00 $0.00 0.00%  
0151358458     $0.00 $0.00 0.00%  
0953099672     $0.00 $0.00 0.00%  
0959224335     $0.00 $0.00 0.00%  
0176262832     $0.00 $0.00 0.00% 1.9
0476891574     $0.00 $0.00 0.00%  
0221313800     $0.00 $0.00 0.00%  
0431796750     $0.00 $0.00 0.00%  
0691394054     $0.00 $0.00 0.00%  
0071262477     $0.00 $0.00 0.00%  
0110350222     $0.00 $0.00 0.00%  
0739035660     $0.00 $0.00 0.00%  
0797533971     $0.00 $0.00 0.00%  
0454117574     $0.00 $0.00 0.00%  
0523631811     $0.00 $0.00 0.00%  
0162078344     $0.00 $0.00 0.00%  
0738751529     $0.00 $0.00 0.00%  
0287394405     $0.00 $0.00 0.00%  
0059959522     $0.00 $0.00 0.00%  
0469795303     $0.00 $0.00 0.00%  
0722881352     $0.00 $0.00 0.00%  
0447948689     $0.00 $0.00 0.00%  
0240773943     $0.00 $0.00 0.00%  
0994282546     $0.00 $0.00 0.00%  
0450111789     $0.00 $0.00 0.00%  
0738751998     $0.00 $0.00 0.00%  
0801911478     $0.00 $0.00 0.00%  
0445889277     $0.00 $0.00 0.00%  
0534901397     $0.00 $0.00 0.00%  
0649491557     $0.00 $0.00 0.00%  
0856597958     $0.00 $0.00 0.00%  
0971405771     $0.00 $0.00 0.00%  
0818656327     $0.00 $0.00 0.00%  
0033094432     $0.00 $0.00 0.00%  
0966537496     $0.00 $0.00 0.00%  
0109097096     $0.00 $0.00 0.00%  
0439323181     $0.00 $0.00 0.00%  
0547233818     $0.00 $0.00 0.00%  
0277342139     $0.00 $0.00 0.00%  
0785944687     $0.00 $0.00 0.00%  
0529974161     $0.00 $0.00 0.00%  
0818534913     $0.00 $0.00 0.00%  
0396044267     $0.00 $0.00 0.00%  
0393007995     $0.00 $0.00 0.00%  
0651488070     $0.00 $0.00 0.00%  
0681505090     $0.00 $0.00 0.00%  
0884161558     $0.00 $0.00 0.00%  
0866094565     $0.00 $0.00 0.00%  
0759442403     $0.00 $0.00 0.00%  
0210315793     $0.00 $0.00 0.00%  
0176895631     $0.00 $0.00 0.00%  
0482991055     $0.00 $0.00 0.00%  
0992186908     $0.00 $0.00 0.00%  
0864742651     $0.00 $0.00 0.00%  
0374819111     $0.00 $0.00 0.00%  
0254712207     $0.00 $0.00 0.00%  
0740709871     $0.00 $0.00 0.00%  
0165358241     $0.00 $0.00 0.00%  
0570706188     $0.00 $0.00 0.00%  
0855795086     $0.00 $0.00 0.00%  
0901186077     $0.00 $0.00 0.00%  
0484162893     $0.00 $0.00 0.00%  
0881230204     $0.00 $0.00 0.00%  
0111716305     $0.00 $0.00 0.00%  
0180198359     $0.00 $0.00 0.00%  
0548292610     $0.00 $0.00 0.00%  
0758588660     $0.00 $0.00 0.00%  
0093685072     $0.00 $0.00 0.00%  
0561741347     $0.00 $0.00 0.00%  
0805997312     $0.00 $0.00 0.00% 2.4
0065689804     $0.00 $0.00 0.00%  
0534929270     $0.00 $0.00 0.00%  
0761807473     $0.00 $0.00 0.00%  
0434548455     $0.00 $0.00 0.00%  
0313767379     $0.00 $0.00 0.00%  
0113487582     $0.00 $0.00 0.00%  
0146420773     $0.00 $0.00 0.00%  
0416039270     $0.00 $0.00 0.00%  
0477820139     $0.00 $0.00 0.00%  
0377860308     $0.00 $0.00 0.00%  
0123690402     $0.00 $0.00 0.00%  
0208993418     $0.00 $0.00 0.00%  
0619983866     $0.00 $0.00 0.00%  
0092425942     $0.00 $0.00 0.00%  
0589606208     $0.00 $0.00 0.00%  
0748098878     $0.00 $0.00 0.00%  
0460131319     $0.00 $0.00 0.00%  
0885100171     $0.00 $0.00 0.00%  
0957404772     $0.00 $0.00 0.00%  
0693219018     $0.00 $0.00 0.00%  
0673079686     $0.00 $0.00 0.00%  
0025009775     $0.00 $0.00 0.00%  
0040911184     $0.00 $0.00 0.00%  
0049713590     $0.00 $0.00 0.00%  
0902041934     $0.00 $0.00 0.00%  
0910077691     $0.00 $0.00 0.00%  
0087251802     $0.00 $0.00 0.00%  
0030545131     $0.00 $0.00 0.00%  
0557068335     $0.00 $0.00 0.00%  
0482357560     $0.00 $0.00 0.00%  
0211115825     $0.00 $0.00 0.00%  
0528754051     $0.00 $0.00 0.00%  
0684300729     $0.00 $0.00 0.00%  
0545020575     $0.00 $0.00 0.00%  
0537245193     $0.00 $0.00 0.00%  
0218216475     $0.00 $0.00 0.00%  
0695616431     $0.00 $0.00 0.00%  
0328062898     $0.00 $0.00 0.00%  
0469228172     $0.00 $0.00 0.00%  
0872358177     $0.00 $0.00 0.00%  
0628385199     $0.00 $0.00 0.00%  
0448935326     $0.00 $0.00 0.00%  
0437941245     $0.00 $0.00 0.00%  
0771416658     $0.00 $0.00 0.00%  
0410137569     $0.00 $0.00 0.00%  
0889500457     $0.00 $0.00 0.00%  
0241241661     $0.00 $0.00 0.00%  
0769055263     $0.00 $0.00 0.00%  
0612137501     $0.00 $0.00 0.00%  
0045896915     $0.00 $0.00 0.00%  
0767549980     $0.00 $0.00 0.00%  
0395810069     $0.00 $0.00 0.00%  
0426745014     $0.00 $0.00 0.00%  
0534134356     $0.00 $0.00 0.00%  
0358389238     $0.00 $0.00 0.00%  
0834014439     $0.00 $0.00 0.00%  
0169196833     $0.00 $0.00 0.00%  
0668825657     $0.00 $0.00 0.00%  
0945933919     $0.00 $0.00 0.00%  
0788926585     $0.00 $0.00 0.00%  
0319629488     $0.00 $0.00 0.00%  
0459558876     $0.00 $0.00 0.00%  
0483785448     $0.00 $0.00 0.00%  
0614099149     $0.00 $0.00 0.00%  
0220842727     $0.00 $0.00 0.00%  
0996851919     $0.00 $0.00 0.00%  
0411981173     $0.00 $0.00 0.00%  
0907860886     $0.00 $0.00 0.00%  
0268571312     $0.00 $0.00 0.00%  
0131509466     $0.00 $0.00 0.00%  
0789719995     $0.00 $0.00 0.00%  
0448357147     $0.00 $0.00 0.00%  
0154476545     $0.00 $0.00 0.00%  
0333110236     $0.00 $0.00 0.00%  
0502870573     $0.00 $0.00 0.00%  
0242922975     $0.00 $0.00 0.00%  
0704430298     $0.00 $0.00 0.00%  
0293349258     $0.00 $0.00 0.00%  
0753438314     $0.00 $0.00 0.00%  
0518812589     $0.00 $0.00 0.00%  
0479451157     $0.00 $0.00 0.00%  
0695848476     $0.00 $0.00 0.00%  
0255857598     $0.00 $0.00 0.00% 2.7
0921230977     $0.00 $0.00 0.00%  
0990961460     $0.00 $0.00 0.00%  
0837163424     $0.00 $0.00 0.00%  
0413045481     $0.00 $0.00 0.00%  
0357742313     $0.00 $0.00 0.00%  
0249058010     $0.00 $0.00 0.00%  
0504213001     $0.00 $0.00 0.00%  
0024112176     $0.00 $0.00 0.00%  
0469009579     $0.00 $0.00 0.00%  
0985122626     $0.00 $0.00 0.00% 2.9
0551454535     $0.00 $0.00 0.00%  
0343080476     $0.00 $0.00 0.00%  
0857853833     $0.00 $0.00 0.00%  
0603474090     $0.00 $0.00 0.00%  
0833616950     $0.00 $0.00 0.00%  
0913746485     $0.00 $0.00 0.00%  
0592698430     $0.00 $0.00 0.00%  
0447092559     $0.00 $0.00 0.00%  
0236859825     $0.00 $0.00 0.00%  
0956908343     $0.00 $0.00 0.00%  
0727653265     $0.00 $0.00 0.00%  
0377146801     $0.00 $0.00 0.00%  
0897446006     $0.00 $0.00 0.00%  
0233218701     $0.00 $0.00 0.00%  
0083234793     $0.00 $0.00 0.00%  
0736310891     $0.00 $0.00 0.00%  
0582751569     $0.00 $0.00 0.00%  
0233822446     $0.00 $0.00 0.00%  
0574484075     $0.00 $0.00 0.00%  
0913710605     $0.00 $0.00 0.00%  
0989346356     $0.00 $0.00 0.00%  
0222261430     $0.00 $0.00 0.00%  
0105000183     $0.00 $0.00 0.00%  
0742273621     $0.00 $0.00 0.00%  
0633790347     $0.00 $0.00 0.00%  
0346478645     $0.00 $0.00 0.00%  
0239010531     $0.00 $0.00 0.00%  
0004813093     $0.00 $0.00 0.00%  
0655846994     $0.00 $0.00 0.00%  
0572312507     $0.00 $0.00 0.00%  
0872921017     $0.00 $0.00 0.00%  
0800729836     $0.00 $0.00 0.00%  
0329218002     $0.00 $0.00 0.00%  
0768518539     $0.00 $0.00 0.00%  
0020711757     $0.00 $0.00 0.00%  
0424921218     $0.00 $0.00 0.00%  
0271484761     $0.00 $0.00 0.00%  
0591216080     $0.00 $0.00 0.00%  
0383523597     $0.00 $0.00 0.00%  
0462397789     $0.00 $0.00 0.00%  
0876992864     $0.00 $0.00 0.00%  
0851940873     $0.00 $0.00 0.00%  
0480581078     $0.00 $0.00 0.00%  
0430681257     $0.00 $0.00 0.00%  
0642968656     $0.00 $0.00 0.00%  
0512374142     $0.00 $0.00 0.00%  
0774557386     $0.00 $0.00 0.00%  
0853911424     $0.00 $0.00 0.00%  
0174212298     $0.00 $0.00 0.00%  
0108924747     $0.00 $0.00 0.00%  
0802098995     $0.00 $0.00 0.00%  
0082133928     $0.00 $0.00 0.00%  
0331140057     $0.00 $0.00 0.00%  
0458131049     $0.00 $0.00 0.00%  
0066758099     $0.00 $0.00 0.00%  
0452839519     $0.00 $0.00 0.00%  
0096679178     $0.00 $0.00 0.00%  
0535433932     $0.00 $0.00 0.00%  
0771181856     $0.00 $0.00 0.00%  
0914730624     $0.00 $0.00 0.00%  
0185452511     $0.00 $0.00 0.00%  
0792755232     $0.00 $0.00 0.00%  
0223345104     $0.00 $0.00 0.00%  
0891196571     $0.00 $0.00 0.00%  
0030331974     $0.00 $0.00 0.00%  
0965258645     $0.00 $0.00 0.00%  
0468439216     $0.00 $0.00 0.00% 3.1
0601416698     $0.00 $0.00 0.00%  
0227642138     $0.00 $0.00 0.00%  
0676391792     $0.00 $0.00 0.00%  
0247602552     $0.00 $0.00 0.00%  
0409817201     $0.00 $0.00 0.00%  
0639725659     $0.00 $0.00 0.00%  
0605528544     $0.00 $0.00 0.00%  
0357711141     $0.00 $0.00 0.00%  
0540008415     $0.00 $0.00 0.00%  
0913441801     $0.00 $0.00 0.00%  
0732777282     $0.00 $0.00 0.00% 2.6
0079001480     $0.00 $0.00 0.00%  
0138538462     $0.00 $0.00 0.00%  
0450684084     $0.00 $0.00 0.00%  
0518238617     $0.00 $0.00 0.00%  
0647829695     $0.00 $0.00 0.00%  
0137791742     $0.00 $0.00 0.00%  
0664724250     $0.00 $0.00 0.00%  
0324469478     $0.00 $0.00 0.00%  
0673263882     $0.00 $0.00 0.00%  
0428801404     $0.00 $0.00 0.00%  
0732750716     $0.00 $0.00 0.00%  
0235005164     $0.00 $0.00 0.00%  
0200125785     $0.00 $0.00 0.00%  
0852454828     $0.00 $0.00 0.00%  
0979327008     $0.00 $0.00 0.00%  
0148161143     $0.00 $0.00 0.00%  
0884195120     $0.00 $0.00 0.00%  
0185300450     $0.00 $0.00 0.00%  
0511198184     $0.00 $0.00 0.00%  
0516013623     $0.00 $0.00 0.00%  
0804631799     $0.00 $0.00 0.00%  
0981279744     $0.00 $0.00 0.00%  
0352126192     $0.00 $0.00 0.00%  
0655222125     $0.00 $0.00 0.00%  
0936662329     $0.00 $0.00 0.00%  
0251921920     $0.00 $0.00 0.00%  
0265929300     $0.00 $0.00 0.00%  
0858008011     $0.00 $0.00 0.00%  
0473146404     $0.00 $0.00 0.00%  
0909708504     $0.00 $0.00 0.00%  
0905988027     $0.00 $0.00 0.00%  
0871747660     $0.00 $0.00 0.00%  
0873180790     $0.00 $0.00 0.00%  
0790160349     $0.00 $0.00 0.00%  
0288408362     $0.00 $0.00 0.00%  
0827155724     $0.00 $0.00 0.00%  
0174417730     $0.00 $0.00 0.00%  
0977126934     $0.00 $0.00 0.00%  
0809305505     $0.00 $0.00 0.00%  
0528121599     $0.00 $0.00 0.00%  
0187177660     $0.00 $0.00 0.00%  
0108999178     $0.00 $0.00 0.00%  
0762897253     $0.00 $0.00 0.00%  
0557704116     $0.00 $0.00 0.00%  
0054560815     $0.00 $0.00 0.00%  
0991018861     $0.00 $0.00 0.00%  
0348558779     $0.00 $0.00 0.00%  
0278732335     $0.00 $0.00 0.00%  
0030152268     $0.00 $0.00 0.00%  
0490475747     $0.00 $0.00 0.00%  
0394721745     $0.00 $0.00 0.00%  
0906130194     $0.00 $0.00 0.00%  
0643466866     $0.00 $0.00 0.00%  
0815233366     $0.00 $0.00 0.00%  
0545452748     $0.00 $0.00 0.00%  
0356264243     $0.00 $0.00 0.00%  
0262463661     $0.00 $0.00 0.00%  
0911910527     $0.00 $0.00 0.00%  
0343971549     $0.00 $0.00 0.00%  
0983024631     $0.00 $0.00 0.00%  
0348808404     $0.00 $0.00 0.00%  
0994080729     $0.00 $0.00 0.00%  
0060253979     $0.00 $0.00 0.00%  
0381749246     $0.00 $0.00 0.00%  
0490345753     $0.00 $0.00 0.00%  
0363009473     $0.00 $0.00 0.00%  
0570041000     $0.00 $0.00 0.00%  
0181908345     $0.00 $0.00 0.00%  
0339323924     $0.00 $0.00 0.00%  
0806564492     $0.00 $0.00 0.00%  
0515526582     $0.00 $0.00 0.00%  
0098498113     $0.00 $0.00 0.00%  
0224989429     $0.00 $0.00 0.00%  
0806365489     $0.00 $0.00 0.00%  
0688513927     $0.00 $0.00 0.00%  
0575214242     $0.00 $0.00 0.00% 1.0
0403017803     $0.00 $0.00 0.00%  
0739863972     $0.00 $0.00 0.00%  
0026230257     $0.00 $0.00 0.00%  
0771991792     $0.00 $0.00 0.00%  
0164292800     $0.00 $0.00 0.00%  
0578274131     $0.00 $0.00 0.00%  
0418874743     $0.00 $0.00 0.00%  
0203189833     $0.00 $0.00 0.00%  
0513185002     $0.00 $0.00 0.00%  
0403237908     $0.00 $0.00 0.00%  
0832863710     $0.00 $0.00 0.00%  
0085489615     $0.00 $0.00 0.00%  
0617527171     $0.00 $0.00 0.00%  
0220301104     $0.00 $0.00 0.00%  
0748218171     $0.00 $0.00 0.00%  
0836500270     $0.00 $0.00 0.00%  
0798388821     $0.00 $0.00 0.00%  
0323442423     $0.00 $0.00 0.00%  
0651090211     $0.00 $0.00 0.00%  
0842029750     $0.00 $0.00 0.00%  
0606787460     $0.00 $0.00 0.00%  
0823034212     $0.00 $0.00 0.00%  
0382231246     $0.00 $0.00 0.00%  
0961912347     $0.00 $0.00 0.00%  
0403095077     $0.00 $0.00 0.00%  
0661945317     $0.00 $0.00 0.00%  
0858971497     $0.00 $0.00 0.00%  
0481652047     $0.00 $0.00 0.00%  
0233656945     $0.00 $0.00 0.00%  
0179387385     $0.00 $0.00 0.00% 1.5
0839064159     $0.00 $0.00 0.00%  
0015347546     $0.00 $0.00 0.00%  
0412621249     $0.00 $0.00 0.00%  
0658000401     $0.00 $0.00 0.00%  
0263424903     $0.00 $0.00 0.00%  
0414050264     $0.00 $0.00 0.00%  
0463513232     $0.00 $0.00 0.00%  
0627182415     $0.00 $0.00 0.00%  
0543285889     $0.00 $0.00 0.00%  
0401326294     $0.00 $0.00 0.00%  
0126549291     $0.00 $0.00 0.00%  
0987013849     $0.00 $0.00 0.00%  
0409683974     $0.00 $0.00 0.00%  
0231640252     $0.00 $0.00 0.00%  
0217486437     $0.00 $0.00 0.00%  
0934579628     $0.00 $0.00 0.00%  
0658673537     $0.00 $0.00 0.00%  
0288509466     $0.00 $0.00 0.00%  
0193580383     $0.00 $0.00 0.00%  
0340414930     $0.00 $0.00 0.00%  
0156277199     $0.00 $0.00 0.00%  
0798258660     $0.00 $0.00 0.00%  
0764191095     $0.00 $0.00 0.00%  
0825808694     $0.00 $0.00 0.00%  
0485036238     $0.00 $0.00 0.00%  
0402792183     $0.00 $0.00 0.00% 2.4
0380103708     $0.00 $0.00 0.00%  
0669271321     $0.00 $0.00 0.00%  
0836046513     $0.00 $0.00 0.00%  
0184037190     $0.00 $0.00 0.00%  
0314707543     $0.00 $0.00 0.00%  
0933177101     $0.00 $0.00 0.00%  
0043194283     $0.00 $0.00 0.00%  
0559123366     $0.00 $0.00 0.00%  
0773622262     $0.00 $0.00 0.00%  
0929097951     $0.00 $0.00 0.00%  
0960187775     $0.00 $0.00 0.00%  
0257346695     $0.00 $0.00 0.00%  
0600063450     $0.00 $0.00 0.00%  
0178729652     $0.00 $0.00 0.00%  
0177808872     $0.00 $0.00 0.00%  
0005946861     $0.00 $0.00 0.00%  
0264309824     $0.00 $0.00 0.00%  
0924288161     $0.00 $0.00 0.00%  
0585522709     $0.00 $0.00 0.00%  
0217643371     $0.00 $0.00 0.00%  
0643941226     $0.00 $0.00 0.00%  
0344505776     $0.00 $0.00 0.00%  
0285994377     $0.00 $0.00 0.00%  
0767132907     $0.00 $0.00 0.00%  
0546657480     $0.00 $0.00 0.00%  
0343452035     $0.00 $0.00 0.00%  
0507723206     $0.00 $0.00 0.00%  
0636678553     $0.00 $0.00 0.00%  
0185218012     $0.00 $0.00 0.00%  
0881276678     $0.00 $0.00 0.00%  
0575475793     $0.00 $0.00 0.00% 1.2
0005379455     $0.00 $0.00 0.00%  
0030792198     $0.00 $0.00 0.00% 1.3
0210799933     $0.00 $0.00 0.00%  
0980158567     $0.00 $0.00 0.00%  
0748140628     $0.00 $0.00 0.00%  
0749898001     $0.00 $0.00 0.00%  
0106823548     $0.00 $0.00 0.00%  
0461336910     $0.00 $0.00 0.00%  
0956228366     $0.00 $0.00 0.00%  
0604838565     $0.00 $0.00 0.00%  
0368544392     $0.00 $0.00 0.00%  
0543115885     $0.00 $0.00 0.00%  
0970249646     $0.00 $0.00 0.00%  
0690558334     $0.00 $0.00 0.00%  
0615654988     $0.00 $0.00 0.00%  
0137678076     $0.00 $0.00 0.00%  
0999316635     $0.00 $0.00 0.00%  
0328772657     $0.00 $0.00 0.00%  
0109106637     $0.00 $0.00 0.00%  
0335760505     $0.00 $0.00 0.00%  
0450314188     $0.00 $0.00 0.00%  
0252465530     $0.00 $0.00 0.00%  
0074258272     $0.00 $0.00 0.00%  
0839310128     $0.00 $0.00 0.00%  
0703948602     $0.00 $0.00 0.00%  
0228539971     $0.00 $0.00 0.00%  
0485555889     $0.00 $0.00 0.00%  
0095187237     $0.00 $0.00 0.00%  
0878441269     $0.00 $0.00 0.00%  
0132641540     $0.00 $0.00 0.00%  
0142178518     $0.00 $0.00 0.00%  
0233273594     $0.00 $0.00 0.00%  
0285118405     $0.00 $0.00 0.00%  
0318198641     $0.00 $0.00 0.00%  
0417657074     $0.00 $0.00 0.00%  
0356674032     $0.00 $0.00 0.00% 2.1
0842094154     $0.00 $0.00 0.00%  
0889418723     $0.00 $0.00 0.00%  
0856328941     $0.00 $0.00 0.00%  
0565244694     $0.00 $0.00 0.00%  
0638163540     $0.00 $0.00 0.00%  
0272015193     $0.00 $0.00 0.00%  
0098345633     $0.00 $0.00 0.00% 3.0
0314545745     $0.00 $0.00 0.00%  
0869134432     $0.00 $0.00 0.00%  
0782718547     $0.00 $0.00 0.00%  
0417775551     $0.00 $0.00 0.00%  
0309617642     $0.00 $0.00 0.00% 2.6
0665291294     $0.00 $0.00 0.00%  
0691068559     $0.00 $0.00 0.00%  
0033848664     $0.00 $0.00 0.00%  
0266640735     $0.00 $0.00 0.00%  
0763940335     $0.00 $0.00 0.00%  
0553987014     $0.00 $0.00 0.00%  
0195042923     $0.00 $0.00 0.00%  
0327972846     $0.00 $0.00 0.00%  
0555338898     $0.00 $0.00 0.00%  
0141913656     $0.00 $0.00 0.00%  
0395721352     $0.00 $0.00 0.00%  
0452501319     $0.00 $0.00 0.00%  
0150008502     $0.00 $0.00 0.00%  
0426646304     $0.00 $0.00 0.00%  
0790318097     $0.00 $0.00 0.00%  
0514479420     $0.00 $0.00 0.00%  
0003036332     $0.00 $0.00 0.00%  
0489609430     $0.00 $0.00 0.00%  
0050940249     $0.00 $0.00 0.00%  
0627498019     $0.00 $0.00 0.00%  
0248096481     $0.00 $0.00 0.00%  
0255609981     $0.00 $0.00 0.00%  
0692333307     $0.00 $0.00 0.00%  
0433394158     $0.00 $0.00 0.00%  
0183774772     $0.00 $0.00 0.00%  
0791954456     $0.00 $0.00 0.00%  
0932331897     $0.00 $0.00 0.00%  
0085172168     $0.00 $0.00 0.00%  
0040137336     $0.00 $0.00 0.00%  
0158715011     $0.00 $0.00 0.00% 2.0
0647011401     $0.00 $0.00 0.00%  
0435815023     $0.00 $0.00 0.00%  
0271022468     $0.00 $0.00 0.00% 1.7
0569125414     $0.00 $0.00 0.00%  
0891572002     $0.00 $0.00 0.00% 2.8
0268177542     $0.00 $0.00 0.00%  
0050428591     $0.00 $0.00 0.00%  
0513879888     $0.00 $0.00 0.00%  
0877418585     $0.00 $0.00 0.00% 2.0
0561620049     $0.00 $0.00 0.00%  
0730485311     $0.00 $0.00 0.00%  
0095062638     $0.00 $0.00 0.00%  
0279997198     $0.00 $0.00 0.00%  
0709123626     $0.00 $0.00 0.00%  
0367967599     $0.00 $0.00 0.00%  
0878635373     $0.00 $0.00 0.00%  
0571258252     $0.00 $0.00 0.00%  
0082830060     $0.00 $0.00 0.00%  
0797750884     $0.00 $0.00 0.00%  
0644599838     $0.00 $0.00 0.00%  
0074751918     $0.00 $0.00 0.00%  
0370623369     $0.00 $0.00 0.00%  
0363675986     $0.00 $0.00 0.00%  
0698399169     $0.00 $0.00 0.00%  
0652023319     $0.00 $0.00 0.00%  
0067494556     $0.00 $0.00 0.00%  
0798386743     $0.00 $0.00 0.00%  
0105739364     $0.00 $0.00 0.00%  
0993702931     $0.00 $0.00 0.00%  
0449352432     $0.00 $0.00 0.00%  
0761443407     $0.00 $0.00 0.00%  
0286168964     $0.00 $0.00 0.00%  
0572812841     $0.00 $0.00 0.00%  
0466852260     $0.00 $0.00 0.00%  
0143821940     $0.00 $0.00 0.00%  
0285615306     $0.00 $0.00 0.00%  
0043162450     $0.00 $0.00 0.00%  
0924158245     $0.00 $0.00 0.00%  
0815669967     $0.00 $0.00 0.00%  
0769832568     $0.00 $0.00 0.00%  
0248389210     $0.00 $0.00 0.00%  
0174766372     $0.00 $0.00 0.00%  
0358765290     $0.00 $0.00 0.00%  
0943102166     $0.00 $0.00 0.00%  
0615990881     $0.00 $0.00 0.00%  
0350800837     $0.00 $0.00 0.00%  
0413265211     $0.00 $0.00 0.00%  
0872425710     $0.00 $0.00 0.00%  
0010036216     $0.00 $0.00 0.00%  
0859691583     $0.00 $0.00 0.00%  
0878883818     $0.00 $0.00 0.00%  
0702876219     $0.00 $0.00 0.00%  
0407438492     $0.00 $0.00 0.00%  
0131972934     $0.00 $0.00 0.00%  
0435281148     $0.00 $0.00 0.00%  
0669908299     $0.00 $0.00 0.00%  
0135306128     $0.00 $0.00 0.00%  
0702440293     $0.00 $0.00 0.00%  
0319402532     $0.00 $0.00 0.00% 3.5
0654402858     $0.00 $0.00 0.00% 1.7
0363735141     $0.00 $0.00 0.00%  
0111204589     $0.00 $0.00 0.00%  
0570729473     $0.00 $0.00 0.00%  
0142824618     $0.00 $0.00 0.00%  
0197653463     $0.00 $0.00 0.00%  
0086624949     $0.00 $0.00 0.00%  
0403270653     $0.00 $0.00 0.00%  
0020858268     $0.00 $0.00 0.00%  
0077924983     $0.00 $0.00 0.00%  
0947506582     $0.00 $0.00 0.00%  
0109595607     $0.00 $0.00 0.00%  
0003896058     $0.00 $0.00 0.00%  
0901157069     $0.00 $0.00 0.00%  
0402106884     $0.00 $0.00 0.00%  
0753829353     $0.00 $0.00 0.00%  
0062185231     $0.00 $0.00 0.00%  
0962221206     $0.00 $0.00 0.00%  
0496372571     $0.00 $0.00 0.00%  
0125833119     $0.00 $0.00 0.00%  
0599189918     $0.00 $0.00 0.00%  
0817892492     $0.00 $0.00 0.00%  
0314326933     $0.00 $0.00 0.00%  
0429625001     $0.00 $0.00 0.00%  
0402900661     $0.00 $0.00 0.00%  
0138408369     $0.00 $0.00 0.00%  
0283829864     $0.00 $0.00 0.00%  
0234810302     $0.00 $0.00 0.00%  
0527728219     $0.00 $0.00 0.00%  
0324720556     $0.00 $0.00 0.00%  
0989069859     $0.00 $0.00 0.00%  
0100113411     $0.00 $0.00 0.00%  
0785083112     $0.00 $0.00 0.00%  
0728067872     $0.00 $0.00 0.00%  
0263212665     $0.00 $0.00 0.00%  
0719443797     $0.00 $0.00 0.00%  
0600668634     $0.00 $0.00 0.00%  
0419966622     $0.00 $0.00 0.00%  
0483770623     $0.00 $0.00 0.00%  
0787688745     $0.00 $0.00 0.00%  
0563487087     $0.00 $0.00 0.00%  
0838328149     $0.00 $0.00 0.00%  
0782357006     $0.00 $0.00 0.00%  
0126272066     $0.00 $0.00 0.00%  
0954324961     $0.00 $0.00 0.00%  
0531188809     $0.00 $0.00 0.00%  
0732863075     $0.00 $0.00 0.00%  
0208558685     $0.00 $0.00 0.00%  
0821628310     $0.00 $0.00 0.00%  
0793531213     $0.00 $0.00 0.00%  
0648405015     $0.00 $0.00 0.00%  
0649228308     $0.00 $0.00 0.00%  
0844311325     $0.00 $0.00 0.00%  
0193840779     $0.00 $0.00 0.00%  
0932609444     $0.00 $0.00 0.00%  
0617800604     $0.00 $0.00 0.00%  
0266121101     $0.00 $0.00 0.00%  
0248810002     $0.00 $0.00 0.00%  
0171247299     $0.00 $0.00 0.00%  
0333048993     $0.00 $0.00 0.00%  
0774543169     $0.00 $0.00 0.00%  
0935737728     $0.00 $0.00 0.00%  
0514097762     $0.00 $0.00 0.00%  
0912504326     $0.00 $0.00 0.00%  
0468007075     $0.00 $0.00 0.00%  
0072902570     $0.00 $0.00 0.00%  
0430046740     $0.00 $0.00 0.00%  
0460985066     $0.00 $0.00 0.00%  
0864213100     $0.00 $0.00 0.00% 1.6
0685440570     $0.00 $0.00 0.00%  
0709464789     $0.00 $0.00 0.00%  
0510768500     $0.00 $0.00 0.00%  
0955529789     $0.00 $0.00 0.00%  
0955289989     $0.00 $0.00 0.00%  
0210267752     $0.00 $0.00 0.00%  
0722996304     $0.00 $0.00 0.00%  
0470797894     $0.00 $0.00 0.00%  
0375663788     $0.00 $0.00 0.00%  
0688991198     $0.00 $0.00 0.00%  
0828604670     $0.00 $0.00 0.00%  
0241114850     $0.00 $0.00 0.00%  
0481395816     $0.00 $0.00 0.00%  
0115677134     $0.00 $0.00 0.00%  
0154555951     $0.00 $0.00 0.00%  
0579380247     $0.00 $0.00 0.00%  
0209687209     $0.00 $0.00 0.00%  
0308032974     $0.00 $0.00 0.00%  
0583021961     $0.00 $0.00 0.00%  
0950433117     $0.00 $0.00 0.00%  
0802898928     $0.00 $0.00 0.00%  
0719963369     $0.00 $0.00 0.00%  
0299932416     $0.00 $0.00 0.00%  
0676739682     $0.00 $0.00 0.00%  
0441117938     $0.00 $0.00 0.00%  
0048538646     $0.00 $0.00 0.00%  
0954590124     $0.00 $0.00 0.00%  
0563965786     $0.00 $0.00 0.00%  
0750798042     $0.00 $0.00 0.00%  
0994882663     $0.00 $0.00 0.00%  
0890085007     $0.00 $0.00 0.00%  
0823895186     $0.00 $0.00 0.00%  
0001382239     $0.00 $0.00 0.00%  
0947333819     $0.00 $0.00 0.00%  
0838578084     $0.00 $0.00 0.00%  
0655407141     $0.00 $0.00 0.00%  
0278124019     $0.00 $0.00 0.00%  
0978489796     $0.00 $0.00 0.00%  
0970134623     $0.00 $0.00 0.00%  
0054655376     $0.00 $0.00 0.00%  
0476989913     $0.00 $0.00 0.00%  
0167084932     $0.00 $0.00 0.00%  
0910920248     $0.00 $0.00 0.00%  
0053043127     $0.00 $0.00 0.00%  
0374663516     $0.00 $0.00 0.00%  
0661145521     $0.00 $0.00 0.00%  
0748476916     $0.00 $0.00 0.00%  
0421542533     $0.00 $0.00 0.00%  
0111062061     $0.00 $0.00 0.00%  
0270479248     $0.00 $0.00 0.00%  
0619208392     $0.00 $0.00 0.00%  
0505750655     $0.00 $0.00 0.00%  
0845022739     $0.00 $0.00 0.00%  
0800863165     $0.00 $0.00 0.00%  
0698605297     $0.00 $0.00 0.00%  
0395608541     $0.00 $0.00 0.00%  
0976850260     $0.00 $0.00 0.00%  
0809829976     $0.00 $0.00 0.00%  
0998964097     $0.00 $0.00 0.00%  
0400467008     $0.00 $0.00 0.00%  
0620235596     $0.00 $0.00 0.00%  
0923474783     $0.00 $0.00 0.00%  
0065782230     $0.00 $0.00 0.00%  
0438583898     $0.00 $0.00 0.00%  
0109572065     $0.00 $0.00 0.00%  
0303529083     $0.00 $0.00 0.00%  
0755808742     $0.00 $0.00 0.00%  
0576323235     $0.00 $0.00 0.00%  
0574923883     $0.00 $0.00 0.00%  
0737313305     $0.00 $0.00 0.00%  
0539303757     $0.00 $0.00 0.00%  
0204193352     $0.00 $0.00 0.00%  
0923873749     $0.00 $0.00 0.00%  
0851253563     $0.00 $0.00 0.00%  
0578679899     $0.00 $0.00 0.00%  
0658019909     $0.00 $0.00 0.00%  
0886455184     $0.00 $0.00 0.00%  
0377459122     $0.00 $0.00 0.00%  
0639044091     $0.00 $0.00 0.00%  
0650920831     $0.00 $0.00 0.00%  
0913093993     $0.00 $0.00 0.00%  
0570172768     $0.00 $0.00 0.00% 3.0
0876609816     $0.00 $0.00 0.00% 2.1
0925424344     $0.00 $0.00 0.00% 1.0
0258032250     $0.00 $0.00 0.00% 2.0
0218385397     $0.00 $0.00 0.00% 2.0
0506254267     $0.00 $0.00 0.00% 4.8
0530157094     $0.00 $0.00 0.00% 2.6
0521165275     $0.00 $0.00 0.00%  
0979966414     $0.00 $0.00 0.00% 1.5
0683553828     $0.00 $0.00 0.00% 3.3
0233178340     $0.00 $0.00 0.00% 1.0
0877138300     $0.00 $0.00 0.00% 5.0
0058775269     $0.00 $0.00 0.00% 1.1
0652992493     $0.00 $0.00 0.00%  
0694557846     $0.00 $0.00 0.00% 2.0
0102590144     $0.00 $0.00 0.00% 1.4
0462872105     $0.00 $0.00 0.00% 1.4
0263471795     $0.00 $0.00 0.00% 2.3
0958937936     $0.00 $0.00 0.00% 1.7
0247206818     $0.00 $0.00 0.00% 2.2
0344126057     $0.00 $0.00 0.00% 1.3
0708367514     $0.00 $0.00 0.00% 2.1
0211658683     $0.00 $0.00 0.00%  
0326915946     $0.00 $0.00 0.00%  

 

 

 

 

EX-99.5 6 tm205695d1_ex99-5.htm CLAYTON CONDITIONS REPORT

 

Exhibit 99.5

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-1
Start - End Dates: 4/2017 TO 11/2019
Deal Loan Count: 774
   
               
Conditions Report 2.0        
               
Loans in Report: 774        
Loans with Conditions: 532        

 

426 - Total Active Conditions
  426 - Non-Material Conditions
      100 - Credit Review Scope
          1 - Category: Application
          23 - Category: Assets
          23 - Category: Credit/Mtg History
          5 - Category: DTI
          14 - Category: Income/Employment
          4 - Category: Legal Documents
          10 - Category: LTV/CLTV
          19 - Category: Terms/Guidelines
          1 - Category: Title
      2 - Property Valuations Review Scope
          1 - Category: FEMA
          1 - Category: Property
      324 - Compliance Review Scope
          2 - Category: Borrower's Interest
          1 - Category: Documentation
          1 - Category: Federal Consumer Protection
          17 - Category: RESPA
          35 - Category: Right of Rescission 
          268 - Category: TILA/RESPA Integrated Disclosure
591 - Total Satisfied Conditions
             
      93 - Credit Review Scope
          4 - Category: Application
          9 - Category: Assets
          7 - Category: Credit/Mtg History
          21 - Category: DTI
          13 - Category: Income/Employment
          3 - Category: Insurance
          32 - Category: Legal Documents
          1 - Category: LTV/CLTV
          1 - Category: Terms/Guidelines
          2 - Category: Title
      51 - Property Valuations Review Scope
          9 - Category: Appraisal
          2 - Category: FEMA
          1 - Category: Property
          39 - Category: Value
      447 - Compliance Review Scope
          44 - Category: Ability to Repay/Qualified Mortgage
          1 - Category: Borrower's Interest
          4 - Category: Compliance Manual
          5 - Category: Documentation
          29 - Category: Finance Charge Tolerance
          2 - Category: RESPA
          44 - Category: Right of Rescission 
          1 - Category: State Consumer Protection
          1 - Category: State Late Charges
          316 - Category: TILA/RESPA Integrated Disclosure
1 - Total Waived Conditions
             
      1 - Compliance Review Scope
          1 - Category: Federal Consumer Protection
             
 




©2019 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. 
 

 

 

 

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-1
Start - End Dates: 4/2017 TO 11/2019
Deal Loan Count: 774
   
                                                 
Conditions Report 2.0                                              
                                                 
Loans in Report: 774                                              
Loans with Conditions: 532                                              

 

Alt Loan Number Original Principal Balance State Initial Lender ATR/QM Status Loan Level ATR/QM Status Initial Securitization Overall Loan
Grade
Final Securitization Overall Loan
Grade
Initial Securitization Credit Loan
Grade
0006517460 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0341767454 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B A
0341767454 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B A
0202316746 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B A A
0202316746 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B A A
0202316746 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B A A
0202316746 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B A A
0383846676 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0040345397 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B A B
0040345397 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B A B
0116767244 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0358838319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0150253066 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A
0674568374 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0266729783 XXXXXX SC QM: Safe Harbor QM: Safe Harbor A A A
0147367951 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0139596402 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0472589055 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0472589055 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0472589055 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0472589055 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0472589055 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0472589055 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0481798625 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0456647549 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0456647549 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0845270927 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B C
0992638343 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0429588755 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0333527850 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B A
0333527850 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B A
0205523287 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A
0272610749 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0801703406 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0664130661 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A
0664130661 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A
0581487575 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0724566263 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A
0297259559 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0075030315 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C B C
0045205025 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0505896842 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0261504484 XXXXXX MT QM: Safe Harbor QM: Safe Harbor B B B
0261504484 XXXXXX MT QM: Safe Harbor QM: Safe Harbor B B B
0950960328 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0950960328 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0950960328 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0387334025 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0387334025 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0387334025 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0387334025 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0571077777 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0008671125 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0471534994 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0364913435 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0382971828 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0173258455 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0173258455 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0618824991 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0105176753 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0105176753 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0105176753 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0178130835 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0178130835 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0405695243 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A A
0405695243 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A A
0156325952 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0693876395 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0539559419 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0539559419 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0619372342 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A
0056426686 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0853473788 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0264613981 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0264613981 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0264613981 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0264613981 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0264613981 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0012755871 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A C
0012755871 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A C
0959037065 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0959037065 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0899950095 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0978704359 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0165643183 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0165643183 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0234425350 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0234425350 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0234425350 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0234425350 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0290865967 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0290865967 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0290865967 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0007757332 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0543356680 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A
0665780893 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0573827905 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0573827905 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0151358458 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0151358458 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0151358458 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0953099672 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0959224335 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0959224335 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0959224335 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0959224335 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0176262832 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0476891574 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0476891574 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0476891574 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0221313800 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A D
0221313800 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A D
0431796750 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0431796750 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0691394054 XXXXXX AK QM: Safe Harbor QM: Safe Harbor B B A
0071262477 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0071262477 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0110350222 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0739035660 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0797533971 XXXXXX OH QM: Safe Harbor QM: Safe Harbor A A A
0454117574 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0523631811 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0162078344 XXXXXX DE QM: Safe Harbor QM: Safe Harbor B B B
0162078344 XXXXXX DE QM: Safe Harbor QM: Safe Harbor B B B
0738751529 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0287394405 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0059959522 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0469795303 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0722881352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0722881352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0722881352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0722881352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0722881352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0722881352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0447948689 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0240773943 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0240773943 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0240773943 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0240773943 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0994282546 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0450111789 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0738751998 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0738751998 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0738751998 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0801911478 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0445889277 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0534901397 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0649491557 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0856597958 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0971405771 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0971405771 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0971405771 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0818656327 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0033094432 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0966537496 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0109097096 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B
0109097096 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B
0109097096 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B
0439323181 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0547233818 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0277342139 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A
0785944687 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0529974161 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0529974161 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0818534913 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0396044267 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0393007995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0393007995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0393007995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0651488070 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0651488070 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0651488070 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0681505090 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0884161558 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0866094565 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0759442403 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0210315793 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0210315793 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0176895631 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0482991055 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0482991055 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0482991055 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0482991055 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0992186908 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0864742651 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0864742651 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0374819111 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0254712207 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0740709871 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0165358241 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0570706188 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0855795086 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0901186077 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0484162893 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0484162893 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0484162893 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0881230204 XXXXXX WI QM: Safe Harbor QM: Safe Harbor A A A
0111716305 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0180198359 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0548292610 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0758588660 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0093685072 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A
0561741347 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B C
0561741347 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B C
0561741347 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B C
0561741347 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B C
0561741347 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B C
0805997312 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0805997312 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0805997312 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0805997312 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0065689804 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0065689804 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0534929270 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0761807473 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0434548455 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0313767379 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0113487582 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0146420773 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0146420773 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0146420773 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0146420773 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0146420773 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0416039270 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0477820139 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D
0477820139 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D
0377860308 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0377860308 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0377860308 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0123690402 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0208993418 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0619983866 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0092425942 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0092425942 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0092425942 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0092425942 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0092425942 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0589606208 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0748098878 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B B
0748098878 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B B
0460131319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0885100171 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0957404772 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0693219018 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0693219018 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0693219018 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0673079686 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A A
0025009775 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0040911184 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0049713590 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0902041934 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0910077691 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C B C
0910077691 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C B C
0910077691 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C B C
0087251802 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0087251802 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0030545131 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0557068335 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0482357560 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0482357560 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0482357560 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0211115825 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0211115825 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0528754051 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0684300729 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0684300729 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0684300729 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0545020575 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0537245193 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0218216475 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0695616431 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0695616431 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0695616431 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0695616431 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0328062898 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0328062898 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0328062898 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0469228172 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0872358177 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0628385199 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A B
0628385199 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A B
0448935326 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0437941245 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A A
0771416658 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0410137569 XXXXXX UT QM: Safe Harbor QM: Safe Harbor A A A
0889500457 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0889500457 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0889500457 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0241241661 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0769055263 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0612137501 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0045896915 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0045896915 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0767549980 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0395810069 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0395810069 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0395810069 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0426745014 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0534134356 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0358389238 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0358389238 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0834014439 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0169196833 XXXXXX PA QM: Safe Harbor QM: Safe Harbor D A D
0169196833 XXXXXX PA QM: Safe Harbor QM: Safe Harbor D A D
0668825657 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0945933919 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0945933919 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0788926585 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0319629488 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B B
0319629488 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B B
0459558876 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0459558876 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0483785448 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A
0614099149 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0614099149 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0220842727 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0996851919 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0411981173 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0907860886 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0907860886 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0268571312 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0131509466 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B A
0131509466 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B A
0789719995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0789719995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0448357147 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0154476545 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0333110236 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0333110236 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0502870573 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0502870573 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0502870573 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0242922975 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0704430298 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0704430298 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0293349258 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0753438314 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0753438314 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0518812589 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0479451157 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0695848476 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0695848476 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0695848476 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0695848476 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0695848476 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0695848476 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0255857598 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0255857598 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0921230977 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0990961460 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0990961460 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0990961460 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0837163424 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0413045481 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0357742313 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C A A
0249058010 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0504213001 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0024112176 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0469009579 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0985122626 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D A A
0551454535 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A A
0343080476 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0857853833 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0857853833 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0857853833 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0603474090 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0833616950 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0913746485 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0592698430 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0447092559 XXXXXX MO QM: Safe Harbor QM: Safe Harbor D A D
0447092559 XXXXXX MO QM: Safe Harbor QM: Safe Harbor D A D
0236859825 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0956908343 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0727653265 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0377146801 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0377146801 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0377146801 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0897446006 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0233218701 XXXXXX OR QM: Safe Harbor QM: Safe Harbor B B A
0233218701 XXXXXX OR QM: Safe Harbor QM: Safe Harbor B B A
0233218701 XXXXXX OR QM: Safe Harbor QM: Safe Harbor B B A
0083234793 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0083234793 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0736310891 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0582751569 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0582751569 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0233822446 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0574484075 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B
0574484075 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B
0913710605 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A
0913710605 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A
0913710605 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A
0989346356 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D B D
0989346356 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D B D
0989346356 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D B D
0222261430 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A
0105000183 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0105000183 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0742273621 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B B
0633790347 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0633790347 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0633790347 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0346478645 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0239010531 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0239010531 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0004813093 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0004813093 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0655846994 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0572312507 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0572312507 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0572312507 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0572312507 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0872921017 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0872921017 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0872921017 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0872921017 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0800729836 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B A B
0329218002 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0768518539 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0768518539 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0020711757 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0424921218 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0271484761 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A
0591216080 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0591216080 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0591216080 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0591216080 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0383523597 XXXXXX TN QM: Safe Harbor QM: Safe Harbor A A A
0462397789 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0462397789 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0462397789 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0462397789 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0876992864 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0876992864 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0876992864 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0876992864 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0851940873 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0851940873 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0851940873 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0851940873 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0851940873 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0480581078 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0480581078 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0480581078 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0430681257 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0430681257 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0642968656 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A
0642968656 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A
0642968656 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A
0512374142 XXXXXX NV QM: Safe Harbor QM: Safe Harbor C B A
0512374142 XXXXXX NV QM: Safe Harbor QM: Safe Harbor C B A
0512374142 XXXXXX NV QM: Safe Harbor QM: Safe Harbor C B A
0774557386 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0853911424 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D B D
0853911424 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D B D
0853911424 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D B D
0853911424 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D B D
0174212298 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0108924747 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0802098995 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0082133928 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0331140057 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0458131049 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0066758099 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0452839519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452839519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452839519 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0096679178 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0535433932 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0771181856 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B
0771181856 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B
0914730624 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0185452511 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0185452511 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0185452511 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0185452511 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0185452511 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0185452511 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0792755232 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0223345104 XXXXXX OR QM: Safe Harbor QM: Safe Harbor B B A
0891196571 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0030331974 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0965258645 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0468439216 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0468439216 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0468439216 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0468439216 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0601416698 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0227642138 XXXXXX OH QM: Safe Harbor QM: Safe Harbor A A A
0227642138 XXXXXX OH QM: Safe Harbor QM: Safe Harbor A A A
0676391792 XXXXXX NC QM: Safe Harbor QM: Safe Harbor C B A
0676391792 XXXXXX NC QM: Safe Harbor QM: Safe Harbor C B A
0247602552 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0409817201 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0639725659 XXXXXX GA QM: Safe Harbor QM: Safe Harbor B B A
0605528544 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0357711141 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0540008415 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0540008415 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0540008415 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0913441801 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0913441801 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0913441801 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0913441801 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B D
0732777282 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D A A
0732777282 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D A A
0079001480 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0138538462 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0138538462 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0138538462 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0450684084 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0518238617 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0518238617 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0518238617 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0518238617 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0518238617 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B B
0647829695 XXXXXX CT QM: Safe Harbor QM: Safe Harbor A A A
0137791742 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0137791742 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0137791742 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0664724250 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0664724250 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0324469478 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0324469478 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0324469478 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0673263882 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0428801404 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0732750716 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D B B
0732750716 XXXXXX MA QM: Safe Harbor QM: Safe Harbor D B B
0235005164 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C A A
0200125785 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0200125785 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0852454828 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0852454828 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0852454828 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0852454828 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0852454828 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B D
0979327008 XXXXXX NE QM: Safe Harbor QM: Safe Harbor D B D
0979327008 XXXXXX NE QM: Safe Harbor QM: Safe Harbor D B D
0148161143 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0884195120 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0884195120 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0884195120 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0185300450 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D
0185300450 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D
0185300450 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D
0185300450 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D
0185300450 XXXXXX TX QM: Safe Harbor QM: Safe Harbor D B D
0511198184 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor B B A
0516013623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0516013623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0804631799 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A
0981279744 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0352126192 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0655222125 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0936662329 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0251921920 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0251921920 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0251921920 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0251921920 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0251921920 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0265929300 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0858008011 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0473146404 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0909708504 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0905988027 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0871747660 XXXXXX GA QM: Safe Harbor QM: Safe Harbor B B A
0873180790 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0873180790 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0790160349 XXXXXX OR QM: Safe Harbor QM: Safe Harbor B B A
0288408362 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0827155724 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A A
0174417730 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A D
0977126934 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0977126934 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0809305505 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0528121599 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0187177660 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0187177660 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0108999178 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B A
0762897253 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0557704116 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0054560815 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0991018861 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0991018861 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0991018861 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0348558779 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0278732335 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B
0278732335 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B B
0030152268 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B A
0030152268 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B A
0030152268 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B A
0030152268 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D B A
0490475747 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A D
0490475747 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A D
0490475747 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A D
0394721745 XXXXXX NY QM: Safe Harbor QM: Safe Harbor D A A
0906130194 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0643466866 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0815233366 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0545452748 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A
0356264243 XXXXXX PA QM: Safe Harbor QM: Safe Harbor D A C
0356264243 XXXXXX PA QM: Safe Harbor QM: Safe Harbor D A C
0262463661 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0262463661 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0262463661 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0262463661 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0262463661 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0911910527 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0343971549 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0983024631 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0983024631 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0348808404 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0348808404 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0994080729 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0060253979 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0381749246 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0490345753 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B B
0363009473 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0570041000 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0570041000 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0570041000 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0181908345 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0339323924 XXXXXX NV QM: Safe Harbor QM: Safe Harbor C B B
0339323924 XXXXXX NV QM: Safe Harbor QM: Safe Harbor C B B
0806564492 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0806564492 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0806564492 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0515526582 XXXXXX WI QM: Safe Harbor QM: Safe Harbor B B B
0098498113 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0098498113 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0098498113 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0224989429 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B A
0224989429 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B A
0224989429 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B A
0806365489 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0688513927 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A
0575214242 XXXXXX UT QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0575214242 XXXXXX UT QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0575214242 XXXXXX UT QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0403017803 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0739863972 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0026230257 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0026230257 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0771991792 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0771991792 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0164292800 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0578274131 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A
0418874743 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0203189833 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0513185002 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B
0403237908 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0832863710 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0832863710 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0085489615 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0085489615 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0085489615 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0617527171 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0617527171 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0220301104 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0748218171 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0836500270 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0798388821 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A
0323442423 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A
0323442423 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C B A
0651090211 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0651090211 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0651090211 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0842029750 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0606787460 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0606787460 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0606787460 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0606787460 XXXXXX GA QM: Safe Harbor QM: Safe Harbor D B D
0823034212 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A D
0823034212 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A D
0823034212 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor D A D
0382231246 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0961912347 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0403095077 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0403095077 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0403095077 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0661945317 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0858971497 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0481652047 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0233656945 XXXXXX HI QM: Safe Harbor QM: Safe Harbor C B C
0233656945 XXXXXX HI QM: Safe Harbor QM: Safe Harbor C B C
0233656945 XXXXXX HI QM: Safe Harbor QM: Safe Harbor C B C
0179387385 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0839064159 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0015347546 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0412621249 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0658000401 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0263424903 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0414050264 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0414050264 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0463513232 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0627182415 XXXXXX CT QM: Safe Harbor QM: Safe Harbor A A A
0543285889 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B
0543285889 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B B
0401326294 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B
0126549291 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0987013849 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0987013849 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0409683974 XXXXXX NV QM: Safe Harbor QM: Safe Harbor B B A
0409683974 XXXXXX NV QM: Safe Harbor QM: Safe Harbor B B A
0231640252 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0217486437 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0217486437 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0217486437 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0934579628 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0658673537 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0288509466 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0193580383 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0340414930 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0156277199 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0798258660 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B A
0764191095 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0825808694 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0485036238 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0402792183 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B B
0380103708 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A
0669271321 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0836046513 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0836046513 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0836046513 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0184037190 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A
0314707543 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0314707543 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0933177101 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B A
0043194283 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0043194283 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0043194283 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0043194283 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0559123366 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0773622262 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0929097951 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B
0929097951 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B B
0960187775 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0257346695 XXXXXX OK QM: Safe Harbor QM: Safe Harbor A A A
0600063450 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0178729652 XXXXXX DE QM: Safe Harbor QM: Safe Harbor A A A
0177808872 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A
0005946861 XXXXXX NY QM: Safe Harbor QM: Safe Harbor C B A
0264309824 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0924288161 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0585522709 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C A A
0585522709 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C A A
0217643371 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0643941226 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0344505776 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0285994377 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0767132907 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0546657480 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D A A
0546657480 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D A A
0343452035 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0507723206 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0636678553 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0185218012 XXXXXX MN QM: Safe Harbor QM: Safe Harbor C A A
0881276678 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0881276678 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0575475793 XXXXXX WA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0575475793 XXXXXX WA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0005379455 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0030792198 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D A D
0030792198 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D A D
0210799933 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0980158567 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0980158567 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0748140628 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0748140628 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0749898001 XXXXXX OR QM: Safe Harbor QM: Safe Harbor A A A
0106823548 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0461336910 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0956228366 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0956228366 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0956228366 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0604838565 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0604838565 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0368544392 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0543115885 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A D
0970249646 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0970249646 XXXXXX NY QM: Safe Harbor QM: Safe Harbor B B B
0690558334 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A
0690558334 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A
0690558334 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C A A
0615654988 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0137678076 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0999316635 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0999316635 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0328772657 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0109106637 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0335760505 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0335760505 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0335760505 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0335760505 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0450314188 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A
0252465530 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B A A
0074258272 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0839310128 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0839310128 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C A A
0703948602 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0228539971 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0228539971 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0228539971 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0228539971 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0485555889 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0485555889 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0095187237 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0095187237 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0095187237 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0095187237 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0095187237 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0095187237 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0878441269 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0132641540 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0142178518 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0233273594 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0233273594 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0285118405 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0318198641 XXXXXX SC QM: Safe Harbor QM: Safe Harbor A A A
0318198641 XXXXXX SC QM: Safe Harbor QM: Safe Harbor A A A
0417657074 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0356674032 XXXXXX WA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0842094154 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0889418723 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0889418723 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0889418723 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0856328941 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0565244694 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0638163540 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A A
0638163540 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A A
0272015193 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0098345633 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0098345633 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0098345633 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B A
0314545745 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0869134432 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D A A
0782718547 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0782718547 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0417775551 XXXXXX PA QM: Safe Harbor QM: Safe Harbor D A A
0309617642 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH C A A
0665291294 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0665291294 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0691068559 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0033848664 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A A
0266640735 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0763940335 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0763940335 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0553987014 XXXXXX GA QM: Safe Harbor QM: Safe Harbor C A A
0195042923 XXXXXX FL QM: Safe Harbor QM: Safe Harbor C A A
0327972846 XXXXXX IN QM: Safe Harbor QM: Safe Harbor C B A
0327972846 XXXXXX IN QM: Safe Harbor QM: Safe Harbor C B A
0555338898 XXXXXX RI QM: Safe Harbor QM: Safe Harbor B B A
0555338898 XXXXXX RI QM: Safe Harbor QM: Safe Harbor B B A
0141913656 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0141913656 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0141913656 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0395721352 XXXXXX CO QM: Safe Harbor QM: Safe Harbor D B A
0395721352 XXXXXX CO QM: Safe Harbor QM: Safe Harbor D B A
0395721352 XXXXXX CO QM: Safe Harbor QM: Safe Harbor D B A
0395721352 XXXXXX CO QM: Safe Harbor QM: Safe Harbor D B A
0395721352 XXXXXX CO QM: Safe Harbor QM: Safe Harbor D B A
0395721352 XXXXXX CO QM: Safe Harbor QM: Safe Harbor D B A
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0452501319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0150008502 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0150008502 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0426646304 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0790318097 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0514479420 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A A
0514479420 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D A A
0003036332 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0489609430 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0050940249 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A A
0627498019 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0248096481 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A
0248096481 XXXXXX MN QM: Safe Harbor QM: Safe Harbor A A A
0255609981 XXXXXX FL QM: Safe Harbor QM: Safe Harbor C B A
0255609981 XXXXXX FL QM: Safe Harbor QM: Safe Harbor C B A
0255609981 XXXXXX FL QM: Safe Harbor QM: Safe Harbor C B A
0692333307 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0433394158 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0183774772 XXXXXX CO QM: Safe Harbor QM: Safe Harbor C A A
0791954456 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0932331897 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A
0085172168 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0040137336 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0158715011 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0647011401 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0435815023 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0435815023 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0271022468 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0569125414 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0891572002 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH C A A
0891572002 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH C A A
0268177542 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0050428591 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0513879888 XXXXXX NY QM: Safe Harbor QM: Safe Harbor A A A
0877418585 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0561620049 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A A
0730485311 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0095062638 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0279997198 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0709123626 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C A A
0367967599 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0878635373 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D B B
0878635373 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D B B
0571258252 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0082830060 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0082830060 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0082830060 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0082830060 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0797750884 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0644599838 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0074751918 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0074751918 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0074751918 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0074751918 XXXXXX PA QM: Safe Harbor QM: Safe Harbor B B A
0370623369 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0363675986 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A
0698399169 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0652023319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0652023319 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B C
0067494556 XXXXXX MA QM: Safe Harbor QM: Safe Harbor B B B
0798386743 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0105739364 XXXXXX MD QM: Safe Harbor QM: Safe Harbor B B B
0993702931 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0993702931 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0449352432 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0761443407 XXXXXX AL QM: Safe Harbor QM: Safe Harbor B B A
0761443407 XXXXXX AL QM: Safe Harbor QM: Safe Harbor B B A
0761443407 XXXXXX AL QM: Safe Harbor QM: Safe Harbor B B A
0761443407 XXXXXX AL QM: Safe Harbor QM: Safe Harbor B B A
0286168964 XXXXXX MN QM: Safe Harbor QM: Safe Harbor B B A
0572812841 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0466852260 XXXXXX MN QM: Safe Harbor QM: Safe Harbor C A C
0466852260 XXXXXX MN QM: Safe Harbor QM: Safe Harbor C A C
0143821940 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B
0143821940 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B
0143821940 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B
0143821940 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B
0143821940 XXXXXX TN QM: Safe Harbor QM: Safe Harbor D B B
0285615306 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0285615306 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0285615306 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0043162450 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0924158245 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0815669967 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0815669967 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0769832568 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0248389210 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0174766372 XXXXXX NC QM: Safe Harbor QM: Safe Harbor A A A
0358765290 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0943102166 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0615990881 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0350800837 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0413265211 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0413265211 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0413265211 XXXXXX IL QM: Safe Harbor QM: Safe Harbor D B D
0872425710 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0010036216 XXXXXX DC QM: Safe Harbor QM: Safe Harbor C B A
0859691583 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0878883818 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0702876219 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0407438492 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0131972934 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0131972934 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0131972934 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor B B B
0435281148 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D
0435281148 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A D
0669908299 XXXXXX MA QM: Safe Harbor QM: Safe Harbor C A A
0135306128 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A
0702440293 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0319402532 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0654402858 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0363735141 XXXXXX RI QM: Safe Harbor QM: Safe Harbor A A A
0111204589 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0570729473 XXXXXX NV QM: Safe Harbor QM: Safe Harbor B B A
0142824618 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0197653463 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0086624949 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B B
0086624949 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B B
0086624949 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B B
0086624949 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B B
0086624949 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B B
0403270653 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0403270653 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0403270653 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0020858268 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A
0077924983 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0947506582 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0947506582 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0947506582 XXXXXX WA QM: Safe Harbor QM: Safe Harbor D B B
0109595607 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0003896058 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0901157069 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0402106884 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A
0753829353 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0062185231 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B A
0962221206 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D A A
0496372571 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0496372571 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0125833119 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A
0599189918 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0817892492 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0314326933 XXXXXX VA QM: Safe Harbor QM: Safe Harbor C B A
0429625001 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0402900661 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0138408369 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0283829864 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0234810302 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0527728219 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A
0324720556 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0989069859 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0100113411 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0785083112 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0728067872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A C
0728067872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A C
0728067872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A C
0728067872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A C
0728067872 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A C
0263212665 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B B
0719443797 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0600668634 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0419966622 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C B C
0419966622 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor C B C
0483770623 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A
0787688745 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0563487087 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0838328149 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B A
0838328149 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor C B A
0782357006 XXXXXX HI QM: Safe Harbor QM: Safe Harbor A A A
0126272066 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0126272066 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0954324961 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0531188809 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A
0732863075 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C A C
0208558685 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A
0821628310 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0793531213 XXXXXX CT QM: Safe Harbor QM: Safe Harbor B B A
0648405015 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0648405015 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0649228308 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A
0649228308 XXXXXX MA QM: Safe Harbor QM: Safe Harbor A A A
0844311325 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0193840779 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B A
0193840779 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B A
0932609444 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A
0617800604 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0266121101 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0248810002 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B
0248810002 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B
0171247299 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0333048993 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0774543169 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A
0935737728 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0514097762 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A
0912504326 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0468007075 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0072902570 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0430046740 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0460985066 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0864213100 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0685440570 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0685440570 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0709464789 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0510768500 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0955529789 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0955529789 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0955529789 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0955529789 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0955289989 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0210267752 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0722996304 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0470797894 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0375663788 XXXXXX MD QM: Safe Harbor QM: Safe Harbor D A A
0688991198 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0828604670 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B A
0828604670 XXXXXX CO QM: Safe Harbor QM: Safe Harbor B B A
0241114850 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0241114850 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0241114850 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0481395816 XXXXXX VA QM: Safe Harbor QM: Safe Harbor B B B
0115677134 XXXXXX WA QM: Safe Harbor QM: Safe Harbor A A A
0154555951 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0154555951 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0154555951 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B B
0579380247 XXXXXX NH QM: Safe Harbor QM: Safe Harbor A A A
0209687209 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0308032974 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B B
0308032974 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B B
0583021961 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0950433117 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0802898928 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor B B A
0719963369 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0299932416 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0676739682 XXXXXX MO QM: Safe Harbor QM: Safe Harbor A A A
0441117938 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0441117938 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0441117938 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0048538646 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0954590124 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0563965786 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0750798042 XXXXXX AZ QM: Safe Harbor QM: Safe Harbor A A A
0994882663 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0890085007 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0823895186 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0001382239 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0947333819 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0838578084 XXXXXX GA QM: Safe Harbor QM: Safe Harbor B B A
0655407141 XXXXXX WA QM: Safe Harbor QM: Safe Harbor B B A
0278124019 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0978489796 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0970134623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0970134623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0970134623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0970134623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0970134623 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B A
0054655376 XXXXXX VA QM: Safe Harbor QM: Safe Harbor D A A
0476989913 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0476989913 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0476989913 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0476989913 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0167084932 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D B A
0167084932 XXXXXX NV QM: Safe Harbor QM: Safe Harbor D B A
0910920248 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0910920248 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0910920248 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0053043127 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0374663516 XXXXXX MD QM: Safe Harbor QM: Safe Harbor A A A
0661145521 XXXXXX PA QM: Safe Harbor QM: Safe Harbor A A A
0748476916 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0421542533 XXXXXX IL QM: Safe Harbor QM: Safe Harbor A A A
0111062061 XXXXXX TN QM: Safe Harbor QM: Safe Harbor A A A
0270479248 XXXXXX DC QM: Safe Harbor QM: Safe Harbor A A A
0619208392 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0505750655 XXXXXX NV QM: Safe Harbor QM: Safe Harbor B B B
0505750655 XXXXXX NV QM: Safe Harbor QM: Safe Harbor B B B
0845022739 XXXXXX MI QM: Safe Harbor QM: Safe Harbor A A A
0800863165 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0800863165 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0698605297 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0698605297 XXXXXX NC QM: Safe Harbor QM: Safe Harbor B B A
0395608541 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0976850260 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0809829976 XXXXXX FL QM: Safe Harbor QM: Safe Harbor A A A
0998964097 XXXXXX TX QM: Safe Harbor QM: Safe Harbor B B B
0400467008 XXXXXX VA QM: Safe Harbor QM: Safe Harbor A A A
0620235596 XXXXXX LA QM: Safe Harbor QM: Safe Harbor C B A
0620235596 XXXXXX LA QM: Safe Harbor QM: Safe Harbor C B A
0923474783 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C B A
0923474783 XXXXXX TX QM: Safe Harbor QM: Safe Harbor C B A
0065782230 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0438583898 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0438583898 XXXXXX NJ QM: Safe Harbor QM: Safe Harbor A A A
0109572065 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0109572065 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0109572065 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B A
0303529083 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0755808742 XXXXXX GA QM: Safe Harbor QM: Safe Harbor A A A
0576323235 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B
0576323235 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D A B
0574923883 XXXXXX WA QM: Safe Harbor QM: Safe Harbor C A A
0737313305 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0539303757 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0204193352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B C
0204193352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B C
0204193352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B C
0204193352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B C
0204193352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B C
0204193352 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B C
0923873749 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0851253563 XXXXXX TX QM: Safe Harbor QM: Safe Harbor A A A
0578679899 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0578679899 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B B
0658019909 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0658019909 XXXXXX CA QM: Safe Harbor QM: Safe Harbor C B A
0886455184 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B C
0886455184 XXXXXX IL QM: Safe Harbor QM: Safe Harbor C B C
0377459122 XXXXXX CA QM: Safe Harbor QM: Safe Harbor B B A
0639044091 XXXXXX IL QM: Safe Harbor QM: Safe Harbor B B A
0650920831 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A
0913093993 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0570172768 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0876609816 XXXXXX WA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0876609816 XXXXXX WA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0925424344 XXXXXX NH QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0925424344 XXXXXX NH QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0925424344 XXXXXX NH QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0925424344 XXXXXX NH QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0925424344 XXXXXX NH QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B D
0258032250 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0218385397 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0506254267 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH C A A
0506254267 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH C A A
0506254267 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH C A A
0530157094 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0521165275 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0521165275 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0521165275 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0521165275 XXXXXX CA QM: Safe Harbor QM: Safe Harbor D B D
0979966414 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0683553828 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0683553828 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0683553828 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0683553828 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0683553828 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0683553828 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH D B B
0233178340 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0877138300 XXXXXX MD QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0877138300 XXXXXX MD QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0058775269 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0652992493 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0652992493 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0652992493 XXXXXX NY QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0694557846 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0102590144 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0462872105 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0263471795 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0958937936 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0247206818 XXXXXX CO QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0247206818 XXXXXX CO QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0344126057 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0344126057 XXXXXX CA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH B B A
0708367514 XXXXXX VA QM: GSE Temporary - QM/SH QM: GSE Temporary - QM/SH A A A
0211658683 XXXXXX CO QM: Safe Harbor QM: Safe Harbor A A A
0326915946 XXXXXX CA QM: Safe Harbor QM: Safe Harbor A A A

 

