X0306 4 2022-08-12 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001563549 Carpenter Judy A 3756 CENTRAL AVENUE RIVERSIDE CA 92506 1 0 0 0 Option to Purchase Common Stock 14.52 2022-08-12 4 A 0 5000 0 A 2024-08-12 2032-08-12 Common Stock 5000 58000 D Reflects the grant of stock options under the Provident 2013 Equity Incentive Plan, 50% of which vest on August 12, 2024 and August 12, 2026, respectively. The entire grant expires on August 12, 2032. Includes 19,000 options to acquire 19,000 shares of common stock under Provident's 2010 Equity Incentive Plan. The grant fully vested on December 20, 2016 and the grant expires on December 20, 2022. Also includes 19,000 options to acquire 19,000 shares of common stock under Provident's 2013 Equity Incentive Plan. The grant fully vested on September 30, 2018 and the grant expires on September 30, 2024. Also includes 15,000 options to acquire 15,000 shares of common stock under Provident's 2013 Equity Incentive Plan. Fifty percent of the grant vested on May 30, 2021 and fifty percent of the grant vests on May 30, 2023. The entire grant expires on May 30, 2029. /s/Judy A. Carpenter 2022-08-12