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Reportable Segments (Tables)
12 Months Ended
Jun. 30, 2019
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment
 
 
Year Ended June 30,
 
(In Thousands)
2019
2018
Net interest income
$
38,170
     
$
36,300
 
Provision (recovery) for loan losses
(475
)
 
(536
)
Net interest income, after provision (recovery) for loan losses
38,645
   
36,836
 
       
Non-interest income:
   
     Loan servicing and other fees
1,051
   
1,575
 
     Gain on sale of loans, net
7,135
   
15,802
 
     Deposit account fees
1,928
   
2,119
 
     Loss on sale and operations of real estate owned
        acquired in the settlement of loans, net
(4
)
 
(86
)
     Card and processing fees
1,568
   
1,541
 
     Other
833
   
944
 
          Total non-interest income
12,511
   
21,895
 
     
Non-interest expense:
     
     Salaries and employee benefits(1)
30,149
   
34,821
 
     Premises and occupancy(2)
5,038
   
5,134
 
     Operating and administrative expenses(3)
10,049
   
13,249
 
          Total non-interest expense
45,236
   
53,204
 
Income (loss) before taxes
5,920
   
5,527
 
Provision (benefit) for income taxes(4)
1,503
   
3,396
 
Net income (loss)
$
4,417
     
$
2,131
 
Total assets, end of period
$
1,084,850
     
$
1,175,549
 
 
(1)
Includes $1.7 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
(2)
Includes $0.3 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.
(3)
Includes $0.8 million of non-recurring equipment expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019; and includes $3.4 million of litigation settlement expenses for the fiscal year ended June 30, 2018.
(4)
Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Act for the fiscal year ended June 30, 2018.