Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)

9 Months Ended

Mar. 31, 2023

Derivative and Other Financial Instruments with Off-Balance Sheet Risks

Schedule of undisbursed funds commitments

Commitments	March 31, 2023		June 30, 2022
(In Thousands)
Undisbursed loan funds – Construction loans	$	2,867	$	3,384
Undisbursed lines of credit – Commercial business loans		541		541
Undisbursed lines of credit – Consumer loans		373		390
Commitments to extend credit on loans to be held for investment		8,938		43,386
Total	$	12,719	$	47,701

Schedule of allowance for loan losses of undisbursed funds and commitments on loans held for investment

	For the Quarter Ended				For the Nine Months Ended
	March 31,				March 31,
(In Thousands)	2023		2022		2023		2022
Balance, beginning of the period	$	71	$	99	$	130	$	127
Provision (recovery)		3		42		(56)		14
Balance, end of the period	$	74	$	141	$	74	$	141

Schedule of summary of recourse liability

	For the Quarter Ended				For the Nine Months Ended
	March 31,				March 31,
Recourse Liability	2023		2022		2023		2022
(In Thousands)
Balance, beginning of the period	$	160	$	160	$	160	$	200
Recovery for recourse liability		—		—		—		(40)
Net settlements in lieu of loan repurchases		—		—		—		—
Balance, end of the period	$	160	$	160	$	160	$	160