X0306 4 2014-09-30 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180038 TERNES DONAVON P 3756 CENTRAL AVENUE RIVERSIDE CA 92506 0 1 0 0 President, COO & CFO Common Stock, Par Value $0.01 2014-09-30 4 A 0 28500 0 A 187079 D Option to Purchase Common 14.59 2014-09-30 4 A 0 40000 0 A 2016-09-30 2024-09-30 Common Stock 40000 134000 D Reflects the award of restricted stock under the Provident 2010 Equity Incentive Plan, 50% of which vest on September 30, 2016 and September 30, 2018, respectively. Includes 11,250 shares of restricted stock awarded under the Provident 2010 Equity Incentive Plan. Also includes indirect ownership of 22,860 shares held in the Employee Stock Ownership Plan, and 47,500 shares held by the reporting person's spouse. Reflects the grant of options under the Provident 2010 Equity Incentive Plan, 50% of which vest on September 30, 2016 and September 30, 2018, respectively, with the entire grant expiring in ten years. Includes (a) 49,000 options granted under the Provident 2006 Equity Incentive Plan; and (b) 45,000 options granted under the Provident 2010 Equity Incentive Plan. /s/ Donavan P. Ternes 2014-09-30