X0303 4 2008-08-07 0 0001010470 PROVIDENT FINANCIAL HOLDINGS INC PROV 0001371914 GONZALES KATHRYN R 3756 CENTRAL AVE. RIVERSIDE CA 92506 0 1 0 0 Senior Vice President Common Stock, Par Value $0.01 2008-08-07 4 A 0 7000 0 A 15000 D Option to Purchase Common Stock 7.03 2008-08-07 4 A 0 9000 0 A 2011-08-07 2018-08-07 Common Stock 9000 67000 D The direct ownership of 15,000 shares includes the 7,000 share restricted stock award granted on August 7, 2008 from the 2006 Equity Incentive Plan which vests on August 7, 2011 and the 4,000 shares of restricted stock awarded to Ms. Gonzales on February 6, 2007 from the 2006 Equity Incentive Plan, which vests over a five-year period in equal installments beginning on February 6, 2008. Ms. Gonzales has previously been granted 58,000 options to acquire 58,000 shares of Provident's common stock under Provident's 2003 Stock Option Plan and 2006 Equity Incentive Plan. Those grants vest ratably over a five-year period and expire in ten years. The activity described in this Form 4 reflects that Ms. Gonzales has been granted 9,000 options to acquire 9,000 shares of Provident's common stock under Provident's 2006 Equity Incentive Plan. The entire grant vests on August 7, 2011 and expires in ten years. /s/Kathryn R. Gonzales 2008-08-08