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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Interest income:    
Loans receivable, net $ 50,194 $ 42,191
Investment securities 2,060 2,169
FHLB - San Francisco and other equity investments 802 556
Interest-earning deposits 1,674 1,076
Total interest income 54,730 45,992
Interest expense:    
Deposits 9,666 3,146
Borrowings 10,141 5,861
Total interest expense 19,807 9,007
Net interest income 34,923 36,985
(Recovery of) provision for credit losses (63) 374
Net interest income, after (recovery of) provision for credit losses 34,986 36,611
Non-interest income:    
Loan servicing and other fees 337 414
Other 1,066 840
Total non-interest income 3,941 4,075
Non-interest expense:    
Salaries and employee benefits 17,642 17,737
Premises and occupancy 3,586 3,447
Equipment 1,309 1,152
Professional 1,530 1,517
Sales and marketing 709 622
Deposit insurance premium and regulatory assessments 780 657
Other 2,984 3,138
Total non-interest expense 28,540 28,270
Income before income taxes 10,387 12,416
Provision for income taxes 3,036 3,824
Net income $ 7,351 $ 8,592
Basic earnings per share ( in dollars per share) $ 1.06 $ 1.20
Diluted earnings per share ( in dollars per share) $ 1.06 $ 1.19
Deposit account fees    
Non-interest income:    
Non-interest income $ 1,154 $ 1,296
Card and processing fees    
Non-interest income:    
Non-interest income $ 1,384 $ 1,525