Alt Loan Number Final Securitization Credit Loan Grade Initial Securitization Property Valuations Loan Grade Final Securitization Property Valuations Loan Grade Initial Securitization Compliance Loan Grade Final Securitization Compliance Loan Grade
0006517460 A A A A A
0341767454 A D A B B
0341767454 A D A B B
0202316746 A B A B A
0202316746 A B A B A
0202316746 A B A B A
0202316746 A B A B A
0383846676 A A A A A
0040345397 A B A A A
0040345397 A B A A A
0116767244 A A A B B
0358838319 A A A A A
0150253066 A A A A A
0674568374 A A A A A
0266729783 A A A A A
0147367951 A A A A A
0139596402 A A A B B
0472589055 A C A B B
0472589055 A C A B B
0472589055 A C A B B
0472589055 A C A B B
0472589055 A C A B B
0472589055 A C A B B
0481798625 A A A A A
0456647549 B A A C A
0456647549 B A A C A
0845270927 B A A A A
0992638343 A A A A A
0429588755 A A A A A
0333527850 A A A C B
0333527850 A A A C B
0205523287 A A A C B
0272610749 A A A A A
0801703406 A A A A A
0664130661 A A A B B
0664130661 A A A B B
0581487575 A A A A A
0724566263 A A A A A
0297259559 A A A A A
0075030315 B A A A A
0045205025 A A A A A
0505896842 A A A A A
0261504484 B A A A A
0261504484 B A A A A
0950960328 A A A C B
0950960328 A A A C B
0950960328 A A A C B
0387334025 B A A C B
0387334025 B A A C B
0387334025 B A A C B
0387334025 B A A C B
0571077777 A A A A A
0008671125 A A A A A
0471534994 A A A C B
0364913435 A A A A A
0382971828 A A A A A
0173258455 B A A B B
0173258455 B A A B B
0618824991 A A A A A
0105176753 B A A B B
0105176753 B A A B B
0105176753 B A A B B
0178130835 B A A C A
0178130835 B A A C A
0405695243 A A A C A
0405695243 A A A C A
0156325952 A A A A A
0693876395 A A A A A
0539559419 A A A C B
0539559419 A A A C B
0619372342 A A A A A
0056426686 A A A A A
0853473788 A A A A A
0264613981 B A A B B
0264613981 B A A B B
0264613981 B A A B B
0264613981 B A A B B
0264613981 B A A B B
0012755871 A A A A A
0012755871 A A A A A
0959037065 A A A C B
0959037065 A A A C B
0899950095 A A A A A
0978704359 A A A A A
0165643183 A A A B B
0165643183 A A A B B
0234425350 B A A B B
0234425350 B A A B B
0234425350 B A A B B
0234425350 B A A B B
0290865967 A A A B B
0290865967 A A A B B
0290865967 A A A B B
0007757332 A A A A A
0543356680 A A A A A
0665780893 A A A A A
0573827905 A A A A A
0573827905 A A A A A
0151358458 A A A B B
0151358458 A A A B B
0151358458 A A A B B
0953099672 A A A A A
0959224335 B A A D B
0959224335 B A A D B
0959224335 B A A D B
0959224335 B A A D B
0176262832 A A A B B
0476891574 B D A A A
0476891574 B D A A A
0476891574 B D A A A
0221313800 A A A D A
0221313800 A A A D A
0431796750 A C A B B
0431796750 A C A B B
0691394054 A A A B B
0071262477 B A A B B
0071262477 B A A B B
0110350222 A A A A A
0739035660 A A A A A
0797533971 A A A A A
0454117574 A A A A A
0523631811 A A A C B
0162078344 B A A B B
0162078344 B A A B B
0738751529 A A A A A
0287394405 A A A A A
0059959522 A A A B B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0469795303 B A A C B
0722881352 A A A D B
0722881352 A A A D B
0722881352 A A A D B
0722881352 A A A D B
0722881352 A A A D B
0722881352 A A A D B
0447948689 A A A A A
0240773943 A A A B B
0240773943 A A A B B
0240773943 A A A B B
0240773943 A A A B B
0994282546 A B B A A
0450111789 A C A D B
0450111789 A C A D B
0450111789 A C A D B
0450111789 A C A D B
0450111789 A C A D B
0450111789 A C A D B
0450111789 A C A D B
0738751998 A C A B B
0738751998 A C A B B
0738751998 A C A B B
0801911478 A A A A A
0445889277 A A A A A
0534901397 B A A A A
0649491557 A A A B B
0856597958 A A A A A
0971405771 A A A C B
0971405771 A A A C B
0971405771 A A A C B
0818656327 A A A B B
0033094432 A A A A A
0966537496 A A A A A
0109097096 B A A C A
0109097096 B A A C A
0109097096 B A A C A
0439323181 A A A A A
0547233818 A A A B B
0277342139 A A A A A
0785944687 A A A A A
0529974161 B A A A A
0529974161 B A A A A
0818534913 A A A A A
0396044267 A A A A A
0393007995 A A A C A
0393007995 A A A C A
0393007995 A A A C A
0651488070 A A A B B
0651488070 A A A B B
0651488070 A A A B B
0681505090 A A A A A
0884161558 A A A B B
0866094565 B A A A A
0759442403 A A A B B
0210315793 A A A A A
0210315793 A A A A A
0176895631 A A A A A
0482991055 B A A B B
0482991055 B A A B B
0482991055 B A A B B
0482991055 B A A B B
0992186908 A A A A A
0864742651 A A A A A
0864742651 A A A A A
0374819111 A A A C A
0254712207 B A A A A
0740709871 A A A A A
0165358241 A A A A A
0570706188 A A A A A
0855795086 A A A A A
0901186077 A A A A A
0484162893 B A A C B
0484162893 B A A C B
0484162893 B A A C B
0881230204 A A A A A
0111716305 A A A A A
0180198359 A C A A A
0548292610 A A A A A
0758588660 A A A A A
0093685072 A A A A A
0561741347 B C A B B
0561741347 B C A B B
0561741347 B C A B B
0561741347 B C A B B
0561741347 B C A B B
0805997312 B A A D A
0805997312 B A A D A
0805997312 B A A D A
0805997312 B A A D A
0065689804 B A A A A
0065689804 B A A A A
0534929270 A A A A A
0761807473 A A A A A
0434548455 A A A A A
0313767379 A A A A A
0113487582 A A A A A
0146420773 B A A C B
0146420773 B A A C B
0146420773 B A A C B
0146420773 B A A C B
0146420773 B A A C B
0416039270 A A A A A
0477820139 A A A A A
0477820139 A A A A A
0377860308 A A A C B
0377860308 A A A C B
0377860308 A A A C B
0123690402 A A A C A
0208993418 A A A A A
0619983866 A A A A A
0092425942 B A A D B
0092425942 B A A D B
0092425942 B A A D B
0092425942 B A A D B
0092425942 B A A D B
0589606208 B A A A A
0748098878 B A A A A
0748098878 B A A A A
0460131319 A A A A A
0885100171 A A A A A
0957404772 A A A A A
0693219018 B A A D B
0693219018 B A A D B
0693219018 B A A D B
0673079686 A A A D A
0025009775 A A A A A
0040911184 A A A A A
0049713590 A A A A A
0902041934 A A A A A
0910077691 A C A B B
0910077691 A C A B B
0910077691 A C A B B
0087251802 A C A A A
0087251802 A C A A A
0030545131 A A A A A
0557068335 A A A A A
0482357560 B A A A A
0482357560 B A A A A
0482357560 B A A A A
0211115825 B A A A A
0211115825 B A A A A
0528754051 A A A A A
0684300729 A A A B B
0684300729 A A A B B
0684300729 A A A B B
0545020575 A A A A A
0537245193 A A A A A
0218216475 A A A A A
0695616431 A A A D B
0695616431 A A A D B
0695616431 A A A D B
0695616431 A A A D B
0328062898 B A A D A
0328062898 B A A D A
0328062898 B A A D A
0469228172 A A A A A
0872358177 A A A A A
0628385199 A A A D A
0628385199 A A A D A
0448935326 A A A A A
0437941245 A C A A A
0771416658 A A A A A
0410137569 A A A A A
0889500457 A C A C B
0889500457 A C A C B
0889500457 A C A C B
0241241661 A A A A A
0769055263 A A A A A
0612137501 A A A A A
0045896915 B A A A A
0045896915 B A A A A
0767549980 A A A A A
0395810069 B A A B B
0395810069 B A A B B
0395810069 B A A B B
0426745014 A A A A A
0534134356 A A A A A
0358389238 A A A A A
0358389238 A A A A A
0834014439 A A A B B
0169196833 A A A D A
0169196833 A A A D A
0668825657 A A A B B
0945933919 A A A A A
0945933919 A A A A A
0788926585 A A A C B
0319629488 B A A B B
0319629488 B A A B B
0459558876 B A A B B
0459558876 B A A B B
0483785448 A A A B B
0614099149 A A A B B
0614099149 A A A B B
0220842727 A A A B B
0996851919 A A A A A
0411981173 A A A A A
0907860886 A A A B B
0907860886 A A A B B
0268571312 A A A A A
0131509466 A A A B B
0131509466 A A A B B
0789719995 A A A C B
0789719995 A A A C B
0448357147 A A A A A
0154476545 A A A B B
0333110236 B A A B B
0333110236 B A A B B
0502870573 A A A C B
0502870573 A A A C B
0502870573 A A A C B
0242922975 A A A A A
0704430298 A C A B B
0704430298 A C A B B
0293349258 B A A A A
0753438314 B A A A A
0753438314 B A A A A
0518812589 A A A A A
0479451157 A A A A A
0695848476 A C A C B
0695848476 A C A C B
0695848476 A C A C B
0695848476 A C A C B
0695848476 A C A C B
0695848476 A C A C B
0255857598 B D A A A
0255857598 B D A A A
0921230977 A A A A A
0990961460 B A A D A
0990961460 B A A D A
0990961460 B A A D A
0837163424 A A A A A
0413045481 A A A A A
0357742313 A A A C A
0249058010 A A A A A
0504213001 A A A B B
0024112176 A A A A A
0469009579 A A A A A
0985122626 A D A A A
0551454535 A A A D A
0343080476 A A A B B
0857853833 B A A B B
0857853833 B A A B B
0857853833 B A A B B
0603474090 A A A A A
0833616950 A A A A A
0913746485 A A A B B
0592698430 A A A A A
0447092559 A A A D A
0447092559 A A A D A
0236859825 A A A B B
0956908343 A A A A A
0727653265 A A A A A
0377146801 A A A D B
0377146801 A A A D B
0377146801 A A A D B
0897446006 A A A A A
0233218701 A A A B B
0233218701 A A A B B
0233218701 A A A B B
0083234793 A A A C B
0083234793 A A A C B
0736310891 A A A A A
0582751569 A A A B B
0582751569 A A A B B
0233822446 A A A A A
0574484075 B A A B B
0574484075 B A A B B
0913710605 A A A B B
0913710605 A A A B B
0913710605 A A A B B
0989346356 A A A B B
0989346356 A A A B B
0989346356 A A A B B
0222261430 A A A A A
0105000183 B A A A A
0105000183 B A A A A
0742273621 B A A A A
0633790347 A A A D B
0633790347 A A A D B
0633790347 A A A D B
0346478645 A A A A A
0239010531 A A A C B
0239010531 A A A C B
0004813093 A C A B B
0004813093 A C A B B
0655846994 A A A B B
0572312507 A A A C A
0572312507 A A A C A
0572312507 A A A C A
0572312507 A A A C A
0872921017 A A A C B
0872921017 A A A C B
0872921017 A A A C B
0872921017 A A A C B
0800729836 A A A A A
0329218002 A A A B B
0768518539 A A A B B
0768518539 A A A B B
0020711757 A A A A A
0424921218 A A A A A
0271484761 A A A A A
0591216080 B A A B B
0591216080 B A A B B
0591216080 B A A B B
0591216080 B A A B B
0383523597 A A A A A
0462397789 B A A D B
0462397789 B A A D B
0462397789 B A A D B
0462397789 B A A D B
0876992864 B A A B B
0876992864 B A A B B
0876992864 B A A B B
0876992864 B A A B B
0851940873 A A A D A
0851940873 A A A D A
0851940873 A A A D A
0851940873 A A A D A
0851940873 A A A D A
0480581078 A A A B B
0480581078 A A A B B
0480581078 A A A B B
0430681257 B A A B B
0430681257 B A A B B
0642968656 A A A C B
0642968656 A A A C B
0642968656 A A A C B
0512374142 A A A C B
0512374142 A A A C B
0512374142 A A A C B
0774557386 A A A B B
0853911424 A A A C B
0853911424 A A A C B
0853911424 A A A C B
0853911424 A A A C B
0174212298 A A A A A
0108924747 A A A A A
0802098995 B C A C B
0802098995 B C A C B
0802098995 B C A C B
0802098995 B C A C B
0802098995 B C A C B
0802098995 B C A C B
0802098995 B C A C B
0082133928 A A A A A
0331140057 A A A B B
0458131049 A A A A A
0066758099 A A A A A
0452839519 A A A C B
0452839519 A A A C B
0452839519 A A A C B
0096679178 A A A A A
0535433932 A A A A A
0771181856 A A A D A
0771181856 A A A D A
0914730624 A A A A A
0185452511 A A A D B
0185452511 A A A D B
0185452511 A A A D B
0185452511 A A A D B
0185452511 A A A D B
0185452511 A A A D B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0792755232 A A A C B
0223345104 A A A B B
0891196571 A A A B B
0030331974 A A A B B
0965258645 B A A A A
0468439216 A D A C B
0468439216 A D A C B
0468439216 A D A C B
0468439216 A D A C B
0601416698 A A A A A
0227642138 A A A A A
0227642138 A A A A A
0676391792 A A A C B
0676391792 A A A C B
0247602552 A A A B B
0409817201 A A A A A
0639725659 A A A B B
0605528544 A A A A A
0357711141 A A A B B
0540008415 A A A B B
0540008415 A A A B B
0540008415 A A A B B
0913441801 B A A D A
0913441801 B A A D A
0913441801 B A A D A
0913441801 B A A D A
0732777282 A D A A A
0732777282 A D A A A
0079001480 A A A A A
0138538462 A A A C B
0138538462 A A A C B
0138538462 A A A C B
0450684084 A A A A A
0518238617 A A A D B
0518238617 A A A D B
0518238617 A A A D B
0518238617 A A A D B
0518238617 A A A D B
0647829695 A A A A A
0137791742 A A A B B
0137791742 A A A B B
0137791742 A A A B B
0664724250 A A A B B
0664724250 A A A B B
0324469478 A A A B B
0324469478 A A A B B
0324469478 A A A B B
0673263882 A A A A A
0428801404 A A A B B
0732750716 B A A D A
0732750716 B A A D A
0235005164 A A A C A
0200125785 B A A D A
0200125785 B A A D A
0852454828 A C A B B
0852454828 A C A B B
0852454828 A C A B B
0852454828 A C A B B
0852454828 A C A B B
0979327008 A A A B B
0979327008 A A A B B
0148161143 A A A A A
0884195120 A A A B B
0884195120 A A A B B
0884195120 A A A B B
0185300450 B A A D B
0185300450 B A A D B
0185300450 B A A D B
0185300450 B A A D B
0185300450 B A A D B
0511198184 A A A B B
0516013623 A C A B B
0516013623 A C A B B
0804631799 A A A B B
0981279744 B A A A A
0352126192 A A A B B
0655222125 A A A B B
0936662329 A A A A A
0251921920 B A A C B
0251921920 B A A C B
0251921920 B A A C B
0251921920 B A A C B
0251921920 B A A C B
0265929300 A A A A A
0858008011 A A A A A
0473146404 A A A A A
0909708504 A A A B B
0905988027 A A A A A
0871747660 A A A B B
0873180790 A A A B B
0873180790 A A A B B
0790160349 A A A B B
0288408362 A A A A A
0827155724 A A A C A
0174417730 A A A A A
0977126934 B A A A A
0977126934 B A A A A
0809305505 A A A B B
0528121599 A A A B B
0187177660 A A A B B
0187177660 A A A B B
0108999178 A A A B B
0762897253 A A A B B
0557704116 A A A A A
0054560815 A A A A A
0991018861 A A A B B
0991018861 A A A B B
0991018861 A A A B B
0348558779 A A A A A
0278732335 B A A A A
0278732335 B A A A A
0030152268 A A A D B
0030152268 A A A D B
0030152268 A A A D B
0030152268 A A A D B
0490475747 A A A D A
0490475747 A A A D A
0490475747 A A A D A
0394721745 A A A D A
0906130194 A A A A A
0643466866 A A A A A
0815233366 A A A C B
0545452748 A A A A A
0356264243 A A A D A
0356264243 A A A D A
0262463661 A A A D B
0262463661 A A A D B
0262463661 A A A D B
0262463661 A A A D B
0262463661 A A A D B
0911910527 A A A C A
0343971549 A A A A A
0983024631 A A A B B
0983024631 A A A B B
0348808404 A A A B B
0348808404 A A A B B
0994080729 A A A A A
0060253979 A A A A A
0381749246 A A A A A
0490345753 B A A A A
0363009473 A A A C B
0570041000 A A A B B
0570041000 A A A B B
0570041000 A A A B B
0181908345 A A A A A
0339323924 B A A C A
0339323924 B A A C A
0806564492 A A A B B
0806564492 A A A B B
0806564492 A A A B B
0515526582 B A A A A
0098498113 A C A C B
0098498113 A C A C B
0098498113 A C A C B
0224989429 A C A D B
0224989429 A C A D B
0224989429 A C A D B
0806365489 A A A B B
0688513927 A A A A A
0575214242 A A A B B
0575214242 A A A B B
0575214242 A A A B B
0403017803 A A A A A
0739863972 A A A A A
0026230257 A A A B B
0026230257 A A A B B
0771991792 A A A B B
0771991792 A A A B B
0164292800 A A A A A
0578274131 A A A A A
0418874743 A A A A A
0203189833 A A A A A
0513185002 B A A A A
0403237908 A A A B B
0832863710 A A A B B
0832863710 A A A B B
0085489615 B A A C B
0085489615 B A A C B
0085489615 B A A C B
0617527171 A A A C A
0617527171 A A A C A
0220301104 A A A B B
0748218171 A A A A A
0836500270 A A A B B
0798388821 A A A A A
0323442423 A C A B B
0323442423 A C A B B
0651090211 A A A B B
0651090211 A A A B B
0651090211 A A A B B
0842029750 A A A A A
0606787460 A A A D B
0606787460 A A A D B
0606787460 A A A D B
0606787460 A A A D B
0823034212 A A A D A
0823034212 A A A D A
0823034212 A A A D A
0382231246 A A A A A
0961912347 A A A A A
0403095077 A A A D A
0403095077 A A A D A
0403095077 A A A D A
0661945317 A A A A A
0858971497 B A A A A
0481652047 A A A A A
0233656945 B A A A A
0233656945 B A A A A
0233656945 B A A A A
0179387385 A A A A A
0839064159 A A A B B
0015347546 A A A A A
0412621249 A C A A A
0658000401 A A A A A
0263424903 A A A A A
0414050264 A A A C B
0414050264 A A A C B
0463513232 A A A A A
0627182415 A A A A A
0543285889 B A A C A
0543285889 B A A C A
0401326294 B A A A A
0126549291 A A A B B
0987013849 A A A B B
0987013849 A A A B B
0409683974 A A A B B
0409683974 A A A B B
0231640252 A A A A A
0217486437 B A A B B
0217486437 B A A B B
0217486437 B A A B B
0934579628 A A A B B
0658673537 A A A A A
0288509466 A A A A A
0193580383 A A A A A
0340414930 A A A A A
0156277199 A A A C B
0798258660 A A A B B
0764191095 A A A A A
0825808694 A A A A A
0485036238 A A A A A
0402792183 B A A A A
0380103708 A A A A A
0669271321 A A A A A
0836046513 A C A B B
0836046513 A C A B B
0836046513 A C A B B
0184037190 A A A A A
0314707543 A A A D A
0314707543 A A A D A
0933177101 A A A B B
0043194283 A A A A A
0043194283 A A A A A
0043194283 A A A A A
0043194283 A A A A A
0559123366 A A A B B
0773622262 A A A A A
0929097951 B A A B B
0929097951 B A A B B
0960187775 A A A A A
0257346695 A A A A A
0600063450 A A A A A
0178729652 A A A A A
0177808872 A A A A A
0005946861 A A A C B
0264309824 A A A A A
0924288161 A A A A A
0585522709 A C A A A
0585522709 A C A A A
0217643371 A A A A A
0643941226 A A A A A
0344505776 A A A A A
0285994377 A A A C B
0767132907 A A A A A
0546657480 A A A D A
0546657480 A A A D A
0343452035 A A A A A
0507723206 A A A A A
0636678553 A A A A A
0185218012 A C A A A
0881276678 A A A B B
0881276678 A A A B B
0575475793 A A A B B
0575475793 A A A B B
0005379455 A A A A A
0030792198 A A A A A
0030792198 A A A A A
0210799933 A A A A A
0980158567 B A A A A
0980158567 B A A A A
0748140628 A A A C B
0748140628 A A A C B
0749898001 A A A A A
0106823548 A A A C B
0461336910 A A A A A
0956228366 A A A D B
0956228366 A A A D B
0956228366 A A A D B
0604838565 A A A D A
0604838565 A A A D A
0368544392 A A A A A
0543115885 A A A A A
0970249646 B A A A A
0970249646 B A A A A
0690558334 A A A C A
0690558334 A A A C A
0690558334 A A A C A
0615654988 A A A A A
0137678076 A A A A A
0999316635 A A A B B
0999316635 A A A B B
0328772657 A A A A A
0109106637 A A A A A
0335760505 A A A D B
0335760505 A A A D B
0335760505 A A A D B
0335760505 A A A D B
0450314188 A A A A A
0252465530 A A A B A
0074258272 A A A A A
0839310128 A C A A A
0839310128 A C A A A
0703948602 A A A A A
0228539971 B A A D B
0228539971 B A A D B
0228539971 B A A D B
0228539971 B A A D B
0485555889 A A A C A
0485555889 A A A C A
0095187237 A A A D B
0095187237 A A A D B
0095187237 A A A D B
0095187237 A A A D B
0095187237 A A A D B
0095187237 A A A D B
0878441269 A A A D A
0132641540 B A A A A
0142178518 A A A A A
0233273594 A A A A A
0233273594 A A A A A
0285118405 A A A A A
0318198641 A A A A A
0318198641 A A A A A
0417657074 A A A A A
0356674032 A A A A A
0842094154 A A A A A
0889418723 B C A A A
0889418723 B C A A A
0889418723 B C A A A
0856328941 A A A A A
0565244694 A A A A A
0638163540 A D A A A
0638163540 A D A A A
0272015193 A A A A A
0098345633 A D A C B
0098345633 A D A C B
0098345633 A D A C B
0314545745 A A A A A
0869134432 A A A D A
0782718547 A A A A A
0782718547 A A A A A
0417775551 A A A D A
0309617642 A A A C A
0665291294 A A A B B
0665291294 A A A B B
0691068559 A A A A A
0033848664 A A A D A
0266640735 A A A A A
0763940335 A A A D A
0763940335 A A A D A
0553987014 A A A C A
0195042923 A C A A A
0327972846 A C A B B
0327972846 A C A B B
0555338898 A A A B B
0555338898 A A A B B
0141913656 A A A A A
0141913656 A A A A A
0141913656 A A A A A
0395721352 A A A D B
0395721352 A A A D B
0395721352 A A A D B
0395721352 A A A D B
0395721352 A A A D B
0395721352 A A A D B
0452501319 B A A D B
0452501319 B A A D B
0452501319 B A A D B
0452501319 B A A D B
0452501319 B A A D B
0452501319 B A A D B
0452501319 B A A D B
0150008502 A A A C B
0150008502 A A A C B
0426646304 A A A A A
0790318097 A A A A A
0514479420 A A A D A
0514479420 A A A D A
0003036332 A A A A A
0489609430 A A A A A
0050940249 A A A C A
0627498019 A A A A A
0248096481 A A A A A
0248096481 A A A A A
0255609981 A C A C B
0255609981 A C A C B
0255609981 A C A C B
0692333307 A A A A A
0433394158 A A A C B
0183774772 A C A A A
0791954456 A A A B B
0932331897 A A A A A
0085172168 A A A A A
0040137336 A A A A A
0158715011 A A A B B
0647011401 A A A A A
0435815023 A A A A A
0435815023 A A A A A
0271022468 A A A A A
0569125414 A A A A A
0891572002 A A A C A
0891572002 A A A C A
0268177542 A A A B B
0050428591 A A A A A
0513879888 A A A A A
0877418585 A A A A A
0561620049 A A A D A
0730485311 A A A C B
0095062638 A A A A A
0279997198 A A A B B
0709123626 A C A A A
0367967599 A A A B B
0878635373 B A A D A
0878635373 B A A D A
0571258252 A A A A A
0082830060 B C A C B
0082830060 B C A C B
0082830060 B C A C B
0082830060 B C A C B
0797750884 B A A A A
0644599838 A A A B B
0074751918 A A A B B
0074751918 A A A B B
0074751918 A A A B B
0074751918 A A A B B
0370623369 A A A A A
0363675986 A A A A A
0698399169 A A A B B
0652023319 A A A B B
0652023319 A A A B B
0067494556 B A A A A
0798386743 A A A A A
0105739364 B A A A A
0993702931 A A A B B
0993702931 A A A B B
0449352432 A A A A A
0761443407 A A A B B
0761443407 A A A B B
0761443407 A A A B B
0761443407 A A A B B
0286168964 A A A B B
0572812841 A A A A A
0466852260 A A A A A
0466852260 A A A A A
0143821940 A C A D B
0143821940 A C A D B
0143821940 A C A D B
0143821940 A C A D B
0143821940 A C A D B
0285615306 A A A D B
0285615306 A A A D B
0285615306 A A A D B
0043162450 A A A A A
0924158245 A A A A A
0815669967 A A A A A
0815669967 A A A A A
0769832568 A A A B B
0248389210 A A A C B
0174766372 A A A A A
0358765290 A A A B B
0943102166 A A A A A
0615990881 A A A A A
0350800837 A A A A A
0413265211 A A A D B
0413265211 A A A D B
0413265211 A A A D B
0872425710 A A A A A
0010036216 A A A C B
0859691583 A A A B B
0878883818 A A A A A
0702876219 A A A A A
0407438492 A A A B B
0131972934 B A A A A
0131972934 B A A A A
0131972934 B A A A A
0435281148 A A A D A
0435281148 A A A D A
0669908299 A A A C A
0135306128 A A A A A
0702440293 A A A A A
0319402532 A A A A A
0654402858 A A A A A
0363735141 A A A A A
0111204589 A A A A A
0570729473 A A A B B
0142824618 A A A A A
0197653463 A A A A A
0086624949 B A A B B
0086624949 B A A B B
0086624949 B A A B B
0086624949 B A A B B
0086624949 B A A B B
0403270653 B A A A A
0403270653 B A A A A
0403270653 B A A A A
0020858268 A A A A A
0077924983 A A A A A
0947506582 A A A D B
0947506582 A A A D B
0947506582 A A A D B
0109595607 A A A B B
0003896058 A A A A A
0901157069 A A A A A
0402106884 A A A A A
0753829353 A A A A A
0062185231 A A A B B
0962221206 A A A D A
0496372571 A C A B B
0496372571 A C A B B
0125833119 A A A A A
0599189918 A A A A A
0817892492 A A A A A
0314326933 A A A C B
0429625001 A A A A A
0402900661 A A A B B
0138408369 A A A A A
0283829864 A A A A A
0234810302 B A A A A
0527728219 A A A A A
0324720556 A A A A A
0989069859 A A A A A
0100113411 A A A A A
0785083112 A A A A A
0728067872 A A A D A
0728067872 A A A D A
0728067872 A A A D A
0728067872 A A A D A
0728067872 A A A D A
0263212665 B A A A A
0719443797 A A A A A
0600668634 A A A C B
0419966622 B A A A A
0419966622 B A A A A
0483770623 A A A A A
0787688745 A A A B B
0563487087 A A A A A
0838328149 A C A C B
0838328149 A C A C B
0782357006 A A A A A
0126272066 A A A A A
0126272066 A A A A A
0954324961 A A A A A
0531188809 A A A A A
0732863075 A A A A A
0208558685 A A A A A
0821628310 A A A C B
0793531213 A A A B B
0648405015 A A A B B
0648405015 A A A B B
0649228308 A A A A A
0649228308 A A A A A
0844311325 A A A A A
0193840779 A A A B B
0193840779 A A A B B
0932609444 A A A A A
0617800604 A A A A A
0266121101 A A A A A
0248810002 A A A D A
0248810002 A A A D A
0171247299 A A A B B
0333048993 A A A A A
0774543169 A A A A A
0935737728 A A A A A
0514097762 A A A A A
0912504326 A A A A A
0468007075 A A A B B
0072902570 A A A A A
0430046740 A A A A A
0460985066 A A A C B
0864213100 A A A A A
0685440570 A A A B B
0685440570 A A A B B
0709464789 A A A A A
0510768500 A A A B B
0955529789 A A A C B
0955529789 A A A C B
0955529789 A A A C B
0955529789 A A A C B
0955289989 A A A A A
0210267752 A A A C B
0722996304 A A A A A
0470797894 A A A A A
0375663788 A A A D A
0688991198 A A A A A
0828604670 A A A B B
0828604670 A A A B B
0241114850 A C A B B
0241114850 A C A B B
0241114850 A C A B B
0481395816 B A A A A
0115677134 A A A A A
0154555951 A A A D B
0154555951 A A A D B
0154555951 A A A D B
0579380247 A A A A A
0209687209 A A A A A
0308032974 B A A A A
0308032974 B A A A A
0583021961 A A A B B
0950433117 A A A B B
0802898928 A A A B B
0719963369 A A A A A
0299932416 A A A A A
0676739682 A A A A A
0441117938 A A A B B
0441117938 A A A B B
0441117938 A A A B B
0048538646 A A A A A
0954590124 A A A A A
0563965786 A A A A A
0750798042 A A A A A
0994882663 A A A A A
0890085007 A A A A A
0823895186 A A A A A
0001382239 A A A B B
0947333819 A A A A A
0838578084 A A A B B
0655407141 A A A B B
0278124019 A A A A A
0978489796 A A A B B
0970134623 A A A D B
0970134623 A A A D B
0970134623 A A A D B
0970134623 A A A D B
0970134623 A A A D B
0054655376 A A A D A
0476989913 A A A B B
0476989913 A A A B B
0476989913 A A A B B
0476989913 A A A B B
0167084932 A A A D B
0167084932 A A A D B
0910920248 A A A B B
0910920248 A A A B B
0910920248 A A A B B
0053043127 A A A A A
0374663516 A A A A A
0661145521 A A A A A
0748476916 A A A A A
0421542533 A A A A A
0111062061 A A A A A
0270479248 A A A A A
0619208392 A A A A A
0505750655 B A A B B
0505750655 B A A B B
0845022739 A A A A A
0800863165 A A A C B
0800863165 A A A C B
0698605297 A B B B A
0698605297 A B B B A
0395608541 A A A A A
0976850260 A A A A A
0809829976 A A A A A
0998964097 B A A A A
0400467008 A A A A A
0620235596 A C A B B
0620235596 A C A B B
0923474783 A C A B B
0923474783 A C A B B
0065782230 A A A A A
0438583898 A A A A A
0438583898 A A A A A
0109572065 A A A C B
0109572065 A A A C B
0109572065 A A A C B
0303529083 A A A A A
0755808742 A A A A A
0576323235 A A A D A
0576323235 A A A D A
0574923883 A C A A A
0737313305 A A A A A
0539303757 A A A A A
0204193352 A A A D B
0204193352 A A A D B
0204193352 A A A D B
0204193352 A A A D B
0204193352 A A A D B
0204193352 A A A D B
0923873749 A A A B B
0851253563 A A A A A
0578679899 B A A C B
0578679899 B A A C B
0658019909 A C A B B
0658019909 A C A B B
0886455184 A A A B B
0886455184 A A A B B
0377459122 A A A B B
0639044091 A A A B B
0650920831 A A A A A
0913093993 A A A B B
0570172768 A A A A A
0876609816 A A A C B
0876609816 A A A C B
0925424344 A A A D B
0925424344 A A A D B
0925424344 A A A D B
0925424344 A A A D B
0925424344 A A A D B
0258032250 A A A A A
0218385397 A A A B B
0506254267 A C A C A
0506254267 A C A C A
0506254267 A C A C A
0530157094 A A A A A
0521165275 A A A C B
0521165275 A A A C B
0521165275 A A A C B
0521165275 A A A C B
0979966414 A A A A A
0683553828 A A A D B
0683553828 A A A D B
0683553828 A A A D B
0683553828 A A A D B
0683553828 A A A D B
0683553828 A A A D B
0233178340 A A A A A
0877138300 A A A A A
0877138300 A A A A A
0058775269 A A A A A
0652992493 A A A B B
0652992493 A A A B B
0652992493 A A A B B
0694557846 A A A A A
0102590144 A A A A A
0462872105 A A A A A
0263471795 A A A A A
0958937936 A A A A A
0247206818 A A A A A
0247206818 A A A A A
0344126057 A A A B B
0344126057 A A A B B
0708367514 A A A A A
0211658683 A A A A A
0326915946 A A A A A

 

Alt Loan Number Initial S&P Overall Loan Grade Final S&P Overall Loan Grade Initial S&P Credit Loan Grade Final S&P Credit Loan Grade Initial S&P Property Valuations Loan Grade
0006517460 A A A A A
0341767454 D B A A D
0341767454 D B A A D
0202316746 B A A A B
0202316746 B A A A B
0202316746 B A A A B
0202316746 B A A A B
0383846676 A A A A A
0040345397 B A B A B
0040345397 B A B A B
0116767244 B B A A A
0358838319 A A A A A
0150253066 A A A A A
0674568374 A A A A A
0266729783 A A A A A
0147367951 A A A A A
0139596402 B B A A A
0472589055 C B A A C
0472589055 C B A A C
0472589055 C B A A C
0472589055 C B A A C
0472589055 C B A A C
0472589055 C B A A C
0481798625 A A A A A
0456647549 C B B B A
0456647549 C B B B A
0845270927 C B C B A
0992638343 A A A A A
0429588755 A A A A A
0333527850 C B A A A
0333527850 C B A A A
0205523287 C B A A A
0272610749 A A A A A
0801703406 A A A A A
0664130661 B B A A A
0664130661 B B A A A
0581487575 A A A A A
0724566263 A A A A A
0297259559 A A A A A
0075030315 C B C B A
0045205025 A A A A A
0505896842 A A A A A
0261504484 B B B B A
0261504484 B B B B A
0950960328 C B C A A
0950960328 C B C A A
0950960328 C B C A A
0387334025 C B B B A
0387334025 C B B B A
0387334025 C B B B A
0387334025 C B B B A
0571077777 A A A A A
0008671125 A A A A A
0471534994 C B A A A
0364913435 A A A A A
0382971828 A A A A A
0173258455 B B B B A
0173258455 B B B B A
0618824991 A A A A A
0105176753 D B D B A
0105176753 D B D B A
0105176753 D B D B A
0178130835 C B B B A
0178130835 C B B B A
0405695243 C A A A A
0405695243 C A A A A
0156325952 A A A A A
0693876395 A A A A A
0539559419 C B C A A
0539559419 C B C A A
0619372342 A A A A A
0056426686 A A A A A
0853473788 A A A A A
0264613981 C B C B A
0264613981 C B C B A
0264613981 C B C B A
0264613981 C B C B A
0264613981 C B C B A
0012755871 C A C A A
0012755871 C A C A A
0959037065 C B A A A
0959037065 C B A A A
0899950095 A A A A A
0978704359 A A A A A
0165643183 D B D A A
0165643183 D B D A A
0234425350 B B B B A
0234425350 B B B B A
0234425350 B B B B A
0234425350 B B B B A
0290865967 B B A A A
0290865967 B B A A A
0290865967 B B A A A
0007757332 A A A A A
0543356680 A A A A A
0665780893 A A A A A
0573827905 D A D A A
0573827905 D A D A A
0151358458 B B A A A
0151358458 B B A A A
0151358458 B B A A A
0953099672 A A A A A
0959224335 D B B B A
0959224335 D B B B A
0959224335 D B B B A
0959224335 D B B B A
0176262832 B B A A A
0476891574 D B B B D
0476891574 D B B B D
0476891574 D B B B D
0221313800 D A D A A
0221313800 D A D A A
0431796750 C B A A C
0431796750 C B A A C
0691394054 B B A A A
0071262477 B B B B A
0071262477 B B B B A
0110350222 A A A A A
0739035660 A A A A A
0797533971 A A A A A
0454117574 A A A A A
0523631811 C B A A A
0162078344 B B B B A
0162078344 B B B B A
0738751529 A A A A A
0287394405 A A A A A
0059959522 B B A A A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0469795303 C B B B A
0722881352 D B D A A
0722881352 D B D A A
0722881352 D B D A A
0722881352 D B D A A
0722881352 D B D A A
0722881352 D B D A A
0447948689 A A A A A
0240773943 D B D A A
0240773943 D B D A A
0240773943 D B D A A
0240773943 D B D A A
0994282546 B B A A B
0450111789 D B B A C
0450111789 D B B A C
0450111789 D B B A C
0450111789 D B B A C
0450111789 D B B A C
0450111789 D B B A C
0450111789 D B B A C
0738751998 D B D A C
0738751998 D B D A C
0738751998 D B D A C
0801911478 A A A A A
0445889277 A A A A A
0534901397 B B B B A
0649491557 B B A A A
0856597958 A A A A A
0971405771 C B A A A
0971405771 C B A A A
0971405771 C B A A A
0818656327 B B A A A
0033094432 A A A A A
0966537496 A A A A A
0109097096 C B B B A
0109097096 C B B B A
0109097096 C B B B A
0439323181 A A A A A
0547233818 B B A A A
0277342139 A A A A A
0785944687 A A A A A
0529974161 B B B B A
0529974161 B B B B A
0818534913 A A A A A
0396044267 A A A A A
0393007995 D A D A A
0393007995 D A D A A
0393007995 D A D A A
0651488070 B B A A A
0651488070 B B A A A
0651488070 B B A A A
0681505090 A A A A A
0884161558 B B A A A
0866094565 C B C B A
0759442403 B B A A A
0210315793 D A D A A
0210315793 D A D A A
0176895631 A A A A A
0482991055 B B B B A
0482991055 B B B B A
0482991055 B B B B A
0482991055 B B B B A
0992186908 A A A A A
0864742651 D A D A A
0864742651 D A D A A
0374819111 C A A A A
0254712207 B B B B A
0740709871 A A A A A
0165358241 A A A A A
0570706188 A A A A A
0855795086 A A A A A
0901186077 A A A A A
0484162893 C B B B A
0484162893 C B B B A
0484162893 C B B B A
0881230204 A A A A A
0111716305 A A A A A
0180198359 C B A A C
0548292610 A A A A A
0758588660 A A A A A
0093685072 A A A A A
0561741347 C B C B C
0561741347 C B C B C
0561741347 C B C B C
0561741347 C B C B C
0561741347 C B C B C
0805997312 D B D B A
0805997312 D B D B A
0805997312 D B D B A
0805997312 D B D B A
0065689804 B B B B A
0065689804 B B B B A
0534929270 A A A A A
0761807473 A A A A A
0434548455 A A A A A
0313767379 A A A A A
0113487582 A A A A A
0146420773 C B B B A
0146420773 C B B B A
0146420773 C B B B A
0146420773 C B B B A
0146420773 C B B B A
0416039270 A A A A A
0477820139 D A D A A
0477820139 D A D A A
0377860308 C B A A A
0377860308 C B A A A
0377860308 C B A A A
0123690402 C A A A A
0208993418 A A A A A
0619983866 A A A A A
0092425942 D B D B A
0092425942 D B D B A
0092425942 D B D B A
0092425942 D B D B A
0092425942 D B D B A
0589606208 B B B B A
0748098878 B B B B A
0748098878 B B B B A
0460131319 A A A A A
0885100171 A A A A A
0957404772 A A A A A
0693219018 D B B B A
0693219018 D B B B A
0693219018 D B B B A
0673079686 D A A A A
0025009775 A A A A A
0040911184 A A A A A
0049713590 A A A A A
0902041934 A A A A A
0910077691 C B C A C
0910077691 C B C A C
0910077691 C B C A C
0087251802 C A A A C
0087251802 C A A A C
0030545131 A A A A A
0557068335 A A A A A
0482357560 B B B B A
0482357560 B B B B A
0482357560 B B B B A
0211115825 B B B B A
0211115825 B B B B A
0528754051 A A A A A
0684300729 B B A A A
0684300729 B B A A A
0684300729 B B A A A
0545020575 A A A A A
0537245193 A A A A A
0218216475 A A A A A
0695616431 D B D A A
0695616431 D B D A A
0695616431 D B D A A
0695616431 D B D A A
0328062898 D B B B A
0328062898 D B B B A
0328062898 D B B B A
0469228172 A A A A A
0872358177 A A A A A
0628385199 D A B A A
0628385199 D A B A A
0448935326 A A A A A
0437941245 C A A A C
0771416658 A A A A A
0410137569 A A A A A
0889500457 C B A A C
0889500457 C B A A C
0889500457 C B A A C
0241241661 A A A A A
0769055263 A A A A A
0612137501 A A A A A
0045896915 B B B B A
0045896915 B B B B A
0767549980 A A A A A
0395810069 D B D B A
0395810069 D B D B A
0395810069 D B D B A
0426745014 A A A A A
0534134356 A A A A A
0358389238 A A A A A
0358389238 A A A A A
0834014439 B B A A A
0169196833 D A D A A
0169196833 D A D A A
0668825657 B B A A A
0945933919 D A D A A
0945933919 D A D A A
0788926585 C B A A A
0319629488 B B B B A
0319629488 B B B B A
0459558876 B B B B A
0459558876 B B B B A
0483785448 B B A A A
0614099149 D B D A A
0614099149 D B D A A
0220842727 B B A A A
0996851919 A A A A A
0411981173 A A A A A
0907860886 B B A A A
0907860886 B B A A A
0268571312 A A A A A
0131509466 B B A A A
0131509466 B B A A A
0789719995 C B A A A
0789719995 C B A A A
0448357147 A A A A A
0154476545 B B A A A
0333110236 B B B B A
0333110236 B B B B A
0502870573 C B A A A
0502870573 C B A A A
0502870573 C B A A A
0242922975 A A A A A
0704430298 C B A A C
0704430298 C B A A C
0293349258 B B B B A
0753438314 B B B B A
0753438314 B B B B A
0518812589 A A A A A
0479451157 A A A A A
0695848476 D B D A C
0695848476 D B D A C
0695848476 D B D A C
0695848476 D B D A C
0695848476 D B D A C
0695848476 D B D A C
0255857598 D B B B D
0255857598 D B B B D
0921230977 A A A A A
0990961460 D B B B A
0990961460 D B B B A
0990961460 D B B B A
0837163424 A A A A A
0413045481 A A A A A
0357742313 C A A A A
0249058010 A A A A A
0504213001 B B A A A
0024112176 A A A A A
0469009579 A A A A A
0985122626 D A A A D
0551454535 D A A A A
0343080476 B B A A A
0857853833 B B B B A
0857853833 B B B B A
0857853833 B B B B A
0603474090 A A A A A
0833616950 A A A A A
0913746485 B B A A A
0592698430 A A A A A
0447092559 D A D A A
0447092559 D A D A A
0236859825 B B A A A
0956908343 A A A A A
0727653265 A A A A A
0377146801 D B D A A
0377146801 D B D A A
0377146801 D B D A A
0897446006 A A A A A
0233218701 B B A A A
0233218701 B B A A A
0233218701 B B A A A
0083234793 C B A A A
0083234793 C B A A A
0736310891 A A A A A
0582751569 B B A A A
0582751569 B B A A A
0233822446 A A A A A
0574484075 B B B B A
0574484075 B B B B A
0913710605 B B A A A
0913710605 B B A A A
0913710605 B B A A A
0989346356 D B D A A
0989346356 D B D A A
0989346356 D B D A A
0222261430 A A A A A
0105000183 B B B B A
0105000183 B B B B A
0742273621 B B B B A
0633790347 D B A A A
0633790347 D B A A A
0633790347 D B A A A
0346478645 A A A A A
0239010531 C B A A A
0239010531 C B A A A
0004813093 C B A A C
0004813093 C B A A C
0655846994 B B A A A
0572312507 C A A A A
0572312507 C A A A A
0572312507 C A A A A
0572312507 C A A A A
0872921017 C B A A A
0872921017 C B A A A
0872921017 C B A A A
0872921017 C B A A A
0800729836 B A B A A
0329218002 B B A A A
0768518539 B B A A A
0768518539 B B A A A
0020711757 A A A A A
0424921218 A A A A A
0271484761 A A A A A
0591216080 B B B B A
0591216080 B B B B A
0591216080 B B B B A
0591216080 B B B B A
0383523597 A A A A A
0462397789 D B B B A
0462397789 D B B B A
0462397789 D B B B A
0462397789 D B B B A
0876992864 B B B B A
0876992864 B B B B A
0876992864 B B B B A
0876992864 B B B B A
0851940873 D A D A A
0851940873 D A D A A
0851940873 D A D A A
0851940873 D A D A A
0851940873 D A D A A
0480581078 B B A A A
0480581078 B B A A A
0480581078 B B A A A
0430681257 B B B B A
0430681257 B B B B A
0642968656 C B A A A
0642968656 C B A A A
0642968656 C B A A A
0512374142 C B A A A
0512374142 C B A A A
0512374142 C B A A A
0774557386 B B A A A
0853911424 D B D A A
0853911424 D B D A A
0853911424 D B D A A
0853911424 D B D A A
0174212298 A A A A A
0108924747 A A A A A
0802098995 C B B B C
0802098995 C B B B C
0802098995 C B B B C
0802098995 C B B B C
0802098995 C B B B C
0802098995 C B B B C
0802098995 C B B B C
0082133928 A A A A A
0331140057 B B A A A
0458131049 A A A A A
0066758099 A A A A A
0452839519 D B D A A
0452839519 D B D A A
0452839519 D B D A A
0096679178 A A A A A
0535433932 A A A A A
0771181856 D A B A A
0771181856 D A B A A
0914730624 A A A A A
0185452511 D B D A A
0185452511 D B D A A
0185452511 D B D A A
0185452511 D B D A A
0185452511 D B D A A
0185452511 D B D A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0792755232 C B A A A
0223345104 B B A A A
0891196571 B B A A A
0030331974 B B A A A
0965258645 B B B B A
0468439216 D B A A D
0468439216 D B A A D
0468439216 D B A A D
0468439216 D B A A D
0601416698 A A A A A
0227642138 A A A A A
0227642138 A A A A A
0676391792 C B A A A
0676391792 C B A A A
0247602552 B B A A A
0409817201 A A A A A
0639725659 B B A A A
0605528544 A A A A A
0357711141 B B A A A
0540008415 B B A A A
0540008415 B B A A A
0540008415 B B A A A
0913441801 D B D B A
0913441801 D B D B A
0913441801 D B D B A
0913441801 D B D B A
0732777282 D A A A D
0732777282 D A A A D
0079001480 A A A A A
0138538462 D B D A A
0138538462 D B D A A
0138538462 D B D A A
0450684084 A A A A A
0518238617 D B B A A
0518238617 D B B A A
0518238617 D B B A A
0518238617 D B B A A
0518238617 D B B A A
0647829695 A A A A A
0137791742 B B A A A
0137791742 B B A A A
0137791742 B B A A A
0664724250 D B D A A
0664724250 D B D A A
0324469478 B B A A A
0324469478 B B A A A
0324469478 B B A A A
0673263882 A A A A A
0428801404 B B A A A
0732750716 D B B B A
0732750716 D B B B A
0235005164 C A A A A
0200125785 D B B B A
0200125785 D B B B A
0852454828 D B D A C
0852454828 D B D A C
0852454828 D B D A C
0852454828 D B D A C
0852454828 D B D A C
0979327008 D B D A A
0979327008 D B D A A
0148161143 A A A A A
0884195120 B B A A A
0884195120 B B A A A
0884195120 B B A A A
0185300450 D B D B A
0185300450 D B D B A
0185300450 D B D B A
0185300450 D B D B A
0185300450 D B D B A
0511198184 B B A A A
0516013623 C B A A C
0516013623 C B A A C
0804631799 B B A A A
0981279744 B B B B A
0352126192 B B A A A
0655222125 B B A A A
0936662329 A A A A A
0251921920 C B B B A
0251921920 C B B B A
0251921920 C B B B A
0251921920 C B B B A
0251921920 C B B B A
0265929300 A A A A A
0858008011 A A A A A
0473146404 A A A A A
0909708504 B B A A A
0905988027 A A A A A
0871747660 B B A A A
0873180790 B B A A A
0873180790 B B A A A
0790160349 B B A A A
0288408362 A A A A A
0827155724 C A A A A
0174417730 D A D A A
0977126934 B B B B A
0977126934 B B B B A
0809305505 B B A A A
0528121599 B B A A A
0187177660 B B A A A
0187177660 B B A A A
0108999178 B B A A A
0762897253 B B A A A
0557704116 A A A A A
0054560815 A A A A A
0991018861 B B A A A
0991018861 B B A A A
0991018861 B B A A A
0348558779 A A A A A
0278732335 B B B B A
0278732335 B B B B A
0030152268 D B A A A
0030152268 D B A A A
0030152268 D B A A A
0030152268 D B A A A
0490475747 D A D A A
0490475747 D A D A A
0490475747 D A D A A
0394721745 D A A A A
0906130194 A A A A A
0643466866 A A A A A
0815233366 C B A A A
0545452748 A A A A A
0356264243 D A C A A
0356264243 D A C A A
0262463661 D B D A A
0262463661 D B D A A
0262463661 D B D A A
0262463661 D B D A A
0262463661 D B D A A
0911910527 C A A A A
0343971549 A A A A A
0983024631 B B A A A
0983024631 B B A A A
0348808404 B B A A A
0348808404 B B A A A
0994080729 A A A A A
0060253979 A A A A A
0381749246 A A A A A
0490345753 B B B B A
0363009473 C B A A A
0570041000 B B A A A
0570041000 B B A A A
0570041000 B B A A A
0181908345 A A A A A
0339323924 C B B B A
0339323924 C B B B A
0806564492 B B A A A
0806564492 B B A A A
0806564492 B B A A A
0515526582 B B B B A
0098498113 C B A A C
0098498113 C B A A C
0098498113 C B A A C
0224989429 D B A A C
0224989429 D B A A C
0224989429 D B A A C
0806365489 B B A A A
0688513927 A A A A A
0575214242 D B D A A
0575214242 D B D A A
0575214242 D B D A A
0403017803 A A A A A
0739863972 A A A A A
0026230257 C B C A A
0026230257 C B C A A
0771991792 B B A A A
0771991792 B B A A A
0164292800 A A A A A
0578274131 A A A A A
0418874743 A A A A A
0203189833 A A A A A
0513185002 B B B B A
0403237908 B B A A A
0832863710 D B D A A
0832863710 D B D A A
0085489615 C B B B A
0085489615 C B B B A
0085489615 C B B B A
0617527171 C A A A A
0617527171 C A A A A
0220301104 B B A A A
0748218171 A A A A A
0836500270 B B A A A
0798388821 A A A A A
0323442423 C B A A C
0323442423 C B A A C
0651090211 D B D A A
0651090211 D B D A A
0651090211 D B D A A
0842029750 A A A A A
0606787460 D B D A A
0606787460 D B D A A
0606787460 D B D A A
0606787460 D B D A A
0823034212 D A D A A
0823034212 D A D A A
0823034212 D A D A A
0382231246 A A A A A
0961912347 A A A A A
0403095077 D A D A A
0403095077 D A D A A
0403095077 D A D A A
0661945317 A A A A A
0858971497 B B B B A
0481652047 A A A A A
0233656945 C B C B A
0233656945 C B C B A
0233656945 C B C B A
0179387385 A A A A A
0839064159 B B A A A
0015347546 A A A A A
0412621249 C A A A C
0658000401 A A A A A
0263424903 A A A A A
0414050264 C B A A A
0414050264 C B A A A
0463513232 A A A A A
0627182415 A A A A A
0543285889 C B B B A
0543285889 C B B B A
0401326294 B B B B A
0126549291 B B A A A
0987013849 B B A A A
0987013849 B B A A A
0409683974 B B A A A
0409683974 B B A A A
0231640252 A A A A A
0217486437 B B B B A
0217486437 B B B B A
0217486437 B B B B A
0934579628 B B A A A
0658673537 A A A A A
0288509466 A A A A A
0193580383 A A A A A
0340414930 A A A A A
0156277199 C B A A A
0798258660 B B A A A
0764191095 A A A A A
0825808694 A A A A A
0485036238 A A A A A
0402792183 B B B B A
0380103708 A A A A A
0669271321 A A A A A
0836046513 C B A A C
0836046513 C B A A C
0836046513 C B A A C
0184037190 A A A A A
0314707543 D A A A A
0314707543 D A A A A
0933177101 B B A A A
0043194283 A A A A A
0043194283 A A A A A
0043194283 A A A A A
0043194283 A A A A A
0559123366 B B A A A
0773622262 A A A A A
0929097951 B B B B A
0929097951 B B B B A
0960187775 A A A A A
0257346695 A A A A A
0600063450 A A A A A
0178729652 A A A A A
0177808872 A A A A A
0005946861 C B A A A
0264309824 A A A A A
0924288161 A A A A A
0585522709 C A A A C
0585522709 C A A A C
0217643371 A A A A A
0643941226 A A A A A
0344505776 A A A A A
0285994377 C B A A A
0767132907 A A A A A
0546657480 D A A A A
0546657480 D A A A A
0343452035 A A A A A
0507723206 A A A A A
0636678553 A A A A A
0185218012 C A A A C
0881276678 B B A A A
0881276678 B B A A A
0575475793 D B D A A
0575475793 D B D A A
0005379455 A A A A A
0030792198 D A D A A
0030792198 D A D A A
0210799933 A A A A A
0980158567 B B B B A
0980158567 B B B B A
0748140628 C B A A A
0748140628 C B A A A
0749898001 A A A A A
0106823548 C B A A A
0461336910 A A A A A
0956228366 D B B A A
0956228366 D B B A A
0956228366 D B B A A
0604838565 D A A A A
0604838565 D A A A A
0368544392 A A A A A
0543115885 D A D A A
0970249646 B B B B A
0970249646 B B B B A
0690558334 C A A A A
0690558334 C A A A A
0690558334 C A A A A
0615654988 A A A A A
0137678076 A A A A A
0999316635 B B A A A
0999316635 B B A A A
0328772657 A A A A A
0109106637 A A A A A
0335760505 D B D A A
0335760505 D B D A A
0335760505 D B D A A
0335760505 D B D A A
0450314188 A A A A A
0252465530 B A A A A
0074258272 A A A A A
0839310128 C A A A C
0839310128 C A A A C
0703948602 A A A A A
0228539971 D B B B A
0228539971 D B B B A
0228539971 D B B B A
0228539971 D B B B A
0485555889 C A A A A
0485555889 C A A A A
0095187237 D B A A A
0095187237 D B A A A
0095187237 D B A A A
0095187237 D B A A A
0095187237 D B A A A
0095187237 D B A A A
0878441269 D A A A A
0132641540 B B B B A
0142178518 A A A A A
0233273594 A A A A A
0233273594 A A A A A
0285118405 A A A A A
0318198641 A A A A A
0318198641 A A A A A
0417657074 A A A A A
0356674032 A A A A A
0842094154 A A A A A
0889418723 C B B B C
0889418723 C B B B C
0889418723 C B B B C
0856328941 A A A A A
0565244694 A A A A A
0638163540 D A A A D
0638163540 D A A A D
0272015193 A A A A A
0098345633 D B A A D
0098345633 D B A A D
0098345633 D B A A D
0314545745 A A A A A
0869134432 D A A A A
0782718547 A A A A A
0782718547 A A A A A
0417775551 D A A A A
0309617642 C A A A A
0665291294 B B A A A
0665291294 B B A A A
0691068559 A A A A A
0033848664 D A A A A
0266640735 A A A A A
0763940335 D A A A A
0763940335 D A A A A
0553987014 C A A A A
0195042923 C B A A C
0327972846 C B A A C
0327972846 C B A A C
0555338898 B B A A A
0555338898 B B A A A
0141913656 A A A A A
0141913656 A A A A A
0141913656 A A A A A
0395721352 D B A A A
0395721352 D B A A A
0395721352 D B A A A
0395721352 D B A A A
0395721352 D B A A A
0395721352 D B A A A
0452501319 D B D B A
0452501319 D B D B A
0452501319 D B D B A
0452501319 D B D B A
0452501319 D B D B A
0452501319 D B D B A
0452501319 D B D B A
0150008502 C B A A A
0150008502 C B A A A
0426646304 A A A A A
0790318097 A A A A A
0514479420 D A A A A
0514479420 D A A A A
0003036332 A A A A A
0489609430 A A A A A
0050940249 C A A A A
0627498019 A A A A A
0248096481 A A A A A
0248096481 A A A A A
0255609981 C B A A C
0255609981 C B A A C
0255609981 C B A A C
0692333307 A A A A A
0433394158 C B A A A
0183774772 C B A A C
0791954456 B B A A A
0932331897 A A A A A
0085172168 A A A A A
0040137336 A A A A A
0158715011 B B A A A
0647011401 A A A A A
0435815023 A A A A A
0435815023 A A A A A
0271022468 A A A A A
0569125414 A A A A A
0891572002 C A A A A
0891572002 C A A A A
0268177542 B B A A A
0050428591 A A A A A
0513879888 A A A A A
0877418585 A A A A A
0561620049 D A A A A
0730485311 C B A A A
0095062638 A A A A A
0279997198 B B A A A
0709123626 C A A A C
0367967599 B B A A A
0878635373 D B B B A
0878635373 D B B B A
0571258252 A A A A A
0082830060 C B B B C
0082830060 C B B B C
0082830060 C B B B C
0082830060 C B B B C
0797750884 B B B B A
0644599838 B B A A A
0074751918 B B A A A
0074751918 B B A A A
0074751918 B B A A A
0074751918 B B A A A
0370623369 A A A A A
0363675986 A A A A A
0698399169 B B A A A
0652023319 C B C A A
0652023319 C B C A A
0067494556 B B B B A
0798386743 A A A A A
0105739364 B B B B A
0993702931 B B A A A
0993702931 B B A A A
0449352432 A A A A A
0761443407 B B A A A
0761443407 B B A A A
0761443407 B B A A A
0761443407 B B A A A
0286168964 B B A A A
0572812841 A A A A A
0466852260 C A C A A
0466852260 C A C A A
0143821940 D B B A C
0143821940 D B B A C
0143821940 D B B A C
0143821940 D B B A C
0143821940 D B B A C
0285615306 D B A A A
0285615306 D B A A A
0285615306 D B A A A
0043162450 A A A A A
0924158245 A A A A A
0815669967 A A A A A
0815669967 A A A A A
0769832568 B B A A A
0248389210 C B A A A
0174766372 A A A A A
0358765290 B B A A A
0943102166 A A A A A
0615990881 A A A A A
0350800837 A A A A A
0413265211 D B D A A
0413265211 D B D A A
0413265211 D B D A A
0872425710 A A A A A
0010036216 C B A A A
0859691583 B B A A A
0878883818 A A A A A
0702876219 A A A A A
0407438492 B B A A A
0131972934 B B B B A
0131972934 B B B B A
0131972934 B B B B A
0435281148 D A D A A
0435281148 D A D A A
0669908299 C A A A A
0135306128 A A A A A
0702440293 A A A A A
0319402532 A A A A A
0654402858 A A A A A
0363735141 A A A A A
0111204589 A A A A A
0570729473 B B A A A
0142824618 A A A A A
0197653463 A A A A A
0086624949 B B B B A
0086624949 B B B B A
0086624949 B B B B A
0086624949 B B B B A
0086624949 B B B B A
0403270653 B B B B A
0403270653 B B B B A
0403270653 B B B B A
0020858268 A A A A A
0077924983 A A A A A
0947506582 D B B A A
0947506582 D B B A A
0947506582 D B B A A
0109595607 B B A A A
0003896058 A A A A A
0901157069 A A A A A
0402106884 A A A A A
0753829353 A A A A A
0062185231 B B A A A
0962221206 D A A A A
0496372571 C B A A C
0496372571 C B A A C
0125833119 A A A A A
0599189918 A A A A A
0817892492 A A A A A
0314326933 C B A A A
0429625001 A A A A A
0402900661 B B A A A
0138408369 A A A A A
0283829864 A A A A A
0234810302 B B B B A
0527728219 A A A A A
0324720556 A A A A A
0989069859 A A A A A
0100113411 A A A A A
0785083112 A A A A A
0728067872 D A C A A
0728067872 D A C A A
0728067872 D A C A A
0728067872 D A C A A
0728067872 D A C A A
0263212665 B B B B A
0719443797 A A A A A
0600668634 C B A A A
0419966622 C B C B A
0419966622 C B C B A
0483770623 A A A A A
0787688745 B B A A A
0563487087 A A A A A
0838328149 C B A A C
0838328149 C B A A C
0782357006 A A A A A
0126272066 A A A A A
0126272066 A A A A A
0954324961 A A A A A
0531188809 A A A A A
0732863075 C A C A A
0208558685 A A A A A
0821628310 C B A A A
0793531213 B B A A A
0648405015 B B A A A
0648405015 B B A A A
0649228308 A A A A A
0649228308 A A A A A
0844311325 A A A A A
0193840779 B B A A A
0193840779 B B A A A
0932609444 A A A A A
0617800604 A A A A A
0266121101 A A A A A
0248810002 D A B A A
0248810002 D A B A A
0171247299 B B A A A
0333048993 A A A A A
0774543169 A A A A A
0935737728 A A A A A
0514097762 A A A A A
0912504326 A A A A A
0468007075 B B A A A
0072902570 A A A A A
0430046740 A A A A A
0460985066 C B A A A
0864213100 A A A A A
0685440570 B B A A A
0685440570 B B A A A
0709464789 A A A A A
0510768500 B B A A A
0955529789 C B A A A
0955529789 C B A A A
0955529789 C B A A A
0955529789 C B A A A
0955289989 A A A A A
0210267752 C B A A A
0722996304 A A A A A
0470797894 A A A A A
0375663788 D A A A A
0688991198 A A A A A
0828604670 B B A A A
0828604670 B B A A A
0241114850 C B A A C
0241114850 C B A A C
0241114850 C B A A C
0481395816 B B B B A
0115677134 A A A A A
0154555951 D B B A A
0154555951 D B B A A
0154555951 D B B A A
0579380247 A A A A A
0209687209 A A A A A
0308032974 B B B B A
0308032974 B B B B A
0583021961 B B A A A
0950433117 B B A A A
0802898928 B B A A A
0719963369 A A A A A
0299932416 A A A A A
0676739682 A A A A A
0441117938 B B A A A
0441117938 B B A A A
0441117938 B B A A A
0048538646 A A A A A
0954590124 A A A A A
0563965786 A A A A A
0750798042 A A A A A
0994882663 A A A A A
0890085007 A A A A A
0823895186 A A A A A
0001382239 B B A A A
0947333819 A A A A A
0838578084 B B A A A
0655407141 B B A A A
0278124019 A A A A A
0978489796 B B A A A
0970134623 D B A A A
0970134623 D B A A A
0970134623 D B A A A
0970134623 D B A A A
0970134623 D B A A A
0054655376 D A A A A
0476989913 B B A A A
0476989913 B B A A A
0476989913 B B A A A
0476989913 B B A A A
0167084932 D B A A A
0167084932 D B A A A
0910920248 B B A A A
0910920248 B B A A A
0910920248 B B A A A
0053043127 A A A A A
0374663516 A A A A A
0661145521 A A A A A
0748476916 A A A A A
0421542533 A A A A A
0111062061 A A A A A
0270479248 A A A A A
0619208392 A A A A A
0505750655 B B B B A
0505750655 B B B B A
0845022739 A A A A A
0800863165 C B A A A
0800863165 C B A A A
0698605297 B B A A B
0698605297 B B A A B
0395608541 A A A A A
0976850260 A A A A A
0809829976 A A A A A
0998964097 B B B B A
0400467008 A A A A A
0620235596 C B A A C
0620235596 C B A A C
0923474783 C B A A C
0923474783 C B A A C
0065782230 A A A A A
0438583898 A A A A A
0438583898 A A A A A
0109572065 C B A A A
0109572065 C B A A A
0109572065 C B A A A
0303529083 A A A A A
0755808742 A A A A A
0576323235 D A B A A
0576323235 D A B A A
0574923883 C A A A C
0737313305 A A A A A
0539303757 A A A A A
0204193352 D B C A A
0204193352 D B C A A
0204193352 D B C A A
0204193352 D B C A A
0204193352 D B C A A
0204193352 D B C A A
0923873749 B B A A A
0851253563 A A A A A
0578679899 C B B B A
0578679899 C B B B A
0658019909 C B A A C
0658019909 C B A A C
0886455184 C B C A A
0886455184 C B C A A
0377459122 B B A A A
0639044091 B B A A A
0650920831 A A A A A
0913093993 B B A A A
0570172768 A A A A A
0876609816 D B D A A
0876609816 D B D A A
0925424344 D B D A A
0925424344 D B D A A
0925424344 D B D A A
0925424344 D B D A A
0925424344 D B D A A
0258032250 A A A A A
0218385397 B B A A A
0506254267 C A A A C
0506254267 C A A A C
0506254267 C A A A C
0530157094 A A A A A
0521165275 D B D A A
0521165275 D B D A A
0521165275 D B D A A
0521165275 D B D A A
0979966414 A A A A A
0683553828 D B B A A
0683553828 D B B A A
0683553828 D B B A A
0683553828 D B B A A
0683553828 D B B A A
0683553828 D B B A A
0233178340 A A A A A
0877138300 A A A A A
0877138300 A A A A A
0058775269 A A A A A
0652992493 B B A A A
0652992493 B B A A A
0652992493 B B A A A
0694557846 A A A A A
0102590144 A A A A A
0462872105 A A A A A
0263471795 A A A A A
0958937936 A A A A A
0247206818 A A A A A
0247206818 A A A A A
0344126057 B B A A A
0344126057 B B A A A
0708367514 A A A A A
0211658683 A A A A A
0326915946 A A A A A

 

Alt Loan Number Final S&P Property Valuations Loan Grade Initial S&P Compliance Loan Grade Final S&P Compliance Loan Grade Condition Category Condition Sub Category Condition Status
0006517460 A A A      
0341767454 A B B Compliance Federal Consumer Protection Waived
0341767454 A B B Property Valuations Appraisal Satisfied
0202316746 A B A Compliance RESPA Satisfied
0202316746 A B A Compliance TILA/RESPA Integrated Disclosure Satisfied
0202316746 A B A Property Valuations Appraisal Satisfied
0202316746 A B A Property Valuations FEMA Satisfied
0383846676 A A A      
0040345397 A A A Credit Credit/Mtg History Satisfied
0040345397 A A A Property Valuations Property Satisfied
0116767244 A B B Compliance TILA/RESPA Integrated Disclosure Active
0358838319 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0150253066 A A A      
0674568374 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0266729783 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0147367951 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0139596402 A B B Compliance Federal Consumer Protection Active
0472589055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0472589055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0472589055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0472589055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0472589055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0472589055 A B B Property Valuations Value Satisfied
0481798625 A A A      
0456647549 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0456647549 A C A Credit Credit/Mtg History Active
0845270927 A A A Credit Terms/Guidelines Active
0992638343 A A A      
0429588755 A A A      
0333527850 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0333527850 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0205523287 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0272610749 A A A      
0801703406 A A A      
0664130661 A B B Compliance TILA/RESPA Integrated Disclosure Active
0664130661 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0581487575 A A A      
0724566263 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0297259559 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0075030315 A A A Credit Credit/Mtg History Active
0045205025 A A A      
0505896842 A A A      
0261504484 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0261504484 A A A Credit Income/Employment Active
0950960328 A C B Compliance Right of Rescission  Satisfied
0950960328 A C B Compliance TILA/RESPA Integrated Disclosure Active
0950960328 A C B Credit Income/Employment Satisfied
0387334025 A C B Compliance Right of Rescission  Active
0387334025 A C B Compliance Right of Rescission  Satisfied
0387334025 A C B Compliance TILA/RESPA Integrated Disclosure Active
0387334025 A C B Credit Income/Employment Active
0571077777 A A A      
0008671125 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0471534994 A C B Compliance Right of Rescission  Satisfied
0364913435 A A A      
0382971828 A A A      
0173258455 A B B Compliance TILA/RESPA Integrated Disclosure Active
0173258455 A B B Credit Credit/Mtg History Active
0618824991 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0105176753 A B B Compliance TILA/RESPA Integrated Disclosure Active
0105176753 A B B Credit Legal Documents Satisfied
0105176753 A B B Credit LTV/CLTV Active
0178130835 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0178130835 A C A Credit Credit/Mtg History Active
0405695243 A C A Compliance RESPA Satisfied
0405695243 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0156325952 A A A      
0693876395 A A A      
0539559419 A C B Compliance Right of Rescission  Satisfied
0539559419 A C B Credit Assets Satisfied
0619372342 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0056426686 A A A      
0853473788 A A A      
0264613981 A B B Compliance TILA/RESPA Integrated Disclosure Active
0264613981 A B B Compliance TILA/RESPA Integrated Disclosure Active
0264613981 A B B Credit Income/Employment Active
0264613981 A B B Credit Terms/Guidelines Active
0264613981 A B B Credit Terms/Guidelines Active
0012755871 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0012755871 A A A Credit Credit/Mtg History Satisfied
0959037065 A C B Compliance Right of Rescission  Satisfied
0959037065 A C B Compliance Right of Rescission  Satisfied
0899950095 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0978704359 A A A      
0165643183 A B B Compliance TILA/RESPA Integrated Disclosure Active
0165643183 A B B Credit Legal Documents Satisfied
0234425350 A B B Compliance TILA/RESPA Integrated Disclosure Active
0234425350 A B B Compliance TILA/RESPA Integrated Disclosure Active
0234425350 A B B Compliance TILA/RESPA Integrated Disclosure Active
0234425350 A B B Credit Terms/Guidelines Active
0290865967 A B B Compliance TILA/RESPA Integrated Disclosure Active
0290865967 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0290865967 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0007757332 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0543356680 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0665780893 A A A      
0573827905 A A A Credit Credit/Mtg History Satisfied
0573827905 A A A Credit Income/Employment Satisfied
0151358458 A B B Compliance TILA/RESPA Integrated Disclosure Active
0151358458 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0151358458 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0953099672 A A A      
0959224335 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0959224335 A D B Compliance TILA/RESPA Integrated Disclosure Active
0959224335 A D B Credit Legal Documents Satisfied
0959224335 A D B Credit Terms/Guidelines Active
0176262832 A B B Compliance TILA/RESPA Integrated Disclosure Active
0476891574 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0476891574 A A A Credit Credit/Mtg History Active
0476891574 A A A Property Valuations Appraisal Satisfied
0221313800 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0221313800 A D A Credit DTI Satisfied
0431796750 A B B Compliance TILA/RESPA Integrated Disclosure Active
0431796750 A B B Property Valuations Value Satisfied
0691394054 A B B Compliance TILA/RESPA Integrated Disclosure Active
0071262477 A B B Compliance TILA/RESPA Integrated Disclosure Active
0071262477 A B B Credit Credit/Mtg History Active
0110350222 A A A      
0739035660 A A A      
0797533971 A A A      
0454117574 A A A      
0523631811 A C B Compliance Right of Rescission  Satisfied
0162078344 A B B Compliance TILA/RESPA Integrated Disclosure Active
0162078344 A B B Credit Terms/Guidelines Active
0738751529 A A A      
0287394405 A A A      
0059959522 A B B Compliance TILA/RESPA Integrated Disclosure Active
0469795303 A C B Compliance Finance Charge Tolerance Satisfied
0469795303 A C B Compliance Finance Charge Tolerance Satisfied
0469795303 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0469795303 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0469795303 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0469795303 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0469795303 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0469795303 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0469795303 A C B Credit DTI Active
0722881352 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0722881352 A D B Compliance TILA/RESPA Integrated Disclosure Active
0722881352 A D B Credit Application Satisfied
0722881352 A D B Credit Assets Satisfied
0722881352 A D B Credit DTI Satisfied
0722881352 A D B Credit Income/Employment Satisfied
0447948689 A A A      
0240773943 A B B Compliance TILA/RESPA Integrated Disclosure Active
0240773943 A B B Compliance TILA/RESPA Integrated Disclosure Active
0240773943 A B B Compliance TILA/RESPA Integrated Disclosure Active
0240773943 A B B Credit Legal Documents Satisfied
0994282546 B A A Property Valuations Property Active
0450111789 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0450111789 A D B Compliance TILA/RESPA Integrated Disclosure Active
0450111789 A D B Compliance TILA/RESPA Integrated Disclosure Active
0450111789 A D B Compliance TILA/RESPA Integrated Disclosure Active
0450111789 A D B Compliance TILA/RESPA Integrated Disclosure Active
0450111789 A D B Credit Legal Documents Satisfied
0450111789 A D B Property Valuations Value Satisfied
0738751998 A B B Compliance TILA/RESPA Integrated Disclosure Active
0738751998 A B B Credit Legal Documents Satisfied
0738751998 A B B Property Valuations Value Satisfied
0801911478 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0445889277 A A A      
0534901397 A A A Credit Income/Employment Active
0649491557 A B B Compliance TILA/RESPA Integrated Disclosure Active
0856597958 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0971405771 A C B Compliance Right of Rescission  Satisfied
0971405771 A C B Compliance TILA/RESPA Integrated Disclosure Active
0971405771 A C B Compliance TILA/RESPA Integrated Disclosure Active
0818656327 A B B Compliance TILA/RESPA Integrated Disclosure Active
0033094432 A A A      
0966537496 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0109097096 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0109097096 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0109097096 A C A Credit Assets Active
0439323181 A A A      
0547233818 A B B Compliance TILA/RESPA Integrated Disclosure Active
0277342139 A A A      
0785944687 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0529974161 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0529974161 A A A Credit Credit/Mtg History Active
0818534913 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0396044267 A A A      
0393007995 A C A Compliance Finance Charge Tolerance Satisfied
0393007995 A C A Compliance Finance Charge Tolerance Satisfied
0393007995 A C A Credit Legal Documents Satisfied
0651488070 A B B Compliance TILA/RESPA Integrated Disclosure Active
0651488070 A B B Compliance TILA/RESPA Integrated Disclosure Active
0651488070 A B B Compliance TILA/RESPA Integrated Disclosure Active
0681505090 A A A      
0884161558 A B B Compliance TILA/RESPA Integrated Disclosure Active
0866094565 A A A Credit Terms/Guidelines Active
0759442403 A B B Compliance TILA/RESPA Integrated Disclosure Active
0210315793 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0210315793 A A A Credit Legal Documents Satisfied
0176895631 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0482991055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0482991055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0482991055 A B B Compliance TILA/RESPA Integrated Disclosure Active
0482991055 A B B Credit Title Active
0992186908 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0864742651 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0864742651 A A A Credit Income/Employment Satisfied
0374819111 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0254712207 A A A Credit Terms/Guidelines Active
0740709871 A A A      
0165358241 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0570706188 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0855795086 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0901186077 A A A      
0484162893 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0484162893 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0484162893 A C B Credit Income/Employment Active
0881230204 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0111716305 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0180198359 B A A Property Valuations Value Satisfied
0548292610 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0758588660 A A A      
0093685072 A A A      
0561741347 A B B Compliance TILA/RESPA Integrated Disclosure Active
0561741347 A B B Compliance TILA/RESPA Integrated Disclosure Active
0561741347 A B B Compliance TILA/RESPA Integrated Disclosure Active
0561741347 A B B Credit LTV/CLTV Active
0561741347 A B B Property Valuations Value Satisfied
0805997312 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0805997312 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0805997312 A D A Credit DTI Satisfied
0805997312 A D A Credit Income/Employment Active
0065689804 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0065689804 A A A Credit Assets Active
0534929270 A A A      
0761807473 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0434548455 A A A      
0313767379 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0113487582 A A A      
0146420773 A C B Compliance Right of Rescission  Satisfied
0146420773 A C B Compliance TILA/RESPA Integrated Disclosure Active
0146420773 A C B Compliance TILA/RESPA Integrated Disclosure Active
0146420773 A C B Credit Assets Active
0146420773 A C B Credit Terms/Guidelines Active
0416039270 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0477820139 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0477820139 A A A Credit Assets Satisfied
0377860308 A C B Compliance Right of Rescission  Satisfied
0377860308 A C B Compliance Right of Rescission  Satisfied
0377860308 A C B Compliance Right of Rescission  Satisfied
0123690402 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0208993418 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0619983866 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0092425942 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0092425942 A D B Compliance Right of Rescission  Satisfied
0092425942 A D B Credit Assets Active
0092425942 A D B Credit DTI Satisfied
0092425942 A D B Credit Income/Employment Satisfied
0589606208 A A A Credit Application Active
0748098878 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0748098878 A A A Credit Terms/Guidelines Active
0460131319 A A A      
0885100171 A A A      
0957404772 A A A      
0693219018 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0693219018 A D B Compliance TILA/RESPA Integrated Disclosure Active
0693219018 A D B Credit Assets Active
0673079686 A D A Compliance Documentation Satisfied
0025009775 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0040911184 A A A      
0049713590 A A A      
0902041934 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0910077691 B B B Compliance TILA/RESPA Integrated Disclosure Active
0910077691 B B B Credit Income/Employment Satisfied
0910077691 B B B Property Valuations Value Satisfied
0087251802 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0087251802 A A A Property Valuations Value Satisfied
0030545131 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0557068335 A A A      
0482357560 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0482357560 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0482357560 A A A Credit Credit/Mtg History Active
0211115825 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0211115825 A A A Credit Credit/Mtg History Active
0528754051 A A A      
0684300729 A B B Compliance TILA/RESPA Integrated Disclosure Active
0684300729 A B B Compliance TILA/RESPA Integrated Disclosure Active
0684300729 A B B Compliance TILA/RESPA Integrated Disclosure Active
0545020575 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0537245193 A A A      
0218216475 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0695616431 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0695616431 A D B Compliance TILA/RESPA Integrated Disclosure Active
0695616431 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0695616431 A D B Credit Income/Employment Satisfied
0328062898 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0328062898 A D A Compliance Documentation Satisfied
0328062898 A D A Credit Income/Employment Active
0469228172 A A A      
0872358177 A A A      
0628385199 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0628385199 A D A Credit Legal Documents Satisfied
0448935326 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0437941245 A A A Property Valuations Value Satisfied
0771416658 A A A      
0410137569 A A A      
0889500457 B C B Compliance Finance Charge Tolerance Satisfied
0889500457 B C B Compliance TILA/RESPA Integrated Disclosure Active
0889500457 B C B Property Valuations Value Satisfied
0241241661 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0769055263 A A A      
0612137501 A A A      
0045896915 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0045896915 A A A Credit Terms/Guidelines Active
0767549980 A A A      
0395810069 A B B Compliance TILA/RESPA Integrated Disclosure Active
0395810069 A B B Credit Legal Documents Satisfied
0395810069 A B B Credit LTV/CLTV Active
0426745014 A A A      
0534134356 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0358389238 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0358389238 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0834014439 A B B Compliance Right of Rescission  Active
0169196833 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0169196833 A D A Credit DTI Satisfied
0668825657 A B B Compliance TILA/RESPA Integrated Disclosure Active
0945933919 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0945933919 A A A Credit Income/Employment Satisfied
0788926585 A C B Compliance Right of Rescission  Satisfied
0319629488 A B B Compliance TILA/RESPA Integrated Disclosure Active
0319629488 A B B Credit Assets Active
0459558876 A B B Compliance TILA/RESPA Integrated Disclosure Active
0459558876 A B B Credit Assets Active
0483785448 A B B Compliance TILA/RESPA Integrated Disclosure Active
0614099149 A B B Compliance TILA/RESPA Integrated Disclosure Active
0614099149 A B B Credit Application Satisfied
0220842727 A B B Compliance TILA/RESPA Integrated Disclosure Active
0996851919 A A A      
0411981173 A A A      
0907860886 A B B Compliance TILA/RESPA Integrated Disclosure Active
0907860886 A B B Compliance TILA/RESPA Integrated Disclosure Active
0268571312 A A A      
0131509466 A B B Compliance Borrower's Interest Active
0131509466 A B B Compliance TILA/RESPA Integrated Disclosure Active
0789719995 A C B Compliance Right of Rescission  Satisfied
0789719995 A C B Compliance TILA/RESPA Integrated Disclosure Active
0448357147 A A A      
0154476545 A B B Compliance TILA/RESPA Integrated Disclosure Active
0333110236 A B B Compliance TILA/RESPA Integrated Disclosure Active
0333110236 A B B Credit Terms/Guidelines Active
0502870573 A C B Compliance Right of Rescission  Satisfied
0502870573 A C B Compliance Right of Rescission  Satisfied
0502870573 A C B Compliance TILA/RESPA Integrated Disclosure Active
0242922975 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0704430298 A B B Compliance TILA/RESPA Integrated Disclosure Active
0704430298 A B B Property Valuations FEMA Satisfied
0293349258 A A A Credit Credit/Mtg History Active
0753438314 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0753438314 A A A Credit LTV/CLTV Active
0518812589 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0479451157 A A A      
0695848476 A C B Compliance Right of Rescission  Satisfied
0695848476 A C B Compliance TILA/RESPA Integrated Disclosure Active
0695848476 A C B Compliance TILA/RESPA Integrated Disclosure Active
0695848476 A C B Compliance TILA/RESPA Integrated Disclosure Active
0695848476 A C B Credit Legal Documents Satisfied
0695848476 A C B Property Valuations Value Satisfied
0255857598 A A A Credit DTI Active
0255857598 A A A Property Valuations Appraisal Satisfied
0921230977 A A A      
0990961460 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0990961460 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0990961460 A D A Credit LTV/CLTV Active
0837163424 A A A      
0413045481 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0357742313 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0249058010 A A A      
0504213001 A B B Compliance TILA/RESPA Integrated Disclosure Active
0024112176 A A A      
0469009579 A A A      
0985122626 A A A Property Valuations Appraisal Satisfied
0551454535 A D A Compliance Documentation Satisfied
0343080476 A B B Compliance TILA/RESPA Integrated Disclosure Active
0857853833 A B B Compliance TILA/RESPA Integrated Disclosure Active
0857853833 A B B Compliance TILA/RESPA Integrated Disclosure Active
0857853833 A B B Credit Terms/Guidelines Active
0603474090 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0833616950 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0913746485 A B B Compliance TILA/RESPA Integrated Disclosure Active
0592698430 A A A      
0447092559 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0447092559 A D A Credit Income/Employment Satisfied
0236859825 A B B Compliance TILA/RESPA Integrated Disclosure Active
0956908343 A A A      
0727653265 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0377146801 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0377146801 A D B Compliance Finance Charge Tolerance Satisfied
0377146801 A D B Credit DTI Satisfied
0897446006 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0233218701 A B B Compliance TILA/RESPA Integrated Disclosure Active
0233218701 A B B Compliance TILA/RESPA Integrated Disclosure Active
0233218701 A B B Compliance TILA/RESPA Integrated Disclosure Active
0083234793 A C B Compliance Finance Charge Tolerance Satisfied
0083234793 A C B Compliance Finance Charge Tolerance Satisfied
0736310891 A A A      
0582751569 A B B Compliance TILA/RESPA Integrated Disclosure Active
0582751569 A B B Compliance TILA/RESPA Integrated Disclosure Active
0233822446 A A A      
0574484075 A B B Compliance TILA/RESPA Integrated Disclosure Active
0574484075 A B B Credit Income/Employment Active
0913710605 A B B Compliance TILA/RESPA Integrated Disclosure Active
0913710605 A B B Compliance TILA/RESPA Integrated Disclosure Active
0913710605 A B B Compliance TILA/RESPA Integrated Disclosure Active
0989346356 A B B Compliance Borrower's Interest Active
0989346356 A B B Compliance TILA/RESPA Integrated Disclosure Active
0989346356 A B B Credit Legal Documents Satisfied
0222261430 A A A      
0105000183 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0105000183 A A A Credit Credit/Mtg History Active
0742273621 A A A Credit Terms/Guidelines Active
0633790347 A D B Compliance Right of Rescission  Satisfied
0633790347 A D B Compliance Right of Rescission  Satisfied
0633790347 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0346478645 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0239010531 A C B Compliance Right of Rescission  Satisfied
0239010531 A C B Compliance Right of Rescission  Satisfied
0004813093 A B B Compliance TILA/RESPA Integrated Disclosure Active
0004813093 A B B Property Valuations Value Satisfied
0655846994 A B B Compliance TILA/RESPA Integrated Disclosure Active
0572312507 A C A Compliance Finance Charge Tolerance Satisfied
0572312507 A C A Compliance Finance Charge Tolerance Satisfied
0572312507 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0572312507 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0872921017 A C B Compliance TILA/RESPA Integrated Disclosure Active
0872921017 A C B Compliance TILA/RESPA Integrated Disclosure Active
0872921017 A C B Compliance TILA/RESPA Integrated Disclosure Active
0872921017 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0800729836 A A A Credit Income/Employment Satisfied
0329218002 A B B Compliance TILA/RESPA Integrated Disclosure Active
0768518539 A B B Compliance TILA/RESPA Integrated Disclosure Active
0768518539 A B B Compliance TILA/RESPA Integrated Disclosure Active
0020711757 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0424921218 A A A      
0271484761 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0591216080 A B B Compliance TILA/RESPA Integrated Disclosure Active
0591216080 A B B Compliance TILA/RESPA Integrated Disclosure Active
0591216080 A B B Compliance TILA/RESPA Integrated Disclosure Active
0591216080 A B B Credit LTV/CLTV Active
0383523597 A A A      
0462397789 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0462397789 A D B Compliance TILA/RESPA Integrated Disclosure Active
0462397789 A D B Credit Assets Active
0462397789 A D B Credit Insurance Satisfied
0876992864 A B B Compliance TILA/RESPA Integrated Disclosure Active
0876992864 A B B Compliance TILA/RESPA Integrated Disclosure Active
0876992864 A B B Compliance TILA/RESPA Integrated Disclosure Active
0876992864 A B B Credit LTV/CLTV Active
0851940873 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0851940873 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0851940873 A D A Credit DTI Satisfied
0851940873 A D A Credit Insurance Satisfied
0851940873 A D A Credit Legal Documents Satisfied
0480581078 A B B Compliance TILA/RESPA Integrated Disclosure Active
0480581078 A B B Compliance TILA/RESPA Integrated Disclosure Active
0480581078 A B B Compliance TILA/RESPA Integrated Disclosure Active
0430681257 A B B Compliance TILA/RESPA Integrated Disclosure Active
0430681257 A B B Credit Income/Employment Active
0642968656 A C B Compliance Finance Charge Tolerance Satisfied
0642968656 A C B Compliance Finance Charge Tolerance Satisfied
0642968656 A C B Compliance TILA/RESPA Integrated Disclosure Active
0512374142 A C B Compliance Right of Rescission  Satisfied
0512374142 A C B Compliance Right of Rescission  Satisfied
0512374142 A C B Compliance TILA/RESPA Integrated Disclosure Active
0774557386 A B B Compliance TILA/RESPA Integrated Disclosure Active
0853911424 A C B Compliance Right of Rescission  Satisfied
0853911424 A C B Compliance Right of Rescission  Satisfied
0853911424 A C B Compliance TILA/RESPA Integrated Disclosure Active
0853911424 A C B Credit Legal Documents Satisfied
0174212298 A A A      
0108924747 A A A      
0802098995 A C B Compliance Finance Charge Tolerance Satisfied
0802098995 A C B Compliance Finance Charge Tolerance Satisfied
0802098995 A C B Compliance TILA/RESPA Integrated Disclosure Active
0802098995 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0802098995 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0802098995 A C B Credit Credit/Mtg History Active
0802098995 A C B Property Valuations Value Satisfied
0082133928 A A A      
0331140057 A B B Compliance TILA/RESPA Integrated Disclosure Active
0458131049 A A A      
0066758099 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0452839519 A C B Compliance Right of Rescission  Satisfied
0452839519 A C B Compliance TILA/RESPA Integrated Disclosure Active
0452839519 A C B Credit Legal Documents Satisfied
0096679178 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0535433932 A A A      
0771181856 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0771181856 A D A Credit DTI Satisfied
0914730624 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0185452511 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0185452511 A D B Compliance Right of Rescission  Active
0185452511 A D B Compliance TILA/RESPA Integrated Disclosure Active
0185452511 A D B Compliance TILA/RESPA Integrated Disclosure Active
0185452511 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0185452511 A D B Credit DTI Satisfied
0792755232 A C B Compliance Finance Charge Tolerance Satisfied
0792755232 A C B Compliance Finance Charge Tolerance Satisfied
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Active
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0792755232 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0223345104 A B B Compliance TILA/RESPA Integrated Disclosure Active
0891196571 A B B Compliance TILA/RESPA Integrated Disclosure Active
0030331974 A B B Compliance TILA/RESPA Integrated Disclosure Active
0965258645 A A A Credit Assets Active
0468439216 A C B Compliance State Late Charges Satisfied
0468439216 A C B Compliance TILA/RESPA Integrated Disclosure Active
0468439216 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0468439216 A C B Property Valuations Appraisal Satisfied
0601416698 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0227642138 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0227642138 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0676391792 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0676391792 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0247602552 A B B Compliance TILA/RESPA Integrated Disclosure Active
0409817201 A A A      
0639725659 A B B Compliance TILA/RESPA Integrated Disclosure Active
0605528544 A A A      
0357711141 A B B Compliance TILA/RESPA Integrated Disclosure Active
0540008415 A B B Compliance TILA/RESPA Integrated Disclosure Active
0540008415 A B B Compliance TILA/RESPA Integrated Disclosure Active
0540008415 A B B Compliance TILA/RESPA Integrated Disclosure Active
0913441801 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0913441801 A D A Credit DTI Satisfied
0913441801 A D A Credit Legal Documents Active
0913441801 A D A Credit Legal Documents Satisfied
0732777282 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0732777282 A A A Property Valuations Appraisal Satisfied
0079001480 A A A      
0138538462 A C B Compliance Right of Rescission  Satisfied
0138538462 A C B Compliance TILA/RESPA Integrated Disclosure Active
0138538462 A C B Credit Legal Documents Satisfied
0450684084 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0518238617 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0518238617 A D B Compliance TILA/RESPA Integrated Disclosure Active
0518238617 A D B Compliance TILA/RESPA Integrated Disclosure Active
0518238617 A D B Compliance TILA/RESPA Integrated Disclosure Active
0518238617 A D B Credit Legal Documents Satisfied
0647829695 A A A      
0137791742 A B B Compliance TILA/RESPA Integrated Disclosure Active
0137791742 A B B Compliance TILA/RESPA Integrated Disclosure Active
0137791742 A B B Compliance TILA/RESPA Integrated Disclosure Active
0664724250 A B B Compliance TILA/RESPA Integrated Disclosure Active
0664724250 A B B Credit Legal Documents Satisfied
0324469478 A B B Compliance TILA/RESPA Integrated Disclosure Active
0324469478 A B B Compliance TILA/RESPA Integrated Disclosure Active
0324469478 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0673263882 A A A      
0428801404 A B B Compliance TILA/RESPA Integrated Disclosure Active
0732750716 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0732750716 A D A Credit Credit/Mtg History Active
0235005164 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0200125785 A D A Compliance Documentation Satisfied
0200125785 A D A Credit Terms/Guidelines Active
0852454828 A B B Compliance TILA/RESPA Integrated Disclosure Active
0852454828 A B B Compliance TILA/RESPA Integrated Disclosure Active
0852454828 A B B Compliance TILA/RESPA Integrated Disclosure Active
0852454828 A B B Credit Application Satisfied
0852454828 A B B Property Valuations Value Satisfied
0979327008 A B B Compliance TILA/RESPA Integrated Disclosure Active
0979327008 A B B Credit Legal Documents Satisfied
0148161143 A A A      
0884195120 A B B Compliance TILA/RESPA Integrated Disclosure Active
0884195120 A B B Compliance TILA/RESPA Integrated Disclosure Active
0884195120 A B B Compliance TILA/RESPA Integrated Disclosure Active
0185300450 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0185300450 A D B Compliance TILA/RESPA Integrated Disclosure Active
0185300450 A D B Credit DTI Satisfied
0185300450 A D B Credit Legal Documents Active
0185300450 A D B Credit Terms/Guidelines Active
0511198184 A B B Compliance TILA/RESPA Integrated Disclosure Active
0516013623 A B B Compliance TILA/RESPA Integrated Disclosure Active
0516013623 A B B Property Valuations Value Satisfied
0804631799 A B B Compliance TILA/RESPA Integrated Disclosure Active
0981279744 A A A Credit Credit/Mtg History Active
0352126192 A B B Compliance TILA/RESPA Integrated Disclosure Active
0655222125 A B B Compliance TILA/RESPA Integrated Disclosure Active
0936662329 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0251921920 A C B Compliance Right of Rescission  Satisfied
0251921920 A C B Compliance Right of Rescission  Satisfied
0251921920 A C B Compliance TILA/RESPA Integrated Disclosure Active
0251921920 A C B Credit Assets Active
0251921920 A C B Credit Legal Documents Active
0265929300 A A A      
0858008011 A A A      
0473146404 A A A      
0909708504 A B B Compliance TILA/RESPA Integrated Disclosure Active
0905988027 A A A      
0871747660 A B B Compliance TILA/RESPA Integrated Disclosure Active
0873180790 A B B Compliance TILA/RESPA Integrated Disclosure Active
0873180790 A B B Compliance TILA/RESPA Integrated Disclosure Active
0790160349 A B B Compliance TILA/RESPA Integrated Disclosure Active
0288408362 A A A      
0827155724 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0174417730 A A A Credit Application Satisfied
0977126934 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0977126934 A A A Credit Credit/Mtg History Active
0809305505 A B B Compliance TILA/RESPA Integrated Disclosure Active
0528121599 A B B Compliance TILA/RESPA Integrated Disclosure Active
0187177660 A B B Compliance Finance Charge Tolerance Satisfied
0187177660 A B B Compliance TILA/RESPA Integrated Disclosure Active
0108999178 A B B Compliance TILA/RESPA Integrated Disclosure Active
0762897253 A B B Compliance TILA/RESPA Integrated Disclosure Active
0557704116 A A A      
0054560815 A A A      
0991018861 A B B Compliance TILA/RESPA Integrated Disclosure Active
0991018861 A B B Compliance TILA/RESPA Integrated Disclosure Active
0991018861 A B B Compliance TILA/RESPA Integrated Disclosure Active
0348558779 A A A      
0278732335 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0278732335 A A A Credit Income/Employment Active
0030152268 A D B Compliance Compliance Manual Satisfied
0030152268 A D B Compliance TILA/RESPA Integrated Disclosure Active
0030152268 A D B Compliance TILA/RESPA Integrated Disclosure Active
0030152268 A D B Compliance TILA/RESPA Integrated Disclosure Active
0490475747 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0490475747 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0490475747 A D A Credit DTI Satisfied
0394721745 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0906130194 A A A      
0643466866 A A A      
0815233366 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0545452748 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0356264243 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0356264243 A D A Credit Credit/Mtg History Satisfied
0262463661 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0262463661 A D B Compliance TILA/RESPA Integrated Disclosure Active
0262463661 A D B Compliance TILA/RESPA Integrated Disclosure Active
0262463661 A D B Credit Credit/Mtg History Satisfied
0262463661 A D B Credit Legal Documents Satisfied
0911910527 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0343971549 A A A      
0983024631 A B B Compliance Finance Charge Tolerance Satisfied
0983024631 A B B Compliance Finance Charge Tolerance Satisfied
0348808404 A B B Compliance TILA/RESPA Integrated Disclosure Active
0348808404 A B B Compliance TILA/RESPA Integrated Disclosure Active
0994080729 A A A      
0060253979 A A A      
0381749246 A A A      
0490345753 A A A Credit Credit/Mtg History Active
0363009473 A C B Compliance Right of Rescission  Satisfied
0570041000 A B B Compliance TILA/RESPA Integrated Disclosure Active
0570041000 A B B Compliance TILA/RESPA Integrated Disclosure Active
0570041000 A B B Compliance TILA/RESPA Integrated Disclosure Active
0181908345 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0339323924 A C A Compliance Right of Rescission  Satisfied
0339323924 A C A Credit Income/Employment Active
0806564492 A B B Compliance TILA/RESPA Integrated Disclosure Active
0806564492 A B B Compliance TILA/RESPA Integrated Disclosure Active
0806564492 A B B Compliance TILA/RESPA Integrated Disclosure Active
0515526582 A A A Credit Terms/Guidelines Active
0098498113 A C B Compliance Right of Rescission  Satisfied
0098498113 A C B Compliance Right of Rescission  Satisfied
0098498113 A C B Property Valuations Value Satisfied
0224989429 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0224989429 A D B Compliance TILA/RESPA Integrated Disclosure Active
0224989429 A D B Property Valuations Value Satisfied
0806365489 A B B Compliance TILA/RESPA Integrated Disclosure Active
0688513927 A A A      
0575214242 A B B Compliance TILA/RESPA Integrated Disclosure Active
0575214242 A B B Credit DTI Satisfied
0575214242 A B B Credit Legal Documents Satisfied
0403017803 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0739863972 A A A      
0026230257 A B B Compliance TILA/RESPA Integrated Disclosure Active
0026230257 A B B Credit Income/Employment Satisfied
0771991792 A B B Compliance TILA/RESPA Integrated Disclosure Active
0771991792 A B B Compliance TILA/RESPA Integrated Disclosure Active
0164292800 A A A      
0578274131 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0418874743 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0203189833 A A A      
0513185002 A A A Credit Legal Documents Active
0403237908 A B B Compliance TILA/RESPA Integrated Disclosure Active
0832863710 A B B Compliance TILA/RESPA Integrated Disclosure Active
0832863710 A B B Credit Legal Documents Satisfied
0085489615 A C B Compliance Finance Charge Tolerance Satisfied
0085489615 A C B Compliance Finance Charge Tolerance Satisfied
0085489615 A C B Credit Assets Active
0617527171 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0617527171 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0220301104 A B B Compliance TILA/RESPA Integrated Disclosure Active
0748218171 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0836500270 A B B Compliance Right of Rescission  Active
0798388821 A A A      
0323442423 A B B Compliance TILA/RESPA Integrated Disclosure Active
0323442423 A B B Property Valuations Value Satisfied
0651090211 A B B Compliance TILA/RESPA Integrated Disclosure Active
0651090211 A B B Compliance TILA/RESPA Integrated Disclosure Active
0651090211 A B B Credit Legal Documents Satisfied
0842029750 A A A      
0606787460 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0606787460 A D B Compliance RESPA Active
0606787460 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0606787460 A D B Credit Income/Employment Satisfied
0823034212 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0823034212 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0823034212 A D A Credit DTI Satisfied
0382231246 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0961912347 A A A      
0403095077 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0403095077 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0403095077 A D A Credit DTI Satisfied
0661945317 A A A      
0858971497 A A A Credit Credit/Mtg History Active
0481652047 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0233656945 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0233656945 A A A Credit Credit/Mtg History Active
0233656945 A A A Credit Terms/Guidelines Active
0179387385 A A A      
0839064159 A B B Compliance TILA/RESPA Integrated Disclosure Active
0015347546 A A A      
0412621249 A A A Property Valuations Value Satisfied
0658000401 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0263424903 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0414050264 A C B Compliance Right of Rescission  Satisfied
0414050264 A C B Compliance Right of Rescission  Satisfied
0463513232 A A A      
0627182415 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0543285889 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0543285889 A C A Credit Credit/Mtg History Active
0401326294 A A A Credit Assets Active
0126549291 A B B Compliance TILA/RESPA Integrated Disclosure Active
0987013849 A B B Compliance TILA/RESPA Integrated Disclosure Active
0987013849 A B B Compliance TILA/RESPA Integrated Disclosure Active
0409683974 A B B Compliance TILA/RESPA Integrated Disclosure Active
0409683974 A B B Compliance TILA/RESPA Integrated Disclosure Active
0231640252 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0217486437 A B B Compliance TILA/RESPA Integrated Disclosure Active
0217486437 A B B Compliance TILA/RESPA Integrated Disclosure Active
0217486437 A B B Credit LTV/CLTV Active
0934579628 A B B Compliance RESPA Active
0658673537 A A A      
0288509466 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0193580383 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0340414930 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0156277199 A C B Compliance Right of Rescission  Satisfied
0798258660 A B B Compliance TILA/RESPA Integrated Disclosure Active
0764191095 A A A      
0825808694 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0485036238 A A A      
0402792183 A A A Credit DTI Active
0380103708 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0669271321 A A A      
0836046513 A B B Compliance TILA/RESPA Integrated Disclosure Active
0836046513 A B B Compliance TILA/RESPA Integrated Disclosure Active
0836046513 A B B Property Valuations Value Satisfied
0184037190 A A A      
0314707543 A D A Compliance Documentation Satisfied
0314707543 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0933177101 A B B Compliance TILA/RESPA Integrated Disclosure Active
0043194283 A A A Compliance Finance Charge Tolerance Satisfied
0043194283 A A A Compliance Finance Charge Tolerance Satisfied
0043194283 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0043194283 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0559123366 A B B Compliance TILA/RESPA Integrated Disclosure Active
0773622262 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0929097951 A B B Compliance TILA/RESPA Integrated Disclosure Active
0929097951 A B B Credit Terms/Guidelines Active
0960187775 A A A      
0257346695 A A A      
0600063450 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0178729652 A A A      
0177808872 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0005946861 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0264309824 A A A      
0924288161 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0585522709 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0585522709 A A A Property Valuations Value Satisfied
0217643371 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0643941226 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0344505776 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0285994377 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0767132907 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0546657480 A D A Compliance State Consumer Protection Satisfied
0546657480 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0343452035 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0507723206 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0636678553 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0185218012 A A A Property Valuations Value Satisfied
0881276678 A B B Compliance TILA/RESPA Integrated Disclosure Active
0881276678 A B B Compliance TILA/RESPA Integrated Disclosure Active
0575475793 A B B Compliance TILA/RESPA Integrated Disclosure Active
0575475793 A B B Credit Legal Documents Satisfied
0005379455 A A A      
0030792198 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0030792198 A A A Credit Assets Satisfied
0210799933 A A A      
0980158567 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0980158567 A A A Credit Credit/Mtg History Active
0748140628 A C B Compliance TILA/RESPA Integrated Disclosure Active
0748140628 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0749898001 A A A      
0106823548 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0461336910 A A A      
0956228366 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0956228366 A D B Compliance TILA/RESPA Integrated Disclosure Active
0956228366 A D B Credit Income/Employment Satisfied
0604838565 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0604838565 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0368544392 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0543115885 A A A Credit Legal Documents Satisfied
0970249646 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0970249646 A A A Credit LTV/CLTV Active
0690558334 A C A Compliance Finance Charge Tolerance Satisfied
0690558334 A C A Compliance Finance Charge Tolerance Satisfied
0690558334 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0615654988 A A A      
0137678076 A A A      
0999316635 A B B Compliance TILA/RESPA Integrated Disclosure Active
0999316635 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0328772657 A A A      
0109106637 A A A      
0335760505 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0335760505 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0335760505 A D B Credit DTI Satisfied
0335760505 A D B Credit Legal Documents Satisfied
0450314188 A A A      
0252465530 A B A Compliance TILA/RESPA Integrated Disclosure Satisfied
0074258272 A A A      
0839310128 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0839310128 A A A Property Valuations Value Satisfied
0703948602 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0228539971 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0228539971 A D B Compliance TILA/RESPA Integrated Disclosure Active
0228539971 A D B Credit Credit/Mtg History Active
0228539971 A D B Credit Credit/Mtg History Satisfied
0485555889 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0485555889 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0095187237 A D B Compliance Compliance Manual Satisfied
0095187237 A D B Compliance RESPA Active
0095187237 A D B Compliance TILA/RESPA Integrated Disclosure Active
0095187237 A D B Compliance TILA/RESPA Integrated Disclosure Active
0095187237 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0095187237 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0878441269 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0132641540 A A A Credit Assets Active
0142178518 A A A      
0233273594 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0233273594 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0285118405 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0318198641 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0318198641 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0417657074 A A A      
0356674032 A A A      
0842094154 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0889418723 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0889418723 A A A Credit Income/Employment Active
0889418723 A A A Property Valuations Value Satisfied
0856328941 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0565244694 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0638163540 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0638163540 A A A Property Valuations Appraisal Satisfied
0272015193 A A A      
0098345633 A C B Compliance TILA/RESPA Integrated Disclosure Active
0098345633 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0098345633 A C B Property Valuations Appraisal Satisfied
0314545745 A A A      
0869134432 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0782718547 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0782718547 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0417775551 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0309617642 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0665291294 A B B Compliance TILA/RESPA Integrated Disclosure Active
0665291294 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0691068559 A A A      
0033848664 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0266640735 A A A      
0763940335 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0763940335 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0553987014 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0195042923 B A A Property Valuations Value Satisfied
0327972846 B B B Compliance TILA/RESPA Integrated Disclosure Active
0327972846 B B B Property Valuations Value Satisfied
0555338898 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0555338898 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0141913656 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0141913656 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0141913656 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0395721352 A D B Compliance RESPA Active
0395721352 A D B Compliance RESPA Active
0395721352 A D B Compliance TILA/RESPA Integrated Disclosure Active
0395721352 A D B Compliance TILA/RESPA Integrated Disclosure Active
0395721352 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0395721352 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0452501319 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0452501319 A D B Compliance TILA/RESPA Integrated Disclosure Active
0452501319 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0452501319 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0452501319 A D B Credit Assets Active
0452501319 A D B Credit DTI Satisfied
0452501319 A D B Credit Terms/Guidelines Satisfied
0150008502 A C B Compliance Right of Rescission  Satisfied
0150008502 A C B Compliance Right of Rescission  Satisfied
0426646304 A A A      
0790318097 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0514479420 A D A Compliance Compliance Manual Satisfied
0514479420 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0003036332 A A A      
0489609430 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0050940249 A C A Compliance Right of Rescission  Satisfied
0627498019 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0248096481 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0248096481 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0255609981 B C B Compliance Finance Charge Tolerance Satisfied
0255609981 B C B Compliance TILA/RESPA Integrated Disclosure Active
0255609981 B C B Property Valuations Value Satisfied
0692333307 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0433394158 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0183774772 B A A Property Valuations Value Satisfied
0791954456 A B B Compliance TILA/RESPA Integrated Disclosure Active
0932331897 A A A      
0085172168 A A A      
0040137336 A A A      
0158715011 A B B Compliance Right of Rescission  Active
0647011401 A A A      
0435815023 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0435815023 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0271022468 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0569125414 A A A      
0891572002 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0891572002 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0268177542 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0050428591 A A A      
0513879888 A A A      
0877418585 A A A      
0561620049 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0730485311 A C B Compliance Right of Rescission  Satisfied
0095062638 A A A      
0279997198 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0709123626 A A A Property Valuations Value Satisfied
0367967599 A B B Compliance Right of Rescission  Active
0878635373 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0878635373 A D A Credit DTI Active
0571258252 A A A      
0082830060 A C B Compliance Compliance Manual Satisfied
0082830060 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0082830060 A C B Credit LTV/CLTV Active
0082830060 A C B Property Valuations Value Satisfied
0797750884 A A A Credit Income/Employment Active
0644599838 A B B Compliance Right of Rescission  Active
0074751918 A B B Compliance TILA/RESPA Integrated Disclosure Active
0074751918 A B B Compliance TILA/RESPA Integrated Disclosure Active
0074751918 A B B Compliance TILA/RESPA Integrated Disclosure Active
0074751918 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0370623369 A A A      
0363675986 A A A      
0698399169 A B B Compliance TILA/RESPA Integrated Disclosure Active
0652023319 A B B Compliance Right of Rescission  Active
0652023319 A B B Credit LTV/CLTV Satisfied
0067494556 A A A Credit Assets Active
0798386743 A A A      
0105739364 A A A Credit Credit/Mtg History Active
0993702931 A B B Compliance TILA/RESPA Integrated Disclosure Active
0993702931 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0449352432 A A A      
0761443407 A B B Compliance RESPA Active
0761443407 A B B Compliance RESPA Active
0761443407 A B B Compliance TILA/RESPA Integrated Disclosure Active
0761443407 A B B Compliance TILA/RESPA Integrated Disclosure Active
0286168964 A B B Compliance Right of Rescission  Active
0572812841 A A A      
0466852260 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0466852260 A A A Credit Title Satisfied
0143821940 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0143821940 A D B Compliance RESPA Active
0143821940 A D B Compliance TILA/RESPA Integrated Disclosure Active
0143821940 A D B Credit Legal Documents Satisfied
0143821940 A D B Property Valuations Value Satisfied
0285615306 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0285615306 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0285615306 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0043162450 A A A      
0924158245 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0815669967 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0815669967 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0769832568 A B B Compliance Right of Rescission  Active
0248389210 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0174766372 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0358765290 A B B Compliance Right of Rescission  Active
0943102166 A A A      
0615990881 A A A      
0350800837 A A A      
0413265211 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0413265211 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0413265211 A D B Credit DTI Satisfied
0872425710 A A A      
0010036216 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0859691583 A B B Compliance Right of Rescission  Active
0878883818 A A A      
0702876219 A A A      
0407438492 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0131972934 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0131972934 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0131972934 A A A Credit Assets Active
0435281148 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0435281148 A D A Credit DTI Satisfied
0669908299 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0135306128 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0702440293 A A A      
0319402532 A A A      
0654402858 A A A      
0363735141 A A A      
0111204589 A A A      
0570729473 A B B Compliance TILA/RESPA Integrated Disclosure Active
0142824618 A A A      
0197653463 A A A      
0086624949 A B B Compliance TILA/RESPA Integrated Disclosure Active
0086624949 A B B Compliance TILA/RESPA Integrated Disclosure Active
0086624949 A B B Compliance TILA/RESPA Integrated Disclosure Active
0086624949 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0086624949 A B B Credit Assets Active
0403270653 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0403270653 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0403270653 A A A Credit DTI Active
0020858268 A A A      
0077924983 A A A      
0947506582 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0947506582 A D B Compliance Right of Rescission  Active
0947506582 A D B Credit Legal Documents Satisfied
0109595607 A B B Compliance Right of Rescission  Active
0003896058 A A A      
0901157069 A A A      
0402106884 A A A      
0753829353 A A A      
0062185231 A B B Compliance Right of Rescission  Active
0962221206 A D A Compliance Borrower's Interest Satisfied
0496372571 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0496372571 A B B Property Valuations Value Satisfied
0125833119 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0599189918 A A A      
0817892492 A A A      
0314326933 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0429625001 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0402900661 A B B Compliance TILA/RESPA Integrated Disclosure Active
0138408369 A A A      
0283829864 A A A      
0234810302 A A A Credit Income/Employment Active
0527728219 A A A      
0324720556 A A A      
0989069859 A A A      
0100113411 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0785083112 A A A      
0728067872 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0728067872 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0728067872 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0728067872 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0728067872 A D A Credit Assets Satisfied
0263212665 A A A Credit Assets Active
0719443797 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0600668634 A C B Compliance Right of Rescission  Satisfied
0419966622 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0419966622 A A A Credit Assets Active
0483770623 A A A      
0787688745 A B B Compliance TILA/RESPA Integrated Disclosure Active
0563487087 A A A      
0838328149 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0838328149 A C B Property Valuations Value Satisfied
0782357006 A A A      
0126272066 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0126272066 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0954324961 A A A      
0531188809 A A A      
0732863075 A A A Credit Insurance Satisfied
0208558685 A A A      
0821628310 A C B Compliance Right of Rescission  Satisfied
0793531213 A B B Compliance Right of Rescission  Active
0648405015 A B B Compliance Right of Rescission  Active
0648405015 A B B Compliance TILA/RESPA Integrated Disclosure Active
0649228308 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0649228308 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0844311325 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0193840779 A B B Compliance Right of Rescission  Active
0193840779 A B B Compliance TILA/RESPA Integrated Disclosure Active
0932609444 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0617800604 A A A      
0266121101 A A A      
0248810002 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0248810002 A D A Credit Credit/Mtg History Satisfied
0171247299 A B B Compliance Right of Rescission  Active
0333048993 A A A      
0774543169 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0935737728 A A A      
0514097762 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0912504326 A A A      
0468007075 A B B Compliance Documentation Active
0072902570 A A A      
0430046740 A A A      
0460985066 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0864213100 A A A      
0685440570 A B B Compliance TILA/RESPA Integrated Disclosure Active
0685440570 A B B Compliance TILA/RESPA Integrated Disclosure Active
0709464789 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0510768500 A B B Compliance TILA/RESPA Integrated Disclosure Active
0955529789 A C B Compliance Finance Charge Tolerance Satisfied
0955529789 A C B Compliance Finance Charge Tolerance Satisfied
0955529789 A C B Compliance TILA/RESPA Integrated Disclosure Active
0955529789 A C B Compliance TILA/RESPA Integrated Disclosure Active
0955289989 A A A      
0210267752 A C B Compliance Right of Rescission  Satisfied
0722996304 A A A      
0470797894 A A A      
0375663788 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0688991198 A A A      
0828604670 A B B Compliance RESPA Active
0828604670 A B B Compliance TILA/RESPA Integrated Disclosure Active
0241114850 A B B Compliance RESPA Active
0241114850 A B B Compliance Right of Rescission  Active
0241114850 A B B Property Valuations Value Satisfied
0481395816 A A A Credit Assets Active
0115677134 A A A      
0154555951 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0154555951 A D B Compliance Right of Rescission  Active
0154555951 A D B Credit Legal Documents Satisfied
0579380247 A A A      
0209687209 A A A      
0308032974 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0308032974 A A A Credit Assets Active
0583021961 A B B Compliance Right of Rescission  Active
0950433117 A B B Compliance Right of Rescission  Active
0802898928 A B B Compliance Right of Rescission  Active
0719963369 A A A      
0299932416 A A A      
0676739682 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0441117938 A B B Compliance RESPA Active
0441117938 A B B Compliance TILA/RESPA Integrated Disclosure Active
0441117938 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0048538646 A A A      
0954590124 A A A      
0563965786 A A A      
0750798042 A A A      
0994882663 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0890085007 A A A      
0823895186 A A A      
0001382239 A B B Compliance Right of Rescission  Active
0947333819 A A A      
0838578084 A B B Compliance TILA/RESPA Integrated Disclosure Satisfied
0655407141 A B B Compliance Right of Rescission  Active
0278124019 A A A      
0978489796 A B B Compliance TILA/RESPA Integrated Disclosure Active
0970134623 A D B Compliance RESPA Active
0970134623 A D B Compliance RESPA Active
0970134623 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0970134623 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0970134623 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0054655376 A D A Compliance TILA/RESPA Integrated Disclosure Satisfied
0476989913 A B B Compliance RESPA Active
0476989913 A B B Compliance Right of Rescission  Active
0476989913 A B B Compliance TILA/RESPA Integrated Disclosure Active
0476989913 A B B Compliance TILA/RESPA Integrated Disclosure Active
0167084932 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0167084932 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0910920248 A B B Compliance RESPA Active
0910920248 A B B Compliance RESPA Active
0910920248 A B B Compliance TILA/RESPA Integrated Disclosure Active
0053043127 A A A      
0374663516 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0661145521 A A A      
0748476916 A A A      
0421542533 A A A      
0111062061 A A A      
0270479248 A A A      
0619208392 A A A      
0505750655 A B B Compliance TILA/RESPA Integrated Disclosure Active
0505750655 A B B Credit Assets Active
0845022739 A A A      
0800863165 A C B Compliance TILA/RESPA Integrated Disclosure Active
0800863165 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0698605297 B B A Compliance TILA/RESPA Integrated Disclosure Satisfied
0698605297 B B A Property Valuations FEMA Active
0395608541 A A A      
0976850260 A A A      
0809829976 A A A      
0998964097 A A A Credit Credit/Mtg History Active
0400467008 A A A      
0620235596 A B B Compliance TILA/RESPA Integrated Disclosure Active
0620235596 A B B Property Valuations Value Satisfied
0923474783 A B B Compliance Right of Rescission  Active
0923474783 A B B Property Valuations Value Satisfied
0065782230 A A A      
0438583898 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0438583898 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0109572065 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0109572065 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0109572065 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0303529083 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0755808742 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0576323235 A D A Compliance Ability to Repay/Qualified Mortgage Satisfied
0576323235 A D A Credit Legal Documents Satisfied
0574923883 A A A Property Valuations Value Satisfied
0737313305 A A A      
0539303757 A A A      
0204193352 A D B Compliance RESPA Active
0204193352 A D B Compliance TILA/RESPA Integrated Disclosure Active
0204193352 A D B Compliance TILA/RESPA Integrated Disclosure Active
0204193352 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0204193352 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0204193352 A D B Credit Assets Satisfied
0923873749 A B B Compliance Right of Rescission  Active
0851253563 A A A      
0578679899 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0578679899 A C B Credit Assets Active
0658019909 A B B Compliance Right of Rescission  Active
0658019909 A B B Property Valuations Value Satisfied
0886455184 A B B Compliance Right of Rescission  Active
0886455184 A B B Credit Title Satisfied
0377459122 A B B Compliance Right of Rescission  Active
0639044091 A B B Compliance Right of Rescission  Active
0650920831 A A A      
0913093993 A B B Compliance TILA/RESPA Integrated Disclosure Active
0570172768 A A A      
0876609816 A C B Compliance Finance Charge Tolerance Satisfied
0876609816 A C B Credit Assets Satisfied
0925424344 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0925424344 A D B Compliance TILA/RESPA Integrated Disclosure Active
0925424344 A D B Compliance TILA/RESPA Integrated Disclosure Satisfied
0925424344 A D B Credit Assets Satisfied
0925424344 A D B Credit DTI Satisfied
0258032250 A A A      
0218385397 A B B Compliance Right of Rescission  Active
0506254267 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0506254267 A C A Compliance TILA/RESPA Integrated Disclosure Satisfied
0506254267 A C A Property Valuations Value Satisfied
0530157094 A A A      
0521165275 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0521165275 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0521165275 A C B Compliance TILA/RESPA Integrated Disclosure Satisfied
0521165275 A C B Credit Assets Satisfied
0979966414 A A A      
0683553828 A D B Compliance Ability to Repay/Qualified Mortgage Satisfied
0683553828 A D B Compliance TILA/RESPA Integrated Disclosure Active
0683553828 A D B Compliance TILA/RESPA Integrated Disclosure Active
0683553828 A D B Compliance TILA/RESPA Integrated Disclosure Active
0683553828 A D B Credit DTI Satisfied
0683553828 A D B Credit Legal Documents Satisfied
0233178340 A A A      
0877138300 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0877138300 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0058775269 A A A      
0652992493 A B B Compliance TILA/RESPA Integrated Disclosure Active
0652992493 A B B Compliance TILA/RESPA Integrated Disclosure Active
0652992493 A B B Compliance TILA/RESPA Integrated Disclosure Active
0694557846 A A A      
0102590144 A A A      
0462872105 A A A      
0263471795 A A A      
0958937936 A A A      
0247206818 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0247206818 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0344126057 A B B Compliance Right of Rescission  Active
0344126057 A B B Compliance TILA/RESPA Integrated Disclosure Active
0708367514 A A A      
0211658683 A A A Compliance TILA/RESPA Integrated Disclosure Satisfied
0326915946 A A A      

