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Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)
6 Months Ended
Dec. 31, 2022
Derivative and Other Financial Instruments with Off-Balance Sheet Risks  
Schedule of undisbursed funds commitments

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Commitments

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December 31, 2022

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June 30, 2022

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(In Thousands)

 

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Undisbursed loan funds – Construction loans

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$

3,348

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$

3,384

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Undisbursed lines of credit – Commercial business loans

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834

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541

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Undisbursed lines of credit – Consumer loans

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380

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390

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Commitments to extend credit on loans to be held for investment

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8,415

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43,386

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Total

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$

12,977

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$

47,701

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Schedule of allowance for loan losses of undisbursed funds and commitments on loans held for investment

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For the Quarter Ended

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For the Six Months Ended

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December 31, 

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December 31, 

(In Thousands)

    

2022

    

2021

    

2022

    

2021

Balance, beginning of the period

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$

137

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$

104

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$

130

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$

127

Recovery

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(66)

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(5)

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(59)

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(28)

Balance, end of the period

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$

71

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$

99

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$

71

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$

99

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Schedule of summary of recourse liability

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For the Quarter Ended 

    

For the Six Months Ended

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December 31, 

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December 31, 

Recourse Liability

    

2022

    

2021

    

2022

    

2021

(In Thousands)

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Balance, beginning of the period

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$

160

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$

200

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$

160

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$

200

Recovery for recourse liability

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—

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(40)

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—

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(40)

Net settlements in lieu of loan repurchases

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—

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—

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—

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—

Balance, end of the period

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$

160

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$

160

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$

160

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$

160