Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)

3 Months Ended

Sep. 30, 2021

Derivative and Other Financial Instruments with Off-Balance Sheet Risks

Schedule of undisbursed funds commitments

Commitments	September 30, 2021		June 30, 2021
(In Thousands)
Undisbursed loan funds – Construction loans	$	3,763	$	4,479
Undisbursed lines of credit – Commercial business loans		441		460
Undisbursed lines of credit – Consumer loans		415		425
Commitments to extend credit on loans to be held for investment		22,508		21,887
Total	$	27,127	$	27,251

Schedule of allowance for loan losses of undisbursed funds and commitments on loans held for investment

	For the Quarter Ended
	September 30,
(In Thousands)	2021		2020
Balance, beginning of the year	$	127	$	126
Recovery		(23)		(22)
Balance, end of the year	$	104	$	104

Schedule of summary of recourse liability

	For the Quarter Ended
	September 30,
Recourse Liability	2021		2020
(In Thousands)
Balance, beginning of the period	$	200	$	270
Provision for recourse liability		—		100
Net settlements in lieu of loan repurchases		—		—
Balance, end of the period	$	200	$	370