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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Dec. 31, 2020
Jun. 30, 2020
Assets    
Cash and cash equivalents $ 74,001 $ 116,034
Investment securities - held to maturity, at cost 203,098 118,627
Investment securities - available for sale, at fair value 4,158 4,717
Loans held for investment, net of allowance for loan losses of $8,538 and $8,265, respectively; includes $1,972 and $2,258 at fair value, respectively 855,086 902,796
Accrued interest receivable 3,126 3,271
Federal Home Loan Bank ("FHLB") - San Francisco stock 7,970 7,970
Premises and equipment, net 9,980 10,254
Prepaid expenses and other assets 13,308 13,168
Total assets 1,170,727 1,176,837
Liabilities:    
Non interest-bearing deposits 109,609 118,771
Interest-bearing deposits 800,359 774,198
Total deposits 909,968 892,969
Borrowings 116,015 141,047
Accounts payable, accrued interest and other liabilities 19,760 18,845
Total liabilities 1,045,743 1,052,861
Commitments and Contingencies (Notes 6 and 10)
Stockholders' equity:    
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $.01 par value (40,000,000 shares authorized; 18,097,615 and 18,097,615 shares issued; 7,442,254 and 7,436,315 shares outstanding, respectively) 181 181
Additional paid-in capital 96,164 95,593
Retained earnings 194,923 194,345
Treasury stock at cost (10,655,361 and 10,661,300 shares, respectively) (166,364) (166,247)
Accumulated other comprehensive income, net of tax 80 104
Total stockholders' equity 124,984 123,976
Total liabilities and stockholders' equity $ 1,170,727 $ 1,176,837