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Provident Financial Holdings, Inc. Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Jun. 30, 2012
Assets    
Cash and cash equivalents $ 193,839 $ 145,136
Investment securities – available for sale, at fair value 19,510 22,898
Loans held for investment, net of allowance for loan losses of $14,935 and $21,483, respectively 748,397 796,836
Loans held for sale, at fair value 188,050 231,639
Accrued interest receivable 2,992 3,277
Real estate owned, net 2,296 5,489
Federal Home Loan Bank (“FHLB”) – San Francisco stock 15,273 22,255
Premises and equipment, net 6,691 6,600
Prepaid expenses and other assets 33,993 26,787
Total assets 1,211,041 1,260,917
Liabilities:    
Non interest-bearing deposits 57,835 55,688
Interest-bearing deposits 865,175 905,723
Total deposits 923,010 961,411
Borrowings 106,491 126,546
Accounts payable, accrued interest and other liabilities 21,566 28,183
Total liabilities 1,051,067 1,116,140
Commitments and Contingencies      
Stockholders’ equity:    
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding) 0 0
Common stock, $.01 par value (40,000,000 shares authorized; 17,661,865 and 17,619,865 shares issued; 10,386,399 and 10,856,027 shares outstanding, respectively) 177 176
Additional paid-in capital 87,742 86,758
Retained earnings 179,816 156,560
Treasury stock at cost (7,275,466 and 6,763,838 shares, respectively) (108,315) (99,343)
Accumulated other comprehensive income, net of tax 554 626
Total stockholders’ equity 159,974 144,777
Total liabilities and stockholders’ equity $ 1,211,041 $ 1,260,917