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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Interest income:    
Loans receivable, net $ 9,100 $ 8,175
Investment securities 536 418
FHLB - San Francisco stock 123 122
Interest-earning deposits 139 31
Total interest income 9,898 8,746
Interest expense:    
Checking and money market deposits 60 57
Savings deposits 44 41
Time deposits 213 215
Borrowings 616 545
Total interest expense 933 858
Net interest income 8,965 7,888
Provision (recovery) for loan losses 70 (339)
Net interest income, after provision (recovery) for loan losses 8,895 8,227
Non-interest income:    
Loan servicing and other fees 108 186
Other 171 166
Total non-interest income 1,003 1,069
Non-interest expense:    
Salaries and employee benefits 4,139 3,120
Premises and occupancy 861 905
Equipment expense 311 288
Professional expense 592 461
Sales and marketing expense 147 142
Deposit insurance premium and regulatory assessments 135 137
Other 756 615
Total non-interest expense 6,941 5,668
Income before income taxes 2,957 3,628
Provision for income taxes 867 961
Net income $ 2,090 $ 2,667
Basic earnings per share $ 0.29 $ 0.35
Diluted earnings per share $ 0.29 $ 0.35
Deposit account fees    
Non-interest income:    
Total non-interest income $ 343 $ 312
Card and processing fees    
Non-interest income:    
Total non-interest income $ 381 $ 405