Deposits (Tables)

12 Months Ended

Jun. 30, 2024

Deposits.

Schedule of deposits

	June 30, 2024				June 30, 2023
(Dollars in Thousands)	Interest Rate	Amount			Interest Rate	Amount
Checking deposits – noninterest-bearing	—	$	95,627		—	$	103,006
Checking deposits – interest-bearing(1)	0.00% - 0.20%		254,624		0.00% - 0.20%		302,872
Savings deposits(1)	0.00% - 4.64%		238,878		0.00% - 0.70%		290,204
Money market deposits(1)	0.00% - 4.64%		25,324		0.00% - 2.00%		33,551
Time deposits:
$250 and under(1)(2)	0.00% - 5.35%		226,110		0.00% - 5.25%		192,147
Over $250	0.10% - 5.12%		47,785		0.10% - 5.35%		28,791
Total deposits(3)		$	888,348			$	950,571
Weighted average interest rate on deposits			1.29	%			0.73	%

(1) Certain interest-bearing checking, savings, money market and time deposits require a minimum balance to earn interest.

(2) Includes brokered certificates of deposit of $131.8 million and $106.4 million at June 30, 2024 and 2023, respectively.

(3) Includes uninsured deposits of approximately $122.7 million and $140.1 million at June 30, 2024 and 2023, respectively.

Schedule of aggregate annual maturities of time deposits

	June 30,
(In Thousands)	2024		2023
One year or less	$	245,713	$	166,501
Over one to two years		19,604		37,062
Over two to three years		3,779		9,922
Over three to four years		1,896		3,069
Over four to five years		1,649		2,578
Over five years		1,254		1,806
Total time deposits	$	273,895	$	220,938

Schedule of interest expense on deposits

	Year Ended June 30,
(In Thousands)	2024		2023
Checking deposits – interest-bearing	$	118	$	140
Savings deposits		313		168
Money market deposits		172		87
Time deposits		9,063		2,751
Total interest expense on deposits	$	9,666	$	3,146