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Capital (Tables)
12 Months Ended
Jun. 30, 2021
Capital  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Regulatory Requirements

 

Minimum for Capital

Minimum to Be

 

Actual

Adequacy Purposes(1)

Well Capitalized

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

Provident Savings Bank, F.S.B.:

As of June 30, 2021

Tier 1 leverage capital (to adjusted average assets)

$

121,621

 

10.19

%  

$

47,736

 

4.00

%  

$

59,670

 

5.00

%

CET1 capital (to risk-weighted assets)

$

121,621

 

18.58

%  

$

45,816

 

7.00

%  

$

42,544

 

6.50

%

Tier 1 capital (to risk-weighted assets)

$

121,621

 

18.58

%  

$

55,634

 

8.50

%  

$

52,361

 

8.00

%

Total capital (to risk-weighted assets)

$

129,335

 

19.76

%  

$

68,724

 

10.50

%  

$

65,452

 

10.00

%

As of June 30, 2020

 

  

 

  

 

  

 

  

 

  

 

  

Tier 1 leverage capital (to adjusted average assets)

$

116,967

 

10.13

%  

$

46,188

 

4.00

%  

$

57,735

 

5.00

%

CET1 capital (to risk-weighted assets)

$

116,967

 

17.51

%  

$

46,747

 

7.00

%  

$

43,408

 

6.50

%

Tier 1 capital (to risk-weighted assets)

$

116,967

 

17.51

%  

$

56,765

 

8.50

%  

$

53,426

 

8.00

%

Total capital (to risk-weighted assets)

$

125,316

 

18.76

%  

$

70,121

 

10.50

%  

$

66,782

 

10.00

%

(1)Inclusive of the conservation buffer of 2.50% for CET1 capital, Tier 1 capital and Total capital ratios.