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Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities:    
Net income $ 1,513 $ 8,730
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 496 480
Provision for loan losses (942) 533
Recovery of losses on real estate owned 26 (100)
Gain on sale of loans, net (6,754) (20,595)
(Gain) loss on sale of real estate owned, net (170) (139)
Stock-based compensation 131 134
Increase in current and deferred income taxes 1,036 4,434
Tax benefit from non-qualified equity compensation (7) (71)
Increase in accounts payable and other liabilities (3,916) 481
Decrease in prepaid expenses and other assets (191) 302
Loans originated for sale (683,703) (860,451)
Proceeds from sale of loans 712,010 804,897
Net cash provided by operating activities 19,529 (61,365)
Cash flows from investing activities:    
Decrease in loans held for investment, net (2,175) 15,782
Principal payments from investment securities available for sale 820 762
Redemption of FHLB - San Francisco stock 1,965 1,148
Proceeds from sale of real estate owned 1,626 4,659
Purchase of premises and equipment (292) (202)
Net cash provided by investing activities 1,944 22,149
Cash flows from financing activities:    
(Decrease) increase in deposits, net (3,915) (4,596)
Repayments of long-term borrowings (50,015) (13)
Exercise of stock options 37 197
Tax benefit from non-qualified equity compensation 7 71
Cash dividends paid (1,030) (542)
Treasury stock purchases (3,404) (2,548)
Net cash used for financing activities (58,320) (7,431)
Net increase in cash and cash equivalents (36,847) (46,647)
Cash and cash equivalents at beginning of period   193,839
Cash and cash equivalents at end of period 156,992 98,489
Supplemental information:    
Cash paid for interest 2,457 2,899
Transfer of loans held for sale to held for investment 1,883 1,118
Real estate owned acquired in the settlement of loans $ 2,759 $ 5,047