 

Alt Loan Number Initial Securitization Condition Grade Final Securitization Condition Grade Initial S&P Condition Grade Final S&P Condition Grade Condition Code Condition Description
0006517460            
0341767454 B B B B CMPFDCP3206 NMLS License verification found Loan Originator Name does not match ID
0341767454 D A D A PRVAAPPR3116 Missing updated valuation
0202316746 B A B A CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0202316746 B A B A CMPTRID3476 TRID - Written List of Providers not provided or untimely
0202316746 A A A A PRVAAPPR3116 Missing updated valuation
0202316746 B A B A PRVAFEMA856 Natural Disaster Area, no subsequent inspection (Public)
0383846676            
0040345397 B A B A CRDCRMH148 Credit report stale dated at closing
0040345397 B A B A PRVAPROP241 Property Type unacceptable under guidelines
0116767244 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0358838319 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0150253066            
0674568374 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0266729783 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0147367951 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0139596402 B B B B CMPFDCP4395 Flood Insurance - Property requires flood insurance; no evidence that the premiums are escrowed.
0472589055 B B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0472589055 B B B B CMPTRID4282 TRID - CD: The value for Downpayment/Funds From Borrower in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0472589055 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0472589055 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0472589055 B B B B CMPTRID4311 TRID - CD: The value for Adjustments and Other Credits in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0472589055 C A C A PRVAVALU5249 Property Value Not Supported
0481798625            
0456647549 C A C A CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0456647549 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0845270927 C B C B CRDTER3262 Property issues indicated
0992638343            
0429588755            
0333527850 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0333527850 C B C B CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0205523287 C B C B CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0272610749            
0801703406            
0664130661 B B B B CMPTRID4290 TRID - CD: Closing Costs total has at least one inconsistent value between the Costs at Closing Table, section J and the Calculating Cash to Close Table
0664130661 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0581487575            
0724566263 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0297259559 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0075030315 C B C B CRDCRMH2662 Number of mortgaged properties exceeds guideline limit
0045205025            
0505896842            
0261504484 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0261504484 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0950960328 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0950960328 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0950960328 C A C A CRDINC2488 Verbal verification of employment missing
0387334025 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0387334025 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0387334025 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0387334025 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0571077777            
0008671125 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0471534994 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0364913435            
0382971828            
0173258455 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0173258455 B B B B CRDCRMH104 Credit score below guidelines
0618824991 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0105176753 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0105176753 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0105176753 B B B B CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0178130835 C A C A CMPTRID3706 TRID - Curable Issue #1 related to the Closing Disclosure in file
0178130835 B B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0405695243 B A B A CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0405695243 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0156325952            
0693876395            
0539559419 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0539559419 C A C A CRDAST115 Cash reserves do not meet guidelines
0619372342 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0056426686            
0853473788            
0264613981 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0264613981 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0264613981 B B B B CRDINC150 Income docs do not meet guidelines
0264613981 B B B B CRDTER109 Cash Out Amount Exceeds Guidelines
0264613981 C B C B CRDTER3262 Property issues indicated
0012755871 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0012755871 C A C A CRDCRMH148 Credit report stale dated at closing
0959037065 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0959037065 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0899950095 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0978704359            
0165643183 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0165643183 D A D A CRDLGL140 Missing subordination agreement for existing junior lien
0234425350 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0234425350 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0234425350 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0234425350 B B B B CRDTER3122 Loan documents do not meet guideline requirements
0290865967 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0290865967 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0290865967 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0007757332 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0543356680 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0665780893            
0573827905 D A D A CRDCRMH149 Missing support docs for VOM/VOR (e.g. cancelled checks)
0573827905 D A D A CRDINC2408 Income verification does not meet guidelines
0151358458 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0151358458 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0151358458 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0953099672            
0959224335 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0959224335 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0959224335 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0959224335 B B B B CRDTER109 Cash Out Amount Exceeds Guidelines
0176262832 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0476891574 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0476891574 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0476891574 D A D A PRVAAPPR275 Completed "Subject To" w/o Completion Cert in File
0221313800 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0221313800 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0431796750 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0431796750 C A C A PRVAVALU4863 Value Not Supported
0691394054 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0071262477 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0071262477 B B B B CRDCRMH104 Credit score below guidelines
0110350222            
0739035660            
0797533971            
0454117574            
0523631811 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0162078344 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0162078344 B B B B CRDTER109 Cash Out Amount Exceeds Guidelines
0738751529            
0287394405            
0059959522 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0469795303 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0469795303 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0469795303 B A B A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0469795303 B B B B CMPTRID3730 TRID - Error #2 discovered on Closing Disclosure
0469795303 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0469795303 C B C B CMPTRID3732 TRID - Error #3 discovered on Closing Disclosure
0469795303 C B C B CMPTRID3736 TRID - Error #4 discovered on Closing Disclosure
0469795303 C B C B CMPTRID3738 TRID - Error #5 discovered on Closing Disclosure
0469795303 B B B B CRDDTI134 Debt Ratio Exception =>10%
0722881352 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0722881352 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0722881352 D A D A CRDAPP4625 The orig file does not contain a third party fraud report
0722881352 D A D A CRDAST2670 Asset documentation is insufficient per guideline requirements
0722881352 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0722881352 D A D A CRDINC2408 Income verification does not meet guidelines
0447948689            
0240773943 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0240773943 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0240773943 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0240773943 D A D A CRDLGL140 Missing subordination agreement for existing junior lien
0994282546 B B B B PRVAPROP177 Property Issues Indicated
0450111789 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0450111789 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0450111789 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0450111789 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0450111789 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0450111789 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0450111789 C A C A PRVAVALU4863 Value Not Supported
0738751998 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0738751998 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0738751998 C A C A PRVAVALU4863 Value Not Supported
0801911478 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0445889277            
0534901397 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0649491557 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0856597958 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0971405771 C B C B CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0971405771 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0971405771 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0818656327 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0033094432            
0966537496 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0109097096 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0109097096 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0109097096 B B B B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0439323181            
0547233818 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0277342139            
0785944687 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0529974161 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0529974161 B B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0818534913 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0396044267            
0393007995 C A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0393007995 C A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0393007995 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0651488070 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0651488070 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0651488070 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0681505090            
0884161558 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0866094565 C B C B CRDTER3262 Property issues indicated
0759442403 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0210315793 A A A A CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0210315793 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0176895631 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0482991055 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0482991055 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0482991055 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0482991055 B B B B CRDTIL100 Potential title issue
0992186908 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0864742651 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0864742651 D A D A CRDINC2408 Income verification does not meet guidelines
0374819111 C A C A CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0254712207 B B B B CRDTER3122 Loan documents do not meet guideline requirements
0740709871            
0165358241 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0570706188 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0855795086 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0901186077            
0484162893 C B C B CMPTRID3640 TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0484162893 C B C B CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0484162893 B B B B CRDINC150 Income docs do not meet guidelines
0881230204 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0111716305 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0180198359 C A C B PRVAVALU153 Value Not Supported
0548292610 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0758588660            
0093685072            
0561741347 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0561741347 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0561741347 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0561741347 C B C B CRDLTV3028 LTV Exceeds Guideline Requirement by 10% or more
0561741347 C A C A PRVAVALU5249 Property Value Not Supported
0805997312 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0805997312 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0805997312 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0805997312 B B B B CRDINC888 Income Amount is  Unsupported by Documentation in File
0065689804 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0065689804 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0534929270            
0761807473 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0434548455            
0313767379 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0113487582            
0146420773 C B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0146420773 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0146420773 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0146420773 B B B B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0146420773 B B B B CRDTER109 Cash Out Amount Exceeds Guidelines
0416039270 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0477820139 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0477820139 D A D A CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0377860308 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0377860308 C A C A CMPROR303 ROR - Acknowledgement of non-rescission prior to expiration date
0377860308 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0123690402 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0208993418 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0619983866 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0092425942 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0092425942 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0092425942 B B B B CRDAST115 Cash reserves do not meet guidelines
0092425942 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0092425942 D A D A CRDINC2408 Income verification does not meet guidelines
0589606208 B B B B CRDAPP131 Occupancy status not supported by file documentation
0748098878 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0748098878 B B B B CRDTER3262 Property issues indicated
0460131319            
0885100171            
0957404772            
0693219018 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0693219018 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0693219018 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0673079686 D A D A CMPDOC191 Missing Mortgage
0025009775 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0040911184            
0049713590            
0902041934 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0910077691 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0910077691 C A C A CRDINC2488 Verbal verification of employment missing
0910077691 C A C B PRVAVALU153 Value Not Supported
0087251802 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0087251802 C A C A PRVAVALU5249 Property Value Not Supported
0030545131 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0557068335            
0482357560 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0482357560 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0482357560 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0211115825 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0211115825 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0528754051            
0684300729 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0684300729 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0684300729 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0545020575 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0537245193            
0218216475 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0695616431 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0695616431 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0695616431 C B C B CMPTRID5152 TRID - CD: Monthly Non-Escrowed Amount in Projected Payments is inconsistent with annual cost in the Loan Disclosures section
0695616431 D A D A CRDINC2408 Income verification does not meet guidelines
0328062898 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0328062898 D A D A CMPDOC195 Missing Note
0328062898 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0469228172            
0872358177            
0628385199 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0628385199 B A B A CRDLGL2550 Missing HUD-1 from sale of property
0448935326 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0437941245 C A C A PRVAVALU4863 Value Not Supported
0771416658            
0410137569            
0889500457 C B C B CMPFINT109 Finance charge understated by more than  $35 (Pmt Stream)
0889500457 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0889500457 C A C B PRVAVALU153 Value Not Supported
0241241661 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0769055263            
0612137501            
0045896915 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0045896915 B B B B CRDTER3122 Loan documents do not meet guideline requirements
0767549980            
0395810069 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0395810069 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0395810069 C B C B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0426745014            
0534134356 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0358389238 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0358389238 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0834014439 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0169196833 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0169196833 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0668825657 B B B B CMPTRID4290 TRID - CD: Closing Costs total has at least one inconsistent value between the Costs at Closing Table, section J and the Calculating Cash to Close Table
0945933919 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0945933919 D A D A CRDINC2408 Income verification does not meet guidelines
0788926585 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0319629488 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0319629488 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0459558876 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0459558876 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0483785448 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0614099149 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0614099149 D A D A CRDAPP4625 The orig file does not contain a third party fraud report
0220842727 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0996851919            
0411981173            
0907860886 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0907860886 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0268571312            
0131509466 B B B B CMPBI1623 MA Borrower Interest; Worksheet missing
0131509466 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0789719995 C B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0789719995 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0448357147            
0154476545 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0333110236 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0333110236 B B B B CRDTER110 Loan amount exceeds guideline maximum
0502870573 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0502870573 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0502870573 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0242922975 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0704430298 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0704430298 C A C A PRVAFEMA858 Natural Disaster Area, no subsequent inspection  (Individual & Public)
0293349258 B B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0753438314 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0753438314 B B B B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0518812589 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0479451157            
0695848476 C B C B CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0695848476 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0695848476 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0695848476 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0695848476 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0695848476 C A C A PRVAVALU5249 Property Value Not Supported
0255857598 B B B B CRDDTI134 Debt Ratio Exception =>10%
0255857598 D A D A PRVAAPPR3116 Missing updated valuation
0921230977            
0990961460 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0990961460 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0990961460 B B B B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0837163424            
0413045481 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0357742313 C A C A CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0249058010            
0504213001 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0024112176            
0469009579            
0985122626 D A D A PRVAAPPR3116 Missing updated valuation
0551454535 D A D A CMPDOC806 Notary Status is missing
0343080476 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0857853833 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0857853833 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0857853833 B B B B CRDTER3122 Loan documents do not meet guideline requirements
0603474090 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0833616950 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0913746485 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0592698430            
0447092559 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0447092559 D A D A CRDINC3204 Income Documentation Missing
0236859825 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0956908343            
0727653265 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0377146801 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0377146801 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0377146801 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0897446006 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0233218701 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0233218701 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0233218701 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0083234793 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0083234793 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0736310891            
0582751569 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0582751569 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0233822446            
0574484075 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0574484075 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0913710605 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0913710605 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0913710605 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0989346356 B B B B CMPBI1623 MA Borrower Interest; Worksheet missing
0989346356 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0989346356 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0222261430            
0105000183 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0105000183 B B B B CRDCRMH117 Length of credit history in file does not meet guideline requirement
0742273621 B B B B CRDTER3262 Property issues indicated
0633790347 C A C A CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0633790347 D A D A CMPROR113 ROR - Missing Right of Rescission form
0633790347 C B C B CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0346478645 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0239010531 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0239010531 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0004813093 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0004813093 C A C A PRVAVALU4863 Value Not Supported
0655846994 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0572312507 C A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0572312507 C A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0572312507 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0572312507 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0872921017 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0872921017 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0872921017 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0872921017 C B C B CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0800729836 B A B A CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0329218002 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0768518539 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0768518539 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0020711757 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0424921218            
0271484761 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0591216080 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0591216080 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0591216080 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0591216080 B B B B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0383523597            
0462397789 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0462397789 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0462397789 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0462397789 B A B A CRDINSR848 Missing Hazard Insurance
0876992864 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0876992864 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0876992864 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0876992864 B B B B CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0851940873 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0851940873 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0851940873 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0851940873 D A D A CRDINSR3278 Hazard Insurance documentation in file is incomplete
0851940873 D A D A CRDLGL4033 Missing Legal Document(s)
0480581078 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0480581078 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0480581078 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0430681257 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0430681257 B B B B CRDINC2408 Income verification does not meet guidelines
0642968656 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0642968656 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0642968656 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0512374142 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0512374142 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0512374142 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0774557386 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0853911424 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0853911424 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0853911424 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0853911424 D A D A CRDLGL2644 Missing proof there were no draws on HELOC in the last 12 months > $2,000
0174212298            
0108924747            
0802098995 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0802098995 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0802098995 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0802098995 C A C A CMPTRID3658 TRID - Corrected CD should have been provided; APR is greater than APR 3 business days prior to closing by more than allowable tolerance
0802098995 C A C A CMPTRID3662 TRID - Corrected CD should have been provided; APR is less than APR three business days prior to closing by more than allowable tolerance
0802098995 B B B B CRDCRMH2662 Number of mortgaged properties exceeds guideline limit
0802098995 C A C A PRVAVALU5249 Property Value Not Supported
0082133928            
0331140057 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0458131049            
0066758099 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0452839519 C A C A CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0452839519 B B B B CMPTRID4290 TRID - CD: Closing Costs total has at least one inconsistent value between the Costs at Closing Table, section J and the Calculating Cash to Close Table
0452839519 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0096679178 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0535433932            
0771181856 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0771181856 B A B A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0914730624 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0185452511 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0185452511 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0185452511 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0185452511 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0185452511 C B C B CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0185452511 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0792755232 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0792755232 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0792755232 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0792755232 B B B B CMPTRID4285 TRID - CD: The value for Loan Amount in the LE column of the CD's Calculating Cash to Close table (Alt Version) is different from the value disclosed on the last LE
0792755232 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0792755232 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0792755232 B B B B CMPTRID4312 TRID - CD: The value for Total Payoffs and Payments in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0792755232 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0792755232 C A C A CMPTRID4381 TRID - CD: CD does not reflect the terms of the legal obligation or is not a in good faith based on best info available
0223345104 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0891196571 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0030331974 B B B B CMPTRID4235 TRID - CD: The Total Closing Costs (Borrower-Paid) amount disclosed in the CD Other Costs section does not equal its component parts
0965258645 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0468439216 B B B B CMPSLC1127 Late Charge percentage exceeds regulatory limits
0468439216 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0468439216 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0468439216 D A D A PRVAAPPR3116 Missing updated valuation
0601416698 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0227642138 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0227642138 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0676391792 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0676391792 C B C B CMPTRID3640 TRID - CD: Zero tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0247602552 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0409817201            
0639725659 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0605528544            
0357711141 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0540008415 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0540008415 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0540008415 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0913441801 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0913441801 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0913441801 D B D B CRDLGL100 Legal document incorrect or incomplete
0913441801 D A D A CRDLGL4033 Missing Legal Document(s)
0732777282 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0732777282 D A D A PRVAAPPR3116 Missing updated valuation
0079001480            
0138538462 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0138538462 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0138538462 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0450684084 A A A A CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0518238617 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0518238617 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0518238617 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0518238617 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0518238617 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0647829695            
0137791742 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0137791742 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0137791742 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0664724250 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0664724250 D A D A CRDLGL137 Missing copy of 2nd lien Note (subject is 1st lien)
0324469478 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0324469478 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0324469478 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0673263882            
0428801404 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0732750716 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0732750716 B B B B CRDCRMH2662 Number of mortgaged properties exceeds guideline limit
0235005164 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0200125785 D A D A CMPDOC191 Missing Mortgage
0200125785 B B B B CRDTER3262 Property issues indicated
0852454828 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0852454828 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0852454828 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0852454828 D A D A CRDAPP4625 The orig file does not contain a third party fraud report
0852454828 C A C A PRVAVALU5249 Property Value Not Supported
0979327008 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0979327008 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0148161143            
0884195120 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0884195120 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0884195120 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0185300450 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0185300450 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0185300450 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0185300450 B B B B CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0185300450 B B B B CRDTER109 Cash Out Amount Exceeds Guidelines
0511198184 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0516013623 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0516013623 C A C A PRVAVALU4863 Value Not Supported
0804631799 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0981279744 B B B B CRDCRMH149 Missing support docs for VOM/VOR (e.g. cancelled checks)
0352126192 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0655222125 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0936662329 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0251921920 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0251921920 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0251921920 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0251921920 B B B B CRDAST115 Cash reserves do not meet guidelines
0251921920 B B B B CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0265929300            
0858008011            
0473146404            
0909708504 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0905988027            
0871747660 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0873180790 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0873180790 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0790160349 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0288408362            
0827155724 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0174417730 D A D A CRDAPP4625 The orig file does not contain a third party fraud report
0977126934 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0977126934 B B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0809305505 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0528121599 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0187177660 A A A A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0187177660 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0108999178 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0762897253 B B B B CMPTRID4290 TRID - CD: Closing Costs total has at least one inconsistent value between the Costs at Closing Table, section J and the Calculating Cash to Close Table
0557704116            
0054560815            
0991018861 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0991018861 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0991018861 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0348558779            
0278732335 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0278732335 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0030152268 D A D A CMPMAN2956 Missing disclosure
0030152268 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0030152268 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0030152268 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0490475747 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0490475747 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0490475747 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0394721745 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0906130194            
0643466866            
0815233366 C B C B CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0545452748 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0356264243 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0356264243 C A C A CRDCRMH1805 Debts/obligations not disclosed/accounted for at origination
0262463661 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0262463661 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0262463661 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0262463661 D A D A CRDCRMH149 Missing support docs for VOM/VOR (e.g. cancelled checks)
0262463661 D A D A CRDLGL2550 Missing HUD-1 from sale of property
0911910527 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0343971549            
0983024631 B B B B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0983024631 B B B B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0348808404 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0348808404 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0994080729            
0060253979            
0381749246            
0490345753 B B B B CRDCRMH3000 # of Tradelines Does Not Meet Guideline Requirements
0363009473 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0570041000 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0570041000 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0570041000 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0181908345 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0339323924 C A C A CMPROR114 ROR - Right of Rescission not executed by all title holders
0339323924 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0806564492 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0806564492 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0806564492 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0515526582 B B B B CRDTER111 Ownership seasoning does not meet minimum per guidelines
0098498113 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0098498113 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0098498113 C A C A PRVAVALU4863 Value Not Supported
0224989429 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0224989429 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0224989429 C A C A PRVAVALU5249 Property Value Not Supported
0806365489 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0688513927            
0575214242 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0575214242 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0575214242 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0403017803 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0739863972            
0026230257 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0026230257 C A C A CRDINC2488 Verbal verification of employment missing
0771991792 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0771991792 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0164292800            
0578274131 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0418874743 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0203189833            
0513185002 B B B B CRDLGL4033 Missing Legal Document(s)
0403237908 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0832863710 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0832863710 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0085489615 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0085489615 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0085489615 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0617527171 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0617527171 C A C A CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0220301104 B B B B CMPTRID4290 TRID - CD: Closing Costs total has at least one inconsistent value between the Costs at Closing Table, section J and the Calculating Cash to Close Table
0748218171 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0836500270 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0798388821            
0323442423 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0323442423 C A C A PRVAVALU5249 Property Value Not Supported
0651090211 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0651090211 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0651090211 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0842029750            
0606787460 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0606787460 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0606787460 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0606787460 D A D A CRDINC2408 Income verification does not meet guidelines
0823034212 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0823034212 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0823034212 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0382231246 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0961912347            
0403095077 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0403095077 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0403095077 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0661945317            
0858971497 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0481652047 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0233656945 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0233656945 B B B B CRDCRMH104 Credit score below guidelines
0233656945 C B C B CRDTER3262 Property issues indicated
0179387385            
0839064159 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0015347546            
0412621249 C A C A PRVAVALU4863 Value Not Supported
0658000401 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0263424903 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0414050264 C B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0414050264 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0463513232            
0627182415 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0543285889 C A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0543285889 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0401326294 B B B B CRDAST2670 Asset documentation is insufficient per guideline requirements
0126549291 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0987013849 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0987013849 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0409683974 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0409683974 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0231640252 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0217486437 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0217486437 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0217486437 B B B B CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0934579628 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0658673537            
0288509466 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0193580383 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0340414930 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0156277199 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0798258660 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0764191095            
0825808694 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0485036238            
0402792183 B B B B CRDDTI105 Debt Ratio Exception 5% or Less
0380103708 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0669271321            
0836046513 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0836046513 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0836046513 C A C A PRVAVALU5249 Property Value Not Supported
0184037190            
0314707543 D A D A CMPDOC806 Notary Status is missing
0314707543 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0933177101 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0043194283 A A A A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0043194283 A A A A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0043194283 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0043194283 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0559123366 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0773622262 A A A A CMPTRID3706 TRID - Curable Issue #1 related to the Closing Disclosure in file
0929097951 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0929097951 B B B B CRDTER109 Cash Out Amount Exceeds Guidelines
0960187775            
0257346695            
0600063450 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0178729652            
0177808872 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0005946861 C B C B CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0264309824            
0924288161 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0585522709 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0585522709 C A C A PRVAVALU5249 Property Value Not Supported
0217643371 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0643941226 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0344505776 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0285994377 C B C B CMPTRID3646 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or the revised LE/CD was not timely disclosed; insufficient credit or refund provided
0767132907 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0546657480 D A D A CMPSTCP2057 Illinois Pred Lend Database - No Cert of Compliance or Cert of Exemption in file
0546657480 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0343452035 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0507723206 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0636678553 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0185218012 C A C A PRVAVALU4863 Value Not Supported
0881276678 B B B B CMPTRID4340 TRID - CD: The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0881276678 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0575475793 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0575475793 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0005379455            
0030792198 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0030792198 D A D A CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0210799933            
0980158567 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0980158567 B B B B CRDCRMH193 Length of mortgage/rental history in file does not meet guideline requirement
0748140628 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0748140628 C A C A CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0749898001            
0106823548 C B C B CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0461336910            
0956228366 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0956228366 B B B B CMPTRID4583 TRID - LE sent prior to CD, but either confirmed receipt date or assumed receipt date is on or after the CD receipt date
0956228366 B A B A CRDINC150 Income docs do not meet guidelines
0604838565 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0604838565 N/A A N/A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0368544392 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0543115885 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0970249646 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0970249646 B B B B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0690558334 C A C A CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0690558334 C A C A CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0690558334 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0615654988            
0137678076            
0999316635 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0999316635 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0328772657            
0109106637            
0335760505 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0335760505 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0335760505 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0335760505 D A D A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0450314188            
0252465530 B A B A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0074258272            
0839310128 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0839310128 C A C A PRVAVALU4863 Value Not Supported
0703948602 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0228539971 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0228539971 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0228539971 B B B B CRDCRMH104 Credit score below guidelines
0228539971 B A B A CRDCRMH123 No evidence of required debt payoff
0485555889 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0485555889 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0095187237 D A D A CMPMAN2956 Missing disclosure
0095187237 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0095187237 B B B B CMPTRID4307 TRID - CD: The LE and CD columns of the CD Calculating Cash to Close table contain the same values for Seller Credits but Did This Change? = Yes
0095187237 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0095187237 D A D A CMPTRID3600 TRID - CD delivered only via e-mail but there is no prior e-sign consent in file; by regulation, CD must be treated as not delivered
0095187237 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0878441269 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0132641540 B B B B CRDAST115 Cash reserves do not meet guidelines
0142178518            
0233273594 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0233273594 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0285118405 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0318198641 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0318198641 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0417657074            
0356674032            
0842094154 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0889418723 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0889418723 B B B B CRDINC150 Income docs do not meet guidelines
0889418723 C A C A PRVAVALU4863 Value Not Supported
0856328941 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0565244694 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0638163540 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0638163540 D A D A PRVAAPPR275 Completed "Subject To" w/o Completion Cert in File
0272015193            
0098345633 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0098345633 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0098345633 D A D A PRVAAPPR3116 Missing updated valuation
0314545745            
0869134432 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0782718547 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0782718547 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0417775551 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0309617642 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0665291294 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0665291294 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0691068559            
0033848664 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0266640735            
0763940335 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0763940335 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0553987014 C A C A CMPTRID5057 TRID - CD: Inconsistency between the amounts disclosed for the components of the escrow amount in Other Costs and the total escrow amount disclosed in Loan Disclosures
0195042923 C A C B PRVAVALU153 Value Not Supported
0327972846 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0327972846 C A C B PRVAVALU153 Value Not Supported
0555338898 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0555338898 B B B B CMPTRID4276 TRID - CD: The LE and CD columns of the CD Calculating Cash to Close table contain the same values for Downpayment/Funds From Borrower but Did This Change? = Yes
0141913656 A A A A CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0141913656 A A A A CMPTRID4311 TRID - CD: The value for Adjustments and Other Credits in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0141913656 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0395721352 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0395721352 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0395721352 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0395721352 B B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0395721352 D A D A CMPTRID3600 TRID - CD delivered only via e-mail but there is no prior e-sign consent in file; by regulation, CD must be treated as not delivered
0395721352 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0452501319 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0452501319 B B B B CMPTRID4284 TRID - CD: The value for Seller Credits in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0452501319 A A A A CMPTRID4214 TRID - Loan Estimate: An LE is missing at least one required data point
0452501319 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0452501319 D B D B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0452501319 B A B A CRDDTI106 Debt Ratio Exception >5% and <10%
0452501319 C A C A CRDTER3122 Loan documents do not meet guideline requirements
0150008502 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0150008502 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0426646304            
0790318097 A A A A CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0514479420 D A D A CMPMAN2956 Missing disclosure
0514479420 A A A A CMPTRID3706 TRID - Curable Issue #1 related to the Closing Disclosure in file
0003036332            
0489609430 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0050940249 C A C A CMPROR117 ROR - Expiration date on form prior to end of rescission period
0627498019 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0248096481 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0248096481 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0255609981 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0255609981 B B B B CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0255609981 C A C B PRVAVALU153 Value Not Supported
0692333307 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0433394158 C B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0183774772 C A C B PRVAVALU153 Value Not Supported
0791954456 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0932331897            
0085172168            
0040137336            
0158715011 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0647011401            
0435815023 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0435815023 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0271022468 A A A A CMPTRID3568 TRID - Error discovered on the Loan Estimate
0569125414            
0891572002 A A A A CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0891572002 C A C A CMPTRID3590 TRID - At least one LE was delivered on or after the date that a CD was delivered
0268177542 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0050428591            
0513879888            
0877418585            
0561620049 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0730485311 C B C B CMPROR117 ROR - Expiration date on form prior to end of rescission period
0095062638            
0279997198 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0709123626 C A C A PRVAVALU5249 Property Value Not Supported
0367967599 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0878635373 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0878635373 B B B B CRDDTI105 Debt Ratio Exception 5% or Less
0571258252            
0082830060 C A C A CMPMAN2990 1003 - Final Application is not Accurate
0082830060 C B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0082830060 B B B B CRDLTV3026 LTV Exceeds Guideline Requirement by at least 5%, but less than 10%
0082830060 C A C A PRVAVALU5249 Property Value Not Supported
0797750884 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0644599838 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0074751918 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0074751918 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0074751918 B B B B CMPTRID4311 TRID - CD: The value for Adjustments and Other Credits in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0074751918 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0370623369            
0363675986            
0698399169 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0652023319 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0652023319 C A C A CRDLTV3024 LTV Exceeds Guideline Requirement by less than 5%
0067494556 B B B B CRDAST115 Cash reserves do not meet guidelines
0798386743            
0105739364 B B B B CRDCRMH121 Bankruptcy history does not meet guidelines
0993702931 B B B B CMPTRID5019 TRID - Closing Disclosure; Optional designation missing from optional insurance product
0993702931 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0449352432            
0761443407 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0761443407 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0761443407 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0761443407 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0286168964 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0572812841            
0466852260 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0466852260 C A C A CRDTIL875 Title Does Not Agree With Mortgage
0143821940 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0143821940 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0143821940 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0143821940 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0143821940 C A C A PRVAVALU5249 Property Value Not Supported
0285615306 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0285615306 D A D A CMPTRID3600 TRID - CD delivered only via e-mail but there is no prior e-sign consent in file; by regulation, CD must be treated as not delivered
0285615306 D A D A CMPTRID5111 TRID - LE delivered only via e-mail but there is no prior e-sign consent in file; by regulation, LE must be treated as not delivered
0043162450            
0924158245 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0815669967 A A A A CMPTRID3708 TRID - Curable Issue #2 related to the Closing Disclosure in file
0815669967 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0769832568 B B B B CMPROR118 ROR - Disbursement date is on/before disclosed "midnight of" date
0248389210 C B C B CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0174766372 A A A A CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0358765290 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0943102166            
0615990881            
0350800837            
0413265211 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0413265211 C B C B CMPTRID4360 TRID - CD: At least one section contains a disclosure that is not in accordance with the Regulation
0413265211 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0872425710            
0010036216 C B C B CMPTRID3955 TRID - CD: The Property Tax escrow indicator in the Projected Payments section disagrees with the Escrowed/Non-Escrowed Property Costs over Year 1 indicators in the Loan Disclosures section
0859691583 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0878883818            
0702876219            
0407438492 B B B B CMPTRID4377 TRID - CD: Closing Disclosure contains conflicting loan attributes
0131972934 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0131972934 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0131972934 B B B B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0435281148 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0435281148 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0669908299 C A C A CMPTRID3957 TRID - CD: The Homeowner's Insurance escrow indicator in the CD Projected Payments section is not consistent with the inclusion of Homeowner's insurance in Escrowed/Non-Escrowed Property Costs over Year 1 in the CD Loan Disclosures section
0135306128 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0702440293            
0319402532            
0654402858            
0363735141            
0111204589            
0570729473 B B B B CMPTRID5019 TRID - Closing Disclosure; Optional designation missing from optional insurance product
0142824618            
0197653463            
0086624949 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0086624949 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0086624949 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0086624949 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0086624949 B B B B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0403270653 A A A A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0403270653 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0403270653 B B B B CRDDTI105 Debt Ratio Exception 5% or Less
0020858268            
0077924983            
0947506582 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0947506582 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0947506582 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0109595607 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0003896058            
0901157069            
0402106884            
0753829353            
0062185231 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0962221206 D A D A CMPBI1179 MD DLLR - NTB Worksheet not in file
0496372571 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0496372571 C A C A PRVAVALU5249 Property Value Not Supported
0125833119 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0599189918            
0817892492            
0314326933 C B C B CMPTRID3676 TRID - CD: Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation.
0429625001 A A A A CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0402900661 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0138408369            
0283829864            
0234810302 B B B B CRDINC2496 Verbal verification of employment completed outside the stated requirements and/or after closing/funding
0527728219            
0324720556            
0989069859            
0100113411 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0785083112            
0728067872 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0728067872 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0728067872 D A D A CMPTRID3600 TRID - CD delivered only via e-mail but there is no prior e-sign consent in file; by regulation, CD must be treated as not delivered
0728067872 D A D A CMPTRID5111 TRID - LE delivered only via e-mail but there is no prior e-sign consent in file; by regulation, LE must be treated as not delivered
0728067872 C A C A CRDAST3036 Assets reflect unsourced deposits
0263212665 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0719443797 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0600668634 C B C B CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0419966622 A A A A CMPTRID4214 TRID - Loan Estimate: An LE is missing at least one required data point
0419966622 C B C B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0483770623            
0787688745 B B B B CMPTRID4354 TRID - CD: At least one statement or section of the form that is required by the Regulation is not contained on the form
0563487087            
0838328149 C B C B CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0838328149 C A C A PRVAVALU5249 Property Value Not Supported
0782357006            
0126272066 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0126272066 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0954324961            
0531188809            
0732863075 C A C A CRDINSR289 Insufficient Insurance Amount to Cover Loan Balance
0208558685            
0821628310 C B C B CMPROR1911 Incorrect ROR Form Used - H9 Form Used in Refinance With Different Creditor
0793531213 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0648405015 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0648405015 B B B B CMPTRID4374 TRID - LE: The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number
0649228308 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0649228308 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0844311325 A A A A CMPTRID4287 TRID - CD: The difference between the Sale Price and Loan Amount from the Summaries of Transaction section does not equal the Down Payment/Funds from Borrower in the Calculating Cash to Close section
0193840779 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0193840779 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0932609444 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0617800604            
0266121101            
0248810002 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0248810002 B A B A CRDCRMH1805 Debts/obligations not disclosed/accounted for at origination
0171247299 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0333048993            
0774543169 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0935737728            
0514097762 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0912504326            
0468007075 B B B B CMPDOC2856 TILA - Loan Originator information missing from Note.
0072902570            
0430046740            
0460985066 C B C B CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0864213100            
0685440570 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0685440570 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0709464789 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0510768500 B B B B CMPTRID4377 TRID - CD: Closing Disclosure contains conflicting loan attributes
0955529789 C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream)
0955529789 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0955529789 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0955529789 B B B B CMPTRID4309 TRID - CD: The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0955289989            
0210267752 C B C B CMPROR2330 ROR - Disbursement date is before end of statutory rescission period
0722996304            
0470797894            
0375663788 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0688991198            
0828604670 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0828604670 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0241114850 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0241114850 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0241114850 C A C A PRVAVALU5249 Property Value Not Supported
0481395816 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0115677134            
0154555951 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0154555951 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0154555951 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0579380247            
0209687209            
0308032974 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0308032974 B B B B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0583021961 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0950433117 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0802898928 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0719963369            
0299932416            
0676739682 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0441117938 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0441117938 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0441117938 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0048538646            
0954590124            
0563965786            
0750798042            
0994882663 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0890085007            
0823895186            
0001382239 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0947333819            
0838578084 B B B B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0655407141 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0278124019            
0978489796 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0970134623 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0970134623 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0970134623 B A B A CMPTRID3476 TRID - Written List of Providers not provided or untimely
0970134623 C B C B CMPTRID3670 TRID - Zero tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed; refund required within 60 days of consummation
0970134623 D A D A CMPTRID3600 TRID - CD delivered only via e-mail but there is no prior e-sign consent in file; by regulation, CD must be treated as not delivered
0054655376 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0476989913 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0476989913 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0476989913 B B B B CMPTRID4299 TRID - CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0476989913 B B B B CMPTRID4312 TRID - CD: The value for Total Payoffs and Payments in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE
0167084932 C B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0167084932 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0910920248 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0910920248 B B B B CMPRESPA863 RESPA: Required Affiliate Business Disclosure missing
0910920248 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0053043127            
0374663516 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0661145521            
0748476916            
0421542533            
0111062061            
0270479248            
0619208392            
0505750655 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0505750655 B B B B CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0845022739            
0800863165 B B B B CMPTRID4377 TRID - CD: Closing Disclosure contains conflicting loan attributes
0800863165 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0698605297 B A B A CMPTRID3926 TRID - Error #20 discovered on Loan Estimate
0698605297 B B B B PRVAFEMA856 Natural Disaster Area, no subsequent inspection (Public)
0395608541            
0976850260            
0809829976            
0998964097 B B B B CRDCRMH117 Length of credit history in file does not meet guideline requirement
0400467008            
0620235596 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0620235596 C A C A PRVAVALU5249 Property Value Not Supported
0923474783 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0923474783 C A C A PRVAVALU5249 Property Value Not Supported
0065782230            
0438583898 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0438583898 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0109572065 A A A A CMPTRID3760 TRID - Error #4 discovered on Loan Estimate
0109572065 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0109572065 C B C B CMPTRID5051 TRID - CD: Inconsistency between the amounts disclosed for the Homeowners' Insurance premium in one or more sections of the CD
0303529083 A A A A CMPTRID5251 TRID - CD: The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures
0755808742 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0576323235 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0576323235 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0574923883 C A C A PRVAVALU5249 Property Value Not Supported
0737313305            
0539303757            
0204193352 B B B B CMPRESPA2698 RESPA - List of homeowners counseling organizations not in file
0204193352 B B B B CMPTRID4242 TRID - CD: The Paid Already by or on Behalf of Borrower at Closing amount disclosed in the CD Summary of Transactions section does not equal its component parts
0204193352 B B B B CMPTRID4289 TRID - CD: The difference between the adjustments and credits per sections K and L does not equal the Adjustments and Other Credits in the Calculating Costs to Close section
0204193352 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0204193352 D A D A CMPTRID5111 TRID - LE delivered only via e-mail but there is no prior e-sign consent in file; by regulation, LE must be treated as not delivered
0204193352 C A C A CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0923873749 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0851253563            
0578679899 C B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0578679899 B B B B CRDAST3078 Insufficient # of months cash reserves for PITI per guideline requirements
0658019909 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0658019909 C A C A PRVAVALU5249 Property Value Not Supported
0886455184 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0886455184 C A C A CRDTIL100 Potential title issue
0377459122 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0639044091 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0650920831            
0913093993 B B B B CMPTRID4320 TRID - CD: The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.
0570172768            
0876609816 C B C B CMPFINT4372 TILA/TRID-Disclosed Amount Financed is higher than Clayton's calculated Amount Financed
0876609816 D A D A CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0925424344 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0925424344 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0925424344 D A D A CMPTRID5107 TRID - Seller CD not in file; need in order to complete fee entry
0925424344 D A D A CRDAST2670 Asset documentation is insufficient per guideline requirements
0925424344 D A D A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0258032250            
0218385397 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0506254267 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0506254267 C A C A CMPTRID3626 TRID - CD: Loan consummated before end of waiting period
0506254267 C A C A PRVAVALU5249 Property Value Not Supported
0530157094            
0521165275 B B B B CMPTRID4352 TRID - CD: At least one section contains formatting that does not comply with the Regulation
0521165275 C B C B CMPTRID3966 TRID - CD: The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and both or neither of You declined it and/or Your lender does not offer one are selected
0521165275 C B C B CMPTRID3970 TRID - CD: The Partial Payments section of the Loan Disclosures section has all three options selected, no options selected, or an improper combination of selections.
0521165275 D A D A CRDAST2354 Asset Verification In File is Incomplete Per Requirements
0979966414            
0683553828 D A D A CMPATRQM3220 TILA - Loan subject to Ability to Repay/Qualified Mortgage rule; the loan file is missing documents to complete the ATR/QM review and render an accurate ATR/QM status.
0683553828 B B B B CMPTRID4291 TRID - CD: The Loan Costs as stated in the CD Costs at Closing section does not match the Total Loan Costs as stated in the CD Loan Costs section
0683553828 B B B B CMPTRID4293 TRID - CD: The Cash to Close as stated in the CD Costs at Closing section does not match the Cash to Close as stated in the CD Calculating Cash to Close section
0683553828 B B B B CMPTRID4321 TRID - CD: The Lender Credits as stated in the CD Costs at Closing section does not match the Lender Credits as stated in the CD Other Costs section
0683553828 B A B A CRDDTI2540 Missing verification of some or all components of non-subject PITI
0683553828 B A B A CRDLGL2642 Missing proof that HELOC has been paid and closed to future draws
0233178340            
0877138300 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0877138300 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0058775269            
0652992493 B B B B CMPTRID4290 TRID - CD: Closing Costs total has at least one inconsistent value between the Costs at Closing Table, section J and the Calculating Cash to Close Table
0652992493 B B B B CMPTRID4293 TRID - CD: The Cash to Close as stated in the CD Costs at Closing section does not match the Cash to Close as stated in the CD Calculating Cash to Close section
0652992493 B B B B CMPTRID4321 TRID - CD: The Lender Credits as stated in the CD Costs at Closing section does not match the Lender Credits as stated in the CD Other Costs section
0694557846            
0102590144            
0462872105            
0263471795            
0958937936            
0247206818 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0247206818 A A A A CMPTRID5215 TRID - Seller-paid Fee that should be disclosed in Section H is not disclosed.
0344126057 B B B B CMPROR1909 Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor
0344126057 B B B B CMPTRID3476 TRID - Written List of Providers not provided or untimely
0708367514            
0211658683 A A A A CMPTRID3716 TRID - Curable issue related to the Closing Disclosure in file
0326915946            

 

