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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2019
Jun. 30, 2018
Assets    
Cash and cash equivalents $ 70,632 $ 43,301
Investment securities - held to maturity, at cost 94,090 87,813
Investment securities - available for sale, at fair value 5,969 7,496
Loans held for investment, net of allowance for loan losses of $7,076 and $7,385, respectively; includes $5,094 and $5,234 of loans held at fair value, respectively 879,925 902,685
Loans held for sale, at fair value 0 96,298
Accrued interest receivable 3,424 3,212
Real estate owned, net   906
Federal Home Loan Bank ("FHLB") - San Francisco stock 8,199 8,199
Premises and equipment, net 8,226 8,696
Prepaid expenses and other assets 14,385 16,943
Total assets 1,084,850 1,175,549
Liabilities:    
Non interest-bearing deposits 90,184 86,174
Interest-bearing deposits 751,087 821,424
Total deposits 841,271 907,598
Borrowings 101,107 126,163
Accounts payable, accrued interest and other liabilities 21,831 21,331
Total liabilities 964,209 1,055,092
Commitments and Contingencies (Note 14)
Stockholders' equity:    
Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)
Common stock, $0.01 par value (40,000,000 shares authorized; 18,081,365 and 18,033,115 shares issued; 7,486,106 and 7,421,426 shares outstanding, respectively) 181 181
Additional paid-in capital 94,351 94,957
Retained earnings 190,839 190,616
Treasury stock at cost (10,595,259 and 10,611,689 shares, respectively) (164,891) (165,507)
Accumulated other comprehensive income, net of tax 161 210
Total stockholders' equity 120,641 120,457
Total liabilities and stockholders' equity $ 1,084,850 $ 1,175,549