Provident Financial Holdings, Inc. Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2011
Interest income:
Loans receivable, net	$ 42,905	$ 50,505	$ 57,442
Investment securities	428	528	798
FHLB – San Francisco stock	438	99	110
Interest-earning deposits	390	303	339
Total interest income	44,161	51,435	58,689
Interest expense:
Deposits	6,585	8,415	10,260
Borrowings	4,219	6,290	10,680
Total interest expense	10,804	14,705	20,940
Net interest income	33,357	36,730	37,749
(Recovery) provision for loan losses	(1,499)	5,777	5,465
Net interest income, after (recovery) provision for loan losses	34,856	30,953	32,284
Non-interest income:
Loan servicing and other fees	1,093	733	892
Gain on sale of loans, net	68,493	38,017	31,194
Deposit account fees	2,449	2,438	2,504
Gain (loss) on sale and operations of real estate owned acquired in the settlement of loans, net	916	(120)	(1,351)
Gain on sale of premises and equipment	0	0	1,089
Card and processing fees	1,292	1,282	1,274
Other	957	800	755
Total non-interest income	75,200	43,150	36,357
Non-interest expense:
Salaries and employee benefits	50,450	39,283	29,966
Premises and occupancy	4,432	3,763	3,270
Equipment expense	1,830	1,488	1,526
Professional expense	1,858	1,904	1,669
Sales and marketing expense	1,859	1,187	672
Deposit insurance premium and regulatory assessments	1,066	1,296	2,610
Other	5,848	6,444	5,659
Total non-interest expense	67,343	55,365	45,372
Income before income taxes	42,713	18,738	23,269
Provision for income taxes	16,916	7,928	10,049
Net income	$ 25,797	$ 10,810	$ 13,220
Basic earnings per share (in dollars per share)	$ 2.43	$ 0.96	$ 1.16
Diluted earnings per share (in dollars per share)	$ 2.38	$ 0.96	$ 1.16
Cash dividends per share (in dollars per share)	$ 0.24	$ 0.14	$ 0.04