Alt Loan Number Condition Material Indicator Initial Comments Client/Seller Response Comments Conclusion Comments
0006517460        
0341767454 No NMLS shows individual originator is  XXX and no other name, this does not match originator name on documents shown as XXX.  5.18.17 - Client provided exception approval to accept NMLS name variation. 5.18.17  Non-material exception.
0341767454 No Updated valuation missing  5.22.17 Desk Review received valued at $XXX dated 5.22.17, value supported.  5.22.17 Exception Satisfied. 
0202316746 No List of homeowners counseling organizations missing. 5.10.17 - Lender provided List of homeowners counseling organizations  5.10.17 - Exception satisfied.
0202316746 No Written List of Service  Providers missing. 5.10.17 - Lender provided WLP. 5.10.17 - Exception satisfied.
0202316746 No Missing CDA to support the original appraised value.  5.3.17 Desk Review received valued at $XXX dated 5.3.17, value supported.  5.3.17 Exception Satisfied. 
0202316746 No FEMA disaster effective XXX,XXX, Dec #XXX Note date XXX. Initial appraisal dated 12/22/2016; no subsequent inspection provided.   5.10.17  Post Disaster Inspection provided reflecting no damage. 5.10.17 Exception Satisfied. 
0383846676        
0040345397 No The credit report dated 01.26.2017 is > 120 days from the Note signing date of XXX. 7.18.17 Client response Lender's credit policy permits up to a 10-day variance to the maximum age of documents. Credit report expiration extension was granted from XXX to XXX (attached); note is dated XXX.  7.18.17 Exception satisfied
0040345397 No Provide NPRES approval of subject project or condo questionaire 7.18.17 Client response- NPRES spot approval of condo unit was issued XXX (attached).  7.18.17 Exception satisfied
0116767244 No CD XXX Closing Costs Financed (Paid from your loan amount) shows $7,317.12, reviewed verified amount to be $6,687.24.  Can be satisfied Non-Material with client consent to legacy TILA Cure 130(B), corrected post close CD, LOX, and verification sent to borrower.  Non-Numerical Error. (No Data) (No Data)
0358838319 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0150253066        
0674568374 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0266729783 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0147367951 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0139596402 No The Standard Flood Hazard Determination Form places subject property in Zone F (Outside Flood Zone).   The Flood Insurance policy shows that subject is in a Flood Zone (AE) with a premium of $540. CD does not show premium was collected or escrowed.  The NFIP Servicing Agent are hereby directed to use the most hazardous flood zone for rating when presented with two different flood zones, unless the building qualifies for the grandfathering rule.   (No Data) (No Data)
0472589055 No Seller side CD does not list totals for paid amounts on final CD dated XXX. Requires LOX and PCCD. (No Data) (No Data)
0472589055 No Down payment funds were found to decrease on final CD, XXX and XXX from $168000 to $163270.  Requires PCCD. (No Data) (No Data)
0472589055 No Calculating cash to close amounts differ from LE dated XXX, $31700, to CD's dated XXX and XXX which lists $36937.00 (No Data) (No Data)
0472589055 No Difference of $47,934 found between cash to close amounts found on LE dated XXX and CD'S dated  XXX.  Adjustments and Other Credits reduced on final LE only and increased back to prior range from previous LE's on the CD's.  Requires LOX and PCCD. (No Data) (No Data)
0472589055 No Difference found on LE, XXX, Calculating Cash To Close, Field: - Adjustments and Other Credits, $329. CD,XXX, Calculating Cash to Close, Adjustments and Other Credits $ 39608.00.   Adjustments and Other Credits reduced on final LE only and increased back to prior range from previous LE's on the CD's.  Requires LOX and PCCD.  (No Data) (No Data)
0472589055 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.  11.7.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.7.19 - Exception satisfied.
0481798625        
0456647549 No Ten Percent tolerance fee $91.40 for increase of Recording Fees. Cure balance of $1.40. Please provide COC or evidence of refund of $90 for Ten Percent fee.  9.13.19 - Client responded. Disagree. Lender Credit for increase in Closing Costs above legal limit provided on consummation CD. $216.40 refund covers both the increase in 0% tolerance fees of $125 as well as the $91.40 increase in 10% tolerance fees. No additional refund needed. See attached CD. 9.13.19 - Exception satisfied. 
0456647549 No Lender approved exception in file for No mortgage/rental payment history. Compensating  factors include; Post close reserves are $83,416.27 or 18.30 months PITIA, guidelines requires 12 months reserves, 790 qualifying score. Min required per guidelines is 680 and LTV is 70%; max allowed per guidelines is 80%. Clayton considers non-material. (No Data) (No Data)
0845270927 No Approved Lender exception for property having an underground storage tank. Appraiser notes there was no sign of leakage at time of inspection, and it has no effect on value or marketability.  Clayton considers non-material based on compensating factors of 23.27% DTI, 787 qual score, 29 mo. of reserves and $25k/mo. in residual income.   (No Data) (No Data)
0992638343        
0429588755        
0333527850 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0333527850 No The amount of the Est Taxes, Ins and Assessments payment $1721.73  in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures $10,540.64. $1721.73 X 12 =$20,660.76. Requires LOX and PCCD. 9.11.19 - Client responded. Agree. Est Taxes, Ins, and Assessments figure disclosed is $1,721.73. 12 months x $1,721.73 = $20,660.76.  CD disclosed $10,5401.64. Requesting corrected PCCD to remedy10.25.19 - Client Responded. See attached documents 9.11.19 -Exception remains. 10.25.19 - Exception Satisfied.
0205523287 No $125.00 due to increase in appraisal fee from $530.00 to $625.00 on final CD XXX. Requires supporting COC for increase in fee, or corrected PCCD, copy of refund check, LOX and copy of shipping. 7.26.19 - Client responded. "Agree with investor. The Appraisal fee increased from $530 to $655 on the CD issued XXX without a valid Change Circumstance. The $231.60 Over Tolerance credit was applied to the increase of the $500 Recording Fees. No CoC in system imaging evidencing changed circumstance for increase in Appraisal.   Refund of $125 to cure the 0% fee tolerance category.  Remediation request sent to CDCR.8.27.19 - Client responded. See attached PC CD, LOX, Refund Check. 7.26.19 - Exception remains. 8.27.19 - Exception satisfied. 
0272610749        
0801703406        
0664130661 No CD dated XXX, Total Closing Costs (J) in the Final Column of the Calculating Cash to Close table reflect $3,622.44. Amounts does not match the Other Costs Total Closings (Borrower Paid) and Cost at Closing in the amount of $3,408.69. (No Data) (No Data)
0664130661 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0581487575        
0724566263 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0297259559 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0075030315 No Lender approved exception in file for multiple financed properties exceed more than 4 financed properties allowed. Compensating  factors include; Transaction is rate and term refi changing from a 10/1Arm to 30 year fixed, 778 qualifying score. Min required per guidelines is 680 and residual income of $19,175.57.  Clayton considers non-material. (No Data) (No Data)
0045205025        
0505896842        
0261504484 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0261504484 No VVOE for B1 dated 7/26/19 is not within 20 business days of Note date XXX. (No Data) (No Data)
0950960328 No ROR Expiration date of XXX; disbursement date per file XXX. 7.22.19 - Client responded. Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy.   Rescission ended midnight XXX.  Final settlement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX.** follow up with CDCR for PC CD with XXX disbursement date and per diem start date."9.10.19 - Client responded. See attached PC CD and LOX. 7.22.19 - Exception remains. 9.10.19 - Exception satisfied. 
0950960328 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 4300.02CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3664.59.  Difference is inclusion of POC. (No Data) (No Data)
0950960328 No Missing the VVOE for B1 within 30 days prior to the Note date XXX. Per lender guidelines, Verbal Verification of Employment (VOE) within 30 business days prior to the note date is required.  7.22.19 - Client responded. VOE attached. B1 is XXX.  7.22.19 - Exception satisfied. 
0387334025 No ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds. (No Data) (No Data)
0387334025 No ROR Expiration date of XXX; disbursement date per file XXX. 8.1.19 - Client responded. Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy. Rescission ended midnight XXX.  Final settlement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX. Requesting remediation: PC CD with XXX disbursement date and per diem start date.9.24.19 - Client responded. See attached PC CD, LOC, and internal loan note for disbursement date XXX 8.1.19 - Exception remains. 9.24.19 - Exception satisfied. 
0387334025 No CD dated XXX Calculating Cash to Close, Closing costs financed is $5170.76. Clayton calculation is $5155.33 for a difference of $15.43 which is costs paid before closing and should be deducted from the Closing Costs Financed. (No Data) (No Data)
0387334025 No Missing the VVOE for Borrower 2  dated  within 20 days prior to the Note date XXX. Per lender guidelines, Verbal Verification of Employment (VOE) within 20 business days prior to the note date is required. The VVOE in file is dated 04/29/2019. (No Data) (No Data)
0571077777        
0008671125 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied.  (No Data) (No Data)
0471534994 No End of rescission is XXX. Disbursement date should be XXX.  LOX and PCCD correction. 7.16.19 - Client responded. Agree. Per Diem start date and disbursement date on CD are XXX.  Per System of Record, funds disbursed correctly on XXX with no ROR timing issues.  Requesting PC CD with correct disbursement date of XXX remedy error.9.10.19 - Client responded. See attached PC CD and LOX. 7.16.19 - Exception remains. 9.10.19 - Exception satisfied. 
0364913435        
0382971828        
0173258455 No CD XXX Closing Costs Financed (Paid from Your Loan Amount) value disclosed XXX, calculated total is $XXX PCCD XXX Closing Costs Financed (Paid from Your Loan Amount) value disclosed XXX. Difference of POC cost $695. (No Data) (No Data)
0173258455 No Lender approved exception for min credit score. Min credit score required is  720 and borrower has  688; Clayton considers non-material based on comp factors: Borrower willingness to pay; reasonable use of revolving credit; substantial liquid assets; residual income $18,498.72.  9.25.19- Client responded. LVAM exception - Minimum credit score. Exception approved under the PCO delegated authority. 9.25.19- Exception remains. 
0618824991 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0105176753 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 21378.30CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 20782.87Difference of $595.43 the amount of closing cost paid before closing. (No Data) (No Data)
0105176753 No The loan file is missing EXECUTED evidence that the XXX Bank HELOC is paid and closed to future draws.   9.9.19 - Client responded. Attached find the Title Policy and Closing Disclosure which shows HELOC paid and closed. 9.9.19 - Exception satisfied. 
0105176753 No Lender approved exception for LTV greater than 70% for cash out refinance with LTV 70.98%.  Clayton deems non-material based on compensating factors 746 qualifying score. Min required per guidelines is 720, Residence history in subject of 10+ years and  post closing reserves $116,977.01, where $49,838.88 is required. (No Data) (No Data)
0178130835 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0178130835 No Approved lender exception for trade line/credit insufficient; Clayton considers non-material based on compensating factors of 37.63% DTI, 69 months of reserves and $7k/mo. residual income.   9.25.19- Client responded. LVAM exception - Credit Risk Class Invalid or Insufficient. Exception approved under the PCO delegated authority. 9.25.19- Exception remains. 
0405695243 No Missing Required Affiliate Business Disclosure.  Provide copy of missing document. 9.25.19 - Verified FACTS Disclosure in file. 9.25.19 - Exception Satisfied.
0405695243 No CD: XXX  No evidence borrower confirmed receipt  9.25.19 - Client Response - Disagree. The Closing Disclosure was provided XXX. The CD was confirmed (acknowledged) in Your Loan Tracking (electronic delivery) XXX at 7:40PM allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was not actually e-signed but the pdf was opened and per XXX, this is the same as an in hand delivery. Copy of origination system Documents and Packages page showing the Confirm date is attached.9.25.19 - Client provided Doc Tracker showing Initial CD Delivery. 9.25.19 - Exception Satisfied.
0156325952        
0693876395        
0539559419 No ROR Expiration date of XXX; disbursement date per last CD indicate loan disbursed date of XXX.  Borrower did not receive full mandatory rescission period prior to disbursement of funds. 9.13.19 - Client responded. Agree.  CD has incorrect per diem date and disbursement date.    Settlement statement indicates funds disbursed on XXX. Requesting remediation: PC CD reflectingXXX per diem and disbursement date.10.25.19 - Client Responded. See attached documents 9.13.19 - Exception remains. 10.25.19 - Exception Satisfied.
0539559419 No $51,900.12 reserves shortfall. Per guidelines, 12 months PITI ($6102.78 *12 = $73233.36) post-closing reserves required. File contains only $21,333.24 post closing reserves.  9.9.19 - Client responded. Per lender guidelines, the reserve requirement can be waived for HFI to HFI rate/term refinances meeting the requirements. 9.9.19 - Exception satisfied. 
0619372342 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0056426686        
0853473788        
0264613981 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -1065.75CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 1050.32CD: XXX1, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -879.03CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 863.60  (No Data) (No Data)
0264613981 No Final CD XXX and PCCD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0264613981 No Approved lender exception for less than two years property management experience with use of rental income.  Clayton considers as non-material based on compensating factors of low DTI of 32.01%, low LTV of 50% and excessive reserves greater than $1MM. (No Data) (No Data)
0264613981 No Cash out of $939,136.40 exceeds the maximum allowed of $500,000. (No Data) (No Data)
0264613981 No Approved lender exception for subject property comparables outside of subject market area. Clayton considers as non-material based on compensating factors of  low DTI of 32.01%, low LTV of 50% and excessive reserves greater than $1MM. (No Data) (No Data)
0012755871 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0012755871 No Credit report dated XXX is XXX days from  Note date XXX and does not meet the 120 day maximum allowed by guidelines. 9.30.19 - Client responded. Per lender guidelines, up to a 10-day variance is allowed. Decisioning logic (summary) attached. 9.30.19 - Exception satisfied.
0959037065 No The disbursement date of XXX was before the end of the statutory rescission period (midnight XXX). 9.10.19 - Client responded. See attached PC CD and LOX. 9.10.19 - Exception satisfied. 
0959037065 No The disbursement date of XXX was before the end of the statutory rescission period (midnight XXX). 7.22.19 - Client responded. Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy.   Rescission ended midnight XXX.  Final settlement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX.** follow up with CDCR for PC CD with XXX disbursement date and per diem start date."9.10.19 - Client responded. See attached PC CD and LOX. 7.22.19 - Exception remains. 9.10.19 - Exception satisfied. 
0899950095 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0978704359        
0165643183 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 6747.73CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 6112.30The difference is $ 635.43  the closing cost paid out of closing.  (No Data) (No Data)
0165643183 No Missing the fully executed subordination agreement for XXX HELOC.  File contains draft only. 9.27.19 - Client responded. See attached signed Subordination Agreement. 9.27.19 - Exception satisfied. 
0234425350 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -$16,582.17 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $16,066.74. Values do not match. (No Data) (No Data)
0234425350 No The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number as -$16,582.17 and should be Disclosed as a Positive Value and per Clayton Calc should show $16,066.74. (No Data) (No Data)
0234425350 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number of -14,317 and should be disclosed as a Positive Value. (No Data) (No Data)
0234425350 No Approved lender exception: Borrower is not obligated on existing loan being refinanced; Clayton considers non-material based on Compensating factors: 59% LTV; HFI payment decreasing $57.00; Residual income $8303.00; Liquid PCL over 1 million; On title since  11/2015; Current mortgage is in late husband name only;   (No Data) (No Data)
0290865967 No CD: XXX and CD XXX, Section: Other Costs Section E: Recording fees are not itemized.  (No Data) (No Data)
0290865967 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0290865967 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0007757332 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0543356680 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0665780893        
0573827905 No Missing 12 months rental housing history. Per lender guidelines , borrowers must provide evidence of timely payment for the most recent 12 months.  9.4.19 - Client responded. Underwriting notes, borrower correspondence and 12-month VOR attached. 9.4.19 - Exception satisfied. 
0573827905 No Missing the signature pages of the 2018 1040 personal  tax return for B1 and B2.  9.4.19 - Client responded. 2018 1040 personal tax returns not required. Tax returns were not used to verify qualifying income for either borrower. It appears that late in the application process B2 provided first 2 pages of 2018 tax returns along with other documentation although there was no stipulation required for tax returns. Per lender guidelines, the required income documentation was obtained. 9.4.19 - Exception satisfied. 
0151358458 No CD XXX and CD: XXX [Last CD], Section: Other Costs Section E: Recording fees are not itemized.  (No Data) (No Data)
0151358458 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0151358458 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0953099672        
0959224335 No Missing fully executed evidence that the XXX HELOC has been paid/closed to future liens; payoff statements in file are not signed by borrower. 9.18.19 - Client responded. Executed Demand Statement and Deed of Reconveyance to evidence XXX HELOC has been paid/closed to future liens attached.   9.18.19 - Exception satisfied.
0959224335 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 8083.56CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 7388.56The difference is $ 695.00 the amount paid out of closing. (No Data) (No Data)
0959224335 No Missing fully executed evidence that the XXX HELOC has been paid/closed to future liens; payoff statements in file are not signed by borrower.  Clayton considers non-material based on compensating factors of 32.60% DTI, 45 months reserves, 10 years in profession and $11K/mo. in residual income.      9.18.19 - Client responded. Executed Demand Statement and Deed of Reconveyance to evidence XXX HELOC has been paid/closed to future liens attached.   9.18.19 - Exception satisfied.
0959224335 No Approved lender exception for maximum cash out of $400K with subject LTV >65% is exceeded.  Total cash out to borrower is $440,552.07 due to borrower receiving $399,518.54 cash in hand at close, and paying off a HELOC for $41,033.53 that will be considered as additional cash to borrower as there is evidence of draws in the most recent 12 months on the credit report; Clayton considers non-material based on compensating factors of 32.60% DTI, 45 months reserves, 10 years in profession and $11K/mo. in residual income.      (No Data) (No Data)
0176262832 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8964.49.CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $8329.06.A difference of $635.43 POC value. (No Data) (No Data)
0476891574 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0476891574 No Missing 12 months rental history (No Data) (No Data)
0476891574 No Appraisal completed as "subject to", missing the Appraisal Update/Completion Report. 9.20.19 - Client responded. See attached corrected appraisal. 9.20.19 - Exception satisfied. 
0221313800 No Missing verification of taxes and insurance for REO on XXX 9.18.19 - Client responded. Evidence of taxes and insurance for REO on XXX attached. 9.18.19 - Exception satisfied.
0221313800 No Missing verification of taxes and insurance for REO on XXX 9.18.19 - Client responded. Evidence of taxes and insurance for REO on XXX attached. 9.18.19 - Exception satisfied.
0431796750 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD 8.13.19 Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Clayton calculation. lender has $4457.84 actual calculation $3762.84  closing costs $4457.84 - POC $695 = $3762.84 (No Data) (No Data)
0431796750 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.   9.18.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.18.19 - Exception satisfied.
0691394054 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 12132.91CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 11603.60. Difference is POC's of $529.31.  (No Data) (No Data)
0071262477 No CD: XXX1 [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -2323.73CD: XXX 1 [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2308.30 (No Data) (No Data)
0071262477 No Approved lender exception for 707 credit score <720 the guideline min required score for a cash out refinance. XXX HFI refi for additional cash out but LTV is low at 31% & borrower has been making improvement to the property. Ability to repay supported. *** ** RISKS** ~ cash out refi after prior cash out refi 6 months ago ~ loan score < 720 ~ increasing housing payment **OFFSETS** ~ residual income $22,131/mo ~ low ratios of 15/19 ~ long term employment, 9+ yrs ~ low LTV of 31%. ~ additional income not being used for qualifying (XXX) ~ additional household income from selfemployed non borrowing spouse. Clayton considers non-material based on compensating factors.  (No Data) (No Data)
0110350222        
0739035660        
0797533971        
0454117574        
0523631811 No Final CD disbursement date shows XXX. ROR in file disbursement date is listed as XXX. Loan closed before disbursement date. Need LOX, reissue ROR and PCCD to secure. 11.21.19 - Client responded.  See attached PC CD with disbursement date and per diem date XXX. 11.21.19 - Exception satisfied.
0162078344 No CD: XXX  [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 10875.06CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 10244.63Difference of $ 630.43 the closing cost paid before closing.  (No Data) (No Data)
0162078344 No Lender Approved Exception in file for cash-out proceeds of $686,550.69 exceeds the guideline max of $350,000.  Compensating factors include; 811 qualifying score. Min required per guidelines is 720, DTI is 33.72%, max per guidelines is 43% and Post close reserves are $1,546,124.12 or 302.69 months PITIA, guidelines requires 18 months reserves. Clayton considers non-material.  (No Data) (No Data)
0738751529        
0287394405        
0059959522 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8,601.09  Clayton Calculation, Value: $8,095.66. Difference of POC $505.43. (No Data) (No Data)
0469795303 No Numeric-Material Error: PCCD XXX:Loan Calculations; Finance Charge $909,517.68 is understated by $382.71. 7.22.19 - Client responded. Disagree:  CD #001 was sent electronically on XXX.  The projected closing date of XXX was inadvertently populated to the issue date.   This is NNCE.  See disclosure tracking attached for #001.Consummation CD #008 has correct loan terms. 7.22.19 - Exception satisfied. 
0469795303 No Numeric-Material Error: PCCD XXX Disclosed Amount Financed $1,402,113.04 is higher than the calculated amount financed $1,386,178.04 based upon the Note terms. 7.22.19 - Client responded. Disagree:  CD #001 was sent electronically on XXX.  The projected closing date of XXX was inadvertently populated to the issue date.   This is NNCE.  See disclosure tracking attached for #001.Consummation CD #008 has correct loan terms. 7.22.19 - Exception satisfied. 
0469795303 No Seller-paid Fee Real Estate Broker (S) & (B) should be disclosed in Section H is not disclosed. Exception satisfied.  (No Data) (No Data)
0469795303 No Non-Numeric Error: PCCD XXX Transaction Information; Sellers Information is missing. Exception satisfied.  (No Data) (No Data)
0469795303 No Numeric-Material Error: PCCD XXX Loan Terms; Monthly Principal & Interest $6,421.21 does not match the Monthly Principal and interest payment $6,348.24 based upon the Note Terms. 8.23.19 - Client responded. CD with issue date XXX is CD #001 issued on XXX.   Projected closing date was inadvertently populated to the issue date.   This is NNCE.  See disclosure tracking for CD #001 attached. 8.23.19 - Exception satisfied. 
0469795303 No Non-Numeric Error: PCCD XXX Loan Costs, Section B; Line 03 through Line 06 are missing the providers name. 7.22.19 - Client responded. Disagree:  CD #001 was sent electronically on XXX.  The projected closing date of XXX was inadvertently populated to the issue date.   This is NNCE.  See disclosure tracking attached for #001.   Missing service provider names was corrected on subsequent preliminary Closing Disclosures and Consummation CD.  No remediation required. 7.22.19 - Exception satisfied. 
0469795303 No Numeric Non-Material Error: PCCD XXX Loan Terms; Loan Amount $XXX does not match the Loan amount $XXX on the Note. 7.22.19 - Client responded.  Disagree:  CD #001 was sent electronically on XXX.  The projected closing date of XXX was inadvertently populated to the issue date.   This is NNCE.  See disclosure tracking attached for #001.  Consummation CD #008 has correct loan terms. 7.22.19 - Exception satisfied. 
0469795303 No Non-Numeric Error: PCCD XXX Other Costs; Section H; Line 01 is missing the payee providers name. 7.22.19 - Client responded.  Disagree:  CD #001 was sent electronically on XXX.  The projected closing date of  XXX was inadvertently populated to the issue date.   This is NNCE.  See disclosure tracking attached for #001.  Line H01 corrected on prelim and consummation CD.  No remediation required. 7.22.19 - Exception satisfied. 
0469795303 No Lender approved exception in file for qualifying ratios for occupant borrower when a non-occupant borrower is present. Occupant borrowers ratios over 45% actual 56.609%. Compensating factors include The borrower has been with current employer for over 9 years. Residual income is $40,635.54 when minimal residual income is $750.00. 788 qualifying score. Min required per guidelines is 740. Clayton considers non-material. Overall DTI with both borrower's under 43 so not a QM issue.  (No Data) (No Data)
0722881352 No Missing verification of taxes for non occupant co borrowers primary residence on XXX. 9.26.19 - Client responded. Property Tax Bill for XXX attached. 9.26.19 - Exception satisfied. 
0722881352 No CD XXX The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula,  Closing Costs Financed - Final, Value: 12476.65,  Calculating Cash to Close, Clayton Calculation, Value: 11841.22. Difference is POC $635.43. (No Data) (No Data)
0722881352 No Missing third party fraud report for all borrowers. 9.25.19 - Client responded. Fraud report provided.  9.25.19 - Exception satisfied. 
0722881352 No Guidelines require two most recent account statements for XXX accounts #XXX and #XXX. 9.26.19 - Client responded. Sufficient asset documentation attached for XXX accounts #XXX & #XXX . Account #XXX opened 5/16/19. 9.26.19 - Exception satisfied. 
0722881352 No Missing verification of taxes for non occupant co borrowers primary residence on XXX. 9.26.19 - Client responded. Property Tax Bill for XXX attached. 9.26.19 - Exception satisfied. 
0722881352 No 1. Guidelines require the most recent pension statement for XXX  supporting income of $11,426.16/month.2. Guidelines require the 2018/2017 W2 forms for XXX supporting income of $14,133,24/month. 9.26.19 - Client responded. 1- XXX letter for XXX attached to verify lifetime (gross monthly) benefit of $11,426.16.  2- Income verification (W-2s) for XXX attached 9.26.19 - Exception satisfied. 
0447948689        
0240773943 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -$2,155.82CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $1,645.39 (No Data) (No Data)
0240773943 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be disclosed as a Positive Value. (No Data) (No Data)
0240773943 No Final LE 5/23/19 The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be disclosed as a Positive Value. (No Data) (No Data)
0240773943 No Missing fully executed subordination agreement for XXX HELOC and confirming the new credit line of $95,000. 9.6.19 - Client responded. See attached Closing disclosure page 3 that shows the XXX HELOC was paid off at closing along with the Status Ledger that shows the same. Attached is the Note for the new HELOC loan with WXXX that closed the same time as the 1st Mortgage. Also attached is the underwriting notes that show the same.   Since this closed simultaneous  no subordination is required. The Title policy is also included. 9.6.19 - Exception satisfied. 
0994282546 No Approved Lender Exception for unacceptable property type; SFR with manufactured home on lot.  Clayton considers non-material based on the compensating factors of reduction in payment on refinance of $81/month, low DTI of 19.59%, residual income of $36,382 and excellent credit history. (No Data) (No Data)
0450111789 No Missing fully executed evidence the HELOC with XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed. 9.26.19 - Client responded. Executed evidence the HELOC with XXX has been closed to future draws attached. 9.26.19 - Exception satisfied. 
0450111789 No CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -18994.76CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 18299.76 (No Data) (No Data)
0450111789 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0450111789 No Initial CD XXX, CD XXX And Final CD XXX, Loan Costs Section C missing payee information for Title Closing Escrow and Title Lender's Policy fees.  (No Data) (No Data)
0450111789 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0450111789 No Missing fully executed evidence the HELOC with XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed.  Clayton considers non-material based on compensating factors of low LTV 53.33% and residual income of $12,787.53. 9.26.19 - Client responded. Executed evidence the HELOC with XXX has been closed to future draws attached. 9.26.19 - Exception satisfied. 
0450111789 No Desk review value $XXX did not support the appraised value of $XXX within tolerance with a variance of -XXX%. Field Review Ordered. 10.4.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.4.19 - Exception satisfied.
0738751998 No CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3638.14CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3002.71The difference is $ 635.43 the closing cost paid out of closing.  (No Data) (No Data)
0738751998 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   9.6.19 - Client responded. Attached find the Closing Disclosure and the Title Policy to show the HELOC paid and closed. 9.6.19 - Exception satisfied. 
0738751998 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 9.18.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.18.19 - Exception satisfied.
0801911478 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0445889277        
0534901397 No Missing updated VVOE for XXX; most recent VVOE in file is dated 8/3/2019 which is not within 20 business days of the date of the note, XXX. (No Data) (No Data)
0649491557 No CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 4239.09CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3728.66The difference is the closing cost paid out of closing $ 510.43. (No Data) (No Data)
0856597958 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0971405771 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 10.3.19 - Client Response - Disagree. Title Commitment discloses XXX as mortgagee on deed of trust dated XXX.  Loan is refinance with same creditor.  H-9 is appropriate rescission model form.  See attached.10.3.19 - Reviewed Schedule B provided, shows XXX 2005. 10.3.19 - Exception Satisfied.
0971405771 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0971405771 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0818656327 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $10455.88CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $9760.88. Difference of POC value $695.  (No Data) (No Data)
0033094432        
0966537496 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0109097096 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0109097096 No Per the Disclosure Data Master List the Initial CD XXX had No Confirmation of Receipt 3 days prior to Consummation XXX. 10.1.19  Client Response - Disagree. CD #009 was provided XXX. The CD was confirmed (acknowledged) in Your Loan Tracking (electronic delivery) XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was not e-signed but the pdf was opened by consumer XXX and, per XXX Compliance team testing methodology, this is the same as an in hand delivery.  Copy of origination system Documents and Packages page showing the Confirm date is attached10.1.19 - Client provided Disclosure Tracking showing proof of delivery. 10.1.19 - Exception Satisfied.
0109097096 No Lender approved exception for use of business funds for down payment, closing cost or reserves.  Compensating factors include  Ratios (19.613 / 37.547),  759 FICO, Credit since 1989,  $15k residual income, 22 yrs at cur residence.  Clayton considers as non-material based upon compensating factors. (No Data) (No Data)
0439323181        
0547233818 No CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $2459.12, does not match  Clayton Calculation, Value: $2323.40 (No Data) (No Data)
0277342139        
0785944687 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0529974161 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0529974161 No Lender Approved Exception in file for insufficient credit as the borrower only has 2 tradelines, guidelines require 3 tradelines.  Clayton considers non-material based on Compensating factors of 737 qualifying score. Min required per guidelines is 680, DTI is 17.53%, max per guidelines is 43% and Post close reserves are $8,919.17 or 57.42 months PITIA, guidelines requires 18 months reserves.  (No Data) (No Data)
0818534913 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0396044267        
0393007995 No Finance charge understated by $1816.06. Lender credit found on final settlement for $1514.40 which isn't listed on final or post close CD. 9.19.19 - Client responded. Disagree:  Final CD #008 executed on XXX disclosed accurate Finance Charge and Amount Financed.  CD with issue date XXX is CD #001 issued XXX.   Projected closing date inadvertently populated to issue date.  See internal tracking for CD #001.  APR Fees:  $1350 Processing, $926.25 Relock, Tax Service $80, Closing $250, Courier $50, Recording Service $15, SubEscrow $90, Prepaid Int $314.68 9.19.19 - Exception satisfied.
0393007995 No CD: XXX Last CD, 737924.0;  Amount Financed as Clay calc $736,108.01.  9.19.19 - Client responded. Disagree:  Final CD #008 executed on XXX disclosed accurate Finance Charge and Amount Financed.  CD with issue date XXX is CD #001 issued XXX.   Projected closing date inadvertently populated to issue date.  See internal tracking for CD #001.  APR Fees:  $1350 Processing, $926.25 Relock, Tax Service $80, Closing $250, Courier $50, Recording Service $15, SubEscrow $90, Prepaid Int $314.68 9.19.19 - Exception satisfied.
0393007995 No The loan file is missing EXECUTED evidence that the XXX HELOC  is paid and closed to future draws.   9.18.19 - Client responded. See attached Closing Disclosure showing that the XXX HELOC was paid off at closing and the Title Policy showing no 2nd for subject property. 9.18.19 - Exception satisfied.
0651488070 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -9093.79CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 8563.36  (No Data) (No Data)
0651488070 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value. (No Data) (No Data)
0651488070 No Final LE 5/21/19-2 The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value. (No Data) (No Data)
0681505090        
0884161558 No Final CD XXX, Closing Costs Financed (Paid from Your Loan Amount) value disclosed as $2,929.45; calculated total is $2,234.45. Difference of POC cost $695.00. (No Data) (No Data)
0866094565 No Lender Approved Exception in file for :  Condo; One Entity owning 25% or more of Project.  Compensating factors include:  LTV is 64.29%; max allowed per guidelines is 80%, 811 qualifying score. Min required per guidelines is 680 and Post close reserves are $304,881.12 or 58.03 months PITIA, guidelines requires 18 months reserves. Clayton considers non-material. (No Data) (No Data)
0759442403 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $1354.76CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $824.33. Difference of POC $530.43. (No Data) (No Data)
0210315793 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. Error is corrected on all CD's showing $0. Exception Satisfied. (No Data) (No Data)
0210315793 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   9.16.19 - Client responded. See attached Closing Disclosure showing that XXX HELOC was paid off at closing and the HELOC closed out letter to the borrowers. 9.16.19 - Exception satisfied. 
0176895631 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0482991055 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -3222.37CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2598.94. Difference is POC's of $623.43 and the lender total reflecting as a negative number instead of positive.  (No Data) (No Data)
0482991055 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0482991055 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0482991055 No Approved lender exception for LLC Vesting. The collateral is to be vested in XXX, XXX. The XXX documents meet XXX policy requirements in that there are only 2 members, both of which are the applicants (the term is perpetual), and the purpose is in line with XXX vesting policy requirements; Clayton considers non-material based on compensating factors of 37.04% DTI,  792 qual score, 37 mo. reserves and $23k/mo. residual income.   (No Data) (No Data)
0992186908 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0864742651 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0864742651 No Missing the signature pages of the 2018 and 2017 1040 personal tax returns for B1 and B2.  9.6.19 - Client responded. Personal tax returns not required. Tax returns were not used to verify qualifying income for either borrower. Per lender guidelines, the required income documentation was obtained. 9.6.19 - Exception satisfied. 
0374819111 No CD XXX Projected Payment Section, Est Taxes, Ins and Assessments value of $410.19 x's 12 months equals $4,922.28. Value does not match page 4 Loan Disclosures, Estimated Property Costs over Year 1 total of $4,922.17. Provide corrected PCCD and LOX. 9.11.19 - Client responded.Disagree:  ETIA is based on monthly payments of $76.26 HO, $2.91 HOA, and $331.02 taxes which matches EITA on CD or $410.19. Page 4 Escrow table is calculated using totals of $35 HOA, $914.95 HO, and $3972.18 taxes. Differences in ETIA and Escrow table are due to rounding and acceptable.  9.11.19 - Exception satisfied.
0254712207 No Lender Approved exception in file for lack of rental management experience. Purchase transaction with departure home retained for investment rent allocation applied, departure residence is in an area where there is no lack of demand for tenants.  Compensating factors include; Post close reserves are $220,285.86 or 28.63 months PITIA, guidelines requires 12 months reserves, 787 qualifying score. Min required per guidelines is 680 and the borrower has been employed for 11 years. Clayton considers non-material. (No Data) (No Data)
0740709871        
0165358241 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0570706188 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0855795086 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0901186077        
0484162893 No Zero tolerance of $100.00 for increase in processing fee from $1250 to $1350. No COC in file. Loan amount went up but should not effect processing fee. CD has Refund of $60.30.  Requires LOX, PCCD, refund for $39.70 and proof of shipping. 10.1.19 - Client Response - Disagree:  per internal changed circumstance documentation attached, loan changed from conforming to non-conforming increasing the processing fee from $1250 to $1350.  This is a valid changed circumstance.  Loan Estimate issued within 3 days of CoC.  No remediation required.10.1.19 - COC History provided. 10.1.19 - Exception Satisfied.
0484162893 No Ten percent tolerance of $150.30 for increase in Recording fee from $127 to $290 Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $150.30.  10.1.19 - Client Response - Disagree:  Recording fees on final CD #015 executed by consumers on XXX were seller paid.   XXX testing methodology does not include seller paid recording fees in Fee Tolerance testing.   This is not a testing defect and no remediation required.10.1.19 - Verified and Agree with Client. 10.1.19 - Exception Satisfied.
0484162893 No Approved lender exception for reduced documentation to accept income from second job with less than 2 year history.  File contains verification that borrower has consistently worked a second job for 1 year with average of 37 hours every 2 weeks and has consistently worked primary job for at least 37 hours each week since 2-2018.  Clayton deems non-material based on compensating factors: Income that the borrower receives but was not used to qualify; Substantial down payment from borrowers own funds or equity in the property; Documented savings pattern; High level of Residual Income Remaining after all Monthly Debt Considered; Decreasing housing expense; History of devoting a higher percentage of income to housing.  (No Data) (No Data)
0881230204 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0111716305 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0180198359 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 8.26.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  8.26.19 - Exception satisfied.
0548292610 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0758588660        
0093685072        
0561741347 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -5202.86CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2637.43 (No Data) (No Data)
0561741347 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0561741347 No Final LE 6/14/19 The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0561741347 No Lender approved exception for LTV Cash out policy 70%; Request 80%.  Purchased subject in XXX for $XXX, added to $225K improvements (documented), yields $XXX acquisition plus improvements. Appraised value $XXX. Looking for 80 LTV/CLTV with $XXX cash in hand after paying off XXX $XXX mortgage. Funds spent on improvements have been documented. Clayton deems non-material based on compensating factors of low DTI 25.22% max per guidelines is 43%., Post close reserves are $158,789.16 or 27.25 months PITIA, guidelines requires 12 months and Borrower has been employed for 10 years. (No Data) (No Data)
0561741347 No 09.23.18- A Desk review was received with a reported value of $XXX  which is a variance of XXX% less than the original appraised value of $XXX. A field review has been ordered. 10.2.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.2.19 - Exception satisfied.
0805997312 No Missing verification of PITI from refinance of primary residence on XXX confirming XXX have been paid as stated in DU findings number 13. 11.1.19 - Client responded. Verification of PITI on XXX and confirmation XXX liens paid from refinance provided, documents attached. 11.1.19 - Exception satisfied.
0805997312 No Initial CD dated XXX was not signed.  Provide proof of receipt of CD prior to final CD. 11.6.19 - Client Responded. Disagree:  borrower requested closing on XXX due to financial hardship.  Borrower LOX and XXX approval attached. 11.6.19 - Exception Satisfied.
0805997312 No Missing verification of PITI from refinance of primary residence on XXX confirming XXX & XXX have been paid as stated in DU findings number 13. 11.1.19 - Client responded. Verification of PITI on XXX liens paid from refinance provided, documents attached. 11.1.19 - Exception satisfied.
0805997312 No Approved lender exception for XXX being less then the cash flow of the business. Clayton considers exception non-material based on compensating factors of cash increase on YTD balance sheets provided, stability of the business, and cash reserves of $78,457.61 vs $18,801.45 required by AUS 11.1.19 - Client responded.  Approved tracking (exception) for XXX income analysis - FNMA less than cash flow. Tracking approved under the NDS authority. 11.1.19 - Exception remains.
0065689804 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0065689804 No Approved lender exception for not meeting the minimum PCL requirement; Subject PITI reserve requirement is $10,469.68 x 12 = $125,636.16 total reserves required /2= only $62,818.08 can come from XXX accts. $ 660,572.28 required to close with $715,104.80 from non-XXX accounts results in only $54,532.52 in reserves from XXX accts.  Clayton considers non-material based on compensating factors of 27.70% DTI, 62.96% LTV, $20 years in profession and $34K/mo. in residual income.    (No Data) (No Data)
0534929270        
0761807473 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0434548455        
0313767379 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0113487582        
0146420773 No ROR form expiration date changed from XXX to XXX - Date of Transaction changed from XXX to XXX and initialed by borrower's. Final CD reflects disbursement date of XXX 8.9.19 - Client responded. "Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy. Rescission ended midnight XXX.  Final XXX.  CD has disbursement date and interest start date XXX. New NORTC is not required as Final Settlement Statement confirms disbursement did not occur prior to end of statutory rescission period."10.25.19 - Client Responded. See attached documents. 8.9.19 - Exception remains. 10.25.19 - Exception Satisfied.
0146420773 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 2457.55CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 1762.55.  Difference is inclusion of POC. (No Data) (No Data)
0146420773 No Cd XXX and XXX: Other costs screen: Section E:  Fee's are not itmemized for recording fees. Provide a Lox or updated Cd with the correct information provided within 60 days of consummation. (No Data) (No Data)
0146420773 No XXX Bank statement evidences joint access with XXX (not on loan transaction). Account was used as reserves and access letter could not be located (No Data) (No Data)
0146420773 No Lender approved exception for total cash out $621,730 vs max cash-out allowed of $500,000. Compensating factors include LTV is 34.4%; max allowed per guidelines is 70%, 787 qualifying score. Min required per guidelines is 720 and Verified cash reserves $182,509.15 or 45.72 months, guidelines require 12months PITIA. Clayton considers non-material. (No Data) (No Data)
0416039270 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0477820139 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0477820139 No Provide evidence of liquidation from investment accounts provided in file, in order to validate the XXX acct XXX balance of $258,601.29; UDS UW does not use judgment to justify not providing evidence of liquidation into this account.   9.20.19 - Client responded. Compensating factors used in decisioning, underwriting notes attached. 9.20.19 - Clayton has reviewed and compensating factors provided for reason of not requiring proof of liquidation.  9.20.19 - Exception satisfied. 
0377860308 No Final Cd disbursement date is XXX: Ror disclosure transaction date XXX and expiration date XXX.  Provide new Ror disclosure with correct information provided within 60 days of discovery.  9.10.19 - Client responded. See attached PC CD and LOX. 9.10.19 - Exception satisfied. 
0377860308 No  Ror disclosure transaction date  XXX and the expiration date XXX. 7.12.19 - Client responded. Agree:  Borrower2 signed ROR on XXX with ROR ends midnight XXX.   Final Settlement State indicates funds disbursed correctly on XXX.  Requesting PC CD with correct disbursement date and per diem start date of XXX to remedy error.9.10.19 - Client responded. See attached PC CD and LOX. 7.12.19 - Exception remains. 9.10.19 - Exception satisfied. 
0377860308 No Cd disbursement date XXX: Ror disclosure transaction date  XXX and expiration date XXX. Provide new Ror disclosure with correct information provided within 60 days of discovery.  7.12.19 - Client responded. Agree:  Borrower2 signed ROR on XXX with ROR ends midnight XXX.   Final Settlement State indicates funds disbursed correctly on XXX.  Requesting PC CD with correct disbursement date and per diem start date of XXX to remedy error.9.10.19 - Client responded. See attached PC CD and LOX. 7.12.19 - Exception remains. 9.10.19 - Exception satisfied. 
0123690402 No Need proof initial CD XXX was received by borrower 3 days before consummation date of XXX. 10.21.19 - Client Responded. Disagree with investor. CD #002 was provided XXX. The CD was confirmed (acknowledged) in YourLoanTracking (electronic delivery) on XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was not e-signed but the pdf was opened and acknowledged by the consumer onXXX and, per XXX testing methodology, this is the same as an in hand delivery.  This is not a testing defect so corrective action is not required. Copy of origination system Disclosure Receipt Dates page showing the Confirm date is attached. 10.21.19 - Exception Satisfied.
0208993418 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0619983866 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0092425942 No 1. Missing verification of PITI for REO on XXX2. Missing B2 YTD paystub to support monthly income of $2,937.50 used to qualify. 3. Missing second consecutive 1040 tax returns.  File contains the 2017 1040 only. 7.26.19 - Client responded. XXX mortgage P&I payment secured by XXX is $3367.84; property taxes $1167.08; insurance $82.10; total PITI is $4617.02. Copies of XXX mortgage statement, evidence of hazard insurance, and online property tax records attached.  Copy of most recent paystub for co-borrower dated 03-07-2019 attached along with 2016 1040s used to establish two-year history of XXX  experience. 7.26.19 - Exception satisfied. 
0092425942 No Disbursement date is XXX; end of statutory rescission period is XXX . Final CD has transaction date of XXX and does not match the mortgage notary date or the Transaction date on the right of rescission. Revised CD required with correct Transaction date and disbursement date. 8.2.2019 - Client responded. Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy.  Rescission ended midnight XXX.  Final settlement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX. Requesting remediation for PC CD with XXX disbursement date and per diem start date.9.10.19 - Client responded. See attached PC CD and LOX. 8.2.19 - Exception remains. 9.10.19 - Exception satisfied. 
0092425942 No Lender approved exception for liquid PCL requirements of 1 month.  Sufficient total reserves verified. Compensating factors include, borrowers excellent mortgage history 0x30 since 3/98 and job stability of 14 years for B1 and 10 years for B2, Clayton considers to be non material. 7.23.19 - Client responded. Per lender's credit policy, the post close liquidity requirement may be waived for rate/term refinances of existing XXX HFI loans that lower the borrower's monthly mortgage payment.  Loan was submitted for exception consideration due to insufficient reserves to meet PCL; exception was cancelled as loan meets HFI policy.  Copy of cancelled stipulation notes attached. 7.23.19 - Exception remains. 
0092425942 No Missing verification of PITI for REO on XXX 7.26.19 - Client responded. XXX mortgage P&I payment secured by XXX is $3367.84; property taxes $1167.08; insurance $82.10; total PITI is $4617.02. Copies of XXX mortgage statement, evidence of hazard insurance, and online property tax records attached.  7.26.19 - Exception satisfied. 
0092425942 No 1. Missing B2 YTD paystub to support monthly income of $2,937.50 used to qualify. 2. Missing second consecutive 1040 tax returns.  File contains the 2017 1040 only. 7.26.19 - Client responded. Copy of most recent paystub dated 03-07-2019 for co-borrower attached along with 2016 1040s used to establish two-year history of property management experience. 7.26.19 - Exception satisfied. 
0589606208 No Lender approved exception in file for Primary Residence for XXX; Subject property is not borrowers second home but was purchased for XXX in 5/2018 and was purchased as a 2nd home occupancy.  Compensating  factors include; 764  qualifying score. Min required per guidelines is 680, Post close reserves are $344,379.57 or 76.65 months PITIA, guidelines requires 18 months reserves andresidual income of $24,901.16 monthly. Clayton considers non-material.  (No Data) (No Data)
0748098878 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0748098878 No Approved Lender Exception for Road Maintenance Agreement. Road is shared with two other homes.  Clayton deems non-material based on compensating factors of  DTI 36.05%, residual income $15,987 and proven ability to save.   (No Data) (No Data)
0460131319        
0885100171        
0957404772        
0693219018 No 2017-2018 personal returns are required to be signed and dated and the 2017 1120S business returns required to be signed, per Appendix Q; the signed 2018 1120S was provided.  9.18.19 - Client responded. Per lender guidelines, if 8879 form included indicating that e-signatures are filed or if tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting. Both actions above completed for 2017-2018 personal and business returns in question. 9.18.19 - Clayton has reviewed and this is acceptable per QM.  9.18.19 - Exception satisfied.
0693219018 No CD: XXX], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $10,713.16 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $10,202.73. Values do not match.  (No Data) (No Data)
0693219018 No Approved lender exception for insufficient liquid PCL reserves of 2.5 months. Clayton considers non-material based on compensating factors of 19 months of reserves, 38.11% DTI, 53.79% LTV and $7,900/mo. residual income.   (No Data) (No Data)
0673079686 No Mortgage and applicable riders are missing from the file.  9.27.19 - Client responded. See attached signed Mortgage/DOT. 9.27.19 - Exception satisfied. 
0025009775 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0040911184        
0049713590        
0902041934 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0910077691 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 12616.91CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 11921.91.  Difference is POC's of $695.  (No Data) (No Data)
0910077691 No Missing verification of employment for both XXX borrower's.  8.8.19 - Client responded. Existence of XXX for both borrower's and company overview attached XXX was formed XXX. The company status is listed as good standing. 8.8.19 - Exception satisfied. 
0910077691 No A Desk review was received with a reported value of Indeterminate  which is a variance of XXX% less than the original appraised value of $XXX. A field review has been ordered. 8.26.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  8.26.19 - Exception satisfied.
0087251802 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0087251802 No 09.26.18- A Desk review was received with a reported value of $XXX  which is a variance of XXX% less than the original appraised value of $XXX. A field review has been ordered. 10.9.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.9.19 - Exception satisfied.
0030545131 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0557068335        
0482357560 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0482357560 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0482357560 No 12 months satisfactory rental history missing (No Data) (No Data)
0211115825 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0211115825 No Lender Approved Exception in file for the borrowers being first time home buyers with no mortgage/rental payment history.  Compensating factors include; 799 qualifying score. Min required per guidelines is 680, DTI is 28.88%, max per guidelines is 43% and Post close reserves are $885,178.73 or 124.62 months PITIA, guidelines requires 12 months reserves. Clayton considers non-material. (No Data) (No Data)
0528754051        
0684300729 No CD XXX Closing Costs Financed (paid from your loan amount)  value of ($6,850.63) does not match calculated total of $6,835.20. Difference is due to $15.43 POC. (No Data) (No Data)
0684300729 No CD XXX disclosed Closing Costs Financed (paid from your loan amount) as a negative value ($6,850.63). Value should be positive.  (No Data) (No Data)
0684300729 No LE XXX disclosed Closing Costs Financed (paid from your loan amount) as a negative value ($2,329). Value should be positive.  (No Data) (No Data)
0545020575 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0537245193        
0218216475 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0695616431 No Missing 2018 & 2017 W2's for XXX or a Standard WVOE for two years. 9.13.19 - Client responded. 2017 & 2018 W2's (foreign and translated) for XXX attached. 9.13.19 - Exception satisfied. 
0695616431 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $672.03 and CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $149.60. Values do not match.  (No Data) (No Data)
0695616431 No CD monthly non escrowed amount of $960.33 does not match the annual cost of $8,532.84 listed on the Loan Disclosures section of the CD. 9.17.19 - Client responded. Agree. Base tax amount of $7858.80 + Hazard premium of $674 was used for annual cost listed on the loan disclosure section of CD(from current tax information). Estimated monthly amount of $904.16 plus monthly hazard premium of $56.16 ($960.32 total) was used for ETIA amount(Projected Tax Information). Disclosed amounts should be consistent. Updated Closing Disclosure to borrower needed. Requesting remediation.10.25.19 - Client Responded. See attached documents 9.17.19 - Exception remains. 10.25.19 - Exception Satisfied.
0695616431 No Missing 2018 & 2017 W2's for XXX or a Standard WVOE for two years. 9.13.19 - Client responded. 2017 & 2018 W2's (foreign and translated) for XXX attached. 9.13.19 - Exception satisfied. 
0328062898 No File is missing the Note. Subject looks to be an assumption; original borrower note in file but not for our borrower.  9.25.19- Client responded. See attached Note; Clayton has reviewed and entered the Note data.  9.25.19- Exception satisfied. 
0328062898 No File is missing the Note. Subject looks to be an assumption; original borrower note in file but not for our borrower.  9.25.19- Client responded. See attached Note; Clayton has reviewed and entered the Note data.  9.25.19- Exception satisfied. 
0328062898 No VVOE for B1 dated 7/5/19 is greater than 20 business days from Note date XXX (No Data) (No Data)
0469228172        
0872358177        
0628385199 No Missing final executed Settlement statement from sale of REO on XXX to confirm payoff of liens  9.26.19 - Client responded. XXX details page to validate amount of last payment (1st mortgage payoff) of $333,605.27 for REO on XXX. Closing Disclosure from sale of property XXX to confirm payoff of liens attached. 9.26.19 - Exception satisfied. 
0628385199 No Missing final executed Settlement statement from sale of REO on XXX to confirm payoff of liens and net proceeds to borrower.  Clayton considers non-material based on compensating factors of 766 qual score, $8k/mo. residual income and 84 months of 0x30 mortgage payment history. 9.26.19 - Client responded. XXX details page to validate amount of last payment (1st mortgage payoff) of $333,605.27 for REO on XXX. Closing Disclosure from sale of property XXX to confirm payoff of liens attached. 9.26.19 - Exception satisfied. 
0448935326 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0437941245 No 09.30.18- A Desk review was received with a reported value of $XXX which is a variance of XXX% less than the original appraised value of $XXX. A field review has been ordered. 10.8.19 - Upon further Clayton review the Desk review came in higher at $XXX than the original appraised value at $XXX and Field review was not required.  10.8.19 - Exception satisfied. 
0771416658        
0410137569        
0889500457 No Finance charge understated by $100.  Missing list of fees included in APR and breakdown of credits when applicable. 7.31.19 - Client responded. Agree. Final CD finance charge is understated $149.94.  Final CD APR is accurate and in compliance.  No list of fees included in APR breakdown provided but it appears the Affordable Home Recording Act Fee of $150 was not included the APR Calculation. The total amount charged was $225 but $75 of that fee was for Recording the Deed of Trust and would not be included in the APR calculation. There were no other documents being recorded so the remaining $150 would be considered APR.  Refund to the borrower of $149.94 is required to cure the defect.  Remediation requested. 10.25.19 - Client Responded. See attached documents 7.31.19 - Exception remains. 10.25.19 - Exception Satisfied.
0889500457 No PCCD XXX Section: Closing Information, Field: File # missing. (No Data) (No Data)
0889500457 No A Desk review was received with a reported value of $XXX  which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.  8.5.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  8.5.19 - Exception satisfied.
0241241661 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0769055263        
0612137501        
0045896915 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0045896915 No Lender approved exception for "A" Minus insurance rating for Accident XXX. "A" rating required per G/L. Clayton deems non-material based on compensating factors of DTI of 18.36%, 34.67 months reserves, and strong credit profile.  9.20.19 - Client responded.  LVAM exception - Coop insurance rating A minus for XXX. Exception approved under the PCO delegated authority. Cooperative Project Approval Team (CPAT) underwriting (collateral) notes attached.  9.20.19 - Clayton has reviewed and as stated considers non-material based on compensating factors.  9.20.19 - Exception remains. 
0767549980        
0395810069 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $6,296.07 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $5,660.64. Difference due to POC $635.43CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $7,086.63 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $6,451.20. Difference due to POC $635.43. (No Data) (No Data)
0395810069 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   10.7.19- Client responded. See attached closing disclosure that shows the HELOC loan was paid off at closing (page 3) and the certificate of satisfaction of the HELOC loan.  10.7.19- Exception satisfied. 
0395810069 No Approved Lender Exception for LTV/CLTV above 70% actual 75% & Maximum allowable cash out dollar amount.  Clayton deems non-material because of  compensating factors of Verified Post close reserves $310309.30  or 48.20 months PITIA, guidelines required 12 months PITIA, 778  qualifying score ,Min required per guidelines is 720  and DTI is 19.80%, max per guidelines is 43%. (No Data) (No Data)
0426745014        
0534134356 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0358389238 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0358389238 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0834014439 No Per title subject refinance is with the same lender XXX. H9 form is the proper form. As subject property is in the state of CA and in the XXX this is considered non-material.  (No Data) (No Data)
0169196833 No Missing verification of HOI for REO on XXX 9.11.19 - Client responded. HOI (Policy Schedule) for REO on XXX attached. 9.11.19 - Exception satisfied.
0169196833 No Missing verification of HOI for REO on XXX 9.11.19 - Client responded. HOI (Policy Schedule) for REO on XXX attached. 9.11.19 - Exception satisfied.
0668825657 No CD:XXX [Last CD], Section: Costs At Closing, Field: Closing Costs, & Section: Other Costs, Field: Total Closing Costs (Borrower-Paid) , Value: -92.59, does not match Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Final, Value: 92.59. (No Data) (No Data)
0945933919 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0945933919 No Missing the signature pages of the 2018 and 2017  1040 personal  tax return for B1 .  9.11.19 - Client responded. Personal tax returns not required. Tax returns were not used to verify qualifying income. Per lender guidelines, the required income documentation was obtained. 9.11.19 - Exception satisfied.
0788926585 No Final CD reflects closing date of XXXXXX.  However, the CD, Note and Mortgage were not signed until XXXXXX.  The ROR had handwritten date changes, but an updated CD should have been generated.  Requires LOX and PCCD. 10.1.19 - Client Response - Agree.  Disbursement date on Final CD executed by consumers on XXXXXX is XXXXXX.  Per system of record, actual disbursement date is XXXXXX.  Corrected CD with a disbursement date of XXXXXX sent to the consumers is required to cure defect.  Requesting remediation11.15.19 - Client Responded. See attached PC CD and LOX 10.1.19 - Exception Remains.11.15.19 - Exception Satisfied.
0319629488 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 1812.52 CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 1190.09 The difference is the closing cost paid outside of closing $ 622.43.  (No Data) (No Data)
0319629488 No Lender approved exception in file for PCL less than required 12 months as the borrower is for short PCL with only 4 months Liquid verified on a cash out refi . Compensating  factors include; LTV is 64.00%; max allowed per guidelines is 70%, 771 qualifying score. Min required per guidelines is 720 and the borrower has been employed for over 23 years. Clayton considers non-material.  (No Data) (No Data)
0459558876 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3765.01CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3129.58The difference is $635.43 the amount of closing cost paid outside of closing. (No Data) (No Data)
0459558876 No Lender Approved exception in file for less than required 12 months in reserves.  Compensating factors include;  811 qualifying score. Min required per guidelines is 720, LTV is 52.57%; max allowed per guidelines is 70% and residual income of $8062.75. Clayton considers non-material.  (No Data) (No Data)
0483785448 No CD XXX and XXX: Section Other Cost E. Recording; Recording fees are not itemized. Please provide a PCCD with correct information within 60 days of consummation.   (No Data) (No Data)
0614099149 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 4482.49CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3960.06 (No Data) (No Data)
0614099149 No Missing Third party fraud report. 9.12.19 - Client responded. See attached Fraud report. Borrower's spouse is a non-borrower on title. If a Fraud report is required for the non-borrowing spouse, we would ask Clayton to please obtain it. 9.12.19 - Exception satisfied. 
0220842727 No The final CD XXX, stated closing costs financed (paid from your loan amount) value of $(223.54) does not match calculated value of $0. (No Data) (No Data)
0996851919        
0411981173        
0907860886 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0907860886 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0268571312        
0131509466 No MA Borrower Interest; Worksheet missing. (No Data) (No Data)
0131509466 No 1. CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $4001.61 Calculating Cash to Close, Field: Clayton Calculation, Value: $3408.18.2. CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8287.29Calculating Cash to Close, Field: Clayton Calculation, Value: $7693.86.Difference of POC value $593.43  (No Data) (No Data)
0789719995 No Disbursements date on CD and disbursement dates on ROR dates are the same XXX. This is not permissible, disbursements dates on CD should have been XXX. Need revised ROR or PCCD with corrected dates to cure.  9.25.19 - Client Response - Agree:  Per system of record funds disbursed on XXX.  Closing disclosure has XXX disbursement date and per diem date. Requesting remediation - PCCD with correct disbursement date and per diem date XXX.11.15.19 - Client Responded. See attached PC CD and LOX 9.25.19 - Exception Remains.11.15.19 - Exception Satisfied.
0789719995 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3081.53CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2559.10. Difference is POC's of 522.43.  (No Data) (No Data)
0448357147        
0154476545 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 13622.65CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 13122.22The difference is $500.43 which is the POC. (No Data) (No Data)
0333110236 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 16160.99CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 15465.99.  Difference of $695.00 is Closing Costs Paid Before Closing. (No Data) (No Data)
0333110236 No Approved lender exception for loan amount of $XXX exceeding the guideline maximum of $2,000,000 on a two unit property.  Clayton considers non-material based on compensating factors of low LTV 46.15%, credit score 776, low DTI of 29.79% and 79 months PITI reserves. (No Data) (No Data)
0502870573 No ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds. 11.15.19 - Client Responded. See attached PC CD and LOX 11.15.19 - Exception Satisfied.
0502870573 No The distribution date is XXX and the Rescission date is XXX.  The distribution date is before the rescission date of XXX. 9.19.19 - Client responded. Agree:  CD #004 executed on XXX has incorrect disbursement date and per diem interest date.  Final Settlement indicates funds disbursed properly after end of rescission period on XXX.  PC CD required to remedy. Requesting remediation.11.15.19 - Client Responded. See attached PC CD and LOX 9.19.19 - Exception remains. 11.15.19 - Exception Satisfied.
0502870573 No CD:XXX Section: Calculating Cash to Close. The Closing Cost Financed amount of ($1,396.11) and per review Calculating Cash to Close amount equals $890.68.  Difference of POC $505.43.  (No Data) (No Data)
0242922975 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0704430298 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 16633.40CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 16402.97Difference is the closing cost paid out of closing $ 230.43. (No Data) (No Data)
0704430298 No No inspection since the XXX and effective date XXX  Fema Disaster- XXX.  Property Inspection required 9.16.19 - Property Inspection received and no damage.  9.16.19 - Exception satisfied. 
0293349258 No Lender Approved Exception in file for insufficient credit as the co-borrower only has 1individual trade line and a  12 month rental housing payment history,  2 additional trades reporting are authorized user accounts, guidelines and have been excluded from analysis. Guidelines require 3 tradelines. Compensating factors include; 789 qualifying score. Min required per guidelines is 680, DTI is 24.67%, max per guidelines is 43% and Post close reserves are $46,614.43 or 14.71 months PITIA, guidelines requires 12 months reserves. Clayton considers non-material.  (No Data) (No Data)
0753438314 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0753438314 No Approved Lender Exception for 80% LTV which exceeds max per guides for 2 family property of 75%. Clayton considers non-material due to compensating factors of residual income $24,944 per month, rental income not being used which would lower DTI from 42.2% to 32.4%, responsible use of revolving debt, additional part time income not being used and stable job history.  (No Data) (No Data)
0518812589 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0479451157        
0695848476 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 10.3.19 - Client Response - Disagree: Title commitment discloses XXX as mortgagee on deed of trust dated XXX.  Loan is refinance with same creditor.  H-9 is appropriate rescission model form.10.3.19 - Reviewed Schedule B, shows XXX in 2015. 10.3.19 - Exception Satisfied.
0695848476 No Final CD XXX, stated closing costs financed value of -12548.70 (in calculating cash to close section) differs from values in eClas 11853.70. The difference of 695 is the amount of the POC for paid before closing. The number in POC in calculating cash to close reflects a (+) positive number. (No Data) (No Data)
0695848476 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0695848476 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0695848476 No The loan file is missing EXECUTED evidence that the XXXHELOC  is paid and closed to future draws.   10.3.19- Client responded. See attached Title policy what shows no HELOC on the property. The XXX HELOC  was paid off at the time of closing on page 3 of the Closing Disclosure.  Also attached is the XXX  Payoff letter that shows the per diem for the payoff. 10.3.19- Exception satisfied. 
0695848476 No 09.30.18- A Desk review was received with a reported value of $XXX  which is a variance of XXX%  less than the original appraised value of $XXX. A field review has been ordered.  10.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0255857598 No Approved lender for DTI greater than 45 percent; 46.89%.  Clayton considers as non-material due to good credit score of 713 and monthly residual income of $5,301.15. (No Data) (No Data)
0255857598 No CU score 2.7 exceeds the allowed 2.5  Missing PDA to support original appraised value. 10.30.19- A Desk Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0921230977        
0990961460 No Missing the signature pages of the 2018 and 2017 1040  1120s Business Tax returns for XXX.  10.1.19 - Client responded. Signature pages of the 2018 and 2017 1120s business tax returns for XXX not required. Business tax returns were not used to verify qualifying income as no XXX income was used to qualify.. Per lender guidelines, the required income documentation was obtained. 10.1.19 - Clayton has reviewed and the Business income was not used therefore returns not required.  10.1.19 - Exception satisfied.
0990961460 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0990961460 No Lender approved with LTV  exception; Clayton deems non-material based on compensating factors  of 807 qualifying score. Min required per guidelines is 700, DTI is 36.41%, max per guidelines is 43% and the borrower has been employed for 19 years.   (No Data) (No Data)
0837163424        
0413045481 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0357742313 No CD XXX Estimated Taxes, insurance and assessments of $572.81 x's 12 months equals $10,473.72 does not match the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures total of $6,873.77. 9.11.19 - Client responded. Disagree. TPR's calculation of $10,473.72 is based on Estimated Taxes, Insurance and Assessments of $872.81 x 12. The CD disclosed $572.81 x 12 equals $6,873.72. The difference between this amount and the $6,873.77 disclosed on page 4 appears to be due to rounding. 9.11.19 - Exception satisfied.
0249058010        
0504213001 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 2878.75CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2097.92The difference is $780.83 the cash to close amount. (No Data) (No Data)
0024112176        
0469009579        
0985122626 No CU score of 2.9.  PDA is required. 10.30.19- A Desk Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0551454535 No Notary missing  10.29.19 - Client Responded. Property is a Cooperative.  Loan Security Agreement used for Cooperative doesn't get a notary for it.  UCC is what is used to record mortgage. 10.29.19 - Exception Satisfied.
0343080476 No CD: XXX Section: Calculating Cash to Close. The Closing Cost Financed amount of $1,091.43 is different from calculation amount of $561.00.   (No Data) (No Data)
0857853833 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -14201.93CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 13926.55 (No Data) (No Data)
0857853833 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0857853833 No Lender approved exception in file for Employer Sponsored Down Payment Assistance Loans XXX XXX NIL. Compensating  factors include; 777  qualifying score. Min required per guidelines is 680,  LTV is 39.47%/44.08% CLTV ; max allowed per guidelines is 80% and the borrower has been employed for over 27 years.  Clayton considers non-material. (No Data) (No Data)
0603474090 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0833616950 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section C, Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0913746485 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 10112.06CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 9601.63Difference is the closing cost paid out of closing $510.43 (No Data) (No Data)
0592698430        
0447092559 No Missing 2018 tax returns or proof of Extension; Lender to provide 2018 tax returns or proof of Extension. 9.13.19 - Client responded. 2018 tax returns not required. Per lender guidelines, the required income documentation was obtained. 9.13.19 - Exception satisfied. 
0447092559 No Missing 2018 tax returns or proof of Extension; Lender to provide 2018 tax returns or proof of Extension. 9.13.19 - Client responded. 2018 tax returns not required. Per lender guidelines, the required income documentation was obtained. 9.13.19 - Exception satisfied. 
0236859825 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $6715.25CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $6079.83. Due to POC $635.43.  (No Data) (No Data)
0956908343        
0727653265 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0377146801 No Missing verification of HOI/HOA for REO on XXX. 9.30.19 - Client responded. Non-subject REO on XXX is a condominium. The HOA is XXX. XXX transcripts attached to verify monthly HOA of $229. As part of the HOA, the property and liability insurance is included. Evidence of HOA master policy & HO-6 condo insurance attached. 9.30.19 - Exception satisfied.
0377146801 No CD: XXX, Section: Loan Calculations, Field: Amount Financed, Value: $XXX and Field: Original Principal Balance, Value: XXX. Difference of $361.68. 10.1.19 - Client Response - Disagree.  Amount Financed is accurate.   Loan has negative prepaids resulting in Amount Financed higher than loan amount.   Amount financed exceeds loan amount by negative prepaids.10.1.19 - Verified and agree with Client. 10.1.19 - Exception Satisfied.
0377146801 No Missing verification of HOI/HOA for REO on XXX. 9.30.19 - Client responded. Non-subject REO on XXX is a condominium. The HOA is XXX. XXX transcripts attached to verify monthly HOA of $229. As part of the HOA, the property and liability insurance is included. Evidence of HOA master policy & HO-6 condo insurance attached. 9.30.19 - Exception satisfied.
0897446006 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0233218701 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -1329.14 CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 634.14 (No Data) (No Data)
0233218701 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0233218701 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0083234793 No Final TIL disclosed finance charges of $383,772.11, per System paystream calculations, finance charges are $383,920.16,resulting in understated finance charges of $148.05.   9.25.19 - Client Response. Disagree:  XXX calculation $383772.06 and within tolerance of disclosed XXX $383772.11.   APR fees:  prepaid interest $232.81.   Amount financed within tolerance.  Investor did not provide breakdown of fees included.  No remediation required.9.25.19 - Clayton Response, verified Amount Financed calculated correctly and only APR charge is Borrower Paid Prepaid Interest. Fee name correction. 9.25.19 - Exception Satisfied.
0083234793 No CD: XXX [Last CD], Section: Loan Calculations, Field: Amount Financed, Value: XXX Field: Amount Financed as Calculated, Value:$XXX. Difference of $148.05.  9.25.19 - Client Response. Disagree:  XXX calculation $383772.06 and within tolerance of disclosed XXX $383772.11.   APR fees:  prepaid interest $232.81.   Amount financed within tolerance.  Investor did not provide breakdown of fees included.  No remediation required.9.25.19 - Clayton Response, verified Amount Financed calculated correctly and only APR charge is Borrower Paid Prepaid Interest. Fee name correction. 9.25.19 - Exception Satisfied.
0736310891        
0582751569 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -1619.03CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 1388.60  (No Data) (No Data)
0582751569 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0233822446        
0574484075 No Final CD XXX, Section: Calculating Cash to Close, Closing Costs Financed - Final amount states $10,199.19should reflect $9,808.76.  Difference is the inclusion of Closing Costs Paid Before Closing.   (No Data) (No Data)
0574484075 No Guidelines require Verbal or written verification of employment within 20 business days of closing. B1 final verbal VOE is dated 7/26/2019 and Note closing date is XXX.  (No Data) (No Data)
0913710605 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -7672.73CD: XXX[Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 7177.30 (No Data) (No Data)
0913710605 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0913710605 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0989346356 No MA Borrower Interest Worksheet missing. (No Data) (No Data)
0989346356 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 5421.17CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 4897.74. Difference is POC's of $523.43.  (No Data) (No Data)
0989346356 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   9.11.19 - Client responded. See attached  close out letter for the HELOC and documents from the closing company verify check was sent . The final CD shows on page 3 the HELOC was paid at closing. 9.11.19 - Exception satisfied.
0222261430        
0105000183 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0105000183 No Approved Lender Exception for missing housing payment history, as borrower lives with brother rent/free.  Clayton considers non-material based on compensating factors of 10 years at job and in profession, 792 qual score, 31.38% DTI, 112 months PITI reserves, and $8k/mo. in residual income.   (No Data) (No Data)
0742273621 No Approved Lender Exception for Condo Commercial Use Requirements. Property is a condo and has XXX review showing Project has commercial space of 47%. Commercial space includes a XXX and XXX office from an internet review and review of the appraisal - commercial use conforms with overall residential nature of the project. XXX recommends approval base on their review. Clayton considers this Non-material based on the following compensating factors - Customer has successful, stable and increasing XXX income. High level of residual income of $12,521.84 remaining after all monthly debt considered. (No Data) (No Data)
0633790347 No The file is missing ROR form unable to verify full recession period was provided.  9.13.19 - Client responded. Disagree:  ROR NA; borrower resides at XXX.  Property securing loan is XXX.  XXX held in trust; XXX Revocable Trust Under Trust Instrument dated XXX. 9.13.19 - Exception satisfied. 
0633790347 No The file is missing RoR form. 9.13.19 - Client responded. Disagree:  ROR NA; borrower resides at XXX.  Property securing loan is XXX.  XXX held in trust; XXX Revocable Trust Under Trust Instrument dated XXX. 9.13.19 - Exception satisfied. 
0633790347 No CD XXX Estimated taxes, insurance & assessments reflects $1171.65 a month however under section no escrow estimated property costs for year 1 is $6110.40. $1,171.65 x's 12 months equals $14,509.80. 9.13.19 - Client responded. Agree. The Est Taxes, Insurance and Assessments amount in the Projected Payments Table does not match the Estimated Property Costs over Year 1 on page 4 of the CD. $1,171.65 times 12months is $14,059.80 and the amount disclosed on page 4 is $6,110.40. Requesting remediation: PC CD correcting page 4 escrow table10.25.19 - Client Responded. See attached documents 9.13.19 - Exception remains. 10.25.19 - Exception Satisfied.
0346478645 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0239010531 No Disbursement listed on Final CD, XXX, is XXX, is prior to ROR expiration of XXX. 10.2.19 - Client Response - Agree:  CD #009 executed on XXX disclosed incorrect disbursement date and per diem date of XXX.  Per system of record, funds disbursed properly and in accordance with Reg Z on XXX after rescission period expiration (see attached). Requesting remediation.11.15.19 - Client Responded. See attached PC CD 10.2.19 - Exception Remains.11.15.19 - Exception Satisfied.
0239010531 No Disbursement listed on Final CD, XXX, is XXX, is prior to ROR expiration of XXX. 10.2.19 - Client Response - Agree:  CD #009 executed on XXX disclosed incorrect disbursement date and per diem date of XXX.  Per system of record, funds disbursed properly and in accordance with Reg Z on XXX after rescission period expiration (see attached). Requesting remediation.11.15.19 - Client Responded. See attached PC CD 10.2.19 - Exception Remains.11.15.19 - Exception Satisfied.
0004813093 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $2368.80, does not match Calculating Cash to Close, Field: Clayton Calculation, Value: $1733.37. Difference is POC $635.43.  (No Data) (No Data)
0004813093 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 10.1.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.1.19 - Exception satisfied.
0655846994 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8456.17CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $7933.74. Difference of POC of $522.43 (No Data) (No Data)
0572312507 No Finance charge understated by $2,430.07.  Missing list of fees included in APR and breakdown of credits when applicable. 9.11.19 - Client responded. Disagree. CD with issue date XXX is CD#001.  CD#001 was issued on XXX.  The projected close date inadvertently populated to the issue date.  This is NNCE.  Please see attached doc tracking for CD#001. The CD issued XXX and signed XXX was tested as the final CD and the finance charge was overstated by $0.04 and in compliance. The CD issued XXX and signed XXX was reviewed as the post-consummation CD and the finance charge was overstated by $0.04 and in compliance. 9.11.19 - Exception satisfied.
0572312507 No 1.  Final CD: XXX Section: Loan Calculations, Field: Amount Financed $XXX and review Calculated $XXX. A difference in the amount of $XXX. Missing break down of lender credit in APR disclosed fees2. Post close CD issued XXX tested as final cd exception remains. 9.11.19 - Client responded. Disagree. CD with issue date XXX is CD#001.  CD#001 was issued on XXX.  The projected close date inadvertently populated to the issue date.  This is NNCE.  Please see attached doc tracking for CD#001. The CD issued XXX and signed XXX was tested as the final CD and the finance charge was overstated by $0.04 and in compliance. The CD issued XXX and XXX was reviewed as the post-consummation CD and the finance charge was overstated by $0.04 and in compliance. 9.11.19 - Exception satisfied.
0572312507 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0572312507 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0872921017 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -4299.25CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3663.82 (No Data) (No Data)
0872921017 No Final CD XXX Closing Costs Financed in the CCTC Table shows -$4299.25 and should be Disclosed as a Positive Value and per Clayton Calculation should show as Positive $3663.82. (No Data) (No Data)
0872921017 No Final LE XXX Closing Costs Financed in the CCTC Table shows -$4550 and should be Disclosed as a Positive Value. (No Data) (No Data)
0872921017 No Final CD XXX The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section ($1346.61) does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures ($7297.58). 1346.61 x 12 = 16,159.32. 9.11.19 - Client responded. Agree.  Est Taxes, Ins, and Assessments figure disclosed is $1346.61. 12 months x $1346.61 = $16159.32.  CD disclosed $7297.58. Requesting remedy10.25.19 - Client Responded. See attached documents 9.11.19 - Exception remains. 10.25.19 - Exception Satisfied.
0800729836 No VVOE dated 7/23/19 is not within 20 business days prior to Note date XXX, per guidelines. 9.25.19- Client responded. VVOE inside the stated requirements. Per lender guidelines, for an HFI to HFI rate/term refinance (Proprietary Policy), the VVOE can be completed within 45 days of closing. 9.25.19- Exception satisfied. 
0329218002 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 5634.35, does not match. CD: Clayton Calculation, Value: $5123.92, due to $510.43 POC included in Closing costs financed.  (No Data) (No Data)
0768518539 No Final CD XXXThe Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0768518539 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0020711757 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0424921218        
0271484761 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0591216080 No CD XXX Closing Costs Financed shows as -$13,484.03. Clayton Calc shows Closing Costs Financed as $12878.60. (No Data) (No Data)
0591216080 No CD XXX Closing Costs Financed shows as -$13,484.03. Clayton Calc shows Closing Costs Financed as $12878.60. Closing Costs Financed should be Disclosed as a Positive Value. (No Data) (No Data)
0591216080 No LE XXX Closing Costs Financed Disclosed as -$9096. Closing Costs Financed should be Disclosed as a Positive Value. (No Data) (No Data)
0591216080 No Lender approved exception in file for LTV/CLTV over maximum allowed; LTV 70%; MAX 75%. Clayton considers non-material based on Compensating factors of  The borrower has been employed for 17 years, 734 qualifying score. Min required per guidelines is 720 and Verified post-closing reserves $253,727.41 or 81.25 months, guidelines require 12 months PITIA.  (No Data) (No Data)
0383523597        
0462397789 No Missing current hazard insurance verifying sufficient coverage; file has 4 copies of expired insurance from August 2016, pages 118 - 121 10.1.19 - Client responded. Insurance is sufficient. Evidence of current hazard insurance reflects adequate coverage. Losses to the dwelling will be paid on a replacement cost basis. XXX (Hazard Insurance) details page attached. 10.1.19 - Exception satisfied.
0462397789 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $19258.61CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $18743.18. (No Data) (No Data)
0462397789 No Approved lender exception for no meeting the PCL requirement.  Borrower only has $18,230.22 in liquid reserves and $21,742.14 required from non-retirement funds; Clayton considers non-material based on compensating factors of 32.91% DTI, 55.91% LTV and $8k/mo. residual income.  (No Data) (No Data)
0462397789 No Missing current hazard insurance verifying sufficient coverage; file has 4 copies of expired insurance from August 2016, pages 118 - 121; Clayton considers non-material based on compensating factors of 32.91% DTI, 55.91% LTV and $8k/mo. residual income.  10.1.19 - Client responded. Insurance is sufficient. Evidence of current hazard insurance reflects adequate coverage. Losses to the dwelling will be paid on a replacement cost basis. XXX (Hazard Insurance) details page attached. 10.1.19 - Exception satisfied.
0876992864 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $4469.17Clayton Calculation, Value: $4006.44. Difference of $462.73.  (No Data) (No Data)
0876992864 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0876992864 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0876992864 No Lender approved exception for LTV exceeding 5% maximum for program.  Max LTV allowed 75%, current DTI 79.70%.  Clayton deems non material based on compensating factors of low DTI 27.38%, credit score 766 and cash reserves of 63.68mo. (No Data) (No Data)
0851940873 No Provide satisfactory documentation supporting the exclusion of the PITIA for XXX, CA XXX Lender to provide documentation confirming current property XXX, CA XXX is in the process or have been refinanced and Quit Claim Deed signed by borrower. 9.10.19 - Client responded. Interspousal Transfer (Conveyance) Grant Deed for property XXX, CA XXX attached. 9.10.19 - Exception satisfied. 
0851940873 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0851940873 No Provide satisfactory documentation supporting the exclusion of the PITIA for XXX, CA XXX Lender to provide documentation confirming current property XXX, CA XXX is in the process or have been refinanced and Quit Claim Deed signed by borrower. 9.10.19 - Client responded. Interspousal Transfer (Conveyance) Grant Deed for property XXX, CA XXX attached. 9.10.19 - Exception satisfied. 
0851940873 No Missing documentation to support the HOI policy reflecting premium amount;for the subject in the amount of $184.08.   9.10.19 - Client responded. Evidence of property insurance for XXX, CA XXX with annual premium of $2209 ($184.08/mo) attached. 9.10.19 - Exception satisfied. 
0851940873 No Missing court order, final divorce decree, or legal separation agreement determining the division of assets, liabilities, and potential obligations as required per guidelines; Lender to provide court order, final divorce decree, or legal separation agreement confirming legal marital status. 9.10.19 - Client responded. Per lender guidelines, if there is no legal separation agreement, a letter from both parties involved should specify the proposed settlement terms. Acceptable letter signed by both parties attached. 9.10.19 - Exception satisfied. 
0480581078 No CD XXX:  Closing Costs financed (paid from you loan amount) value is -$2701.60. Review calculates total $2111.60. Difference is POCs of $589.43. (No Data) (No Data)
0480581078 No Final CD The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number -$2701.03 and should be disclosed as a Positive Value. (No Data) (No Data)
0480581078 No LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number -$448 and should be disclosed as a Positive Value. (No Data) (No Data)
0430681257 No 1) Final CD XXX,Closing Costs Financed (Paid from your loan amount) value disclosed as $3,273.85; calculated total is $2,638.42. 2) Post CD XXX, Closing Costs Financed (Paid from your loan amount) value disclosed as $2,896.95  calculated total is  $2,261.52. Difference of POC cost $635.43. (No Data) (No Data)
0430681257 No The 2018 W2s for both borrowers are illegible, and are required for the HFI-HFI review; Clayton considers non-material based on compensating factors of 28.39% DTI, 787 qual score, 41 mo. reserves, 44.38% LTV and $25k/mo. residual income. (No Data) (No Data)
0642968656 No Final CD: XXX Finance Charge $419,611.11, Review Finance Charge $421,380.52 difference of $1,769.41. PC-CD XXX reflects Finance Charge of $421,483.40.  10.1.19 - Client Response - Disagree. Finance charge is understated by $0.10 and in compliance. Test sheet not provided for comparison. The following fees were applied towards APR: Processing $1,075, Title - Attorney Fee $975, Title - Closing/Escrow $250, Title - Courier - $125, Title - Recording Service $50, and Prepaid Interest $128.42. CD with issue date XXX is CD#001. CD#001 was issued on XXX. The projected close date inadvertently populated to the issue date. This is XXX.10.1.19 - Verified and agree with Client. 10.1.19 - Exception Satisfied.
0642968656 No CD: XXX [Last CD] Section: Loan Calculations: Amount Financed: $622,396.58. Review Amount Financed: $620,627.12, difference of $1,769.46. PC-CD: XXX reflects amount financed $620,524.29.  10.1.19 - Client Response - Disagree.  Amount Financed is accurate.  Consummation CD issued XXX Amount Financed is $XXX.  Calculated amount is $XXX.  CD with issue date XXX is CD#001.  CD#001  was issued on XXX.  The projected close date inadvertently populated to the issue date.  This is XXX10.1.19 - Verified and agree with Client. 10.1.19 - Exception Satisfied.
0642968656 No PC-CD: XXX - Calculating Cash to Close section (Loan Estimate Column) does not match any LE (Calculating Cash to Close sections) provided. LE:XXX [Last LE], Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: -19461. CD: XXX, Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: -10814.00 (No Data) (No Data)
0512374142 No ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds. 11.15.19 - Client Responded. See attached PC CD and LOX 11.15.19 - Exception Satisfied.
0512374142 No ROR is missing; disbursement date per file XXX.  Earliest rescission date allowable is XXX.  Loan funds were disbursed prior to mandatory rescission period expiration date. 9.20.19 - Client responded. Agree:  ROR and disbursement date evidence attached.   Funds disbursed properly on XXX after rescission expired midnight XXX.   CD incorrectly discloses disbursement date and per diem date at XXX. PC CD required to remedy disbursement date and per diem date.  Follow up with CDCT for remediation.11.15.19 - Client Responded. See attached PC CD and LOX 9.20.19 - Exception remains. 11.15.19 - Exception Satisfied.
0512374142 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $4640.85CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $3945.85. Difference is POC's value $ 695.  (No Data) (No Data)
0774557386 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 15827.95,  does not match  Clayton Calculation, Value: $15464.75. (No Data) (No Data)
0853911424 No The disbursement date is XXX which is before end of statutory rescission period date of XXX. 10.25.19 - Client Responded. See attached documents 10.25.19 - Exception Satisfied.
0853911424 No The disbursement date is XXX which is before end of statutory rescission period date of XXX. 9.11.19 - Client responded. Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy.   Rescission ended midnight XXX.  Final settlement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX. Requested remediation.10.25.19 - Client Responded. See attached documents 9.11.19 - Exception remains. 10.25.19 - Exception Satisfied.
0853911424 No CD: XXX[Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 11866.39, does not match: Clayton Calculation, Value: 11339.96 (No Data) (No Data)
0853911424 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   9.3.19 - Client responded. Attached find the wire closing the HELOC and the Credit Report that shows no draws greater than $2,000.00 in last 12 months. Also, the closing disclosure in the delivered PDF on pages 49-53 shows HELOC paid off. 9.3.19 - Exception satisfied. 
0174212298        
0108924747        
0802098995 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0802098995 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0802098995 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3474.83CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2839.40. Difference is POC's of $635.43.  (No Data) (No Data)
0802098995 No PCCD dated XXX APR is 3.75 differs from Note rate of 3.5.  10.8.19 - Client Response - Disagree: CD #001 eDelivered on XXX and opened/acknowledged by consumer on XXX. The projected close date of XXX inadvertently populated to the issue date. This is XXX and no remediation is required. See attached doc tracking for CD #001.XXX - Verified CD printed on XXX and is sequence 1 and is not a PCCD. 10.8.19 - Exception Satisfied.
0802098995 No PCCD dated XXX rate is 3.75 differs from Note rate of 3.5.  10.8.19 - Client Response - Disagree: CD #001 eDelivered on XXX and opened/acknowledged by consumer on XXX. The projected close date of XXX inadvertently populated to the issue date. This is XXX and no remediation is required. See attached doc tracking for CD #001.XXX - Verified CD printed on XXX and is sequence 1 and is not a PCCD. 10.8.19 - Exception Satisfied.
0802098995 No Lender approved exception for maximum number of financed properties.  Borrowers own subject primary home and 4 rentals and all properties have mortgages.  Clayton deems non-material based on this is HFI to HFI and on compensating factors:  housing payment is lowered, PITI reserves are 136 months, borrower has long term employment history and borrowers have 21 years of credit history with no blemishes. (No Data) (No Data)
0802098995 No 10.01.18- A Desk review was received with a reported value of $XXX which is a variance of XXX%  less than the original appraised value of $XXX. A field review has been ordered. 10.14.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.14.19 - Exception satisfied.
0082133928        
0331140057 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula.  (No Data) (No Data)
0458131049        
0066758099 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0452839519 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 9.17.19 - Client responded. Disagree: Model Form H-9 is the correct form as refinance is with the same creditor. Mortgage being paid off is to XXX(additional home equity line of credit being paid off as well).XXX is part of the same entity as XXX. 9.17.19 - Exception satisfied. 
0452839519 No CD: XXX [Last CD], Section: Costs At Closing, Field: Closing Costs, & Other Costs ,Total Closing Costs (Borrower- Paid)Value: -1034.41CD: XXX [Last CD], Section: Other Costs, Field: Total Closing Costs (Borrower-Paid) , Value: -1034.41, does not match Calculating Cash to Close, Field: Total Closing Costs (J) - Final, Value: 1034.41 (No Data) (No Data)
0452839519 No Missing proof that HELOC with XXX has been paid and closed to future draws, authorization to close signed and dated by borrowers. 9.16.19 - Client responded. See attached Closing Disclosure showing that XXX was paid off at closing and the Title Policy showing no 2nd was attached to property after closing. 9.16.19 - Exception satisfied. 
0096679178 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0535433932        
0771181856 No Missing HOA statement to confirm $400 on non-subject PITI-XXX. 9.25.19- Client responded. XXX bank statement(s) attached to confirm monthly HOA dues of $400 for non-subject property XXX(Legal Description; XXX). 9.25.19- Exception satisfied. 
0771181856 No Missing HOA statement to confirm $400 on non-subject PITI-XXX Clayton considers non-material based on compensating factors of 36.63% DTI, 782 qual score, 42 mo. reserves and $13K/mo. residual income. 9.25.19- Client responded. XXX bank statement(s) attached to confirm monthly HOA dues of $400 for non-subject property XXX (Legal Description; XXX). 9.25.19- Exception satisfied. 
0914730624 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0185452511 No Missing verification of HOA fee of $380.81 for REO on XXX.  Application states PITIA $2,267.81, mortgage statement in file lists PITI $1,887.46. 9.26.19 - Client responded. Verification of HOA fee of $380.81 for REO XXX) attached. 9.26.19 - Exception satisfied. 
0185452511 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0185452511 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3823.96CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3128.96 (No Data) (No Data)
0185452511 No CD XXX and CD: XXX [Last CD], Section: Other Costs Section E: Recording fees are missing the itemization.  (No Data) (No Data)
0185452511 No $184.00 due to increase in appraisal fee from $700.00 to $884.00. Requires supporting COC for fee increase, or corrected PCCD, copy of refund check, LOX and copy of shipping. 10.1.19 - Client Response - Disagree. The Appraisal fee increased from $700 to $883.75 on the final LE issued XXX, with a valid Change Circumstance reason of adding questionnaire fee, with a new invoice in file that meets timing.  Copy of changed circumstance and invoice are attached.10.1.19 - Client provided COC History and Appraisal Invoice received XXX. 10.1.19 - Exception Satisfied.
0185452511 No Missing verification of HOA fee of $380.81 for REO on XXX.  Application states PITIA $2,267.81, mortgage statement in file lists PITI $1,887.46. 9.26.19 - Client responded. Verification of HOA fee of $380.81 for REO XXX) attached. 9.26.19 - Exception satisfied. 
0792755232 No  Finance charge is under disclosed by $2,005.30. $600.00 Title - Closing Escrow, $100.00 Processing, $100 Title - Courier, $80.00 Tax Service, $100.00 Title - recording service, $1,424.54 Prepaid interest. Provide corrected PCCD, copy of refund check, LOX and copy of shipping.  10.2.19 - Client Response - Disagree:  CD #001 was sent electronically on XXX.  Projected closing date of XXX inadvertently populated to issue date.  This is NNCE and no remediation required.   CD #008 executed on XXX is Final CD.  NO PC CD in file.  See attached internal system of record tracking for CD #001 and #008.XXX - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No CD: XXX, Section: Loan Calculations, Field: Amount Financed, Value: $XXX and Field: Amount Financed as Calculated, Value: $XXX. Amount financed over disclosed by $2,005.30. 10.2.19 - Client Response - Disagree:  CD #001 was sent electronically on XXX.  Projected closing date of XXX inadvertently populated to issue date.  This is XXX and no remediation required.   CD #008 executed on XXX is Final CD.  NO PC CD in file.  See attached internal system of record tracking for CD #001 and #008.10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No CD XXX disclosed closing costs financed (paid from your loan amount ) value as -$111.19; calculated total is $0.00.  (No Data) (No Data)
0792755232 No LE: XXX, Section: Calculating Cash To Close, Field: Loan Amount, Value: $XXX and CD: XXX, Section: Calculating Cash to Close, Field: Loan Amount - Loan Estimate, Value: XXX. Values do not match.  10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No LE: XXX, Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: -$8,057.00 and CD: XXX, Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: -$10,160.00. Values do not match.  10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No LE: XXX, Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $145.00 and CD: XXX, Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value:$9,420.00. Values do not match.  10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No LE: XXX, Section: Calculating Cash To Close, Field: Estimated Total Payoffs and Payments, Value: -$XXX and CD: XXX, Section: Calculating Cash to Close, Field: Total Payoffs and Payments (K) - Loan Estimate, Value: -XXX. Values do not match.  10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No CD: XXX, Section: Closing Information, Field: Are the Closing, Transaction and Loan Information sections properly formatted?, Value: No.  Missing File#.   10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0792755232 No PCCD XXX Increased  Loam Amount by $500.00 to $XXX and P&I to $2,387.08; terms do not match Note. 10.2.19 - Client Response - Disagree:  CD #001 was sent electronically on XXX.  Projected closing date of XXX inadvertently populated to issue date.  This is XXX and no remediation required.   CD #008 executed on XXX is Final CD.  NO PC CD in file.  See attached internal system of record tracking for CD #001 and #008.10.2.19 - Verified CD dated XXX was printed XXX, Sequence number 1 and was not delivered to borrower. 10.2.19 - Exception Satisfied.
0223345104 No CD: XXX  [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 12564.29CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 11869.29 (No Data) (No Data)
0891196571 No  CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 4844.41CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 4149.41. Difference is POC's of $695.00 (No Data) (No Data)
0030331974 No CD: XXX, Section: Other Costs, Field: Total Closing Costs (Borrower-Paid) , Value: -102.80CD: XXX, Section: Other Costs, Field: Total Closing Costs (Borrower-Paid) Calculated, Value: 131.33 (No Data) (No Data)
0965258645 No Lender Approved exception in file for less than required 12 months in reserves.  Compensating factors include;  797 qualifying score. Min required per guidelines is 680, DTI is 20.41%, max per guidelines is 43% and strong residual income of $16,023.52. Clayton considers non-material. (No Data) (No Data)
0468439216 No Late Charge percentage exceeds regulatory limits for NY 2%. Late Charge %: 5.0 per Note. Clayton recommends late charge waiver unless Client allows reaffirmation.  10.31.19 - Client responded. Late charge verification provided. 10.31.19 - Exception satisfied.
0468439216 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8205.78 Field: Clayton Calculation, Value: $8190.35Difference of $15.43. POC value.  (No Data) (No Data)
0468439216 No Missing evidence that Borrower received CD XXX prior to consummation.  Disagree. The Closing Disclosure was provided XXX. The CD was confirmed (acknowledged) in YourLoanTracking (electronic delivery) XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. 11.6.19 - Client Responded. The Closing Disclosure was not actually e-signed but the pdf was opened by the consumer on a purchase transaction on XXX and, per XXX Retail Compliance team testing methodology, this is the same as an in hand delivery. This is not a testing defect so corrective action is not required. Copy of origination system Disclosure Receipt Dates page showing the Confirm date is attached. 11.6.19 - Exception Satisfied.
0468439216 No CU score of 3.1 therefore requires a Desk review and will be ordered by Clayton.  10.30.19- A Desk Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0601416698 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0227642138 No The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures. PCCD in file corrects. Exception satisfied.  (No Data) (No Data)
0227642138 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0676391792 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0676391792 No $110.00 due to addition of lender's appraisal review fee of $110.00 on LE XXX. Need COC to validate increase, or corrected PCCD, copy of refund check, LOX and copy of shipping. 10.2.19 - Client Response - Disagree:  see CoC documentation.  Appraisal review required per OPUS review in Underwriting notes.10.2.19 - Client provided COC History. 10.2.19 - Exception Satisfied.
0247602552 No Final CD XXX , Section: Calculating Cash to Close, Closing Costs Financed - Final amount states $21,457.50should reflect $20,762.50.  The difference is the inclusion of Closing Cost Paid before Closing of $695.00 (No Data) (No Data)
0409817201        
0639725659 No CD XXX Closing Costs Financed (paid from your loan amount) disclosed as $15,054.04; calculated total is  $14,549.61. Difference of POC cost $504.43.  (No Data) (No Data)
0605528544        
0357711141 No CD: XXX [Last CD] Section: Calculating Cash to Close: Closing Costs Financed - Final: $5,031.82CD: XXX [Last CD] Section: Calculating Cash to Close: Review Calculation: $4,501.39Difference of $530.43.  (No Data) (No Data)
0540008415 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -3476.94CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 3400.92 (No Data) (No Data)
0540008415 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0540008415 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0913441801 No Missing verification of Homeowners policy premium on XXX. Per mortgage statement, property is escrowed for taxes, not HOI. 9.25.19- Client responded. Annual homeowners policy premium for property XXX $2541. XXX loan details page attached (see page 3). Hazard Insurance:  XXXXXX, premium amount $2541. 9.25.19- Exception satisfied. 
0913441801 No Missing verification of Homeowners policy premium on XXX. Per mortgage statement, property is escrowed for taxes, not HOI. 9.25.19- Client responded. Annual homeowners policy premium for property XXX $2541. XXX loan details page attached (see page 3). Hazard Insurance:  XXX, premium amount $2541. 9.25.19 Exception satisfied. 
0913441801 No Approved lender exception for aggregate financing through XXX exceeds $3MM.  Clayton considers as non-material based on compensating factors of low LTV 44.55%, low DTI 18.24%, rate reduction on HFI to HFI refinance and liquid reserves of $844,217. (No Data) (No Data)
0913441801 No Missing Section 255 Affidavit (Mortgage recording tax exception) NY and Note for $XXX and Note for $XXX; CEMA loan. 9.26.19 - Client responded. See attached Mortgage and Note for CEMA loan 9.26.19 - Exception satisfied. 
0732777282 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0732777282 No Missing PDA to support original appraised value of $XXX.  CU score was greater than 2.5. 10.30.19- A Desk Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0079001480        
0138538462 No  CD XXX disbursement date is XXX which is prior to the end of RoR expiration date of XXX. Provide corrected PCCD with correct disbursement date and LOX and proof of delivery. 10.8.19 - Client Response - Disagree: ROR is in compliance. Disbursement date on Final CD executed by consumers on XXX is XXX. Per system of record, actual disbursement date is XXX. Corrected CD with a disbursement date of XXX was sent to the consumers XXX. Copy of corrected CD with cover letter is attached.10.8.19 - Client provided PCCD with Corrected Disbursement Date of XXX. 10.8.19 - Exception Satisfied.
0138538462 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8,510.18, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $7,899.75. Difference of $610.43 is due to POC. (No Data) (No Data)
0138538462 No Missing fully executed evidence the HELOC with XXX # has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed.   10.16.2019 - Client response. Final CD provided showing the HELOC with XXX has been paid off. 10.16.2019 - Exception satisfied.
0450684084 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. Closing Costs Financed correctly calculated and disclosed as $0 on CD. Exception Satisfied. (No Data) (No Data)
0518238617 No Missing fully executed evidence the XXX HELOC has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed.   9.18.19 - Client responded. Title Insurance Policy attached to document the only insured mortgage and assignment on XXX is the new mortgage to XXX XXX and XXX HELOC has been terminated.  9.18.19 - Exception satisfied.
0518238617 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -31932.92CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 31337.49CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -31932.92CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 31337.49 (No Data) (No Data)
0518238617 No Final CD XXX and XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0518238617 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0518238617 No Missing fully executed evidence the HELOC with XXX #XXX has been closed to future draws as required;  all payoff statements and authorizations to close in file have not been executed.  Clayton considers non-material based on compensating factors of 29.78% DTI, 44.71% LTV, 810 qual score and $17k/mo. in residual income.   9.18.19 - Client responded. Title Insurance Policy attached to document the only insured mortgage and assignment on XXX is the new mortgage to XXX XXX and XXX HELOC has been terminated.  9.18.19 - Exception satisfied.
0647829695        
0137791742 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -2152.69CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 1647.26 (No Data) (No Data)
0137791742 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0137791742 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0664724250 No CD XXX Closing Costs financed (paid from you loan amount) value is $483.63. Review calculates total to be $0. Difference is POCs of $483.63. (No Data) (No Data)
0664724250 No Missing copy of new second lien note/ heloc agreement with XXX XXX for $XXX. 9.18.19 - Client responded. See attached 2nd Note. 9.18.19 - Exception satisfied.
0324469478 No One or more amounts in the Final CD dated XXX Calculating Cash to Close columns do not match the LE from XXX.   The LE column in the cash to close section of the CD XXX has  $180767  for cash to close and LE has $291,045.  Provide missing LE that matches the Final CD or post close CD correcting the cash to close section.   (No Data) (No Data)
0324469478 No Final CD XXX Other Costs section, Field E: Mortgage/Deed portion of recording fees are required to be itemized.  Requires LOX and PCCD. (No Data) (No Data)
0324469478 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0673263882        
0428801404 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 9806.23CD: XXX  [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 9170.80The difference is the closing cost paid outside of closing $ 635.43. (No Data) (No Data)
0732750716 No Rental Income was used to qualify for XXX, XX, and XXX. Missing leases for all properties as required per Appendix Q  9.18.19 - Client responded. Per lender guidelines, lease agreements not required. The rental income makes up < 25% of the total qualifying income and/or most recent tax return not aged by nine months or more from the date of the last tax year filed.9.18.19 - Clayton has reviewed and this meets QM requirements.  9.18.19 - Exception satisfied.
0732750716 No Lender approved exception in file for >4 financed properties.  Compensating factors include;   Post close reserves are $700,271.98 or 130.95 months PITIA, guidelines requires 12 months reserves, DTI is 38.49%, max per guidelines is 43% and LTV is 66.08%; max allowed per guidelines is 80%. Clayton considers non-material.  (No Data) (No Data)
0235005164 No Final CD signed XXX.  Due to missing Note and Mortgage, the actual closing date is not confirmed. 10.22.19 - Client Responded. Disagree. See attached documentation.10.22.19 - After further review verified Note and Mortgage in file and per Disclosure Data Worksheet Initial CD XXX received XXX. 10.22.19 - Exception Satisfied.
0200125785 No Mortgage is not present in the file.  9.12.19 - Client responded. See attached signed and recorded Mortgage/DOT. 9.12.19 - Exception satisfied. 
0200125785 No Lender approved exception in file for to waive Addendum for Solar Lease or PPA;. Compensating  factors include; DTI is 23.30%, max per guidelines is 43%, 797 qualifying score. Min required per guidelines is 680 and LTV is 60.71%; max allowed per guidelines is 80%. Clayton considers non-material. (No Data) (No Data)
0852454828 No LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: -$2182CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: -$2459.00 (No Data) (No Data)
0852454828 No LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $XXX CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: $XXX (No Data) (No Data)
0852454828 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $5922.50;  Clayton Calculation, Value: $5227.50: Difference of $695 POC.   (No Data) (No Data)
0852454828 No Provide third party fraud report; document in file does not contain any pages of the report. Clayton will order.  10.9.19 - Fraud report received.  10.9.19 - Exception satisfied.
0852454828 No Desk review provided reflects value of $XXX on 10/7/19 which is a -XXX% variance from the appraisal value of $XXX on 6/24/19, exceeding the 10% tolerance; a field review has been ordered.  10/25/19: field review received, value matches appraisal, value supported 10/25/19: exception satisfied
0979327008 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $11762.47CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $11192.04. Difference due to $ 570.43 POC.  (No Data) (No Data)
0979327008 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   10.4.19- Client responded. See attached Closing Disclosure, evidence of disbursement, and title policy. The HELOC was paid and closed. 10.4.19- Exception satisfied. 
0148161143        
0884195120 No CD XXX Closing Costs Financed (paid from your loan amount) value of -$13,644.56; calculated total is $12949.56. Variance is due to $695.00 paid before closing. (No Data) (No Data)
0884195120 No CD XXX Closing Costs Financed (paid from your loan amount) value disclosed as a negative number. Value should be positive.  (No Data) (No Data)
0884195120 No LE XXX Closing Costs Financed (paid from your loan amount) value disclosed as a negative number. Value should be positive.  (No Data) (No Data)
0185300450 No 1. Missing evidence of Final CD, Note and HOA payment if applicable for REO 2nd home borrower is purchasing with the cash out proceeds from this transaction; Evidence of Hazard Insurance and Tax payment have been provided. 2. Missing fully executed evidence that the XXX HELOC has been paid and closed to future draws; authorization to close has not been executed by borrowers.  9.20.19 - Client responded. 1- This loan closed XXX. The cash proceeds of $623,478.74 were used to purchase the 2nd home. The purchase on the 2nd home was XXX for $XXX. No final CD or Note existed as purchase transaction wasn't finalized until after this loan closed. HOA dues are $196/mo. XXX MLS attached to validate details of the 2nd home.  2- XXX HELOC has been paid and closed to future draws, see Credit Report (trade 15) attached. Title Insurance Policy also attached to document the only insured mortgage and assignment on XXX is the new mortgage to XXX.  9.20.19 - Exception satisfied. 
0185300450 No CD XXX The stated Closing Costs Financed (Paid from Your Loan Amount) value of $6,015.21 does not match calculated total of $5,320.21. Difference of POC cost of $695.00. (No Data) (No Data)
0185300450 No Missing evidence of Final CD, Note and HOA payment if applicable for REO 2nd home borrower is purchasing with the cash out proceeds from this transaction; Evidence of Hazard Insurance and Tax payment have been provided. 9.20.19 - Client responded. This loan closed XXX. The cash proceeds of $623,478.74 were used to purchase the 2nd home. The purchase on the 2nd home was XXX for $XXX. No final CD or Note existed as purchase transaction wasn't finalized until after this loan closed. HOA dues are $196/mo. XXX MLS attached to validate details of the 2nd home.  9.20.19 - Exception satisfied. 
0185300450 No Missing fully executed evidence that the XXX HELOC has been paid and closed to future draws; authorization to close has not been executed by borrowers. Credit report dated 6/18/19 reflects XXX HELOC paid/closed with $0 balance on 7/2018.  However correspondence in file states that XXX said the loan is still active- and lender has requested a payoff statement and close out letter to be executed at closing.  Clayton considers non material based on compensating factors of 32.62% DTI, 62.75% LTV and residual income of $22,461.14. (No Data) (No Data)
0185300450 No Cash out of $622,331.90 exceeds the maximum allowed of $500,000; subject LTV 62.75%. (No Data) (No Data)
0511198184 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 5447.86CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 4906.43Due to POC value $541.43 (No Data) (No Data)
0516013623 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3020.19CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2409.76The difference is $610.43 the amount of closing cost paid out of closing. (No Data) (No Data)
0516013623 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 9.24.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.24.19 - Exception satisfied.
0804631799 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $13894.35CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $13846.00 (No Data) (No Data)
