X0508 4 2024-05-23 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0002007286 Nguyen Tam B 3756 CENTRAL AVENUE RIVERSIDE CA 92506 0 1 0 0 SVP, CFO and Corp. Secretary 0 Common Stock, Par Value $0.01 2024-05-23 4 A 0 13500 0 A 21477 D Common Stock, Par Value $0.01 3135 I By ESOP Reflects the award of restricted stock under the Provident 2022 Equity Incentive Plan, 50% of which vest on May 23, 2026 and May 23, 2028, respectively. The ownership of 24,612 shares includes the 13,500 shares described in Note 1; the 1,750 shares of restricted stock under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively; and the 3,135 shares in Ms. Nguyen's Employee Stock Ownership Plan account. /s/Tam B. Nguyen 2024-05-23