X0306 4 2018-03-07 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180038 TERNES DONAVON P 3756 CENTRAL AVENUE RIVERSIDE CA 92506 0 1 0 0 President, COO, & CFO Common Stock, Par Value $0.01 2018-03-07 4 M 0 25000 7.03 A 209647 D Common Stock, Par Value $0.01 2018-03-07 4 S 0 15000 18.25 D 194647 D Options to Purchase Common Stock 7.03 2018-03-07 4 M 0 25000 0 D 2011-08-07 2018-08-07 Common Stock 25000 85000 D Mr. Ternes exercised 25,000 options to acquire 25,000 shares of common stock under Provident's 2006 Equity Incentive Plan which vested on August 7, 2011. Ownership of 194,647 shares includes the 14,250 shares of restricted stock awarded on September 30, 2014 from the 2010 Equity Incentive Plan which vests on September 30, 2018; indirect ownership of 25,784 shares in Mr. Ternes' Employee Stock Ownership Plan account; and indirect ownership of 47,500 shares owned by Mr. Ternes' spouse. Mr. Ternes has previously been granted 40,000 options to acquire 40,000 shares of common stock under Provident's 2010 Equity Incentive Plan. Fifty percent of the grant vests on September 30, 2016, fifty percent of the grant vests on September 30, 2018, and the entire grant expires on September 30, 2024. Also, Mr. Ternes has previously been granted 45,000 options to acquire 45,000 shares of common stock under Provident's 2010 Equity Incentive Plan. Fifty percent of the grant vests on June 20, 2013, fifty percent of the grant vests on June 20, 2015, and the entire grant expires on June 20, 2021. /s/Donavon P. Ternes 2018-03-07