EX-99 3 we670940-ex99.txt COLLATERAL TERM SHEET Exhibit No. 99 Deutsche Bank Securities [LOGO] WFMBS 2002-15 30 Year Jumbo Fixed Rate Product Collateral Description Product Jumbo 30 year Fixed Amount $400,000,000 +/- 5% Settle July 31, 2002 Gross WAC 6.92% +/- 10 bps WAC Range Range <= 230 bps Servicing Fee 25 bps WAM 358 +/- 2 mos Weighted Average LTV 66% (max +5%) Average Loan Balance $474,000 +/- $25,000 Full/Alt Documentation 79% (min -5%) SF/PUD 92% (min -5%) Primary Residence 97% (min -5%) PMI All Loans > 80% LTV State Concentration Max 50% California Delivery Variance Plus/Minus 5% Approximate Subordination 2.75% +/- 50 bps Expected Rating Agencies 2 of 3 This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the "material"), was prepared solely by the Underwriter(s), is privileged and confidential, is intended for use by the addressee only, and may not be provided to any third party other than the addressee's legal, tax, financial and/or accounting advisors for the purposes of evaluating such information. Prospective investors are advised to read carefully, and should rely solely on, the final prospectus and prospectus supplement (the "Final Prospectus") related to the securities (the "Securities") in making their investment decisions. This material does not include all relevant information relating to the Securities described herein, particularly with respect to the risk and special considerations associated with an investment in the Securities. All information contained herein is preliminary and it is anticipated that such information will change. Any information contained herein will be more fully described in, and will be fully superseded by the preliminary prospctus supplement, if applicable, and the Final Prospectus. Although the information contained in the material is based on sources the Underwriter(s) believe(s) to be reliable, the Underwriter(s) make(s) no representation or warranty that such information is accurate or complete. Such information should not be viewed as projections, forecasts, predictions, or opinions with respect to value. Prior to making any investment decision, a prospective investor shall receive and fully review the Final Prospectus. NOTHING HEREIN SHOULD BE CONSIDERED AN OFFER TO SELL OR SOLICITATION OF AN OFFER TO BUY ANY SECURITIES. The Underwriter(s) may hold long or short positions in or buy and sell Securities or related securities or perform for or solicit investment banking services from, any company mentioned herein. This information is furnished to you solely by Deutsche Bank Securities Inc., and not by the Issuer or any of its affiliates. Deutsche Bank Securities Inc. is acting as underwriter and not acting as agent for the Issuer or its affiliates in connection with the proposed transaction.