Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net income	$ 2,667	$ 1,485
Adjustments to reconcile net income to net cash provided by operating activities :
Depreciation and amortization	1,364	1,266
(Recovery) provision for loan losses	(339)	220
Stock-based compensation	201	274
Provision for deferred income taxes	261	27
Decrease in accounts payable, accrued interest and other liabilities	(66)	(158)
Increase in prepaid expenses and other assets	(1,041)	(66)
Net cash provided by operating activities	3,047	3,048
Cash flows from investing activities:
Net (increase) decrease in loans held for investment	(8,177)	17,157
Purchase of investment securities - held to maturity	0	(85,117)
Maturity of investment securities - held to maturity	200	400
Principal payments from investment securities - held to maturity	16,775	9,119
Principal payments from investment securities - available for sale	263	295
Purchase of premises and equipment	(8)	(69)
Net cash used for investing activities	9,053	(58,215)
Cash flows from financing activities:
Net increase in deposits	18,769	11,717
Repayments of long-term borrowings	(10,983)	(16)
Repayments of short-term borrowings, net	0	(5,000)
Treasury stock purchases	(851)	(30)
Withholding taxes on stock-based compensation	0	(30)
Cash dividends	(1,056)	(1,041)
Net cash provided by financing activities	5,879	5,600
Net increase (decrease) in cash and cash equivalents	17,979	(49,567)
Cash and cash equivalents at beginning of year	70,270	116,034
Cash and cash equivalents at end of year	88,249	66,467
Supplemental information:
Cash paid for interest	861	1,343
Cash paid for income taxes	$ 100	$ 1,020