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Mortgage Loan Servicing and Loans Originated for Sale (Tables)
12 Months Ended
Jun. 30, 2019
Transfers and Servicing [Abstract]  
Schedule of Mortgage Loans Serviced for Others
    At June 30,  
(In Thousands)   2019     2018  
Loans serviced for Freddie Mac   $ 18,613     $ 19,244  
Loans serviced for Fannie Mae     89,910       96,384  
Loans serviced for FHLB – San Francisco     9,724       11,786  
Loans serviced for other investors     1,989       995  
Total loans serviced for others   $ 120,236     $ 128,409  
Schedule of Mortgage Servicing Assets

 

    Year Ended June 30,  
(Dollars In Thousands)   2019     2018  
             
MSA balance, beginning of fiscal year   $ 998     $ 897  
Additions     52       237  
Amortization     (125 )     (136 )
MSA balance, end of fiscal year, before allowance     925       998  
Allowance     (298 )     (82 )
MSA balance, end of fiscal year   $ 627     $ 916  
                 
Fair value, beginning of fiscal year   $ 1,015     $ 811  
Fair value, end of fiscal year   $ 627     $ 1,015  
                 
Allowance, beginning of fiscal year   $ 82     $ 158  
Impairment provision (recovery)     216       (76 )
Allowance, end of fiscal year   $ 298     $ 82  
                 
Key Assumptions:                
Weighted-average discount rate     9.11 %     9.11 %
Weighted-average prepayment speed     23.86 %     13.42 %
 
Schedule of Estimated Future Amortization of Mortgage Servicing Assets
    Amount  
Year Ending June 30,   (In Thousands)  
       
2020   $ 190  
2021     154  
2022     114  
2023     82  
2024     59  
Thereafter     326  
Total estimated amortization expense   $ 925  
Schedule of Mortgage Servicing Assets, Hypothetical Effect on Fair Value
    Year Ended June 30,  
(Dollars In Thousands)   2019     2018  
MSA net carrying value   $ 627     $ 916  
                 
CPR assumption (weighted-average)     23.86 %     13.42 %
Impact on fair value with 10% adverse change in prepayment speed   $ (30 )   $ (31 )
Impact on fair value with 20% adverse change in prepayment speed   $ (58 )   $ (61 )
                 
Discount rate assumption (weighted-average)     9.11 %     9.11 %
Impact on fair value with 10% adverse change in discount rate   $ (20 )   $ (45 )
Impact on fair value with 20% adverse change in discount rate   $ (40 )   $ (88 )
Schedule of Mortgage Servicing Assets Sold
    Year Ended June 30,  
(In Thousands)   2019     2018  
Loans sold:                
Servicing – released   $ 551,754     $ 1,174,618  
Servicing – retained     7,196       27,566  
Total loans sold   $ 558,950     $ 1,202,184  
Schedule of Mortgage Servicing Assets Held For Sale
    June 30,  
(In Thousands)   2019     2018  
Fixed rate   $     $ 94,730  
Adjustable rate           1,568  
Total loans held for sale, at fair value   $     $ 96,298