Provident Financial Holdings, Inc. Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Jun. 30, 2012		Jun. 30, 2011		Jun. 30, 2010
Interest income:
Loans receivable, net	$ 50,505		$ 57,442		$ 67,665
Investment securities	528		798		2,144
FHLB - San Francisco stock	99	[1]	110	[1]	112	[1]
Interest-earning deposits	303		339		242
Total interest income	51,435		58,689		70,163
Interest expense:
Deposits	8,415		10,260		15,500
Borrowings	6,290		10,680		15,085
Total interest expense	14,705		20,940		30,585
Net interest income, before provision for loan losses	36,730		37,749		39,578
Provision for loan losses	5,777		5,465		21,843
Net interest income, after provision for loan losses	30,953		32,284		17,735
Non-interest income:
Loan servicing and other fees	733		892		797
Gain on sale of loans, net	38,017		31,194		14,338
Deposit account fees	2,438		2,504		2,823
Gain on sale of investment securities					2,290
(Loss) gain on sale and operations of real estate owned acquired in the settlement of loans, net	(120)		(1,351)		16
Gain on sale of premises and equipment			1,089
Card and processing fees	1,282	[2]	1,274	[2]	1,110	[2]
Other non-interest income	800		755		885
Total non-interest income	43,150		36,357		22,259
Non-interest expense:
Salaries and employee benefits	39,283		29,966		23,379
Premises and occupancy	3,763		3,270		3,048
Equipment expense	1,488		1,526		1,614
Professional expense	1,904		1,669		1,517
Sales and marketing expense	1,187		672		623
Deposit insurance premiums and regulatory assessments	1,296	[3]	2,610	[3]	2,988	[3]
Other non-interest expense	6,444		5,659		4,970
Total non-interest expense	55,365		45,372		38,139
Income before income taxes	18,738		23,269		1,855
Provision for income taxes	7,928		10,049		740
Net income	$ 10,810		$ 13,220		$ 1,115
Basic earnings per share	$ 0.96		$ 1.16		$ 0.13
Diluted earnings per share	$ 0.96		$ 1.16		$ 0.13
Cash dividends per share	$ 0.14		$ 0.04		$ 0.04

[1] Includes dividends received on FHLB Stock.

[2] Includes Debit Card transaction fees.

[3] Includes regulatory assessments.