X0303 4 2008-08-07 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001180895 SCHRADER ROBERT G 3756 CENTRAL AVENUE RIVERSIDE CA 92506 1 0 0 0 Option to Purchase 7.03 2008-08-07 4 A 0 9000 0 A 2011-08-07 2018-08-07 Common Stock 9000 36800 D Mr. Schrader has previously been granted 27,800 options to acquire 27,800 shares of Provident's common stock under Provident's 1996 Stock Option Plan, 2003 Stock Option Plan and 2006 Equity Incentive Plan. Those grants vest ratably over a five-year period and expire in ten years. The activity described in this Form 4 reflects that Mr. Schrader has been granted 9,000 options to acquire 9,000 shares of Provident's common stock under Provident's 2006 Equity Incentive Plan. The entire grant vests on August 7, 2011 and expires in ten years. /s/Robert G. Schrader 2008-08-08