Provident Financial Holdings, Inc. Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Sep. 30, 2012		Sep. 30, 2011
Cash flows from operating activities:
Net income	$ 8,730		$ 2,318
Adjustments to reconcile net income to net cash (used for) operating activities:
Depreciation and amortization	480		452
Provision for loan losses	533		972
(Recovery) provision of losses on real estate owned	(100)		105
Gain on sale of loans, net	(20,595)		(7,276)
Gain on sale of real estate owned, net	(139)		(361)
Stock-based compensation	134		589
(Increase) decrease in current and deferred income taxes	4,434		1,721
Tax benefit from non-qualified equity compensation	(71)
Increase in cash surrender value of bank owned life insurance	(47)		(48)
Increase (decrease) in accounts payable and other liabilities	481		1,751
Decrease (increase) in prepaid expenses and other assets	349		(2,095)
Loans originated for sale	(860,451)		(568,060)
Proceeds from sale of loans	804,897		488,657
Net cash used for operating activities	(61,365)		(81,275)
Cash flows from investing activities:
Decrease in loans held for investment, net	15,782		17,234
Principal payments from investment securities available for sale	762	[1]	898	[1]
Proceeds from redemption of FHLB - San Francisco stock	1,148		1,199
Proceeds from sales of real estate owned	4,659		4,793
Purchase of premises and equipment	(202)		(329)
Net cash provided by investing activities	22,149		23,795
Cash flows from financing activities:
Increase in deposits, net	(4,596)		16,109
Repayments of long-term borrowings	(13)		(20,012)
Exercise of stock options	197
Tax benefit from non-qualified equity compensation	71
Cash dividends paid	(542)		(345)
Treasury stock purchases	(2,548)		(666)
Net cash used for financing activities	(7,431)		(4,914)
Net (decrease) increase in cash and cash equivalents	(46,647)		(62,394)
Cash and cash equivalents at beginning of year	145,136		142,550
Cash and cash equivalents at end of year	98,489		80,156
Supplemental information:
Cash paid for interest	2,899		4,301
Transfer of loans held for sale to loans held for investment	1,118		856
Real estate owned acquired in the settlement of loans	$ 5,047		$ 5,682

[1] Includes Mortgage Backed Securities held for sale.