0981279744 No Lender approved exception in file for No mortgage/rental payment history. Compensating  factors include; Post close reserves are $144.717.70 or 41.26 months PITIA, guidelines requires 12 months reserves, 800 qualifying score. Min required per guidelines is 680 and the borrower has been employed for over 6 years. Clayton considers non-material. (No Data) (No Data)
0352126192 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 8440.17CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 7804.74The difference $ 635.43 is the amount paid out of closing. (No Data) (No Data)
0655222125 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD XXX Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Clayton calculation. lender has -$102.50 actual calculation $0.00. (No Data) (No Data)
0936662329 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0251921920 No ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds. 10.2.19 - Client Response - Agree:  Disbursement date and per diem date incorrect on Final CD.  Per system of record funds disbursed properly after expiration of rescission period on XXX. Requesting remediation.11.15.19 - Client Responded. See attached PC CD 10.2.19 - Exception Remains.11.15.19 - Exception Satisfied.
0251921920 No ROR Expiration date of XXX; disbursement date per file XXX. 10.2.19 - Client Response - Agree:  Disbursement date and per diem date incorrect on Final CD.  Per system of record funds disbursed properly after expiration of rescission period on XXX. Requesting remediation.11.15.19 - Client Responded. See attached PC CD 10.2.19 - Exception Remains.11.15.19 - Exception Satisfied.
0251921920 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 476.19 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 0.00. Values do not match.  (No Data) (No Data)
0251921920 No Approved lender exception for reserves short for liquid PCL by $4,033.69.  Clayton considers non-material based no rate and payment reduction on refinance, low DTI 31.95%, LTV 73.81% and residual income of $7,451.87.  (No Data) (No Data)
0251921920 No Missing fully executed evidence the HELOC with XXX has been closed to future draws as required; all payoff statements and authorizations to close in the file have not been executed.  Clayton considers non-material based on compensating factors of excellent credit score 804, low DTI 31.91% and LTV of 73.81%. (No Data) (No Data)
0265929300        
0858008011        
0473146404        
0909708504 No CD XXX Closing Costs Financed (Paid from your loan amount) value of $2074.88 does not match calculated total of $2035.11. Variance is $39.77. (No Data) (No Data)
0905988027        
0871747660 No CD: XXX2 [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $14927.63CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $14422.20.Difference of 505.43 is due to paid before closing fee. (No Data) (No Data)
0873180790 No CD: XXX  Section: Calculating Cash to Close. The Closing Cost Financed amount of $ -2,122.63 and per review Calculating Cash to Close amount equals $ 2,017.83.  Difference of $104.80. (No Data) (No Data)
0873180790 No CD: XXX Section: Calculating Cash to Close. The Closing Cost Financed (paid from your loan amount) disclosed as a negative number ($2,122.63). Value should be positive.  (No Data) (No Data)
0790160349 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Reg's formula. the difference is the POC $695.00. (No Data) (No Data)
0288408362        
0827155724 No Need proof initial CD XXX was received by borrower 3 days before consummation date of XXX. 10.1.19 - Client Response - Disagree. The Closing Disclosure was provided XXX. The CD was confirmed (acknowledged) in Your Loan Tracking (electronic delivery) XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX The Closing Disclosure was not actually e-signed but the pdf was opened by the consumer on XXX and, per XXX, this is the same as an in hand delivery. This is not a testing defect so corrective action is not required. Copy of origination system Disclosure Receipt Dates page showing the completed date is attached.10.1.19 - Client provided Disclosure Tracking and verified Earliest CD in file is dated XXX and Disclosure Data Worksheet shows CD XXX received XXX. 10.1.19 - Exception Satisfied.
0174417730 No Fraud report missing from subject file. Fraud report ordered.  10.01.19 - Fraud report received.  10.01.19 - Exception satisfied. 
0977126934 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0977126934 No Lender Approved Exception in file for insufficient credit  Compensating factors include; 749 qualifying score. Min required per guidelines is 680, DTI is 33.34%, max per guidelines is 43% and Post close reserves are $208,366.26 or 23.57 months PITIA, guidelines requires 12 months reserves. Clayton considers non-material. (No Data) (No Data)
0809305505 No 1. CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $4878.93Field: Clayton Calculation, Value: $4550.06. Due to POC $328.87.2. Post CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $5134.97, Field: Clayton Calculation, Value: $4624.54. Due to POC $510.43.  (No Data) (No Data)
0528121599 No CD XXX Closing costs financed (paid from your loan amount) disclosed as $6,172.83; calculated total is $5,477.83. Difference is POC cost $695.00. (No Data) (No Data)
0187177660 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0187177660 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 3108.84CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2473.41. Difference is POC's of $635.43.  (No Data) (No Data)
0108999178 No  CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 14296.61CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 13776.18The difference is $520.43 the amount of closing paid out of closing. (No Data) (No Data)
0762897253 No 1.CD: XXX [Last CD], Section: Costs At Closing, Field: Closing Costs, & Section: Other Costs, Field: Total Closing Costs (Borrower-Paid) , Value: -505.51, does not match Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Final, Value: 505.512. CD: XXX, Section: Costs At Closing, Field: Closing Costs, Value: -1132.15 & Other Costs, Field: Total Closing Costs (Borrower-Paid) , Value: -1132.15, does not  match Calculating Cash to Close, Field: Total Closing Costs (J) - Final, Value: 1132.15 (No Data) (No Data)
0557704116        
0054560815        
0991018861 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -11606.75CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 11084.32  (No Data) (No Data)
0991018861 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0991018861 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0348558779        
0278732335 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A (No Data) (No Data)
0278732335 No Missing the VVOE for B1 within 20 business  days prior to the Note date XXX. Per lender guidelines, Verbal Verification of Employment (VOE) within 20 business days prior to the note date is required. VVOE in file is dated XXX. (No Data) (No Data)
0030152268 No File is missing the Final CD Signed day of Consummation XXX. 9.25.19 - Client Response - See attached Closing Disclosure.9.25.19 - Client provided Final CD Signed XXX. 9.25.19 - Exception Satisfied.
0030152268 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -20072.19CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 19441.76 (No Data) (No Data)
0030152268 No CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0030152268 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0490475747 No Missing verification of principal and interest for REO on XXX or confirmation lien listed on HOI policy with XXX is paid in full. 9.9.19 - Client responded. XXX is paid in full. See credit report, page 10 of 25 (tradeline 13). 9.9.19 - Exception satisfied 
0490475747 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0490475747 No Missing verification of principal and interest for REO on XXXor confirmation lien listed on HOI policy with XXX is paid in full. 9.9.19 - Client responded. XXX is paid in full. See credit report, page 10 of 25 (tradeline 13). 9.9.19 - Exception satisfied. 
0394721745 No Missing signed and dated signature page of the 2017-2018 1040 returns and signed signature page of the 1120S for XXX, XXX, and XXX.  9.26.19 - Client responded. Per lender guidelines, if 8879 form included indicating that e-signatures are filed, acceptable to consider in underwriting, or if tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting 9.26.19 - Exception satisfied. 
0906130194        
0643466866        
0815233366 No Zero percent tolerance fee of $22.84. for Credit Report 22.84 . Missing COC or post close CD and evidence of refund to borrow.  Requires LOX, PCCD, refund and proof of shipping. 10.1.19 - Client Response - Disagree: Loan Estimate issued XXX disclosed $80 tax service fee. Final CD #006 executed on XXX disclosed $22.84 tax service fee paid by borrower and $57.16 paid by lender.  This is not a fee tolerance defect.  No remediation required.10.1.19 - Verified and Agree with Client. Credit Report did not increase and Tax Service split on CD. No Tolerance Violation found. 10.1.19 - Exception Satisfied.
0545452748 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0356264243 No Lenders 1008 and approval documents show borrowers total other debts of $1,922 monthly.  Per each borrowers credit report, total other debts are $796 per month.  Per divorce decree B1 is no longer responsible for the XXX payment of $1,789.  Provide documentation to support the additional debt payments of $1,126 per month 9.26.19 - Client responded. Lender included (in error) the taxes and insurance for property 2 XXX in the amount of $1071.92 in the total monthly debt. Per divorce decree B1 is no longer obligated to any expenses in connection with this property. Lender used $850.27 in total other debt outside of the $1071.92 (850.27 + 1071.92 = $1922.19) 9.26.19 - Exception satisfied. 
0356264243 No Lenders 1008 and approval documents show borrowers total other debts of $1,922 monthly.  Per each borrowers credit report, total other debts are $796 per month.  Per divorce decree B1 is no longer responsible for the XXX payment of $1,789.  Provide documentation to support the additional debt payments of $1,126 per month 9.26.19 - Client responded. Lender included (in error) the taxes and insurance for property 2 XXX in the amount of $1071.92 in the total monthly debt. Per divorce decree B1 is no longer obligated to any expenses in connection with this property. Lender used $850.27 in total other debt outside of the $1071.92 (850.27 + 1071.92 = $1922.19) 9.26.19 - Exception satisfied. 
0262463661 No 1. Missing recent final settlement statement/CD for sale of primary residence; Final 1003 reflects borrower currently renting primary and UDS reflects requirement for evidence of sale hud for that property.  2. Missing evidence of current primary residence payment amount; Final 1003 reflects borrowers are renting for $5750/mo.  9.18.19 - Client responded. 1- Final Settlement Statement from the sale of XXX property attached.  2- VOR to verify current monthly rent payment at XXX attached. 9.18.19 - Exception satisfied.
0262463661 No LE: XXX, Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: -$3,966 and CD:XXX Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: -$7,451.00. Values do not match.  (No Data) (No Data)
0262463661 No LE: XXX, Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $3,966.00 and CD: XXX, Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: $7,451.00. Values do not match.  (No Data) (No Data)
0262463661 No Missing evidence of current primary residence payment amount; Final 1003 reflects borrowers are renting for $5750/mo. 9.18.19 - Client responded. VOR and Credit Report (trade 15) attached to verify previous 12 months' housing payment history. Borrowers current monthly rent payment is $5654. Borrower sold primary residence at XXX in XXX, now currently rent at XXX 9.18.19 - Exception satisfied.
0262463661 No Missing final settlement statement/CD for recent sale of primary residence to verify source of large deposit.    9.18.19 - Client responded. Final Settlement Statement attached to source deposit (proceeds) of $479,560.23 from the sale of XXX 9.18.19 - Exception satisfied.
0911910527 No Need proof initial CD XXX was received by borrower 3 days before consummation date of XXX. 9.11.19 - Client responded. Disagree: CD#001 was sent electronically on XXX and opened/acknowledged by customer on XXX.  See doc tracking. 9.11.19 - Exception satisfied.
0343971549        
0983024631 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0983024631 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0348808404 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the PCCD XXX Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Clayton calculation. lender has 10822.80 actual calculation $10312.37 closing costs 10822.80 - POC 510.43 =$10312.37 (No Data) (No Data)
0348808404 No PCCD XXX Loan Costs section, Field B: Title-Endorsements, Title -Closing/Escrow, Title-Courier, Title-Lenders Policy and Title-Notary is missing actual payee name only states "Title". (No Data) (No Data)
0994080729        
0060253979        
0381749246        
0490345753 No Approved lender exception for short minimum credit required / non traditional credit for B2. Clayton considers as non-material based on compensating factors of low DTI 12.96%, good credit score 769, ability to save with reserves of 308 months and residual income of $19,633.89. (No Data) (No Data)
0363009473 No The disbursement date on the ROR was changed to reflect the closing date of XXX, making the end date XXX. The final CD in file dated XXX has the disbursement date of XXX. The disbursement date is before end of statutory rescission period. 10.1.19 - Client Response - Agree.  Disbursement date on Final CD executed by consumers on XXX is XXX.  Per system of record, actual disbursement date is XXX.  Corrected CD with a disbursement date of XXX sent to the consumers is required to cure defect.  Requesting remediation11.15.19 - Client Responded. See attached PC CD and LOX 10.1.19 - Exception Remains.11.15.19 - Exception Satisfied.
0570041000 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -10277.43CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 9642.00    (No Data) (No Data)
0570041000 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0570041000 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0181908345 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0339323924 No Only ROR in File Signed by Borrower is Dated and Signed XXX. Consummation Date per Note / Mortgage is XXX. ROR in File Dated XXX with Rescission Date of XXX is Not Signed by Borrower or NBS. 10.4.19 - Client Response - Disagree:  Rescission signed XXX by non-borrower.  See attached.10.4.19 - Client Provided Borrower ROR Signed XXX and NBS ROR Signed XXX. 10.4.19 - Exception Satisfied.
0339323924 No Missing the VVOE for B1 within 20 business  days prior to the Note date XXX. Per lender guidelines, Verbal Verification of Employment (VOE) within 20 business days prior to the note date is required. VVOE in file is dated XXX. (No Data) (No Data)
0806564492 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: -2742.81CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2047.81 (No Data) (No Data)
0806564492 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0806564492 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0515526582 No Lender approved exception in file for subject is not seasoned a full year since purchase date. Clayton has reviewed and considers non-material based on compensating factors  DTI is 26.36%, max per guidelines is 43%, 799 qualifying score. Min required per guidelines is 680 and Reserves $404695.30  or 95.35 months PITIA , guidelines require 12 months.  (No Data) (No Data)
0098498113 No ROR Expiration date of XXX; disbursement date per file XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds. 10.25.19 - Client Responded. See attached documents 10.25.19 - Exception Satisfied.
0098498113 No ROR Expiration date of XXX; disbursement date per Note/TIL Combo indicate loan disbursed date of XXX. Borrower did not receive full mandatory rescission period prior to disbursement of funds. 9.11.19 - Client responded. Agree.  Disbursement date on Final CD executed by consumers on XXX.  Per system of record, actual disbursement date is XXX.  Corrected CD with a disbursement date XXX sent to the consumers is required to cure defect. Requesting remedy.10.25.19 - Client Responded. See attached documents 9.11.19 -Exception remains. 10.25.19 - Exception Satisfied.
0098498113 No A Desk review was received with a reported value of $XXX  which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 9.19.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.19.19 - Exception satisfied.
0224989429 No 1065 XXX borrower missing P&L/Balance Sheets as required by Appendix Q; While guides allow lending UW to waive the credit requirement, it is still a QM requirement.   10.1.19 - Client responded. No P&L or balance sheet was obtained. Per lender guidelines, the underwriter has discretion to waive financial statements for a self-employed borrower. The partnership has been in existence since 2011 and borrower has < 14% holding. Year-to-date paystub(s) support increasing levels of income.10.1.19 - Clayton has reviewed and as borrower is less than 14% owner P&L and Balance sheets not required.  10.1.19 - Exception satisfied.
0224989429 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $3531.34CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $2836.34. Difference of $695 POC.  (No Data) (No Data)
0224989429 No A desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 10/25/19: field review received, value supported 10/25/19: exception satisfied
0806365489 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8712.44, does not matchCD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $8017.44. Due to $695 POC.  (No Data) (No Data)
0688513927        
0575214242 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $8554.43CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $8007.00.Difference  of $547.43 POC value.  (No Data) (No Data)
0575214242 No Missing verification of PITI for REO on XXX in the amount of $630 10.31.19 - Client responded. PITI for REO on XXX attached. 10.31.19 - Exception satisfied.
0575214242 No Missing fully executed evidence the HELOC with XXX has been closed to future draws as required.  All payoff statement and authorizations to close in file have not been executed. 10.31.19 - Client responded. Fully executed HELOC authorization to close attached. 10.31.19 - Exception satisfied.
0403017803 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0739863972        
0026230257 No Final CD XXX and Post Close CD XXX Closing Costs Financed (paid from your loan amount)  is stated as $3,916.41; calculated total is  $3,221.41.  Difference of POC cost $695.00. (No Data) (No Data)
0026230257 No Missing Business Verification for XXX. Per lender guidelines, The decisioner verifies the existence of the business using one or more of, but not limited to, the followingsources: Supporting documentation verifying the existence of the business Secretary of State website Regulatory agency Contractor or professional organization CPA Other available resources 10.4.19- Client responded. Business verification for XXX. attached to include XXX and Statement of Information for both business entities. 10.4.19- Exception satisfied. 
0771991792 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 2109.51CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 1867.38The difference is $242.13 the amount of closing cost paid outside of closing. (No Data) (No Data)
0771991792 No All CD's: Section loan cost B. Line 05 title- recording fee is made out to spl., we are unable to determine if the title-recording fee is accurate. Please provide a LOX., PCCD with correct information within 60 days of consummation. (No Data) (No Data)
0164292800        
0578274131 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0418874743 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0203189833        
0513185002 No Lender approved exception in file for missing private road maintenance agreement.  Per appraiser road plowed by public means while homeowners responsible for repaving.  Common for area and comps similar. Compensating factors include; 782 qualifying score. Min required per guidelines is 680, DTI is 16.74%, max per guidelines is 43% and Post close reserves are $261,141.62  or 90.83 months PITIA, guidelines requires 12 months reserves.  Clayton considers non-material. (No Data) (No Data)
0403237908 No    CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $11447.11CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $10752.11 (No Data) (No Data)
0832863710 No  CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 2998.83CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 2476.50 (No Data) (No Data)
0832863710 No The loan file is missing EXECUTED evidence that the XXX HELOC is paid and closed to future draws.   9.18.19 - Client responded. See attached Closing Disclosure showing that the XXX HELOC was paid off at closing and the Title Policy showing no 2nd for subject property. 9.18.19 - Exception satisfied.
0085489615 No CD XXX finance charge is under disclosed by $403.04. Finance charge disclosed as $410,654.79 ; calculated finance charge is $411,057,83. The following fees were applied to APR. $1,350.00 Processing Fee, $475.00 Title - Closing/Escrow, $80.00 Tax Service Fee, $817.44 prepaid interest. Provide corrected PCCD, copy of refund check, LOX and copy of shipping.  9.25.19 - Client Response - Disagree. Final CD finance charge is understated by $0.08 and in compliance. Calculated finance charge is $410,654.87. The following APR fees were included from final CD #XXX issued XXX: Processing $1350, Tax Service $80, HOA Info Certification $100, Title - Closing/Escrow $475, and Prepaid Interest $314.40. Appears Prepaid Interest used in investor's calculation was from a prior CD #XXX issued XXX.9.25.19 - Clayton Response - Verified APR Calculated correctly. Fee entry correction. 9.25.19 - Exception Satisfied.
0085489615 No CD XXX Amount Financed  is over disclosed by $403.04  609,680.60; calculated total is $609,277.56. 9.25.19 - Client Response - Disagree. Disclosed Amount Financed is understated by $0.02 and in compliance. CD #XXX issued XXX Amount Financed is $609,680.60 and calculated total is $609,680.62.9.25.19 - Clayton response - Verified APR Calculated correctly, Fee correction. 9.25.19 - Exception Satisfied.
0085489615 No Missing an additional $598.22 in non-retirement funds or evidence of liquidation of funds to meet the PCL requirement per guidelines; Reserves required (PITI)$3,826.98 x 12 = $45,923.76  *50%= $22,961.88 that can come from retirement for the PCL requirement.  $5,956.39 required to close - $28,320.02 in liquid funds = $22,363.63 in reserves + $22,961.88 from retirement funds allowed per guides= only $45,325.51 in PCL reserves.  Clayton considers non-material based on compensating factors of 28.49% DTI, 801 qual score, and $13k/mo. residual income.  (No Data) (No Data)
0617527171 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0617527171 No Ten tolerance of $55.00. Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $14.50 for increase in recording fees from $145.00 to $200.00 ten percent tolerance fees. Cure of $40.50 provided on the final CD XXX 9.13.19 - Client responded. Disagree. Lender Credit for increase in Closing Costs above legal limit provided on consummation CD. $40.50 refund covers the increase in 10% tolerance fees of $40.50(original fee $145, $55 fee increase to $200, $40.50 refund amount). No additional refund needed 9.13.19 - Exception satisfied. 
0220301104 No 1) Final CD XXX, Costs At Closing, Section Closing Costs, total states $-727.33, also Other Costs, Section Total Closing Costs (Borrower-Paid) , total states $-727.33 This does not match Calculating Cash to Close, Section Total Closing Costs (J) - where Final total is listed as positive $727.33. Should be $-727.33. (No Data) (No Data)
0748218171 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0836500270 No ROR signed by borrower on XXX and references that expiration date is Midnight of XXX. This is the same date as the disbursement date on Final CD XXX. ROR needed to expire after disbursement date of XXX (No Data) (No Data)
0798388821        
0323442423 No Miscalculation made by lender by $695.00. Closing costs financed listed by lender as $9557.32; Clay calculated as  $8862.32.Due to POC $695.  (No Data) (No Data)
0323442423 No 09.27.18- A Desk review was received with a reported value of $XXX  which is a variance of XXX%  less than the original appraised value of $XXX. A field review has been ordered.. 10/25/19: review received, value supported 10/25/19: exception satisfied
0651090211 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0651090211 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0651090211 No The loan file is missing EXECUTED evidence that the XXX XXX HELOC  is paid and closed to future draws.   9.13.19 - Client responded. See attached Closing Disclosure showing XXX XXX was paid off at closing and Title Policy showing no 2nd mortgage. 9.13.19 - Exception satisfied. 
0842029750        
0606787460 No 1. Missing current paystub for B2 new employer with XXX. 2. Missing 2018 W2 for B1 & B2 9.13.19 - Client responded. No paystub for B2 was applicable. Per lender guidelines, loans may close prior to the start date with a new employer. Executed job offer letter for B2 and 2018 W-2's for both borrowers attached. Written VOE for B2 attached to support 2018 earnings. 9.13.19 - Exception satisfied. 
0606787460 No List of homeowners counseling organizations not in file. (No Data) (No Data)
0606787460 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0606787460 No 1. Missing current paystub for B2 new employer with XXX.2. Missing 2018 W2 for B1 & B2 9.13.19 - Client responded. No paystub for B2 was applicable. Per lender guidelines, loans may close prior to the start date with a new employer. Executed job offer letter for B2 and 2018 W-2's for both borrowers attached. Written VOE for B2 attached to support 2018 earnings. 9.13.19 - Exception satisfied. 
0823034212 No The loan file is missing proof that the monthly mortgage payment contains escrows (properties taxes and homeowners insurance)  for the departing residence with a  monthly payment of $2504   9.6.19 - Client responded. Non-subject (departure residence) total monthly PITI payment $2504.92 to include escrow. Loan details page attached. 9.6.19 - Exception satisfied. 
0823034212 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0823034212 No The loan file is missing proof that the monthly mortgage payment contains escrows (properties taxes and homeowners insurance)  for the departing residence with a  monthly payment of $2504   9.6.19 - Client responded. Non-subject (departure residence) total monthly PITI payment $2504.92 to include escrow. Loan details page attached. 9.6.19 - Exception satisfied. 
0382231246 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0961912347        
0403095077 No The loan file is missing proof of the Monthly HOA of $250 as indicated per the 1003 in file for primary residence  totaling PITIA of $9108.52. 9.26.19 - Client responded. Verification of monthly HOA of $250 for XXX (primary residence) attached (page 1 of appraisal). 9.26.19 - Exception satisfied. 
0403095077 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0403095077 No The loan file is missing proof of the Monthly HOA of $250 as indicated per the 1003 in file for primary residence  totaling PITIA of $9108.52. 9.26.19 - Client responded. Verification of monthly HOA of $250 for XXX (primary residence) attached (page 1 of appraisal). 9.26.19 - Exception satisfied. 
0661945317        
0858971497 No Missing 12 months Rental History. (No Data) (No Data)
0481652047 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0233656945 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0233656945 No Lender approved exception for credit score of 655 below the minimum of 720.  Compensating factors include; Post close reserves are $2,350,184.90 or 347.23 months PITIA, guidelines requires 36 months, strong residual income of $12,769.02, and DTI is 39.43%, max per guidelines is 43%. Clayton considers non-material. (No Data) (No Data)
0233656945 No Lender approved exception in file  for Investor concentration greater than 50% for resort condo property.  No single entity owns more than 20% of units, no special assessments and HOA is not involved in any litigation.  The HOA allocates 17.7% of income to reserves.  LTV less than 70% on resort condo in HI meets requirements. Compensating factors include; Post close reserves are $2,350,184.90 or 347.23 months PITIA, guidelines requires 36 months, strong residual income of $12,769.02, and DTI is 39.43%, max per guidelines is 43%. Clayton considers non-material. (No Data) (No Data)
0179387385        
0839064159 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $7870.94.CD:XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $7507.13 (No Data) (No Data)
0015347546        
0412621249 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 10.10.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.10.19 - Exception satisfied.
0658000401 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0263424903 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0414050264 No ROR expiration date of XXX is prior to end of earliest rescission date allowable of XXX.   10.1.19 - Client Response - Agree: Funds disbursed on XXX after rescission period expired on XXX. CD #007 discloses incorrect disbursement date and per diem date of XXX. Requesting remediation.11.21.19 - Client responded. Disagree:  see attached loan notes, settlement statement, and  PC CD.  Comment added on XXX into system of record confirming disbursement on XXX.   PC CD was issued on XXX with disbursement date and per diem date of XXX.   Settlement statement in file confirms disbursement date of XXX.  No additional Remediation required. 10.1.19 - Exception Remains.11.21.19 - Exception satisfied. 
0414050264 No ROR Expiration date of XXX; disbursement date per file XXX. 10.1.19 - Client Response - Agree: Funds disbursed on XXX after rescission period expired on XXX. CD #007 discloses incorrect disbursement date and per diem date of XXX. Requesting remediation.11.21.19 - Client responded. Disagree:  see attached loan notes, settlement statement, and  PC CD.  Comment added on XXX into system of record confirming disbursement on XXX.   PC CD was issued on XXX with disbursement date and per diem date of XXX.   Settlement statement in file confirms disbursement date of XXX.  No additional Remediation required. 10.1.19 - Exception Remains.11.21.19 - Exception satisfied. 
0463513232        
0627182415 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0543285889 No 0% Tolerance Violation of $200 due to Appraisal Fee increase on LE XXX with no COC to validate the increase. No COC in file and XXX Retail COC Master Worksheet only shows for the Relock Fee increase on 1XXX. Provide PCCD, LOE, Proof of Delivery and Refund Check of $200. 10.30.19 - Client responded. Appraisal Fee increased from $615 to $815 on the LE Date Issued XXX and was disclosed to the borrower on XXX within the 3 day timing requirement.  No additional refund would be due to borrower.  Copy of origination system RESPA Changed Circumstance History screenshot attached.  This is not a testing defect so no corrective action is required. 10.30.19 - Exception satisfied.
0543285889 No Missing 12 months Rental History. (No Data) (No Data)
0401326294 No XXX account statement summaries do not adhere to guides in that they do not provide withdrawal/deposit information and there is evidence of a $15,597.59 increase in the savings acct balance from 5/25/19 to 6/25/19.  Based on compensating factors of 19.54% DTI, 811 qual score, 67.86% LTV and $30k/mo. in residual income, Clayton considers non-material.  (No Data) (No Data)
0126549291 No CD:XXX  Section: Calculating Cash to Close. The Closing Cost Financed amount of $-12,001.87 is different from calculation amount of $11,506.24.   (No Data) (No Data)
0987013849 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0987013849 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0409683974 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0409683974 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0231640252 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0217486437 No The initial Application date was XXX, the written list of provides was delivered XXX. Out of guidance for 3 day delivery rule.  (No Data) (No Data)
0217486437 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $3202.08CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $2696.65 The difference is the Paid before closing costs showing positive 505.43. (No Data) (No Data)
0217486437 No Lender approved exception in file for LTV > 75% with FICO < 720.  Actual LTV 79.86% and FICO 718.  Compensating factors include;   Post close reserves are $109,075.69 or 28.85 months PITIA, guidelines requires 12 months reserves, DTI is 20.85%, max per guidelines is 43% and residual income is $16,749.24 Clayton considers non-material. (No Data) (No Data)
0934579628 No Required Affiliate Business Disclosure missing.  Provide copy of missing document.  (No Data) (No Data)
0658673537        
0288509466 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0193580383 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0340414930 No Seller CD and Borrower Final CD provided but only Seller CD reflects Real Estate Commissions of $19,200 and $21,800 and $2,000. Per Seller CD exception satisfied.  (No Data) (No Data)
0156277199 No ROR Expiration date of XXX; CD disbursement date per file XXX. PCCD required with a disbursement date of XXX. 9.11.19 - Client responded. PCCD provided and reflects Disbursement date XXX 9.11.19 - Exception satisfied.
0798258660 No Final CD XXX: Contact information; for real estate agent (B) Name is incomplete. Provide post closed CD with correction (No Data) (No Data)
0764191095        
0825808694 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0485036238        
0402792183 No Approved lender for >45% DTI with an AUS A/E. Clayton considers non-material based on compensating factors of 13.98 months reserves VS $0 reserves required and 22 years with current employer  (No Data) (No Data)
0380103708 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0669271321        
0836046513 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. (No Data) (No Data)
0836046513 No Final LE 7/9/19 The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate.  (No Data) (No Data)
0836046513 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.   9.23.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.23.19 - Exception satisfied.
0184037190        
0314707543 No Notary Status is missing for Mortgage.  9.5.19 - Client responded. Attached find the Mortgage and Riders with Notary Status 9.5.19 - Exception satisfied. 
0314707543 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0933177101 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $22982.11CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $22358.68. Difference of $623.43 POC value.  (No Data) (No Data)
0043194283 No Final TIL disclosed finance charges of $370,407.44, per system paystream calculations, finance charges are $373,908.26,resulting in understated finance charges of $3,500.82.  Corrected on Post CD XXX. Exception satisfied.  (No Data) (No Data)
0043194283 No CD: XXX, Section: Loan Calculations, Field: Amount Financed, Value:$XXX and Field: Amount Financed as Calculated, Value: $XXX.  Difference of $3,500.82.Post CD XXX. Exception satisfied.  (No Data) (No Data)
0043194283 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0043194283 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0559123366 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $9,805.60 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $9,275.17. Variance is $530.43 due to POC.  (No Data) (No Data)
0773622262 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0929097951 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the PCCD XXX Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Clayton calculation. lender has $23,749.36 actual calculation $23098.93 closing costs 23749.36 - POC 650.43 = 23098.93. (No Data) (No Data)
0929097951 No Lender approved exception for cash back exceeding $400,000.00; Borrower receiving $XXX at close.  Clayton considers non-material based on compensating factors of 29.02% DTI, 770 qual score, 88 months of reserves and $24k/mo. residual income.   (No Data) (No Data)
0960187775        
0257346695        
0600063450 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0178729652        
0177808872 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0005946861 No Recording fee 246.6 created Ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed.  Requires LOX, PCCD, refund and proof of shipping. 10.1.19 - Client Response - Disagree. Recording fees increased from $244 to $515 for a total variance of $271 exceeding the 10% over tolerance limit by $246.60. Section J of the final CD #XXX executed by consumers on XXX reflects a total Lender credit of $246.60, which includes a credit of $246.60 for increase in Closing Costs above legal limit. This is not a testing defect so corrective action is not required.10.1.19 - Verified and Agree with Lender, CD's in file show a 10% Tolerance Cure of $246.60 and is sufficient. 10.1.19 - Exception Satisfied.
0264309824        
0924288161 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0585522709 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0585522709 No 09.30.18- A Desk review was received with a reported value of $XXX  which is a variance of XXX%  less than the original appraised value of $XXX. A field review has been ordered. 10.14.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.14.19 - Exception satisfied.
0217643371 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0643941226 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0344505776 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0285994377 No 10% Tolerance Violation of $105.45 for Recording fees increases. CD shows a Cure of $40.50 and is not sufficient to cover Tolerance. 10.2.19 - Client Response - Disagree.  Recording fees increased from $145 to $200 for a total variance of $55 exceeding the 10% over tolerance limit ($159.50) by $40.50.  Section J of the final CD reflects a total Lender credit of $3,200.50, which includes a credit of $40.50 for increase in Closing Costs above legal limit.  This is not a testing defect so corrective action is not required.10.2.19 - Verified the Borrower Paid Recording Fee increase was 145 to 200 and the 10% Cure on CD is Sufficient. 10.2.19 - Exception Satisfied.
0767132907 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0546657480 No No Cert of Compliance or Cert of Exemption in file  9.11.19 - Client responded. Disagree. See attached Certificate of Exception 9.11.19 - Exception satisfied.
0546657480 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0343452035 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0507723206 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0636678553 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0185218012 No 09.23.18- A Desk review was received with a reported value of XXX  which is a variance of XXX% less than the original appraised value of $XXX. A field review has been ordered. 10.2.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.2.19 - Exception satisfied.
0881276678 No Final CD XXX The Closing Costs Financed value in the Final column of the CD Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value. (No Data) (No Data)
0881276678 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value. (No Data) (No Data)
0575475793 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $9735.56. Clayton Calculation, Value: $9040.56Difference of POC value $695.   (No Data) (No Data)
0575475793 No Missing fully executed evidence the HELOC with XXX #XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed. 11.1.19 - Client responded. See attached Closure letter and Satisfaction of Mortgage for the XXX HELOC, verify that it is closed out. 11.1.19 - Exception satisfied.
0005379455        
0030792198 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0030792198 No Missing verification of source of funds for gift of $200,000 from donor account XXX #XXX.  10.31.19 - Client responded. Per lender guidelines, source of donor (gift) funds not required for Agency loans. Transfer and receipt of $200k gift funds documented per guidelines.10.31.19 - Clayton reviewed, upon further review gift funds verified per guidelines with gift letter and verification of deposit to borrowers account. 10.31.19 - Exception satisfied.
0210799933        
0980158567 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0980158567 No Lender approved exception in file for No mortgage/rental payment history. Compensating  factors include; DTI is 34.88%, max per guidelines is 43%, Post close reserves are $107,363.55  or 17.76 months PITIA, guidelines requires 12 months reserves, and 762 qualifying score. Min required per guidelines is 680   Clayton considers non-material.  (No Data) (No Data)
0748140628 No CD: XXX [Last CD], Section: Contact Information Real Estate (B) contact information is incomplete.  Missing Name & Address (No Data) (No Data)
0748140628 No $145.00 due to addition of Final Appraisal Inspection fee on final LE dated XXX. Requires supporting COC for increase in feet, or corrected PCCD, copy of refund check, LOX and copy of shipping. 9.13.19 - Client responded. Disagree: See attached CoC.  Appraisal indicates rear deck incomplete and loan was stipped for Final Inspection.   COC dated XXX and LE sent electronically on XXX. 9.13.19 - Exception satisfied. 
0749898001        
0106823548 No Final CD XXX The amount of the Est Taxes, Ins and Assessments payment in the Projected Payments section $1606.76 does not calculate to the Annual Property Costs disclosed in the No Escrow section in Loan Disclosures $15,478.76. 9.11.19 - Client responded. Agree:  EITA and page 4 escrow table are not consistent.   ETIA discloses $1606.76 monthly or $19281.12 annual.   Escrow table discloses cost over 1 year of $15478.76. Requesting corrected PC CD to remedy10.25.19 - Client Responded. See attached documents 9.11.19 - Exception remains. 10.25.19 - Exception Satisfied.
0461336910        
0956228366 No 1. Missing signed & dated 2017/2018 personal 1040 returns and signed 2017/2018 business returns for XXX and XXX.   2. Missing copy of current lease for REO at XXX 9.20.19 - Client responded. 1- Per lender guidelines, if 8879 form included indicating that e-signatures are filed, acceptable to consider in underwriting or if tax returns are signed, stamped, or include a letterhead prepared by the CPA or a Preparer Tax Identification Number (PTIN), acceptable for underwriting.  2- Per lender guidelines, no current lease for REO at XXX was required. The rental income makes up < 25% of the total qualifying income and/or the most recent tax return not aged by nine months or more from the date of the last tax year filed.  9.20.19 - Exception satisfied. 
0956228366 No The file is missing evidence that LE XXX was received prior to initial CD XXX. LE XXX assumed receipt date is XXX. (No Data) (No Data)
0956228366 No Missing copy of current lease for REO at XXX; Clayton considers non-material based on compensating factors of 804 qual score, 152 mo. reserves and $16k/mo. residual income.  9.20.19 - Client responded. Per lender guidelines, no current lease for REO at XXX was required. The rental income makes up < 25% of the total qualifying income and/or the most recent tax return not aged by nine months or more from the date of the last tax year filed.   9.20.19 - Exception satisfied. 
0604838565 No Seller CD not in file; need in order to complete fee entry  9.26.19 - Client Response - See attached Seller CD.XXX - Client provided Seller CD. 9.26.19 - Exception Satisfied.
0604838565 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0368544392 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0543115885 No The loan file is missing EXECUTED evidence that the XXX HELOC  is paid and closed to future draws.   9.5.19 - Client responded. Attached find the Closing Disclosure and the Title Policy which shows that HELOC was paid off and closed. 9.5.19 - Exception satisfied. 
0970249646 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0970249646 No Approved Lender exception for LTV of 80% exceeding guideline max of 75% LTV for 2 unit property; Clayton considers non-material based on compensating factors of 22.35% DTI max per guidelines is 43%., 773 qual score, Verified cash reserves  $211,425,.52 or 51.22 months, guidelines require 12 months PITIA  and $16k/mo. residual income. (No Data) (No Data)
0690558334 No Finance charge understated by -270.00. All fees verified. Itemization of fees hitting finance charges is needed to make determination.  9.17.19 - Client responded. Disagree:  XXX calculated prepaid finance charges of $2729.18.  Processing $1225, Tax Service $80, TX Atty $100, Recording Service $12, Closing $300, Prepaid Interest $1012.18.  Calculated FC $505886.16; disclosed FC $505886.10.  No defect. See attached XXX calcs. 9.17.19 - Exception satisfied. 
0690558334 No Amount Financed is higher than Clayton's calculated Amount Financed. Amount Financed, Value: 781270.82Field: Amount Financed as Calculated, Value: 781000.82 9.17.19 - Client responded. Disagree:  XXX computed Amount Financed $781,270.78; disclosed Amount Financed $781,270.82.   No defect.  See attached XXX calcs. 9.17.19 - Exception satisfied. . 
0690558334 No Missing  evidence that CD dated XXX was acknowledged by the borrowers 3 days prior to consummation date of XXX 9.17.19 - Client responded. Disagree:  Per XXX CORE internal tracking, CD #001 was eDelivered on XXX and open/acknowledged by customer on XXX.   See internal tracking. 9.17.19 - Exception satisfied. 
0615654988        
0137678076        
0999316635 No The PCCD XXX is missing the file number in the Closing Information section. Need LOX, corrected PCCD. (No Data) (No Data)
0999316635 No PCCD XXX removed Sellers fees from CD.Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section E, Other Costs Section H that were disclosed on the borrower's final CD, but removed off the PCCD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0328772657        
0109106637        
0335760505 No Missing the PITI for the property located at XXX; used $2035 monthly.  9.30.19 - Client responded. Credit Report, XXX (trade 1) reflects monthly payment of $2035 (to include taxes and insurance) for non-subject property XXX. Details of monthly mortgage payment attached. 9.30.19 - Exception satisfied.
0335760505 No The stated Closing Costs Financed (Paid from Your Loan Amount) amount in the CD XXX Calculating Cash to Close section (Alt Version) does not equate to the amount based on the Clayton calculation. lender has $3214.27 actual calculation $2618.84 closing costs $3214.27 - POC $595.43 = $2618.84. 10.1.19 - Client Response - Agree: CD #007 executed on XXX includes fees paid outside of closing and should disclose $2618.84 closing cost financed. Requesting remediation for PC CD correcting closing cost financed (paid from your loan amount) in Calculating Cash to Close Table. 12.6.19 - Client Responded. XXX:   See attached PC CD and LOX with corrected Cash to Close table 10.1.19 - Exception Remains.12.6.19 - Exception Satisfied.
0335760505 No Missing the PITI for the property located at XXX; used $2035 monthly.  9.30.19 - Client responded. Credit Report, XXX (trade 1) reflects monthly payment of $2035 (to include taxes and insurance) for non-subject property XXX. Details of monthly mortgage payment attached. 9.30.19 - Exception satisfied.
0335760505 No The loan file is missing EXECUTED evidence that the XXX HELOC  is paid and closed to future draws.   9.30.19 - Client responded. Title Insurance Policy attached to document the only insured mortgage and assignment on XXX is the new mortgage to XXX. Executed CD attached to evidence XXX HELOC has been paid. 9.30.19 - Exception satisfied.
0450314188        
0252465530 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0074258272        
0839310128 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0839310128 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review is required.    9.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.30.19 - Exception satisfied.
0703948602 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0228539971 No Provide documentation of payoff to XXX in amount of $62,000 as stated on final 1003 and listed on the Automated Underwriting Feedback XXX. 9.18.19 - Client responded. Deed of Reconveyance attached 9.18.19 - Exception satisfied.
0228539971 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $2,944.85 and Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $2,309.42. The difference is due to the POC total of $635.43. (No Data) (No Data)
0228539971 No Approved lender exception for FICO 691 less than required 720 as required for cash out refinance on primary residence.  Recently purchased property acquired with private money lien.  Will payoff existing lien from sale of prior residence.  Clayton deems non material with compensating factors of payment reduction of $2348 monthly, DTI of 29.57%, residual income of $13433 and reserves of 42 months PCL. (No Data) (No Data)
0228539971 No Provide documentation of payoff to XXX in amount of $62,000 as stated on final 1003 and listed on the Automated Underwriting Feedback XXX. 9.18.19 - Client responded. Deed of Reconveyance attached 9.18.19 - Exception satisfied.
0485555889 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0485555889 No Missing  evidence that CD dated XXX  was acknowledged by the borrowers 3 days prior to consummation date of XXX. No evidence found on data spreadsheet. 9.11.19 - Client responded. Disagree. CD#003 was provided XXX. The CD was confirmed (acknowledged) in YourLoanTracking (electronic delivery) XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was opened by the consumer on XXX, this is the same as an in hand delivery. This is not a testing defect so corrective action is not required. Copy of origination system Disclosure Receipt Dates page showing the completed date is attached. 9.11.19 - Exception satisfied.
0095187237 No LE XXX was electronically signed; file is missing prior e-consent.  8.8.19 - Client responded. Agree: No evidence of e-Consent in file. Remediation request to Correspondent Lender9.24.19 - Client responded. See attached eConsent 8.8.19 - Exception remains. 9.24.19 - Exception satisfied. 
0095187237 No Affiliated Business Disclosure was not provided  (No Data) (No Data)
0095187237 No CD: XXX, Section: Calculating Cash to Close information listed for Seller Credits does not have a change of value however the did this change section shows yes values are the same. (No Data) (No Data)
0095187237 No CD:XXX, Section: Calculating Cash to Close does not have the description listed for Did this change on Adjustments and Other Credits (No Data) (No Data)
0095187237 No CD XXX was signed electronically; file is missing prior e-consent.  8.8.19 - Client responded. Agree: No evidence of e-Consent in file.  Remediation request sent to Correspondent Lender. 9.24.19 - Client responded.  See attached eConsents 8.8.19 - Exception remains. 9.24.19 - Exception satisfied. 
0095187237 No Seller CD not provided  8.8.19 - Client responded. Agree: Missing Seller CD. Remediation request to Correspondent Lender9.24.19 - Client responded. See attached Seller CD 8.8.19 - Exception remains. 9.24.19 - Exception satisfied. 
0878441269 No Missing current YTD Profit & Loss statement and Balance Sheet for B2 XXX business as required for QM documentation. 9.11.19 - Client responded. B2 is a licensed XXX. No P&L and/or Balance Sheet was obtained. 2019 transaction history / YTD commission to support the calculated qualifying income from the tax returns is attached.9.11.19 - Clayton has reviewed and B2 is XXX but paid W2 & Commissions. P&L & Balance sheet not required.  9.11.19 - Exception satisfied.
0132641540 No Lender approved exception in file for shortage of Post close reserves at 11.46 months required reserves are 12 months.   Compensating factors include; DTI is 32.76%, max per guidelines is 43%, borrower has been in current profession for 15 years and 778 757 qualifying score. Min required per guidelines is 680. Clayton considers non-material. (No Data) (No Data)
0142178518        
0233273594 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0233273594 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0285118405 No Seller-paid fees are disclosed on the borrowers CD, but it is clear that the seller paid for other items that are not disclosed. Per Seller CD seller paid $45 Messenger fee, $200 Notary fee, $380 HOA dues, $500 Home warranty fee. Per Seller CD exception satisfied.  (No Data) (No Data)
0318198641 No Seller-paid fees are disclosed on the borrowers CD, but it is clear that the seller paid for other items that are not disclosed. Per Seller CD seller also paid $325 Clearing and seller doc prep fee, $15 Recording fee and $2756.50 Transfer taxes. Per Seller Exception satisfied. (No Data) (No Data)
0318198641 No Seller CD and Borrower Final CD provided but only Seller CD reflects Real Estate Commissions for the seller of $14,900. Per Seller CD exception satisfied.  (No Data) (No Data)
0417657074        
0356674032        
0842094154 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0889418723 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0889418723 No Lender Approved Lender exception for less than  24 months rental/management history; Compensating factors include;  Post close reserves are $353,673.91 or 63.27 months PITIA, guidelines requires 12 months reserves, 777 qualifying score. Min required per guidelines is 680 and DTI is 33.94%, max per guidelines is 43%. Clayton considers non-material. (No Data) (No Data)
0889418723 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 9.23.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  9.23.19 - Exception satisfied.
0856328941 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0565244694 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0638163540 No Seller-paid fees are disclosed on the borrowers CD, but it is clear that the seller paid for other items that are not disclosed. Per Seller CD seller also paid $165 Escrow fee, and $2505.75 Home Warranty fee. Per Seller CD exception satisfied. (No Data) (No Data)
0638163540 No The Appraisal Report dated 08/05/2019 was completed subject to completion per plans and specifications; the certificate of completion was not submitted. 10.3.19- Client responded. See attached Underwriter notes as the appraisal was revised (page 8 of 32)  per the appraisal is subject to the copy of the permit and signed off by the credit Underwriter. See attached UW notes and building permit . Also the appraisal shows this on page 8.  10.3.19- Exception satisfied. 
0272015193        
0098345633 No CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $5127.66CD: XXX, Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $5057.23. Difference of $70.43 POC value.  (No Data) (No Data)
0098345633 No Missing evidence CDXXX was received prior to consummation.  Disagree. The initial Closing Disclosure was provided XXX. The CD was confirmed (acknowledged) in YourLoanTracking (electronic delivery) on XXX allowing at least 3 business days to review the Closing Disclosure prior to close on XXX. The Closing Disclosure was not e-signed but the pdf was opened and acknowledged by the consumer on XXX and, per XXX testing methodology, this is the same as an in hand delivery.  This is not a testing defect so corrective action is not required. Copy of origination system Disclosure Receipt Dates page showing the Confirm date is attached as well as XXX CD. 11.6.19 - Exception Satisfied.
0098345633 No CU score of 3.0 exceeds the limit of 2.5 a PDA is required. Clayton will order desk review. 10.30.19- A Desk Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0314545745        
0869134432 No Seller CD not in file; need in order to complete fee entry. 8.29.19 - Client responded. Per Settlement agent, no separate seller CD was done for this loan.  All information was on the combined CD signed by the borrowers. See attached. 8.29.19 - Exception satisfied.
0782718547 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0782718547 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0417775551 No Seller CD not in file; need in order to complete fee entry  10.18.19 - Client Responded. The CD provided at closing is a combined CD which has both Seller and Borrower fees, thus no need for a separate Seller CD; therefore, a seller CD wasn't done for this loan.  See attached CD for both the borrower and seller. 10.18.19 - Exception Satisfied.
0309617642 No Initial CD dated XXX is not signed and there is no evidence in file of when it was delivered to borrower. Provide proof of borrowers receipt of initial CD. 11.6.19 - Client Responded. Agree - requesting remediation.11.13.19 - Client responded. See attached eDisclosure tracking. 11.6.19 - Exception Remains.11.13.19 - Exception satisfied. 
0665291294 No Applies to all CD's: Section Contact information is missing the real estate agent information is missing. Requires LOX and PCCD. (No Data) (No Data)
0665291294 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0691068559        
0033848664 No Seller CD not in file; need in order to complete fee entry. 10.23.19 - Client Responded. Per XXX, a separate seller CD was not done.  The Closing Disclosure is the combined for both borrower and seller.  See final attached. 10.23.19 - Exception Satisfied.
0266640735        
0763940335 No Missing  evidence that CD dated XXX was acknowledged by the borrowers 3 days prior to consummation date of XXX. 8.9.19 - Client responded. Agree. Consummation Date is XXX. Initial CD Date Issued is XXX provided 3 days. Presume regular mail should be 6 days (3 day mail + 3 day wait period). No evidence of early receipt in file. Consumer consent is missing. Contacting Correspondent Lender for evidence of CD 3 day receipt.9.17.19 - Client responded. 9/16/2019 Remedy complete.  Providing consumer consent and audit trail as evidence the initial CD was received by the borrower(s) 3 business days prior to consummation. 8.9.19 - Exception remains. 9.17.19 - Exception satisfied. 
0763940335 No File is missing Seller's CD. 8.9.19 - Client responded. Agree - Contacting Correspondent Lender for Seller side CD9.17.19 - Client responded. See attached Seller CD 8.9.19 - Exception remains. 9.17.19 - Exception satisfied. 
0553987014 No Escrow is inconsistent $814.98 x 12= $9779.76Loan Disclosures, Field: Escrowed Costs Over Year 1, Value: $11575.80 11.18.19 - Client Responded. Agree:  Block G discloses $814.98 HOI and Property Tax per month; Projected payment table and escrow table discloses $964.65 HOI and Property tax per month. Remediation requested.11.20.19 - Client responded.  The CD is correct as is. Property taxes in Other Costs, section G reflect partially assessed taxes. The borrower elected to pay estimated fully assessed taxes. Escrowed Costs Over Year 1 are accurate at $11575.80.   Please see attached documentation. 11.18.19 - Exception Remains.11.20.19 - Exception satisfied. 
0195042923 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 8.28.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  8.28.19 - Exception satisfied.
0327972846 No Initial CD and Final CD XXX Loan Costs Section B - 6 Fees are missing the Payee. Provide PCCD, LOE and proof of delivery. (No Data) (No Data)
0327972846 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 8.29.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX  8.29.19 - Exception satisfied.
0555338898 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0555338898 No Final CD XXX The LE and CD columns of the CD Calculating Cash to Close table contain the same values for Downpayment/Funds From Borrower but Did This Change? = Yes. Error is corrected on Subsequent PCCD XXX. Exception Satisfied. (No Data) (No Data)
0141913656 No LE Dated XXX - Calculating Cash to Close Section, Estimated Cash to Close Field reflects $156,959.  CD's dated XXX & final XXX- Calculating Cash to Close Section, Cash to Close Field shows LE value was $150,663.  LE value from CD's does not match value from Final LE dated XXX. Corrected on Post CD XXX. Exception satisfied.  (No Data) (No Data)
0141913656 No LE Dated XXX - Calculating Cash to Close Section, Adjustments and Other Credits  Field reflects $0.  CD's dated XXX & XXX - Calculating Cash to Close Section, Adjustments and Other Credits Field shows LE value was $6296 & -$6296.  LE value from CD's does not match value from Final LE dated XXX. Corrected on Post CD XXX. Exception satisfied.   (No Data) (No Data)
0141913656 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0395721352 No List of homeowners counseling organizations not in file  (No Data) (No Data)
0395721352 No Required Affiliate Business Disclosure missing (No Data) (No Data)
0395721352 No Written list of providers is not in the file. (No Data) (No Data)
0395721352 No CD: XXX and PC-CD XXX Section: Other Costs Section F: Property Taxes are missing the # of months.  (No Data) (No Data)
0395721352 No Please provide evidence the borrower signed an electronic consent prior to issuance of CD dated XXX. 8.9.19 - Client responded. Agree - Contacting Correspondent Lender for e-Consent.9.24.19 - Client responded. See attached eConsent 8.9.19 - Exception remains. 9.24.19 - Exception satisfied. 
0395721352 No The seller's CD is not in the file.  8.9.19 - Client responded. Contacting Correspondent Lender for Seller side CD.9.24.19 - Client responded. See attached Alta Statement. 8.9.19 - Exception remains. 9.24.19 - Exception satisfied. 
0452501319 No DTI is 46.79%, max allowed per guidelines is 43% DTI derived using $10,276.36 debts, $13,143.90 income. Lender 38.01% DTI derived from using only $14,674.42 debts and $31,365.42 Income. (Lender did not include correct alimony payment.  Per B1 Divorce decree spousal support was to be $1,704 plus 20% of any bonus.  Per 2018 tax returns borrower paid alimony in the amount of $28,615 /12 = $2,384.58 per month.  Lender used only $1,704.00 under income.). 8.5.19 - Client responded. XXX UW used a more conservative calculation.  B1 was qualified using base income only of $17,750  minus monthly alimony of $1704.  B1 has bonus and retention shown on paystubs and is obvious on the past 2 years w-2's, since total income was significantly higher than the base income but none of the bonus/retention income was used to qualify.  This is the worst case scenario in that if the borrower received no bonus/retention income, his only alimony payment would be the $1704 monthly and any additional alimony owed as a result of bonus income is already accounted for since none of that income was used to qualify 8.5.19 - Exception satisfied.
0452501319 No LE: XXX, Section: Calculating Cash To Close, Field: - Seller Credits, Value: -$15,085 and CD: XXX, Section: Calculating Cash to Close, Field: Seller Credits - Loan Estimate, Value: XXX. Values do not match. LE: XXX, Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $710,723.00 and CD: XXX Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: $XXX. Values do not match.  (No Data) (No Data)
0452501319 No Corrected on final CD dated XXX. LE: XXX Section: NMLS and Contact Information, Field: Loan Officer; missing. Exception satisfied.  (No Data) (No Data)
0452501319 No CD XXX was signed same day of closing XXX. The file is missing proof copy of initial CD that was issued and acknowledged at least 3 days prior to consummation.  8.8.19 - Client responded. Agree: remediation request to Correspondent Lender - evidence of CD 3 day receipt.9.24.19 - Client responded. See attached documents 8.8.19 - Exception remains. 9.24.19 - Exception satisfied. 
0452501319 No Lender approved exception in file for Missing proof of liquidation of funds.   (No Data) 8.2.19 - Clayton considers non-material based on Compensating factors include; LTV is 63.64%; max allowed per guidelines is 80%, 804 qualifying score. Min required per guidelines is 700 and Verified post-closing reserves $207,006.82 or 25.24 months, guidelines require 12 months PITIA.  
0452501319 No 3.79% DTI exception. DTI is 46.79%, max allowed per guidelines is 43% DTI derived using $10,276.36 debts, $13,143.90 income. Lender 38.01% DTI derived from using only $14,674.42 debts and $31,365.42 Income. (Lender did not include correct alimony payment.  Per B1 Divorce decree spousal support was to be $1,704 plus 20% of any bonus.  Per 2018 tax returns borrower paid alimony in the amount of $28,615 /12 = $2,384.58 per month.  Lender used only $1,704.00 under income.). 8.5.19 - Client responded. XXX UW used a more conservative calculation.  B1 was qualified using base income only of $17,750  minus monthly alimony of $1704.  B1 has bonus and retention shown on paystubs and is obvious on the past 2 years w-2's, since total income was significantly higher than the base income but none of the bonus/retention income was used to qualify.  This is the worst case scenario in that if the borrower received no bonus/retention income, his only alimony payment would be the $1704 monthly and any additional alimony owed as a result of bonus income is already accounted for since none of that income was used to qualify 8.5.19 - Exception satisfied.
0452501319 No The CD EMD and funds to close do not match verified asset docs in file.  EMD per wire was $55,000 on XXX; Funds To Close wire of $645,000 on XXX and copy of funds to close check of $8,969.41 = $708,969.41.  Per CD EMD was $110,000 and funds to close of $600,205.85 = $710,205.85.    8.5.19 - Client responded. See final 1003 showing $110,000 in total deposits which matches the consummation CD. The borrowers did have sufficient funds to close including the additional 55k deposit. 8.5.19 - Exception satisfied.
0150008502 No The disbursement date XXX was on the end date of the statutory rescission period.  9.24.19 - Client responded. See attached PC CD 9.24.19 - Exception satisfied.
0150008502 No The disbursement date XXX was on the end date of the statutory rescission period.  8.2.19 - Client responded. Agree:  Post Consummation CD with correct disbursement date and per diem start date needed to remedy.   Rescission ended midnight XXX.  Final settlement indicates funds disbursed on XXX.  CD has disbursement date and interest start date XXX Remediation requested9.24.19 - Client responded. See attached PC CD 8.2.19 - Exception remains. 9.24.19 - Exception satisfied. 
0426646304        
0790318097 No Initial CD XXX ,Other cost section F missing payee for Homeowner's Insurance Premium.Corrected on Final CD XXX. Exception Satisfied.  (No Data) (No Data)
0514479420 No Per Disclosure Tracking Summary dated XXX in file, missing revised LE issued and e-sent on XXX, received on XXX, and missing revised CD issued XXX, received in person on XXX. 8.14.19 - Client responded. "Agree on LE/Disagree on CD:  Disclosure Tracking Summary evidences the borrower being provided an LE on XXX, however, no copy of this LE in file.CD issued XXX is present and signed at consummation. See attached. Contacting Correspondent lender for missing LE."9.24.19 - Client responded. See attached LE and CD. 8.14.19 - Exception remains. 9.24.19 - Exception satisfied. 
0514479420 No CMPTRID3716 Fees for Section C. Title - Settlement Agent Fee, and Section E. Recording Fee for Release, Tax Stamp for County Deed, and Tax Stamp for State Deed, located on seller CD: XXX not reflected on borrower final CD: XXX.  File contains the Seller CD and Final Settlement Statement reflecting the Seller paid fees. Charges were included in the fee testing with no violation. Exception satisfied.  (No Data) (No Data)
0003036332        
0489609430 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception Satisfied.  Final Grade A. (No Data) (No Data)
0050940249 No ROR expiration date is XXX which is before end of rescission period, Transaction date is XXX earliest expiration date is XXX. Although subject loan closed on XXX the Mortgage was notarized on XXX and this is driving the ROR issue. Either corrected Mortgage needs to be provided or if subject loan was opened up for some reason and ROR was changed we need copy if ROR or corrected Mortgage.  9.4.19 - Client responded. Disagree.   Consummation date is XXX  Consummation determines start of rescission.  CD signed on XXX.  PC CD in file correcting disbursement date.   Original Security Instrument signed and notarized on XXX.   Security Instrument notarized on XXX is corrected security instrument; change 'THR' to 'THE' in trust verbiage.   This does not trigger new rescission.  No remediation required.  Appropriate rescission period provided per Reg Z. 9.4.19 - Exception satisfied. 
0627498019 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0248096481 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0248096481 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0255609981 No The finance charge is under disclosed by $125.00. Final CD dated XXX disclosed finance charge as $656,844.00 and Clayton calculation is $656,969.  8.9.19 - Client responded. Agree - Finance Charge understated $125.00.Lender did not include $75 Wire fee and $50 Overnight fee. Requesting remediation for refund $125.00 and LOX.8.21.19 - Client responded. See attached refund check, PC CD, and LOX.  Remediation complete. 8.9.19 - Exception remains. 8.21.19 - Exception satisfied. 
0255609981 No CD XXX Loan Terms Section, Projected payments, Estimated Taxes, Insurance is missing definition of other box.  requires LOX and PCCD. (No Data) (No Data)
0255609981 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 8.28.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  8.28.19 - Exception satisfied.
0692333307 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0433394158 No Neither the "You declined it and/or Your lender does not offer one" were not checked. 8.9.19 - Client responded. Contacting Correspondent Lender for PC CD correction9.24.19 - Client responded. 9/23/2019:  See PCCD  attached. 8.9.19 - Exception remains. 9.24.19 - Exception satisfied. 
0183774772 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered. 8.8.19 - Per vendor will not have field review until 9/14/19. 9.17.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  8.8.19 - Exception remains. 9.17.19 - Exception satisfied.
0791954456 No CD: XXX & Final CD XXX. Section: Contact Information: Lender missing Contact name entry.  (No Data) (No Data)
0932331897        
0085172168        
0040137336        
0158715011 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0647011401        
0435815023 No Seller-paid fees are required to be disclosed on page 2 of the borrowers CD. Per Seller CD seller also paid $100 fee. Per Seller CD exception satisfied. (No Data) (No Data)
0435815023 No Seller CD and Borrower Final CD provided but only Seller CD reflects Real Estate Commissions. Per Seller CD paid $15,118.47 and $19,296.13 is commissions. Per Seller CD exception satisfied. (No Data) (No Data)
0271022468 No NMLS: Lender- Originator missing State License ID entry. Corrected on CD XXX.Exception satisfied.  (No Data) (No Data)
0569125414        
0891572002 No Difference is .27 cents, within $1 allowable tolerance.  Fixed on PCCD XXX. Exception satisfied.  (No Data) (No Data)
0891572002 No There is a Typographical error on CD XXX.  Issue Date year is incorrect. 11.7.19 - Client Responded. Disagree:  Issue date XXX is NNCE.  CD was eSigned on XXX evidencing delivery of CD and meeting LE/CD timing.   Electronic Audit trail supports delivery after LE (attached). 11.7.19 - Exception Satisfied.
0268177542 No Final CD dated XXX, Summaries of Transaction section K, Adjustments for Items unpaid by Seller, County Taxes is missing the TO and From dates. Corrected on PCCD dated XXX.  Exception Satisfied. (No Data) (No Data)
0050428591        
0513879888        
0877418585        
0561620049 No Seller CD not in file; need in order to complete fee entry. 10.22.19 - Client Responded. See attached final Master Settlement Statement reflecting both Borrower and Seller information. 10.22.19 - Exception Satisfied.
0730485311 No ROR expiration date is XXX and should be XXX. 10.16.19 - Client Response - Disagree:  Rescission opened on XXX to remedy.  See attached ROR and PC CD.10.16.19 - Verified PCCD Disbursement Date shows XXX. 10.16.19 - Exception Satisfied.
0095062638        
0279997198 No Initial CD XXX  Other Costs Section H Natural Hazard disclosure shows 'TBD' as Payee.   Corrected on Final CD dated XXX. Exception satisfied.  (No Data) (No Data)
0709123626 No Desk review provided reflecting value of $XXX on 10/14/19, which is a -XXX% variance from the original value of $XXX on 7/19/19, exceeding the 10% tolerance; a field review has been ordered.  10.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0367967599 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0878635373 No Missing Seller CD 10.21.19 - Client Responded. See attached Alta Statement. 10.21.19 - Exception Satisfied.
0878635373 No Approved Lender exception for front end ratio ( HTI) acknowledged on UCC form.  The front ratio is 36.24% and the maximum per policy is 36%; Clayton considers non-material based on Comp factors notated: 77 months reserves; no derogatory items; job stability.   (No Data) (No Data)
0571258252        
0082830060 No Final application has the REO address of XXX; Schedule E lists address as XXX. Provide documentation to support REO investment property is the same property as listed on the HOI policy. 10.29.19 - Client responded.  HOI policy attached.  Missing a legal document or County record to confirm the  REO address of XXX is one and the same as XXX. 10.31.19 - Client responded. Legal documentation confirming old to new address change, attached. 10.29.19 - Exception remains.10.31.19 - Exception satisfied.
0082830060 No CD: XXX - There is an Escrow Waiver datedXXX in which the borrower declined the escrow account; however, the option was not checked on the CD. 11.5.19 - Client responded. Agree - Requesting remediation11.13.19 - Client responded. See attached PC CD and LOX. 11.5.19 - Exception remains. 11.13.19 - Exception satisfied. 
0082830060 No Approved lender exception for LTV 78% with prior mortgage medication guidelines maximum LTV 70%.  Modification was completed in 2011 on REO investment property.  Clayton considers non-material based on compensating factors of low DTI 29.32%, excellent credit history and residual income of $24,060.38.  (No Data) (No Data)
0082830060 No VRR $XXX did not support the appraised value $XXX within tolerance with a -XXX% variance.  Field Review is required, Clayton to order. 11.6.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.6.19 - Exception satisfied.
0797750884 No Missing VVOE for B1 dated within 20 business days prior to the note date of XXX. Previous VVOE is dated 6/20/19 and Post clsg VVOE is dated 9/19/19  (No Data) (No Data)
0644599838 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0074751918 No CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE . Provide PCCD to satisfy.  (No Data) (No Data)
0074751918 No The value for Cash to Close in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE. Provide PCCD to satisfy. (No Data) (No Data)
0074751918 No The value for Adjustments and Other Credits in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE. Provide PCCD to satisfy. (No Data) (No Data)
0074751918 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section C and Other Costs Section  E and H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0370623369        
0363675986        
0698399169 No Initial CD Loan Costs Section B Subordination Fee missing Payee. Corrected on Final CD XXX.Final CD XXX and PCCD XXX Closing Information Section missing File Number.  Requires LOX and PCCD with updated/added file number. (No Data) (No Data)
0652023319 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0652023319 No Borrowers have owned subject less than one year.  Original purchase XXX for $XXX.  Current appraised value $XXX.  Per guidelines use lower of purchase price or appraised value.  Based on purchase price actual LTV is 80.01%. 11.7.19 - Client responded. See attached snap shot from the appraisal. The UW accepted the current value with the upgrades noted from the appraiser.  11.7.19 - Exception satisfied.
0067494556 No Approved lender exception to waive proof of liquidation of Stock funds; Clayton considers non-material based on compensating factors of, 23.78% DTI, 804 qual score, 191 mo. reserves, $15k/mo. residual income and 60.31% LTV.   (No Data) (No Data)
0798386743        
0105739364 No Lender approved exception for Bankruptcy requirements for LTV to 80%.  Clayton deems non-material based on compensating factors of low DTI 26.07, Credit score for PWE is 817 where 700 is required and cash reserves of over 115 months.  10.24.19 - Client response. Loan was approved at this LTV with an exception approval based on the compensating factors noted. 10.24.19 - Exception remains.
0993702931 No CD XXX: Section Other Cost H. Home Warranty is missing optional designation.  (No Data) (No Data)
0993702931 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0449352432        
0761443407 No Homeownership counseling missing from file.  Provide copy of missing document. (No Data) (No Data)
0761443407 No Missing ABA or FACTS form.  Provide copy of missing document. (No Data) (No Data)
0761443407 No The Written List of Providers is missing from file. (No Data) (No Data)
0761443407 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 0.00CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 5430.91 (No Data) (No Data)
0286168964 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0572812841        
0466852260 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0466852260 No The Mortgage shows XXX and XXX. Title Commitment dated XXX only shows XXX as the proposed Insured. Provide updated Title Commitment/Policy showing vesting to match with Mortgage. 11.7.19 - Client responded.  Revised title commitment proposed insured matches vesting to the mortgage, document attached. 11.7.19 - Exception satisfied.
0143821940 No Missing fully executed evidence the HELOC with XXX #XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed. 11.20.19 - Client responded. The HELOC was with the originating client and they provided a snapshot of the borrowers accounts showing this HELOC is closed. See attached documentation. 11.20.19 - Exception satisfied. 
0143821940 No Homeowners counseling form not found in file. (No Data) (No Data)
0143821940 No Written List of Providers missing.  (No Data) (No Data)
0143821940 No Missing fully executed evidence the HELOC with XXX #XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed.  Clayton considers non-material based on compensating factors of reserves 45 months PITI, B1 at current job for 24 years and residual income of $11,703.89 per month. 11.20.19 - Client responded. The HELOC was with the originating client and they provided a snapshot of the borrowers accounts showing this HELOC is closed. See attached documentation. 11.20.19 - Exception satisfied. 
0143821940 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review is required, Clayton will order. 11.8.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.8.19 - Exception satisfied.
0285615306 No Initial CD XXX other Costs Section F HOI and Property Taxes missing Payee. Final CD Other Costs Section F HOI missing Payee. Error corrected on PCCD XXX. Exception Satisfied. (No Data) (No Data)
0285615306 No No Econsent provided in File. 10.22.19 - Client Responded. Disagree. See attached eConsent 10.22.19 - Exception Satisfied.
0285615306 No No Econsent provided in File. 10.22.19 - Client Responded. Disagree. See attached eConsent 10.22.19 - Exception Satisfied.
0043162450        
0924158245 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0815669967 No The closing fee of 550 added on seller cd not on final cd. Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section C and Other Costs Section E and H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0815669967 No Satisfied: The seller CD disclosed seller paid fees in Loan Costs Section C and Other Costs Section E and H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0769832568 No Final CD XXX Disbursement date shows XXX. ROR Rescission Date is XXX. Disbursement date is on/before disclosed "midnight of" date. (No Data) (No Data)
0248389210 No Title fee created ten percent tolerance fee or fees increased at or prior to closing without a valid reason or not timely disclosed.  Requires LOX, PCCD, refund and proof of shipping. 10.22.19 - Client Responded. Agree:  Appraisal Fee increased from $575 to $665, no Coca in file.  Title escrow fee $100  and Recording Fee $60 added to CD, no Coca in file. XXX calculated refund of $227.20.   CD includes OT refund of $147.20.  Additional refund of $80 due to borrower for increase in closing  cost above legal limit. Requesting remediation.11.15.19 - Client Responded. See attached PC CD and copies of refund checks 10.22.19 - Exception Remains.11.15.19 - Exception Satisfied.
0174766372 No Final LE XXX The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number and should be Disclosed as a Positive Value per Pos/Neg Mandate. Corrected on CD. Exception Satisfied. (No Data) (No Data)
0358765290 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have  (No Data) (No Data)
0943102166        
0615990881        
0350800837        
0413265211 No Missing verification of insurance for REO properties on XXX. 11.18.19 - Client responded. See attached insurance documentation for XXX. 11.18.19 - Exception satisfied. 
0413265211 No CD XXX: Section: Loan Information; Missing Lender Entry.  11.18.19 - Client Responded. Agree-No lender information listed on page 1 of the consummation CD.11.20.19 - Client responded.  See attached PC CD and LOX 11.18.19 - Exception Remains.11.20.19 - Exception satisfied. 
0413265211 No Missing verification of insurance for REO properties on XXX. 11.18.19 - Client responded. See attached insurance documentation for units XXX. 11.18.19 - Exception satisfied. 
0872425710        
0010036216 No Final CD XXX and PCCD XXX projected payment section indicates property tax, loan disclosures section does not indicate property taxes as a description.  11.15.19 - Exception Remains.See attached PC CD 11.15.19 - Exception Satisfied.
0859691583 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0878883818        
0702876219        
0407438492 No Demand feature on final CD XXX had no selection chosen. Lender provided PCCD XXX with correction. Exception satisfied.  (No Data) (No Data)
0131972934 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0131972934 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0131972934 No Approved Lender Exception for Proof of liquidation of Stocks, Bonds, Mutual Funds, and Government Securities.  Clayton considers non-material based on compensating  factors of Significant liquid cash reserves; Demonstrated saving ability; Long term employment; and Strong residual income.  (No Data) (No Data)
0435281148 No Missing Taxes for the Land located at XXX.  10.21.19- Client responded. Documentation supporting the property taxes for land on application attached 10.21.19- Exception satisfied.
0435281148 No Missing Taxes for the Land located at XXX.  10.21.19- Client responded. Documentation supporting the property taxes for land on application attached 10.21.19- Exception satisfied.
0669908299 No Final Cd XXX Projected payments section for HOI was not selected. Provide LOX and post-consummation CD within 60 days of consummation to cure.  11.5.19 - Client responded. Disagree: This is an attached condo project and the property insurance is obtained and maintained by the homeowner's association. The H06 policy obtained by the borrower is considered elective as the blanket policy includes "walls-in" coverage. As this is not a recurring, mortgage-related obligation for the borrower, homeowner's insurance should not be included in any escrow-related field on the consummation CD. 11.5.19 - Exception satisfied.
0135306128 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0702440293        
0319402532        
0654402858        
0363735141        
0111204589        
0570729473 No CD: XXX [Last CD], Section: Other Fees, (H) Optional Designation Required is not listed for the Home Warranty product. Provide PCCD to cure.  (No Data) (No Data)
0142824618        
0197653463        
0086624949 No Missing Written List of Providers.   (No Data) (No Data)
0086624949 No LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: $7031.CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: $6982.00.  Requires LOX and PCCD. (No Data) (No Data)
0086624949 No LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $154031.CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: $XXX.  Requires LOX and PCCD. (No Data) (No Data)
0086624949 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0086624949 No Approved lender exception to waive liquidation of publicly traded stocks, bonds, mutual funds and U.S. government securities when used toward down payment and closing costs. Clayton considers non-material based on compensating factors of 789 FICO vs 700, 62.11 months in reserves, and good credit history (No Data) (No Data)
0403270653 No Per TRID 2.0 Seller CD is required on Purchase to validate any potential fees paid by seller are not borrower related. Exception satisfied.  (No Data) (No Data)
0403270653 No Seller-paid real estate Fees that should have been disclosed in Section H is not disclosed on final CD XXX.Exception satisfied by PCCD XXX (No Data) (No Data)
0403270653 No Approved lender exception for DTI > 40% on second home.  Clayton considers non-material based on compensating factors of low LTV 56.57% and residual income of $22,076.73 monthly. (No Data) (No Data)
0020858268        
0077924983        
0947506582 No Missing fully executed evidence the HELOC with XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed. 10.17.19 - Client responded, Payoff demand reflect upon receipt of funds lien will be satisfied. Loan statement reflects that the loan was not in draw period and only in repayment period attached. 10.17.19 - Exception satisfied 
0947506582 No H8 ROR used in lender to lender refinance (No Data) (No Data)
0947506582 No Missing fully executed evidence the HELOC with XXX has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed.  Clayton considers non-material based on compensating factors of DTI 28%, LTV 58.40% and residual income of $10,180.33. 10.17.19 - Client responded, Payoff demand reflect upon receipt of funds lien will be satisfied. Loan statement reflects that the loan was not in draw period and only in repayment period attached. 10.17.19 - Exception satisfied 
0109595607 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0003896058        
0901157069        
0402106884        
0753829353        
0062185231 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0962221206 No NTB Worksheet not in file  10.16.19 - Client Response - Agree. Contacting Correspondent Lender to obtain.10.17.19 - Client Responded. See attached Maryland NTB document.10.17.19 - No Doc provided.10.21.19 - Client Responded. See attached Maryland NTB document. 10.16.19 - Exception Remains.10.17.19 - Exception Remains.10.21.19 - Exception Satisfied.
0496372571 No Initial CD XXX and Final CD XXX Other Costs Section F, HOI is missing Payee. Fee removed and error corrected on PCCD XXX. Exception Satisfied. (No Data) (No Data)
0496372571 No Desk review doesn't support the appraisal of $XXX, desk review is $XXX with a -XXX% variance.  Another desk review has been ordered. 11.1.19 - A Field review was received with a reported value of $1XXX which is a variance of -XXX% less than the original appraised value of $XXX.11.6.19 - Client response. 11/5/2019 Response: The Field Review does not indicate why the origination comparables, except comparable 1, were not considered. The origination comparables are recent sales, similar in actual age, physical condition, GLA and proximity.  Regardless of minor differences that have required adjustments, the Field Review has omitted valid area data by omitting these comparables from the analysis. The comparable sales should have been analyzed, considered, and added to the reconciliation of market value. Comparable 2 is located in the same area as Field Review comparables and supports the origination value. Why did the Field Review not consider nor include comparable 2 from the origination appraisal?  Again, omission of viable market data renders the Field Review unreliable. This comparable should have been considered by the Field Review or at least a valid explanation as to why it was not considered in determining the Reviewers opinion of value. Lastly, Field Review comparables 7 and 8 are not better sales nor competitive to the subject property; they are 622 and 692 square feet smaller respectively. These homes do not have the same functional utility and likely would not appeal to the same buyer; one less bedroom and two comparables with one less bathroom would have a significant effect on value. This was not adequately addressed in the Field Review, applied adjustments are not market driven and considerably low. These sales are not substitute properties to the subject property.  From a buyers perspective, these comparables would not likely be consider, they are more than 25 % smaller in GLA and do not have comparable room counts. Field Review comparable 1 was not adjusted for bedroom or bathroom count, this is arguably the best comparable representing value. Had the Field Review applied the necessary adjustments, it would have also supported the origination appraisals final value conclusion. To say bedroom and bathroom count(s) do not matter in a family community is certainly flawed logic. The subject has been completely remodeled with high-end functional finishes that would command a higher value than indicated by either of the Field Reviews. The appraised value of $XXX is found to be well supported by the area market data.11.6.19 - Clayton has sent response to Clear Capital for review. 11.12.19- A Revised Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.1.19  Exception remains. 11.6.19 - Exception remains. 11.12.19 - Exception satisfied.  
0125833119 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0599189918        
0817892492        
0314326933 No Title fees exceed 10% tolerance.  Requires LOX, PCCD, Refund and Proof of shipping. 11.11.19 - Client Responded. Disagree. The title Fees were disclosed in block C on the Loan Estimate issued XXX and remained in Block C on the consummation CD issued XXX.  Borrower was given the option to shop and chose to shop services. 10% tolerance does not apply when borrower selects their own provider. Fees are unlimited tolerance category. This is not a testing defect so no corrective action is required. See attached service provider list.11.11.19 - Fees Allocated. No Tolerance Violation found. 11.11.19 - Exception Satisfied.
0429625001 No Initial CD XXX and Final CD XXX Other Costs Section H Home Warranty shows 'TBD' as Payee.  This condition was cured on the PCCD dated XXX. Exception satisfied.  (No Data) (No Data)
0402900661 No Application date was XXX.  Written List of Providers not provided until XXX. (No Data) (No Data)
0138408369        
0283829864        
0234810302 No Lender exception approved for VVOE dated 9/4/2019 is dated after the loan disbursement date of XXX. Clayton considers this non-material compensating factors are Borrower having significant time at current employer and the current DTI is 33.10%  below guideline requirement. (No Data) (No Data)
0527728219        
0324720556        
0989069859        
0100113411 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0785083112        
0728067872 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0728067872 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0728067872 No Initial CD Esigned XXX. No prior Econsent provided in File. 10.28.19 - Client Responded. See attached eConsent 10.28.19 - Exception Satisfied.
0728067872 No Initial LE Esigned XXX. No prior Econsent provided in File. 10.28.19 - Client Responded. See attached eConsent 10.28.19 - Exception Satisfied.
0728067872 No Provide source of deposits to XXX #XXX on 8/2/19 for $105,000 and $54,500. 10.24.19 - Client responded. Borrowers account statements from XXX 10.24.19 - Exception satisfied.
0263212665 No Approved Lender exception waving proof of liquidation of stock, bonds, mutual funds, government securities to meet the PCL requirement.   Compensating factors include:  799 FICO, 47.95% LTV/CLTV, 26.9/32.23 ratios, residual income, 1.2 million assets, all trade lines paid as agreed.   Clayton considers as non-material based upon the compensating factors. (No Data) (No Data)
0719443797 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0600668634 No Current Lender is XXX; former Lender is XXX. H8 ROR Form is required. 10.22.19- Client responded- Model Form H-9 is the correct form as refinance is with the same creditor. Original mortgage being paid off on title has lender listed as XXX. which matches the current lender. See Attached Title. 10.22.19- Exception satisfied 
0419966622 No LE XXX & Final LE XXX: NMLS section. Missing Lender NMLS entry. Loan Officer missing state entry. Corrected on CD. Exception satisfied.  (No Data) (No Data)
0419966622 No Lender approved exception for insufficient reserves, PCL.  Reserves required is $5342.58 x 12 = $64,110.96 and borrowers verified funds is $64,156.97, borrower is $656.87 short of the requirement.  Clayton deems non-material based on this is HFI refinance with benefit to borrower of rate reduction and on compensating factors:  borrower has long term employment with XXX of 16 years, the borrower has additional bonus income not being used to qualify, and there is a 401k deduction on the pay stub so there are additional assets that client did not verify. (No Data) (No Data)
0483770623        
0787688745 No CD: XXX [Last CD], Section: Other Disclosures: Missing Loan Acceptance section. Missing Signature section on pg 5. (No Data) (No Data)
0563487087        
0838328149 No Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $400 for zero percent tolerance fees related to Doc Prop and Appraisal Desk review fees. 11.15.19 - Client Responded. Disagree-See attached COC issued on XXX. Program change is valid reason for addition of Clear Capital Desk Review($150) and Investor Review Fee($250) on LE issued XXX. 11.15.19 - Exception Satisfied.
0838328149 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.  11.11.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.11.19 - Exception satisfied.
0782357006        
0126272066 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0126272066 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0954324961        
0531188809        
0732863075 No Missing GRC Estimate. Loan amount is $XXX. Dwelling coverage per HOI is $XXX and replacement cost per appraisal is $XXX. Dec page provided does not list HO-3 replacement cost endorsement.   10.29.19 -  Client responded, HOI policy and the HOI Replacement Cost estimate provided sufficient coverage verified. 10.29.19 - Exception satisfied.
0208558685        
0821628310 No H9 (increase amount of credit) ROR form used for this NON-lender to lender refinance. H8 (will result in mortgage) was the proper form. 10.21.19 - Client Responded. Disagree: Model Form H-9 is the correct form as refinance is with the same creditor. Original mortgage being paid off on title as XXX.  XXX is a division of XXX. 10.21.19 - Exception Satisfied.
0793531213 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0648405015 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0648405015 No The Closing Costs Financed value in the Calculating Cash to Close Table (Alternative Version) is disclosed as a negative number.  Requires LOX and PCCD.  (No Data) (No Data)
0649228308 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0649228308 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0844311325 No CD: XXX [Last CD], Section: Summaries of Transactions, Message: Sale Price of Property minus Loan Amount is: $XXXCD: XXX [Last CD], Section: Calculating Cash to Close, Field: Down Payment/Funds from Borrower - Final, Value: XXX Corrected on Post CD XXX. Exception satisfied.  (No Data) (No Data)
0193840779 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0193840779 No CD: XXX Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: 6707.60CD value is blank.  (No Data) (No Data)
0932609444 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0617800604        
0266121101        
0248810002 No Provide documentation to support HOA dues annually of $990 as listed on the Final CD XXX.  If subject is in a PUD will require PUD Rider, Mortgage to list PUD Rider and appraisal to state located in PUD with monthly fee.  11.1.19 - Client responded. Correspondent Client has responded that while there are HOA dues, this is not a PUD. We have asked for the appraisal to be updated and can provide that upon receipt. See attached for verification of monthly amount. 11.1.19 - Clayton confirms HOA due verified $90 monthly. Awaiting correction to appraisal.11.20.19 - Client responded. See attached addendum from the AMC.  The appraiser that completed the report has had surgery and is expected to be out for some time (see email communication).11.20.19 - Clayton has reviewed and subject is not in a PUD. HOA dues validated.  11.1.19 - Exception remains.11.20.19 - Exception satisfied. 
0248810002 No Provide documentation to support HOA dues annually of $990 as listed on the Final CD XXX.  If subject is in a PUD will require PUD Rider, Mortgage to list PUD Rider and appraisal to state located in PUD with monthly fee.  Clayton considers non-material based on compensating factors of good credit score 725 and residual income of $12,248.19. 11.1.19 - Client responded. Correspondent Client has responded that while there are HOA dues, this is not a PUD. We have asked for the appraisal to be updated and can provide that upon receipt. See attached for verification of monthly amount. 11.1.19 - Clayton confirms HOA due verified $90 monthly. Awaiting correction to appraisal.11.20.19 - Client responded. See attached addendum from the AMC. The appraiser that completed the report has had surgery and is expected to be out for some time (see email communication).11.20.19 - Clayton has reviewed and subject is not in a PUD...just has HOA dues which have been confirmed.  11.1.19 - Exception remains.11.20.19 - Exception satisfied. 
0171247299 No H8 ROR used in lender to lender refinance. (No Data) (No Data)
0333048993        
0774543169 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0935737728        
0514097762 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section C, E, and H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0912504326        
0468007075 No The loan originator name and NMLS number is missing from the Note. (No Data) (No Data)
0072902570        
0430046740        
0460985066 No Property tax listed on final CD XXX in the amount of 4611.40 was paid in advanced. Values do not equate to amount listed in loan disclosure section. Unable to determine if that amount was included in the non escrow amount of $41384.36. 11.11.19 - Client Responded. Disagree. Tax Bill in file indicates unimproved property taxes due 11/1/2019 in amount of $4611.40 and included in Block F Prepaids.  Page 4 Escrow table based on improved taxes of $38363, Hazard $1521, and HOA $1500.  Page 4 estimated property cost over 1 year is correct.   No remediation required. 11.11.19 - Exception Satisfied.
0864213100        
0685440570 No LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Total Closing Costs (J), Value: $16890CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Total Closing Costs (J) - Loan Estimate, Value: $XXX.  Amount changed with no documentation.  Requires LOX and PCCD. (No Data) (No Data)
0685440570 No LE: XXX [Last LE], Section: Calculating Cash To Close, Field: Estimated Cash to Close, Value: $271890CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Cash to Close - Loan Estimate, Value: $XXX.  Amount changed with no documentation.  Requires LOX and PCCD. (No Data) (No Data)
0709464789 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0510768500 No The final CD XXX, Demand feature box had no selection chosen in the loan disclosure section.  Requires LOX and PCCD. (No Data) (No Data)
0955529789 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0955529789 No PCCD dated XXX corrects error. Exception satisfied. (No Data) (No Data)
0955529789 No The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is $13257.00, that value does not match the last LE in file dated XXX $15082. Please provide LE that matches Final CD or PCCD correcting the Cash to Close section.  (No Data) (No Data)
0955529789 No The value for Cash to Close in the LE Column for all CD's in file is $12507 that value does not match the last LE in file dated XXX $14332. Please provide LE that matches Final CD or PCCD correcting the Cash to Close section.  (No Data) (No Data)
0955289989        
0210267752 No Disbursement dated for XXX does not provide full recession period from XXX. Saturday is not a business day for lender. Requires LOX, PCCD, New NOTRC. 11.5.19 - Client responded. Disagree:  see attached PC CD with updated disbursement data and per diem date.  Fund disbursed appropriately after rescission expiration. 11.5.19 - Exception satisfied.
0722996304        
0470797894        
0375663788 No Seller CD not in file; need in order to complete fee entry. 11.18.19 - Client responded. This lender XXX only provides a combined Closing Disclosure for the seller and buyer this was confirmed with the lender. A separate seller CD is not required nor is a signature required for the seller. 11.18.19 - Exception satisfied. 
0688991198        
0828604670 No List of homeowners counseling organizations not in file  (No Data) (No Data)
0828604670 No Written List of Providers not provided or untimely  (No Data) (No Data)
0241114850 No Affiliate Business Disclosure missing.  Provide copy of missing document.  (No Data) (No Data)
0241114850 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0241114850 No Desk review provided reflecting a value of $XXX on 10/8/19, which is a -2XXX% variance from the original appraisal value of $XXX on 8/7/19, exceeding the 10% tolerance; a field review has been ordered.  10.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0481395816 No Approved Lender exception to use IRA to fulfil PCL reserve requirements. Clayton considers non-material based on compensating factors of $295.30 in monthly savings, DTI of 19.52%, and qualifying FICO of 764 VS 700.  (No Data) (No Data)
0115677134        
0154555951 No Missing executed evidence that the XXX HELOC has been closed to future draws.  10.15.2019 - Client responded. Heloc authorization to close line of credit was submitted 10.15.2019 - Exception satisfied.
0154555951 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0154555951 No Missing executed evidence that the XXX HELOC has been closed to future draws; Clayton considers non-material based on compensating factors of 33.39% DTI, 743 qual score, 50 mo. of reserves and $13k/mo. residual income.  10.15.2019 Client responded.  Heloc Authorization to close line of credit has been submitted. 10.15.2016- Exception satisfied
0579380247        
0209687209        
0308032974 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0308032974 No Approved lender exception for waive the proof of liquidation from Stock account XXX  Clayton considers non-material based on compensating factors of high credit score 806, low DTI 31.02% and LTV of 72.41%. (No Data) (No Data)
0583021961 No H8 ROR form used on lender to lender refinance. (No Data) (No Data)
0950433117 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0802898928 No H8 ROR form used in lender to lender refinance (No Data) (No Data)
0719963369        
0299932416        
0676739682 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0441117938 No List of homeowners counseling organizations missing.  Provide copy of missing document. (No Data) (No Data)
0441117938 No CD: XXX [Last CD], Section: Closing Information: Seller complete address missing.  Provide LOX and PCCD with updated information. (No Data) (No Data)
0441117938 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0048538646        
0954590124        
0563965786        
0750798042        
0994882663 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0890085007        
0823895186        
0001382239 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0947333819        
0838578084 No Exception satisfied by corrected on Post close CD XXX. (No Data) (No Data)
0655407141 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0278124019        
0978489796 No 1. CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $1739.00Calculating Cash to Close, Field: Clayton Calculation, Value: 0.00.2. CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $1551.75; Calculating Cash to Close, Field: Clayton Calculation, Value: 0.00 (No Data) (No Data)
0970134623 No List of homeowners counseling organizations not in file. (No Data) (No Data)
0970134623 No Required Affiliate Business Disclosure missing. (No Data) (No Data)
0970134623 No Written List of Providers not provided. 11.4.19 - Client Responded. See attached Service Provider List. 11.4.19 - Exception Satisfied.
0970134623 No 0% Tolerance of $70 due to Courier Fee and Notary Fee increases. No Service Provider List or Affiliate Disclosure in file to verify all Tolerance Categories. Title Fees default to 0%. 10.22.19 - Client Responded. Agree. Missing Service Provider List (SPL). Requesting remediation.11.4.19 - Client Responded. See attached Service Provider List. 10.22.19 - Exception Remains.11.4.19 - Exception Satisfied.
0970134623 No Initial CD XXX is Esigned XXX. No prior Econsent in file. 10.22.19 - Client Responded. Agree. Missing eConsent. Requesting remediation.11.4.19 - Client Responded. See attached eConsent 10.22.19 - Exception Remains.11.4.19 - Exception Satisfied.
0054655376 No Seller CD not in file.  Provide copy of missing document. 10.23.19 - Client Responded. Per XXX, a separate seller CD was not done.  The Closing Disclosure is the combined for both borrower and seller.  See final attached. 10.23.19 - Exception Satisfied.
0476989913 No  List of homeowners counseling organizations not in file.  Provide copy of missing document.  (No Data) (No Data)
0476989913 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0476989913 No  CD: The value for Total Closing Costs in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE (No Data) (No Data)
0476989913 No The value for Total Payoffs and Payments in the LE column of the CD's Calculating Cash to Close table is different from the value disclosed on the last LE.  Requires LOX and PCCD.  (No Data) (No Data)
0167084932 No Final CD XXX The Will Not Have an Escrow Account in the CD Loan Disclosures section is selected and neither of You declined it and/or Your lender does not offer one are selected. 11.5.19 - Client responded. Disagree:  See attached PC CD 11.5.19 - Exception satisfied.
0167084932 No Seller CD not in file; need in order to complete fee entry  11.5.19 - Client responded. Agree - requesting remediation11.21.19 - Client responded. See attached documentation from title co. 11.5.19 - Exception remains. 11.21.19 - Exception satisfied. 
0910920248 No Housing List Missing from file (No Data) (No Data)
0910920248 No Affiliate List Missing from file (No Data) (No Data)
0910920248 No SPL Missing from file (No Data) (No Data)
0053043127        
0374663516 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0661145521        
0748476916        
0421542533        
0111062061        
0270479248        
0619208392        
0505750655 No 1.  Post CD: XXX, Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 0.00. Field: Clayton Calculation, Value: 6631.602. CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: 0.00 Field: Clayton Calculation, Value: 2295.54 (No Data) (No Data)
0505750655 No Approved Lender Exception to waive liquidation of assets from Borrower  XXX stock account #XXX. Borrower needed $4,341.06 in funds to close this transaction per Final CD signed at closing. Clayton considers non-material based on compensating factors of high credit score 790, 18 year employment with same company and residual income of $12,901.11 per month.   (No Data) (No Data)
0845022739        
0800863165 No CD's dated XXX do not have option checked for demand feature question.  Requires LOX and PCCD. (No Data) (No Data)
0800863165 No CD and transaction dated on XXX. Three day waiting period not met.  Final CD reflects a distribution date of XXX.  ROR reflects date of XXX. 11.5.19 - Client responded. Disagree.  ROR is in compliance.  Disbursement date on Consummation CD executed by consumers on XXX. ROR reflects midnight date of XXX. Three day waiting period was met. 11.5.19 - Exception satisfied.
0698605297 No LE XXX & final LE XXX: NMLS section missing Lender /Loan Officer NMLS state entry. Corrected on CD XXX. Exception satisfied.  (No Data) (No Data)
0698605297 No FEMA Declaration date XXX and Effective date XXX.  (No Data) (No Data)
0395608541        
0976850260        
0809829976        
0998964097 No Approved lender exception for housing history <12 months. Clayton considers non-material based on compensating factors of 44.96 months PITI vs 18 months required and DTI of 31.60% (No Data) (No Data)
0400467008        
0620235596 No CD dated XXX lender lists closing costs paid from your loan amount as $0.00.  Review calculated as $10,831.84. (No Data) (No Data)
0620235596 No Desk review provided in the file of $XXX does not support the appraised value of $XXX. Provide updated valuation to support the appraised value.  Clayton ordering desk review. 11.6.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.6.19 - Exception satisfied.
0923474783 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0923474783 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review is required, Clayton to order.  11.5.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.5.19 - Exception satisfied.
0065782230        
0438583898 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0438583898 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0109572065 No LE XXX & Final LE XXX: NMLS missing Lender State ID entry. Corrected on CD XXX. Exception satisfied.  (No Data) (No Data)
0109572065 No Missing evidence CD XXX was received 3 days prior to consummation.  10.28.19 - Client Responded. Disagree:   see attached electronic audit trail for proof of receipt 10.28.19 - Exception Satisfied.
0109572065 No CD: XXX & Final CD XXX Section: Other Costs, Message: Field: Prepaids Homeowner's Insurance Premium Total Monthly Payment, Value: $102.37CD: XXX & Final CD XXX Section: Other Costs, Message: Field: Initial Escrow  Homeowner's Insurance Total Amount Per Month, Value: $100.29 10.28.19 - Client Responded. Agree -  Per Hazard policy Total Premium is $1228.49 which covers 12 months.  $1228.49/12=$102.37 which does not align with HOI in section G. Requesting remediation11.15.19 - Client Responded. Received email from XXX stating $25 is a one-time policy fee.  See attached email. 10.28.19 - Exception Remains.11.15.19 - Exception Satisfied.
0303529083 No Estimated Costs Over Year 1, Value: $28086.90. Paid at 10 months. Corrected on Post CD XXX. Exception satisfied.  (No Data) (No Data)
0755808742 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0576323235 No Missing fully executed evidence the XXX HELOC has been closed to future draws as is required per title and payoff statement; payoff statement does not close HELOC. 10.18.19- Client responded. Final Cd provided showing payoff and final title policy provided reflecting no secondary financing  10.18.19- Exception satisfied 
0576323235 No Missing fully executed evidence the XXX HELOC has been closed to future draws as is required per title and payoff statement; payoff statement does not close HELOC.  Clayton considers non-material due to compensating factors of 22.26% DTI, 791 qual score, 53 mo. reserves and $15k/mo. residual income.   10.18.19- Client responded. Final Cd provided showing payoff and final title policy provided reflecting no secondary financing  10.18.19- Exception satisfied 
0574923883 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.  10.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0737313305        
0539303757        
0204193352 No The  homeowners counseling organizations list is not in the file.  (No Data) (No Data)
0204193352 No CD: XXX, Section: Summaries of Transactions, Field: L. Paid Already by or on Behalf of Borrower at Closing - Total, Value: $XXX does not match - Total Calculated, Value: $XXX. (No Data) (No Data)
0204193352 No CD: XXX, Section: Summaries of Transactions, Message: Adjustments and Other Credits Calculation is -$89,200.18 which does not match disclosed value of -$211,095.46. (No Data) (No Data)
0204193352 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0204193352 No LE XXX was electronically signed; unable to verify if prior e-consent was provided as electronic audit trail is illegible. 10.22.19 - Client Responded. Agree:  Missing eConsent for LE eSigned on XXX. Requesting remediation.11.4.19 - Client Responded. See attached eConsent 10.22.19 - Exception Remains.11.4.19 - Exception Satisfied.
0204193352 No Required reserves of 12 months PITI or $66,313.44.  Actual reserves 2.14 months or $11,830.30.  Lender used XXX savings account with $176,111, this document in file is dated XXX and not acceptable.  Insufficient reserves verified. 10.28.19 - Client responded.  Asset documentation with sufficient reserves attached. 10.28.19 - Exception satisfied.
0923873749 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0851253563        
0578679899 No Final Cd XXX in Escrow Account does not have a selection on why loan does not have escrow. Provide  LOX and post-consummation CD within 60 days of consummation.  10.30.19 - Client responded. Agree:  escrow election is incomplete. 'You declined it' and 'your lender does not offer one' are not checked. Requesting remediation.11.5.19 - Client responded. See attached PC CD and LOX. 10.30.19 - Exception remains. 11.5.19 - Exception satisfied. 
0578679899 No Approved lender exception for insufficient liquid reserves:  Required reserves $70,671.24 with required liquid reserves $35,335.62.  Borrowers have $14,205.33 or short liquid reserves of $21,130.29.  Clayton considers non-material due to compensating factors of low LTV 59.60%, overall reserves of $560,512 and residual income of $17,827.13 monthly. (No Data) (No Data)
0658019909 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form. Regulation Z has language allowing the use of a substantially similar notice. Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument. The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0658019909 No Desk review provided reflecting value of $XXX on 10/11/19 results in a XXX% variance from the original appraisal value of $XXX on 8/8/19, exceeding the 10% tolerance; a field review has been ordered.  10.30.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  10.30.19 - Exception satisfied.
0886455184 No H8 ROR form used in lender to lender refinance (No Data) (No Data)
0886455184 No Preliminary title commitment lists prior lien XXX to XXX in amount of $XXX0.  XXX listed prior lien XXX $XXX in different owner name for property at XXX.  Prior Note provided XXX in amount of $XXX on Unit XXX.  Borrower purchased property XXX.  Payoff on subject property $XXX.  Provide verification for correct title commitment and lien holder for subject loan transaction. 10.23.19 - Client responded. The LoanSafe report is not returning the correct info for unit #XXX and is returning mixed information for unit XXX, which is not the subject property. XXX purchased the prior loan which had a note date of XXX and was for $XXX and is attached. The payoff and title report is for the subject property, unit #XXX.  Attached was Note and endorsement allonge.10.23.19 - Clayton reviewed, preliminary title dated XXX for unit #XXX but listed on Schedule B Part I the prior mortgage was dated XXX for XXX for $XXX.  The preliminary title does not show the correct prior lien information.10.28.19 - Client responded.  Provided the County Recorder records confirming prior mortgage recorded XXX for $XXX.  10.23.19 - Exception remains.10.28.19 - Exception satisfied.
0377459122 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0639044091 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this  (No Data) (No Data)
0650920831        
0913093993 No CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Closing Costs Financed - Final, Value: $0.00CD: XXX [Last CD], Section: Calculating Cash to Close, Field: Clayton Calculation, Value: $28264.26. (No Data) (No Data)
0570172768        
0876609816 No Email to XXX /22 @ 7:56am 11.6.19 - Client Responded. Disagree.  Amount Financed is accurate. TPR calculations not provided for comparison. See attached calculation sheet.11.5.19 - Verified Data Entry Correction in Loan Calculations Section. 11.6.19 - Exception Satisfied.
0876609816 No Missing page 4 of XXX stmt ending in #XXX dated 6/10 and pages 4-6 of stmt dated 5/8. Assets were used to qualify.  11.6.19 - Client responded.  XXX #XXX statements 6/10/19 & 5/8/19 all pages required were provided. 11.6.19 - Exception satisfied.
0925424344 No Missing verification of Taxes, HOI, and HOA (if applicable) for REO properties on XXX and XXX or mortgage statement showing escrows are included  11.5.19 - Client responded.  Verification of Taxes, HOI, and HOA (if applicable) for REO properties on XXX and XXX mortgage statement showing escrows attached. 11.5.19 - Exception satisfied.
0925424344 No Written List of Providers not provided  (No Data) (No Data)
0925424344 No Seller CD not in file.  Provide copy of missing document. 11.5.19 - Client responded. See attached final combined settlement statement showing both borrower and seller figures. 11.5.19 - Exception satisfied.
0925424344 No Missing verification of assets used to qualify with XXX-#XXX for $214,438, XXX-#XXX for $1101.24, and XXX Brokerage account in the amount of $397,485 11.5.19 - Client responded. Asset documentation with XXX-#XXX for $214,438, XXX-#XXX for $1101.24, and XXX Brokerage account in the amount of $397,485 attached. 11.5.19 - Exception satisfied.
0925424344 No Missing verification of Taxes, HOI, and HOA (if applicable) for REO properties on XXX and XXX or mortgage statement showing escrows are included  11.5.19 - Client responded.  Verification of Taxes, HOI, and HOA (if applicable) for REO properties on XXX and XXX or mortgage statement showing escrows attached. 11.5.19 - Exception satisfied.
0258032250        
0218385397 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0506254267 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0506254267 No Initial/final CD issued on XXX.  CD should have been issued within 3 days of closing.   11.6.19 - Client Responded. Disagree.  Initial CD e-signed XXX. 11.6.19 - Exception Satisfied.
0506254267 No A Desk review was received with a reported value of $XXX which is a variance of -XXX% less than the original appraised value of $XXX. A field review has been ordered.  11.21.19- A Field Review was received with a reported value of $XXX which supports the original appraised value of $XXX.  11.21.19 - Exception satisfied.
0530157094        
0521165275 No Final CD XXX Other Costs section, Field E: Mortgage/Deed portion of recording fees are required to be itemized. 10.28.19 - After further review. Not Required. 10.28.19 - Exception Satisfied.
0521165275 No Final CD XXX The Will Not Have an Escrow Account in the CD Loan Disclosures section neither of You declined it and/or Your lender does not offer one are selected . 10.28.19 - Client Responded. See attached PCCD 10.28.19 - Exception Satisfied.
0521165275 No Final CD XXX The Partial Payments section of the Loan Disclosures section has an improper combination of selections. It states may hold payments in a separate account and does not accept any partial payments. 10.28.19 - Client Responded. See attached PCCD 10.28.19 - Exception Satisfied.
0521165275 No Gift funds of $11,000 were required to meet funds to close.  Verification borrower received gift funds was not provided. 10.24.19 - Client responded.  Gift letter and verification wire to escrow agent attached. 10.24.19 - Exception satisfied.
0979966414        
0683553828 No 1. Missing fully executed evidence the XXX HELOC has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed. 2. Missing verification of PITI for REO property on XXX. Lease in file but no proof of PITI.  11.5.19 - Client responded.  Credit supplement provided XXX closed.  11.5.19 - Client responded. The property on XXX is a commercial property and would not be listed on the borrowers 1003.  11.5.19 -  Exception satisfied. 
0683553828 No The Loan Costs 3575 as stated in the PCCD XXX Costs at Closing section does not match the Total Loan Costs as stated in the CD Loan Costs section 3550. (No Data) (No Data)
0683553828 No The Cash to Close as stated in the PCCD Costs at Closing section does not match the Cash to Close as stated in the CD Calculating Cash to Close section.     (No Data) (No Data)
0683553828 No The Lender Credits as stated in the PCCD Costs at Closing section does not match the Lender Credits as stated in the CD Other Costs section. (No Data) (No Data)
0683553828 No Missing verification of PITI for REO property on XXX.  Clayton considers non-material based on compensating factors of reserves in the amount of $158,876.39 and low DTI of 31.40%. 11.5.19 - Client responded. The property on XXX is a commercial property and would not be listed on the borrowers 1003.  11.5.19 -  Exception satisfied. .
0683553828 No Missing fully executed evidence the XXX HELOC has been closed to future draws as required; all payoff statements and authorizations to close in file have not been executed.  Clayton considers non-material based on compensating factors of reserves in the amount of $158,876.39 and low DTI of 31.40%. 11.5.19 - Client responded.  Credit supplement provided showing XXX closed.   11.5.19 -  Exception satisfied. 
0233178340        
0877138300 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0877138300 No Realtor Commissions reflected on Seller CD but not in section H of Borrower Final CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0058775269        
0652992493 No Lender did not list credit of $5.00  lender credit in the calc cash to close table which is causing the difference. (No Data) (No Data)
0652992493 No A five dollar difference was found between the Costs at Closing section and the Cash to Close section.  Requires LOX and PCCD. (No Data) (No Data)
0652992493 No Lender omitted $5 credit causing difference.  Requires LOX and PCCD. (No Data) (No Data)
0694557846        
0102590144        
0462872105        
0263471795        
0958937936        
0247206818 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0247206818 No Seller fees listed on Seller CD but not Borrower final CD. As the fees are at least reflected there is no material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions.  Exception satisfied. Final Grade A. (No Data) (No Data)
0344126057 No Regulation Z designates the H9 rescission form as the form designed for same lender refinance transactions; for this loan the lender is using the H8 form.  Regulation Z has language allowing the use of a substantially similar notice.  Claytons view has been that an H8 protects the lender and assignee to at least the same extent as an H9, but Clayton recognized that one could think that the mere existence of the H9 takes away the substantially similar notice argument.  The majority of U.S. Circuit Courts that have opined on the issue have upheld the use of an H8 in a same-lender refinance; therefore, Clayton grades the use of an H8 form in a same-lender refinance as a level 2/B- Non Material exception in those Circuits that have not decided on this issue. (No Data) (No Data)
0344126057 No The Written List of Providers is missing from the file. (No Data) (No Data)
0708367514        
0211658683 No Satisfied: The seller CD disclosed seller paid fees in Other Costs Section H that were not disclosed on the borrower's final CD. Fees can be sourced to seller CD. As fees are at least shown this is not a material issue. This exception is informational per Clayton Compliance department and TRID 2.0 revisions. Exception satisfied. Final Grade A. (No Data) (No Data)
0326915946        

