Provident Financial Holdings, Inc. Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Jun. 30, 2012		Jun. 30, 2011		Jun. 30, 2010
Cash flows from operating activities:
Net income	$ 10,810		$ 13,220		$ 1,115
Adjustments to reconcile net income to net cash (used for) operating activities:
Depreciation and amortization	1,357		1,417		1,534
Provision for loan losses	5,777		5,465		21,843
(Recovery) provision of losses on real estate owned	(1,002)		(166)		604
Net gain on sale of loans	(38,017)		(31,194)		(14,338)
Net realized loss (gain) on sale of real estate owned	287		(185)		(2,692)
Net realized gain on sale of investment securities					(2,290)
Net gain on sale of premises and equipment			(1,080)
Stock-based compensation expense	1,254		958		1,016
ESOP expense			304		323
Provision for deferred income taxes	1,282		3,922		2,496
Increase in cash surrender value of bank owned life insurance	(189)		(199)		(200)
Increase (decrease) in accounts payable, accrued interest and other liabilities	2,372		(1,731)		(5,600)
Decrease (increase) in prepaid expenses and other assets	2,877		1,670		(7,987)
Loans originated for sale	(2,516,637)		(2,143,543)		(1,800,831)
Proceeds from sale of loans	2,517,505		2,148,728		1,805,976
Net cash (used for) provided by operating activities	(12,324)		(2,414)		969
Cash flows from investing activities:
Net decrease in loans held for investment	62,149		85,769		96,680
Maturities and calls of investment securities available for sale			3,250		2,000
Principal payments from investment securities available for sale	3,341	[1]	5,534	[1]	20,604	[1]
Proceeds from sales of investment securities available for sale					67,778
Proceeds from redemption of FHLB - San Francisco stock	4,721		4,819		1,228
Purchase of bank owned life insurance					(2,000)
Proceeds from sales of real estate owned	19,895		38,750		44,206
Proceeds from sales of premises and equipment			2,189
Purchase of premises and equipment	(2,595)		(879)		(395)
Net cash provided by investing activities	87,511		139,432		230,101
Cash flows from financing activities:
Net increase (decrease) in deposits	15,644		12,834		(56,312)
Proceeds from long-term borrowings	10,000		30,000
Repayments of long-term borrowings	(90,052)		(133,049)		(147,045)
ESOP loan payment			2		4
Treasury Stock purchases	(6,693)
Exercise of stock options	72
Cash dividends paid	(1,572)		(456)		(352)
Proceeds from issuance of common stock					11,933
Net cash used for financing activities	(72,601)		(90,669)		(191,772)
Net (decrease) increase in cash and cash equivalents	2,586		46,349		39,298
Cash and cash equivalents at beginning of year	142,550		96,201		56,903
Cash and cash equivalents at end of year	145,136		142,550		96,201
Supplemental information:
Cash paid for interest	15,249		21,582		31,050
Cash paid for income taxes	5,110		8,380		3,990
Transfer of loans held for sale to loans held for investment	2,567		283
Real estate owned acquired in the settlement of loans	$ 24,113		$ 47,316		$ 59,038

[1] Includes Mortgage Backed Securities held for sale.