Organization and Summary of Significant Accounting Policies (Tables)

12 Months Ended

Jun. 30, 2024

Organization and Summary of Significant Accounting Policies

Schedule of Estimated Useful Lives

Buildings	10 to 40 years
Furniture and fixtures	3 to 10 years
Automobiles	3 to 5 years
Computer equipment	3 to 5 years

Schedule of ACL from the adoption of ASC 326

	Allowance for		Allowance		Impact to
	credit losses		before adoption		allowance after ASC
	under ASC 326		of ASC 326		326 adoption
(In Thousands)	(07/01/2023)		(06/30/2023)		(07/01/2023)
Assets:
Mortgage loans:
Single-family	$	6,325	$	1,720	$	4,605
Multi-family		656		3,270		(2,614)
Commercial real estate		82		868		(786)
Construction		62		15		47
Other		5		2		3
Commercial business loans		13		67		(54)
Consumer loans		—		4		(4)
ACL on loans	$	7,143	$	5,946	$	1,197
Liabilities:
Unfunded loan commitment reserve	$	42	$	42	$	—