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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Interest income:    
Loans receivable, net $ 8,917 $ 10,075
Investment securities 478 614
FHLB - San Francisco stock 100 143
Interest-earning deposits 24 246
Total interest income 9,519 11,078
Interest expense:    
Checking and money market deposits 91 110
Savings deposits 78 134
Time deposits 382 532
Borrowings 802 720
Total interest expense 1,353 1,496
Net interest income 8,166 9,582
Provision (recovery) for loan losses 220 (181)
Net interest income, after provision (recovery) for loan losses 7,946 9,763
Non-interest income:    
Other 80 100
Total non-interest income 1,159 1,070
Non-interest expense:    
Salaries and employee benefits 4,443 4,985
Premises and occupancy 903 878
Equipment 275 279
Professional expenses 414 408
Sales and marketing expenses 113 117
Deposit insurance premiums and regulatory assessments 134 (16)
Other 703 587
Total non-interest expense 6,985 7,238
Income before income taxes 2,120 3,595
Provision for income taxes 635 1,033
Net income $ 1,485 $ 2,562
Basic earnings per share $ 0.20 $ 0.34
Diluted earnings per share 0.20 0.33
Cash dividends per share (in dollars per share) $ 0.14 $ 0.14
Loan servicing and other fees    
Non-interest income:    
Total non-interest income $ 405 $ 133
Deposit account fees    
Non-interest income:    
Total non-interest income 310 447
Card and processing fees    
Non-interest income:    
Total non-interest income $ 364 $ 390