Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)

3 Months Ended

Sep. 30, 2023

Derivative and Other Financial Instruments with Off-Balance Sheet Risks

Schedule of undisbursed funds commitments

Commitments	September 30, 2023		June 30, 2023
(In Thousands)
Undisbursed loan funds – Construction loans	$	1,231	$	2,032
Undisbursed lines of credit – Commercial business loans		516		607
Undisbursed lines of credit – Consumer loans		363		363
Commitments to extend credit on loans to be held for investment		6,706		2,394
Total	$	8,816	$	5,396

Schedule of allowance for credit losses of undisbursed funds and commitments on loans held for investment

	For the Quarter Ended
	September 30,
(In Thousands)	2023		2022
Balance, beginning of the period	$	42	$	130
Impact of ASC 326 CECL adoption		—		—
Provision for credit losses		9		7
Balance, end of the period	$	51	$	137

Schedule of summary of recourse liability

	For the Quarter Ended
	September 30,
Recourse Liability	2023		2022
(In Thousands)
Balance, beginning of the period	$	33	$	160
Provision for recourse liability		—		—
Net settlements in lieu of loan repurchases		—		—
Balance, end of the period	$	33	$	160