Derivative and Other Financial Instruments with Off-Balance Sheet Risks (Tables)

3 Months Ended

Sep. 30, 2020

Derivative and Other Financial Instruments with Off-Balance Sheet Risks

Schedule of undisbursed funds commitments

Commitments	September 30, 2020		June 30, 2020
(In Thousands)
Undisbursed loan funds – Construction loans	$	3,436	$	4,029
Undisbursed lines of credit – Commercial business loans		485		935
Undisbursed lines of credit – Consumer loans		443		448
Commitments to extend credit on loans to be held for investment		7,690		13,579
Total	$	12,054	$	18,991

Schedule of allowance for loan losses of undisbursed funds and commitments on loans held for investment

	For the Quarter Ended
	September 30,
(In Thousands)	2020		2019
Balance, beginning of the period	$	126	$	141
Provision (recovery)		(22)		2
Balance, end of the period	$	104	$	143

Schedule of summary of recourse liability

	For the Quarter Ended
	September 30,
Recourse Liability	2020		2019
(In Thousands)
Balance, beginning of the period	$	270	$	250
Provision for recourse liability		100		—
Net settlements in lieu of loan repurchases		—		—
Balance, end of the period	$	370	$	250