 

Alt Loan Number TRID Error Type Cure Method Compensating Factors
0006517460     CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned and resided in primary residence for 6.07 years; Pending Sale after subject closing.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage history is 0x30x84; guidelines require 0x30x24.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Fico score is 786; guidelines require 680.
0341767454 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has $523,693.24 or 95.91 months PITI reserves. Guidelines require 12 months.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  784 credit score; minimum required is 720.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 15 years in the same profession.
0341767454 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has $523,693.24 or 95.91 months PITI reserves. Guidelines require 12 months.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  784 credit score; minimum required is 720.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 15 years in the same profession.
0202316746 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying score of 812, exceeds the minimum required score of 680 by 132 points.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.30%; max allowed 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.89%, max allowed under this NC program is 80%.
0202316746 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying score of 812, exceeds the minimum required score of 680 by 132 points.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.30%; max allowed 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.89%, max allowed under this NC program is 80%.
0202316746 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying score of 812, exceeds the minimum required score of 680 by 132 points.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.30%; max allowed 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.89%, max allowed under this NC program is 80%.
0202316746 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying score of 812, exceeds the minimum required score of 680 by 132 points.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.30%; max allowed 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.89%, max allowed under this NC program is 80%.
0383846676     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's fico score 775 exceeds guidelines requirements of 680.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has lived at primary residence for over 9 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  The loan closed with an DTI of 24.08% and the max LTV was 43%.
0040345397 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid score of  701 exceeded the guideline requirement of 680 by 21 points.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV of 62.50% is under the guideline requirement of  80% by 17.50%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has no late payments  on their credit report in the last 36 months.
0040345397 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid score of  701 exceeded the guideline requirement of 680 by 21 points.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV of 62.50% is under the guideline requirement of  80% by 17.50%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has no late payments  on their credit report in the last 36 months.
0116767244 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Median score of 719 is 39 points above the required score of 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 37.38% is 5.62% less than the maximum DTI of 43%.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Mortgage paid as agreed for 45 months with 0x30.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Has owned the subject property for over 29 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 60.61% is 19.09% less than the maximum allowable LTV of 80%
0358838319 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 72.33%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 23.16%; guidelines allow a maximum DTI 43.00%.
0150253066     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  12.77 DTI Below the guidelines requirements 35%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  775 credit score exceeds the guideline requirements of 720
0674568374 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  35.53; Max DTI for the product is 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Both borrowers over  8 years at the same job;
0266729783 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.25% / MAX 45%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit Score 774 / Min Required Credit Score 680
0147367951 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV is 66.67%.  Maximum allowed LTV is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI is 19.79/26.93 and below the 36/45 requirement.
0139596402 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 779, minimum required is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $106,764.79.  Reserves required $3767.53 x 12 = $45,210.36
0472589055 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 814; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 36.38%; guidelines allow a maximum DTI 45.00%.
0472589055 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 814; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 36.38%; guidelines allow a maximum DTI 45.00%.
0472589055 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 814; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 36.38%; guidelines allow a maximum DTI 45.00%.
0472589055 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 814; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 36.38%; guidelines allow a maximum DTI 45.00%.
0472589055 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 814; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 36.38%; guidelines allow a maximum DTI 45.00%.
0472589055 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 814; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 36.38%; guidelines allow a maximum DTI 45.00%.
0481798625     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $497,138.59 or 52.61 months PITIA,guidelines require 12 months PITIA .

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Credit report reflects 28 months positive mortgage payment history on second home.
0456647549 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  32.14 % DTI below guidelines 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guidelines max requirement of 80%
0456647549 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  32.14 % DTI below guidelines 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guidelines max requirement of 80%
0845270927 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.27%, max allowed per G/L is 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 10 years
0992638343     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is  43%; Borrowers DTI is  27.13

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Minimum credit score required is 680; Borrower credit score is 782;
0429588755     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV is 76.14.  Maximum LTV is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 40.58%, max per guidelines is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 12 years on job and is currently an XXX.
0333527850 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 16.92% below lender maximum  DTI  43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Required Reserves $5678.94 X 12 = $68,147.28/month  and Post Closing Reserves are $548,453.47
0333527850 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 16.92% below lender maximum  DTI  43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Required Reserves $5678.94 X 12 = $68,147.28/month  and Post Closing Reserves are $548,453.47
0205523287 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  792 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.50%, max per guidelines is 43%.
0272610749     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 6.70 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current Employer for 15.04 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.93%; guideline maximum is 43%.
0801703406     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.28%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 59.49%. Max LTV for this program is 80.00%.
0664130661 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  760 credit score exceeds the guidelines 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  57.06% LTV below guideline requirement of 80%
0664130661 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  760 credit score exceeds the guidelines 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  57.06% LTV below guideline requirement of 80%
0581487575     CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have a credit history dating back to 1997 with no derogatory accounts or late payments.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years.  Co-Borrower has been in the same profession for 7 years.
0724566263 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 17.72%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 77.59%. Max LTV 80.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,356,250.12.   Reserves required $4,067.98 x 12 = $48,815.76
0297259559 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $768,842.51 or 115.89 months PITIA, guidelines require 12 months PITIA .

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 8 years
0075030315 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been at current job for the past 15+ years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 30 years.
0045205025     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $200,207.06.  Reserves required $7,087.78 x 12 = $85,053.36

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28%. Max DTI for this program is 43%.
0505896842     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.35%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 76.18%. Max LTV for this program is 80.00%.
0261504484 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.01%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 63.98%. Max LTV for this program is 80.00%.
0261504484 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.01%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 63.98%. Max LTV for this program is 80.00%.
0950960328 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in profession as a XXX for the past 11 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720.
0950960328 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in profession as a XXX for the past 11 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720.
0950960328 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in profession as a XXX for the past 11 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720.
0387334025 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  22.09%; Max DTI for the product is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 is 14.44 years at the job; Borrower 2 is 23.22 years at the job;
0387334025 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  22.09%; Max DTI for the product is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 is 14.44 years at the job; Borrower 2 is 23.22 years at the job;
0387334025 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  22.09%; Max DTI for the product is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 is 14.44 years at the job; Borrower 2 is 23.22 years at the job;
0387334025 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  22.09%; Max DTI for the product is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 is 14.44 years at the job; Borrower 2 is 23.22 years at the job;
0571077777     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 8 years; reflecting stability.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer over 7 years; reflecting stability.
0008671125 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $126,024.83  or 31.83 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.83%, max per guidelines is 43%.
0471534994 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $95,212.66.  Reserves required $67,377.96 (12 x $5614.83).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.61%.  Maximum DTI per guidelines is 43%.
0364913435     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is  43%   Borrower DTI is  34.17%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative credit score is 787; Min credit score required is  680
0382971828     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  740 credit score exceed the guideline required score of 680

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on current job for 14.95 years
0173258455 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is  40%; Borrower DTI is  38.11%

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  No mortgage late payments  in last 24 months;
0173258455 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is  40%; Borrower DTI is  38.11%

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  No mortgage late payments  in last 24 months;
0618824991 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $173,245.43.  Reserves required $4932.94 x 12 = $59,195.28

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.25%, max allowed per G/L is 43%
0105176753 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $116,977.01.  Per program guidelines, 12mo PITI/PL  required or $49,838.88.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 746; Minimum for program is 720
0105176753 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $116,977.01.  Per program guidelines, 12mo PITI/PL  required or $49,838.88.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 746; Minimum for program is 720
0105176753 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $116,977.01.  Per program guidelines, 12mo PITI/PL  required or $49,838.88.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 746; Minimum for program is 720
0178130835 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  69 months of reserves verified.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  Borrower is a 1st Time Homebuyer with over 3 year rental history; 0x30.
0178130835 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  69 months of reserves verified.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  Borrower is a 1st Time Homebuyer with over 3 year rental history; 0x30.
0405695243 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines

CFCFS3824: Borrower contributed an additional down payment
- Clayton Comments:  Borrower contributed an additional down payment

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV below guideline requirements
0405695243 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines

CFCFS3824: Borrower contributed an additional down payment
- Clayton Comments:  Borrower contributed an additional down payment

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV below guideline requirements
0156325952     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 30 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 44.12%; guideline maximum is 80%.
0693876395     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 27.5 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 27 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 60% is 20% less than 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  779 qualifying score. Min required per guidelines is 680.
0539559419 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.77%; max allowable is 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the XXX for 11 years.
0539559419 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.77%; max allowable is 43%

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the XXX for 11 years.
0619372342 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Good credit history

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Postive mortgage payment history
0056426686     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 66.67%; max allowed per guidelines is 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 680.
0853473788     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  789 credit score exceeds guidelines required score of  720 by 69 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  27 months verified reserves exceeds guideline requirements of 12 month reserves
0264613981 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in the same profession for 5.62 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines of 720; Borrowers credit score is 756.
0264613981 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in the same profession for 5.62 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines of 720; Borrowers credit score is 756.
0264613981 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in the same profession for 5.62 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines of 720; Borrowers credit score is 756.
0264613981 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in the same profession for 5.62 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines of 720; Borrowers credit score is 756.
0264613981 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in the same profession for 5.62 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score exceeds guidelines of 720; Borrowers credit score is 756.
0012755871 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower Credit Score 801; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI 28.17%; guidelines allow a maximum DTI 43.00%.
0012755871 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower Credit Score 801; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI 28.17%; guidelines allow a maximum DTI 43.00%.
0959037065 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 59%; max allowed per guidelines is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35%, max per guidelines is 43%.
0959037065 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 59%; max allowed per guidelines is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35%, max per guidelines is 43%.
0899950095 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $105,624.02 or 22.08 months PITI, guidelines requires 12 months.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.46% below guideline requirement of 43% by 19.54%
0978704359     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $90,103.44.  Per program guidelines, 12mo PITI/PL  required or $62,838.84.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809; Minimum for program is 680.
0165643183 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.63% is below the maximum of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  34.38%/34.68%/61.86% LTV/CLTV/HCLTV is below maximum of 80/80/80
0165643183 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.63% is below the maximum of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  34.38%/34.68%/61.86% LTV/CLTV/HCLTV is below maximum of 80/80/80
0234425350 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,343,545.09  or 279.63 months PITIA, guidelines requires 12 months reserves. ;
0234425350 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,343,545.09  or 279.63 months PITIA, guidelines requires 12 months reserves. ;
0234425350 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,343,545.09  or 279.63 months PITIA, guidelines requires 12 months reserves. ;
0234425350 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,343,545.09  or 279.63 months PITIA, guidelines requires 12 months reserves. ;
0290865967 Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.41%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 5.36 years.
0290865967 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.41%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 5.36 years.
0290865967 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.41%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 5.36 years.
0007757332 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $215,335.41.  Reserves required per AUS $0

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years
0543356680 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $451,932.79 or 38.92 months PITI,guidelines requires 12 months reserves.

CFCFS2854: Significant time in profession
- Clayton Comments:  The borrower has been employed for over 15 years.
0665780893     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have verified post-closing reserves of $224,209.79 ; per guidelines, 12 months PITI(A) is required or $72,734.64

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  781  qualifying score. Min required per guidelines is 700
0573827905 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.80%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $112,732.98   or 18.64 months PITIA, guidelines requires 12 months reserves.
0573827905 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.80%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $112,732.98   or 18.64 months PITIA, guidelines requires 12 months reserves.
0151358458 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,350.70.  Reserves required $3837.38 x 12 = $46,048.56

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.57%, max allowed per G/L is 43%
0151358458 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,350.70.  Reserves required $3837.38 x 12 = $46,048.56

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.57%, max allowed per G/L is 43%
0151358458 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,350.70.  Reserves required $3837.38 x 12 = $46,048.56

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.57%, max allowed per G/L is 43%
0953099672     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 17 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  779 qualifying score. Min required per guidelines is 680.
0959224335 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 9 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median score is 719; guideline min 680.
0959224335 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 9 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median score is 719; guideline min 680.
0959224335 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 9 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median score is 719; guideline min 680.
0959224335 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 9 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median score is 719; guideline min 680.
0176262832 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have occupied the subject property for 7 years

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been on the same profession for 10 years
0476891574 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $791,131.37 in total assets documented.  Effective amount is $703,564.35, with liquid assets of $527,130.44.  Post close reserves are $236,543.59.  Reserves required $9,452.67 x 12 = $113,432.04.
0476891574 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $791,131.37 in total assets documented.  Effective amount is $703,564.35, with liquid assets of $527,130.44.  Post close reserves are $236,543.59.  Reserves required $9,452.67 x 12 = $113,432.04.
0476891574 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $791,131.37 in total assets documented.  Effective amount is $703,564.35, with liquid assets of $527,130.44.  Post close reserves are $236,543.59.  Reserves required $9,452.67 x 12 = $113,432.04.
0221313800 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 10 years.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  The borrowers do not have any major mortgage related occurrences during the past two years.
0221313800 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 10 years.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  The borrowers do not have any major mortgage related occurrences during the past two years.
0431796750 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has 47 years at current residence.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $414,162.28. Reserves required $4,040.85 x 12 months PITI = $48,490.20 required reserves.
0431796750 Not Required Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has 47 years at current residence.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $414,162.28. Reserves required $4,040.85 x 12 months PITI = $48,490.20 required reserves.
0691394054 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score is  784; Min credit score required is 680;

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower is over 20 years self employed in XXX
0071262477 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 9 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  84 months reserves exceeds guideline requirements of 12 months
0071262477 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 9 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  84 months reserves exceeds guideline requirements of 12 months
0110350222     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.18%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $87,624.67 or 21.97 months, guidelines require 12 months PITIA .
0739035660     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $296,752.61. Reserves required $3,717.27 x 12 = $44,607.24.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer over 6 years.
0797533971     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 39.79%. Max DTI for this program is 43.00%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 and B2 Bonus and Other income not used to qualify.
0454117574     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  790 credit score exceed guidelines score of 680 by 110 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  52.98% LTV below the guideline requirement of 80%
0523631811 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  775 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.37% / MAX LTV 80%
0162078344 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years.
0162078344 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10 years.
0738751529     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $288,189.07 or 89.86 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 16.10% below guideline requirement of 43% by 26.9%
0287394405     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $376,207.28 /Reserves required $75,098.28

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Min Fico 680 / Fico 786
0059959522 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 11 years; reflecting stability.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer over 11 years; reflecting stability.
0469795303 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0469795303 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for over 9 years.
0722881352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score is 799 which is 72 points over the required minimum

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.24% is below the maximum allowed of 43%
0722881352 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score is 799 which is 72 points over the required minimum

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.24% is below the maximum allowed of 43%
0722881352 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score is 799 which is 72 points over the required minimum

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.24% is below the maximum allowed of 43%
0722881352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score is 799 which is 72 points over the required minimum

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.24% is below the maximum allowed of 43%
0722881352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score is 799 which is 72 points over the required minimum

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.24% is below the maximum allowed of 43%
0722881352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score is 799 which is 72 points over the required minimum

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.24% is below the maximum allowed of 43%
0447948689     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  798 Credit score exceed the guidelines requirement of 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $365,251.08 or 73.08 months, guidelines require 12 months PITIA .
0240773943 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 14 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.00%. Max DTI for this program is 43.00%.
0240773943 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 14 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.00%. Max DTI for this program is 43.00%.
0240773943 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 14 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.00%. Max DTI for this program is 43.00%.
0240773943 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 14 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.00%. Max DTI for this program is 43.00%.
0994282546 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Guidelines require a maximum DTI of 43% for a loan amount <$2mm <80% LTV.  The final DTI is 19.60% which is 23.40% points below the maximum DTI.

CFCFS2854: Significant time in profession
- Clayton Comments:  Guidelines require minimum twelve months' PITI reserves for loan amount <$3mm <80% LTV of $6,586.44 *12= $79,037.58. Verified post-closing reserves are $254,790.68 which are $175,753.40 above the required reserve amount.
0450111789 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0450111789 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0450111789 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0450111789 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0450111789 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0450111789 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0450111789 Not Required Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $189,975.41 or 27.56 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  B1/B2 have significant time of 20 years each in professions
0738751998 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.91%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 50.36%. Max LTV for this program is 80.00%.
0738751998 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.91%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 50.36%. Max LTV for this program is 80.00%.
0738751998 Not Required Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.91%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 50.36%. Max LTV for this program is 80.00%.
0801911478 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been employed with the current employer for 23 years. Co-Borrower has been employed with the current employer for 22 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post reserves are in the amount of $202,381.85.
0445889277     CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post Close reserves $530,498.84.  Reserves required:  $74,857.92 (12 x $6238.16 ).
0534901397 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 774 and minimum required is 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has worked in the same profession for 16 years.
0649491557 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 47.69%. Max LTV for this program is 70%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 21.58%. Max DTI for this program is 43.00%.
0856597958 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $83,661.58 or 19.41 months PITIA. Guidelines require 12 months PITIA.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.68% below guideline requirement of 43% by 20.32%.
0971405771 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  744 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 57.34%; max allowed per guidelines is 80%.
0971405771 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  744 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 57.34%; max allowed per guidelines is 80%.
0971405771 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  744 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 57.34%; max allowed per guidelines is 80%.
0818656327 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.68%, max allowed per G/L is 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying fico is 797
0033094432     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $152,935.83 or 18.89 months PITIA, Guidelines require 12 months PITIA.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower employed in same profession 15 years
0966537496 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.04%, max per guidelines is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on the same job for the past 14.7 years. Co borrower has been on the same job for the past 11.4 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $3471,126.69.  Reserves required ($3,849.84x12 =$46,198.08).

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have an overall good credit history. No derogatory credit. No public record findings.
0109097096 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Primary Wage Earner FICO of 759 exceed guideline requirements of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 73.09%, max allowed per G/L is 80%
0109097096 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Primary Wage Earner FICO of 759 exceed guideline requirements of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 73.09%, max allowed per G/L is 80%
0109097096 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Primary Wage Earner FICO of 759 exceed guideline requirements of 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 73.09%, max allowed per G/L is 80%
0439323181     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $532,020.62.  Reserves required $5485.03 x 12 = $65,820.36;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrowers are at  30.5%
0547233818 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.84%, max per guidelines is 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 680
0277342139     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  773 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 74.19%; max allowed per guidelines is 80%.
0785944687 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Max LTV is 80%; Borrower LTV is 52.98%;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrowers DTI is 34.17%;
0529974161 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $258,919.17 or 57.42 months, guidelines require 12 months PITIA .

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed by XXX for 11 years and 4 months
0529974161 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $258,919.17 or 57.42 months, guidelines require 12 months PITIA .

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed by XXX for 11 years and 4 months
0818534913 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 27.32% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $288,829.72 or 67.15 months PITIA, guidelines requires 12 months reserves.
0396044267     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.44%. Max DTI for this program is 43.00%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.
0393007995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  774 credit score exceeds guidelines min required score of 680 by 94 Points

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been on current job for 5 years
0393007995 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  774 credit score exceeds guidelines min required score of 680 by 94 Points

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been on current job for 5 years
0393007995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  774 credit score exceeds guidelines min required score of 680 by 94 Points

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been on current job for 5 years
0651488070 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.58%; guideline maximum is 43%.
0651488070 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.58%; guideline maximum is 43%.
0651488070 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.58%; guideline maximum is 43%.
0681505090     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 802

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.99%/ Max DTI 45%
0884161558 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 20.85 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 789 exceeds guidelines.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.83% is 20.17% less than 43%
0866094565 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on the same job for the past 9.8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 64.29%,max per guidelines is 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 38.48% max per guidelines is 43%
0759442403 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed at XXX for 21 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's credit score is 753.
0210315793 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $164,989.05  or 36.69 months PITIA, guidelines requires 12 months reserves.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  750 qualifying score. Min required per guidelines is 680.
0210315793 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $164,989.05  or 36.69 months PITIA, guidelines requires 12 months reserves.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  750 qualifying score. Min required per guidelines is 680.
0176895631 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 7.33 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $112,301.99.  Reserves required $46,620.84 (12 x $3885.07).

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Minimum credit score required is 680.  Representative score is 783.
0482991055 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $218,353.78.  Reserves required $5354.94 x 12 = $64,259.28

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 797
0482991055 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $218,353.78.  Reserves required $5354.94 x 12 = $64,259.28

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 797
0482991055 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $218,353.78.  Reserves required $5354.94 x 12 = $64,259.28

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 797
0482991055 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $218,353.78.  Reserves required $5354.94 x 12 = $64,259.28

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 797
0992186908 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid-score of 797 exceeds guideline min. requirement of 680 by 117 points.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $99,069.54 or 28 months PITIA, guidelines required 18 months PITIA.
0864742651 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  793 credit score exceeds 680 guidelines 113 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  54.55 LTV below the guidelines requirement of 80%
0864742651 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  793 credit score exceeds 680 guidelines 113 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  54.55 LTV below the guidelines requirement of 80%
0374819111 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 66.67% is 13.33% less than 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  815 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.84%, max per guidelines is 43%.
0254712207 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer from 17.33.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer from 6.22.
0740709871     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 786, minimum required is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $118,615.78 or 37.20 months.  Reserves required $3188.58 x 12 = $38,262.96
0165358241 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.88%; guideline maximum is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $643,198.20 or 85.91 months PITIA, guidelines requires 12 months reserves
0570706188 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 21.36%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $560,836.59 or 68.47 months PITIA, guidelines requires 12 months reserves.
0855795086 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified Post close reserves $208,750.18  or 46.99 months PITIA, guidelines required 12 months PITIA.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 qualifying score. Min required per guidelines is 680.
0901186077     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $150,099.55 or 19.59 months PITIA, guidelines requires 12 months

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 qualifying score. Min required per guidelines is 680.
0484162893 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 814 and minimum required is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $539,219.36 in total assets documented.  Effective amount of $539,219.36, with liquid assets of $344,002.89.  Post close reserves are $289,339.38, 99.13 months; reserves required is $2,918.93 x 12 = $35,027.16.
0484162893 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 814 and minimum required is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $539,219.36 in total assets documented.  Effective amount of $539,219.36, with liquid assets of $344,002.89.  Post close reserves are $289,339.38, 99.13 months; reserves required is $2,918.93 x 12 = $35,027.16.
0484162893 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 814 and minimum required is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $539,219.36 in total assets documented.  Effective amount of $539,219.36, with liquid assets of $344,002.89.  Post close reserves are $289,339.38, 99.13 months; reserves required is $2,918.93 x 12 = $35,027.16.
0881230204 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 20.61%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV  75.00%. Max LTV for this program is 80.00%.
0111716305 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,753,542.42.  Reserves required $6116.04 x 12 = $73,392.48

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 11 years
0180198359 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on the same job for the past 4 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been on the same job for the past 3 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history, currently 0 x 30 on all opened trade lines.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 680.
0548292610 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 14 years; reflecting stability.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.54; guideline max is 43%.
0758588660     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 758; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 37.62%; guidelines allow a maximum DTI 43.00%.
0093685072     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  21.53 % DTI below guideline requirements of 45%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  801 credit score exceeds guidelines requirement of 680 by 121 points
0561741347 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.12%, max per guidelines is 43%.
0561741347 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.12%, max per guidelines is 43%.
0561741347 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.12%, max per guidelines is 43%.
0561741347 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.12%, max per guidelines is 43%.
0561741347 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 742; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.12%, max per guidelines is 43%.
0805997312 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,457.61.  Reserves required per AUS $18,801.45

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been XXX for 16 years and B2 for 28 years
0805997312 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,457.61.  Reserves required per AUS $18,801.45

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been XXX for 16 years and B2 for 28 years
0805997312 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,457.61.  Reserves required per AUS $18,801.45

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been XXX for 16 years and B2 for 28 years
0805997312 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $78,457.61.  Reserves required per AUS $18,801.45

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been XXX for 16 years and B2 for 28 years
0065689804 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.23%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 62.96%. Max LTV for this program is 80.00%.
0065689804 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.23%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 62.96%. Max LTV for this program is 80.00%.
0534929270     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.62%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 6 years.Co-Borrower has been in the same profession for 6 years.
0761807473 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 2 over  19 years at the job

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrowers DTI is  25.25%
0434548455     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 40.50%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 786. Minimum credit score for this program is 680.
0313767379 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 33.28% lower than guidelines maximum of 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $141,864.28 or 20.53 months PITIA, guidelines requires 12 months reserves.
0113487582     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 12 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been with same employer for 9.8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  779 qualifying score. Min required per guidelines is 680.
0146420773 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 34.34%; max allowed per guidelines is 70%.

CFCFS2860: Good credit history
- Clayton Comments:  787 qualifying score. Min required per guidelines is 720.
0146420773 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 34.34%; max allowed per guidelines is 70%.

CFCFS2860: Good credit history
- Clayton Comments:  787 qualifying score. Min required per guidelines is 720.
0146420773 Hybrid Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 34.34%; max allowed per guidelines is 70%.

CFCFS2860: Good credit history
- Clayton Comments:  787 qualifying score. Min required per guidelines is 720.
0146420773 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 34.34%; max allowed per guidelines is 70%.

CFCFS2860: Good credit history
- Clayton Comments:  787 qualifying score. Min required per guidelines is 720.
0146420773 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 34.34%; max allowed per guidelines is 70%.

CFCFS2860: Good credit history
- Clayton Comments:  787 qualifying score. Min required per guidelines is 720.
0416039270 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.32%, max per guidelines is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified Post close reserves $494,080.57  or 133.47 months PITIA, guidelines required 12 months PITIA.
0477820139 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 22 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 745; guideline min 680.
0477820139 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 22 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 745; guideline min 680.
0377860308 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 12.51 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.76%; guideline maximum is 43%.
0377860308 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 12.51 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.76%; guideline maximum is 43%.
0377860308 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 12.51 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.76%; guideline maximum is 43%.
0123690402 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 782 and minimum required is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $390,071.41, 53.89 months; reserves required is none, this is HFI to HFI refinance.
0208993418 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 784 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.65% and maximum allowed is 43%.
0619983866 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  807 qualifying score. Min required per guidelines is 680
0092425942 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been at current job for 14.8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 40.1%; max allowed per guidelines is 80%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been at current job for 10 years.
0092425942 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been at current job for 14.8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 40.1%; max allowed per guidelines is 80%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been at current job for 10 years.
0092425942 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been at current job for 14.8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 40.1%; max allowed per guidelines is 80%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been at current job for 10 years.
0092425942 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been at current job for 14.8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 40.1%; max allowed per guidelines is 80%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been at current job for 10 years.
0092425942 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been at current job for 14.8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 40.1%; max allowed per guidelines is 80%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been at current job for 10 years.
0589606208 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  764  qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $344,379.57 or 76.65 months PITIA, guidelines requires 18 months reserves
0748098878 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  794 credit score exceeds guideline required min of 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  95 months cash reserves exceeds guidelines required 12 months verified
0748098878 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  794 credit score exceeds guideline required min of 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  95 months cash reserves exceeds guidelines required 12 months verified
0460131319     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has worked 18 years in his profession.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid score of  770  exceeded the guideline requirement of  720  by  50 points.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has no late payments  on their credit report in the last 36 months.
0885100171     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 14 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 761; guideline min is 680.
0957404772     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  22.73 % DTI below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guideline max of 80%
0693219018 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 19+ years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been at the same job for the past 19+ years.
0693219018 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 19+ years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been at the same job for the past 19+ years.
0693219018 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 19+ years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been at the same job for the past 19+ years.
0673079686 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrowers DTI is  13.12%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 2 is over 8 years at the same job;
0025009775 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  816 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $617,001.49 or 108.69 months, guidelines require 12 months.
0040911184     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $170,214.40 or 31.09 months PITIA, guidelines requires 12 months reserves.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV of 71.07% is 8.93 below maximum of 80%
0049713590     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  814 Credit score exceeds the required guideline min of 680 by 134 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  326 months of verified cash reserves exceeds the guideline requirement of 12 months verified reserves
0902041934 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 749

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 39.23%/ Max DTI 45%
0910077691 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 9.35 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the current Employer for 8.35 years.
0910077691 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 9.35 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the current Employer for 8.35 years.
0910077691 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 9.35 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the current Employer for 8.35 years.
0087251802 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 credit score exceeds the guideline requirement of 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $172904.31 or 21.93 months PITIA, guidelines requires 12 months
0087251802 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 credit score exceeds the guideline requirement of 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $172904.31 or 21.93 months PITIA, guidelines requires 12 months
0030545131 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  796 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.98%, max per guidelines is 43%.
0557068335     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required 680 and borrowers have  804;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.55%;  Max DTI is  43% ;
0482357560 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  21 months PITI reserves verified.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  781 qualifying score. Min required per guidelines is 720
0482357560 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  21 months PITI reserves verified.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  781 qualifying score. Min required per guidelines is 720
0482357560 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  21 months PITI reserves verified.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  781 qualifying score. Min required per guidelines is 720
0211115825 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 798, minimum required per G/L is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $885,178.73 or 124.62 months PITIA, guidelines requires 12 months reserves

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.88%, max allowed per G/L is 43%
0211115825 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 798, minimum required per G/L is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $885,178.73 or 124.62 months PITIA, guidelines requires 12 months reserves

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.88%, max allowed per G/L is 43%
0528754051     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 7 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 786; guideline min is 680.
0684300729 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with same employer for 16.9 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 23 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 63.54% is 16.46% less than 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.82% is 23.18 less than 43%.
0684300729 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with same employer for 16.9 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 23 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 63.54% is 16.46% less than 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.82% is 23.18 less than 43%.
0684300729 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with same employer for 16.9 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 23 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 63.54% is 16.46% less than 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.82% is 23.18 less than 43%.
0545020575 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 9 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 99 months reserves. 12 months required for this program.
0537245193     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.94 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.63%; guideline maximum is 43%.
0218216475 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI  is 32.83%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 62.04%. Max LTV for this program is 80.00%.
0695616431 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.60%; guideline allow 80%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage/Rental payment history exceeds guidelines of 0x30 for more than 20 months.
0695616431 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.60%; guideline allow 80%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage/Rental payment history exceeds guidelines of 0x30 for more than 20 months.
0695616431 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.60%; guideline allow 80%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage/Rental payment history exceeds guidelines of 0x30 for more than 20 months.
0695616431 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.60%; guideline allow 80%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage/Rental payment history exceeds guidelines of 0x30 for more than 20 months.
0328062898 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 13 years.

CFCFS1750: High potential for increased earnings
- Clayton Comments:  Co-Borrower recently started with a new employer.  The income from that employer is currently not being used to qualify.
0328062898 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 13 years.

CFCFS1750: High potential for increased earnings
- Clayton Comments:  Co-Borrower recently started with a new employer.  The income from that employer is currently not being used to qualify.
0328062898 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 13 years.

CFCFS1750: High potential for increased earnings
- Clayton Comments:  Co-Borrower recently started with a new employer.  The income from that employer is currently not being used to qualify.
0469228172     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower having been with current employer for 7+ years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower having cash reserves of $1,032,368.73 which exceeds guidelines.
0872358177     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.67%, max per guidelines is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.33%,max per guidelines is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history-limited credit user. No derogatory credit. No public record findings.
0628385199 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 766 is 66 points higher than 700.
0628385199 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 766 is 66 points higher than 700.
0448935326 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  809  qualifying score. Min required per guidelines is 680.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 14 years
0437941245 Not Required Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $571,545.19.  Reserves required $4056.99 x 12 = $48,683.88

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.45%, max allowed per G/L is 43%
0771416658     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $127,908.68 or 21.58 months PITI, guidelines requires 12 months reserves.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.90% below guideline requirement of 43% by 17.10%
0410137569     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 67.80%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 797; guidelines allow a minimum Credit Score 740.
0889500457 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$31,864.82 in total assets documented.  Effective amount is $31,864.82, with liquid assets of $31,864.82.  Post close reserves are $31,251.46.  Reserves required $4,269.34 x 12 = $51,232.08

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.91%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  808  qualifying score. Min required per guidelines is 680.
0889500457 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$31,864.82 in total assets documented.  Effective amount is $31,864.82, with liquid assets of $31,864.82.  Post close reserves are $31,251.46.  Reserves required $4,269.34 x 12 = $51,232.08

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.91%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  808  qualifying score. Min required per guidelines is 680.
0889500457 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$31,864.82 in total assets documented.  Effective amount is $31,864.82, with liquid assets of $31,864.82.  Post close reserves are $31,251.46.  Reserves required $4,269.34 x 12 = $51,232.08

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.91%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  808  qualifying score. Min required per guidelines is 680.
0241241661 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $514,911.45. Reserves required $4932.50 x 12 = $59,190.00

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.76%; max allowable 43%
0769055263     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been with current employer for 9.65 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 13.08 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 787 is 87 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.32% is 23.68% less than 43%
0612137501     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  808 credit score exceed the guideline required of 720 by 108 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  48 months verified reserves exceeds guidelines requirement of 12 months
0045896915 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $168,114.24.  Reserves required $4849.17 x 12 = $58,190.04

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.36%, max allowed per G/L is 43%
0045896915 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $168,114.24.  Reserves required $4849.17 x 12 = $58,190.04

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.36%, max allowed per G/L is 43%
0767549980     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 9.62 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has had 58 months of 0x30 on the Mortgage History.
0395810069 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  778 credit score exceeds guideline requirement of 720 by 58 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  48 months verified cash reserves exceeds the guideline requirement of 12 months
0395810069 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  778 credit score exceeds guideline requirement of 720 by 58 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  48 months verified cash reserves exceeds the guideline requirement of 12 months
0395810069 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  778 credit score exceeds guideline requirement of 720 by 58 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  48 months verified cash reserves exceeds the guideline requirement of 12 months
0426745014     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.54%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  806 credit score exceeds guideline requirement of 680 by 126 points
0534134356 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  802 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $110,351.32 or 27.40 months PITIA, guidelines requires 12 months reserves.
0358389238 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.93%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $191,151.14  or 45.73 months PITIA, guidelines required 12 months PITIA.
0358389238 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.93%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $191,151.14  or 45.73 months PITIA, guidelines required 12 months PITIA.
0834014439 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $75,714.05 or 18.11 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.96% below guideline requirement of 43% by 17.04%
0169196833 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $226,980.46 or 43.02 months PITIA, guidelines requires 12 months reserves.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  806 qualifying score. Min required per guidelines is 680.
0169196833 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $226,980.46 or 43.02 months PITIA, guidelines requires 12 months reserves.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  806 qualifying score. Min required per guidelines is 680.
0668825657 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 55.69%; max allowed per guidelines is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.01%, max per guidelines is 43%.
0945933919 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $2,008,770.75.  Reserves required $9,053.52 X 12 = $108,642.24

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.92%. Max DTI for this program is 43.00%.
0945933919 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $2,008,770.75.  Reserves required $9,053.52 X 12 = $108,642.24

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.92%. Max DTI for this program is 43.00%.
0788926585 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 782

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 58%/ MAX LTV 80%
0319629488 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 64.00%; max allowed per guidelines is 70%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 37.73% lower than lender maximum DTI 43%
0319629488 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 64.00%; max allowed per guidelines is 70%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 37.73% lower than lender maximum DTI 43%
0459558876 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 27 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720
0459558876 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 27 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 720
0483785448 Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.62% / MAX 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 786
0614099149 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 14 years.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  The credit report in file reflects no major mortgage related occurrences during the past two years.
0614099149 Not Applicable Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for the past 14 years.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  The credit report in file reflects no major mortgage related occurrences during the past two years.
0220842727 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 784; guideline min is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.788%; guideline max is 43%.
0996851919     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$1,870,315.70 in total assets documented.  Effective amount is $1,868,007.06, with liquid assets of $1,864,544.11.  Post close reserves are $1,702,380.42.  Reserves required $7565.88 x 12 = $90,790.56

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  borrower credit score of 781 is 101 points higher than minimum score of 680
0411981173     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28%. Max DTI for this program is 43%.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus and "other" income not used to qualify.
0907860886 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$402,266.99 in total assets documented.  Effective amount is $282,438.07, with liquid assets of $100,757.18.  Post close reserves are $279,437.86.  Reserves required $11,186.62 x 12 = $268,478.88

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  credit score of 792 is 92 points higher than minimum score of 700
0907860886 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$402,266.99 in total assets documented.  Effective amount is $282,438.07, with liquid assets of $100,757.18.  Post close reserves are $279,437.86.  Reserves required $11,186.62 x 12 = $268,478.88

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  credit score of 792 is 92 points higher than minimum score of 700
0268571312     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.08%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $669,695.39 or 77.06 months PITIA, guidelines requires 12 months reserves.
0131509466 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.66%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer of 14.96 years.
0131509466 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.66%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer of 14.96 years.
0789719995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 720/ Fico 803

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 59.39% / MAX LTV 70%
0789719995 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 720/ Fico 803

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 59.39% / MAX LTV 70%
0448357147     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 over 20 years at the job;

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is 680; Borrower has  771;
0154476545 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 744; guidelines allow minimum Credit Score 740.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.16%, max per guidelines is 43%.
0333110236 Numeric Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Co borrower income has been documented but not being used to qualify.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 79 months PITI exceeds the minimum required of 24 months
0333110236 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Co borrower income has been documented but not being used to qualify.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 79 months PITI exceeds the minimum required of 24 months
0502870573 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.14%; max allowed per guidelines is 80%.
0502870573 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.14%; max allowed per guidelines is 80%.
0502870573 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.14%; max allowed per guidelines is 80%.
0242922975 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 51.40%; guidelines allow a maximum  LTV  80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 808; guidelines allow a minimum Credit Score 680.
0704430298 Numeric Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus and "other" income not used to qualify.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 29 years.
0704430298 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus and "other" income not used to qualify.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 29 years.
0293349258 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been employed with the same employer for 5.0 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.65%; guideline maximum is 43%.
0753438314 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 15 years as a XXX.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Additional income from XXX to be rented and additional income from XXX not used to qualify.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrower has 0x30 mortgage histories since 2009.
0753438314 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has 15 years as a XXX.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Additional income from XXX to be rented and additional income from XXX not used to qualify.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrower has 0x30 mortgage histories since 2009.
0518812589 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.55%,max per guidelines is 43%

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on the same job for the past 26 years.
0479451157     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 6 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 715; guideline min is 680.
0695848476 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.73%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.
0695848476 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.73%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.
0695848476 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.73%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.
0695848476 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.73%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.
0695848476 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.73%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.
0695848476 Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.73%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.
0255857598 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 4 years

CFCFS1742: Consumer credit history exceeds guidelines
- Clayton Comments:  Borrowers have acceptable credit with a proven ability to manage credit.
0255857598 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 4 years

CFCFS1742: Consumer credit history exceeds guidelines
- Clayton Comments:  Borrowers have acceptable credit with a proven ability to manage credit.
0921230977     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  815 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $227,451.35.  Per program guidelines, 12mo PITI/PL  required or $59,407.08.
0990961460 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for 19 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 qualifying score. Min required per guidelines is 700
0990961460 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for 19 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 qualifying score. Min required per guidelines is 700
0990961460 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for 19 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 qualifying score. Min required per guidelines is 700
0837163424     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  813 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guideline requirements of 80%
0413045481 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 16 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co Borrower with current employer for 11 years.
0357742313 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.03%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  715 credit score exceeds guideline score of qualifying score. Min required per guidelines is 680
0249058010     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.82%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680.
0504213001 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 30 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI  is 16.52%. Max DTI for this program is 43%.
0024112176     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.67%, max per guidelines is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  281.80 months PITI reserves verified, max per guidelines is 12 months
0469009579     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 12 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33%. Max DTI for this program is 43%.
0985122626 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $64,988.07 or 18.23 months PITI

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower's have owned current residence 19 years
0551454535 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  25.04% DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  50% LTV below guideline max 80%
0343080476 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is  43%; Borrower DTI is  26.99%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 27 years.
0857853833 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 27 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.96% below guideline requirement of 43% by 15.04%
0857853833 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 27 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.96% below guideline requirement of 43% by 15.04%
0857853833 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 27 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.96% below guideline requirement of 43% by 15.04%
0603474090 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 15 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 812 is 112 points higher than 700.
0833616950 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 801; guidelines allow minimum Credit Score 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 24.57%; guidelines allow a maximum DTI 43.00%.
0913746485 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $150,740.31; Reserves required $3,23.12 x 12 = $38,437.44
0592698430     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been with current employer for the past 12+ years.

CFCFS2854: Significant time in profession
- Clayton Comments:  The Co-Borrower has been in the same profession for the past 12 years.
0447092559 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  769 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $208,433.71. Reserves required $48,804.48
0447092559 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  769 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $208,433.71. Reserves required $48,804.48
0236859825 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  772 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.19%; max allowed per guidelines is 80%.
0956908343     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 17 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 789; guideline min. is 680.
0727653265 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  693 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  22.29% DTI below the guideline maximum of 43%
0377146801 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.18%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  794 qualifying score. Min required per guidelines is 680
0377146801 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.18%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  794 qualifying score. Min required per guidelines is 680
0377146801 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.18%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  794 qualifying score. Min required per guidelines is 680
0897446006 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  787 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $50,473.45 or 13.84 months PITIA, guidelines requires 12 months reserves.
0233218701 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $3,213,312.42. Reserves required $5,691.91 x 18 months = $102,454.38 required reserves.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer 40 years.
0233218701 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $3,213,312.42. Reserves required $5,691.91 x 18 months = $102,454.38 required reserves.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer 40 years.
0233218701 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $3,213,312.42. Reserves required $5,691.91 x 18 months = $102,454.38 required reserves.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer 40 years.
0083234793 (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have residence at the current residence for 8.14 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 10.19 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 5.23 years.
0083234793 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have residence at the current residence for 8.14 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 10.19 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 5.23 years.
0736310891     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 10.08 years.Co-Borrower has been in the same profession for 10.08 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.64%; guideline maximum is 43%.
0582751569 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.78%, max per guidelines is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $49,131.98 in total assets documented.  Effective amount of $49,131.98, with liquid assets of $17,235.29.  Post close reserves are $49,131.98, 9.58 months; reserves required is none, this is HFI to HFI transaction.
0582751569 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.78%, max per guidelines is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $49,131.98 in total assets documented.  Effective amount of $49,131.98, with liquid assets of $17,235.29.  Post close reserves are $49,131.98, 9.58 months; reserves required is none, this is HFI to HFI transaction.
0233822446     CFCFS3830: Addtional collateral with a value equal to at least 10% down payment
- Clayton Comments:  Borrower owns a free and clear property in England

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Reserves are over 100 months without using of an additional trust account with approx.  5 million balance;
0574484075 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.29%,max per guidelines is 43%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage payment history is for 80 months(1st TD) &  74 months(2nd XXX) when 12 months are required.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $589,354.53, guidelines required 12 months PITIA or $47,653.68

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings.
0574484075 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.29%,max per guidelines is 43%.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage payment history is for 80 months(1st TD) &  74 months(2nd XXX) when 12 months are required.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $589,354.53, guidelines required 12 months PITIA or $47,653.68

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. No derogatory credit. No public record findings.
0913710605 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  765 credit score exceeds guidelines min requirement of 680 by 85 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  36 months verified reserves exceeds guideline requirements of 12 months verified reserves
0913710605 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  765 credit score exceeds guidelines min requirement of 680 by 85 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  36 months verified reserves exceeds guideline requirements of 12 months verified reserves
0913710605 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  765 credit score exceeds guidelines min requirement of 680 by 85 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  36 months verified reserves exceeds guideline requirements of 12 months verified reserves
0989346356 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI is  39.34% and Max DTI for the product is  43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower have 19 years and 6 months with current employer.
0989346356 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI is  39.34% and Max DTI for the product is  43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower have 19 years and 6 months with current employer.
0989346356 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI is  39.34% and Max DTI for the product is  43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower have 19 years and 6 months with current employer.
0222261430     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.98%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  784 qualifying score. Min required per guidelines is 680
0105000183 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 792, minimum required per G/L is 680

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 10 years
0105000183 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 792, minimum required per G/L is 680

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 10 years
0742273621 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  784 credit score exceeds guidelines requirement of 740

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  21 months verified cash reserves exceeds guideline requirement of 12 months reserves
0633790347 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  58.14 % LTV below guideline requirements of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 Credit score exceeds guidelines score of 680 by 108 points
0633790347 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  58.14 % LTV below guideline requirements of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 Credit score exceeds guidelines score of 680 by 108 points
0633790347 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  58.14 % LTV below guideline requirements of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 Credit score exceeds guidelines score of 680 by 108 points
0346478645 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 796

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 46.15% / MAX LTV 80%
0239010531 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower median credit score is 764; guideline min is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.00; guideline max is 43.00.
0239010531 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower median credit score is 764; guideline min is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.00; guideline max is 43.00.
0004813093 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  817 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 42.82% max allowed per guidelines is 80%.
0004813093 Not Required Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  817 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 42.82% max allowed per guidelines is 80%.
0655846994 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 22 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 789; guideline min is 680.
0572312507 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 41.99%; max allowed per guidelines is 80%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,320,440.79 or 460 months PITIA, guidelines required 18 months PITIA.
0572312507 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 41.99%; max allowed per guidelines is 80%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,320,440.79 or 460 months PITIA, guidelines required 18 months PITIA.
0572312507 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 41.99%; max allowed per guidelines is 80%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,320,440.79 or 460 months PITIA, guidelines required 18 months PITIA.
0572312507 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 41.99%; max allowed per guidelines is 80%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,320,440.79 or 460 months PITIA, guidelines required 18 months PITIA.
0872921017 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $262,572.13 or 58.53 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.28% below guideline 43% by 9.72%
0872921017 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $262,572.13 or 58.53 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.28% below guideline 43% by 9.72%
0872921017 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $262,572.13 or 58.53 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.28% below guideline 43% by 9.72%
0872921017 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $262,572.13 or 58.53 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.28% below guideline 43% by 9.72%
0800729836 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $249.940.96. Reserves required $3,994.15 x 12 = $47,929.80.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in XXX business for 14 years.
0329218002 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 15.82 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in same profession for 10 years.
0768518539 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $93,774.80.  Reserves required $4,066.56 x 12 = $48,798.72

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  728 rep FICO exceed guideline min required of 680.
0768518539 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $93,774.80.  Reserves required $4,066.56 x 12 = $48,798.72

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  728 rep FICO exceed guideline min required of 680.
0020711757 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 9.50 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.96%; guideline maximum is 43%.
0424921218     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.91%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.47%. Max LTV for this program is 80.00%.
0271484761 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 15 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.70; Maximum DTI per guidelines is 43%
0591216080 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.14%  max per guidelines is 40%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post-closing reserves $253,727.41 or 81.25 months, guidelines require 12 months PITIA
0591216080 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.14%  max per guidelines is 40%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post-closing reserves $253,727.41 or 81.25 months, guidelines require 12 months PITIA
0591216080 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.14%  max per guidelines is 40%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post-closing reserves $253,727.41 or 81.25 months, guidelines require 12 months PITIA
0591216080 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.14%  max per guidelines is 40%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post-closing reserves $253,727.41 or 81.25 months, guidelines require 12 months PITIA
0383523597     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 37.47% lower than maximum  DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Reserves Required $4173.29 X 12 = $50,079.48; Post closing reserves $391,519.24
0462397789 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816 and required minimum is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 14 years.
0462397789 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816 and required minimum is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 14 years.
0462397789 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816 and required minimum is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 14 years.
0462397789 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816 and required minimum is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 14 years.
0876992864 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $401,291.12.  Per program guidelines, 12mo PITI/PL  required or $75,614.76.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 7 years.
0876992864 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $401,291.12.  Per program guidelines, 12mo PITI/PL  required or $75,614.76.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 7 years.
0876992864 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $401,291.12.  Per program guidelines, 12mo PITI/PL  required or $75,614.76.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 7 years.
0876992864 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $401,291.12.  Per program guidelines, 12mo PITI/PL  required or $75,614.76.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has significant time at current job of 7 years.
0851940873 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $355,385.59;  Reserves required $5,480.15 x 12 = $65,761.80.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680; Fico 812
0851940873 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $355,385.59;  Reserves required $5,480.15 x 12 = $65,761.80.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680; Fico 812
0851940873 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $355,385.59;  Reserves required $5,480.15 x 12 = $65,761.80.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680; Fico 812
0851940873 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $355,385.59;  Reserves required $5,480.15 x 12 = $65,761.80.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680; Fico 812
0851940873 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $355,385.59;  Reserves required $5,480.15 x 12 = $65,761.80.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680; Fico 812
0480581078 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 23 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.11%; guideline maximum is 43%.
0480581078 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 23 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.11%; guideline maximum is 43%.
0480581078 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 23 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.11%; guideline maximum is 43%.
0430681257 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.39% / MAX 40%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 44.38% / MAX LTV 70%
0430681257 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.39% / MAX 40%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 44.38% / MAX LTV 70%
0642968656 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.44%. Max DTI for this program is 43.00%.
0642968656 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.44%. Max DTI for this program is 43.00%.
0642968656 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.44%. Max DTI for this program is 43.00%.
0512374142 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 credit score exceeds guideline requirements 785

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  25 months reserves exceeds guideline requirements of 12 month reserves
0512374142 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 credit score exceeds guideline requirements 785

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  25 months reserves exceeds guideline requirements of 12 month reserves
0512374142 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 credit score exceeds guideline requirements 785

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  25 months reserves exceeds guideline requirements of 12 month reserves
0774557386 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Required Reserves $3,736.92 X 12 = $44,843.04Post closing reserves $69,555.40

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.45%; max allowable 43%
0853911424 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 25 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $125,628.50  Reserves required $2913.69  x 12 = $34,964.28
0853911424 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 25 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $125,628.50  Reserves required $2913.69  x 12 = $34,964.28
0853911424 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 25 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $125,628.50  Reserves required $2913.69  x 12 = $34,964.28
0853911424 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 25 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $125,628.50  Reserves required $2913.69  x 12 = $34,964.28
0174212298     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 774 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.54% and maximum allowed is 43%.
0108924747     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $315,106.28.  Reserves required $7817.12 x 12 = $93,805.44

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 53.33%, max allowed per G/L is 80%
0802098995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0802098995 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0802098995 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0802098995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0802098995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0802098995 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0802098995 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 809 and minimum required is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in present job for 9 years.
0082133928     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 55.50%. CLTV 78.00%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36%. Max DTI for this program is 43%.
0331140057 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  23.37% DTI below guidelines max of 45%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with current employer for 9 years
0458131049     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 74.72%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 41.27%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  758 qualifying score. Min required per guidelines is 680
0066758099 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 18 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $77,249.59 or 24.4 months PITIA, guidelines requires 12 months reserves.
0452839519 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 19 years; reflecting stability.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrowers mortgage payment history with XXX was reviewed 56 months; 0x30.
0452839519 Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 19 years; reflecting stability.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrowers mortgage payment history with XXX was reviewed 56 months; 0x30.
0452839519 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 19 years; reflecting stability.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrowers mortgage payment history with XXX was reviewed 56 months; 0x30.
0096679178 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 792; guidelines allow a minimum Credit Score 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 30.19%; guidelines allow a maximum  DTI 45.00%.
0535433932     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $150,996.42 or 31.04 months PITIA, guidelines requires 12 months reserves.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.67%, max per guidelines is 43%.
0771181856 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.63%,max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $243,410, guidelines required 12 months PITIA.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. One minor medical collection(paid and close). No public record findings.
0771181856 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.63%,max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $243,410, guidelines required 12 months PITIA.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history. One minor medical collection(paid and close). No public record findings.
0914730624 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $268,856.73 or 24.34 months PITIA, guidelines requires 12 months reserves.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower in same profession 8 years
0185452511 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.65 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.90%; guideline maximum is 43%.
0185452511 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.65 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.90%; guideline maximum is 43%.
0185452511 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.65 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.90%; guideline maximum is 43%.
0185452511 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.65 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.90%; guideline maximum is 43%.
0185452511 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.65 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.90%; guideline maximum is 43%.
0185452511 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.65 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.90%; guideline maximum is 43%.
0792755232 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0792755232 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $146,326.97 or 48.29 months PITIA, guidelines requires 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI of 36.69% is 6.31 below maximum DTI of 43%
0223345104 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 78.63%. Max LTV for this program is 80.00%.
0891196571 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  DTI is 27.11%, max per guidelines is 43%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.36%, max per guidelines is 43%.
0030331974 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 794; guideline min is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.88; guideline max is 43.
0965258645 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  797 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 20.41% lower than lender maximum DTI 43%
0468439216 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  77.70% LTV below guideline max 80%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 6 years
0468439216 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  77.70% LTV below guideline max 80%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 6 years
0468439216 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  77.70% LTV below guideline max 80%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 6 years
0468439216 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  77.70% LTV below guideline max 80%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 6 years
0601416698 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 17.54%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1:  Borrower has been in same profession for 10 years.B2:  Borrower has been in same profession for 7 years.
0227642138 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.65%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $374,551.89 or 101.78 months, guidelines require 18 months PITIA .
0227642138 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.65%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $374,551.89 or 101.78 months, guidelines require 18 months PITIA .
0676391792 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.63%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 5.22 years.
0676391792 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.63%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 5.22 years.
0247602552 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in same profession for 19 years.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower's have been at current residence for 5.72 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 770 is 70 points higher than 700

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.15% is 16.85% less than 43%
0409817201     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's credit score is 780 and exceeds guideline requirements.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower's verified cash reserves after closing are $409,080.60 which exceed guideline requirements.
0639725659 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 426 months reserves. 12 months required for this program.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.76%. Max DTI for this program is 43.00%.
0605528544     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.11%  max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  801 qualifying score. Min required per guidelines is 680
0357711141 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.73%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 65.70%. Max LTV for this program is 80.00%.
0540008415 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 30.58% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $128,394.20 or 33.38 months PITIA, guidelines requires 12 months reserves
0540008415 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 30.58% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $128,394.20 or 33.38 months PITIA, guidelines requires 12 months reserves
0540008415 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 30.58% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $128,394.20 or 33.38 months PITIA, guidelines requires 12 months reserves
0913441801 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $837,948.91. Reserves required (aggregate financing for all properties exceeds $3 million) $10,713.78 x 36 = $385,696.08.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.24; max allowable is 43%
0913441801 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $837,948.91. Reserves required (aggregate financing for all properties exceeds $3 million) $10,713.78 x 36 = $385,696.08.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.24; max allowable is 43%
0913441801 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $837,948.91. Reserves required (aggregate financing for all properties exceeds $3 million) $10,713.78 x 36 = $385,696.08.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.24; max allowable is 43%
0913441801 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $837,948.91. Reserves required (aggregate financing for all properties exceeds $3 million) $10,713.78 x 36 = $385,696.08.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 18.24; max allowable is 43%
0732777282 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 31.10%; guidelines allow a maximum DTI 43.00%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been with current employer 12 years.
0732777282 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 31.10%; guidelines allow a maximum DTI 43.00%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been with current employer 12 years.
0079001480     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.23%, max allowed per G/L is 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 802, minimum required per G/L is 680
0138538462 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified Post close reserves $84027.21  or 18.68 months PITIA, guidelines required 12 months PITIA

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  752 qualifying score. Min required per guidelines is 720.
0138538462 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified Post close reserves $84027.21  or 18.68 months PITIA, guidelines required 12 months PITIA

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  752 qualifying score. Min required per guidelines is 720.
0138538462 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified Post close reserves $84027.21  or 18.68 months PITIA, guidelines required 12 months PITIA

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  752 qualifying score. Min required per guidelines is 720.
0450684084 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 800 exceeds guideliens

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.15%/ Max DTI 43%
0518238617 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $85,389.11.  Reserves required $5180.66 x 12 = $62,167.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.49%, max allowed per G/L is 43%
0518238617 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $85,389.11.  Reserves required $5180.66 x 12 = $62,167.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.49%, max allowed per G/L is 43%
0518238617 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $85,389.11.  Reserves required $5180.66 x 12 = $62,167.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.49%, max allowed per G/L is 43%
0518238617 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $85,389.11.  Reserves required $5180.66 x 12 = $62,167.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.49%, max allowed per G/L is 43%
0518238617 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $85,389.11.  Reserves required $5180.66 x 12 = $62,167.92

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.49%, max allowed per G/L is 43%
0647829695     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  804 credit score exceeds guidelines requirements of 680 by 124 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guideline requirements of 80%
0137791742 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 11 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 765; guideline min is 680.
0137791742 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 11 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 765; guideline min is 680.
0137791742 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 11 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 765; guideline min is 680.
0664724250 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.19% max allowed per guidelines is 80%.
0664724250 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  811 qualifying score. Min required per guidelines is 680

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.19% max allowed per guidelines is 80%.
0324469478 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 20.07 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current Employer for 5.38 years.
0324469478 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 20.07 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current Employer for 5.38 years.
0324469478 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 20.07 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current Employer for 5.38 years.
0673263882     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 790 ; min score required 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DIT 32.06% is 10.94% less than 43%
0428801404 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $130,645.38.  Reserves required $5796.36 x 12 = $69,556.32

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 796, minimum required is 680
0732750716 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $700,271.98 or 130.95 months PITIA, guidelines requires 12 months reserves.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  LTV is 66.08%, max allowed per G/L is 80%
0732750716 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $700,271.98 or 130.95 months PITIA, guidelines requires 12 months reserves.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  LTV is 66.08%, max allowed per G/L is 80%
0235005164 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 72.80%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 782; guidelines allow a minimum Credit Score 680.
0200125785 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.30%, max per guidelines is 43%

CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Reducing  PI from  3371.93 to $2755.54;
0200125785 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.30%, max per guidelines is 43%

CFCFS1746: Significant housing expense reduction
- Clayton Comments:  Reducing  PI from  3371.93 to $2755.54;
0852454828 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $479,327.68 or 154.77 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 13.90% below guideline requirement of 43% by29.10%.
0852454828 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $479,327.68 or 154.77 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 13.90% below guideline requirement of 43% by29.10%.
0852454828 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $479,327.68 or 154.77 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 13.90% below guideline requirement of 43% by29.10%.
0852454828 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $479,327.68 or 154.77 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 13.90% below guideline requirement of 43% by29.10%.
0852454828 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $479,327.68 or 154.77 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 13.90% below guideline requirement of 43% by29.10%.
0979327008 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower is over  20 years with same employer

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower bonus income not used for qualifying.
0979327008 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower is over  20 years with same employer

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower bonus income not used for qualifying.
0148161143     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  786  Credit score exceeds guideline minimum of 700 by 86 points.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  11 years some employer. Per guidelines, 2 year employment history required.
0884195120 Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  The borrower has been XXX for over 5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  24.67%; Max DTI for the product is  43%;
0884195120 Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  The borrower has been XXX for over 5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  24.67%; Max DTI for the product is  43%;
0884195120 Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  The borrower has been XXX for over 5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  24.67%; Max DTI for the product is  43%;
0185300450 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying credit score is 774; minimum required credit score per guidelines is 720.

