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Quarterly Results of Operations (Unaudited)
12 Months Ended
Jun. 30, 2012
Quarterly Results of Operations (Unaudited):  
Quarterly Results of Operations (Unaudited)

 

19.  

Quarterly Results of Operations (Unaudited):

 

The following tables set forth the quarterly financial data for the years ended June 30, 2012 and 2011.

 

 

For Fiscal Year 2012

 

For the

 

 

 

 

 

 

 

 

 

 

Year Ended

 

 

 

 

 

 

 

 

 

 

June 30,

 

Fourth

 

Third

 

Second

 

First

 

 

2012

 

Quarter

 

Quarter

 

Quarter

 

Quarter

 

(Dollars in Thousands, Except Per Share Amount)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 $ 51,435

 

 $ 12,518

 

 $ 12,454

 

 $ 13,452

 

 $ 13,011

 

Interest expense

      14,705

 

      3,068

 

      3,478

 

       3,946

 

       4,213

 

Net interest income

       36,730

 

       9,450

 

       8,976

 

        9,506

 

8,798

 

 

 

 

 

 

 

 

 

 

 

 

Provision for loan losses

5,777

 

2,051

 

1,622

 

1,132

 

972

 

Net interest income, after provision

 

 

 

 

 

 

 

 

 

 

   for loan losses

30,953

 

7,399

 

7,354

 

8,374

 

7,826

 

 

 

 

 

 

 

 

 

 

 

 

Non-interest income

       43,150

 

15,980

 

       11,309

 

7,313

 

8,548

 

Non-interest expense

      55,365

 

15,991

 

14,597

 

12,474

 

12,303

 

Income before income taxes

       18,738

 

        7,388

 

        4,066

 

3,213

 

4,071

 

 

 

 

 

 

 

 

 

 

 

 

Provision for income taxes

         7,928

 

3,082

 

        1,734

 

1,359

 

1,753

 

Net income

 $ 10,810

 

 $   4,306

 

 $   2,332

 

 $   1,854

 

 $   2,318

 

 

 

 

 

 

 

 

 

 

 

 

Basic earnings per share

$     0.96

 

$     0.39

 

$     0.21

 

$     0.16

 

$     0.20

 

Diluted earnings per share

$     0.96

 

$     0.39

 

$     0.21

 

$     0.16

 

$     0.20

 

 

 

 

For Fiscal Year 2011

 

For the

 

 

 

 

 

 

 

 

 

 

Year Ended

 

 

 

 

 

 

 

 

 

 

June 30,

 

Fourth

 

Third

 

Second

 

First

 

 

2011

 

Quarter

 

Quarter

 

Quarter

 

Quarter

 

(Dollars in Thousands, Except Per Share Amount)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 $ 58,689

 

 $ 13,560

 

 $ 14,026

 

 $ 15,200

 

 $ 15,903

 

Interest expense

      20,940

 

      4,503

 

      4,854

 

       5,492

 

       6,091

 

Net interest income

       37,749

 

       9,057

 

       9,172

 

        9,708

 

9,812

 

 

 

 

 

 

 

 

 

 

 

 

Provision for loan losses

5,465

 

847

 

2,693

 

1,048

 

877

 

Net interest income, after provision

 

 

 

 

 

 

 

 

 

 

   for loan losses

32,284

 

8,210

 

6,479

 

8,660

 

8,935

 

 

 

 

 

 

 

 

 

 

 

 

Non-interest income

       36,357

 

7,261

 

        8,664

 

10,097

 

10,335

 

Non-interest expense

      45,372

 

11,808

 

11,012

 

11,342

 

11,210

 

Income before income taxes

       23,269

 

        3,663

 

        4,131

 

7,415

 

8,060

 

 

 

 

 

 

 

 

 

 

 

 

Provision for income taxes

         10,049

 

1,562

 

        1,796

 

3,160

 

3,531

 

Net income

 $ 13,220

 

 $   2,101

 

 $   2,335

 

 $   4,255

 

 $   4,529

 

 

 

 

 

 

 

 

 

 

 

 

Basic earnings per share

$   1.16

 

$     0.18

 

$     0.20

 

$     0.37

 

$     0.40

 

Diluted earnings per share

$   1.16

 

$     0.18

 

$     0.20

 

$     0.37

 

$     0.40