Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023
Assets
Cash and cash equivalents	$ 51,376	$ 65,849
Investment securities - held to maturity, at cost with no allowance for credit losses	130,051	154,337
Investment securities - available for sale, at fair value with no allowance for credit losses	1,849	2,155
Loans held for investment, net of allowance for credit losses of $7,065 and $5,946, respectively; includes $1,047 and $1,312 of loans held at fair value, respectively; $861.1 million and $967.6 million pledged to Federal Home Loan Bank ("FHLB") - San Francisco, respectively; $178.6 million and $0 pledged to Federal Reserve Bank ("FRB") - San Francisco, respectively	1,052,979
Loans held for investment, net of allowance for credit losses of $7,065 and $5,946, respectively; includes $1,047 and $1,312 of loans held at fair value, respectively; $861.1 million and $967.6 million pledged to Federal Home Loan Bank ("FHLB") - San Francisco, respectively; $178.6 million and $0 pledged to Federal Reserve Bank ("FRB") - San Francisco, respectively		1,077,629
Accrued interest receivable	4,287	3,711
FHLB - San Francisco and other equity investments, includes $540 and $0 of other equity investments at fair value, respectively	10,108	9,505
Premises and equipment, net	9,313	9,231
Prepaid expenses and other assets	12,237	10,531
Total assets	1,272,200	1,332,948
Liabilities:
Noninterest-bearing deposits	95,627	103,007
Interest-bearing deposits	792,721	847,564
Total deposits	888,348	950,571
Borrowings	238,500	235,009
Accounts payable, accrued interest and other liabilities	15,411	17,681
Total liabilities	1,142,259	1,203,261
Commitments and Contingencies (Note 13)
Stockholders' equity:
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $0.01 par value; (40,000,000 shares authorized; 18,229,615 and 18,229,615 shares issued; 6,847,821 and 7,043,170 shares outstanding, respectively)	183	183
Additional paid-in capital	98,532	99,505
Retained earnings	209,914	207,274
Treasury stock at cost (11,381,794 and 11,186,445 shares, respectively)	(178,685)	(177,237)
Accumulated other comprehensive loss, net of tax	(3)	(38)
Total stockholders' equity	129,941	129,687
Total liabilities and stockholders' equity	$ 1,272,200	$ 1,332,948