Provident Financial Holdings, Inc. Condensed Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Sep. 30, 2012		Sep. 30, 2011
Interest income:
Loans receivable, net	$ 11,633		$ 12,749
Investment securities	114		147
FHLB - San Francisco stock	27	[1]	18	[1]
Interest-earning deposits	73		97
Total interest income	11,847		13,011
Interest expense:
Checking and money market deposits	98		200
Savings deposits	148		225
Time deposits	1,524		1,906
Borrowings	1,141		1,882
Total interest expense	2,911		4,213
Net interest income, before provision for loan losses	8,936		8,798
Provision for loan losses	533		972
Net interest income, after provision for loan losses	8,403		7,826
Non-interest income:
Loan servicing and other fees	338		132
Gain on sale of loans, net	20,595		7,276
Deposit account fees	623		603
Gain on sale and operations of real estate owned acquired in the settlement of loans, net	73		32
Card and processing fees	321	[2]	331	[2]
Other non-interest income	209		174
Total non-interest income	22,159		8,548
Non-interest expense:
Salaries and employee benefits	13,185		8,854
Premises and occupancy	1,150		872
Equipment expense	441		314
Professional expenses	353		433
Sales and marketing expenses	420		199
Deposit insurance premiums and regulatory assessments	339	[3]	171	[3]
Other non-interest expense	1,438		1,460
Total non-interest expense	17,326		12,303
Income before income taxes	13,236		4,071
Provision for income taxes	4,506		1,753
Net income	$ 8,730		$ 2,318
Basic earnings per share	$ 0.81		$ 0.20
Diluted earnings per share	$ 0.80		$ 0.20
Cash dividends per share	$ 0.05		$ 0.03

[1] Includes dividends received on FHLB Stock.

[2] Includes Debit Card transaction fees.

[3] Includes regulatory assessments.