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Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2020
Jun. 30, 2020
Assets    
Cash and cash equivalents $ 66,467 $ 116,034
Investment securities - held to maturity, at cost 193,868 118,627
Investment securities - available for sale, at fair value 4,416 4,717
Loans held for investment, net of allowance for loan losses of $8,490 and $8,265, respectively; includes $2,240 and $2,258 at fair value, respectively 884,953 902,796
Accrued interest receivable 3,373 3,271
Federal Home Loan Bank ("FHLB") - San Francisco stock 7,970 7,970
Premises and equipment, net 10,099 10,254
Prepaid expenses and other assets 12,887 13,168
Total assets 1,184,033 1,176,837
Liabilities:    
Non interest-bearing deposits 114,537 118,771
Interest-bearing deposits 790,149 774,198
Total deposits 904,686 892,969
Borrowings 136,031 141,047
Accounts payable, accrued interest and other liabilities 18,657 18,845
Total liabilities 1,059,374 1,052,861
Commitments and Contingencies (Notes 6 and 10)
Stockholders' equity:    
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $.01 par value (40,000,000 shares authorized; 18,097,615 and 18,097,615 shares issued; 7,441,259 and 7,436,315 shares outstanding, respectively) 181 181
Additional paid-in capital 95,948 95,593
Retained earnings 194,789 194,345
Treasury stock at cost (10,656,356 and 10,661,300 shares, respectively) (166,358) (166,247)
Accumulated other comprehensive income, net of tax 99 104
Total stockholders' equity 124,659 123,976
Total liabilities and stockholders' equity $ 1,184,033 $ 1,176,837