prov10k2012exh231.htm

We consent to the incorporation by reference in Registration Statement Nos. 333-30935, 333-112700, 333-140229 and 333-171344 on Form S-8 of our reports dated September 13, 2012, relating to the consolidated financial statements of Provident Financial Holdings, Inc. and subsidiary (the “Corporation”) (which report expresses an unqualified opinion and includes an explanatory paragraph relating to the presentation of a new statement of comprehensive income for each of the three years in the period ended June 30, 2012, due to the adoption of Accounting Standards Update 2011-05, Comprehensive Income (Topic 220) - Presentation of Comprehensive Income) and the effectiveness of the Corporation’s internal control over financial reporting, appearing in this Annual Report on Form 10-K of the Corporation for the year ended June 30, 2012.