CFCFS2860: Good credit history
- Clayton Comments:  Both Borrowers have an overall good credit history. No derogatory credit. No public record findings.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.6166%; max allowed per guidelines is 40%.
0185300450 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying credit score is 774; minimum required credit score per guidelines is 720.

CFCFS2860: Good credit history
- Clayton Comments:  Both Borrowers have an overall good credit history. No derogatory credit. No public record findings.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.6166%; max allowed per guidelines is 40%.
0185300450 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying credit score is 774; minimum required credit score per guidelines is 720.

CFCFS2860: Good credit history
- Clayton Comments:  Both Borrowers have an overall good credit history. No derogatory credit. No public record findings.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.6166%; max allowed per guidelines is 40%.
0185300450 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying credit score is 774; minimum required credit score per guidelines is 720.

CFCFS2860: Good credit history
- Clayton Comments:  Both Borrowers have an overall good credit history. No derogatory credit. No public record findings.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.6166%; max allowed per guidelines is 40%.
0185300450 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying credit score is 774; minimum required credit score per guidelines is 720.

CFCFS2860: Good credit history
- Clayton Comments:  Both Borrowers have an overall good credit history. No derogatory credit. No public record findings.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.6166%; max allowed per guidelines is 40%.
0511198184 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.49%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Representative Credit Score is 800
0516013623 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 58.58%; max allowed per guidelines is 70%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  762 qualifying score. Min required per guidelines is 720.
0516013623 Not Required Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 58.58%; max allowed per guidelines is 70%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  762 qualifying score. Min required per guidelines is 720.
0804631799 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 772; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 33.75%; max per guidelines is 43%.
0981279744 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $144,717.70. Reserves required $3,507.44 x 12 = $42,089.28.
0352126192 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $99635.69 or 24.65 months PITIA, guidelines requires 12 months.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 employed at current job 15 years
0655222125 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 22.40%; guidelines allow a maximum DTI 43.00%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  786 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 59.14%; max allowed per guidelines is 80%.
0936662329 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $289,683.38 or 72.10 months PITI, guidelines require 12 months PITIA .

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower employed at current job 14 years
0251921920 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 5 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 804 is 104 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.91% is 11.09% less than 43%
0251921920 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 5 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 804 is 104 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.91% is 11.09% less than 43%
0251921920 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 5 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 804 is 104 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.91% is 11.09% less than 43%
0251921920 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 5 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 804 is 104 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.91% is 11.09% less than 43%
0251921920 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 5 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 804 is 104 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.91% is 11.09% less than 43%
0265929300     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $375,063.21  or 72.45 months PITIA, guidelines requires 12 months reserves.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  817 qualifying score. Min required per guidelines is 680
0858008011     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 5 years; reflecting stability.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 8 years; reflecting stability.
0473146404     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.77%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $68,465.44 or 19.23 months PITIA, guidelines requires 12 months reserves.
0909708504 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid credit score is 764; guideline min 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.65; guideline max is 43.
0905988027     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  765 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.47%, max per guidelines is 43%.
0871747660 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$513,131.88 in total assets documented.  Effective amount is $320,955.29, with liquid assets of $32,690.40.  Post close reserves are $320,955.29.  Reserves required $3,241.84 x 12 = $38,902.08

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  borrower has been employed with XXX for 11 years.
0873180790 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 credit score exceeds guideline min of 680 by 90 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  60.37% LTV  below guideline max of 80%
0873180790 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 credit score exceeds guideline min of 680 by 90 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  60.37% LTV  below guideline max of 80%
0790160349 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with same employer for 6.38 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 10 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 72.87% is 7.13% less than 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  792 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.88%, max per guidelines is 43%.
0288408362     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are 22 months PITI; reserves required is none, this is an HFI to HFI refinance.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 791 and minimum required is 680.
0827155724 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $194,867.19 or 36.63 months PITI

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 14 years
0174417730 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785  Credit score exceeds guideline minimum of 700 by 85 points.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  34 Mortgage payment history exceeds guidelines. 12 month review required.
0977126934 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.34%; guideline maximum is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $208,366.26 or 23.57 months PITIA, guidelines requires 12 months reserves.
0977126934 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.34%; guideline maximum is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $208,366.26 or 23.57 months PITIA, guidelines requires 12 months reserves.
0809305505 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 801

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 61.85% / MAX LTV 80%
0528121599 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrowers DTI is  23.63%

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Did not used other income in form of a Bonus and Restricted stock.
0187177660 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  66% LTV below guidelines requirements of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  809 credit score exceeds guideline requirements of 720
0187177660 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  66% LTV below guidelines requirements of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  809 credit score exceeds guideline requirements of 720
0108999178 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 808 and required minimum is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 34 years.
0762897253 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 30.27%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 69.12%. Max LTV for this program is 80.00%.
0557704116     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $987,954.03.  Reserves required $5384.14 x 12 = $64,177.68

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.01%, max per guidelines is 43%.
0054560815     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.56%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 67.09%. Max LTV for this program is 80.00%.
0991018861 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.42%/ Max DTI 40%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 52.08% / MAX LTV 70%
0991018861 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.42%/ Max DTI 40%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 52.08% / MAX LTV 70%
0991018861 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.42%/ Max DTI 40%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 52.08% / MAX LTV 70%
0348558779     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 40.53%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $90,019.05 or 22.47 months PITIA, guidelines requires 12 months reserves.
0278732335 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 763 and minimum required is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $237,551.41 in total assets documented.  Effective amount of $237,551.41, with liquid assets of $237,551.41.  Post close reserves are $86,797.30, 27.21 months; reserves required is $3189.98 x 12 = $38,279.76.
0278732335 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 763 and minimum required is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $237,551.41 in total assets documented.  Effective amount of $237,551.41, with liquid assets of $237,551.41.  Post close reserves are $86,797.30, 27.21 months; reserves required is $3189.98 x 12 = $38,279.76.
0030152268 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 70.00%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.
0030152268 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 70.00%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.
0030152268 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 70.00%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.
0030152268 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 70.00%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.
0490475747 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.25%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 680
0490475747 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.25%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 680
0490475747 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.25%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  763 qualifying score. Min required per guidelines is 680
0394721745 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $553,518.60.  Reserves required $8055.45 x 12 = $96,665.40

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been XXX for 10 years and B2 has been with the same employer for 21 years
0906130194     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 799; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 29.40%; max per guidelines is 43%.
0643466866     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.83 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.84% DTI below guideline requirement of 43%
0815233366 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $82,310.18 or 19.94 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 17.77% below guideline requirement of 43% by 25.23%
0545452748 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.72%, max per guidelines is 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  777 qualifying score. Min required per guidelines is 680
0356264243 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same industry for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  798 qual score.
0356264243 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same industry for 20 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  798 qual score.
0262463661 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 15 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 774; guideline minimum 680
0262463661 Non-Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 15 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 774; guideline minimum 680
0262463661 Non-Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 15 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 774; guideline minimum 680
0262463661 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 15 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 774; guideline minimum 680
0262463661 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with current employer for over 15 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 774; guideline minimum 680
0911910527 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $94,127.24 or 32.41 months PITI, guidelines requires 12 months reserves.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 803 exceed guidelines 680 by 123 points
0343971549     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 799 exceeds guidelines.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 12.17%; guidelines allow a maximum DTI 43.00%
0983024631 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $182,398.15.  Reserves required $5605.18 x 12 = $67,262.16

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  806 qualifying score. Min required per guidelines is 680.
0983024631 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $182,398.15.  Reserves required $5605.18 x 12 = $67,262.16

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  806 qualifying score. Min required per guidelines is 680.
0348808404 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.15%/ Max DTI 40%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 qualifying score. Min required per guidelines is 720.
0348808404 Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.15%/ Max DTI 40%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 qualifying score. Min required per guidelines is 720.
0994080729     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 10 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median credit score is 799; exceeding guideline minimum.
0060253979     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $72,009.34 or 18.60 months PITIA

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 32.85% below guideline requirement of 80% by 47.15%
0381749246     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 credit score exceeds the required guideline score of 720

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  59.87 LTV below the guideline requirement of 80%
0490345753 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  12.96% DTI below guideline requirements of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  769 Credit score exceeds guidelines
0363009473 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 7.66 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.91%; guideline maximum is 80%.
0570041000 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 720.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.90% max allowed per guidelines is 70%.
0570041000 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 720.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.90% max allowed per guidelines is 70%.
0570041000 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 720.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 56.90% max allowed per guidelines is 70%.
0181908345 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $130,019.30 or 28.99 months, guidelines require 12 months PITIA .
0339323924 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  775 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.51%, max per guidelines is 43%.
0339323924 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  775 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.51%, max per guidelines is 43%.
0806564492 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been employed with the current employer for 20 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 53.13%; guideline maximum is 80%.
0806564492 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been employed with the current employer for 20 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 53.13%; guideline maximum is 80%.
0806564492 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been employed with the current employer for 20 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 53.13%; guideline maximum is 80%.
0515526582 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 10 years.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower 1 receives stable bonus income; Not used since not needed;
0098498113 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 57.11%. Max LTV for this program is 80.00%.
0098498113 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 57.11%. Max LTV for this program is 80.00%.
0098498113 Not Required Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 57.11%. Max LTV for this program is 80.00%.
0224989429 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.76%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 73.82%. Max LTV for this program is 80.00%.
0224989429 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.76%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 73.82%. Max LTV for this program is 80.00%.
0224989429 Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.76%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 73.82%. Max LTV for this program is 80.00%.
0806365489 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.29%/ Max DTI 45%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 774
0688513927     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 10 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.32%. Max DTI for this program is 43.00%.
0575214242 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in the same profession for 25 years.
0575214242 (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in the same profession for 25 years.
0575214242 (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in the same profession for 25 years.
0403017803 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  739 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $105,016.92; Reserves required $4,576.94 x 12 = $54,923.28.
0739863972     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 804 and minimum required is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.75% and maximum allowed is 43%.
0026230257 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 16.47 Years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.09%, max per guidelines is 43%.
0026230257 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 16.47 Years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.09%, max per guidelines is 43%.
0771991792 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 Credit score exceeds guidelines min 680 by 105 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  54.69% LTV below guideline max of 80%
0771991792 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 Credit score exceeds guidelines min 680 by 105 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  54.69% LTV below guideline max of 80%
0164292800     CFCFS3836: Borrower Net Worth
- Clayton Comments:  Borrower has been with current employer for over 8 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower median credit score is 816; guideline min 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 has been with current employer for over 8 years; reflecting stability.
0578274131 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI allowed is  43%; Borrower DTI is  39.62%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 over 7 years at the job;
0418874743 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.12%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.05 years.
0203189833     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is 680;  Borrower credit score is 804

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrower DTI is 38.97%
0513185002 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 70.00%. Max LTV for this program is 80.00%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 29 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 16.74%. Max DTI for this program is 43.00%.
0403237908 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $309,533.80 or 95.64 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.77% below guideline requirement of 43% by 10.23%
0832863710 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 14.8 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 25 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 Post close reserves are $114,073.66 or 24.13 months PITIA, guidelines requires 12 months reserves.
0832863710 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 14.8 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 25 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  785 Post close reserves are $114,073.66 or 24.13 months PITIA, guidelines requires 12 months reserves.
0085489615 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29%. Max DTI for this program is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 15 years.
0085489615 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29%. Max DTI for this program is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 15 years.
0085489615 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29%. Max DTI for this program is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 15 years.
0617527171 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 74.00%. Max LTV for this program is 80.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 35 months cash reserves. 12 months required for this program.
0617527171 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 74.00%. Max LTV for this program is 80.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 35 months cash reserves. 12 months required for this program.
0220301104 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 65.04%, max allowed per G/L is 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 19.96%, max allowed per G/L is 43%
0748218171 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Calculated DTI is  25.53%; Max DTI for the product is  43%;

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $510,594.94.  Reserves required $9327.14 x 12 = $111,925.68
0836500270 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Guidelines require a maximum DTI of 43%.  The final DTI is 28.90% which is 14.10% points below the maximum DTI.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Guidelines require minimum twelve months' PITI reserves of $3,376.00 *12= $40,512.00. Verified post-closing reserves are $54,459.15 which are $13,947.15 above the required reserve amount.
0798388821     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 12.74%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 65.71%. Max LTV for this program is 80.00%.
0323442423 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.56%, max per guidelines is 43%.
0323442423 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.56%, max per guidelines is 43%.
0651090211 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  722 credit score exceeds guidelines of 680 by 42 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  74.96% LTV below guideline requirements of 80%
0651090211 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  722 credit score exceeds guidelines of 680 by 42 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  74.96% LTV below guideline requirements of 80%
0651090211 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  722 credit score exceeds guidelines of 680 by 42 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  74.96% LTV below guideline requirements of 80%
0842029750     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 64.29%; max allowed per guidelines is 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  784 qualifying score. Min required per guidelines is 680
0606787460 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 26.40% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,118,029.17 or 380.08 months PITIA, guidelines requires 12 months reserves
0606787460 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 26.40% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,118,029.17 or 380.08 months PITIA, guidelines requires 12 months reserves
0606787460 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 26.40% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,118,029.17 or 380.08 months PITIA, guidelines requires 12 months reserves
0606787460 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 26.40% lower than lender maximum DTI 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,118,029.17 or 380.08 months PITIA, guidelines requires 12 months reserves
0823034212 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 750; Minimum credit score per program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $91,086.84.  Per program guidelines, 12mo PITI/PL  required or $48,051.12.
0823034212 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 750; Minimum credit score per program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $91,086.84.  Per program guidelines, 12mo PITI/PL  required or $48,051.12.
0823034212 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 750; Minimum credit score per program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $91,086.84.  Per program guidelines, 12mo PITI/PL  required or $48,051.12.
0382231246 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.13%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $136,488.48 or 65.13 months PITIA, guidelines requires 12 months reserves.
0961912347     CFCFS2854: Significant time in profession
- Clayton Comments:  Both borrowers have been in their current profession for seven years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  The median credit score is 774.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.65%, 8.35% less than the maximum guideline requirement of 43.00%.
0403095077 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 25 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.83%; guideline maximum is 80%.
0403095077 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 25 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.83%; guideline maximum is 80%.
0403095077 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 25 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.83%; guideline maximum is 80%.
0661945317     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.37%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 56 months reserves. 12 months required for this program.
0858971497 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 21.24 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.89%; guideline maximum is 43%.
0481652047 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.45%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $571,460.05  or 101.23 months, guidelines require 12 months PITIA .

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 14 years.
0233656945 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $2,350,184.90 or 347.23 months PITIA, guidelines requires 36 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Guidelines require a maximum DTI of 43%.  The final DTI is 39.43%.
0233656945 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $2,350,184.90 or 347.23 months PITIA, guidelines requires 36 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Guidelines require a maximum DTI of 43%.  The final DTI is 39.43%.
0233656945 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $2,350,184.90 or 347.23 months PITIA, guidelines requires 36 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Guidelines require a maximum DTI of 43%.  The final DTI is 39.43%.
0179387385     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower in profession for 12 years.

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  NBS income not used to qualify.
0839064159 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 56.0% is below the maximum of 80%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 798 exceeds guidelines
0015347546     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.91%, max per guidelines is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $412,322.60, guidelines required 12 months PITIA.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have an overall good credit history. No derogatory credit. No public record findings.
0412621249 Not Required Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 51.21% is below the guideline of 80%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $163,613.41 or 23.45 months PITIA, guidelines requires 12 months reserves.
0658000401 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  The borrower has been in current profession for 17 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $142,617.91.  Reserves required are $45,383.88 (12 months)
0263424903 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  757 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $116,597.88 or 15.52 months PITIA, guidelines requires 12 months reserves.
0414050264 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $68,484.50.  Reserves required $3,715.35 x 12 = $44,584.20

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  757 qualifying score. Min required per guidelines is 680.
0414050264 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $68,484.50.  Reserves required $3,715.35 x 12 = $44,584.20

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  757 qualifying score. Min required per guidelines is 680.
0463513232     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Guidelines require a maximum DTI of 43%.  The final DTI is 26.44% which is 16.56% points below the maximum DTI.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score of 792 which is 72 points over the required minimum
0627182415 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  764 qualifying score. Min required per guidelines is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 12 years
0543285889 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 15.19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.06; guideline maximum is 432%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 73.51%; guideline maximum is 80%.
0543285889 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 15.19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.06; guideline maximum is 432%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 73.51%; guideline maximum is 80%.
0401326294 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $385,330.78.  Reserves required $6906.73 x 12 = $82,880.76

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 67.85%, max allowed per G/L is 80%
0126549291 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have a credit history dating back to 1990 with no derogatory accounts or late payments.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrowers have a 0x30 mortgage history for 68 months.
0987013849 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $853,652.48; Reserves required $56,476.44

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 776
0987013849 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $853,652.48; Reserves required $56,476.44

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 776
0409683974 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  786 credit score exceed guidelines requirement of 720 by 66 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  18 months verified cash reserves exceed guidelines requirement of 12 months
0409683974 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  786 credit score exceed guidelines requirement of 720 by 66 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  18 months verified cash reserves exceed guidelines requirement of 12 months
0231640252 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.24%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 72.00%. Max LTV for this program is 80.00%.
0217486437 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $109,075.69 or 28.85 months PITIA, guidelines requires 12 months reserves

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.85%, max per guidelines is 43%
0217486437 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $109,075.69 or 28.85 months PITIA, guidelines requires 12 months reserves

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.85%, max per guidelines is 43%
0217486437 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $109,075.69 or 28.85 months PITIA, guidelines requires 12 months reserves

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.85%, max per guidelines is 43%
0934579628 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 20.38%, max allowed per G/L is 43%

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the same employer for 14 years
0658673537     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have verified post-closing reserves of $432,600.49 or  105 months PITI; per guidelines,  12 months PITI(A) is required or $49,341.96

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 47.27 %; max allowed per guidelines is 80.00%
0288509466 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 16 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 16.77 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 799 exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.41% is 10.59% less than 43%
0193580383 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower with current employer for 16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.04%. Max DTI for this program is 43.00%.
0340414930 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 737; Minimum credit score for program is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $229,082.00.  Per program guidelines, 12mo PITI/PL  required or $71,701.92.
0156277199 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 68.44%,max allowed per G/L is 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.49%, max allowed per G/L is 43%
0798258660 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  808 credit score exceeds guideline requirement of 740 by 68 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  48 months of verified cash reserves exceeds the guideline requirements of 12 months reserves.
0764191095     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 61.85%. Max LTV for this program is 80.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $80,588.06 or 25.09 months PITIA, guidelines requires 12 months reserves.
0825808694 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.83%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  792 qualifying score. Min required per guidelines is 680.
0485036238     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers' Credit Score 793; guidelines allow a minimum Credit Score 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers' DTI 29.40%; guidelines allow a maximum DTI 43.00%.
0402792183 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $181,132.39 in total assets documented.  Effective amount is $181,132.39, with liquid assets of $181,132.39.  Post close reserves are $49,416.75.  Reserves required per DU $0

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 22 years
0380103708 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,831,995.11.  Reserves required $52,397.88 (12 x $4366.49).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 27.43%.  Max DTI 43%.
0669271321     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $236,359.22 or 30.39 months, guidelines require 12 months PITIA .

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  776 qualifying score. Min required per guidelines is 680.
0836046513 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 credit score exceeds guidelines min of 680 by 119 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  34.11 % LTV below guidelines maximum of 80% LTV
0836046513 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 credit score exceeds guidelines min of 680 by 119 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  34.11 % LTV below guidelines maximum of 80% LTV
0836046513 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 credit score exceeds guidelines min of 680 by 119 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  34.11 % LTV below guidelines maximum of 80% LTV
0184037190     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.72% / MAX 45%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $356,445.29 / Required Reserves $39,982.92
0314707543 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 795; guidelines allow a minimum Credit Score 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 15.34%; guidelines allow a maximum DTI 45.00%.
0314707543 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 795; guidelines allow a minimum Credit Score 680

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 15.34%; guidelines allow a maximum DTI 45.00%.
0933177101 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  795 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.92%, max per guidelines is 43%.
0043194283 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative score is 797; Min score required is  680;

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Max LTV is 80%; Borrower LTV is 47.17%
0043194283 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative score is 797; Min score required is  680;

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Max LTV is 80%; Borrower LTV is 47.17%
0043194283 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative score is 797; Min score required is  680;

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Max LTV is 80%; Borrower LTV is 47.17%
0043194283 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers representative score is 797; Min score required is  680;

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Max LTV is 80%; Borrower LTV is 47.17%
0559123366 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $212,943.62.  Reserves required $2881.18 x 12 = $34,574.16

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.41%, max allowed per G/L is 43%
0773622262 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower and Co-Borrower each have 10 years experience in their professions.

CFCFS3834: Borrower does not have any major mortgage related occurrences during the past two years
- Clayton Comments:  Borrower does not have any major mortgage related occurrences during the past 2 years.  Borrowers mortgage history dates back to 01/2016.
0929097951 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 40%; borrowers DTI is  29.02%;

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves after the required down payment on second home borrower is purchasing is over 18 months;
0929097951 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 40%; borrowers DTI is  29.02%;

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Cash reserves after the required down payment on second home borrower is purchasing is over 18 months;
0960187775     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  805 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.37%/ Max DTI 45%
0257346695     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is  35.75%; Max DTI for the product is 43%

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Both borrowers bonus income not used;
0600063450 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  771 qualifying score. Min required per guidelines is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 14 years.
0178729652     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 5.11 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 23.86%; guideline maximum is 43%.
0177808872 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 qualifying score. Min required per guidelines is 680.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.54%; max allowed per guidelines is 80%.
0005946861 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Assets: Borrowers have verified post-closing reserves of $205,594.13 (using 50% of available retirement funds only)  or 41 months PITI; per guidelines, 12 months PITI(A) is required or $60,236.76

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  799 qualifying score. Min required per guidelines is 740
0264309824     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.01%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 54 months cash reserves. 12 months required for this program.
0924288161 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.60. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $827,263.17 or 234.11 months PITIA, guidelines requires 12 months reserves.
0585522709 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $508,772.06 or 159.96 months, guidelines require 18 months.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 38 years.
0585522709 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $508,772.06 or 159.96 months, guidelines require 18 months.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  The borrower has been employed for over 38 years.
0217643371 (No Data) Not Applicable CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage payment history is for27 months when 12 months are required.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on the same job for the past 6.7 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has an overall good credit history-limited credit user. No derogatory credit. No public record findings.
0643941226 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.64%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 6 years.
0344505776 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,150,648.95 or 293.27 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 11 years
0285994377 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  27.78 cash reserves exceeds guidelines requirement of 12 months

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  766 credit score exceeds guideline requirements of 740 by 26 points
0767132907 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 69.23%; max allowed per guidelines is 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  806 qualifying score. Min required per guidelines is 680

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Borrower has over 90 months of an excellent payment history on departure residence with XXX.
0546657480 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower has been in same profession 25 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 774 is 74 higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.77%, max per guidelines is 43%.
0546657480 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower has been in same profession 25 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 774 is 74 higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.77%, max per guidelines is 43%.
0343452035 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.45%, max per guidelines is 43%.
0507723206 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $89,996.85.  Reserves required $3094.13 x 12 = $37,129.56

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 804
0636678553 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $445,843.18.  Per program guidelines, 12mo PITI/PL required or $72,868.08.
0185218012 Not Required Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 25 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  778  qualifying score. Min required per guidelines is 680
0881276678 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 20.15% lower than lender minimum  43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $248,959.44 or 59.04 months PITIA, guidelines requires 12 months reserves.
0881276678 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 20.15% lower than lender minimum  43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $248,959.44 or 59.04 months PITIA, guidelines requires 12 months reserves.
0575475793 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned current residence 11 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 10 years
0575475793 (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned current residence 11 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 10 years
0005379455     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 811, minimum required is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $213,004.52.  Reserves required $4414.23 x 12 = $52,970.76
0030792198 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in same profession for 9 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.63%; guideline maximum is 43%.
0030792198 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B1 has been in same profession for 9 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.63%; guideline maximum is 43%.
0210799933     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  745 qualifying score. Min required per guidelines is 680

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.
0980158567 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  762 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $107,363.55  or 17.76 months PITIA, guidelines requires 12 months reserves
0980158567 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  762 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $107,363.55  or 17.76 months PITIA, guidelines requires 12 months reserves
0748140628 Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.04%. Max DTI for this program is 43.00%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower in his profession for 19 years.
0748140628 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.04%. Max DTI for this program is 43.00%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower in his profession for 19 years.
0749898001     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 18 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 797 is 97 points higher than 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.17% is 13.83% less than 43%
0106823548 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.50%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $219,688.94  or 34.91 months PITIA, guidelines requires 12 months reserves.
0461336910     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 78.84%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 33.79%; guidelines allow a maximum DTI 43.00%.
0956228366 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score of 804 which is 84 points over the required minimum

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $935,903.49.  Required reserves $6,132.96*12= $73,585.52.
0956228366 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score of 804 which is 84 points over the required minimum

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $935,903.49.  Required reserves $6,132.96*12= $73,585.52.
0956228366 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 720. Final credit score of 804 which is 84 points over the required minimum

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $935,903.49.  Required reserves $6,132.96*12= $73,585.52.
0604838565 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $254,402.57.  Reserves required $6709.20 x 12 = $80,510.40

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 808, minimum required is 680
0604838565 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $254,402.57.  Reserves required $6709.20 x 12 = $80,510.40

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 808, minimum required is 680
0368544392 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $157,759.08.  Reserves required $6840.64 x 12 = $82,087.68

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 61.79%, max allowed per G/L is 80%
0543115885 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 43.75%; max allowed per guidelines is 70%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  802 qualifying score. Min required per guidelines is 720..
0970249646 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.35%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $211,425,.52 or 51.22 months, guidelines require 12 months PITIA .
0970249646 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.35%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $211,425,.52 or 51.22 months, guidelines require 12 months PITIA .
0690558334 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22%. Max DTI for this program is 43%.

CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower in the XXX profession.
0690558334 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22%. Max DTI for this program is 43%.

CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower in the XXX profession.
0690558334 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22%. Max DTI for this program is 43%.

CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower in the XXX profession.
0615654988     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.74%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,112,917.25 or 108.17 months PITIA, guidelines requires 12 months reserves
0137678076     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 qualifying score. Min required per guidelines is 680.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the current employer for 6 years
0999316635 Hybrid Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 6 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.21%, max per guidelines is 43%.
0999316635 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 6 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 qualifying score. Min required per guidelines is 680.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.21%, max per guidelines is 43%.
0328772657     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $424,725.92.  Reserves required $5092.89 x 12 = $61,114.68

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.29%, max allowed per G/L is 43%
0109106637     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $427,427.63.  Reserves required $2910.50 x 12 = $34,926

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 801, minimum required per G/L is 680
0335760505 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.50%; guideline maximum is 43%.
0335760505 Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.50%; guideline maximum is 43%.
0335760505 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.50%; guideline maximum is 43%.
0335760505 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 16.50%; guideline maximum is 43%.
0450314188     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Assets: Borrowers have verified post-closing reserves of $432,701.50 or 54 months (no investment funds used for reserves)  PITI; per guidelines, 12 months PITI(A) is required or $95,697.48

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 qualifying score. Min required per guidelines is 680
0252465530 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.13%; guideline maximum is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 67.57% is below guideline requirements
0074258272     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 20.53%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $109,067.04 or 30.43 months PITIA, guidelines requires 12 months reserves.
0839310128 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.56%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 65 months reserves. 12 months required for this program.
0839310128 Not Required Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 24.56%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 65 months reserves. 12 months required for this program.
0703948602 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves  $317,764.02 or 89.90 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.86%, max per guidelines is 43%.
0228539971 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.57% is below the maximum of 40%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $220,009.03; Reserves required $5,152.05 x 12 = $61,824.60.
0228539971 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.57% is below the maximum of 40%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $220,009.03; Reserves required $5,152.05 x 12 = $61,824.60.
0228539971 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.57% is below the maximum of 40%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $220,009.03; Reserves required $5,152.05 x 12 = $61,824.60.
0228539971 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.57% is below the maximum of 40%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $220,009.03; Reserves required $5,152.05 x 12 = $61,824.60.
0485555889 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  798 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $360,783.31 or 47.75 months PITIA, guidelines requires 12 months reserves.
0485555889 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  798 qualifying score. Min required per guidelines is 680

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $360,783.31 or 47.75 months PITIA, guidelines requires 12 months reserves.
0095187237 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $99,954.97 or 13.58 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 42.73%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 700.
0095187237 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $99,954.97 or 13.58 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 42.73%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 700.
0095187237 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $99,954.97 or 13.58 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 42.73%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 700.
0095187237 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $99,954.97 or 13.58 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 42.73%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 700.
0095187237 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $99,954.97 or 13.58 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 42.73%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 700.
0095187237 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $99,954.97 or 13.58 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 42.73%, max per guidelines is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  803 qualifying score. Min required per guidelines is 700.
0878441269 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers' LTV 72.82%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers' Credit Score 781 exceeds guidelines.
0132641540 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrowers are at  32.76%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is 680; borrowers have  778;
0142178518     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $586,543.09.  Reserves required $6990.91 x 12 = $83,890.92

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 70.14%, max allowed per G/L is 80%
0233273594 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37%. Max DTI for this program is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 802. Minimum credit score for this program is 680.
0233273594 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37%. Max DTI for this program is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 802. Minimum credit score for this program is 680.
0285118405 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 14 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has had 0x30 of credit history for more than 24 months.
0318198641 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 10 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median credit score is 792; guideline min is 680.
0318198641 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 10 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median credit score is 792; guideline min is 680.
0417657074     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  759 credit score exceed guidelines required 720 by 39 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  65months verified reserves exceeds guidelines required 12 months
0356674032     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on current job for 8 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 54%; maximum LTV is 80%.
0842094154 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score is  792;  Minimum score required is  680;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is  31.01%; Max DTI for the product is 43%;
0889418723 (No Data) Not Applicable CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower and the co-borrower both have bonus income that was not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 39.67% ; Max DTI for the product is  43%
0889418723 (No Data) Not Applicable CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower and the co-borrower both have bonus income that was not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 39.67% ; Max DTI for the product is  43%
0889418723 Not Required Not Applicable CFCFS1750: High potential for increased earnings
- Clayton Comments:  Borrower and the co-borrower both have bonus income that was not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 39.67% ; Max DTI for the product is  43%
0856328941 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  768 qualifying score. Min required per guidelines is 680.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $220,563.08 or 43 months PITIA, guidelines required 12 months PITIA.
0565244694 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.93%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 20 years.
0638163540 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 7 years; reflecting stability.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.93%, max per guidelines is 43%.
0638163540 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 7 years; reflecting stability.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.93%, max per guidelines is 43%.
0272015193     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  ASSETS:$415,407.43 in total assets documented.  Effective amount is $338,472.84, with liquid assets of $222,704.21.  Post close reserves are $156,808.27.  Reserves required $4138.19x 12 = $24,829.14

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  credit score of 780
0098345633 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have owned current residence 16 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.88% below guideline requirement of 43% by 14.12%
0098345633 (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have owned current residence 16 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.88% below guideline requirement of 43% by 14.12%
0098345633 (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have owned current residence 16 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.88% below guideline requirement of 43% by 14.12%
0314545745     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 770

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $123,164.03; Reserves required $6,841.29 x 12 = $82,095.48.
0869134432 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  XXX credit score is 767; Minimum credit score for program is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $70,324.62 or 14.97 months.  Per program guidelines, 12mo PITI/PL  required or $56,378.76.
0782718547 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $320,573.19, 70.40 months; reserves required is $4,553.52 x 12 = $54,642.24.
0782718547 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 796 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $320,573.19, 70.40 months; reserves required is $4,553.52 x 12 = $54,642.24.
0417775551 Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 66.10%. Max LTV for this program is 80.00%.
0309617642 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $281,142.93.  Reserves required per LP AUS $0

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 17 years
0665291294 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 14 years

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has been in current residence for 10 years
0665291294 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 14 years

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has been in current residence for 10 years
0691068559     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $306,098.40.  Reserves require $54,056.40 (12 x $4504.70 ).

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co borrower has been at current job for 15 years and 2 months.
0033848664 Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.04%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 59.21%. Max LTV for this program is 80.00%.
0266640735     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $137,777.28 or 35.44 months PITIA

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 14 years
0763940335 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with same employer for 10 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been with same employer for 12.6 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in same profession for 12 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 795 is 95 points higher than 700.
0763940335 Not Applicable Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with same employer for 10 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been with same employer for 12.6 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-borrower has been in same profession for 12 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's mid FICO score 795 is 95 points higher than 700.
0553987014 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  26.46 % DTI below guidelines max 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guidelines max of 80%
0195042923 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI 28.08% lower than lender maximum 43%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Reserves Required $3587.73 X 12 = $43,052.76  Post closing reserves $114,498.33
0327972846 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $127,792.26 or 34.65 months PITI, guidelines require 12 months PITIA.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 10.77% below guideline requirement of 43% by 32.23%.
0327972846 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $127,792.26 or 34.65 months PITI, guidelines require 12 months PITIA.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 10.77% below guideline requirement of 43% by 32.23%.
0555338898 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $170,239.87.  Reserves required $5558.57 x 12 = $66,702.84

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 16 years
0555338898 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $170,239.87.  Reserves required $5558.57 x 12 = $66,702.84

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 16 years
0141913656 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $133,372.35.  Reserves required $3775.03  x 12 = $45,300.36

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.39%, max allowed per G/L is 43%
0141913656 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $133,372.35.  Reserves required $3775.03  x 12 = $45,300.36

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.39%, max allowed per G/L is 43%
0141913656 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $133,372.35.  Reserves required $3775.03  x 12 = $45,300.36

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.39%, max allowed per G/L is 43%
0395721352 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 84 months of 0x30 mortgage payment history.
0395721352 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 84 months of 0x30 mortgage payment history.
0395721352 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 84 months of 0x30 mortgage payment history.
0395721352 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 84 months of 0x30 mortgage payment history.
0395721352 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 84 months of 0x30 mortgage payment history.
0395721352 Not Applicable Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 12 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Credit report reflects at least 84 months of 0x30 mortgage payment history.
0452501319 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0452501319 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0452501319 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0452501319 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0452501319 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0452501319 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0452501319 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 on job for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  B2 middle score was 804

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  B1 Bonus income was not used to qualify; YTD 03/31/19 $30,149.00

CFCFS1750: High potential for increased earnings
- Clayton Comments:  B2 has only been on job 18 months as XXX; however B2 was in the same line of work when she was XXX.
0150008502 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX with current company 35 years reflecting stability.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower with current employer for 27 years reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.05%, max per guidelines is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 32.74%; max allowed per guidelines is 70%.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have owned and resided at current residence for 34 years reflecting stability.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $112258.37 in total documented assets. Effective amount is $112258.37 with liquid assets of $24459.55. Post closing reserves are $112258.37. Subject reserves required: $3577.99x12=$42935.88.
0150008502 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX with current company 35 years reflecting stability.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower with current employer for 27 years reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 qualifying score. Min required per guidelines is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 35.05%, max per guidelines is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 32.74%; max allowed per guidelines is 70%.

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have owned and resided at current residence for 34 years reflecting stability.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $112258.37 in total documented assets. Effective amount is $112258.37 with liquid assets of $24459.55. Post closing reserves are $112258.37. Subject reserves required: $3577.99x12=$42935.88.
0426646304     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 15.2 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 9.3 years.
0790318097 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 has been with employer for over 3 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 720; guideline min is 700

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.50%, max per guidelines is 43%.
0514479420 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 31 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $415,279.92 (101 months).
0514479420 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 31 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $415,279.92 (101 months).
0003036332     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $548,582.47.  Reserves required $3,759.88 x 12 = $45,118.56

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 7 years 10 months
0489609430 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 6 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  768 credit score exceeds the guideline min of 720 by 48points
0050940249 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.73%. Max DTI for this program is 43.00%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 60.32%. Max LTV for this program is 80.00%.
0627498019 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 44 months cash reserves. 16 months required for this program.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 816. Minimum credit score for this program is 700.
0248096481 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 191 months reserves. 12 months required for this program.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 65.00%. Max LTV for this program is 80.00%.
0248096481 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrower has 191 months reserves. 12 months required for this program.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 65.00%. Max LTV for this program is 80.00%.
0255609981 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Current LTV 48.32% lower than lender maximum of 70% LTV

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Required Reserves $6716.15 X 12 = $80,593.80 Post Closing Reserves $162,036.62
0255609981 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Current LTV 48.32% lower than lender maximum of 70% LTV

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Required Reserves $6716.15 X 12 = $80,593.80 Post Closing Reserves $162,036.62
0255609981 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Current LTV 48.32% lower than lender maximum of 70% LTV

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Required Reserves $6716.15 X 12 = $80,593.80 Post Closing Reserves $162,036.62
0692333307 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.49%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 774. Minimum credit score for this program is 700.
0433394158 Non-Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower resided at subject property for 18 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 20 years.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed as XXX for 20 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage payment history of 0x30 for 105 months when 12 months required.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score of 775 when 720 required.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  34.83 DTI is less than 43% maximum allowed.
0183774772 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified post closing reserves  $58,609.71 or 16.41 months, guidelines require 12 months PITIA .

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.48%, max per guidelines is 43%.
0791954456 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $463,503.06.  Reserves required $5468.52 x 12 = $65,622.24

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 27 years
0932331897     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  60 months verified cash reserves exceeds the guidelines required 12 months reserves

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  812 credit score exceeds the guidelines required 720 by 61 points
0085172168     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  61.61 % LTV below guideline max of 80%

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  37.18 DTI below guideline max of 43%
0040137336     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 69.43%; guidelines allow a maximum LTV 85.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 806; guidelines allow a minimum Credit Score 740.
0158715011 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 34.04%; guidelines allow a maximum DTI 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 776; guidelines allow a Credit Score of 720.
0647011401     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  35.03 % dti below guideline max of 45%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  801 credit score exceeds guideline min of 720
0435815023 (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Credit score 802 exceeds guidelines.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 28.74%; guidelines allow a maximum DTI 43.00%.
0435815023 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Credit score 802 exceeds guidelines.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 28.74%; guidelines allow a maximum DTI 43.00%.
0271022468 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 24 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $30,115.06.  Reserves required per DU $0
0569125414     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXXfor 19 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.07%; guideline maximum is 43%.
0891572002 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 20 years

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has occupied the subject property for 20 years
0891572002 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 20 years

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has occupied the subject property for 20 years
0268177542 Hybrid Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 23.81% is below the maximum of 80%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $564,346.34 or 119.53 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.93% below guideline requirement of 43% by 16.07%
0050428591     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with current employer for over 24 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 707; exceeding guideline minimum score requirement.
0513879888     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  B2 has been at current job for 13 years.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  70% LTV below guideline max 80%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 6.5 years
0877418585     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $14,885.69.  Reserves required  per AUS $0

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 13.4 years.
0561620049 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 806; guidelines allow a minimum Credit Score 740.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 33.39%; guidelines allow a maximum DTI 43.00%.
0730485311 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $248,687.14 or 67.63 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 15.60% below guideline requirement of 43% by 27.40%
0095062638     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 16 years.

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage Payment history exceeds guidelines of 0 x 30 for more than 12 months.
0279997198 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 809 exceeds guidelines.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.77% and required maximum is 43%.
0709123626 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 751 and minimum required is 720.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 47.11% and maximum LTV is 70%.
0367967599 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  40%; Borrower DTI is 22.72%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700;  Borrower credit score is 814;
0878635373 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700; Borrower score is 749

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Reserves are significantly higher than 12 months required
0878635373 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700; Borrower score is 749

CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Reserves are significantly higher than 12 months required
0571258252     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 9.55% below guideline requirement of 43% by 33.45%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,235,694.08 or 133.85 months PITIA
0082830060 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 24.6 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.95%; guideline maximum is 43%.
0082830060 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 24.6 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.95%; guideline maximum is 43%.
0082830060 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 24.6 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.95%; guideline maximum is 43%.
0082830060 Not Applicable Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 24.6 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.95%; guideline maximum is 43%.
0797750884 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $246,915.01.  Reserves required $4653.26 x 12 = $55,839.12

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 7 years
0644599838 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 19 years 7 months

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $506,052.42 or 136.71 months PITI
0074751918 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 790 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0074751918 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 790 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0074751918 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 790 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0074751918 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 790 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.
0370623369     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves $180,703.06.  Reserves required $61,271.88 (12 x $5105.99 ).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 33.65%.  Maximum DTI per guidelines is 43%.
0363675986     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 816 and minimum required is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.83% and maximum allowed is 43%.
0698399169 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score 791 exceeds guidelines of 700.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Subject LTV is 58.50%; Maximum for program is 80.00%
0652023319 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co- borrower has been with employer for 10 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 credit score exceeds guidelines min of 720 by points
0652023319 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co- borrower has been with employer for 10 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  791 credit score exceeds guidelines min of 720 by points
0067494556 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $935,023.49 or 205.23 months PITIA

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 8 years 11 months
0798386743     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34%. Max DTI for this program is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower in her profession for 18 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 55 months cash reserves. 12 months required for this program.
0105739364 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $415,135.13.  Per program guidelines, 12mo PITI/PL  required or $43,088.28.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO 817; Minimum for program is 700.
0993702931 Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrower DTI is  38.31%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower credit score is  791; Min score required is  700;
0993702931 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrower DTI is  38.31%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower credit score is  791; Min score required is  700;
0449352432     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 770 and minimum required is 720.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has worked in the same profession for 20 years.
0761443407 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $325,968.08.  Per program guidelines, 18mo PITI/PL  required or $76,173.12.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 14.75%; Maximum for program is 43%
0761443407 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $325,968.08.  Per program guidelines, 18mo PITI/PL  required or $76,173.12.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 14.75%; Maximum for program is 43%
0761443407 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $325,968.08.  Per program guidelines, 18mo PITI/PL  required or $76,173.12.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 14.75%; Maximum for program is 43%
0761443407 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $325,968.08.  Per program guidelines, 18mo PITI/PL  required or $76,173.12.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 14.75%; Maximum for program is 43%
0286168964 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been XXX for 16 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 757 and minimum required is 700.
0572812841     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.14%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrowers have been in the same profession for 20 years.
0466852260 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 766; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 31.02%; guidelines allow a maximum DTI 43.00%.
0466852260 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 766; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 31.02%; guidelines allow a maximum DTI 43.00%.
0143821940 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 45 months PITI, guidelines require 12

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 24 years
0143821940 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 45 months PITI, guidelines require 12

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 24 years
0143821940 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 45 months PITI, guidelines require 12

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 24 years
0143821940 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 45 months PITI, guidelines require 12

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 24 years
0143821940 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 45 months PITI, guidelines require 12

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 24 years
0285615306 Hybrid Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  .  Post closing reserves $67,984.71.  Per program guidelines, 12mo PITI/PL  required or $55,839.60.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 776; Minimum for program is 720.
0285615306 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  .  Post closing reserves $67,984.71.  Per program guidelines, 12mo PITI/PL  required or $55,839.60.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 776; Minimum for program is 720.
0285615306 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  .  Post closing reserves $67,984.71.  Per program guidelines, 12mo PITI/PL  required or $55,839.60.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 776; Minimum for program is 720.
0043162450     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrower DTI is  17.49%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower credit score 799; Min credit score required is  700;
0924158245 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 765; Minimum credit score for program is 700.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 67%; Maximum for program is 80%
0815669967 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 791, minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $632,493.20; required reserves are $5968.76 x 18 = $107,437.68.
0815669967 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 791, minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $632,493.20; required reserves are $5968.76 x 18 = $107,437.68.
0769832568 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Borrower 1 receives additional income as profit distribution that was not considered

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%  Borrower DTI is  23.82%
0248389210 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700; Borrower credit score is 766

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Max DTI is  40%; Borrower DTI is  13.21%
0174766372 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash assets $63,462.47 or 20.34 months PITIA

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower employed in same profession 12 years.
0358765290 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 28.32%; guideline maximum is 43%.
0943102166     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  810 credit score exceeds the guidelines

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  16 months verified cash reserves exceeds guideline requirement of 12 months reserves
0615990881     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 6 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 811; exceeding guideline minimum.
0350800837     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  34.04%DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  72.12 %LTV below guideline max of 80%
0413265211 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  22.91%  DTI below guideline max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 14 years with current employer
0413265211 Hybrid Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  22.91%  DTI below guideline max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 14 years with current employer
0413265211 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  22.91%  DTI below guideline max of 43%

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed for 14 years with current employer
0872425710     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 763 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $1,943,752.40; required reserves are $8911.91 x 12 = $106,942.92.
0010036216 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $191,216.11.  Reserves required $3458.83 x 12 = $41,505.96

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26%, max allowed per G/L is 43%
0859691583 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $967,047.32; required reserves are $3618.93 x 12 = $43,427.16.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 738 and required minimum is 700.
0878883818     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $87,713.21.  Per program guidelines, 12mo PITI/PL  required or $67,182.48.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 752; Minimum for program is 700.
0702876219     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 779; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 33.69%; guidelines allow a maximum DTI 43.00%.
0407438492 Non-Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Reserves of 64 months PITI exceeds the minimum of 12 months

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34.57; Maximum DTI per guidelines is 43%.
0131972934 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has been a XXX and with same employer for 31 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 787; guidelines allow a minimum Credit Score 720.
0131972934 Numeric Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has been a XXX and with same employer for 31 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 787; guidelines allow a minimum Credit Score 720.
0131972934 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  B2 has been a XXX and with same employer for 31 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 787; guidelines allow a minimum Credit Score 720.
0435281148 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current Employer for 13.5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.02%; guideline maximum is 43%.
0435281148 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current Employer for 13.5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.02%; guideline maximum is 43%.
0669908299 Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  28.48% DTI below guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  69.05% LTV below guideline requirements of 80%
0135306128 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $600,467.76.  Reserves required $6623.09 x 12 = $79,477.08

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 11 years.
0702440293     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Guidelines require a minimum credit score of 680 for a loan amount <$1mm <80% LTV.  Final credit score of 793 which is 113 points over the required minimum

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified reserves of 28 months PITI exceeds the minimum of 12 months.
0319402532     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has significant time in profession of 15 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score is 720; minimum for program is 620.
0654402858     CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers have owned current residence for 28 years.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 21 years.
0363735141     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.78%; guideline maximum is 43%.
0111204589     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 45.40%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 811; guidelines allow a minimum Credit Score 740.
0570729473 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 22 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $120,056.44.  Reserves required $3,314.09x 12 = $39,769.08
0142824618     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 790 and minimum required is 740.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 19 years experience at current job.
0197653463     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700;  Representative score is 817;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI is  24.88%; Max DTI for the product is  43%
0086624949 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0086624949 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0086624949 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0086624949 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0086624949 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 789 and minimum required is 700.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0403270653 Not Applicable Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned primary current residence 10 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $4,603,211.98 or 1060.30 months PITIA
0403270653 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned primary current residence 10 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $4,603,211.98 or 1060.30 months PITIA
0403270653 (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned primary current residence 10 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $4,603,211.98 or 1060.30 months PITIA
0020858268     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $102,761.16 or 26.10 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.96% below guideline requirement of 43%
0077924983     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.96%; guideline maximum is 43%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 6 years.
0947506582 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700; borrower score is  791

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Over 22 years with the same company
0947506582 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700; borrower score is  791

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Over 22 years with the same company
0947506582 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is  700; borrower score is  791

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Over 22 years with the same company
0109595607 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Representative score is  780; Min score required is  700;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower DTI Is  29.78%; Max DTI for the product is  43%
0003896058     CFCFS2860: Good credit history
- Clayton Comments:  Borrowers Credit Score 792; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 23.73%; guidelines allow a maximum DTI 43.00%.
0901157069     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $106,881.46 or 21.94 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.84% below guideline requirement of 43% by 16.16%
0402106884     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrower DTI is  22.23%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score is  804;  Min score required is  700
0753829353     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for 12 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $188,847.62.  Reserves required $4851.08 x 12 = $58,212.96
0062185231 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $176,790.55.  Reserves required $4,467.65 x 12 = $53,611.80

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 11.63%, max allowed per G/L is 43%
0962221206 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $175,699.33, 38.67 months; reserves required is $4544.07 x 12 = $54,528.84.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.
0496372571 Hybrid Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 32.43%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 810 exceeds guidelines.
0496372571 Not Applicable Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 32.43%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 810 exceeds guidelines.
0125833119 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.72%; guideline maximum is 43%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have had 0 x 30 on the Rental history since 10/11/2016.
0599189918     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $90,275.42 or 19.62 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 13 years
0817892492     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  813 credit score exceeds guidelines

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  25.81% DTI below guidelines required DTI of 43%
0314326933 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Both borrowers have been with the same employers for 15 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $331,273.61.  Reserves required $4807.53 x 18 = $86,535.54
0429625001 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower 1 has been with current employer for over 6 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers middle credit score is 791; exceeding guideline minimum.
0402900661 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been in current job for 8 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 792 and minimum required is 700.
0138408369     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 810

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.26%/ Max DTI 45%
0283829864     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 7.4 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 22.21%; guideline maximum is 43%.
0234810302 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 33.10%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 7.5 years.
0527728219     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 credit score exceeds the guideline minimum score

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in XXX for 27 years
0324720556     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.52% below guideline requirement of 43% by 14.48%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $78,049.16 or 17.32 months PITI
0989069859     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Borrower is over 14 years with same employer

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  40%; Borrower DTI is  19.14%
0100113411 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 36.08%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 6.2 years.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 5.10 years.
0785083112     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 802 and minimum required is 700.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 45.29% and maximum allowed is 80%.
0728067872 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.31%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.1 years.
0728067872 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.31%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.1 years.
0728067872 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.31%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.1 years.
0728067872 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.31%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.1 years.
0728067872 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.31%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 13.1 years.
0263212665 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 48.68%; guidelines allow a maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 799; guidelines allow a minimum Credit Score 700.
0719443797 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $334,060.30.  Per program guidelines, 12mo PITI/PL  required or $45,790.56.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 788; Minimum for program is 700.
0600668634 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 10 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 781; exceeding guideline min.
0419966622 Hybrid Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on current job for 16 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 761 and minimum required is 700.
0419966622 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on current job for 16 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 761 and minimum required is 700.
0483770623     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  800 credit score exceeds the guideline

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  39 months cash reserves exceeds guidelines required of 12 months
0787688745 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 782; guidelines allow a minimum Credit Score 720.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 31.85%; guidelines allow a maximum DTI 43.00%.
0563487087     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is 700 and borrower credit score is  761;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrower DTI is 10.98%;
0838328149 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.25% below guideline requirement of 40%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $231,597.14 or 56.33 months PITI
0838328149 Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.25% below guideline requirement of 40%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $231,597.14 or 56.33 months PITI
0782357006     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  745 credit score exceed the guidelines 720 score by 25 points

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  75% LTV below guidelines requirements of 80%
0126272066 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $489,430.55 or 104.98 PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.19% below guideline requirement of 43% by 19.81%
0126272066 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $489,430.55 or 104.98 PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.19% below guideline requirement of 43% by 19.81%
0954324961     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 791

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.80%/ Max DTI 43% (QM).
0531188809     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,451,483.89 or 358.75 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.51% below guideline requirement of 43% by 20.49%
0732863075 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 50.85%; guidelines allow a maximum LTV 70.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 793; guidelines allow a minimum Credit Score 720.
0208558685     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $100,199.41.  Reserves required $4,452.07 x 12 = $53,424.84

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 29.09%, max allowed per G/L is 43%
0821628310 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 775; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 27.97; less than guideline max.
0793531213 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves 63 months PITI exceeds guidelines of 12 months.

CFCFS2854: Significant time in profession
- Clayton Comments:  B1 employed in same profession 16 years
0648405015 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $393,521.95 or 34.19 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.24% below guideline requirement of 43% by 20.76%
0648405015 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $393,521.95 or 34.19 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.24% below guideline requirement of 43% by 20.76%
0649228308 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 10 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.05%. Max DTI for this program is 43.00%.
0649228308 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 10 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35.05%. Max DTI for this program is 43.00%.
0844311325 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrower DTI is  35.93%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative score is  780; Min score required is  700
0193840779 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is 700;  Borrower score  780

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is 40%; Borrowers DTI is 32.70%
0193840779 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min credit score required is 700;  Borrower score  780

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI is 40%; Borrowers DTI is 32.70%
0932609444 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 785; guidelines allow a minimum Credit Score 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrower's DTI 32.50%; guidelines allow a maximum DTI 43.00%.
0617800604     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 803 and minimum required is 740.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $72,028.63, 15.22 months; reserves required is $4732.55 x 12 = $56,790.60.
0266121101     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $516,851.02 or 121.22 months PITIA

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 49.02% below guideline requirement of 80% by 31%
0248810002 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves is $238,068.30.  Required reserves is $5525.31 x 12 = $66,303.72.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0248810002 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves is $238,068.30.  Required reserves is $5525.31 x 12 = $66,303.72.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0171247299 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 767

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.46%/ Max DTI 43%
0333048993     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 773 and minimum required is 720.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has spent 13 years on current job.
0774543169 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 16 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 24.52%; guideline maximum is 43%.
0935737728     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves $99,182.60.  Per program guidelines, 12mo PITI/PL  required or $53,875.44.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  PWE credit score is 798; Minimum for program is 700.
0514097762 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified reserves of 22 months PITI exceeds the minimum required of 12 months.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 779 and minimum required is 700.
0912504326     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  745 Credit score exceeds the guideline required 720 score by 25 points

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with current employer for 11 years
0468007075 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 19 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 9 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  779 credit score the 720 credit score required by guidelines
0072902570     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the current employer for 23 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $217,206.22.  Reserves required $4722.98 x 12 = $56,675.76
0430046740     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $439,535.05 or 122.40 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.22% below guideline requirement of 43% by14.78%
0460985066 Numeric Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus income not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 29.67%. Max DTI for this program is 43.00%.
0864213100     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.41%; guideline maximum is 432%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been with the current employer for 11.5 years.
0685440570 Non-Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 69.82%; guidelines allow maximum LTV 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 809; guidelines allow a minimum Credit Score 720.
0685440570 Non-Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrower's LTV 69.82%; guidelines allow maximum LTV 80%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's Credit Score 809; guidelines allow a minimum Credit Score 720.
0709464789 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  20.17% DTI below guideline requirement of 45%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  139 verified cash reserves exceeds guidelines required 12 months reserves
0510768500 Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  24.88% below guideline max of 45%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  68.51% LTV below guideline max of 80%
0955529789 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 credit score exceeds guidelines requirements of 720 by 63 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  33.12 verified cash reserves exceed guidelines required 12 months
0955529789 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 credit score exceeds guidelines requirements of 720 by 63 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  33.12 verified cash reserves exceed guidelines required 12 months
0955529789 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 credit score exceeds guidelines requirements of 720 by 63 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  33.12 verified cash reserves exceed guidelines required 12 months
0955529789 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  783 credit score exceeds guidelines requirements of 720 by 63 points

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  33.12 verified cash reserves exceed guidelines required 12 months
0955289989     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 10 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 34.38%, max allowed is 43%
0210267752 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 18 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.32% below guideline requirement of 43% by 16.68%
0722996304     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with the same employer for 13 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  805 credit score exceeds the guidelines min of 720 by 85 points
0470797894     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $123,580.20 or 23.96 months PITI.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34% below guideline requirement of 43%
0375663788 Not Applicable Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $93,046.70 or 26.03 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 20.13% below guideline requirement of 43% by 22.87%
0688991198     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been in current job for 33 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 788 and minimum required is 720.
0828604670 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 767 and minimum required is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 17 years.
0828604670 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 767 and minimum required is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 17 years.
0241114850 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers credit score median is 757; exceeds guideline min.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 11 years.
0241114850 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers credit score median is 757; exceeds guideline min.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 11 years.
0241114850 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers credit score median is 757; exceeds guideline min.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 11 years.
0481395816 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.69%. Max DTI for this program is 43.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 764, minimum required is 700
0115677134     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Current DTI is 27.88%, which is way below the guideline max allowed of 43%

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower credit score of 778 which is well above the guideline minimum score allowed.
0154555951 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 14.5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DIT is 33.39%; guideline maximum is 43%.
0154555951 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 14.5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DIT is 33.39%; guideline maximum is 43%.
0154555951 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the same employer for 14.5 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DIT is 33.39%; guideline maximum is 43%.
0579380247     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $91,293.56 or 21.16 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 18.48% below guideline requirement of 43% by 24.52%
0209687209     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 67.10%. Max LTV for this program is 80.00%.
0308032974 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 72.41%; guideline maximum is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.02%; guideline maximum is 43%.
0308032974 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 72.41%; guideline maximum is 80%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.02%; guideline maximum is 43%.
0583021961 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Min Fico 680 / Fico 765

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $497,181.37; Reserves required $45,181.32
0950433117 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves of 109 months PITIA exceeds guidelines of 12

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 23.87% below guideline requirement of 43% by 19.13%
0802898928 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 22.16%. Max DTI for this program is 43.00%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 49 months cash reserves. 12 months required for this program.
0719963369     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.75 below guideline requirement of 43% by 11.25%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $75,036.84 or 18.28 months PITI
0299932416     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 21.33%; guideline maximum is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 20 years.
0676739682 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has 13 years in current job.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 802 and minimum required is 700.
0441117938 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 12 years.
0441117938 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 12 years.
0441117938 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in same profession for 12 years.
0048538646     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $67,950.83 or 15.38 months PITI

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower employed at current job 13 years
0954590124     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 35%. Max DTI for this program is 43%.

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 61.90%. Max LTV for this program is 80.00%.
0563965786     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 16 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median credit score is 796; exceeding guideline minimum.
0750798042     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $533,612.47 or 134.66 months PITI

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower employed at current job 21 years
0994882663 Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 59.12%; guidelines allow a maximum LTV 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI 22.99%; guidelines allow a maximum DTI 43.00%.
0890085007     CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers had been in previous residence for 29 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  807 credit score exceeds guideline requirements of 720 by 87 points
0823895186     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 5 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 784; exceeding guideline minimum.
0001382239 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 7.9 months.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.43%; guideline maximum is 43%.
0947333819     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV 71.67%. Max LTV for this program is 80.00%.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 28.78%. Max DTI for this program is 43.00%.
0838578084 Non-Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 27 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 792 and minimum required is 700.
0655407141 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 20 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  27.96% DTI below guideline max 43%
0278124019     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 12 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrower's median credit score is 776; exceeding guideline minimum.
0978489796 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 25 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.
0970134623 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.10%; guideline maximum is 43%.
0970134623 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.10%; guideline maximum is 43%.
0970134623 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.10%; guideline maximum is 43%.
0970134623 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.10%; guideline maximum is 43%.
0970134623 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current Employer for 13 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.10%; guideline maximum is 43%.
0054655376 Not Applicable Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower is over 5 years with current employer

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is  43%; Borrower DTI is  30.01%
0476989913 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.16% below guideline requirement of 43% by 17.84%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $79,958.86 or 19.93 months PITIA
0476989913 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.16% below guideline requirement of 43% by 17.84%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $79,958.86 or 19.93 months PITIA
0476989913 Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.16% below guideline requirement of 43% by 17.84%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $79,958.86 or 19.93 months PITIA
0476989913 Non-Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 25.16% below guideline requirement of 43% by 17.84%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $79,958.86 or 19.93 months PITIA
0167084932 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 811, minimum required is 700

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 70.47%, max allowed per G/L is 80%
0167084932 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 811, minimum required is 700

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 70.47%, max allowed per G/L is 80%
0910920248 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Additional bonus income not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34%. Max DTI for this program is 43%.
0910920248 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Additional bonus income not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34%. Max DTI for this program is 43%.
0910920248 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Additional bonus income not used to qualify.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 34%. Max DTI for this program is 43%.
0053043127     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 15 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 804; exceeding guideline minimum.
0374663516 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower with current employer for 12 years 7 months.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.21%. Max DTI for this program is 43.00%.
0661145521     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 806 and required minimum is 700.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0748476916     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with current employer for over 8 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers middle credit score is 802; minimum required is 700
0421542533     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  796 credit score exceeds guidelines required score of 720 by 76 points

CFCFS2854: Significant time in profession
- Clayton Comments:  borrower has been in the same profession for 12 years
0111062061     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 36.63%. Max DTI for this program is 43%.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Borrowers have 34 months cash reserves. 18 months required for this program.
0270479248     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.36%; guideline maximum is 43%.

CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 23.11 years.
0619208392     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 31.38% below guideline requirement of 43% by 11.62%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $93,139.19 or 13.09 months PITI
0505750655 Numeric Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 18 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 790; guidelines allow a minimum Credit Score 700.
0505750655 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 has been at current job for 18 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 790; guidelines allow a minimum Credit Score 700.
0845022739     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been on current job for 32 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 797 and required minimum is 700.
0800863165 Non-Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 28.25% , max allowed per G/L is 70%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $104,369.73.  Reserves required $2,646.76 x 12 = $31,761.12
0800863165 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 28.25% , max allowed per G/L is 70%

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $104,369.73.  Reserves required $2,646.76 x 12 = $31,761.12
0698605297 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $71,750.95.  Reserves required $4,494.63 x 12 = $53,935.56

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.97% below guideline requirement of 43% by 16.10%
0698605297 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $71,750.95.  Reserves required $4,494.63 x 12 = $53,935.56

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 26.97% below guideline requirement of 43% by 16.10%
0395608541     CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Borrower 2 over 5 years with same employer

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 40%; Borrower DTI is  24.44%
0976850260     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $58,654.74 or 15.62 months PITI

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.35% below guideline requirement of 43% by 12.65%
0809829976     CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 75.00%; guidelines allow maximum LTV 80.00%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers Credit Score 780; guidelines allow a minimum Credit Score 720.
0998964097 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $253,431.95.  Reserves required $5637.38 x 18 = $101,472.84

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 31.60%, max allowed per G/L is 43%
0400467008     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  20.76 % DTI below guideline requirement of 45%

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in job profession for 12 years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  796 credit score exceeds guideline requirement of 720 by 76 points
0620235596 Numeric Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.6 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.28%; guideline maximum is 43%.
0620235596 Not Applicable Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower has been employed with the current employer for 14.6 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 26.28%; guideline maximum is 43%.
0923474783 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  29.90 % DTI below the guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  57.66 LTV below the guideline max of 80%
0923474783 Not Applicable Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  29.90 % DTI below the guideline max of 43%

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  57.66 LTV below the guideline max of 80%
0065782230     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  $227,835.04 in total assets documented.  Effective amount is $178,877.22, with liquid assets of $11,723.71.  Post close reserves are $175,323.71.  Reserves required $9003.50 x 12 = $108,04.20

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 32.27%, max allowed per G/L is 43%
0438583898 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 791 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified reserves of 262 months PITI exceeds the minimum of 12
0438583898 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 791 and minimum required is 700.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified reserves of 262 months PITI exceeds the minimum of 12
0109572065 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus and 'other' income not used to qualify.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower in his profession for 17 years.
0109572065 (No Data) Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus and 'other' income not used to qualify.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower in his profession for 17 years.
0109572065 Numeric Not Applicable CFCFS1749: Additional documented income not used in qualifying
- Clayton Comments:  Bonus and 'other' income not used to qualify.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower in his profession for 17 years.
0303529083 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 800 and minimum required is 700.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 25.99% and maximum allowed is 43%.
0755808742 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing Reserves $298,076.60.  Reserves required $41,450.52 (12 x $3454.21 ).

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 32.57%; maximum DTI is 43% per guidelines.
0576323235 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 5 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 798; exceeding guideline minimum.
0576323235 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with current employer for over 5 years; reflecting stability.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 798; exceeding guideline minimum.
0574923883 Not Applicable Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  Borrowers LTV 50.67%; guidelines allow a maximum LTV 80.00%.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers Credit Score 750; guidelines allow a minimum Credit Score 720.
0737313305     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 employed at current job 20 years 6 months

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $431,740.96 or 67.32 months PITI
0539303757     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 798 and minimum required is 700.

CFCFS2854: Significant time in profession
- Clayton Comments:  Co-Borrower has 13 years experience in same profession.
0204193352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is 31.86; less than guidelines minimum.
0204193352 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is 31.86; less than guidelines minimum.
0204193352 Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is 31.86; less than guidelines minimum.
0204193352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is 31.86; less than guidelines minimum.
0204193352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is 31.86; less than guidelines minimum.
0204193352 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Borrowers median credit score is 790; exceeding guideline minimum.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Borrowers DTI is 31.86; less than guidelines minimum.
0923873749 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-Borrower employed at current job 17 years

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $433,374.36 or 35.10 months PITIA
0851253563     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  808 credit score exceeds the guidelines required 720 score by 88 points

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been a XXX n for 7 years
0578679899 Non-Numeric Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 59.60%; guideline maximum is 80%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 18 years.
0578679899 (No Data) Not Applicable CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 59.60%; guideline maximum is 80%.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 18 years.
0658019909 (No Data) Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 10.4 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.27%; guideline maximum is 43%.
0658019909 Not Applicable Not Applicable CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 10.4 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 30.27%; guideline maximum is 43%.
0886455184 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,227,904.05 or 249.76 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.14% below guideline requirement of 43% by 23.84%
0886455184 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves $1,227,904.05 or 249.76 months PITIA

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 19.14% below guideline requirement of 43% by 23.84%
0377459122 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 781 and required minimum is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job 11 years.
0639044091 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  788 credit exceed the min allowed score of 720 by 68 points

CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower owned residence for 5 years
0650920831     CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Credit score is 783 and minimum required is 700.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 28 years.
0913093993 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower's have owned current residence 10 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  B1 XXX at current job 15 years 6 months
0570172768     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 16 years.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Borrower has had no late pays on mortgages.
0876609816 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  243,759.50 in total assets documented.  Effective amount is $243,759.50, with liquid assets of $243,759.50.  Post close reserves are $114,440.90.  Reserves required per DU $0

CFCFS1742: Consumer credit history exceeds guidelines
- Clayton Comments:  Borrower has 0X30 mortgage history for 28 months
0876609816 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  243,759.50 in total assets documented.  Effective amount is $243,759.50, with liquid assets of $243,759.50.  Post close reserves are $114,440.90.  Reserves required per DU $0

CFCFS1742: Consumer credit history exceeds guidelines
- Clayton Comments:  Borrower has 0X30 mortgage history for 28 months
0925424344 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 812

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 30.96% is below guideline requirement.
0925424344 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 812

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 30.96% is below guideline requirement.
0925424344 Not Applicable Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 812

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 30.96% is below guideline requirement.
0925424344 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 812

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 30.96% is below guideline requirement.
0925424344 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Qualifying FICO is 812

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI of 30.96% is below guideline requirement.
0258032250     CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 7 years.
0218385397 (No Data) Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned current residence 16 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower XXX 10 years
0506254267 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 22 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0506254267 (No Data) Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 22 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0506254267 Not Applicable Not Applicable CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in current profession for 22 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrower has good credit history with no late pays and no derogatory ratings.
0530157094     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with employer for 10years

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  770 credit score exceeds the guidelines min score of 720
0521165275 Hybrid Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score is  808; Min credit score require is  700;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrower DTI is 34.44%
0521165275 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score is  808; Min credit score require is  700;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrower DTI is 34.44%
0521165275 Non-Numeric Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score is  808; Min credit score require is  700;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrower DTI is 34.44%
0521165275 (No Data) Not Applicable CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score is  808; Min credit score require is  700;

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  Max DTI for the product is 43%; Borrower DTI is 34.44%
0979966414     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Both borrowers have been XXX for 12 years

CFCFS1737: LTV below guideline requirements
- Clayton Comments:  LTV is 57.36%
0683553828 (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $158,876.39; required reserves are none.
0683553828 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $158,876.39; required reserves are none.
0683553828 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $158,876.39; required reserves are none.
0683553828 Numeric Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $158,876.39; required reserves are none.
0683553828 (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $158,876.39; required reserves are none.
0683553828 (No Data) Not Applicable CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $158,876.39; required reserves are none.
0233178340     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 8 years.

CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified Cash Reserves in the amount of $71,817.51.
0877138300 (No Data) Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 727. Minimum credit score for this program is 680.
0877138300 Numeric Not Applicable CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 727. Minimum credit score for this program is 680.
0058775269     CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrowers in current residence for 13 years.

CFCFS1741: Credit score exceeds guidelines
- Clayton Comments:  Representative credit score 726. Minimum credit score for this program is 680.
0652992493 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  B2 has significant time at current residence of 4 years 5 months

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history and low credit usage.
0652992493 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  B2 has significant time at current residence of 4 years 5 months

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history and low credit usage.
0652992493 Numeric Not Applicable CFCFS1736: Significant time at current residence
- Clayton Comments:  B2 has significant time at current residence of 4 years 5 months

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history and low credit usage.
0694557846     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post closing reserves is $19,444.05,.  Required reserves is none.

CFCFS1739: Postive mortgage payment history
- Clayton Comments:  Borrowers have no late pays on mortgages.
0102590144     CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower XXX in same profession 13 years

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 37.43% is below requirement
0462872105     CFCFS1736: Significant time at current residence
- Clayton Comments:  Borrower has owned prior residence for 26 years

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been XXX for 5 years
0263471795     CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI 38%. Max DTI for this program is 43%.

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower XXX for 8 years.
0958937936     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been in current job for 12 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history with no late pays and no derogatory ratings.
0247206818 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $38,290.67.  Reserves required per AUS $0

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 28 years
0247206818 Numeric Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $38,290.67.  Reserves required per AUS $0

CFCFS2854: Significant time in profession
- Clayton Comments:  Borrower has been in the same profession for 28 years
0344126057 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been in current job for 7 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history, with no late pays and no derogatory ratings.
0344126057 (No Data) Not Applicable CFCFS1735: Co-Borrower has significant time at current job
- Clayton Comments:  Co-borrower has been in current job for 7 years.

CFCFS2860: Good credit history
- Clayton Comments:  Borrowers have good credit history, with no late pays and no derogatory ratings.
0708367514     CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Verified cash reserves 67,566.35 or 14.20 months PITI

CFCFS1740: Mortgage payment history exceeds guidelines
- Clayton Comments:  Mortgage payment history for XXX Mortgage acct XXX shows 86 months reviewed zero late payments
0211658683 (No Data) Not Applicable CFCFS1731: Verified cash reserves exceed guidelines
- Clayton Comments:  Post close reserves are $102,243.52.  Reserves required $5096.87 x 12 = $61,162.44

CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been with his current employer for 37 years
0326915946     CFCFS1734: Borrower has significant time at current job
- Clayton Comments:  Borrower has been employed with the current employer for 11.3 years.

CFCFS1744: DTI below guideline requirement
- Clayton Comments:  DTI is 37.38%; guideline maximum is 43%.

