Note 6: Loans Held For Investment: Schedule of Allowance for Loan Losses Additional Detail (Tables)

12 Months Ended

Sep. 30, 2012

Tables/Schedules

Schedule of Allowance for Loan Losses Additional Detail

	Three Months Ended
	September 30,
	2012	2011
(Dollars in Thousands)
Allowance at beginning of period	$ 21,483	$ 30,482
Provision for loan losses	533	972
Recoveries:
Mortgage loans:
Single-family	70	113
Consumer loans	1	-
Total recoveries	71	113
Charge-offs:
Mortgage loans:
Single-family	(1,967)	(2,861)
Consumer loans	(2)	(2)
Total charge-offs	(1,969)	(2,863)
Net charge-offs	(1,898)	(2,750)
Allowance at end of period	$ 20,118	$ 28,704
Allowance for loan losses as a percentage of gross loans held for
investment	2.52%	3.23%
Net charge-offs as a percentage of average loans receivable, net,
during the period	0.72%	1.04%
Allowance for loan losses as a percentage of gross non-performing
loans at the end of the period	58.64%	57.61%