Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2021	Jun. 30, 2020
Assets
Cash and cash equivalents	$ 70,270	$ 116,034
Investment securities - held to maturity, at cost	223,306	118,627
Investment securities - available for sale, at fair value	3,587	4,717
Loans held for investment, net of allowance for loan losses of $7,587 and $8,265, respectively; includes $1,874 and $2,258 of loans held at fair value, respectively	850,960	902,796
Accrued interest receivable	2,999	3,271
Federal Home Loan Bank ("FHLB") - San Francisco stock	8,155	7,970
Premises and equipment, net	9,377	10,254
Prepaid expenses and other assets	14,942	13,168
Total assets	1,183,596	1,176,837
Liabilities:
Non interest-bearing deposits	123,179	118,771
Interest-bearing deposits	814,794	774,198
Total deposits	937,973	892,969
Borrowings	100,983	141,047
Accounts payable, accrued interest and other liabilities	17,360	18,845
Total liabilities	1,056,316	1,052,861
Commitments and Contingencies (Note 14)
Stockholders' equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)	0	0
Common stock, $0.01 par value; (40,000,000 shares authorized; 18,229,615 and 18,097,615 shares issued; 7,541,469 and 7,436,315 shares outstanding, respectively)	183	181
Additional paid-in capital	97,978	95,593
Retained earnings	197,733	194,345
Treasury stock at cost (10,688,146 and 10,661,300 shares, respectively)	(168,686)	(166,247)
Accumulated other comprehensive income, net of tax	72	104
Total stockholders' equity	127,280	123,976
Total liabilities and stockholders' equity	$ 1,183,596	$ 1,176,837