 

 

 

 

Client Name: Wells Fargo Home Mortgage, Inc.
Client Project Name: WFMBS 2020-1
Start - End Dates: 4/2017 TO 11/2019
Deal Loan Count: 774
   
                                           
Conditions Report 2.0                                      
                                           
Loans in Report: 774                                      
Loans with Conditions: 532                                      

 

Alt Loan Number TRID Indicator Lender Application Date Broker Application Date Initial Securitization Overall Loan Grade Final Securitization Overall Loan Grade Initial Securitization Credit Loan Grade
0006517460 Yes XXXXXX XXXXXX A A A
0341767454 Yes XXXXXX XXXXXX D B A
0202316746 Yes XXXXXX XXXXXX B A A
0383846676 Yes XXXXXX XXXXXX A A A
0040345397 Yes XXXXXX XXXXXX B A B
0116767244 Yes XXXXXX XXXXXX B B A
0358838319 Yes XXXXXX XXXXXX A A A
0150253066 Yes XXXXXX XXXXXX A A A
0674568374 Yes XXXXXX XXXXXX A A A
0266729783 Yes XXXXXX XXXXXX A A A
0147367951 Yes XXXXXX XXXXXX A A A
0139596402 Yes XXXXXX XXXXXX B B A
0472589055 Yes XXXXXX XXXXXX C B A
0481798625 Yes XXXXXX XXXXXX A A A
0456647549 Yes XXXXXX XXXXXX C B B
0845270927 Yes XXXXXX XXXXXX C B C
0992638343 Yes XXXXXX XXXXXX A A A
0429588755 Yes XXXXXX XXXXXX A A A
0333527850 Yes XXXXXX XXXXXX C B A
0205523287 Yes XXXXXX XXXXXX C B A
0272610749 Yes XXXXXX XXXXXX A A A
0801703406 Yes XXXXXX XXXXXX A A A
0664130661 Yes XXXXXX XXXXXX B B A
0581487575 Yes XXXXXX XXXXXX A A A
0724566263 Yes XXXXXX XXXXXX A A A
0297259559 Yes XXXXXX XXXXXX A A A
0075030315 Yes XXXXXX XXXXXX C B C
0045205025 Yes XXXXXX XXXXXX A A A
0505896842 Yes XXXXXX XXXXXX A A A
0261504484 Yes XXXXXX XXXXXX B B B
0950960328 Yes XXXXXX XXXXXX C B C
0387334025 Yes XXXXXX XXXXXX C B B
0571077777 Yes XXXXXX XXXXXX A A A
0008671125 Yes XXXXXX XXXXXX A A A
0471534994 Yes XXXXXX XXXXXX C B A
0364913435 Yes XXXXXX XXXXXX A A A
0382971828 Yes XXXXXX XXXXXX A A A
0173258455 Yes XXXXXX XXXXXX B B B
0618824991 Yes XXXXXX XXXXXX A A A
0105176753 Yes XXXXXX XXXXXX D B D
0178130835 Yes XXXXXX XXXXXX C B B
0405695243 Yes XXXXXX XXXXXX C A A
0156325952 Yes XXXXXX XXXXXX A A A
0693876395 Yes XXXXXX XXXXXX A A A
0539559419 Yes XXXXXX XXXXXX C B C
0619372342 Yes XXXXXX XXXXXX A A A
0056426686 Yes XXXXXX XXXXXX A A A
0853473788 Yes XXXXXX XXXXXX A A A
0264613981 Yes XXXXXX XXXXXX C B C
0012755871 Yes XXXXXX XXXXXX C A C
0959037065 Yes XXXXXX XXXXXX C B A
0899950095 Yes XXXXXX XXXXXX A A A
0978704359 Yes XXXXXX XXXXXX A A A
0165643183 Yes XXXXXX XXXXXX D B D
0234425350 Yes XXXXXX XXXXXX B B B
0290865967 Yes XXXXXX XXXXXX B B A
0007757332 Yes XXXXXX XXXXXX A A A
0543356680 Yes XXXXXX XXXXXX A A A
0665780893 Yes XXXXXX XXXXXX A A A
0573827905 Yes XXXXXX XXXXXX D A D
0151358458 Yes XXXXXX XXXXXX B B A
0953099672 Yes XXXXXX XXXXXX A A A
0959224335 Yes XXXXXX XXXXXX D B B
0176262832 Yes XXXXXX XXXXXX B B A
0476891574 Yes XXXXXX XXXXXX D B B
0221313800 Yes XXXXXX XXXXXX D A D
0431796750 Yes XXXXXX XXXXXX C B A
0691394054 Yes XXXXXX XXXXXX B B A
0071262477 Yes XXXXXX XXXXXX B B B
0110350222 Yes XXXXXX XXXXXX A A A
0739035660 Yes XXXXXX XXXXXX A A A
0797533971 Yes XXXXXX XXXXXX A A A
0454117574 Yes XXXXXX XXXXXX A A A
0523631811 Yes XXXXXX XXXXXX C B A
0162078344 Yes XXXXXX XXXXXX B B B
0738751529 Yes XXXXXX XXXXXX A A A
0287394405 Yes XXXXXX XXXXXX A A A
0059959522 Yes XXXXXX XXXXXX B B A
0469795303 Yes XXXXXX XXXXXX C B B
0722881352 Yes XXXXXX XXXXXX D B D
0447948689 Yes XXXXXX XXXXXX A A A
0240773943 Yes XXXXXX XXXXXX D B D
0994282546 Yes XXXXXX XXXXXX B B A
0450111789 Yes XXXXXX XXXXXX D B B
0738751998 Yes XXXXXX XXXXXX D B D
0801911478 Yes XXXXXX XXXXXX A A A
0445889277 Yes XXXXXX XXXXXX A A A
0534901397 Yes XXXXXX XXXXXX B B B
0649491557 Yes XXXXXX XXXXXX B B A
0856597958 Yes XXXXXX XXXXXX A A A
0971405771 Yes XXXXXX XXXXXX C B A
0818656327 Yes XXXXXX XXXXXX B B A
0033094432 Yes XXXXXX XXXXXX A A A
0966537496 Yes XXXXXX XXXXXX A A A
0109097096 Yes XXXXXX XXXXXX C B B
0439323181 Yes XXXXXX XXXXXX A A A
0547233818 Yes XXXXXX XXXXXX B B A
0277342139 Yes XXXXXX XXXXXX A A A
0785944687 Yes XXXXXX XXXXXX A A A
0529974161 Yes XXXXXX XXXXXX B B B
0818534913 Yes XXXXXX XXXXXX A A A
0396044267 Yes XXXXXX XXXXXX A A A
0393007995 Yes XXXXXX XXXXXX D A D
0651488070 Yes XXXXXX XXXXXX B B A
0681505090 Yes XXXXXX XXXXXX A A A
0884161558 Yes XXXXXX XXXXXX B B A
0866094565 Yes XXXXXX XXXXXX C B C
0759442403 Yes XXXXXX XXXXXX B B A
0210315793 Yes XXXXXX XXXXXX D A D
0176895631 Yes XXXXXX XXXXXX A A A
0482991055 Yes XXXXXX XXXXXX B B B
0992186908 Yes XXXXXX XXXXXX A A A
0864742651 Yes XXXXXX XXXXXX D A D
0374819111 Yes XXXXXX XXXXXX C A A
0254712207 Yes XXXXXX XXXXXX B B B
0740709871 Yes XXXXXX XXXXXX A A A
0165358241 Yes XXXXXX XXXXXX A A A
0570706188 Yes XXXXXX XXXXXX A A A
0855795086 Yes XXXXXX XXXXXX A A A
0901186077 Yes XXXXXX XXXXXX A A A
0484162893 Yes XXXXXX XXXXXX C B B
0881230204 Yes XXXXXX XXXXXX A A A
0111716305 Yes XXXXXX XXXXXX A A A
0180198359 Yes XXXXXX XXXXXX C A A
0548292610 Yes XXXXXX XXXXXX A A A
0758588660 Yes XXXXXX XXXXXX A A A
0093685072 Yes XXXXXX XXXXXX A A A
0561741347 Yes XXXXXX XXXXXX C B C
0805997312 Yes XXXXXX XXXXXX D B D
0065689804 Yes XXXXXX XXXXXX B B B
0534929270 Yes XXXXXX XXXXXX A A A
0761807473 Yes XXXXXX XXXXXX A A A
0434548455 Yes XXXXXX XXXXXX A A A
0313767379 Yes XXXXXX XXXXXX A A A
0113487582 Yes XXXXXX XXXXXX A A A
0146420773 Yes XXXXXX XXXXXX C B B
0416039270 Yes XXXXXX XXXXXX A A A
0477820139 Yes XXXXXX XXXXXX D A D
0377860308 Yes XXXXXX XXXXXX C B A
0123690402 Yes XXXXXX XXXXXX C A A
0208993418 Yes XXXXXX XXXXXX A A A
0619983866 Yes XXXXXX XXXXXX A A A
0092425942 Yes XXXXXX XXXXXX D B D
0589606208 Yes XXXXXX XXXXXX B B B
0748098878 Yes XXXXXX XXXXXX B B B
0460131319 Yes XXXXXX XXXXXX A A A
0885100171 Yes XXXXXX XXXXXX A A A
0957404772 Yes XXXXXX XXXXXX A A A
0693219018 Yes XXXXXX XXXXXX D B B
0673079686 Yes XXXXXX XXXXXX D A A
0025009775 Yes XXXXXX XXXXXX A A A
0040911184 Yes XXXXXX XXXXXX A A A
0049713590 Yes XXXXXX XXXXXX A A A
0902041934 Yes XXXXXX XXXXXX A A A
0910077691 Yes XXXXXX XXXXXX C B C
0087251802 Yes XXXXXX XXXXXX C A A
0030545131 Yes XXXXXX XXXXXX A A A
0557068335 Yes XXXXXX XXXXXX A A A
0482357560 Yes XXXXXX XXXXXX B B B
0211115825 Yes XXXXXX XXXXXX B B B
0528754051 Yes XXXXXX XXXXXX A A A
0684300729 Yes XXXXXX XXXXXX B B A
0545020575 Yes XXXXXX XXXXXX A A A
0537245193 Yes XXXXXX XXXXXX A A A
0218216475 Yes XXXXXX XXXXXX A A A
0695616431 Yes XXXXXX XXXXXX D B D
0328062898 Yes XXXXXX XXXXXX D B B
0469228172 Yes XXXXXX XXXXXX A A A
0872358177 Yes XXXXXX XXXXXX A A A
0628385199 Yes XXXXXX XXXXXX D A B
0448935326 Yes XXXXXX XXXXXX A A A
0437941245 Yes XXXXXX XXXXXX C A A
0771416658 Yes XXXXXX XXXXXX A A A
0410137569 Yes XXXXXX XXXXXX A A A
0889500457 Yes XXXXXX XXXXXX C B A
0241241661 Yes XXXXXX XXXXXX A A A
0769055263 Yes XXXXXX XXXXXX A A A
0612137501 Yes XXXXXX XXXXXX A A A
0045896915 Yes XXXXXX XXXXXX B B B
0767549980 Yes XXXXXX XXXXXX A A A
0395810069 Yes XXXXXX XXXXXX D B D
0426745014 Yes XXXXXX XXXXXX A A A
0534134356 Yes XXXXXX XXXXXX A A A
0358389238 Yes XXXXXX XXXXXX A A A
0834014439 Yes XXXXXX XXXXXX B B A
0169196833 Yes XXXXXX XXXXXX D A D
0668825657 Yes XXXXXX XXXXXX B B A
0945933919 Yes XXXXXX XXXXXX D A D
0788926585 Yes XXXXXX XXXXXX C B A
0319629488 Yes XXXXXX XXXXXX B B B
0459558876 Yes XXXXXX XXXXXX B B B
0483785448 Yes XXXXXX XXXXXX B B A
0614099149 Yes XXXXXX XXXXXX D B D
0220842727 Yes XXXXXX XXXXXX B B A
0996851919 Yes XXXXXX XXXXXX A A A
0411981173 Yes XXXXXX XXXXXX A A A
0907860886 Yes XXXXXX XXXXXX B B A
0268571312 Yes XXXXXX XXXXXX A A A
0131509466 Yes XXXXXX XXXXXX B B A
0789719995 Yes XXXXXX XXXXXX C B A
0448357147 Yes XXXXXX XXXXXX A A A
0154476545 Yes XXXXXX XXXXXX B B A
0333110236 Yes XXXXXX XXXXXX B B B
0502870573 Yes XXXXXX XXXXXX C B A
0242922975 Yes XXXXXX XXXXXX A A A
0704430298 Yes XXXXXX XXXXXX C B A
0293349258 Yes XXXXXX XXXXXX B B B
0753438314 Yes XXXXXX XXXXXX B B B
0518812589 Yes XXXXXX XXXXXX A A A
0479451157 Yes XXXXXX XXXXXX A A A
0695848476 Yes XXXXXX XXXXXX D B D
0255857598 Yes XXXXXX XXXXXX D B B
0921230977 Yes XXXXXX XXXXXX A A A
0990961460 Yes XXXXXX XXXXXX D B B
0837163424 Yes XXXXXX XXXXXX A A A
0413045481 Yes XXXXXX XXXXXX A A A
0357742313 Yes XXXXXX XXXXXX C A A
0249058010 Yes XXXXXX XXXXXX A A A
0504213001 Yes XXXXXX XXXXXX B B A
0024112176 Yes XXXXXX XXXXXX A A A
0469009579 Yes XXXXXX XXXXXX A A A
0985122626 Yes XXXXXX XXXXXX D A A
0551454535 Yes XXXXXX XXXXXX D A A
0343080476 Yes XXXXXX XXXXXX B B A
0857853833 Yes XXXXXX XXXXXX B B B
0603474090 Yes XXXXXX XXXXXX A A A
0833616950 Yes XXXXXX XXXXXX A A A
0913746485 Yes XXXXXX XXXXXX B B A
0592698430 Yes XXXXXX XXXXXX A A A
0447092559 Yes XXXXXX XXXXXX D A D
0236859825 Yes XXXXXX XXXXXX B B A
0956908343 Yes XXXXXX XXXXXX A A A
0727653265 Yes XXXXXX XXXXXX A A A
0377146801 Yes XXXXXX XXXXXX D B D
0897446006 Yes XXXXXX XXXXXX A A A
0233218701 Yes XXXXXX XXXXXX B B A
0083234793 Yes XXXXXX XXXXXX C B A
0736310891 Yes XXXXXX XXXXXX A A A
0582751569 Yes XXXXXX XXXXXX B B A
0233822446 Yes XXXXXX XXXXXX A A A
0574484075 Yes XXXXXX XXXXXX B B B
0913710605 Yes XXXXXX XXXXXX B B A
0989346356 Yes XXXXXX XXXXXX D B D
0222261430 Yes XXXXXX XXXXXX A A A
0105000183 Yes XXXXXX XXXXXX B B B
0742273621 Yes XXXXXX XXXXXX B B B
0633790347 Yes XXXXXX XXXXXX D B A
0346478645 Yes XXXXXX XXXXXX A A A
0239010531 Yes XXXXXX XXXXXX C B A
0004813093 Yes XXXXXX XXXXXX C B A
0655846994 Yes XXXXXX XXXXXX B B A
0572312507 Yes XXXXXX XXXXXX C A A
0872921017 Yes XXXXXX XXXXXX C B A
0800729836 Yes XXXXXX XXXXXX B A B
0329218002 Yes XXXXXX XXXXXX B B A
0768518539 Yes XXXXXX XXXXXX B B A
0020711757 Yes XXXXXX XXXXXX A A A
0424921218 Yes XXXXXX XXXXXX A A A
0271484761 Yes XXXXXX XXXXXX A A A
0591216080 Yes XXXXXX XXXXXX B B B
0383523597 Yes XXXXXX XXXXXX A A A
0462397789 Yes XXXXXX XXXXXX D B B
0876992864 Yes XXXXXX XXXXXX B B B
0851940873 Yes XXXXXX XXXXXX D A D
0480581078 Yes XXXXXX XXXXXX B B A
0430681257 Yes XXXXXX XXXXXX B B B
0642968656 Yes XXXXXX XXXXXX C B A
0512374142 Yes XXXXXX XXXXXX C B A
0774557386 Yes XXXXXX XXXXXX B B A
0853911424 Yes XXXXXX XXXXXX D B D
0174212298 Yes XXXXXX XXXXXX A A A
0108924747 Yes XXXXXX XXXXXX A A A
0802098995 Yes XXXXXX XXXXXX C B B
0082133928 Yes XXXXXX XXXXXX A A A
0331140057 Yes XXXXXX XXXXXX B B A
0458131049 Yes XXXXXX XXXXXX A A A
0066758099 Yes XXXXXX XXXXXX A A A
0452839519 Yes XXXXXX XXXXXX D B D
0096679178 Yes XXXXXX XXXXXX A A A
0535433932 Yes XXXXXX XXXXXX A A A
0771181856 Yes XXXXXX XXXXXX D A B
0914730624 Yes XXXXXX XXXXXX A A A
0185452511 Yes XXXXXX XXXXXX D B D
0792755232 Yes XXXXXX XXXXXX C B A
0223345104 Yes XXXXXX XXXXXX B B A
0891196571 Yes XXXXXX XXXXXX B B A
0030331974 Yes XXXXXX XXXXXX B B A
0965258645 Yes XXXXXX XXXXXX B B B
0468439216 Yes XXXXXX XXXXXX D B A
0601416698 Yes XXXXXX XXXXXX A A A
0227642138 Yes XXXXXX XXXXXX A A A
0676391792 Yes XXXXXX XXXXXX C B A
0247602552 Yes XXXXXX XXXXXX B B A
0409817201 Yes XXXXXX XXXXXX A A A
0639725659 Yes XXXXXX XXXXXX B B A
0605528544 Yes XXXXXX XXXXXX A A A
0357711141 Yes XXXXXX XXXXXX B B A
0540008415 Yes XXXXXX XXXXXX B B A
0913441801 Yes XXXXXX XXXXXX D B D
0732777282 Yes XXXXXX XXXXXX D A A
0079001480 Yes XXXXXX XXXXXX A A A
0138538462 Yes XXXXXX XXXXXX D B D
0450684084 Yes XXXXXX XXXXXX A A A
0518238617 Yes XXXXXX XXXXXX D B B
0647829695 Yes XXXXXX XXXXXX A A A
0137791742 Yes XXXXXX XXXXXX B B A
0664724250 Yes XXXXXX XXXXXX D B D
0324469478 Yes XXXXXX XXXXXX B B A
0673263882 Yes XXXXXX XXXXXX A A A
0428801404 Yes XXXXXX XXXXXX B B A
0732750716 Yes XXXXXX XXXXXX D B B
0235005164 Yes XXXXXX XXXXXX C A A
0200125785 Yes XXXXXX XXXXXX D B B
0852454828 Yes XXXXXX XXXXXX D B D
0979327008 Yes XXXXXX XXXXXX D B D
0148161143 Yes XXXXXX XXXXXX A A A
0884195120 Yes XXXXXX XXXXXX B B A
0185300450 Yes XXXXXX XXXXXX D B D
0511198184 Yes XXXXXX XXXXXX B B A
0516013623 Yes XXXXXX XXXXXX C B A
0804631799 Yes XXXXXX XXXXXX B B A
0981279744 Yes XXXXXX XXXXXX B B B
0352126192 Yes XXXXXX XXXXXX B B A
0655222125 Yes XXXXXX XXXXXX B B A
0936662329 Yes XXXXXX XXXXXX A A A
0251921920 Yes XXXXXX XXXXXX C B B
0265929300 Yes XXXXXX XXXXXX A A A
0858008011 Yes XXXXXX XXXXXX A A A
0473146404 Yes XXXXXX XXXXXX A A A
0909708504 Yes XXXXXX XXXXXX B B A
0905988027 Yes XXXXXX XXXXXX A A A
0871747660 Yes XXXXXX XXXXXX B B A
0873180790 Yes XXXXXX XXXXXX B B A
0790160349 Yes XXXXXX XXXXXX B B A
0288408362 Yes XXXXXX XXXXXX A A A
0827155724 Yes XXXXXX XXXXXX C A A
0174417730 Yes XXXXXX XXXXXX D A D
0977126934 Yes XXXXXX XXXXXX B B B
0809305505 Yes XXXXXX XXXXXX B B A
0528121599 Yes XXXXXX XXXXXX B B A
0187177660 Yes XXXXXX XXXXXX B B A
0108999178 Yes XXXXXX XXXXXX B B A
0762897253 Yes XXXXXX XXXXXX B B A
0557704116 Yes XXXXXX XXXXXX A A A
0054560815 Yes XXXXXX XXXXXX A A A
0991018861 Yes XXXXXX XXXXXX B B A
0348558779 Yes XXXXXX XXXXXX A A A
0278732335 Yes XXXXXX XXXXXX B B B
0030152268 Yes XXXXXX XXXXXX D B A
0490475747 Yes XXXXXX XXXXXX D A D
0394721745 Yes XXXXXX XXXXXX D A A
0906130194 Yes XXXXXX XXXXXX A A A
0643466866 Yes XXXXXX XXXXXX A A A
0815233366 Yes XXXXXX XXXXXX C B A
0545452748 Yes XXXXXX XXXXXX A A A
0356264243 Yes XXXXXX XXXXXX D A C
0262463661 Yes XXXXXX XXXXXX D B D
0911910527 Yes XXXXXX XXXXXX C A A
0343971549 Yes XXXXXX XXXXXX A A A
0983024631 Yes XXXXXX XXXXXX B B A
0348808404 Yes XXXXXX XXXXXX B B A
0994080729 Yes XXXXXX XXXXXX A A A
0060253979 Yes XXXXXX XXXXXX A A A
0381749246 Yes XXXXXX XXXXXX A A A
0490345753 Yes XXXXXX XXXXXX B B B
0363009473 Yes XXXXXX XXXXXX C B A
0570041000 Yes XXXXXX XXXXXX B B A
0181908345 Yes XXXXXX XXXXXX A A A
0339323924 Yes XXXXXX XXXXXX C B B
0806564492 Yes XXXXXX XXXXXX B B A
0515526582 Yes XXXXXX XXXXXX B B B
0098498113 Yes XXXXXX XXXXXX C B A
0224989429 Yes XXXXXX XXXXXX D B A
0806365489 Yes XXXXXX XXXXXX B B A
0688513927 Yes XXXXXX XXXXXX A A A
0575214242 Yes XXXXXX XXXXXX D B D
0403017803 Yes XXXXXX XXXXXX A A A
0739863972 Yes XXXXXX XXXXXX A A A
0026230257 Yes XXXXXX XXXXXX C B C
0771991792 Yes XXXXXX XXXXXX B B A
0164292800 Yes XXXXXX XXXXXX A A A
0578274131 Yes XXXXXX XXXXXX A A A
0418874743 Yes XXXXXX XXXXXX A A A
0203189833 Yes XXXXXX XXXXXX A A A
0513185002 Yes XXXXXX XXXXXX B B B
0403237908 Yes XXXXXX XXXXXX B B A
0832863710 Yes XXXXXX XXXXXX D B D
0085489615 Yes XXXXXX XXXXXX C B B
0617527171 Yes XXXXXX XXXXXX C A A
0220301104 Yes XXXXXX XXXXXX B B A
0748218171 Yes XXXXXX XXXXXX A A A
0836500270 Yes XXXXXX XXXXXX B B A
0798388821 Yes XXXXXX XXXXXX A A A
0323442423 Yes XXXXXX XXXXXX C B A
0651090211 Yes XXXXXX XXXXXX D B D
0842029750 Yes XXXXXX XXXXXX A A A
0606787460 Yes XXXXXX XXXXXX D B D
0823034212 Yes XXXXXX XXXXXX D A D
0382231246 Yes XXXXXX XXXXXX A A A
0961912347 Yes XXXXXX XXXXXX A A A
0403095077 Yes XXXXXX XXXXXX D A D
0661945317 Yes XXXXXX XXXXXX A A A
0858971497 Yes XXXXXX XXXXXX B B B
0481652047 Yes XXXXXX XXXXXX A A A
0233656945 Yes XXXXXX XXXXXX C B C
0179387385 Yes XXXXXX XXXXXX A A A
0839064159 Yes XXXXXX XXXXXX B B A
0015347546 Yes XXXXXX XXXXXX A A A
0412621249 Yes XXXXXX XXXXXX C A A
0658000401 Yes XXXXXX XXXXXX A A A
0263424903 Yes XXXXXX XXXXXX A A A
0414050264 Yes XXXXXX XXXXXX C B A
0463513232 Yes XXXXXX XXXXXX A A A
0627182415 Yes XXXXXX XXXXXX A A A
0543285889 Yes XXXXXX XXXXXX C B B
0401326294 Yes XXXXXX XXXXXX B B B
0126549291 Yes XXXXXX XXXXXX B B A
0987013849 Yes XXXXXX XXXXXX B B A
0409683974 Yes XXXXXX XXXXXX B B A
0231640252 Yes XXXXXX XXXXXX A A A
0217486437 Yes XXXXXX XXXXXX B B B
0934579628 Yes XXXXXX XXXXXX B B A
0658673537 Yes XXXXXX XXXXXX A A A
0288509466 Yes XXXXXX XXXXXX A A A
0193580383 Yes XXXXXX XXXXXX A A A
0340414930 Yes XXXXXX XXXXXX A A A
0156277199 Yes XXXXXX XXXXXX C B A
0798258660 Yes XXXXXX XXXXXX B B A
0764191095 Yes XXXXXX XXXXXX A A A
0825808694 Yes XXXXXX XXXXXX A A A
0485036238 Yes XXXXXX XXXXXX A A A
0402792183 Yes XXXXXX XXXXXX B B B
0380103708 Yes XXXXXX XXXXXX A A A
0669271321 Yes XXXXXX XXXXXX A A A
0836046513 Yes XXXXXX XXXXXX C B A
0184037190 Yes XXXXXX XXXXXX A A A
0314707543 Yes XXXXXX XXXXXX D A A
0933177101 Yes XXXXXX XXXXXX B B A
0043194283 Yes XXXXXX XXXXXX A A A
0559123366 Yes XXXXXX XXXXXX B B A
0773622262 Yes XXXXXX XXXXXX A A A
0929097951 Yes XXXXXX XXXXXX B B B
0960187775 Yes XXXXXX XXXXXX A A A
0257346695 Yes XXXXXX XXXXXX A A A
0600063450 Yes XXXXXX XXXXXX A A A
0178729652 Yes XXXXXX XXXXXX A A A
0177808872 Yes XXXXXX XXXXXX A A A
0005946861 Yes XXXXXX XXXXXX C B A
0264309824 Yes XXXXXX XXXXXX A A A
0924288161 Yes XXXXXX XXXXXX A A A
0585522709 Yes XXXXXX XXXXXX C A A
0217643371 Yes XXXXXX XXXXXX A A A
0643941226 Yes XXXXXX XXXXXX A A A
0344505776 Yes XXXXXX XXXXXX A A A
0285994377 Yes XXXXXX XXXXXX C B A
0767132907 Yes XXXXXX XXXXXX A A A
0546657480 Yes XXXXXX XXXXXX D A A
0343452035 Yes XXXXXX XXXXXX A A A
0507723206 Yes XXXXXX XXXXXX A A A
0636678553 Yes XXXXXX XXXXXX A A A
0185218012 Yes XXXXXX XXXXXX C A A
0881276678 Yes XXXXXX XXXXXX B B A
0575475793 Yes XXXXXX XXXXXX D B D
0005379455 Yes XXXXXX XXXXXX A A A
0030792198 Yes XXXXXX XXXXXX D A D
0210799933 Yes XXXXXX XXXXXX A A A
0980158567 Yes XXXXXX XXXXXX B B B
0748140628 Yes XXXXXX XXXXXX C B A
0749898001 Yes XXXXXX XXXXXX A A A
0106823548 Yes XXXXXX XXXXXX C B A
0461336910 Yes XXXXXX XXXXXX A A A
0956228366 Yes XXXXXX XXXXXX D B B
0604838565 Yes XXXXXX XXXXXX D A A
0368544392 Yes XXXXXX XXXXXX A A A
0543115885 Yes XXXXXX XXXXXX D A D
0970249646 Yes XXXXXX XXXXXX B B B
0690558334 Yes XXXXXX XXXXXX C A A
0615654988 Yes XXXXXX XXXXXX A A A
0137678076 Yes XXXXXX XXXXXX A A A
0999316635 Yes XXXXXX XXXXXX B B A
0328772657 Yes XXXXXX XXXXXX A A A
0109106637 Yes XXXXXX XXXXXX A A A
0335760505 Yes XXXXXX XXXXXX D B D
0450314188 Yes XXXXXX XXXXXX A A A
0252465530 Yes XXXXXX XXXXXX B A A
0074258272 Yes XXXXXX XXXXXX A A A
0839310128 Yes XXXXXX XXXXXX C A A
0703948602 Yes XXXXXX XXXXXX A A A
0228539971 Yes XXXXXX XXXXXX D B B
0485555889 Yes XXXXXX XXXXXX C A A
0095187237 Yes XXXXXX XXXXXX D B A
0878441269 Yes XXXXXX XXXXXX D A A
0132641540 Yes XXXXXX XXXXXX B B B
0142178518 Yes XXXXXX XXXXXX A A A
0233273594 Yes XXXXXX XXXXXX A A A
0285118405 Yes XXXXXX XXXXXX A A A
0318198641 Yes XXXXXX XXXXXX A A A
0417657074 Yes XXXXXX XXXXXX A A A
0356674032 Yes XXXXXX XXXXXX A A A
0842094154 Yes XXXXXX XXXXXX A A A
0889418723 Yes XXXXXX XXXXXX C B B
0856328941 Yes XXXXXX XXXXXX A A A
0565244694 Yes XXXXXX XXXXXX A A A
0638163540 Yes XXXXXX XXXXXX D A A
0272015193 Yes XXXXXX XXXXXX A A A
0098345633 Yes XXXXXX XXXXXX D B A
0314545745 Yes XXXXXX XXXXXX A A A
0869134432 Yes XXXXXX XXXXXX D A A
0782718547 Yes XXXXXX XXXXXX A A A
0417775551 Yes XXXXXX XXXXXX D A A
0309617642 Yes XXXXXX XXXXXX C A A
0665291294 Yes XXXXXX XXXXXX B B A
0691068559 Yes XXXXXX XXXXXX A A A
0033848664 Yes XXXXXX XXXXXX D A A
0266640735 Yes XXXXXX XXXXXX A A A
0763940335 Yes XXXXXX XXXXXX D A A
0553987014 Yes XXXXXX XXXXXX C A A
0195042923 Yes XXXXXX XXXXXX C A A
0327972846 Yes XXXXXX XXXXXX C B A
0555338898 Yes XXXXXX XXXXXX B B A
0141913656 Yes XXXXXX XXXXXX A A A
0395721352 Yes XXXXXX XXXXXX D B A
0452501319 Yes XXXXXX XXXXXX D B D
0150008502 Yes XXXXXX XXXXXX C B A
0426646304 Yes XXXXXX XXXXXX A A A
0790318097 Yes XXXXXX XXXXXX A A A
0514479420 Yes XXXXXX XXXXXX D A A
0003036332 Yes XXXXXX XXXXXX A A A
0489609430 Yes XXXXXX XXXXXX A A A
0050940249 Yes XXXXXX XXXXXX C A A
0627498019 Yes XXXXXX XXXXXX A A A
0248096481 Yes XXXXXX XXXXXX A A A
0255609981 Yes XXXXXX XXXXXX C B A
0692333307 Yes XXXXXX XXXXXX A A A
0433394158 Yes XXXXXX XXXXXX C B A
0183774772 Yes XXXXXX XXXXXX C A A
0791954456 Yes XXXXXX XXXXXX B B A
0932331897 Yes XXXXXX XXXXXX A A A
0085172168 Yes XXXXXX XXXXXX A A A
0040137336 Yes XXXXXX XXXXXX A A A
0158715011 Yes XXXXXX XXXXXX B B A
0647011401 Yes XXXXXX XXXXXX A A A
0435815023 Yes XXXXXX XXXXXX A A A
0271022468 Yes XXXXXX XXXXXX A A A
0569125414 Yes XXXXXX XXXXXX A A A
0891572002 Yes XXXXXX XXXXXX C A A
0268177542 Yes XXXXXX XXXXXX B B A
0050428591 Yes XXXXXX XXXXXX A A A
0513879888 Yes XXXXXX XXXXXX A A A
0877418585 Yes XXXXXX XXXXXX A A A
0561620049 Yes XXXXXX XXXXXX D A A
0730485311 Yes XXXXXX XXXXXX C B A
0095062638 Yes XXXXXX XXXXXX A A A
0279997198 Yes XXXXXX XXXXXX B B A
0709123626 Yes XXXXXX XXXXXX C A A
0367967599 Yes XXXXXX XXXXXX B B A
0878635373 Yes XXXXXX XXXXXX D B B
0571258252 Yes XXXXXX XXXXXX A A A
0082830060 Yes XXXXXX XXXXXX C B B
0797750884 Yes XXXXXX XXXXXX B B B
0644599838 Yes XXXXXX XXXXXX B B A
0074751918 Yes XXXXXX XXXXXX B B A
0370623369 Yes XXXXXX XXXXXX A A A
0363675986 Yes XXXXXX XXXXXX A A A
0698399169 Yes XXXXXX XXXXXX B B A
0652023319 Yes XXXXXX XXXXXX C B C
0067494556 Yes XXXXXX XXXXXX B B B
0798386743 Yes XXXXXX XXXXXX A A A
0105739364 Yes XXXXXX XXXXXX B B B
0993702931 Yes XXXXXX XXXXXX B B A
0449352432 Yes XXXXXX XXXXXX A A A
0761443407 Yes XXXXXX XXXXXX B B A
0286168964 Yes XXXXXX XXXXXX B B A
0572812841 Yes XXXXXX XXXXXX A A A
0466852260 Yes XXXXXX XXXXXX C A C
0143821940 Yes XXXXXX XXXXXX D B B
0285615306 Yes XXXXXX XXXXXX D B A
0043162450 Yes XXXXXX XXXXXX A A A
0924158245 Yes XXXXXX XXXXXX A A A
0815669967 Yes XXXXXX XXXXXX A A A
0769832568 Yes XXXXXX XXXXXX B B A
0248389210 Yes XXXXXX XXXXXX C B A
0174766372 Yes XXXXXX XXXXXX A A A
0358765290 Yes XXXXXX XXXXXX B B A
0943102166 Yes XXXXXX XXXXXX A A A
0615990881 Yes XXXXXX XXXXXX A A A
0350800837 Yes XXXXXX XXXXXX A A A
0413265211 Yes XXXXXX XXXXXX D B D
0872425710 Yes XXXXXX XXXXXX A A A
0010036216 Yes XXXXXX XXXXXX C B A
0859691583 Yes XXXXXX XXXXXX B B A
0878883818 Yes XXXXXX XXXXXX A A A
0702876219 Yes XXXXXX XXXXXX A A A
0407438492 Yes XXXXXX XXXXXX B B A
0131972934 Yes XXXXXX XXXXXX B B B
0435281148 Yes XXXXXX XXXXXX D A D
0669908299 Yes XXXXXX XXXXXX C A A
0135306128 Yes XXXXXX XXXXXX A A A
0702440293 Yes XXXXXX XXXXXX A A A
0319402532 Yes XXXXXX XXXXXX A A A
0654402858 Yes XXXXXX XXXXXX A A A
0363735141 Yes XXXXXX XXXXXX A A A
0111204589 Yes XXXXXX XXXXXX A A A
0570729473 Yes XXXXXX XXXXXX B B A
0142824618 Yes XXXXXX XXXXXX A A A
0197653463 Yes XXXXXX XXXXXX A A A
0086624949 Yes XXXXXX XXXXXX B B B
0403270653 Yes XXXXXX XXXXXX B B B
0020858268 Yes XXXXXX XXXXXX A A A
0077924983 Yes XXXXXX XXXXXX A A A
0947506582 Yes XXXXXX XXXXXX D B B
0109595607 Yes XXXXXX XXXXXX B B A
0003896058 Yes XXXXXX XXXXXX A A A
0901157069 Yes XXXXXX XXXXXX A A A
0402106884 Yes XXXXXX XXXXXX A A A
0753829353 Yes XXXXXX XXXXXX A A A
0062185231 Yes XXXXXX XXXXXX B B A
0962221206 Yes XXXXXX XXXXXX D A A
0496372571 Yes XXXXXX XXXXXX C B A
0125833119 Yes XXXXXX XXXXXX A A A
0599189918 Yes XXXXXX XXXXXX A A A
0817892492 Yes XXXXXX XXXXXX A A A
0314326933 Yes XXXXXX XXXXXX C B A
0429625001 Yes XXXXXX XXXXXX A A A
0402900661 Yes XXXXXX XXXXXX B B A
0138408369 Yes XXXXXX XXXXXX A A A
0283829864 Yes XXXXXX XXXXXX A A A
0234810302 Yes XXXXXX XXXXXX B B B
0527728219 Yes XXXXXX XXXXXX A A A
0324720556 Yes XXXXXX XXXXXX A A A
0989069859 Yes XXXXXX XXXXXX A A A
0100113411 Yes XXXXXX XXXXXX A A A
0785083112 Yes XXXXXX XXXXXX A A A
0728067872 Yes XXXXXX XXXXXX D A C
0263212665 Yes XXXXXX XXXXXX B B B
0719443797 Yes XXXXXX XXXXXX A A A
0600668634 Yes XXXXXX XXXXXX C B A
0419966622 Yes XXXXXX XXXXXX C B C
0483770623 Yes XXXXXX XXXXXX A A A
0787688745 Yes XXXXXX XXXXXX B B A
0563487087 Yes XXXXXX XXXXXX A A A
0838328149 Yes XXXXXX XXXXXX C B A
0782357006 Yes XXXXXX XXXXXX A A A
0126272066 Yes XXXXXX XXXXXX A A A
0954324961 Yes XXXXXX XXXXXX A A A
0531188809 Yes XXXXXX XXXXXX A A A
0732863075 Yes XXXXXX XXXXXX C A C
0208558685 Yes XXXXXX XXXXXX A A A
0821628310 Yes XXXXXX XXXXXX C B A
0793531213 Yes XXXXXX XXXXXX B B A
0648405015 Yes XXXXXX XXXXXX B B A
0649228308 Yes XXXXXX XXXXXX A A A
0844311325 Yes XXXXXX XXXXXX A A A
0193840779 Yes XXXXXX XXXXXX B B A
0932609444 Yes XXXXXX XXXXXX A A A
0617800604 Yes XXXXXX XXXXXX A A A
0266121101 Yes XXXXXX XXXXXX A A A
0248810002 Yes XXXXXX XXXXXX D A B
0171247299 Yes XXXXXX XXXXXX B B A
0333048993 Yes XXXXXX XXXXXX A A A
0774543169 Yes XXXXXX XXXXXX A A A
0935737728 Yes XXXXXX XXXXXX A A A
0514097762 Yes XXXXXX XXXXXX A A A
0912504326 Yes XXXXXX XXXXXX A A A
0468007075 Yes XXXXXX XXXXXX B B A
0072902570 Yes XXXXXX XXXXXX A A A
0430046740 Yes XXXXXX XXXXXX A A A
0460985066 Yes XXXXXX XXXXXX C B A
0864213100 Yes XXXXXX XXXXXX A A A
0685440570 Yes XXXXXX XXXXXX B B A
0709464789 Yes XXXXXX XXXXXX A A A
0510768500 Yes XXXXXX XXXXXX B B A
0955529789 Yes XXXXXX XXXXXX C B A
0955289989 Yes XXXXXX XXXXXX A A A
0210267752 Yes XXXXXX XXXXXX C B A
0722996304 Yes XXXXXX XXXXXX A A A
0470797894 Yes XXXXXX XXXXXX A A A
0375663788 Yes XXXXXX XXXXXX D A A
0688991198 Yes XXXXXX XXXXXX A A A
0828604670 Yes XXXXXX XXXXXX B B A
0241114850 Yes XXXXXX XXXXXX C B A
0481395816 Yes XXXXXX XXXXXX B B B
0115677134 Yes XXXXXX XXXXXX A A A
0154555951 Yes XXXXXX XXXXXX D B B
0579380247 Yes XXXXXX XXXXXX A A A
0209687209 Yes XXXXXX XXXXXX A A A
0308032974 Yes XXXXXX XXXXXX B B B
0583021961 Yes XXXXXX XXXXXX B B A
0950433117 Yes XXXXXX XXXXXX B B A
0802898928 Yes XXXXXX XXXXXX B B A
0719963369 Yes XXXXXX XXXXXX A A A
0299932416 Yes XXXXXX XXXXXX A A A
0676739682 Yes XXXXXX XXXXXX A A A
0441117938 Yes XXXXXX XXXXXX B B A
0048538646 Yes XXXXXX XXXXXX A A A
0954590124 Yes XXXXXX XXXXXX A A A
0563965786 Yes XXXXXX XXXXXX A A A
0750798042 Yes XXXXXX XXXXXX A A A
0994882663 Yes XXXXXX XXXXXX A A A
0890085007 Yes XXXXXX XXXXXX A A A
0823895186 Yes XXXXXX XXXXXX A A A
0001382239 Yes XXXXXX XXXXXX B B A
0947333819 Yes XXXXXX XXXXXX A A A
0838578084 Yes XXXXXX XXXXXX B B A
0655407141 Yes XXXXXX XXXXXX B B A
0278124019 Yes XXXXXX XXXXXX A A A
0978489796 Yes XXXXXX XXXXXX B B A
0970134623 Yes XXXXXX XXXXXX D B A
0054655376 Yes XXXXXX XXXXXX D A A
0476989913 Yes XXXXXX XXXXXX B B A
0167084932 Yes XXXXXX XXXXXX D B A
0910920248 Yes XXXXXX XXXXXX B B A
0053043127 Yes XXXXXX XXXXXX A A A
0374663516 Yes XXXXXX XXXXXX A A A
0661145521 Yes XXXXXX XXXXXX A A A
0748476916 Yes XXXXXX XXXXXX A A A
0421542533 Yes XXXXXX XXXXXX A A A
0111062061 Yes XXXXXX XXXXXX A A A
0270479248 Yes XXXXXX XXXXXX A A A
0619208392 Yes XXXXXX XXXXXX A A A
0505750655 Yes XXXXXX XXXXXX B B B
0845022739 Yes XXXXXX XXXXXX A A A
0800863165 Yes XXXXXX XXXXXX C B A
0698605297 Yes XXXXXX XXXXXX B B A
0395608541 Yes XXXXXX XXXXXX A A A
0976850260 Yes XXXXXX XXXXXX A A A
0809829976 Yes XXXXXX XXXXXX A A A
0998964097 Yes XXXXXX XXXXXX B B B
0400467008 Yes XXXXXX XXXXXX A A A
0620235596 Yes XXXXXX XXXXXX C B A
0923474783 Yes XXXXXX XXXXXX C B A
0065782230 Yes XXXXXX XXXXXX A A A
0438583898 Yes XXXXXX XXXXXX A A A
0109572065 Yes XXXXXX XXXXXX C B A
0303529083 Yes XXXXXX XXXXXX A A A
0755808742 Yes XXXXXX XXXXXX A A A
0576323235 Yes XXXXXX XXXXXX D A B
0574923883 Yes XXXXXX XXXXXX C A A
0737313305 Yes XXXXXX XXXXXX A A A
0539303757 Yes XXXXXX XXXXXX A A A
0204193352 Yes XXXXXX XXXXXX D B C
0923873749 Yes XXXXXX XXXXXX B B A
0851253563 Yes XXXXXX XXXXXX A A A
0578679899 Yes XXXXXX XXXXXX C B B
0658019909 Yes XXXXXX XXXXXX C B A
0886455184 Yes XXXXXX XXXXXX C B C
0377459122 Yes XXXXXX XXXXXX B B A
0639044091 Yes XXXXXX XXXXXX B B A
0650920831 Yes XXXXXX XXXXXX A A A
0913093993 Yes XXXXXX XXXXXX B B A
0570172768 Yes XXXXXX XXXXXX A A A
0876609816 Yes XXXXXX XXXXXX D B D
0925424344 Yes XXXXXX XXXXXX D B D
0258032250 Yes XXXXXX XXXXXX A A A
0218385397 Yes XXXXXX XXXXXX B B A
0506254267 Yes XXXXXX XXXXXX C A A
0530157094 Yes XXXXXX XXXXXX A A A
0521165275 Yes XXXXXX XXXXXX D B D
0979966414 Yes XXXXXX XXXXXX A A A
0683553828 Yes XXXXXX XXXXXX D B B
0233178340 Yes XXXXXX XXXXXX A A A
0877138300 Yes XXXXXX XXXXXX A A A
0058775269 Yes XXXXXX XXXXXX A A A
0652992493 Yes XXXXXX XXXXXX B B A
0694557846 Yes XXXXXX XXXXXX A A A
0102590144 Yes XXXXXX XXXXXX A A A
0462872105 Yes XXXXXX XXXXXX A A A
0263471795 Yes XXXXXX XXXXXX A A A
0958937936 Yes XXXXXX XXXXXX A A A
0247206818 Yes XXXXXX XXXXXX A A A
0344126057 Yes XXXXXX XXXXXX B B A
0708367514 Yes XXXXXX XXXXXX A A A
0211658683 Yes XXXXXX XXXXXX A A A
0326915946 Yes XXXXXX XXXXXX A A A

 

Alt Loan Number Final Securitization Credit Loan Grade Initial Securitization Property Valuations Loan Grade Final Securitization Property Valuations Loan Grade Initial Securitization Compliance Loan Grade Final Securitization Compliance Loan Grade
0006517460 A A A A A
0341767454 A D A B B
0202316746 A B A B A
0383846676 A A A A A
0040345397 A B A A A
0116767244 A A A B B
0358838319 A A A A A
0150253066 A A A A A
0674568374 A A A A A
0266729783 A A A A A
0147367951 A A A A A
0139596402 A A A B B
0472589055 A C A B B
0481798625 A A A A A
0456647549 B A A C A
0845270927 B A A A A
0992638343 A A A A A
0429588755 A A A A A
0333527850 A A A C B
0205523287 A A A C B
0272610749 A A A A A
0801703406 A A A A A
0664130661 A A A B B
0581487575 A A A A A
0724566263 A A A A A
0297259559 A A A A A
0075030315 B A A A A
0045205025 A A A A A
0505896842 A A A A A
0261504484 B A A A A
0950960328 A A A C B
0387334025 B A A C B
0571077777 A A A A A
0008671125 A A A A A
0471534994 A A A C B
0364913435 A A A A A
0382971828 A A A A A
0173258455 B A A B B
0618824991 A A A A A
0105176753 B A A B B
0178130835 B A A C A
0405695243 A A A C A
0156325952 A A A A A
0693876395 A A A A A
0539559419 A A A C B
0619372342 A A A A A
0056426686 A A A A A
0853473788 A A A A A
0264613981 B A A B B
0012755871 A A A A A
0959037065 A A A C B
0899950095 A A A A A
0978704359 A A A A A
0165643183 A A A B B
0234425350 B A A B B
0290865967 A A A B B
0007757332 A A A A A
0543356680 A A A A A
0665780893 A A A A A
0573827905 A A A A A
0151358458 A A A B B
0953099672 A A A A A
0959224335 B A A D B
0176262832 A A A B B
0476891574 B D A A A
0221313800 A A A D A
0431796750 A C A B B
0691394054 A A A B B
0071262477 B A A B B
0110350222 A A A A A
0739035660 A A A A A
0797533971 A A A A A
0454117574 A A A A A
0523631811 A A A C B
0162078344 B A A B B
0738751529 A A A A A
0287394405 A A A A A
0059959522 A A A B B
0469795303 B A A C B
0722881352 A A A D B
0447948689 A A A A A
0240773943 A A A B B
0994282546 A B B A A
0450111789 A C A D B
0738751998 A C A B B
0801911478 A A A A A
0445889277 A A A A A
0534901397 B A A A A
0649491557 A A A B B
0856597958 A A A A A
0971405771 A A A C B
0818656327 A A A B B
0033094432 A A A A A
0966537496 A A A A A
0109097096 B A A C A
0439323181 A A A A A
0547233818 A A A B B
0277342139 A A A A A
0785944687 A A A A A
0529974161 B A A A A
0818534913 A A A A A
0396044267 A A A A A
0393007995 A A A C A
0651488070 A A A B B
0681505090 A A A A A
0884161558 A A A B B
0866094565 B A A A A
0759442403 A A A B B
0210315793 A A A A A
0176895631 A A A A A
0482991055 B A A B B
0992186908 A A A A A
0864742651 A A A A A
0374819111 A A A C A
0254712207 B A A A A
0740709871 A A A A A
0165358241 A A A A A
0570706188 A A A A A
0855795086 A A A A A
0901186077 A A A A A
0484162893 B A A C B
0881230204 A A A A A
0111716305 A A A A A
0180198359 A C A A A
0548292610 A A A A A
0758588660 A A A A A
0093685072 A A A A A
0561741347 B C A B B
0805997312 B A A D A
0065689804 B A A A A
0534929270 A A A A A
0761807473 A A A A A
0434548455 A A A A A
0313767379 A A A A A
0113487582 A A A A A
0146420773 B A A C B
0416039270 A A A A A
0477820139 A A A A A
0377860308 A A A C B
0123690402 A A A C A
0208993418 A A A A A
0619983866 A A A A A
0092425942 B A A D B
0589606208 B A A A A
0748098878 B A A A A
0460131319 A A A A A
0885100171 A A A A A
0957404772 A A A A A
0693219018 B A A D B
0673079686 A A A D A
0025009775 A A A A A
0040911184 A A A A A
0049713590 A A A A A
0902041934 A A A A A
0910077691 A C A B B
0087251802 A C A A A
0030545131 A A A A A
0557068335 A A A A A
0482357560 B A A A A
0211115825 B A A A A
0528754051 A A A A A
0684300729 A A A B B
0545020575 A A A A A
0537245193 A A A A A
0218216475 A A A A A
0695616431 A A A D B
0328062898 B A A D A
0469228172 A A A A A
0872358177 A A A A A
0628385199 A A A D A
0448935326 A A A A A
0437941245 A C A A A
0771416658 A A A A A
0410137569 A A A A A
0889500457 A C A C B
0241241661 A A A A A
0769055263 A A A A A
0612137501 A A A A A
0045896915 B A A A A
0767549980 A A A A A
0395810069 B A A B B
0426745014 A A A A A
0534134356 A A A A A
0358389238 A A A A A
0834014439 A A A B B
0169196833 A A A D A
0668825657 A A A B B
0945933919 A A A A A
0788926585 A A A C B
0319629488 B A A B B
0459558876 B A A B B
0483785448 A A A B B
0614099149 A A A B B
0220842727 A A A B B
0996851919 A A A A A
0411981173 A A A A A
0907860886 A A A B B
0268571312 A A A A A
0131509466 A A A B B
0789719995 A A A C B
0448357147 A A A A A
0154476545 A A A B B
0333110236 B A A B B
0502870573 A A A C B
0242922975 A A A A A
0704430298 A C A B B
0293349258 B A A A A
0753438314 B A A A A
0518812589 A A A A A
0479451157 A A A A A
0695848476 A C A C B
0255857598 B D A A A
0921230977 A A A A A
0990961460 B A A D A
0837163424 A A A A A
0413045481 A A A A A
0357742313 A A A C A
0249058010 A A A A A
0504213001 A A A B B
0024112176 A A A A A
0469009579 A A A A A
0985122626 A D A A A
0551454535 A A A D A
0343080476 A A A B B
0857853833 B A A B B
0603474090 A A A A A
0833616950 A A A A A
0913746485 A A A B B
0592698430 A A A A A
0447092559 A A A D A
0236859825 A A A B B
0956908343 A A A A A
0727653265 A A A A A
0377146801 A A A D B
0897446006 A A A A A
0233218701 A A A B B
0083234793 A A A C B
0736310891 A A A A A
0582751569 A A A B B
0233822446 A A A A A
0574484075 B A A B B
0913710605 A A A B B
0989346356 A A A B B
0222261430 A A A A A
0105000183 B A A A A
0742273621 B A A A A
0633790347 A A A D B
0346478645 A A A A A
0239010531 A A A C B
0004813093 A C A B B
0655846994 A A A B B
0572312507 A A A C A
0872921017 A A A C B
0800729836 A A A A A
0329218002 A A A B B
0768518539 A A A B B
0020711757 A A A A A
0424921218 A A A A A
0271484761 A A A A A
0591216080 B A A B B
0383523597 A A A A A
0462397789 B A A D B
0876992864 B A A B B
0851940873 A A A D A
0480581078 A A A B B
0430681257 B A A B B
0642968656 A A A C B
0512374142 A A A C B
0774557386 A A A B B
0853911424 A A A C B
0174212298 A A A A A
0108924747 A A A A A
0802098995 B C A C B
0082133928 A A A A A
0331140057 A A A B B
0458131049 A A A A A
0066758099 A A A A A
0452839519 A A A C B
0096679178 A A A A A
0535433932 A A A A A
0771181856 A A A D A
0914730624 A A A A A
0185452511 A A A D B
0792755232 A A A C B
0223345104 A A A B B
0891196571 A A A B B
0030331974 A A A B B
0965258645 B A A A A
0468439216 A D A C B
0601416698 A A A A A
0227642138 A A A A A
0676391792 A A A C B
0247602552 A A A B B
0409817201 A A A A A
0639725659 A A A B B
0605528544 A A A A A
0357711141 A A A B B
0540008415 A A A B B
0913441801 B A A D A
0732777282 A D A A A
0079001480 A A A A A
0138538462 A A A C B
0450684084 A A A A A
0518238617 A A A D B
0647829695 A A A A A
0137791742 A A A B B
0664724250 A A A B B
0324469478 A A A B B
0673263882 A A A A A
0428801404 A A A B B
0732750716 B A A D A
0235005164 A A A C A
0200125785 B A A D A
0852454828 A C A B B
0979327008 A A A B B
0148161143 A A A A A
0884195120 A A A B B
0185300450 B A A D B
0511198184 A A A B B
0516013623 A C A B B
0804631799 A A A B B
0981279744 B A A A A
0352126192 A A A B B
0655222125 A A A B B
0936662329 A A A A A
0251921920 B A A C B
0265929300 A A A A A
0858008011 A A A A A
0473146404 A A A A A
0909708504 A A A B B
0905988027 A A A A A
0871747660 A A A B B
0873180790 A A A B B
0790160349 A A A B B
0288408362 A A A A A
0827155724 A A A C A
0174417730 A A A A A
0977126934 B A A A A
0809305505 A A A B B
0528121599 A A A B B
0187177660 A A A B B
0108999178 A A A B B
0762897253 A A A B B
0557704116 A A A A A
0054560815 A A A A A
0991018861 A A A B B
0348558779 A A A A A
0278732335 B A A A A
0030152268 A A A D B
0490475747 A A A D A
0394721745 A A A D A
0906130194 A A A A A
0643466866 A A A A A
0815233366 A A A C B
0545452748 A A A A A
0356264243 A A A D A
0262463661 A A A D B
0911910527 A A A C A
0343971549 A A A A A
0983024631 A A A B B
0348808404 A A A B B
0994080729 A A A A A
0060253979 A A A A A
0381749246 A A A A A
0490345753 B A A A A
0363009473 A A A C B
0570041000 A A A B B
0181908345 A A A A A
0339323924 B A A C A
0806564492 A A A B B
0515526582 B A A A A
0098498113 A C A C B
0224989429 A C A D B
0806365489 A A A B B
0688513927 A A A A A
0575214242 A A A B B
0403017803 A A A A A
0739863972 A A A A A
0026230257 A A A B B
0771991792 A A A B B
0164292800 A A A A A
0578274131 A A A A A
0418874743 A A A A A
0203189833 A A A A A
0513185002 B A A A A
0403237908 A A A B B
0832863710 A A A B B
0085489615 B A A C B
0617527171 A A A C A
0220301104 A A A B B
0748218171 A A A A A
0836500270 A A A B B
0798388821 A A A A A
0323442423 A C A B B
0651090211 A A A B B
0842029750 A A A A A
0606787460 A A A D B
0823034212 A A A D A
0382231246 A A A A A
0961912347 A A A A A
0403095077 A A A D A
0661945317 A A A A A
0858971497 B A A A A
0481652047 A A A A A
0233656945 B A A A A
0179387385 A A A A A
0839064159 A A A B B
0015347546 A A A A A
0412621249 A C A A A
0658000401 A A A A A
0263424903 A A A A A
0414050264 A A A C B
0463513232 A A A A A
0627182415 A A A A A
0543285889 B A A C A
0401326294 B A A A A
0126549291 A A A B B
0987013849 A A A B B
0409683974 A A A B B
0231640252 A A A A A
0217486437 B A A B B
0934579628 A A A B B
0658673537 A A A A A
0288509466 A A A A A
0193580383 A A A A A
0340414930 A A A A A
0156277199 A A A C B
0798258660 A A A B B
0764191095 A A A A A
0825808694 A A A A A
0485036238 A A A A A
0402792183 B A A A A
0380103708 A A A A A
0669271321 A A A A A
0836046513 A C A B B
0184037190 A A A A A
0314707543 A A A D A
0933177101 A A A B B
0043194283 A A A A A
0559123366 A A A B B
0773622262 A A A A A
0929097951 B A A B B
0960187775 A A A A A
0257346695 A A A A A
0600063450 A A A A A
0178729652 A A A A A
0177808872 A A A A A
0005946861 A A A C B
0264309824 A A A A A
0924288161 A A A A A
0585522709 A C A A A
0217643371 A A A A A
0643941226 A A A A A
0344505776 A A A A A
0285994377 A A A C B
0767132907 A A A A A
0546657480 A A A D A
0343452035 A A A A A
0507723206 A A A A A
0636678553 A A A A A
0185218012 A C A A A
0881276678 A A A B B
0575475793 A A A B B
0005379455 A A A A A
0030792198 A A A A A
0210799933 A A A A A
0980158567 B A A A A
0748140628 A A A C B
0749898001 A A A A A
0106823548 A A A C B
0461336910 A A A A A
0956228366 A A A D B
0604838565 A A A D A
0368544392 A A A A A
0543115885 A A A A A
0970249646 B A A A A
0690558334 A A A C A
0615654988 A A A A A
0137678076 A A A A A
0999316635 A A A B B
0328772657 A A A A A
0109106637 A A A A A
0335760505 A A A D B
0450314188 A A A A A
0252465530 A A A B A
0074258272 A A A A A
0839310128 A C A A A
0703948602 A A A A A
0228539971 B A A D B
0485555889 A A A C A
0095187237 A A A D B
0878441269 A A A D A
0132641540 B A A A A
0142178518 A A A A A
0233273594 A A A A A
0285118405 A A A A A
0318198641 A A A A A
0417657074 A A A A A
0356674032 A A A A A
0842094154 A A A A A
0889418723 B C A A A
0856328941 A A A A A
0565244694 A A A A A
0638163540 A D A A A
0272015193 A A A A A
0098345633 A D A C B
0314545745 A A A A A
0869134432 A A A D A
0782718547 A A A A A
0417775551 A A A D A
0309617642 A A A C A
0665291294 A A A B B
0691068559 A A A A A
0033848664 A A A D A
0266640735 A A A A A
0763940335 A A A D A
0553987014 A A A C A
0195042923 A C A A A
0327972846 A C A B B
0555338898 A A A B B
0141913656 A A A A A
0395721352 A A A D B
0452501319 B A A D B
0150008502 A A A C B
0426646304 A A A A A
0790318097 A A A A A
0514479420 A A A D A
0003036332 A A A A A
0489609430 A A A A A
0050940249 A A A C A
0627498019 A A A A A
0248096481 A A A A A
0255609981 A C A C B
0692333307 A A A A A
0433394158 A A A C B
0183774772 A C A A A
0791954456 A A A B B
0932331897 A A A A A
0085172168 A A A A A
0040137336 A A A A A
0158715011 A A A B B
0647011401 A A A A A
0435815023 A A A A A
0271022468 A A A A A
0569125414 A A A A A
0891572002 A A A C A
0268177542 A A A B B
0050428591 A A A A A
0513879888 A A A A A
0877418585 A A A A A
0561620049 A A A D A
0730485311 A A A C B
0095062638 A A A A A
0279997198 A A A B B
0709123626 A C A A A
0367967599 A A A B B
0878635373 B A A D A
0571258252 A A A A A
0082830060 B C A C B
0797750884 B A A A A
0644599838 A A A B B
0074751918 A A A B B
0370623369 A A A A A
0363675986 A A A A A
0698399169 A A A B B
0652023319 A A A B B
0067494556 B A A A A
0798386743 A A A A A
0105739364 B A A A A
0993702931 A A A B B
0449352432 A A A A A
0761443407 A A A B B
0286168964 A A A B B
0572812841 A A A A A
0466852260 A A A A A
0143821940 A C A D B
0285615306 A A A D B
0043162450 A A A A A
0924158245 A A A A A
0815669967 A A A A A
0769832568 A A A B B
0248389210 A A A C B
0174766372 A A A A A
0358765290 A A A B B
0943102166 A A A A A
0615990881 A A A A A
0350800837 A A A A A
0413265211 A A A D B
0872425710 A A A A A
0010036216 A A A C B
0859691583 A A A B B
0878883818 A A A A A
0702876219 A A A A A
0407438492 A A A B B
0131972934 B A A A A
0435281148 A A A D A
0669908299 A A A C A
0135306128 A A A A A
0702440293 A A A A A
0319402532 A A A A A
0654402858 A A A A A
0363735141 A A A A A
0111204589 A A A A A
0570729473 A A A B B
0142824618 A A A A A
0197653463 A A A A A
0086624949 B A A B B
0403270653 B A A A A
0020858268 A A A A A
0077924983 A A A A A
0947506582 A A A D B
0109595607 A A A B B
0003896058 A A A A A
0901157069 A A A A A
0402106884 A A A A A
0753829353 A A A A A
0062185231 A A A B B
0962221206 A A A D A
0496372571 A C A B B
0125833119 A A A A A
0599189918 A A A A A
0817892492 A A A A A
0314326933 A A A C B
0429625001 A A A A A
0402900661 A A A B B
0138408369 A A A A A
0283829864 A A A A A
0234810302 B A A A A
0527728219 A A A A A
0324720556 A A A A A
0989069859 A A A A A
0100113411 A A A A A
0785083112 A A A A A
0728067872 A A A D A
0263212665 B A A A A
0719443797 A A A A A
0600668634 A A A C B
0419966622 B A A A A
0483770623 A A A A A
0787688745 A A A B B
0563487087 A A A A A
0838328149 A C A C B
0782357006 A A A A A
0126272066 A A A A A
0954324961 A A A A A
0531188809 A A A A A
0732863075 A A A A A
0208558685 A A A A A
0821628310 A A A C B
0793531213 A A A B B
0648405015 A A A B B
0649228308 A A A A A
0844311325 A A A A A
0193840779 A A A B B
0932609444 A A A A A
0617800604 A A A A A
0266121101 A A A A A
0248810002 A A A D A
0171247299 A A A B B
0333048993 A A A A A
0774543169 A A A A A
0935737728 A A A A A
0514097762 A A A A A
0912504326 A A A A A
0468007075 A A A B B
0072902570 A A A A A
0430046740 A A A A A
0460985066 A A A C B
0864213100 A A A A A
0685440570 A A A B B
0709464789 A A A A A
0510768500 A A A B B
0955529789 A A A C B
0955289989 A A A A A
0210267752 A A A C B
0722996304 A A A A A
0470797894 A A A A A
0375663788 A A A D A
0688991198 A A A A A
0828604670 A A A B B
0241114850 A C A B B
0481395816 B A A A A
0115677134 A A A A A
0154555951 A A A D B
0579380247 A A A A A
0209687209 A A A A A
0308032974 B A A A A
0583021961 A A A B B
0950433117 A A A B B
0802898928 A A A B B
0719963369 A A A A A
0299932416 A A A A A
0676739682 A A A A A
0441117938 A A A B B
0048538646 A A A A A
0954590124 A A A A A
0563965786 A A A A A
0750798042 A A A A A
0994882663 A A A A A
0890085007 A A A A A
0823895186 A A A A A
0001382239 A A A B B
0947333819 A A A A A
0838578084 A A A B B
0655407141 A A A B B
0278124019 A A A A A
0978489796 A A A B B
0970134623 A A A D B
0054655376 A A A D A
0476989913 A A A B B
0167084932 A A A D B
0910920248 A A A B B
0053043127 A A A A A
0374663516 A A A A A
0661145521 A A A A A
0748476916 A A A A A
0421542533 A A A A A
0111062061 A A A A A
0270479248 A A A A A
0619208392 A A A A A
0505750655 B A A B B
0845022739 A A A A A
0800863165 A A A C B
0698605297 A B B B A
0395608541 A A A A A
0976850260 A A A A A
0809829976 A A A A A
0998964097 B A A A A
0400467008 A A A A A
0620235596 A C A B B
0923474783 A C A B B
0065782230 A A A A A
0438583898 A A A A A
0109572065 A A A C B
0303529083 A A A A A
0755808742 A A A A A
0576323235 A A A D A
0574923883 A C A A A
0737313305 A A A A A
0539303757 A A A A A
0204193352 A A A D B
0923873749 A A A B B
0851253563 A A A A A
0578679899 B A A C B
0658019909 A C A B B
0886455184 A A A B B
0377459122 A A A B B
0639044091 A A A B B
0650920831 A A A A A
0913093993 A A A B B
0570172768 A A A A A
0876609816 A A A C B
0925424344 A A A D B
0258032250 A A A A A
0218385397 A A A B B
0506254267 A C A C A
0530157094 A A A A A
0521165275 A A A C B
0979966414 A A A A A
0683553828 A A A D B
0233178340 A A A A A
0877138300 A A A A A
0058775269 A A A A A
0652992493 A A A B B
0694557846 A A A A A
0102590144 A A A A A
0462872105 A A A A A
0263471795 A A A A A
0958937936 A A A A A
0247206818 A A A A A
0344126057 A A A B B
0708367514 A A A A A
0211658683 A A A A A
0326915946 A A A A A

 

Alt Loan Number Initial S&P Overall Loan Grade Final S&P Overall Loan Grade Initial S&P Credit Loan Grade Final S&P Credit Loan Grade Initial S&P Property Valuations Loan Grade Final S&P Property Valuations Loan Grade Initial S&P Compliance Loan Grade Final S&P Compliance Loan Grade
0006517460 A A A A A A A A
0341767454 D B A A D A B B
0202316746 B A A A B A B A
0383846676 A A A A A A A A
0040345397 B A B A B A A A
0116767244 B B A A A A B B
0358838319 A A A A A A A A
0150253066 A A A A A A A A
0674568374 A A A A A A A A
0266729783 A A A A A A A A
0147367951 A A A A A A A A
0139596402 B B A A A A B B
0472589055 C B A A C A B B
0481798625 A A A A A A A A
0456647549 C B B B A A C A
0845270927 C B C B A A A A
0992638343 A A A A A A A A
0429588755 A A A A A A A A
0333527850 C B A A A A C B
0205523287 C B A A A A C B
0272610749 A A A A A A A A
0801703406 A A A A A A A A
0664130661 B B A A A A B B
0581487575 A A A A A A A A
0724566263 A A A A A A A A
0297259559 A A A A A A A A
0075030315 C B C B A A A A
0045205025 A A A A A A A A
0505896842 A A A A A A A A
0261504484 B B B B A A A A
0950960328 C B C A A A C B
0387334025 C B B B A A C B
0571077777 A A A A A A A A
0008671125 A A A A A A A A
0471534994 C B A A A A C B
0364913435 A A A A A A A A
0382971828 A A A A A A A A
0173258455 B B B B A A B B
0618824991 A A A A A A A A
0105176753 D B D B A A B B
0178130835 C B B B A A C A
0405695243 C A A A A A C A
0156325952 A A A A A A A A
0693876395 A A A A A A A A
0539559419 C B C A A A C B
0619372342 A A A A A A A A
0056426686 A A A A A A A A
0853473788 A A A A A A A A
0264613981 C B C B A A B B
0012755871 C A C A A A A A
0959037065 C B A A A A C B
0899950095 A A A A A A A A
0978704359 A A A A A A A A
0165643183 D B D A A A B B
0234425350 B B B B A A B B
0290865967 B B A A A A B B
0007757332 A A A A A A A A
0543356680 A A A A A A A A
0665780893 A A A A A A A A
0573827905 D A D A A A A A
0151358458 B B A A A A B B
0953099672 A A A A A A A A
0959224335 D B B B A A D B
0176262832 B B A A A A B B
0476891574 D B B B D A A A
0221313800 D A D A A A D A
0431796750 C B A A C A B B
0691394054 B B A A A A B B
0071262477 B B B B A A B B
0110350222 A A A A A A A A
0739035660 A A A A A A A A
0797533971 A A A A A A A A
0454117574 A A A A A A A A
0523631811 C B A A A A C B
0162078344 B B B B A A B B
0738751529 A A A A A A A A
0287394405 A A A A A A A A
0059959522 B B A A A A B B
0469795303 C B B B A A C B
0722881352 D B D A A A D B
0447948689 A A A A A A A A
0240773943 D B D A A A B B
0994282546 B B A A B B A A
0450111789 D B B A C A D B
0738751998 D B D A C A B B
0801911478 A A A A A A A A
0445889277 A A A A A A A A
0534901397 B B B B A A A A
0649491557 B B A A A A B B
0856597958 A A A A A A A A
0971405771 C B A A A A C B
0818656327 B B A A A A B B
0033094432 A A A A A A A A
0966537496 A A A A A A A A
0109097096 C B B B A A C A
0439323181 A A A A A A A A
0547233818 B B A A A A B B
0277342139 A A A A A A A A
0785944687 A A A A A A A A
0529974161 B B B B A A A A
0818534913 A A A A A A A A
0396044267 A A A A A A A A
0393007995 D A D A A A C A
0651488070 B B A A A A B B
0681505090 A A A A A A A A
0884161558 B B A A A A B B
0866094565 C B C B A A A A
0759442403 B B A A A A B B
0210315793 D A D A A A A A
0176895631 A A A A A A A A
0482991055 B B B B A A B B
0992186908 A A A A A A A A
0864742651 D A D A A A A A
0374819111 C A A A A A C A
0254712207 B B B B A A A A
0740709871 A A A A A A A A
0165358241 A A A A A A A A
0570706188 A A A A A A A A
0855795086 A A A A A A A A
0901186077 A A A A A A A A
0484162893 C B B B A A C B
0881230204 A A A A A A A A
0111716305 A A A A A A A A
0180198359 C B A A C B A A
0548292610 A A A A A A A A
0758588660 A A A A A A A A
0093685072 A A A A A A A A
0561741347 C B C B C A B B
0805997312 D B D B A A D A
0065689804 B B B B A A A A
0534929270 A A A A A A A A
0761807473 A A A A A A A A
0434548455 A A A A A A A A
0313767379 A A A A A A A A
0113487582 A A A A A A A A
0146420773 C B B B A A C B
0416039270 A A A A A A A A
0477820139 D A D A A A A A
0377860308 C B A A A A C B
0123690402 C A A A A A C A
0208993418 A A A A A A A A
0619983866 A A A A A A A A
0092425942 D B D B A A D B
0589606208 B B B B A A A A
0748098878 B B B B A A A A
0460131319 A A A A A A A A
0885100171 A A A A A A A A
0957404772 A A A A A A A A
0693219018 D B B B A A D B
0673079686 D A A A A A D A
0025009775 A A A A A A A A
0040911184 A A A A A A A A
0049713590 A A A A A A A A
0902041934 A A A A A A A A
0910077691 C B C A C B B B
0087251802 C A A A C A A A
0030545131 A A A A A A A A
0557068335 A A A A A A A A
0482357560 B B B B A A A A
0211115825 B B B B A A A A
0528754051 A A A A A A A A
0684300729 B B A A A A B B
0545020575 A A A A A A A A
0537245193 A A A A A A A A
0218216475 A A A A A A A A
0695616431 D B D A A A D B
0328062898 D B B B A A D A
0469228172 A A A A A A A A
0872358177 A A A A A A A A
0628385199 D A B A A A D A
0448935326 A A A A A A A A
0437941245 C A A A C A A A
0771416658 A A A A A A A A
0410137569 A A A A A A A A
0889500457 C B A A C B C B
0241241661 A A A A A A A A
0769055263 A A A A A A A A
0612137501 A A A A A A A A
0045896915 B B B B A A A A
0767549980 A A A A A A A A
0395810069 D B D B A A B B
0426745014 A A A A A A A A
0534134356 A A A A A A A A
0358389238 A A A A A A A A
0834014439 B B A A A A B B
0169196833 D A D A A A D A
0668825657 B B A A A A B B
0945933919 D A D A A A A A
0788926585 C B A A A A C B
0319629488 B B B B A A B B
0459558876 B B B B A A B B
0483785448 B B A A A A B B
0614099149 D B D A A A B B
0220842727 B B A A A A B B
0996851919 A A A A A A A A
0411981173 A A A A A A A A
0907860886 B B A A A A B B
0268571312 A A A A A A A A
0131509466 B B A A A A B B
0789719995 C B A A A A C B
0448357147 A A A A A A A A
0154476545 B B A A A A B B
0333110236 B B B B A A B B
0502870573 C B A A A A C B
0242922975 A A A A A A A A
0704430298 C B A A C A B B
0293349258 B B B B A A A A
0753438314 B B B B A A A A
0518812589 A A A A A A A A
0479451157 A A A A A A A A
0695848476 D B D A C A C B
0255857598 D B B B D A A A
0921230977 A A A A A A A A
0990961460 D B B B A A D A
0837163424 A A A A A A A A
0413045481 A A A A A A A A
0357742313 C A A A A A C A
0249058010 A A A A A A A A
0504213001 B B A A A A B B
0024112176 A A A A A A A A
0469009579 A A A A A A A A
0985122626 D A A A D A A A
0551454535 D A A A A A D A
0343080476 B B A A A A B B
0857853833 B B B B A A B B
0603474090 A A A A A A A A
0833616950 A A A A A A A A
0913746485 B B A A A A B B
0592698430 A A A A A A A A
0447092559 D A D A A A D A
0236859825 B B A A A A B B
0956908343 A A A A A A A A
0727653265 A A A A A A A A
0377146801 D B D A A A D B
0897446006 A A A A A A A A
0233218701 B B A A A A B B
0083234793 C B A A A A C B
0736310891 A A A A A A A A
0582751569 B B A A A A B B
0233822446 A A A A A A A A
0574484075 B B B B A A B B
0913710605 B B A A A A B B
0989346356 D B D A A A B B
0222261430 A A A A A A A A
0105000183 B B B B A A A A
0742273621 B B B B A A A A
0633790347 D B A A A A D B
0346478645 A A A A A A A A
0239010531 C B A A A A C B
0004813093 C B A A C A B B
0655846994 B B A A A A B B
0572312507 C A A A A A C A
0872921017 C B A A A A C B
0800729836 B A B A A A A A
0329218002 B B A A A A B B
0768518539 B B A A A A B B
0020711757 A A A A A A A A
0424921218 A A A A A A A A
0271484761 A A A A A A A A
0591216080 B B B B A A B B
0383523597 A A A A A A A A
0462397789 D B B B A A D B
0876992864 B B B B A A B B
0851940873 D A D A A A D A
0480581078 B B A A A A B B
0430681257 B B B B A A B B
0642968656 C B A A A A C B
0512374142 C B A A A A C B
0774557386 B B A A A A B B
0853911424 D B D A A A C B
0174212298 A A A A A A A A
0108924747 A A A A A A A A
0802098995 C B B B C A C B
0082133928 A A A A A A A A
0331140057 B B A A A A B B
0458131049 A A A A A A A A
0066758099 A A A A A A A A
0452839519 D B D A A A C B
0096679178 A A A A A A A A
0535433932 A A A A A A A A
0771181856 D A B A A A D A
0914730624 A A A A A A A A
0185452511 D B D A A A D B
0792755232 C B A A A A C B
0223345104 B B A A A A B B
0891196571 B B A A A A B B
0030331974 B B A A A A B B
0965258645 B B B B A A A A
0468439216 D B A A D A C B
0601416698 A A A A A A A A
0227642138 A A A A A A A A
0676391792 C B A A A A C B
0247602552 B B A A A A B B
0409817201 A A A A A A A A
0639725659 B B A A A A B B
0605528544 A A A A A A A A
0357711141 B B A A A A B B
0540008415 B B A A A A B B
0913441801 D B D B A A D A
0732777282 D A A A D A A A
0079001480 A A A A A A A A
0138538462 D B D A A A C B
0450684084 A A A A A A A A
0518238617 D B B A A A D B
0647829695 A A A A A A A A
0137791742 B B A A A A B B
0664724250 D B D A A A B B
0324469478 B B A A A A B B
0673263882 A A A A A A A A
0428801404 B B A A A A B B
0732750716 D B B B A A D A
0235005164 C A A A A A C A
0200125785 D B B B A A D A
0852454828 D B D A C A B B
0979327008 D B D A A A B B
0148161143 A A A A A A A A
0884195120 B B A A A A B B
0185300450 D B D B A A D B
0511198184 B B A A A A B B
0516013623 C B A A C A B B
0804631799 B B A A A A B B
0981279744 B B B B A A A A
0352126192 B B A A A A B B
0655222125 B B A A A A B B
0936662329 A A A A A A A A
0251921920 C B B B A A C B
0265929300 A A A A A A A A
0858008011 A A A A A A A A
0473146404 A A A A A A A A
0909708504 B B A A A A B B
0905988027 A A A A A A A A
0871747660 B B A A A A B B
0873180790 B B A A A A B B
0790160349 B B A A A A B B
0288408362 A A A A A A A A
0827155724 C A A A A A C A
0174417730 D A D A A A A A
0977126934 B B B B A A A A
0809305505 B B A A A A B B
0528121599 B B A A A A B B
0187177660 B B A A A A B B
0108999178 B B A A A A B B
0762897253 B B A A A A B B
0557704116 A A A A A A A A
0054560815 A A A A A A A A
0991018861 B B A A A A B B
0348558779 A A A A A A A A
0278732335 B B B B A A A A
0030152268 D B A A A A D B
0490475747 D A D A A A D A
0394721745 D A A A A A D A
0906130194 A A A A A A A A
0643466866 A A A A A A A A
0815233366 C B A A A A C B
0545452748 A A A A A A A A
0356264243 D A C A A A D A
0262463661 D B D A A A D B
0911910527 C A A A A A C A
0343971549 A A A A A A A A
0983024631 B B A A A A B B
0348808404 B B A A A A B B
0994080729 A A A A A A A A
0060253979 A A A A A A A A
0381749246 A A A A A A A A
0490345753 B B B B A A A A
0363009473 C B A A A A C B
0570041000 B B A A A A B B
0181908345 A A A A A A A A
0339323924 C B B B A A C A
0806564492 B B A A A A B B
0515526582 B B B B A A A A
0098498113 C B A A C A C B
0224989429 D B A A C A D B
0806365489 B B A A A A B B
0688513927 A A A A A A A A
0575214242 D B D A A A B B
0403017803 A A A A A A A A
0739863972 A A A A A A A A
0026230257 C B C A A A B B
0771991792 B B A A A A B B
0164292800 A A A A A A A A
0578274131 A A A A A A A A
0418874743 A A A A A A A A
0203189833 A A A A A A A A
0513185002 B B B B A A A A
0403237908 B B A A A A B B
0832863710 D B D A A A B B
0085489615 C B B B A A C B
0617527171 C A A A A A C A
0220301104 B B A A A A B B
0748218171 A A A A A A A A
0836500270 B B A A A A B B
0798388821 A A A A A A A A
0323442423 C B A A C A B B
0651090211 D B D A A A B B
0842029750 A A A A A A A A
0606787460 D B D A A A D B
0823034212 D A D A A A D A
0382231246 A A A A A A A A
0961912347 A A A A A A A A
0403095077 D A D A A A D A
0661945317 A A A A A A A A
0858971497 B B B B A A A A
0481652047 A A A A A A A A
0233656945 C B C B A A A A
0179387385 A A A A A A A A
0839064159 B B A A A A B B
0015347546 A A A A A A A A
0412621249 C A A A C A A A
0658000401 A A A A A A A A
0263424903 A A A A A A A A
0414050264 C B A A A A C B
0463513232 A A A A A A A A
0627182415 A A A A A A A A
0543285889 C B B B A A C A
0401326294 B B B B A A A A
0126549291 B B A A A A B B
0987013849 B B A A A A B B
0409683974 B B A A A A B B
0231640252 A A A A A A A A
0217486437 B B B B A A B B
0934579628 B B A A A A B B
0658673537 A A A A A A A A
0288509466 A A A A A A A A
0193580383 A A A A A A A A
0340414930 A A A A A A A A
0156277199 C B A A A A C B
0798258660 B B A A A A B B
0764191095 A A A A A A A A
0825808694 A A A A A A A A
0485036238 A A A A A A A A
0402792183 B B B B A A A A
0380103708 A A A A A A A A
0669271321 A A A A A A A A
0836046513 C B A A C A B B
0184037190 A A A A A A A A
0314707543 D A A A A A D A
0933177101 B B A A A A B B
0043194283 A A A A A A A A
0559123366 B B A A A A B B
0773622262 A A A A A A A A
0929097951 B B B B A A B B
0960187775 A A A A A A A A
0257346695 A A A A A A A A
0600063450 A A A A A A A A
0178729652 A A A A A A A A
0177808872 A A A A A A A A
0005946861 C B A A A A C B
0264309824 A A A A A A A A
0924288161 A A A A A A A A
0585522709 C A A A C A A A
0217643371 A A A A A A A A
0643941226 A A A A A A A A
0344505776 A A A A A A A A
0285994377 C B A A A A C B
0767132907 A A A A A A A A
0546657480 D A A A A A D A
0343452035 A A A A A A A A
0507723206 A A A A A A A A
0636678553 A A A A A A A A
0185218012 C A A A C A A A
0881276678 B B A A A A B B
0575475793 D B D A A A B B
0005379455 A A A A A A A A
0030792198 D A D A A A A A
0210799933 A A A A A A A A
0980158567 B B B B A A A A
0748140628 C B A A A A C B
0749898001 A A A A A A A A
0106823548 C B A A A A C B
0461336910 A A A A A A A A
0956228366 D B B A A A D B
0604838565 D A A A A A D A
0368544392 A A A A A A A A
0543115885 D A D A A A A A
0970249646 B B B B A A A A
0690558334 C A A A A A C A
0615654988 A A A A A A A A
0137678076 A A A A A A A A
0999316635 B B A A A A B B
0328772657 A A A A A A A A
0109106637 A A A A A A A A
0335760505 D B D A A A D B
0450314188 A A A A A A A A
0252465530 B A A A A A B A
0074258272 A A A A A A A A
0839310128 C A A A C A A A
0703948602 A A A A A A A A
0228539971 D B B B A A D B
0485555889 C A A A A A C A
0095187237 D B A A A A D B
0878441269 D A A A A A D A
0132641540 B B B B A A A A
0142178518 A A A A A A A A
0233273594 A A A A A A A A
0285118405 A A A A A A A A
0318198641 A A A A A A A A
0417657074 A A A A A A A A
0356674032 A A A A A A A A
0842094154 A A A A A A A A
0889418723 C B B B C A A A
0856328941 A A A A A A A A
0565244694 A A A A A A A A
0638163540 D A A A D A A A
0272015193 A A A A A A A A
0098345633 D B A A D A C B
0314545745 A A A A A A A A
0869134432 D A A A A A D A
0782718547 A A A A A A A A
0417775551 D A A A A A D A
0309617642 C A A A A A C A
0665291294 B B A A A A B B
0691068559 A A A A A A A A
0033848664 D A A A A A D A
0266640735 A A A A A A A A
0763940335 D A A A A A D A
0553987014 C A A A A A C A
0195042923 C B A A C B A A
0327972846 C B A A C B B B
0555338898 B B A A A A B B
0141913656 A A A A A A A A
0395721352 D B A A A A D B
0452501319 D B D B A A D B
0150008502 C B A A A A C B
0426646304 A A A A A A A A
0790318097 A A A A A A A A
0514479420 D A A A A A D A
0003036332 A A A A A A A A
0489609430 A A A A A A A A
0050940249 C A A A A A C A
0627498019 A A A A A A A A
0248096481 A A A A A A A A
0255609981 C B A A C B C B
0692333307 A A A A A A A A
0433394158 C B A A A A C B
0183774772 C B A A C B A A
0791954456 B B A A A A B B
0932331897 A A A A A A A A
0085172168 A A A A A A A A
0040137336 A A A A A A A A
0158715011 B B A A A A B B
0647011401 A A A A A A A A
0435815023 A A A A A A A A
0271022468 A A A A A A A A
0569125414 A A A A A A A A
0891572002 C A A A A A C A
0268177542 B B A A A A B B
0050428591 A A A A A A A A
0513879888 A A A A A A A A
0877418585 A A A A A A A A
0561620049 D A A A A A D A
0730485311 C B A A A A C B
0095062638 A A A A A A A A
0279997198 B B A A A A B B
0709123626 C A A A C A A A
0367967599 B B A A A A B B
0878635373 D B B B A A D A
0571258252 A A A A A A A A
0082830060 C B B B C A C B
0797750884 B B B B A A A A
0644599838 B B A A A A B B
0074751918 B B A A A A B B
0370623369 A A A A A A A A
0363675986 A A A A A A A A
0698399169 B B A A A A B B
0652023319 C B C A A A B B
0067494556 B B B B A A A A
0798386743 A A A A A A A A
0105739364 B B B B A A A A
0993702931 B B A A A A B B
0449352432 A A A A A A A A
0761443407 B B A A A A B B
0286168964 B B A A A A B B
0572812841 A A A A A A A A
0466852260 C A C A A A A A
0143821940 D B B A C A D B
0285615306 D B A A A A D B
0043162450 A A A A A A A A
0924158245 A A A A A A A A
0815669967 A A A A A A A A
0769832568 B B A A A A B B
0248389210 C B A A A A C B
0174766372 A A A A A A A A
0358765290 B B A A A A B B
0943102166 A A A A A A A A
0615990881 A A A A A A A A
0350800837 A A A A A A A A
0413265211 D B D A A A D B
0872425710 A A A A A A A A
0010036216 C B A A A A C B
0859691583 B B A A A A B B
0878883818 A A A A A A A A
0702876219 A A A A A A A A
0407438492 B B A A A A B B
0131972934 B B B B A A A A
0435281148 D A D A A A D A
0669908299 C A A A A A C A
0135306128 A A A A A A A A
0702440293 A A A A A A A A
0319402532 A A A A A A A A
0654402858 A A A A A A A A
0363735141 A A A A A A A A
0111204589 A A A A A A A A
0570729473 B B A A A A B B
0142824618 A A A A A A A A
0197653463 A A A A A A A A
0086624949 B B B B A A B B
0403270653 B B B B A A A A
0020858268 A A A A A A A A
0077924983 A A A A A A A A
0947506582 D B B A A A D B
0109595607 B B A A A A B B
0003896058 A A A A A A A A
0901157069 A A A A A A A A
0402106884 A A A A A A A A
0753829353 A A A A A A A A
0062185231 B B A A A A B B
0962221206 D A A A A A D A
0496372571 C B A A C A B B
0125833119 A A A A A A A A
0599189918 A A A A A A A A
0817892492 A A A A A A A A
0314326933 C B A A A A C B
0429625001 A A A A A A A A
0402900661 B B A A A A B B
0138408369 A A A A A A A A
0283829864 A A A A A A A A
0234810302 B B B B A A A A
0527728219 A A A A A A A A
0324720556 A A A A A A A A
0989069859 A A A A A A A A
0100113411 A A A A A A A A
0785083112 A A A A A A A A
0728067872 D A C A A A D A
0263212665 B B B B A A A A
0719443797 A A A A A A A A
0600668634 C B A A A A C B
0419966622 C B C B A A A A
0483770623 A A A A A A A A
0787688745 B B A A A A B B
0563487087 A A A A A A A A
0838328149 C B A A C A C B
0782357006 A A A A A A A A
0126272066 A A A A A A A A
0954324961 A A A A A A A A
0531188809 A A A A A A A A
0732863075 C A C A A A A A
0208558685 A A A A A A A A
0821628310 C B A A A A C B
0793531213 B B A A A A B B
0648405015 B B A A A A B B
0649228308 A A A A A A A A
0844311325 A A A A A A A A
0193840779 B B A A A A B B
0932609444 A A A A A A A A
0617800604 A A A A A A A A
0266121101 A A A A A A A A
0248810002 D A B A A A D A
0171247299 B B A A A A B B
0333048993 A A A A A A A A
0774543169 A A A A A A A A
0935737728 A A A A A A A A
0514097762 A A A A A A A A
0912504326 A A A A A A A A
0468007075 B B A A A A B B
0072902570 A A A A A A A A
0430046740 A A A A A A A A
0460985066 C B A A A A C B
0864213100 A A A A A A A A
0685440570 B B A A A A B B
0709464789 A A A A A A A A
0510768500 B B A A A A B B
0955529789 C B A A A A C B
0955289989 A A A A A A A A
0210267752 C B A A A A C B
0722996304 A A A A A A A A
0470797894 A A A A A A A A
0375663788 D A A A A A D A
0688991198 A A A A A A A A
0828604670 B B A A A A B B
0241114850 C B A A C A B B
0481395816 B B B B A A A A
0115677134 A A A A A A A A
0154555951 D B B A A A D B
0579380247 A A A A A A A A
0209687209 A A A A A A A A
0308032974 B B B B A A A A
0583021961 B B A A A A B B
0950433117 B B A A A A B B
0802898928 B B A A A A B B
0719963369 A A A A A A A A
0299932416 A A A A A A A A
0676739682 A A A A A A A A
0441117938 B B A A A A B B
0048538646 A A A A A A A A
0954590124 A A A A A A A A
0563965786 A A A A A A A A
0750798042 A A A A A A A A
0994882663 A A A A A A A A
0890085007 A A A A A A A A
0823895186 A A A A A A A A
0001382239 B B A A A A B B
0947333819 A A A A A A A A
0838578084 B B A A A A B B
0655407141 B B A A A A B B
0278124019 A A A A A A A A
0978489796 B B A A A A B B
0970134623 D B A A A A D B
0054655376 D A A A A A D A
0476989913 B B A A A A B B
0167084932 D B A A A A D B
0910920248 B B A A A A B B
0053043127 A A A A A A A A
0374663516 A A A A A A A A
0661145521 A A A A A A A A
0748476916 A A A A A A A A
0421542533 A A A A A A A A
0111062061 A A A A A A A A
0270479248 A A A A A A A A
0619208392 A A A A A A A A
0505750655 B B B B A A B B
0845022739 A A A A A A A A
0800863165 C B A A A A C B
0698605297 B B A A B B B A
0395608541 A A A A A A A A
0976850260 A A A A A A A A
0809829976 A A A A A A A A
0998964097 B B B B A A A A
0400467008 A A A A A A A A
0620235596 C B A A C A B B
0923474783 C B A A C A B B
0065782230 A A A A A A A A
0438583898 A A A A A A A A
0109572065 C B A A A A C B
0303529083 A A A A A A A A
0755808742 A A A A A A A A
0576323235 D A B A A A D A
0574923883 C A A A C A A A
0737313305 A A A A A A A A
0539303757 A A A A A A A A
0204193352 D B C A A A D B
0923873749 B B A A A A B B
0851253563 A A A A A A A A
0578679899 C B B B A A C B
0658019909 C B A A C A B B
0886455184 C B C A A A B B
0377459122 B B A A A A B B
0639044091 B B A A A A B B
0650920831 A A A A A A A A
0913093993 B B A A A A B B
0570172768 A A A A A A A A
0876609816 D B D A A A C B
0925424344 D B D A A A D B
0258032250 A A A A A A A A
0218385397 B B A A A A B B
0506254267 C A A A C A C A
0530157094 A A A A A A A A
0521165275 D B D A A A C B
0979966414 A A A A A A A A
0683553828 D B B A A A D B
0233178340 A A A A A A A A
0877138300 A A A A A A A A
0058775269 A A A A A A A A
0652992493 B B A A A A B B
0694557846 A A A A A A A A
0102590144 A A A A A A A A
0462872105 A A A A A A A A
0263471795 A A A A A A A A
0958937936 A A A A A A A A
0247206818 A A A A A A A A
0344126057 B B A A A A B B
0708367514 A A A A A A A A
0211658683 A A A A A A A A
0326915946 A A A A A A A A

 

 

 

 

EX-99.6 7 tm205695d1_ex99-6.htm CLAYTON WAIVED EXCEPTION SUMMARY

 

Exhibit 99.6

 

Client Name: Wells Fargo Home Mortgage, Inc.    
Client Project Name: WFMBS 2020-1    
Start - End Dates: 4/2017 TO 11/2019    
Deal Loan Count: 774    
         
Waived Conditions Summary
         
       
Review Scope Category Code Description Count
Compliance Federal Consumer Protection CMPFDCP3206 NMLS License verification found Loan Originator Name does not match ID 1
Total       1

 ©2019 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited. 

 

 

 

 

GRAPHIC 8 tm205695d1_ex99-1img001.jpg GRAPHIC begin 644 tm205695d1_ex99-1img001.jpg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end GRAPHIC 9 tm205695d1_ex99-1img002.jpg GRAPHIC begin 644 tm205695d1_ex99-1img002.jpg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end GRAPHIC 10 tm205695d1_ex99-1img003.jpg GRAPHIC begin 644 tm205695d1_ex99-1img003.jpg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end GRAPHIC 11 tm205695d1_ex99-1img004.jpg GRAPHIC begin 644 tm205695d1_ex99-1img004.jpg M_]C_X 02D9)1@ ! @ 9 !D #_[ 11'5C:WD 0 $ / _^X #D%D M;V)E &3 ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! , M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8 M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\? M'Q\?'Q\?'Q\?_\ $0@ "0 ( P$1 (1 0,1 ?_$ &$ 0 M Q^IJ2<;)NZ#5&C%.# '/R%]=KO