Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2019	Jun. 30, 2018
Interest income:
Loans receivable, net		$ 40,092	$ 40,016
Investment securities		2,042	1,344
FHLB - San Francisco stock		707	568
Interest-earning deposits		1,537	784
Total interest income		44,378	42,712
Interest expense:
Deposits		3,381	3,495
Borrowings		2,827	2,917
Total interest expense		6,208	6,412
Net interest income		38,170	36,300
Recovery from the allowance for loan losses		(475)	(536)
Net interest income, after recovery from the allowance for loan losses		38,645	36,836
Non-interest income:
Gain on sale of loans, net	[1]	7,135	15,802
Loss on sale and operations of real estate owned acquired in the settlement of loans, net		(4)	(86)
Other		833	944
Total non-interest income		12,511	21,895
Non-interest expense:
Salaries and employee benefits	[2]	30,149	34,821
Premises and occupancy	[3]	5,038	5,134
Equipment expense	[4]	2,474	1,576
Professional expense		1,864	1,912
Sales and marketing expense		980	1,039
Deposit insurance premium and regulatory assessments		590	749
Other	[5]	4,141	7,973
Total non-interest expense		45,236	53,204
Income before income taxes		5,920	5,527
Provision for income taxes	[6]	1,503	3,396
Net income		$ 4,417	$ 2,131
Basic earnings per share (in dollars per share)		$ 0.59	$ 0.28
Diluted earnings per share (in dollars per share)		0.58	0.28
Cash dividends per share (in dollars per share)		$ 0.56	$ 0.56
Loan servicing and other fees
Non-interest income:
Total non-interest income	[1]	$ 1,051	$ 1,575
Deposit account fees
Non-interest income:
Total non-interest income		1,928	2,119
Card and processing fees
Non-interest income:
Total non-interest income		$ 1,568	$ 1,541

[1] Not in scope of ASC 606.

[2] Includes $1.7 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.

[3] Includes $0.3 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.

[4] Includes $0.8 million of non-recurring expenses related to scaling back of the origination of saleable single-family mortgage loans for the fiscal year ended June 30, 2019.

[5] Includes $3.4 million of litigation settlement expenses for the fiscal year ended June 30, 2018.

[6] Includes a net tax charge of $1.8 million resulting from the revaluation of net deferred tax assets consistent with the Tax Cuts and Jobs Act of 2017 ("Tax Act") for the fiscal year ended June 30, 2018.