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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Assets    
Cash and cash equivalents $ 38,701 $ 23,414
Investment securities - held to maturity, at cost 176,162 185,745
Investment securities - available for sale, at fair value 2,517 2,676
Loans held for investment, net of allowance for loan losses $5,638 and $5,564, respectively; includes $1,350 and $1,396 at fair value, respectively 993,942 939,992
Accrued interest receivable 3,054 2,966
Federal Home Loan Bank ("FHLB") - San Francisco stock 8,239 8,239
Premises and equipment, net 8,707 8,826
Prepaid expenses and other assets 14,593 15,180
Total assets 1,245,915 1,187,038
Liabilities:    
Non interest-bearing deposits 123,314 125,089
Interest-bearing deposits 862,010 830,415
Total deposits 985,324 955,504
Borrowings 115,000 85,000
Accounts payable, accrued interest and other liabilities 16,402 17,884
Total liabilities 1,116,726 1,058,388
Commitments and Contingencies
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $.01 par value; (40,000,000 and 40,000,000 shares authorized; 18,229,615 and 18,229,615 shares issued respectively; 7,235,560 and 7,285,184 outstanding, respectively) 183 183
Additional paid-in capital 98,559 98,826
Retained earnings 203,750 202,680
Treasury stock at cost (10,994,055 and 10,944,431 shares, respectively) (173,286) (173,041)
Accumulated other comprehensive income, net of tax (17) 2
Total stockholders' equity 129,189 128,650
Total liabilities and stockholders' equity $ 1,245,915 $ 1,187,038