XML 83 R66.htm IDEA: XBRL DOCUMENT v3.22.2.2
Loans Held for Investment - Schedule of Allowance For Loan Losses and Recorded Investment in Gross Loans, by Portfolio Type (Details) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 7,587 $ 8,265
(Recovery) provision for loan losses (2,462) (708)
Recoveries 439 32
Charge-offs 0 (2)
Allowance for loan losses, end of the year 5,564 7,587
Individually evaluated for allowances 38 384
Collectively evaluated for allowances 5,526 7,203
Individually evaluated for allowances 1,275 8,039
Collectively evaluated for allowances 936,695 844,043
Total Loans Held for Investment, Gross $ 937,970 $ 852,082
Allowance for loan losses as a percentage of gross loans held for investment 0.59% 0.88%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (0.05%) 0.00%
Mortgage loans, Single-family    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 2,000 $ 2,622
(Recovery) provision for loan losses (1,056) (653)
Recoveries 439 31
Charge-offs 0  
Allowance for loan losses, end of the year 1,383 2,000
Individually evaluated for allowances 38 384
Collectively evaluated for allowances 1,345 1,616
Individually evaluated for allowances 1,275 8,039
Collectively evaluated for allowances 376,959 260,233
Total Loans Held for Investment, Gross $ 378,234 $ 268,272
Allowance for loan losses as a percentage of gross loans held for investment 0.37% 0.75%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period (0.15%) (0.01%)
Mortgage Loans, Multi Family    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 4,485 $ 4,329
(Recovery) provision for loan losses (1,203) 156
Recoveries 0 0
Charge-offs 0 0
Allowance for loan losses, end of the year 3,282 4,485
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 3,282 4,485
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 464,676 484,408
Total Loans Held for Investment, Gross $ 464,676 $ 484,408
Allowance for loan losses as a percentage of gross loans held for investment 0.71% 0.93%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period 0.00% 0.00%
Mortgage loans, Commercial real estate    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 1,006 $ 1,110
(Recovery) provision for loan losses (190) (104)
Recoveries 0 0
Charge-offs 0 0
Allowance for loan losses, end of the year 816 1,006
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 816 1,006
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 90,429 95,279
Total Loans Held for Investment, Gross $ 90,429 $ 95,279
Allowance for loan losses as a percentage of gross loans held for investment 0.90% 1.06%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period 0.00% 0.00%
Construction    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 51 $ 171
(Recovery) provision for loan losses (28) (120)
Recoveries 0 0
Charge-offs 0 0
Allowance for loan losses, end of the year 23 51
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 23 51
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 3,216 3,040
Total Loans Held for Investment, Gross $ 3,216 $ 3,040
Allowance for loan losses as a percentage of gross loans held for investment 0.72% 1.68%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period 0.00% 0.00%
Mortgage Loans Other    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 3 $ 3
(Recovery) provision for loan losses 0 0
Recoveries 0 0
Charge-offs 0 0
Allowance for loan losses, end of the year 3 3
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 3 3
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 123 139
Total Loans Held for Investment, Gross $ 123 $ 139
Allowance for loan losses as a percentage of gross loans held for investment 2.44% 2.16%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period 0.00% 0.00%
Commercial business loans    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 36 $ 24
(Recovery) provision for loan losses 16 12
Recoveries 0 0
Charge-offs 0 0
Allowance for loan losses, end of the year 52 36
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 52 36
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 1,206 849
Total Loans Held for Investment, Gross $ 1,206 $ 849
Allowance for loan losses as a percentage of gross loans held for investment 4.31% 4.24%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period 0.00% 0.00%
Consumer loans    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Allowance for loan losses, beginning of the year $ 6 $ 6
(Recovery) provision for loan losses (1) 1
Recoveries 0 1
Charge-offs 0 (2)
Allowance for loan losses, end of the year 5 6
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 5 6
Individually evaluated for allowances 0 0
Collectively evaluated for allowances 86 95
Total Loans Held for Investment, Gross $ 86 $ 95
Allowance for loan losses as a percentage of gross loans held for investment 5.81% 6.32%
Net (recoveries) charge-offs as a percentage of average loans receivable, net, during the period 0.00% 1.22%