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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2021
Jun. 30, 2021
Assets    
Cash and cash equivalents $ 88,249 $ 70,270
Investment securities - held to maturity, at cost 205,821 223,306
Investment securities - available for sale, at fair value 3,316 3,587
Loans held for investment, net of allowance for loan losses $7,413 and $7,587, respectively; includes $1,577 and $1,874 at fair value, respectively 859,035 850,960
Accrued interest receivable 2,909 2,999
Federal Home Loan Bank ("FHLB") - San Francisco stock 8,155 8,155
Premises and equipment, net 9,014 9,377
Prepaid expenses and other assets 15,782 14,942
Total assets 1,192,281 1,183,596
Liabilities:    
Non interest-bearing deposits 120,883 123,179
Interest-bearing deposits 835,859 814,794
Total deposits 956,742 937,973
Borrowings 90,000 100,983
Accounts payable, accrued interest and other liabilities 17,304 17,360
Total liabilities 1,064,046 1,056,316
Commitments and Contingencies (Note 14)
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $.01 par value; (40,000,000 and 40,000,000 shares authorized; 18,229,615 and 18,229,615 shares issued respectively; 7,491,705 and 7,541,469 outstanding, respectively) 183 183
Additional paid-in capital 98,179 97,978
Retained earnings 199,344 197,733
Treasury stock at cost (10,688,146 and 10,661,300 shares, respectively) (169,537) (168,686)
Accumulated other comprehensive income, net of tax. 66 72
Total stockholders' equity 128,235 127,280
Total liabilities and stockholders' equity $ 1,192,281 $ 1,183,596